Podcasts about moneyminiblog

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1846: Kalen Bruce breaks down the complex process of estimating startup costs into a practical, strategic approach for new entrepreneurs. By categorizing expenses, leveraging online tools, and maintaining conservative projections, he shows how to build a realistic financial foundation while avoiding unnecessary debt and cultivating resilience in the face of uncertainty. Read along with the original article(s) here: https://moneyminiblog.com/business/estimate-costs-of-starting-a-business/ Quotes to ponder: "Interest rates are a dark cloud that looms over your business and the last thing you should do is ignore it." "Plan changes as the financial winds turn, and that is the name of the game if you want to succeed." "Always aim for a conservative assessment. It will help you secure what is called a financial cushion that covers up to one year of business expenses." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1846: Kalen Bruce breaks down the complex process of estimating startup costs into a practical, strategic approach for new entrepreneurs. By categorizing expenses, leveraging online tools, and maintaining conservative projections, he shows how to build a realistic financial foundation while avoiding unnecessary debt and cultivating resilience in the face of uncertainty. Read along with the original article(s) here: https://moneyminiblog.com/business/estimate-costs-of-starting-a-business/ Quotes to ponder: "Interest rates are a dark cloud that looms over your business and the last thing you should do is ignore it." "Plan changes as the financial winds turn, and that is the name of the game if you want to succeed." "Always aim for a conservative assessment. It will help you secure what is called a financial cushion that covers up to one year of business expenses." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1825: Kalen Bruce highlights how entrepreneurs can sharpen their skills by embracing continuous learning, surrounding themselves with mentors, and staying adaptable in changing markets. His insights show that growth as a business owner isn't just about strategy but also about cultivating habits that drive resilience, focus, and long-term success. Read along with the original article(s) here: https://moneyminiblog.com/business/entrepreneur-skill-development/ Quotes to ponder: "Entrepreneurship is a skill that must be developed, learned, and practiced." "You'll never ‘arrive' at a point where you no longer need to learn or grow." "Always keep learning, always keep growing, and never get too comfortable." Episode references: Think and Grow Rich: https://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331 How to Win Friends and Influence People: https://www.amazon.com/How-Win-Friends-Influence-People/dp/0671027034 Rich Dad Poor Dad: https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 7 Habits of Highly Effective People: https://www.amazon.com/Habits-Highly-Effective-People-Powerful/dp/0743269519 The Lean Startup: https://www.amazon.com/Lean-Startup-Entrepreneurs-Continuous-Innovation/dp/0307887898 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1825: Kalen Bruce highlights how entrepreneurs can sharpen their skills by embracing continuous learning, surrounding themselves with mentors, and staying adaptable in changing markets. His insights show that growth as a business owner isn't just about strategy but also about cultivating habits that drive resilience, focus, and long-term success. Read along with the original article(s) here: https://moneyminiblog.com/business/entrepreneur-skill-development/ Quotes to ponder: "Entrepreneurship is a skill that must be developed, learned, and practiced." "You'll never ‘arrive' at a point where you no longer need to learn or grow." "Always keep learning, always keep growing, and never get too comfortable." Episode references: Think and Grow Rich: https://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331 How to Win Friends and Influence People: https://www.amazon.com/How-Win-Friends-Influence-People/dp/0671027034 Rich Dad Poor Dad: https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 7 Habits of Highly Effective People: https://www.amazon.com/Habits-Highly-Effective-People-Powerful/dp/0743269519 The Lean Startup: https://www.amazon.com/Lean-Startup-Entrepreneurs-Continuous-Innovation/dp/0307887898 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1825: Kalen Bruce highlights how entrepreneurs can sharpen their skills by embracing continuous learning, surrounding themselves with mentors, and staying adaptable in changing markets. His insights show that growth as a business owner isn't just about strategy but also about cultivating habits that drive resilience, focus, and long-term success. Read along with the original article(s) here: https://moneyminiblog.com/business/entrepreneur-skill-development/ Quotes to ponder: "Entrepreneurship is a skill that must be developed, learned, and practiced." "You'll never ‘arrive' at a point where you no longer need to learn or grow." "Always keep learning, always keep growing, and never get too comfortable." Episode references: Think and Grow Rich: https://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331 How to Win Friends and Influence People: https://www.amazon.com/How-Win-Friends-Influence-People/dp/0671027034 Rich Dad Poor Dad: https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 7 Habits of Highly Effective People: https://www.amazon.com/Habits-Highly-Effective-People-Powerful/dp/0743269519 The Lean Startup: https://www.amazon.com/Lean-Startup-Entrepreneurs-Continuous-Innovation/dp/0307887898 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3278: Kalen Bruce unpacks five damaging money myths that sabotage retirement plans, like believing a high income ensures future savings or that investing is only for finance experts. He urges readers to rethink their strategy by starting small, learning the basics of investing, and distinguishing between good and bad debt for a more secure financial future. Read along with the original article(s) here: https://moneyminiblog.com/investing/personal-finance-retirement-myths/ Quotes to ponder: "Many people take no care of their money till they come nearly to the end of it." "To guarantee a comfortable retirement, get into a saving mindset starting with your mid-20s, even if that means setting aside just $100 every month." "You don't need a degree in finance to be successful." Episode references: Camp FI: https://www.campfi.org 4% Rule (Investopedia explanation): https://www.investopedia.com/terms/f/four-percent-rule.asp The Federal Reserve Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1806: Jay Egger highlights how waiting for the perfect time to begin a side hustle only leads to missed opportunities, showing that momentum is built through immediate, consistent effort. His insights emphasize turning small actions into long-term gains and overcoming the trap of delay. Read along with the original article(s) here: https://moneyminiblog.com/make-money/time-for-side-hustle/ Quotes to ponder: "There will never be a perfect time to start something new." "If you wait until everything is perfect, you'll never get started." "Progress comes from consistency, not from waiting for the stars to align." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1806: Jay Egger highlights how waiting for the perfect time to begin a side hustle only leads to missed opportunities, showing that momentum is built through immediate, consistent effort. His insights emphasize turning small actions into long-term gains and overcoming the trap of delay. Read along with the original article(s) here: https://moneyminiblog.com/make-money/time-for-side-hustle/ Quotes to ponder: "There will never be a perfect time to start something new." "If you wait until everything is perfect, you'll never get started." "Progress comes from consistency, not from waiting for the stars to align." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3278: Kalen Bruce unpacks five damaging money myths that sabotage retirement plans, like believing a high income ensures future savings or that investing is only for finance experts. He urges readers to rethink their strategy by starting small, learning the basics of investing, and distinguishing between good and bad debt for a more secure financial future. Read along with the original article(s) here: https://moneyminiblog.com/investing/personal-finance-retirement-myths/ Quotes to ponder: "Many people take no care of their money till they come nearly to the end of it." "To guarantee a comfortable retirement, get into a saving mindset starting with your mid-20s, even if that means setting aside just $100 every month." "You don't need a degree in finance to be successful." Episode references: Camp FI: https://www.campfi.org 4% Rule (Investopedia explanation): https://www.investopedia.com/terms/f/four-percent-rule.asp The Federal Reserve Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3278: Kalen Bruce unpacks five damaging money myths that sabotage retirement plans, like believing a high income ensures future savings or that investing is only for finance experts. He urges readers to rethink their strategy by starting small, learning the basics of investing, and distinguishing between good and bad debt for a more secure financial future. Read along with the original article(s) here: https://moneyminiblog.com/investing/personal-finance-retirement-myths/ Quotes to ponder: "Many people take no care of their money till they come nearly to the end of it." "To guarantee a comfortable retirement, get into a saving mindset starting with your mid-20s, even if that means setting aside just $100 every month." "You don't need a degree in finance to be successful." Episode references: Camp FI: https://www.campfi.org 4% Rule (Investopedia explanation): https://www.investopedia.com/terms/f/four-percent-rule.asp The Federal Reserve Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1806: Jay Egger highlights how waiting for the perfect time to begin a side hustle only leads to missed opportunities, showing that momentum is built through immediate, consistent effort. His insights emphasize turning small actions into long-term gains and overcoming the trap of delay. Read along with the original article(s) here: https://moneyminiblog.com/make-money/time-for-side-hustle/ Quotes to ponder: "There will never be a perfect time to start something new." "If you wait until everything is perfect, you'll never get started." "Progress comes from consistency, not from waiting for the stars to align." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1790: Heston Lubiano explains practical ways to assess how inclusive your workplace really is, using measurable indicators like employee surveys, diversity data, and retention rates. He emphasizes that an inclusive culture is not just about representation but about ensuring all team members feel valued, heard, and able to contribute fully. The strategies outlined help leaders pinpoint gaps and take meaningful steps toward genuine inclusion. Read along with the original article(s) here: https://moneyminiblog.com/business/measure-company-inclusive-culture/ Quotes to ponder: "An inclusive culture means everyone feels valued and respected, regardless of their differences." "Measuring inclusivity can help you identify gaps and create strategies to close them." "It's not just about diversity; it's about making sure everyone feels like they belong." Episode references: U.S. Equal Employment Opportunity Commission: https://www.eeoc.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1790: Heston Lubiano explains practical ways to assess how inclusive your workplace really is, using measurable indicators like employee surveys, diversity data, and retention rates. He emphasizes that an inclusive culture is not just about representation but about ensuring all team members feel valued, heard, and able to contribute fully. The strategies outlined help leaders pinpoint gaps and take meaningful steps toward genuine inclusion. Read along with the original article(s) here: https://moneyminiblog.com/business/measure-company-inclusive-culture/ Quotes to ponder: "An inclusive culture means everyone feels valued and respected, regardless of their differences." "Measuring inclusivity can help you identify gaps and create strategies to close them." "It's not just about diversity; it's about making sure everyone feels like they belong." Episode references: U.S. Equal Employment Opportunity Commission: https://www.eeoc.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1790: Heston Lubiano explains practical ways to assess how inclusive your workplace really is, using measurable indicators like employee surveys, diversity data, and retention rates. He emphasizes that an inclusive culture is not just about representation but about ensuring all team members feel valued, heard, and able to contribute fully. The strategies outlined help leaders pinpoint gaps and take meaningful steps toward genuine inclusion. Read along with the original article(s) here: https://moneyminiblog.com/business/measure-company-inclusive-culture/ Quotes to ponder: "An inclusive culture means everyone feels valued and respected, regardless of their differences." "Measuring inclusivity can help you identify gaps and create strategies to close them." "It's not just about diversity; it's about making sure everyone feels like they belong." Episode references: U.S. Equal Employment Opportunity Commission: https://www.eeoc.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1770: Kalen Bruce breaks down how to spot toxic behaviors that erode workplace culture and productivity, offering practical steps to address them without harming team morale. Learn how to confront negativity with leadership, boundaries, and a proactive mindset to foster a healthier, more effective environment. Read along with the original article(s) here: https://moneyminiblog.com/business/identify-deal-toxic-employees/ Quotes to ponder: "One toxic employee can have a much larger negative impact than you might imagine." "Make sure your company culture doesn't support toxic behavior by ignoring it." "Don't be afraid to address the problem directly and immediately, while maintaining professionalism and empathy." Episode references: Emotional Intelligence 2.0: https://www.amazon.com/Emotional-Intelligence-2-0-Travis-Bradberry/dp/0974320625 Crucial Conversations: https://www.amazon.com/Crucial-Conversations-Talking-Stakes-Second/dp/0071771328 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1770: Kalen Bruce breaks down how to spot toxic behaviors that erode workplace culture and productivity, offering practical steps to address them without harming team morale. Learn how to confront negativity with leadership, boundaries, and a proactive mindset to foster a healthier, more effective environment. Read along with the original article(s) here: https://moneyminiblog.com/business/identify-deal-toxic-employees/ Quotes to ponder: "One toxic employee can have a much larger negative impact than you might imagine." "Make sure your company culture doesn't support toxic behavior by ignoring it." "Don't be afraid to address the problem directly and immediately, while maintaining professionalism and empathy." Episode references: Emotional Intelligence 2.0: https://www.amazon.com/Emotional-Intelligence-2-0-Travis-Bradberry/dp/0974320625 Crucial Conversations: https://www.amazon.com/Crucial-Conversations-Talking-Stakes-Second/dp/0071771328 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1770: Kalen Bruce breaks down how to spot toxic behaviors that erode workplace culture and productivity, offering practical steps to address them without harming team morale. Learn how to confront negativity with leadership, boundaries, and a proactive mindset to foster a healthier, more effective environment. Read along with the original article(s) here: https://moneyminiblog.com/business/identify-deal-toxic-employees/ Quotes to ponder: "One toxic employee can have a much larger negative impact than you might imagine." "Make sure your company culture doesn't support toxic behavior by ignoring it." "Don't be afraid to address the problem directly and immediately, while maintaining professionalism and empathy." Episode references: Emotional Intelligence 2.0: https://www.amazon.com/Emotional-Intelligence-2-0-Travis-Bradberry/dp/0974320625 Crucial Conversations: https://www.amazon.com/Crucial-Conversations-Talking-Stakes-Second/dp/0071771328 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3223: Kalen Bruce outlines four essential types of insurance that can shield you from life's financial surprises: health, personal liability, auto, and life. With practical examples and eye-opening statistics, he makes a compelling case for proactive planning to avoid devastating costs and protect your family's future. Read along with the original article(s) here: https://moneyminiblog.com/insurance/types-of-insurance/ Quotes to ponder: "Even if the coverage amount is high, many of the life-threatening diseases like cancer, AIDS, etc. are rarely covered." "There is a high chance that you may face a lawsuit in your life yourself." "If your car is damaged in an accident and you have no insurance cover, then you have to bear all the repairing costs yourself which can be huge." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3223: Kalen Bruce outlines four essential types of insurance that can shield you from life's financial surprises: health, personal liability, auto, and life. With practical examples and eye-opening statistics, he makes a compelling case for proactive planning to avoid devastating costs and protect your family's future. Read along with the original article(s) here: https://moneyminiblog.com/insurance/types-of-insurance/ Quotes to ponder: "Even if the coverage amount is high, many of the life-threatening diseases like cancer, AIDS, etc. are rarely covered." "There is a high chance that you may face a lawsuit in your life yourself." "If your car is damaged in an accident and you have no insurance cover, then you have to bear all the repairing costs yourself which can be huge." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3223: Kalen Bruce outlines four essential types of insurance that can shield you from life's financial surprises: health, personal liability, auto, and life. With practical examples and eye-opening statistics, he makes a compelling case for proactive planning to avoid devastating costs and protect your family's future. Read along with the original article(s) here: https://moneyminiblog.com/insurance/types-of-insurance/ Quotes to ponder: "Even if the coverage amount is high, many of the life-threatening diseases like cancer, AIDS, etc. are rarely covered." "There is a high chance that you may face a lawsuit in your life yourself." "If your car is damaged in an accident and you have no insurance cover, then you have to bear all the repairing costs yourself which can be huge." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1749: Sarah Williams reveals that charisma isn't an innate gift but a learnable skill rooted in presence, empathy, and confidence. By mastering small, intentional habits like genuine listening and positive body language, anyone can become more magnetic and influential in both personal and professional settings. Read along with the original article(s) here: https://moneyminiblog.com/productivity/develop-charisma/ Quotes to ponder: "Charisma isn't about being the loudest person in the room or having the funniest jokes; it's about making others feel seen, heard, and important." "You don't have to be extroverted to be charismatic, but you do need to be intentional." "Being present is one of the most attractive traits a person can have." Episode references: TED Talk by Amy Cuddy - Your Body Language May Shape Who You Are: https://www.ted.com/talks/amy_cuddy_your_body_language_may_shape_who_you_are Emotional Intelligence by Daniel Goleman: https://www.amazon.com/Emotional-Intelligence-Matter-More-Than/dp/055338371X The Charisma Myth: https://www.amazon.com/Charisma-Myth-Science-Personal-Magnetism/dp/1591845947 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1749: Sarah Williams reveals that charisma isn't an innate gift but a learnable skill rooted in presence, empathy, and confidence. By mastering small, intentional habits like genuine listening and positive body language, anyone can become more magnetic and influential in both personal and professional settings. Read along with the original article(s) here: https://moneyminiblog.com/productivity/develop-charisma/ Quotes to ponder: "Charisma isn't about being the loudest person in the room or having the funniest jokes; it's about making others feel seen, heard, and important." "You don't have to be extroverted to be charismatic, but you do need to be intentional." "Being present is one of the most attractive traits a person can have." Episode references: TED Talk by Amy Cuddy - Your Body Language May Shape Who You Are: https://www.ted.com/talks/amy_cuddy_your_body_language_may_shape_who_you_are Emotional Intelligence by Daniel Goleman: https://www.amazon.com/Emotional-Intelligence-Matter-More-Than/dp/055338371X The Charisma Myth: https://www.amazon.com/Charisma-Myth-Science-Personal-Magnetism/dp/1591845947 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1749: Sarah Williams reveals that charisma isn't an innate gift but a learnable skill rooted in presence, empathy, and confidence. By mastering small, intentional habits like genuine listening and positive body language, anyone can become more magnetic and influential in both personal and professional settings. Read along with the original article(s) here: https://moneyminiblog.com/productivity/develop-charisma/ Quotes to ponder: "Charisma isn't about being the loudest person in the room or having the funniest jokes; it's about making others feel seen, heard, and important." "You don't have to be extroverted to be charismatic, but you do need to be intentional." "Being present is one of the most attractive traits a person can have." Episode references: TED Talk by Amy Cuddy - Your Body Language May Shape Who You Are: https://www.ted.com/talks/amy_cuddy_your_body_language_may_shape_who_you_are Emotional Intelligence by Daniel Goleman: https://www.amazon.com/Emotional-Intelligence-Matter-More-Than/dp/055338371X The Charisma Myth: https://www.amazon.com/Charisma-Myth-Science-Personal-Magnetism/dp/1591845947 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1725: Mike Lieberman highlights how retirement can open the door to fulfilling, flexible entrepreneurship that aligns with personal passions and decades of experience. He shares actionable advice for launching a business later in life, helping retirees transform idle time into meaningful, income-generating ventures. Read along with the original article(s) here: https://moneyminiblog.com/retirement/starting-a-business-in-retirement/ Quotes to ponder: "Retirement can be a time to kick back and relax, or it can be a time to pursue your dreams." "If you're retired, you have the time to build a business the right way." "Passion should be a key driver in any business you start during retirement." Episode references: IRS Small Business and Self-Employed Tax Center: https://www.irs.gov/businesses/small-businesses-self-employed SCORE Mentoring for Entrepreneurs: https://www.score.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1725: Mike Lieberman highlights how retirement can open the door to fulfilling, flexible entrepreneurship that aligns with personal passions and decades of experience. He shares actionable advice for launching a business later in life, helping retirees transform idle time into meaningful, income-generating ventures. Read along with the original article(s) here: https://moneyminiblog.com/retirement/starting-a-business-in-retirement/ Quotes to ponder: "Retirement can be a time to kick back and relax, or it can be a time to pursue your dreams." "If you're retired, you have the time to build a business the right way." "Passion should be a key driver in any business you start during retirement." Episode references: IRS Small Business and Self-Employed Tax Center: https://www.irs.gov/businesses/small-businesses-self-employed SCORE Mentoring for Entrepreneurs: https://www.score.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1725: Mike Lieberman highlights how retirement can open the door to fulfilling, flexible entrepreneurship that aligns with personal passions and decades of experience. He shares actionable advice for launching a business later in life, helping retirees transform idle time into meaningful, income-generating ventures. Read along with the original article(s) here: https://moneyminiblog.com/retirement/starting-a-business-in-retirement/ Quotes to ponder: "Retirement can be a time to kick back and relax, or it can be a time to pursue your dreams." "If you're retired, you have the time to build a business the right way." "Passion should be a key driver in any business you start during retirement." Episode references: IRS Small Business and Self-Employed Tax Center: https://www.irs.gov/businesses/small-businesses-self-employed SCORE Mentoring for Entrepreneurs: https://www.score.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3069: Rebuilding your finances after bankruptcy is challenging, but it's also an opportunity for a fresh start. Kalen Bruce outlines practical steps to regain control, from tracking expenses and cutting non-essential spending to leveraging budgeting tools and creating a sustainable financial plan. By taking a proactive approach, you can turn past financial struggles into a foundation for long-term stability. Read along with the original article(s) here: https://moneyminiblog.com/budgeting/budget-after-bankruptcy/ Quotes to ponder: "Once your debts have been forgiven, you need to make sure you don't fall back into debt." "If there is any practice that can answer the question of how to rebuild finances after bankruptcy, it is budgeting." "Look at your financial situation as a positive, clean slate, rather than feeling sorry over your previous financial failings." Episode references: FI Healthcare: https://fihealthcare.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3069: Rebuilding your finances after bankruptcy is challenging, but it's also an opportunity for a fresh start. Kalen Bruce outlines practical steps to regain control, from tracking expenses and cutting non-essential spending to leveraging budgeting tools and creating a sustainable financial plan. By taking a proactive approach, you can turn past financial struggles into a foundation for long-term stability. Read along with the original article(s) here: https://moneyminiblog.com/budgeting/budget-after-bankruptcy/ Quotes to ponder: "Once your debts have been forgiven, you need to make sure you don't fall back into debt." "If there is any practice that can answer the question of how to rebuild finances after bankruptcy, it is budgeting." "Look at your financial situation as a positive, clean slate, rather than feeling sorry over your previous financial failings." Episode references: FI Healthcare: https://fihealthcare.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3069: Rebuilding your finances after bankruptcy is challenging, but it's also an opportunity for a fresh start. Kalen Bruce outlines practical steps to regain control, from tracking expenses and cutting non-essential spending to leveraging budgeting tools and creating a sustainable financial plan. By taking a proactive approach, you can turn past financial struggles into a foundation for long-term stability. Read along with the original article(s) here: https://moneyminiblog.com/budgeting/budget-after-bankruptcy/ Quotes to ponder: "Once your debts have been forgiven, you need to make sure you don't fall back into debt." "If there is any practice that can answer the question of how to rebuild finances after bankruptcy, it is budgeting." "Look at your financial situation as a positive, clean slate, rather than feeling sorry over your previous financial failings." Episode references: FI Healthcare: https://fihealthcare.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1604: Kalen Bruce explores eight practical strategies to turn what you love into a profitable business, from discovering your niche and leveraging technology to hiring passionate people and prioritizing customer relationships. By nurturing creativity and staying adaptable, you can build a sustainable, rewarding career around your interests. Read along with the original article(s) here: https://moneyminiblog.com/make-money/passion-into-profit/ Quotes to ponder: "Passion, not only capture your attention and arouse your curiosity but also satisfy your need to accomplish things." "Entrepreneurship requires a lot of imagination and grit in creating a brand that is valuable to your customers." "Building a sustainable company involves ongoing reinvention and new development." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1604: Kalen Bruce explores eight practical strategies to turn what you love into a profitable business, from discovering your niche and leveraging technology to hiring passionate people and prioritizing customer relationships. By nurturing creativity and staying adaptable, you can build a sustainable, rewarding career around your interests. Read along with the original article(s) here: https://moneyminiblog.com/make-money/passion-into-profit/ Quotes to ponder: "Passion, not only capture your attention and arouse your curiosity but also satisfy your need to accomplish things." "Entrepreneurship requires a lot of imagination and grit in creating a brand that is valuable to your customers." "Building a sustainable company involves ongoing reinvention and new development." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1604: Kalen Bruce explores eight practical strategies to turn what you love into a profitable business, from discovering your niche and leveraging technology to hiring passionate people and prioritizing customer relationships. By nurturing creativity and staying adaptable, you can build a sustainable, rewarding career around your interests. Read along with the original article(s) here: https://moneyminiblog.com/make-money/passion-into-profit/ Quotes to ponder: "Passion, not only capture your attention and arouse your curiosity but also satisfy your need to accomplish things." "Entrepreneurship requires a lot of imagination and grit in creating a brand that is valuable to your customers." "Building a sustainable company involves ongoing reinvention and new development." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2989: Kalen Bruce explores two powerful strategies for paying off debt - the debt snowball and the debt avalanche. By comparing their benefits and drawbacks, this article empowers you to choose the method that aligns with your financial goals and motivation style, whether you crave small wins or want to minimize interest payments. Read along with the original article(s) here: https://moneyminiblog.com/debt-relief/pay-off-debt-snowball-vs-avalanche Quotes to ponder: "If you become debt free, you win. It doesn't matter which method you used once you are debt free." "Personal finance is less about the math and more about behavior, habits, and mindset." "Sometimes the right method may not make the most sense on paper, but if it works, you still win!" Episode references: Dave Ramsey's The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Dave-Ramsey/dp/1595555277 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2989: Kalen Bruce explores two powerful strategies for paying off debt - the debt snowball and the debt avalanche. By comparing their benefits and drawbacks, this article empowers you to choose the method that aligns with your financial goals and motivation style, whether you crave small wins or want to minimize interest payments. Read along with the original article(s) here: https://moneyminiblog.com/debt-relief/pay-off-debt-snowball-vs-avalanche Quotes to ponder: "If you become debt free, you win. It doesn't matter which method you used once you are debt free." "Personal finance is less about the math and more about behavior, habits, and mindset." "Sometimes the right method may not make the most sense on paper, but if it works, you still win!" Episode references: Dave Ramsey's The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Dave-Ramsey/dp/1595555277 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1552: Discover practical strategies for crafting a cost-effective social media marketing budget, balancing creativity and analytics to maximize impact. Learn how to allocate resources effectively, prioritize platforms, and measure ROI to achieve sustainable growth in your campaigns. Read along with the original article(s) here: https://moneyminiblog.com/budgeting/social-media-marketing-budget/ Quotes to ponder: "Your social media marketing budget should be as dynamic as the platforms themselves, adapting to trends and audience behaviors." "Allocating resources effectively is not about spending more; it's about spending smarter." "Measuring ROI is the key to ensuring your campaigns are not just creative but also profitable." Episode references: Hootsuite Blog: https://blog.hootsuite.com Buffer Blog: https://buffer.com/resources The 1-Page Marketing Plan: https://www.amazon.com/1-Page-Marketing-Plan-Customers-Money/dp/1989025013 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1552: Discover practical strategies for crafting a cost-effective social media marketing budget, balancing creativity and analytics to maximize impact. Learn how to allocate resources effectively, prioritize platforms, and measure ROI to achieve sustainable growth in your campaigns. Read along with the original article(s) here: https://moneyminiblog.com/budgeting/social-media-marketing-budget/ Quotes to ponder: "Your social media marketing budget should be as dynamic as the platforms themselves, adapting to trends and audience behaviors." "Allocating resources effectively is not about spending more; it's about spending smarter." "Measuring ROI is the key to ensuring your campaigns are not just creative but also profitable." Episode references: Hootsuite Blog: https://blog.hootsuite.com Buffer Blog: https://buffer.com/resources The 1-Page Marketing Plan: https://www.amazon.com/1-Page-Marketing-Plan-Customers-Money/dp/1989025013 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1524: Arman Sadeghi identifies the critical mistakes that keep entrepreneurs from turning a profit, such as ineffective budgeting and premature scaling. Discover actionable insights to overcome these challenges and ensure long-term business success. Read along with the original article(s) here: https://moneyminiblog.com/business/reasons-entrepreneurs-never-turn-a-profit/ Quotes to ponder: "Most entrepreneurs fail not because their idea is bad, but because they fail to manage their money effectively." "Scaling too fast can be as dangerous as not scaling at all it's about finding the right pace for growth." "A profitable business isn't about how much you make; it's about how much you keep." Episode references: Profit First: https://www.amazon.com/Profit-First-Transform-Cash-Eating-Money-Making/dp/073521414X The E-Myth Revisited: https://www.amazon.com/E-Myth-Revisited-Small-Businesses-About/dp/0887307280 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1524: Arman Sadeghi identifies the critical mistakes that keep entrepreneurs from turning a profit, such as ineffective budgeting and premature scaling. Discover actionable insights to overcome these challenges and ensure long-term business success. Read along with the original article(s) here: https://moneyminiblog.com/business/reasons-entrepreneurs-never-turn-a-profit/ Quotes to ponder: "Most entrepreneurs fail not because their idea is bad, but because they fail to manage their money effectively." "Scaling too fast can be as dangerous as not scaling at all it's about finding the right pace for growth." "A profitable business isn't about how much you make; it's about how much you keep." Episode references: Profit First: https://www.amazon.com/Profit-First-Transform-Cash-Eating-Money-Making/dp/073521414X The E-Myth Revisited: https://www.amazon.com/E-Myth-Revisited-Small-Businesses-About/dp/0887307280 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2941: Turn down the temperature on your thermostat and rock warm winter clothing to cut heating expenses. Combine this with smart energy-saving habits, like using a programmable thermostat and sealing drafts, to keep your home cozy without breaking the bank. Hilary from MoneyMiniBlog.com shares practical, low-cost solutions to help you manage heating bills effectively this winter. Read along with the original article(s) here: https://moneyminiblog.com/save-money/save-heating-costs/ Quotes to ponder: "Each degree lowered during the heating season represents between one and three percent savings on your heating bill." "Wearing one layer of thermal long underwear allows you to turn down the thermostat by at least seven degrees Fahrenheit, saving up to 40 percent on space heating energy." "Reducing drafts can represent energy savings of 5 to 30 percent, according to the US Department of Energy." Episode references: Low Income Home Energy Assistance Program (LIHEAP):  https://www.acf.hhs.gov/ocs/low-income-home-energy-assistance-program-liheap Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2941: Turn down the temperature on your thermostat and rock warm winter clothing to cut heating expenses. Combine this with smart energy-saving habits, like using a programmable thermostat and sealing drafts, to keep your home cozy without breaking the bank. Hilary from MoneyMiniBlog.com shares practical, low-cost solutions to help you manage heating bills effectively this winter. Read along with the original article(s) here: https://moneyminiblog.com/save-money/save-heating-costs/ Quotes to ponder: "Each degree lowered during the heating season represents between one and three percent savings on your heating bill." "Wearing one layer of thermal long underwear allows you to turn down the thermostat by at least seven degrees Fahrenheit, saving up to 40 percent on space heating energy." "Reducing drafts can represent energy savings of 5 to 30 percent, according to the US Department of Energy." Episode references: Low Income Home Energy Assistance Program (LIHEAP):  https://www.acf.hhs.gov/ocs/low-income-home-energy-assistance-program-liheap Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1497: Allan Smith outlines the essential steps to launch a successful startup, focusing on setting clear goals, validating ideas, and managing time and money effectively. He emphasizes the importance of passion, networking, and perseverance in building a business from the ground up, offering practical advice for aspiring entrepreneurs to turn their vision into reality. Read along with the original article(s) here: http://moneyminiblog.com/how-to/start-a-startup/ Quotes to ponder: "Focus on starting a business that you're passionate about, because when it gets tough, that passion will keep you going." "Networking is one of the most important things you can do to grow your business, no matter what industry you're in." "Time management is crucial when starting a business, especially if you have a day job or other obligations." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1497: Allan Smith outlines the essential steps to launch a successful startup, focusing on setting clear goals, validating ideas, and managing time and money effectively. He emphasizes the importance of passion, networking, and perseverance in building a business from the ground up, offering practical advice for aspiring entrepreneurs to turn their vision into reality. Read along with the original article(s) here: http://moneyminiblog.com/how-to/start-a-startup/ Quotes to ponder: "Focus on starting a business that you're passionate about, because when it gets tough, that passion will keep you going." "Networking is one of the most important things you can do to grow your business, no matter what industry you're in." "Time management is crucial when starting a business, especially if you have a day job or other obligations." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2917: Kalen Bruce explains why budgeting works for some but isn't necessary for everyone. While he personally finds value in budgeting for freedom and peace of mind, he acknowledges that many people can succeed without a budget if they prioritize key financial habits like saving for retirement, securing insurance, and preparing for large expenses. The choice comes down to what works best for your financial goals and lifestyle. Read along with the original article(s) here: https://moneyminiblog.com/budgeting/why-i-budget-and-why-you-dont-have-to Quotes to ponder: "I budget for the sake of freedom. I know that I can buy everything in my budget, when I spend every cent on paper before the month starts." "If you will set these things to automatically come off the top of your income, you will be set up for success, and you can freely spend the rest of your money on whatever you want." "You may hate budgeting. If so, welcome to the majority!" Episode references: Procrastinate on Purpose by Rory Vaden: https://www.amazon.com/Procrastinate-Purpose-Doing-Multiply-Time/dp/0399170634 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2917: Kalen Bruce explains why budgeting works for some but isn't necessary for everyone. While he personally finds value in budgeting for freedom and peace of mind, he acknowledges that many people can succeed without a budget if they prioritize key financial habits like saving for retirement, securing insurance, and preparing for large expenses. The choice comes down to what works best for your financial goals and lifestyle. Read along with the original article(s) here: https://moneyminiblog.com/budgeting/why-i-budget-and-why-you-dont-have-to Quotes to ponder: "I budget for the sake of freedom. I know that I can buy everything in my budget, when I spend every cent on paper before the month starts." "If you will set these things to automatically come off the top of your income, you will be set up for success, and you can freely spend the rest of your money on whatever you want." "You may hate budgeting. If so, welcome to the majority!" Episode references: Procrastinate on Purpose by Rory Vaden: https://www.amazon.com/Procrastinate-Purpose-Doing-Multiply-Time/dp/0399170634 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3333: Kalen Bruce of MoneyMiniBlog.com reveals five common emotional thoughts that sabotage goal progress. By recognizing these mental pitfalls like the urge to give up after a mistake or delaying action until the "right" time you can push through challenges and stay on track. The key is to trust the logical decisions made when setting goals and not let emotions derail your progress. Read along with the original article(s) here: https://moneyminiblog.com/goal-setting/thoughts-that-destory-goals/ Quotes to ponder: "You do not always have to start new things on Mondays." "Stop thinking of it as 'I messed up one thing, so it's all for nothing.' Every decision counts." "Remember to trust your logic that set the goal, not your emotions that are talking to you right now." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1431: Navigating the world of small business financing can be daunting, but Elise Forster offers clear insights into the various funding options available, from traditional bank loans to alternative financing methods. Whether you're launching a startup or scaling your business, understanding these strategies can be the key to unlocking your business's potential. Read along with the original article(s) here: https://moneyminiblog.com/business/small-business-financing/ Quotes to ponder: "Access to the right financing can make the difference between growth and stagnation for a small business." "Choosing the right financing option depends on your specific business needs, goals, and financial situation." "Understanding the pros and cons of each financing option empowers you to make decisions that will best support your business's success." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1431: Navigating the world of small business financing can be daunting, but Elise Forster offers clear insights into the various funding options available, from traditional bank loans to alternative financing methods. Whether you're launching a startup or scaling your business, understanding these strategies can be the key to unlocking your business's potential. Read along with the original article(s) here: https://moneyminiblog.com/business/small-business-financing/ Quotes to ponder: "Access to the right financing can make the difference between growth and stagnation for a small business." "Choosing the right financing option depends on your specific business needs, goals, and financial situation." "Understanding the pros and cons of each financing option empowers you to make decisions that will best support your business's success." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3261: Kalen Bruce of MoneyMiniBlog.com reveals that to make new habits stick, they must be practiced daily, including weekends and holidays. He emphasizes starting with small, manageable habits that can be done even on the busiest days, and gradually increasing their intensity. Persistence and flexibility are key, as missing a day doesn't mean failure, but an opportunity to continue. Read along with the original article(s) here: https://moneyminiblog.com/productivity/practice-new-habits-every-day/ Quotes to ponder: "Your new habit should be small enough to be the 1,000,001 thing." "If you mess up, keep going." "You will become a daily reader, a financial expert, a runner, a weightlifter, etc." Episode references: The Power of Habit: https://www.amazon.com/Power-Habit-What-Life-Business/dp/081298160X Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2700: Explore strategic financial management through Kalen Bruce's insightful guidance on taking control of your finances. Bruce emphasizes the importance of understanding cash flow, setting realistic goals, and investing wisely to build a prosperous future. His approach demystifies financial planning, making it accessible and actionable for anyone seeking to enhance their financial stability. Read along with the original article(s) here: https://moneyminiblog.com/budgeting/10-ways-to-take-control-of-your-finances/ Quotes to ponder: "Being in control of your finances helps you make valuable decisions regarding your finances and it helps you spend less than you earn." "Never make money your stress button; it can be your happy button." "Knowledge and patience are the keys to success." Episode references: Money Tracking Took: What We Recommend Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3093: Kalen Bruce of MoneyMiniBlog.com explores the invaluable lessons life offers through success, failure, and observing others. He emphasizes the importance of adopting a perspective that sees every outcome as an opportunity for growth. By learning to embrace both our triumphs and setbacks, Bruce guides readers on how to cultivate a mindset geared towards continuous learning and self-improvement. Read along with the original article(s) here: https://moneyminiblog.com/productivity/learn-from-everything-and-everyone/ Quotes to ponder: "Success is such a powerful teacher. It teaches us what we did right, and what we should replicate." Episode references: John Maxwell's mentorship explanations: https://www.youtube.com/watch?v=RcvPaCLnDNg&ab_channel=MaxwellLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices