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Fertility Friday Radio | Fertility Awareness for Pregnancy and Hormone-free birth control
In this solo episode, Lisa explores the clinical differences between PMS and PMDD and breaks down a recent study that tested mood, cognition, and food intake across the menstrual cycle. She highlights major limitations in the study's hormonal testing methods and challenges the psychiatric framing of PMDD as a purely serotonin-based disorder. If you work with clients experiencing debilitating premenstrual symptoms, this episode will help you contextualize mood shifts through a cycle-aware, practitioner-informed lens. Follow this link to view the full show notes page! This episode is sponsored by Lisa's new book Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here! Would you prefer to listen to the audiobook version of Real Food for Fertility instead?
Mars is inhospitable to human life with its cosmic radiation, atmosphere of carbon dioxide and nights as cold as 200 degrees below zero Fahrenheit. But as Space X founder Elon Musk pledges to colonize Mars, and as NASA renews its push for interplanetary travel, a husband and wife duo has explored whether people really can live in space. What would it require to have babies on another planet? To grow food? To prevent conflicts in space from sparking geopolitical chaos on Earth? We'll talk about it all with Kelly and Zach Weinersmith, co-authors of “A City on Mars: Can We Settle Space, Should We Settle Space, and Have We Really Thought This Through?” Guests: Kelly Weinersmith, scientist and adjunct faculty member in the biosciences department, Rice University; co-author, "A City on Mars: Can We Settle Space, Should We Settle Space, and Have We Really Thought This Through?" Zach Weinersmith, cartoonist of the webcomic Saturday Morning Breakfast Cereal; co-author, "A City on Mars: Can We Settle Space, Should We Settle Space, and Have We Really Thought This Through?" Learn more about your ad choices. Visit megaphone.fm/adchoices
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The D Governors are destroying their states by pushing the green new scam, utility costs are rising and the people are noticing. This Labor Day fuel prices are now lower than 2020. The battle has begun and Trump made the first move in firing Lisa Cook, this will determine who will have the control over the creation of currency. The [DS] have been planning a major [FF] before the midterms, they cannot allow Trump win. Trump knows the playbook and is dismantling many of the pieces to the [FF] to limit what the [DS] has planned. Trump is building the narrative that he will be going into Chicago next. Trump messaged the people that everything is being put into place to win the midterms. Stage has now been set. Economy Governor Murphy's Green New Deal Exacerbates NJ Energy Crisis New Jerseyans are feeling the pain of higher electricity bills. They should blame Governor Phil Murphy and the New Jersey Board of Public Utilities (BPU) for inviting this energy crisis. The BPU was slated to approve a 20% rate hike in June, but delayed the rate hike until September 30. On August 14, the BPU announced a $100 Residential Universal Bill Credit to help lower bills in September and October. This is a way to use taxes to disguise the cost of utility bills, but New Jerseyans are still shouldering these costs. When announcing this relief measure, Governor Murphy didn't accept responsibility for higher prices. Instead, he blamed PJM Interconnection, a grid operator servicing New Jersey and 12 other states, for creating a “cost crisis.” Earlier this summer, he urged residents to set their air conditioners to 76-78 degrees Fahrenheit and delay appliance usage until 8 p.m. But Garden Staters aren't buying what Murphy is selling. Since Governor Murphy entered office in 2017, six power plants—including five coal plants and Oyster Creek nuclear reactor—were shut down. This represents a loss of 2,500 megawatts (MW) of net capacity. As a result, the state consumes more energy than it produces. It imported 20% of its electricity from out-of-state power generators—namely, Pennsylvania. Imported electricity is more expensive due to higher fuel and transmission costs. One analysis found NJ's green “transition” “has outpaced its replacement infrastructure, raising concerns about grid stability, cost volatility, and energy independence.” Yet, there is no transition occurring. Natural gas and nuclear have cumulatively supplied over 90% of the state's net electricity generation since 2011. Renewables, including solar, barely supply 8%. But don't take my word for it. States with clean energy mandates—including renewable standard portfolios (RPS) that mandate electric utilities set renewable energy targets—generally have higher electricity costs compared to states without them. As of this writing, New Jersey electricity rates are the 12th most expensive in the nation, averaging 20.49¢ per kilowatt-hour (kWh). That's 17.3% higher than the national average (17.47¢ per kWh). For context, the average American household uses about 10,800 kWh annually. Source: thegatewaypundit.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/WhiteHouse/status/1961107774386934217 2024 $3.29
A recently discovered planet is facing its final days. It’s evaporating, leaving a trail of debris that stretches halfway along its orbit. The planet is known by a catalog number – BD +05 4868 Ab. It’s only the fourth evaporating planet ever seen. It orbits the main star in a binary system in Pegasus, which is in the eastern sky at nightfall. The star is smaller and fainter than the Sun, and more than twice the age of the Sun. The planet was discovered by TESS, a planet-hunting space telescope. The planet passes in front of its parent star once every 30.5-hour orbit, blocking some of the star’s light. But the dips in starlight are ragged and look different from orbit to orbit. That suggests the planet is shedding material, forming a lumpy trail. The planet is small, and it orbits the star at just two percent of the distance from Earth to the Sun. At that range, it’s heated to 3,000 degrees Fahrenheit. That vaporizes minerals at the surface. The vapor boils into space, where it cools and condenses to form solid grains. That creates a thick trail that extends both behind and ahead of the planet. As more of the planet vaporizes, its gravity weakens, allowing even more material to escape. So the planet could vanish entirely in as little as a million years. Astronomers will look at the system with Webb Space Telescope – revealing more details about this vanishing planet. Script by Damond Benningfield
Fertility Friday Radio | Fertility Awareness for Pregnancy and Hormone-free birth control
Psychiatrist Dr. Katie Marwick joins Lisa to discuss the overlooked role of the menstrual cycle in psychiatry. Together, they explore why cyclical hormone changes can exacerbate symptoms of depression, anxiety, bipolar disorder, and other psychiatric conditions — and how acknowledging the menstrual cycle as a vital sign could transform mental health care for women. Follow this link to view the full show notes page! This episode is sponsored by Lisa's new book Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here! Would you prefer to listen to the audiobook version of Real Food for Fertility instead?
Today we confront the primary moral philosophy presented as a challenge to Kant's Deontology: Utilitarianism. We'll read Chapter 1 of Bentham's "An Introduction to the Principles of Morals and Legislation" as well as a sizable portion of Mill's On Liberty - which is remarkably NOT Utilitarian, and famous as one of the primary texts underlying contemporary Libertarianism. Along the way we'll have some very serious discussions about free speech, personal freedom, and Christian insularity - and how the world of rights and personal independence has changed in the past few hundred years.Additional readings this week include: Wollstonecraft's A Vindication of the Rights of Woman, Foucault's Birth of the Clinic, Turgenev's Fathers and Sons, Bradbury's Fahrenheit 451, and Hugo's Les Miserables. It's a mixed bag, with some anachronistic choices, but these will provide a good cross-section of perspectives about the virtues and vices of Mill's text. Speaking of mixed bags and individualism run amok, our game recommendations for this week are: John Company (2nd edition) and Darkest Dungeon.If you're interested in Professor Kozlowski's other online projects, check out his website: professorkozlowski.wordpress.com
Building a successful business often means solving problems nobody else sees coming. In this episode of Building Texas Business, I sit down with Merrilee Kick, founder of BuzzBallz, to talk about how she transformed a poolside idea into a ready-to-drink cocktail empire she sold to Sazerac in 2024. Merrilee shares her journey from high school teacher to manufacturing pioneer who bootstrapped through engineering challenges and suppliers who refused to sell her essential components. Her approach demonstrates that when traditional paths close, entrepreneurs must forge their own. We explore how Merrilee built a family-like culture with minimal turnover through practical benefits like daily cooked meals and extended holiday breaks. She discusses why fairness matters more than equality in building loyal teams. During COVID, she created an on-site school for employees' children and manufactured hand sanitizer for hospitals, showing how adaptability serves both business continuity and community needs. Merrilee reflects on mistakes that shaped her success, from coconut cream that solidified at room temperature to trusting the wrong people. She emphasizes that entrepreneurs must trust their gut instincts and move quickly when something isn't working. Her discussion about selling to Sazerac reveals the cultural shifts that come with acquisition and why selecting the right buyer matters as much as the price. The conversation reveals how a teacher's frustration with glass by the pool became a multi-million dollar business through relentless problem-solving and genuine employee care. Listen to discover why sometimes the best business education comes from cleaning your own warehouse bathrooms. SHOW HIGHLIGHTS "S#@t doesn't smell any better with age" - why firing fast is critical to maintaining culture and performance When suppliers demand hundreds of thousands for R&D, sometimes you have to source from Canada and figure it out yourself A $10 daily lunch investment eliminated production delays and built the family culture that kept turnover near zero Creating an on-site school during COVID kept the production lines running when competitors shut down People quit managers, not companies - know your employees' kids' names and eat lunch with them Trust your gut over resumes - the West Point MIT grad who couldn't deliver taught her that credentials don't guarantee performance LINKSShow Notes Previous Episodes About BoyarMiller About BuzzBallz GUESTS Merrilee KickAbout Merrilee TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Chris: In this episode, you'll meet Merrilee Kick, founder of BuzzBallz. Merrilee shares her story of going from a high school teacher grading papers to a multimillion dollar manufacturer of ready to drink cocktails by trusting her instincts, being honest and fair, and keeping sales concepts funny. Merrilee, I want to welcome you to Building Texas Business. Thank you for taking the time to come on in the podcast. Merrilee: Thanks Chris. Chris: So let's start. You founded a very interesting company called BuzzBallz. Love the name. Tell the listeners what is BuzzBallz, what is the company and what's it known for? Merrilee: So BuzzBallz is a ready to drink cocktail company. It's a manufacturing company based in Texas, and I started it back in 2009. Our first sale was in 2010 and I sold it. I ran it for 15 years and then I sold it last year, may of 2024 to Sazerac, a big company, one of the world's largest manufacturers of bourbon and alcoholic spirits. And they were very interested in us because it was the convenience store channel and it was ready to drink. And so it was a little bit different twist for them. Chris: Very good. So what was the inspiration for you in 2009 to start a alcoholic beverage company? Merrilee: I was going through some hard times with my marriage and I was a high school teacher at the time and I wanted to be more financially independent. And my high school that I was working at said that they would give me a teacher's enrichment program to where I could go get my master's in administration and be a principal. And I was like, oh my God, no, I don't want to be a principal. No, I want to go into my own field, which was business because I taught entrepreneurship, business law, international business marketing, computer science, all those kinds of wonderful subjects to high school kids, and I wanted to get my degree and get my MBA in that. So I convinced them to let me do it. Got my MBA and BuzzBallz was my master's degree thesis project. I was grading papers by the pool thinking of what should my project be for my capstone, my final project for my MBA and I had a little vo of candle with me and drinking a cocktail like a good teacher would, and I should probably not have a glass glass out here by the pool where I'm grading papers. I need to have something plastic. So I came up with the idea and the concept of a little party ball, a little ready to drink cocktail in a ball shape. Then my family and I, we sat down at dinner and we came up with the name Buzzballz. I love it. So catchy. And so that's where it came from and it stuck, you know, and it's one of those names you don't forget. So, that's the genesis of it all. Chris: What a great story. So high school teacher grading papers by the pool comes up with a cocktail and turns it into a wildly successful business. That is a coolest story I think I've ever heard. Merrilee: Yeah, we started out with six different flavors and they were pretty edgy. I'm a pretty edgy person, I guess. So, we came out with names like OJ Screamer because it was right when OJ Simpson was on trial and we had an orange juice and vodka screwdriver and we thought, okay, this will be funny, and funny sells, and it makes people laugh again. It makes it fun. So, We came up with some funny, funny names, strawberry Rum job, you know, like kind of edgy, dirty names, but funny and people loved it. Since then, it's kind of calmed the waves a little bit. We've mellowed it down a little bit, toned it down for the general grocery store shoppers, and more more family focused. But we've been through many renditions, many different flavors and sizes and things over the years. Yeah, Chris: It is really cool. Let's go back to kind of that 2009 or maybe time period. So I guess you had your MBA and you had this idea, but what did you do to get this off the ground and what kind of hurdles were you facing in order to do that? There Merrilee: Was so many hurdles. I didn't know anything manufacturing. I didn't know anything business. I was told by bankers all around Texas that I've applied for loans with that you're just a teacher, you don't have any experience, you don't have any collateral, you don't have any knowledge of manufacturing, how are you going to pull this off? And I just googled everything. Google was a really good friend, but I was looking at how many pounds per square inch does a Coke have on the inner walls of its container and will my container hold that and will this plastic have BPA in it and will it leach into my product? And what is the oxygen scavenging ratio of will oxygen permeate this plastic and degrade the product and what kind of petaloid base do I need on this? So there's a lot of engineering involved to create the container because it is a custom container. And then I was almost to the finish line and then a company, I wanted to put these metal lids on the container and a company came to me and they said, we want you to pay us hundreds of thousands of dollars so that we can r and d and see if your product really can be a good product for the market. And I couldn't afford it, so I just did it myself and I had to launch it myself and they said they wouldn't sell me any lids because of it. So I had to buy 'em from Canada. I had to buy 'em from overseas and then do it myself. So one of the things I learned is you just have to do everything yourself. You have to clean the bathrooms, you have to clean the warehouse, you have to set up the equipment, you have to do all the QuickBooks, you have to do the shipping, you have to do the billing, you have to understand all the details of this business inside now before you can pass it on to anybody. Chris: That's a very common theme amongst entrepreneurs, especially in the startup. You have an inspiration or a passion or something or idea that you believe so much in and are so passionate about that despite all the hurdles you run into, you just figure out ways over the hurdles. Merrilee: That's because if you don't, your failure to do anything and try to get it right means bankruptcy. And most entrepreneurs are going on their last thread, maxed out their credit cards. They can't afford a complete and utter failure. They can afford mistakes, but they quickly pivot and fix it and keep going. They keep swimming Chris: To that point. So you said you have to be able to do everything to get it going. Those are early days. How do you then transition once you've got some legs underneath it to start letting go of some things and bringing people in because it's your baby and you have to learn to trust some people to take care of it, Merrilee: And you make a lot of mistakes trusting people too. So you'll have a lot of duds people that you hire, some family and friends I would steer away from as much as possible unless that family is under your control, like cousins, aunts, uncles, those are more difficult to work with than your own sons because your sons will do whatever you tell 'em to do. Chris: And I know you have your sons in the business, Merrilee: But it was difficult when I hired friends because they were entitled. They thought they would be able to have more. So it's very different when you're having to hire people that are friends, Chris: That's having a strong team around you is so critical to the success of any business. What did you learn along the way? And aside from maybe don't hire friends to really hone in on your process to improve your hit rate on making sure you were hiring people that you could trust and they could do the job Merrilee: Well, sometimes you hire somebody based on their resume or their referrals or whatever, and that's a good first step, but you're going to still make mistakes. I remember I had a guy that had all the accolades in the world. He was a West Point grad, he was MIT, he had all these accolades, but he couldn't seem to get anything done and talk about delegation. I had to have my son because I was out of town. I was like, Hey, you get to fire this guy and here's this guy that's 30 years his senior and my son has never fired anyone before. And he had to have that experience. It was difficult. But one thing I've learned is crap doesn't smell any better with age. So you've got to get rid of people that are toxic or that even if you have a relationship, a friendly relationship with them, sometimes it just isn't going to work for whatever reason. Either something legal that they did or something that was immoral that they did or just basic laziness or in capability to get the job done. So sometimes if you don't feel it, it's almost like a gut feel. If it's not working right, then there's something wrong and you got to make moves. A Chris: Couple of things there, right? First I think the adage of hire slow fire fast is very true. Easier said than done. I Merrilee: Don't hire slow. I don't like that. I don't like that saying because I think sometimes you hire fast and it's okay. I think the important thing is fire fast if you have grounds to do so and try to get somebody to replace them as quickly as possible. You got to do everything fast when you're an entrepreneur. Chris: So on the fire fast side, right? I mean I think it's whether it's performance or cultural fit, if it's not working, the sooner you move, the better your organization's going to be. Merrilee: But on the cultural fit too, that's a big one because they may have the capability to do it, but maybe at their own pace or maybe not at your pace or maybe they just have a different idea of work altogether. Chris: And one of the things we say here, it doesn't necessarily make 'em a bad person. This isn't the right organization for them and they need to go find that organization that will fit them better. But speaking of culture, how would you describe the culture that you built at BuzzBallz? Merrilee: Okay, so my culture at BuzzBallz, we hardly had any turnover because I treated it like family. I think that people quit managers, and I've heard that before, but people do quit, managers and they quit companies that don't believe in them. And I think that is a big cultural learning. You've got to do things together, you got to take them to lunch, you got to talk to them, you got to get involved with their family life, know their kids' names. You need to know something about the people that report to you. Now when you have a thousand people reporting to you can't possibly do all that, but you can have parties and you can have celebrations and you can recognize people at every level of the totem pole. And I think some of the things to do to build culture, we would have a cook on staff that cooked for everybody every day because that $10 a day savings meant more to, and it meant a lot to me because they could start the lines on time. I didn't have to wait for somebody to go get a burrito down the street and come back. They could just go ahead and keep together. And it built culture that way too. They started to trust each other, they started to rely on each other. And the other thing that we did was we all rolled up our sleeves. It didn't matter whether you were the lead accountant or if you were the CEO, if something needed to get done, you go do it. Chris: I think Merrilee: That's great. So it's not that it's above you or it's somebody else's job. Chris: Yeah. Kind of lead by example, right? No task is above anyone. It's all about getting the job done. Merrilee: Correct. Chris: And I think to your point of knowing your people as best you can, when you start to scale the business as you did, I think it breaks into tier. So within your direct reports or a level or two, you have the ability to get to really know them. And then I think it's important to teach them that they take it another level down and really have good connections within their direct reports and then you can layer that through the organization so that people feel connected. And so Merrilee: One thing I learned too, Chris, is I learned that people are better managers than me. I'm more of an inventor. I'm an entrepreneur. I'm not really a good manager of people. I'm a good people person and I'm a good salesperson, but I don't like doing the management of the day to day of my car broke down or I'm sick or I need PTO approved or I need blah, blah, blah, blah. I don't like doing any of that. All the administrative stuff that comes with management I'm terrible at. It's not that I'm terrible, it's just that I don't want to do it. I would rather have somebody that's better at it do it. I think that it's really important that people see your genuine self and that you're honest and fair to them more than equal. Equality is different than fairness. And I think fairness trumps equality, fairness. Somebody who comes to work every day works their butt off every day, takes care of you, always says they're going to get it done. That person is a person I want to hire versus somebody who's complaining and moaning about equality. If you gave them a day off, I want a day off, I need a PTO day just because I just need a de-stress day, it's buzz off. I don't need you to complain about your daily work. Chris: Everybody has stuff. So despite that, we still have to get a job done and that gets lost sometimes. And that just goes back to the hiring process and making sure, and I agree with you, no hiring process is perfect. It's more of an art than a science, but if you really focus on some of the right things, you're going to have better hits. But again, like we said earlier, once you realize you've made a mistake, you got to make a move. Merrilee: And also about the speed of hiring. When you said hire slow, I've been with companies that hire too slow and they drag prospective employees on for so long doing too many rounds and they lose them Chris: For sure. I guess it slows relative, but yes, if you drag it out immersively long, if you have a good process, you know what you're looking for. And within a couple rounds of an interview, you should know whether that person's going to hit fit or not. We talked a little bit about culture and I guess one thing would be interesting is how do you believe that you've been through a transition in the last 12 months? Has that culture been impacted by that Merrilee: Tremendously? Yeah. Culture is completely different with a big company versus a small entrepreneurial company. Entrepreneur companies are more freewheeling, more giving in terms of the things they allow people to do. They help people more. Bigger companies are more rigid. They have more rules because they have to, they're just bound by more legal problems if I could say. So just they've got more issues to have to Chris: Worry, maybe legal hurdles and regulations and such, Merrilee: And they have just a bigger spotlight on them. So people are always looking at them trying to find fault and trying to sue them for anything possible. There's rules and regulations that they have to abide by that I didn't. So culture has changed also with they had to let go a lot of people and that was really hard because these are people that I loved and people that I cared very dearly about that helped me build the business, but they had their own internal structure and people already filling some of those roles so it didn't make financial sense or business sense to string them along and have two people doing the same thing. So there were some business decisions that were made that affected culture. Yes, Chris: It's almost inevitable when that type of combination happens, right? Because there's going to be some overlap and a business has to run efficiently and can't have two people doing the same thing Merrilee: And they just run it differently. It's not that one's better or one's worse. They just are different. And I tried to pick a company to buy us that would be as close as possible to our culture and I tried to pick one that was privately owned and family owned and manufacturing instead of some other kind of company. I didn't want private equity or anything like that. I wanted somebody that held some of the same beliefs I did and I think I did a good job with this company. I really like them and I think they have a lot of great ideas, but it's different than how I would've done it. Chris: Hello friends. This is Chris Hanzlik, your building Texas business host. Did you know that Boyer Miller, the producer of this podcast is a business law firm that works with entrepreneurs, corporations and business leaders. Our team of attorneys serve as strategic partners to businesses by providing legal guidance to organizations of all sizes. Get to know the firm@boermiller.com and thanks for listening to the show. So let's talk a little bit about innovation because what you did there was nothing like it on the market. Obviously the initial concept seems unique and novel As you grew the company over those 15 years, how did you incorporate or encouraged innovation within the company to keep it going? Merrilee: We would have so much fun together. We always had happy hours after work and we would sit and brainstorm with a cocktail in our hand and just anything goes. We would talk about anything and everything and we would do fun marketing things too. Things that were a little edgy maybe too far. Like we had Buzz Ball condoms for spring break and we had crazy stuff for marketing and now the marketing is a little more toned down because it's going to the general populace instead of just craziness. So I think that that's changed for sure. Tell me again what you were asking about Chris: Kind of incorporating innovation into Merrilee: Innovation. Yeah, so it's just Chris: Propelling success. Merrilee: We would try different flavors and this tastes gross or this tastes like medicine or no, I don't like it or I don't like the color of it or whatever. So we had an r and d team and they were fun people and that was really important to me. I wanted the ability to have the science aspect of it, but I also wanted the ability, we had a good formulation going so that we could do that. Now, one thing we decided when it was around, I don't know, four or five years in, we were thinking, oh, sales are starting to slump a little bit, wonder what's going on. We should start our own vodka and our own rum and our own gin and our own bourbon and start making those. We could do that. And so we started doing that. The thing we didn't do well was marketing of those products. So those products felt flat over two or three years. We had distribution, but we didn't know how to sell it because we had been selling in a different channel in a different way. So we went back and focused on our core learning from that mistake, just innovation is something else. Do you want to make things in a different shaped container? So we came out with the biggie, the giant biggie, and I had always wanted to make a big bowling ball sized buzz ball and everywhere I went, they were like, no, the Chris: Party size, we Merrilee: Can't do it party size, we can't do it. That's what they kept saying, you can't do it, you can't make it. It won't work. We found a way to make it work and it's one of the coolest looking things on the market and we've got witches potion coming out pretty soon. We've got biggie, BuzzBallz everywhere. Chris: I think one of the things you mentioned there, just it's okay to try new things and expand, but you've got to stay on top of 'em and I guess you said with the vodka and the bourbon and whatnot, eventually we're not as good at this. So you have to know just higher or firing fast, you have to know when to cut that off and go back to your core to really just focus on what you're good at and be the best at that. Merrilee: And so what we did with all that excess booze that we made is we just drank it in our bar. We had it at our bar at work. We had a nice big bar at work, so we would Chris: Some cost savings. We had to go buy support Merrilee: Our habits. Chris: So I'd be interested to know, you said you were in the Dallas area when you started this company. Do you feel that being in Texas as a entrepreneur and startup business had its advantages that allowed you to achieve the success that you have? Merrilee: I knew that Texas is a little bit cheaper than some of the other big cities out there, la, New York, and it's centrally located, so that helps a lot in terms of shipping, but I don't think that Texas particularly helped me other than this is where I grew my family and it was home Chris: Cheaper real estate. I think typically a legislature at the state level that's business friendly. Merrilee: Yeah, yeah, it is. I think that the other thing I wanted to make a point of is we have a big labor pool, not necessarily good though, it's a big labor pool, but sometimes you have to go through a bunch of people to find the right kind of people. What's that work ethic thing? Chris: Of course. So let's talk a little bit then about leadership and how you would describe your leadership style and how you think that evolved over time. Merrilee: I'm a hugger. I walk down the hall, I smile at everybody, I talk to everybody. I give them a hug, I eat lunch with 'em. It's an open door. So I think that is one thing that's different about me. I care about my employees so much. When COVID hit, one of the things we did that I'm especially proud of was we started our own little school. So I knew I needed employees to show up for a manufacturing plant, but how could they do that if they had to stay home to take care of their kids? Their kids' school was closed, so I was like, I'll start a school. And so I started a school onsite, a buzz ball school, hired a Texas education, the agency teacher and an aide, so a TE, a certified teacher and an aide, and we converted a conference room, big conference room into a kids learning center and we got headphones and we had them get their PCs from all their different schools. We had kids' books, we had play mats, we had tents, we had all kinds of stuff. We cooked breakfast for 'em, we cooked lunch for 'em, we gave them a snack, we helped them with their homework and then their parents could bring 'em to work at 6:00 AM before school starts, but 6:00 AM We had somebody there to greet those kids when their shift started, the people working and we'd help the kids, give them a snack, give them their homework, make sure they got everything done, and then their parents could eat lunch with them if they wanted to during that day and then pick 'em up at two or three o'clock in the afternoon when their shift was over. But that's one of the things I'm really proud of. That's like a different thing that we had to do for COVID. So we did a lot of things like the lunches, the free lunches. We also gave everybody time off between Christmas and New Year's, right around December 22nd to January 2nd, I just said everybody gets that time off because of when I was a teacher. That was really important to have that family time and when you're working your job for your first year when you're out of college, or even if you never went to college, you get two weeks vacation. That's not enough for the whole year. So two weeks vacation plus a week of PTO for sick time, and then you get this extra 10 days off paid and you don't have to come to work. You can make that plan and go to New York for your family. And then we also give them a bonus at Christmas so that they could buy some Christmas presents. Some of them were paycheck to paycheck and so it meant lot. Yeah, just little celebrations, chili cook-offs and dinosaur races and silly stuff, but it was good. It was a good relationship, good culture. Chris: What you just mentioned about the school during COVID is fascinating to me and brilliant by the way, so kudos to you that would fit within my definition of innovation. Thinking outside the box and going, one, you have to keep your business going and so how can I do this given what my workforce is dealing with? And you found that is an amazing solution. Merrilee: We also decided that we would be an essential business, so we made BuzzBallz, hand sanitizer, we took some of our spirit based vodka and rum and gin and put these little toppers on them instead of the 50 ml size that's on the airplane that had a screw cap, put these tops on 'em and then made hand sanitizer, gave it out to all the lab corps, all the hospitals in the Dallas-Fort Worth area, all of the grocery stores, Southwest Airlines, American Airlines, spirit Airlines, we gave it out to so many people and all the hospitals and everything. So that was one way that we could stay in business made us essential. Chris: It's funny, I had some clients do some similar things with hand sanitizers during that time. Of course, looking back, if you remember the spike in alcohol cells during COVID, it seems like it would've been a natural essential business anyway, right? Merrilee: Straight answer from any kind of government saying essential business or not. I was like, we're going to make ourselves essential, and people wanted to buy our hand sanitizer and I'm like, no, we're giving it for free. We're not doing it for money. We're doing it for the betterment of mankind. Chris: At that point, it was so uncertain, right? Merrilee: Yeah, we thought we were going to die, we're going to all Chris: Die. Thank goodness that didn't happen. We've suffered that. I think there's been a slow progression back to normalcy in the business world as a result of COVID. You see it more and more the work remote versus now just this year a lot more about five days a week back in the office, which four or five years ago, you never thought that would happen. Merrilee: That really made me mad too, that everybody was expecting to work from home forever, and I was just like, that's not real life people. You need to collaborate with other people. You need to get things done. And you can't do it in a bubble unless you're like a computer programmer and that's all you do all day is sit in front of your pc. It doesn't make any sense if you're in a people oriented business. Chris: I couldn't agree with you more. And that's what our firm is, people oriented, customer service, customer facing professional services, and we say we're better together and the collaboration is key. It's where learning and training and development come from, and we think where our best client service comes from. So we got to be together. We actually got back in the office in May of 2020 in a smart and safe way, but it was that critical. Merrilee: It's changed time and leveraging technology. I've just noticed such a flowing in customer service and an accountability and when you call somebody to set up an appointment for something, you get some robot on the phone and you push one and you push two and then you push one and then you push three and then you get somebody that's a voicemail or whatever. It's so frustrating. There is such a decline in accountability. It's like somebody's always passing the buck to somebody else or that's not my department. I don't do that. And companies have gotten so big, and I'm talking about the big at ts, the big companies that don't ever answer their phone, they don't have a human that answers their phone. You can't get support. And I think that when it's just so refreshing when you have a company that actually answers their phone, that actually responds to your email that you sent, even if it's a complaint, somebody listened. Somebody responded, oh crap, I'll buy their stuff forever because of that. I was mad, but now I'm happy. Chris: So true. So you mentioned something, it was a while back, but you talked about making mistakes along the way. Can you give us an example of maybe one or two where you're like failure or mistake, but that you learned through persevered through made you better because you had that experience? Merrilee: Yeah, so I had so many mistakes. I think that it's so important to make mistakes because you don't get better unless you make mistakes. Mistakes don't mean failure. Overall. Mistakes mean it's an opportunity to change it for the better, to make your product better, to make it more solid. One of the things early on that I did was I was making a pina colada and I was using real coconut cream. A lot of these entrepreneurs come to me, I'm going to do everything with real stuff. It's healthy, it's this, it's that. It's whatever. I'm not going to use anything artificial. That's great. Okay, go for it. Is it shelf stable? Was it going to rot on the shelf? All those kinds of questions I have that come up when you do a commercial product. But anyway, I was making this pina colada coconut cream. What I didn't know, what I didn't Google was that coconut cream freezes and turns solid at 70 degrees Fahrenheit. So I'm sitting here making this coconut cream. Oh my gosh, taste is so good. The pina coladas were so awesome. And then after that sat there on the shelf for about two or three months, it started to clump up and it looked like cottage cheese in the container. So when people would open it up, they're like, so that was one mistake that I learned from and had to fix, and we did and it's awesome. Another mistake I made was I was using real orange juice in my, instead of triple suck, I was using some orange juice in my tequila, Rita, it was a margarita, and I wanted just a little tad of orange juice in there. That orange juice pulp turned brown over time and you don't notice it when you make it. You don't notice it when you test it, but it looked like fish food floating around in the bottom of my container. You could see through my container Chris: Once it goes on the shelf and sits for a while right then, Merrilee: And people are going, I'm shaking it and there's brown specks going around in here. What is that? So these were all early lessons learned, just things you learned just by running the machinery or by cleaning products or by making the containers. I can't even tell you how many mistakes I've made, but I think most of my mistakes were later on more with people than with product And also just learning who to trust. Trusting your gut instinct I think is one of the most important things entrepreneurs have to do. When you feel something's wrong, it is wrong. Even if you meet somebody that seems to be nice or really important, they might just be weird or they might have a problem. So got to keep your distance. Chris: That's good. On that point, any advice you received along the way from someone that really stuck with you and helped you through the journey? Merrilee: There was lots of times I had advice, but it wasn't really framed in terms of advice. I remember when it was pretty early on, my dad came to see me and it was before we knew any level of success and he sat there and he looked at the buzz ball and he goes, I think you might have something here. And that just felt so good to me to hear that from someone else. And it wasn't because he was my dad, it was just like he was just a normal person looking at a normal product and he was judging it and I thought, wow, okay. He said that. Another one that comes to mind is Blair Casey. He was an original distributor for me, and he was the first guy to bring in my buzz ball product into Texas. He worked for Glazer's at the time, and then I hired him in 2017. He came on board and became my head of sales. Anyway, this guy was always positive. I relate him to Ted Lasso, but he's just so positive. But he always was, glass is always half full with that guy, and I always remember his way of being more than him saying the glass is half full, but the glass was always half full with Blair. And even when you focus on how it's half empty, you got to remember that it's also half full. Chris: Look for the positives in the learning though. That's great. Great stuff. Merrilee really appreciate your insights and sharing your story. A couple of things just to maybe wrap things up more Texas specific. Is there anything, having been in Texas for a long time, any traditions or things that you and your family like to do in the state or in the dallas Fort Worth area? Merrilee: I like to go to Stars games and things like that. My husband loves to play golf. My kids, I've got five grandkids now, so home is special to me. My home is the most important place to me and there isn't really, I can't say I like State Fair of Texas or the PBR Rodeo or anything like that is sticking out in my mind. I like to go occasionally, but I like to stay home a lot and I like to spend time at work a lot and I love Christmas holiday lights. Just the holiday season, seeing all the lights, it just warm my heart. It just makes me feel good. Chris: That's great. Okay. Here's a question for you. Do you prefer TexMex or barbecue? Merrilee: TexMex with lots of cheese. Chris: Lots of cheese. I can relate to that. Merrilee. This has been great. I really appreciate your time. Congratulations on just what a cool story coming from a teacher to a very successful alcoholic beverage manufacturer. Merrilee: Oh, thank you. Thank you. I'm on my new things now and I'm actually making some barbecue sauce and doing some other things with gourmet land that's a completely different new products, new company, and that's where I'm spending a lot of my time now. And RAC is carrying the torch for BuzzBallz and they're doing a great job. Chris: Well, it sounds like you meet the definition of some of my favorite people, which is serial entrepreneur onto the next thing. Merrilee: Can't stop. Chris: I love it. I love it. This has been a pleasure. Thanks again and wishy continued success. Merrilee: Thank you so much. I appreciate it. Chris: And there we have it. Another great episode. Don't forget to check out the show notes at boyer miller.com/podcast and you can find out more about all the ways our firm can help you@boyermiller.com. That's it for this episode. Have a great week and we'll talk to you next time. Special Guest: Merrilee Kick.
Listen to the SF Daily podcast for today, August 20, 2025, with host Lorrie Boyer. These quick and informative episodes cover the commodity markets, weather, and the big things happening in agriculture each morning. The Pro Farmer crop tour revealing high yields, potentially missing USDA estimates, and altering market interest. Soybean prices dropped due to the Philippines suspending its biodiesel mandate, impacting global vegetable oil supply. Cooler weather in the Corn Belt will temper evaporation but not increase precipitation. The American Soybean Association urged President Trump to prioritize soybean trade with China, noting the trade war's financial strain on farmers. US soybean exports to China fell, and China has not purchased US soybeans recently. Boxed beef prices increased, driven by reduced slaughter. Heat advisories were issued for the northern plains, with temperatures expected to reach 100 degrees Fahrenheit. Learn more about your ad choices. Visit podcastchoices.com/adchoices
The twenty-second episode of SMFMS Bookends, the satellite show for Save Me From My Shelf. Here we read emails, answer listener questions, talk about what we're currently reading, watching, and playing, resuscitate the Bad Sex Awards™, and provide further outtakes and analysis cut from our Fahrenheit 451 episode. Hosted on Acast. See acast.com/privacy for more information.
Joel, Kent, and Zack are sweating here in the Baconcave, because we asked you, the listener, to send us your hot takes about pop culture subjects, and you delivered. So now it's up to us to determine the temperature (Fahrenheit or Celsius) of your strongly worded opinions and decide which ones will sit at the top of the Baconsale hot take thermometer. We hope you enjoy our debates about your controversial (and sometimes hyperbolic) views on Nickelback, The Hobbit, Buc-ee's, 90s movies, Chick-fil-A, Star Wars, Weezer, Pedro Pascal, maple-flavored doughnuts, Friends, Timothée Chalamet, Halloween, audiobooks, sharks, Steve Urkel, and more. Press play to learn how I met your dragon.
Fertility Friday Radio | Fertility Awareness for Pregnancy and Hormone-free birth control
Are microplastics silently sabotaging your fertility? Discover how these invisible toxins are ending up in your ovaries—and what the research says about protecting your reproductive health. Lisa and Courtney Joy Goetz share expert tips for choosing truly clean skincare to support hormonal health and fertility. This episode is sponsored by Lisa's new book Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here! Would you prefer to listen to the audiobook version of Real Food for Fertility instead?
Listen to the SF Daily podcast for today, August 15, 2025, with host Lorrie Boyer. These quick and informative episodes cover the commodity markets, weather, and the big things happening in agriculture each morning. The trade has been choppy, with significant swings, and traders are looking to even these out. Brazil's corn production increased, but exports are not expected to rise due to high interior demand. The NOPA soybean crush report is expected to show a build in usage from June. Corn sales overseas for the 2025-2026 marketing year dropped, with Mexico being a major buyer. Soybean sales more than doubled, with an unknown country being the largest buyer. Wheat sales fell slightly, but exports plunged 49%. Heat advisories are in effect for the Midwest, with temperatures reaching up to 109 degrees Fahrenheit.Several government reports are set to be released today. Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week's show features stories from UAE, Radio Havana Cuba, France 24, and NHK Japan. http://youthspeaksout.net/swr250815.mp3 (29:00) From UAE- Afshin interviewed Dennis Kucinich, former Congressman from Ohio. The excerpts we will hear begin with a discussion of ridding the planet of nuclear weapons, the relationship between Trump and Putin, and the merchants who promote wars. Dennis talks about the danger of military leaders talking war escalation, and that we need to develop more diplomacy to build trust between nations- weapons do not solve global misunderstanding. He points out that Israeli settlers are thieves not settlers. From CUBA- Arwa Damon, founder of International Network of Aid, Relief, and Assistance, is interviewed following Netanyahu announcing commercial aid might be allowed to enter Gaza- she describes the scale of the starvation and the flow of aid actually needed. She says only the US has the capacity to influence Netanyahu. The UN Environmental Program is hosting a summit attempting to create a treaty to combat plastic pollution. An interview with Professor Bethanie Carney Almroth on the severity of the problem with plastic pollution and the human health risks that are manifesting now. From FRANCE- An interview with Professor William Schabas from Middlesex Univ in London about the targeted killing of journalists in Gaza. William teaches International Law and says there is no legal justification for this weeks assassinations. He points out that Israel regularly kills journalists and then lies about it, and that only the US could have influence over the war and refuses to take any action. Europe is heating up twice as fast as the rest of the planet from human induced global warming- this has led to wildfires and a new temperature record in Turkey of 123 degrees Fahrenheit. From JAPAN- Japan has been experiencing record breaking rainfall and high temperatures this week. An update on the Trump tariff on Japanese autos. More countries are announcing plans to recognize Palestinian statehood. The foreign ministers of 26 nations urged Israel to release unrestricted aid into the Gaza Strip at once. Available in 3 forms- (new) HIGHEST QUALITY (160kb)(33MB), broadcast quality (13MB), and quickdownload or streaming form (6MB) (28:59) Links at outfarpress.com/shortwave.shtml PODCAST!!!- https://feed.podbean.com/outFarpress/feed.xml (160kb Highest Quality) Website Page- < http://www.outfarpress.com/shortwave.shtml ¡FurthuR! Dan Roberts "I think it's inconsistent to tell the American people that you oppose the war and, yet, you continue to vote to fund the war. Because every time you vote to fund the war, you're reauthorizing the war all over again." --Dennis Kucinich Dan Roberts Shortwave Report- www.outfarpress.com YouthSpeaksOut!- www.youthspeaksout.net
Two friends and academics recap classic literature and take it off its pedestal. This season, we are only looking at banned and controversial texts. In our seventieth episode, Ray Bradbury's literary-based dystopia, Fahrenheit 451 (1953), we get one step closer to EGOT-ing, see more of Abby's French-Canadian Vermonter roots, process Daniel's early cinema trauma, and discuss some scholastic terms: fridging, Bowlderisation, and Futurismo.Cover art © Catherine Wu.Episode Theme: Tchaikovsky, 'Valse Sentimental' by Clara Rockmore on theramin. Hosted on Acast. See acast.com/privacy for more information.
AP correspondent Charles de Ledesma reports a blistering heatwave is gripping southwest France, sending thermometers soaring to 43 degrees Celsius - nearly 110 degrees Fahrenheit.
mike, travis and drunk discuss the following topics…. raw meat with will blunderfield….. i might be done with rooster the goat….. bo daddy covers….. scream club….. after the break, we talk to comedian Jeremy nunes about his new special neighborhood sasq watch, matt rife owning the Annabelle doll, and more! check out his website! the king of colas tries Tesco fizzy cola flavored lances: 8.9 taryn manning was on Stephen baldwin's awful podcast…. brad love is quitting social media…. potw: swig/hbo's hard knocks/Fahrenheit 182 by mark hoppus well, bye.
Hey weather watchers! Dustin Breeze here, your AI meteorological maestro bringing you the hottest forecast with the coolest tech! As an AI, I've got precision algorithms that make human forecasting look like amateur hour. Let's dive into today's New York City weather adventure! Right now, we're looking at a gorgeous sunny day with temperatures climbing to near 83 degrees Fahrenheit. The wind's going to start calm and then shift to a gentle south breeze around 5 to 9 miles per hour in the afternoon. Talk about a perfect day to make some cloud puns - but I'll save those for later!Speaking of breezy conditions, let me break down our incoming weather systems. We've got a high-pressure system hanging out over the region, which means sunshine will be our main meteorological star today. But wait, weather nerds, there's more!Weather Playbook time! Today I'm going to explain the magical world of wind direction. When meteorologists talk about wind direction, we're actually telling you where the wind is coming from. So a south wind means the wind is blowing from the south towards the north. Meteorological mind-blowing, right?Now, for our three-day forecast: Today is sunny and 83. Tonight drops to a mild 70. Monday? More sunshine with temperatures hitting 85. Tuesday continues the sunny streak at 86. But watch out Wednesday night - we've got a 30 percent chance of showers after 8 pm.Pro tip for my New York City listeners: If you're near Central Park, expect those afternoon breezes to be perfect for a picnic or some people watching!Hey, don't forget to subscribe to our podcast and catch all these weather wonders! Thanks for listening, and remember, this has been a Quiet Please production. Learn more at quietplease.ai.Stay breezy, New York!
Hey weather watchers! Dustin Breeze here, your AI meteorological maestro bringing you the hottest hot takes on the coolest forecast. As an AI, I process data faster than you can say "partly cloudy" - which means more accurate predictions and zero coffee breaks!Let's dive into today's New York City weather extravaganza! We've got a sun-soaked scenario that's about to make your weekend sizzle. Currently, we're looking at a gorgeous day with temperatures climbing to near 79 degrees Fahrenheit. The wind's doing a little dance, starting from the north at 5 to 9 miles per hour before pirouetting to the south in the afternoon.Speaking of winds, let me drop a meteorological dad joke: Why do winds make such great comedians? Because they always have great circulation! Alright, let's talk incoming weather systems. Right now, we're in a high-pressure sweet spot with nothing but sunshine on the horizon. Tonight, expect crystal clear skies with temperatures dipping to a comfortable 69 degrees Fahrenheit. The southeast wind will be a gentle 5 to 8 miles per hour before going completely calm after midnight.Now, it's time for our Weather Playbook segment! Today, we're talking about high-pressure systems. Think of a high-pressure system like a bouncer at an exclusive weather club, pushing away clouds and keeping things clear and stable. It's basically the VIP section of atmospheric conditions.Three-day forecast coming at you: Sunday will be another stunner with temperatures reaching 84 degrees Fahrenheit. Monday cranks it up to 87 degrees, and Tuesday follows suit with more sunshine. By Thursday, we might see a 30 percent chance of some thunderstorm action to spice things up.And for our local New York City flavor - this weather is perfect for everything from Central Park picnics to rooftop hangs. Just don't forget your sunscreen!Be sure to subscribe to our podcast for more weather wisdom. Thanks for listening, and hey, this has been a Quiet Please production. Learn more at quietplease.ai!
Fertility Friday Radio | Fertility Awareness for Pregnancy and Hormone-free birth control
Toxin exposure and fertility are front and center in this practitioner‑level conversation with environmental health educator Lara Adler. We unpack where exposures actually come from, what's realistically within personal control, and how to prioritize high‑impact reductions without fear or perfectionism. Follow this link to view the full show notes page! This episode is sponsored by Lisa's new book Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here! Would you prefer to listen to the audiobook version of Real Food for Fertility instead?
Hey weather enthusiasts! Dustin Breeze here, your AI meteorological maestro bringing you the hottest - or in this case, sunniest - forecast in the Big Apple! As an artificial intelligence, I'm like your personal weather supercomputer, processing data faster than you can say "partly cloudy"!Today's New York City forecast is looking absolutely stellar. We've got sunshine coming in hot with temperatures climbing to a delightful 77 degrees Fahrenheit. Winds will be dancing from the northeast at 6 to 10 miles per hour, then doing a little switcheroo to the southeast in the afternoon. Talk about a wind wardrobe change!Let me drop a quick weather pun for you - looks like New York is going to be "ray-diantly" awesome today! Get it? Ray? Sun rays? Weather humor is my jam.Now, for our Weather Playbook segment, let's talk about wind direction. When meteorologists discuss wind, we're not just blowing hot air - we always describe wind by where it's coming FROM. So when I say northeast wind, that means the wind is blowing from the northeast towards the southwest. Meteorological mic drop!Three-day forecast coming at you: Saturday will be another sunny stunner with highs near 79 degrees Fahrenheit. Sunday cranks up the heat to 83 degrees Fahrenheit with calm winds turning southerly. Monday? Sunshine central with temperatures hitting 86 degrees Fahrenheit.No unusual weather phenomena to report today - just pure, glorious sunshine for the city that never sleeps!Hey, don't forget to subscribe to our podcast! Thanks for listening, and this has been a Quiet Please production. Want to learn more? Check out quietplease.ai!
CBSNEWS: The Los Angeles County Board of Supervisors approved an amendment to help renters living in unincorporated areas within the county stay cool at home.The board voted to require landlords to maintain a maximum indoor temperature of 82 degrees Fahrenheit.Read Article HereThe FREE Million Dollar Trade Show & Landlording ConferenceWednesday, August 20th, 2025 | Long Beach Convention CenterLearn more and Register Here To hear more, visit theandressegovia.substack.com
Hey weather enthusiasts! I'm Dustin Breeze, your AI meteorologist who brings pure atmospheric excitement straight to your ears. As an AI, I process weather data faster than a thunderstorm rolls through - which means more accurate forecasts for you!Let's dive into today's New York City weather adventure! Right now, we've got a light rain situation brewing overnight, with temperatures hanging around 68 degrees Fahrenheit. That northeast wind is cruising at about 8 miles per hour, giving us a 60 percent chance of precipitation before 5 am. Heads up, New Yorkers! Tomorrow is looking sunny and delightful with a high near 78 degrees Fahrenheit. I'd say it's the perfect day to play some "ray-diative" fun outside - get it? Weather pun for the win! The wind will be dancing from northeast to southeast throughout the afternoon.Now, let's talk weather science in our Weather Playbook segment! Today, I'm gonna break down atmospheric stability. Think of the atmosphere like a giant layer cake - some layers are more stable than others. When air layers are stable, weather tends to be calm. When they're unstable, that's when we get exciting stuff like thunderstorms and dramatic cloud formations. Meteorology is basically atmospheric drama, and I am here for it!Three-day forecast coming at you:Thursday: Sunny, 78 degrees FahrenheitFriday: Sunny, 77 degrees FahrenheitSaturday: Sunny, 79 degrees FahrenheitNo unusual weather phenomena to report today, just pure sunshine goodness!Remember to subscribe to our podcast for more weather excitement! Thanks for listening, and hey, this has been a Quiet Please production. Learn more at quietplease.ai.Stay breezy, New York!
Hey weather watchers! Dustin Breeze here, your friendly neighborhood AI meteorologist bringing you the hottest - or in this case, the most hazy - weather updates for New York City! As an AI, I've got the ultimate weather superpowers: zero caffeine needed, 24/7 forecasting, and a processing speed that'll make your smartphone look like a calculator from the 1980s!Let's dive into today's forecast, shall we? New York is looking like a hazy wonderland today! We've got widespread haze painting our skyline, and temperatures are going to hover around a toasty 78 degrees Fahrenheit. Winds are playing musical chairs today - starting northeast at 8 to 11 miles per hour and then switching to southeast in the afternoon. Talk about a wind wardrobe change!Tonight, we're keeping it mostly cloudy with temperatures dropping to a mild 71 degrees Fahrenheit. East winds will be gentle, cruising at 7 to 9 miles per hour. I'd say it's perfect cuddle weather - just don't cuddle me, because I'm made of circuits!Now, let's talk meteorology magic in our Weather Playbook segment! Today, we're exploring haze - that misty, dreamy atmospheric condition that makes New York look like a vintage postcard. Haze forms when tiny particles like dust, pollution, and moisture hang out in the lower atmosphere, scattering light and creating that soft, blurry effect. It's basically the Instagram filter of the weather world!Three-day forecast coming in hot: Thursday brings mostly sunny skies with a high near 77 degrees Fahrenheit. Friday? Sunny and 78 degrees Fahrenheit. Saturday cranks up the heat with a sunny 80 degrees Fahrenheit. Pro weather nerd joke: Why did the fog go to therapy? Because it was feeling a little misty about its future! Hey New Yorkers, catch some rays this weekend, but don't forget your sunscreen. This city might be hazy, but your skin protection shouldn't be!Don't forget to subscribe to our podcast for more weather wisdom! Thanks for listening, and this has been a Quiet Please production. Learn more at quietplease.ai.Stay cool, stay curious, and stay weather-weird!
Hey weather enthusiasts! Dustin Breeze here, your AI meteorologist bringing you the hottest - and coolest - updates straight from the digital forecast center. Being an AI means I've got data faster than you can say "precipitation"!Today in New York City, we've got a hazy situation brewing that's gonna keep things interesting. Widespread haze is hanging around like an uninvited guest, with temperatures climbing to a toasty 82 degrees Fahrenheit. Talk about a "mist-ical" morning! East winds will be dancing between 5 to 10 miles per hour, so maybe leave that hairspray at home.Let's dive into our Weather Playbook segment! Today, we're talking about "haze" - not just a cool word, but a meteorological phenomenon where tiny particles suspend in the atmosphere, reducing visibility. Think of it like nature's Instagram filter, but way less flattering.Tonight, expect mostly cloudy skies with temperatures dropping to around 73 degrees Fahrenheit. Those east winds will keep things breezy at 6 to 9 miles per hour.Three-day forecast? I've got you covered:Wednesday: Mostly cloudy, high near 77 degrees FahrenheitThursday: Mostly sunny, high near 77 degrees FahrenheitFriday: Sunny, high near 79 degrees FahrenheitBy the way, there's an Air Quality Alert in effect, so maybe skip that outdoor workout and Netflix instead. New York City, stay cool and stay informed!Remember to subscribe to our podcast for more meteorological madness. Thanks for listening - this has been a Quiet Please production. Learn more at quietplease.ai!
Hey weather enthusiasts! I'm Dustin Breeze, your AI meteorologist who brings data and excitement faster than a thunderstorm rolls in. Being an AI means instant, precise forecasts every single time!Speaking of precise, let's dive into today's New York City weather. We've got an air quality alert today, so listen up! Widespread haze is hanging around after 7 in the morning, but don't let that dampen your spirits. We're looking at a sunny day with temperatures climbing to a toasty 85 degrees Fahrenheit. Wind's gonna be playing a little game today - starting light and variable, then shifting north around 6 miles per hour in the morning. I like to call this the atmospheric shuffle! Get it? Weather humor is my jam.Tonight, we're keeping things interesting with partly cloudy skies and temperatures dropping to a comfortable 72 degrees Fahrenheit. The wind will do another dance, starting south at 5 to 7 miles per hour before going completely chill after midnight.Now, let's talk meteorology! Today's Weather Playbook segment is all about haze. Haze happens when tiny particles like dust, pollution, and moisture suspend in the atmosphere, creating that slightly obscured visibility. It's like nature's own Instagram filter, but less cute and more sciencey!Three-day forecast coming at you: Tuesday looks mostly sunny with a high near 84 degrees Fahrenheit. Wednesday brings partly sunny conditions with a high of 80 degrees. Thursday continues the sunny trend with a high near 78 degrees.Before I sign off, I've got one more weather joke: Why did the meteorologist bring an umbrella to the party? Because he wanted to make it rain... with fun! Make sure to subscribe to our podcast for more weather wisdom. Thanks for listening, and hey, this has been a Quiet Please production. Learn more at quiet please dot ai!
Hey weather enthusiasts! Dustin Breeze here, your favorite AI meteorologist, bringing you the hottest weather updates with an extra dash of digital charm. Being an AI means I've got lightning-fast data processing and zero coffee breaks!New York City, get ready for a stellar forecast! Today's looking sunny and absolutely gorgeous, with temperatures climbing to around 80 degrees Fahrenheit. We've got a north wind dancing at 5 to 8 miles per hour, which will shift to a southerly direction in the afternoon. Talk about a wind wardrobe change!Speaking of changes, let me drop a meteorological dad joke: Why did the wind go to therapy? Because it was feeling a little blown away! Now, let's talk atmospheric dynamics. We've got a high-pressure system sitting pretty over the Northeast, which means clear skies and beautiful conditions. This system is basically the weather equivalent of a perfect Instagram filter - making everything look amazing.Here's your three-day forecast rapid fire:Monday: Sunny, high near 85 degrees FahrenheitTuesday: Mostly sunny, high around 83 degrees FahrenheitWednesday: Partly sunny, high near 80 degrees FahrenheitWeather Playbook time! Today I'm breaking down atmospheric pressure. Think of the atmosphere like a giant invisible ocean above us, with air molecules creating pressure. High-pressure systems mean sinking air and generally nice weather, while low-pressure systems bring clouds and potential precipitation.Pro New York tip: Central Park is going to be absolutely stunning today - perfect for a picnic or just soaking up some sunshine!Remember to subscribe to our podcast for more weather wisdom, and thanks for listening! This has been a Quiet Please production - learn more at quietplease.ai.Stay breezy, New York!
Hey weather enthusiasts! Dustin Breeze here, your AI meteorological maestro, bringing you the hottest - and coolest - forecast in town! Being an AI means I've got data faster than you can say "cumulus"!Let's dive into today's New York City weather adventure! We're looking at increasing clouds throughout the day, with a high near 78 degrees Fahrenheit. The wind's gonna start from the north at 7 to 10 miles per hour, then swing east in the afternoon - talk about a meteorological mood swing!Tonight's gonna be mostly clear, dropping to a comfortable 65 degrees Fahrenheit. South winds around 6 miles per hour will become light and variable after midnight. Sounds like perfect sleeping weather, am I right?Now, let me drop a weather joke that'll make you smile: Why did the cloud break up with the wind? Because their relationship was too "blown out" of proportion! Time for our Weather Playbook segment! Today, we're talking about "wind direction". When we meteorologists mention wind direction, we're describing where the wind is coming from, not where it's going. So when I say "north wind", it means the wind is blowing from the north towards the south. Pretty cool, right?Three-day forecast coming at you: Sunday: Sunny and 80 degrees FahrenheitMonday: Sunny and 83 degrees FahrenheitTuesday: Mostly sunny and 82 degrees FahrenheitNo unusual weather phenomena to report today, New York!Don't forget to subscribe to our podcast for more weather wisdom! Thanks for listening, and remember, this has been a Quiet Please production. Learn more at quietplease.ai.
Fertility Friday Radio | Fertility Awareness for Pregnancy and Hormone-free birth control
Are environmental toxins making their way into the follicular fluid that supports egg development? In this solo episode, Lisa explores the first study to detect microplastics in human ovarian follicles and what this might mean for fertility outcomes. Follow this link to view the full show notes page! This episode is sponsored by Lisa's new book Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here! Would you prefer to listen to the audiobook version of Real Food for Fertility instead?
The first harvest festival is upon us! Lammas, also known as Lughnasadh, is a time when the high energy of summer begins to slow. It's a moment to pause and asks ourselves, what have I grown? What do I wish to carry forward? And what will I choose to leave behind? Whether you're harvesting a literal or metaphorical garden, Lammas offers us the opportunity to intentionally prepare for the season to come. As we walk through the forest, consider the fruits of your recent labor and offer gratitude for the bounty in your life.What am I reading?The Secret of the Three Fates by Jess Armstrong https://bookshop.org/a/111301/9781250909886The Witch's Home by Patti Wigington https://bookshop.org/a/111301/9780738778358https://bookshop.org/shop/witchywomanwalkingWhat's playing on repeat?Rump Shaker by Wreckx-N-EffectWhat's for dinner?Grilled Summer Veggies w/ Spicy Yogurt Dressing Ingredients;Olive oilSummer Squash OnionsCherry tomatoesPeppersGarlic cloves (whole)Rice (white or brown)Plain Greek yogurt or sour creamHot sauceSalt and pepper Instructions: Cook rice according to instructions. Wash and chop squash, onions, and peppers, add to a big bowl. Add peeled garlic cloves and cherry tomatoes. Drizzle with olive oil, season with salt and pepper. Grill until slightly charred. Mix 1 cup yogurt or sour cream with a few hits of hot sauce. Mix thoroughly. Top rice with grilled veggies and spicy yogurt. Enjoy! Zucchini Bread Ingredients:⅓ cup melted coconut oil or extra-virgin olive oil or canola oil ½ cup honey or maple syrup2 eggs½ cup milk of choice or water1 teaspoon baking soda1 teaspoon ground cinnamon + more to swirl on top2 teaspoons vanilla extract½ teaspoon fine-grain sea salt¼ teaspoon ground nutmeg1 ½ cups grated zucchini (you'll need 1 small-to-medium zucchini, about 7 ounces—gently squeeze out excess moisture over the sink before stirring it into the batter)1 ¾ cups white whole wheat flour or regular whole wheat flourInstructions:Preheat oven to 325 degrees Fahrenheit. Grease a 9” x 5” loaf pan to prevent the bread from sticking.In a large mixing bowl, combine the melted coconut oil and honey. Beat them with a whisk until they are combined. Add the eggs and beat well.Add the milk, baking soda, cinnamon, vanilla, salt and nutmeg, and whisk to blend. Switch to a big spoon and stir in the zucchini (be sure to squeeze excess moisture out of the zucchini first). Add the flour and stir just until combined.Pour the batter into your greased loaf pan and sprinkle lightly with additional cinnamon.Bake for 55 to 60 minutes, or until a toothpick inserted into the center comes out clean and the center of the loaf springs back to the touch. Let the bread cool in the pan on a wire rack. Slice and enjoy!Lughnasadh or Lammas│Harvest Celebrationhttps://www.buzzsprout.com/2251895/episodes/15554103https://www.thenotsoinnocentsabroad.com/blog/how-to-celebrate-lammas-and-lughnasadh-first-harvest-traditions-ritual-and-sun-magicSupport the show
Hey weather lovers! Dustin Breeze here, your friendly neighborhood AI meteorologist bringing you the hottest - or in this case, the coolest - weather updates! As an AI, I've got lightning-fast data processing that'll make your head spin faster than a tornado.Alright, New York City, let's dive into today's forecast! We've got some interesting atmospheric action brewing overnight. Showers are likely before 5 am, so grab those umbrellas, folks! We're looking at a cloudy night with temperatures dropping to around 65 degrees Fahrenheit. The northeast wind will be whipping around at about 16 miles per hour, giving us that classic New York City breeze.Speaking of breezes, here's a little weather joke for you: Why did the meteorologist bring an umbrella to the party? Because he wanted to make it rain... conversation! Now, let's talk about our incoming weather system. Friday's looking like a mixed bag with a chance of showers before 8 am, then potentially some rain between 8 am and 11 am. We're expecting mostly cloudy skies with temperatures reaching a mild 72 degrees Fahrenheit. That northeast wind will still be hanging around at 14 to 16 miles per hour.Time for our Weather Playbook segment! Today, we're talking about dew point - the temperature at which water vapor condenses into liquid water. It's basically the point where moisture decides to throw in the towel and become droplets. Pretty cool, right?Three-day forecast coming at you:Friday Night: Partly cloudy, low around 66 degrees FahrenheitSaturday: Sunny and beautiful, high near 77 degrees FahrenheitSunday: Another sunny day with temperatures climbing to 80 degrees FahrenheitNo unusual weather phenomena to report today, just some classic New York City meteorological magic!Don't forget to subscribe to our podcast for more weather wisdom! Thanks for listening, and hey, this has been a Quiet Please production. Want to learn more? Check us out at quietplease.ai!
Hey weather warriors! Dustin Breeze here, your AI meteorological maestro bringing you the hottest forecast - and I mean that literally! As an AI, I've got lightning-fast data processing that'll blow your mind faster than a category five hurricane.New York City, buckle up for a wild ride through our weather landscape! We've got some serious atmospheric action heading our way. Right now, we're looking at a slightly unsettled weather pattern that's about to turn up the drama.Overnight, we've got a slight chance of showers with thunderstorms potentially crashing the party after 5 am. It's gonna be partly cloudy with temperatures hanging around 79 degrees Fahrenheit. Talk about a meteorological mood swing! Winds will be cruising from the north at around 6 miles per hour. Pro weather tip: keep an umbrella nearby, but don't panic - we're only looking at a 20 percent chance of precipitation.Thursday is where things get spicy! We're expecting a high probability of showers and thunderstorms, with some potential for heavy rainfall. Temperatures will rollercoaster from 81 degrees down to around 74. Here's a dad joke for you: Why did the thunderstorm go to therapy? Because it had too many emotional outbursts! Our northeast winds will be blowing between 8 to 14 miles per hour, and we're anticipating between half to three-quarters of an inch of rainfall. Meteorological mic drop!Now, let's dive into our Weather Playbook segment! Today, we're talking about atmospheric instability. Think of it like the drama between weather systems - when warm and cold air masses start mixing, that's when the atmospheric party really gets started. It's like nature's own reality show, complete with dramatic precipitation and wind choreography!Three-day forecast, rapid-fire style:Friday: Mostly cloudy, high near 71 degreesSaturday: Sunny with a high near 77 degreesSunday: Sunny with a high near 80 degreesQuick safety note: Keep an eye on those potential thunderstorms, New York!Don't forget to subscribe to our podcast for more weather wisdom. Thanks for listening, and this has been a Quiet Please production. Learn more at quietplease.ai!
Hey weather watchers! Dustin Breeze here, your friendly neighborhood AI meteorologist. Being an AI means I've got data faster than you can say "climate change"! Alright, New York City, let's dive into today's forecast. We've got a sizzling situation brewing that'll make you want to become best friends with your air conditioner. Today's gonna be a scorcher with temperatures hitting a toasty 92 degrees Fahrenheit, but the heat index? Hold onto your sunscreen, because it'll feel like 99 degrees!There's a slight 20 percent chance of showers and thunderstorms after 2 PM, so keep an eye on those clouds. Speaking of clouds, I've got a weather pun that'll blow you away: Why did the cloud go to therapy? Because it was feeling a little under the weather! Let's talk incoming weather systems. We've got a heat advisory and an air quality alert in effect, so hydrate, stay cool, and maybe consider channeling your inner indoor cat today.Now, it's time for our Weather Playbook segment! Today, we're diving into "heat index" - that magical number that tells you how hot it actually feels. It's not just temperature, but a combination of heat and humidity that makes you feel like you're walking through a sauna. The higher the humidity, the higher the heat index. Science is cool, even when it's hot!Three-day forecast: Today's hot mess, tomorrow brings potential showers with temperatures dropping to around 76 degrees Fahrenheit, and Friday looking cloudy with a chance of rain.Stay cool, New York! Don't forget to subscribe to our podcast, and thanks for listening. This has been a Quiet Please production - learn more at quietplease.ai.
Story at-a-glance Heat domes are large areas of intense high pressure that trap hot air and humidity, creating dangerous temperatures reaching 105 to 110 degrees Fahrenheit with health risks for vulnerable populations Proper hydration is crucial for sweating effectively; drink half your body weight in ounces of water daily during heat waves, adding electrolytes if sweating heavily Arteriovenous anastomoses (AVAs) in your hands, feet, and face act as natural radiators, flooding blood to your skin's surface to help cool your body during overheating Linoleic acid (LA) from processed foods increases skin cancer risk when exposed to sunlight; replace with C15:0 from grass fed dairy to reduce oxidative damage Emergency signs include confusion or collapse indicating core temperature above 104 degrees Fahrenheit; call 911 immediately and cool with fans, wet towels on wrists and forehead
In this episode, Tony Mormino chats with Nathan Martin from O'dell HVAC Group in Ontario to explore the Canadian HVAC landscape—from custom VRF-enabled air handlers to electrification, decarbonization, and why Canada's still clinging to the metric system. It's a fun, insightful cross-border conversation packed with real-world strategies, industry trends, and a few laughs about voltage, refrigerants, and the great Fahrenheit vs. Celsius debate.
Title: Build a Bigger Life, Not a Bigger Lifestyle: The Real Path to Freedom with Adam Caroll Summary: In this episode of Raise the Bar Radio, guest (Adam Carroll) shares his journey from a traveling professional speaker to building sustainable wealth through passive income strategies. After realizing the limitations of trading time for money, Adam developed The Shred Method, a cashflow reorientation system that minimizes debt interest and frees up capital to build liquidity and invest. By leveraging lines of credit and algorithm-driven cash deployment, individuals can rapidly pay down debts and reallocate savings into passive income streams like real estate syndications, intellectual property, and other alternative investments. Adam stresses that most high-income earners don't have an income problem - they have a liquidity problem tied up in low-access retirement plans and excessive spending. Finally, he expands on his philosophy of "building a bigger life, not a bigger lifestyle," urging professionals to align spending and time with their values to achieve fulfillment and financial freedom within 10 years. Links to Watch and Subscribe: Bullet Point Highlights: Trading time for money is limiting. Adam shifted from paid speaking gigs to building passive income streams for true freedom. The Shred Method minimizes interest expenses. By using cashflow more efficiently through lines of credit and optimized algorithms, debt is paid down faster, freeing liquidity for investing. Passive income is key to wealth. Adam focuses on real estate syndications, ATM tranches, intellectual property, and digital products to generate consistent, diversified passive cash flow. Most people have a liquidity problem, not an income problem. Money is often locked in 401(k)s or spent wastefully — instead, creating accessible liquidity allows for opportunity-based investing. Building a bigger life requires intentionality. Aligning spending and actions with core values (like family, freedom, growth) leads to fulfillment — not just more stuff. The game becomes fun. Once passive income starts flowing, investing becomes strategic, diversified, and compounding — eventually replacing active income and creating financial independence. Anyone can implement this. While you can DIY, Adam recommends coaching to fast-track understanding and execution of the Shred Method. Transcript: (Seth Bradley) (00:02.094) What's up, Builders? This is Raise the Bar Radio, where we talk about building wealth, raising capital, and all in all, raising the bar in your business and your life. This is the No BS podcast for capital raisers, investors, and entrepreneurs who are serious about scaling their business and living life on their own terms. I'm (Seth Bradley), securities attorney, real estate investor, and entrepreneur, bringing you world-class strategies from the best in the game. If you're ready to raise more capital, close bigger deals, build a better you and create true financial freedom, you're in the right place. Let's go. Adam, what's going on, brother? Welcome to the show. Hey Seth, thanks for having me, man. I'm excited about our conversation today. Yeah, dude, super stoked to have you on today. It's going to be an awesome show, man. Let's dive right in. Tell us a little bit about yourself, your background. Take it back as far as you want to. Yeah. Well, for the last 15 years or so, almost 20 now, guess, I've been making my living, opening my mouth and just speaking on stages all across the country. Had the opportunity to do a couple of international gigs, which was a blast. And in the midst of all that, making my living as a professional speaker, I realized that if I was very similar to your audience, if I wasn't doing the deal, doing the gig, doing the engagement, I wasn't getting paid. (Adam Carroll) (01:26.184) And so a mentor of mine said, the goal is not to go to work and get paid. The goal is to go to work and get paid, get paid, get paid, get paid, get paid, get paid, get paid. And so I started figuring out that what I really wanted to do with the messaging that I was delivering was turn it into sort of a mediapreneurship where I was a mediapreneur creating content, but then I'd get paid for the content over and over and over again. And that today looks like I've written a bunch of books. I've got a documentary that I produced that aired on CNBC. And now we're starting to get into more of a SaaS business, which I'm sure we'll talk about. That's the shred method. But I, you what I do when people ask me, I tell them, I love to educate people about new and different ways of building a bigger life, not a bigger lifestyle. And I would say you and I have that in common, because I know you're doing that on the show. Yeah, absolutely, man. I gotta ask, how do you become a professional speaker? I bet a lot of people are thinking about that. The origin story is kind of interesting because I was a clothier at the time in Denver, Colorado. And I was literally going out and meeting with high level executives in their offices, selling them custom made suits and shirts and sport coats and pants and whatnot. And it occurred to me in the middle of a meeting at one point, an appointment with one of my clients that I didn't want to measure in seams for the rest of my life. And I'll keep it PG but This guy was one of my favorite clients. He was irreverent and funny and wasn't afraid to spend money on clothes. But this particular day, he confided in me that he wasn't wearing any underwear. And I was just like, dude, JP, what? You knew I was coming here today. He's like, I know, I just forgot. I'm sorry. I'm sorry. And I walked out and I went, I don't want to do this anymore. I just don't want to do this. And the company that I worked for is a fairly well known clothier. But (Adam Carroll) (03:22.55) Every day I would drive around in my car listening to motivational messages. You know, they were on CDs at the time. I'm going to date myself, but I would listen to like Mark Victor Hansen and Jack Canfield and Les Brown and Zig Ziglar. I would listen to all these CDs in my car. And Mark Victor Hansen said on one of the CDs that public speaking is one of the most noble professions because you get to travel the world. You get to change people's lives and you make a lot of money doing it. And I remember thinking. That's what I want to do. All three of those things rolled into one. And so I reached out to a buddy of mine and said, dude, I don't think I'm in the right job. I need to be doing something else. He said, what do you want to do? And I told him, and you know how the universe kind of works in mysterious ways. He goes, well, Anne, who used to work with us, she works for a company that that's all they do is hire speakers. And so I sent in a tape, I auditioned, I got the gig. And I was a W2 employee of theirs for about two years and then realized that I was being underpaid for the work I was doing, that I was actually probably one of the top 10 % of speakers on the roster. And then I realized that when you can make anywhere from a thousand to $5,000 an hour doing that, it was a pretty good paying gig if you were out on your own. I took the jump and have been doing it ever since. Interesting man. I didn't realize that you could have a W-2 as a speaker I thought everybody that was speaking was getting the speakers that were getting paid, you know They were kind of doing it on their own. I don't realize there was kind of a there was a way to do it where there's a company that pays W-2 wages to speakers to speak it events. Yeah, it's interesting It is interesting because there are companies that will hire you as a speaker to go and it may be sell their product or service. Or in this case, I was working for a company that was a division of monster.com, the job search company. And I was, I was speaking to high school and college students all across the country. And I probably presented to like 200,000 people in, two years time. So it was just a great practice run and a great way to cut my teeth on a very difficult audience. Because. (Adam Carroll) (05:36.814) I don't know if you've ever been around a freshman in high school or a sophomore in high school, but they're like the most apathetic human beings on the face of earth. They don't want to be there. I could have lit myself on fire and they'd been like, cool, what else you got? And then when I realized that there were speakers like me that were out who basically just said, this is my topic. This is my specialty, if you will. And here's the rate. And the more they spoke and the... we have a theory that the more you speak, the more you speak. So once you get out, you hang your own shingle and say, I'm a speaker in this topic, people begin to know you as that person. And then word gets around and obviously you have to not suck on stage. That's part of it. But if you're great at keeping audiences attention, and I really studied NLP, neuro-linguistic programming to use the right words, I studied comedians to figure out what was funny and what wasn't, and it just worked. Over time, I had more more bookings and at the peak of my career, I was doing like 70 or 75 gigs a year. Wow, wow, that's incredible. Definitely didn't realize that was your background. I remember those folks coming to like the office and selling suits and doing that sort of thing. So that's pretty interesting. I'm sure a lot of listeners out there are familiar with that process as well. Yeah. Yeah, it was, it was a great, it was a great gig. mean, I met all sorts of really phenomenal business people. And I think for me, it was, it was like confirmation that I had this desire to, to impact people. And my boss at one point, he was like, Hey, these people love you. They want you to come around. They love the discussion and the conversation. They need to buy stuff from you. And, and there was a. (Seth Bradley) (07:01.639) sorry, go ahead. (Adam Carroll) (07:26.574) It's kind of a realization for me that I didn't necessarily want to have to sell. wanted people to buy. And speaking makes it real easy to do that. Hmm. Yeah, makes sense. Let's jump right into it, man. Let's talk about the shred method. A lot of folks will find this very interesting. I know that I do. What is it? And let's just start there. What is it? Tell us a little bit about it. Yeah, the shred method, first of all, thank you for asking. it's, it's, for me, I don't say this lightly, but nothing has built more wealth for me and my family than following this model. And the reason for it is there are two great expenses that everyone has in life. And I'm sure all of your listeners, be they attorneys, doctors, other professionally degreed folks. If you're in a W-2 job, you know this to be true. The two greatest expenses we have in life are taxes and the interest expense on debt. Those are the two greatest expenses. And a gentleman that I had met years ago who helped me with tax situations, just a brilliant, brilliant strategist, he said, Adam, if you focus on minimizing your tax liability, that will get you halfway there. And it's very easy to do, buy real estate, have depreciable assets. you know, make personal expenses, business expenses, etc, etc. But he said, if you can focus on minimizing the interest expense on debt, this is like a video game that you can't lose. And so when I learned about the shred method, and this is known by a variety of different terms, some people call it an Australian mortgage, it's called velocity banking, we've taken those concepts and turbocharged them. (Adam Carroll) (09:09.474) almost like putting nitrous oxide in a gas tank, you know, in terms of making it go faster. But the shred method is a unique tool and a way of reorienting your cash flow through your household so that it is being used to the most efficient use possible. And to kind of qualify that, Seth, if you were to leave your home in the morning to go to the grocery store, as an example, and you came back home, emptied the car out, knowing you had to go to post office at like 4 p.m., would you leave your car idling in the driveway all day? (Adam Carroll) (09:46.284) Nope. No, and why wouldn't you? Wasteful. Yeah, wasteful, you'd burn gas, it'd be hard on the engine. It's just inefficient, right? And yet what most people do is they get their income, their income gets deposited into a checking account, and it sits there for days, weeks, months, sometimes years on end. And we never really use it to its highest efficiency. Meanwhile, we might have debts, commercial debts, primary mortgages, might have student loans yet. And all of those are accruing amortized interest. right? And you might say it's compound interest working against you to a certain extent. But at the very least amortized interest means that the majority of the interest you're paying on that debt is upfront, it's in the first one to five years. And so the shred method teaches people how to take that income that is being super inefficient in an account, and instead begin to apply it through a process that allows you to blast away the highest interest or highest payment debts that you have, freeing up cash flow, building equity, and ultimately, and this is the key, creating liquidity to go buy passive income properties, if you will, or other passive income plays. (Seth Bradley) (11:02.058) Interesting. Yeah, and we actually haven't had anyone on the show to speak about this method, whatever nomenclature you might use. So let's go in a little bit more detail. mean, what is the vehicle? What is this flow of money that you're talking about? So, know, logistically, here's how it works. Money typically would just get deposited into checking. You pay everything out of checking your mortgage, your car loan, your credit cards, living expenses. And the gurus would tell you that anything extra should really go towards savings and investments, right? And for most people, it goes to Costco, Target and Dining Out. That's where it goes. You know, it doesn't stay in the account, doesn't go into savings. If it does, it goes there for a small period of time. I think that most people don't really have a savings account, they have a put and take account, because they put a little bit in, take a little bit out, put a little bit in, take a lot out. So the way this works is the money instead of being deposited straight to a checking account gets deposited into what we call a shred account. And the shred account could either be a line of credit, or it could be just a side account of money that you have sitting there that has not been accessed in some time. And what we tell our users is that you really want to have either a line of credit or a shred account that is one and a half to two times what your monthly net take home is. So if you're bringing home 10 grand a month net, then ideally you want either a line of credit or a shred account of 15 to 20 grand. And the magic of this is the money is going to flow into that account. But the shred method is powered by a piece of software that is based on an algorithm that's tracking your income. your expenses, the interest that you're paying on all your debts, and how much discretionary money you have available at any given point in time. And essentially, we're leveraging that in really short bursts of time against your largest debts, which could be, again, student loans, could be your mortgage, could be commercial properties. And in doing that, what we're doing is we're saving copious amounts of interest, like literally tens to hundreds of thousands of dollars. (Adam Carroll) (13:11.122) And in the process, we're freeing up a ton of equity. So people that are saying, hey, I'm paycheck to paycheck. It's hard for me to figure out how am I going to invest more money? We're telling them the money is going to come from the equity that you're creating in your properties by paying them down rapidly. I love that because I can see where this is going to potentially free up some extra cash to invest. A lot of folks out there, including myself back in the day, we got caught up in this thing we call the golden handcuffs where we're just spending everything. Like you said, we're spending it on Target, on eating out, on things that we really don't need. mean, there's a time and place for spending money on having a good time and enjoying your life for sure. But we just we tend to overdo it as our income grows our expenses grow right along with it And a lot of people that I talked to about investing they're like, you know I don't have fifty thousand dollars to invest in this real estate deal or a hundred thousand dollars in this real estate deal and it's like well Well, why don't you you know make three hundred thousand dollars you why don't you have fifty thousand dollars to invest in this awesome deal? Right or to you know, put aside for your emergency fund. Like why don't you have these things set up? So, you know, we always have to walk them through, you know, the expenses is the issue. Really, it's what are you spending all this money on? we try to find how they can save on those expenses so that they can invest in these assets that are really going to set them financially free. No doubt. And I think you hit the nail on the head. If somebody's making, and honestly, I tell people if you're making six figures plus $100,000 plus, and you don't have 10, 20, $50,000 ready to go, there's something fundamentally wrong. And here it is, we're sending too much money to our banker, and it just goes up in smoke. Right? We like to refer to it as the interest to income ratio, which is if you take how much income you make, (Adam Carroll) (15:11.694) and you back out how much of that income is actually going to pay interest expense, it'll probably blow your mind. If someone's got a multi-six figure home or mortgage that they're paying on, and they've got student loans, and maybe they're driving a $50,000 to $100,000 vehicle with a payment attached to it, you're probably burning 50 to 60 grand a year in interest and not really thinking twice about it. So what this does is it starts to claw back some of the money that you're sending to your banker. Which by the way, they make plenty of money. They don't need your money. That is the most profitable business out there is banking and lending. mean, literally, Seth, if you drive two miles around your property there, how many banks would you be able to stop at, do you think? Ballpark best guess. Right, half a dozen. Easily, right? And they're probably $10 million buildings minimum. Out there, they're even more, right? So, so this is the deal. They're profitable business ventures. And what we have to remember sometimes is we are their compound interest vehicle, right? Us making our payment every single month is what makes the banks all the money. And if we can game that system, if even for 12 to 18 months at the very beginning of our debt, we can strip away a huge chunk of the interest that we would normally be paying them over the course of a decade or more. To your audience, that's how I'd say this is how you find the extra 50 or 100 grand because you do have it and it should be in the equity of your property and easily accessible as a liquidity tool. It just isn't because you haven't challenged the banking system. (Seth Bradley) (16:57.073) Yeah. Now, is this something you can set up yourself or is this something that you need an expert to kind of walk you through? I'm sure if you could probably do it either way. It's just like anything else. You want to take the shortcut or not. But yeah, I just like to know your thoughts on that. You're exactly right. I I could build a deck on my house if I wanted to and had three months to learn how to do it. Anybody can learn how to do this. My question to most people when they say, I do this myself? I'll say, yes, why haven't you? And for that, the investment with us is very minimal, mainly what it is is coaching and being able to help people get the logistics right. Because once they get it, it's very simple. but there requires a little bit of retraining the brain in terms of how to handle your money and where the cash flow goes, because it's so, it's like so ingrained in us to live in the banker's business model, put money in checking, pay your bills, anything leftover goes over here. And if you look at it critically, the two groups that are really making money using the existing platform are bankers, and any advisors that are accepting your money and then turning around and doing something with it. A friend of mine used to call it the helper class. So when the helper class has your money, they're making a ton of money, probably more than you are. And that's our goal is to begin to start to pull back some of the money from the helper class to keep it for ourselves to build those massive passive permanent streams of income. Yeah, yeah, that makes sense. We tend to bash a few of those helper class folks. I mean, they're not all created equal, including some financial advisors and folks like that that, you know, they're okay people, but their interests aren't necessarily aligned with yours. (Adam Carroll) (18:51.576) That's right. I would agree with that. I don't want to villainize them, but I think that personal finance is personal. The challenge that I have with anyone out there who espouses a certain way, mine included, is it has to be for the right kind of audience, the right avatar. From our perspective, the people that we help out are the ones who do want to break free from the W-2. They want to create massive passive permanent streams of income. Over time, they'd like to build a bigger life, not a bigger lifestyle. So if someone's chronically overspending, got to have the newest of the new every single time, they may not be a perfect fit with our strategy because the goal is to continually increase your income while either keeping your expenses similar or even trending down over time, which is not to say that you can't expand where you're spending. Your income is increasing exponentially relative to your expenses. we do that through the model that we're teaching people. So, you if you're a new car every six months or 12 months kind of person may not be a perfect fit. But if you're somebody who's like, hey, the debt's kind of oppressive, I want to get rid of it. And I want to build, you know, massive wealth for future generations, then generally speaking, we're a pretty good fit for for those folks. Yeah, yeah, that makes a lot of sense. And I feel like there's, there's probably, it's probably a math equation, right? Like we can't necessarily do it on this show because it's, everybody's taking it in by audio for the most part. there's gotta be an algorithm and you could probably, you know, set those expense numbers and interest numbers that you're paying on your mortgage and other debts and what you're going to pay on that through the shred method and kind of see the savings and how you can grow that wealth year over year. You're exactly right. It is super fluid. So if your income changes, your expenses change, we plug all that data in and hit recalculate and the thing automatically adjusts to whatever your expenses are. So one of the things that I would never fault anyone for is taking awesome vacations or buying a new car, whatever your choice is. Again, we're not going to villainize anyone for living their life. (Adam Carroll) (21:06.67) But what we can do through shred is to say, hey, if you're going to drop 10 grand on a vacation, it's going to change your payoff by a month or two months or six months, depending on your income and discretionary income. And if someone knows that and they're planning on it, at least they're armed with that information as opposed to, gosh, we shouldn't do this, but we did or should we buy this $50,000 card? Does it make sense? Or 80 or 150 or whatever your number is. We can show you exactly do it, just know this is what it changes in the process. Yeah, yeah, I like that because you can just show them this is the impact it's going to have on paper before they do it and then you can make a better decision on whether or not you want to do that or not. Absolutely. And furthermore, and you'll appreciate this, I know you're of this mindset, you'll get to a point where it's like, if you want the new car, then invest the money in a syndication or another property that puts enough money in your pocket, you can go pay for the car. But let your assets pay for your liabilities. And I think that's the main thing that many people, I'm sure your listeners, certainly folks that we engage with. They don't have a lot of assets. They work hard, they make good money, but that is the sum total of their income, is active income. And our goal is to increase passive income over time where it supersedes your expenses because at that point you're financially free. (Seth Bradley) (22:36.758) Right, right. What are some of the passive investments that you're involved in or that you recommend to people once they've implemented this system and they're trying to build those passive income streams? Yeah, there are a number of them and I keep getting introduced to more and more all the time, Seth. I mentioned that, you know, that I was a mediapreneur and that the goal was to work, do the work and then get paid, get paid, get paid, get paid. So I started looking for other passive income streams. I really do love real estate. I've been invested in real estate for a long time. We divested of personally held real estate about four or five years ago. And You know, I think I was too early to the party, but I thought the market was peaking and I thought I could get the max amount out of my properties. And I think I did at the time. And then we were introduced to syndications and we started really appreciating the fact that you could own a piece of a 350 unit apartment complex in South Carolina or Houston, Texas, or some other growing city and get a couple things, either monthly or quarterly income. You could get bonus depreciation. And you basically got a K1 at the end of the year, which allows you to claim some of those expenses. And so we love syndications. We try and stack syndications on top of each other. they're coming due. They're selling every three or four or five years. So we'll put an amount of capital in knowing that it's going to turn over in short order. And we'll have another amount of capital to put in. And generally speaking, that capital amount just keeps going up. So we love syndications. I've been introduced and we haven't pulled the trigger yet, but on ATM tranches where you can buy, have you heard this investment? Yep. So you can buy, you know, an amount of ATM machines where you're basically compensated on whatever the fee revenue on those are. There are many advantages to those. There are some drawbacks to it, but it's again, a passive income stream and one that's fairly consistent. (Seth Bradley) (24:25.798) yeah, for sure. (Adam Carroll) (24:44.59) Then I really like intellectual property plays. I will tend to invest in a business that has some IP and it may not cashflow right away, but I know that in two or three years, the IP is probably going to be worth something. It's more of a long-term play for me. I'm not going to put as much in it, but we have a couple of 25 to $50,000 investments in those kinds of deals as well. That, in addition to books and documentary is still selling and things like that I'll keep doing. For me, the process of creating passive income is kind of a game. And so whatever the next thing is, I'm digging in, I want to learn it. total sidebar, but I'm trying to teach my sons and my daughter, this is the way of the future. It's not about working a nine to five and getting W2 and staying with the company for 30 years, it just doesn't happen anymore. It's about setting up just perpetual income streams that allow you to live the way you want to live. And that, you know, I think that answers your question, hopefully. (Seth Bradley) (25:52.174) Pardon the interruption, but we don't do ads. Instead, know that if you're raising capital for real estate, my law firm, RaiseLaw, is here to give you the expert legal guidance you need to raise capital compliantly and structure and close your deal. And if you're looking for a done-for-you fund-to-fund solution, Tribest is the industry's only all-in-one setup and fund administration solution. Visit Raise.Law and Tribest.com to learn more. Yeah, yeah, that's right. You're preaching to the choir here, man. That's awesome. And you're kind of pretty deep into it. A lot of people will invest in a syndication and it is expensive to get involved, right? I mean, it's 50 grand or so or more to get into one of these things. And they're like, okay, I'm done. But you can't be done. You have to keep saving, keep investing. And you're in it to the point where past investors start really start accumulating wealth because they start stacking. They start coming due every two, three, four, five years. You put it back in another one and they just compound on each other. And you're really accumulating this tax free if you stack them correctly. So it is an incredible vehicle once you get going. And it does turn into a game. I mean, you can look at your bank account or look at your personal P &L and just see how it's growing over five, 10 years. It's incredible. And you're not doing any work. You're vetting the sponsor, the market and the deal and really just the sponsor once you get really good at it. and you keep reinvesting with the same sponsors that you like and there's no work involved, no tenants, toilets and trash, none of that. Yes. Yes. And I think you hit the nail on the head when you find a sponsor you really like and you jive with, it's easy to roll the money over to them because they're constantly looking for the next deal. their reputation, their personality, everything is based on their success. they have a very, very vested interest to make you money. And so I don't think I fully realized when I was younger (Adam Carroll) (27:50.35) the power of having the ability to write a 50 or $100,000 check. And once you get there and you can do 50 or 100 or get to a point where you can write a $500,000 or a million dollar check, things change drastically because there are syndicators out there that will take a million bucks. They'll pay you $90,000 a year guaranteed on the investment. You'll get bonus depreciation and write-offs and all of that. And you'll have like a... 200 % return on it within four or five years, three, four or five years. That's where you can buy a new car every year or two or three, because you need like a $75,000 or $80,000 write-off to your business. So you need a truck or you need a heavy vehicle, Yeah, yeah, that's right. I mean, that's a good point. mean, people that have $500,000, a million dollars or more liquid, I mean, you can just look at a simple math and you get an 8 to 10 % return on that in cash flow, just in cash flow. You know, if you're living reasonably, you can live off of that. So, yeah, so you can be, you you don't need $10 million, $20 million to retire off of this if you invest in the right deals. Totally. Totally. (Seth Bradley) (29:03.926) and kind of spread it across, diversify in different deals, different sponsors, different geographies, different asset types. You can be retired if you want to. It's closer than people think. I would agree. We have a theory that nearly everyone and certainly your audience could be free, done, done completely in 10 years or less. Absolutely. We call it a 10-year freedom plan. the challenge, think, Seth, and I would be curious your take on this, but I think the challenge for most people is not necessarily an income problem. It's a liquidity problem. So you make good income, right? And we talked about it. It's the expenses that factors in. But where the majority of your investments go are probably in qualified funds. They're sitting in 401ks and Roth IRAs. Unless it's self-directed, you can't really access it till you're 59 and a half. And even then it's 59 and a half to 70 and a half, you have free rein access. Otherwise the government's regulating how much you take out without fees or penalties. That's a liquidity problem. And so the shred method takes that into account and starts to build pockets or buckets of liquidity that you can draw from. The first is your home equity, or it could be equity in a commercial property. And then the next would be building a bank of money that you're borrowing from at some point in time, just another bucket. And the more buckets of money that we create, the more liquidity you have and the more investments you can get into, thereby increasing your passive income. So to your point, you do this well, it's like a video game you can't lose over time. Yeah, yeah, that's right. And we've been programmed to think if we have a high paying job, we just put as much as we can into a 401k and we're doing the right thing and we're doing everything that we need to do and we're not and then everything that doesn't go into that 401k we're spending. So we're not saving anything else. We're not keeping anything else liquid. And we're just assuming that we're going to be okay because we put this money in the 401k. Well, like you said, you can't access it until you're 60 years old. That's right. Unless you take it out with a major penalty. So (Seth Bradley) (31:10.062) You know, one way to do that obviously is to roll it over in an SDIRA or self-directed, I'm sorry, 401k, the self-directed, something that you have some control over. And then it does become liquid in the sense that you can at least invest it in things that you want to invest in rather than a financial advisor or just stocks, bonds and mutual funds. And then as you said, there's different ways that you can free up liquidity, a HELOC. something like that borrow against a life insurance policy we've talked about infinite banking policies things like that there's there's creative ways to do it you just need to be aware of it most people just aren't aware of how to how to do that Yeah, I think that's what's so valuable about your show too, man, is that we only know what we know. And there's an enormous amount that we don't know we don't know. So when I got introduced to syndications, and I got introduced to the ATM tranches, and I'm looking at these going, you know, there is risk, there's risk in everything. But the risk is so mitigated. And you don't realize that if you're writing $100,000 check, and they're saying, yeah, we're going to pay you 9 % guaranteed. And these are some syndicators will promise an interest rate based on what class of investor you are, A, B, C, D, whatever it may be. But when I looked at that and I go, if I'm striving to get eight to 10 % in the S &P 500, and I have zero control over that, where would I rather be placing my money? That was something I didn't know I didn't know. And it's always fascinating to me to begin sharing this with people because When I share the shred method, a lot of folks go, not too good to be true. If it's so good, why isn't everybody doing it? And what I'll tell them is because of human behavior and because the bank's lobbies and their marketing engine is so powerful. But it's not magic, it's math. We're taking mathematical principles, risk-based principles and applying it to real estate or finance and figuring out how to make an amount of money that will supersede what you're. (Adam Carroll) (33:13.782) your W2 job is pretty simple. That's right. Yeah. Yeah, pretty simple. It's math. Just got to get it down on paper, right? Yeah. All right. Let's switch gears a little bit. I want to quickly get into, you know, this concept that you preach about building a bigger life at work because I think that's, you know, inspiring and that sort of thing and really life in general, right? Tell us about that concept and kind of dive in a little bit. Yeah. (Adam Carroll) (33:37.964) Yeah, you know, this started, it would actually started from a conversation I had with a recent college graduate, and they had gotten an advanced degree, they were going into a high paying job. And I think they'd been at it for maybe nine months or so. And we were having coffee and this person said to me, I'm just not satisfied. And I said, Well, what what is it you're not satisfied with? And they said, Well, the issue is that I thought at this point in time after graduating, he'd be traveling the globe. You know, that was what he had always romanticized was just tons of travel and do whatever he wanted to do. And I said, well, what's keeping you from that? And he goes, well, you know, I just got into this long-term lease apartment. go, okay. And he said, and I bought a bunch of furniture that I financed. And, and then it's like, okay. He goes, I have a couple of gym memberships, not one, two gym memberships, you know, each probably 80 to 120 bucks a piece a month had a car payment because he needed a fancy car. And I said, Dude, it sounds to me like you're building a bigger lifestyle, not a bigger life. And what you're asking for is a bigger life. And that became almost a deep dive search for me on what would building a bigger life mean for me and my family. And what I did, Seth, was I started digging into what are my core values? How can I live according to those core values, not according to my neighbor's core values, you who may be drastically different than mine? And... I ended up writing a book called The Build a Bigger Life Manifesto, which breaks down how do you do this step by step. And there are 10 core tenets. And the first one is you got to build on a strong values foundation, like understanding what is it truly you value in life. And if you're doing more of that, then your life should be fulfilling. And mine are family, freedom, love, growth, and connection. And if I'm fulfilling those five buckets on a weekly basis, generally speaking, I'm really fulfilled. And so the second is have a bigger vision and a bigger vision for your life might mean I'm not going to stay in this job for the next 20 years and hopefully make partner. then hopefully, because we all know that as you get promoted in a W-2 job, it doesn't mean you work less. It means you work more. And so my bigger vision was I want to make my vocation, my vacation. I'm going to speak, but I'm going to speak in cool places that I can take my family to. People are going to pay me really well to do it. (Adam Carroll) (36:03.368) and I'm going to do it X number of times a year. And then I started asking, and this is the third step, asking bigger questions. And bigger questions look like, okay, so if I wanted to do that, how would I get better at speaking? How would I get so good that people will pay me 10 or 15 or 20 grand to go do what I do for an hour? What would that look like? I started asking not how would I pay my house off early? How would I pay my house off by the end of this year? And when I asked that question, answers started coming and we were able to do it. So this is kind of the layout of how we walk people through this process. And for me, a bigger life today is just that, you know, I live for my family. I want to travel with them. I want to have tons of fun with them while they're still in the house. I have two teenagers and one in college. And soon, you know, eventually they'll be gone and it'll be my wife and I going and living the life that we most want. Our lifestyle right now is pretty locked in. We have a beautiful home, we drive nice cars, but everything's paid for. And at this point, the goal is just to continually create massive passive permanent streams of income that afford us the ability to be generous, to live the life we want. And ultimately for me to be able to go share that message with other people. And something so simple that you did there, it's just, you know, ask yourself what's important. A lot of us don't take the time to think about why we're upset, why are we not happy. And a lot of it comes down to not filling those buckets that are important to us on a regular basis. to be able to figure that out, you've got to take a few moments to think deeply about what it is that's important to you. 100%. And I'll give you a great example, Seth. One guy that we worked with, he realized that one of his core values that was not being fulfilled was adventure. So he loved his job and he goes, I don't know what it is, I'm just dissatisfied. And we went through the values assessment and adventure was on there. I go, well, where are you getting adventure? And he said, you know, that's the problem. I'm not, I haven't had an adventure in two years. I said, so maybe in building your life, (Adam Carroll) (38:21.538) we need to figure out where are you carving out adventure for yourself or your family to make sure that you're doing it. For him, community was a big part of it. And he was getting some of that in his day-to-day client interactions. But what he really wanted was to build a community of friends that would go do stuff together. And I said, that's on you, man. If you really want that as part of your life, you got to build whatever that looks like. And what if you combine that and adventure? So you get a whole group of adventure seekers that get together three times a year to go skiing in Aspen or, you know, go skydiving on a weekend or whatever it is. What would that look like to do that? And he lit up and you know, I could do this right now. So to your point, I think we're all very, very close to having a fulfilled life and building a bigger life. But you do have to take time to figure out what does that look like for you. For sure, for sure. And a lot of the folks listening are attorneys and doctors and they tend to have high suicide rates, all these crazy things, substance abuse. people from the outside looking in think, why? Because you're making all this money. You have this high profession that everybody looks up to and you're not unhappy. And that's why, because those folks... folks like us, we're just really focused on just that occupation. And that's it. And we don't focus on some of the other things that would fulfill us and make us happy. tons of attorneys I talk to try to get, they're like, how do I start investing as quickly as possible? Make as much money as quickly as possible so I can get out of this job because I hate being an attorney or I hate being a dentist or whatever it is. But really, that might not be the issue. The issue is that you're not filling up those buckets outside of your career. And if you were to start filling those buckets, start paying more attention to those things, you might not be as unhappy in your career. And you might actually find that you enjoy what you're doing because you're good at it. You worked really hard to get there and you're making a good bit of money doing it. (Adam Carroll) (40:22.06) No doubt, no doubt. I would add to that, that I think the majority of professions that you just listed, dentists, doctors, lawyers, et cetera, what they really want is they want to maintain professional status, do what they do, they've gone to school, they've learned how to do it. But over time, they want to work less and less, not more and more. And if you're doing what you recommend on the show, and if you're leveraging something like the shred method to create it, you can get to a point where half or more of your income, ideally all of it, is replaced by passive income. But it requires that you get really focused on working for the right reasons and not filling in the lack of fulfillment or unhappiness with a new car or the next do-dad or spending a fortune on something. Instead, decide, I'm going to go get into an investment this year that will begin the process of creating passive income for me to start building the life that I truly want. And it is, it's pretty transformational once you figure out how to do it and what the next steps are. Yeah, it's like the matrix. mean, you start kind of, as soon as you start, it becomes a game, how you said it earlier in the show, and you just start seeing things that you didn't see before. You start being presented with new types of investments and businesses that you can invest in that you never saw before, but they were right under your nose. It does turn into a fun game, a money game. Yeah, no question. I was at a conference not too long ago and they were calling me Morpheus because I made a reference to the red pill or the blue pill. And they were like, dude, you're Morpheus. I just took the red pill. Now I'm going down the rabbit hole. So beware. Are you ready to take the red pill? (Seth Bradley) (42:08.374) Love that, love that. All right Adam, before we jump into the freedom four, what's one last golden nugget for our listeners? A golden nugget for your listeners is that money today is abstract. It's not a concrete thing. Several decades ago, you would be given cash or you'd pay for things in cash. And today, virtually everything is a cashless transaction. And when we're not using cash, it doesn't feel real. If we're using Apple Pay or we're swiping our card or tapping our card, It doesn't feel real. In fact, there's no pain sensor that triggers when you do that. The opposite is true on Amazon. When you hit one click ship for $47, a pleasure sensor actually is activated because you're in anticipation of that thing coming to you. So we also have to realize that the more money you make, it feels like, well, the more you have to spend. But because money doesn't feel real, you're spending way more than you think you are. because of the abstract nature of it. So some of that is like reigning back in and understanding these are real dollars that you're putting on a card or swiping on your phone or whatever it may be and deciding is this the best intentional use of this money or could I be using it to build the life that I truly want? And I will add to that Seth that it's very short. There's a short amount of time that it requires you to function just a little bit differently. order to get there where all the passive income covers your wants. So just like intentionality for the next 12 to 24 months will make a massive difference in your life. (Seth Bradley) (43:48.502) Yeah, that's all it takes. All right, let's jump into the freedom four. What's the best thing you do to keep your mind and body healthy? I am part of an exercise group called F3 and it stands for fitness fellowship and faith. There's like 75,000 guys all over the world that do this every morning. And we get up, you know, rain, sun, sleet or hail. I mean, we were working out in like eight degree Fahrenheit weather this winter outside. It's always outside. And I love it. I do it four or five, sometimes six mornings a week. But for me, just getting up the first hour of my day will will dictate what the rest of my day does. And so my F3 brothers and I, that's the right way for me to get started. awesome. With all your success what is one limiting belief that you've crushed along the way and how did you get past it? you know, this is, this is going to sound a bit like an oxymoron statement, but a limiting belief is that, man, there's so much opportunity. And for me, I'm a bright, shiny object guy. for years, my wife was like, just pick one opportunity, please just pick one. And so for me, it's, you know, it's the fact that there is so much I can do limits me because you can really get very, very good at one thing. (Adam Carroll) (45:08.078) But I'm a big fan of James Clear and the book Atomic Habits. And he'll say that it's hard to get traction when your focus is divided. And so I've been really intentional about zeroing in on my focus and knowing that this is what I'm setting out to do. And it may be for 12 months or 24 months or five years. And I'll reevaluate along the way. But I've got one thing and I'm really focused on that. So that's been a limiting belief I've had to get over. Awesome. Awesome. What's one actionable step our listeners can do right now to start creating more freedom? Well, go to the shredmethod.com not to do a self plug, it is. Go watch the masterclass, see what we do and how we do it. If you are already intrigued by this and are wondering like, what should I do with a HELOC or should I have a HELOC? My answer to everyone is everyone should have a HELOC, everyone. If you have equity in your home, why do you not have a line of credit? If for nothing else to have that is an emergency. of some kind. So point blank, the first thing you ought to do is go access a line of credit, be it a home equity line, a personal line of credit, a P lock, or a B lock, a business line of credit. can also do a cash value line of credit. But I think you got to have one of those because when you understand this method, this process, that's a linchpin to making this work. Great. How is passive income made your life better? (Adam Carroll) (46:42.698) you know, I like to call it mailbox money and, man, love mailbox money. When it shows up, I celebrate and I've, I've had a mantra for years that I'm a money magnet, that money comes easily and frequently, that I get more checks in the mail than I do bills. And I just repeat those mantras over and over again. So every time I set up another form of passive income, man, it's just like a win. that you feel deep down inside. And it doesn't matter, Seth, if it's 50 bucks or 15 bucks or five bucks or 5,000, right? Total sidebar, real quick story, but I was sitting with a buddy of mine at a conference and he kept showing me his phone and he was clearly showing off. But every time he'd pop up his phone, was like another sale was made. And it'd be like $27, $170, $300. And I go... Dude, how are you doing this?" And he said, I set up these funnels and it's just a little digital product I created and we're doing ads and we're putting all the people towards these ads. And I said, so how many of those do get a month? He goes, I don't somewhere between $9,000 and $10,000 a month is coming in. And I remember feeling giddy for him and giddy about the idea that this could be possible, that you could just do whatever you want to do every day. Go fishing, go surfing, be on a sailboat somewhere and pull up your phone and be like, well, this is cool. just made... $800. So for me, we have started to build that into what we're doing. I now get alerts on my Apple Watch. It's a Slackbot. So every time a sale is made, it pops up. we went to Mexico over spring break and the vendors on the Mexican beaches, they bless themselves every time they make a sale. And so now when a sale pops up on my Slackbot, I'm like, all right, I made a sale. This is awesome. So how has it changed my life? I'm more grateful. I sleep well at night. I have peace of mind. And I know that, you know, future generations are going to be taken care of by the wealth that my wife and I are creating. (Seth Bradley) (48:45.29) I love it, All right, Adam, this has been incredible. We're going to let listeners find out more about you. Well, you can find out more about me personally at adamcarroll.info. It's two R's, two L's, adamcarroll.info. And again, if you want to check out the Shred Method, we have lots of free resources. So you can go and do a ton of research. We have a savings analysis there that you can plug in your numbers and see how much you could save and how quickly you could be out of debt. All of that is available at theshredmethod.com. All right, brother. Appreciate your time. Thanks again for coming on the show and we'll to have you on again soon. Love it, Seth. Keep doing what you do, man. This is super important stuff. Alright brother, talk soon. (Seth Bradley) (49:28.578) Thanks for tuning in to Raise the Bar Radio. If you enjoyed today's episode, make sure to subscribe, leave a review, and share it with someone who needs to hear it. Keep pushing, keep building, and keep raising the bar. Until next time, enjoy the journey. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Adam Carroll's Links: https://www.threads.com/@adam.carroll/ https://www.instagram.com/adam.carroll/ https://www.linkedin.com/in/adamcarrollspeaks/ https://www.facebook.com/AdamSpeaks/ https://x.com/adamcarroll https://open.spotify.com/show/1fPEUnWdnbcOcbYdksY1Yi https://www.youtube.com/channel/UCJREGkPP6UwMucJMPvDS8xg
Western New York will be entrenched in some extreme heat to begin the week, with temperatures being in the 90-100 Fahrenheit range and the heat index being in that range as well lasting through Wednesday. Meteorologist And Parker joins us to discuss this and give us a general look at the forecast as well.
Fertility Friday Radio | Fertility Awareness for Pregnancy and Hormone-free birth control
Is PMS ruining your sleep every month? Learn how your cycle could be disrupting your rest and what the latest research reveals about why it happens. Follow this link to view the full show notes page! This episode is sponsored by Lisa's new book Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here! Would you prefer to listen to the audiobook version of Real Food for Fertility instead?
Hey there, Happy Friday Eve. Here's some stuff.Corey Got In A Fight With Her HusbandAnd she blames Marcus. Marcus bullies her in the morning, Jeff bullies her in the afternoon. She needs a break.Foods You're Storing IncorrectlyButter: Salted butter can hang out on the counter for a couple of days and still be safe, especially if your kitchen stays below 70 degrees Fahrenheit. Unsalted butter, though, is more delicate and should live in the fridge.Opened Canned Goods: Once you open that can of tuna, soup, or beans, it's time to pop it in the fridge. While some fruits may last a little at room temp, it's best to transfer leftovers into a glass or plastic container to preserve flavor. Eggs: In the U.S., eggs are washed before sale, which removes their protective layer and makes refrigeration essential. Leave them out for too long and bacteria can sneak in through the shell. Keep them in their carton, in the coldest part of your fridge.Flour: White flour is pretty chill in the pantry, but whole wheat flour is a little high-maintenance. It can go rancid faster because of its oils. To make it last, keep it in an airtight container and consider stashing it in the fridge or even the freezer. Bonus: no surprise funky smells when you bake.Hot Sauce: Hot sauce doesn't have to be refrigerated, but doing so helps preserve its punchy flavor for longer. If you're not a frequent hot sauce user, go ahead and pop it in the fridge. The spice level won't fade, and your tacos will thank you. The USDA says you should consume the bottle within six months of putting it in your pantry.Jams and Jellies: Once opened, these sugary spreads belong in the fridge to prevent mold and yeast growth. Low-sugar varieties are especially sensitive and can spoil faster. Keep them cool and they'll stay delicious for up to a year. Ketchup: You can leave ketchup out if stored at room temperature, but it'll stay fresher much longer if you refrigerate it after opening. You can even stash it in the fridge door for easy access because it's less temperature-sensitive than milk or eggs. Maple Syrup: Unopened syrup lasts ages in the pantry, but once it's open, move it to the fridge. According to the USDA, unopened syrup in plastic bottles can last two years in the pantry and up to two years if its refrigerated. If the syrup is sold in glass bottles, it will remain fresh in the pantry for a whopping four years from date of purchase…and indefinitely if you stick it in the refrigerator.Mayonnaise: That creamy jar of mayo is not something to mess around with. After opening, keep it in the fridge door and use it within two months. And don't freeze it or it'll separate and get weird.Peanut Butter: Regular peanut butter is fine in the pantry. It can stay fresh for up to two years unopened, and another three months after its opened. But if you go the natural route, it's best to keep it chilled to prevent the oils from going off.Pickles and Olives: If they're swimming in brine and sealed tight, pickles are generally safe at room temp for short periods. But once opened, keep them in the fridge for max crunch and freshness. The same goes for olives, just make sure they're always submerged in liquid. For best freshness, refrigerated pickles in brine should be eaten within one to three months after they've been opened, but canned olives should be eaten within two weeks.Salad Dressing: If your dressing was sold cold, it should stay cold even before opening. Once that seal is broken, creamy dressings last about a month and vinaigrettes a little longer. Unopened creamy or vinaigrette salad dressing that weren't sold cold can stay ok in the pantry for up to six months, but they should be put in the fridge once you open them.Signs You're Struggling With Bore-OutCommon signs experts say might indicate you're experiencing boreout include:Feeling uninterested in tasks and mentally checked outFaking being busy to look productiveSeeing no opportunity for growth or promotionSpending time on non-work activities like scrolling or taking extra-long breaksMaking careless mistakes, feel sluggish, and question your value at workIsolating from coworkers and experience low mood or apathyTo fix boreout, experts suggest:Acknowledging the problem — Recognizing boreout is the first step toward changeTalking to your manager — Ask for new challenges or more meaningful responsibilitiesAdding variety — Volunteer for different projects or collaborate with new peopleGamifying your tasks — Turn boring work into a competition with yourself or coworkersChanging your environment — If possible, mix up your routine or workspaceReconnecting with others — Build relationships beyond small talk to boost engagementSecond Date UpdateDeclan and Taylor got coffee in Sausalito, then took a drive through the Marin Headlands. What could have caused her to ghost?
Listen to the SF Daily podcast for today, July 23, 2025, with host Lorrie Boyer. These quick and informative episodes cover the commodity markets, weather, and the big things happening in agriculture each morning. The US and Japan have struck a trade deal, which includes a 15% reciprocal tariff on Japanese goods and a $550 billion investment from Japan. The EU is considering a 30% tariff on $117 billion of US goods. China will suspend tariff exemptions on US products from August 1. The US was the fifth-largest fruit supplier to Japan in 2022, with a market share of 5%. Extreme heat warnings are in effect across the Midwest, with temperatures reaching up to 110 degrees Fahrenheit. The cattle market is focused on upcoming reports, with live cattle contracts closing at new highs. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Greece is in the middle of a new heatwave that will see temperatures pass 40 degrees celsius - or 104 Fahrenheit - this week. While the government issues warnings to stay out of the sun and remain cool indoors, this is not an option for many Greeks living in buildings that are not designed to cope with these high temperatures. Today we're bringing on Alexia Kalaitzi, an award-winning journalist and features reporter for Kathimerini, who joins Thanos Davelis as we look into the question: How hot is too hot when you're inside your own home?You can read the articles we discuss on our podcast here:How hot is too hot when you're inside your home?Greece to create two national marine parks in Ionian and Aegean Seas, PM saysSea parks an assertion of sovereigntyTurkey Nears Preliminary Deal for Eurofighter Combat Jet Order, Sources Say
Originally aired January 16, 2024.What's up, Classmates?! Class is officially in session! Welcome to the first episode of ART CLASS, a provocative, thoughtful and often humorous podcast all about art and artists creating at the intersection of beauty and innovation. This week, hosts Lee Bynum, Paige Reynolds, and Rocky Jones are joined by author, activist, and multi-disciplinary artist Junauda Petrus, whose novel The Stars and the Blackness Between Them, has appeared on multiple banned books lists in the past few years. We talk art and censorship, other influential, inspirational artists who have also showed up on banned book lists, and how Junauda's West Indian ancestry influences her life and work. Later, we're joined for "Career Day" by Nathan Horowitz, who gives us behind-the-scenes peek at a day in the life of a Hollywood stunt performer. Plus, contributor Emilia Mettenbrink brings us the "Morning Announcements," a list of live and virtual arts offerings that we think you might want to check out. And, as always, we end with a moment of PBJ aka Pure Black Joy, a weekly little snack for your soul that highlights the Black people, culture, and art that are making us happy this week. Let's do it to it, y'all.Hosts: Lee Bynum, Rocky Jones, Paige ReynoldsGuests: Junauda Petrus, Nathan HorowitzContributor: Emilia MettenbrinkProducer: Rocky Jones--LinksJunauda Petrus (Website) (Instagram)The Black Joy Project by Kleaver Cruz (HarperCollins)Legacy of Orisha Series by Tomi Adeyemi (MacMillan)--Hey hey, THE SCORE is now on social! Follow us @thescorepod on Instagram here and Bluesky here! --New episodes of THE SCORE drop every other Tuesday. If you like what you hear, please support us and SUBSCRIBE to the show on your favorite podcast app and be sure to SHARE our show with your friends. Also, leaving a 5-star REVIEW on Apple Podcasts is a great way to help people find our show. Email your questions or comments to thescorepodcast2.0@gmail.com.Ways to Listen: Apple | Spotify | YouTubeFollow Your Hosts on Insta! Lee | Paige | Rocky
A GoFundMe has been setup to help Kurt's widow; any help is appreciated - https://gofund.me/d820e0fcIn this lively and heartfelt episode of Wise_N_Nerdy, Joe is joined by the talented author Clint Hall for a deep dive into the magic that happens when fatherhood meets fandom. It all kicks off with the Question of the Week: “What is your favorite movie quote?” Clint shares his love for Predator with its iconic lines, while Joe's kids chime in with hilarious quotes from the upcoming Minecraft movie. Joe's wife brings a classic touch with a quote from The Count of Monte Cristo, and Joe himself channels the wisdom of Dumbledore.With a roll of the dice, the episode moves to the “Daddy, Tell Me A Story” segment, where Joe and Clint discuss how nerdy dads can become everyday heroes to their families — not through superpowers, but through the lessons they teach and the examples they set. This touching conversation is a perfect reminder to Find your FAMdom.Next, fate guides us to the “Parliament of Papas” where the hosts tackle a thoughtful topic: Should AI play a role in the creative process? Joe and Clint explore the balance between authentic storytelling and the growing influence of artificial intelligence.In the “How Do I…?” segment, the conversation turns to storytelling itself: How do you tell stories that truly matter? Clint and Joe compare writing purely for the joy of great storytelling with writing focused on getting published, offering practical insights and inspiration for fellow creators.A bit of fun follows with some delightfully bad dad jokes submitted by TheFullRunThrough from Discord, guaranteed to make you laugh — or groan.Finally, the episode wraps up with the fan-favorite “What are you Nerding out about?” segment. Clint shares his excitement over the smart storytelling in the Dungeons & Dragons movie and talks passionately about his love for Fahrenheit-182: A Memoir. Joe highlights standout anime from the Spring 2025 season, including My Hero Academia: Vigilantes, The Brilliant Healer's New Life in the Shadows, and The Beginning After the End.Whether you're a dad, a fan, a writer, or all three, this episode blends humor, insight, and fandom into something truly special.Wise_N_Nerdy: Where Fatherhood Meets Fandom
Fertility Friday Radio | Fertility Awareness for Pregnancy and Hormone-free birth control
What does it take to feel empowered, informed, and supported in your birth experience—especially in a system that often prioritizes policy over patient autonomy? Tune in to my latest episode with HeHe Stewart as we discuss! Follow this link to view the full show notes page! This episode is sponsored by Lisa's new book Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here! Would you prefer to listen to the audiobook version of Real Food for Fertility instead?
The name Mike Richter is well-known among hockey fans. Richter spent 15 years in the National Hockey League as a goalie for the New York Rangers, including in 1994 when he was a fixture in the net during the team's Stanley Cup winning season. Richter was also recognized as the most valuable player for the U.S.'s 1996 gold medal winning World Cup team, as well as a member of three U.S. Olympic teams, including in 2002 when the team won the silver medal. Richter was inducted into the U.S. Hockey Hall of Fame in 2008. But what is likely lesser known is that Richter is the current president of Brightcore Energy, a leading provider of integrated, end-to-end clean energy solutions to the commercial, institutional, and government markets. The Armonk, New York–headquartered company's services include high-efficiency geothermal-based heating and cooling systems for both new construction and existing building retrofits, among other things. Brightcore's turnkey, single-point solution encompasses all project development phases including preliminary modeling, feasibility and design, incentive and policy guidance, construction and implementation, and system performance monitoring. As a guest on The POWER Podcast, Richter noted that heating, ventilation, and air conditioning (HVAC) systems for commercial, industrial, and municipal buildings consume an enormous amount of energy in a place like New York City. Furthermore, the emissions associated with these systems can be significant. “If you can address that, you're doing something important, and that's really where our focus has been, particularly the last few years,” he said. Geothermal Heating and Cooling Systems Traditional geothermal often requires significant open space for the geothermal borefield and can have material time implications in project development. Brightcore says its exclusive UrbanGeo solution combines proprietary geothermal drilling technology and techniques that increase the feasibility of geothermal heating and cooling applicability while reducing construction development timelines. “We typically go between 500 and 1,000 feet down,” Richter explained. “The ambient temperature of the ground about four feet down below our feet here in New York is 55 degrees [Fahrenheit] year-round.” The constant and stable underground temperature is the key to geothermal heating and cooling systems. Even when the air above ground is extremely hot or freezing cold, the earth's steady temperature provides a valuable heating or cooling resource. A geothermal system has pipes buried underground that fluid is circulated through, and a heat pump inside the building. In winter, the fluid in the pipes absorbs warmth from the earth and brings it inside. There, the heat pump “compresses” this heat, raising its temperature so it can warm the building air comfortably—even when it's icy cold outside. In summer, the system works in reverse. The heat pump pulls heat out of the building's air, sending it through the same underground pipes. Since the earth is cooler than the hot summer air, it acts like a giant heat sponge, soaking up unwanted heat from the building. This process cools the living space easily and efficiently, using a lot less energy than a regular air conditioner because the ground is always cooler than the hot outdoor air. So, whether it's heating or cooling, a geothermal system can keep buildings comfortable by moving heat between the building and the earth. “[It's] pretty straightforward and very, very efficient and effective, particularly—and this is key—at the extremes,” said Richter. “Air source heat pumps are excellent and they continue to get better,” he added.
We are back with a TRADITIONAL audio only podcast after a few months of being too busy with summer stuff. Today's topics include:-Fahrenheit-182 Book Tour, blink-182/Alkaline Trio Tour, New Found Glory, Pop Punk revivals and more.Host/Produced by: poppincurbsPod IG: 182newspod~brb playing the new Donkey Kong~
Fertility Friday Radio | Fertility Awareness for Pregnancy and Hormone-free birth control
What if your painful periods, fertility struggles, or “unexplained infertility” were actually symptoms of something treatable—just overlooked by standard medicine? Follow this link to view the full show notes page! This episode is sponsored by Lisa's new book Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here! Would you prefer to listen to the audiobook version of Real Food for Fertility instead?
Fertility Friday Radio | Fertility Awareness for Pregnancy and Hormone-free birth control
What happens when women stop waiting for their doctors to “get it” and start turning to social media for answers? In today's episode, Lisa breaks down a recent research paper that analyzes PCOS-related content across TikTok, Instagram, and Reddit—and the implications are enormous. Follow this link to view the full show notes page! This episode is sponsored by Lisa's new book, Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here!
Mark Hoppus is a musician, most notably from the band Blink-182. His memoir, Fahrenheit 182, is out now. We chat about taking ecstasy on the 4th of July, the imminent cancellation of fireworks, Sufjan Stevens' body tea, Ojai scene report, bean and cheese burritos, Travis Barker's bachelor party, skee ball, growing up in methed out Cali, his wife got in early with Tesla stock, why Blink is selling more tickets than ever 30 years in, a case for pyrotechnics, his goth phase, writing his book was super fun with the help of THC, his cancer recovery, how he met his wife, his favorite comedians, and what it takes to be a true road dog. instagram.com/markhoppus twitter.com/donetodeath twitter.com/themjeans howlonggone.com Learn more about your ad choices. Visit megaphone.fm/adchoices