Podcasts about non manufacturing

Text us your financial questions!Henssler Money Talks — January 11, 2025  Season 39, Episode 2 This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, to weigh in on the ISM Manufacturing and Nonmanufacturing indices, the Job Openings and Labor Turnover for November, and the minutes from the last Federal Open Market Committee meeting and what they indicated for future rate cuts. The experts had an open discussion on the Social Security Fairness Act that eliminates the Windfall Elimination Provision and the Government Pension Offset for federal and municipal government employees. In this week's case study, D.J. and K.C. talk about how they frequently find themselves stepping into the role of a mediator or “marriage counselor” when helping couples navigate emotionally charged financial topics. The episode finishes with the hosts responding to listeners' questions on senior marriages that could eliminate some Social Security benefits and how to determine what holdings to trim for required minimum distributions.Timestamps and Chapters00:00: Market Roundup: Jan. 6 – Jan. 10, 202518:15: Open Discussion: Social Security Fairness Act27:14: Case Study:  Navigating Emotional Financial Topics39:20: Q&A Time: Intel Corp., and Trading HoursFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Henssler Money Talks — December 7, 2024Season 38, Episode 49This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates Jarrett McKenzie, CFP®, CWS®, and K.C. Smith, CFP®, CEPA, to discuss the breadth of market performance and the ISM Manufacturing and Nonmanufacturing indices. The financial experts explored the topic of sequence risk and the long-term effects of retiring in a down market. Jarrett and K.C. unpacked how the Henssler Ten Year Rule nearly eliminates this risk. The show hosts wrap up the hour with a listener's question on substantiating qualified charitable distributions.Timestamps and Chapters00:00: Market Roundup: Dec. 2 — Dec. 6, 202423:42: Case Study:  Sequence Risk42:48: Q&A Time: Qualified Charitable DistributionsFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Data shows the purchasing managers' index for China's manufacturing sector came in at 49.1 this month.

Text us your financial questions!Henssler Money Talks — June 8, 2024Season 38, Episode 23This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Logan Daniel, CFP®, CRPC®, and Tax Manager Jessie Thomas, CPA, with Henssler CPAs & Advisers to cover economic news including the Manufacturing and Nonmanufacturing indices, personal income and interest rates. In our case study, Jessie provides some tax advice for a couple with a disabled child, sharing tips on what may count as a medical expense deduction. The experts round out the show with listeners' questions on market timing and portfolio positioning.Timestamps and Chapters00:00 Market Roundup: June 3 – June 7, 202423:25 Case Study:  Tax Benefits for Parents of Disabled Children34:28 Q&A Time: Market timing and portfolio positioningFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Henssler Money Talks – April 6, 2024Season 38, Episode 14This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Adam Stadalius, CFP®, to summarize the week's market movements and cover the Manufacturing and Nonmanufacturing indices. K.C. and Adam explain Henssler Financial's unique strategy for deciding when to begin Social Security benefits. The hosts continue the theme answering listeners' questions on Social Security survivors' benefits and if a pension will affect how much Social Security benefit is received. Timestamps and Chapters00:00 Market Roundup: April 1 – April 5, 202422:11 Case Study: When to Begin Social Security Benefits32:35 Q&A Time: Social Security Survivors' Benefit and Windfall Elimination ProvisionFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Henssler Money Talks – March 9, 2024Season 38, Episode 10This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined Jim Crone, CFS®, CLU®, Director of Insurance Planning, and Associate Giuliana Barbagelata, CFP®, to discuss the ISM Manufacturing and Nonmanufacturing indices, Consumer Sentiment, and the week's market moves. Jim highlights how life insurance can help wealthy families who may be susceptible to estate tax issues—especially if the expanded estate tax exemption limits expire and revert to 2017 levels. The experts round out the show by answering a listener's question on Medigap policies.Timestamps and Chapters00:00 Market Roundup: Mar. 4 – Mar. 8, 202422:46 Case Study: Repurposing Life Insurance as an Estate Planning Tool34:00 Q&A Time: Medigap Policies Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Henssler Money Talks – September 9, 2023Season 37, Episode 36 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, to cover the ISM Manufacturing and Non-Manufacturing indices and the August Employment Situation. D.J. and Adam team up to help a retired couple realize that they're not in financial trouble just because inflation and interest rates have skyrocketed since they left the workforce. They explain how a financial plan works to accommodate the economic changes. The experts round out the show with a listener's question on the value offered by European stocks, and if it is wise to overweight in that international sector. Timestamps and Chapters00:00 Market Roundup: Covering September 5 – September 8, 202322:15 Case Study: Feeling Broke Once You've Retired34:52 Q&A Time: Do European Stocks Offer More Value? Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Noticiário destaca a conferência de imprensa do Ministro da Fazenda, Fernando Haddad, ontem no final do dia. Enquanto a reoneração dos combustíveis é vista como uma vitória parcial do ministro, a introdução do imposto sobre exportação é duramente criticada. PMI Manufacturing é revisto para baixo na Alemanha e na França, enquanto número surpreende positivamente na Itália e na Espanha. PMI Manufacturing e Non-Manufacturing surpreende positivamente na China. Podcast Direto ao Ponto do Banco Modal com as principais notícias de Brasil e Internacional ao longo do overnight. Por Felipe Sichel, economista-chefe do Banco Modal.

The Institute of Supply Management Non-Manufacturing Index is an economic index based on surveys of more than 400 non-manufacturing (or services) firms' purchasing and supply executives. The ISM services survey is part of the ISM Report On Business Manufacturing and ServicesThe Purchasing Managers' Index is a barometer on the overall economy by showing the economic trends in both the manufacturing and service sectors. The ISM Report On Business provides guidance to supply management professionals, business leaders, economists, and government officials by monitoring the economic conditions of the nation. The ISM Services PMI (formerly the Non-Manufacturing NMI) is compiled and issued by the Institute of Supply Management (ISM) and contains a diffusion index based on survey data.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/4432332/advertisement

Henssler Money Talks – August 6, 2022Season 36, Episode 32This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Senior Associate, Melanie Wells, CFP®, to discuss the market's movements, the ISM Manufacturing and Non-Manufacturing indices, and interest rates. Shawna and Melanie team up to discuss the many options for parents who are saving for their children's college education. The show hosts finish the hour by answering listeners' questions on if it is a good time to buy in the Technology sector and whether self-directed IRAs to hold real estate are worth the effort. Timestamps and Chapters 00:00     Market Roundup: Covering Aug. 1 – Aug. 5, 202221:47     Case Study: Options for Higher Education Savings33:29     Q&A Time: Technology Sector and Self-Directed IRAs Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Henssler Money Talks – July 9, 2022Season 36, Episode 28This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Associate Peter Lynch to discuss the market's slight rebound in the week as well as the Manufacturing and Nonmanufacturing indices. While 2022 may seem like “business as normal” compared to the last two years, Jessie highlights the many provisions and tax credits that sunset at the end of 2021, as well as other areas that may require a mid-year check in with your CPA. The hosts round out the show answering listeners' questions on dollar-cost averaging and fixing errors on your credit report.Timestamps and Chapters00:00     Market Roundup: Covering July 5 – July 8, 202219:34     Case Study: Mid-Year Tax Reviews33:51     Q&A Time: Dollar-Cost Averaging and Fixing Credit Errors Follow Henssler: Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Henssler Money Talks – March 5, 2022Season 36, Episode 10 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Adam Stadalius, CFP®, discuss the week's developments in the Russia-Ukraine conflict. They cover the actions of the hacker group Anonymous and the Starlink Satellites Elon Musk sent Ukraine. In U.S. economic news, the hosts cover how the supply chain issues weigh on the Manufacturing and Nonmanufacturing indices. The experts team up to cover a case study on diversification of a portfolio versus chasing returns. The experts round out the show answering listeners' questions on life insurance in retirement and stocks Ford, General Motors, and AmBev S.A. Timestamps and Chapters0:00       Viewpoints: Russia-Ukraine Conflict11:08     Market Roundup: Covering the week of Feb. 28 – Mar. 4, 202223:20     Case Study: Portfolio Diversification34:33     Q&A Time: Life Insurance, Ford Motor Co. General Motors and AmBev S.A. Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Senior Financial Planner Josh Weidie, CWS®, to cover the week's volatility, first quarter earnings, the Manufacturing and Nonmanufacturing indices, as well as what made Facebook's parent company Meta Platforms drop more than 20%. The hosts team up to cover a listeners' situation involving cost basis of her stocks and why it is important to track the cost basis of your investments. The hosts round out the show answering listeners' questions on what to do if you have no heirs and if Bank of America's closing of branches is cause for concern.Check out the show segments using the chapter controls in the player above.Market Roundup: Covering the week of Jan. 31 – Feb. 4, 2022Case Study: What You Need to Know About Cost BasisQ&A Time: Who to Name as Beneficiary and Bank of America

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander BFA™, CRPC®, to cover the changes to monetary policy announced by the Federal Open Market Committee this week as well as the ISM Manufacturing and Nonmanufacturing indices. Melanie and Zach team up to discuss a couple of investors who are worried about the transition in retirement from accumulating money to spending money. The experts round out the show answering listeners' question on the Consumer Staples sector, Medicare Open Enrollment and health care company Becton Dickinson and Co. Check out the show segments using the chapter controls in the player above.Market Roundup: Covering the week of November 1 – November 5, 2021Case Study: Transitioning From Saving to Spending in RetirementQ&A Time: Consumer Staples sector, Medicare Open Enrollment, and Beckton Dickinson and Co.

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, joined by Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Associate Peter Lynch to discuss the earnings surprises we've seen so far in the second quarter earnings season. They also discuss economic growth indicators the ISM Manufacturing and Nonmanufacturing indices. The financial experts take a look at a couple of investors who are working with an adviser who recommends using a dividend portfolio to provide retirement income. They discuss the risks of this strategy and compare it to the Henssler Ten Year Rule strategy. The hosts round out the show answering a listener's question on household product manufacturer The Clorox Company and provide advice for determining how much house you can afford. Check out the show segments using the chapter controls in the player above.Market Roundup: Covering the week of August 2 – August 6, 2021Case Study: Ten Year Rule vs. Using Dividends for Retirement IncomeQ&A Time: The Clorox Company and Determining How Much House You can Afford

This week on “Money Talks,” Research Analyst Nick Antonucci hosts Roger Tutterow, Ph.D., Henssler’s Chief Economic Adviser and Henssler Endowed Chair at Kennesaw State University’s Coles College of Business, and Managing Associate Jarrett McKenzie, CFP®, CWS®, to discuss the week’s market movements, inflationary indicators the ISM Manufacturing and Nonmanufacturing indices and how the influx of cash is affecting the economy. The hosts round out the show answering listeners’ questions on preferred stocks, IRA early withdrawal penalties, and the liquidity problems that Phillips Edison Company REIT experienced.Check out the show segments using the chapter controls in the player above.Market Roundup: Covering the week of May 3—7, 2021Investment Wise: Transitory inflation, employment, and velocity of moneyQ&A Time: Preferred stocks, early IRA withdrawals, Phillips Edison Co. REIT

The “Money Talks” hosts discuss both the ISM Manufacturing and Nonmanufacturing indices, as well as the Fed’s Beige Book and the movement in interest rates.

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, to discuss both the ISM Manufacturing and Nonmanufacturing indices, as well as the Fed’s Beige Book and the movement in interest rates. Jennifer and Shawna team up to discuss how extra financial planning is needed if you intend to retire early—not because of a longer retirement period—but because of the significant health care costs between your early retirement age and when you are eligible for Medicare. The hosts wrap up the show answering a listener’s questions on placing stop orders and how to invest in the electric vehicle production process since Tesla’s P/E is so astronomical.

The “Money Talks” hosts discuss both the ISM Manufacturing and Nonmanufacturing indices, as well as the Fed’s Beige Book and the movement in interest rates.

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, to discuss both the ISM Manufacturing and Nonmanufacturing indices, as well as the Fed’s Beige Book and the movement in interest rates. Jennifer and Shawna team up to discuss how extra financial planning is needed if you intend to retire early—not because of a longer retirement period—but because of the significant health care costs between your early retirement age and when you are eligible for Medicare. The hosts wrap up the show answering a listener’s questions on placing stop orders and how to invest in the electric vehicle production process since Tesla’s P/E is so astronomical.

Don’t miss Anthony Nieves, chair for Non-Manufacturing Business Survey Committee for the Institute for Supply Management (ISM) with the Non-manufacturing Report On business right here on Manufacturing Talk Radio.

Indices started the week in the red zone with Technology stocks dipping on continuing tariff tensions and manufacturing data. The Institute for Supply Management's Manufacturing Index for November fell to 48.1 from 48.3 in October, versus expectations for a jump to 49.4. The slide continued Tuesday when President Trump said a U.S.-China trade agreement may have to wait until after next year's elections. The bulk of the S&P 500 sectors traded lower on the news. A reversal came mid-week with the major indices closing in the green, stepping up on the return of trade deal optimism. In economic news, the Institute for Supply Management's Non-Manufacturing index slipped to a reading of 53.9, from 54.7 in October, but remains in expansionary territory. Thursday’s trading session ended with gains as stocks stepped up on a variety of economic news and trade deal optimism. Data from the Department of Labor showed a decrease in initial jobless claims for last week. First-time claims slipped by 10,000 to 203,000 in the week ended November 30. On another note, factory orders increased in October. A 0.3% uptick was slightly shy of an anticipated 0.4% gain. Indices closed in the green zone on Friday, on the release of a strong jobs data. Bureau of Labor Statistics figures showed an addition of 266,000 jobs in November. The results exceeded forecasts of 188,000. Looking elsewhere, a measure of consumer confidence is on the upswing. In a preliminary reading for December, the University of Michigan's sentiment index ticked up to 99.2 from 96.8 for November.

Don’t miss Anthony Nieves, chair for Non-Manufacturing Business Survey Committee for the Institute for Supply Management (ISM) with the LIVE Non-manufacturing Report On business right here on Manufacturing Talk Radio

Bloomberg Economics Senior U.S. Economist Yelena Shulyatyeva, will discuss today’s ISM non-manufacturing data and preview Friday’s payrolls report. George Young, portfolio manager of the Villere Balanced Fund, will discuss managing risk, what's ahead for the remainder of 2019, and investment strategy. Damian Sassower, Chief Emerging Markets Credit Strategist, will discuss his column on Argentina’s debt stock, and the latest emerging markets news. Apex Clearing CEO Bill Capuzzi, on why the industry is shifting towards going commission free and the market’s response since the recent Charles Schwab news.

Anthony Nieves, ISM Committee Chair for the Non-Manufacturing Report on Business, present the details behind the overall number in a conversation with hosts Lew Weiss and Tim Grady.

While the Manufacturing Report on Business(R) softened a bit, tune in to hear Anthony Nieves, ISM Committee Chair for the Non-Manufacturing Report on Business, present the details behind the overall number in a conversation with hosts Lew Weiss and Tim Grady. Non-Manufacturing represents the majority of the U.S. economic activity, so get the critical data as 2019 rolls out.

Todd Peters, senior vice president at Adviser Investments, has the market analysis for Wednesday, October 3. The Dow Jones Industrial Average reached yet another high-water mark after advancing 0.2%, and the S&P 500 and NASDAQ gained 0.1% and 0.3%, respectively. Meanwhile, Automatic Data Processing released private-sector employment data, revealing 230,000 jobs added last month—the most since February. Elsewhere, the Institute for Supply Management’s non-manufacturing index surged to 61.6. This is the highest monthly level since that gauge began in 2008, reflecting across-the-board growth in all 17 industries covered by the report.

ISM Committee Chair Anthony Nieves presents the Non-Manufacturing Report on Business(R) that includes 18 non-manufacturing industries: Mining; Utilities; Retail Trade; Educational Services; Wholesale Trade; Construction; Transportation & Warehousing; Public Administration; Agriculture, Forestry, Fishing & Hunting; Real Estate, Rental & Leasing; Finance & Insurance; Other Services; Arts, Entertainment & Recreation; Management of Companies & Support Services; Professional, Scientific & Technical Services; Accommodation & Food Services; Information; and Health Care & Social Assistance.

This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the Manufacturing and Nonmanufacturing surveys from the Institute of Supply Management. They also cover jobless claims, factory orders, international trade, and the yield curve. The experts take a deeper look at a common investor sentiment about not keeping up with market performance. They discuss the faults with the S+P 500 index as a benchmark, the problems with chasing returns and portfolio risk. D.J., Jarrett, and Troy also answer listeners’ questions on using an annuity for retirement and what happens to your 401(k) when you lose your job.

ISM Committee Chair Anthony Nieves presents the Non-Manufacturing Report on Business(R) that includes 18 non-manufacturing industries: Mining; Utilities; Retail Trade; Educational Services; Wholesale Trade; Construction; Transportation & Warehousing; Public Administration; Agriculture, Forestry, Fishing & Hunting; Real Estate, Rental & Leasing; Finance & Insurance; Other Services; Arts, Entertainment & Recreation; Management of Companies & Support Services; Professional, Scientific & Technical Services; Accommodation & Food Services; Information; and Health Care & Social Assistance.

The Days Ahead: Big 10-Year Treasury auction. Inflation numbers. One-Minute Summary: One of those weeks when you think lots of stuff happened, markets must be going bonkers. But stocks had a good week. Earnings continued to do well and of course, Apple, had a strong week. It’s now 4% of the S&P 500 and $1 trillion. It’s an even higher weighting in 8 out of 10 of the largest ETFs, ranging from 4% for an S&P 500 tracker and 15% in the Technology Sector fund (ticker XLK). Not to spoil the party, but we’d remind readers that Altria has been a much better stock since Apple’s IPO back in 1980. One hundred dollars invested in Apple back then is worth $55,000. For Altria it’s $88,000. The slow and steady increase in Altria along with dividends was a better investment than the long no-dividend policy of Apple and the 17 wilderness years. Still, great company and justifies much of the run-up in the S&P 500 in the last few weeks. Trade was front and center again. The U.S. Trade Representative raised the stakes by increasing tariffs on $200bn of goods from 10% to 25% but not until September. The Chinese shot back announcing yet unspecified tariffs on $60bn of U.S. imports. The U.S. exports around $120bn of goods to China every year so, yes, the Chinese may be running out of retaliatory measures. There’s a sort of trade truce with the EU right now so expect more on the China trade for a while. If markets seem numb to the trade issues it's because there’s still a big gap between what’s been threatened and what’s been implemented. However, the Yuan/$ rate is getting a lot of attention. The Yuan has weakened by 8% since April, negating much of the effects of higher tariffs. That's one reason why we’re a little cool on Emerging Markets right now and taking protection. Elsewhere, the job numbers were lower than expected and average hourly earnings didn't move much. The numbers won't change the Fed’s mind on a September hike. The 10-Year Treasury broke through 3% for one day and settled back to 2.95%. If a 3.9% unemployment rate isn't enough to push yields higher, what is? We'd say earnings and wages (not increasing), a better trade deficit (no), more confidence from the Manufacturing and Non-Manufacturing sector (no), more aggressive talk from the Fed (not there either), or higher inflation (see next week but probably not). If you want to join us live next time or get future updates about new episodes, subscribe to our email newsletter: bandjadvisors.com/subscribe Did you like this podcast? Be sure to rate and review us on Apple Podcasts: bandjadvisors.com/itunes Ask us your financial questions in your review and we'll answer them in the next episode. We appreciate your feedback! Learn more about Brouwer & Janachowski and our wealth management services: www.bandjadvisors.com

Listen to the other half of the supply chain equation that accounts for 70 to 88% of the U.S. economy when host Tim Grady speaks with Anthony Nieves, ISM committee chair on the Non-Manufacturing Report On Business. Gain key insights into what is happening and the outlook for purchasing managers as the second half of 2018 begins. For more episodes visit mfgtalkradio.com

This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the differences between growth and value stock performance in the market, in addition to sector performance. They also discuss the Employment Situation, and the ISM Manufacturing and Nonmanufacturing indices. Shawna and Jarrett discuss a common situation for young investors: finding the balance between saving for retirement and paying down debt like student loans. The experts also tackle several listeners’ questions, including those on JP Morgan Chase, the top points to consider when planning retirement goals, and how to title an automobile that has been gifted to a college student.

Join hosts Lew Weiss and Tim Grady as they discuss with ISM Committee Chair Anthony Nieves the Non-Manufacturing Report on Business(R) that includes 18 non-manufacturing industries: Mining; Utilities; Retail Trade; Educational Services; Wholesale Trade; Construction; Transportation & Warehousing; Public Administration; Agriculture, Forestry, Fishing & Hunting; Real Estate, Rental & Leasing; Finance & Insurance; Other Services; Arts, Entertainment & Recreation; Management of Companies & Support Services; Professional, Scientific & Technical Services; Accommodation & Food Services; Information; and Health Care & Social Assistance.

This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, and Jacob Keen, to discuss the week’s economic releases including the ISM Manufacturing and Nonmanufacturing indices, factory orders and International trade. The market experts also take a deeper look into the market’s recent decline, exploring how proposed tariffs, presidential cabinet upheaval, basic economic indicators, valuation and the Federal Reserve’s quantitative tightening may add to the volatility. The hosts also answer listeners’ questions on Trump’s issue with Amazon using the United States Postal Service and Elon Musk’s April Fool’s Day prank.

Business is booming!  Anthony Nieves, committee chair for the Institute for Supply Management's Non-Manufacturing Report on Business(R) joins co-hosts Lew Weiss and Tim Grady to discuss the 12-month index high and the strength of the underlying factors that have pushed the report into the rarified air. 

Anthony Nieves, NMI Committee Chair joins co-hosts Lew Weiss and Tim Grady to discuss the Institute for Supply Management's Non-Manufacturing Report on Business(R) which continues to roll up above 50 although some softening occurred in December. Listen to the segment at mfgtalkradio.com while you review the report also found linked to this episode.

SPECIAL REPORT - Tim Fiore, Committee Chair of the ISM's Manufacturing Report on Business(R) and Anthony Nieves, Committee Chair of the ISM's Non-Manufacturing Report on Business(R) join Manufacturing Talk Radio co-hosts Lew Weiss and Tim Grady to discuss their semi-annual forecast for 2018, which, by all indications, appears strong and robust for both sectors of the economy. The outstanding issues of tax reform and regulatory reform appear to favor both sectors by moderating or relieving the pressures of the previous administration, which has encouraged both sectors to become more aggressive towards preparing for business growth. Tune in and then delve into the December 2017 Semi-Annual Forecast for Manufacturing and Non-Manufacturing published by the Institute for Supply Management.

Anthony Nieves, Committee Chair of the Institute for Supply Management's Non-Manufacturing Report on Business - the NMI - joined Manufacturing Talk Radio host Tim Grady to discuss the ongoing strength of the non-manufacturing sector, which comprises 88% of the U.S. economy according to the ISM. This sector has averaged 57.0 for the last 12 months and like the PMI is in a strong run of numbers above 50 for over 100 months, indicating continued sector growth since 2009. A copy of the report can be obtained at instituteforsupplymanagement.org.

This week on "Money Talks," anchor hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Managing Associate Shawna Theriault, CFP®, C.P.A. to discuss August’s employment situation, consumer sentiment and both the Manufacturing and Non-Manufacturing indices from the Institute for Supply Management. They also cover interest rates and the market indices year-to-date performance. For this week’s case study, Shawna shares information on how private family foundations can fulfill a philanthropic legacy desire. The experts round out the show discussing available tax loss selling opportunities in large cap companies and provide their opinions on technical analysis of the markets.

This week on "Money Talks," anchor hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Managing Associate Shawna Theriault, CFP®, C.P.A. to discuss August’s employment situation, consumer sentiment and both the Manufacturing and Non-Manufacturing indices from the Institute for Supply Management. They also cover interest rates and the market indices year-to-date performance. For this week’s case study, Shawna shares information on how private family foundations can fulfill a philanthropic legacy desire. The experts round out the show discussing available tax loss selling opportunities in large cap companies and provide their opinions on technical analysis of the markets.

The ISM's Non-Manufacturing Index rolled up to 53.9, 3.5 points less than July activity that was reported in early August. All categories that make up the index fell which may be an indicator of summer vacations in August. Hear Anthony Nieves, Committee Chair of the ISM's Non-Manufacturing Report on Business(R), goes into detail about the report and the categories to give listeners a solid sense of what is happening in this large segment of the U.S. economy.

Anthony Nieves joins Manufacturing Talk Radio to discuss the ISM's Committee report on Non-Manufacturing, which includes all of the service sector companies, retail trade, mining and construction. This sector uses or sells many of the parts and materials crafted by the manufacturing sector, so both sectors are closely interwoven. This month, the Non-Manufacturing Report on Business(R) is very favorable as the economy continues to move forward.

This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate, Shawna L. Theriault, CFP®, C.P.A., to discuss the week’s economic activity, including international trade, employment, personal income and the ISM Manufacturing and Nonmanufacturing indices. The ladies bring to the table a discussion about the issues women face in retirement given that they are likely to live longer and may earn less over the course of their careers. The experts also address a host of listener questions about establishing and funding an IRA for a child, the differences in financial milestones for Millennials and an investment in IMAX.

Last week ended with a mixed bag of stock market performances. On Monday, the Dow Jones Industrial Average, the S+P 500 Index and the NASDAQ composite closed July as their best month since February. History was made again on Tuesday when the Dow burst through the 22,000 mark. This represents the fifth consecutive record close for the index. In economic news, pre-tax personal income and after-tax personal income were unchanged in June from May. In the first of two reports from the Institute for Supply Management, the Manufacturing index fell 1.5 points to 56.3 in July, in line with expectations. On Thursday, the ISM announced the Non-Manufacturing index slipped 3.5 points in July to 53.9. This represents continued growth in the non-manufacturing sector, but at a slower rate than in June. Indices traded in green territory on Friday as the Dow closed at a new record level for the eighth straight session. The S+P 500 also ended last week in positive territory. Stocks stepped up on better-than-expected employment numbers for July. Department of Labor data showed an addition of 209,000 jobs, versus consensus expectations of 180,000.

Co-hosts Lew Weiss and Tim Grady interview Anthony Nieves, Committee Chair for the ISM’s Non-Manufacturing Report on Business(R) that has surged upward to 57.4 on strong new orders, production and business activity. Coupled with the strength in the 57.8 Manufacturing Report on Business(R) discussed last week, the summer could be on of the strongest in the last decade for U.S. business growth. Then hear Stone Payton and Lee Cantor interview Tim Grady on Business Radio X in Atlanta about the origins of Manufacturing Talk Radio and what it brings to the manufacturing industry.

Released on the 3rd or 4th business day of each new month, Anthony Nieves, committee chair for the ISM's Non-Manufacturing Report on Business(R) presents the detail of this very positive report that covers 18 industries from a survey of 350 companies to establish a benchmark for what occurred in the immediately preceding month. As always, co-hosts Lew Weiss and Tim Grady probe the details to ask the questions listeners might ask themselves if they all could be on the air. Tune in to hear the answers.

This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the week’s economic releases, including the ISM Manufacturing and Nonmanufacturing indices, International Trade, factory orders and the minutes from the latest Federal Open Market Committee meeting. Jarrett and K.C. explore different ways investors can invest in real estate, including rental properties, commercial real estate, raw land, REITs and limited partnerships. The experts round out the show answering listeners’ questions on streaming music service Pandora, frequency of meeting with an adviser and international stocks.

Host Tim Grady discusses the March 2017 Non-Manufacturing ISM® Report On Business® with Anthony Nieves.

As 2016 wound to a close, there were indicators of expansion in the Institute for Supply Management’s Manufacturing Report on Business(R) and the ISM’s Non-Manufacturing Report of Business(R).  Listen to Committee Chairs Brad Holcomb for Manufacturing and Anthony Nieves for Non-Manufacturing present the details and the trends as the U.S. economy ties the record for the third longest expansion since 1945 at 92 months without, at the moment, any gray clouds in view. Listen and learn how your industry segment is doing in the details of these vital and leading edge economic reports.

Anthony Nieves, Committee Chair of the Institute for Supply Management's Non-Manufacturing Report on Business(R) reports on Manufacturing Talk Radio about the December 2016 findings from survey participants in the industries of the non-manufacturing sector, some of which feed the manufacturing sector in the U.S.

Brad Holcomb, the Committee Chair who prepares the Institute of Supply Management Manufacturing Report on Business® and Mr. Tony Nieves, Committee Chair of ISM’s Non-Manufacturing Report on Business® discussing the key economic measurements of American business and industry with hosts Tim Grady and Lew Weiss. This historic combined conversation covered indicators from recent economic news.

- Tony Nieves, Chairman of the ISM's Non Manufacturing Survey Committee - Please call 1-800-388-9700 for a free review of your financial portfolio

- Dr. Burt Malkiel, Princeton Economist - Please call 1-800-388-9700 for a free review of your financial portfolio

- Tony Nieves, Chairman of the ISM's Non-Manufacturing Index - Please call 1-800-388-9700 for a free review of your financial portfolio

- Tony Nieves, Chairman of the ISM's Non-Manufacturing Survey Committee - Please call 1-800-388-9700 for a free review of your financial portfolio

- Tony Nieves, Chairman of the ISM's Non-Manufacturing Survey Committee - Please call 1-800-388-9700 for a free review of your financial portfolio

Richard Coley, CEO of CFS Consulting Group, joins the Human Resources for Small Business podcast for a conversation on “Going Lean as Non-Manufacturing Company.” In this episode, Richard Coley continues his explanation of what lean is and how a non-manufacturing company can apply lean tools to streamline processes and communication within their organization. If you haven't checked out the first episode yet, please click here. Learn: - How "Lean" concepts can be applied to any work environment - How communication between leadership and other team members can be improved through use of Lean tools - What results to expect in applying elements of Lean Host: Brandon Laws, Xenium HR Guest: Richard Coley, CEO of CFS Consulting Group Music By: “Cut and Dry Kevin MacLeod (incompetech.com) Licensed under Creative Commons “Attribution 3.0″ http://creativecommons.org/licenses/by/3.0/”

Richard Coley, CEO of CFS Consulting Group, joins the Human Resources for Small Business podcast for a conversation on “Going Lean as  Non-Manufacturing Company.” In this episode, Richard Coley explains what lean is and how a non-manufacturing company can apply lean tools to ultimately become more productive. Learn: - How to organize and standardize processes - How to apply the lean tools - How to reduce waste and inefficiencies to streamline communication Host: Brandon Laws, Xenium HR Guest: Richard Coley, CEO of CFS Consulting Group Music By: “Cut and Dry Kevin MacLeod (incompetech.com) Licensed under Creative Commons “Attribution 3.0″ http://creativecommons.org/licenses/by/3.0/”