Podcasts about job openings

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Best podcasts about job openings

Latest podcast episodes about job openings

The Podcasting Morning Chat
356 - Taylor Swift Announces Album Release On New Heights & Ausha Unveils New SEO Tools

The Podcasting Morning Chat

Play Episode Listen Later Aug 14, 2025 36:03


Taylor Swift just shook up the podcasting world…again. While Marc is away at Camp Footprint serving as a counselor, DR and the crew take the wheel to unpack Swift's surprise reveal of The Life of a Showgirl on Travis Kelce's New Heights podcast, the surge in engagement it sparked, and what it means for the Kelce brand. We also look at a new study showing most listeners only make time for three podcasts each week and how creators can earn a place in that lineup. Then, we break down AUSHA's newly opened PSO control panel, now giving indie podcasters access to tools once reserved for big networks. To wrap things up, we explore the legal risks of selective editing and share our own stories about when cutting content crosses the line.Episode Highlights: [02:19] Daily Habits for Podcasters[05:28] Taylor Swift's Surprise Album Drop[10:35] Podcast Listening Habits Study[15:08] Job Openings in Podcasting[16:48] New PSO Tools for Podcasters[21:54] Legal Risks in Podcast Editing[35:41] Trust and Boundaries with Podcast GuestsLinks & Resources: Join The Empowered Podcasting Facebook Group:www.facebook.com/groups/empoweredpodcasting⁠Get Your Tickets for The Empowered Podcasting Conference:www.empoweredpodcasting.comPodNews Job Listings:www.podnews.netSwift's 12th Album Surprise Announcement: https://bit.ly/414fJ6BHow Editing Can Create Legal Risks: https://bit.ly/4mfGHAzAusha's New Version Of PSO Panel: https://podnews.net/press-release/ausha-pso-openRemember to rate, follow, share, and review our podcast. Your support helps us grow and bring valuable content to our community.Join us LIVE every weekday morning at 7 am ET (US) on ⁠Clubhouse⁠: ⁠⁠⁠ https://www.clubhouse.com/house/empowered-podcasting-e6nlrk0w⁠⁠Or Join us on Chatter: https://preview.chattersocial.io/group/98a69881-f328-4eae-bf3c-9b0bb741481dLive on YouTube: ⁠https://youtube.com/@marcronick⁠Brought to you by⁠ ⁠iRonickMedia.com⁠⁠ Please note that some links may be affiliate links, which support the hosts of the PMC. Thank you!--- Send in your mailbag question at:⁠ https://www.podpage.com/pmc/contact/⁠ or ⁠marc@ironickmedia.com⁠Want to be a guest on The Podcasting Morning Chat? Send me a message on PodMatch, here: ⁠https://www.podmatch.com/hostdetailpreview/1729879899384520035bad21b⁠

Between the Bells
Morning Bell 31 July

Between the Bells

Play Episode Listen Later Jul 30, 2025 3:34


Yesterday, the S&P 500 snapped its six-day winning streak to close lower. Real Estate was the best-performing segment, up 1.7%, supported by lower bond yields with the 10-year Treasury yield down 9 basis points as the Job Openings and Labor Turnover Survey indicated a slowing US labour market.Federal Reserve chair Jerome Powell signalled that the Fed won't be cutting rates yet, as the central bank assesses the impact of the higher tariffs on inflation.US equities closed mixed overnight. The S&P500 gave up earlier gains to close 0.12% in the red. The Dow Jones also closed in the red, losing 170 points or 0.38%, while the Nasdaq gained 0.15%. This morning, S&P500 futures rose after quarterly updates from Microsoft and Meta beat expectations.European markets were mostly in the green. Germany's DAX up 0.19%, France's CAC up 0.06%. The FTSE100 was flat, just 0.01% in the green, while the STOXX600 closed just 0.02% in the red. What to watch today:The Australian market is set to open lower, with the SPI futures suggesting a 0.24% drop at the open this morning.Rio Tinto (ASX:RIO) shares will be on watch this morning as the mining giant just released its half year results. With weakness in iron ore, RIO reported a slight increase in consolidated sales revenue to US$26.87 billion, however also reported a 16% drop in underlying earnings to US$4.8 billion. This led to the miner cutting its interim dividend by 16% to US$1.48 per share. Its NYSE listed shares tumbled 4.5% overnight, so keep watch of RIO today.Looking at commodities price movements overnight, Crude oil has advanced 1.5%, current trading at US$70.27 per barrel, holding at a five-week high, supported by supply concerns after President Donald Trump pressured Russia with a shortened timeline to end the conflict in Ukraine. The price of gold has fallen 1.4% to US$3,278.74 an ounce, hitting one-month low, after the Federal Reserve kept interest rates steady at 4.25% - 4.5%. Iron ore is steady at US$99.07 per tonne.Trading ideas:Bell Potter maintain a Buy rating on Pilbara Minerals (ASX:PLS) with a $2.00 price target. The current share price is $1.73, implying 16% share price growth in a year.And Trading Central have identified a bearish signal in Appen (ASX:APX) indicating that the stock price may fall from the close of $0.95 to the range of $0.82 - $0.86, over 23 days, according to the standard principles of technical analysis.

CNBC Business News Update
Market Midday: Stocks Lower, Rally Pauses As Fed Meets On Interest Rates, June Job Openings Below Forecast 7/29/25

CNBC Business News Update

Play Episode Listen Later Jul 29, 2025 3:48


From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

The Career Catalyst With Heather Austin
WARNING: Job Openings Are Dropping! Here's How To Get Hired Anyway | EP027

The Career Catalyst With Heather Austin

Play Episode Listen Later Jul 22, 2025 6:10


✅  THE CAREER ADVANCEMENT TOOLKIT FLASH OFFER 

Breakfast Business
Professional job openings across Ireland increasing

Breakfast Business

Play Episode Listen Later Jul 10, 2025 6:24


Professional job openings across Ireland increased by 10% in the second quarter of 2025 compared to the previous quarter, according to the latest Morgan McKinley Irish Employment Monitor. All to discuss with Trayc Keevans , Global Director at Morgan McKinley Ireland.

TGOR
Mornings July 9, 2025 Hour 2: New job openings at golf courses and the Blue Jays should go all in

TGOR

Play Episode Listen Later Jul 9, 2025 39:11


Former NHLer tough guy is cleaning up golf one course at a time, Gavin McKenna heading to college hockey and Postmedia's Rob Longley on the Blue Jays being the hottest team in baseball.

Smartinvesting2000
July 3rd, 2025| Jobs Report Illusion, Job Openings, Apple Goes F1, ETF Income Trap, Pension Payout Choice, The Goldman Sachs Group, Inc. (GS), Robinhood Markets, Inc. (HOOD), (CNC) & (COLM)

Smartinvesting2000

Play Episode Listen Later Jul 4, 2025 55:39


The June jobs number looks stronger than it really is I want to be clear; I wouldn't say this was a bad report, but the headline number that showed an addition of 147,000 jobs in the month of June doesn't show the full picture. The number did come in well above the estimate for 110,000 jobs and it follows upward revisions in the months of April and May that have totaled 16,000 jobs, but the concerning part I saw was government accounted for 73,000 new jobs in the month of June. This did not come from the federal government as that actually saw a decline of 7,000 jobs, but rather it was state and local governments which added a combined 80,000 jobs in the month, most of which came from education. The speculation is that this had something to do with seasonal adjustments and that obviously gains of that magnitude will not continue moving forward. Other areas that were strong included healthcare and social assistance, which was up 58,600, leisure and hospitality, which was up 20,000, and construction, which was up 15,000. Many of the other areas in the report were quite muted and manufacturing and professional and business services actually saw a decline of 7,000 jobs each in the month. There was good news on the unemployment rate as it ticked down to 4.1%, which was the lowest level since February and came in below the expectation for 4.3%. Unfortunately, this largely came due to the decline in the labor force participation rate, which dropped to 62.3%. This was the lowest level since late 2022. The problem here is the working age population continues to shrink, while the retirement population continues to grow. In fact the prime working age participation rate was recently near a record high of 83%. A potential problem to future job growth is the fact that we are running low on workers in their prime. This report largely erased any chance of a Fed rate cut in July, but I would say there was more positive news on the inflation front as average hourly earnings saw a manageable year over year increase of 3.7%. As I said, this wasn't a bad report and in fact I would say it continues to show that the labor market is in a good spot for the most part, but it definitely wasn't an overly strong report in my opinion.   Job openings remain strong The Job Openings and Labor Turnover Survey, also known as the JOLTs report, showed job openings rose 374,000 in the month of May to 7.769 million. This easily topped the estimate of 7.3 million and it also comes during a month where layoffs declined 188,000 to 1.601 million. While this is positive for the economy and shows the labor market remains resilient, it does hurt the chances of a July cut from the Federal Reserve. Fed chair Powell during a panel said, ““In effect, we went on hold when we saw the size of the tariffs and essentially all inflation forecasts for the United States went up materially as a consequence of the tariffs.” With the labor market staying strong and many Fed members likely waiting for more data on how tariffs are impacting inflation, I would be surprised to see a cut in July. Although there have been a couple members saying a cut in July is possible, I still believe it would come as a surprise as many other members have expressed their desire to remain patient. I can see the case for a July cut, but I believe it is more likely we will see one in a couple months at the next meeting in September, if inflation remains in check.   Why did Apple produce the new movie F1? Apple is obviously known for the iPhone, the iPad and the Mac, but a top producer of mega hit movies, not so much. Since 2019 they have tried to produce big hit movies like Killers of the Flower Moon in 2023 that starred Leonardo DiCaprio and Robert DeNiro, but the world box office receipts were only $159 million. Another hit movie they tried for that ended up as their top movie in 2023 was Napoleon with $221 million in box office receipts. So why did Apple agree to spend almost $250 million more to produce F1, which stars Brad Pitt? No one seems to understand. Brad Pitt will be paid $20 million for this movie and will get a cut of the films revenue if it's a hit. It does have some chance for success since it was directed by Joe Kosinski and produced by Jerry Buckheimer, who were successful with Top Gun Maverick as that movie grossed $1.5billion in 2022. This past weekend F1 was the top box office hit with $55.6 million, but it appears to be struggling with the mass audience as most viewers were older men like myself who love cars and racing. I have not seen the movie yet but would like to soon. Apple seems to struggle in this space as it is spending billions of dollars annually but continues to lose on the development of hit movies. Apple TV+ only has roughly 27,000,000 subscribers and is known for subscribers canceling their subscription after watching a particular show or movie. Netflix has a 2% cancellation rate while Apple's is 6% in any given month. It's also interesting to note that the big movie production house Warner Brothers is responsible for distributing F1 and will receive a percentage of box office revenue that increases as ticket sales rise. There is some concern that in less than two weeks, Warner Brothers will be releasing their hit movie Superman and that could override the promotion of F1. If you want to see the movie F1 and you have Apple Pay you can get a discount on the tickets, which is something Apple has never done before. I won't make any judgments on the movie till I see it myself, but I don't see this boosting the lagging stock price of Apple and I do not understand why they're in the movie business.   Don't be fooled by ultra-high-income ETF's I wouldn't think I would have to warn people that if you're being offered a yield of 100% or more on a fund, the risk has to be extremely high and there is probably a good chance for loss. However, with that said this year alone $6.4 billion of new money has been placed into these high-risk funds that I assume are unsuspecting buyers who don't really understand how these funds work. Regulatory filings show that at least 95% of these ETFs are held by individual investors or small financial advisors. The way they generate this high income is by trading options contracts on a single stock. It is misleading how they come up with those ultra-high yields of 100% plus as they take the ETF's payout from option trading in the most recent month then multiply it by 12 and divide it by the fund's net asset value. As an example, we can go back to November 2022 when a fund called the YieldMax TSLA Option Income Strategy ETF (TSLY) sold options on Tesla stock and promoted the yield was 62.8%. The fund has now dropped down to under $9 a share, roughly a 80% drop in the fund. This is somewhat surprising to most since during that timeframe Tesla stock is up around 70%. Sometimes people think just because there's income or a nice yield that the fund is safer, but investors should remember that in most cases, the higher the yield the higher the risk.   Financial Planning: Pension lump sum vs monthly income? When deciding between taking a pension benefit as a lump sum or monthly payments, it's helpful to compare the guaranteed income stream to the return you'd need on the lump sum to generate the same income yourself. Monthly payments offer steady, reliable income for life, essentially acting like a personal pension annuity, but most pensions do not include inflation adjustments, meaning the purchasing power of those payments may decline over time. Additionally, choosing a joint life annuity to continue payments to a surviving spouse will offer a lower monthly amount compared to a single life annuity. Since Social Security income drops when the first spouse passes, a joint annuity is usually more appropriate than a single life annuity to help maintain household income for the surviving spouse. In contrast, rolling over the lump sum into a retirement account gives you full control and the potential for growth. It also provides flexibility to structure income in a tax-efficient way allowing you to manage taxable distributions around other income sources, perform Roth conversions, or plan for inheritances and legacy goals. To make an apples-to-apples comparison, it is helpful to calculate the internal rate of return (IRR) you'd need to earn on the lump sum to replicate the monthly pension payments over your expected lifetime. For example, if your lump sum is $500,000 and your pension offers $3,000/month for life, you'd need to earn a little over 5% on the lump sum to match that income.  Keep in mind, the lump sum is also an income source and this return calculation can help clarify whether the guaranteed income or potential flexibility and growth better align with your overall financial plan.   Companies Discussed: The Goldman Sachs Group, Inc. (GS), Robinhood Markets, Inc. (HOOD), Centene Corporation (CNC) & Columbia Sportswear Company (COLM)  

HousingWire Daily
Logan Mohtashami on Powell, job openings and the mortgage rate lockdown

HousingWire Daily

Play Episode Listen Later Jul 2, 2025 23:48


On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed Chair Jerome Powell, job openings data and what new analysis from the FHFA says about the mortgage rate lockdown. Related to this episode: Home equity cushions homeowners against economic shocks ⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Squawk on the Street
SOTS 2nd Hour: Trump Vs. Musk, Job Openings Hold Up, Banks Break Out 7/1/25

Squawk on the Street

Play Episode Listen Later Jul 1, 2025 43:30


Fresh jobs data top of the hour: Sara Eisen, David Faber, and Wilfred Frost broke down the latest on the heels of new commentary around rates from Fed Chair Powell, before J.P. Morgan Asset Management's Global Strategist joined the team at Post 9 with her bull and bear case for stocks. Plus: the latest from Washington as lawmakers continue to work on passing President Trump's tax and spending bill – and the feud between the President and Elon Musk reignites over government spending and EV credits. One auto expert arguing: Tesla's biggest risk isn't Musk – but China (hear why this hour).  Also in focus: a number of individual movers on the day, including Astrazeneca on reports of a possible re-listing here in the U.S. – the team discussed the news, and talked top healthcare picks with an analyst from Mizuho; More on the catalyst that could push Financials to fresh all-time highs after the bell; And a deep-dive on the data that's driving big gains for shares of casinos with Macao exposure. 

CNBC Business News Update
Market Midday: Stocks Mixed, Dow Rallies 400 Points, More Job Openings Than Expected In May 7/1/25

CNBC Business News Update

Play Episode Listen Later Jul 1, 2025 3:24


From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

UBC News World
Bilingual Job Openings In Colombia: BPOs Hiring Sales Reps In Barranquilla

UBC News World

Play Episode Listen Later Jul 1, 2025 3:02


If you live in Barranquilla, its business scene is changing fast and there is a wealth of new job openings coming up for sales development representatives that can speak English as well as Spanish.More information is available at https://www.ttecjobs.com/en/search-jobs/Barranquilla%2C%20Atl%C3%A1ntico/44028/4/3686110-3689436-3689152-3689147/10x96854/-74x78132/50/0 TTEC City: Greenwood Village Address: 6312 S. Fiddler's Green Circle Website: https://www.ttecjobs.com/en

Retire Young Podcast
#1,314 Job openings increase, tariffs, and potential rate cuts

Retire Young Podcast

Play Episode Listen Later Jun 11, 2025 15:13


America's Truckin' Network
America's Truckin Network -- 6/4/25

America's Truckin' Network

Play Episode Listen Later Jun 4, 2025 44:06 Transcription Available


The latest Atlanta Fed GDPNow growth estimate for the 2nd quarter has been released; Kevin has the details and offers his insights. Additionally, the Atlanta Fed further explained the reason for the negative growth in the 1st quarter and put it into perspective. The U.S. Commerce Department's Census Bureau reported new orders for manufactured goods: Kevin digs through the data, which sectors are up or down and offers his insights. The Institute for Supply Management's manufacturing index was released on Tuesday; Kevin discusses the data and puts the data into historic perspective. Also on Tuesday, the U.S. Bureau of Labor Statistics' Job Openings and Labor Turnover Survey was released; Kevin discusses the data and the whether the job market is strengthening or weakening. Oil and gas prices react to Russia and Ukraine "settlement" discussions, Iran's rejection of the U.S. nuclear proposal, Canadian willdfires interrupting crude oil production and a possible interest rate cut.

700 WLW On-Demand
America's Truckin Network -- 6/4/25

700 WLW On-Demand

Play Episode Listen Later Jun 4, 2025 45:55


The latest Atlanta Fed GDPNow growth estimate for the 2nd quarter has been released; Kevin has the details and offers his insights. Additionally, the Atlanta Fed further explained the reason for the negative growth in the 1st quarter and put it into perspective. The U.S. Commerce Department's Census Bureau reported new orders for manufactured goods: Kevin digs through the data, which sectors are up or down and offers his insights. The Institute for Supply Management's manufacturing index was released on Tuesday; Kevin discusses the data and puts the data into historic perspective. Also on Tuesday, the U.S. Bureau of Labor Statistics' Job Openings and Labor Turnover Survey was released; Kevin discusses the data and the whether the job market is strengthening or weakening. Oil and gas prices react to Russia and Ukraine "settlement" discussions, Iran's rejection of the U.S. nuclear proposal, Canadian willdfires interrupting crude oil production and a possible interest rate cut.

NTD News Today
Job Openings Unexpectedly Jump in April; Boulder Suspect Backed Off His Initial Plan, Police Say

NTD News Today

Play Episode Listen Later Jun 3, 2025 49:08


Employment vacancies unexpectedly rose in April, reaffirming the health of the U.S. labor market. According to the Bureau of Labor Statistics' Job Openings and Labor Turnover Summary (JOLTS), job openings climbed by 191,000 to 7.391 million, from the upwardly revised 7.2 million in March.The suspect accused of a June 1 firebombing attack on peaceful pro-Israel demonstrators in Boulder, Colorado, had allegedly planned to kill them all but appeared to have had second thoughts, according to authorities. Mohamed Sabry Soliman allegedly had 18 Molotov cocktails but threw just two during Sunday's attack, police said. He didn't carry out his alleged full plan “because he got scared and had never hurt anyone before,” police wrote in an affidavit.

Schwab Market Update Audio
Job Openings Next in Week Dominated by Labor Data

Schwab Market Update Audio

Play Episode Listen Later Jun 3, 2025 9:17


Job openings are seen at around 7 million, low for the post-Covid era. CrowdStrike reports after the close. Yields are in focus after climbing Monday on new inflation concerns.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.Investing involves risk, including loss of principal.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.(0130-0625)

TD Ameritrade Network
Job Openings Surge, But Labor Market Remains Uncertain

TD Ameritrade Network

Play Episode Listen Later Jun 3, 2025 6:22


The April JOLTS data shows a mixed bag for the labor market, with more job openings than expected, but also a decline in quits and an uptick in layoffs. Jake Clopton and Jordan Rizzuto break down the numbers. They discuss the potential for a "soft landing" in the economy. They also share their thoughts on what to expect for the rest of the year and how it may impact the S&P 500.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

AP Audio Stories
US job openings rose unexpectedly in April, a sign the American labor market remains resilient

AP Audio Stories

Play Episode Listen Later Jun 3, 2025 0:37


AP Washington correspondent Sagar Meghani reports on a surprising rise in American job openings.

CNBC Business News Update
Market Midday: Stocks Higher, More Job Openings Were Posted In April, Today Nvidia Is World's Most Valuable Company 6/3/25

CNBC Business News Update

Play Episode Listen Later Jun 3, 2025 3:13


From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

The Mortgage Update with Dan Frio Podcast
Mortgage Rates Frozen as Job Openings Rise — Here's Why

The Mortgage Update with Dan Frio Podcast

Play Episode Listen Later Jun 3, 2025 14:15


Key Wealth Matters
Off to the Races: GDP, Inflation, and the Labor Market

Key Wealth Matters

Play Episode Listen Later May 5, 2025 23:56


In this week's episode, our investment experts explore three major themes from the week: negative real gross domestic product (GDP) growth, inflation, and the labor market. We discuss how these factors affect equity and bond markets, and overall sentiment regarding the economy. We also consider if the relatively positive news from this week continues into the weeks and months ahead, or if the full negative impact of tariffs will make for a sobering summer. 01:51 – The advance estimate for the first quarter of 2025 real gross domestic product showed a 0.3% decrease, signaling the first negative quarter since early 2022. 03:02 – The Bureau of Economic Analysis released favorable data on PCE inflation, which was relatively flat month-over-month, and showed year-over-year growth of 2.3%, which was lower than both January and February. 03:57 – The labor market has a cautiously optimistic outlook based on this week's Job Openings and Labor Turnover Survey (JOLTS) report, weekly unemployment claims, and better-than-expected growth in new nonfarm payrolls, which gave the markets a bump this morning. 09:13 – Expectations of an early rate cut in June from the Federal Reserve are falling as a result of the positive jobs report. Bond investors feel that future employment reports will be less optimistic, and are thus buying on the dip. 11:36 – Changing tax policy will likely be making news soon, especially on the question of tax-exempt status for universities, though existing bonds are unlikely to be affected. 14:09 – Equity markets hit a 20-day high following a handful of better-than-expected earnings reports this week, mostly from the technology sector.  15:34 – Volatility continues to decline from recent highs, and credit markets appear healthy as evidenced by tightening BBB versus BB credit spreads. Additional ResourcesKey Questions: What Is the Mar-a-Lago Accord and Why Should Investors Care? | Key Private BankKey Questions: Do Cracks in the Credit Markets Mean US Corporates' Financial Health Has Cracked? | Key Private BankKey Questions | Key Private BankSubscribe to our Key Wealth Insights newsletterWeekly Investment BriefFollow us on LinkedIn

Smartinvesting2000
May 2nd, 2025 | Chinese Stocks, Jobs Report, Job Openings, Recession, Home Title Theft, Zimmer Biomet Holdings, Inc. (ZBH), Take-Two Interactive Software, Inc. (TTWO), Northrop Grumman (NOC) & (GOOG)

Smartinvesting2000

Play Episode Listen Later May 3, 2025 55:40


Should the United States delist Chinese stocks? At first thought with all the craziness of the trade war it sounds like delisting all the Chinese companies from the American stock markets may be a good idea. It is important to know that there are 286 Chinese companies listed on major US stock exchanges. You'll recognize some of the names like Alibaba, Baidu and JD.com. It is estimated by analysts at Goldman Sachs that US institutional investors currently own about $830 billion worth of Chinese stocks. That is more than two times what the Chinese own of US stocks as that is estimated around $370 billion. But a quick sell off could bring down stock valuations and make it difficult to get out of many of these stocks on both sides. An important piece of information I brought up a couple years ago was the Accountable Act which came to be in 2020. This allows the Securities Exchange Commission to ban foreign companies from trading if American regulators are not allowed to inspect the auditors for three years in a row. I always worry about Chinese companies because of what I call government accounting. They are not held to the same accounting standards there and I believe companies may list financial statements based on what the government tells them. There have been some Chinese companies that delisted themselves rather than going through an audit. I think that tells you quite a bit. My feeling is we should not delist all the Chinese stocks that trade on American stock exchanges under what is known as ADRs, but be sure that the Chinese companies have the same transparency as American companies when it comes to their financial statements. If we can't get that transparency, then those companies should be delisted.    Jobs report shows more evidence the economy is in good shape US nonfarm payrolls grew by 177k in the month of April, which easily topped the estimate of 133k. Jobs remained robust in health care as the sector added 51k jobs in the month of April and employment in transportation and warehousing and financial activities was also strong as the groups added 29k and 14k jobs respectively in the month. Other categories like construction, manufacturing, leisure and hospitality, and retail trade saw little or no change in payrolls, while government declined by 9k jobs in the month. Government jobs are now down by 26k since January, but remember employees on paid leave or receiving ongoing severance pay are still counted as employed. This likely means we will continue to see losses accelerate in this category as the year continues. Negatives in the report included the fact that employment numbers were revised down by a total of 58k in the previous two months. Also, April's reading was lighter than March's reading of 185k, but considering the unemployment rate remains at 4.2%, I still see these jobs gains as impressive, especially with all the negativity that people have been discussing. With that said, I still do anticipate weaker numbers in terms of the payroll additions in future months, but if the unemployment rate remains low I don't see that as a problem. On the inflation front, we also got good news with average hourly earnings rising just 3.8%. I see this as a healthy increase that does not put pressure on inflation like when wages were growing over 5% in 2022.     Job openings look problematic on the surface In the March Job Openings and Labor Turnover Survey, job openings totaled 7.2 million. This was below February's reading of 7.5 million and the estimate, which also stood at 7.5 million. This is still not super concerning to me. We tend to forget how strong the labor market has been and while we continue to see a softening, there is plenty of room before I see cause for concern. Just for reference, job openings in 2019 averaged approximately 7.2 million, in 2018 they averaged approximately 6.8 million, and in 2017 they averaged approximately 6.2 million. Compare that to where we are today and that should give you more comfort. Another area I saw as positive in the report was the fact that quits totaled 3.3 million, which produced a quit rate of 2.1%. This is important because if people were truly concerned about a major slowdown and thought they would not be able to find work elsewhere, I don't believe they would be quitting their jobs. These quit numbers are still quite close to 2019 levels, which many considered as a very strong economy. That year quits averaged approximately 3.5 million and there was an average quit rate of about 2.3%. Also in the report, we saw layoffs remained quite low at 1.6 million. Back in 2019, layoffs averaged around 1.8 million per month. There is no doubt that uncertainty remains and that will have some impact on businesses and their hiring plans, but in terms of it pushing the economy into a major recession, since we are coming from such a healthy level, I just don't see that happening.   Are we in the middle of a recession? The first reading of Q1 GDP showed a decrease of 0.3%. A recession is generally defined as two consecutive quarters of declining GDP, so some may argue we are half way there. Let us not forget in 2022 we did see two consecutive quarters of declining GDP as Q1 declined 1.4% and Q2 showed an advance estimate that was down 0.9%. After further research the second quarter ended up seeing a total reversal and it is now reported to have actually grown by 0.3%. Even with the difficult start, that year ended with a 2.1% growth rate. We also can't forget that the National Bureau of Economy Research (NBER) makes the official call on recession and they use a broader set of indicators that led them not to declare a recession in 2022. I say all of this because I still believe even if we hit a technical recession, if employment remains strong, I don't believe we would have an “official” recession. I am still unsure that we will even see Q2 GDP decline and we could also see revisions to Q1 that lift it to a positive reading. I say this because if you look at the actual underlying numbers in the report, it is not nearly as bad as the headline decline. On the positive front, consumer spending actually grew 1.8% in the quarter as services showed a nice increase of 2.4%. Also, private domestic investment saw a surge of 21.9%, this was led by investments in equipment as they grew 22.5% in the quarter. You might be asking with numbers like these how did we see a negative GDP? To start, government spending fell 1.4% in the quarter. This was led by a decline of 5.1% in spending by the federal government. The group as a whole ended up subtracting 0.25% from the headline GDP number. While this was impactful, the real reason for the decline in GDP was trade. Companies were trying to get ahead of looming tariffs and imports surged 41.3%. This compared to an increase of just 1.8% for exports. The huge discrepancy caused the trade component of GDP to decrease the headline number by 4.83%! While the economy is no doubt digesting these trade conversations and the tariffs, I still believe the economy is in alright shape when you look at the underlying numbers. I did also want to mention more good news on inflation as the March headline PCE showed an increase of 2.3%, which compares to last month's reading of 2.7% and core PCE came in at just 2.6%, which was a nice decline from February's reading of 3.0%. I believe these numbers will likely increase with the tariffs, but underlying inflation looks to be quite healthy.   Financial Planning: Protecting Yourself from Home Title Theft Home title theft is a type of real estate fraud where someone illegally transfers the ownership of your home by forging your name on title documents.  This is often done using stolen personal information to file fraudulent deeds with the county recorder's office. Once the title appears to be in their name, the thief may try to take out loans against the property, sell it to an unsuspecting buyer, or use it in other schemes that could put your home and finances at risk. This crime can go undetected for months if property owners aren't actively monitoring their title.  Having a mortgage or HELOC on your house can make it more difficult for a thief to steal your title since the bank has a lien against the property, but it is still possible. There are private companies that charge monthly fees to alert you of changes to your home title, but they do not prevent the title from being stolen.  You can also purchase home title insurance that will help pay for legal fees if you have to go to court if your title is stolen.  Homeowners in San Diego County can access a free alternative called “Owner Alert”. Jordan Marks who is the San Diego County Assessor/Recorder/County Clerk was behind this, and it is a great benefit that all San Diego property owners should take advantage of.  This service works by notifying you by email whenever a document is recorded against your property, helping you catch potential fraud early.  Signing up is simple and can be done on the San Diego County Assessor's website. You just need your name, email address, and parcel number and it provides the same type of monitoring offered by paid services, making it unnecessary to spend money for peace of mind when this tool is already available for free.   Companies Discussed: Zimmer Biomet Holdings, Inc. (ZBH), Take-Two Interactive Software, Inc. (TTWO), Northrop Grumman Corporation (NOC)Alphabet Inc. (GOOG)

America's Truckin' Network
America's Truckin' Network -- 4/30/25

America's Truckin' Network

Play Episode Listen Later Apr 30, 2025 45:56 Transcription Available


The Case-Shiller U.S National Home Price Index was released yesterday; Kevin has the details, digs into the data, puts it into historical perspective, and offers his insights. The Conference Board's Consumer Confidence Index was released, and the U.S. Bureau of Labor Statistics released the Job Openings and Labor Turnover Survey. Kevin reviews the details and offers his insights and opinions on the reports. Kevin has the supply and demand numbers, including expectations for corporate earnings, tariff talks, crude oil inventory levels, and geopolitical events that affect oil and gas prices.

700 WLW On-Demand
America's Truckin' Network -- 4/30/25

700 WLW On-Demand

Play Episode Listen Later Apr 30, 2025 48:09


The Case-Shiller U.S National Home Price Index was released yesterday; Kevin has the details, digs into the data, puts it into historical perspective, and offers his insights. The Conference Board's Consumer Confidence Index was released, and the U.S. Bureau of Labor Statistics released the Job Openings and Labor Turnover Survey. Kevin reviews the details and offers his insights and opinions on the reports. Kevin has the supply and demand numbers, including expectations for corporate earnings, tariff talks, crude oil inventory levels, and geopolitical events that affect oil and gas prices.

Cougar Sports Saturday
Conversation with BYU head coach Kevin Young: Roster construction, transfer portal, NIL, NBA job openings

Cougar Sports Saturday

Play Episode Listen Later Apr 26, 2025 19:20


Mitch Harper and Matt Baiamonte were able to have an offseason talk with BYU head basketball coach Kevin Young earlier this week. Hear what he has to say about the transfer portal, NIL, Richie Saunders decision, NBA job openings, and the roster for next year's team.

The William Blair Thinking Podcast
Tracking Job Openings and Staffing Demand Trends with Trevor Romeo, CFA

The William Blair Thinking Podcast

Play Episode Listen Later Apr 22, 2025 18:25


Global services analyst Trevor Romeo discusses the impact of recent economic uncertainties on the staffing industry, highlighting key trends and challenges faced by companies and exploring the evolving landscape of job openings and the future of staffing.

Unhedged
Vibes vs data

Unhedged

Play Episode Listen Later Apr 1, 2025 24:41


 Markets, investors and companies are all feeling a little bit jumpy about the state of the economy. Surveys of managers, consumers and investors are all grim. Today on the show, Rob Armstrong and Aiden Reiter take a look at those soft numbers and compare them to hard numbers such as the Job Openings and Labor Turnover survey and try to figure out what's really going on. Also they go short Indonesia's plan for a sovereign wealth fund and short the president's plan for “liberation day”. For a free 30-day trial to the Unhedged newsletter go to: https://www.ft.com/unhedgedoffer.You can email Robert Armstrong and Katie Martin at unhedged@ft.com.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Key Wealth Matters
What Can we Observe from International Markets?

Key Wealth Matters

Play Episode Listen Later Mar 14, 2025 24:25


In this week's Market Minutes recap, hear from our team of investment experts as they share their perspectives on the latest market and economic activity. Our panel shares detailed insights into the JOLTS report, CPI and PPI data, the equities market, tariffs, foreign government spending, the credit market, and the upcoming FOMC meeting.  Speakers:Brian Pietrangelo, Managing Director of Investment StrategyDonald Saverno, Director of Investment ResearchRajeev Sharma, Head of Fixed IncomeStephen Hoedt, Head of Equities01:46 – The Job Openings and Labor Turnover Survey (JOLTS) report was outlined 7.7 million job openings for January 01:58 – Both Consumer Price Index (CPI) and Producer Price Index (PPI) reports were released with CPI inflation down 0.2% from January, reporting at 2.8% for February02:56 – Comments on the recent equities market volatility after this week's 10% drop09:48 – Comments on tariffs and government spending among other foreign markets such as Europe and China; While the U.S. equities market seems to be in a down trend, other nations don't seem to share the same trend15:59 – Comments on the admirable resilience of the credit market, investment grades, and high yield bond spreads due to an abundance of liquidity 18:18 – Expectations for the upcoming Federal Open Market Committee (FOMC) meeting  and how recent economic data such as CPI, PPI, and PCE inflation rates and reports may affect the conversationAdditional ResourcesKey Wealth National Call Replay Key Questions: How Much Tech Do You Really Own? | Key Private Bank Key Questions | Key Private BankSubscribe to our Key Wealth Insights newsletterEconomic & Market ResearchWeekly Investment BriefFollow us on LinkedInKBCM Disclosure

AP Audio Stories
US job openings rose to 7.7 million in January, a sign the job market remains sturdy

AP Audio Stories

Play Episode Listen Later Mar 11, 2025 0:43


AP correspondent Julie Walker reports US job openings rose to 7.7 million in January, a sign the job market remains sturdy.

Bob Sirott
Extremely Local News: New job openings at the Chicago Park District

Bob Sirott

Play Episode Listen Later Feb 21, 2025


Jen Sabella, the Director of Strategy and co-founder of Block Club Chicago, joins Bob Sirott to share the latest Chicago neighborhood stories. She provides details on: DMV Adding Appointments As Real ID Requirement Looms: ‘We Don't Want People Freaking Out': People with a valid U.S. passport do not need a Real ID to fly domestically, Illinois […]

Smartinvesting2000
February 8th, 2025 | Job Openings, Jobs Growth, Climate Mutual Funds, Private Equity, 401(k) Loans, Fox Corporation (FOXA), PVH Corp. (PVH), Dollar General Corporation (DG) & (UPS)

Smartinvesting2000

Play Episode Listen Later Feb 8, 2025 55:40


Job openings post a sharp decline The Job Openings and Labor Turnover Survey, also known as the JOLTs report, showed job openings of 7.6 million in the month of December. This was below the estimate of 8 million and the reading of 8.09 million in the month of November. While this may sound disappointing, this still leaves the ratio of open jobs to available workers at 1.1 to 1. A softening labor market is still not a bad thing considering it is coming from such a strong spot where workers have had an immense amount of power over employers for a couple of years. The Fed wants to make sure the labor market isn't too strong as it could cause inflationary concerns, so I actually see this as a positive considering it is still a good report, but not too strong. I still believe the labor market could soften further without it being problematic for the economy.   Jobs growth still looks positive Although the nonfarm payrolls growth of 143,000 in the month of January missed the expectation of 169,000, I still see the number as healthy for a growing economy. This number also came after upward revisions of 100,000 for December and November. The January number was slightly off the average of 166,000 in 2024, but I would expect to see a lower total in 2025 given the fact that the unemployment rate is extremely healthy at 4%. I was surprised to see wage growth accelerate to 4.1% in the month, which was higher than last month's reading of 3.9% and was at the highest level since May 2024 when it also registered 4.1%. At this level I wouldn't say wage inflation is problematic, but I would say it is worth watching. If it reaccelerated to a higher level that could pose problems for the battle over inflation. I would say overall the job report looked healthy with no major surprises and for the most part it would point to a labor market that is continuing to soften, which I believe is good for our economy as a whole.   Redemptions are high for climate mutual funds Climate mutual funds, sometimes called green funds, grew quite rapidly from 2019 through the beginning of 2024. Apparently, investors began realizing that the equity concentration in these mutual funds really hurt their returns in 2024. Redemptions of $30 billion means investors wanted to leave these climate sensitive mutual funds to invest elsewhere. It is estimated worldwide that climate focused mutual funds are approximately $534 billion. Redemptions of $30 billion is a pretty big hit considering that equates to around 5 to 6% of fund assets. Based on how times are changing, I believe going forward investors should not expect their returns to keep pace with the overall market. Another problem for investors is when redemptions in these funds are high, the fund manager must sell off assets to raise cash, perhaps at lower prices which can really hurt the performance of the fund going forward. This is because the stocks have been sold out of the portfolio to raise cash and if the stocks rebound, the fund performance will lag because of the missing equities that had to be sold. On the other side, if they sell positions with a gain, this will create tax consequences for investors.    Behind the curtain of private equity Private equity over the last few years has become the cool thing in investing. Investors have been trying to get into private equity as an alternative asset, which I personally do not believe in because of the behind the curtain details no one knows what's going on. Over the last 10 years, private equity assets have increase 300% to around $4 trillion. What's even more amazing is that the fees collected by these private equity firms has increased 600%! A trade group by the name Institutional Limited Partners Association has had enough. They are pushing for new guidelines to standardize financial reporting for private equity investors including public pension plans, university endowments, and charitable foundations. What I thought was crazy is that private equity firms will vary how much they disclose to their clients based on how much they invest. The small investors will get less information than the bigger investors. In my opinion, it is not a wise place to put your money as I like to know what is going on with my investments. There are ways that the private equity firms are enhancing returns by using certain types of financial engineering as opposed to the old way of selling the companies they buy and returning cash to the investors. The most revealing thing I could find was the median fee that the small investors pay is somewhere around 2%. I have said many times in the past if your broker is trying to sell you or put you into the hot private equity market, I recommend saying no thank you and find another broker.   Are 401(k) Loans a Good Idea? Taking a 401(k) loan may seem like an attractive option for quick access to cash, but it often comes with significant financial drawbacks that make it a bad idea. When you borrow from your 401(k), you are essentially taking money out of your retirement savings, which means losing potential investment growth and compounding returns that are crucial for long-term wealth accumulation. Although you repay yourself with interest, the interest rate is usually lower than what your investments could have earned if left untouched. Additionally, 401(k) loans must be repaid within a set timeframe, and if you leave your job, either voluntarily or involuntarily, the outstanding balance becomes due. Failure to repay results in it being treated as a distribution, triggering income taxes and, if you are under 59½, an additional 10% early withdrawal penalty, plus a 2.5% penalty in California. This can lead to a significant tax burden and further reduce your retirement savings. Moreover, and this is the biggest drawback in my opinion, when you repay the loan with interest, even though you are paying that interest to yourself, you are paying that interest with after-tax dollars which means you are being taxed twice.   First you have to earn that money and pay taxes on it in order to pay the interest, and you are taxed again when you withdraw that money in retirement. Many people also fall into the trap of taking multiple loans, which can create a cycle of dependency and derail long-term financial security. While a 401(k) loan might seem like a convenient way to borrow, the risks of lost investment growth, tax consequences, and potential repayment difficulties make it an unwise financial move in most situations.   Companies Discussed: Fox Corporation (FOXA), PVH Corp. (PVH), Dollar General Corporation (DG), United Parcel Service, Inc. (UPS)

Key Wealth Matters
An Indicative Ground Hog Week

Key Wealth Matters

Play Episode Listen Later Feb 7, 2025 20:28


In this week's Market Minutes recap, hear from our team of investment experts as they share their perspectives on the latest market and economic activity. Our panel shares detailed insights into PMI data, the JOLTS report, Nonfarm Payrolls, potential rate cuts, the yield curve, fourth quarter earnings, recent tariff policies, and Super Bowl LIX predictions.   Speakers:Brian Pietrangelo, Managing Director of Investment StrategyConnor Cloetingh, Director of Investment Research Rajeev Sharma, Head of Fixed IncomeStephen Hoedt, Head of Equities01:20 – ISM Purchasing Managers' Index (PMI) registered at 50.9% in January for manufacturing, representing expansion taking place after 26 months of contraction02:02 – The Job Openings and Labor Turnover Survey (JOLTS) reported a decrease in job openings for January at 7.6 million 02:26 – The Employment Situation Summary reported new nonfarm payrolls for January at 143,000. Furthermore, both reports from November and December were revised upward03:43 – Based on the recent economic data, we hear comments on what we can anticipate the data-dependent Federal Reserve (Fed) will do next regarding 2025 rate cuts06:03 – Remarks on the yield curve, and U.S. Secretary of Treasury Scott Bessent's support on issuing treasury debt in the form of bills instead of treasury bonds 07:13 – Comments on the earnings market and recent tariff policies put into place on Canada and Mexico14:52 – The team gives their predictions on who will win Super Bowl LIXAdditional ResourcesKey Questions: Does the Social Security Fairness Act Affect Me? | Key Private Bank Key Questions | Key Private BankSubscribe to our Key Wealth Insights newsletterEconomic & Market ResearchWeekly Investment BriefFollow us on LinkedIn

AP Audio Stories
US job openings fall to 7.6 million in December, suggesting the job market is slowing but healthy

AP Audio Stories

Play Episode Listen Later Feb 4, 2025 0:35


AP correspondent Haya Panjwani reports on U.S. job openings for December 2024.

CNBC Business News Update
Market Midday: Stocks Higher, Job Openings Drop In December, Shamrock Shakes Back At McDonald's On Monday 2/4/25

CNBC Business News Update

Play Episode Listen Later Feb 4, 2025 3:05


From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

The Full Desk Experience
FDE+ Virtual Event | Building Authentic Connections in Staffing and Recruiting with Ron Dermady

The Full Desk Experience

Play Episode Listen Later Jan 23, 2025 49:44


In this episode from our FDE+ Virtual Event, Ron Dermady shares transformative insights on branding, marketing, and media for recruiters. We delve into how recruiters can move away from traditional sales techniques and embrace digital outreach to build lasting engagement with candidates and clients.Ron explores the power of showcasing your true self, finding your unique voice, and leveraging social media to establish yourself as a subject matter expert. He introduces practical strategies like the "media flywheel" and "10, 4, 2 strategy" to help recruiters create purposeful, value-driven content that resonates. Set your recruiting goals for 2025 on the right path with actionable tips on how to craft, share, and amplify your professional voice on LinkedIn and other platforms.Stay tuned as we unpack the key takeaways from this informative session and empower you with the tools to propel your recruiting success in the coming year. Let's dive in!________________Follow Ron on LinkedIn: LinkedIn | Ron DermadyWant to learn more about Crelate? Book a demo hereFollow Crelate on LinkedIn: https://www.linkedin.com/company/crelate/Subscribe to our newsletter: https://www.crelate.com/blog/full-desk-experience

Boomer & Gio
NFL Job Openings & Candidates

Boomer & Gio

Play Episode Listen Later Jan 20, 2025 10:11


Will Ben Johnson and Aaron Glenn both get hired this week? Gio doesn't think Glenn is going to get a job now that they gave up a ton of points to Washington. We looked at all the NFL jobs that are open and where we think everyone is going.

Key Wealth Matters
What a Year It's Been... Already!

Key Wealth Matters

Play Episode Listen Later Jan 13, 2025 24:11


In this week's Market Minutes recap, hear from our team of investment experts as they share their perspectives on the latest market and economic activity. Our panel shares detailed insights into the JOLTS report, the Employment Situation, treasury yields, the Fed, and tariff policies. Speakers:Brian Pietrangelo, Managing Director of Investment StrategyGeorge Mateyo, Chief Investment OfficerRajeev Sharma, Head of Fixed IncomeStephen Hoedt, Head of Equities01:28 – A recap of important economic news reported in December you may have missed03:23 – The Job Openings and Labor Turnover Survey (JOLTS) report at 8.1 million in November, supporting strength in the employment market04:00 – The Employment Situation Summary reported total nonfarm payroll employment at 256,000 05:00 – Based on recent economic data, the U.S. economy continues to prevail  06:51 – The release of the nonfarm payroll report continues to put pressure on treasury yields as the 10-year treasury yield increased nearly 20 basis points in less than two weeks 11:29 – As the new U.S. presidential administration prepares to enter office, the Federal Reserve (Fed) may have to shift its stance on not just being data dependent, but also fiscal policy dependent 13:07 – Though the new U.S. presidential administration hasn't taken office yet, the impact of the tariff conversation seems to have already taken afoot. Canada's Prime Minister, Justin Trudeau, has announced his resignation and the country may be headed toward a ‘right-side' political environment Additional ResourcesKey Questions: Are Financial Stocks More Attractive Under a Second Trump Administration? | Key Private Bank Key Questions | Key Private BankSubscribe to our Key Wealth Insights newsletterEconomic & Market ResearchWeekly Investment BriefFollow us on LinkedIn

Money Talks Radio Show - Atlanta, GA
Henssler Money Talks - January 11, 2025

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Jan 11, 2025 53:47


Text us your financial questions!Henssler Money Talks — January 11, 2025  Season 39, Episode 2 This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, to weigh in on the ISM Manufacturing and Nonmanufacturing indices, the Job Openings and Labor Turnover for November, and the minutes from the last Federal Open Market Committee meeting and what they indicated for future rate cuts. The experts had an open discussion on the Social Security Fairness Act that eliminates the Windfall Elimination Provision and the Government Pension Offset for federal and municipal government employees. In this week's case study, D.J. and K.C. talk about how they frequently find themselves stepping into the role of a mediator or “marriage counselor” when helping couples navigate emotionally charged financial topics. The episode finishes with the hosts responding to listeners' questions on senior marriages that could eliminate some Social Security benefits and how to determine what holdings to trim for required minimum distributions.Timestamps and Chapters00:00: Market Roundup: Jan. 6 – Jan. 10, 202518:15: Open Discussion: Social Security Fairness Act27:14: Case Study:  Navigating Emotional Financial Topics39:20: Q&A Time: Intel Corp., and Trading HoursFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Smartinvesting2000
January 11th, 2025 | JOLTs , Apple Intelligence, Tariffs, Catch-Up Contributions, Expand Energy Corporation (EXE), Paychex, Inc. (PAYX), Cintas Corporation (CTAS) & United States Steel Corporation (X)

Smartinvesting2000

Play Episode Listen Later Jan 11, 2025 55:40


The job report was good, but why is that bad? Before we go into why the good report was bad, let's talk about some of the data. The expected number of payrolls was 155,000, which came in well above that at 256,000 jobs for the month of December and also increased from November when it was 212,000 jobs. This high increase in payrolls caused unemployment to drop to 4.1% and came along with an increase in average hourly earnings of 0.3% for December. Over the last 12 months average hourly earnings have increased 3.9%, which is a decent number, but just under the expected growth in average hourly earnings. Job Growth was seen in healthcare with an increase of 46,0000 jobs. That was followed by leisure and hospitality which saw an increase of 43,000 jobs and government jobs, which includes Federal, state and local jobs were up 33,000. Because it was a holiday season there was an increase in retail jobs of 43,000 after the loss of 29,000 jobs in November. There are always revisions to the previous two months, but there was not much change here as October saw an increase of 7000 jobs and the November report was actually cut by 15,000 jobs which produced a total decline of only 8000 jobs for the past two months. Because the job report was so good compared to expectations, this put fear in the stock market and bond market that there may not be any interest rate cuts until the fall of this year. This also led to concerns that we could maybe see more inflation going forward. Maybe that makes sense for traders to sell, but investors should want a strong economy. That means your businesses will sell more goods and services and increase their profits. Interest sensitive equities like real estate were hit pretty hard with a good job report and banks also had a little trouble digesting the good report and declined as well. For investors I think this is a good report because it shows strength in the economy and based on the recent job openings from the JOLTS report, I think 2025 will be a good investment year for investors in fairly valued equities, but you will see a lot of scary volatility, which smart investors should use as a buying opportunity.   Job openings report sends the market lower! The JOLTs report, which stands for Job Openings and Labor Turnover Survey showed an impressive increase in job openings in the month of November to 8.096 million. This easily topped the estimate of 7.65 million and October's reading of 7.839 million, which was revised upward from the initial number of 7.744 million. While this points to a labor market that has continued to remain strong, there were some indications of softening. On a year-over-year basis, job openings fell by 833,000 and the quits rate moved from 2.1% in October to 1.9% in November. This indicates workers are less confident in finding another job if they quit their current one, which should put less pressure on wage inflation. The resiliency in the labor market is concerning for those that are looking for more rate cuts as a strong labor market allows the Fed to be patient and wait for inflation to cool further. The news paired with a December US services sector report that showed faster-than-expected growth and higher prices paid caused the ten-year Treasury to climb to around 4.7%. This spooked many speculative areas of the market including technology and cryptocurrencies.   Apple Intelligence, maybe not so intelligent? Apple's AI system, also known as Apple Intelligence, has been having some issues and has been spreading fake news. One of the AI features for iPhones summarizes users' notifications, but some of the news stories it has been summarizing has been completely inaccurate. It recently attempted to summarize a BBC News notification that falsely claimed British darts player Luke Littler had won the championship. Unfortunately, this came a day before the actual tournament's final, which Littler did end up winning. Maybe Apple Intelligence is so good it can predict the future? This was not the only false story though as Apple Intelligence has now wrongly claimed that Tennis star Rafael Nadal had come out as gay, Luigi Mangione, the man arrested following the murder of UnitedHealthcare CEO Brian Thompson, had shot himself, and that Israeli Prime Minister Benjamin Netanyahu had been arrested. The BBC in particular has been trying for a month to get Apple to fix the problem. In response, Apple apparently told the BBC it's working on an update that would add clarification that shows when Apple Intelligence is responsible for the text displayed in the notifications. This compares to the current situation where generated news notifications show up as coming directly from the source. To me this doesn't sound like a good solution as it doesn't solve the problem and most people likely wouldn't read past the headline anyway. This could still make the news organizations look bad, which I'm sure they are trying to avoid. Personally, I'm still not seeing the need to upgrade to the new iPhone, especially if these new AI features don't provide any value. From an investment standpoint, as you likely know we still believe Apple is extremely expensive trading at nearly 30x future earnings and would not recommend the stock at this time.   The tariffs are coming, who could get hurt? The retail industry will take a big hit on profits. It is estimated that about 23% of durable consumer goods like refrigerators, washers and dryers are connected to imported goods. About 19% of non-durable goods such as diapers, clothing, shoes and towels have some sort of dependency on imported products. These could be slightly higher because the only data available was from the Federal Reserve Bank of San Francisco that came out in a 2019 study. You may think that technology and the Mag Seven will be immune from the hit to profits, but even they could face problems. Nvidia has a 76% gross margin so they should be able to absorb most, if not all of any tariffs that come their way. Apple has half the gross profit margin of Nvidia at 37% and most of their products are built in China, which could be a huge dilemma for Apple. It is no guarantee but last time around the CEO of Apple, Tim Cook, was able to get an exemption on their products. Will that happen in 2025? That's the big question. If they don't get the exemption, their stock could take a massive hit that could be more than Apple investors have seen in a while. If you're an Apple investor, you may want to use the sophisticated investing technique of crossing your fingers and anything else you're able to cross as well and hope for the best. With the other Mag Seven such as Microsoft, Alphabet, Amazon and Meta, their products are safe but keep in mind that combined they spent roughly $200 billion in capital expenditures in the most recent quarter and about 60% was on imported equipment. The other industry that could take a big hit would be carmakers, such as Ford, General Motors and Stellantis and we could see hits to the operating profits anywhere from 20 to 30%. The big fear here is the estimate is between 50 to 70% of parts for the popular cars sold in the U.S. come from Canada or Mexico. Experts estimate that the consumers will see about a 6% increase in the price of new cars sold here in the US. I can't even imagine what the increase on the price of a car will be if it's a full import like a Porsche, Maserati or Ferrari. The good news is that the economy in the US is far stronger than Europe, China and Mexico, so we can weather the storm and be in a better negotiating position than those countries. With that said, I do believe we will go through some pain before things get better. I also believe if you have equities with high valuations in your portfolio that are affected by the tariffs, they could take a much larger hit than your low valuation companies that pay dividends.   Changes to Catch-Up Contributions Every year the contribution limits for retirement accounts increase.  This year is a little different because one of the provisions from the Secure Act 2.0 is now active.  If you are under the age of 50, your contribution limit for an employer sponsored retirement plan like a 401(k) is now $23,500, an increase of $500 from 2024.  If you will be 50 or older by the end of the year, you may make an additional catch-up contribution of $7,500 which means your total contribution limit is now $31,000.  However, starting in 2025 thanks to the Secure Act 2.0, if you are between the ages of 60 and 63, you may make a catch-up contribution of $11,250 rather than $7,500, meaning your total contribution limit is $34,750.  This age range is based on how old you will be at the end of the year, so if you are turning 60 this year, you are eligible to contribute the entire $34,750.  However, if you are currently 63 but will be turning 64 this year, you may only contribute $31,000.  If you are wanting to max out your retirement plan, make any necessary adjustments to your payroll contributions now so you don't have to scramble at the end of the year.  This addition catch-up contribution was implemented to help older workers prepare for retirement, but I don't see how this will make much of a difference for anyone.  It increases the contribution limit by $3,750 for 4 years, which is a total of $15,000.  An extra $15,000 is not going to make or break anyone's retirement, especially considering we already the option of funding non-retirement investment accounts after maxing out retirement accounts.   Companies Discussed: Expand Energy Corporation (EXE), Paychex, Inc. (PAYX), Cintas Corporation (CTAS) & United States Steel Corporation (X)

Wintrust Business Lunch
Wintrust Business Lunch 1/9/25: Job openings, ‘vibecession,' Movers for Meals

Wintrust Business Lunch

Play Episode Listen Later Jan 9, 2025


Segment 1: Mark Hamrick, Washington Bureau Chief and Senior Economic Analyst for Bankrate.com, joins John to talk about jobless claims this week, inflation continuing to be sticky, what he expects to see in tomorrow’s labor report, investors not anticipating the Fed cutting interest rates later this month, and Bankrate's Q4 Economic Indicator Survey. Segment 2: Emily Stewart, Senior Correspondent, […]

The Drive
Expect a lot of Job Openings in the NFL

The Drive

Play Episode Listen Later Jan 2, 2025 45:30


Hour 2 – The Drive played what Albert Breer had to say about the upcoming slew of job openings coming in the NFL.

Talkin' Football
CFB Playoff Begins, QB job openings, AFC & NFC Playoff picture & the good days of Disney

Talkin' Football

Play Episode Listen Later Dec 19, 2024 82:42


GREAT WEEKEND OF FOOTBALL IS UPON US!!CFB PlayoffPenix turn in ATLQB Job openings - which teams might tank next year for the Manning kidWhen do you know you hit on a franchise QB?AFC Playoff picture set?? NOT SO FAST! Cincy is still aliveNFC Playoff PictureAre the Lions going to keep it up?Are the Rams the team to fear in the NFC?The good days of Disney moviesMerch was off the CHAIN!!

Interwoven Stories
Fashion Tech Talk: How to work in fashion tech, tips for students, current job openings and summer internships with Threads of Tech

Interwoven Stories

Play Episode Listen Later Dec 10, 2024 13:27


Fashion Tech Talk: short, bite-sized information answering your most asked questions about fashion tech! This series is with Naama and Manya the founders of Threads of Tech a community for fashion creatives and technologists. Topics this week How to pitch your skill set to fashion companies or fashion tech startups?What can current students do to get involved in fashion-tech?Current job openings and summer internships for students?They also share they have an upcoming Fashion Tech event for NYFW in February so follow them to stay updated!Follow Fashion & Founders:Podcast IG: @fashionandfoundersPodcast Website: fashionandfounders.comVictoria TikTok: @vfsmith11Podcast LinkedIn: Fashion and FoundersVictoria Pickle Closet: @victoriasPodcast Substack: Fashion and FoundersFollow Threads of Tech:Instagram: @threadsoftechJob BoardLinkedIn: Threads of Tech Substack: Threads of TechFollow Naama:Instagram: @mieuxnaamaLinkedIn: Naama PaulemontFollow Manya:Instagram: @manyaownbusinessLinkedIn: Manya JainThanks for listening!

AP Audio Stories
US job openings rose last month, though hiring slowed, in mixed picture for labor market

AP Audio Stories

Play Episode Listen Later Dec 3, 2024 0:33


AP correspondent Shelley Adler reports on job openings.

Insight On Business the News Hour
The Business News Headlines and More 3 December 2024

Insight On Business the News Hour

Play Episode Listen Later Dec 3, 2024 32:05


This is the third day of December and once again it was a thrilling ride on Wall Street. Welcome to the Business News Headlines, we're glad you are with us today.  We kick things off with a story about the richest man who is having some trouble getting...richer.  And, stick around for a fun conversation with Andrew Giangola a Public Relations Pro and a Brooklyn, NY native that fell in love with the Professional Bull Riders Association.  So much so that he's written an amazing book about the sport.  Also, if you want to hook up with us on social media you can find us all day on Twitter or "X" @IOB_NewsHour and on Instagram. Facebook? Sure were there too.  And our website is just a click away where you can scroll through all of our newscasts. Here's what we've got for you today: Elon's pay problems just got more murky; U.S. Job Openings grew and more about the job market; More Tariff Talk this time its small businesses that are worried; Us? We think it's all hot air. Employing children in dangerous jobs? Yep it happened again in Iowa; The Wall Street Report; The issue of paying as little as 5 cents an hour...this will shock you. For the conversation you'll meet Andrew Giangola who is from Brooklyn, NY but also fell in love with the Professional Bull Riders Association. So much so that he has written a book about the sport that is a fantastic inside look of what goes on with the riders and the staff.  While the book is sold out on Amazon you can pick up a copy of Love & Try: Stories of Gratitude and Grit in Professional Bull Riding at the PBR Website which is really worth a peek.  Andrew was a fun interview and we think you'll enjoy it as well.  Let's go!  Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

The Financial Exchange Show
Job openings fall to lowest level in three years

The Financial Exchange Show

Play Episode Listen Later Oct 29, 2024 38:33


Mike Armstrong and Marc Fandetti discuss the JOLTS report that showed job openings dropping to the lowest level in over three years. What are unemployment rates in swing states? Wages have outpaced inflation. But not for everyone. Bond market responds oddly to the Fed's move. Deficit threat drives bond yields higher. Ford's 3rd-quarter profit falls as EV losses persist. 

Thoughts on the Market
Shaky Labor Data Pressures Equity Markets

Thoughts on the Market

Play Episode Listen Later Sep 9, 2024 4:38


Following weaker-than-expected August jobs data, our CIO and Chief U.S Equity Strategist lays out how the Federal Reserve can ease concerns about a possible hard landing.----- Transcript -----Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief US Equity Strategist. Along with my colleagues bringing you a variety of perspectives, today I'll be talking about the labor market's impact on equity markets.It's Monday, Sept 9th at 11:30am in New York. So let's get after it.Last week, I wrote a detailed note discussing the importance of the labor data for equity markets. Importantly, I pointed out that since the materially weaker than expected July labor report, the S&P 500 has bounced more than other "macro" markets like rates, currencies and commodities. In the absence of a reacceleration in the labor data, we concluded the S&P 500 was trading out of sync with the fundamentals. Over the past week, we received several labor market data points, which were weaker than expected. First, the Job Openings data for July was softer than expected coming in at 7.7mm versus the consensus expectation of 8.1mm. In addition, June's initial result was revised lower by 274k. This essentially supported the view that the weak payrolls data in July may, in fact, not be related to weather or other temporary issues. Second, the job openings rate fell to 4.6%, which is very close to the 4.5% level Fed Governor Waller has cited as a threshold below which the unemployment rate could rise much faster. Third, the Fed's Beige Book came out last week. It indicated that activity remains sluggish with 9 of the 12 Federal Reserve districts reporting flat or declining activity in August, though commentary on labor markets was more neutral, rather than negative. These data sync nicely with the Conference Board's Employment Trends Index, which I find to be a very objective aggregate measure of the labor market's direction. This morning, we received the latest release for August Conference Board labor market trends and the trend remains down, but not necessarily recessionary. Of course, the main event last week was Friday's monthly jobs and unemployment reports, where the payroll survey number came in below consensus at 142k. In addition, last month's result was revised lower from 114k to 89k. Meanwhile, the unemployment rate fell by only a couple of basis points leaving investors unconvinced that July's labor weakness was overstated. Given much of these labor and other growth data have continued to skew to the downside, the macro markets (like rates, currencies, and Commodities) have been trading with more concern about potential hard landing risks. Perhaps nowhere is this more obvious than with 2-year US Treasuries. As of Friday, the spread between the 2-year Treasury yields and the Fed Funds Rate matched the widest levels in the past 40 years. This pricing suggests the bond market believes the Fed is behind the curve from an easing standpoint. On Friday, the equity market started to get in sync with this view and questioned whether a 25bp cut in September would be an adequate policy response to the labor data. In the context of an equity market that is still quite rich and based on well above average earnings growth assumptions, the correction on Friday seems quite appropriate. In my view, until the bond market starts to believe the Fed is no longer behind the curve, labor data reverses course and improves materially or additional policy stimulus is introduced, it will be difficult for equity markets to trade with a more risk on tone. This means valuations are likely to remain challenged for the overall index, while the leadership remains more defensive and in line with our sector and stock recommendations. We see two ways in which the Fed can get ahead of the curve—either faster cutting than expected which is unlikely in the absence of recessionary data; or the labor data starts to improve in a convincing manner and 2-year yields rise. Given the Fed is in the blackout period until next week's FOMC meeting, and there are not any major labor data reports due for almost a month, volatility will likely remain elevated and valuations under pressure overall. This all brings our previously discussed fair value range for the S&P 500 of 5000-5400 back into view.Thanks for listening. If you enjoy the podcast, leave us a review wherever you listen, and share Thoughts on the Market with a friend or colleague today.

The Radcast with Ryan Alford
Chase Bank TikTok Trend Exposes Alarming Rise in Check Fraud – What You Need to Know!

The Radcast with Ryan Alford

Play Episode Listen Later Sep 6, 2024 49:29


In this episode of "Right About Now," hosts Ryan Alford, Briana Hull, and Chris Hansen discuss their Labor Day weekend experiences, including IKEA trips and the challenges of keeping track of days. They delve into the NFL's business landscape, highlighting the league's massive revenue from broadcasting rights and sponsorship deals. The conversation also touches on the economic climate, job market fluctuations, and recent legislation on AI and deepfakes. The hosts blend personal anecdotes with insightful commentary, providing a lively and informative discussion on the intersection of sports, business, and current events.TAKEAWAYSChallenges of keeping track of days after holiday weekendsPersonal anecdotes related to family life and Labor Day experiencesThe business landscape of the NFL, including sponsorship deals and financial statisticsThe impact of recent legislation on AI and deepfakesThe implications of AI on jobs and ethical considerations in the workplaceThe fallout from the Disney and DirecTV dispute affecting sports broadcastingConsumer frustrations due to content blackouts during major sporting eventsThe importance of quality merchandise in brand building within the NFLThe volatility of the stock market and its effects on technology companiesThe significance of censorship and access to diverse viewpoints in mediaTIMESTAMPSIntroduction to the Episode (00:00:00)Ryan Alford introduces the podcast, highlighting its success and engaging tone.Holiday Confusion (00:00:23)Briana shares her struggle with keeping track of days after Labor Day weekend.Labor Day Weekend Experiences (00:02:43)Chris discusses his relaxing Labor Day weekend while Briana talks about a trip to IKEA.IKEA Shopping Experience (00:02:55)Speaker 4 recounts their IKEA visit, humorously avoiding complex furniture assembly.NFL Business Insights (00:06:54)Ryan shares insights on NFL sponsorships and the business landscape as the season starts.NFL's Broadcast Revenue (00:07:47)Discussion on the staggering $11 billion expected from NFL broadcasters this season.Sponsorship Deal Costs (00:11:32)Ryan explains the average cost of NFL sponsorship deals and their implications.Team Sponsorship Values (00:13:41)Discussion on the annual value of sponsorship deals for NFL teams, focusing on the Rams.Job Market Overview (00:16:20)Ryan highlights declines in job openings and rising layoffs, signaling economic concerns.Economic Sentiment and Layoffs (00:20:45)The speakers discuss the current economic climate, layoffs, and potential recession indicators.Merchandise Quality Concerns (00:22:31)Discussion on the importance of quality in promotional merchandise for brand representation.California Legislation on AI (00:23:34)Overview of California's new bills to regulate AI, combat deepfakes, and protect workers.The Realism of Deepfakes (00:24:46)Conversations about the growing realism of deepfakes and their potential impact on society.Digital Cloning Legislation (00:26:35)Exploration of proposed laws banning digital cloning of deceased individuals without consent.Chase Bank Fraud Warning (00:30:49)Chase Bank's warning about a TikTok trend exploiting a system glitch for fraudulent withdrawals.Nvidia's Market Drop (00:34:18)Discussion on Nvidia's significant stock drop and its implications for the tech industry.Censorship in Brazil (00:40:30)Examination of Brazil's censorship of Elon Musk's platform X and its implications for free speech.Direct TV Blackouts (00:44:35)Impact of carriage disputes between Direct TV and Disney on sports coverage for customers.TV Blackouts and Disputes (00:44:48)Discussion on DirectTV's blackout of major sporting events due to a dispute with Disney.Economic Implications of Disputes (00:45:58)Analysis of the financial motivations behind the ongoing disputes between media companies and sports networks.Customer Service Chaos (00:46:27)Description of the overwhelming customer service issues arising from the blackout situation.Business News Recap (00:47:41)Brief summary of the week's business news related to sports broadcasting.Final Thoughts and Advice (00:48:11)Encouragement for listeners to enjoy the weekend and engage with football.Cautionary Notes on Misinformation (00:48:19)Advice to be skeptical of information found on TikTok and news sources.Legal Warnings (00:48:34)Warnings against illegal activities and the potential consequences.Call to Action for Viewership (00:48:47)Encouragement to subscribe and engage with the podcast's content on various platforms. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.

WSJ Minute Briefing
U.S. Job Openings Decreased in July

WSJ Minute Briefing

Play Episode Listen Later Sep 4, 2024 2:51


Plus: OPEC+ nations are considering delaying an oil production increase that was supposed to begin next month. Volvo abandons its target to sell only electric vehicles by the end of the decade. J.R. Whalen reports. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Marketplace All-in-One
U.S. employers increased job openings

Marketplace All-in-One

Play Episode Listen Later Jul 2, 2024 1:05


Job openings rose to 8.1 million; American Airlines pledges to buy hydrogen-electric engines; Redbox parent company files for bankruptcy protection; Google to require ID of  political ads that use AI content.