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Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we examine FHFA's latest remarks on acceptable forms of credit score. Plus, Robbie sits down with Garrett, McAuley & Co.'s Joe Garrett to discuss the future of mortgage commissions, debating whether automation, shrinking margins, and smarter underwriting tools will make 100-basis points payouts a thing of the past. And we close by looking at what robust retail sales and falling jobless claims say about the economy.Thank you to Ocrolus. Ocrolus is transforming the mortgage industry with AI-powered data and analytics, featuring cutting-edge tools for automated indexing, income analysis, and discrepancy insights. Ocrolus is empowering underwriters to make timely, confident lending decisions. Whether you need to verify income across complex pay scenarios or review borrower documents with confidence, Ocrolus helps mortgage teams move at the speed of automation with the precision of human oversight. Learn more at ocrolus.com/mortgage.
This episode focuses on a no capital expenditure turn-key initiative to generate non-interest-income by protecting client assets. We dig into the working arrangement between two companies that has generated impressive results in a short period of time.Discussion points include:Data-driven customer segmentationMulti-channel engagement (including direct mail, email, and social media)Robust internal communication to foster customer trust and retention.Add-on lead generation.Our guests are Jim Stuncard from Dollar Bank, and Dan Bonano from Franklin Madison.
PREVIEW: GERMANY DEFENCE MINISTRY: Colleague Judy Dempsey in Berlin comments on the robust and charismatic Minister of Defence Boris Pistorius who is driving Germany and the EU/NATO to rearm. More to come. 1914 BRUSSELS
Watch Joni's video on faith here. --------Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.
Supporting the increased global demand for energy in a sustainable way requires investment, innovation, and robust talent strategies that meet the growing need for skilled professionals across both traditional and renewable energy sectors. In this episode of Risk in Context, Marsh's Amy Barnes, Andrew Lowther, and Tariq Khattab and Mercer's Milan Taylor discuss the people-related challenges that the energy and power industry is facing and share actions that senior leaders should consider in order to manage these risks and satisfy increasing appetites for energy. You can access a transcript of the episode here. Download the Management of organizational change: Minimum staffing report. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com.
Trotz Zolldrohungen und Inflationssorgen bleibt der DAX erstaunlich stabil. Nvidia fliegt mit China-Deal auf ein Rekordhoch, US-Tech dominiert. Die Banken starten solide in die Berichtssaison. Rohstoffe fallen – mit einer Ausnahme: Zinn. Heiko Thieme kritisiert Trump scharf und warnt vor wirtschaftlichen Folgen seiner Politik. Anleger bleiben gelassen, doch Stagflation und Zinspolitik sorgen für Unruhe. Jetzt reinhören und informiert bleiben!
AI is transforming the world of work at speed—but with great potential comes a need for clarity, accountability, and smart, human-centred decisions. That's why we developed the TRUSTED AI framework at LACE Partners: a practical, values-led model to help organisations adopt AI in ways that are responsible, secure, and truly useful. In this episode of the HR on the Offensive podcast, Chris Howard sits down with LACE AI experts Martin Colyer and Charlie Frost to unpack the framework and what it means for forward-thinking HR teams wanting to trust in AI. Introducing the TRUSTED AI Framework We've also published two companion blogs that go deeper into each element of the model—but here's a quick guide to what TRUSTED stands for: T — Technology Make sure your AI tools and infrastructure match the needs of your people and business—not the other way around. R — Regulation Stay compliant with evolving laws and ethical expectations. Responsible AI starts with knowing the rules. U — Usability If AI isn't intuitive, it won't get used. Prioritise design that blends seamlessly into everyday workflows. S — Security Keep systems and data safe. Robust protection is essential when dealing with sensitive HR information. T — Transparency Build trust by making it clear how AI decisions are made, and how tools are trained and evaluated. E — Ethics AI must be fair and accountable. Bias and unintended consequences must be actively addressed—not left to chance. D — Data High-quality, well-governed data is the fuel for reliable AI. Without it, everything else breaks down.
This Week in Machine Learning & Artificial Intelligence (AI) Podcast
Today, we're joined by Fatih Porikli, senior director of technology at Qualcomm AI Research for an in-depth look at several of Qualcomm's accepted papers and demos featured at this year's CVPR conference. We start with “DiMA: Distilling Multi-modal Large Language Models for Autonomous Driving,” an end-to-end autonomous driving system that incorporates distilling large language models for structured scene understanding and safe planning motion in critical "long-tail" scenarios. We explore how DiMA utilizes LLMs' world knowledge and efficient transformer-based models to significantly reduce collision rates and trajectory errors. We then discuss “SharpDepth: Sharpening Metric Depth Predictions Using Diffusion Distillation,” a diffusion-distilled approach that combines generative models with metric depth estimation to produce sharp, accurate monocular depth maps. Additionally, Fatih also shares a look at Qualcomm's on-device demos, including text-to-3D mesh generation, real-time image-to-video and video-to-video generation, and a multi-modal visual question-answering assistant. The complete show notes for this episode can be found at https://twimlai.com/go/738.
Teams over the 105 player limit must tag players they would have cut, and the transfer portal opens up for those tagged players. Nebraska's first tagged player hit the portal and we discuss the rule and the portal.
We Like Shooting Episode 618 This episode of We Like Shooting is brought to you by: Midwest Industries, Gideon Optics, Die Free Co., Bowers Group, Mitchell Defense, and Matador Arms Welcome to the We Like Shooting Show, episode 618! Our cast tonight is Jeremy Pozderac, Aaron Krieger, Nick Lynch, and me Shawn Herrin, welcome to the show! GOALS August 9th and 10th in Knoxville, Tennessee. Knoxville Convention Center Free to GOA members https://events.goa.org/goals/ If you were at GunCon and are attending GOALS. Don't forget to get some pics with the cast to claim your free shirt. - Matt - RTT Guns & Gear YouTube: https://www.youtube.com/channel/UCts3hVivpY30JOWcoCsTH0w @RTTGunsGear Instagram: https://www.instagram.com/rtt.guns.gear @rtt.guns.gear Gear Chat Nick - Aaron's Mac Adventures Aaron's Mac 5 Shawn - Gideon Optics Mediator 2 Review Gideon Optics Mediator 2 What should I put the ACRO on? Bullet Points Tactical Gear Must-Haves ## Descriptive Summary of Special Forces Accessories Discussion **Introduction** In this engaging discussion, James Reeves of TFBTV hosts two seasoned military veterans—Jimmy Cannon, retired from the 10th Special Forces Group, and Benny, a European special forces member—who share their insights on the **top five most essential gun accessories** for tactical scenarios. The conversation emphasizes **prioritization**, **practicality**, and **personal preferences**, offering valuable perspectives for firearm enthusiasts and professionals alike. --- ### Center: Key Takeaways and Insights #### 1. **Primary Rifle and Pistol Choices** - **Jimmy's Rifle:** - **Model:** Noveske Chainsaw with an 11.5-inch barrel and DDF barrel. - **Rationale:** - *Versatility in tight spaces and vehicle maneuvers.* - *Compact length for unknown environments.* - *Familiarity with the 11.5-inch barrel from background experience.* - **Jimmy's Pistol:** - **Model:** Glock 17 - **Reasoning:** - *Common parts availability.* - *Robust and cost-effective.* - **Benny's Rifle:** - **Model:** Piston-operated M4 platform (e.g., 416). - **Barrel Length:** 10.5 to 11.5 inches. - **Reasoning:** - *Piston systems preferred for reliability.* - *Familiarity with piston operation.* - **Benny's Pistol:** - **Model:** Glock 19, suitable for concealment and open carry. #### 2. **Most Critical Accessory: Optic** - **Benny's Priority:** - **Optic Type:** Either a **1x6 LPVO** (e.g., Vortex Razer Gen 2) or a **red dot** with a 45° offset. - **Reasoning:** - *Enhanced engagement accuracy.* - *Night fighting capability.* - **Jimmy's Priority:** - **Optic:** Aimpoint T2 with a Unity riser, integrating iron sights. - **Reasoning:** - *Durability and ease of use.* - *Iron sight integration for redundancy.* #### 3. **Second Most Important: Lighting** - **Jimmy's Choice:** - **Model:** Surefire Ultra Scout Light (e.g., 640 or Mini Scout). - **Features:** - *White light for visibility.* - *Bright enough for tactical scenarios.* - **Benny's Choice:** - **Type:** High-quality sling (e.g., Black Trident or Pharaoh). - **Reasoning:** - *Essential for weapon control and carrying comfort.* - *Supports quick maneuvering and stability.* #### 4. **Third Priority: Weapon Light with IR Capability** - **Benny's Preference:** - **Model:** Enforce light with IR and white light features, such as the **IR/white light flip switch**. - **Use:** - *Illumination in darkness.* - *Compatibility with NVGs.* - **Jimmy's Perspective:** - Emphasizes budget-conscious options but agrees on the importance of a reliable light. #### 5. **Additional Accessories: Laser and Magazines** - **Laser:** - **Benny's Choice:** **BAS laser** for IR and visible light, especially useful with NVGs. - **Jimmy's View:** - **Laser options:** Dball A3 or Snider Dball. - **Note:** Laser is practical but less prioritized due to cost...
Thinking Transportation: Engaging Conversations about Transportation Innovations
Every four years, the American Society of Civil Engineers (ASCE) issues its Report Card for America's Infrastructure. Expressed in reader-friendly letter grades, the ratings document the current state of the country's major infrastructure assets, while also identifying needed improvements and contextualizing the relative health of these assets over time. Today, we talk to two experts--TTI's Edith Arámbula Mercado and the Texas Department of Transportation's Jamie Farris--about ASCE's 2025 report card and how Texas ranks nationally in terms of the health and reliability of its roads and bridges.
Second-quarter sales of new autos were mixed following a spike in March and April ahead of tariffs taking effect, while incentives were robust during the Independence Day holiday weekend. Most major manufacturers saw a rise in vehicle sales in Q2, with General Motors and Hyundai Motor America reporting the best first half of the year in terms of sales. June, however, marked a slowdown in sales for some automakers. The July 4 holiday brought a mix of 0% financing and cash back offers, with incentive spend varied by brand. Meanwhile, credit unions are putting excess lending capacity to work, evidenced by an uptick in application volume at fintech Origence, which provides technology and financing capabilities for credit unions. While application volume rose year to date through June, the fintech's ratio of funded loans to applications fell due to higher loan-to-value ratios in the market as consumers lean on longer-term loans to manage monthly payments. Alloya Corporate Federal Credit Union issued its first asset-backed securitization deal on July 1, a $150 million transaction backed by prime auto loans issued by Blaze Credit Union, Consumers Credit Union and Interra Credit Union. In this episode of the “Weekly Wrap,” Auto Finance News Editor Amanda Harris, Senior Associate Editor Truth Headlam and Associate Editor Aidan Bush discuss the latest updates on sales, incentives, funding and capital markets for the week ended July 4.
There's a lot going on in the news as always, but at least it didn't feel like World War III was going to start this week! But a lot still happened, with Thailand's constitutional court suspending Prime Minister Shinawatra, Trumps ‘big beautiful' bill passing its next stage (but what does it really mean for the global economy?), and the extreme ‘heat dome' which was sitting over North America moving over Europe, with heat deaths reported, and European countries recording the hottest June temperatures on record.Meanwhile Downunder, people living along the NSW Coast have been hunkering down for a ‘Bomb Cyclone', massive floods have hit from Italy to the Himalayas, and Japan is bracing for a megaquake, as a decades-old manga prediction by reclusive artist Ryo Tatsuki is due Saturday, 5th July 2025. The biggest news, you probably didn't hear, is happening in the great Southern Ocean - should we be concerned?Amid all the climate calamities, one of the most important risks we face is - how do we ensure our food supply? A regular topic on the show, because future forecasts are dire and the risks closer than most people acknowledge, so we are delighted to welcome Kristof Hayes as our special guest this week. Kristof is the founder of listt.io, where he is working on appropriate technology solutions for nature friendly farming, and he's an entrepreneurial engineer with a technical background in electronics, control systems, automation, robotics and IoT. Today, he is focused on contributing to projects where sustainability and technology meet, building prototypes to demonstrate business value early, then scaling fast.We'll get a glimpse into Groundswell 2025, a UK festival of regenerative agriculture, how we can engineer robust food systems and why this might look different to what we currently know or do at scale today, we'll talk about rural regeneration which is transforming farms into more diverse enterprises, BUT also challenging the question of who can be a farmer, and we'll get down to the dollars and investments required, as well as how young entrepreneurs can enter this space and thrive at nature's pace.Come and join us Friday 4th July 2025, 8am UK, 9am EU, 2pm TH, 3pm SG, 5pm AEST. Streaming across various locations. The Sh*t Show is a Livestream happening every Friday, where Andrea T Edwards, Dr. David Ko, Richard Busellato and Joe Augustin, as well as special guests, discuss the world's most pressing issues across all angles of the polycrisis, working to make sense of the extremely challenging and complex times we are all going through, plus what we can do about it. Help us move the needle so we can change the name of the show to something more genteel when (or if) it is no longer a sh*t show. #TheShitShow #UncommonCourageTo get in touch with me, all of my contact details are here https://linktr.ee/andreatedwards My book Uncommon Courage, an invitation, is here https://mybook.to/UncommonCourage My book 18 Steps to an All-Star LinkedIn Profile, is here https://mybook.to/18stepstoanallstar
Think Your Business is Worth More? Here's What Buyers Are Really Looking At. Sellers often feel let down by their business valuation. There is a key principle that they overlook from the start of building their business that has a huge impact – their financial literacy. In this episode I am joined by Rob Goddard, seasoned M&A advisor, to unpack the real financial truths behind selling—or buying—a business. We break down the myths and misconceptions around business valuations, why adjusted EBITDA is more than just a buzzword, and the critical role financial literacy plays in building business value. You'll also hear how real-world businesses prepared for sale, the impact of operations on valuation, and the key team members you need to get top offers when it's time to exit. If you're building to sell—or just want to run a smarter business—this is the financial deep dive you can't afford to miss. "You need a robust financial report to sell.” – Rob Goddard You'll hear about: The fact valuations often differ from perceived value due to various factors. Why a business's true value cannot be determined solely by financial statements. Financial literacy being a significant gap among many entrepreneurs. Robust financial processes are necessary for successful business sales. Why investing in financial management can lead to better business outcomes. How misleading ad backs can inflate business valuations unjustly. Outdated processes hindering business operations and financial accuracy. Building a competent team is essential for business growth and saleability Connect With Rob Goddard LinkedIn - https://www.linkedin.com/in/robgoddard/ S-Cubed Advisory - https://s-cubedadvisory.com/ Connect With Julie Wilkinson LinkedIn - https://www.linkedin.com/in/juliewilkinson-accounting/ Tik Tok – https://www.tiktok.com/@wasolutions YouTube - https://www.youtube.com/channel/UCUvq6gfNoP_4dfIJulL6C6A Facebook - https://www.facebook.com/wilkinsonaccountingsolutions Website - https://wilkinsonaccountingsolutions.co.uk/ Find out more about our brilliant sponsor Acquisition Masters here - https://www.acquisitionmasters.co.uk/ Before you go, don't forget to leave a comment and review if you got something out of this episode!
Despite the war the Israeli economy appears to be strong, with the shekel up against the dollar and the euro and the TASE performing strongly. KAN's Mark Weiss spoke with Prof Avi Weiss from the Economics department of Bar Ilan university and president of the Taub Center. (Photo: Shutterstock)See omnystudio.com/listener for privacy information.
In this webinar, Alec Hogg hosts Jonty Sacks of Jaltech and Vincent Maposa of solar subscription firm Wetility to unpack a rare investment opportunity that blends attractive yields with powerful Section 12B tax incentives. Discover how investors can offset up to 235% of their investment against taxable income - potentially recovering more than their full capital outlay in year one - while funding thousands of solar installations across South Africa. With low default rates, a robust partner in Wetility, and unmatched diversification through a residential-focused model, this structure offers more than just returns: it's a stake in solving SA's energy crisis. For more information, visit - https://bit.ly/3Td3PTB.
In this week's message from Revelation 5–7, Pastor Mitchel Lee of Grace Community Church speaks about multiethnic unity.
So you've scaled the mountain, built the nest egg, and maybe even shouted “I'm done!” across a pristine beach... now what? In today's Stacking Benjamins episode, Joe Saul-Sehy convenes a roundtable of heavy-hitters to tackle the most misunderstood phase of money management: decumulation—a.k.a. the art of spending what you've worked so hard to save. Whether you're staring down retirement or already deep into your golden years, you'll hear candid, practical insights from three financial thought leaders who specialize in making your money last. Joining Joe are Dana Anspach, retirement planning expert and founder of Sensible Money, Karsten Jeske (aka “Big ERN” from Early Retirement Now), and Frank Vasquez, aka Uncle Frank, host of Risk Parity Radio. Together, they bring decades of academic research, professional experience, and plain old common sense to questions like: What's the real safe withdrawal rate—and why does it depend on more than just spreadsheets? Should you chase simplicity or embrace complexity in managing retirement funds? What role do annuities and guaranteed income play in reducing late-life anxiety? How do you plan for cognitive decline without spiraling into existential dread? What's the difference between spending confidently... and spending carelessly? You'll also hear why lumpy expenses, long-term care surprises, and behavioral quirks can trip up even the best-laid plans—and how to bulletproof your strategy now. And yes, we get nerdy. Risk parity, sequence of return risk, and portfolio glidepaths all make guest appearances—but always with your favorite Stacking Benjamins charm and plain-English style. Because retirement doesn't need to be scary... but it does need to be intentional. Why your investment approach needs to evolve once paychecks stop The strengths and blind spots of the “4% rule” How emotions (not just inflation) affect safe withdrawal strategies When it makes sense to annuitize, and when it absolutely doesn't How to adjust for cognitive decline in your financial plan (and still maintain autonomy) The “spend conservatively early” myth—debunked Tips for managing healthcare and other unpredictable late-life costs Whether you're a retiree, a pre-retiree, or a spreadsheet-loving financial independence buff, this deep-dive episode will give you the confidence to manage the second half of your financial life like a pro. This isn't just about stretching your dollars—it's about building a life worth spending them on. So grab your planner, pour a cup of whatever says “retirement-ready” to you, and let's get smarter (and maybe just a bit weirder) about your golden years. FULL SHOW NOTES: https://stackingbenjamins.com/create-your-retirement-spending-plan-1698 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Following the additions of Josh Sweat, Calais Campbell, Walter Nolen and Will Johnson, NFL.com lists the Arizona Cardinals amongst their most improved teams in the NFL. Where does Pro Football Focus rank the likes of Marvin Harrison Jr., Trey McBride and Kyler Murray? Which defensive linemen will Monti Ossenfort and Jonathan Gannon part with ahead of training camp?Join Johnny Venerable, Bo Brack and Noah Wulbrecht on Tuesday's PHNX Cardinals podcast?An ALLCITY Network ProductionSUBSCRIBE to our YouTube: https://bit.ly/phnx_youtubeALL THINGS PHNX: http://linktr.ee/phnxsportsMERCH https://store.allcitynetwork.com/collections/phnx-lockerALLCITY Network, Inc. aka PHNX and PHNX Sports is in no way affiliated with or endorsed by the City of PhoenixPHNX Events: Get your tickets to PHNX events and takeovers here: https://gophnx.com/events/ ALLCITY — including us here at PHNX — is teaming up with Big Brothers Big Sisters of America for an exciting three-year partnership. To learn more, visit https://www.bbbs.org/allcity/ bet365: https://www.bet365.com/hub/en-us/app-hero-banner-1?utm_source=affiliate&utm_campaign=usapp&utm_medium=affiliate&affiliate=365_03485317 Use the code PHNX365 to sign up, deposit $10 and bet $5 to get $150 in bonus bets!Disclaimer: Must be 21+ and physically located in AZ. If you or someone you know has a gambling problem and wants help, call 1-800-NEXT-STEP, text NEXTSTEP to 53342 or visit https://problemgambling.az.gov/Circle K: Join Inner Circle for free by downloading the Circle K app today! Head to https://www.circlek.com/store-locator to find Circle Ks near you! APS: Find instant rebates, discounts and special offers on smart thermostats, energy-efficient appliances and more at https://marketplace.aps.com/default/heating-cooling/smart-thermostatsVme: Download the Vme app and play today using code PHNX! Available on the App Store and Google Play. Vme – Anyone. Anything. Anytime. https://getvme.com/?vmereferral=PHNXChicken N' Pickle: Family friendly fun awaits! Visit chickennpickle.com to plan your visit today! Shady Rays: Head to https://shadyrays.com and use code: PHNX for 35% off polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people.DFCU: Show your Cardinals team spirit: Open a Free Checking account online and get an Arizona Cardinals VISA® Debit Card at https://www.DesertFinancial.com/cardinalsGametime: Download the Gametime app, create an account, and use code PHNX for $20 off your first purchase. Terms apply. Branded Bills: Use code BBPHNX at https://www.brandedbills.com/ for 20% off your first order!Monarch Money: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarchmoney.com/phnxWhen you shop through links in the description, we may earn affiliate commissions. Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing.
In this episode, Amir sits down with Anthony Jules, Co-Founder and CEO of Robust.AI, to explore how scaling lessons from the early days of Sapient translate into today's rapidly evolving world of AI and robotics. Anthony shares stories from growing a company from 3 to 4,000 people, what scale teaches you about communication and change, and how being ruthlessly honest about your business creates strategic advantage. From the hype vs. reality of AI to how hardware can stabilize innovation in robotics, this conversation is rich with insights for technologists, entrepreneurs, and leaders navigating change.
Dünya bildiğiniz ve sevdiğiniz gibi değil. İçinden geçtiğimiz bu an, eski dünya ile virüs sonrası dünya arasındaki o kırılma noktasını işaret ediyor. Küresel sistemlerimizin kırılganlığı acı verici şekilde ortaya çıkarken, merkeziyetçiliğin ve tepeden yönetimin getirdiği finansal ve toplumsal sorunlarla yüzleşiyoruz. Karmaşık sorunları çözmek için eski, kırılgan ve hata noktalarıyla dolu "eski sistemler" yetersiz kalıyor.Artık yeni bir düşünce biçimi şart. Virüs sonrası dönemin araçları şeffaf, açık ve özgürleştirici olmalı. Kapı bekçileri ve sansür, sorunları çözmek yerine daha da kötüleştirecek. Bitcoin, internet, açık kaynak yazılımlar, vatandaş gazeteciliği gibi yeni araçlar ve anlayışlar, kırılgan sistemlerden uzaklaşıp daha sağlam ve hatta anti-kırılgan yapılar inşa etmemizi sağlayacak.Bu geçiş kolay olmayacak; gelecek karanlık ve engebeli olabilir, özellikle de yalnızca eski dünyayı biliyorsanız. Ancak karmaşık sorunlar için aşağıdan yukarıya, organik çözümlerin ortaya çıkmasına ihtiyacımız var. Kişisel özgürlükleri korumak ve kişisel sorumluluğu teşvik etmek her zamankinden önemli. Bu podcast, bu zorlu geçişi, yeni araçları ve yeni düşünce biçimini anlamanıza yardımcı olmayı amaçlıyor. Fragile (kırılgan), Robust (sağlam) ve Anti-Fragile (anti-kırılgan) sistemler arasındaki farkı ve neden değişimin kaçınılmaz olduğunu keşfedin.Kaynak
General Motors committed $4B to expand manufacturing in the United States and Josh Hawley joins the Marc Cox show to talk about what's in the 'big beautiful bill' for American workers. Plus Bob Rose breaks down the trade deal with China and why some feminists are sending out a 'distress signal.'
General Motors committed $4B to expand manufacturing in the United States and Josh Hawley joins the Marc Cox show to talk about what's in the 'big beautiful bill' for American workers. Plus Bob Rose breaks down the trade deal with China and why some feminists are sending out a 'distress signal.'
General Motors committed $4B to expand manufacturing in the United States and Josh Hawley joins the Marc Cox show to talk about what's in the 'big beautiful bill' for American workers. Plus Bob Rose breaks down the trade deal with China and why some feminists are sending out a 'distress signal.'
General Motors suddenly committed $4B to expand manufacturing in the United States amid President Donald Trump's push for tariffs and Josh Hawley joins the Marc Cox show to talk about what's in the 'big beautiful bill' for American workers. Plus Bob Rose breaks down the trade deal with China and why some feminists are sending out a 'distress signal.'
General Motors committed $4B to expand manufacturing in the United States and Josh Hawley joins the Marc Cox show to talk about what's in the 'big beautiful bill' for American workers. Plus Bob Rose breaks down the trade deal with China and why some feminists are sending out a 'distress signal.'
General Motors committed $4B to expand manufacturing in the United States and Josh Hawley joins the Marc Cox show to talk about what's in the 'big beautiful bill' for American workers. Plus Bob Rose breaks down the trade deal with China and why some feminists are sending out a 'distress signal.'
General Motors suddenly committed $4B to expand manufacturing in the United States amid President Donald Trump's push for tariffs and Josh Hawley joins the Marc Cox show to talk about what's in the 'big beautiful bill' for American workers. Plus Bob Rose breaks down the trade deal with China and why some feminists are sending out a 'distress signal.'
In this podcast, I try to make sense of orthographic mapping, a term invented by Linnea Ehri and introduced in Chapter 15 (Ehri, 2014). We'll start with her definition: “Orthographic mapping occurs when, in the course of reading specific words, readers form connections between written unit, either single graphemes or larger spelling patterns, and spoken units, either phonemes, syllables, or morphemes. These connections are retained in memory along with meanings and enable readers to recognize words by sight. An important consequence of orthographic mapping is that the spellings of words enter memory and influence vocabulary learning, the processing of phonological constituents in words, and phonological memory” (Ehri, 2014, pp. 5-6) This is written with all the stunning clarity of a Rorschach inkblot. Let's do a bit of unpack-O-rating.
Sexier Than A Squirrel: Dog Training That Gets Real Life Results
Send us a textIs Your Dog Too Friendly? Why Socialisation Might Be Setting You Back
Powered by Phoenix Group The full interview is also available on my YouTube channel: YouTube: https://bit.ly/3YfcSX4
Erik Beimfohr takes off his Zero RB hat and sets out to draft a Robust RB team in a DraftKings Milly Maker draft.⚙️ Get the Best Ball Tools, Rankings & Strategy Content you see in our videos - https://spikeweek.com/go-premium/
In today's episode: India's GDP has grown at the fastest pace in four quarters to hit 7.4% in Q4; NSE and BSE are in a "rack race" to boost co-location capacities, driven by soaring demand; Dubai-based Emirates NBD is likely to emerge as the top contender for a 61 percent stake in IDBI Bank, and the new Indian trend for cruise vacations.
Tim Bodner, real estate deals leader at PwC, joined the latest episode of Nareit's REIT Report to discuss what today's uncertain market environment means for investment patterns and transaction activity.Bodner described transaction activity across a range of real estate sectors, including office, hospitality, senior housing, data centers, and energy infrastructure, as “fairly robust.” He stressed that the real estate sector is used to operating in periods of uncertainty and cyclical change, while noting that REITs are focusing on what they can control and are “in a good place at this stage, given everything that's going on.”He also pointed out that there's a lot of activity around figuring out what's the right scale to have to operate in this new environment, “which likely will lead to more public to public and public to private transaction activity in the REIT space.”
Jharrone Martis believes there's pockets of strength in the retail space. She points investors to Abercrombie & Fitch's (ANF) 25% rally after earnings that showed strong sales from Hollister. She also sees upside in Dick's Sporting Goods (DKS) and Five Below (FIVE). On Macy's (M), Jharrone mentions a "sea of red" in analyst expectations as she estimates the retailer to have downside tariff impact. George Tsilis offers example options trades in Abercrombie & Fitch and Dick's Sporting Goods.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Are you considering building a website for your nonprofit but feeling overwhelmed by the options? In this episode, I sit down with Becky Launder, co-founder of Oh My High, to discuss the essential factors you should consider before embarking on your website journey. Why Your Nonprofit Needs a Website Becky emphasizes the importance of having a website for credibility and round-the-clock visibility. We explore how a well-crafted site can: - Showcase your services and impact - Share testimonials - Collect leads and donations 24/7 Key Considerations Before Building Before you start, think about: - How your organization might evolve over time - Your technical skills and available time - Functionality needs (e-commerce, email marketing, donation forms) - Budget constraints Understanding Website Jargon We break down common terms like domain names, hosting, and plugins to help you navigate the technical landscape with confidence. The Oh My Hi Difference Discover how Oh My Hi offers: - User-friendly templates - Robust features for nonprofits - Affordable pricing options - Exceptional customer support and community Taking Action Ready to get started? We share resources and a special offer to help you launch your nonprofit website quickly and effectively. Don't miss this opportunity to gain clarity on your website strategy and find a solution that aligns with your nonprofit's mission and budget. Tune in for insights that will set your organization up for online success. Want to skip ahead? Here are key takeaways: 01:12 The Importance of Websites for Businesses Websites are crucial for credibility, showcasing services, and working 24/7 to collect leads and provide information to potential customers or supporters. 03:25 Considerations Before Building a Website Discussion on factors to consider before creating or rebuilding a website, including future changes, DIY vs. hiring experts, functionality needs, and integration with existing tools. 11:49 Oh My Hi Platform Introduction Oh My Hi is a user-friendly website platform with built-in support and community features, designed for non-technical users. It't not for for e-commerce heavy businesses but very advantageous for nonprofits because you can easily embed your donation form. Resources View the NonProfit Template: https://demo-nonprofit.ohmyhi.com/?aff=197 Learn More about Oh My Hi: https://ohmyhi.com/?aff=197#pricingstrategy ohmyhi.com Connect with us on LinkedIn: https://www.linkedin.com/company/the-first-click Learn more about The First Click: https://thefirstclick.net Schedule a Digital Marketing Therapy Session: https://thefirstclick.net/officehours
0:00: Rex just won a Sports Emmy – but Lav, after traveling to NYC, did not. Awkward!06:00: Why we're still talking about Scottie Scheffler's PGA win and what it means12:30: Rex has new reporting on the feasibility of more 'robust' driver testing, as Scottie suggested18:00: Sergio Garcia failed to make it through U.S. Open qualifying22:00: Who we're putting on the new Detroit-based TGL team27:00: Listener questions: Quail Hollow defense, LIV player major performance, Scottie/Tiger comps
Rachel Maddow considers how the history of the Trump era will be written and how the defense of democracy and resistance to Trump authoritarianism will be seen as having a wide range of motivations, reflecting the breadth of Trump's catastrophe but also the consistency of America's defenders across demographics and interests.
Join our community of RE investors on Skool here: https://www.skool.com/the-real-estate-investing-club-5101/about?ref=44459ba83f5540f19109c8a530db4023FROM CALL CENTERS TO CASH FLOWIn this eye-opening episode of The Real Estate Investing Club, I sit down with Dave Codrea, co-founder of Greenleaf Capital Partners, who reveals an innovative investment strategy that perfectly captures today's changing commercial landscape: repurposing vacant call centers into thriving multi-tenant business spaces.
Outline00:00 - Intro and early steps in control06:42 - Journey to the US08:30 - Kharitonov's theorem and early influences12:10 - From Lund to KTH (Stockholm)15:01 - Ascona and collaboration with Megretski24:06 - The IMA year in Minnesota33:50 - Integral quadratic constraints46:10 - KYP lemma and meeting Yakubovich52:35 - Piecewise hybrid systems59:41 - Dual to Lyapunov theorem1:06:48 - Positivity and large scale systems1:15:25 - Adaptive and dual control1:25:24 - Future research directionsLinks Master's thesis: https://tinyurl.com/vnkuf44a Kharitonov's theorem: https://tinyurl.com/3w3a3z52IMA: https://cse.umn.edu/imaLCCC: http://www.lccc.lth.se/Real stability radius paper: https://tinyurl.com/yc79zt58IQC paper: https://tinyurl.com/mw2te4vwKYP lemma paper: https://tinyurl.com/2fv32yw6Piecewise quadratic Lyapunov functions for hybrid systems: https://tinyurl.com/38a5f432Piecewise linear quadratic optimal control: https://tinyurl.com/yhddbhpxFast switches in relay feedback systems: https://tinyurl.com/23e95k9nDual to Lyapunov's stability theorem: https://tinyurl.com/yc2uf652ECC'15 plenary: https://tinyurl.com/sy3k7vf7Scalable control of positive systems: https://tinyurl.com/3vcda447Tutorial on Positive Systems and Large Scale Control: https://tinyurl.com/3e4fkxz8KYP lemma for positive systems: https://tinyurl.com/3pdp3p7pCDC'25 plenary: https://tinyurl.com/497py5whData driven Riccati equation: https://tinyurl.com/3swjtvabSupport the showPodcast infoPodcast website: https://www.incontrolpodcast.com/Apple Podcasts: https://tinyurl.com/5n84j85jSpotify: https://tinyurl.com/4rwztj3cRSS: https://tinyurl.com/yc2fcv4yYoutube: https://tinyurl.com/bdbvhsj6Facebook: https://tinyurl.com/3z24yr43Twitter: https://twitter.com/IncontrolPInstagram: https://tinyurl.com/35cu4kr4Acknowledgments and sponsorsThis episode was supported by the National Centre of Competence in Research on «Dependable, ubiquitous automation» and the IFAC Activity fund. The podcast benefits from the help of an incredibly talented and passionate team. Special thanks to L. Seward, E. Cahard, F. Banis, F. Dörfler, J. Lygeros, ETH studio and mirrorlake . Music was composed by A New Element.
Ivan Bebek, Chair and CEO, commented, “As we deepen our understanding of the Sombrero system, our confidence in the size and potential of the broader district continues to grow. These early drill results confirm our belief that we are only beginning to unlock the value of this largely underexplored, yet highly promising, land package. Although our initial permitted polygon was quite limiting, we have been able to develop a strong pipeline of drill-ready targets across the property and eagerly await the surface data collection on new, high-grade skarn and porphyry targets. Our priority is to secure key permits which are underway, in order to position ourselves to drill the most robust outcropping areas in the next phase of drilling. We are looking forward to additional exploration results and permit advancements as we prepare for a busy second half of 2025.” Sponsor: https://coppernicometals.com/ Press Release discussed: https://coppernicometals.com/coppernico-confirms-large-scale-copper-skarn-system-and-expands-pipeline-of-priority-targets-at-sombrero/ TSX:COPR; OTCQB: CPPMF 0:00 Intro 1:02 Hit low-grade copper 4:11 Phase two drill targets 5:59 Permits 7:24 Consider a JV? 9:31 Acquisition 11:18 Copper outcrops to be drilled next 13:12 Why not start with your best targets? 15:27 Catalysts Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 Sponsor Coppernico Metals pays MSE a United States dollar seven thousand per month coverage fee. Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/
In this episode, we sit down with Brian Ferguson, a real estate entrepreneur whose company owns and operates over 1,000 multifamily units, hundreds of single-family flips per year, and manages a significant retail portfolio. Brian shares how he built a vertically integrated business over the past two decades—and how operators can scale their team, protect their time, and stay disciplined across asset classes.Whether you're flipping houses, buying apartments, or building your first team, this episode is packed with hard-earned insights on building a business that lasts.Join us as we dive into:Brian's journey from motorcycle sales to flipping homes, building a rental portfolio, and scaling into multifamily and retailHow to run a lean, high-output team using EOS and deep personality testingWhy choosing the right first hires is crucial—and how to calculate when to make themBuilding operational systems that reduce turnover and unlock true scalabilityHow Brian balances multiple real estate verticals while staying focused on high-cash-flow opportunitiesHis multifamily buy box, why operational inefficiencies are his #1 value-add target, and what he's seeing in today's Texas marketAre you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.Connect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate Partners
The Pulse of the Debt Markets — with Orest Mandzy, CRE Direct Capital market confidence is cautiously returning, but undercurrents of risk remain. In my wide-ranging conversation with Orest Mandzy, Managing Editor of Commercial Real Estate Direct, we discuss what recent CMBS issuance tells us about liquidity, why delinquency headlines may be misleading, and how sponsors can position themselves amid policy shocks and structural market shifts. Liquidity Is Back — But Driven by Giants CMBS issuance jumped 110% in Q1 2025, totaling nearly $37 billion. While that headline suggests a resurgence of confidence, Orest clarifies that most of that growth comes from SASB (Single Asset, Single Borrower) deals – large trophy assets being financed and securitized by institutional players. These are not indicative of broad-based confidence in middle-market real estate. To gauge true liquidity, he says, focus on conduit deals – pools of smaller $10M–$25M loans originated by banks and institutional lenders and repackaged into +/- $1B bond offerings. Robust conduit activity reflects a healthier market for everyday sponsors. “If you've got solid conduit issuance,” says Orest, “that tells you there's liquidity in the market – not just for trophy deals.” Rising Delinquencies: Real or a Red Herring? Recent headlines warned that CMBS delinquency rates exceeded 7%, the highest since 2021. But Orest has looked deeper into the data and sees it is far from being systemic. A handful of large, troubled multifamily loans, such as the $1.5B Park Merced in San Francisco and a floating-rate New York portfolio, together make up nearly 60% of those delinquencies. The common thread? These loans were made pre-COVID or in 2021 with floating-rate debt and now can't refinance in today's rate environment. But they're outliers, not bellwethers. Fannie and Freddie multifamily delinquencies remain under 1%, and even in CMBS, the average LTVs have been conservative. “Multifamily looks worse than it is. Strip out the outliers and the market's still performing.” CLOs, Banks, and the Competitive Landscape CMBS is just one lane in the broader lending freeway. Orest distinguishes it from CLOs, which are floating-rate, short-term loans used by debt funds for leverage, and from agencies like Fannie and Freddie, which underwrite more conservatively. In 2024: Agencies originated ~$60B each CMBS did ~$40B CLOs only ~$8B – down sharply from peak years Debt funds relying on CLOs are now facing stiff competition from banks, which are back in the market after a cautious 2023. With banks accounting for 40% of CRE loan volume annually, this shift matters. For sponsors, it means a broader set of options but also a new underwriting reality. Orest notes that while leverage is available, it's on tighter terms: LTVs in the low 60s and debt service coverage ratios near 2.0x are now standard for institutional-quality debt. The Tariff Shock and Bond Market Jitters One of the most important takeaways: macro events like tariffs are now exerting real-time pressure on the capital stack. In early April, CMBS bond spreads spiked from 80bps to 108bps over Treasuries as the market braced for a new round of tariffs. That spread spike pushed borrowing costs up and froze CMBS issuance for nearly 10 days – a signal of how fragile the system remains to policy volatility. Although bond spreads have since tightened, Orest warns that risk repricing is now a function of policy headlines, not just economic fundamentals. “Uncertainty is risk. And when investors sense more of it, they demand more yield. That makes loans more expensive and deal volume drops.” Positive Leverage or No Leverage: Sponsor Guidance Asked what CRE sponsors and investors should be doing in the next 3–12 months, Orest's answer is clear: Seek positive leverage from Day One – don't rely on NOI lifts growth to bail you out. Consider no leverage at all if you're sitting on cash and don't want to risk default. Underwrite conservatively and turn over every rock. The deal you don't do may save you. “If you buy with positive leverage, great. If not, maybe don't borrow at all.” Special Servicing > Delinquencies For investors and borrowers watching for cracks in the market, Orest recommends a lesser-known but more reliable signal: the special servicing rate in CMBS. Loans enter special servicing before they go delinquent, usually triggered by pending lease expirations, tenant loss, or anticipated refinance trouble. This metric has been rising and, unlike delinquencies, tends to stay elevated longer. Sponsors should watch this closely. Local Policy Risk: The Property Tax Squeeze Orest flags an emerging risk with local governments under fiscal stress. Cities like San Francisco, where office values have cratered, still rely on CRE for a large share of tax revenue. If values fall but municipalities resist cutting spending, expect tax rates to rise, eroding asset value further. “Where do cities go when they need money? To the deep pockets. And that's commercial real estate.” Industrial and Insurance: Still in the Crosshairs While multifamily has absorbed most of the press, Orest highlights risk building in other sectors: Industrial may face headwinds from tariffs disrupting trade flows and warehouse demand. Insurance costs, especially in hurricane-prone areas, continue to rise, sometimes outpacing rent growth. In one example, he cited an apartment property in Tampa where gross revenue rose 50% in five years, but expenses outpaced it, limiting refinance options. Geopolitics, De-Dollarization, and Exorbitant Privilege One of my concerns is about broader macro risks – de-dollarization, loss of U.S. financial credibility, and capital flight from Treasuries. Orest acknowledged these as tail risks but noted they're not front of mind for most market participants… yet. Still, if foreign buyers ever pull back on U.S. Treasuries, that could cause a spike in long-term rates, forcing CRE valuations down and capital costs up. It's not imminent, but it's worth tracking. “If China and Japan stop buying Treasuries, we've got a real problem. All bets are off.” Final Thought The key insight from this episode: the market is functioning but only just. Liquidity is back, but it's conditional. Optimism exists, but it's fragile. And sponsors must walk a tightrope between opportunity and overextension. Orest's advice? Borrow smart. Underwrite for today's risks – not yesterday's assumptions. And remember: your best defense in uncertain times is positive leverage and deep diligence. *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing. With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection. Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000
Retired General Mike Minihan, former commander of Air Mobility Command and deputy commander of US Indo-Pacific Command, joins Jim and Ray to talk about how America's alarming shortfall in military airlift could affect deterrence and readiness in the Indo-Pacific and beyond.General Minihan describes logistics as "the offensive line of a [American] football team"--rarely getting the glory but essential to success. He emphasizes that mobility is "the most relied upon force in the history of warfare" and particularly crucial in the Indo-Pacific region, where vast distances and water create unique challenges compared to Europe's more accessible infrastructure."Mobility is the meaningful maneuver that can cross the tyranny of distance and the tyranny of water," Minihan explains, highlighting how air mobility enables the joint force to reach positions of advantage in meaningful timeframes.The conversation turns to Minihan's famous 2022 memo warning that the U.S. was "not ready to fight and win inside the first island chain" and needed to prepare for potential conflict by 2025. Despite the controversy it generated, Minihan stands by his assessment, explaining it was intended to drive urgent action and focus his command on Pacific readiness."I don't regret it," Minihan states, though he acknowledges the turbulence it caused. "I learned I was right."Minihan identifies several critical areas requiring immediate attention:Communication Systems: Over 90% of the air mobility fleet lacks adequate secure beyond-line-of-sight communications. Commercial airliners often have better connectivity than military aircraft.Next-Generation Systems: The Air Force needs to conceptualize air refueling and airlift as systems rather than individual platforms, potentially including stealth-like tankers for forward operations and diversified airlift capabilities.Procurement Reform: The current acquisition system is fundamentally broken. "Our major producers of American capabilities can no longer deliver on time, at cost," Minihan asserts.Minihan calls for "bold, unapologetic, urgent action" rather than more studies or reorganizations. He advocates for:Clear, precise language about deterring and defeating China, rather than vague terms like "great power competition"Robust planning focused on immediate readinessStreamlining the acquisition process to work with innovative companies beyond traditional prime contractorsEnsuring the warfighter's voice is the "loudest in the room""We should never put the president in a position where they are constrained by not having a military that's ready to decisively defeat," Minihan emphasizes.To allies in the Indo-Pacific, Minihan offers reassurance that military-to-military relationships remain strong and stable despite political fluctuations. While acknowledging improvements in readiness, integration, and agility, Minihan stresses the need to "continue to expand the advantage" through rigorous exercises and close cooperation with partners and allies.Follow us on X @IndoPacPodcast, LinkedIn, BlueSkySponsored by BowerGroupAsia
Rachel Steadman hops on with Mikki and Jeff to discuss a little "how we got here" CrossFit history, 2006, fish tacos, and some serious guidance. The community has grown up over the past two decades and Rachel's knowledge on how gyms can plan ahead to avoid "the risks of not managing risks" is pure gold.Episode Highlights:1. 1:30 CrossFit and Rachel's Professional Background2. 3:16 Message Boards and Painstorms3. 4:45 Internet Friendships 4. 6:56 Level 1 at the OG Brand X® in San Diego 5. 8:12 Coaching evolution 6. 8:59 Ellipsis Training and Adventures, Environment, Safety and Quality7. 12:31 From Safety Lady to teaching kids to Recognize, Assess, Manage 8. 14:46 Risk & Challenge and how they are different9. 17:12 Addressing both Professional Competence and Legal Compliance10. 19:00 The cost of not investing in Robust Risk Management11. 21:49 Most Common "problems" encountered, and youth specific concerns12. 27:25 Advice to Parents, Coaches and Owners in regard to Social Media exposure13. 31:45 Creating structure to limit Coaches use of phones during training14. 35:47 Thoughts on Teens in Adult Class15. 39:47 Teens, brain development timelines and the high possibility of "poor decisions"Links and Hashtags:https://ellipsistrainingandadventures.comhttps://www.instagram.com/ellipsisaffiliatesystemsellipsisaffiliatesystems@gmail.comhttps://thebrandxmethod.thinkific.com/collectionshttps://www.instagram.com/thebrandxmethod/https://www.instagram.com/theacn.app/#BusinessRiskStrategies#RiskManagement#gymbusiness#ellipsistrainingandadventures#thebrandxmethod#YouthStrengthTraining#TeenFitnessTraining#TheAthleteCoachNetwork
A system that grows stronger from chaos? That's not science fiction. It's nature's original design. Nassim Taleb's Antifragile isn't just a book. It's a lens—a way to see the world not as a series of risks to be avoided, but as opportunities to evolve. In this episode, we explore what it means to thrive in disorder. From ancient myths like the Hydra, to modern jobs and biological systems, we trace the pattern: fragility is punished, antifragility is rewarded. What if you built a life where setbacks made you better, not bitter? Where unpredictability wasn't a threat, but a catalyst? That's the shift we're inviting you to make. Takeaways: Design your systems to gain from shocks, not just resist them. Embrace small failures—they prevent catastrophic ones. Seek environments where your upside grows with uncertainty. WORKSHOP - Building certainty in an uncertain world
Dr. Michael Zargham provides a systems engineering perspective on AI agents, emphasizing accountability structures and the relationship between principals who deploy agents and the agents themselves. In this episode, he brings clarity to the often misunderstood concept of agents in AI by grounding them in established engineering principles rather than treating them as mysterious or elusive entities.Show highlights• Agents should be understood through the lens of the principal-agent relationship, with clear lines of accountability• True validation of AI systems means ensuring outcomes match intentions, not just optimizing loss functions• LLMs by themselves are "high-dimensional word calculators," not agents - agents are more complex systems with LLMs as components• Guardrails provide deterministic constraints ("musts" or "shalls") versus constitutional AI's softer guidance ("shoulds")• Systems engineering approaches from civil engineering and materials science offer valuable frameworks for AI development• Authority and accountability must align - people shouldn't be held responsible for systems they don't have authority to control• The transition from static input-output to closed-loop dynamical systems represents the shift toward truly agentic behavior• Robust agent systems require both exploration (lab work) and exploitation (hardened deployment) phases with different standardsExplore Dr. Zargham's workProtocols and Institutions (Feb 27, 2025)Comments Submitted by BlockScience, University of Washington APL Information Risk and Synthetic Intelligence Research Initiative (IRSIRI), Cognitive Security and Education Forum (COGSEC), and the Active Inference Institute (AII) to the Networking and Information Technology Research and Development National Coordination Office's Request for Comment on The Creation of a National Digital Twins R&D Strategic Plan NITRD-2024-13379 (Aug 8, 2024)What did you think? Let us know.Do you have a question or a discussion topic for the AI Fundamentalists? Connect with them to comment on your favorite topics: LinkedIn - Episode summaries, shares of cited articles, and more. YouTube - Was it something that we said? Good. Share your favorite quotes. Visit our page - see past episodes and submit your feedback! It continues to inspire future episodes.
After a robust 2025 NFL Draft class, what Arizona Cardinals will be released ahead? Does Will Johnson out of Michigan make Sean Murphy-Bunting expendable? Is Walter Nolen poised to start alongside Calais Campbell? How much pressure is Kyler Murray under after GM Monti Ossenfort did not add any Cards playmakers? Will Jonathan Gannon get the most out of rookie Cody Simon? Join Johnny Venerable and Bo Brack on Tuesday's PHNX Cardinals podcast! An ALLCITY Network Production SUBSCRIBE to our YouTube: https://bit.ly/phnx_youtube ALL THINGS PHNX: http://linktr.ee/phnxsports MERCH https://store.allcitynetwork.com/coll... ALLCITY Network, Inc. aka PHNX and PHNX Sports is in no way affiliated with or endorsed by the City of Phoenix PHNX Events: Get your tickets to PHNX events and takeovers here: https://gophnx.com/events/ ALLCITY — including us here at PHNX — is teaming up with Big Brothers Big Sisters of America for an exciting three-year partnership. To learn more, visit https://www.bbbs.org/allcity/ bet365: https://www.bet365.com/hub/en-us/app-... Use the code PHNX365 to sign up, deposit $10 and bet $5 to get $150 in bonus bets!Disclaimer: Must be 21+ and physically located in AZ. If you or someone you know has a gambling problem and wants help, call 1-800-NEXT-STEP, text NEXTSTEP to 53342 or visit https://problemgambling.az.gov/Circle K: Join Inner Circle for free by downloading the Circle K app today! Head to https://www.circlek.com/store-locator to find Circle Ks near you! DFCU: Show your Cardinals team spirit: Open a Free Checking account online and get an Arizona Cardinals VISA® Debit Card at https://www.DesertFinancial.com/cardi... Gametime: Download the Gametime app, create an account, and use code PHNX for $20 off your first purchase. Terms apply. Branded Bills: Use code PHNX at https://www.brandedbills.com/ for 20% off your first order! Monarch Money: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarchmoney.com/phnx When you shop through links in the description, we may earn affiliate commissions. Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing.
Robust job growth signals a strong economy, Biden aides come clean on President's decline, and Auburn basketball coach joins us to talk Final four and Israel hostages. Developing stories you need to know just in time for your drive home. Get the facts first on Morning Wire.Acorns: Join over 14 million all-time customers who have already saved and invested. Visit https://acorns.com/wire or download the Acorns app to get started.Old Glory Bank: Go to https://oldglorybank.com/wire today to open your account and put your money in the hands of people you can ACTUALLY trust.