Podcasts about robust

Jill and Tom open the show sharing news of a massive Jeep recall. Jeep has issued a "park-outside" warning for owners of many late-model Jeep Wranglers and Gladiators. Listen in for details. The hosts discuss Mitsubishi's new electric crossover, the Eclipse Sportback EV. Mitsubishi's first U.S.-market electric vehicle shares its basic architecture with the Nissan Leaf. Jill reviews the Mercedes-Benz E 53 Hybrid wagon. One of a waning number of true station wagons still offered in the U.S., the E 53 serves up power and tech, though exclusive pricing will keep the car a rare sight on U.S. roads. In the second segment, Jill and Tom welcome Automotive News' Larry Vellequette to the show. Larry talks about Toyota quality issues, the Gordie Howe Bridge, and surprisingly robust U.S. auto sales. Listen in for some great insights. In the last segment, Jill is subjected to Tom's "Who is that Guy?" quiz. The hosts wrap up the show with a quick take on Ferrari's first-ever electric vehicle, the controversial Luce. Check out the Car Stuff Podcast Facebook page for a picture of the Luce, and listen in for the price.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Peter Garretson sits down with Steve Kwast, Lt Gen, USAF (Ret.), PhD, Co-Founder and Chairman of SpaceBilt, Inc., to explore the infrastructure and logistics demands of an emerging Space Economy spanning Cislunar Space and beyond. During their discussion, they outline the strategic importance of space logistics to commerce and national security. They delve into the challenges and advantages of being a small company, and the impact of administration policies and executive orders. They assess the U.S. competitive position with respect to China and what's at stake. Gen. Kwast also shares insights from his work with Congress and the Administration. The episode closes with a look at the recent White House initiative on Space Nuclear power, and what steps can be taken now to move things in the right direction.

Members of Parliament have called on the Executive to implement robust measures to address flooding across the country

Robust, pflegeleicht und voller Vitamin C – Johannisbeeren sind perfekt für dich! Erfahre, warum diese Beeren jahrzehntelang verboten waren, welche Sorten es gibt und wie du eine üppige Ernte holst. Wir klären im lockeren Gespräch: Warum fallen die Beeren ab? Wie pflanzt man richtig? Und welcher Trick bringt dir super Ertrag auf kleiner Fläche? Plus: Bestäubungs-Geheimnis & Schnittanleitung.

Data from a government think tank shows that China's consumer spending sustained a steady recovery last month. In-store payments climbed 2.4 percent over a year ago in May. The data also reveals an industrial shift toward emerging and intelligent sectors.

Economic sectors including foreign trade, the retail industry and investment in technology maintained a steady and positive development momentum in May.

Richard Epstein examines the 14th Amendment's opening clause, distinguishing the robust rights of citizens from the conditional privileges of aliens. He argues that naturalization was historically a federal prerogative, noting that early statutes, influenced by Thomas Jefferson, included explicit racial exclusions for persons of African or Asian descent.18751

Jason England highlights three straight months of strong payroll growth with gains spreading beyond healthcare. Inflation remains sticky above the Fed's target, keeping pressure on rates and lifting bond yields. Stocks stay resilient, pushing to new highs despite geopolitical tensions.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Robust demand from pensions and insurance companies will support corporate debt through macroeconomic headwinds and record supply, according to Goldman Sachs. “Spreads are tight to the prewar levels when the facts on the ground have unquestionably become more challenging,” Amanda Lynam, Goldman’s chief credit strategist, tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Robert Schiffman in the latest Credit Edge podcast. “That is this uncomfortable tension that we have in the credit market,” Lynam says. “Sentiment around the yield-based buyer is really in the driver’s seat.” They also discuss the AI funding boom, private-credit risks, CCC underperformance and where to find value in structured products.See omnystudio.com/listener for privacy information.

Christian Bladt is joined by Cayley from Once Over with Cayley, Nasty Neal from Without Your Head and from Hughezy Entertainment, Adam "Hughezy" / "The H Man" Hughes to discuss the surprise box office success of both "Obsession" and "Backrooms" while a film like "The Mandalorian and Grogu" loses 70% of audience in its second weekend.

0:30 - Midterms 13:03 - Sheridan Gorman's parents at status hearing for their daughter's killer on sanctuary pols in IL 34:23 - Henry Nowak's father outside courthouse post-conviction of son's killer 51:47 - Menahem Merhavy, senior fellow at the Harry Truman Institute at the Hebrew University of Jerusalem, breaks down Why Iran’s regime did not collapse 01:04:29 - In-depth History with Frank from Arlington Heights 01:08:06 - Platner 01:20:47 - Pistols and Pilates 01:25:48 - Wirepoints founder Mark Glennon on what it would take to get a Spencer Pratt-like candidate in Chicago. 01:43:09 - Targeting speeders in NYC 02:06:29 - David Krueger, assistant professor in Robust, Reasoning, and Responsible AI at the University of Montreal and founder of Evitable, warns that the risks posed by artificial intelligence are real—and cannot be ignored. Follow David on X @DavidSKruegerSee omnystudio.com/listener for privacy information.

The economy was designed to serve life. At some point, it forgot. This article traces how that happened - through colonial extraction, currency manipulation, and centuries of treating the Earth as an inexhaustible resource - and more importantly, what is already being built in its place. It is also worth naming what is being built against it. Central Bank Digital Currencies (CBDC), digital identity systems, and the broader technocratic agenda advancing through institutions like the World Economic Forum represent a competing vision of the future - one where economic participation is surveilled, programmable, and ultimately controlled by the few. That is not a regenerative economy. It is the extractive economy in a new interface. The regenerative economy moves in the opposite direction: toward decentralization, sovereignty, reciprocity, and life. From Time Banks in New York to community currencies in Ecuador to worker cooperatives in Spain, it is not a future vision. It is a present reality, waiting to be joined. And while blockchain and regenerative finance are real and important parts of this picture, the regenerative economy is bigger than any single technology. It is a whole-systems redesign - cultural, spiritual, and practical - of how human beings relate to value, to each other, and to all living beings on Earth.A System Feature | Designed to ExtractA president steps up to the podium in Manila, praising the economic progress their country has fulfilled after, what many of us call “ the plandemic”. Outside the auditorium, a young mother carries her child on her hip, knocking on car windows at a red light, eyes down, asking for alms. The applause inside the hall doesn't reach her. It never does.The president says the currency has strengthened. That prices are coming down. Meanwhile, across the city, a farmer named Rodrigo is standing in the field he has worked for thirty years, calculating whether this harvest will cover the loan he took out before the last typhoon swept his crop away. It didn't. This is not an exception to the economic system. It is a feature of it. A reflection of a culture that does not care about those actually in need.Many nations measure their health through GDP - Gross Domestic Product - which essentially dictates whether or not an economy is “progressing.” It runs under one quiet assumption: that the Earth will keep giving. Indefinitely. Without asking anything in return. That before the calculations around supply, demand, and the balance of everything else, all the raw materials are already ideally supplied.The Earth is answering. Typhoons that once came once a generation now arrive like clockwork. Harvests that fed communities for centuries are failing across the Andes, the Sahel, the Mekong delta. The seasons that indigenous peoples read as living calendars have become erratic, unreliable, grieving. None of this is random. It is a response - accurate and proportional - to an economy built on the assumption that extraction has no cost.If we were truly “abundant” financially, we would not have billions of people at risk of starvation, homelessness, and other manifestations of neglect and poverty. The economy was supposed to serve all life. It has forgotten this. And in forgetting it, it has begun to abandon human life itself.The Story We InheritedMoney was supposed to be a promissory note for the gold reserves one actually held. The paper was a symbol - pointing at something real, something held in a vault somewhere, something that could be touched.Then the notes began circulating. And the longer they circulated, the more people forgot what they were pointing to. Eventually, the circulation gave rise to the idea of turning the notes into currency itself. The symbol became the standard. It became backed not by gold, but by story - a story so strong, so repeated, so programmed into every transaction of daily life, that we began to mistake it for the truth.We placed a middleman between ourselves and our needs. And somewhere along the way, we forgot we had done it. Perhaps, by design. Here is what the story never tells you: the gold itself did not arrive innocently.In 1302, Pope Boniface VIII issued Unam Sanctam, declaring papal authority supreme over all earthly power - making the Earth itself, philosophically, ownable. A century and a half later, that claim became economic policy. Dum Diversas (1452) authorized the enslavement of non-Christians across the globe. Romanus Pontifex (1455) granted Portugal the right to colonize and extract across Africa and the New World. Inter Caetera (1493) extended the same to Spain and the Americas.These were the founding economic legislation of the extractive world we live in - all cloaked in religious language.What followed was centuries of forced extraction. Economists Flynn and Giráldez have documented that colonial American silver - mined through indigenous forced labor in Potosí and across Peru and Mexico - became the standard monetary foundation of early global trade. The gold in the vault was never simply there. It was coercively taken.And then, on August 15, 1971, even that material trace was erased. President Nixon closed the gold window, ending the Bretton Woods system and severing the dollar's convertibility to gold. According to the Federal Reserve's own record, the international community was not consulted. From that moment, currency was backed by nothing but the authority of the government printing it.Knowing that we wrote ourselves into this story, we are now remembering that we can write ourselves out of it. Not only by writing new stories, but by reconnecting with stories that existed long before our current economic situation - stories that are still alive, still practiced, still remembered by the communities that never abandoned them.What Has Always WorkedBefore the conquest of certain nations to centralize power into their hands, other societies practiced more communal and regenerative ways of exchanging value. To them, considering other people and the Earth itself was not an ethical add-on. It was integral to the flourishing of their economies.Pre-colonial PhilippinesLong before the Spaniards arrived, the Philippine archipelago was a major hub in the maritime Silk Road - one of Asia's most active trade networks. Communities exchanged with Chinese, Japanese, Arab, and Indian traders at coastal ports and river settlements.The archipelagic geography made it impossible to consolidate wealth in any single place. Different tribes like the Maranao exchanged surplus agricultural produce, textiles, metalware, and forest products through robust barter systems built on kinship ties and alliances among polities. Value moved between two people who chose to relate. No middleman. Mutual trust was the economic infrastructure.Andean PeoplesThe Quechua people organized their economy around a relational foundation that lives in the language itself. Ayni - sacred reciprocity. Minka - collective community work. Randi-Randi - generalized reciprocity, the understanding that what circulates returns. All three connect to the broader principle of Sumak Kawsay: good living in right relationship with community, land, and the living world.Sumak Kawsay does not separate prosperity from the wellbeing of ecosystems. It understands them as one thing. This recognition runs so deep that Ecuador enshrined it as the central guiding principle for its national development in its 2008 constitution - the living legal inheritance of an ancient economy that knew how to stay.Haudenosaunee in North AmericaIn their 1981 formal statement to the United Nations, the Haudenosaunee Council of Chiefs articulated what their communities had practiced for centuries: that the earth was created for all to use, forever - not for the present generation to exhaust. Under their law, land is held by the women of each clan, who farm and care for it for the benefit of future generations.The Haudenosaunee saw land as a responsibility to be stewarded in trust. Anthropologist Kurt Jordan from Cornell University documented their economic practices and described them as “a reasonably sustainable, localized economy” even under intense external pressure. They had embodied communal stewardship long before theories about such things were written down.Southern Africa“I am because we are.”This is Ubuntu - the philosophy at the core of both social and economic life across Southern Africa. Communities in South Africa and Mozambique relied on mutual aid networks, intergenerational knowledge systems, and participatory rituals as practical economic infrastructure. These systems enhanced community cohesion and collective resilience precisely in the moments when extractive economies failed them. They understood, bone-deep, that no human being thrives in isolation.Diversity of Regen Economic SystemsMany communities across continents are actively rebuilding economic systems beyond the extractive model. The following are not theoretical. They are actively running. Hence, the more diversity of economic systems each person and community practices, the more abundant, unbreakable and independent we are from degenerative systems from governments and corporations that want to control it all. The Commons FoundationOne body of research forms the intellectual foundation for nearly all of them: the life's work of Elinor Ostrom, the first woman to receive the Nobel Prize in Economics. Ostrom spent decades documenting over 800 cases of communities successfully governing shared resources - in Switzerland, Kenya, Guatemala, Nepal, and beyond - without either privatization or state control.Her conclusion was simple and radical: communities do not inevitably destroy what they share. Given the right institutional design, they protect it and pass this duty to the next generation. And her eight design principles for successful commons governance - the framework that emerged from all that fieldwork - describe, as she herself acknowledged, the same governance systems that indigenous communities had been practicing for centuries.Her work is not a new idea. It is a confirmation of ancient ones.Regenerative Economics | Beyond ReFi - The Whole-Systems VisionWhen most people first encounter the term “regenerative economy,” they arrive through crypto. Through ReFi - regenerative finance - and the promise of blockchain as a tool for funding ecological restoration, decentralizing power, and making impact transparent. These are real contributions. They matter.But John Fullerton, founder of the Capital Institute and one of the most rigorous thinkers in this field, spent two decades on Wall Street before arriving at a different and more fundamental question: what if the entire framework of modern finance is running in conflict with how life actually works?Fullerton's work focuses on building an economic framework that supports the long-term health of people, communities, and the planet - not by tweaking the existing system, but by replacing its underlying logic. His core argument is that we are running our society in conflict with the patterns and principles that explain how life works.His answer is what he calls regenerative economics: eight principles drawn from living systems science that describe how healthy economies - like healthy ecosystems - actually function. Diversity. Balance. Circular flow. Robust circulation. Surplus financial capital, in his framework, needs to be recycled and regenerated into other forms of capital - natural, social, and cultural. Not hoarded nor extracted. Composted back into the living system that produced it.ReFi, in Fullerton's framing, is one tool within this larger architecture. Blockchain can decentralize power. Tokenized nature credits can make ecological value legible to markets. Community currencies can circulate value locally. But the technology is only as regenerative as the values underneath it. A crypto project built on extraction logic is still extraction, regardless of the chain it runs on.Regenerative economy is not a financial product. It is a civilizational shift - in how we measure wealth, in what we decide to protect, in whose voices count when decisions are made. ReFi is welcome in that shift. It is one current in a much larger river.Time BanksIn Jackson Heights, Queens, a retired nurse named Gloria hasn't touched the formal economy in months for the things that matter most to her. She spends three hours teaching English to a recent immigrant. Those hours become credits. She spends them on home repairs from a neighbor who knows carpentry. He spends his credits on childcare. The loop keeps moving.This is a Time Bank - a community exchange system built on one radical premise: everyone's time is worth the same. One hour of legal advice equals one hour of gardening equals one hour of emotional support. The hierarchy of market wages disappears. What remains is a web of people who need each other.Edgar Cahn, who developed Time Banking in the 1980s after surviving a near-fatal heart attack, called it “co-production” - the idea that the economy needs what the market can never price: care, community, civic participation, the work of raising children and holding elders. Time Banks make that invisible labor visible, and circulate it back into the community that produced it.Today there are over 500 Time Banks operating in more than 30 countries. Some have formalized into neighborhood institutions. Others run through apps. All of them rest on the same foundation the Quechua called Ayni - sacred reciprocity - translated into the language of modern urban life.Mondragon CorporationThe Mondragon Corporation in Spain's Basque region remains the most studied proof that democratic ownership functions at scale. Founded by six worker-owners in 1956, it now comprises 96 cooperatives employing over 70,000 people, with annual revenues exceeding €11 billion. Workers own the company collectively, vote on strategy at general assemblies, and operate under a constitutionally capped pay ratio of 6-to-1 between the highest and lowest earners.Traditional Dream FactoryIn a 25-hectare village in Alentejo, Portugal, Traditional Dream Factory is a living prototype of the self-sustaining regenerative community - blending collective ownership, ecological restoration, intentional community, and decentralized economy in one working place. They have raised over €1.25 million in total capital across 280+ token holders. Their 2026 build phase is completing co-living rooms, artist studios, a farm-to-table restaurant, a mushroom farm, and a biopool wellness space.AtreyuInvestment, as most of us have encountered it, prioritizes short-term financial returns above all else. Atreyu challenges this at the root by approaching investment through living systems principles and deep relational due diligence. They support their investees to ensure that both the enterprises and the ecosystems they steward realize their potential - together. They focus on early-stage businesses and actively encourage steward-ownership models that enshrine self-governance and purpose orientation.Muyu CoinOne of the first social coins in South America, Based in Ecuador - Muyu serves as an alternative exchange system rooted in community trust and an understanding of sacred economy. It protects the sovereignty of communities in their production, distribution, exchange, consumption, and post-consumption - keeping the loop of value inside the community rather than extracting it outward. It uses Cyclos, an enchrypted platform, a base.It first did an attempt to start in 2015, but not many people showed interest. It then came back very strong in 2020, due to the “plandemic”. People felt the need to have alternative ways to transact that was not controlled by limiting governments. Giving communities complete independence. Currently with over 150+ members who are exchanging goods and services in different nodes throughout the country. From food produce, clothing and art -to- car mechanic, dentists and school teachers serving to the community.Grassroots EconomicsFounded in Kenya, Grassroots Economics supports communities in building their own self-sustaining economies - even when national currency is scarce - through a model called Commitment Pooling.Consider Wanjiru, a vegetable seller in Mombasa's Bangla Pesa network. During a slow week when Kenyan shillings are tight, she issues a Community Asset Voucher - a commitment to provide vegetables - and deposits it into a communal pool. Her neighbor, a carpenter named Kamau, redeems it. He offers his own labor in return. The loop closes. Food reaches a family that needed it. A roof gets repaired. No national currency changes hands.This is not a workaround. It is a return to how value was always supposed to move.Since Grassroots Economics was established in 2010, they have supported 26,600 people across 290+ communities, issuing over 2,140 vouchers. Their protocol is inspired by indigenous Rotational Labor Associations similar to Kenya's mwethya and harambee traditions. It is open-source and blockchain-agnostic - meaning any community, anywhere, can deploy it.The Choice in Front of UsThese regenerative endeavors share one answer to the core assumption of the extractive economy: the economy does not need to extract in order to function. Value can circulate and regenerate rather than accumulate. Ecological health, community resilience, and the wellbeing of the next generations are not costs to minimize - they are the actual metrics that demonstrate economic success.The question is no longer whether it is possible. It is happening. The question is whether enough of us choose to participate in building it, and whether we remember our roles as stewards of the Earth that has always sustained us.We get to choose the future we want for ourselves, our children, and the seven generations that come after.Your Role in the Regenerative EconomyReading this is already a kind of remembering. The question that follows is simple: where do you begin?The regenerative economy is not waiting to be invented. It is waiting to be joined. Every one of the models described here started with a small group of people who decided to practice a different relationship with value - before it was proven, before it was popular, before it was funded.Here are real entry points, available now:Start with your immediate circle. Identify three skills or resources you have in excess - time, knowledge, food from a garden, tools sitting unused. Offer them. Ask for what you need in return. This is Ayni. It requires no platform, no signup, no permission.Relocalize your spending. Every dollar (fiat currency) that circulates inside a local economy multiplies its impact without leaving the community. Farmers markets, community-supported agriculture, local cooperatives, regenerative small businesses - these are not lifestyle choices. They are votes for a different system, cast weekly.Find or start a Time Bank in your area. hOurworld.org and TimeBanks.org maintain active directories. If nothing exists near you, starting one requires little more than a spreadsheet and a Telegram/Whatsapp group.Join a community working on this. It can be our Regenerative Leadership Community from www.regenerativeculture.life is one place. There are others - transition towns, ecovillages, commons networks - in most regions of the world. Find your people. The regenerative economy is, at its root, a relationship economy. It does not work alone.Learn the language. Permaculture design, commons governance, cooperative economics, sacred reciprocity - these are not abstract concepts. They are practical skills with deep traditions behind them. The more fluent you become, the more useful you are to the communities building this.The scale of what needs to change can feel paralyzing. It is not meant to. The models described in this article did not begin at scale. Mondragon began with six people. Grassroots Economics began in one neighborhood in Mombasa. The Quechua did not design Ayni for a movement - they designed it for a harvest.Start where you are. With what you have. With whoever is near you. That has always been enough to begin. It's not easy, but it is possible.Written by Gertie Farenas and Yoshi Pantera - 90% by us humans and 10% AI assisted.This Audio is recorded by a true voice - Yoshi PanteraThis article is part of the Regenerative Culture Chronicle - a publication exploring the ideas, practices, and communities building a world that benefits all life.Learn more at RegenerativeCulture.LifeThanks for reading Regenerative Culture Chronicle! This post is public so feel free to share it.Regenerative Culture Chronicle is a reader-supported publication. To receive new posts and support our work, consider becoming a free or paid subscriber. Thank you! Get full access to Regenerative Culture Chronicle at regenerativecultureworld.substack.com/subscribe

PayU Finance CEO Deepak Mendiratta explains how the company is reimagining SMB credit through embedded, data‑driven lending models that overcome long‑standing barriers like irregular cash flows, limited documentation, and the high cost of small‑ticket loans. PayU uses alternative credit evaluation based on UPI transactions, GST records, and behavioural insights, enabling more accurate underwriting. Its EDI—equated daily instalment—model aligns repayments with daily cash flows, reducing interest burden and stress for small businesses. Through deep integrations with platforms like PhonePe, Swiggy, and Meesho, PayU delivers frictionless, real‑time credit access. Robust risk management combines machine learning, daily repayment visibility, and short‑tenure loans, while ethical lending, transparency, and data protection remain core principles driving sustainable, inclusive credit growth.

This episode of The Exceptional Sales Leader Podcast features negotiation powerhouse Tim Castle. We delve into the ever-evolving realm of negotiation, shedding light on how classic principles mesh with today’s AI-driven environment. Listeners get an exclusive view into Tim's career trajectory from a budding negotiator in London to a global guru recognised for his acumen in sealing multimillion-dollar deals. As the conversation rolls on, Tim emphasises the importance of creating mutual value and steering away from traditional win-lose negotiation tactics. The conversation unveils critical insights into the current negotiation landscape. Technological advancements have altered negotiation dynamics, with AI playing a dual role by making data readily available and, at times, leading negotiators away from essential human interaction. Tim underlines the rise of the “hybrid negotiator,” who skilfully blends AI’s advantages with innate human skills such as empathy and storytelling, which remain irreplaceable. Robust themes around magnetic influence—the crux of Tim’s upcoming book—emerge, where creating emotional safety and trust become paramount in maintaining competitive advantage in modern negotiations. To connect with Tim, to find out more about what he does, as well as to grab a copy of his new book “Magnetic Influence”, go to: LinkedIn – https://www.linkedin.com/in/timcastle3/ Website – https://www.timjscastle.com/ The Negotiators Edge – https://www.thenegotiatorsedge.ai/ Book – https://www.timjscastle.com/books Podcast “The Tim Castle Show” – https://open.spotify.com/show/4ruUXzprKTqGwXXLP1jjVq YouTube – https://www.youtube.com/@TimCastle

Big discount on Martyn's tool for subscribers: https://www.algoadvantage.io/toolbox/Watch Part 1 first! https://youtu.be/Kxvp00VbLx0My detailed write up on Walk Forward Correlation Analysis: https://www.algoadvantage.io/podcast/053-martyn-tinsley-2/Martyn introduces Walk Forward Correlation (WFC) as a diagnostic for two problems that sit at the heart of systematic trading: over-fitting and structural edge. Traditional walk-forward analysis typically optimizes a strategy on an in-sample window, picks the “best” parameter set, then tests that one choice out-of-sample. Used the wrong way, there's a potential flaw here: one parameter set can look good out-of-sample purely by accident. That tells you very little about whether the underlying model is genuinely robust.Tinsley's move is simple, but useful. Instead of judging one selected point, he looks at all parameter combinations in the optimisation grid and asks a harder question: does strong in-sample performance tend to map to strong out-of-sample performance across the whole space? If yes, you may have something real. If no, you're probably flattering noise.Contents:0:00 Walk Forward Correlation Explained 4:22 Best Metrics for Strategy Selection9:27 Building a Combined Performance Metric13:05 Objective Functions and Walk Forward Tests17:30 In-Sample vs Out-of-Sample Validation22:28 Pre-Live Optimization for Live Trading25:14 Why Traditional Walk Forward Falls Short28:59 Walk Forward Correlation Method32:28 Measuring Predictive Power in Trading39:25 Reading Correlation Chart Scenarios41:48 Trade Counts and Statistical Significance45:52 Go/No-Go Gates for Robust Strategies51:03 Optimize Strategy Software Overview56:43 Final Thoughts for Systematic Traders

We examine the next phase of Uzbekistan's Islamic finance agenda, including regulator-driven ecosystem development, the integration of international Shariah and prudential standards, capacity-building priorities, and the active role of state-owned enterprises and corporates in establishing a sustainable industry foundation.Moderator:Alisher Djumanov, Managing Partner, AD WealthPanelists:Bakhrom Numonov, Council Chairman, Association of Islamic Finance & TakafulBashar Al-Natoor, Managing Director and Global Head of Islamic Finance, Fitch RatingsBekhruzbek Ochilov, Investment Banking Director, ALKESAssociate Professor Dr Gapur Oziev, Managing Director, IKIACADMYMukhtar Umarov, Chairman, Assembly of Economy of Uzbekistan

Robust er ordet. Nogle gange handler det bare om at tage sig sammen, for det er hårdt at bygge en virksomhed. Sådan lyder det fra panelet i Karriereklubben i denne uge, når vi bl.a. taler om at balancere baby og business. Derudover taler vi også om, hvordan man sætter farten ned, når virksomheden kører derudad, men man lever på en Red Bull, og hvordan man overvinder følelsen af at være pinlig, når man skal bygge sit brand op. Ugens gæster er: Elisa Lykke, pr-agent og forfatter Soulaima Gourani, iværksætter og investor. Selima Utsijeva, grundlægger og adm. direktør i Smooth. Vært: Caroline Rossmeisl Podcastredaktør: Kasper SøegaardSee omnystudio.com/listener for privacy information.

Jim McTague describes robust Memorial Day shopping in Lancaster County despite high gas prices. He warns that the economy sits in bubbles created by AI data centers and government spending. (5/16)1900 HOTEL RAMONA LA, THIRD AND SPRING

Focusing on U.S. leadership, Michael McFaul discusses the importance of "peace through strength" while maintaining robust alliances with fellow democracies. He critiques recent U.S. foreign policy for causing doubt among allies and urges a return to a values-based approach that supports dissidents like Jimmy Lai. McFaul warns of a "self-help alliance" between Russia, China, Iran, and North Korea, who cooperate to sustain their respective regimes. To counter this, he argues that the "small-D democrats" of the world must remain united and vocal about human rights. Supporting global liberty requires both military preparedness and moral clarity. (6/8)1900 BRUSSELS

Die Wall Street startet vor dem langen Wochenende freundlich in den Handelstag. Die wachsende Hoffnung auf eine diplomatische Lösung im Konflikt zwischen den USA und Iran sorgt für eine Entspannung bei Inflation und Ölpreisen, auch wenn weiterhin erhebliche Differenzen bestehen. Die Rendite der zehnjährigen US-Staatsanleihe fällt leicht auf 4,56 Prozent zurück. Eine Entspannung im Nahen Osten würde den Inflationsdruck abschwächen. Außerdem liefert die Berichtssaison der Wall Street weiterhin Rückenwind. Besonders stark fallen die Zahlen von Ross Stores aus. Der Einzelhändler schlägt die Erwartungen bei Umsatz, Gewinn und vergleichbaren Umsätzen deutlich und hebt die Jahresprognose klar an. Analysten sehen darin einen weiteren Beleg, dass preisbewusste Verbraucher verstärkt auf Discount Händler ausweichen. Ebenfalls positiv aufgenommen werden die Zahlen von Deckers Outdoor mit starker Nachfrage bei Hoka und Ugg sowie robusten Margen und einem deutlich ausgeweiteten Aktienrückkaufprogramm. Workday überzeugt mit besseren Margen, starkem Wachstum bei KI-Lösungen und soliden Auftragsbeständen. Der gesamte Software-Sektor dürfte von dieser Entwicklung vor dem Wochenende profitieren. Auch Zoom Communications profitiert von einer erfolgreichen Monetarisierung der KI-Produkte und hebt den Ausblick an. Im Fokus bleibt SpaceX nach dem eingereichten Börsenprospekt für den möglicherweise größten Börsengang der Geschichte. Gleichzeitig berichten Medien, dass OpenAI bereits heute vertraulich die Unterlagen für einen Börsengang einreichen könnte. Abonniere den Podcast, um keine Folge zu verpassen! ____ Folge uns, um auf dem Laufenden zu bleiben: • X: http://fal.cn/SQtwitter • LinkedIn: http://fal.cn/SQlinkedin • Instagram: http://fal.cn/SQInstagram

Die Welt ist weniger vorhersehbar als vor einigen Jahren – und die wirtschaftlichen Entwicklungen sind es genauso. Die Zahl der Restrukturierungen in Deutschland steigt, Mittelständler geraten in die Krise. Mit besserer Früherkennung und in Konsequenz den richtigen Maßnahmen, um resilienter zu werden, könnten die Unternehmen sich wappnen. Über §1 des StaRUG sind sie dazu sogar aktiv verpflichtet. In der Praxis scheitert die Krisenfrüherkennung noch zu oft, die Resilienz bleibt zu gering. In dieser Episode erklärt Restrukturierungsexperte Harald Kam, Mitglied der Geschäftsleitung bei Helbling Business Advisors, wie es besser geht und berichtet welche konkreten Maßnahmen das Monitoring und die Reaktionsfähigkeit erleichtern.

Fergal Leonard Director of Rentals with DNG Leonard & Heaslip Estate & Letting Agents, Galway city.

PREVIEW for Later Today: Kevin Frazier examines how AI tools like Mythos and GPT 5.5 reveal critical vulnerabilities in national infrastructure. He highlights U.S. Navy cyber weaknesses and emphasizes the urgent need for a robust national cybersecurity apparatus.JUME 1957

Robust, spirited, feisty, vigorous, unyielding, tempered, lively, compelling and intense are just some of the words you won't hear in this episode of Ruck 'n Roll, but several describe the nature of banter in this week's program. You might like to add inane, irrelevant, unprintable, insulting and nonsensical. No more words, time for some music. Our musical journey takes us to the Bermuda Triangle of Top 40 on board a 3XY chart from May of 1985. It has not aged well. Kevin Hillier, Mark Fine, Stephen J Peak, Ken Francis Post-production by Steve Visscher | Southern Skies Media for Howdy Partners Media | www.howdypartnersmedia.com.au/podcasts © 2026See omnystudio.com/listener for privacy information.

Our Global Head of Fixed Income Research Andrew Sheets explains the economic theory behind the unwavering spending on AI infrastructure.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley.Today, a uniquely price insensitive development.It's Monday, May 11th at 2pm in London.Elasticity is one of the first concepts that they teach in economics, and for good reason.It's the idea that our sensitivity to the price of something differs from item to item. If the price of pizza goes up, for example, you may decide to go out for burgers. But if the price for something essential, like electricity, or deeply desired, like tickets to see your favorite artist perform; well, if those go up a lot, you're probably going to complain, but also end up paying anyway.This latter category is what we would call inelastic. The demand for these items holds up even as the price increases, and maybe if the price increases quite a bit. And that is becoming very relevant as we all debate the AI build-out.It's not an exaggeration that the investment in AI, chips, power, and datacenters is at the center of many market conversations. It's supporting U.S. growth despite a sharp slowdown in job creation. It's supporting stock market earnings, even as uncertainty over the Iran conflict continues to percolate.Part of this importance is just the sheer size of this build-out. We estimate about $800 billion of investment by large U.S. technology companies this year, almost double their spending last year and triple their spending in 2024. But it's not just the size, it's the idea that this investment may happen almost whatever the cost.Specifically, we're looking at a desire by multiple large companies to build out large AI infrastructure all at the same time, and that's increased the price of these components. The copper needed to wire together that data center? Well, it's up about 40 percent in the last year. A gas turbine to power it? Up 50 percent. The memory to run it? It's up 150 to 300 percent over the last year alone. And yet, despite these extremely large price increases, the demand to build in AI has been accelerating.Our forecasts for 2026 spending have been consistently revised higher. And that $800 billion that we think is spent this year is set to be dwarfed by $1.1 trillion of estimated spending in 2027, based on the view of my Morgan Stanley colleagues.This idea of inelasticity or price insensitivity extends even to the costs of financing the spending. Debt costs for these companies have increased this year, and yet they continue to issue at a record pace.A quick aside as to why all this spending may be price insensitive or inelastic. AI is seen by these companies as, without exaggeration, maybe the most important technology in a decade. These companies have financial resources and the patience to wait it out, and they see gains to those who can figure out AI technology, even if the winner is not yet clear.The inelastic nature of the AI theme is a classic good news, bad news story. To the positive, it suggests real commitment to this technology and that spending won't easily be shaken by outside events. That should help buttress overall growth and should also support earnings this year – a core view of Mike Wilson and our U.S. equity strategy team.But there are also risks. It remains to be seen what returns can be generated from all of this historic investment. Robust demand for items, even as their price goes up, may cause those prices to increase even further. That's inflation happening at a time when core inflation measures are already well above the Federal Reserve's target. And if companies are less sensitive to the cost of their borrowing to fund AI, well, other companies could find their cost dragged wider in sympathy.We continue to expect record supply and modest widening in the U.S. corporate bond market.Thank you, as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And tell a friend or colleague about us today.

Martyn's process. Dealing with common trader pitfalls. Defining steps and methods for avoiding over-fitting."Opt My Strategy" the Robustness Testing Application built by Martyn Tinsley. Up to 25% off for Algo Advantage Subscribers!! https://www.algoadvantage.io/toolboxMartyn's paper on his new technique, "Walk Forward Correlation A Diagnostic for Over-Fitting and Structural Edge in Trading Strategy Optimisation": Our courses, community & toolbox: https://algoadvantage.ioContents:00:00 Introduction and Setup02:02 Martyn's Trading Journey12:07 Transition to Algorithmic Trading20:02 Common Pitfalls in Trading30:11 Developing Robust Trading Strategies31:55 Understanding Parameter Optimization and Performance Metrics39:43 The Impact of Economic News on Trading Strategies44:38 Identifying the True Edge of Trading Strategies52:05 Noise Reduction Techniques in Algorithmic Trading01:01:49 Research Phase vs. Optimization in Trading Strategies01:07:33 Reassessing Trading Strategies01:08:00 The Importance of Statistical Significance01:09:00 Understanding Sample Size in Trading01:10:00 Methodology for Backtesting Strategies01:11:59 The Role of Edge in Trading Strategies01:15:03 Randomness vs. Genuine Edge01:17:59 Long-Term Performance and Sample Size01:19:52 Confidence in Trading Results01:22:00 Increasing Sample Size for Better Results01:24:01 Testing Across Multiple Assets01:26:04 Optimizing Across Timeframes01:30:01 Generalizing Strategies Across Markets01:31:57 Diversification in Trading Strategies01:35:05 Final Thoughts on Strategy Optimization

PREVIEW for Later Today: Corporate Leaders Report Robust Consumer Spending. Guest: Gene Marks. CEOs from major companies like Amazon report a 15% retail increase, signaling strong consumer confidence. Marks notes that while surveys vary, actual spending data from big-box retailers remains the primary economic indicator.1910 FIFTH AVENUE

1/16: Liz Peek discusses the strong American economy, noting low unemployment and an AI-driven boom despite oil price spikes from the Iran war. While concerns about plummeted savings exist, record stock market highs and a robust labor market sustain growth. Peek also addresses political resistance to AI development.1920S JAPAN

It's another Throwback Thursday, and we're going to dip into the archives for one Rich's old "Monopolize Your Marketplace" Remodeler's Marketing Essentials Webinars… this one on the topic of not just Proximity Marketing… but what Rich calls "Super Robust Proximity Marketing." What's the difference? Well…. Regular proximity marketing calls for sending out a few postcards to the neighbors of your customers. Super Robust Proximity Marketing eats postcards for breakfast. It's a lot more involved, a lot more powerful…. And a lot more effective. Get all the details from Rich, right now.

Drafting ROBUST Running Back in 2026

7. Headline: The "K-Shaped" American Economy: War, AI, and Inflationary Pressures Guests: Alan Tonelson and Jim McTague Summary: Experts describe a robust but uneven American economy where defense spending and an AIinvestment bubble are stimulating manufacturing. While wealthy sectors thrive, high inflation and energy costs create a "K-shaped" recovery, raising concerns about social cohesion and the long-term sustainability of current growth. 71880 WIEN

Die Wall Street tendiert vorbörslich freundlich, mit einer klaren Outperformance des Nasdaq. Rückenwind kommt aus dem Tech-Sektor, gestützt durch starke Halbleiterzahlen und die anhaltende KI-Dynamik. Im Fokus steht heute auch die Fed-Entscheidung. Eine Zinspause gilt als sicher, wobei der Ausblick den Ton angeben dürfte. Hinweise darauf, dass sich das Zeitfenster für Zinssenkungen schließt, könnten die Märkte bremsen, zumal steigende Renditen und zunehmende Inflationssignale im Hintergrund bleiben. Auf der Unternehmensseite liefert die Berichtssaison erneut Rückenwind. Neben Visa, das weiterhin robuste Konsumausgaben signalisiert, überzeugen auch Starbucks mit starken vergleichbaren Umsätzen sowie Mondelez mit solidem Wachstum und stabilen Margen. Ein wichtiger Faktor bleibt der Ölpreis. Der jüngste Anstieg dürfte kurzfristig anhalten und den Energiesektor stützen, mit Potenzial für einen weiteren Anstieg von WTI in Richtung 108–110 US-Dollar. Mittelfristig erscheint die Bewegung jedoch weniger nachhaltig, da geopolitische Spannungen und mögliche Angebotsausweitungen durch die Emirate für Gegenwind sorgen könnten. Nach Börsenschluss richtet sich der Blick auf die Schwergewichte der Tech-Branche: Amazon, Alphabet, Meta und Microsoft stehen im Fokus, mit besonderer Aufmerksamkeit für die Entwicklung der KI-Investitionen und die Ausblicke. Ein Podcast - featured by Handelsblatt. ► Direkt an der Börse handeln mit tradegate.direct: https://bit.ly/wallstreet_april * ► Erhalte einen exklusiven 15% Rabatt auf Saily eSIM Datentarife! Lade die Saily-App herunter und benutze den Code wallstreet beim Bezahlen: https://saily.com/wallstreet * ► Entdecke den exklusiven NordVPN Deal! Jetzt risikofrei testen mit einer 30-Tage-Geld-zurück-Garantie: https://nordvpn.com/wallstreet * +++ Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/wallstreet_podcast +++ ► Mehr Einblicke: https://bit.ly/360wallstreetpc * Impressum: https://www.360wallstreet.de/impressum *Werbung

Embracing a Robust Life: Charlotte Mason Approach with Nicole Williams, Special Patreon Release   Psalm 24:1 (NIV) The earth is the Lord's, and everything in it, the world, and all who live in it;   *Transcription Below*   Questions and Topics We Discuss: Will you teach us what is meant by Charlotte's quote, "Education is the science of relations?" What are the unexpected benefits of living a life out of doors and delighting in nature, almost regardless of weather? What potential do you see in morning time, afternoons, and evenings?   Nicole Williams home educated her three children using Charlotte Mason's principles and methods for 18 years. She also taught four of her adopted siblings from middle school through graduation. Watching the feast of life-giving ideas restore her sibling's innate love of learning inspired her to dig deeper into Mason's philosophy of education and then to share her experiences with others. She does that now by co-hosting the podcast A Delectable Education, writing for SabbathMoodHomeschool.com, and teaching workshops. She is also the author of Living Science Study Guides, where she helps families and schools implement Charlotte Mason's natural way of teaching science. Nicole enjoys working in her garden, collecting living books, and hiking.   A Delectable Education Podcast Sabbath Mood Website   Thank You to Our Sponsors: Chick-fil-A East Peoria and The Savvy Sauce Charities (and donate online here)   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”   Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”   Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”   Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”   John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”   Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:08)   Laura Dugger: (0:09 - 1:54) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.   I want to say a huge thank you to today's sponsors for this episode: Chick-fil-A East Peoria and Savvy Sauce Charities.   Are you interested in a free college education for you or someone you know? Stay tuned for details coming later in this episode from today's sponsor, Chick-fil-A East Peoria. You can also visit their website today at Chick-fil-A.com forward slash East Peoria.   If you've been with us long, you know this podcast is only one piece of our nonprofit, which is the Savvy Sauce Charities. Don't miss out on our other resources. We have questions and content to inspire you to have your own practical chats for intentional living. And I also hope you don't miss out on the opportunity to financially support us through your tax-deductible donations. All this information can be found on our recently updated website, thesavvysauce.com.   This is part two of our Charlotte Mason-inspired miniseries. Emily Kaiser was the first guest to lay the foundation, and Nicole Williams is going to follow up today with more practical ideas for how we can implement this method into our own family lives, regardless of our schooling option. Here's our chat.   Welcome to The Savvy Sauce, Nicole.   Nicole Williams: (1:55 - 1:57) Thank you for having me. I'm excited to be here.   Laura Dugger: (1:57 - 2:04) Well, can you just start us off by sharing a little bit more about your own faith and educational background?   Nicole Williams: (2:06 - 5:28) Yes, I was not raised in a Christian home actually. And neither was my husband. In fact, we had the funniest conversation recently where we were talking about him going to church when he was a kid.   And I said, well, that was really nice of your parents to see value in that. He said, no, they were just trying to get us out of the house and make us into better kids. But they didn't go with them. So, neither one of us were Christians. And then both of us became believers before we got married. And it has been so fun to watch our children grow up as believers or in a believing home, that that was the atmosphere and how that differed from him and I and our trust in the Lord.   We, you know, both of us really knew he was there, but had no knowledge of him. And so that was really fun to see the difference there. We started homeschooling.   Really, I would say it was really based on fear. We wanted to protect our kids. And that was pretty much the underlying motivation.   And then I had fear of doing it. Can I possibly do this? And when my oldest child, who's four years older than the next one, I have three, when he was just about to start kindergarten, I went by myself and toured a local private school.   And my husband was so funny. He's like, honey, I know you can do this. Give it a try.   And I just am so grateful that I have his support that I always have. I know that that is not the story for a lot of people, that their husbands don't necessarily see the value and what they're trying to do. And so, I've always really appreciated that.   But I went to school and we moved and we moved and I transferred college and transferred college. And then I was pregnant and I went in and said, “What am I close to? How can I just finish this?   And I ended up with a math and science degree, which wasn't really what I was going for. I was really interested in biology. But it's funny how that led to this, that that wasn't really where I was headed.   But then I ended up in the science field. But I didn't learn about Charlotte Mason until my oldest was in third grade. Well, actually, he was just about to start the third grade.   And the box curriculum that I was using came in the mail. And I learned about Charlotte Mason and just all of a sudden that didn't suit anymore. It just fell flat.   This big idea that I was learning about. But at the same time, my mom and dad had had by then adopted nine children. They had two biological children.   And they asked me to homeschool their last three who were in fifth, sixth and seventh grade. So, I told her, well, I'm going to do this new thing. I don't understand what it is.   So, if you're okay with that, then I'll do it. And I think it actually turned out to be a huge blessing to me. And then my two little girls started school a couple years later.   And so, they were homeschooled using Charlotte Mason's methods all the way through school. And my youngest is going to graduate in May.   Laura Dugger: (5:29 - 6:02) Oh, my goodness. That's incredible. You are on the other side; you're going to have so much value to add to each of us who are in the thick of it.   Regardless of our choice of how to school. And in case anyone has missed the recent Savvy Sauce episode with your podcast co-host Emily Kaiser, that's where we laid the foundation for this philosophy. But now to build on that foundation, will you teach us what is meant by Charlotte's quote, education is the science of relations?   Nicole Williams: (6:03 - 10:34) Absolutely. When we give a child, Charlotte Mason called it the broad beast. It's just all these subjects that sometimes in the regular world we think of as extracurricular.   So, she didn't just have history. She wanted them to be learning the history of their own country, the history of their neighboring country, and ancient history all at the same time. They started the ancient history in fifth grade, but they continued this on all the way through.   In science, they were always learning biology, chemistry, physics, and earth science all the way through school, all the way through high school. And how many of us really got that? We usually had to take biology, maybe chemistry, and historic.   That was maxing out our requirements. She wanted them to have this all the way through (Art, art history, music, music history, singing, and folk songs).   There's just all of this stuff. She suggested that when we're giving them this broad beast, we're allowing them to have natural relations with a vast number of things and thought. She said that thought breeds thought.   Children familiar with great thoughts take as naturally to thinking for themselves as the well-nourished body takes to growing. We must bear in mind that growth, intellectual, moral, spiritual, is the sole end of education. And just stopping right there with an aside that how many people, much less children, do we know who can think about the major issues that we're faced with, the major issues in the church, in our country?   It is something that I feel like this whole question and answer, can you pass the test? Can you tell me what I want you to tell me? That is not serving our children and our culture and our country very well.   So, what we don't realize is how interconnected all of the pieces of this kind of a curriculum that she wants us to have this broad feast are. Then Mrs. Wicks, she's somebody who often wrote in kind of a magazine of sorts that went out to the parents of Charlotte Mason's curriculum users. And she said, when we remember that knowledge is truth, we know at once that no part of truth can be omitted without wrecking the whole.   Scripture, history, geography, botany and all the others are actually different facets of the same thing. And the longer we work from these wonderful programs, she means like the assigned to work that Charlotte Mason gave, the more we realize how well balanced they are, how satisfying to the hungry mind, how the subject is dovetail, how difficult it is to teach history only in history time, like the time of day, the lesson, how it will flow over into geography, literature or even into such unexpected channels as arithmetic or botany. So, the idea of the science of relations is actually the culmination of several things. There is this wealth of ideas presented to the child for them to think about.   And then they do their own work of their education, meaning that when we ask them to narrate back about a subject, they're telling us what they got out of it. But they're also kind of telling us how that relates to something else they know. So, these things are tying together.   So that is explained through something Charlotte Mason said she was telling of the small English boy of nine who lived in Japan. And he remarked to his mom, Isn't it fun, mother? All of these things, everything seems to fit into something else.   But Charlotte Mason pointed out the boy had not found out the whole secret. Everything fitted into something within himself. And so, the science of relations is talking about how everything fits into each other.   But we aren't doing it for the student. We're not creating unit studies where we say, oh, this is related to this and it's related to that. So, I'm going to pull those all together for the student.   We are letting those connections happen within themselves. And that helps memory. It helps understanding. It creates a full life.   It creates a person who knows about a lot of things and can relate to a lot of things and talk to a lot of people about whatever that person is interested in.   Laura Dugger: (10:35 - 11:02) And as you're describing this, this sounds so appealing. And like you said, it's a very robust philosophy. And yet I've heard someone say that Charlotte Mason's load was light.   Her burden was light. So, when you explain teaching your children all of these parts in homeschooling, were the lessons short enough that this did not feel overwhelming?   Nicole Williams: (11:03 - 13:16) It really is. And what we find is any time I'm doing a subject and it's too hard for the child, it's too hard for me to get through in the lesson time that she specified, it's too hard for us to understand what we're doing. Usually what I find is that we're doing it wrong.   She gave such bite sized pieces. Like, for instance, chemistry. When I am working out the science study guides that I write, I try to assign the same amount of work that she assigned.   And I'm using different books because I'm trying to use books that are more up to date with the information provided. But I still want them to have the same quality of a living book. But I will even count the words on a page and figure out, OK, if she is assigning six pages a day, there's this many words on a page.   How does that equate to what I'm assigning? What I often find is that a lesson that will be 30 or 40 minutes long, there will be 10 or 15 minutes worth of reading. And the other 15 minutes is allowing time for narrating or discussing the topic.   So sometimes we try to cram so much into our day or into our lesson times that she actually really felt like we should keep it small. These bite size amounts every day or every week. And then our mind is processing that information and working with it. Some people have done comparisons of what their kids get out of something if they read through a book fast or if they read through it slow. And so much more is gained from reading through it slow, having a time of narration, a time of discussion or using that to write an essay, say, or something like that. So, yeah, it seems like a burden because there's so many things.   But if we get in the habit of doing what she specified, it actually is light. And that switching subjects lightens it, too, because maybe you're doing a math lesson and it's hard and we're challenging ourselves and we're trying to figure out this puzzle. And then the next thing we do is sing a folk song.   You know, it just changes things up and makes us ready for maybe a history lesson after that.   Laura Dugger: (13:17 - 13:29) That's so helpful. And then getting really nitty gritty. Approximately how long would this be for an elementary age student, a junior high student and high schooler?   Nicole Williams: (13:29 - 15:24) Yeah. So, we always hear of Charlotte Mason, her short lessons people talk about. And in form one, which is the grades one through three in those first three years, they had lessons that were between 10 and 20 minutes.   Even their math lesson was only 20 minutes. And the whole point was she was trying to teach them to focus with all their might during that time. So, if we're going to read about history or a history tale is what they would have read at that time.   She wanted them to focus and listen and be able to narrate at the end of that. And if any of us have tried that, it's hard work. So, she was starting with these small amounts.   Then by the time they're in form two. So that's fourth, fifth and sixth grade. So upper elementary. They had longer lessons that went up to 30 minutes. So, the math lesson was 30 minutes at that time. Some of their history lessons were.   And then by the time they're in form three, which is middle school, seventh and eighth and up through high school, they had lessons that were more typically 30 to 40 minutes. So that doesn't seem like a short lesson to us. But the thing that we have to keep in mind is that she was building up their ability to attend closely through those years.   So, when they got up into a 40-minute science lesson in high school, they were supposed to be able to attend and pay close attention during that whole 40-minute lesson. And statistically, we know that that's not something that the adults of our day can do. Numbers have gone from a 30-minute attention span to 20-minutes here just in the last decade or so.   Thanks to social media and the switching that we're doing with our brain. So, what she was requiring of them actually appears to be really long lessons in high school. But we always talk about her short lessons.   Laura Dugger: (15:25 - 15:32) And then in high school, let's say how many of those lessons would you do on average per day?   Nicole Williams: (15:33 - 17:32) I would say six or eight lessons a day, but some of them are still short. Like for instance, they have a recitation lesson. By the time they're in high school, they're doing that on their own outside of school time.   But in middle school, they still have a 10-minute recitation lesson. They may have a 10-minute time of reading. So not all of the lessons are going to take 40 minutes.   And I also want to point out that in high school right now, many of the schools are changing to block systems. Where they are providing like an hour and 45 minutes to two hours for a single subject. So, say math.   First of all, who can pay attention to a subject that is often challenging for two hours like that? But then on top of that, they may do it in the fall semester, then not have math. Because the way they do it, these blocks, they would have like four classes a semester.   So maybe they would not have math at all in the spring. And then maybe the next year they're a sophomore and they don't have math in the fall, but they do in the spring. So, they've gone a full year with no math of any kind.   And now again, they have two-hour lessons. And then you compare that to what we can do in a homeschooling scenario. And this is what Charlotte Mason wanted us to do was every day, 30 minutes, every day, 30 minutes.   All the way through high school, every day of the week. And she actually had them doing algebra two days a week, geometry two days a week. And then continuing arithmetic, even maybe up into statistics, because some of these things they get done.   They go on to trigonometry or something in this session. But they are always getting that mental work every single day. Comparing those two things, you can see why this short lessons is valuable to just always be touching on a subject and challenging yourself in that way.   Laura Dugger: (17:32 - 17:59) There's another Charlotte Mason quote that I want to read where she says, “My object is to show that the chief function of the child, his business in the world during the first six or seven years of his life, is to find out all he can about whatever comes under his notice by means of his five senses. Nicole, how can we intentionally incorporate this idea?”   Nicole Williams: (18:00 - 22:09) So what she's talking about here is nature study, really. And we often think of nature study as just an extracurricular subject or, you know, something light. I actually my first introduction to Charlotte Mason, it was the nature study that drew me in.   But I know for a lot of people, it's the opposite. You know, they like, why do we have to do this nature study stuff? But she's also particularly talking about a very young child in this case.   So, what she tells us later in this quote is that the intellectual education of the young child should lie in the free exercise of perceptive power, because the first stages of mental effort are marked by the extreme activity of this power. So perceptive power, picking up details, paying attention long enough to pick up details. And furthermore, this little quote, it is about two sentences after the header.   Habit is ten natures, which is kind of a funny title. But habit is one of the three educational instruments that Charlotte Mason said that we were allowed as teachers, as parents were teaching our kids. She said we were only allowed three instruments of education.   That is the atmosphere of environment, the discipline of habit and the presentation of living ideas. So that's kind of a big thing. But what I want to point out is this idea of habits.   What we're doing when we are helping them in those first years to find out whatever comes under his notice is they're learning the habit of being attentive. And this is one of the habits of mind. She talks about habits of like our body and our mind, our intellectual habits, just habits like, you know, covering your cough or pushing in your chair.   But she talks about habits of mind when she talks about them. So, they're learning the habit of being attentive for more than a fraction of a second. She gives them a scenario where a child kind of runs by a daisy and the mom calls him back and says, “Oh, look closer. You know, this daisy closes its eye at night. So, it's like a day's eye because during the day it's open and at night it closes up.”   And for that moment, the mom is just drawing the child back to this little object lesson and helping them to look at it for just a couple more seconds than they were going to look at it on their own.   So, she's building that habit of attention and using their senses. They're also learning the habit of thinking when they're spending time in nature about what they've observed. You know, they're asking themselves, why does the daisy close at night?   And where's the bee going next? And how did the tree produce these flowers in spring? How does it know when it's time for the tree buds to open or the daffodils to bloom?   And so, they're learning the habit of thinking and they're learning the habit of imagining, which is another one of the habits of mind. Where does the tracks of this fox come from? Was it skulking around here last night?   What was he looking for and where was he going and learning to imagine? And they're learning the habit of remembering. They may see a bee and they saw a bee yesterday, but they remember that yesterday's bee had a black face and this one has a yellow face.   So, it must be a different one. And they're often narrating; we're asking them to tell us what they saw. And so, they're learning the habits of accuracy and truthfulness.   No, there wasn't a thousand bees, but there was a lot. How many? Maybe, maybe a hundred, you know, so they're learning to be accurate.   So, these habits that we're cultivating through nature study and object lessons in these very young age allow our children to make the most of living ideas when they're presented through their education. So, you know, we think it's nothing, but we're helping them when they start their reading lesson, when they start their math lesson. All of these habits of mind that we've been training through nature study are going to be able to be utilized in the child when they get to doing lessons like that.   Laura Dugger: (22:10 - 22:24) Well, that leads me to wonder, Nicole, from your perspective, what are the unexpected benefits of living a life out of doors and delighting in nature, almost regardless of weather?   Nicole Williams: (22:24 - 27:31) OK, I've just started reading the book. There's no such thing as bad weather. And she even chuckles in there.   She's from Sweden and she says that there is a poll done in Sweden where they ask people because they are like they have outdoor kindergarten. Like every day is outdoor the whole-time kindergarten in Sweden, you know. And she said all they could say is it's good for you.   And it truly is good for us. It's good for us mentally and it's good for us physically. On the mental note, Charlotte Mason talked about how we can recall something that we've seen, and it gives us a level of peace when we're kind of in our busy lives.   So, she had the children do something called picture painting, which was actually just a mental exercise with maybe mom and child would be standing at the edge of a pond and they would make a mental picture of that pond. And the mom could help by pointing out things like the reflection of trees on the lake or something like that to help them get a more full picture. But the idea was these pictures of natural places they had experienced and been to would be with them always.   And they could kind of reflect on them anytime they needed a peaceful moment. There's also studies that show that if students spend time in nature before they take a big test, they do better on the test. And interestingly, those tests were side by side with people who spent time in nature or people who spent time like walking down a busy street.   And the mental piece that came from walking solely in nature versus walking on a busy street where your mind is keeping track of the cars and the people and things like that, that's not restful. And the restfulness of walking in nature allowed kind of their brain to regroup and they did better on a test after that. That was a test that was mentioned in Last Child in the Woods, which is an excellent book.   And if you think you know all the reasons why nature is valuable and important, that book has so much more to say than you ever thought. Also, one of the things that happens is the child's sense of beauty grows. I do a whole hour-long talk on the importance of this and how we miss it.   My husband and I went away for just three nights here recently. And each morning he would go out and fish and he would come back. And the last day he said, the daffodils have bloomed since we've been here. And I said, “No, are you talking about it like the big curve in the road?” He said, “Yeah.” And I said, “Those were bloomed when we got here.”   And he just he was really focused on the river and the fish, and he'd missed it every day. And we do this when I do my talk. I actually show this little video or something really large and interesting shows up in the screen.   And every single time, 50 percent of the people don't see it. And when we think about the importance of seeing beauty around us, it's God's world. It's the beauty that he has given us to kind of encourage us and build us up and remind us of what purity looks like.   And if we don't see it at all, because we're just really honed in on our life and our schedule and the next thing we've got to get to, that's just a huge loss. So, on that note, it could lead to a greater reverence and a fuller appreciation of God. There's so much that God reveals to us through nature and we have to be able to see it in order to appreciate that.   And then, like I talked about before, it's the natural way people, young children, older people to learn. So, if they spend time in nature and they're able to, say, discern that black faced bee from the yellow faced bee. Then when we're asking them to look at the letter B versus D and there is just such a small difference between the two, they are more attentive and discerning to little details.   And then finally, my favorite one is that it lays the foundation for science. I would even say it really is science. People want to skip this and just go to the book, Work of Science.   But also, in Lash Out of the Woods, Richard quotes a man who is Stanford University School of Medicine professor. And he points out that it's alarming to teach these doctors how the heart works as a pump because they've never done anything that shows the physics of this. They've never, I think he says, like worked a garden hose or worked on a car, siphoned something.   All of these direct experiences in the backyard, they've missed those. And so, they're being trained them by rote memory, but they have no experience with the physics of the way the world works. So, it really is science also.   Laura Dugger: (27:32 - 27:44) That's incredible. And I'm hearing such a mystery involved as well. We don't know all that God is up to being outdoors and what he created, but there's so much learning taking place.   Nicole Williams: (27:44 - 27:45) Absolutely.   Laura Dugger: (27:47 - 33:22) And now a brief message from our sponsor.   Did you know you can go to college tuition free just by being a team member at Chick-fil-A East Peoria? Yes, you heard that right. Free college education. All Chick-fil-A East Peoria team members in good standing are immediately eligible for a free college education through Point University. 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And if you aren't located near Chick-fil-A East Peoria, make sure you check with your local Chick-fil-A restaurant to see if they also participate in the Elevate program with Point University. Thanks for your sponsorship.   Are you utilizing Savvy Sauce Charities to full capacity? Other than our Special Patreon Release episodes, our content is now available in video form in addition to our audio only. And we have written transcriptions for every episode.   Visit our website today, thesavvysauce.com, to access all these forms of interviews. And while you're there, make sure you sign up for our email list to receive encouragement, questions, and recommended resources about once a month to promote your own practical chats for intentional living. I also want to remind you about the financial side of Savvy Sauce Charities.   As you know, we recently became a non-profit, which means all your financial support is now tax deductible. 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We are so grateful for any amount, and our team will continue to seek to be good stewards of the gifts offered to us. So, if you want to write a check or set up an ongoing payment with your bank that delivers a check to us each month, this is the most beneficial way to give because no percentages are taken out for processing fees.   You can make your checkout to Savvy Sauce Charities at P.O. Box 101, Roanoke, Illinois, 61561. Additionally, with our new website, we now have a donate button. There are processing fees that we cover for these donations, but we wanted to offer listeners a seamless way to share their finances with us when we share our content with them. So just visit thesavvysauce.com and find the donate page under the tab support. Another way to find it is simply type in donate to the search bar on our website and just click the first picture shown. We are all about sharing around here, sharing resources, sharing joy, and sharing the good news about Jesus Christ.   We ask that you also will share by sharing financially, sharing The Savvy Sauce podcast episodes, and sharing a five-star rating and review. You can also share any of our social media posts on Instagram or Facebook. We are grateful for all of it, and we just love partnering together with you.   Now, back to the show.   Well, Nicole, you mentioned that your specialty is science, and when I think of your website, it has the name Sabbath in the title. So how do you weave these two together in your life?   Nicole Williams: (33:23 - 37:23) Yeah. So, I started a blog immediately after hearing a Wendell Berry poem, and that's how I named my blog. So, it was named before I started doing science curriculum.   But if you don't mind, I'd love to read the poem to you. It's beautiful. It's short.   Yeah, please do.   He says, “Whatever is foreseen in joy must be lived out from day to day. Vision is held open in the dark by our ten thousand days of work. The hand must ache, the face must sweat, and yet no leaf or grain is filled by work of ours. The field is tilled and left to grace. That we may reap great work is done while we're asleep.”   When we work well, a Sabbath mood rests on our day and finds it good. And that just had such a powerful impact on me because I realized as homeschool families, and Charlotte Mason made this very, very clear, we are presenting all of the feasts to our children, but we don't know what they're going to be interested in, what they're going to have an aptitude for, learning disabilities or challenges they may have, or places where they will excel and go above and beyond in a subject. We don't know those things.   We are working in cooperation with the Holy Spirit by sitting down every day and doing the lessons that are part of our schedule for that day. And what becomes of that within our child is up to the Lord. And that is hard for us because we have a lot to prove, or we think we do, to our neighbors, to our in-laws, to the local school, if we are having to school under some kind of an umbrella system in our state.   If we have children who have any kind of delays or special needs, we feel like we have even more to prove. And what Charlotte Mason wanted us to do was just present this information and let it take root in the child the way it would, because she said that they had a natural desire to learn. When they don't, it's because we've actually done something to destroy it.   They have a natural desire and ability to learn the types of things that we're putting before them. So, there's a lot of faith that goes into what we're doing. And frankly, there's a lot of faith that goes into a teacher in a classroom.   It's not any different. It's just that we will have a whole lot more peace in our life if we acknowledge that that's how it is, that we're not in charge here, that God is. So that is how my blog got its name.   And then science fell into that. And I feel like it's the same. It really just everything falls under that category for me, that our children are due the material that we're offering them.   And it's not within our right to hold back pieces and parts of it because maybe it's hard for us. For instance, physics. A lot of parents did not take physics in school because it was so math based in school.   But I was just talking to you about how physics is their love that God gave us. They are in nature everywhere we see. So, to kind of put blinders on and pretend like it's not there, that's not right.   It's a subject that's due to our child, whether they can handle the math or not. And so, through my curriculum, I actually have the math as optional. And I say optional, but it's not optional to the students.   It's optional because if a student can't do the math, they still have the ability to do the course and learn about the laws that God's given us. So, I don't know if that answers your question or not.   Laura Dugger: (37:23 - 37:44) I love how you explain things. And I think it's helpful that we've covered an overview of your chosen method of homeschooling. But I'd also like to know some more specific rhythms.   And so, what potential do you see in morning time, afternoons, and evenings?   Nicole Williams: (37:46 - 44:32) Yeah, I feel even more strongly about this stuff now that I'm not homeschooling because I really began to follow Charlotte Mason's ideas for her schedule. And it wasn't just the school schedule. She had kind of a whole day schedule for the kids.   She wanted them to start lessons at around nine, eight or nine. And, of course, these things are flexible. I don't want to make it sound like it's a legalistic thing, but she wanted them to start school around nine.   And then depending on their age, school stopped after two and a half to four hours. Two and a half for the youngest children, four hours for the oldest. And she had different amounts established for the different ages.   And the reason that it was kind of short like that is because she felt like twofold. One, their attention was going to be greater on their subjects if we kept their school day shorter. And she packs a lot in there.   So, there is this feeling of like the big deep breath after school is over because we've worked hard during that time, especially if you have kids, multiple kids in different age ranges. But then because after school she wanted them to have time for free play and just literally running mostly outside games, climbing trees, collecting wildflowers, doing things like that. And we know whether we want to acknowledge it or not, we know how important this free time is to kids.   For one thing, when they are playing outside, how many times have we seen our kids playing a game that is related to what we've been reading in history or tapping into whatever their science was? You know, maybe they're studying insects and now they're out there collecting them. So, there is this thing that happens in their brain.   It's like when we go to sleep after reading a book and mulling over a big question and then we wake up in the morning and we have our answer. Our brains do work in the background when we are not busy trying to shove things in. But this doesn't happen when we're playing video games or watching TV.   Our brains really check out at that. So, we have to have a play time for the kids or free time. And then she called them back just before what she called tea time.   And it really is like our dinner time an hour before then. And everybody did what she called occupations. And this was handicrafts.   And maybe your child plays the piano and they need to practice every day making entries in their book of centuries, which is kind of a history timeline kind of book, their nature notebook, things like that. So, there is this block of time before dinner. And by the way, some chores and things like that and then dinner.   And so that kind of leaves the before school in the morning and the after dinner to like leisure time, chore time, maybe getting meals cooked and things like that. Well, I started following her schedule pretty closely during my time homeschooling. I didn't really pick up on her schedule until kind of about halfway through my homeschooling journey.   But little by little, I understood more what she was saying to do and really implemented it. Well, then when I was done homeschooling, I still had one, but she was very independent. My life seems to kind of go off the rails.   I was struggling. I just could not get anything done. It felt like I was doing so much.   And I don't know. I just I can't even really quite explain it. But I was super overwhelmed with the work that I do.   I wasn't getting dinner made. And at some point I realized that all of that really somewhat rigid schedule that we had fallen into over the years was such a piece to my life. I am not a person who likes a schedule.   I actually just really want to be left alone. Whatever the day brings that I want to do, I want to do it. I am not a person who keeps a list of what they're going to do every day of the week and stuff like that.   It's just not a comfortable place to me. But what I found when all of that was taken away is that the comfort and the peace that came with those routines was gone. And so, I look back and I just have to say that is that is the potential in those things and having a time for all of the things.   So, I eventually had one day a week that I would accept, you know, doctor's appointments when I started homeschooling. If they wanted me to go to the dentist at, you know, 10 in the morning because I'm flexible, I'm a homeschooler. I would go do that and totally wreck our whole school day.   And then there came a time where I said, no, we only do appointments on Wednesday afternoons. And maybe I had a backup thing if it happened. That was the doctor's day off or something like that.   But if I had to wait five weeks for an appointment, that's what I did. Unless it was an emergency, of course. But I really landed on a pretty rigid outline.   Now, we have things happen. We moved in the middle of the school year like five times. We remodeled the house.   I lost my mom. I cared for my grandma at the end of her life. Things happen.   So, I'm not suggesting that this is like a very rigid thing, but we have to have something to aim at. And when we do and we know nine o'clock, I'm going to have my mom butt in my chair. And I expect everybody else to be there, too, because this is my job.   And there are other people who can educate my kids, and the bell will ring and it starts on time. So, if I'm going to take on this role in my life, I need to be accountable to my children, to my husband, to myself to make this a priority. And when I started having a little bit more of that attitude.   There came peace. It's just like our life under the law of the board. The rules he gives us allows us to have peace in our life.   And when we establish some of those for ourselves, it can bring peace, too. So, there's definitely potential in having kind of blocks of your day. This is what we do now. This is what we do this day of the week. That kind of thing. And everybody gets on board with it, too.   We take a nature walk on Friday. Everybody knows it. Everybody looks forward to it. And everybody holds me accountable to it. That kind of thing.   Laura Dugger: (44:33 - 44:49) That is so helpful to hear. And really, even during those especially trying seasons, it seemed like this self-disciplined intentionality with which you lived life, that that really brought in freedom kind of unexpectedly.   Nicole Williams: (44:50 - 45:25) It really did. In fact, towards the end of homeschooling, I found that my business was growing, and I felt like I had so much to do there. But when I sat down to do lessons with my kids, there was never more scheduled for that day's series of lessons than we could do during that time.   So, there was never this feeling of being behind or being rushed or trial. It was just like; this is what we're going to do today. And it gave great peace.   It really did. It took a long time for me to get to that place. I hope other people can get there faster than me.   Laura Dugger: (45:26 - 45:42) But even to hear about your journey, if you said the longest school days, I'm assuming even as they got older, it was about four hours to get everything done. So then by one o'clock in the afternoon, is that when you would do your work?   Nicole Williams: (45:42 - 47:49) It is. And so, at that point, they were older. What I found is that when we do our lessons with our kids in that kind of intense way, like we've got four hours, we're doing them.   And my kids, of course, at that age, they were both the last two were in high school. You know, one might be on one couch, one on the other. I'm in the chair and I do something with one of them and then maybe the other.   Then we're both doing. So, they're not like going off. They were there. We were all. And maybe I had a period of time to myself that I could use for planning, you know, a half hour.   They're both reading their history. I'm going to plan for, you know, tomorrow's lesson or something like that. So, there was some let up there. It is different when you have like two children who are learning to read.   You know, there is a lot more challenge than that. I used to say when they were younger that I felt like an air traffic controller and the intensity of that time of me getting from this child's lesson to that child's lesson. Now I've got to hear a narration.   We really had to be very orderly about it, or it wasn't going to get done. But when it was done, the kids wanted to go off and play. They weren't going to hang on me because they'd had a lot of really good quality time with me.   So, they were ready to go play. And that gave me like, OK, redirect, you know, have a break. I would do some work.   Often I made lunch and cooked dinner at the same time after school lesson. And then that was done and put aside. And then later I did have a child who got into ballet and spent like four hours some nights in ballet.   And then that's when I kind of did my work. You will never, ever hear me recommend to a homeschooling mom to take on work. It is hugely challenging to homeschool your kids, take care of your home and do any kind of outside work.   You really, it's hard just to do the basics. It's really hard when you have to throw some number of hours every day of work in there, too.   Laura Dugger: (47:49 - 48:02) And yet it sounds like God did call you to this work and you've participated well and you've ordered your life in this way. He's provided the grace to make this all happen.   Nicole Williams: (48:03 - 49:30) He has. I'd say one of the big things that I have taken away from all this is when you have times in your day where, you know, this is when I do school. This is when I cook dinner. This is when I do my morning chores. I will be home these days of the week. I won't go out of the house.   When you order your life in that way and you get called to do something like take care of my elderly grandma, you have room in your life to do that kind of thing. My grandma only lived a short distance from me. It took me like five minutes to get to her house.   But I would go every night, and I would take her dinner, and I'd sit with her for another hour or so and then I would put her to bed at night. Well, there were times in my life where I ran myself so hard that I could have never done that for her. So sometimes when we feel like we have a little extra time, we may take up knitting or, you know, read a book.   Do something that is edifying and building you up because you don't know what the Lord is going to call you to do in your life. And when we pack out every minute of every day, we're not really allowing him to call us into helping another person or do something that he's calling us to do. So that's my little soapbox.   Laura Dugger: (49:30 - 49:56) Yes, that is rightfully convicting. I think of a local woman here, Marsha Cook, who said margin makes me kinder. And so, I think that's worth pursuing.   But I am grateful that you work because you do a lot of good work and you have so much available. Can you just share a little bit more about your work and where we can go after this chat to learn more from you?   Nicole Williams: (49:57 - 53:15) Sure. My website is Sabbath Mood Homeschool, again, named after Brindleberry's poem. And there you will find just a lot of blog posts over many, many years.   You also find my living science curriculum there that is based entirely on how Charlotte Mason did it. So, I take no pride in my idea because it isn't my idea. I am literally just trying to basically do lesson planning for the parent.   You know, what experiment goes with this reading this week? What other resource like a current event or maybe a video would help to support this information? Just trying to take that work that the parent would need to do to prepare for that lesson and do it for them so that I have that there.   And in the last couple of years, I started making nature videos, too, to help people along with nature study. Charlotte Mason felt that it was best for the parent to learn about nature so that they could then help their kids along. So, I have videos about the different categories of flowers and birds and trees through the seasons and what to watch for.   And there's just a lot of things that like, you know, lots of people don't know that the buds on bushes and trees that form the flowers and the leaf buds are often formed in the fall. And they're there all winter long and we can look for them. So, things like that.   So, I have that there. And then I also have a newsletter that you can sign up for there. That is kind of random, both in how often it comes out and in what I include.   But I include things like, you know, the books I've read in a year and if there's a special coming up or sometimes just encouragement to something that maybe I'm thinking about at the time regarding how we spend our time or something like that. And then I'm also the co-host of a delectable education. And you've interviewed Emily and I think Liz comes next.   Right. Is that how it goes? That's correct.   All right. And the three of us together have the podcast of delectable education. And we're just finishing up our ninth season right now.   So, we have episodes on every subject of a Charlotte Mason education. Like, how do we do history? What in the world is Sulfa?   And what do we do? But then we also just have a lot of episodes just, you know, encouraging the homeschool family how to do this, what to do with afternoon times, things like that. And we put on a virtual conference every year called ADE at home.   And that is in February. And it was kind of born out of the delays of 2020, you know, but no conferences could happen. But we found that it has been a beautiful way to utilize students doing their lessons.   And so, when people watch, they're watching a family do a lesson before them, which we can never do at an in-person conference. So that has been incredible. We've gotten really good feedback on that.   So, we've continued doing it. That's about it. That's everything I think.   Laura Dugger: (53:16 - 53:40) So much on your plate, but we will link to all of that in the show notes for today's episode in case anyone wants to follow up and study further. And Nicole, you may know that we're called the Savvy Sauce because savvy is synonymous with discernment or practical knowledge. And we would love to hear your practical life tips.   So as my final question for you today, what is your savvy sauce?   Nicole Williams: (53:42 - 54:45) Well, I would just have to say in a sentence is making a schedule and sticking to it. As much as I say that you have you have to picture me kicking and screaming on the floor like a two-year-old because I don't like to do it. But flexibility is fun, but it's not actually going to get the important things done in our life.   And we are responsible people who have integrity. And we know there are things that we must get done. And that's the only way that I know how to do it.   But I sometimes think of life creeping in. I have this mental picture of being in the front of a concert and people pushing and pushing. And if you go down, you're going to get trampled and maybe killed.   And I feel like that is how life is. It is always trying to creep in and push in on us. And we have to guard our life, our kids' school schedule, our kids' play time.   We have to guard that seriously because it's very, very important. So that's it. Make a schedule and stick to it.   Laura Dugger: (54:45 - 54:59) That is so good. And, Nicole, you just have such a warm and welcoming personality and a very calming presence. I really enjoyed this opportunity to get to interview you.   So, thank you for being my guest.   Nicole Williams: (55:00 - 55:18) Thank you so much. I wish the best of luck to all of your listeners. And I know this is a hard thing we've taken on.   It is not easy. But it is such a value. There's going to be fruits in their life throughout their whole life because of the time that you're devoting to them now.   Laura Dugger: (55:20 - 58:36) Thank you for that encouragement.   One more thing before you go, have you heard the term gospel before? It simply means good news. And I want to share the best news with you, but it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there's absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior, but God loved us so much. He made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life. We could never live and died in our place for our sin.   This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus. We can be covered and justified through the work Jesus finished. If we choose to receive what he has done for us, Romans 10:9 says, “that if you confess with your mouth, Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.”   So, you pray with me now. Heavenly father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you.   Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life? We trust you to work and change lives now for eternity. In Jesus name we pray.   Amen. If you prayed that prayer, you are declaring him for me. So, me for him, you get the opportunity to live your life for him.   And at this podcast, we're called The Savvy Sauce for a reason. We want to give you practical tools to implement the knowledge you have learned. So, you're ready to get started.   First, tell someone, say it out loud, get a Bible. The first day I made this decision, my parents took me to Barnes and Noble and let me choose my own Bible. I selected the Quest NIV Bible and I love it.   You can start by reading the book of John. Also get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ. I'm assuming they will be thrilled to talk with you about further steps such as going to church and getting connected to other believers to encourage you.   We want to celebrate with you too. So, feel free to leave a comment for us here. If you did make a decision to follow Christ, we also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “in the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

China's economic growth accelerated to 5 percent in the first quarter of 2026 despite mounting external uncertainties, underscoring that the resilience of the world's second-largest economy is underpinned by its vast domestic market, officials and experts said on Thursday.Domestic demand contributed more than four-fifths of GDP growth, they said, with investment returning to positive growth and inflation picking up — a trend expected to anchor steady economic expansion in the coming months.However, analysts cautioned that the recovery in domestic demand may not yet be on firm footing, given the slowdown in household income growth and continued pressures from elevated international energy costs, highlighting the need for ramping up targeted policy support.China's GDP came in at 33.42 trillion yuan ($4.9 trillion) in the first quarter, growing 5 percent year-on-year in real terms and 0.5 percentage point faster than the fourth quarter of 2025, the National Bureau of Statistics said on Thursday."The Chinese economy got off to a good start, with main macroeconomic indicators improving and new growth drivers expanding rapidly," said Mao Shengyong, deputy head of the NBS, adding that the economy is well-positioned to maintain steady growth in the coming period.Beating market expectations, first-quarter growth was supported by improving domestic demand and resilient export growth. Retail sales, a key gauge of consumption, grew 2.4 percent year-on-year, up 0.7 percentage point from the previous quarter, the NBS said.Fixed-asset investment rose 1.7 percent year-on-year during the first quarter, reversing a 3.8 percent decline in 2025, as infrastructure spending strengthened and manufacturing investment accelerated, while the contraction in property development investment narrowed.In total, consumption and investment accounted for 84.7 percent of first-quarter GDP growth, up nearly 30 percentage points year-on-year, the bureau said, pointing to a continued shift toward a growth model driven by domestic demand.Technological and industrial innovation also provided strong support. High-tech manufacturing contributed 32.6 percent of overall industrial output growth, which is up 6.1 percent year-on-year, 1.1 percentage points faster than in the fourth quarter of 2025.Inflation has picked up as demand strengthened. Figures calculated by Japanese investment bank Nomura show that China's GDP deflator — a broad measure of price levels — improved from — 0.6 percent in the previous quarter to — 0.1 percent in the first quarter, the highest in three years."China's reflation has transitioned from hope or expectation to reality," said Xiong Yi, Deutsche Bank's chief economist for China.This trend could improve Chinese corporates' revenue and profitability and further support the recovery of investment and household income, Xiong said, with the bank upgrading the forecast for China's 2026 real GDP growth to 4.9 percent.Solid economic performance has provided support for China's stock market, with the ChiNext Index surging 3.17 percent to close at 3,626.27 points on Thursday, an 11-year high.Junjie Watkins, equity partner at Pictet Group, a Swiss financial services company, said the Chinese market offers "a degree of certainty in an otherwise uncertain environment", underpinned by its long-term development planning, improving earnings revisions and attractive valuations.Improving sentiment is also reflected in foreign direct investment trends. A report released by US consulting firm Kearney showed that China climbed two places to rank fourth globally in the firm's 2026 FDI Confidence Index, with China's leadership in artificial intelligence and its vast domestic market as key sources of appeal.Given that the first-quarter growth has laid the foundation for achieving China's annual GDP target of 4.5 to 5 percent, analysts said the likelihood of launching significant easing measures such as interest rate cuts is low in the near term, especially as rising international oil prices continue to feed through into the domestic market.However, targeted support measures may still be needed. "The external environment is becoming more complex and volatile, while the domestic imbalance between strong supply and weak demand is still acute," said Mao from the NBS, calling for more proactive and effective macro policies in the next phase.Tao Chuan, chief economist at Guolian Minsheng Securities, said that policymakers should guard against potential pressures on consumption, as the tapering of consumer goods trade-in subsidies, combined with higher energy prices, may weigh on consumption growth.Retail sales rose 1.7 percent year-on-year in March, down from 2.8 percent in the January-February period, the NBS said, while per capita disposable income grew 4 percent year-on-year in real terms during the first quarter, down by 1 percentage point from 2025.

Henry is joined in studio by his friend Steven Silton as they discuss coach contracts vs. player contracts, the Dallas Wings PR actions, Kevin Garnett's return, why the Wolves have a chance to beat the Nuggets, and more.

The Resilience of the American Consumer Guest: Elizabeth Peak Elizabeth Peak and John Batchelor discuss the robust state of the US economy. Despite global conflict, consumer spending remains high, and the Trump agenda of deregulation and tariffs continues to foster domestic growth.1839 RHINELAND

They're coming. And then, they're staying, and working, and playing, and praying, and connecting, and serving, and living this moment of their lives together at camp.Your staff, when fully equipped throughout the summer with three things they need to thrive, will be a difference-making, camper-retaining, relationship-forging, joy-slinging force at your camp. This is true for "classic" summer youth camps with young adult staff and remains true for hosts and hospitality teams at camps or retreat and conference centers.We're borrowing from educators in sharing 10 things in 5 categories: a person, place, thing, idea, and action. You'll find each of these 10 concepts actionable now, and able to get plugged in and/or contextualized for your community still before this summer.Our #StatOfTheWeek reminds us how deeply summer staff tasks must be connected to your mission, and they should know it.Quick Links: Summer Staff Findings, Holy Ground 2026, Downloadable Staff Resources, #StatOfTheWeek GraphicSend us Fan MailSupport the showConnect with our team. Support the podcast. Ask about advertising opportunities. Find us on Facebook & Instagram.

This week Pastor Michael continues our series sharing part two on being Marked by a Robust Theology of Walking in the Spirit.  Romans 12:2, Joel 2:28-29

In the first quarter of 2026, municipal bond new issuance remained solid despite a more challenging backdrop by the end of the quarter.   Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com   MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Effective vaccines have transformed the world. Robust support for vaccination in the United States allowed us to eradicate Smallpox and eliminate polio, diphtheria, rubella and congenital rubella syndrome and, of course, measles. But a seismic shift that has taken place in recent years. Vaccine uptake is declining and measles outbreaks have emerged in the United States. Vaccines are the theme of this year's Darwin Day, an annual celebration in Iowa City of science, scientists and their contributions to humanity. Darwin Day guests and speakers join this episode to discuss the science behind vaccines, vaccine hesitancy and vaccine advocacy.

Today, a look at the fragile "cease-fire" between the US and Iran and whether it is mostly a US climbdown from its maximalist threats than any remarkable change of attitude from the Iranian side. Regardless, global markets have reacted in dramatic fashion. We walk through the reaction across asset classes as significant near term oil- and gas supply uncertainties remain. This and much more on today's pod, which features Saxo Head of Commodity Strategy Ole Hansen and Saxo Global Head of Macro Strategy John J. Hardy. About twice per week, you will also find links discussed on the podcast and a chart-of-the-day over at the John J. Hardy substack. Read daily in-depth market updates from the Saxo Market Call and the Saxo Strategy Team here. Please reach out to us at marketcall@saxobank.com for feedback and questions. Click here to open an account with Saxo. Intro music by AShamaluevMusic DISCLAIMER This content is marketing material. Trading financial instruments carries risks. Always ensure that you understand these risks before trading. This material does not contain investment advice or an encouragement to invest in a particular manner. Historic performance is not a guarantee of future results. The instrument(s) referenced in this content may be issued by a partner, from whom Saxo Bank A/S receives promotional fees, payment or retrocessions. While Saxo may receive compensation from these partnerships, all content is created with the aim of providing clients with valuable information and options.

5. PENNSYLVANIA ECONOMY AND TRADITIONS GUEST: Jim McTague Jim McTague reports sharp gas price increases in Lancaster County, affecting local budgets,. Meanwhile, local churches see robust sales of peanut butter chocolate eggs, and trout fishing season begins,. (5)1900 ERIE RAILROAD

AP correspondent Marcela Sanchez reports on a new development in a lawsuit involving two actors.

Robust disease surveillance systems are the foundation of strong public health systems and are essential to preventing, detecting, and responding to health threats before they escalate. Commitments to and investments in quality disease surveillance systems are key to smart, cost-effective public health decision-making, which is needed more than ever. Before the Outbreak is a three-part podcast series produced in partnership between Global Dispatches and the United Nations Foundation, in which we explore how the world sees, anticipates, and prepares for current and emerging health threats. Through stories and science, this series highlights the critical functions that protect us – before the outbreak begins. Our debut episode features the expertise of Dr. Ciro Ugarte, Director of Health Emergencies at the Pan American Health Organization, and Dr. Pardis Sabeti, a professor at Harvard University's School of Public Health. We begin by defining our terms—that is, what do we mean by disease surveillance? We then discuss how disease surveillance works in practice and what can be done to strengthen our global defenses against the next pandemic.

This week Pastor Michael continues our series teaching on being Marked by Robust Theology.  Romans 12:2, Ephesians 5:1-2

In this eye-opening conversation, Dylan sits with telecommunications engineer Daniel DeBaun to explore how modern electromagnetic fields (EMFs) interact with human biology and what we can do to maintain strong cellular energy in an increasingly wireless world.Our bodies are fundamentally electrical. Every nerve impulse, heartbeat, and cellular signal depends on delicate electrical gradients. Yet today we are constantly surrounded by artificial electromagnetic signals from mobile phones, WiFi routers, laptops, Bluetooth devices, and expanding wireless infrastructure.Drawing on more than 30 years of experience inside the telecommunications industry, Daniel explains what electromagnetic fields actually are, the difference between ionising and non-ionising radiation, and how radiofrequency signals interact with biological systems. The discussion explores emerging research around voltage-gated calcium channels (VGCCs), oxidative stress, and mitochondrial function, offering insight into how environmental electromagnetic exposure may influence cellular signalling and energy metabolism.Rather than approaching the topic from a place of fear, this episode focuses on awareness and resilience. Dylan and Daniel share practical strategies to reduce EMF exposure in everyday life, helping listeners navigate modern technology while supporting long-term health.IN THIS EPISODE WE DISCUSS:

In this episode, we dive into the fallout from the recent Supreme Court decision striking down emergency tariffs and the resulting administrative chaos for cross-border operators. Companies are now scrambling to navigate the legal gray area as they seek billions of dollars in potential tariff refunds. We also explore the findings from Fullbay's latest industry report, which highlights a severe and systemic commercial technician shortage. As veteran mechanics retire, shop owners are being forced to aggressively hike hourly wages and utilize advanced shop management tech to maintain efficiency. Finally, we discuss why domestic prices for diesel exhaust fluid have remained completely steady despite the escalating war in Iran. Robust domestic production has successfully insulated the North American market from overseas maritime bottlenecks, providing a much-needed sigh of relief for fleet operators battling tight margins. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

5. Jim McTague: Describes the economic impact of rising gas prices in Lancaster County, Pennsylvania,. While the job market remains robust, high energy costs and inflation are making local consumers more selective in their spending,,. (35 words) (5)1950  ALLENTOWN PA

ob Zimmerman argues that while China pursues a trivial moon landing, the U.S. should prioritize building a robust in-space industry to settle the solar system. (3)1957

FIREY FULL EP www.patreon.com/dopeypodcastToday on Dopey! Dave and new co-host Doug Brown kick off a banked Tuesday Patreon episode from Sayville (prepping for Florida trip, five-days-of-Dopey debate: 30 fans love it, 1 says it's too much). Dave reflects on negativity bias (2 bad comments haunt more than 98 good ones), aging roasts ("you're so old" from Ingrid Casares), sugar/carb break progress, processed food blame for modern misery (WWII San Diego streets clip), John Joseph shoutout (Chrome Ags, upcoming book, Ken Rideout hookup). Mostly mailbag: Minnesota Matt's epic Peru travel relapse tale (23yo, 30 days sober → heavy drinking on flight → cheap pure Peruvian coke from pool-hall connect, $10/gram clean lines, numb throat euphoria, dilemma on 3 leftover grams before La Paz flight to Bolivia, drug-dog risks, coke-fueled threesome tease — cliffhanger for Patreon). Matt now 8 months sober, praises Dopey tipping point, family rebuild, Chris/Todd tribute. Ends with "Good So Bad" playout and toodles for Chris. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.