Podcasts about cepa

Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where the right decision depends as much on context as it does on the numbers — from adjustable-rate mortgages and wealth transfers to the Federal Reserve's ongoing fight against inflation.Adjustable-rate mortgages are making a comeback, but this isn't a repeat of the housing bubble era. With special guest Shanna Squires from Henssler Mortgage Advisors, we break down how today's ARMs differ from the products that helped fuel the financial crisis, why some homebuyers are turning to them in a world of elevated mortgage rates, and whether they represent a smart strategy or a risky gamble on lower rates ahead.Next, we tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules actually are—and just as importantly, what they aren't. If you've ever wondered how families can pass wealth to the next generation without creating unnecessary tax headaches, this conversation is for you.Finally, we examine a question many investors are asking: What happens when inflation is driven by supply shortages rather than consumer demand? With oil prices and geopolitical tensions once again influencing inflation expectations, we discuss the limits of Federal Reserve policy, why interest rates remain the Fed's primary tool, and the difficult tradeoffs policymakers face when fighting inflation that may be originating far outside their control.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 30, 2026  |  Season 40, Episode 22Timestamps and Chapters3:48: ARMs: Smart Strategy or Warning Sign?18:08: Passing Down Wealth Without Passing Down Problems34:11: Fighting Inflation With the Wrong Tools? Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

The “Henssler Money Talks,” hosts focus on the financial decisions that sit at the intersection of planning, technology, and uncertainty. From emergency savings strategies to the growing role of artificial intelligence in personal finance, the conversations all center around one question: how should investors balance convenience, opportunity, and financial discipline in a rapidly changing environment?We begin with a practical look at emergency funds — how liquid they really need to be, whether keeping everything in cash still makes sense, and what truly qualifies as a financial emergency. We'll also discuss realistic strategies for building a reserve over time when balancing competing priorities like debt repayment, investing, and retirement savings.From there, we explore the rise of AI-driven financial guidance as more investors turn to algorithms for budgeting, portfolio analysis, and planning advice. As artificial intelligence becomes more sophisticated, does it replace advisers — or simply make investors more informed before seeking professional guidance? We'll examine where technology can help, where human judgment still matters, and what the future of financial advice may look like as automation becomes more common.We'll also close the episode with our thoughts on the week's market action, where markets stand year-to-date, and the economic backdrop investors continue to watch as earnings season winds down and interest-rate expectations remain in focus.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 23, 2026  |  Season 40, Episode 21Timestamps and Chapters5:47: How Liquid Should Your Safety Net Be?19:14: Cash, Crises & Contingency Plans31:35: Your Adviser vs. The Algorithm45:10: Year-to-Date on Wall Street Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Most successful people have a retirement number. Very few have a retirement reason.That's the gap Jason Wendt has spent 15 years closing. After watching client after client arrive with a solid portfolio and a hollow plan, he wrote a book about it. And now, fresh off an Amazon bestseller ranking and a feature segment on NBC Chicago, he's bringing that message to a wider audience.Episode SummaryIn this episode, Gabe McManus sits down with Jason Wendt, a Chicago-based financial advisor and author of Beyond the Numbers, to explore what it really means to build a financially efficient life. Jason shares why he starts every client relationship with the question "What's important about money to you?" rather than a statement of assets. He talks about the three phases of financial life most advisors forget to address, how childhood money narratives quietly shape the decisions of even the wealthiest clients, and why he considers himself the CEO of his clients' financial lives. Jason walks through the specific frameworks, client stories, and planning tools he uses to help people move from saving for a number to building a life around what actually matters to them.About Jason WendtJason Wendt, AIF®, APMA®, CEPA®, is a financial advisor at Ameriprise Financial in Chicago, Illinois, with over 15 years of experience serving high achievers, business owners, and professionals navigating complex financial lives. He holds the Accredited Investment Fiduciary, Accredited Portfolio Management Advisor, and Certified Exit Planning Advisor designations. Jason is the author of Beyond the Numbers: A High Achiever's Guide to Financial Freedom Without Sacrifice, an Amazon bestseller in the financial services category. He recently appeared as a financial expert on NBC Chicago and has been invited to speak at universities in the Chicagoland area.What We CoverWhy Jason's first question to every new client is "What's important about money to you?" and how that one question changes the entire planning processThe three phases of financial life: accumulation, distribution, and enjoyment, and why most financial plans never address the third oneHow childhood money narratives keep wealthy clients from enjoying what they've builtWhat financial paralysis looks like for high-earning professionals and business owners, and how to break through itWhy Jason positions himself as the CEO of his clients' financial lives, with a network of 17 specialists across insurance, estate planning, taxes, and investment managementProactive vs. reactive tax strategy: asset location, Roth conversions, and why timing matters more than most people realizeConnect with Jason WendtWebsite: beyondthenumbersbook.comLinkedIn: linkedin.com/in/jasonwendtEmail: jason@beyondthenumbersbook.comBook: Beyond the Numbers on AmazonSupport the show

This week, we're diving into one of the fastest-growing corners of retirement planning: alternative investments inside IRAs. From rental properties and private equity to precious metals and crypto, self-directed IRAs are giving investors more freedom to move beyond traditional Wall Street assets — but just because you can hold these investments inside an IRA doesn't always mean you should, especially when strict IRS rules, hidden tax traps, and costly compliance mistakes can completely disqualify your retirement account. We'll explain how these accounts really work, what investments are actually allowed, and why many investors underestimate the risks.Then, we turn to the semiconductor sector, where the AI boom has ignited what some analysts are calling a full-scale market “melt-up.” Chipmakers like Broadcom, Micron, and even Intel have surged as investors pour money into anything tied to artificial intelligence. We'll discuss whether the explosive rally is supported by fundamentals and how semiconductor demand is reshaping the global economy.And finally, we ask the question many investors are quietly wondering: Are we witnessing a technological revolution — or another dot-com-style bubble? We'll compare today's AI-driven rally to the market environment of 2000, explore why the Magnificent 7 continue to dominate investor attention, and discuss whether confidence in an “A.I. put” is fueling one of the most concentrated and optimistic stock markets in decades.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 16, 2026  |  Season 40, Episode 20Timestamps and Chapters6:18: Investing Beyond Wall Street in Your IRA29:38: The Semiconductor Supercycle42:11: Bubble Talk: Comparing Today to 2000 Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com 

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2026-05-14 | UPDATES #202 | Putin used the ceasefire to stockpile. He used the days after his tinpot dictator parade to probe Ukrainian airspace with decoy drones, and last night he struck. We said he would and explained why he would. Putin is a rational psychopath who can't bear to make concessions, or be perceived as in the debt of others, allies and partners, but especially not enemies. He knows that his pathetic so-called victory parade only happened because of concessions made by Ukraine, and that drives him insane. His elites and Z-Patriots understand this too. But lashing out, he is seeking to change the agenda, shift the optics, but he is also sending a message to his ‘elites' – I can still inflict pain, fear and violence. I am still the strongman you believed me to be – I have no moral or political restraints – so don't try anything. ----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformation----------ACTIVE CAMPAIGN:We are raising funds for 5 of 15 Vampire DronesSilicon Curtain for Kupiansk Vampires. Dzyga's Paw, together with Jonathan Fink, is joining forces to raise $40,000 to provide the Khartiia Brigade with Vampire Drones.https://dzygaspaw.com/silicon-curtain-for-kupiansk-vampiresThese heavy bombers are designed to destroy manpower and equipment, as well as for remote mining. The Vampire UAV, manufactured by Skyfall, has proven itself to be one of the most effective weapons in the Kupiansk direction. Skyfall is one of Ukraine's largest defense tech companies, producing Vampire bomber drones, various modifications of Shrike FPV drones, P1-SUN, Shahed drone interceptors, communication systems, and components.----------PLEASE HELP ME ME TO GROW SILICON CURTAINWe are planning our events for 2026, and to do more and have a greater impact. After achieving more than 12 events in 2025, we will aim to double that! 24 events and interviews on the ground in Ukraine, to push back against weaponized information, toxic propaganda and corrosive disinformation. Please help us make it happen!----------SOURCES: UNITED24 Media — "Russia Launches Record 1,600-Drone and Missile Attack on Ukraine" (14 May 2026) NPR / AP — "Russia hits Kyiv with drones and ballistic missiles, killing 1 and injuring 31" (14 May 2026) Kyiv Post — "Kyiv Under Massive Russian Attack as Missiles and Drones Target Capital" (14 May 2026) Kyiv Independent — "Ukraine war latest: Ukraine targets 3 major Russian energy facilities overnight" (13-14 May 2026)ABC News / AP — "Russia hits Kyiv with drones and ballistic missiles, injuring at least 4" (14 May 2026) Kyiv Post / ISW — "ISW Russian Offensive Campaign Assessment, Map and Update, May 13, 2026" (13 May 2026) New Geopolitics Research Network — Mykhailo Samus, "Complexity and Layering: How Ukraine's Air Defence Must Operate" (15 November 2025) New Geopolitics Research Network — Mykhailo Samus, "Ukraine's 'Small Air Defense' Revolution — and Why America Should Be Paying Attention" (11 March 2026) CEPA — "Ukraine's Air Defenses — World Class, and Improving" (April 2026) UNITED24 Media — "How Ukraine Started 2026 with Record Anti-Shahed Drone Production and a New Era in Air Defense" (9 January 2026) Defense News — "Novel interceptor drones bend air-defense economics in Ukraine's favor" (5 March 2026) Army Recognition — "Ukraine unveils new Stash air defense system armed with Hellfire missiles during Russian drone attack" (May 2026)Think Tank Journal — "The World War of Drones: How Ukraine Is Redefining Defense Technology" (30 April 2026) ----------

Hoy por Hoy Aranda, desde el CEPA de Aranda

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, shares the final point of productivity: how dentists can design a schedule that drives both a great patient experience and consistent production. Christine breaks down why many practices struggle with inconsistent, chaotic days and explains how to shift from reactive scheduling to a structured, goal-driven approach. Learn how to set clear production targets, analyze procedure mix, and build realistic time blocks that reflect the true pace of clinical work. If you would like to watch the fourth point of productivity: financial options patients actually accept, click here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life

2026-05-09 | UPDATES #197 | THE UNIT-COST ATTACK ON THE WESTERN DEFENCE BUSINESS MODELNow to why Papperger's hostility, beyond personal arrogance, has a structural source.Ukraine's drone revolution is not just changing how wars are fought. It is changing the unit economics of war itself — and those unit economics are an existential threat to the legacy defence-prime business model.The numbers are now well documented across CEPA, NATO assessments, Reuters, Business Insider, and the propelrc.com 2026 military drone cost study:- A basic Ukrainian FPV kamikaze drone: $400 to $800. Built from commercial components — many of them sourced from China through grey-market channels — assembled by soldiers, volunteers, or small companies.- A Lockheed Martin Hellfire missile: approximately $150,000 per round.- A US Patriot interceptor missile: approximately $4 million per round.- A Lockheed Martin F-35 fighter: approximately $80 million per airframe.----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformation----------ACTIVE CAMPAIGN:We are raising funds for 5 of 15 Vampire DronesSilicon Curtain for Kupiansk Vampires. Dzyga's Paw, together with Jonathan Fink, is joining forces to raise $40,000 to provide the Khartiia Brigade with Vampire Drones.https://dzygaspaw.com/silicon-curtain-for-kupiansk-vampiresThese heavy bombers are designed to destroy manpower and equipment, as well as for remote mining. The Vampire UAV, manufactured by Skyfall, has proven itself to be one of the most effective weapons in the Kupiansk direction. Skyfall is one of Ukraine's largest defense tech companies, producing Vampire bomber drones, various modifications of Shrike FPV drones, P1-SUN, Shahed drone interceptors, communication systems, and components.----------PLEASE HELP ME ME TO GROW SILICON CURTAINWe are planning our events for 2026, and to do more and have a greater impact. After achieving more than 12 events in 2025, we will aim to double that! 24 events and interviews on the ground in Ukraine, to push back against weaponized information, toxic propaganda and corrosive disinformation. Please help us make it happen!----------SOURCES: The Atlantic — Simon Schuster interview with Armin Papperger (published Friday, late March 2026)France24 / AFP — "Rheinmetall addresses row over CEO's Ukraine 'housewives' comment" (29 March 2026) Euronews — "'Every housewife could be CEO of Rheinmetall': Zelenskyy hits back at German weapons boss" (30 March 2026)Ukrainska Pravda — "'Housewives' and 'Lego': Rheinmetall says it respects Ukraine after CEO's controversial remarks" (29 March 2026)Militarnyi — "Rheinmetall Apologizes for CEO's Comments About 'Ukrainian Housewives With 3D Printers'" (late March 2026) The Print — "More 'hits' than Rheinmetall ever — Ukraine drone manufacturer claps back at CEO's 'housewives' remark" (1 April 2026) Bull Source — "Social media backlash as Rheinmetall's Armin Papperger says Ukraine's drones are made by housewives" (April 2026) United24 Media — "Ukraine's New Point-Based Rewards System for Drone Operators Is Rewriting War Management from the Ground Up" (May 2025) United24 Media — "Ukraine Launches Combat E-Points System: Troops Can Now Redeem Kills for Drones and EW Kits" (10 July 2025) SOFREP — "Ukraine Launches Combat-Based Reward System to Equip Troops With Cutting-Edge Tech" (8 May 2025)----------

This week, we explore the stories behind some of the market's most misunderstood concepts—from the medieval origins of the word “hedge” to the rise of modern hedge funds and the risk-management strategies that still shape Wall Street today. We also break down the often-confused difference between bond coupon rates and yield to maturity, explaining why the price you pay for a bond can matter just as much as the interest it pays.Plus, we discuss an important estate-planning rule that could allow heirs to inherit a home and keep the existing mortgage without being forced to refinance, answer a listener question on whether Water ETFs offer a smart way to invest in long-term water scarcity and AI-driven infrastructure demand, and examine the growing disconnect between weak consumer sentiment and a stock market pushing back toward record highs.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 9, 2026  |  Season 40, Episode 19Timestamps and Chapters8:44: Etymology of “Hedge” in Hedge Fund16:44: Income vs. Return: Understanding Bond Math27:20: The Rule That Lets You Keep the House—and the Loan33:23 Will Water ETFs Make a Good Long-Term Investment?37:31: Why Is Everyone Bearish While the Market Rallies?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

El Ministerio de Salud de Sudáfrica informó que la cepa andina del virus se encontró en dos casos confirmados vinculados al brote.

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This week on “Henssler Money Talks,” the hosts begin with the latest market developments, breaking down a fresh round of Big Tech earnings and the Fed's decision to hold rates steady as investors look for clues on what comes next. From there, the conversation turns to artificial intelligence—one of the largest investment themes in today's market—as the team explores the growing demands on energy and infrastructure, the environmental impact of data centers, and whether the pace of the AI buildout may begin to shift.They also tackle a question many homebuyers are facing right now: how much house is too much? Just because you can qualify for a certain price doesn't mean it fits your broader financial life, and stretching for a home can come with trade-offs that aren't always obvious upfront. Finally, they revisit the classic 60/40 portfolio—why it's taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on timing, liquidity, and real-world spending goals may offer a more practical path forward than any one-size-fits-all allocation.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 2, 2026  |  Season 40, Episode 18Timestamps and Chapters8:29: Earnings Roll In, Fed Holds15:36: AI's Buildout: Big Tech, Big Power, Bigger Questions 35:22: Approved Doesn't Mean Affordable48:13: 60/40 Isn't Dead—But It's Not the PlanFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Em abril de 2026, depois de 16 anos no poder, Viktor Orbán foi derrotado nas urnas húngaras pelo deputado Péter Magyar e seu partido Tisza. Para Aline Burni, Research Fellow no ODI Global (Bruxelas) e pesquisadora do Observatório da Extrema Direita, o resultado é histórico. Mas o desafio de desmontar a “democracia iliberal” construída ao longo de quatro mandatos consecutivos é incomparavelmente mais complexo do que vencer uma eleição. Neste episódio, produzido em parceria com o Observatório da Extrema Direita, David Magalhães (UFU; OED) e Guilherme Casarões (FIU) recebem Aline para discutir o legado de Orbán como “vitrine” e laboratório da direita radical, a coalizão negativa que viabilizou a vitória de Magyar e os impactos da queda do principal aliado de Moscou na União Europeia sobre a guerra na Ucrânia, as redes transnacionais reacionárias e a articulação geopolítica entre Trump, Bruxelas e Pequim. No segundo bloco, em substituição ao tradicional boletim de notícias, David traça um perfil de Peter Thiel após sua visita a Javier Milei na Casa Rosada, recorrendo a Quinn Slobodian (Crack-Up Capitalism) para situar o cofundador da Palantir na constelação de figuras (Patri Friedman, Curtis Yarvin, Hans-Hermann Hoppe) que pavimentam um projeto de “fuga da democracia” pela via da fragmentação jurisdicional. O episódio fecha com uma dica cultural crítica sobre Por Dentro da Machosfera, documentário recém-lançado na Netflix por Louis Theroux. Aperte o play! Quer apoiar o Chutando a Escada? Acesse chutandoaescada.com.br/apoio Mande um café usando nossa chave PIX: perguntas@chutandoaescada.com.br Comentários, críticas, sugestões? Escreva pra gente em perguntas@chutandoaescada.com.br Participaram deste episódio: Aline Burni (ODI Global; OED), David Magalhães (UFU; OED), Guilherme Casarões (FIU). Inserção musical no final: “The Day the Nazis Died”, interpretação de Sarah Hester Ross. Capa do episódio: Cepa.org Escute também no Spotify, no YouTube ou Apple Podcasts. Citados no episódio: HOPPE, Hans-Hermann. Democracia: O Deus que Falhou — A economia e a política da monarquia, da democracia e da ordem natural. São Paulo: Instituto Ludwig von Mises Brasil, 2014. POR DENTRO da Machosfera. Direção: Louis Theroux. Estados Unidos/Reino Unido: Netflix, 2026. Documentário (streaming). SLOBODIAN, Quinn. Crack-Up Capitalism: market radicals and the dream of a world without democracy. New York: Metropolitan Books, 2023. THIEL, Peter. The Education of a Libertarian. Cato Unbound, 13 abr. 2009. Disponível em: https://www.cato-unbound.org/2009/04/13/peter-thiel/education-libertarian/ Capítulos: 00:00 Introdução 03:00 Aline Burni: o legado de 16 anos de Viktor Orbán 09:00 Por que o modelo iliberal ruiu nas urnas 14:00 A coalizão negativa por trás de Péter Magyar 21:00 Reconstruir a democracia: os obstáculos institucionais 26:00 A internacional reacionária sem o Orbán 37:00 Quem é Peter Thiel? Perfil de um arquiteto antidemocrático 55:00 Dica cultural: Por Dentro da Machosfera The post A vitória de Péter Magyar na Hungria appeared first on Chutando a Escada.

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, breaks down the fourth point of productivity and most overlooked drivers of case acceptance: how your team presents financial options to patients. Christine shares practical strategies for creating a smooth handoff from clinical to administrative teams, uncovering each patient's "why," and presenting financial options in a way that feels supportive, not overwhelming. Learn how to structure payment choices, reduce friction around money conversations, and position your team as advocates who help patients move forward with care. If you would like to watch the second and third point of productivity: diagnotics and case acceptance, click here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life

This week the “Henssler Money Talks” hosts are focusing on What Everyone Is Asking, because for many investors, financial planning doesn't start with a grand strategy—it starts with the same practical questions coming up again and again, and the need for thoughtful, real-world guidance.We begin with one of the most important relationships in finance: the adviser: Should we shop for financial advisers and if so, how often? When looking for a financial adviser, what should you look for when interviewing them?From there, we take on a growing narrative: do you even need an adviser at all? If you've got a pension, Social Security, a 401(k), and steady income, can you simply piece it together with the help of the internet, AI, and a few trusted voices—or is there more beneath the surface?After the break, we address: Should I liquidate my rental property… or even my personal residence? We'll unpack what's really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cost—especially when life circumstances begin to shift.We'll close with a foundational question that often gets overlooked: How much do you actually need to start investing? Because getting started is less about hitting a number and more about understanding the discipline behind it.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 25, 2026  |  Season 40, Episode 17Timestamps and Chapters9:48: Should I Shop for a Financial Adviser?16:27: Do I Even Need a Financial Adviser?21:08: Should I Pay Everything Off to Be Debt Free?31:25: Should I Liquidate My Property?40:32: How Much Do I Need to Start Investing?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Chrtis Holman welcomes back Ben Bakken, CFP®, CEPA®, Senior VP, Lansing Market Director, Tri-Star Trust Bank, Lansing, MI. This is Segment 2 [Ben launching his show, by MBN tradition turns the tables and interviews Chris for his mini-series]: Welcome, Chris. So, now that you've heard the topic, where was the business community regarding this issue back in the 1980s? What changes have you seen in the issue over the years? In 2026, based on your experience, where are things going and trending to? Is the business community focused closely enough on this topic? » Visit MBN website: www.michiganbusinessnetwork.com/ » Watch MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

Chris Holman welcomes back Ben Bakken, CFP®, CEPA®, Senior VP, Lansing Market Director, Tri-Star Trust Bank, Lansing, MI. Segment 1 [Chris welcomes Ben for his mini-series (The Owner's Game Plan)]: Welcome back, Ben. Remind us about Tri-Star Trust Bank. Could you share about your career path? So, you will be hosting an upcoming mini-series for Michigan Business Network. Tell us about that? Why is it crucial for the business community to understand this topic better in 2026? Any guests or core subtopics you can let us in on at this point? » Visit MBN website: www.michiganbusinessnetwork.com/ » Watch MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

This week's episode looks at how shifting priorities are showing up in both our personal lives and the broader financial landscape. From the rising cost of spring break—where family vacations are increasingly built around the kids—to the complex questions ultra-high-net-worth families face when passing wealth to the next generation, we explore how decisions today can shape outcomes for years to come.We also turn to the markets, where investors are weighing geopolitical tension and rising oil prices against encouraging inflation data and a rally that's pushed stocks to fresh all-time highs. And as always, we'll wrap with a listener question—this time on what to do with a long-term underperforming investment sitting on embedded gains in a taxable account.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 18, 2026  |  Season 40, Episode 16Timestamps and Chapters9:09: Built for the Kids: The Evolution of Spring Break26:35: Guardrails for Generational Wealth41:24: Markets Reach All-Time High51:54: Listener Question: Underperforming Investment with Embedded GainsFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

The Authority Operating System: Turn Your CEPA Credential Into Deal FlowYou earned your CEPA credential. You know how to help business owners navigate the biggest financial decision of their life.But the business owners who need you most don't know you exist.Right now, someone in your market is asking ChatGPT who they should trust with the sale of their company. They're searching Google. They're listening to podcasts. They're forming opinions about who the expert is long before they ever pick up the phone. By the time they're ready to talk, they've already chosen someone.The question is whether that someone is you.You can read or listen to this entire book in about an hour. By the time you're done, you'll have the complete system.The Authority Operating System is a five-pillar framework designed specifically for Certified Exit Planning Advisors who want to turn their credential into consistent, high-quality deal flow. Paul G. McManus has spent the past decade working with more than 500 financial professionals, many of them CEPAs, helping them write and publish books and then leverage those books to grow their practices. That work has helped generate over $100 million in combined revenue. This book lays out the exact system that separates advisors who get found from advisors who get overlooked.The five pillars work together as a system, not as five separate marketing tactics. The real power shows up when all five are running at once.The Book puts your thinking, your frameworks, and your client stories into a business owner's hands before you ever meet them. Business owners who read it show up to the first meeting pre-sold, with specific questions, ready to work together.Referrals and Centers of Influence. Your clients and your COIs want to refer you. They just don't have a natural way to do it. The book becomes the vehicle. When a CPA hands your book to a business owner, the dynamic shifts from "call my guy" to "read this, I think it's exactly what you need."The Virtual Speaking Tour. Guest podcasting puts you in front of audiences that already trust the host, and that trust extends to you the moment you're introduced. Every episode is a permanent, indexed asset that works for you long after the recording ends.Search Everywhere Optimization. Google now accounts for less than 20% of daily searches. Business owners are asking ChatGPT, Perplexity, and other AI tools who they should work with, and those tools are answering with names. This pillar covers SEO, AEO (answer engine optimization), and GEO (generative engine optimization) so your name shows up wherever your ideal clients are looking.Leverage AI. What used to require a marketing team and months of effort can now be executed by one motivated advisor with the right tools. From AI-powered meeting prep to turning a single podcast appearance into months of content, this pillar shows you how to build in a year what used to take a decade.One financial advisor published his book and, within months, landed a recurring role as the financial expert on NBC 5 Chicago, leapfrogging advisors with decades more experience. Another advisor tripled his revenue in a single year after publishing and is now writing his fourth book. A CPA firm distributed 500 copies of an advisor's book to their entire client base, on their own letterhead, without being asked twice. A five-person RIA is using AI to build fully interactive, custom-branded client proposals that no competitor in their market can match. And one CEPA is building a practice with so much transferable value that he's selling equity in it repeatedly, living the same methodology he teaches his clients.Every advisor in this book did it. The system works. Somewhere in your market, a business owner is sSupport the show

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, breaks down the next two of the most important drivers of practice growth: diagnostics and case acceptance. She explains why hitting your production goals isn't just about getting patients to say yes, but making sure you're diagnosing enough to begin with. Tune in for practical strategies to improve case acceptance at the chair, including how to communicate in a way patients understand, connect treatment to what they truly value, and confidently discuss costs. If you would like to watch the first point of productivity: how to measure patient value and practice performance, click here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life

Artificial intelligence is quickly becoming the headline explanation for layoffs—but the story underneath is more nuanced. We'll unpack the rise of “AI washing,” where companies point to future efficiency gains to justify workforce cuts that are often more about correcting pandemic-era overhiring and tightening costs. Along the way, we'll explore why only a small portion of layoffs are truly driven by current AI replacement—and why invoking AI can send a powerful signal to investors, even when the fundamentals haven't changed.Then, we turn to a different kind of risk—one that often comes from success. Concentrated positions tend to build when something goes very right, but over time, they can quietly introduce significant exposure. We'll break down why investors hesitate to unwind them, the real risks hiding beneath the surface, and practical ways to diversify without making all-or-nothing decisions.Because whether it's headlines around AI or a portfolio shaped by big winners, the key is understanding what's really driving the story—and making decisions that help preserve what you've built.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 11, 2026  |  Season 40, Episode 15Timestamps and Chapters7:17: AI Washing Wall Street 25:16: Your Biggest Winner… Your Biggest RiskFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Mod #13: Leadership From BehindSyllabus Contributor: Private Wealth Advisor Brian J. Waddell, CFP®, RICP®, CEPA®, AIF® One of the most relevant leadership lessons Brian has learned is that real leadership doesn't happen in front of people. It happens behind them. Early in his career, Brian realized that if he focused on putting others on bigger stages, helping them grow, and supporting their vision, everyone rises together. Whether it's his team, business partners, clients, or even his kids, leadership is about investing in others so they can become leaders themselves.About BrianBrian Waddell is a financial advisor dedicated to helping individuals and families build, protect, and transfer their wealth. He works closely with clients to develop personalized strategies focused on long-term financial security and goals. Brian is committed to delivering thoughtful guidance and building lasting relationships through every stage of life.Find BrianLinkedIn: https://www.linkedin.com/in/brianjwaddell/Website: brianwaddell@financialguide.comTestimonials: https://www.nefgrp.com/brian-waddell-testimonialsDads In Biz: www.dadsinbiz.comABOUT ⁠THE LEADERSHIP SYLLABUSThe Leadership Syllabus Podcast is a video/audio series providing insights from leaders on the main leadership lesson they've learned from their work, life, and experiences -- and who they are as a person.Each 30-minute mod will capture a bit about who the guest is, their work, and the one lesson they would contribute to The Leadership Syllabus.This collection of mods will offer the audience a one-series stop of real-world and life lessons to enhance their own self-understanding, awareness, and effectiveness in leadership and life.THE EPISODE BREAKDOWNBelow is a general breakdown of the timeline of each episode. While recording, these markers are fluid, merely serving as guides to ensure we're moving along steadily to cover everything in the 30 minutes allotted to each episode.Podcast IntroductionGuest IntroductionHow would you describe yourself – who you are as a person?What do you want to share about your work? Guest shares about the work they do and/or the services they offer.What has your work taught you? How has it changed you overall?What is the biggest lesson you have learned, whether from your work or your life, that applies to leadership?Audience Call To Action: Specific action steps to take or questions to consider regarding the lessons of this mod title added to The Leadership Syllabus.Anything else you want to share about what you're up to?

Markets are showing signs of strain to start the week, with stocks flirting with correction territory, volatility on the rise, and geopolitical tensions—particularly around oil and the Strait of Hormuz—adding another layer of uncertainty. But the bigger story may lie ahead, as upcoming data on jobs, manufacturing, and consumer spending helps determine whether the economic backdrop can steady investor sentiment—or give markets something new to react to.From there, we shift to the “on-demand” economy—where convenience has never been faster, or easier to take for granted. When a forgotten laptop charger can arrive at your hotel door in 20 minutes, it highlights just how much these platforms have reshaped daily life. But behind that seamless experience is a bigger question: are these companies building durable, profitable businesses—or operating on razor-thin margins to meet ever-rising expectations?Finally, we look at a small change that could carry broader implications—the potential elimination of the penny. As transactions begin rounding to the nearest nickel, businesses, consumers, and policymakers alike will need to adjust. We'll explore what this shift means in practice, from pricing strategies to tax considerations, and whether removing the penny is simply a cost-saving move—or a subtle change with meaningful ripple effects.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 4, 2026  |  Season 40, Episode 14Timestamps and Chapters8:25: Close to Correction24:24: The Business of Convenience: Fast, Easy… and Profitable?45:25: No Pennies, No Problem? The Economics of Rounding Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Season 4 continues with a real world example of culture in action. Scott sits down with Paige Wysocki to discuss her journey from intern to VP of Marketing and Brand Strategy and how documented culture creates clarity, consistency, and growth.Paige shares how leaders scale culture through people, process, and intentional development, and how culture becomes a growth engine when it is clearly defined and lived.For those looking to see what scalable culture looks like inside an organization, this episode brings it to life.Hear how Exit Planning Institute talks about culture:https://blog.exit-planning-institute.org/is-workplace-culture-really-important-to-the-sucess-of-your-businesshttps://www.forbes.com/councils/forbesbusinesscouncil/2025/10/16/culture-is-key-3-ways-to-make-it-tangible/Hear more from Ben Utecht:https://podcasts.apple.com/us/podcast/flipping-the-script-paige-wysocki-interviews-scott-snider/id1663050204?i=1000670739180https://www.linkedin.com/in/paige-koerper-wysocki/Want to learn more? Go to: https://linktr.ee/theexitplanninginstituteConnect with Scott: https://www.linkedin.com/in/scott-snider-epi/============================================SUBSCRIBE TO THE PODCAST:Apple Podcasts: https://podcasts.apple.com/us/podcast/exit-is-now-plan-accordingly-with-scott-snider/id1663050204Spotify: https://open.spotify.com/show/0iXzdvQN1ApWPOk3rVytFR============================================CONNECT WITH SCOTT ON SOCIAL MEDIA   YouTube: https://www.youtube.com/channel/UC_Eh7TfhJHKRa5uc5R0uRgAFacebook: https://www.facebook.com/Exit-Planning-Institute-608403729259835Website: https://exit-planning-institute.org#ExitPlanningInstitute #ScottSnider #Podcast============================================About Scott:Scott Snider is the President of the Exit Planning Institute (EPI) and the Operating Partner of Snider Premier Growth, a small family investment company.  At EPI, Scott is responsible for the strategic direction of the organization along with overseeing the company's operations and chapter development. Since joining EPI, Scott has expanded the organization regionally, nationally, and globally, providing a transformational educational experience to advisors from all specialties across the globe.Scott Snider is a nationally recognized industry leader, growth specialist, and lifetime entrepreneur.  Two of Snider's biggest talents: market penetration and rapid growth strategies. As the operational and strategic leader of EPI, Snider thrives on helping advisors learn how to educate clients, achieve market distinction, and deliver real results.

Professional Builders Secrets brings you an exclusive episode featuring Rick Moore, Executive Business Coach at APB, and Mitchell Kasselman, CEO and Founder of Ressio Software. Together, they dive deep into why so many builders are drowning in software yet still relying on manual processes, and what the most efficient building companies are doing differently to get real value from their tech investments.This episode is sponsored by Apparatus Contractor Services, click the link below to learn more:hubs.ly/Q02mNSsG0INSIDE EPISODE 232 YOU WILL DISCOVER Why surging software investment isn't always a good thingThe growing gap between builders using software and those still going manualHow underutilization is dragging down profitabilityWhy successful adoption must be led from the top downHow to audit and consolidate your tech stackand much, much more.ABOUT RICK MOORERick Moore has been at the forefront of steering businesses that have collectively amassed a staggering market capitalisation exceeding $3 billion CDN, served as the CEO of the Canadian division of the world's largest business coaching company, and is the author of “Scale-Up to Sell,” sharing his insights derived from his experiences, and his CEPA designation in exit planning underscores my commitment to guiding ventures towards successful transitions.Connect with Rick: linkedin.com/in/rick-moore-4069383a/ABOUT MITCHELL KASSELMANModernizing the American home-building experience as Co-Founder & CEO of Ressio Software. Former leader at ServiceChannel (acquired by Fortive for $1.2B) and ex-McKinsey consultant. Passionate about technology startups. Die hard Michigan football fan.Connect with Mitchell: linkedin.com/in/mitchellkasselman/TIMELINE 7:31 Key data revealed: AI adoption nearly doubled in one year10:24 Tesla vs. used car analogy on software adoption14:10 Why mid-market builders are losing profit to underutilized software17:28 The number one reason software adoption fails30:10 How to build a smart, consolidated tech stack from the ground up39:28 Honest talk on AI estimating: where it's at and where it's headedLINKS, RESOURCES & MOREAPB Website: associationofprofessionalbuilders.comAPB Rewards: associationofprofessionalbuilders.com/rewards/APB on Instagram: instagram.com/apbbuilders/APB on Facebook: facebook.com/associationofprofessionalbuildersAPB on YouTube: youtube.com/c/associationofprofessionalbuilders

It's a consequential week for markets—and for investors navigating big decisions. Fresh data on housing, manufacturing, trade, and inflation will help test the strength of the economic backdrop, while signs of a softening labor market and easing geopolitical tensions—including improving U.S.–Iran dialogue that's pulling oil prices lower—add new layers to the outlook.But consequential decisions don't stop at the markets. For business owners, selling a company may look like a financial milestone, yet nearly 80% regret the decision within a year—often because they didn't define what comes next. We'll explore why clarity around purpose and life after the deal matters just as much as valuation and tax strategy.As wealth grows, so do the stakes. We break down whether liability coverage should track net worth, how umbrella policies are priced, and what to consider when increasing protection in a more litigious world.And when life throws a curveball—like divorce in a 6.8% mortgage environment—we'll walk through the real-world options for keeping a home with a 3% rate, from buyouts to refinancing to loan assumptions, without compromising your long-term financial plan.From economic crosscurrents to deeply personal financial choices, this episode is about making thoughtful decisions when the numbers—and the consequences—matter most.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — March 28, 2026  |  Season 40, Episode 13Timestamps and Chapters8:10: Reading the Market: Labor, Data, and Geopolitics18:26: After the Sale: Purpose, Not Just Proceeds29:15: Matching Risk, Not Just Net Worth41:31: Protecting a Good Asset Decision in a Bad Life TransitionFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

It's one of those weeks where everything seems to collide at once—markets reacting in real time to geopolitical tension, a pivotal Federal Reserve meeting on deck, and headlines that feel like they're changing by the hour. With conflict in Iran pushing oil prices higher and uncertainty back in focus, we begin by helping investors separate emotion from strategy and stay grounded in a disciplined approach.From there, we look past the headlines of record March Madness betting to the broader economic ripple effects—from increased exposure for schools, including local interest around Kennesaw State, to even a surprising trend: markets have historically “earned less” during the tournament. We also tackle a common retirement question: Does it make sense to delay your RMD until December in hopes of a higher market value? We'll walk through where that thinking works, where it doesn't, and how the Henssler Ten Year Rule can help remove the temptation to time withdrawals.Finally, we turn to a potential shift in how markets themselves operate, as the SEC considers moving away from quarterly earnings reporting. What could that mean for transparency, investor behavior, and long-term decision-making? It's a conversation that gets to the heart of how much short-term noise investors really need—and whether less could ultimately be more.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — March 21, 2026  |  Season 40, Episode 12Timestamps and Chapters7.00: All Eyes on the Fed—and the Headlines18:32: March Madness38:12: December RMDs Only?46:58: Earnings Season, RewrittenFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

In Part 2 with Ben Utecht, the conversation shifts from documentation to execution. Scott and Ben discuss how culture becomes measurable, scalable, and manageable when leaders treat it as an operating system rather than a slogan.The episode explores how documented culture drives accountability, performance, and long term value creation.For leaders who want culture to drive results and not just conversation, this episode shows what that looks like in practice.Hear how Exit Planning Institute talks about culture:https://blog.exit-planning-institute.org/is-workplace-culture-really-important-to-the-sucess-of-your-businesshttps://www.forbes.com/councils/forbesbusinesscouncil/2025/10/16/culture-is-key-3-ways-to-make-it-tangible/ Hear more from Ben Utecht:https://benutechtspeaks.com/https://exitplanningsummit.com/speakers/2837071706Want to learn more? Go to: https://linktr.ee/theexitplanninginstituteConnect with Scott: https://www.linkedin.com/in/scott-snider-epi/============================================SUBSCRIBE TO THE PODCAST:Apple Podcasts: https://podcasts.apple.com/us/podcast/exit-is-now-plan-accordingly-with-scott-snider/id1663050204Spotify: https://open.spotify.com/show/0iXzdvQN1ApWPOk3rVytFR============================================CONNECT WITH SCOTT ON SOCIAL MEDIA   YouTube: https://www.youtube.com/channel/UC_Eh7TfhJHKRa5uc5R0uRgAFacebook: https://www.facebook.com/Exit-Planning-Institute-608403729259835Website: https://exit-planning-institute.org#ExitPlanningInstitute #ScottSnider #Podcast============================================About Scott:Scott Snider is the President of the Exit Planning Institute (EPI) and the Operating Partner of Snider Premier Growth, a small family investment company.  At EPI, Scott is responsible for the strategic direction of the organization along with overseeing the company's operations and chapter development. Since joining EPI, Scott has expanded the organization regionally, nationally, and globally, providing a transformational educational experience to advisors from all specialties across the globe.Scott Snider is a nationally recognized industry leader, growth specialist, and lifetime entrepreneur.  Two of Snider's biggest talents: market penetration and rapid growth strategies. As the operational and strategic leader of EPI, Snider thrives on helping advisors learn how to educate clients, achieve market distinction, and deliver real results.

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, dives deeper into one of the five points of productivity: how to measure the true value of your patient base and why it's one of the most important drivers of practice performance. Christine teaches you how patient numbers, retention rates, and annual patient value shape the financial health of your practice. She explores key benchmarks to track how to balance new patient acquisition with retention, when to add hygience capacity, and more. Whether you're building momentum or planning your next move, this episode helps you understand the metrics that matter most. If you would like to watch the first episode of The Five Points of Productivity, click here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life

Xăng dầu tăng giá là hệ quả rõ nhất có thể thấy ở Việt Nam do chiến tranh Trung Đông. Tình hình xung đột kéo dài và nguy cơ gián đoạn tại eo biển Hormuz đặt Việt Nam trước nhiều thách thức kinh tế và thương mại. Chi phí sản xuất và vận tải đội giá, ảnh hưởng trực tiếp đến các ngành công nghiệp quan trọng. Chuỗi cung ứng toàn cầu bị gián đoạn, nguyên liệu nhập khẩu trở nên khan hiếm. Những biến động này làm giảm tính cạnh tranh của hàng Việt tại các thị trường trọng điểm như Liên Hiệp Châu Âu, Hoa Kỳ. Nền kinh tế toàn cầu xấu đi cũng không phải là dấu hiệu tốt cho Việt Nam vì một phần lớn tăng trưởng dựa vào xuất khẩu. Chi phí gia tăng còn có nguy cơ đẩy lạm phát lên cao. Tất cả những thách này đòi hỏi Việt Nam cần có những giải pháp ứng phó nhanh và hiệu quả. Trên đây là một số nhận định của nhà nghiên cứu Laurent Gédéon, giảng viên tại Đại học Công giáo Lyon (UCLy) chuyên ngành khoa học chính trị, thành viên của Viện Đông Á tại Trường Sư phạm Lyon (ENS de Lyon), khi trả lời phỏng vấn RFI Tiếng Việt ngày 12/03/2026. RFI : Cuộc chiến bùng nổ ở Trung Đông đang gây ra những ảnh hưởng sâu rộng đến nhiều lĩnh vực và hầu hết các quốc gia trên thế giới, trong đó có Việt Nam. Trung Đông có vai trò như thế nào trong quan hệ kinh tế và thương mại của Việt Nam hiện nay ? Laurent Gédéon : Kim ngạch thương mại giữa Việt Nam và Trung Đông còn khá hạn chế, với xuất khẩu sang khu vực này chiếm chưa đến 3% tổng kim ngạch. So với Mỹ, Trung Quốc hay Liên Hiệp Châu Âu thì Trung Đông vẫn là thị trường nhỏ hơn, nhưng vẫn được xem là một thị trường chiến lược tiềm năng đối với Việt Nam vì một số lý do. Thứ nhất, về xuất khẩu, Trung Đông là thị trường tiêu thụ nhiều hàng hóa của Việt Nam như điện thoại, linh kiện điện tử, dệt may và đồ nội thất. Khu vực này cũng nhập khẩu nhiều nông sản và thủy sản của Việt Nam do phụ thuộc vào nguồn thực phẩm bên ngoài. Do đó, gạo, cà phê, tiêu, hạt điều, cũng như tôm và các loại hải sản khác của Việt Nam cũng tìm được thị trường đầy triển vọng. Ngoài ra, thị trường thực phẩm “halal”, ít được biết đến nhưng đang phát triển mạnh và có thể đạt 5.000 tỷ đô la vào năm 2030, trở thành lĩnh vực chiến lược mà Việt Nam hướng tới để đáp ứng nhu cầu của các nước Hồi Giáo. Về nhập khẩu, Việt Nam chủ yếu nhập năng lượng từ Trung Đông, đặc biệt là dầu mỏ, sản phẩm từ dầu, khí tự nhiên hóa lỏng và nguyên liệu hóa học. Ngoài ra còn có kim loại và nguyên liệu thô phục vụ công nghiệp. Những nguồn này rất quan trọng đối với ngành công nghiệp và hệ thống năng lượng của Việt Nam. Về mặt này, Trung Đông đóng vai trò then chốt đối với Việt Nam với tư cách là nhà cung cấp năng lượng và công nghiệp. Đọc thêmMối quan hệ truyền thống khiến Việt Nam khó xử trong xung đột Israel-Hamas Đối với các nước vùng Vịnh, Việt Nam đã triển khai chiến lược đầu tư từ nhiều năm qua thông qua các hiệp định thương mại song phương. Tiêu biểu là Hiệp định Đối tác Kinh tế Toàn diện (CEPA) ký ngày 28/10/2024 tại Dubai với Các Tiểu Vương Quốc Ả Rập Thống, nhằm xóa bỏ hầu hết thuế quan, thúc đẩy đầu tư và tăng cường thương mại song phương. Nhìn chung, có thể nói rằng Trung Đông là đòn bẩy quan trọng giúp Việt Nam đa dạng hóa thương mại và nguồn năng lượng, giảm phụ thuộc vào một số đối tác lớn như Trung Quốc và Hoa Kỳ. RFI : Căng thẳng hoặc xung đột ở Trung Đông có thể ảnh hưởng đến mức độ nào đối với một số thị trường xuất khẩu quan trọng của Việt Nam, như Liên Hiệp Châu Âu hoặc Hoa Kỳ, cũng như các nước vùng Vịnh và Israel ? Laurent Gédéon : Xung đột ở Trung Đông có khả năng tác động đến thị trường xuất khẩu của Việt Nam theo nhiều cách. Thứ nhất, xung đột ở Trung Đông có thể làm giá năng lượng tăng cao vì đây là một trong những khu vực sản xuất dầu khí hàng đầu thế giới. Nếu xung đột kéo dài, sản xuất và vận chuyển hydrocarbon sẽ bị ảnh hưởng. Giá dầu khí tăng khiến chi phí vận tải biển và hàng không tăng, kéo theo chi phí sản xuất tại Việt Nam cao hơn, đặc biệt trong các ngành công nghiệp, dệt may, điện tử và vận tải. Khi giá sản phẩm tăng, hàng Việt Nam sẽ kém cạnh tranh hơn tại các thị trường trọng điểm, cụ thể là Liên Hiệp Châu Âu và Mỹ - hai thị trường xuất khẩu chính (chiếm gần 40%) đối với hàng chế tạo của Việt Nam. Đọc thêmViệt Nam hợp tác dầu khí với Ả Rập Xê Út Yếu tố thứ hai là nhiều tuyến thương mại chiến lược sẽ bị gián đoạn nếu xung đột dẫn đến bất ổn kéo dài ở hai khu vực hàng hải nhạy cảm là Vịnh Ba Tư và phía bắc Ấn Độ Dương, cùng với việc eo biển Hormuz bị đóng một phần hoặc toàn bộ. Tình hình thậm chí có thể nghiêm trọng hơn nếu lực lượng Houthi ở Yemen cũng tham gia vào cuộc xung đột và siết chặt phong tỏa ở eo biển Bab-el-Mandeb để giảm bớt áp lực cho Iran. Cho dù hiện nay lực lượng Houthi giữ thái độ thận trọng nhưng vẫn không thể loại trừ một kịch bản như vậy, bởi vì thủ lĩnh Abdul-Malik al-Houthi đã tuyên bố trên truyền hình ngày 05/03 rằng lực lượng Houthi sẵn sàng tấn công bất cứ lúc nào. Trong bối cảnh bất ổn như vậy, tàu thuyền sẽ phải tránh các vùng biển nguy hiểm, điều này sẽ làm tăng thời gian vận chuyển và chi phí logistic. Trong trường hợp đó, Việt Nam sẽ gặp khó khăn, vì chuỗi giá trị xuất khẩu của Việt Nam phụ thuộc rất nhiều vào các tuyến hàng hải nối các trung tâm sản xuất châu Á với các thị trường lớn ở châu Âu và Bắc Mỹ. Bất kỳ sự gián đoạn nào đối với các tuyến đường này đều có thể dẫn đến việc tăng chi phí và chậm trễ giao hàng. Cuối cùng, yếu tố thứ ba liên quan đến kinh tế toàn cầu. Căng thẳng ở Trung Đông có thể gây bất ổn kinh tế chung, đặc biệt là việc nhà đầu tư rút vốn và các nước phân bổ lại ngân sách tập trung cho quốc phòng. Điều này có thể làm suy yếu kinh tế của các đối tác thương mại của Việt Nam, đặc biệt ở Trung Đông, từ đó giảm nhu cầu nhập khẩu. Nếu xung đột kéo dài hoặc leo thang, tác động tương tự cũng có thể lan sang châu Âu và Mỹ, hai thị trường xuất khẩu quan trọng của Việt Nam. Đọc thêmPetroVietnam sẽ đầu tư 1,2 tỷ đô la vào một mỏ dầu tại Iran Do đó, xung đột giữa Iran với Hoa Kỳ và Israel có thể gián tiếp ảnh hưởng đến kinh tế Việt Nam. Mặc dù Trung Đông không phải đối tác thương mại chính nhưng căng thẳng khu vực vẫn có thể gây ra hậu quả đáng kể cho các thị trường xuất khẩu lớn của Việt Nam. Nếu gián đoạn kéo dài, hàng hóa Việt Nam có nguy cơ kém cạnh tranh về giá so với các nước gần châu Âu và Bắc Mỹ hơn và sử dụng các tuyến vận tải ngắn hơn hoặc ít rủi ro hơn. RFI : Ngành công nghệ của Việt Nam đang phát triển. Tại sao lĩnh vực này cũng có thể bị tác động với những diễn biến địa-chính trị ở Trung Đông ? Laurent Gédéon : Nhìn chung ngành công nghiệp công nghệ của Việt Nam, bao gồm điện tử, bán dẫn và lắp ráp, phụ thuộc lớn vào năng lượng và nguyên liệu thô. Căng thẳng tại các quốc gia sản xuất hydrocarbon như Ả Rập Xê Út, Qatar hay Các Tiểu Vương Quốc Ả Rập Thống Nhất có thể làm giá dầu và khí đốt tăng lên, kéo theo chi phí sản xuất và vận tải quốc tế tăng, như đã nói ở trên. Trong khi đó hoạt động công nghiệp của Việt Nam cần nguồn năng lượng lớn, giá năng lượng tăng sẽ tác động đến sức cạnh tranh của hàng xuất khẩu công nghệ Việt Nam. Việt Nam đã trở thành mắt xích quan trọng trong chuỗi sản xuất công nghệ toàn cầu nhờ sự hiện diện của các tập đoàn lớn như Samsung, Intel, Foxconn và Apple. Với vai trò nhà xuất khẩu sản phẩm hoàn chỉnh, bất kỳ gián đoạn nào trong chuỗi logistic hoặc tăng chi phí vận chuyển đến các thị trường xuất khẩu đều sẽ gây thiệt hại đáng kể cho Việt Nam. Trường hợp Israel đặc biệt quan trọng, cần được nhắc lại, bởi vì Việt Nam hợp tác sâu rộng với Nhà nước Do Thái trong trí tuệ nhân tạo AI và công nghệ nông nghiệp (agritech). Agritech là lĩnh vực ứng dụng kỹ thuật số và robot nhằm nâng cao năng suất và hiệu quả nông nghiệp. Căng thẳng kéo dài có thể làm chậm các dự án hợp tác và giảm đầu tư. Trong bối cảnh Israel là một trung tâm công nghệ quan trọng, việc căng thẳng khu vực kéo dài hoặc leo thang có thể làm chậm các dự án hợp tác công nghệ song phương và dẫn đến sự sụt giảm đầu tư trong lĩnh vực này. Tương tự, Việt Nam cũng có thể phải đối mặt thách thức này với các nước vùng Vịnh, vốn đang thúc đẩy đa dạng hóa kinh tế tập trung vào mở rộng công nghệ cao và đổi mới sáng tạo từ nhiều năm gần đây. Đọc thêmIsrael bán hai vệ tinh do thám cho cơ quan tình báo quân sự Việt Nam Ngoài khu vực Trung Đông, khủng hoảng có thể sẽ gây lạm phát toàn cầu và suy giảm kinh tế ở châu Âu và Mỹ. Và như vậy có thể sẽ làm dao động hoặc giảm nhu cầu sản phẩm điện tử. Đây sẽ là một thách thức lớn cho ngành công nghệ Việt Nam. RFI : Việt Nam đặt mục tiêu tăng trưởng ít nhất 10% vào năm 2026. Áp lực thuế quan của Mỹ đã thúc đẩy Việt Nam tìm cách đa dạng hóa đối tác thương mại. Xung đột ở Trung Đông có thể tác động như thế nào đến mục tiêu này ? Laurent Gédéon : Cuộc xung đột sẽ tác động mạnh đến nguồn năng lượng. Ngày 10/03, Cơ quan Thông tin Năng lượng Hoa Kỳ (EIA) điều chỉnh dự báo giá dầu Brent 2026 lên 79 đô la/thùng (so với 58 đô la vào tháng 02/2026) và tăng 36% kể từ đầu năm. Giá năng lượng tăng sẽ ảnh hưởng đến xăng, dầu hỏa, phân bón, hóa dầu, nhựa và  như vậy sẽ tác động trực tiếp đến vận tải, công nghiệp, luyện kim, bán lẻ và thực phẩm. Nếu xu hướng này tiếp diễn, lạm phát ở Việt Nam, hiện là 2,5%, có thể tăng gấp đôi trong những tháng tới. Giá dầu tăng cũng sẽ đè nặng lên tăng trưởng GDP, ngay cả khi Việt Nam là nước sản xuất dầu khí bởi vì Việt Nam cũng phải nhập dầu khí. Hiện giờ rất khó đưa ra các dự đoán chính xác. Nếu eo biển Hormuz bị đóng cửa hoàn toàn và kéo dài, có nghĩa là Iran rải thủy lôi và bắn vào tàu thuyền tìm cách đi qua, thì giá dầu có thể ở mức hơn 100 đô la/thùng. Một trong những tác động đối với Việt Nam, như đã đề cập, là lạm phát có thể vượt 5%, và xuất khẩu giảm, cho nên có khả năng GDP bị giảm thêm 1%. Tình hình này đòi hỏi chính quyền Việt Nam theo dõi sát sao để dự báo tác động và triển khai các biện pháp ứng phó hiệu quả. RFI Tiếng Việt xin chân thành cảm ơn nhà nghiên cứu Laurent Gédéon, Đại học Công giáo Lyon.

As attacks in the Strait of Hormuz put investors on edge, we start this week's episode with a conversation that takes a step back from the headlines to focus on what actually matters for client holdings. We'll compare the current moment to 2008, examine how increased U.S. oil production has changed the picture, and offer some reassurance in a market still grappling with uncertainty.With all the uncertainty, the S&P 500 keeps dipping, the headlines are getting louder, and investors are starting to feel uneasy—but the market is still only about 2% to 3% off record highs. We'll put today's volatility in context, revisit the “Ten-Year Rule,” and explain why moments like this are often when long-term discipline matters most.After the break we look at Vanguard's “How America Saves” report, which shows hardship withdrawals from 401(k) plans have been inching higher; however, participation in workplace retirement plans has also never been stronger. We'll explore why that combination may actually signal progress, as more workers build retirement savings that can also serve as a financial backstop when life throws a curveball.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — March 14, 2026  |  Season 40, Episode 11Timestamps and Chapters7:12: Perspective in a Time of Uncertainty20:05: But is the Sky Really Falling?45:31: The 401(k) Safety NetFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Episode 193 | Why Great Leadership Creates Great Wealth | Financial Planning, Wealth Building & Leadership Development for Entrepreneurs   What separates high-earning entrepreneurs who build lasting wealth from those who just make good money? According to financial planner and leadership coach Mando Sallavanti, it starts with how you lead.   In this episode of the Heartbeat for Hire Podcast, wealth management expert and Freedom Path Wealth founder Mando Sallavanti III, CFP®, CEPA, ChFC® breaks down the direct connection between great leadership, financial freedom, and building a life by design — not by default. Mando went from grinding cold calls in Scranton, PA to managing a nationwide client base of $500K+ earners, speaking on national stages, and coaching financial advisors across the country. His journey is a masterclass in leadership transformation, business growth, and strategic wealth building.   In this conversation, Mando gets real about the leadership identity crisis that changed everything — trading an ego-driven, command-and-control style for one rooted in empowerment, delegation, and hiring for potential. He also breaks down his signature "credit card game" — a wealth strategy entrepreneurs and business owners are using to fund luxury travel and premium life experiences without sacrificing long-term financial goals. In this episode, you'll learn:   1️⃣ How to shift from ego-driven leadership to a model built on empowerment and accountability — and why it builds better teams and bigger businesses faster 2️⃣ The wealth-building strategy high-earning entrepreneurs are sleeping on: leveraging business expenses through strategic credit card use to fund premium life experiences 3️⃣ Why hiring for potential over credentials is the leadership move that scales businesses — and how Mando applied it inside a financial services firm Perfect for: entrepreneurs, small business owners, financial advisors, sales leaders, high-income professionals, wealth management clients, anyone building a leadership culture, and executives managing equity comp, real estate, or closely held businesses.   About Mando Sallavanti Mando Sallavanti is the founder of Freedom Path Wealth, a modern financial planning firm serving successful families earning $500K+ — executives managing equity compensation, real estate, and closely held businesses who need clarity, philosophy: Spend it like you mean it. Beyond client work, Mando is one of the most followed financial professionals on LinkedIn (46,000+ followers) and coaches financial advisors nationwide on building profitable, planning-first practices using the same tactical frameworks and personal brand strategies that took him from cold calls to national stages.

Geopolitical tensions flared over the weekend as military strikes involving the U.S., Israel, and Iran sent shockwaves through global headlines. But how did markets actually respond? We break down the reaction across energy prices, defense stocks, travel shares, and inflation expectations — and what investors should watch in the weeks ahead.Moments like these often raise the same question: what does this mean for my portfolio? Looking at historical data from past geopolitical crises, we discuss how the S&P 500 has typically behaved during periods of uncertainty, why short-term volatility can look very different from long-term outcomes, and how investors can stay grounded by focusing on discipline rather than prediction.Then we turn to the growing conversation around artificial intelligence and jobs. After Block announced significant layoffs with CEO Jack Dorsey pointing to AI as a key driver, we explore whether AI is truly replacing that much human capital — or if other business realities like a weak crypto market, past hiring trends, and stock performance may also be influencing the decision.Finally, Managing Associate Melanie Wells joins the show to discuss what earning the Certified Divorce Financial Analyst® designation adds to financial planning during divorce. Using a real-world style case study, we examine how retirement accounts, pensions, stock options, real estate, and even debt are evaluated — and why in divorce planning, “fair” doesn't always mean “equal.”Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — March 7, 2026  |  Season 40, Episode 10Timestamps and Chapters8:14 War Headlines and Wall Street19:08: Discipline Over Drama24:20: Separating Signal from Story 33:59: The Hidden Financial Decisions in DivorceFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

This Season 4 episode begins the conversation on documenting culture. Scott sits down with Ben Utecht to explore why culture happens by default or by design and why leaders must be intentional about capturing what they believe.Ben explains the importance of a culture creed and why documenting culture is essential before it can be scaled, measured, or managed.For leaders serious about preserving culture as their organization grows, this episode lays the groundwork.Hear how Exit Planning Institute talks about culture:https://blog.exit-planning-institute.org/is-workplace-culture-really-important-to-the-sucess-of-your-businesshttps://www.forbes.com/councils/forbesbusinesscouncil/2025/10/16/culture-is-key-3-ways-to-make-it-tangible/ Hear more from Ben Utecht:https://benutechtspeaks.com/https://www.linkedin.com/in/benutecht/Want to learn more? Go to: https://linktr.ee/theexitplanninginstituteConnect with Scott: https://www.linkedin.com/in/scott-snider-epi/============================================SUBSCRIBE TO THE PODCAST:Apple Podcasts: https://podcasts.apple.com/us/podcast/exit-is-now-plan-accordingly-with-scott-snider/id1663050204Spotify: https://open.spotify.com/show/0iXzdvQN1ApWPOk3rVytFR============================================CONNECT WITH SCOTT ON SOCIAL MEDIA   YouTube: https://www.youtube.com/channel/UC_Eh7TfhJHKRa5uc5R0uRgAFacebook: https://www.facebook.com/Exit-Planning-Institute-608403729259835Website: https://exit-planning-institute.org#ExitPlanningInstitute #ScottSnider #Podcast============================================About Scott:Scott Snider is the President of the Exit Planning Institute (EPI) and the Operating Partner of Snider Premier Growth, a small family investment company.  At EPI, Scott is responsible for the strategic direction of the organization along with overseeing the company's operations and chapter development. Since joining EPI, Scott has expanded the organization regionally, nationally, and globally, providing a transformational educational experience to advisors from all specialties across the globe.Scott Snider is a nationally recognized industry leader, growth specialist, and lifetime entrepreneur.  Two of Snider's biggest talents: market penetration and rapid growth strategies. As the operational and strategic leader of EPI, Snider thrives on helping advisors learn how to educate clients, achieve market distinction, and deliver real results.

Day 1,468.Today, as war in the Middle East escalates and Putin attempts to position Russia as a potential peace broker, we examine Zelensky's claim that if Gulf States pressure Moscow towards a ceasefire in Ukraine, Kyiv could offer air defence support in return. We analyse claims that Ukraine captured more territory in February than Russia, and assess France's extraordinary shift in its nuclear posture and what it means for European security. Then we bring you a dispatch from Adélie in Irpin, and speak to an elections expert to debate whether Ukraine can realistically hold presidential elections in the event of a ceasefire.Contributors:Francis Dearnley (Host on Ukraine: The Latest). @FrancisDearnley on X.Dominic Nicholls (Host on Ukraine: The Latest). @DomNicholls on X.Adélie Pojzman-Pontay (Host on Ukraine: The Latest). @adeliepjz on X.With thanks to Ben Graham Jones.NOW IN FULL VIDEO WITH MAPS & BATTLEFIELD FOOTAGE:Every episode is now available on our YouTube channel shortly after the release of the audio version. You will find it here: https://youtu.be/UJebwNfLBwYCONTENT REFERENCED:Listen and watch ‘Iran: The Latest', covering events in the Middle East:https://linktr.ee/IranTheLatestYou can learn more and contact Ben Graham Jones at:https://www.bengjones.com/about-ben Propaganda Video from Africa:https://ghostarchive.org/varchive/NCZ0YSyWVhk Zelensky offers to save Gulf states –⁠ if they stop Putin (The Telegraph):https://www.telegraph.co.uk/world-news/2026/03/03/zelensky-offers-to-save-gulf-states-iran-war-putin-drones/ Ukraine captured more territory than it lost to Russia over February 2026, Syrskyi says (Kyiv Independent):https://kyivindependent.com/ukraine-captured-more-territory-than-it-lost-to-russia-over-febraury-2026-syrskyi-says/ I Can Buy a British Election for $25m: Here's How (Andy Pryce for CEPA):https://cepa.org/article/i-can-buy-a-british-election-for-25m-heres-how/ WEEKLY NEWSLETTER:Our weekly newsletter includes maps of the frontlines and diagrams of weapons, answers your questions, provides recommended reading, and gives exclusive analysis and behind-the-scenes insights.. It's free for everyone, including non-subscribers. Join here – http://telegraph.co.uk/ukrainenewsletter EMAIL US:Contact the team on ukrainepod@telegraph.co.uk . We continue to read every message, and seek to respond to as many on air and in our newsletter as possible. Hosted on Acast. See acast.com/privacy for more information.

Federico Borsari is a Non-Resident Fellow with the Transatlantic Defense and Security Program at the Center for European Policy Analysis, or CEPA for short.  The Center for European Policy Analysis is a nonprofit, nonpartisan public policy institution headquartered in Washington, DC, with hubs in London and Brussels. The organization focuses on strengthening the transatlantic alliance through research, analysis, and programs. CEPA provides insight on trends affecting democracy, security, and defense to government officials and agencies, helps transatlantic businesses navigate changing strategic landscapes, and builds networks of future leaders committed to transatlantic cooperation. At CEPA, Federico focuses on issues at the intersection of technology and international security, with particular emphasis on unmanned systems and autonomy. His work also covers NATO and transatlantic defense and security. He has authored several analyses and publications on the use and security implications of unmanned aerial systems by both state and non-state actors, and recently co-authored the first-ever report on drone warfare and its implications for NATO. Federico previously served as a Pan-European Fellow and later a Visiting Fellow with the European Council on Foreign Relations, and until October 2021 he worked as an analyst and project officer at the International Institute for International Political Studies in Milan, where he also helped organize the last three editions of the Mediterranean Dialogues Conference. He holds a BA in History from the University of Modena and an MA in International Relations and Strategic Studies from the University of Bologna. He also earned a second MA in Middle Eastern Studies from the Catholic University in Milan, and conducted fieldwork in Iraqi Kurdistan for a research project on the institutionalization and depoliticization of the Peshmarga. Federico is a frequent commentator on defense and drone technology in national and international media, and he regularly participates in conferences on defense technology and the use of drones. In this episode of the Drone Radio Show, Federico talks about how uncrewed systems are being used in the Arctic, and the challenges and opportunities they present for security, monitoring, and protecting critical infrastructure in this increasingly strategic region.

Send a textOn this episode of The Get Ready Before Life Happens Podcast, Tony sits down with Adam Koos, President of Libertas Wealth Management and host of The Retirement Fiduciary Podcast to explore why great financial planning starts with relationships, curiosity, and clarity.Key Takeaways:

Markets recently reacted to a provocative “left-tail” AI scenario making the rounds—a fictional 2028 research report suggesting that too much AI success could ultimately lead to significant white-collar job losses. We'll unpack why markets can be so sensitive to narrative shocks.Next, a circulating opinion piece raises concerns about whether Wall Street could legally seize customer securities in a future financial crisis. We'll separate rhetoric from regulation, clarify how custody actually works, explain the important differences between margin and cash accounts.Then, we answer a thoughtful listener question about leaving a legacy gift to a college fraternity. We'll explore charitable giving vehicles, distribution strategies, trustee considerations, and how the fraternity's tax status could significantly influence the best approach.Finally, with mortgage rates easing off their recent highs, we welcome Shanna Squires of Henssler Mortgage Advisors to discuss when refinancing truly makes sense. From AI-driven market volatility to custody risk, legacy planning, and refinancing strategy, we'll help you cut through the noise and focus on what really matters for long-term financial decision-making.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — February 28, 2026  |  Season 40, Episode 9Timestamps and Chapters8:51 Too Much AI? Markets React to a Fictional Scenario25:24: Brokerage Custody, Collateral, and Crisis39:28: Fraternity, Foundation, or Fund? Structuring the Right Legacy 50:26: Break-Even and Beyond: Refinancing Done RightFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

On this episode of The Dentist Money Show, Will Gochnour, CFP® and Christine Uhen, CEPA, break down the financial fundamentals every dentist needs to build a sustainable and profitable practice, with a focus on paying yourself the right way, managing cash flow, and making intentional money decisions. They explain why compensation should be predictable and tied to clear benchmarks, how new practice owners can navigate the "ugly duckling" phase, and why understanding your numbers is critical for long-term success. Tune in to learn how dentists can avoid common pitfalls and create a practice that works for them. Read the full article here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Chris Holman welcomes back Benjamin Bakken, CFP®, CEPA®. Senior Vice President, Lansing Market Director, Tri-Star Trust Bank, who is joined by Dewey Doyle, CFP®, Vice President, Investment Manager also with Tri-Star Trust Bank, Lansing, MI. Welcome back Ben, remind the Michigan business community about Tri-Star Trust Bank. What were some highlights for Tri-Star Trust Bank in 2025? You recently attended the Mid-Michigan 2026 Economic Forecast Breakfast, what were your takeaways? What are your projects or goals for Tri-Star Trust Bank in 2026? Before we go, Ben, you are the upcoming presenter at the next MBN Speakers Series event, give us a quick preview of what folks will learn later this month? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

February 21, 2026: AI Expectations, Investor Bias, and the Future of SavingIt may feel like an uninspiring start to the year, but the S&P 500 is still positive year-to-date. In this week's market update, we look beneath the surface at a rotation away from the mega-cap leaders toward broader participation across the market. We'll also examine why parts of the technology sector—particularly software—have come under pressure as expectations around AI spending and growth continue to evolve.Private markets were once the domain of pension funds and institutions writing $25 million checks. That's changing. We explore how private equity, real estate, and infrastructure are becoming more accessible to individual investors through interval and evergreen funds, digital platforms, and evolving regulations that are widening the door. What does this democratization really mean—and where should investors be cautious?In a recent Wall Street Journal article, a twentysomething recently said she feels her money is safer in the stock market than in a house. That raises an important question: Are we conditioning a generation to believe markets only go up? We step back and discuss how lived experience shapes investment behavior—from Boomers who remember double-digit inflation, to Gen X and the dot-com bust, to Millennials and the housing crash, and Gen Z's era of rapid recoveries and tech-driven growth.And finally, if you're saving 18% into your 401(k) and thoughtfully splitting between traditional and Roth, you're doing a lot right. But when does it make sense to add an IRA — and should that ever come at the expense of your 401(k)? We break down contribution limits, tax diversification, investment flexibility, and fees, and how an IRA can complement a workplace plan.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — February 21, 2026  |  Season 40, Episode 8Timestamps and Chapters6:57: AI Expectations and the Software Slowdown21:20: Bull Markets, Bear Memories, and Generational Bias37:20: Democratizing Private Markets: Opportunity or Overreach?52:01: Is More Always Better? Adding an IRA to the Mix“Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP welcomes back Andrew Mirolli, CEPA. Andrew is the Co-founder and Head of Client Services at BuyAUM. This is the third episode of a three-part series discussing business succession planning through the lens of a financial planner. In this episode, Andrew and Mike discuss the purchasing of another book of business and the planning, terms, and nuances associated with it. They also talk about things advisors should consider once they sell the business and fears related to selling their practice. This is a great episode for any advisor considering the purchase of another book of business or selling their own firm. ​ For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

If Netflix or Spotify doubled their price tomorrow, would you really cancel—or would you grumble and keep paying? In this conversation, we use subscription services we all rely on to explain a powerful investing concept: pricing power. We'll break down why some companies can raise prices without losing customers, what that tells us about their business models, and why pricing power matters when evaluating long-term investments—especially in an inflation-conscious world.Big Tech is opening the checkbook for AI. Amazon, Alphabet, Meta, and Microsoft are on track to spend nearly $650 billion in 2026 alone, even if it means taking a hit to free cash flow today. We'll unpack why this spending surge is happening, where the money is going, and what it could mean for earnings, valuations, and investors navigating the AI boom. In this week's Market Segment, we break down sector performance across the S&P 500 amid heightened volatility in software stocks, driven largely by renewed concerns over AI's disruptive impact. We also zoom out to examine how AI is influencing industries more broadly, and what a healthy market rebalance across sectors could signal for investors. Plus, we discuss the growing gap between consumer sentiment and actual economic activity and take a closer look at January's employment data to see what it may mean for the path ahead.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — February 7, 2026  |  Season 40, Episode 6Timestamps and Chapters8:29: Cancel or Complain? Pricing Power Explained31:31: AI at Any Cost?45:57: Market Rotation Amid AI UncertaintyFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes back Andrew Mirolli, CEPA. Andrew is the Co-founder and Head of Client Services at BuyAUM. This is the second episode of a three-part series discussing business succession planning through the lens of a financial planner. In this episode, Andrew and Mike talk about what steps to take if your financial planner either retires, or something unexpected happens to them. The two discuss key things to look for and questions individuals should be asking a new advisor, as well as from the advisor perspective, what to do in order to protect clients in the event something happens to them. This is a great episode for anyone who is working with an advisor who may be on the doorstep of retirement. ​ For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

This week's podcast opens with a market update as we break down earnings from the tech giants and what those results signal about growth expectations in the months ahead. We'll also discuss Wall Street's response to President Trump's nomination of Kevin Warsh as the next Fed Chair, and what the debate means for interest rates, inflation, and the future direction of monetary policy. Plus, we take a closer look at Friday's sharp selloff in gold and silver, separating short-term headline reactions from longer-term portfolio considerations.Insurance is designed to provide protection—but over time, it can quietly become a drag on your financial plan. In this conversation, we examine extended warranties and common coverage decisions, how to evaluate which risks truly need to be insured, and when self-insuring may make more sense. We'll also walk through the different types of insurance and what coverage is essential for long-term peace of mind.We'll then turn to Elon Musk's latest move to reshape his business empire, combining SpaceX with artificial intelligence startup xAI as the new entity positions itself for what could be one of the largest IPOs in history. We'll discuss what a vertically integrated AI, aerospace, and satellite internet company could mean for investors, how the merger changes the risk profile of both businesses, and why regulatory scrutiny may become an increasingly important part of the story. As always, we'll separate the headline excitement from the underlying fundamentals as AI spending and capital requirements continue to rise.And finally, the Big Game isn't just about football—it's shaping up to be one of the largest betting events of the year. We'll talk about how sportsbooks are pricing the Seahawks vs. Patriots matchup, where public and professional money are landing, and the types of bets drawing the most attention heading into the weekend.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — February 7, 2026  |  Season 40, Episode 6Timestamps and Chapters6:11: Profit Reports, Policy Shifts, and a Metal Meltdown26:03: The Price of Protection and Peace of Mind52:40: Rockets, Orbital Data Centers, and a Trillion-Dollar Bet59:57: Big Game BetsFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Season 4 continues with Part 2 of the conversation with Dr. Fred Johnson, shifting the focus from awareness to action. Scott and Dr. Fred Johnson explore the leadership mentality behind high trust cultures and how trust accelerates or undermines performance. The episode highlights why mentality matters more than strategy, how leaders shape culture through their decisions, and what it takes to turn trust into a true advantage. For those looking to understand how leadership mindset directly impacts culture and results, this episode delivers clarity.Hear how Exit Planning Institute talks about culture:https://blog.exit-planning-institute.org/shooting-for-success-winning-culturehttps://blog.exit-planning-institute.org/is-workplace-culture-really-important-to-the-sucess-of-your-business Hear more from Dr. Fred Johnson:https://www.initiativeone.com https://open.spotify.com/episode/1eVQTzZRykHMSWMhaFvu4B?si=74a70a784455469eWant to learn more? Go to: https://linktr.ee/theexitplanninginstituteConnect with Scott: https://www.linkedin.com/in/scott-snider-epi/============================================SUBSCRIBE TO THE PODCAST:Apple Podcasts: https://podcasts.apple.com/us/podcast/exit-is-now-plan-accordingly-with-scott-snider/id1663050204Spotify: https://open.spotify.com/show/0iXzdvQN1ApWPOk3rVytFR============================================CONNECT WITH SCOTT ON SOCIAL MEDIA   YouTube: https://www.youtube.com/channel/UC_Eh7TfhJHKRa5uc5R0uRgAFacebook: https://www.facebook.com/Exit-Planning-Institute-608403729259835Website: https://exit-planning-institute.org#ExitPlanningInstitute #ScottSnider #Podcast============================================About Scott:Scott Snider is the President of the Exit Planning Institute (EPI) and the Operating Partner of Snider Premier Growth, a small family investment company.  At EPI, Scott is responsible for the strategic direction of the organization along with overseeing the company's operations and chapter development. Since joining EPI, Scott has expanded the organization regionally, nationally, and globally, providing a transformational educational experience to advisors from all specialties across the globe.Scott Snider is a nationally recognized industry leader, growth specialist, and lifetime entrepreneur.  Two of Snider's biggest talents: market penetration and rapid growth strategies. As the operational and strategic leader of EPI, Snider thrives on helping advisors learn how to educate clients, achieve market distinction, and deliver real results.

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP welcomes Andrew Mirolli, CEPA. Andrew is the Co-founder and Head of Client Services at BuyAUM. This is the first episode of a three-part series discussing business succession planning through the lens of a financial planner. In this episode, Andrew and Mike talk about what steps to take if your financial planner either retires, or something unexpected happens to them. The two discuss key things to look for and questions individuals should be asking a new advisor, as well as from the advisor perspective, what to do in order to protect clients in the event something happens to them. This is a great episode for anyone who is working with an advisor who may be on the doorstep of retirement. ​ For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

On this short episode of The Dentist Money Show, Practice Strategist Christine Uhen, BA, CEPA, breaks down the five points of productivity and shares a proven framework for growing your dental practice's top line. From attracting more patients and improving case acceptance to financing treatment and building a consistent, high-producing schedule, she explains how smart systems and intentional strategy can help you increase productivity without simply getting busier. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.