Podcasts about cepa

This week on “Henssler Money Talks,” we're digging into what Thanksgiving really costs in 2025. Walmart is rolling out a dinner basket that feeds 10 for under $4 per person—though it's a bit leaner than last year and noticeably missing those beloved King's Hawaiian rolls. Target's four-person meal rings in under $20, even as grocery prices climb 2.7%. We break down what all of this says about inflation, consumer behavior, and the state of the American wallet heading into the holidays.Then we turn to the markets. November has been a tougher month for stocks, and as third-quarter earnings season winds down, big names like Nvidia are still set to drive headlines. Can its results turn the week around? With the government shutdown now off the table, investors are also gearing up for a fresh round of economic data—including minutes from the Federal Reserve's October meeting that may offer clues about the path of interest rates. We unpack what investors should watch and what it all means for your portfolio.After the break, we dive into a headline-grabbing idea: 50-year mortgages. The Federal Housing Finance Agency is floating the concept, but would stretching a home loan over five decades make homebuying more accessible—or simply saddle borrowers with far more interest over time? We lay out the potential benefits, the pitfalls, and what this could mean for future homeowners.And in our year-end planning segment, we turn to single-member LLCs and gig-economy workers. If you work for yourself, now is the time to take stock of your 2025 tax picture. We'll walk through what counts as income, which expenses qualify as deductions, and how to maximize retirement contributions before the year wraps up.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — November 22, 2025  |  Season 39, Episode 47Timestamps and Chapters5:39: Gravy, Gobble, and Grocery Bills13:47: Earnings, Rates & Market Trends26:37: 50-Year Home Stretch41:31: Solo but Smart: Year-end Financial Moves for Your LLCFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Hoy es miércoles. Y hoy sí es el programa 11, de la temporada 11 del mes 11, y eso sólo puede significar una cosa: nada. Hablamos con un músico por sorpresa, conocemos el absurdo debate que tuvo Cepa con un colega sobre los cinéfilos y los gamers, conocemos la historia por fascículos de la roca Tarpeya y nos enteramos de por qué GTA VI se ha retrasado otra vez.

17 Nov 2025. Is the city’s liveability being tested, and are some residents at risk of being left behind? Georgia Tolley reports from New York at the Dubai Business Forum. Plus, where are we in the UAE’s CEPA trade deal journey? We put the question to HE Dr Thani Al Zayoudi, Minister of State for Foreign Trade. And in our C-Suite Series, we’re joined by one of the UAE’s most influential public health pioneers, H.E. Dr Mariam Matar, to explore how she has shaped national policy and redefined longevity and well-being.See omnystudio.com/listener for privacy information.

As we close in on year-end, this week's “Henssler Money Talks” tackles three financial decisions that can make a major impact on your long-term plan. First, before you write that last charitable check of 2025, make sure you're doing it strategically. We break down the evolving charitable giving rules—from updated deduction limits to how Qualified Charitable Distributions and Donor Advised Funds can help you give more efficiently. Whether you donate regularly or ramp up your giving at year-end, understanding these rules can help you maximize both your impact and your tax benefit. Next, we dig into a question many listeners are asking: Should you stop saving and pay off the mortgage before retirement? While being debt-free sounds great, it may leave you “house-rich and cash-poor.” We unpack the trade-offs, including how mortgage rates compare to long-term investment returns, the risks of cutting back on 401(k) contributions, and why carrying some debt into retirement may actually support your overall financial flexibility. Finally, we explore the recommended “order to savings”—and why it's not a one-size-fits-all formula. From employer retirement plans to Roth IRAs to taxable brokerage accounts, where you save first can depend on your goals, timeline, and tax picture. We break down the most common prioritization framework and help you think through the right path for your personal situation. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — November 15, 2025  |  Season 39, Episode 46 Timestamps and Chapters 7:35: Smart Strategies for 2025 Charitable Contributions 21:32: Stop Saving to Pay Off the House? Let's Talk About It.26:58: Your Savings, Your Strategy: Where to Start 38:17: Shutdown Ends, Earnings Season and Selling NVIDIA Follow Henssler:Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/TikTok: https://www.tiktok.com/@hensslerfinancial?lang=enX: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Join us for a Partner Summit Special episode of The Exit Is Now podcast as Scott Snider welcomes Andrew Nikolai of CSG Partners to discuss the rising role of employee ownership in exit planning. Andrew explains why ESOPs are a powerful option for business owners, offering unique tax benefits, cultural continuity, and wealth-building opportunities for employees. He walks through the ideal company profile, outlines the three-stage process from education to transaction, and highlights why ESOPs are becoming a more mainstream choice in the era of the silver tsunami. This episode provides practical insights for advisors and owners alike on how employee ownership can align purpose, legacy, and liquidity.Want to learn more? Go to: https://linktr.ee/theexitplanninginstituteConnect with Scott: https://www.linkedin.com/in/scott-snider-epi/============================================SUBSCRIBE TO THE PODCAST:Apple Podcasts: https://podcasts.apple.com/us/podcast/exit-is-now-plan-accordingly-with-scott-snider/id1663050204Spotify: https://open.spotify.com/show/0iXzdvQN1ApWPOk3rVytFR============================================CONNECT WITH SCOTT ON SOCIAL MEDIA   YouTube: https://www.youtube.com/channel/UC_Eh7TfhJHKRa5uc5R0uRgAFacebook: https://www.facebook.com/Exit-Planning-Institute-608403729259835Website: https://exit-planning-institute.org#ExitPlanningInstitute #ScottSnider #Podcast============================================About Scott:Scott Snider is the President of the Exit Planning Institute (EPI) and the Operating Partner of Snider Premier Growth, a small family investment company.  At EPI, Scott is responsible for the strategic direction of the organization along with overseeing the company's operations and chapter development. Since joining EPI, Scott has expanded the organization regionally, nationally, and globally, providing a transformational educational experience to advisors from all specialties across the globe.Scott Snider is a nationally recognized industry leader, growth specialist, and lifetime entrepreneur.  Two of Snider's biggest talents: market penetration and rapid growth strategies. As the operational and strategic leader of EPI, Snider thrives on helping advisors learn how to educate clients, achieve market distinction, and deliver real results.

Mary welcomes Babette Friedman from Nevada to explore Allium Cepa, the red-onion remedy many people overlook. It's a brilliant acute option to keep in first-aid kits, especially for colds and seasonal allergies—an example of "like cures like." What Allium Cepa Looks Like Babette highlights the classic "onion-chopping" picture: profuse, watery nasal discharge that burns the upper lip, with bland, non-burning tears. There's often violent sneezing, an itchy or tickly nose and throat, and symptoms that are worse in damp-cold weather or stuffy warm rooms, yet better in open air. Beyond Colds: Nerves, Feet, and Ears Allium Cepa isn't just for runny noses. It may help: Nerve pains that feel like a "thread" of pain in the face, head, or neck—and even phantom limb pain. Sore, chafed feet from standing or walking. Sharp, tearing sore throats that can shoot pain to the ear, as well as some ear infections (often left-sided, with possible yellow discharge). Allergies, Foods & Coughs Babette notes links with pollen-driven hay fever and even sensitivities around peach skins for some people. Allium Cepa can also fit various coughs (including croupy or whooping-type) when the hallmark watery, irritating nasal flow is present. In babies, there's a practical tip: colic after onions or cucumbers may point to this remedy; a nursing mother's dose may pass through milk. Real-World Cases Older adult in a damp building (spring): Raw upper lip from constant drip, watery eyes, worry, drowsiness, yawning, sore walking feet—improved quickly on Allium Cepa. Busy New Yorker (spring cold): Sinus headache swiftly shifted to runny nose and throat signs; cleared in two days. Child with left-sided ear pain (rainy winter): Woke at 2 AM screaming; thirsty, hoarse, watery nasal flow, yellow ear discharge—calmed within hours and recovered over a few days. How practitioners decide As Babette and Mary emphasise, homoeopathy matches the person's total picture, not a diagnosis. Observations (e.g., timing like 2 AM, sides, modalities, thirst, mood) help narrow choices. When Allium Cepa is right, it often works quickly—but if the picture changes, the remedy strategy may change too. Key takeaways Keep Allium Cepa in your first-aid kit for colds and hay fever. Look for burning nose/upper lip + bland tears; violent sneezing; worse damp-cold, better open air. Note extra clues: left-sided ear pain, sharp throat pain, thread-like nerve pain, sore feet, 2 AM aggravation. Describe specifics—what worsens, what helps, exact sensations—to improve remedy matching. Important links mentioned in this episode: Read more about Babette Friedman: https://homeopathy247.com/professional-homeopaths-team/babette-friedman/ Visit Maha's website: https://www.livingwellhomeopathy.com/ Read Babette's blog post about Allium Cepa: https://homeopathy247.com/understanding-allium-cepa-in-homeopathy-a-go-to-remedy-for-colds-allergies-more/   Subscribe to our YouTube channel and be updated with our latest episodes. You can also subscribe to our podcast channels available on your favourite podcast listening app below: Apple Podcast: https://podcasts.apple.com/us/podcast/homeopathy247-podcast/id1628767810 Spotify: https://open.spotify.com/show/39rjXAReQ33hGceW1E50dk Follow us on our social media accounts: Facebook: https://www.facebook.com/homeopathy247 Instagram: https://www.instagram.com/homeopathy247 You can also visit our website at https://homeopathy247.com/

Why estate planning and business succession fail most often has nothing to do with legal documents. It comes down to communication, valuation, and timing. In this episode of Behind The Numbers With Dave Bookbinder, we explore the intersection of estate planning, business succession, and valuation with private client attorney Brian Balduzzi. Brian explains why estate planning is not just for the ultra-wealthy. Every business owner needs core documents in place to protect their family and business: wills, medical and financial powers of attorney, and a plan for what happens to their company. We dig into: How business valuation fits into estate and succession planning When to assemble the right advisor team and who should be at the table The dangers of ignoring valuation for illiquid assets Why failing to communicate plans derails succession efforts How gifting strategies, charitable giving, and legacy intentions shape outcomes Brian also touches on the emotional and human aspects of planning: chosen family considerations, stewardship of wealth, and why planning during life often creates better results than leaving everything to be sorted out later. If you're a business owner, this conversation offers practical steps to start protecting your company and your family today. #EstatePlanning #ProtectYourAssets #FuturePlanning #TaxStrategy #BusinessValuation #FamilyWealth #LifeGoals #LegacyPlanning ----more---- About Our Guest: Brian M. Balduzzi, Esq., Tax LL.M., MBA, CFP®, CEPA®, AEP®, IPA (he/him) is an attorney in the Private Client Group at Faegre Drinker in its Philadelphia, Princeton, and New York offices. Brian specializes in sophisticated estate and wealth transfer planning, helping families prepare for transitions, exits and succession. He also advises clients on estate and gift tax exemption strategies, charitable planning, prenuptial planning, estate and trust administration, and fiduciary litigation. Brian is a tax, business law, estate planning, accounting and finance adjunct professor. His scholarship has been featured in multiple regional and national trusts and estates and legal publications. In 2019, Brian was one of four Trusts and Estates attorneys selected as an ABA Real Property Trusts & Estate (ABA RPTE) Fellow, and, in 2021, as an American College of Trust and Estate Counsel Young Leader Fellow. For the ABA RPTE Section, he serves as the Chair of the IRA Plans & Distributions Committee, Chair of the Financial Planning and Risk Management Committee, Vice Chair of the DEI Committee, Member of the Trust and Estate Books Editorial Board and Council Member. Brian is also an active member of the Philadelphia Estate Planning Council on multiple committees and speaker as part of their Roundtable program. He has previously been honored as a Pennsylvania City and State Forty Under 40, Al DIA 40 Under Forty, Rainbow Revolutionary Distinguished Alumni, Philadelphia KEEPER, American Bar Association Top Forty Lawyers – On the Rise, and Boston University School of Law Young Alumni Chair Awardee. Brian holds his JD/Tax LL.M. from Boston University School of Law and his MBA with a Minor in Real Estate from Cornell University. He is licensed to practice law in PA, NJ, NY, FL, and MA, and he is in the process of waiving into the South Dakota bar.  Links: Brian M. Balduzzi | Professionals | Faegre Drinker Biddle & Reath LLP Estate Planning Lessons From the Oracle of Omaha | Law.com Planning Suggestions for the Impact of OBBBA on Estate and Tax Planning | Publications | Insights | Faegre Drinker Biddle & Reath LLP Sales of Qualified Small Business Stock (QSBS), ‘Stacking' and Other Structures for Advanced Estate Planning | Publications | Insights | Faegre Drinker Biddle & Reath LLP      About the Host: Dave Bookbinder is known as an expert in business valuation and he is the person that business owners and entrepreneurs reach out to when they need to know what their most important assets are worth. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries.  Dave is the author of two #1 best-selling books about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals & The NEW ROI: Going Behind The Numbers.  He's on a mission to change the conversation about how the accounting world recognizes the value of people's contributions to a business enterprise, and to quantify what every CEO on the planet claims: “Our people are this company's most valuable asset.” Dave's book, A Valuation Toolbox for Business Owners and Their Advisors: Things Every Business Owner Should Know, was recognized as a top new release in Business and Valuation and is designed to provide practical insights and tools to help understand what really drives business value, how to prepare for an exit, and just make better decisions. He's also the host of the highly rated Behind The Numbers With Dave Bookbinder business podcast which is enjoyed in more than 100 countries.  

Hold on—K.C.'s fired up! He can't watch football because Disney and YouTube are at war over money. ESPN, ABC, SEC Network—all gone from YouTube TV. Disney says it's about fair value; YouTube says it's about protecting customers. So, what's really going on in this streaming standoff—and how many streaming subscriptions will K.C. have when the dust settles?Meanwhile, the markets are digesting a lot at once: a Fed rate cut, one of the strongest earnings seasons in years, and the longest government shutdown in history, which has stalled key economic data. Historically, shutdowns haven't hurt performance, but this time, timing matters. With more than 80% of S&P 500 companies beating expectations and no fresh reports to guide policy or sentiment, we ask—how much longer can this rally keep its footing?After the break, we tackle how many Americans are trapped by their biggest asset: their homes. And not because of mortgage rates, but because of capital gains. In our example, a widow faces more than $100,000 in capital gains tax if she sells. That's the “lock-in effect” of a $250,000 home-sale exclusion that hasn't changed in nearly 30 years. We'll break down what that means for “everyday millionaires” and explore planning tools like QPRTs, the step-up in basis, or even paying the tax strategically that can make a difference.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — November 8, 2025  |  Season 39, Episode 45Timestamps and Chapters4:22: Paying More for Less: Inside the Disney–YouTube Dispute19:09: No Data, No Problem? Markets Digest Fed, Earnings, and Shutdown35:07: Stuck in Your Home? How Capital Gains Taxes Can Hold You BackFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

In this episode of the Wicked Pissah Podcast, hosts Chris Boyd and Jeff Perry sit down with Paul Brahim, CFP®, CEPA®- Managing Director at Wealth Enhancement Group and President of the Financial Planning Association. Paul shares his inspiring journey from pharmaceutical sales to financial leadership, offering insights on succession planning, title protection, and the future of financial planning. He also reflects on lessons from his 30-year career, the importance of purpose, and how advisors can help business owners create lasting, multi-generational wealth.

It's listener Q&A time! We're tackling your biggest financial questions—from family feuds to smart giving strategies. What happens when your children don't get along, but they all stand to inherit? Estate planning attorney Kyle Rinaudo of Reeves Law PC joins us to discuss one of the most emotionally charged financial topics: how to structure your estate plan when family relationships are strained. We'll cover choosing a neutral executor, using a no-contest clause, and even when it may make sense to disinherit a child.Next, we explore appreciating and depreciating assets—and how understanding the difference can strengthen your financial foundation. We'll show you how to spot wealth-building opportunities, avoid value traps, and make smarter long-term choices.We'll also answer listener questions about proxy voting and donor-advised funds—a charitable giving tool that lets you give now, decide later, and save on taxes today.Whether you're planning your legacy, building wealth, or just looking to make your money work harder, this episode is packed with practical advice and real-world insight.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — November 1, 2025  |  Season 39, Episode 44Timestamps and Chapters6:01: Can Your Estate Plan Keep the Peace?31:19: Assets Working for You and Assets Working Against You40:05: One Share, One Vote— Shareholder Rights 44:02: The Giving Tool You're Not Using (But Should)Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Join us for a Partner Summit Special episode of The Exit Is Now podcast as Scott Snider welcomes Shina Culberson, President of Quist Valuation. With more than 40 years of experience, Quist specializes exclusively in business valuation and serves as a trusted partner to CEPAs nationwide. In this conversation, Shina explains why valuation is purpose-driven, outlines the different approaches used across the Value Acceleration Methodology, and walks through the process of delivering a certified valuation. She also explores the role of AI in valuation and why judgment, experience, and relationships remain irreplaceable. Whether you are an advisor guiding clients or an owner beginning your exit journey, this episode will deepen your understanding of valuation's critical role.Want to learn more? Go to: https://linktr.ee/theexitplanninginstituteConnect with Scott: https://www.linkedin.com/in/scott-snider-epi/============================================SUBSCRIBE TO THE PODCAST:Apple Podcasts: https://podcasts.apple.com/us/podcast/exit-is-now-plan-accordingly-with-scott-snider/id1663050204Spotify: https://open.spotify.com/show/0iXzdvQN1ApWPOk3rVytFR============================================CONNECT WITH SCOTT ON SOCIAL MEDIA   YouTube: https://www.youtube.com/channel/UC_Eh7TfhJHKRa5uc5R0uRgAFacebook: https://www.facebook.com/Exit-Planning-Institute-608403729259835Website: https://exit-planning-institute.org#ExitPlanningInstitute #ScottSnider #Podcast============================================About Scott:Scott Snider is the President of the Exit Planning Institute (EPI) and the Operating Partner of Snider Premier Growth, a small family investment company.  At EPI, Scott is responsible for the strategic direction of the organization along with overseeing the company's operations and chapter development. Since joining EPI, Scott has expanded the organization regionally, nationally, and globally, providing a transformational educational experience to advisors from all specialties across the globe.Scott Snider is a nationally recognized industry leader, growth specialist, and lifetime entrepreneur.  Two of Snider's biggest talents: market penetration and rapid growth strategies. As the operational and strategic leader of EPI, Snider thrives on helping advisors learn how to educate clients, achieve market distinction, and deliver real results.

Professional Builders Secrets brings you an inspiring episode with Rick Moore, Executive Business Coach at APB. In this episode, Rick dives deep into the power of coaching for building company owners and reveals how the right coaching relationship can transform your business into a systemised, profitable, and saleable asset.This episode is sponsored by Apparatus Contractor Services, click the link below to learn more:hubs.ly/Q02mNSsG0INSIDE EPISODE 210 YOU WILL DISCOVER Why coaching is one of the most valuable investments a builder can make How accountability drives lasting change in your business The key traits of builders who succeed with coaching How coaching helps you build certainty, clarity, and a business that works without you and much, much more.ABOUT RICK MOORERick Moore has been at the forefront of steering businesses that have collectively amassed a staggering market capitalisation exceeding $3 billion CDN, served as the CEO of the Canadian division of the world's largest business coaching company, and is the author of “Scale-Up to Sell,” sharing his insights derived from his experiences, and his CEPA designation in exit planning underscores my commitment to guiding ventures towards successful transitions.Connect with Rick: linkedin.com/in/rick-moore-4069383a/TIMELINE 3:19 Rick's journey from private equity to business coaching 6:01 What coaching really means for builders 9:40 How the coaching process works and why accountability matters 16:25 Common reasons builders resist coaching 23:49 The traits of builders who thrive with coaching 31:44 How knowing your numbers gives you certainty and controlLINKS, RESOURCES & MOREAPB Website: associationofprofessionalbuilders.comAPB Rewards: associationofprofessionalbuilders.com/rewards/APB on Instagram: instagram.com/apbbuilders/APB on Facebook: facebook.com/associationofprofessionalbuildersAPB on YouTube: youtube.com/c/associationofprofessionalbuilders

Mixed bag of conversations from the Sharjah Investment Forum. We hear from Dr Muhammad Al Erian, HE Fahad Al Gergawi from UAE Ministry of Foreign Trade as well as Sheikh Fahim Al Qasimi where we discuss the topic of Geo-economics and how the emirate of Sharjah has benefitted from the CEPA agreements. Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.facebook.com/pulse95radio www.twitter.com/pulse95radio

 Think your home's title is safe? Think again. Scammers are stealing property ownership right out from under homeowners—sometimes without them knowing until a foreclosure notice arrives. This week on “Henssler Money Talks,” we uncover the growing threat of home title theft, how it happens, and what you can do to protect yourself. Meanwhile the government shutdown drags into its fourth week, Congress can't seem to break the stalemate, and an Amazon cloud outage exposes the internet's dependence on a few cloud giants. We'll break down what these headlines mean for investors and the markets. Finally with Europe's valuations looking attractive and the euro undervalued, Morgan Stanley sees European equities outperforming U.S. markets in 2026. We'll examine that outlook, discuss ways to gain exposure to Europe, and consider how global diversification fits into a well-rounded portfolio. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — October 25, 2025  |  Season 39, Episode 43 Timestamps and Chapters 6:12: Home Sweet… Stolen? Understanding Title Theft 26:36: Senate Stalemate and Server Crashes 42:51: Going Global: Is Europe Calling Your Portfolio? Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Unlocking Business Wealth: Exit Planning & Financial Planner Standards with Paul Brahim In this episode of Something More with Chris Boyd, Chris is joined by Jeff Perry and special guest Paul Brahim, Managing Director and Financial Advisor at Wealth Enhancement in Pittsburgh. Paul, a CFP® and CEPA®, shares decades of experience guiding CEOs and business owners through retirement planning, succession strategies, and financial wellness. We dive into the critical topics of “Title” protection for financial planners and why legal and regulatory standards matter for the profession. Next up is an engaging conversation about “Exit Planning” for business owners, including how to unlock wealth, create liquidity, and align business decisions with personal goals. #FinancialPlanning #ExitPlanning #BusinessOwners #SuccessionPlanning #CFP #CEPA #WealthManagement #RetirementPlanning #FinancialAdvisor #Podcast #chrisBoyd #jeffperry #paulbrahim #wealthenhancement For more information or to reach TEAM AMR, click the following link: https://www.wealthenhancement.com/s/advisor-teams/amr  

Miércoles. Un día para recordar. No porque sea miércoles, que eso es lo habitual, es que hoy nos hemos reído muy fuerte con: Cepa trayéndonos una joya en forma de canción; Manu nos habla de la última liada de Twitch; Juanki nos cuenta el salseo de La Oreja de Van Gogh y Laura nos pone a pensar, que se le da bien.

David Flores Wilson is the Co-founder and Managing Partner at Sincerus Advisory, a fee-only firm offering holistic financial planning and wealth management for individuals, professionals, and business owners. Advising entrepreneurs and executives on various matters such as exit planning, equity compensation, tax strategies, and small business succession is a key part of his work. A CFA, CFP®, and CEPA®, he holds multiple advanced designations and was honored by Investopedia as one of the Top 100 Financial Advisors. In addition to his advisory role, David writes and edits the Planning to Wealth blog, and his insights have been featured in reputable outlets like The New York Times and CNBC. In this episode… For entrepreneurs and real estate investors, financial decisions can determine not only profit but peace of mind. So how can you create a smarter, more intentional plan that grows your wealth while supporting the life you want? According to David Flores Wilson, a leading financial strategist and wealth advisor, sustainable wealth begins with a holistic approach that integrates tax planning, investment management, and life priorities. He highlights that effective financial planning isn't about chasing deductions or minimizing taxes at all costs — it's about making decisions that lower risk and build lasting value. By focusing on core financial pillars like saving, protecting assets, managing debt, and optimizing investments, individuals can create a resilient financial foundation that supports both business and personal goals. In this episode of The Same Day Podcast, host Yoni Schmidt sits down with David Flores Wilson, Co-founder and Managing Partner at Sincerus Advisory, to discuss how to build long-term wealth through savvy financial planning. They explore how to align money with life goals, why liquidity and diversification are essential, and what strategies entrepreneurs can use to facilitate financial freedom. David also shares insights on tax efficiency and building a business that supports your ideal lifestyle.

Markets found their footing this week as optimism returned over U.S.–China trade talks. With the government shutdown putting key economic data on hold, investors are turning their attention to a strong start for third-quarter earnings.We're also diving into a major regulatory shift under discussion at the SEC, where Chair Paul Atkins says he's “fast-tracking” President Trump's proposal to make quarterly earnings reports optional. Could semiannual reporting cut costs and reduce short-term thinking—or leave investors in the dark? We'll unpack what fewer updates might mean for portfolio transparency and market volatility.Then, we take a closer look under the hood at Tesla. From affordable Model Y releases to ambitious projects like the Optimus humanoid robot, the company keeps making headlines—but does the stock meet the Henssler Investment Criteria? Our experts discuss whether Tesla's innovation justifies its valuation, or if hype is driving the story.And finally, seniors, listen up! Starting in 2025, new deductions could mean big tax savings—but only for the next four years. . We'll share strategies for those over 65, from Roth conversions to charitable giving tactics. Learn how to make the most of the $6,000 per taxpayer bonus deduction, the senior deduction, and your standard deduction while the window is open. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — October 18, 2025  |  Season 39, Episode 42Timestamps and Chapters 7:03: Shutdown Silence, Market Buzz13:07: Transparency or Trouble22:40: Innovation or Overvaluation40:26: The 4-Year Tax WindowFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Join us for a Flip the Script episode of The Exit Is Now podcast as Drew English, EPI's Director of Membership, interviews Scott Snider about the future of membership and the meaning of member entanglement. Together they unpack why EPI is investing in a new membership strategy, how entanglement differs from engagement, and what tools are helping CEPAs implement value acceleration more effectively. Scott also shares the long-term vision for CEPA growth, the role of the Beyond CEPA Path, and why building deeper relationships is critical for the profession's future. It's an honest look at culture, retention, and the power of community.Want to learn more? Go to: https://linktr.ee/theexitplanninginstituteConnect with Scott: https://www.linkedin.com/in/scott-snider-epi/============================================SUBSCRIBE TO THE PODCAST:Apple Podcasts: https://podcasts.apple.com/us/podcast/exit-is-now-plan-accordingly-with-scott-snider/id1663050204Spotify: https://open.spotify.com/show/0iXzdvQN1ApWPOk3rVytFR============================================CONNECT WITH SCOTT ON SOCIAL MEDIA   YouTube: https://www.youtube.com/channel/UC_Eh7TfhJHKRa5uc5R0uRgAFacebook: https://www.facebook.com/Exit-Planning-Institute-608403729259835Website: https://exit-planning-institute.org#ExitPlanningInstitute #ScottSnider #Podcast============================================About Scott:Scott Snider is the President of the Exit Planning Institute (EPI) and the Operating Partner of Snider Premier Growth, a small family investment company.  At EPI, Scott is responsible for the strategic direction of the organization along with overseeing the company's operations and chapter development. Since joining EPI, Scott has expanded the organization regionally, nationally, and globally, providing a transformational educational experience to advisors from all specialties across the globe.Scott Snider is a nationally recognized industry leader, growth specialist, and lifetime entrepreneur.  Two of Snider's biggest talents: market penetration and rapid growth strategies. As the operational and strategic leader of EPI, Snider thrives on helping advisors learn how to educate clients, achieve market distinction, and deliver real results.

CPA and financial planner Deb Meyer breaks down why most video business owners struggle financially and stay stuck on what she calls "the hamster wheel." She explains the crucial difference between revenue and profit, why separate bank accounts can save your business, and how to avoid nasty tax surprises that can cripple your cash flow. Key Takeaways Set up separate bank accounts for taxes, contractor expenses, and operating costs to avoid accidentally spending money that's already allocated Focus on profit margins (aim for at least 30%) rather than just top-line revenue numbers Get proactive tax planning to avoid surprise bills—a good CPA should give you quarterly projections, not April surprises Before buying any equipment or hiring staff, ask yourself if it will actually make you money or save you time that translates to revenue About Deb Meyer Deb Meyer, CFP®, CPA, and CEPA, is the award-winning author of Redefining Family Wealth, host of the Beyond Budgets® podcast, and founder of WorthyNest®, a fee-only, fiduciary wealth management firm that guides parents through important financial decisions using a values-based approach. Deb has been featured in The Wall Street Journal, Forbes, and CNN Business and is a contributor to Kiplinger.  She is a 2019 CPA Practice Advisor “40 Under 40 Honoree” in Accounting and received the 2018 AICPA Standing Ovation Award.  Deb lives in Missouri with her husband Bryan and three sons. In This Episode [00:00] Welcome to the show! [04:51] Meet Deb Meyer [06:34] Have a Trusted Financial Advisor [07:29] Cash Cushion for Your Business [10:12] Discerning Needs From Wants [22:18] Revenue and Profit [32:01] Tax Planning [45:07] Connect with Deb [46:29] Outro Quotes "You just bought yourself another job, really. I mean, you're not truly an entrepreneur if you're always beholden to the, hey, this is the mass I can get as my salary." - Deb Meyer "Revenue, great. It's a fun vanity metric, but it doesn't really matter that much in the grand scheme of things." - Deb Meyer "I look back and I'm like, what the heck was I thinking? Because it just felt like that's how I was making decisions like, man, yeah, if we had somebody doing that, that would feel pretty good." - Ryan "When COVID happened, we shrunk to four people. And we figured out how to run this company, the same company with four people... we're like so much more profitable these days." - Ryan "They should never have just surprised you with a $28,000 federal tax bill. That is really unfortunate." - Deb Meyer Guest Links Find Deb Meyer online Connect with Deb Meyer on LinkedIn Get Deb's free Starter Guide on 10 family finance myths Follow WorthyNest on Facebook Subscribe to WorthyNest on YouTube  Listen to the Beyond Budgets podcast Links FREE Workshop Available "How to Consistently Earn Over $100k Per Year in Video Production While Working Less Than 40 Hours Per Week" Join the Grow Your Video Business Facebook Group  Follow Ryan Koral on Instagram Follow Grow Your Video Business on Instagram Check out the full show notes

 With the government still halted, economic news has been sparse—but markets seem to be shrugging off the shutdown, showing relatively subdued moves. Still, it's spooky season, and we're digging into just how much Americans spend on Halloween—from the 12-foot lawn skeletons to the endless bags of mini-Snickers. With spending expected to hit record highs this year, we ask: where are all those giant decorations stored the other 11 months of the year? Could this be why storage units are in such high demand? We break down the economics of Halloween—and what our obsession with spooky décor says about consumer behavior. Meanwhile, OpenAI—the creator of ChatGPT—is pouring billions into data centers and infrastructure to power the AI revolution, driving a surge in construction, power generation, and tech development. But there's one catch: OpenAI isn't yet profitable. Investors are betting big on future returns—but what happens if the AI boom cools off or takes longer to deliver? Who foots the bill for all that power and expansion? AI may feel like a sure bet, but there are plenty of financial “what-ifs” to consider. And in our final segment, we tackle a listener's big question: How do I make sure my money lasts through retirement? We explore how spending shapes your financial plan, the importance of cash flow projections, and why revisiting your plan regularly can keep you on track. Plus, we share how we determine a client's “maximum spending” threshold—and what it means if you're getting too close to that line. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — October 11, 2025  |  Season 39, Episode 41 Timestamps and Chapters 4:18: Shrugging off a Shutdown 7:15: Cost of Keeping it Creepy 18:19: The AI Boom: Smart Bet or Costly Hype? 41:10: Out of Money or Out of Time? Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

In this week's episode, we break down the strength of the current stock market—after several years of 20%+ returns, we're on track for another strong year with the market up 15% heading into the fourth quarter. We discuss companies posting record profits, the sheer number of all-time highs we've seen, and debate whether this momentum represents a new normal or just an anomaly.We also dig into the drama of a government shutdown—what sparked it, what really happens when Washington stalls, and what history tells us about the real impact on the economy. We'll focus on what really matters for your money, and talk about the broader consequences along with what it might take to prevent future standoffs.Why does the economy look strong on paper while so many people feel squeezed? We dig into the growing divide between the “haves” and “have-nots,” where the top 10% income earners drive nearly half of all spending while the middle class is getting squeezed out. From budget hotels struggling to fill rooms to luxury resorts booked solid, we'll explore what this bifurcation means for the economy—and for everyday investors.To wrap up the show, we're taking a sweet detour into the world of dirty soda—the over-the-top, syrup-and-cream-loaded drinks that are taking TikTok by storm. From candy add-ins to premade bottles and even specialty soda shops, we'll explore why everyone suddenly wants their soda “dirty” and what this trend says about today's foodie culture.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — October 4, 2025  |  Season 39, Episode 40Timestamps and Chapters7:22: On Track for A Strong Year 17:16: Shutdown Drama27:26: The Bifurcation of Economic Classes 44:13: Why Everyone Wants Their Soda “Dirty”Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

In this episode, Patti Brennan and Eric Fuhrman break down the Value Acceleration Methodology they recently learned through the CEPA program. They share why most businesses don't sell for what owners expect, the critical role of intangibles like culture and customer relationships, and how business owners can unlock massive value by de-risking their companies. Whether you're a business owner, employee, or stakeholder, this conversation offers powerful insights into building long-term enterprise value.

Episode Summary Bill and Pete get personal about a shared health detour—early-detected prostate cancer—and how “health meets wealth” shows up in real life. They unpack the emotional and practical steps (baselines, deltas, options, decisions), then pivot to Pete's new niche venture: Certified Exit Planning Advisor (CEPA) work and the launch of The Confident Exit podcast for business owners. Time-Stamped Show Notes 00:00 – Welcome & context Bill opens the show and explains they've been on a brief hiatus; Pete joins remotely from San Francisco (actual hotel room, not a virtual background). 00:43 – Where's Pete? Pete's calling in from San Francisco, CA; quick banter about travel and being “alongside on screen.” 01:13 – Why the hiatus It's “been a minute.” They tee up a candid health conversation and a new podcast announcement. 01:30 – Health Meets Wealth (Chapter call-back) Bill frames the pause through the lens of the book's “health meets wealth” theme. 01:39 – Pete's health journey (early detection) A year-long series of tests escalates from “yellow flag” to “red flags.” Diagnosis: prostate cancer, caught early. Pete opts for surgery (early May), good recovery, and gratitude for proactive care and skilled medical teams. 03:18 – Bill's parallel path Family history heightens vigilance. Bill tracks PSA trend (delta) even while within “normal,” leading to MRI → biopsy. 04:34 – Valentine's Day twist: both brothers end up getting biopsies the same day—unknowingly. 04:45 – Diagnosis details & options Bill's Gleason score is a bit lower; he explores alternatives (incl. TULSA-PRO) and clinical trials comparing it to standard surgery. Randomized to surgery; undergoes laparoscopic removal at end of July. Two months post-op at recording—healing well. 06:32 – The headspace & decision process Choosing among credible options; balancing personal values, family impact, and medical clarity. Pete's approach: execute step-by-step (don't over-project), while noting loved ones may process differently. 10:24 – September awareness It's Prostate Cancer Awareness Month; heightened appreciation this year. 10:36 – Community support: Blue Ribbon Soirée involvement becomes part of their ongoing advocacy. 10:51 – “Snakes on the runway” Bill's milestone moments: heart scare at 50; prostate surgery at 60. The “snake in the grass” metaphor from the book—find it, step over it, deal with it—and the humor (what happens at 70/80?). 11:35 – The big takeaway: baselines Be proactive: get baseline labs and track the delta annually. You owe it to yourself and your tribe (family, partners, employees). Tie-in to CYA360 themes: key-person health risk to a business. 12:54 – Bites & Insights + “Glimpse of the Future” At Horizon lunches, they use the handout to project yourself—and your tribe—forward in 5-year increments. Planning for your future self is easier when you visualize loved ones aging too. 15:28 – Cognitive risk in later years Stats awareness (e.g., dementia/Alzheimer's prevalence in the 80s) reminds listeners to pre-plan for wealth protection as cognition can decline—even for once-meticulous stewards. 16:26 – Making the future “feel real” Bill's example of projecting his daughter's milestones to make his future tangible (weddings, timing, costs). 17:16 – Time flies 59½ used to feel far away; now it's in view or in the rear-view. Keep thinking ahead; stay systematic about savings, investing, and health check-ups. 18:02 – Programming note: Pete's new focus This is Pete's last regular Runway Decade episode for a while. He's leaning into exit planning (CEPA) with a new podcast: The Confident Exit. 18:29 – Why exit planning now Background: client exits, Horizon's own acquisitions, and a maturing ecosystem (valuation, legal, tax). Show format returns to guests—experts surrounding business owners. 20:08 – Where to find it HorizonFG.com → Business Exit Planning page; podcast hosted there and on Apple/Libsyn. Three episodes recorded and rolling out. 20:34 – The niche Just like Runway Decade targets 50-somethings, The Confident Exit targets owners with most of their wealth locked in one illiquid asset—the business. Goal: help monetize and design “what's next.” 21:36 – Wrap & contacts Bill: bbush@horizonfg.com, RunwayDecade.com contact box, or HorizonFG.com. Pete: pbush@horizonfg.com; follow his exit-planning articles and podcast clips on LinkedIn and Horizon's site. Safe travels & sign-off. Key Takeaways Early detection saves futures: Get annual baselines and watch the trend (delta), not just “normal ranges.” Decisions are personal: Multiple credible pathways (surgery, radiation, ablation/TULSA-PRO, etc.); choose with your values, facts, and family in mind. Health ↔ wealth: Your wellbeing is a key-person risk to your family and business; plan accordingly. Future-you planning: Use “glimpse of the future” to make timelines, costs, and care needs real. New resource for owners: Check out Pete's The Confident Exit for valuation, legal, tax, and deal-prep insights. Pull Quotes / Sound Bites “Get a baseline on everything—and track the delta.” “Step over the snake: find the problem, choose the path, execute.” “Life goes fast—think ahead: health and wealth both reward early action.” Resources & Links Runway Decade site & contact: RunwayDecade.com Horizon Financial Group: HorizonFG.com → Business Exit Planning The Confident Exit podcast (Pete) — also on Apple/Libsyn Email: Bill — bbush@horizonfg.com | Pete — pbush@horizonfg.com Disclosure The views depicted in this material are for information purposes only and are not necessarily those of Cetera Advisors LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Advisors LLC nor any of its representatives may give legal or tax advice. Bill Bush, Andy Bush, and Pete Bush are registered representatives offering securities and advisory services through Cetera Advisors LLC, member FINRA/SIPC, a broker-dealer, and registered investment advisor. Cetera is under separate ownership from any other named entity. 15015 Jamestown Boulevard, Suite 100, Baton Rouge, Louisiana, 70810.

While we're out of the studio this week, we've collected a selection of great discussions from the past few months. First, we look at a situation where a listener has been with his car insurance company for 25 years, but switching providers offers better coverage, lower deductibles, and hundreds in savings—what should he do? For many, the emotional weight of loyalty outweighs the financial upside of making a change. Next, D.J. breaks down Health Savings Accounts (HSAs) and explains why they're one of the most powerful tools for saving money—thanks to their unique triple tax benefit. While many people use HSAs to pay for health-care expenses as they arise, there are compelling advantages to covering those costs from other funds and allowing the HSA to accumulate, benefiting from tax-deferred growth over time. If you're rolling over your 401(k), should you reinvest all at once or ease in with dollar-cost averaging? Nick and K.C. break down the pros, cons, and emotions behind each strategy. After the break, we unpack the jaw-dropping strategy known as “Buy, Borrow, Die”—a legal tax loophole the ultra-wealthy use to build massive fortunes, fund lavish lifestyles, and pass on wealth to heirs nearly tax-free. It's a masterclass in how America's richest sidestep income and estate taxes, exposing the widening gap between the tax code for the few—and the one for everyone else. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — September 27, 2025  |  Season 39, Episode 39 Timestamps and Chapters 2:50: Loyalty vs. Logic: When Staying Costs More 10:47: HSAs: Triple Tax Benefit 21:21: All in at once or dollar-cost average?  30:59: Buy, Borrow, and Die Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en  X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Sabe o que caracteriza o Cepa como um restaurante moderno? É um Um paradoxo: o dono da casa, Lucas Dante, é um cozinheiro jovem que lança mão de técnicas ancestrais.See omnystudio.com/listener for privacy information.

[깊이 있는 경제뉴스] 1) 한·태국, 경제동반자협정 7차협상… 新시장 개척할까 2) 간병비, 내년부터 건보로 70% 지원… 환자·요양병원 수는 ↓ 3) 폐자원서 뽑은 핵심광물, 국내 못 쓰고 해외로 나간다

This week's market spotlight is on the Federal Reserve, as they cut the Fed Funds rate by 0.25 percentage points—and, perhaps more importantly, signaled what could be ahead for future rate cuts. We also dig into the latest Retail Sales and Consumer Sentiment data.After the break, we shift gears to mortgage rates with Shanna Squires from Henssler Mortgage Advisors. She shares insights on how quickly Fed rate changes filter into the mortgage market, what that timing means for homeowners, and when refinancing may be the right move. We'll also discuss how locking in a lower rate could lead to meaningful long-term savings.Finally, we tackle a listener question about launching a business. With more than $1 million in investments and $250,000 in cash, but needing $500,000 to get started, what's the smartest way to fund the venture? We weigh the pros and cons of tapping into cash and investments versus exploring options like a business loan or private equity—all while keeping his overall financial plan, cash flow, retirement, and long-term goals in focus.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — September 20, 2025  |  Season 39, Episode 38Timestamps and Chapters6:31: Reviewing “Up in Smoke”14:03: Fed Rate Cuts, Retail Sales and Consumer Sentiment28:12: Time to Refinance? Looking at Mortgage Rate Movements41:21: Funding in Focus: Pros and Cons of Raising CapitalFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Episode Summary:Your best client just sold their business for $8 million and calls to say they're moving everything to Goldman Sachs. This devastating scenario happens to 70% of advisors, but Jeff Armstrong has the antidote. As a former business owner who ran a company for 23 years, Jeff reveals the blind spot costing advisors their most valuable relationships. While most advisors focus on managing wealth outside the business, Jeff shows how becoming the expert on your client's largest asset creates unbreakable loyalty. He shares why 97% of business exits disappoint owners and the actions that transform you from replaceable vendor to irreplaceable quarterback.About the Guest:Jeff Armstrong built and ran a laser printer repair company for 23 years before joining Cultivate Advisors. He helps financial advisors avoid losing clients to "big league" competitors by becoming business optimization experts.The Brutal Reality:Devastating Statistics: 50-70% of business owners fire their advisor after liquidity events when investment banks suggest they need "serious players."Hidden Epidemic: Only 30% of businesses attempting to sell complete transactions. Of those that sell, 90% disappoint owners. This means 97% of exits fail expectations.Shared Blind Spot: 99% of business owners cannot answer: What's my business worth? What multiples apply? What drives value? Most advisors share this blindness.The Cultivate Solution:Target Market: Businesses generating $1-15 million annually, matched with former business owner advisors who've successfully exited.Partnership Model: Cultivate functions as team extension, creating "alley-oops" for investment planning and tax strategies as business performance improves.Process: Free business valuation, gap analysis, prioritized roadmap. Owners implement independently or engage ongoing support.Creating "Stickiness":Becoming Irreplaceable: Help optimize their most valuable asset, and Goldman Sachs becomes irrelevant. You're their strategic partner, not just money manager.Personal Trainer Effect: Business owners need accountability and implementation. You become associated with success at the source.CEPA Training Revolution:Implementation Gap: Traditional training provides knowledge without application skills. Cultivate's immersion events bridge this gap.Viral Success: November event sold out after going viral within Edward Jones's 1,400 CEPA network.Implementation Strategy:Start Small: Pilot with one client. Cultivate includes you in calls and provides quarterly reporting.Full Integration: Real-time business metrics create natural wealth management conversations.Connect with Jeff:LinkedIn: Jeff Armstrong  Email: jeffa@cultivateadvisors.com  Website: cultivateadvisors.comBottom line: While other advisors wait for liquidity events, smart advisors help create them and build unbreakable relationships. Claim your free audiobook copy at: www.theshortbookformula.comSupport the show

Coleman Swisher is a co-founder of Boldr Futures and is a Valuation Advisor.  In this episode, Colman talks about lifestyle differences, questioning norms and constructs, impacts from elite coaching, just-in-time learning, the education from a small business, the pitfalls of extraction capital, and we do a deep dive with lessons learned from acquisitions and integrations.Colman Swisher, CEPA, transforms growing businesses into market-ready enterprises that command premium valuations. As Co-Founder of Boldr Futures, he combines deep operational expertise with certified exit planning to help business owners maximize enterprise value and create perpetual optionality. Colman's methodology—the Legacy Multiplier framework—systematically builds the four drivers of premium valuations: growth capacity, risk resilience, strategic clarity, and operational independence. Before co-founding Boldr Futures, Colman served as VP of Strategy and Chief Information Officer for the largest radiopharmaceutical logistics company in the U.S. There, he led the transformation efforts that increased enterprise value from $4M to $20M over three years—a 5x valuation increase achieved through systematic operational improvements, leadership development, and strategic positioning. He then orchestrated the company's buy and build strategy, completing a series of M&A integrations using his 90-day integration playbook to increase revenue 4x in 2 years. To learn more, visit:linkedin.com/in/jason-Shupp-18b4619bListen to more episodes on Mission Matters:https://missionmatters.com/author/Jason-Shupp/

Andrei Soldatov is a Russian investigative journalist and security services expert. Together with fellow journalist Irina Borogan he is co-founder of Agentura.Ru – a watchdog of the Russian secret services' activities. He's been covering security services and terrorism issues since 1999. Together with Irina Borogan Andrei has co-authored three books: The New Nobility: The Restoration of Russia's Security State and the Enduring Legacy of the KGB (2010), The Red Web: The Struggle Between Russia's Digital Dictators and the New Online Revolutionaries (2015) and The Compatriots: The Brutal and Chaotic History of Russia's Exiles, Émigrés, and Agents Abroad (2019). Until 2008 Andrei Soldatov wrote for Novaya Gazeta, but has since written for many other publications. He is a Visiting Fellow of King's College London, and Senior Fellow at CEPA, the Centre for European Policy Analysis.----------BOOKS:Our Dear Friends in Moscow — The Inside Story of a Broken Generation (2025) by Andrei Soldatov and Irina Borogan The Compatriots: The Brutal and Chaotic History of Russia's Exiles, Émigrés, and Agents Abroad (2019) by Andrei Soldatov and Irina Borogan The New Nobility: The Restoration of Russia's Security State and the Enduring Legacy of the KGB(2010) by Andrei Soldatov and Irina Borogan The Red Web: The Struggle Between Russia's Digital Dictators and the New Online Revolutionaries(2015) by Andrei Soldatov and Irina Borogan ----------SILICON CURTAIN LIVE EVENTS - FUNDRAISER CAMPAIGN Events in 2025 - Advocacy for a Ukrainian victory with Silicon Curtainhttps://buymeacoffee.com/siliconcurtain/extrasOur events of the first half of the year in Lviv, Kyiv and Odesa were a huge success. Now we need to maintain this momentum, and change the tide towards a Ukrainian victory. The Silicon Curtain Roadshow is an ambitious campaign to run a minimum of 12 events in 2025, and potentially many more. Any support you can provide for the fundraising campaign would be gratefully appreciated. https://buymeacoffee.com/siliconcurtain/extrasWe need to scale up our support for Ukraine, and these events are designed to have a major impact. Your support in making it happen is greatly appreciated. All events will be recorded professionally and published for free on the Silicon Curtain channel. Where possible, we will also live-stream events.https://buymeacoffee.com/siliconcurtain/extras----------DESCRIPTION: Join us for an in-depth conversation with Andrei Soldatov, renowned Russian investigative journalist and co-author of "Our Dear Friends in Moscow: The Inside Story of a Broken Generation." In this episode, Andrei discusses the motivations behind his latest book, the transformation of Russian society and its elites, the role of ideology and ambition, and the chilling realities of Russia's security state. We also explore the personal stories of those who chose to support the Kremlin, the impact of the war in Ukraine, and the ongoing struggle for truth and resistance inside and outside Russia.----------CHAPTERS:00:00 - Introduction & Andrei Soldatov's background05:34 - Motivations for writing the book11:08 - Russian elite support for the war16:42 - Interviewing former friends and risks22:16 - Ideology, ambition, and the path to power27:50 - The KGB's legacy and family histories33:24 - Journalism, compromise, and repression38:58 - The digital gulag and new restrictions44:32 - Absence of moral values in the elite50:06 - Resistance, hope, and final thoughts----------

Meet our first guest Olympian on the show! David Flores Wilson, CFA, CFP®, CEPA®, CM&AA, is a Managing Partner at Sincerus Advisory. His financial guidance has appeared on CNBC, Yahoo! Finance, the New York Times, US News & World Report, and InvestmentNews. Episode Deepdive:***Start taking action right NOW!

We'll be diving into the surprising rise of golf carts as everyday transportation. Since the pandemic, the golf cart industry has grown fivefold into a $5 billion market. We'll discuss how communities are making them street legal and why families are trading in SUVs for carts to run errands or cruise around town and contrasting the charm with the frustrations, from traffic slowdowns to unsafe driving by teens and even kids.While golf carts weaving through the suburbs are just one example of how technology and convenience can disrupt the guardrails of safety, some people are upset that this “golf cart revolution” is creating roadblocks. And speaking of roadblocks, we all travel a different kind of road every day—the information superhighway—which brings us to our next topic: cybersecurity.Joining us is Mark Hurley, CEO of Digital Privacy & Protection LLC, a company that provides personal digital protection services to the clients of wealth managers throughout the United States and Canada. He'll share best practices for protecting your data in an increasingly complex online world that exposes us all to greater threats.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — August 30, 2025  |  Season 39, Episode 35Timestamps and Chapters5:55: The Golf Cart Revolution17:19: Interview with Mark Hurley of Digital Privacy & Protection LLCFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Chris Holman welcomes back BENJAMIN A. BAKKEN, CFP®, CEPA®, Senior VP, Lansing Market Director, Tri-Star Trust Bank, Lansing, MI. Welcome back Ben, remind the Michigan business community about Tri-Star Trust Bank? Tri-Star emphasizes highly personalized wealth management and trust administration—how does that bespoke approach benefit business owners preparing for succession or sale? Tri-Star serves as corporate or successor trustee—what are the advantages of naming a trust bank versus an individual when planning a business succession? Successful succession involves alignment across financial planning, tax strategy, and fiduciary administration. How does Tri-Star coordinate these elements for smooth transitions? Beyond just continuity, many owners want their businesses to thrive after they step down. What strategies does Tri-Star recommend to business owners to preserve legacy while empowering the next generation? We'll have to have you back for more,... » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

28 Aug 2025. Nvidia’s profits beat expectations, but shares fell on concerns over data centre demand. We get reaction from Josh Gilbert of eToro. Plus, as the US slaps 50% tariffs on Indian goods, are we seeing manufacturers shift to the UAE? We asked one company formation expert. And on Emirati Women’s Day, Wio Bank’s Chief Marketing Officer Amina Taher shares her journey as an Emirati executive.See omnystudio.com/listener for privacy information.

What do Bad Bunny, Patrick Mahomes, and Steph Curry have in common? They're not just stars in music and sports—they're also among the top celebrity investors. We'll dive into the numbers and reveal the surprising ways these names are generating serious returns. From luxury real estate to endorsement deals to intellectual property, their stories highlight an often-overlooked lesson: the power of diversification.It's also that time of year when property tax bills hit mailboxes—and homeowners feel the pinch. That sparked a bigger conversation: should you manage your own insurance and tax payments, or let your lender handle it through an escrow account? We'll unpack how escrow really works, the buffers mortgage companies require, and whether handling it yourself could save you money.And after the break, we'll tackle the markets. From this week's volatility to the ongoing debate over inflation, the likelihood of interest rate cuts, and whether we're in an AI bubble, we'll cover what's driving investor sentiment. Plus, we'll look at earnings from retail giants like Walmart and Target, and why some big-name tech stocks are shifting from growth stories to value plays—even with sky-high valuations.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — August 23, 2025  |  Season 39, Episode 34Timestamps and Chapters5:30: Celebrities Crushing It as Investors14:22: Property Taxes18:06: Escrow: DIY or Leave It to the Lender?39:17: Volatility, Interest Rates and Tech as Value Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial.Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Today on the Invest In Her podcast, host Catherine Gray talks with Natalie R. Roberts, a global M&A strategist, CEPA-certified advisor, and founder of iKadre, a boutique advisory firm dedicated to helping women entrepreneurs strategically exit their businesses and plan what's next. With over 20 years of experience at top firms like Ernst & Young, HP, and Pearson, Natalie brings big-league M&A strategy to women-owned businesses, blending sharp financial insight with deep empathy. Her mission is to guide women through transformation by building long-term value and empowering them to redefine success on their own terms. In this episode, Natalie shares what it really means to “plan with the end in mind” and how the most powerful business moves often start with internal clarity. She discusses the keys to maximizing business value before an exit, including productizing services, reducing risk, and identifying the right buyers. Catherine and Natalie explore how women can take ownership of their financial future through smart strategy, intentional growth, and aligned transformation. Whether you're five years from selling or already eyeing the marketplace, this conversation is packed with insights to help you grow and exit on your own terms. Mentioned Website:

 We kick off the show with a look at the week's market action, where a slight uptick in the Consumer Price Index contrasted with a much stronger-than-expected Producer Price Index. With inflation data in focus, markets are now leaning heavily toward the Fed cutting rates at its September meeting. Gen Z is redefining romance, ditching pricey dinners for budget-friendly (and often free) date nights, all while prioritizing savings and paying down debt. But here's the twist: financial stability might just be the ultimate attraction. This week, we'll explore why Gen Z could be the most financially literate generation yet, how cheap dates can still be meaningful, why financial security can be “sexy,” and what it all means for love, independence, and long-term happiness. Meanwhile, Nvidia's explosive rise in the AI chip market has minted millionaires at a jaw-dropping pace as nearly half its employees are reportedly worth more than $25 million. But behind the stock-fueled fortune lies a high-pressure culture some call “golden handcuffs,” where long hours and relentless expectations come with the territory. And speaking of stock compensation, it can be a powerful wealth-building tool, but it's also packed with tricky tax questions. We'll tackle a real-world RSU scenario: If taxes are withheld at grant date, but you won't receive the stock until it vests—and you know you'll retire before some of those shares vest—should you accept them anyway? Or is it smarter to walk away from stock you'll never see? We'll break down how RSUs work, the tax implications, and strategies to consider when your career timeline clashes with your vesting schedule. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — August 16, 2025  |  Season 39, Episode 33 Timestamps and Chapters 5:31: Slowing Consumer Prices but Hot Producer Prices 17:47: Is Financial Stability the New Love Language? 28:26: From Stock Options to Stress 37:32: When Your Vesting Schedule Outruns Your Career Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Are you building a law firm that will truly support your retirement goals? In this episode of Cultivating Business Growth, Katina Peters welcomes Darren Wurz—financial planner, CEPA®, CFP®, MSFP, author of The Lawyer Millionaire, and host of The Lawyer Millionaire podcast—to talk about how to align law firm growth with personal financial independence. Darren specializes in helping attorneys and small law firm owners increase profitability, create businesses that can run without them, and design a retirement plan that goes beyond simply saving for the future. Together, Katina and Darren cover: Why retirement planning is also business planning The connection between law firm profitability and financial security Three smart growth strategies for small law firms: niche positioning, recurring revenue, and owner independence Key steps in law firm succession planning and preparing for an exit How to calculate your “freedom number” so you know exactly when you can be work optional Whether you're years away from stepping back or preparing for transition now, you'll walk away with actionable strategies to protect your profits, grow intentionally, and secure your future.

This week on “Henssler Money Talks,” we examine the implications of Donald Trump's firing of Bureau of Labor Statistics Commissioner Erika McEntarfer after the release of weaker-than-expected jobs data. Critics argue the move threatens the credibility of U.S. economic reporting, but are inconsistent readings just a byproduct of the antiquated ways they collect their data and dwindling survey response rates? As the cost of living continues to climb, we break down SmartAsset's latest findings on the salary needed to live comfortably in each U.S. state. From Hawaii's sky-high income thresholds to West Virginia's relative affordability, we explore what these findings mean for individuals, families, and long-term financial planning—especially as median wages fall short of what it now takes to get by.After the break, we turn our focus to annuities, providing our take on these investment products. Furthermore, should a retiree put 25% of their assets into an annuity to help with Required Minimum Distributions? We'll walk through the essential questions to ask, from the type of annuity being recommended to how it fits into a comprehensive financial plan.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — August 9, 2025  |  Season 39, Episode 32Timestamps and Chapters4:42: Defensive Sectors, Consumer Sentiment, and Solid Earnings 9:43: Rigged or Reputable? The Battle Over U.S. Job Data24:28: Sticker Shock: The New Price of Living Well in America39:53: RMD Strategy or Sales Pitch? What to Ask About AnnuitiesFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial.Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Join us for an exclusive episode of The Exit Is Now podcast as Scott Snider welcomes Neil McPeak into the studio for an honest and impactful conversation. From Olympic rowing to co-owning a multi-advisor firm with his father, Neil shares how discipline, team dynamics, and one major client loss reshaped their entire business model. He opens up about transitioning from general advising to pre-sale business owner specialization, and how reframing their approach with referral partners has led to deeper relationships and more meaningful work. Scott and Neil also reflect on shared lessons from their landscaping days and how that grit carries forward into legacy-building conversations with the next generation.Want to learn more? Go to: https://linktr.ee/theexitplanninginstituteConnect with Scott: https://www.linkedin.com/in/scott-snider-epi/============================================SUBSCRIBE TO THE PODCAST:Apple Podcasts: https://podcasts.apple.com/us/podcast/exit-is-now-plan-accordingly-with-scott-snider/id1663050204Spotify: https://open.spotify.com/show/0iXzdvQN1ApWPOk3rVytFR============================================CONNECT WITH SCOTT ON SOCIAL MEDIA   YouTube: https://www.youtube.com/channel/UC_Eh7TfhJHKRa5uc5R0uRgAFacebook: https://www.facebook.com/Exit-Planning-Institute-608403729259835Website: https://exit-planning-institute.org#ExitPlanningInstitute #ScottSnider #Podcast============================================About Scott:Scott Snider is the President of the Exit Planning Institute (EPI) and the Operating Partner of Snider Premier Growth, a small family investment company.  At EPI, Scott is responsible for the strategic direction of the organization along with overseeing the company's operations and chapter development. Since joining EPI, Scott has expanded the organization regionally, nationally, and globally, providing a transformational educational experience to advisors from all specialties across the globe.Scott Snider is a nationally recognized industry leader, growth specialist, and lifetime entrepreneur.  Two of Snider's biggest talents: market penetration and rapid growth strategies. As the operational and strategic leader of EPI, Snider thrives on helping advisors learn how to educate clients, achieve market distinction, and deliver real results.

Edition No216 | 06-08-2025 - Belarus's New Martial Law Proposal. Today, we unpack Belarus's proposal to expand martial law and what it might mean—not just for Belarus, but for Ukraine, its NATO neighbours, and Europe's beleaguered democracies.In August 2025, Belarus's Defence Ministry submitted a new bill giving it the power to declare martial law not only in the case of aggression against Belarus, but also if Russia or the “Union State”—their supranational alliance—is attacked (The New Voice of Ukraine). As one summary put it, "if, for example, a Ukrainian drone strikes Russian territory, Belarus could legally impose martial law on its own soil".The official justification: Belarus cites threats to the Russian‑Belarusian Union State, an integrated bloc formed in the 1990s to align foreign, economic, and defence policies between Russia and Belarus (UNITED24 Media). Now it's a matter of debate whether Belarus can be considered a sovereign and independent country, given that its policy making is so closely aligned with Kremlin ambitions and intentions. ----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtain----------SOURCES: * Militarnyi.com, “Belarus Proposes Introducing Martial Law…” (Aug 2025) * NV.ua / RBC.ua, “Belarus may declare martial law…” (Aug 2025) * Belsat.eu, on expanding grounds for martial law * Wikipedia Union State, treaty ratification details March 2025 (Wikipedia)* EUNEWS.eu, EU suspects Belarus behind migrant flows from Libya (Aug 2025)* Maghrebi.org, investigation linking Belarus in Libya migration (Aug 2025)* Wikipedia and other sources on weaponised migration (Wikipedia)* EU records: Frontex stats 2024 rising Belarus route by 192% (Reuters)* Reuters & Politico / Newsweek on Lithuanian drone incidents (Aug 5 2025) * Kyiv Independent on drone carrying explosives* CEPA analysis of Baltic hybrid drone threat ----------TRUSTED CHARITIES ON THE GROUND:Save Ukrainehttps://www.saveukraineua.org/Superhumans - Hospital for war traumashttps://superhumans.com/en/UNBROKEN - Treatment. Prosthesis. Rehabilitation for Ukrainians in Ukrainehttps://unbroken.org.ua/Come Back Alivehttps://savelife.in.ua/en/Chefs For Ukraine - World Central Kitchenhttps://wck.org/relief/activation-chefs-for-ukraineUNITED24 - An initiative of President Zelenskyyhttps://u24.gov.ua/Serhiy Prytula Charity Foundationhttps://prytulafoundation.orgNGO “Herojam Slava”https://heroiamslava.org/kharpp - Reconstruction project supporting communities in Kharkiv and Przemyślhttps://kharpp.com/NOR DOG Animal Rescuehttps://www.nor-dog.org/home/----------

This week, we're breaking down several key economic reports, including the Conference Board Consumer Confidence Index, the first estimate of second-quarter GDP, and the PCE deflator—the Fed's preferred measure of inflation. It's been a data-heavy week, capped by the conclusion of the Federal Reserve's FOMC meeting on Wednesday, where policymakers held rates steady and signaled a more cautious outlook on future rate moves.We're also joined by special guest Matthew Reed, CPA/ABV, for a post–tax season debrief. He shares key takeaways from the most recent filing season and walks us through major provisions in the One Big Beautiful Act, passed on July 4, highlighting the potential impact on both individual and business tax planning strategies.Plus, in Part 2 of our Evolution of Payments series, we dive into stablecoins—a type of cryptocurrency designed to maintain a steady value by being pegged to assets like the U.S. dollar. But if they're backed by dollars, why not just use dollars? We explore what sets stablecoins apart from more volatile cryptocurrencies like Bitcoin and Ethereum, and why they're gaining traction in the financial world despite their dollar ties.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — August 2, 2025  |  Season 39, Episode 31Timestamps and Chapters5:06: Fed Holds Rates, No Set Plan for a Future Rate Cut 14:42: Matthew Reed, CPA/ABV: Post-Tax Season Debrief 22:18: Matthew Reed, CPA/ABV: OBBBA Changes that Affect You43:23: Part 2, Evolution of Payments: StablecoinFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. 

David Flores Wilson, CFA, CFP®, Managing Partner at Sincerus Advisory, where he helps entrepreneurs, tech professionals, and business owners build and protect their wealth, optimize business exits, and achieve financial freedom.Named an Investopedia Top 100 Financial Advisor (2019 & 2020), his financial expertise has been featured in CNBC, The New York Times, Kiplinger, and InvestmentNews. A Certified Exit Planning Advisor (CEPA®), he specializes in equity compensation planning, tax- efficient wealth strategies, and strategic philanthropy, ensuring his clients make informed financial decisions that align with their long-term goals. A graduate of UC Berkeley, he holds multiple financial credentials, including CFA, CFP®, AEP®, CEPA®, and CCFC. David represented Guam in the 1996 Atlanta Olympic Games and is an active member of Entrepreneur's Organization, the Estate Planning Council of NYC, and Advisors in Philanthropy, where he promotes financial literacy and impactful philanthropy.Passionate about continuous learning and personal growth, David enjoys traveling, reading, Brazilian Jiu-jitsu, yoga, and snowboarding in his free time. CONTACT DETAILS Email: dwilson@sincerusadv.com Company: Sincerus AdvisoryWebsite: https://sincerusadv.com/Social Media Address:LinkedIN - https://www.linkedin.com/in/david-flores-wilson-cfp%C2%AE-cfa-02b5a/ X - https://x.com/NYwealthadvisor Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services. 

31 Jul 2025. So what’s next for rate cuts and what it means for us? We ask economist Daniel Richards. Plus, ADNOC Drilling posts a record-breaking H1, CFO Youssef Salem joins us live. Saudi budget airline flyadeal releases fresh metrics, we speak to the CEO. And it’s the final day for UAE businesses to file late corporate tax returns without facing fines, tax lawyer Nirav Rajput explains what you need to know.See omnystudio.com/listener for privacy information.

In this episode of the podcast, Scottie sits down with financial advisor and business builder Adam D. Koós, CFP®, CMT, CEPA to unpack the foundational mindset shifts that helped him scale to consistent five-figure months—and beyond.They dive deep into the emotional rollercoaster that comes with entrepreneurship, the importance of removing pressure from prospecting, and how Adam's internal rewiring around “safety” and “certainty” unlocked massive business growth.You'll hear how Adam went from chasing people for appointments to building a business that now attracts clients regularly, without the desperation and burnout. This conversation is rich with perspective for any financial advisor stuck in the feast-or-famine cycle and ready to grow with more intention, peace, and power.If you're a financial advisor ready to grow your business with more ease, alignment, and predictability, then this is the kind of energy you need to surround yourself with.

What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, we unpack the power and purpose of the Federal Reserve—who runs it, who appoints them, and how their decisions ripple through everything from Treasury bonds to your credit card APR. We break down the rates the Fed actually controls (spoiler: it's not all of them) and why those moves matter. Plus, if the Fed is supposed to be independent, why does it feel like politics—especially Trump's calls for lower rates—are always lurking in the background?Next, we ask, “Is the upper middle class having an identity crisis?” We dig into the surprising squeeze on America's “comfortably wealthy.” From overcrowded Amex lounges to bidding wars for average homes, we explore how rising wealth—especially among the top 10%—is making luxury feel less exclusive. We explore what it means for expectations around lifestyle and status, and how the wealth ladder is getting more crowded at the top.In Part 1 of our series on the evolution of payments, we dive into the rise of credit cards and how they reshaped the way we spend. We explore the move toward a cashless society—fueled by digital wallets and tap-to-pay tech—but also spotlight the pushback: small businesses are passing credit card fees onto customers, and even some places going cash-only. So where are we really headed? Is cash dying, or just evolving?Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — July 26, 2025  |  Season 39, Episode 30Timestamps and Chapters8:27: Third of the Way Through Earnings Season19:58: The Fed's Big Influence 32:03: Too Many Millionaires, Not Enough Pool Chairs54:13: From Cash to Tap: How Credit Cards Changed EverythingFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial.

Join us for a compelling episode of the Exit Is Now podcast as Scott Snider sits down with M&A advisor and author Scott Bushkie for a candid conversation on what it really takes to sell a business. Scott shares insights from 25 years in the trenches—from his early days as the “gas station king” to building a boutique investment bank serving the underserved lower middle market. They explore how the M&A profession has evolved, what owners should expect during a sale, and the emotional weight of letting go. Scott also dives into his book Finish Strong, which helps business owners navigate value, timing, and life after the sale.Want to learn more? Go to: https://linktr.ee/theexitplanninginstituteConnect with Scott: https://www.linkedin.com/in/scott-snider-epi/============================================SUBSCRIBE TO THE PODCAST:Apple Podcasts: https://podcasts.apple.com/us/podcast/exit-is-now-plan-accordingly-with-scott-snider/id1663050204Spotify: https://open.spotify.com/show/0iXzdvQN1ApWPOk3rVytFR============================================CONNECT WITH SCOTT ON SOCIAL MEDIA   YouTube: https://www.youtube.com/channel/UC_Eh7TfhJHKRa5uc5R0uRgAFacebook: https://www.facebook.com/Exit-Planning-Institute-608403729259835Website: https://exit-planning-institute.org#ExitPlanningInstitute #ScottSnider #Podcast============================================About Scott:Scott Snider is the President of the Exit Planning Institute (EPI) and the Operating Partner of Snider Premier Growth, a small family investment company.  At EPI, Scott is responsible for the strategic direction of the organization along with overseeing the company's operations and chapter development. Since joining EPI, Scott has expanded the organization regionally, nationally, and globally, providing a transformational educational experience to advisors from all specialties across the globe.Scott Snider is a nationally recognized industry leader, growth specialist, and lifetime entrepreneur.  Two of Snider's biggest talents: market penetration and rapid growth strategies. As the operational and strategic leader of EPI, Snider thrives on helping advisors learn how to educate clients, achieve market distinction, and deliver real results.

When it comes to money decisions, the numbers don't always win. This week, we're diving into how behavioral finance influences the way we approach big purchases—like buying versus leasing a car or choosing a home that stretches the budget. While one option might make the most sense on paper, your lifestyle, habits, and even emotions may lead you in another direction.If you've been with your car insurance company for 25 years, but switching providers offers better coverage, lower deductibles, and hundreds in savings—what do you do? For many, the emotional weight of loyalty outweighs the financial upside of making a change.Leasing isn't just for cars anymore—it's becoming a business model for everything from HVAC systems to washers, dryers, refrigerators, and water heaters. While leasing can ease upfront costs, it often comes with long-term financial drawbacks. We break down the numbers, compare short- vs. long-term costs, and discuss why lifestyle convenience often trumps financial optimization.Is tapping into your home equity ever a smart investment move? If your potential returns exceed your mortgage rate, maybe—but it's not just a math equation. We examine the behavioral and practical factors: cash flow, interest rates, risk tolerance, and the peace of mind that comes from being debt-free. Plus, what if you already have extra cash—should you invest it or knock down the mortgage?Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — July 19, 2025  |  Season 39, Episode 29Timestamps and Chapters7:28: Tame Market, Muted Returns14:24: Loyalty vs. Logic: When Staying Costs More 25:14: The New Lease on Spending: Buy vs. Lease in Everyday Life36:18: The Psychology of a Big Purchase49:51: Home Equity: Invest It or Pay Down Debt?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial.