Podcasts about Personal income

Self Created Valuation Boosts Apple Announces new Podcast push AI – A breakdown Playing them like a fiddle – Warner Brothers PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - A NEW CTP just announced - China releasing new AI models - AI - A breakdown - we are on overload - Big Employment news.... Markets - Self Created Valuation Boosts - Apple Announces new Podcast push - Playing them like a fiddle - Warner Brothers Quick Note - Going to rip up the playbook on something this week on TDI Podcast. Anyone who owns an annuity should listen to what is about to come on next Sundays show.....  No Agenda... Olympics - Anything to discuss? MONEY FOR ALL - The average tax refund is 10.9% higher so far this season, compared to about the same point in 2025, according to early filing data from the IRS. - The 2026 tax season opened Jan. 26, and the average refund amount was $2,290 as of Feb. 6, up from $2,065 about one year prior, the IRS reported Friday night. - As of Feb. 6, the total amount refunded was more than $16.9 billion, up 1.9% compared to last year, according to the IRS release. That figure reflects current-year returns only. - This is partly because there were excess-witholdings from last year on the rules changed and paycheck withholdings were not adjusted. This is a one time situation.. Emplyment - 4.3% - "Better" than expected payrolls number - A major revision was released last Wednesday. Overall 2025 job growth was much weaker than initially reported. The total net change for the full year 2025 was revised down from +584,000 jobs to just +181,000 jobs (seasonally adjusted) — an average of only about 15,000 jobs added per month instead of ~49,000. This made 2025 one of the weakest years for job creation in recent non-recession periods. - Employment levels were consistently overstated throughout 2025 by roughly 800,000 to over 1 million jobs, peaking around mid-year. For example: By March 2025, the level was revised down by 898,000. By December 2025 (preliminary), down by 1,029,000. - Monthly changes were also adjusted downward in most cases (e.g., August's originally reported -26,000 became a larger loss of -70,000; September's +108,000 became +76,000). - The revisions reflect normal annual benchmarking, but this one was unusually large (larger than the typical 0.2% average over the prior decade), likely due to factors like overestimation of business births or other data mismatches. - In short, the data reveals that the U.S. labor market in 2025 was significantly softer than the monthly headlines suggested at the time — job growth was overstated by a substantial margin, painting a picture of a much weaker employment picture for the year. AI Updates - While U.S. markets have been focused on the impact of Anthropic and Altruist's tools on software and financial services, China's tech giants have released AI models this week that have shown advancements in robotics and video generation. - Google is reporting that China's AI models are just MONTHS behind western models - However - is this progress? In a video demo, Alibaba showed a robot with pincers for hands that appeared to be able to count oranges, pick them up and place them in a basket. It was also shown taking milk out of a fridge. - Alibaba on Monday unveiled a new artificial intelligence model Qwen 3.5 designed to execute complex tasks independently, with big improvements in performance and cost that the Chinese tech giant claims beat major U.S. rival models on several benchmarks. - Zhipu AI — which trades as Knowledge Atlas Technology in Hong Kong said the model approaches Anthropic's Claude Opus 4.5 in coding benchmarks while surpassing Google's Gemini 3 Pro on some tests. - Shares of MiniMax also jumped Thursday after it launched its updated M2.5 open-source model with enhanced AI agent tools. Grok Update - Grok, Elon Musk's AI chatbot, has been gaining ground in the U.S. over the past months, data showed, even as it draws global censure and regulatory scrutiny after being used to generate a wave of non-consensual sexualized images of women and minors. - U.S. market share of the tool rose to 17.8% last month from 14% in December, and 1.9% in January 2025, according to data from research firm Apptopia. - Men are still the largest % users of Grok ~ 78% (down from 89% in April 2025) AI Market Share - ChatGPT's share slumped to 52.9% last month from 80.9% in January last year, while Gemini's grew to 29.4% from 17.3% over the same period. AI Market Share InfoGrapic and AI Understanding - Have we gone through this? - At its core, AI is technology that lets machines perform tasks that normally require human intelligence — things like understanding language, recognizing images, making decisions, or solving problems. - Modern AI (especially since ~2022) is dominated by machine learning — systems that learn patterns from huge amounts of data instead of being explicitly programmed rule-by-rule. - Inference is the "using" or "applying" phase of AI — when a trained model takes new input and produces an output / prediction / answer. Contrast with training (the "learning" phase): ------ Training ? Like a student studying for years: very compute-heavy, expensive, done once (or rarely) on massive servers/GPUs, adjusts billions of parameters based on examples. ------ Inference ? Like the student taking a test or doing their job: much faster, cheaper, runs on your phone/laptop/cloud, uses the fixed knowledge from training to respond instantly. - gentic AI takes regular AI (like chat models) to the next level: instead of just answering questions or generating text, these systems act autonomously to achieve goals with minimal human help. "Agentic" comes from "agency" — the ability to make decisions, plan, use tools, take actions, adapt, and even learn from results — like a smart digital employee rather than just a smart answer machine. AI Infographic Last AI Item - A shortage of memory chips is hammering profits, derailing corporate plans, and inflating price tags on various products, with the crunch expected to get worse. - The fundamental reason for the squeeze is the buildout of AI data centers, with companies like Alphabet and OpenAI buying up large shares of memory chip production, leaving consumer electronics producers fighting over a dwindling supply. - The resulting price spikes are causing concern, with some warning of "RAMmageddon" and others predicting that memory chip prices will go "parabolic", bringing lavish profits to some companies but painful prices to the rest of the electronics sector. Here is something: - Gallup will no longer track presidential approval ratings after nearly 90 years - Founded by George Gallup in 1935, the Washington, DC-based management company began tracking the president's job performance 88 years ago. - Gallup told USA TODAY it will no longer publish "favorability ratings of political figures," a decision it said "reflects an evolution in how Gallup focuses its public research and thought leadership." - Gallup said the ratings are now "widely produced, aggregated and interpreted, and no longer represent an area where Gallup can make its most distinctive contribution." - "Our commitment is to long-term, methodologically sound research on issues and conditions that shape people's lives," the company wrote, adding that its work will continue through the Gallup Poll Social Series, the Gallup Quarterly Business Review, the World Poll and more. - Seems like they are unable to SHAPE opinion due to social media etc.....? Apple Podcast Update - Big news! - Apple on Monday announced that it will bring a new integrated video podcast experience to Apple Podcasts this spring. - The move comes as video viewership continues to reshape podcasting. About 37% of people over age 12 watch video podcasts monthly, according to Edison Research. - The update brings Apple Podcasts more in-line with its competitors Spotify, YouTube and now Netflix, which have increasingly leaned into video podcasting. -“Twenty years ago, Apple helped take podcasting mainstream by adding podcasts to iTunes, and more than a decade ago, we introduced the dedicated Apple Podcasts app,” said Eddy Cue, Apple's senior vice president of Services, in a statement. “ - By bringing a category-leading video experience to Apple Podcasts, we're putting creators in full control of their content and how they build their businesses, while making it easier than ever for audiences to listen to or watch podcasts.” M&A - Texas Instruments Inc. has reached an agreement to buy Silicon Laboratories Inc. for about $7.5 billion, deepening its exposure to several markets for chips. - Silicon Labs investors will receive $231 in cash for each share of the company's common stock and the transaction is expected to close in the first half of 2027. - The transaction still needs to win approval by investors in Silicon Labs and shares of Silicon Labs surged by 51% to $206.48 after the announcement. Inflation - This helps - PepsiCo, will cut prices on core brands such as Lay's and Doritos by up to 15% following a consumer backlash against several previous price hikes, the snacks and beverage maker said on Tuesday after it topped fourth-quarter results. Miran - Moving - Federal Reserve Governor Stephen Miran is leaving his post as chair of the Council of Economic Advisers, CNBC has confirmed. - He joined the CEA in January 2025, but had been on leave from that post since last September when he filled the unexpired term of former Fed Governor Adriana Kugler.- He reamins on Fed board No Biggie???? - There are some astonishing cased being reported of Bad AI in the operating room - JNJ's TruDi Navigation System - Since AI was added to the device, the FDA has received unconfirmed reports of at least 100 malfunctions and adverse events. - At least 10 people were injured between late 2021 and November 2025, according to the reports. Most allegedly involved errors in which the TruDi Navigation System misinformed surgeons about the location of their instruments while they were using them inside patients' heads during operations. - Cerebrospinal fluid reportedly leaked from one patient's nose. In another reported case, a surgeon mistakenly punctured the base of a patient's skull. In two other cases, patients each allegedly suffered strokes after a major artery was accidentally injured. Cuba - The main airport has putt out a bulletin that they are out of Jet Fuel - Blackouts and lack of other fuels are creating big problems - No airlines have stopped running at this point, but many will as they cannot refuel - This is a bigger problem for cargo planes (supplies) that may not be able to risk flying to Cuba as they will not be able to get out. Dalio Warning -  Legendary investor Ray Dalio said on Tuesday the world was “on the brink” of a capital war. - He said central banks and sovereign wealth funds were already preparing for measures like foreign exchange and capital controls. - "When money is weaponized using measures like trade embargoes, blocking access to capital markets, or using ownership of debt as leverage." - “Capital, money, matters,” Dalio said Tuesday. “We're seeing capital controls … taking place all over the world today, and who will experience that is questionable. So, we are on the brink — that doesn't mean we are in [a capital war now], but it means that it's a logical concern.” - Could this be why gold and siver are being hoarded (physical assets over digital currency? - Is China's edict to banks to diversify away from US Treasuries a sign? Self Boosted Valuation - Waymo is aiming to raise about $16 billion in a financing-round that would value it at nearly $110 billion, Bloomberg News reported, citing people familiar with the matter. - Alphabet would provide about $13 billion to the autonomous driving firm while the rest would come from investors including Sequoia Capital, DST Global and Dragoneer Investment Group, the report added. - Soooooo - Waymo is a unit of Alphabet.... Alphabet providing 80% of the funding that boosts valuations..... Hmmmmmmmm Warner Brothers -  Warner Bros Discovery Inc is considering reopening sale talks with Paramount Skydance Corp after receiving its amended offer. - The Warner Bros board is discussing whether Paramount could offer a path to a superior deal, which may ignite a second bidding war with Netflix Inc. - Paramount submitted amended terms that addressed several concerns, including covering a fee owed to Netflix and offering to backstop a Warner Bros debt refinancing. Economics Coming Up - Short Week - plenty of Reports - Wednesday - Durable Goods, Housing Starts, Industrial Production, FOMC Minutes - Thursday - Philly Fed, Initial Claims - Friday: PCE, Personal Income and Spending, GDP for Q4 (3.6%) ----- New Home Sales, UMich Feb Final   Love the Show? Then how about a Donation? ANNOUNCING THE THE CLOSEST TO THE PIN for CATERPILLAR Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Bank lending standards are easing, CRE financing competition is rising, and even office is seeing selective reengagement. In this episode, our hosts, Omar Eltorai and Cole Perry, share and discuss the latest SLOOS data, earnings insights from major banks and asset managers, county-level GDP data, consumer sentiment, and small business optimism. Featuring a special conversation with Andrew Pabon, Director of Debt Advisory at Altus Group, on the latest trends from Altus Group's Debt Capital Market Survey.Key moments01:47 Stat of the Day: Multifamily property age03:09 Senior Loan Officer Opinion Survey insights07:48 ADP employment data analysis10:07 County-level GDP data breakdown16:19 Consumer and business sentiment reports20:58 Earnings season highlights27:55 CRE Debt Capital Market Survey results with Andrew Pabon47:02 Upcoming Data Releases and AnnouncementsResources mentionedReonomy: https://www.altusgroup.com/solutions/reonomy/ Senior Loan Officer Opinion Survey: https://www.federalreserve.gov/data/sloos/sloos-202601.htm ADP Employment Report: https://adpemploymentreport.com BEA County-Level GDP & Personal Income: https://www.bea.gov/news/2026/gross-domestic-product-county-and-personal-income-county-2024 University of Michigan Consumer Sentiment: https://www.sca.isr.umich.edu/ NFIB Small Business Optimism Index: https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-remains-above-52-year-average/ Altus Debt Capital Market Survey: https://www.altusgroup.com/featured-insights/cre-debt-capital-markets-survey-registration/ Altus Connect: https://www.altusgroup.com/connect/

APAC stocks traded mostly higher as the region took impetus from the tech-led rally on Wall St, where sentiment was bolstered as dovish comments from Fed officials boosted December rate cut bets.NVIDIA (NVDA) fell afterhours on a report that Meta (META) is in talks to spend billions on Google's (GOOGL) AI chips.US President Trump posted that he had a very good telephone call with Chinese President Xi and that they discussed many topics, including Ukraine/Russia, fentanyl, soybeans and other farm products.US Q3 GDP initial estimate is to be released on December 23rd, while US PCE and Personal Income report (Sep) was rescheduled for December 5th, according to the BEA.ECB's Nagel said the current level of the Euro at 1.1600 is not cause for concern.Looking ahead, highlights include German GDP (Q3), US Weekly Prelim Estimate ADP, US PPI (Sep), Retail Sales (Sep), Consumer Confidence (Nov), Richmond Fed (Nov), Speakers including ECB's Cipollone & Makhlouf, Supply from UK, Italy, Germany & US, Earnings from Dell.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Peter Schiff discusses the surge in precious metals, critiques Trump's tariffs on various industries, and warns of impending economic challenges ahead.This episode is sponsored by Policygenius. Head to https://policygenius.com/gold to compare free life insurance quotes from top companies and see how much you could save.In this episode of The Peter Schiff Show, host Peter Schiff delves into the pressing issues affecting the global economy, including the surge in precious metals, the implications of new tariffs imposed by the Trump administration, and the shifting landscape of investment portfolios. Peter highlights the recent performance of gold and silver as inflation hedges, scrutinizing the misguided narratives surrounding cryptocurrency and stock market valuations. He emphasizes the critical need for sound economic policies that prioritize free market principles over government intervention. As he breaks down the latest market trends and economic indicators, Peter Schiff provides listeners with a reality check on the true state of the economy while advocating for the importance of gold and silver in any investment strategy. Tune in for an insightful analysis that challenges mainstream economic beliefs.Chapters:00:00 Introduction and Opening Remarks01:02 Precious Metals Market Update02:57 Gold and Silver Performance Analysis06:38 Bitcoin and Cryptocurrency Insights08:52 Morgan Stanley's Portfolio Adjustment22:44 Stock Market Valuation and AI Investments29:33 Inflation and Rising Costs29:59 Disney's Price Hike and Real Inflation30:57 Personal Income and Spending Data32:14 Fed's Rate Cuts and Economic Impact34:13 Trump's H-1B Visa Policy39:46 Impact of Tariffs on Economy53:58 Trump's Gold and Platinum Cards56:16 Conclusion and Call to ActionFollow @peterschiffX: https://twitter.com/peterschiffInstagram: https://instagram.com/peterschiffTikTok: https://tiktok.com/@peterschiffofficialFacebook: https://facebook.com/peterschiffSign up for Peter's most valuable insights at https://schiffsovereign.comSchiff Gold News: https://www.schiffgold.com/newsFree Reports & Market Updates: https://www.europac.comBook Store: https://schiffradio.com/books#TrumpTariffs #GoldInvesting #PreciousMetalsMarketOur Sponsors:* Check out Aeropress and use my code GOLD for a great deal: https://aeropress.com* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Boll & Branch: https://boilandbranch.com/SCHIFF* Check out Fast Growing Trees and use my code GOLD for a great deal: https://www.fast-growing-trees.comPrivacy & Opt-Out: https://redcircle.com/privacy

Kevin covers the following stories: U.S. Bureau of Economic Analysis released Personal Income and Disposable Personal Income numbers; last Friday, the U.S. Commerce Department released the Personal Consumption Expenditures Price Index, the Federal Reserve's preferred measure of inflation; Kevin points out from where the minor increase in inflation is coming, hint, it's not coming from where they have led us to believe!; Ford announces yet another recall; Kevin has the details, digs into the numbers, puts the information into historical perspective, offers his insights and opinions. Oil and gas prices react to anticipation that OPEC+, at the upcoming Sunday meeting, will not unwind remaining voluntary cuts, Saudi Aramco halting crude sales to India, Ukraine's attacks on Russia's oil-processing capacity and the recent meeting between Russia's Putin and China's Xi, the "Shanghai Cooperation Organisation." 

Kevin covers the following stories: U.S. Bureau of Economic Analysis released Personal Income and Disposable Personal Income numbers; last Friday, the U.S. Commerce Department released the Personal Consumption Expenditures Price Index, the Federal Reserve's preferred measure of inflation; Kevin points out from where the minor increase in inflation is coming, hint, it's not coming from where they have led us to believe!; Ford announces yet another recall; Kevin has the details, digs into the numbers, puts the information into historical perspective, offers his insights and opinions. Oil and gas prices react to anticipation that OPEC+, at the upcoming Sunday meeting, will not unwind remaining voluntary cuts, Saudi Aramco halting crude sales to India, Ukraine's attacks on Russia's oil-processing capacity and the recent meeting between Russia's Putin and China's Xi, the "Shanghai Cooperation Organisation." 

Derek Moore and Michael Snyder touch on Nvidia post earnings to see whether the options market go the expected moves right or not. Then, they explore Interactive Brokers replacing Walgreens in the S&P 500 Index and how new entrants are often a big, overlooked aspect of S&P earnings growth. Then, they once again check in on the Fed and PCE Inflation which while not dropping isn't rising either. Later they look at how the Atlanta GDP Now model shows increasing growth while personal income is rising as well, so what could go wrong?   Nvida post earnings options moves Why Nvidia long straddles before earnings didn't' work Personal Income is rising PCE Personal Consumption Index is flat Cumulative flows into Ethereum are driving price New entrants and drops from the S&P 500 Index Interactive Brokers replaces Walgreens in S&P 500 Index Vanguard VXF ETF Extended Markets Gives Potential S&P 500 Candidates The Fed and the interest rate probabilities for a cut through end of 2025 Atlanta Fed GDP Now Nvidia Forward PE Ratio vs Forward EPS Estimates vs Price   Mentioned in this Episode   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com     

Oman wants to boost tax revenue but says that ‘99% of the population' will not have to pay personal income tax.View the full article here.Subscribe to the IMI Daily newsletter here. 

NEW PAGE: Trump Assassination Attempt The Cowboy's Take Most Recent Video(s): March 8, 2025 Video The Cowboy's Take Rumble Channel CRITICAL, CURRENT ARTICLES RAT-A-TAT-TAT TRUMP RESISTANCE TAKE ACTION NOW: PRESIDENTIAL 2024 ALT LEFT CHINA OUR ENEMY CLIMATE CHANGE CONSTITUTION CORRUPTION COVID/COVID LITIGATION ECONOMY ELECTION FRAUD FAMILY SAFETY FINANCIAL & PHYSICAL […] The post Peace In The Mideast? Don't Count On It!….A Pile Of SCOTUS Decisions–Many Good, Some Great, One Not So Much….The Supremes Slap The District Courts…Personal Income Down, Personal Expenditures Down, 6 Million In 90 Day Default On Student Loans–What Does It Mean? appeared first on On the Right Side Radio.

The U.S. Commerce Department released the Personal Consumption Expenditures Price Index and the Core Inflation Index, the Federal Reserve's key inflation measure; Kevin has the details, discusses the data and offers his perspective. Also released on Friday, Consumer Spending and Personal Income reports; Kevin digs into the numbers and offers his perspective. A business news network commits journalism regarding Tariffs and Inflation. States are increasing fuel taxes: Kevin points out how this will affect nationwide gas price averages and energy cost inflation. Kevin has the news, geopolitical factors, wildfires and OPEC+'s crude oil production plans are affecting oil and gas prices.

The U.S. Commerce Department released the Personal Consumption Expenditures Price Index and the Core Inflation Index, the Federal Reserve's key inflation measure; Kevin has the details, discusses the data and offers his perspective. Also released on Friday, Consumer Spending and Personal Income reports; Kevin digs into the numbers and offers his perspective. A business news network commits journalism regarding Tariffs and Inflation. States are increasing fuel taxes: Kevin points out how this will affect nationwide gas price averages and energy cost inflation. Kevin has the news, geopolitical factors, wildfires and OPEC+'s crude oil production plans are affecting oil and gas prices.

This week, on "Inside the Economy," we will break down the international stock markets and their outperformance compared to the US in 2025. Could this be the beginning of a long-awaited turnaround in the international markets? The Federal Reserve's preferred inflation measure showed a slight uptick in March while personal incomes also rose. Can US consumers continue to power the economy forward as they have over the past few years? Amid a market pullback and the potential for a correction in the S&P500, we review recent market volatility and how often we see corrections and bear markets. Overall, we continue to see strength in international stocks and a normalization in inflation. Tune in to learn more! Key Takeaways: • European stocks are beating the US by a record • Gold, International stocks, and Fixed income are the best performers of the year so far • Portfolio diversification appears to be benefiting investors as the S&P500 nears correction territory

This week, on "Inside the Economy," we will break down the international stock markets and their outperformance compared to the US in 2025. Could this be the beginning of a long-awaited turnaround in the international markets? The Federal Reserve's preferred inflation measure showed a slight uptick in March while personal incomes also rose. Can US consumers continue to power the economy forward as they have over the past few years? Amid a market pullback and the potential for a correction in the S&P500, we review recent market volatility and how often we see corrections and bear markets. Overall, we continue to see strength in international stocks and a normalization in inflation. Tune in to learn more!   Key Takeaways: European stocks are beating the US by a record Gold, International stocks, and Fixed income are the best performers of the year so far Portfolio diversification appears to be benefiting investors as the S&P500 nears correction territory

This is the 1010 WINS All Local 4pm update for Monday, March 31st, 2025.

Peter Schiff exposes crypto market manipulations by Trump's team, critiques Social Security as a Ponzi scheme, and analyzes recent concerning economic data. #trump #bitcoin #cryptoSponsor Promotions- Stash: Go to https://get.stash.com/gold to see how you can receive $25 towards your first stock purchase and to view important disclosures.- Shopify: Sign up for a $1/month trial at https://shopify.com/goldEpisode OverviewIn this episode of The Peter Schiff Show, Peter dives into the recent surge in the cryptocurrency market and the alleged manipulation stemming from a post on Donald Trump's Truth Social account. He scrutinizes the drama surrounding Bitcoin, Ethereum, Solana, Ripple, and other altcoins, highlighting strategic timing and insider trading. Peter also discusses the anticipated, but non-existent, establishment of a US crypto reserve and the potential implications for the market. Shifting focus, Peter touches on various economic updates, including the massive US trade deficit, unemployment claims, GDP projections, and the real estate bear market. Furthermore, he criticizes the Social Security system, labeling it as a Ponzi scheme, while urging for major reforms. To cap it off, Peter reflects on his experience with media manipulation and his ongoing legal battles concerning his bank.---Chapters / Timestamps:00:00 Introduction and Opening Remarks00:58 Crypto Market Analysis03:22 Trump's Crypto Reserve Announcement09:28 Critique of Government Involvement in Crypto22:04 Economic Data and Trade Deficit33:28 Job Market and Unemployment Concerns35:21 Housing Market Woes35:51 Manufacturing and Economic Indicators36:48 Personal Income and Spending37:27 Inflation and the Fed's Dilemma38:38 Zelensky's Visit and Media Critique43:31 Trump's Budget Ambitions45:56 Golden Visas and Tax Exemptions49:26 Joe Rogan and Elon Musk on Media and Social Security01:03:49 Gold and Silver Market Update01:05:37 Conclusion and Final Thoughts---Useful Links & Resources:Peter's Most Valuable Insights: https://schiffsovereign.comFree Reports & Market Updates: https://www.europac.comSchiff Gold News: https://www.schiffgold.com/newsSchiff Book Store: https://schiffradio.com/books---Call to Action:If you enjoyed this episode, please hit the like button, leave a comment with your thoughts, and subscribe for more in-depth analyses and market insights!---Connect with Peter Schiff:X / Twitter: https://twitter.com/peterschiffInstagram: https://instagram.com/peterschiffTikTok: https://tiktok.com/@peterschiffofficialFacebook: https://facebook.com/peterschiffOur Sponsors:* Check out DeleteMe: https://deleteme.com/GOLD* Check out Kinsta at https://kinsta.com to get your first month free today!* Check out Mack Weldon and use my code PETER for a great deal: https://mackweldon.com* Check out NPR: https://npr.org* Check out Vanta and use my code SCHIFF for a great deal: https://www.vanta.comPrivacy & Opt-Out: https://redcircle.com/privacy

Notes from James: What if I told you that we could eliminate the IRS, get rid of personal income taxes completely, and still keep the government funded? Sounds impossible, right? Well, not only is it possible, but historical precedent shows it has been done before. I know what you're thinking—this sounds insane. But bear with me. The IRS collects $2.5 trillion in personal income taxes each year. But what if we could replace that with a national sales tax that adjusts based on what you buy? Under my plan: Necessities (food, rent, utilities) 5% tax Standard goods (clothes, furniture, tech) 15% tax Luxury goods (yachts, private jets, Rolls Royces) 50% tax And boom—we don't need personal income taxes anymore! You keep 100% of what you make, the economy booms, and the government still gets funded. This episode is a deep dive into how this could work, why it's better than a flat tax, and why no one in government will actually do this (but should). Let me know what you think—and if you agree, share this with a friend (or send it to Trump). Episode Description: What if you never had to pay personal income taxes again? In this mind-bending episode of The James Altucher Show, James tackles a radical idea buzzing from Trump, Elon Musk, and Howard Lutnick: eliminating the IRS. With $2.5 trillion in personal income taxes on the line, is it even possible? James says yes—and he's got a plan. Digging into history, economics, and a little-known concept called “money velocity,” James breaks down how the U.S. thrived in the 1800s without income taxes, relying on tariffs and “vice taxes” on liquor and tobacco. Fast forward to today: the government rakes in $4.9 trillion annually, but spends $6.7 trillion, leaving a gaping deficit. So how do you ditch the IRS without sinking the ship? James unveils his bold solution: a progressive national sales tax—5% on necessities like food, 15% on everyday goods like clothes, and a hefty 50% on luxury items like yachts and Rolls Royces. Seniors and those on Social Security? They'd pay nothing. The result? The government still nets $2.5 trillion, the economy grows by $3.7 trillion thanks to unleashed consumer spending, and you keep more of your hard-earned cash. No audits, no accountants, just taxes at the cash register. From debunking inflation fears to explaining why this could shrink the $36 trillion national debt, James makes a compelling case for a tax revolution. He even teases future episodes on tariffs and why a little debt might not be the enemy. Whether you're a skeptic or ready to tweet this to Trump, this episode will change how you see taxes—and the economy—forever. What You'll Learn: The history of taxes in America—and how the country thrived without an income tax in the 1800s Why the IRS exists and how it raises $2.5 trillion in personal income taxes every year How eliminating income taxes would boost the economy by $3.75 trillion annually My radical solution: a progressive national sales tax—and how it works Why this plan would actually put more money in your pocket Would prices skyrocket? No. Here's why. Timestamps: 00:00 Introduction: Trump's Plan to Eliminate the IRS 00:22 Podcast Introduction: The James Altucher Show 00:47 The Feasibility of Eliminating the IRS 01:27 Historical Context: How the US Raised Money in the 1800s 03:41 The Birth of Federal Income Tax 07:39 The Concept of Money Velocity 15:44 Proposing a Progressive Sales Tax 22:16 Conclusion: Benefits of...

The Escondido city council will ratify a proclamation and move to earmark $4,000,000 from city reserves to address impacts of bacterial contamination in the local waterway. The man mauled to death by his dogs at a Mira Mesa Park has been identified as Pedro Luis Ortega. A new bird flu study from the Scripps Research Institute in La Jolla shows the virus strain has the potential to spread more easily between people. San Diego personal income doubled the national average in 2023. Real ID deadline set to May of 2025.

Joshua E. French and Elizabeth S. Meyers of Nutter McClennen & Fish, discuss what to consider when faced with the possibility of changing form of entity for a business, excerpted from MCLE's 6/10/2024 live webcast: LLC v. Corporation Decision Tree & Drafting Tips. The full program is available as an on-demand webcast or an MP3 here.  Get 24/7 instant access to hundreds of related eLectures like this one—and more—with a subscription to the MCLE OnlinePass. Learn more at www.mcle.org/onlinepass and start your free trial today! Connect with us on socials!Instagram: mcle.newenglandBluesky : mclenewengland.bsky.socialX (Formerly Twitter): MCLENewEnglandLinkedIn: Massachusetts Continuing Legal Education, Inc. (MCLE│New England)Facebook: MCLE New England

  The Friday Five for November 15, 2024: FOMC November 2024 Meeting Bluesky, Threads, X App Downloads vs. Site Traffic 2025 Medicare Part A/B Premiums & Deductibles NordPass Top Passwords of 2024 List Halfway Through AEP 2025   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   FOMC November 2024 Meeting: “Consumer Price Index - October 2024.” Bls.Gov, Bureau of Labor & Statistics, 13 Nov. 2024, www.bls.gov/news.release/pdf/cpi.pdf. “Consumer Price Index Summary - October 2024.” Bls.Gov, U.S. Bureau of Labor Statistics, 10 Oct. 2024, www.bls.gov/news.release/cpi.nr0.htm. “Meeting Calendars and Information.” Federalreserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 13 Nov. 2024. “Personal Income and Outlays, September 2024.” Bea.Gov, Bureau of Economic Analysis, 31 Oct. 2024, www.bea.gov/news/2024/personal-income-and-outlays-september-2024. “Transcript of Chair Powell's Press Conference November 7, 2024.” Federalreserve.Gov, The Federal Reserve, www.federalreserve.gov/mediacenter/files/FOMCpresconf20241107.pdf. Accessed 13 Nov. 2024.   Bluesky, Threads, X App Downloads vs. Site Traffic: “Adam Mosseri (@mosseri) on Threads.” Threads, Meta, 3 Nov. 2024, www.threads.net/@mosseri/post/DB6zNlQSsJN?xmt=AQGzC2OVsSCAHSwTsMzAMlVJzFvTppOz8Np1TG7sEIM3bA. “Bluesky Announces Series A to Grow Network of 13M+ Users.” Bsky.Social, Bluesky, 24 Oct. 2024, bsky.social/about/blog/10-24-2024-series-a. “Social Media Fact Sheet.” Pewresearch.Org, Pew Research Center, 13 Nov. 2024, www.pewresearch.org/internet/fact-sheet/social-media/. “Top Websites in United States - October 2024 Most Visited & Popular Rankings.” Semrush.Com, Semrush, www.semrush.com/website/top/united-states/all/. Accessed 14 Nov. 2024. Kirshner, Alex. “Sick of X and Elon Musk? This App Might Be for You.” Slate.Com, Slate, 12 Nov. 2024, slate.com/technology/2024/11/bluesky-app-twitter-exodus-x-elon-musk.html. Holtermann, Callie. “With Surge in New Users, Bluesky Emerges as X Alternative.” Nytimes.Com, The New York Times, 14 Nov. 2024, www.nytimes.com/2024/11/12/style/bluesky-users-election.html. “Top Apps & Games for Iphone on the IOS App Store in the United States.” Appfigures.Com, Appfigures, appfigures.com/top-apps/ios-app-store/united-states/iphone/top-overall. Accessed 14 Nov. 2024. “Top Apps for Android on Google Play in the United States.” Appfigures.Com, Appfigures, appfigures.com/top-apps/google-play/united-states/top-apps. Accessed 14 Nov. 2024. Tenbarge, Kat, and Kevin Collier. “X Sees Largest User Exodus since Musk Takeover.” NBCNews.Com, NBC Universal News Group, 13 Nov. 2024, www.nbcnews.com/tech/tech-news/x-sees-largest-user-exodus-musk-takeover-rcna179793.   2025 Medicare Part A/B Premiums & Deductibles: “2025 Medicare Parts A & B Premiums and Deductibles.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Nov. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles. 2025 Medicare Part A and Part B Premiums and Deductibles: Episode | Post   NordPass Top Passwords of 2024 List: Novak, Matt. “Americans Are Using the Dumbest Possible Passwords (2024 Edition).” Gizmodo.Com, Gizmodo, 14 Nov. 2024, gizmodo.com/americans-are-using-the-dumbest-possible-passwords-2024-edition-2000524147. Kan, Michael. “Here Are 2024's Most Used (and Worst) Passwords: Is Yours on the List?” Pcmag.Com, PCMAG, 14 Nov. 2024, https://www.pcmag.com/news/most-common-worst-passwords-2024-nordpass-is-yours-on-the-list . Hill, Allan Rose. “Here Is the Latest List of Passwords You Should Never Use.” Boingboing.Net, Boing Boing, 13 Nov. 2024, boingboing.net/2024/11/13/here-is-the-latest-list-of-passwords-you-should-never-use.html. Wong, Abel. “The Most Used Passwords of 2024 Are out - and It's 123456 Again.” Technave.Com, TechNave, 14 Nov. 2024, technave.com/gadget/The-most-used-passwords-of-2024-are-out-and-it-s-123456-again-40655.html. Roth, Emma. “These Are the Passwords You Definitely Shouldn't Be Using.” Theverge.Com, The Verge, 13 Nov. 2024, www.theverge.com/2024/11/13/24295543/most-common-passwords-list-2024. “Top 200 Most Common Passwords.” NordPass.Com, NordPass, nordpass.com/most-common-passwords-list/. Accessed 14 Nov. 2024.   Resources: 5 Ways to Generate ACA Leads: https://link.chtbl.com/ASG6287 2025 Medicare Part A and B Premiums and Deductibles: https://link.chtbl.com/ASGN20241113 Apps to Stay Productive This AEP! https://link.chtbl.com/ASGA20241106 Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies: https://link.chtbl.com/ASG630 How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://link.chtbl.com/ASG6255 How to Check Medicare Extra Help Eligibility for Your Client: https://link.chtbl.com/ASG630R5 How to Survive AEP: Wellness Tips for Insurance Agents: https://link.chtbl.com/ASG553 KFF 2025 ACA Open Enrollment Report & Tools: https://link.chtbl.com/ASGF20241108 Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710 You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.  

Interview with Christopher D. Witiw, MD, and Armaan K. Malhotra, MD, authors of Traumatic Brain Injury and Unemployment and Personal Income Loss. Hosted by Amalia Cochran, MD. Related Content: Unemployment and Personal Income Loss After Traumatic Brain Injury

Interview with Christopher D. Witiw, MD, and Armaan K. Malhotra, MD, authors of Traumatic Brain Injury and Unemployment and Personal Income Loss. Hosted by Amalia Cochran, MD. Related Content: Unemployment and Personal Income Loss After Traumatic Brain Injury

Text us your financial questions!Henssler Money Talks — October 5, 2024Season 38, Episode 40This week on "Money Talks," Director of Research, Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Giuliana Barbagelata, CFP® to cover the week's economic news including the latest report on Personal Income and how the uncertainty around the tensions in the Middle East are weighing on the markets. The financial experts advise an investor who recently split from her partner and knows nothing about her IRA—how much she's contributed, what she's invested in, and what she can do with the account. The hosts also answer a listener's question on home insurance. Timestamps and Chapters00:00 Market Roundup: Sept. 30 – Oct 4, 202423:35 Case Study:  IRA Missteps to Avoid 33:58 Q&A Time: Homeowner's Insurance Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

  The Friday Five for September 20, 2024: AEP Countdown & Ask Integrity Shoppers FOMC September 2024 Meeting New Features From iOS 18 Release Instagram Teen Account Changes Ask ASG Mailbag: Send Us Your Questions   Ask ASG Mailbag: Send Your Insurance Marketing & Sales Questions to ASGPodcast@RitterIM.com   AEP Countdown & Ask Integrity Shoppers: Learn about Ask Integrity™: https://integrity.com/ask-integrity/   Learn more about PlanEnroll: https://ritterim.com/planenroll/ MedicareCENTER: https://integrity.com/medicarecenter/ Not partnered with Integrity? Register here: https://identity.integrity.com/register   FOMC September 2024 Meeting: “Consumer Price Index - August 2024.” BLS.Gov, U.S. Bureau of Labor & Statistics, 11 Sept. 2024, www.bls.gov/news.release/pdf/cpi.pdf. “Employment Situation Summary - 2024 M08 Results.” BLS.Gov, U.S. Bureau of Labor Statistics, 6 Sept. 2024, www.bls.gov/news.release/empsit.nr0.htm. Mercado, Darla. “Fed Blog Recap: Chair Jerome Powell Defends Central Bank's Decision to Go Big with First Cut.” CNBC, CNBC, 18 Sept. 2024, www.cnbc.com/2024/09/18/fed-meeting-live-updates-traders-await-september-interest-rate-cut.html. “Federal Reserve Issues FOMC Statement.” FederalReserve.Gov, Board of Governors of the Federal Reserve System, 18 Sept. 2024, www.federalreserve.gov/newsevents/pressreleases/monetary20240918a.htm. Mena, Bryan, et al. “First Fed Rate Cut since Covid.” CNN, Cable News Network, 18 Sept. 2024, www.cnn.com/business/live-news/federal-reserve-interest-rate-09-18-24/index.html. “Meeting Calendars and Information.” FederalReserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 18 September 2024. “Personal Income and Outlays, July 2024.” BEA.Gov, U.S. Bureau of Economic Analysis (BEA), 30 Aug. 2024, www.bea.gov/news/2024/personal-income-and-outlays-july-2024.   New Features from iOS 18 Release: Nield, David. “How to Use Apple's Distraction Control Feature in Safari.” Wired, Conde Nast, 6 Sept. 2024, www.wired.com/story/how-to-use-safari-distraction-control-feature/. “iOS 18: Get Rid of Website Distractions in Safari.” MacRumors.Com, MacRumors, 16 Sept. 2024, www.macrumors.com/how-to/ios-18-get-rid-of-website-distractions-in-safari/. “iOS 18 Is Available Today, Making iPhone More Personal and Capable than Ever.” Apple.Com, Apple, 16 Sept. 2024, www.apple.com/newsroom/2024/09/ios-18-is-available-today-making-iphone-more-personal-and-capable-than-ever/. “Watchos 11 Is Available Today.” Apple.Com, Apple Newsroom, 18 Sept. 2024, www.apple.com/newsroom/2024/09/watchos-11-is-available-today/.   Instagram Teen Account Changes: Roth, Emma. “Instagram Is Putting Every Teen into a More Private and Restrictive New Account.” Verge.Com, The Verge, 17 Sept. 2024, www.theverge.com/2024/9/17/24246423/instagram-teen-account-private-restrictive. “Instagram's New Privacy Protections for Minors Could Hamper App's Ads Biz.” Thedrum.Com, The Drum, 17 Sept. 2024, www.thedrum.com/news/2024/09/17/instagram-s-new-privacy-protections-minors-could-hamper-the-app-s-ads-biz-experts. Ortutay, Barbara. “Instagram Makes Teen Accounts Private as Pressure Mounts on the App to Protect Children.” AP News, Associated Press, 17 Sept. 2024, apnews.com/article/instagram-meta-teen-accounts-kids-425a05cc37f81b6ff2b7439d3884c54a. “Introducing Instagram Teen Accounts: Built-in Protections for Teens, Peace of Mind for Parents.” About.Fb.Com, Meta, 17 Sept. 2024, about.fb.com/news/2024/09/instagram-teen-accounts/. “New Protections to Give Teens More Age-Appropriate Experiences on Our Apps.” About.Fb.Com, Meta, 11 Jan. 2024, about.fb.com/news/2024/01/teen-protections-age-appropriate-experiences-on-our-apps/.   Ask ASG Mailbag: Send Your Insurance Marketing & Sales Questions to ASGPodcast@RitterIM.com   Resources: 4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5 How to Keep Clients Safe from Insurance Fraud: https://link.chtbl.com/ASG619 Organization Tips and Tricks for the Medicare Annual Enrollment Period: https://ritterim.com/blog/organization-tips-and-tricks-for-the-medicare-annual-enrollment-period/    The Hidden Value of Selling Medicare Supplements During AEP: https://ritterim.com/blog/the-hidden-value-of-selling-medicare-supplements-during-aep/ What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://link.chtbl.com/ASG618   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

The latest on business, financial news, and the markets and how it affects your money - reported by CNBC's Peter Schacknow

On this week's episode of the Rosenberg Round-Up, we discuss what's behind the recent rebound in equities and the changing cross-asset picture, as well as what the 28% downward revision in employment growth is telling us. We also shed light on what lingering risks in the Commercial Real Estate sector mean for bank stocks. Visit our sponsor Kalshi today and get $20 in credit to start trading: https://kalshi.onelink.me/1r91/rosenberg For a 30-day free trial of our research, click here: ⁠⁠https://web.rosenbergresearch.com/RosenbergRoundupTrial⁠ Send us your questions and requests at: information@rosenbergresearch.com  In This Episode The Week in Review (0:50) — What's changing relative asset prices, and some notes on Harris' economic agenda The Week Ahead (9:21) — Personal Income and Expenditure headline the week The Spotlight (9:57) — The overlooked risks of rising CRE distress Canada Corner (11:38) — Don't shed a tear for the loonie

  The Friday Five for August 2, 2024: Target Denim Take Back Event New Maps and Waze Updates from Google Disney+, Hulu, Max Bundle Now Available FOMC July 2024 Meeting CMS Changes to ACA Plan Switching Process    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Target Denim Take Back Event: Garlin, Shannon. “Target Announces a Limited-Time Denim Trade-in Program - How to Save.” TODAY.Com, TODAY, 29 July 2024, www.today.com/shop/target-denim-take-back-event-savings-rcna164033. “Target Announces First Official Denim Take Back Event, Offering 20% off New Styles in Exchange for Previously-Worn Denim.” Target, Target, 29 July 2024, corporate.target.com/press/release/2024/07/target-announces-first-official-denim-take-back-event,-offering-20-off-new-styles-in-exchange-for-p. Bregel, Sarah. “Target Will Give You Coupons If You Swap Your Old Jeans for Its Own Denim Styles.” FastCompany.Com, Fast Company, 29 July 2024, www.fastcompany.com/91164305/target-back-to-school-shopping-coupons-discounts-sales-denim-trade-in.   New Maps and Waze Updates from Google: Shakir, Umar. “Google Maps Is Getting Even More like Waze.” The Verge, The Verge, 31 July 2024, www.theverge.com/2024/7/31/24209969/google-maps-destination-guidance-waze-camera-events. Sorrentino, Mike. “Google Maps, Waze Make It Easier to Report Crashes, Cameras and Slowdowns.” CNET, CNET, 31 July 2024, www.cnet.com/tech/mobile/google-maps-waze-make-it-easier-to-report-crashes-cameras-and-slowdowns/. Fielding, Sarah. “Google Maps Will Show You Where to Enter Your Destination.” Engadget, Engadget, 31 July 2024, www.engadget.com/google-maps-will-show-you-where-to-enter-your-destination-130021496.html. Li, Abner. “New Google Maps Incident Reporting Comes to Mobile & Android Auto, Waze Gets Lockscreen Navigation.” 9to5Google, 9to5Google, 31 July 2024, 9to5google.com/2024/07/31/google-maps-incident-reporting/.   Disney+, Hulu, Max Bundle Now Available: “Disney+, Hulu, Max Bundle.” Disney+, Disney+, www.disneyplus.com/welcome/disney-hulu-max-bundle. Accessed 31 July 2024. “Disney+, Hulu, Max Bundle.” Hulu, Hulu, www.hulu.com/disney-hulu-max-bundle. Accessed 31 July 2024. “Disney+, Hulu, Max Bundle.” Max Help Center, Max, help.max.com/us/Answer/Detail/000002578. Accessed 31 July 2024. Manfredi, Lucas. “How to Change Your Plan to the Disney+, Hulu, Max Bundle as an Existing Subscriber.” TheWrap, The Wrap, 25 July 2024, www.thewrap.com/disney-hulu-max-bundle-how-to-change-plan/. Weatherbed, Jess. “The Disney Plus, Hulu, and Max Streaming Bundle Is Now Available.” The Verge, The Verge, 25 July 2024, www.theverge.com/2024/7/25/24205865/disney-plus-hulu-max-streaming-bundle-price-availability.   FOMC July 2024 Meeting: “Consumer Price Index - June 2024.” Bls.Gov, Bureau of Labor Statistics, 11 July 2024, www.bls.gov/news.release/pdf/cpi.pdf. Cox, Jeff. “Fed Holds Rates Steady and Notes Progress on Inflation.” CNBC, CNBC, 31 July 2024, www.cnbc.com/2024/07/31/fed-rate-decision-july-2024.html. Curran, Enda. “Fed Meeting Today: Live Analysis on Interest Rates, Powell Speech.” Edited by Michael Arnold and Chris Anstey, Bloomberg.Com, Bloomberg, 31 July 2024, www.bloomberg.com/news/live-blog/2024-07-31/fomc-rate-decision-and-fed-chair-news-conference. Smialek, Jeanna. “Fed Opens Door to September Rates Cut If Inflation Stays Cool.” The New York Times, The New York Times, 31 July 2024, www.nytimes.com/2024/07/31/business/economy/fed-meeting-interest-rates.html. Guida, Victoria. “Fed Poised to Cut Rates, Ignoring Trump and GOP Lawmakers.” Politico, Politico, 31 July 2024, www.politico.com/news/2024/07/31/fed-interest-rate-cuts-trump-republican-backlash-00171918. “Meeting Calendars and Information.” FederalReserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 31 July 2024. “Personal Income and Outlays, June 2024.” Bea.Gov, Bureau of Economic Analysis, 26 July 2024, www.bea.gov/news/2024/personal-income-and-outlays-june-2024.   CMS Changes to ACA Plan Switching Process: Appleby, Julie. “Biden Administration Tightens Broker Access to Healthcare.Gov to Thwart Rogue Sign-Ups.” Fierce Healthcare, KFF Health News, 22 July 2024, www.fiercehealthcare.com/payers/biden-administration-tightens-broker-access-healthcaregov-thwart-rogue-sign-ups. “CMS Statement on Agent and Broker Marketplace Activity.” CMS.Gov Centers for Medicare & Medicaid Services, Centers for Medicare & Medicaid Services, 12 Apr. 2024, www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity. “CMS Statement on Agent and Broker Marketplace Activity, Update.” CMS.Gov, Centers for Medicare & Medicaid Services, 6 May 2024, www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update. “CMS Statement on System Changes to Stop Unauthorized Agent and Broker Marketplace Activity.” CMS.Gov, Centers for Medicare & Medicaid Services, 19 July 2024, www.cms.gov/newsroom/press-releases/cms-statement-system-changes-stop-unauthorized-agent-and-broker-marketplace-activity.   Resources: 5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726 Agent's Guide to Phone Communication Resources: https://link.chtbl.com/ASG608 Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606 Events & Webinars for Insurance Agents: https://ritterim.com/events/ Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/ Marketplace Call Center: 1-800-318-2596 Ritter Insurance Marketing Summits 2024: https://link.chtbl.com/ASDF20240719 Signs It's Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605   Follow Us on Social! Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn

Newfoundland and Labrador has one of the highest personal income tax rates in all of North America. Conservative-leaning think tank, the Fraser Institute, says those high taxes keep medical professionals from working here. It says if the government wants to improve recruitment and retention in health care, it'll have to consider tax cuts. Alex Whalen is an analyst at the Fraser Institute, and spoke with CBC's Leigh Anne Power.

Text us your financial questions!Henssler Money Talks — June 8, 2024Season 38, Episode 23This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Logan Daniel, CFP®, CRPC®, and Tax Manager Jessie Thomas, CPA, with Henssler CPAs & Advisers to cover economic news including the Manufacturing and Nonmanufacturing indices, personal income and interest rates. In our case study, Jessie provides some tax advice for a couple with a disabled child, sharing tips on what may count as a medical expense deduction. The experts round out the show with listeners' questions on market timing and portfolio positioning.Timestamps and Chapters00:00 Market Roundup: June 3 – June 7, 202423:25 Case Study:  Tax Benefits for Parents of Disabled Children34:28 Q&A Time: Market timing and portfolio positioningFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

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In this episode, Nate Scott discusses the confusion that happens when you misclassify policy transactions as income statement transactions instead of balance sheet transactions. Nate explains the difference between income statement and balance sheet and how they interact with each other.  He provides examples of income sources and expenses and how they affect the net free cash flow. Nate also discusses the movement of money on the balance sheet, including the impact of policy loans and repayments. He ends the episode by emphasizing the importance of understanding the classification of policy transactions and their impact on the overall financial picture. Key Takeaways Misclassifying policy transactions can lead to confusion and misunderstanding of their impact on personal finances. Income statement transactions and balance sheet transactions are different and should be classified correctly. Understanding the movement of money on the balance sheet is crucial for effective financial management. Policy loans and repayments are balance sheet transactions and do not add new expenses to the income statement. Episode Resources: Gain FREE access to our Infinite Banking Course here  What is Infinite Banking Who was Nelson Nash?

Henssler Money Talks — May 4, 2024 Season 38, Episode 17 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Molly Remeika, CFP®, to cover the week's market movements and economic releases, including Personal Income, the PCE Deflator, and the University of Michigan Consumer Sentiment Survey. The financial experts help a couple of investors new to professional financial planning understand the differences between actively and passively managed investments and why an adviser may recommend one or the other. The hosts also address a listener's question on Monte Carlo Simulations, and how they work in financial planning. Timestamps and Chapters 00:00 Market Roundup: April 29 – May 3, 2024 25:16 Case Study: Actively and Passively Managed Investments 36:38 Q&A Time: Monte Carlo Simulations. Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Today's Post - https://bahnsen.co/4dd0xsl Economic Front The big economic news last week was the 1.6% annualized real GDP growth for Q1 when +2.5% had been expected. The 3.4% of Q4 (again, all these numbers are annualized, which is just how they get discussed) was not going to repeat itself, but 1.6% vs. 2.5% projected and 2.7% in the Atlanta Fed's GDPNow model was a big step down. The positive side is that manufacturing appears to be picking up, New Orders are on the rise, and low inventories now mean more manufacturing later. Net exports were the biggest drag (-0.9%), and, as is almost always the case, consumption was the largest contributor (+1.7%). Capex contributed just +0.4%. The Personal Consumption Expenditures (PCE) was up +2.7% year-over-year last month, matching expectations. Personal Income rose +0.5% in March, in line with expectations. 54% of people worked at firms with less than 500 employees in 1980. That number is just over 46% now. The fertility rate in the U.S. dropped to 1.62 last year, the lowest on record. Our fertility rate has been below the 2.1 replacement level for 17 years now. Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

S&P Futures are displaying a strong move to the upside this morning due to strong earnings reports from MSFT & GOOG last night. Key economic data point for the day is today's Personal Income and Spending data due out 1 hour before the opening bell. Secretary of State Blinken is in China for a meeting with President Xi to address trade complaints and their support for Russia. CVX & XOM both reported positive earnings this morning. In Europe markets are higher with tech shares gaining. Oil prices are slightly higher and looking to close out the week with a gain.

Professor Yariv Brauner of the University of Florida Levin College of Law discusses the challenges facing residence-based taxation and his proposal for a new way to tax individuals. For more, read Brauner's article, "Taxing People, Not Residents."In our “Editors' Corner” segment, Andrey Yushkov, senior policy analyst for the Tax Foundation, chats about his coauthored Tax Notes piece, “Long-Term Trends in State Personal Income Tax.” Follow us on Twitter:David Stewart: @TaxStewTax Notes: @TaxNotes**This episode is sponsored by PLI Press. For more information, visit pli.edu/taxnotes.Join the Tax Notes Talk team for our upcoming live recording at the ABA May Tax Meeting on Friday, May 3! Fore more information, visit taxnotes.co/aba.***CreditsHost: David D. StewartExecutive Producers: Jasper B. Smith, Paige JonesShowrunner: Jordan ParrishAudio Engineers: Jordan Parrish, Peyton RhodesGuest Relations: Alexis Hart

APAC stocks were mostly higher as the region digested recent market themes and the BoJ policy announcement.The BoJ kept policy settings unchanged and refrained from any major hawkish surprises.Tech earnings from Alphabet (+11.5%) and Microsoft (+4.3%) topped forecasts and boosted futures after-hours.DXY lacked firm direction overnight, JPY softer post-BoJ with USD/JPY on a 156 handle, EUR/USD is back above 1.07.Looking ahead, include US PCE, Personal Income, ECB Consumer Expectations Survey, BoJ Governor Ueda, ECB's de Guindos & SNB's Jordan, Earnings from Porsche, NatWest, Safran, Colgate, Exxon, Chevron & Phillips 66.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Equities are firmer, benefiting from strong Big Tech earnings; Google (+11.7%), Microsoft (+3.6%)Dollar is flat, USD/JPY moved lower in quick succession before paring back, Aussie outperforms given the risk tone and higher metal pricesBonds are modestly firmer, though very much contained ahead of US PCECrude within recent ranges, XAU trudges higher and base metals entirely in the green; 3M LME topped USD 10,000/tLooking ahead, US PCE, Personal Income, Earnings from Colgate, Exxon, Chevron & Phillips 66.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Corey Poirier is a multiple-time TEDx Speaker and was recently announced as one of just 15 SUCCESS Magazine Emerging Entrepreneurs. He is also the host of the top rated ‘Let's Do Influencing' Radio Show, founder of the growing bLU Talks brand, and has been featured in multiple television specials. He is a Barnes and Noble, Amazon, Apple Books and Kobo Bestselling Author, Award Winning Author, and the co-author of the Wall Street Journal / USA Today Bestseller, Quitless. A columnist with Entrepreneur and Forbes magazine, Corey has interviewed over 7,500 of the world's top leaders, including everyone from Ken Honda, Lisa Nichols, Dr. Shefali, Deepak Chopra, and he has spoken on-site at events at Harvard, Columbia, MIT, UCLA, Stanford, Cambridge and more recently to Microsoft team leaders and at Kyle Wilson's Inner Circle retreat which has featured everyone from Brian Tracy to Mark Victor Hansen. Corey is now releasing "The Enlightened Passenger" book with Morgan James Publishing. In episode 449 of the Fraternity Foodie Podcast, we find out how college student can find their purpose, how we can expand our comfort zone, how college students can double their personal income, how we can use meditation for manifestation, what are the common threads identified in terms of successful leaders, and how you can learn the practice of focus and being all in. Enjoy! 

Henssler Money Talks – April 6, 2024Season 38, Episode 14This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Adam Stadalius, CFP®, to summarize the week's market movements and cover the Manufacturing and Nonmanufacturing indices. K.C. and Adam explain Henssler Financial's unique strategy for deciding when to begin Social Security benefits. The hosts continue the theme answering listeners' questions on Social Security survivors' benefits and if a pension will affect how much Social Security benefit is received. Timestamps and Chapters00:00 Market Roundup: April 1 – April 5, 202422:11 Case Study: When to Begin Social Security Benefits32:35 Q&A Time: Social Security Survivors' Benefit and Windfall Elimination ProvisionFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

We’ve got mail! And, lots of questions about inflation from listeners. Today, we’ll explain why interest rates cuts may be on the horizon even amid a booming economy; the relationship between the minimum wage and inflation; and what leap day means for your paycheck. Plus, Kai and Kimberly get a special delivery! Here’s everything we talked about today: “Why Cut Interest Rates in an Economy This Strong? A Big Question Confronts the Fed” from The New York Times “Personal Income and Outlays, January 2024” from Bureau of Economic Analysis “Fed's Preferred Inflation Metric Increases by Most in a Year” from Bloomberg “Characteristics of minimum wage workers, 2020” from U.S. Bureau of Labor Statistics “Wage increases haven’t really boosted inflation, new Fed research says” from Marketplace “How does leap year affect your paycheck?” from Marketplace “It's leap day, an extra workday. Here's what that means for your paycheck” from CNN Get ready for Economics on Tap and subscribe to our newsletter to get a copy of our new cocktails zine. The YouTube livestream starts at 3:30 p.m. Pacific time, 6:30 p.m. Eastern.

We’ve got mail! And, lots of questions about inflation from listeners. Today, we’ll explain why interest rates cuts may be on the horizon even amid a booming economy; the relationship between the minimum wage and inflation; and what leap day means for your paycheck. Plus, Kai and Kimberly get a special delivery! Here’s everything we talked about today: “Why Cut Interest Rates in an Economy This Strong? A Big Question Confronts the Fed” from The New York Times “Personal Income and Outlays, January 2024” from Bureau of Economic Analysis “Fed's Preferred Inflation Metric Increases by Most in a Year” from Bloomberg “Characteristics of minimum wage workers, 2020” from U.S. Bureau of Labor Statistics “Wage increases haven’t really boosted inflation, new Fed research says” from Marketplace “How does leap year affect your paycheck?” from Marketplace “It's leap day, an extra workday. Here's what that means for your paycheck” from CNN Get ready for Economics on Tap and subscribe to our newsletter to get a copy of our new cocktails zine. The YouTube livestream starts at 3:30 p.m. Pacific time, 6:30 p.m. Eastern.

We’ve got mail! And, lots of questions about inflation from listeners. Today, we’ll explain why interest rates cuts may be on the horizon even amid a booming economy; the relationship between the minimum wage and inflation; and what leap day means for your paycheck. Plus, Kai and Kimberly get a special delivery! Here’s everything we talked about today: “Why Cut Interest Rates in an Economy This Strong? A Big Question Confronts the Fed” from The New York Times “Personal Income and Outlays, January 2024” from Bureau of Economic Analysis “Fed's Preferred Inflation Metric Increases by Most in a Year” from Bloomberg “Characteristics of minimum wage workers, 2020” from U.S. Bureau of Labor Statistics “Wage increases haven’t really boosted inflation, new Fed research says” from Marketplace “How does leap year affect your paycheck?” from Marketplace “It's leap day, an extra workday. Here's what that means for your paycheck” from CNN Get ready for Economics on Tap and subscribe to our newsletter to get a copy of our new cocktails zine. The YouTube livestream starts at 3:30 p.m. Pacific time, 6:30 p.m. Eastern.

Fed-Speak, PCE Price Index Data & Annualized Returns The Money Wise guys are back in the studio and this week's topics include the PCE Price Index, confusing Fed-speak and so much more. The guys kick things off with a look at last week's numbers from Wall Street. The Dow was up 1.3%, the S&P 500 was up 1.7%, and the NASDAQ was up 1.4%. YTD the Dow is up 3.8%, the S&P is up 6.7%, and the NASDAQ is up 6.6. Well, it was quite a week! The guys discuss the S&P's annualized return - which is surprising yet highly unlikely to remain up this much. The guys ponder how much of the Q1 performance we're seeing now is going to slow down as the year goes on, and they share confusion about this week's contradictory Fed-speak regarding interest rate cuts. What will the timeline really look like? Well, the Money Wise guys think we have many more months before we see cuts. They also discuss expected Personal Consumption Expenditures numbers, also known as the PCE Price Index, which we'll see next week, and which could push rate cuts back by as much as a quarter. Understanding the PCE Price Index The PCE Price Index, which is the common abbreviation for the Personal Consumption Expenditures Price Index, is expected next week. Why does the PCE Price Index matter? Well, this number is released each month as part of the Personal Income & Outlays report. The PCE Price Index is a measure of the prices that people living in the United States are paying for goods and services, meaning it relates to inflation. To learn more about the PCE Price Index and how it differs from the Consumer Price Index, check out this explanation from the Bureau of Labor Statistics. In the second hour today, the Money Wise guys discuss the RIA vs. Broker differences you need to know. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

S&P Futures are slightly negative this morning. Earnings announcements after the close yesterday is creating weakness this morning. INTC's report was very poor and is off 10% this morning. This morning before the bell The Personal Income & Outlays report is due out, this is an important inflation report and likely to create volatility. In Europe, stocks are very strong due to strong earnings reports in the luxury goods sector. Oil prices are weakening but are likely to finish the week off with a gain.

STRATEGY SATURDAY! 3 ways to share you get results without talking about your personal/business revenue! Cus it really doesn't matter how much YOU make when it comes to can you get your CLIENTS a result. Tune in and then Let's Chat about it in the Moms Do Business Different Facebook Group! ------------- Join the Mom's Do Business Different Mastermind a 1:1 & group marketing and sales experience for moms who want to double your sales, create five figure launches, and then the strategy to sustain it beyond the launch doing the bare minimum. You will be supported in mapping out your sales system using psychology, five figure launches, high converting content, fine tuning your messaging, and be surrounded with a group of women that are working towards the $20K/Month range - all in less than 20 hours/week! MDBD is perfect for you if you want to make more doing the bare minimum while still making a huge impact and delivering a life changing transformation for your clients. I want you to create a business that is profitable, predictable, and peaceful.  ------------ Grab the FREE $CHMONEY Mama Roadmap which is your guide from no figures to multiple six figures. Inside you'll identify what stage of growth your business is in, as well as have a clear map to see where you currently are in business, where you wanna be, and how to get there. Inside I'll share with you where you'll focus in each phase as you go from $0 to consistent $3-5K months to scaling to multiple six figures - all with tiny humans at your side. ------------ Join the $CHMONEY Mama Membership for $97 TODAY! This is our monthly marketing and sales membership to help mamas attract and sign clients with a strategic content strategy.  You'll learn how to create consistent content, leads, and sales. Inside you'll receive resources, tools, and community to help you strategically and energetically bring in more sales. We focus on prioritizing the things that make you MONEY (aka learn the actions to sign clients)! Learn how to create an offer, 3x your visibility & leads, make high converting content, sell, and sign MVP clients who say “take my SCHMONEY.” $CHMONEY is all about teaching you how to print money (legally). See you inside!  ------------ Get the show notes here:  Links and Resources Join the SCHMONEY Gang Email list for the TEA - CEO Corner Newsletter Join the Mom's Do Business Different Lifetime Group Coaching Experience Kay Hillman Photography - Branding or VIP Experience Follow me on Instagram: @mrskayhillman Follow the podcast on Instagram: @momsdobusinessdifferent

D.O. explains the different ways you can generate more money from your business. This works for loans officers, business professionals and anyone that has something to sell. www.TLOPonline.com

Henssler Money Talks – November 4, 2023Season 37, Episode 44This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Logan Daniel, CFP®, CRPC®, and John Dickson, CPA, CVA, CFP®, Tax Partner with Henssler CPAs & Advisers. The hosts discuss the week's market movements, the Personal Income and Consumer Confidence reports and the Fed's monetary policy meeting. John discusses Georgia tax credits that allow taxpayers to direct their tax money to causes they care about. The experts round out the show further discussing portfolio risk and diversification from last week.   Timestamps and Chapters00:00 Market Roundup: Covering October 30 – November 3, 202324:59 Case Study: Georgia Tax Credits35:30 Q&A Time: Diversification—not just for your portfolio Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

In this episode of the Business of Strength Podcast Dan Goodman breaks down how one SYP member has gone from making $40,000 a year in personal income to $40,000 profit in one month. There's 5 important levers this gym owner pulled in order to make this profound difference in his business. Team Accountability Right Products Right Prices Volume of marketing Sales time blocking  Listen to the show and enjoy!  If you're interested in attending the upcoming SYP retreat in Sunny Scottsdale we still have a few spots open.  Email BOS@varsityhousegym.com to secure one of the final seats. 

Is your income irregular? With some months where you earn BIG, and some months where you earn nothing?  When one of the biggest causes of financial stress is having an inconsistent income (and not being able to plan your work and personal expenses), you won't regret taking the steps outlined in today's episode. These five steps will help you smooth your personal income, even if your work income is all over the place!