Podcasts about year treasury

Today's February jobs report shocked the markets, and when employment data surprises economists, the ripple effects can move mortgage rates, bond yields, and the housing market almost immediately.In today's episode of The Rate Update, we break down the unexpected payroll numbers, what the data actually means for the economy, and how it could impact mortgage rates moving forward.Because the labor market is one of the Federal Reserve's most important indicators, surprises in the jobs report can quickly shift expectations around inflation, rate cuts, and the direction of mortgage rates.In this video we break down:• What the latest payroll numbers actually show• Why economists didn't expect this report• How the bond market and 10-Year Treasury reacted• What this means for mortgage rates and home affordability• Whether the Federal Reserve may change its outlook on rate cutsNo hype.No clickbait.Just real mortgage data explained simply.

Today's Consumer Price Index (CPI) report came in at 2.4% inflation, right in line with expectations. On the surface that sounds like good news — inflation appears to be cooling.But now the Federal Reserve faces a major dilemma.• Inflation is moving closer to the Fed's 2% target• The jobs market is starting to weaken• The bond market is reacting• Mortgage rates are still elevatedSo the big question becomes:Will this finally trigger interest rate cuts?In today's episode of The Rate Update, we break down:• The latest CPI inflation report (2.4%)• What the bond market is signaling• Where the 10-Year Treasury is heading• How mortgage-backed securities (MBS) are reacting• Whether the Fed may finally begin cutting rates• What this means for mortgage rates and the housing marketIf you're trying to decide:• Should I buy a house now or wait?• Should I lock or float my mortgage rate?• Are mortgage rates about to fall?• Is the housing market about to shift?This video will help you understand what's actually happening behind the headlines.No hype.No clickbait.Just real mortgage and economic data explained simply.

Mortgage Rates, Housing Market News & Daily Interest Rate ForecastsWelcome to The Rate Update with Dan Frio, where we break down mortgage rates, the housing market, Federal Reserve policy, inflation data, and the bond market to help you understand where interest rates are heading.Every day we analyze the 10-Year Treasury yield, mortgage-backed securities (MBS), CPI inflation, jobs reports, Federal Reserve decisions, and housing supply trends to explain why mortgage rates move — and what it means for homebuyers, homeowners, and real estate investors.If you're wondering:• Are mortgage rates going up or down?• Is the housing market crashing?• Should I lock or float my mortgage rate?• Is now a good time to buy a house?• Should I refinance my mortgage?You're in the right place.On this channel we break down real financial data so you can make smarter decisions about:• Buying a home• Refinancing your mortgage• Lowering your monthly payment• Timing the housing market• Understanding inflation and Federal Reserve policyNo hype.No clickbait.Just real mortgage data explained simply.

Oil Prices Spiked and Mortgage Rates Followed — What Happens Next?This week the financial markets were hit with a perfect storm.• Oil prices surged toward $100 per barrel • The stock market tumbled • Inflation fears returned • And the bond market reacted immediatelyWhenever oil spikes due to geopolitical conflict in the Middle East, the ripple effects move quickly through the global economy — and mortgage rates often follow.In this video we break down what just happened in the markets and explain why mortgage rates moved higher, what the 10-Year Treasury is signaling, and what homebuyers and homeowners should watch next.We'll walk through:• Why the Iran / Middle East conflict pushed oil prices higher • How oil prices affect inflation expectations • Why the stock market sold off • What the bond market is doing right now • Why mortgage rates reacted so quickly • And what this means for the housing market going forwardIf you're wondering whether mortgage rates will keep rising or start falling again, this video breaks down the real economic data behind the headlines.No hype. No clickbait. Just real mortgage and bond market data explained simply.

This week delivered major shocks across the global economy.• Oil prices surged sharply amid escalating tensions in the Middle East• The latest jobs report came in negative, with nearly 100,000 jobs lost• The unemployment rate jumped higher• Stock markets fell sharply as investors reacted to the newsNow the big question is:What happens next?In this LIVE episode of The Rate Update, we'll break down everything that happened this week and look ahead to what could move markets next.We'll cover:• Mortgage rates and the housing market outlook• The impact of the jobs report and rising unemployment• Why oil prices are spiking and what that means for inflation• How the Federal Reserve may respond• What the bond market and 10-Year Treasury are signaling• Outlook for stocks, bonds, crypto, and mortgage rates next weekIf you're a homebuyer, homeowner, or real estate investor, understanding these market shifts is critical to making smarter financial decisions.Join us live and ask your questions in the chat.

 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage RatesThe latest economic data just shocked the markets.The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat.Now the Federal Reserve is stuck in the middle of a difficult economic dilemma.Weak jobs data normally pushes the Fed toward cutting interest rates, but rising oil prices could drive inflation higher, which could force the Fed to keep rates elevated.In today's episode of The Rate Update, we break down:• Why the jobs report turned negative• What caused oil prices to spike so quickly• How energy prices impact inflation• The Federal Reserve's policy dilemma• What this means for mortgage rates and the housing marketIf you're a homebuyer, homeowner, or real estate investor, these economic shifts could directly impact mortgage rates and housing affordability.On this channel we analyze the 10-Year Treasury, mortgage-backed securities (MBS), inflation data, jobs reports, and Federal Reserve policy to explain exactly where mortgage rates may go next.No hype.No spin.Just real mortgage and economic data explained simply.

 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage RatesThe latest economic data just shocked the markets.The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat.Now the Federal Reserve is stuck in the middle of a difficult economic dilemma.Weak jobs data normally pushes the Fed toward cutting interest rates, but rising oil prices could drive inflation higher, which could force the Fed to keep rates elevated.In today's episode of The Rate Update, we break down:• Why the jobs report turned negative• What caused oil prices to spike so quickly• How energy prices impact inflation• The Federal Reserve's policy dilemma• What this means for mortgage rates and the housing marketIf you're a homebuyer, homeowner, or real estate investor, these economic shifts could directly impact mortgage rates and housing affordability.On this channel we analyze the 10-Year Treasury, mortgage-backed securities (MBS), inflation data, jobs reports, and Federal Reserve policy to explain exactly where mortgage rates may go next.No hype.No spin.Just real mortgage and economic data explained simply.

 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage RatesThe latest economic data just shocked the markets.The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat.Now the Federal Reserve is stuck in the middle of a difficult economic dilemma.Weak jobs data normally pushes the Fed toward cutting interest rates, but rising oil prices could drive inflation higher, which could force the Fed to keep rates elevated.In today's episode of The Rate Update, we break down:• Why the jobs report turned negative• What caused oil prices to spike so quickly• How energy prices impact inflation• The Federal Reserve's policy dilemma• What this means for mortgage rates and the housing marketIf you're a homebuyer, homeowner, or real estate investor, these economic shifts could directly impact mortgage rates and housing affordability.On this channel we analyze the 10-Year Treasury, mortgage-backed securities (MBS), inflation data, jobs reports, and Federal Reserve policy to explain exactly where mortgage rates may go next.No hype.No spin.Just real mortgage and economic data explained simply.

30-Year Mortgage Rates Just Hit a Critical Level — Should You Lock or Float?Mortgage markets are sending mixed signals right now.Oil prices are rising due to geopolitical tensions, which could push inflation higher, yet the U.S. jobs market remains strong, making it harder for the Federal Reserve to justify cutting interest rates.Meanwhile:• The 10-Year Treasury is moving • The MBS market is selling off • Mortgage rates are bouncing around key levelsSo the big question for homeowners and buyers is simple:Do you lock your rate now… or float and wait?In today's video, I break down exactly what's happening in the bond market, inflation data, and mortgage pricing so you can make the smartest move.If you're thinking about buying, refinancing, or just trying to understand where mortgage rates are heading next — this is the update you need.

Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates.In today's LIVE event, we're going deeper than the headlines. We'll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026.We'll analyze:• Mortgage rate trends and where rates may go next• Housing affordability and home price trends• Inflation, the Federal Reserve, and the bond market• The 10-Year Treasury and mortgage-backed securities (MBS)• Financial tools that can help you qualify for a homeDuring this live event I'll also walk through several free tools and resources that can help you improve your financial situation before buying or refinancing.Our goal is simple:Help you understand the financial markets so you can make smarter mortgage decisions.

Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates.In today's LIVE event, we're going deeper than the headlines. We'll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026.We'll analyze:• Mortgage rate trends and where rates may go next• Housing affordability and home price trends• Inflation, the Federal Reserve, and the bond market• The 10-Year Treasury and mortgage-backed securities (MBS)• Financial tools that can help you qualify for a homeDuring this live event I'll also walk through several free tools and resources that can help you improve your financial situation before buying or refinancing.Our goal is simple:Help you understand the financial markets so you can make smarter mortgage decisions.

Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates.In today's LIVE event, we're going deeper than the headlines. We'll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026.We'll analyze:• Mortgage rate trends and where rates may go next• Housing affordability and home price trends• Inflation, the Federal Reserve, and the bond market• The 10-Year Treasury and mortgage-backed securities (MBS)• Financial tools that can help you qualify for a homeDuring this live event I'll also walk through several free tools and resources that can help you improve your financial situation before buying or refinancing.Our goal is simple:Help you understand the financial markets so you can make smarter mortgage decisions.

Strong jobs. Cooling inflation. Stocks rallying.So why aren't mortgage rates falling?In this video, we break down why a healthy economy actually reduces the likelihood of Federal Reserve rate cuts — and how that directly impacts mortgage rates.We'll cover:• What the latest Jobs report signals • Why inflation cooling isn't the same as inflation collapsing • How the 10-Year Treasury is reacting • Why “no recession” = no emergency rate cuts • What this means for homebuyers waiting on 5% ratesThe bond market doesn't move on headlines — it moves on expectations.If the economy remains stable, mortgage rates may not drop the way many are hoping.Let's walk through the data.

President Donald Trump just delivered the State of the Union — and markets are reacting.So what does this mean for mortgage rates?Should you LOCK now… or FLOAT and risk it?Today we break down:• Inflation expectations• The 10-Year Treasury reaction• MBS pricing movement• Federal Reserve implications• What this means for YOUR mortgage strategyIf you're buying, refinancing, or waiting for lower rates — this is the strategy session you don't want to miss.Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied directly to CPI, Jobs data, MBS spreads & the 10-Year Treasury.Transparent. Data-driven. No hype.

Mortgage rates just dropped to 5.99% — the lowest level in nearly three years.HOME.COM   Article  https://www.homes.com/news/daily-mortgage-rates-dip-to-5-99/1356105419/But here's the twist:The Federal Reserve says no rate cuts are coming because inflation is still too high.President Donald Trump is calling for rate cuts.Inflation remains sticky.Tariffs are creating uncertainty.The Supreme Court just struck down major trade policy.The jobs market is sending mixed signals.Bond markets are reacting.So how are mortgage rates falling without a Fed cut?In this episode, we break down:• Why mortgage rates follow the bond market — not the Fed Funds Rate• What's happening with the 10-Year Treasury• How inflation expectations are driving mortgage pricing• Whether 5.99% can last• What this means for buyers, refinancers, and homeownersThis is the disconnect nobody is explaining clearly.Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS & the 10-Year Treasury.Transparent. Data-driven. No hype.

BREAKING: The Supreme Court rules against tariffs under IEEPA — now what?Was this about executive overreach? Revenue strategy? Inflation risk? Or political narrative?Today we break down:• What IEEPA actually is• Why the Court ruled the way it did• How this impacts the $37 trillion deficit• Whether tariffs raise inflation• What this means for Treasury yields & mortgage rates• What happens nextNo hype. No partisan spin. Just facts, market mechanics, and how this affects homeowners and buyers.Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS & the 10-Year Treasury.Transparent. Data-driven.

Today's report delivered a mixed signal that markets don't like:

Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS & the 10-Year Treasury.Transparent. Data-driven. No hype.

Chicago Fed President Austan Goolsbee signaled that more rate cuts could be possible if inflation keeps cooling — but here's the crucial point:

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Inflation just shocked the market.The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low.So now the big question:

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Join us LIVE as we compare wholesale mortgage pricing from 30+ lenders in real time.We'll break down:• MBS & 10-Year Treasury movement• 30-Year Fixed, FHA, VA & Conventional pricing• Retail vs Wholesale differences• What rate you may actually qualify for

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.In this video, I show you how to run the real math behind refinancing and mortgage decisions, including:✔ Your true refinance costs✔ Your break-even point✔ How long it takes to recover fees✔ Whether refinancing actually saves you money✔ If using equity to pay off high-interest debt makes sense✔ Which option puts you in the strongest financial positionNo guessing.No pressure.Just real numbers.00:00 Why Most Refi Decisions Are Wrong01:40 Understanding True Costs04:20 Finding Your Break-Even07:10 Comparing Options10:00 Debt & Equity Strategy12:45 Tools & Resources14:30 Final Thoughts

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

The Rate Update — Live Mortgage Rates & Market BreakdownStop guessing from headlines.Every day we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

What turns a good treasury professional into a great one?According to Daniel Perez, it's not just technical skill - it's transparency, trust, and never settling for the status quo.In this episode, he shares what he's learned over a 25-year journey through retail, insurance, and healthcare, revealing how to build a resilient career and a truly strategic treasury function.This week's guest is Daniel Perez, Senior Director of Treasury at Horizon Blue Cross Blue Shield of New Jersey. With a treasury career spanning over two decades and three major industries - retail, insurance, and healthcare - Daniel offers an insider's perspective on how to grow your treasury expertise, lead high-performing teams, and drive meaningful partnerships both inside and outside your organization.Whether you're early in your treasury career or preparing for a senior leadership role, this episode offers a roadmap for long-term success. Daniel shares hard-earned lessons on navigating industry changes, leading through transition, and transforming treasury into a strategic partner within the business.What We Cover in This Episode:Daniel's unconventional entry into treasury - and why he never looked backThe differences (and similarities) in treasury across retail, insurance, and healthcareHow to transition from contributor to decision-makerBuilding internal partnerships: why treasury is more than numbersWhy transparency is the foundation of long-term banking relationshipsThe role of systems and operations in future-proofing treasuryHow Daniel navigated leadership succession and team-building at HorizonThe growing importance of strategic thinking and systemic processesThoughts on AI, fraud prevention, and digital treasury transformationWhy every treasury pro should advocate for themselves — and how to do itYou can connect with Daniel Perez on LinkedIn.Other episodes mentioned:Keith Gaub - https://treasuryrecruitment.com/podcast/ep-389-from-banking-to-treasury-the-career-move-that-seemed-like-a-step-back-but-it-wasnt/Sandra Ramos Alves - https://treasuryrecruitment.com/podcast/ep-346-how-to-build-a-successful-treasury-team-with-sandra-ramos-alves/

The Rate Update — Live Mortgage Rates & Market BreakdownStop guessing from headlines.Every day we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.