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This week on Henssler Money Talks, we're cutting through the noise to focus on the financial issues that could have the biggest impact on your decisions.We begin with a look at the latest market headlines—from CPI data and the start of earnings season to Federal Reserve testimony on inflation and uncertain progress in the U.S.–Iran ceasefire.Then we answer a listener's question many homeowners are asking: If you've locked in a 3% mortgage, should you stay put or move anyway? Sometimes the best financial decision isn't the right decision for your lifestyle. We'll also revisit some of the financial advice that has become accepted as fact and discuss how changing markets, interest rates, and modern lifestyles have challenged some of the guidance investors have heard for decades.Finally, we'll examine why Ponzi schemes continue to fool investors, the warning signs to watch for, and practical steps you can take to help avoid becoming a victim.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 18, 2026 | Season 40, Episode 29Timestamps and Chapters4:43: What's Moving the Markets?14:29: Is Now the Wrong Time to Move?25:06: Does Yesterday's Financial Advice Still Work Today?39:42: When an Investment Is Too Good to Be TrueFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
En Capital Intereconomía, Los Desayunos de Capital reciben a Iñaki Ortega, director general de LLYC en Madrid y autor del libro ¿De verdad quieres ser CEO?, para analizar los desafíos del liderazgo empresarial en un entorno marcado por la incertidumbre, la transformación tecnológica y la necesidad de adaptación constante. Durante la entrevista profundizamos en las principales ideas de su obra, una guía para construir un liderazgo audaz y eficaz en un momento en el que dirigir una empresa exige combinar visión estratégica, capacidad de decisión y gestión del talento. También analizamos cómo está evolucionando el papel del CEO y cuáles son las competencias que demandan las organizaciones del futuro. La programación continúa con el Foro Empleo junto a José María Triper, columnista de El Economista, y Marisa Cruzado, socia de CVA. El debate se centra en el impacto de la inteligencia artificial sobre el mercado laboral, los cambios que está impulsando en las empresas y los retos que plantea para trabajadores y organizaciones. Además, analizamos el elevado coste del absentismo laboral para el sector turístico, cercano a los 6.000 millones de euros, y el repunte de la siniestralidad laboral, con 293 fallecidos registrados hasta el mes de mayo.
Jeff is a 78-year-old patient recovering from a right CVA. The patient requires moderate assistance for transfers and bed mobility. During therapy, frequent vital sign monitoring is necessary due to ongoing cardiac instability. The patient is now able to tolerate approximately 75 minutes of therapy each day; however, they live alone in a two-story home. Which of the following is the MOST appropriate discharge setting?A) Inpatient rehabilitation facilityB) Skilled nursing facilityC) Home with home health physical therapyD) Long-term acute care hospitalJoin the FREE NPTE Facebook Group: www.nptegroup.comText our team the word COACH for a free diagnostic: (727) 732-4573
Planning for the future isn't just about growing your wealth — it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation.In this month's Estate Essentials, estate planning attorney Kyle Rinaudo explains why a will is only one piece of a complete estate plan. We discuss the essential documents that work together to protect your family, provide for loved ones, and help ensure your wishes are carried out.Next, we break down one of the newest savings opportunities for families: Trump Accounts. Who qualifies for the new government-funded accounts? How do they work? And where might they fit alongside other long-term savings strategies for children and grandchildren? We'll separate the headlines from the practical considerations.Finally, we answer a listener's question about custodial accounts for minors. From UGMA/UTMA accounts to 529 plans and Roth IRAs for working teenagers, we compare the options, discuss the tradeoffs, and explain what parents and grandparents should consider before deciding how to invest for a child's future.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Talks July 11, 2026 | Season 40, Episode 28Timestamps and Chapters5:17: Do You Have an Estate Plan—or Just a Will?22:07: A New Way to Save for the Next Generation38:38: Custodial Accounts for Kids: What Families Should Know.Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
In this episode, Dr. Sarah Eaton, DVM, DACT, CVA, DABVP (Equine), joined us to discuss the AAEP's new Equine Infectious Abortion Field Diagnostic Guidelines.You can access the guidelines here: https://aaep.org/wp-content/uploads/2026/03/Equine-Infectious-Abortion-FDG_final.pdfThis episode of Disease Du Jour is brought to you by Bimeda.Connect with HostCarly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)GUESTS AND LINKS - EPISODE 185:Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)Guest: Dr. Sarah Eaton, DVM, DACT, CVA, DABVP (Equine)Link: Equine Infectious AbortionPodcast Website: Disease Du JourThis episode of Disease Du Jour podcast is brought to you by Bimeda.Connect with the Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)
In this episode, Dr. Sarah Eaton, DVM, DACT, CVA, DABVP (Equine), joined us to discuss the AAEP's new Equine Infectious Abortion Field Diagnostic Guidelines.You can access the guidelines here: https://aaep.org/wp-content/uploads/2026/03/Equine-Infectious-Abortion-FDG_final.pdfThis episode of Disease Du Jour is brought to you by Bimeda.Connect with HostCarly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)GUESTS AND LINKS - EPISODE 185:Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)Guest: Dr. Sarah Eaton, DVM, DACT, CVA, DABVP (Equine)Link: Equine Infectious AbortionPodcast Website: Disease Du JourThis episode of Disease Du Jour podcast is brought to you by Bimeda.Connect with the Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)
The first half of the year is behind us, the Fourth of July marks the unofficial midpoint of summer, and it's the perfect time to step back and assess where the markets, the economy, and your retirement plan stand today.Research Analyst Nick Antonucci returns to the show to recap a remarkable first half of 2026. We discuss which sectors and asset classes led the way, which lagged behind, and the economic and market themes that could define the second half of the year. Along the way, we explain why maintaining a disciplined investment strategy can be more valuable than reacting to every headline.As Americans hit the roads, airports, beaches, and backyards for the Fourth of July, we explore what one of the nation's biggest holiday weekends can tell us about the health of the consumer. From travel demand and gasoline prices to cookouts, fireworks, and retail spending, we'll discuss how holiday activity provides an early snapshot of consumer confidence and the broader economy.Then we turn to one of retirement's most important—and most misunderstood—decisions: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into a broader retirement income strategy. Through real-world scenarios, we break down breakeven analysis, spousal and survivor benefits, and how claiming decisions work alongside your investment portfolio and withdrawal plan to help support long-term retirement goals.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 4, 2026 | Season 40, Episode 27Timestamps and Chapters6:58: Midyear Market Scorecard24:49: Frugal or Fireworks?35:13: Social Security: File Early, File Late, or File Smart?Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
In this episode, Toni welcomes back Dr. Carmela Panza, DVM, CVA, for a wide-ranging conversation on holistic veterinary medicine and what it means to support a pet's health beyond treating symptoms. Drawing from decades of experience, Dr. Panza explains how nutrition, hormones, oral health, and lifestyle all work together to influence a dog's long-term well-being. A large part of the discussion explores the effects of spaying and neutering, including the important role reproductive hormones play throughout the body. Dr. Panza also dives into dental health, the connection between inflammation and chronic disease, and why taking a proactive, whole-body approach can help prevent health issues before they start. Throughout the episode, she breaks down complex veterinary topics into practical information pet parents can understand and apply. More than anything, this conversation is about empowering pet owners to ask questions, seek education, and become active participants in their pets' healthcare. Whether you're interested in holistic medicine, hormone health, or making more informed decisions alongside your veterinarian, this episode offers valuable insight into caring for the whole animal.
The economy may be sending mixed signals, but for many Americans, the difference comes down to one simple question: Do you earn your income, or do you own assets that generate wealth over time? In this episode, we examine today's “K-shaped economy,” why inflation and rising asset prices have created very different financial realities, and what those differences reveal about building long-term wealth.That conversation naturally leads us into one of the most powerful forces in personal finance: compound interest. We'll explore why building your first million can feel painfully slow while later wealth seems to grow almost effortlessly, why so many investors give up before compounding has a chance to work, and how patience — not timing — is often the key to long-term success.After the break, we tackle one of retirement's biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we'll discuss the planning options available —from traditional long-term care insurance and hybrid policies to self-insuring — and explain how cash flow projections and scenario analysis can help families make informed decisions before a health event turns into a financial crisis.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 27, 2026 | Season 40, Episode 26Timestamps and Chapters4:45: Same Economy, Different Reality16:45: Why the First Million Is the Hardest27:15: Long-Term Care: The Conversation Nobody Wants to Have (But Has to)Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
In this revelatory episode, Ryan Finley, Owner and Founder of Freedom Financial Services Group, shares how neglecting your marriage while building your business can destroy both. If you're a stage 1 founder feeling pulled between launching your venture and maintaining your most important relationship, you won't want to miss it.You will discover:- Why keeping your spouse involved in your business journey protects both your marriage and your company- How to maintain open communication about finances and pressures as you grow- What balanced time management looks like so your family gets your full attentionThis episode is ideal for for Founders, Owners, and CEOs in stage 4 of The Founder's Evolution. Not sure which stage you're in? Find out for free in less than 10 minutes at https://www.scalearchitects.com/founders/quizRyan Finley is the Founder of Freedom Financial Services Group, a divorce finance advisory firm assisting families, attorneys, and courts with the financial challenges of divorce. With over twenty years of executive experience in finance and forensic accounting, Ryan has led hundreds of families across the country to financial clarity and assurance. As a CPA, CDFA, CVA, and court-approved mediator, Ryan combines technical accuracy with empathy, bridging financial analysis and human insight. His skill in clarifying complex financial matters and encouraging constructive dialogue makes him a trusted ally for attorneys and clients.Want to learn more about Ryan Finley's work at Freedom Financial Services Group? Check out his website at https://www.freedomfsg.com/Connect with Ryan thorugh his LinkedIn at https://www.linkedin.com/in/ryanfinley/Email him at ryan@freedomfsg.com and his phone number is 941-315-5535
Major events, market narratives, and retirement planning may seem like completely different topics, but they all share a common theme: understanding the forces that shape financial outcomes before they show up in your portfolio.The FIFA World Cup is bringing the world's attention to the United States, but some of the biggest winners may never step onto the field. From hotels and restaurants to transportation providers and local businesses, we'll examine how major sporting events generate economic activity, who benefits most from the influx of visitors, and whether the long-term economic impact lives up to the promises often made by host cities.We'll also look at several stories dominating the headlines — from SpaceX's first week of trading, developments in the Iran conflict, and Kevin Warsh's first Federal Reserve meeting — and discuss why markets increasingly respond to sentiment, geopolitics, and cultural events alongside traditional economic data. Finally, Health Savings Accounts are often praised as one of the most powerful tax-advantaged savings tools available, but accumulating assets is only half the equation. We'll explore how retirees can strategically use HSA balances, when it makes sense to pay medical expenses from other accounts, and why these accounts can create unexpected tax consequences for heirs. Because with HSAs, the real challenge isn't building the balance — it's developing a plan to use it effectively.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 20, 2026 | Season 40, Episode 25Timestamps and Chapters6:25: The World Cup Effect: Winners Beyond the Pitch25:19: SpaceX, Spectacles, and Sentiment43:21: When Should You Spend Your HSA?Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
In this episode, host Alyssa Watson, DVM, welcomes Thomas K. Day, DVM, MS, DACVAA (Emeritus), DACVECC (Emeritus), CVA, Cert. IVUSS, to discuss his recent Clinician's Brief article, “Anesthesia for Dental Surgery in a Dog With Myxomatous Mitral Valve Disease.” With his broad background in anesthesia and critical care, Dr. Day shares a wealth of useful information for handling these challenging anesthetic cases. You will want to keep your notebook close to take notes on everything from drug selection to dosing to even fluid dosing. Resources: https://www.cliniciansbrief.com/article/mmvd-dental-anesthesia-quiz https://www.apoquel.com Contact: podcast@instinct.vet Where To Find Us: Website: CliniciansBrief.com/Podcasts YouTube: Youtube.com/@clinicians_brief Facebook: Facebook.com/CliniciansBrief LinkedIn: LinkedIn.com/showcase/CliniciansBrief/ Instagram: @Clinicians.Brief X: @CliniciansBrief The Team: Alyssa Watson, DVM - Host Alexis Ussery - Producer & Multimedia Specialist
Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process.We also explore one of the most common sources of stress in any relationship: money. A recent survey found that four in 10 adults in committed relationships admit to keeping financial secrets. From spending habits and saving priorities to differing investment philosophies, we'll discuss the financial disagreements couples face most often and how open communication can help create alignment around shared goals.Finally, after discussing emergency funds a few weeks ago, we take the next step in the financial planning journey: investing for the future. Whether you're just getting started or looking to better understand your options, we'll break down the fundamentals of retirement investing, including 401(k)s, employer matches, Traditional and Roth IRAs, and the importance of letting time and compounding work in your favor.From estate planning and family finances to long-term investing, this episode focuses on building a stronger financial foundation for every stage of life.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 13, 2026 | Season 40, Episode 24Timestamps and Chapters4:40: Probate: Fact, Fiction, and what Really Happens32:27: When Mom and Dad Fight: When Couples Disagree About Money50:18: From Safety Net to Nest Egg: Investing for the FutureFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
A guide to diagnosing, imaging, and managing acute renal colic and nephrolithiasis in the ED. Hosts: Brian Gilberti, MD Avir Mitra, MD https://media.blubrry.com/coreem/content.blubrry.com/coreem/Nephrolithiasis.mp3 Download Leave a Comment Tags: Kidney Stones, Urology Show Notes 1. CLINICAL CORE & PHYSIOLOGIC FRAMEWORK Epidemiologic Risk Profiles Lifetime incidence parameters hover around 1 in 11, presenting with a prominent male sex skew. Peak demographic manifestation concentrated within the 30–60 age band. High-yield temporal parameter: 50% recurrence vector within a 5-year post-initial-insult window. Mineralogical Composition Vectors Calcium oxalate crystals represent the predominant structural matrix. Struvite configurations (magnesium ammonium phosphate matrix) account for 1–2% of cohorts. Struvite stones function explicitly as infection-driven configurations secondary to upper tract proliferation; higher distribution index noted in female cohorts. Etiological & Modifiable Relational Dynamics Profound systemic dehydration or low baseline fluid throughput states. High-sodium diet structures and heavy animal-protein consumption loads. Positive genetic/familial history variables. Relative risk modulation: Each variable independently operates to expand baseline risk by a factor of 2x to 3x. Pathophysiologic Symptom Complexes Acute, sudden-onset, maximum-intensity (10/10) unilateral flank pain. Classic structural radiation vector tracking downward toward the ipsilateral groin/genitourinary dermatomes. Distinctive behavioral marker: Renal colic pacing/writhing behavior with zero antalgic position availability. Concomitant autonomic triggers: Nausea and emesis manifest in 50% of acute presentations. Physical Exam Discordance Metrics Severe subjective distress contrasted with a characteristically soft, completely non-tender abdominal palpation exam. CVA tenderness is completely variable and lacks reliable negative predictive value. Atypical Presentation Classifications Vague, poorly localized abdominal pain presentations occurring in up to 20% of active cases. Isolated lower urinary tract irritative signs including acute frequency or severe urgency. Incidental & Asymptomatic Dynamics Silent intrarenal or ureteral stones found incidentally. Longitudinal tracking demonstrates up to 33.3% of initially asymptomatic cohorts convert to fully symptomatic renal colic within a multi-year tracking window. 2. EXCLUSION DIAGNOSES & CRITICAL PATHWAY RED FLAGS Vascular Mimics: AAA rupture/expansion. This is a mandatory exclusion pathway in elderly cohorts presenting with acute flank or back pain. Physical tracking requires active exploration for an expansile, pulsatile abdominal mass. Gynecologic Emergencies: Ruptured ectopic pregnancy. Demands universal screening protocols via rapid beta-hCG testing in all female patients of childbearing potential presenting with lower abdominal/pelvic localization. Infectious Upper Tract Decompensation: Acute uncomplicated pyelonephritis. Differentiated via persistent high spikes, high fevers, systemic shaking chills, and profound pyuria. Genitourinary Structural Crises: Acute testicular torsion. Mandates a thorough, explicit scrotal/testicular structural exam if the flank pain radiates into the scrotum. Gastrointestinal and Adnexal Torsional Confounds: Acute appendicitis variants, acute mesenteric/bowel ischemia, and ovarian torsion syndromes. 3. LABORATORY TESTING & PHYSIOLOGIC EVALUATION Urinalysis Interpretation Nuances Microscopic or gross hematuria presents in approximately 66% to 90% of acute cases. Critical Pathological Caveat: Complete absence of hematuria documented in 20% to 33.3% of confirmed, acute obstructing ureteral stones. Diagnostic rule: A pristine urinalysis with zero red blood cells is entirely insufficient to exclude acute ureterolithiasis. Urinary pH as a Composition Clue Consistently low urinary pH parameters (pH < 5.5) point strongly toward a uric acid crystalline composition. Elevated urinary pH parameters (pH > 7.5) indicate the presence of urease-producing microbial pathogens, pointing toward a struvite infection stone. Infectious Screening Metrics Active tracking for marked pyuria, positive leukocyte esterase, and bacterial nitrites to rule out an obstructed, infected upper urinary tract system. BMP Immediate quantification of baseline serum creatinine to establish accurate eGFR values. Targeting detection of post-renal AKI from bilateral obstruction, unilateral obstruction in a single functioning kidney, or severe volume depletion. CBC Evaluation for marked leukocytosis. Physiologic Nuance: Mild-to-moderate white blood cell count elevations frequently represent non-specific stress demargination driven by severe pain and repetitive vomiting. High-grade white blood cell shifts demand immediate exclusion of systemic bacteremia or an infected, obstructed urinary system. Adjunctive Lab Pathways Rapid qualitative urine hCG testing. Reflex urine culture execution whenever urinalysis metrics display significant inflammatory profiles or clinical suspicion of UTI is high. 4. IMAGING MODALITIES & ALGORITHMIC CLINICAL SELECTION Non-Contrast CT Diagnostics Gold standard; diagnostic sensitivity and specificity parameters exceed 95% for stones >2 mm. Provides precise quantification of stone diameter (mm), exact localization (proximal, mid, or distal ureter), and degree of secondary hydronephrosis. Excellent structural visualization for detecting or ruling out alternate retroperitoneal, vascular, or intra-abdominal pathologies. Contrast-Enhanced CT Protocols Indicated when alternative intra-abdominal surgical pathology is highly suspected over isolated renal colic. Retains diagnostic capability to identify urinary tract stones >3 mm even within contrast-enhanced phases. NCCT Structural Architecture Limitations Standard stone protocol CT scans are executed in a prone position without IV contrast enhancement. It does not opacify the ureteral lumen. Presents a cumulative radiation exposure penalty when utilized serially across recurrent ED presentations. POCUS / Radiology Ultrasound Direct stone visualization capabilities are modest, operating at approximately 50% to 60% sensitivity, and is highly dependent on anatomical positioning at the extreme proximal ureter or the UVJ. Secondary obstruction tracking: Demonstration of hydronephrosis operates at a high sensitivity of approximately 80%. POCUS Clinical Utility Metrics Eliminates ionizing radiation exposure and allows immediate, rapid real-time execution directly at the patient’s bedside. Confirmation of significant hydronephrosis within a classic clinical presentation yields high post-test probability for stone presence while lowering suspicion for vascular catastrophes like a AAA. KUB Radiography Extremely poor overall diagnostic sensitivity, hovering around 57%. Fails to image radiolucent configurations (pure uric acid matrices) or small stones measuring
Every investor faces the same challenge: distinguishing excitement from opportunity, learning lessons from your mistakes, and separating short-term impulses from long-term strategy. In this episode, we tackle all three as we examine the next wave of mega-IPOs, share financial lessons learned firsthand, and discuss why sticking to a plan can be harder—and more important—than it sounds.Companies like SpaceX, OpenAI, and Anthropic are expected to pursue public offerings at valuations that could rival or exceed the largest companies in history. We'll examine what trillion-dollar IPOs could mean for investors, why valuation still matters even when the business is extraordinary, and whether public investors will be participating in future growth—or paying for it upfront.Next, we shift from market theory to personal experience. The team shares some of the financial lessons learned firsthand—from debt that lingered longer than expected to missed opportunities created by saving too little, too late. It's a candid conversation about the mistakes, miscalculations, and course corrections that helped shape a healthier approach to money.Finally, we discuss one of the most important and often overlooked aspects of the adviser-client relationship: staying aligned with the plan. We'll explore the procedures designed to help protect investment accounts, the roles advisers and custodians play in account oversight, and why even well-intentioned portfolio changes can sometimes work against long-term goals when made without coordination.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 6, 2026 | Season 40, Episode 23Timestamps and Chapters6:22: The Most Expensive IPOs Ever37:52: Lessons Learned the Hard Way54:51: Trust the Plan—or Tinker With It?Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Naturally Healthy Pets: Whole-Food Diets, Microbiome Repair, and Integrative Therapies with integrative veterinarian Dr. Judy Morgan, DVM, CVA, CVCP, CVFT. She argues that pet ownership benefits human wellbeing and that pets concentrate household toxins, warning against routine pesticide-based flea/tick and other veterinary drugs due to environmental contamination and adverse events. She recommends species-appropriate whole-food diets (cats as obligate carnivores; dogs mostly meat) and criticizes ultra-processed pet foods, synthetic nutrient premixes, grains/legumes in kibble, and high-carb diets that fuel yeast and inflammation; she discusses safe calcium, zinc, and vitamin D sources. In part two, she describes veterinary acupuncture, chiropractic, and laser/red-light therapies with case examples, links skin/ear “allergies” to gut dysbiosis, uses microbiome testing, FMT capsules, and detox support, highlights omega-3s, PEA for pain, and CBD for seizures/anxiety, and outlines multi-layered natural flea/tick prevention. Intelligent Medicine listeners can get 50% off Dr. Judy authored books found on NaturallyHealthyPets.com. Just use the coupon code INTELLIGENT50.
Dr. Hoffman continues his conversation with integrative veterinarian Dr. Judy Morgan, DVM, CVA, CVCP, CVFT.
In this episode of Our Better Half, hosts Dr. Jane Fleishman, Dr. Sabitha Pillai-Friedman, and Dr. Rosara Torrisi welcome Jennifer "JJ" Firestone, a seasoned geriatric social worker and community organizer with a rich history of LGBTQ+ advocacy. JJ shares her journey from coordinating artificial insemination programs in Boston to pioneering a unique family structure where she co-parented her daughter through a landmark 35-page co-parenting legal decision with two fathers. Her extensive career in hospice and her personal experience caring for her own aging parents for six years have culminated in her latest and most ambitious mission: redefining the quality of life as we age. Now based in Weaverville, North Carolina, JJ is developing a 3.5-acre "mini-farm" model for what she calls Cooperatives for Vigorous Aging (CVA). This self-governing residential arrangement aims to house four to six individuals who wish to age in place with a focus on vibrant, meaningful companionship from "vigorous old age to death." By moving away from traditional senior living residences where rules are often dictated by others, the CVA model empowers residents to maintain autonomy and set their own standards. JJ highlights that while the concept is still in its pioneering stages, it offers a radical alternative for those who want to maintain self-determination in their later years. The conversation also delves into the significant societal barriers to intentional aging, particularly the deep-seated denial and taboo surrounding the process, which JJ notes is second only to the taboo of sex. She discusses the chutzpah and passion required to be an early adopter of such a model and the difficulty of finding fellow pioneers willing to invest in an unestablished future. Despite these challenges, JJ has found unexpected support from younger generations and has forged deep connections with her new Southern neighbors, regardless of political or religious divides. Listeners interested in following her progress or joining the cooperative can subscribe to her Substack at JenniferJFirestone.substack.com or reach out via email at jjfirestone@comcast.net. If you want to catch up on other shows, just visit our website and please subscribe! We love our listeners and welcome your feedback, so if you love Our Better Half, please give us a 5-star rating and follow us on Facebook and Instagram. It really helps support our show! As always, thanks for listening!
Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where the right decision depends as much on context as it does on the numbers — from adjustable-rate mortgages and wealth transfers to the Federal Reserve's ongoing fight against inflation.Adjustable-rate mortgages are making a comeback, but this isn't a repeat of the housing bubble era. With special guest Shanna Squires from Henssler Mortgage Advisors, we break down how today's ARMs differ from the products that helped fuel the financial crisis, why some homebuyers are turning to them in a world of elevated mortgage rates, and whether they represent a smart strategy or a risky gamble on lower rates ahead.Next, we tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules actually are—and just as importantly, what they aren't. If you've ever wondered how families can pass wealth to the next generation without creating unnecessary tax headaches, this conversation is for you.Finally, we examine a question many investors are asking: What happens when inflation is driven by supply shortages rather than consumer demand? With oil prices and geopolitical tensions once again influencing inflation expectations, we discuss the limits of Federal Reserve policy, why interest rates remain the Fed's primary tool, and the difficult tradeoffs policymakers face when fighting inflation that may be originating far outside their control.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 30, 2026 | Season 40, Episode 22Timestamps and Chapters3:48: ARMs: Smart Strategy or Warning Sign?18:08: Passing Down Wealth Without Passing Down Problems34:11: Fighting Inflation With the Wrong Tools? Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
This episode is sponsored by NovaQuis Health.During this live recording from Fetch Nashville of The Vet Blast Podcast presented by dvm360, our host Adam Christman, DVM, MBA, teamed up with colleagues to break down the latest in wound care. Joined by Justin Ganjei, DVM, DACVS-SA, and Kelly Sovey DVM, CVA, the trio highlighted how critical vascular preservation and tracking the precise stages of healing are to a patient's recovery.
Alison Despathy rejoins the show to break down the debate around the clean heat standard, the bait and switch solution from the Majority, and why Vermonters need to stay vigilant.John Vick, Executive Director for Concerned Veterans for America, discusses the importance of Memorial Day, supporting veterans, CVA's Vets on the Hill event in DC, and why more veterans need to speak up in the political process.AJ Kierstead, host of the New England Take Podcast, breaks down the recent electoral losses of incumbent federal elected officials and what it means for the culture of DC going forward.Clara Morrison, Executive Director for Right for Vermont Foundation, updates listeners on the legislature's solutions to education reform, childcare licensing, and why Vermonters demands have not been met by the majority.
On this episode of The Vet Blast Podcast presented by dvm360, our host Adam Christman, DVM, MBA, and his 3 guests Leilani Alvarez, DVM, DACVSMR, CVA, CCRT, Kara Amstutz, DVM, DACVSMR (Canine), CVA, CVPP, CCRT, and Jennifer A Repac, DVM, DACVSMR discuss the importance of exercise therapy for dogs, emphasizing that it should be considered a therapeutic intervention from the start.
The “Henssler Money Talks,” hosts focus on the financial decisions that sit at the intersection of planning, technology, and uncertainty. From emergency savings strategies to the growing role of artificial intelligence in personal finance, the conversations all center around one question: how should investors balance convenience, opportunity, and financial discipline in a rapidly changing environment?We begin with a practical look at emergency funds — how liquid they really need to be, whether keeping everything in cash still makes sense, and what truly qualifies as a financial emergency. We'll also discuss realistic strategies for building a reserve over time when balancing competing priorities like debt repayment, investing, and retirement savings.From there, we explore the rise of AI-driven financial guidance as more investors turn to algorithms for budgeting, portfolio analysis, and planning advice. As artificial intelligence becomes more sophisticated, does it replace advisers — or simply make investors more informed before seeking professional guidance? We'll examine where technology can help, where human judgment still matters, and what the future of financial advice may look like as automation becomes more common.We'll also close the episode with our thoughts on the week's market action, where markets stand year-to-date, and the economic backdrop investors continue to watch as earnings season winds down and interest-rate expectations remain in focus.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 23, 2026 | Season 40, Episode 21Timestamps and Chapters5:47: How Liquid Should Your Safety Net Be?19:14: Cash, Crises & Contingency Plans31:35: Your Adviser vs. The Algorithm45:10: Year-to-Date on Wall Street Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Advertising SponsorNeed help with your business? Email us: support@mapitforward.org to learn more.Episode DescriptionThis is episode 5 of a 5-part series with Isabela Raposeiras, founder of Coffee Lab Brazil. In this series of The Daily Coffee Pro Podcast by Map It Forward, we've been discussing leadership, hospitality, workplace culture, and the future of coffee businesses.In this final episode, host Lee Safar and Isabela ask a difficult but important question: Why is “specialty coffee” failing as a value proposition?This conversation challenges many of the systems, assumptions, and power structures that have shaped the global specialty coffee industry over the last two decades.Lee and Isabela explore whether the modern specialty coffee movement has drifted away from its original intention of creating a more equitable and values-driven coffee supply chain, and whether it has instead recreated many of the same extractionist behaviors it originally claimed to oppose.The discussion looks at who gets to define “quality coffee,” why producing countries are increasingly challenging Western-centric definitions of specialty coffee, and how organizations like the SCA and CVA continue shaping industry standards without adequately including the voices of producers and producing countries.Isabela also argues that “specialty coffee” is not simply a product category, it's a cultural and political concept, and that unless the industry becomes more inclusive, more self-aware, and more willing to redistribute power, it risks losing credibility altogether.This is one of the most direct, provocative, and important conversations we've had on the podcast in a long time.Connect with Isabela Raposeiras and Coffee Lab here:https://www.instagram.com/coffeelab_br/https://www.instagram.com/isabela.raposeiras/If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. In the next episode, we explore how global geopolitics is impacting food supply chains.***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
Advertising SponsorNeed help with your business? Email us: support@mapitforward.org to learn more.Episode DescriptionThis is episode 5 of a 5-part series with Isabela Raposeiras, founder of Coffee Lab Brazil. In this series of The Daily Coffee Pro Podcast by Map It Forward, we've been discussing leadership, hospitality, workplace culture, and the future of coffee businesses.In this final episode, host Lee Safar and Isabela ask a difficult but important question: Why is “specialty coffee” failing as a value proposition?This conversation challenges many of the systems, assumptions, and power structures that have shaped the global specialty coffee industry over the last two decades.Lee and Isabela explore whether the modern specialty coffee movement has drifted away from its original intention of creating a more equitable and values-driven coffee supply chain, and whether it has instead recreated many of the same extractionist behaviors it originally claimed to oppose.The discussion looks at who gets to define “quality coffee,” why producing countries are increasingly challenging Western-centric definitions of specialty coffee, and how organizations like the SCA and CVA continue shaping industry standards without adequately including the voices of producers and producing countries.Isabela also argues that “specialty coffee” is not simply a product category, it's a cultural and political concept, and that unless the industry becomes more inclusive, more self-aware, and more willing to redistribute power, it risks losing credibility altogether.This is one of the most direct, provocative, and important conversations we've had on the podcast in a long time.Connect with Isabela Raposeiras and Coffee Lab here:https://www.instagram.com/coffeelab_br/https://www.instagram.com/isabela.raposeiras/If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. In the next episode, we explore how global geopolitics is impacting food supply chains.***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
This week, we're diving into one of the fastest-growing corners of retirement planning: alternative investments inside IRAs. From rental properties and private equity to precious metals and crypto, self-directed IRAs are giving investors more freedom to move beyond traditional Wall Street assets — but just because you can hold these investments inside an IRA doesn't always mean you should, especially when strict IRS rules, hidden tax traps, and costly compliance mistakes can completely disqualify your retirement account. We'll explain how these accounts really work, what investments are actually allowed, and why many investors underestimate the risks.Then, we turn to the semiconductor sector, where the AI boom has ignited what some analysts are calling a full-scale market “melt-up.” Chipmakers like Broadcom, Micron, and even Intel have surged as investors pour money into anything tied to artificial intelligence. We'll discuss whether the explosive rally is supported by fundamentals and how semiconductor demand is reshaping the global economy.And finally, we ask the question many investors are quietly wondering: Are we witnessing a technological revolution — or another dot-com-style bubble? We'll compare today's AI-driven rally to the market environment of 2000, explore why the Magnificent 7 continue to dominate investor attention, and discuss whether confidence in an “A.I. put” is fueling one of the most concentrated and optimistic stock markets in decades.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 16, 2026 | Season 40, Episode 20Timestamps and Chapters6:18: Investing Beyond Wall Street in Your IRA29:38: The Semiconductor Supercycle42:11: Bubble Talk: Comparing Today to 2000 Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
This week, we explore the stories behind some of the market's most misunderstood concepts—from the medieval origins of the word “hedge” to the rise of modern hedge funds and the risk-management strategies that still shape Wall Street today. We also break down the often-confused difference between bond coupon rates and yield to maturity, explaining why the price you pay for a bond can matter just as much as the interest it pays.Plus, we discuss an important estate-planning rule that could allow heirs to inherit a home and keep the existing mortgage without being forced to refinance, answer a listener question on whether Water ETFs offer a smart way to invest in long-term water scarcity and AI-driven infrastructure demand, and examine the growing disconnect between weak consumer sentiment and a stock market pushing back toward record highs.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 9, 2026 | Season 40, Episode 19Timestamps and Chapters8:44: Etymology of “Hedge” in Hedge Fund16:44: Income vs. Return: Understanding Bond Math27:20: The Rule That Lets You Keep the House—and the Loan33:23 Will Water ETFs Make a Good Long-Term Investment?37:31: Why Is Everyone Bearish While the Market Rallies?Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
This podcast sponsored by Virbac. In honor of Mobility Awareness Month this May, dvm360 is shining a spotlight on the movement health of veterinary patients. Joining host Adam Christman, DVM, MBA, is Kara Amstutz, DVM, DACVSMR (Canine), CVA, CVPP, CCRT, to discuss how proactive mobility care profoundly impacts the quality and duration of life for aging pets.Together, they explore the necessity of a comprehensive, multimodal approach, integrating pain management, targeted nutrition, and physical exercise, while highlighting the essential role joint supplements play in long-term support.
Artificial intelligence (AI) and how it can be used safely and efficiently to increase productivity is a hot topic across many industries, and the affordable rental housing world is no exception to the rule. On this week's episode of Tax Credit Tuesday, Michael Novogradac, CPA, and Brad Weinberg, MAI, CVA, CRE, discuss the use of AI in the affordable housing sector. They first discuss the different types of AI, including chatbots, agentic AI and invisible AI. Novogradac and Weinberg then explain Novogradac's AI strategy and explore how Novogradac clients are integrating AI. They conclude the episode by discussing best practices with AI and share their thoughts about the future of the technology.
In this episode, host Alyssa Watson, DVM, welcomes Margret Lenfest, VMD, DACVSMR, CVA, to discuss a recent Clinician's Brief article, “Canine Therapeutic Joint Injections.” Dr. Lenfest dives into the upside, downside, inside, and outside of injecting joints. She also details the most commonly used products for intra-articular therapy: triamcinolone, hyaluronic acid, and platelet-rich plasma. Resources: https://www.cliniciansbrief.com/article/tji-dogs-best-practices https://www.simparicatriodvm.com Contact: podcast@instinct.vet Where To Find Us: Website: CliniciansBrief.com/Podcasts YouTube: Youtube.com/@clinicians_brief Facebook: Facebook.com/CliniciansBrief LinkedIn: LinkedIn.com/showcase/CliniciansBrief/ Instagram: @Clinicians.Brief X: @CliniciansBrief The Team: Alyssa Watson, DVM - Host Alexis Ussery - Producer & Multimedia Specialist
This week on “Henssler Money Talks,” the hosts begin with the latest market developments, breaking down a fresh round of Big Tech earnings and the Fed's decision to hold rates steady as investors look for clues on what comes next. From there, the conversation turns to artificial intelligence—one of the largest investment themes in today's market—as the team explores the growing demands on energy and infrastructure, the environmental impact of data centers, and whether the pace of the AI buildout may begin to shift.They also tackle a question many homebuyers are facing right now: how much house is too much? Just because you can qualify for a certain price doesn't mean it fits your broader financial life, and stretching for a home can come with trade-offs that aren't always obvious upfront. Finally, they revisit the classic 60/40 portfolio—why it's taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on timing, liquidity, and real-world spending goals may offer a more practical path forward than any one-size-fits-all allocation.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 2, 2026 | Season 40, Episode 18Timestamps and Chapters8:29: Earnings Roll In, Fed Holds15:36: AI's Buildout: Big Tech, Big Power, Bigger Questions 35:22: Approved Doesn't Mean Affordable48:13: 60/40 Isn't Dead—But It's Not the PlanFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Beau Martonik sits down with Brad Watts, a 15-year muzzleloading hunter and precision rifle competitor who works at CVA, recorded live at the NWTF show. They break down everything a hunter needs to know about muzzleloaders — how to choose the right one for your hunting situation, the difference between pellets, loose powder, and Blackhorn 209, how to properly clean and maintain your gun, and what actually causes misfires in the field. Brad also explains how competing in long-range precision rifle has made him a more confident hunter at every distance, and why that same mentality applies to how you should be practicing with your bow. If you've been intimidated by muzzleloaders or feel like you're missing something, this one clears it up. Topics: 00:00:00 — Intro 00:04:24 – Growing Up Hunting in PA 00:07:03 – Muzzleloader Seasons and Opportunities by State 00:09:30 – Getting Into Muzzleloading 00:13:53 – How Brad Got Into Muzzleloaders Through the Industry 00:15:03 – Keeping It Simple vs. Going Down the Rabbit Hole 00:17:51 – Precision Rifle and How It Makes You a Better Hunter 00:23:24 – The Importance of Practice 00:30:57 – Understanding Calibers, Bullets, and Powder Charges 00:36:47 – Pellets vs. Loose Powder vs. Blackhorn 209 00:42:05 – Cleaning and Maintenance 00:53:00 – Moisture, Misfires, and Storing Your Muzzleloader 00:59:32 – Common Mistakes and How to Avoid Them 01:07:43 – New CVA Products — Endura, Optima XP, Cascade Rimfire 01:15:16 – Closing + Where to Find CVA Save 10% on CVA muzzleloaders, rifles, and accessories at bpioutdoors.com/cva — use code EASTMEETSWEST10 Instagram: @eastmeetswesthunt @beau.martonik Facebook: East Meets West Outdoors Shop Hunting Gear and Apparel: https://www.eastmeetswesthunt.com/ YouTube: Beau Martonik - https://www.youtube.com/channel/UCQJon93sYfu9HUMKpCMps3w Partner Discounts and Affiliate Links: https://www.eastmeetswesthunt.com/partners Poncho Outdoors - Poncho Outdoors makes tough, sharp-looking, no-BS apparel for hardworking outdoorsmen who put in the time year-round. Go to ponchooutdoors.com/EASTMEETSWEST to save $10 and free shipping Amazon Influencer Page https://www.amazon.com/shop/beau.martonik Learn more about your ad choices. Visit megaphone.fm/adchoices
This week the “Henssler Money Talks” hosts are focusing on What Everyone Is Asking, because for many investors, financial planning doesn't start with a grand strategy—it starts with the same practical questions coming up again and again, and the need for thoughtful, real-world guidance.We begin with one of the most important relationships in finance: the adviser: Should we shop for financial advisers and if so, how often? When looking for a financial adviser, what should you look for when interviewing them?From there, we take on a growing narrative: do you even need an adviser at all? If you've got a pension, Social Security, a 401(k), and steady income, can you simply piece it together with the help of the internet, AI, and a few trusted voices—or is there more beneath the surface?After the break, we address: Should I liquidate my rental property… or even my personal residence? We'll unpack what's really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cost—especially when life circumstances begin to shift.We'll close with a foundational question that often gets overlooked: How much do you actually need to start investing? Because getting started is less about hitting a number and more about understanding the discipline behind it.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 25, 2026 | Season 40, Episode 17Timestamps and Chapters9:48: Should I Shop for a Financial Adviser?16:27: Do I Even Need a Financial Adviser?21:08: Should I Pay Everything Off to Be Debt Free?31:25: Should I Liquidate My Property?40:32: How Much Do I Need to Start Investing?Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
In this episode of The D Shift, Mardi Winder is joined by Keri Gwynne and Ryan Finley for a direct, practical conversation on what it actually takes to prepare for divorce mediation the right way.This is not about “getting through” mediation. This is about protecting your outcomes.Too many people walk into mediation unprepared. They are emotionally overwhelmed, unclear about their financial reality, and making real-time decisions that will impact them for years. This is where costly mistakes happen. This conversation breaks down how to approach mediation strategically across three critical areas: your children, your finances, and your long-term stability. Keri shares how detailed, well-structured parenting plans reduce conflict and protect children from being pulled into the middle. Ryan explains how to understand your full financial picture, when forensic accounting is worth the investment, and how to ensure nothing is being overlooked or hidden. Together, they highlight what real preparation looks like. Emotional regulation so you can think clearly under pressure, financial clarity so you know what you are agreeing to, and a defined strategy so you are not reacting in the moment.If you are heading into mediation or even thinking about it, this episode will challenge you to stop hoping it works out and start preparing so it does.Key Takeaways• Why mediation outcomes are directly tied to preparation, not luck• How detailed parenting plans prevent future conflict and protect children• The biggest financial mistakes people make before and during mediation• When it makes sense to investigate hidden assets and when it does not• How to walk into mediation with clarity on what you need and what you will accept• Why emotional regulation is critical to making sound decisions under pressure• The role of the right professionals in protecting your long-term outcomesAbout the Guests:Keri Gwynne is a Certified Divorce Coach and CEO of Starting Point by Freedom, a comprehensive divorce service offering coaching, mediation, and family-focused guidance. With certifications in both High Conflict and Transitional Divorce, she has helped guide more than 550 families across the nation through the divorce process with clarity and confidence. Through her own lived experience as a high-conflict divorce survivor, Keri blends empathy, compassion, and resilience with deep professional expertise to help individuals rebuild and reclaim their lives after divorce. Ryan Finley is the Founder of Freedom Financial Services Group, a divorce finance advisory firm helping families, attorneys, and courts navigate the financial complexities of divorce. With more than twenty years of executive leadership in finance and forensic accounting, Ryan has guided hundreds of families nationwide toward financial clarity and confidence. As a CPA, CDFA, CVA, and court-approved mediator, Ryan brings both technical precision and empathy to the table—bridging the gap between financial analysis and human understanding. His ability to simplify complex financial issues and foster productive dialogue makes him a trusted resource for attorneys and clients alike.To connect with Keri and Ryan: Website: https://www.startingpointfreedom.com/ Website: https://www.freedomfsg.com/Ryan's phone: 941-945-2846About the HostMardi Winder is a Strategic Divorce Consultant and High-Conflict Divorce Coach who helps high-achieving individuals navigate divorce with clarity, confidence, and control. Drawing on more than 30 years of experience in mediation, divorce coaching and conflict resolution, she supports clients in making smart decisions while reducing emotional and financial fallout, particularly in high-conflict, high-asset and complex divorces. Mardi is the founder of Positive Communication Systems, LLC, and the Strategic Divorce Directory, LLC.For Mardi's gift: The Resilience Building Blueprint: A 28-Day Journey To A Stronger You https://www.divorcecoach4women.com/rbbConnect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinderadams/Instagram: https://www.instagram.com/divorcecoach4women/YouTube: https://www.youtube.com/@divorcecoach4womenThanks for Listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have feedback or questions about this episode? Leave a comment in the section below!Subscribe to the PodcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe on your favorite podcast app.Leave an Apple Podcast ReviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.
This week's episode looks at how shifting priorities are showing up in both our personal lives and the broader financial landscape. From the rising cost of spring break—where family vacations are increasingly built around the kids—to the complex questions ultra-high-net-worth families face when passing wealth to the next generation, we explore how decisions today can shape outcomes for years to come.We also turn to the markets, where investors are weighing geopolitical tension and rising oil prices against encouraging inflation data and a rally that's pushed stocks to fresh all-time highs. And as always, we'll wrap with a listener question—this time on what to do with a long-term underperforming investment sitting on embedded gains in a taxable account.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 18, 2026 | Season 40, Episode 16Timestamps and Chapters9:09: Built for the Kids: The Evolution of Spring Break26:35: Guardrails for Generational Wealth41:24: Markets Reach All-Time High51:54: Listener Question: Underperforming Investment with Embedded GainsFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Artificial intelligence is quickly becoming the headline explanation for layoffs—but the story underneath is more nuanced. We'll unpack the rise of “AI washing,” where companies point to future efficiency gains to justify workforce cuts that are often more about correcting pandemic-era overhiring and tightening costs. Along the way, we'll explore why only a small portion of layoffs are truly driven by current AI replacement—and why invoking AI can send a powerful signal to investors, even when the fundamentals haven't changed.Then, we turn to a different kind of risk—one that often comes from success. Concentrated positions tend to build when something goes very right, but over time, they can quietly introduce significant exposure. We'll break down why investors hesitate to unwind them, the real risks hiding beneath the surface, and practical ways to diversify without making all-or-nothing decisions.Because whether it's headlines around AI or a portfolio shaped by big winners, the key is understanding what's really driving the story—and making decisions that help preserve what you've built.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 11, 2026 | Season 40, Episode 15Timestamps and Chapters7:17: AI Washing Wall Street 25:16: Your Biggest Winner… Your Biggest RiskFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Lindsey Sabatka, Grain Merchandiser at CVA, steps in for Luke on this month's Grain Exchange, joined by CVA Grain Specialist, Miles Eggleston. Together, they break down the April WASDE report—what's happening and what it means right now. Tune in for fresh insights and key takeaways you won't want to miss.
Markets are showing signs of strain to start the week, with stocks flirting with correction territory, volatility on the rise, and geopolitical tensions—particularly around oil and the Strait of Hormuz—adding another layer of uncertainty. But the bigger story may lie ahead, as upcoming data on jobs, manufacturing, and consumer spending helps determine whether the economic backdrop can steady investor sentiment—or give markets something new to react to.From there, we shift to the “on-demand” economy—where convenience has never been faster, or easier to take for granted. When a forgotten laptop charger can arrive at your hotel door in 20 minutes, it highlights just how much these platforms have reshaped daily life. But behind that seamless experience is a bigger question: are these companies building durable, profitable businesses—or operating on razor-thin margins to meet ever-rising expectations?Finally, we look at a small change that could carry broader implications—the potential elimination of the penny. As transactions begin rounding to the nearest nickel, businesses, consumers, and policymakers alike will need to adjust. We'll explore what this shift means in practice, from pricing strategies to tax considerations, and whether removing the penny is simply a cost-saving move—or a subtle change with meaningful ripple effects.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 4, 2026 | Season 40, Episode 14Timestamps and Chapters8:25: Close to Correction24:24: The Business of Convenience: Fast, Easy… and Profitable?45:25: No Pennies, No Problem? The Economics of Rounding Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
In this episode, Andrea and David sit down with Tera Eddleman, CVA. As a Certified Valuation Analyst, Tera breaks down why creating, measuring, and tracking value is essential in a veterinary practice, highlighting the key drivers of growth and the critical details owners shouldn't overlook. So, grab your coffee or pour a glass of wine, and join us for an engaging conversation. Stay happy and sane! Guest Links: https://www.linkedin.com/in/tera-latham-eddleman-cva-81a67058/ https://www.summitveterinaryadvisors.com/ Our Links: Website: https://www.pawsitiveleaders.com/ FB: https://www.facebook.com/PAWSitiveLeaders IG: https://www.instagram.com/pawsitiveleaders/ Furpaws Consulting: https://www.furpawsconsulting.com/ Andrea Crabtree-Wood (Host) LinkedIn: https://www.linkedin.com/in/andrea-crabtree-bs-cvpm-sphr-phrca-ccfp-fear-free-000a7985/ David Liss (Host) LinkedIn: https://www.linkedin.com/in/david-liss-mba-cvpm-rvt-6915743b/ To learn more about our social media: http://www.dogdaysconsulting.com LinkedIn: https://www.linkedin.com/in/rhondabellcvpm/
Welcome back to the Alt Goes Mainstream podcast.Today's episode takes us to a hub of market structure, a powerhouse of trading, and a crossroads of public and private markets to discuss how private markets are in the midst of a market structure evolution.We sat down at Bloomberg's NYC headquarters with Bloomberg's Head of Fixed Income & Private Markets Brad Foster to discuss how technology and data are driving a convergence between public and private markets, particularly as it relates to the credit space.Brad is the Head of Fixed Income & Private Markets at Bloomberg, where he's focused on delivering the data, analytics, and tools clients need to power public and private market investment strategies and workflows. Brad joined Bloomberg in June 2017 to lead its Enterprise Data Content business as well as its Fixed Income Evaluated Pricing (BVAL) offering. He was appointed Head of Fixed Income, including Securitized Products, in early 2023 and Head of Fixed Income & Private Markets in early 2024. Prior to joining Bloomberg, Brad spent almost 20 years on the sell-side in multiple locations, including London, Tokyo, and New York, for Deutsche Bank as a Managing Director in Global Markets across Global Finance, Fixed Income & Currencies, Structured Finance, Special Situations, Structured Lending and Front Office Risk Management, including CVA and Counterparty Risk, where he managed a team that built a Cross-Product Risk and Portfolio Margining Platform. Prior to Deutsche Bank, he was at Credit Suisse in the Market Risk Management Group.Brad and I had a fascinating conversation about public and private credit and how data and technology are shaping these markets. We covered:How Bloomberg's history shaping other market structures are informing how private markets market structure is evolving.How public and private credit are converging.Definitions and perspectives on liquidity vs illiquidity, what's risky and what's not risky.What private markets needs from a market infrastructure perspective to scale.Why borrowers are choosing private credit and the investment grade private credit option.How Bloomberg is approaching private credit and private markets market structure.Bloomberg's build vs. buy vs. partner strategy with private markets tech.Thanks Brad for sharing your wisdom, expertise, and passion at the intersection of credit, market structure, and financial technology.Show Notes00:00 Scaling Private Markets01:12 Welcome to the Alt Goes Mainstream Podcast02:13 Brad Foster's Background04:31 From Trading to Bloomberg05:27 Client Empathy Product Mindset06:25 Fixed Income as Blueprint07:11 Bloomberg Shaping Market Structure08:19 Electronification Turning Points09:10 Efficiency and Regulation Drivers09:45 Blurring Public and Private Credit10:34 Three Legs of Credit11:43 Why Borrowers Go Private13:09 Missing Data and Workflow13:57 Security Master Foundations16:12 Transparency and Retail Pressure22:07 Private Deal Data Uploads22:29 Same Analytics for Private22:50 Sold Not Bought Debate23:43 When Private Gets Liquid24:38 Desktop Real Estate Idea26:21 Reimagining Terminal with AI27:21 Chat as Market Connector28:19 Build Buy Partner Strategy28:51 Bloomberg Private Track Record30:09 Daphne Investment Rationale30:58 Fixing GP LP Workflow32:01 Most Valuable Data Masters33:45 Taxonomy as Missing Piece34:49 Standardizing Valuation Methods35:29 Extending Evaluated Pricing37:27 Liquidity Versus Illiquidity40:18 Portfolio Risk for Asset Owners44:16 Foundations to Scale PrivatesEditing and post-production work for this episode was provided by The Podcast Consultant.
It's a consequential week for markets—and for investors navigating big decisions. Fresh data on housing, manufacturing, trade, and inflation will help test the strength of the economic backdrop, while signs of a softening labor market and easing geopolitical tensions—including improving U.S.–Iran dialogue that's pulling oil prices lower—add new layers to the outlook.But consequential decisions don't stop at the markets. For business owners, selling a company may look like a financial milestone, yet nearly 80% regret the decision within a year—often because they didn't define what comes next. We'll explore why clarity around purpose and life after the deal matters just as much as valuation and tax strategy.As wealth grows, so do the stakes. We break down whether liability coverage should track net worth, how umbrella policies are priced, and what to consider when increasing protection in a more litigious world.And when life throws a curveball—like divorce in a 6.8% mortgage environment—we'll walk through the real-world options for keeping a home with a 3% rate, from buyouts to refinancing to loan assumptions, without compromising your long-term financial plan.From economic crosscurrents to deeply personal financial choices, this episode is about making thoughtful decisions when the numbers—and the consequences—matter most.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — March 28, 2026 | Season 40, Episode 13Timestamps and Chapters8:10: Reading the Market: Labor, Data, and Geopolitics18:26: After the Sale: Purpose, Not Just Proceeds29:15: Matching Risk, Not Just Net Worth41:31: Protecting a Good Asset Decision in a Bad Life TransitionFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
It's one of those weeks where everything seems to collide at once—markets reacting in real time to geopolitical tension, a pivotal Federal Reserve meeting on deck, and headlines that feel like they're changing by the hour. With conflict in Iran pushing oil prices higher and uncertainty back in focus, we begin by helping investors separate emotion from strategy and stay grounded in a disciplined approach.From there, we look past the headlines of record March Madness betting to the broader economic ripple effects—from increased exposure for schools, including local interest around Kennesaw State, to even a surprising trend: markets have historically “earned less” during the tournament. We also tackle a common retirement question: Does it make sense to delay your RMD until December in hopes of a higher market value? We'll walk through where that thinking works, where it doesn't, and how the Henssler Ten Year Rule can help remove the temptation to time withdrawals.Finally, we turn to a potential shift in how markets themselves operate, as the SEC considers moving away from quarterly earnings reporting. What could that mean for transparency, investor behavior, and long-term decision-making? It's a conversation that gets to the heart of how much short-term noise investors really need—and whether less could ultimately be more.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — March 21, 2026 | Season 40, Episode 12Timestamps and Chapters7.00: All Eyes on the Fed—and the Headlines18:32: March Madness38:12: December RMDs Only?46:58: Earnings Season, RewrittenFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
You know how most things your conventional doctor tells you are wrong? Well, the same applies to your vet!
Divorce mediation can feel intimidating, especially if you are unsure how negotiations work or what preparation is required. In this episode of The D Shift, Strategic Divorce Consultant Mardi Winder is joined by certified divorce coach Keri Gwynne and mediator and financial expert and mediator Ryan Finley to discuss how individuals can prepare for divorce mediation with clarity, confidence, and strategy.Keri Gwynne shares how her own difficult divorce experience led her to create Starting Point by Freedom, an advocacy service designed to help individuals navigate divorce with the guidance and support they often struggle to find. Ryan Finley explains how his background in financial analysis and mediation allows him to bring structure and clarity to complex divorce negotiations.Together, they explore how thoughtful preparation, emotional support, and financial understanding can make the mediation process less overwhelming and far more productive.In this conversation, you will learn:• How to prepare effectively for divorce mediation• Why financial clarity is essential before entering negotiations• The role divorce coaches and financial professionals can play in mediation• How preparation can reduce conflict and stress during the divorce process• Why co-parenting planning should be part of mediation discussionsThe discussion also highlights how building a strong team of advisors can help individuals approach mediation with greater confidence and realistic expectations. Divorce is often one of life's most difficult transitions, but with the right preparation and support, mediation can become an opportunity to move forward toward a more stable and positive future.About the Guests:Keri Gwynne is a Certified Divorce Coach and CEO of Starting Point by Freedom, a comprehensive divorce service offering coaching, mediation and family-focused guidance. With certifications in both High Conflict and Transitional Divorce, she has helped guide more than 550 families across the nation through the divorce process with clarity and confidence. Through her own lived experience as a high-conflict divorce survivor, Keri blends empathy, compassion, and resilience with deep professional expertise to help individuals rebuild and reclaim their lives after divorce. Ryan Finley is the Founder of Freedom Financial Services Group, a divorce finance advisory firm helping families, attorneys, and courts navigate the financial complexities of divorce. With more than twenty years of executive leadership in finance and forensic accounting, Ryan has guided hundreds of families nationwide toward financial clarity and confidence. As a CPA, CDFA, CVA, and court-approved mediator, Ryan brings both technical precision and empathy to the table—bridging the gap between financial analysis and human understanding. His ability to simplify complex financial issues and foster productive dialogue makes him a trusted resource for attorneys and clients alike.To connect with Keri and Ryan: Website: https://www.startingpointfreedom.com/ Website: https://www.freedomfsg.com/Ryan's phone: 941-945-2846About the HostMardi Winder is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce. Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".Connect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinderadams/Instagram: https://www.instagram.com/divorcecoach4women/YouTube: https://www.youtube.com/@divorcecoach4womenThanks for Listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have feedback or questions about this episode? Leave a comment in the section below!Subscribe to the PodcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.Leave an Apple Podcast ReviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.
In today's episode, Jon and Becky sit down with Nicole R. Smith, CVA, Executive Director of AL!VE (Association of Leaders in Volunteer Engagement), to talk about what it really looks like to treat volunteers as a strategic powerhouse, not an afterthought.Nicole has spent her career championing the people who champion volunteers, and she's here to close the gap between organizations that say volunteers are vital and the ones that actually build systems to prove it.
As attacks in the Strait of Hormuz put investors on edge, we start this week's episode with a conversation that takes a step back from the headlines to focus on what actually matters for client holdings. We'll compare the current moment to 2008, examine how increased U.S. oil production has changed the picture, and offer some reassurance in a market still grappling with uncertainty.With all the uncertainty, the S&P 500 keeps dipping, the headlines are getting louder, and investors are starting to feel uneasy—but the market is still only about 2% to 3% off record highs. We'll put today's volatility in context, revisit the “Ten-Year Rule,” and explain why moments like this are often when long-term discipline matters most.After the break we look at Vanguard's “How America Saves” report, which shows hardship withdrawals from 401(k) plans have been inching higher; however, participation in workplace retirement plans has also never been stronger. We'll explore why that combination may actually signal progress, as more workers build retirement savings that can also serve as a financial backstop when life throws a curveball.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — March 14, 2026 | Season 40, Episode 11Timestamps and Chapters7:12: Perspective in a Time of Uncertainty20:05: But is the Sky Really Falling?45:31: The 401(k) Safety NetFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
As horses age, managing their soundness using a multimodal approach becomes increasingly important. Experts emphasize proactive joint care, appropriate exercise, and routine veterinary evaluations. Regular, low-impact work helps maintain joint mobility and muscle support, while avoiding long periods of confinement, which can worsen stiffness. Strategic hoof balance, body condition management, and early intervention for mild lameness are key. With thoughtful management and early attention to subtle changes, many senior horses can remain comfortable and active for years.During this episode, two experts discuss keeping horses sound as they age.About the Experts: Lauren Trager, DVM, MS, Dipl. ACVSMR, is a clinical assistant professor of equine sports medicine at the Virginia Maryland College of Veterinary Medicine, in Blacksburg. She is a diplomate of the American College of Veterinary Sports Medicine and Rehabilitation. Trager loves to teach and enjoys working on challenging lameness and poor performance cases, particularly those with neck and back pain and anything that involves advanced imaging.Howland M. Mansfield, DVM, CVA, CVMMP, of Summerville, South Carolina, received her DVM from Tuskegee University School of Veterinary Medicine, in Alabama, and completed internships in both general equine medicine and surgery and in advanced equine reproduction. She is certified in both veterinary acupuncture and veterinary medical manipulation. She has practiced along the East Coast over the course of 14 years, in addition to time in Germany providing veterinary care for some of the most elite show horses in Europe. In 2012 Mansfield was named by the South Carolina Horseman's Council as the Horse Person of the Year for her efforts in equine rescue and in combating animal cruelty. She joined American Regent in 2023 as a technical services veterinarian where she can support the welfare of and improve health care for horses and small animals throughout the U.S.
Geopolitical tensions flared over the weekend as military strikes involving the U.S., Israel, and Iran sent shockwaves through global headlines. But how did markets actually respond? We break down the reaction across energy prices, defense stocks, travel shares, and inflation expectations — and what investors should watch in the weeks ahead.Moments like these often raise the same question: what does this mean for my portfolio? Looking at historical data from past geopolitical crises, we discuss how the S&P 500 has typically behaved during periods of uncertainty, why short-term volatility can look very different from long-term outcomes, and how investors can stay grounded by focusing on discipline rather than prediction.Then we turn to the growing conversation around artificial intelligence and jobs. After Block announced significant layoffs with CEO Jack Dorsey pointing to AI as a key driver, we explore whether AI is truly replacing that much human capital — or if other business realities like a weak crypto market, past hiring trends, and stock performance may also be influencing the decision.Finally, Managing Associate Melanie Wells joins the show to discuss what earning the Certified Divorce Financial Analyst® designation adds to financial planning during divorce. Using a real-world style case study, we examine how retirement accounts, pensions, stock options, real estate, and even debt are evaluated — and why in divorce planning, “fair” doesn't always mean “equal.”Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — March 7, 2026 | Season 40, Episode 10Timestamps and Chapters8:14 War Headlines and Wall Street19:08: Discipline Over Drama24:20: Separating Signal from Story 33:59: The Hidden Financial Decisions in DivorceFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Most practices track numbers, but very few track the metrics that actually drive growth. Dr. Pete and Dr. Stephen break down the ten measurements that determine whether a practice is building momentum or quietly leaking it. This conversation reframes metrics away from surface-level activity and into leadership tools that reveal retention, stability, and profitability. By clearly separating practice metrics from business metrics, the framework shows how operational performance and financial outcomes are directly connected. The result is clarity and control. When the right metrics are measured consistently, decisions become simpler, leadership becomes stronger, and growth becomes predictable.In This Episode You Will:Understand the10 core metrics that determine retention and long-term growthLearn how practice-side metrics and business-side metrics work togetherSee why retention begins at conversion and compounds through complianceDiscover which numbers reveal truth versus vanityClarify how better measurement leads to better leadership decisionsEpisode Highlights06:34 - Dr. Pete frames the series around the two sides of the coin and why commitment is the center that makes both work08:30 - Dr. Stephen clarifies the three identities required to grow: doctor, operator, and business owner14:26 - The conversation defines KPIs as the measurement system that organizes focus and exposes what to fixPractice Metrics19:14 - Stick rate defines how long people stay under care and where retention breaks down by visits, months, or milestones22:32 - Kept visit average (KVA) is introduced as the daily retention signal showing how consistently people show up as scheduled25:24 - Compliance percentage is established as the core retention driver indicating whether patients follow care recommendations26:37 - Inactives and churn rate expose how many people are silently leaving and why defining “active” matters31:30 - Total active patients reframes growth away from visits per week and toward the size of the active care baseBusiness Metrics33:29 - Collection visit average (CVA) measures what the practice collects per visit and can be segmented by stage of care35:06 - Lifetime value (LTV) connects retention to economics by combining patient visit average with collection visit average39:49 - Total revenue is tied back to retention through volume of visits driven by people staying in care40:29 - Monthly recurring revenue (MRR) and annual recurring revenue (ARR) are positioned as the stability engine of the model41:51 - Retained revenue measures the durability of the recurring model by showing how much revenue stays after churn Resources MentionedLearn more about the TRP Remarkable Business Immersion March 6 - 7, 2026 in Phoenix, AZ and March 20 - 21, 2026 in Brisbane, AUS - https://theremarkablepractice.com/upcoming-events/ To learn more about the REM CEO Program, please visit: http://www.theremarkablepractice.com/rem-ceoBook a Strategy Session with Dr. Pete - https://go.oncehub.com/PodcastPCPrefer to watch? Catch the podcast on YouTube at: https://www.youtube.com/@TheRemarkablePractice1To listen to more episodes, visit https://theremarkablepractice.com/podcast or follow on your favorite podcast app.
On this episode of American Potential, host David From is joined by John Vick, Executive Director of Concerned Veterans for America, for a year-end conversation focused on restoring Congress's constitutional role in decisions of war and peace. John explains why repealing outdated Authorizations for Use of Military Force—passed in the wake of 9/11 with no sunset clauses—is essential to reestablishing accountability and preventing endless, open-ended conflicts. With most of the lawmakers who approved those authorizations no longer in office, the episode highlights growing bipartisan agreement that Congress must reclaim its responsibility when Americans are sent into harm's way. The discussion also covers CVA's major work this year, including advancing the Veterans Access Act to improve timely health care for veterans, and how grassroots advocacy helped drive real policy change. John shares what's ahead for CVA in 2026 as the organization continues empowering veterans and citizens nationwide to engage in the democratic process.