Podcasts about cva

Why does the average dog now live 7 fewer years than one did in the 1970s? Holistic veterinarian Dr. Judy Morgan says the answer is sitting in the food bowl, and it's fixable. With 36 years in practice and a base in traditional Chinese veterinary medicine, Dr. Judy Morgan explains how food became the foundation of her work, why dry kibble fails dogs and cats, and the simple whole foods that add years of healthy life. This is a rare episode on how pet health and human health mirror each other. Meet our guest Dr. Judy Morgan (DVM, CVA, CVCP, CVFT) is an integrative veterinarian, acupuncturist, chiropractor, food therapist, and best-selling author with more than 40 years in animal health. Named IAOTP Holistic Veterinarian of the Decade for 2024, she runs Dr. Judy Morgan's Naturally Healthy Pets, helping pet parents worldwide heal with food and natural therapies instead of defaulting to chemicals and processed food. Thank you to our partners Outliyr Biohacker's Peak Performance Shop: get exclusive discounts on cutting-edge health, wellness, & performance gear Ultimate Health Optimization Deals: a database of of all the current best biohacking deals on technology, supplements, systems and more Latest Summits, Conferences, Masterclasses, and Health Optimization Events: join me at the top events around the world FREE Outliyr Nootropics Mini-Course: gain mental clarity, energy, motivation, and focus Key takeaways The average medium-sized dog's lifespan fell from 17 years to about 10, which Dr. Morgan considers reversible. Dry kibble is capped near 30% meat and can be 50 to 60% carbohydrates, which pets do not require. Roughly 40% of pet-food ingredients are upcycled byproducts, and unnamed "meat meal" can be any species. Pets test 10 to 25 times higher than their owners for cancer-linked household chemicals. Low phosphorus and high moisture matter far more than restricting protein in kidney disease. Cheap whole-food toppers like sardines, eggs, blueberries, and pumpkin make a real difference. Delaying spay or neuter protects joints, hormones, and longevity in large breeds.   Episode highlights 00:00 The dog healed by food, and the owners who lost 200 pounds 06:37 Why moisture matters more than the bag admits 26:53 What really goes into "meat meal" 32:29 Pets need zero carbohydrates 42:12 Lifespan 17 to 10, and why it's reversible 44:45 The cheap whole foods to add today 59:04 The spay and neuter timing rethink Links Watch it on YouTube: https://youtu.be/mU0sdbXCj3s  Full episode show notes: https://outliyr.com/273 Connect with Nick on social media Instagram Twitter (X) YouTube LinkedIn Easy ways to support Subscribe Leave an Apple Podcast review Suggest a guest Do you have questions, thoughts, or feedback for us? Let me know in the show notes above and one of us will get back to you! Be an Outliyr, Nick

"Food is the foundation of life. We can use food to heal or we can use food to harm." — Dr. Judy Morgan What if the way we've been taught to care for our pets isn't always the best way? In this powerful and unapologetically disruptive episode of Turmeric & Tequila, Kristen Olson sits down with Dr. Judy Morgan, an integrative veterinarian with more than 40 years of experience, to challenge conventional thinking around pet health, nutrition, vaccines, and veterinary care. Dr. Morgan shares the personal journey that took her from a traditional veterinary practice she says she hated to an integrative approach incorporating food therapy, acupuncture, chiropractic care, Traditional Chinese Veterinary Medicine, and natural healing therapies. Then the conversation gets REAL. Dr. Morgan takes a hard look at ultra-processed pet food, how pet food is manufactured, ingredient labels, rendered products, carbohydrates, and what she believes pet parents need to understand before choosing what goes into their dogs' and cats' bowls. She explains why she prefers whole-food, raw, or gently cooked approaches and discusses what she considers red flags on pet food labels. The conversation also tackles: •             Why Dr. Morgan believes ultra-processed pet food deserves more scrutiny •             What "meat meal," "animal digest," and other pet food ingredients can mean •             Raw vs. gently cooked pet food •             Protein, carbohydrates, and species-appropriate nutrition •             Why cats have unique nutritional needs •             Taurine, carnitine, and the discussion around heart health •             How to make homemade pet food more practical •             Freeze-dried food and traveling with pets •             Pet vaccines, including rabies, DAP and leptospirosis •             Vaccine titers and the importance of understanding your pet's individual risk •             Flea, tick and heartworm prevention •             Why pet parents should advocate for themselves and their animals •             Finding a veterinarian you trust •             When surgery may not be the only option •             Acupuncture, chiropractic care and other integrative approaches •             Lipomas, arthritis and mobility •             Grooming as part of overall pet health •             Feeding schedules, fasting and "hunger pukes" •             The importance of asking questions instead of simply doing what you've always been told At the heart of the conversation is a bigger message that applies far beyond pets: Question better. Learn more. Advocate for yourself. And don't be afraid to look for another answer. Dr. Judy Morgan DVM, CVA, CVCP, CVFT has over 40-years-experience as an integrative veterinarian, acupuncturist, chiropractor, food therapist, best-selling author, international speaker, podcast host and owner of Dr. Judy Morgan's Naturally Healthy Pets. Her goal is to change the lives of pets by educating and empowering pet parents worldwide in the use of natural healing therapies, and minimizing the use of chemicals, vaccinations, and poor-quality processed food. NaturallyHealthyPets.com    https://www.facebook.com/JudyMorganDVM @drjudymorgan LISTENER OFFER: TANDT50 for 50% off of Dr. Judy authored books found on NaturallyHealthyPets.com  Timestamps:  00:00 — Welcome to Turmeric & Tequila + Meet Dr. Judy Morgan -Kristen introduces Dr. Judy Morgan and the conversation around disrupting conventional approaches to pet health. 01:45 — Dr. Judy Morgan's Journey Into Veterinary Medicine-From horses and 4-H to veterinary school and a 40+ year career in animal health. 04:00 — Discovering Integrative Veterinary Medicine- How acupuncture, food therapy, chiropractic care and Traditional Chinese Veterinary Medicine changed Dr. Morgan's approach. 07:20 — Are We Killing Our Pets? The Big Pet Food Problem-Dr. Morgan immediately challenges the way we think about processed pet food and the influence of the pet food industry. 09:00 — What's Actually in Commercial Pet Food?-A deep dive into rendering, animal byproducts, waste streams and what Dr. Morgan believes pet parents should know about their animals' food. 13:00 — Whole-Animal Nutrition: What Animals Naturally Eat-Why organ meats, feathers, fur and other parts of the whole animal can provide important nutrients. 17:30 — Ultra-Processed Pet Food & Why Ingredients Matter-Dr. Morgan explains her concerns about ultra-processed kibble, fillers, starches and highly processed ingredients. 19:00 — Do Dogs & Cats Need Carbohydrates?-A controversial conversation about carbohydrates, grains, protein and species-appropriate nutrition. 21:00 — Cats, Taurine & Heart Health-Why cats have unique nutritional requirements and the conversation around taurine, carnitine and heart health. 23:00 — Raw vs. Gently Cooked Pet Food-Dr. Morgan explains what she feeds her own animals and why she prefers whole-food approaches over ultra-processed food. 25:00 — Can You Really Make Your Own Pet Food?-How homemade feeding can work—and why many pet parents make it harder than it needs to be. 27:00 — Building a Balanced Homemade Diet-Eggshell, bone meal, calcium and other considerations when preparing food at home. 29:00 — Batch Cooking, Freezer Space & Making Pet Food Practical-How to prepare ahead, save time and make homemade feeding fit into real life. 31:30 — Feeding Your Pets While Traveling-Freeze-dried food, road trips, RV travel and practical options when you don't have a freezer full of homemade food. 33:15 — Pet Vaccines: What Do Our Dogs & Cats Actually Need?-Dr. Morgan breaks down rabies and the broader conversation around vaccination schedules. 35:00 — Rabies Vaccines, Titers & Understanding Immunity-The conversation moves into vaccine requirements, antibody testing and how vaccination decisions can differ by animal and circumstance. 37:00 — Why "Every Vaccine, Every Year" Isn't the Whole Story-Dr. Morgan reflects on how veterinary vaccine recommendations have changed throughout her career. 39:30 — Vaccine Decisions Should Consider Lifestyle & Risk-Why Dr. Morgan believes pet parents should consider where their animals live, travel and what they are exposed to. 42:00 — Finding a Veterinarian Who Will Actually Listen-What to do when your veterinarian doesn't agree with your approach—and why communication matters. 45:00 — How to Question Your Vet Without Creating Conflict-Dr. Morgan shares how pet parents can advocate for their animals while maintaining a productive relationship with their veterinarian. 48:00 — Don't Be Afraid to Get a Second Opinion-Why Dr. Morgan believes pet parents should keep searching until they find the right veterinary relationship. 50:30 — Natural Flea & Tick Prevention-A conversation about chemical exposure, environmental factors and alternative approaches to flea and tick management. 53:30 — Heartworm Prevention: It Depends Where You Live-How geography, mosquitoes and individual risk can influence the heartworm conversation. 55:00 — Fasting, Feeding Schedules & "Hunger Pukes"-Dr. Morgan talks about meal timing and what pet parents can do when their dogs struggle with an empty stomach. 57:00 — Why Grooming Is About More Than Looking Good-Grooming as an opportunity to check your pet from nose to tail and notice changes early. 59:30 — Lipomas: What Are They & Can They Shrink?-Dr. Morgan discusses fatty tumors, nutrition, weight management and integrative approaches including acupuncture. 61:30 — Arthritis, ACL Injuries & Rethinking Surgery-A deeper discussion about mobility, orthopedic injuries and whether surgery is always the first or only answer. 64:00 — Braces, Chiropractic Care & Alternative Options for Dog-Dr. Morgan shares examples of approaches that may help some animals avoid or delay more invasive procedures. 66:30 — The Bigger Lesson: Question Better-Kristen and Dr. Morgan connect pet health back to the larger Turmeric & Tequila philosophy of questioning conventional wisdom. 68:00 — What Does Success Look Like?-A more personal conversation about success, purpose and creating meaningful change. 70:00 — How Do We Actually Create Change?-Dr. Morgan and Kristen discuss advocacy, asking better questions and being willing to challenge the status quo. 72:00 — Final Thoughts + Where to Find Dr. Judy Morgan-Closing thoughts, resources and how listeners can continue learning about natural and integrative pet care.   Connect with T&T: IG: @TurmericTequila Facebook: @TurmericAndTequila Website: www.TurmericAndTequila.com Host: Kristen Olson IG: @Madonnashero Tik Tok: @Madonnashero Website: www.KOAlliance.com WATCH HERE MORE LIKE THIS: https://youtu.be/ZCFQSpFoAgI?si=Erg8_2eH8uyEgYZF   https://youtu.be/piCU9JboWuY?si=qLdhFKCGdBzuAeuI https://youtu.be/9Vs2JDzJJXk?si=dpjV31GDqTroUKWH  

Is homeopathy actually legitimate, or is it just expensive water? Dr. Katie Kangas — DVM, CVA, CVCP, and founder of Integrative Veterinary Care in San Diego — joins The Pet Parenting Reset to demystify one of the most misunderstood corners of holistic pet care.We get into what homeopathy actually is (hint: it's not the same thing as herbalism, and it's definitely not "just placebo"), how highly diluted remedies are supposed to work, and where they fit alongside — not instead of — the rest of your pet's care. Dr. Katie also walks through her own line, Dr. Katie's Remedies, and the thinking behind specific blends for things like seasonal sensitivity and everyday wellness support.If you've heard the word "homeopathic" thrown around and never quite understood it, or you've been skeptical and want a straight answer from an actual vet, this episode is your permission slip to get curious.Dr. Katie's Remedies are available now at Wild Wellness Pet.https://www.wildwellnesspet.com/collections/homeopathy

Accessing cash, building savings, and planning for retirement all involve choices between what we need today and what we may need tomorrow. We begin with securities-backed lines of credit and the heightened risks of borrowing against a concentrated stock position, including maintenance calls and forced sales when the share price falls. Next, we examine Radish, a proposed employer-funded savings plan designed to help workers save without contributing from their paychecks and consider how it compares with 401(k)s, pensions, and cash compensation. Finally, we look beyond the alarming headlines surrounding Social Security to explain what the projected shortfall could mean for Gen X — and how investors can prepare for an uncertain outcome without assuming their benefits will disappear.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks August 8, 2026  |  Season 40, Episode 32Timestamps and Chapters5:05: Borrowing Against Your Portfolio: Strategic Liquidity or Risk on Top of Risk?25:39: Could Radish Take Root? A New Approach to Workplace Savings36:35: Will Social Security Be There for Gen X? Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Diana Elder and Nicole Dyer explore the value of writing an ancestor's military story by correlating multiple sources. Diana uses her father Bob Shults's World War II Navy records as a case study. She demonstrates how to use AI to cross-reference personal oral histories with official documents like muster rolls and discharge papers. Listeners learn how to build a comprehensive timeline that bridges the gap between limited personal recollections and formal military service records. The discussion highlights the use of the FamilySearch Simple Search tool to locate unindexed muster rolls that reveal specific locations and dates of service. Diana shows how she organizes this research in Airtable to track her father's path through training in Tennessee, Oklahoma, and Florida, and his eventual deployment on the USS Antietam in the Western Pacific. By integrating this specific documentation with historical context about training bases and ship operations, researchers can effectively flesh out an ancestor's service experience and uncover new avenues for future investigation. This summary was generated by Google Gemini. Links A Navy Life: The World War II Service of Bobby Gene Shults - https://familylocket.com/a-navy-life-the-world-war-ii-service-of-bobby-gene-shults/ "Formal Naval Air Station Memphis," NAVFAC  - https://www.bracpmo.navy.mil/BRAC-Bases/Southeast/Former-Naval-Air-Station-Memphis/ Technical Training, Naval Aviation News, November 15, 1944; imaged, Oklahoma Naval Air History - https://www.oklahomanavalairhistory.com/techarticle01.php Lelan Kent, "Yellow Water N.A.G.S. & Weapons Storage," Abandoned Southeast - https://abandonedsoutheast.com/2023/10/11/yellow-water-n-a-g-s-weapons-storage/ Andrew Bucholtz, "San Diego in WWII, Part IV: Home Base of the Pacific," posted 11 October 2023, SDHist - https://sdhist.com/home-base-pacific-san-diego-wwii-iv/ CV 36/CVA 36 / CVS 36 – USS Antietam, Seaforces-online - https://www.seaforces.org/usnships/cv/CV-36-USS-Antietam.htm Sponsor – Newspapers.com For listeners of this podcast, Newspapers.com is offering new subscribers 20% off a Publisher Extra subscription so you can start exploring today. Just use the code "FamilyLocket" at checkout.   Research Like a Pro Resources Airtable Universe - Nicole's Airtable Templates - https://www.airtable.com/universe/creator/usrsBSDhwHyLNnP4O/nicole-dyer Airtable Research Logs Quick Reference - by Nicole Dyer - https://familylocket.com/product-tag/airtable/ Research Like a Pro: A Genealogist's Guide book by Diana Elder with Nicole Dyer on Amazon.com - https://amzn.to/2x0ku3d Research Like a Pro with AI Workbook – Second Edition (eBook) - https://familylocket.com/product/research-like-a-pro-with-ai-workbook-second-edition-ebook/ 14-Day Research Like a Pro Challenge Workbook - digital - https://familylocket.com/product/14-day-research-like-a-pro-challenge-workbook-digital-only/ and spiral bound - https://familylocket.com/product/14-day-research-like-a-pro-challenge-workbook-spiral-bound/ Research Like a Pro Webinar Series - monthly case study webinars including documentary evidence and many with DNA evidence - https://familylocket.com/product-category/webinars/ Research Like a Pro eCourse - independent study course -  https://familylocket.com/product/research-like-a-pro-e-course/ RLP Study Group - upcoming group and email notification list - https://familylocket.com/services/research-like-a-pro-study-group/ Research Like a Pro Institute Courses - https://familylocket.com/product-category/institute-course/ Research Like a Pro with DNA Resources Research Like a Pro with DNA: A Genealogist's Guide to Finding and Confirming Ancestors with DNA Evidence book by Diana Elder, Nicole Dyer, and Robin Wirthlin - https://amzn.to/3gn0hKx Research Like a Pro with DNA eCourse - independent study course -  https://familylocket.com/product/research-like-a-pro-with-dna-ecourse/ RLP with DNA Study Group - upcoming group and email notification list - https://familylocket.com/services/research-like-a-pro-with-dna-study-group/ Thank you Thanks for listening! We hope that you will share your thoughts about our podcast and help us out by doing the following: Write a review on iTunes or Apple Podcasts. If you leave a review, we will read it on the podcast and answer any questions that you bring up in your review. Thank you! Leave a comment in the comment or question in the comment section below. Share the episode on Twitter, Facebook, or Pinterest. Subscribe on iTunes or your favorite podcast app. Sign up for our newsletter to receive notifications of new episodes - https://familylocket.com/sign-up/ Check out this list of genealogy podcasts from Feedspot: Best Genealogy Podcasts - https://blog.feedspot.com/genealogy_podcasts/

Technology continues to shape both the markets and the investment landscape. We begin with a look at the week's biggest headlines—from Apple's new leasing strategy and a strong earnings season to renewed pressure on global semiconductor stocks. After the break, we discuss one of the most common challenges investors face: balancing competing priorities like income, growth, downside protection, and liquidity. We look at the tradeoffs behind every investment decision, why you can't compare your portfolio to the benchmark, and your asset allocation really needs to start with your financial plan.Finally, we talk about several high-profile prediction market cases and what they reveal about market integrity, manipulation, and the value of information.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks August 1, 2026  |  Season 40, Episode 31Timestamps and Chapters5:44: Market Roundup: AI, Apple, and the Chip Race37:12: You Can't Have It All: Investment Tradeoffs51:37: Can Prediction Markets Be Manipulated?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

This episode is sponsored by Novaquis Animal Health On this episode of The Vet Blast Podcast presented by dvm360,  host Adam Chrsitman, DVM, MBA, welcomes Kelly Sovey, DVM, CVA, and Karl C. Maritato, DVM, DACVS-SA to the show to dive into practical wound management, from when to close versus leave open, to tackling chronic non-healing wounds, dead space, degloving injuries, and more. Plus, they explain to listeners what exactly ScafiGen is, and how it can potentially improve outcomes and owner compliance in veterinary practices.

Buying a home, building good credit, preparing for retirement, and navigating the markets all require looking beyond today's headlines. Shanna Squires of Henssler Mortgage Advisors joins us to explain what actually happens during the mortgage process — from pre-approval to closing — including why pre-approval may not always be what you can afford, why lenders ask for so much documentation, and how your mortgage lender should be working with you every step of the way  before getting the keys.After the break, we also explore the growing divide in consumer credit, as more Americans achieve top-tier credit scores while others struggle with record credit card balances and how it mirrors our K-shaped economy.We examine the changing realities of retirement as more Baby Boomers choose to upsize instead of downsize, reflecting a shift toward multigenerational living, entertaining, and homes designed to support aging in place.We close with a look at the latest earnings season, why investors are becoming more selective about companies' AI spending, and whether the other 493 companies in the S&P 500 can help broaden market leadership. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 25, 2026  |  Season 40, Episode 30Timestamps and Chapters6:36: Inside the Mortgage Process24:16: A Tale of Two Credit Economies33:41: Aging in Place—or Living Larger44:05: Investors Questioning AI SpendingFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

This week on Henssler Money Talks, we're cutting through the noise to focus on the financial issues that could have the biggest impact on your decisions.We begin with a look at the latest market headlines—from CPI data and the start of earnings season to Federal Reserve testimony on inflation and uncertain progress in the U.S.–Iran ceasefire.Then we answer a listener's question many homeowners are asking: If you've locked in a 3% mortgage, should you stay put or move anyway? Sometimes the best financial decision isn't the right decision for your lifestyle. We'll also revisit some of the financial advice that has become accepted as fact and discuss how changing markets, interest rates, and modern lifestyles have challenged some of the guidance investors have heard for decades.Finally, we'll examine why Ponzi schemes continue to fool investors, the warning signs to watch for, and practical steps you can take to help avoid becoming a victim.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 18, 2026  |  Season 40, Episode 29Timestamps and Chapters4:43: What's Moving the Markets?14:29: Is Now the Wrong Time to Move?25:06: Does Yesterday's Financial Advice Still Work Today?39:42: When an Investment Is Too Good to Be TrueFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

En Capital Intereconomía, Los Desayunos de Capital reciben a Iñaki Ortega, director general de LLYC en Madrid y autor del libro ¿De verdad quieres ser CEO?, para analizar los desafíos del liderazgo empresarial en un entorno marcado por la incertidumbre, la transformación tecnológica y la necesidad de adaptación constante. Durante la entrevista profundizamos en las principales ideas de su obra, una guía para construir un liderazgo audaz y eficaz en un momento en el que dirigir una empresa exige combinar visión estratégica, capacidad de decisión y gestión del talento. También analizamos cómo está evolucionando el papel del CEO y cuáles son las competencias que demandan las organizaciones del futuro. La programación continúa con el Foro Empleo junto a José María Triper, columnista de El Economista, y Marisa Cruzado, socia de CVA. El debate se centra en el impacto de la inteligencia artificial sobre el mercado laboral, los cambios que está impulsando en las empresas y los retos que plantea para trabajadores y organizaciones. Además, analizamos el elevado coste del absentismo laboral para el sector turístico, cercano a los 6.000 millones de euros, y el repunte de la siniestralidad laboral, con 293 fallecidos registrados hasta el mes de mayo.

Jeff is a 78-year-old patient recovering from a right CVA. The patient requires moderate assistance for transfers and bed mobility. During therapy, frequent vital sign monitoring is necessary due to ongoing cardiac instability. The patient is now able to tolerate approximately 75 minutes of therapy each day; however, they live alone in a two-story home. Which of the following is the MOST appropriate discharge setting?A) Inpatient rehabilitation facilityB) Skilled nursing facilityC) Home with home health physical therapyD) Long-term acute care hospitalJoin the FREE NPTE Facebook Group: www.nptegroup.comText our team the word COACH for a free diagnostic: (727) 732-4573

Planning for the future isn't just about growing your wealth — it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation.In this month's Estate Essentials, estate planning attorney Kyle Rinaudo explains why a will is only one piece of a complete estate plan. We discuss the essential documents that work together to protect your family, provide for loved ones, and help ensure your wishes are carried out.Next, we break down one of the newest savings opportunities for families: Trump Accounts. Who qualifies for the new government-funded accounts? How do they work? And where might they fit alongside other long-term savings strategies for children and grandchildren? We'll separate the headlines from the practical considerations.Finally, we answer a listener's question about custodial accounts for minors. From UGMA/UTMA accounts to 529 plans and Roth IRAs for working teenagers, we compare the options, discuss the tradeoffs, and explain what parents and grandparents should consider before deciding how to invest for a child's future.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Talks July 11, 2026  |  Season 40, Episode 28Timestamps and Chapters5:17: Do You Have an Estate Plan—or Just a Will?22:07: A New Way to Save for the Next Generation38:38: Custodial Accounts for Kids: What Families Should Know.Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Chad Rebbe, Grain Specialist at CVA, steps in for Luke on this month's Grain Exchange. Joined by Brian Roach, Senior Risk Management Consultant in the FCM Division at StoneX, they discuss the July WASDE report and its impact on the markets moving forward. Tune in!

In this episode, Dr. Sarah Eaton, DVM, DACT, CVA, DABVP (Equine), joined us to discuss the AAEP's new Equine Infectious Abortion Field Diagnostic Guidelines.You can access the guidelines here: https://aaep.org/wp-content/uploads/2026/03/Equine-Infectious-Abortion-FDG_final.pdfThis episode of Disease Du Jour is brought to you by Bimeda.Connect with HostCarly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)GUESTS AND LINKS - EPISODE 185:Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)Guest: Dr. Sarah Eaton, DVM, DACT, CVA, DABVP (Equine)Link: Equine Infectious AbortionPodcast Website: Disease Du JourThis episode of Disease Du Jour podcast is brought to you by Bimeda.Connect with the Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)

In this episode, Dr. Sarah Eaton, DVM, DACT, CVA, DABVP (Equine), joined us to discuss the AAEP's new Equine Infectious Abortion Field Diagnostic Guidelines.You can access the guidelines here: https://aaep.org/wp-content/uploads/2026/03/Equine-Infectious-Abortion-FDG_final.pdfThis episode of Disease Du Jour is brought to you by Bimeda.Connect with HostCarly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)GUESTS AND LINKS - EPISODE 185:Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)Guest: Dr. Sarah Eaton, DVM, DACT, CVA, DABVP (Equine)Link: Equine Infectious AbortionPodcast Website: Disease Du JourThis episode of Disease Du Jour podcast is brought to you by Bimeda.Connect with the Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)

The first half of the year is behind us, the Fourth of July marks the unofficial midpoint of summer, and it's the perfect time to step back and assess where the markets, the economy, and your retirement plan stand today.Research Analyst Nick Antonucci returns to the show to recap a remarkable first half of 2026. We discuss which sectors and asset classes led the way, which lagged behind, and the economic and market themes that could define the second half of the year. Along the way, we explain why maintaining a disciplined investment strategy can be more valuable than reacting to every headline.As Americans hit the roads, airports, beaches, and backyards for the Fourth of July, we explore what one of the nation's biggest holiday weekends can tell us about the health of the consumer. From travel demand and gasoline prices to cookouts, fireworks, and retail spending, we'll discuss how holiday activity provides an early snapshot of consumer confidence and the broader economy.Then we turn to one of retirement's most important—and most misunderstood—decisions: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into a broader retirement income strategy. Through real-world scenarios, we break down breakeven analysis, spousal and survivor benefits, and how claiming decisions work alongside your investment portfolio and withdrawal plan to help support long-term retirement goals.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 4, 2026  |  Season 40, Episode 27Timestamps and Chapters6:58: Midyear Market Scorecard24:49: Frugal or Fireworks?35:13: Social Security: File Early, File Late, or File Smart?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

In this episode, Toni welcomes back Dr. Carmela Panza, DVM, CVA, for a wide-ranging conversation on holistic veterinary medicine and what it means to support a pet's health beyond treating symptoms. Drawing from decades of experience, Dr. Panza explains how nutrition, hormones, oral health, and lifestyle all work together to influence a dog's long-term well-being. A large part of the discussion explores the effects of spaying and neutering, including the important role reproductive hormones play throughout the body. Dr. Panza also dives into dental health, the connection between inflammation and chronic disease, and why taking a proactive, whole-body approach can help prevent health issues before they start. Throughout the episode, she breaks down complex veterinary topics into practical information pet parents can understand and apply. More than anything, this conversation is about empowering pet owners to ask questions, seek education, and become active participants in their pets' healthcare. Whether you're interested in holistic medicine, hormone health, or making more informed decisions alongside your veterinarian, this episode offers valuable insight into caring for the whole animal.

The economy may be sending mixed signals, but for many Americans, the difference comes down to one simple question: Do you earn your income, or do you own assets that generate wealth over time? In this episode, we examine today's “K-shaped economy,” why inflation and rising asset prices have created very different financial realities, and what those differences reveal about building long-term wealth.That conversation naturally leads us into one of the most powerful forces in personal finance: compound interest. We'll explore why building your first million can feel painfully slow while later wealth seems to grow almost effortlessly, why so many investors give up before compounding has a chance to work, and how patience — not timing — is often the key to long-term success.After the break, we tackle one of retirement's biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we'll discuss the planning options available  —from traditional long-term care insurance and hybrid policies to self-insuring — and explain how cash flow projections and scenario analysis can help families make informed decisions before a health event turns into a financial crisis.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 27, 2026  |  Season 40, Episode 26Timestamps and Chapters4:45: Same Economy, Different Reality16:45: Why the First Million Is the Hardest27:15: Long-Term Care: The Conversation Nobody Wants to Have (But Has to)Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

In this revelatory episode, Ryan Finley, Owner and Founder of Freedom Financial Services Group, shares how neglecting your marriage while building your business can destroy both. If you're a stage 1 founder feeling pulled between launching your venture and maintaining your most important relationship, you won't want to miss it.You will discover:- Why keeping your spouse involved in your business journey protects both your marriage and your company- How to maintain open communication about finances and pressures as you grow- What balanced time management looks like so your family gets your full attentionThis episode is ideal for for Founders, Owners, and CEOs in stage 4 of The Founder's Evolution. Not sure which stage you're in? Find out for free in less than 10 minutes at https://www.scalearchitects.com/founders/quizRyan Finley is the Founder of Freedom Financial Services Group, a divorce finance advisory firm assisting families, attorneys, and courts with the financial challenges of divorce. With over twenty years of executive experience in finance and forensic accounting, Ryan has led hundreds of families across the country to financial clarity and assurance. As a CPA, CDFA, CVA, and court-approved mediator, Ryan combines technical accuracy with empathy, bridging financial analysis and human insight. His skill in clarifying complex financial matters and encouraging constructive dialogue makes him a trusted ally for attorneys and clients.Want to learn more about Ryan Finley's work at Freedom Financial Services Group? Check out his website at https://www.freedomfsg.com/Connect with Ryan thorugh his LinkedIn at https://www.linkedin.com/in/ryanfinley/Email him at ryan@freedomfsg.com and his phone number is 941-315-5535

Major events, market narratives, and retirement planning may seem like completely different topics, but they all share a common theme: understanding the forces that shape financial outcomes before they show up in your portfolio.The FIFA World Cup is bringing the world's attention to the United States, but some of the biggest winners may never step onto the field. From hotels and restaurants to transportation providers and local businesses, we'll examine how major sporting events generate economic activity, who benefits most from the influx of visitors, and whether the long-term economic impact lives up to the promises often made by host cities.We'll also look at several stories dominating the headlines — from SpaceX's first week of trading, developments in the Iran conflict, and Kevin Warsh's first Federal Reserve meeting — and discuss why markets increasingly respond to sentiment, geopolitics, and cultural events alongside traditional economic data. Finally, Health Savings Accounts are often praised as one of the most powerful tax-advantaged savings tools available, but accumulating assets is only half the equation. We'll explore how retirees can strategically use HSA balances, when it makes sense to pay medical expenses from other accounts, and why these accounts can create unexpected tax consequences for heirs. Because with HSAs, the real challenge isn't building the balance — it's developing a plan to use it effectively.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 20, 2026  |  Season 40, Episode 25Timestamps and Chapters6:25: The World Cup Effect: Winners Beyond the Pitch25:19: SpaceX, Spectacles, and Sentiment43:21: When Should You Spend Your HSA?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

In this episode, host Alyssa Watson, DVM, welcomes Thomas K. Day, DVM, MS, DACVAA (Emeritus), DACVECC (Emeritus), CVA, Cert. IVUSS, to discuss his recent Clinician's Brief article, “Anesthesia for Dental Surgery in a Dog With Myxomatous Mitral Valve Disease.”  With his broad background in anesthesia and critical care, Dr. Day shares a wealth of useful information for handling these challenging anesthetic cases. You will want to keep your notebook close to take notes on everything from drug selection to dosing to even fluid dosing. Resources: https://www.cliniciansbrief.com/article/mmvd-dental-anesthesia-quiz https://www.apoquel.com Contact: podcast@instinct.vet Where To Find Us: Website: CliniciansBrief.com/Podcasts YouTube: Youtube.com/@clinicians_brief Facebook: Facebook.com/CliniciansBrief LinkedIn: LinkedIn.com/showcase/CliniciansBrief/ Instagram: @Clinicians.Brief X: @CliniciansBrief The Team: Alyssa Watson, DVM - Host Alexis Ussery - Producer & Multimedia Specialist

Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process.We also explore one of the most common sources of stress in any relationship: money. A recent survey found that four in 10 adults in committed relationships admit to keeping financial secrets. From spending habits and saving priorities to differing investment philosophies, we'll discuss the financial disagreements couples face most often and how open communication can help create alignment around shared goals.Finally, after discussing emergency funds a few weeks ago, we take the next step in the financial planning journey: investing for the future. Whether you're just getting started or looking to better understand your options, we'll break down the fundamentals of retirement investing, including 401(k)s, employer matches, Traditional and Roth IRAs, and the importance of letting time and compounding work in your favor.From estate planning and family finances to long-term investing, this episode focuses on building a stronger financial foundation for every stage of life.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 13, 2026  |  Season 40, Episode 24Timestamps and Chapters4:40: Probate: Fact, Fiction, and what Really Happens32:27: When Mom and Dad Fight: When Couples Disagree About Money50:18: From Safety Net to Nest Egg: Investing for the FutureFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

A guide to diagnosing, imaging, and managing acute renal colic and nephrolithiasis in the ED. Hosts: Brian Gilberti, MD Avir Mitra, MD https://media.blubrry.com/coreem/content.blubrry.com/coreem/Nephrolithiasis.mp3 Download Leave a Comment Tags: Kidney Stones, Urology Show Notes 1. CLINICAL CORE & PHYSIOLOGIC FRAMEWORK Epidemiologic Risk Profiles Lifetime incidence parameters hover around 1 in 11, presenting with a prominent male sex skew. Peak demographic manifestation concentrated within the 30–60 age band. High-yield temporal parameter: 50% recurrence vector within a 5-year post-initial-insult window. Mineralogical Composition Vectors Calcium oxalate crystals represent the predominant structural matrix. Struvite configurations (magnesium ammonium phosphate matrix) account for 1–2% of cohorts. Struvite stones function explicitly as infection-driven configurations secondary to upper tract proliferation; higher distribution index noted in female cohorts. Etiological & Modifiable Relational Dynamics Profound systemic dehydration or low baseline fluid throughput states. High-sodium diet structures and heavy animal-protein consumption loads. Positive genetic/familial history variables. Relative risk modulation: Each variable independently operates to expand baseline risk by a factor of 2x to 3x. Pathophysiologic Symptom Complexes Acute, sudden-onset, maximum-intensity (10/10) unilateral flank pain. Classic structural radiation vector tracking downward toward the ipsilateral groin/genitourinary dermatomes. Distinctive behavioral marker: Renal colic pacing/writhing behavior with zero antalgic position availability. Concomitant autonomic triggers: Nausea and emesis manifest in 50% of acute presentations. Physical Exam Discordance Metrics Severe subjective distress contrasted with a characteristically soft, completely non-tender abdominal palpation exam. CVA tenderness is completely variable and lacks reliable negative predictive value. Atypical Presentation Classifications Vague, poorly localized abdominal pain presentations occurring in up to 20% of active cases. Isolated lower urinary tract irritative signs including acute frequency or severe urgency. Incidental & Asymptomatic Dynamics Silent intrarenal or ureteral stones found incidentally. Longitudinal tracking demonstrates up to 33.3% of initially asymptomatic cohorts convert to fully symptomatic renal colic within a multi-year tracking window. 2. EXCLUSION DIAGNOSES & CRITICAL PATHWAY RED FLAGS Vascular Mimics: AAA rupture/expansion. This is a mandatory exclusion pathway in elderly cohorts presenting with acute flank or back pain. Physical tracking requires active exploration for an expansile, pulsatile abdominal mass. Gynecologic Emergencies: Ruptured ectopic pregnancy. Demands universal screening protocols via rapid beta-hCG testing in all female patients of childbearing potential presenting with lower abdominal/pelvic localization. Infectious Upper Tract Decompensation: Acute uncomplicated pyelonephritis. Differentiated via persistent high spikes, high fevers, systemic shaking chills, and profound pyuria. Genitourinary Structural Crises: Acute testicular torsion. Mandates a thorough, explicit scrotal/testicular structural exam if the flank pain radiates into the scrotum. Gastrointestinal and Adnexal Torsional Confounds: Acute appendicitis variants, acute mesenteric/bowel ischemia, and ovarian torsion syndromes. 3. LABORATORY TESTING & PHYSIOLOGIC EVALUATION Urinalysis Interpretation Nuances Microscopic or gross hematuria presents in approximately 66% to 90% of acute cases. Critical Pathological Caveat: Complete absence of hematuria documented in 20% to 33.3% of confirmed, acute obstructing ureteral stones. Diagnostic rule: A pristine urinalysis with zero red blood cells is entirely insufficient to exclude acute ureterolithiasis. Urinary pH as a Composition Clue Consistently low urinary pH parameters (pH < 5.5) point strongly toward a uric acid crystalline composition. Elevated urinary pH parameters (pH > 7.5) indicate the presence of urease-producing microbial pathogens, pointing toward a struvite infection stone. Infectious Screening Metrics Active tracking for marked pyuria, positive leukocyte esterase, and bacterial nitrites to rule out an obstructed, infected upper urinary tract system. BMP Immediate quantification of baseline serum creatinine to establish accurate eGFR values. Targeting detection of post-renal AKI from bilateral obstruction, unilateral obstruction in a single functioning kidney, or severe volume depletion. CBC Evaluation for marked leukocytosis. Physiologic Nuance: Mild-to-moderate white blood cell count elevations frequently represent non-specific stress demargination driven by severe pain and repetitive vomiting. High-grade white blood cell shifts demand immediate exclusion of systemic bacteremia or an infected, obstructed urinary system. Adjunctive Lab Pathways Rapid qualitative urine hCG testing. Reflex urine culture execution whenever urinalysis metrics display significant inflammatory profiles or clinical suspicion of UTI is high. 4. IMAGING MODALITIES & ALGORITHMIC CLINICAL SELECTION Non-Contrast CT Diagnostics Gold standard; diagnostic sensitivity and specificity parameters exceed 95% for stones >2 mm. Provides precise quantification of stone diameter (mm), exact localization (proximal, mid, or distal ureter), and degree of secondary hydronephrosis. Excellent structural visualization for detecting or ruling out alternate retroperitoneal, vascular, or intra-abdominal pathologies. Contrast-Enhanced CT Protocols Indicated when alternative intra-abdominal surgical pathology is highly suspected over isolated renal colic. Retains diagnostic capability to identify urinary tract stones >3 mm even within contrast-enhanced phases. NCCT Structural Architecture Limitations Standard stone protocol CT scans are executed in a prone position without IV contrast enhancement. It does not opacify the ureteral lumen. Presents a cumulative radiation exposure penalty when utilized serially across recurrent ED presentations. POCUS / Radiology Ultrasound Direct stone visualization capabilities are modest, operating at approximately 50% to 60% sensitivity, and is highly dependent on anatomical positioning at the extreme proximal ureter or the UVJ. Secondary obstruction tracking: Demonstration of hydronephrosis operates at a high sensitivity of approximately 80%. POCUS Clinical Utility Metrics Eliminates ionizing radiation exposure and allows immediate, rapid real-time execution directly at the patient’s bedside. Confirmation of significant hydronephrosis within a classic clinical presentation yields high post-test probability for stone presence while lowering suspicion for vascular catastrophes like a AAA. KUB Radiography Extremely poor overall diagnostic sensitivity, hovering around 57%. Fails to image radiolucent configurations (pure uric acid matrices) or small stones measuring

Every investor faces the same challenge: distinguishing excitement from opportunity, learning lessons from your mistakes, and separating short-term impulses from long-term strategy. In this episode, we tackle all three as we examine the next wave of mega-IPOs, share financial lessons learned firsthand, and discuss why sticking to a plan can be harder—and more important—than it sounds.Companies like SpaceX, OpenAI, and Anthropic are expected to pursue public offerings at valuations that could rival or exceed the largest companies in history. We'll examine what trillion-dollar IPOs could mean for investors, why valuation still matters even when the business is extraordinary, and whether public investors will be participating in future growth—or paying for it upfront.Next, we shift from market theory to personal experience. The team shares some of the financial lessons learned firsthand—from debt that lingered longer than expected to missed opportunities created by saving too little, too late. It's a candid conversation about the mistakes, miscalculations, and course corrections that helped shape a healthier approach to money.Finally, we discuss one of the most important and often overlooked aspects of the adviser-client relationship: staying aligned with the plan. We'll explore the procedures designed to help protect investment accounts, the roles advisers and custodians play in account oversight, and why even well-intentioned portfolio changes can sometimes work against long-term goals when made without coordination.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 6, 2026  |  Season 40, Episode 23Timestamps and Chapters6:22: The Most Expensive IPOs Ever37:52: Lessons Learned the Hard Way54:51: Trust the Plan—or Tinker With It?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Naturally Healthy Pets: Whole-Food Diets, Microbiome Repair, and Integrative Therapies with integrative veterinarian Dr. Judy Morgan, DVM, CVA, CVCP, CVFT. She argues that pet ownership benefits human wellbeing and that pets concentrate household toxins, warning against routine pesticide-based flea/tick and other veterinary drugs due to environmental contamination and adverse events. She recommends species-appropriate whole-food diets (cats as obligate carnivores; dogs mostly meat) and criticizes ultra-processed pet foods, synthetic nutrient premixes, grains/legumes in kibble, and high-carb diets that fuel yeast and inflammation; she discusses safe calcium, zinc, and vitamin D sources. In part two, she describes veterinary acupuncture, chiropractic, and laser/red-light therapies with case examples, links skin/ear “allergies” to gut dysbiosis, uses microbiome testing, FMT capsules, and detox support, highlights omega-3s, PEA for pain, and CBD for seizures/anxiety, and outlines multi-layered natural flea/tick prevention. Intelligent Medicine listeners can get 50% off Dr. Judy authored books found on NaturallyHealthyPets.com. Just use the coupon code INTELLIGENT50.

Dr. Hoffman continues his conversation with integrative veterinarian Dr. Judy Morgan, DVM, CVA, CVCP, CVFT. 

In this episode of Our Better Half, hosts Dr. Jane Fleishman, Dr. Sabitha Pillai-Friedman, and Dr. Rosara Torrisi welcome Jennifer "JJ" Firestone, a seasoned geriatric social worker and community organizer with a rich history of LGBTQ+ advocacy. JJ shares her journey from coordinating artificial insemination programs in Boston to pioneering a unique family structure where she co-parented her daughter through a landmark 35-page co-parenting legal decision with two fathers. Her extensive career in hospice and her personal experience caring for her own aging parents for six years have culminated in her latest and most ambitious mission: redefining the quality of life as we age. Now based in Weaverville, North Carolina, JJ is developing a 3.5-acre "mini-farm" model for what she calls Cooperatives for Vigorous Aging (CVA). This self-governing residential arrangement aims to house four to six individuals who wish to age in place with a focus on vibrant, meaningful companionship from "vigorous old age to death." By moving away from traditional senior living residences where rules are often dictated by others, the CVA model empowers residents to maintain autonomy and set their own standards.  JJ highlights that while the concept is still in its pioneering stages, it offers a radical alternative for those who want to maintain self-determination in their later years. The conversation also delves into the significant societal barriers to intentional aging, particularly the deep-seated denial and taboo surrounding the process, which JJ notes is second only to the taboo of sex. She discusses the chutzpah and passion required to be an early adopter of such a model and the difficulty of finding fellow pioneers willing to invest in an unestablished future. Despite these challenges, JJ has found unexpected support from younger generations and has forged deep connections with her new Southern neighbors, regardless of political or religious divides. Listeners interested in following her progress or joining the cooperative can subscribe to her Substack at JenniferJFirestone.substack.com or reach out via email at jjfirestone@comcast.net. If you want to catch up on other shows, just visit our website and please subscribe! We love our listeners and welcome your feedback, so if you love Our Better Half, please give us a 5-star rating and follow us on Facebook and Instagram. It really helps support our show! As always, thanks for listening!  

Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where the right decision depends as much on context as it does on the numbers — from adjustable-rate mortgages and wealth transfers to the Federal Reserve's ongoing fight against inflation.Adjustable-rate mortgages are making a comeback, but this isn't a repeat of the housing bubble era. With special guest Shanna Squires from Henssler Mortgage Advisors, we break down how today's ARMs differ from the products that helped fuel the financial crisis, why some homebuyers are turning to them in a world of elevated mortgage rates, and whether they represent a smart strategy or a risky gamble on lower rates ahead.Next, we tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules actually are—and just as importantly, what they aren't. If you've ever wondered how families can pass wealth to the next generation without creating unnecessary tax headaches, this conversation is for you.Finally, we examine a question many investors are asking: What happens when inflation is driven by supply shortages rather than consumer demand? With oil prices and geopolitical tensions once again influencing inflation expectations, we discuss the limits of Federal Reserve policy, why interest rates remain the Fed's primary tool, and the difficult tradeoffs policymakers face when fighting inflation that may be originating far outside their control.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 30, 2026  |  Season 40, Episode 22Timestamps and Chapters3:48: ARMs: Smart Strategy or Warning Sign?18:08: Passing Down Wealth Without Passing Down Problems34:11: Fighting Inflation With the Wrong Tools? Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

This episode is sponsored by NovaQuis Health.During this live recording from Fetch Nashville of The Vet Blast Podcast presented by dvm360, our host Adam Christman, DVM, MBA, teamed up with colleagues to break down the latest in wound care. Joined by Justin Ganjei, DVM, DACVS-SA, and Kelly Sovey DVM, CVA, the trio highlighted how critical vascular preservation and tracking the precise stages of healing are to a patient's recovery.

Alison Despathy rejoins the show to break down the debate around the clean heat standard, the bait and switch solution from the Majority, and why Vermonters need to stay vigilant.John Vick, Executive Director for Concerned Veterans for America, discusses the importance of Memorial Day, supporting veterans, CVA's Vets on the Hill event in DC, and why more veterans need to speak up in the political process.AJ Kierstead, host of the New England Take Podcast, breaks down the recent electoral losses of incumbent federal elected officials and what it means for the culture of DC going forward.Clara Morrison, Executive Director for Right for Vermont Foundation, updates listeners on the legislature's solutions to education reform, childcare licensing, and why Vermonters demands have not been met by the majority.

On this episode of The Vet Blast Podcast presented by dvm360, our host Adam Christman, DVM, MBA, and his 3 guests Leilani Alvarez, DVM, DACVSMR, CVA, CCRT, Kara Amstutz, DVM, DACVSMR (Canine), CVA, CVPP, CCRT, and Jennifer A Repac, DVM, DACVSMR  discuss the importance of exercise therapy for dogs, emphasizing that it should be considered a therapeutic intervention from the start. 

The “Henssler Money Talks,” hosts focus on the financial decisions that sit at the intersection of planning, technology, and uncertainty. From emergency savings strategies to the growing role of artificial intelligence in personal finance, the conversations all center around one question: how should investors balance convenience, opportunity, and financial discipline in a rapidly changing environment?We begin with a practical look at emergency funds — how liquid they really need to be, whether keeping everything in cash still makes sense, and what truly qualifies as a financial emergency. We'll also discuss realistic strategies for building a reserve over time when balancing competing priorities like debt repayment, investing, and retirement savings.From there, we explore the rise of AI-driven financial guidance as more investors turn to algorithms for budgeting, portfolio analysis, and planning advice. As artificial intelligence becomes more sophisticated, does it replace advisers — or simply make investors more informed before seeking professional guidance? We'll examine where technology can help, where human judgment still matters, and what the future of financial advice may look like as automation becomes more common.We'll also close the episode with our thoughts on the week's market action, where markets stand year-to-date, and the economic backdrop investors continue to watch as earnings season winds down and interest-rate expectations remain in focus.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 23, 2026  |  Season 40, Episode 21Timestamps and Chapters5:47: How Liquid Should Your Safety Net Be?19:14: Cash, Crises & Contingency Plans31:35: Your Adviser vs. The Algorithm45:10: Year-to-Date on Wall Street Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Advertising SponsorNeed help with your business? Email us: support@mapitforward.org to learn more.Episode DescriptionThis is episode 5 of a 5-part series with Isabela Raposeiras, founder of Coffee Lab Brazil. In this series of The Daily Coffee Pro Podcast by Map It Forward, we've been discussing leadership, hospitality, workplace culture, and the future of coffee businesses.In this final episode, host Lee Safar and Isabela ask a difficult but important question: Why is “specialty coffee” failing as a value proposition?This conversation challenges many of the systems, assumptions, and power structures that have shaped the global specialty coffee industry over the last two decades.Lee and Isabela explore whether the modern specialty coffee movement has drifted away from its original intention of creating a more equitable and values-driven coffee supply chain, and whether it has instead recreated many of the same extractionist behaviors it originally claimed to oppose.The discussion looks at who gets to define “quality coffee,” why producing countries are increasingly challenging Western-centric definitions of specialty coffee, and how organizations like the SCA and CVA continue shaping industry standards without adequately including the voices of producers and producing countries.Isabela also argues that “specialty coffee” is not simply a product category, it's a cultural and political concept, and that unless the industry becomes more inclusive, more self-aware, and more willing to redistribute power, it risks losing credibility altogether.This is one of the most direct, provocative, and important conversations we've had on the podcast in a long time.Connect with Isabela Raposeiras and Coffee Lab here:https://www.instagram.com/coffeelab_br/https://www.instagram.com/isabela.raposeiras/If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. In the next episode, we explore how global geopolitics is impacting food supply chains.***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org

Advertising SponsorNeed help with your business? Email us: support@mapitforward.org to learn more.Episode DescriptionThis is episode 5 of a 5-part series with Isabela Raposeiras, founder of Coffee Lab Brazil. In this series of The Daily Coffee Pro Podcast by Map It Forward, we've been discussing leadership, hospitality, workplace culture, and the future of coffee businesses.In this final episode, host Lee Safar and Isabela ask a difficult but important question: Why is “specialty coffee” failing as a value proposition?This conversation challenges many of the systems, assumptions, and power structures that have shaped the global specialty coffee industry over the last two decades.Lee and Isabela explore whether the modern specialty coffee movement has drifted away from its original intention of creating a more equitable and values-driven coffee supply chain, and whether it has instead recreated many of the same extractionist behaviors it originally claimed to oppose.The discussion looks at who gets to define “quality coffee,” why producing countries are increasingly challenging Western-centric definitions of specialty coffee, and how organizations like the SCA and CVA continue shaping industry standards without adequately including the voices of producers and producing countries.Isabela also argues that “specialty coffee” is not simply a product category, it's a cultural and political concept, and that unless the industry becomes more inclusive, more self-aware, and more willing to redistribute power, it risks losing credibility altogether.This is one of the most direct, provocative, and important conversations we've had on the podcast in a long time.Connect with Isabela Raposeiras and Coffee Lab here:https://www.instagram.com/coffeelab_br/https://www.instagram.com/isabela.raposeiras/If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. In the next episode, we explore how global geopolitics is impacting food supply chains.***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org

This week, we're diving into one of the fastest-growing corners of retirement planning: alternative investments inside IRAs. From rental properties and private equity to precious metals and crypto, self-directed IRAs are giving investors more freedom to move beyond traditional Wall Street assets — but just because you can hold these investments inside an IRA doesn't always mean you should, especially when strict IRS rules, hidden tax traps, and costly compliance mistakes can completely disqualify your retirement account. We'll explain how these accounts really work, what investments are actually allowed, and why many investors underestimate the risks.Then, we turn to the semiconductor sector, where the AI boom has ignited what some analysts are calling a full-scale market “melt-up.” Chipmakers like Broadcom, Micron, and even Intel have surged as investors pour money into anything tied to artificial intelligence. We'll discuss whether the explosive rally is supported by fundamentals and how semiconductor demand is reshaping the global economy.And finally, we ask the question many investors are quietly wondering: Are we witnessing a technological revolution — or another dot-com-style bubble? We'll compare today's AI-driven rally to the market environment of 2000, explore why the Magnificent 7 continue to dominate investor attention, and discuss whether confidence in an “A.I. put” is fueling one of the most concentrated and optimistic stock markets in decades.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 16, 2026  |  Season 40, Episode 20Timestamps and Chapters6:18: Investing Beyond Wall Street in Your IRA29:38: The Semiconductor Supercycle42:11: Bubble Talk: Comparing Today to 2000 Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com 

This week, we explore the stories behind some of the market's most misunderstood concepts—from the medieval origins of the word “hedge” to the rise of modern hedge funds and the risk-management strategies that still shape Wall Street today. We also break down the often-confused difference between bond coupon rates and yield to maturity, explaining why the price you pay for a bond can matter just as much as the interest it pays.Plus, we discuss an important estate-planning rule that could allow heirs to inherit a home and keep the existing mortgage without being forced to refinance, answer a listener question on whether Water ETFs offer a smart way to invest in long-term water scarcity and AI-driven infrastructure demand, and examine the growing disconnect between weak consumer sentiment and a stock market pushing back toward record highs.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 9, 2026  |  Season 40, Episode 19Timestamps and Chapters8:44: Etymology of “Hedge” in Hedge Fund16:44: Income vs. Return: Understanding Bond Math27:20: The Rule That Lets You Keep the House—and the Loan33:23 Will Water ETFs Make a Good Long-Term Investment?37:31: Why Is Everyone Bearish While the Market Rallies?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

This podcast sponsored by Virbac. In honor of Mobility Awareness Month this May, dvm360 is shining a spotlight on the movement health of veterinary patients. Joining host Adam Christman, DVM, MBA, is Kara Amstutz, DVM, DACVSMR (Canine), CVA, CVPP, CCRT, to discuss how proactive mobility care profoundly impacts the quality and duration of life for aging pets.Together, they explore the necessity of a comprehensive, multimodal approach, integrating pain management, targeted nutrition, and physical exercise, while highlighting the essential role joint supplements play in long-term support.

Artificial intelligence (AI) and how it can be used safely and efficiently to increase productivity is a hot topic across many industries, and the affordable rental housing world is no exception to the rule. On this week's episode of Tax Credit Tuesday, Michael Novogradac, CPA, and Brad Weinberg, MAI, CVA, CRE, discuss the use of AI in the affordable housing sector. They first discuss the different types of AI, including chatbots, agentic AI and invisible AI. Novogradac and Weinberg then explain Novogradac's AI strategy and explore how Novogradac clients are integrating AI. They conclude the episode by discussing best practices with AI and share their thoughts about the future of the technology.

In this episode, host Alyssa Watson, DVM, welcomes Margret Lenfest, VMD, DACVSMR, CVA, to discuss a recent Clinician's Brief article, “Canine Therapeutic Joint Injections.” Dr. Lenfest dives into the upside, downside, inside, and outside of injecting joints. She also details the most commonly used products for intra-articular therapy: triamcinolone, hyaluronic acid, and platelet-rich plasma. Resources: https://www.cliniciansbrief.com/article/tji-dogs-best-practices https://www.simparicatriodvm.com Contact: podcast@instinct.vet Where To Find Us: Website: CliniciansBrief.com/Podcasts YouTube: Youtube.com/@clinicians_brief Facebook: Facebook.com/CliniciansBrief LinkedIn: LinkedIn.com/showcase/CliniciansBrief/ Instagram: @Clinicians.Brief X: @CliniciansBrief The Team: Alyssa Watson, DVM - Host Alexis Ussery - Producer & Multimedia Specialist

This week on “Henssler Money Talks,” the hosts begin with the latest market developments, breaking down a fresh round of Big Tech earnings and the Fed's decision to hold rates steady as investors look for clues on what comes next. From there, the conversation turns to artificial intelligence—one of the largest investment themes in today's market—as the team explores the growing demands on energy and infrastructure, the environmental impact of data centers, and whether the pace of the AI buildout may begin to shift.They also tackle a question many homebuyers are facing right now: how much house is too much? Just because you can qualify for a certain price doesn't mean it fits your broader financial life, and stretching for a home can come with trade-offs that aren't always obvious upfront. Finally, they revisit the classic 60/40 portfolio—why it's taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on timing, liquidity, and real-world spending goals may offer a more practical path forward than any one-size-fits-all allocation.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 2, 2026  |  Season 40, Episode 18Timestamps and Chapters8:29: Earnings Roll In, Fed Holds15:36: AI's Buildout: Big Tech, Big Power, Bigger Questions 35:22: Approved Doesn't Mean Affordable48:13: 60/40 Isn't Dead—But It's Not the PlanFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Beau Martonik sits down with Brad Watts, a 15-year muzzleloading hunter and precision rifle competitor who works at CVA, recorded live at the NWTF show. They break down everything a hunter needs to know about muzzleloaders — how to choose the right one for your hunting situation, the difference between pellets, loose powder, and Blackhorn 209, how to properly clean and maintain your gun, and what actually causes misfires in the field. Brad also explains how competing in long-range precision rifle has made him a more confident hunter at every distance, and why that same mentality applies to how you should be practicing with your bow. If you've been intimidated by muzzleloaders or feel like you're missing something, this one clears it up. Topics: 00:00:00 — Intro 00:04:24 – Growing Up Hunting in PA 00:07:03 – Muzzleloader Seasons and Opportunities by State 00:09:30 – Getting Into Muzzleloading 00:13:53 – How Brad Got Into Muzzleloaders Through the Industry 00:15:03 – Keeping It Simple vs. Going Down the Rabbit Hole 00:17:51 – Precision Rifle and How It Makes You a Better Hunter 00:23:24 – The Importance of Practice 00:30:57 – Understanding Calibers, Bullets, and Powder Charges 00:36:47 – Pellets vs. Loose Powder vs. Blackhorn 209 00:42:05 – Cleaning and Maintenance 00:53:00 – Moisture, Misfires, and Storing Your Muzzleloader 00:59:32 – Common Mistakes and How to Avoid Them 01:07:43 – New CVA Products — Endura, Optima XP, Cascade Rimfire 01:15:16 – Closing + Where to Find CVA Save 10% on CVA muzzleloaders, rifles, and accessories at ⁠bpioutdoors.com/cva⁠ — use code EASTMEETSWEST10 Instagram:   ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@eastmeetswesthunt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@beau.martonik⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook:   ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠East Meets West Outdoors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop Hunting Gear and Apparel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eastmeetswesthunt.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: Beau Martonik - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCQJon93sYfu9HUMKpCMps3w⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Partner Discounts and Affiliate Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eastmeetswesthunt.com/partners⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Poncho Outdoors - Poncho Outdoors makes tough, sharp-looking, no-BS apparel for hardworking outdoorsmen who put in the time year-round. Go to ⁠⁠⁠⁠⁠⁠⁠⁠ponchooutdoors.com/EASTMEETSWEST⁠⁠⁠⁠⁠⁠⁠⁠ to save $10 and free shipping Amazon Influencer Page ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.amazon.com/shop/beau.martonik⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week the “Henssler Money Talks” hosts are focusing on What Everyone Is Asking, because for many investors, financial planning doesn't start with a grand strategy—it starts with the same practical questions coming up again and again, and the need for thoughtful, real-world guidance.We begin with one of the most important relationships in finance: the adviser: Should we shop for financial advisers and if so, how often? When looking for a financial adviser, what should you look for when interviewing them?From there, we take on a growing narrative: do you even need an adviser at all? If you've got a pension, Social Security, a 401(k), and steady income, can you simply piece it together with the help of the internet, AI, and a few trusted voices—or is there more beneath the surface?After the break, we address: Should I liquidate my rental property… or even my personal residence? We'll unpack what's really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cost—especially when life circumstances begin to shift.We'll close with a foundational question that often gets overlooked: How much do you actually need to start investing? Because getting started is less about hitting a number and more about understanding the discipline behind it.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 25, 2026  |  Season 40, Episode 17Timestamps and Chapters9:48: Should I Shop for a Financial Adviser?16:27: Do I Even Need a Financial Adviser?21:08: Should I Pay Everything Off to Be Debt Free?31:25: Should I Liquidate My Property?40:32: How Much Do I Need to Start Investing?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

In this episode of The D Shift, Mardi Winder is joined by Keri Gwynne and Ryan Finley for a direct, practical conversation on what it actually takes to prepare for divorce mediation the right way.This is not about “getting through” mediation. This is about protecting your outcomes.Too many people walk into mediation unprepared. They are emotionally overwhelmed, unclear about their financial reality, and making real-time decisions that will impact them for years. This is where costly mistakes happen. This conversation breaks down how to approach mediation strategically across three critical areas: your children, your finances, and your long-term stability. Keri shares how detailed, well-structured parenting plans reduce conflict and protect children from being pulled into the middle. Ryan explains how to understand your full financial picture, when forensic accounting is worth the investment, and how to ensure nothing is being overlooked or hidden. Together, they highlight what real preparation looks like. Emotional regulation so you can think clearly under pressure, financial clarity so you know what you are agreeing to, and a defined strategy so you are not reacting in the moment.If you are heading into mediation or even thinking about it, this episode will challenge you to stop hoping it works out and start preparing so it does.Key Takeaways• Why mediation outcomes are directly tied to preparation, not luck• How detailed parenting plans prevent future conflict and protect children• The biggest financial mistakes people make before and during mediation• When it makes sense to investigate hidden assets and when it does not• How to walk into mediation with clarity on what you need and what you will accept• Why emotional regulation is critical to making sound decisions under pressure• The role of the right professionals in protecting your long-term outcomesAbout the Guests:Keri Gwynne is a Certified Divorce Coach and CEO of Starting Point by Freedom, a comprehensive divorce service offering coaching, mediation, and family-focused guidance. With certifications in both High Conflict and Transitional Divorce, she has helped guide more than 550 families across the nation through the divorce process with clarity and confidence. Through her own lived experience as a high-conflict divorce survivor, Keri blends empathy, compassion, and resilience with deep professional expertise to help individuals rebuild and reclaim their lives after divorce. Ryan Finley is the Founder of Freedom Financial Services Group, a divorce finance advisory firm helping families, attorneys, and courts navigate the financial complexities of divorce. With more than twenty years of executive leadership in finance and forensic accounting, Ryan has guided hundreds of families nationwide toward financial clarity and confidence. As a CPA, CDFA, CVA, and court-approved mediator, Ryan brings both technical precision and empathy to the table—bridging the gap between financial analysis and human understanding. His ability to simplify complex financial issues and foster productive dialogue makes him a trusted resource for attorneys and clients alike.To connect with Keri and Ryan: Website: https://www.startingpointfreedom.com/ Website: https://www.freedomfsg.com/Ryan's phone: 941-945-2846About the HostMardi Winder is a Strategic Divorce Consultant and High-Conflict Divorce Coach who helps high-achieving individuals navigate divorce with clarity, confidence, and control. Drawing on more than 30 years of experience in mediation, divorce coaching and conflict resolution, she supports clients in making smart decisions while reducing emotional and financial fallout, particularly in high-conflict, high-asset and complex divorces. Mardi is the founder of Positive Communication Systems, LLC, and the Strategic Divorce Directory, LLC.For Mardi's gift: The Resilience Building Blueprint: A 28-Day Journey To A Stronger You https://www.divorcecoach4women.com/rbbConnect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinderadams/Instagram: https://www.instagram.com/divorcecoach4women/YouTube: https://www.youtube.com/@divorcecoach4womenThanks for Listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have feedback or questions about this episode? Leave a comment in the section below!Subscribe to the PodcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. 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This week's episode looks at how shifting priorities are showing up in both our personal lives and the broader financial landscape. From the rising cost of spring break—where family vacations are increasingly built around the kids—to the complex questions ultra-high-net-worth families face when passing wealth to the next generation, we explore how decisions today can shape outcomes for years to come.We also turn to the markets, where investors are weighing geopolitical tension and rising oil prices against encouraging inflation data and a rally that's pushed stocks to fresh all-time highs. And as always, we'll wrap with a listener question—this time on what to do with a long-term underperforming investment sitting on embedded gains in a taxable account.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 18, 2026  |  Season 40, Episode 16Timestamps and Chapters9:09: Built for the Kids: The Evolution of Spring Break26:35: Guardrails for Generational Wealth41:24: Markets Reach All-Time High51:54: Listener Question: Underperforming Investment with Embedded GainsFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Artificial intelligence is quickly becoming the headline explanation for layoffs—but the story underneath is more nuanced. We'll unpack the rise of “AI washing,” where companies point to future efficiency gains to justify workforce cuts that are often more about correcting pandemic-era overhiring and tightening costs. Along the way, we'll explore why only a small portion of layoffs are truly driven by current AI replacement—and why invoking AI can send a powerful signal to investors, even when the fundamentals haven't changed.Then, we turn to a different kind of risk—one that often comes from success. Concentrated positions tend to build when something goes very right, but over time, they can quietly introduce significant exposure. We'll break down why investors hesitate to unwind them, the real risks hiding beneath the surface, and practical ways to diversify without making all-or-nothing decisions.Because whether it's headlines around AI or a portfolio shaped by big winners, the key is understanding what's really driving the story—and making decisions that help preserve what you've built.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 11, 2026  |  Season 40, Episode 15Timestamps and Chapters7:17: AI Washing Wall Street 25:16: Your Biggest Winner… Your Biggest RiskFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Markets are showing signs of strain to start the week, with stocks flirting with correction territory, volatility on the rise, and geopolitical tensions—particularly around oil and the Strait of Hormuz—adding another layer of uncertainty. But the bigger story may lie ahead, as upcoming data on jobs, manufacturing, and consumer spending helps determine whether the economic backdrop can steady investor sentiment—or give markets something new to react to.From there, we shift to the “on-demand” economy—where convenience has never been faster, or easier to take for granted. When a forgotten laptop charger can arrive at your hotel door in 20 minutes, it highlights just how much these platforms have reshaped daily life. But behind that seamless experience is a bigger question: are these companies building durable, profitable businesses—or operating on razor-thin margins to meet ever-rising expectations?Finally, we look at a small change that could carry broader implications—the potential elimination of the penny. As transactions begin rounding to the nearest nickel, businesses, consumers, and policymakers alike will need to adjust. We'll explore what this shift means in practice, from pricing strategies to tax considerations, and whether removing the penny is simply a cost-saving move—or a subtle change with meaningful ripple effects.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — April 4, 2026  |  Season 40, Episode 14Timestamps and Chapters8:25: Close to Correction24:24: The Business of Convenience: Fast, Easy… and Profitable?45:25: No Pennies, No Problem? The Economics of Rounding Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

You know how most things your conventional doctor tells you are wrong? Well, the same applies to your vet!

In today's episode, Jon and Becky sit down with Nicole R. Smith, CVA, Executive Director of AL!VE (Association of Leaders in Volunteer Engagement), to talk about what it really looks like to treat volunteers as a strategic powerhouse, not an afterthought.Nicole has spent her career championing the people who champion volunteers, and she's here to close the gap between organizations that say volunteers are vital and the ones that actually build systems to prove it.

As horses age, managing their soundness using a multimodal approach becomes increasingly important. Experts emphasize proactive joint care, appropriate exercise, and routine veterinary evaluations. Regular, low-impact work helps maintain joint mobility and muscle support, while avoiding long periods of confinement, which can worsen stiffness. Strategic hoof balance, body condition management, and early intervention for mild lameness are key. With thoughtful management and early attention to subtle changes, many senior horses can remain comfortable and active for years.During this episode, two experts discuss keeping horses sound as they age.About the Experts: Lauren Trager, DVM, MS, Dipl. ACVSMR, is a clinical assistant professor of equine sports medicine at the Virginia Maryland College of Veterinary Medicine, in Blacksburg. She is a diplomate of the American College of Veterinary Sports Medicine and Rehabilitation. Trager loves to teach and enjoys working on challenging lameness and poor performance cases, particularly those with neck and back pain and anything that involves advanced imaging.Howland M. Mansfield, DVM, CVA, CVMMP, of Summerville, South Carolina, received her DVM from Tuskegee University School of Veterinary Medicine, in Alabama, and completed internships in both general equine medicine and surgery and in advanced equine reproduction. She is certified in both veterinary acupuncture and veterinary medical manipulation. She has practiced along the East Coast over the course of 14 years, in addition to time in Germany providing veterinary care for some of the most elite show horses in Europe. In 2012 Mansfield was named by the South Carolina Horseman's Council as the Horse Person of the Year for her efforts in equine rescue and in combating animal cruelty. She joined American Regent in 2023 as a technical services veterinarian where she can support the welfare of and improve health care for horses and small animals throughout the U.S.

On this episode of American Potential, host David From is joined by John Vick, Executive Director of Concerned Veterans for America, for a year-end conversation focused on restoring Congress's constitutional role in decisions of war and peace. John explains why repealing outdated Authorizations for Use of Military Force—passed in the wake of 9/11 with no sunset clauses—is essential to reestablishing accountability and preventing endless, open-ended conflicts. With most of the lawmakers who approved those authorizations no longer in office, the episode highlights growing bipartisan agreement that Congress must reclaim its responsibility when Americans are sent into harm's way. The discussion also covers CVA's major work this year, including advancing the Veterans Access Act to improve timely health care for veterans, and how grassroots advocacy helped drive real policy change. John shares what's ahead for CVA in 2026 as the organization continues empowering veterans and citizens nationwide to engage in the democratic process.