Podcasts about cva

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Best podcasts about cva

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Latest podcast episodes about cva

Dr. Chapa’s Clinical Pearls.
Vag E2 in Women With CVA HX?

Dr. Chapa’s Clinical Pearls.

Play Episode Listen Later Sep 13, 2025 22:56


Stroke (CVA) is very common in women, who have a higher risk than men over their lifetime; one in five women between the ages of 55 and 75 will experience a stroke. Stroke is a significant concern for women's health, being the third leading cause of death and causing more deaths than breast cancer. While systematic estrogen containing menopausal HT has been considered contraindicated in those with prior CVA history, is local/vaginal E2 therapy safe? A new population-based study gives us some insights. Listen in for details.1. Recurrent Ischemic Stroke and Vaginal Estradiol in Women With Prior Ischemic Stroke: A Nationwide Nested Case-Control Study; https://www.ahajournals.org/doi/10.1161/STROKEAHA.125.0509862. NAMS 2022 Position Statement; chrome-https://menopause.org/wp-content/uploads/professional/nams-2022-hormone-therapy-position-statement.pdf3. Stroke News & Brain Health | Published: August 21, 2025; https://newsroom.heart.org/news/vaginal-estrogen-tablets-may-be-safe-for-postmenopausal-women-who-have-had-a-stroke4. https://www.obgproject.com/2022/11/21/north-american-menopause-society-releases-2017-hormone-therapy-statement/5. https://www.goredforwomen.org/en/know-your-risk/risk-factors/risk-of-stroke-in-women-infographic#:~:text=Stroke%20in%20U.S.%20Women%20by,risk%20decreases%20in%20women%20who:

Capital
Capital Intereconomía 11:00 a 12:00 05/09/2025

Capital

Play Episode Listen Later Sep 5, 2025 54:59


En Capital Intereconomía entrevistamos a María Matos, directora de Estudios y portavoz de Fotocasa, para analizar cómo el precio de la vivienda registra su mayor alza histórica, con una subida del 12,7% en el segundo trimestre. En los Desayunos de Capital, conversamos con Ricardo Rodríguez, Head of Sales B2B de Holafly, sobre el liderazgo de la compañía en conectividad para viajeros, sus proyectos, tendencias y mercados internacionales. En el Foro Empleo, abordamos la situación laboral con Marisa Cruzado, socia en CVA, y Carlos Ruiz, director de estudios del IEE. Temas: el peor verano en empleo en seis años, con casi 200.000 afiliados menos, el debate en el Congreso sobre la reducción de la jornada laboral, y el preocupante aumento de los jóvenes que ni estudian ni trabajan, un 10% más desde 2021.

Money Talks Radio Show - Atlanta, GA
August 30, 2025: The Road Ahead: Street-Legal Carts & Staying Safe Online

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Aug 30, 2025 57:18


We'll be diving into the surprising rise of golf carts as everyday transportation. Since the pandemic, the golf cart industry has grown fivefold into a $5 billion market. We'll discuss how communities are making them street legal and why families are trading in SUVs for carts to run errands or cruise around town and contrasting the charm with the frustrations, from traffic slowdowns to unsafe driving by teens and even kids.While golf carts weaving through the suburbs are just one example of how technology and convenience can disrupt the guardrails of safety, some people are upset that this “golf cart revolution” is creating roadblocks. And speaking of roadblocks, we all travel a different kind of road every day—the information superhighway—which brings us to our next topic: cybersecurity.Joining us is Mark Hurley, CEO of Digital Privacy & Protection LLC, a company that provides personal digital protection services to the clients of wealth managers throughout the United States and Canada. He'll share best practices for protecting your data in an increasingly complex online world that exposes us all to greater threats.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — August 30, 2025  |  Season 39, Episode 35Timestamps and Chapters5:55: The Golf Cart Revolution17:19: Interview with Mark Hurley of Digital Privacy & Protection LLCFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

MAP IT FORWARD Middle East
EP 884 Ian Fretheim - The CVA Won't Fix Anything In Coffee - Map It Forward Middle East Podcast Lee Safar

MAP IT FORWARD Middle East

Play Episode Listen Later Aug 28, 2025 21:31


If you love what we do, become a premium YouTube Subscriber or join our Patreon: • https://www.patreon.com/mapitforward• https://www.youtube.com/mapitforwardCheck out our on-demand workshops here: • https://mapitforward.coffee/workshopsConsider joining one of our Mastermind Groups here:• https://mapitforward.coffee/groupcoachingJoin our mailing list:• https://mapitforward.coffee/mailinglist••••••••••••••••••••••••••••••••This is the 4th of a five-part series featuring Ian Fretheim, Director of Sensory Analysis at US-based coffee importer, Cafe Imports, on The Map It Forward Middle East Podcast, hosted by Map It Forward Founder Lee Safar.This series originally aired on the global podcast and is a companion series to our discussion with Reza Kosar on this Middle East Podcast that aired last month. Both series follow the same discussion flow.In this series, Lee and Ian will explore the question, "What is Quality in the Coffee Industry?".The titles of the 5 episodes of this series are:1. Tools for Assessing Coffee Quality - https://youtu.be/5iEIRX6pU182. How Do We Define Quality? - https://youtu.be/PxpoXDy2YNk3. Quality, Hype, and Coffee Competitions - https://youtu.be/6ll7-9yy8-Q4. The CVA Won't Fix Anything In Coffee - https://youtu.be/yA0s1aGZ2Yw5. Q Graders, Cuppers, and Technology - https://youtu.be/w57Wv5DY18UIn this episode of the podcast series, Lee and Ian discuss the concept of quality in the coffee industry, emphasizing the challenges with defining 'distinctive attributes' and the limitations of the Coffee Value Assessment (CVA) in resolving transparency issues. Ian criticizes the CVA for potentially increasing opacity rather than clarity and argues that it fails to address fundamental issues around quality and cupping forms. Tune in to understand why the industry might not benefit from the CVA and how true transparency can be achieved.Connect with Ian Fretheim and Cafe Imports here:https://www.linkedin.com/in/ian-fretheim-31628323/https://www.cafeimports.com/north-america/sensory-analysis/coffeerose••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

director technology tools coffee hype mastermind groups cva coffee industry sensory analysis cafe imports middle east podcast lee safar map it forward
MAP IT FORWARD Middle East
EP 881 Ian Fretheim - Tools for Assessing Coffee Quality - Map It Forward Middle East Podcast Lee Safar

MAP IT FORWARD Middle East

Play Episode Listen Later Aug 25, 2025 20:01


This episode is brought to you by Raw Beverage Trading - Your hospitality supply chain partner. Connect at sale@rawcoffee.ae••••••••••••••••••••••••••••••••This is the first of a five-part series featuring Ian Fretheim, Director of Sensory Analysis at US-based coffee importer, Cafe Imports, on The Map It Forward Middle East Podcast, hosted by Map It Forward Founder Lee Safar.This series originally aired on the global podcast and is a companion series to our discussion with Reza Kosar on this Middle East Podcast that aired last month. Both series follow the same discussion flow.In this series, Lee and Ian will explore the question, "What is Quality in the Coffee Industry?".The titles of the 5 episodes of this series are:1. Tools for Assessing Coffee Quality - https://youtu.be/5iEIRX6pU182. How Do We Define Quality? - https://youtu.be/PxpoXDy2YNk3. Quality, Hype, and Coffee Competitions - https://youtu.be/6ll7-9yy8-Q4. The CVA Won't Fix Anything In Coffee - https://youtu.be/yA0s1aGZ2Yw5. Q Graders, Cuppers, and Technology - https://youtu.be/w57Wv5DY18UIn this episode of the series, Lee and Ian discuss the tools used to assess coffee quality, including cupping forms, gadgets, and the essential role of people. Ian shares insights from his extensive experience at Cafe Imports and highlights the industry's broader issues of defining and measuring coffee quality.This episode also covers a discussion about the current state and effectiveness of the Coffee Value Assessment (CVA) in the specialty coffee industry. Ian critiques the CVA for being inadequate in its claims and emphasizes the distinction between specialty coffee professionals and food technologists. Connect with Ian Fretheim and Cafe Imports here:https://www.linkedin.com/in/ian-fretheim-31628323/https://www.cafeimports.com/north-america/sensory-analysis/coffeerose••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

director technology tools coffee hype assessing cva coffee industry sensory analysis cafe imports middle east podcast lee safar map it forward
Money Talks Radio Show - Atlanta, GA
August 23, 2025: Investing Like a Star, Paying Like a Homeowner, Watching Like a Trader

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Aug 23, 2025 60:26


What do Bad Bunny, Patrick Mahomes, and Steph Curry have in common? They're not just stars in music and sports—they're also among the top celebrity investors. We'll dive into the numbers and reveal the surprising ways these names are generating serious returns. From luxury real estate to endorsement deals to intellectual property, their stories highlight an often-overlooked lesson: the power of diversification.It's also that time of year when property tax bills hit mailboxes—and homeowners feel the pinch. That sparked a bigger conversation: should you manage your own insurance and tax payments, or let your lender handle it through an escrow account? We'll unpack how escrow really works, the buffers mortgage companies require, and whether handling it yourself could save you money.And after the break, we'll tackle the markets. From this week's volatility to the ongoing debate over inflation, the likelihood of interest rate cuts, and whether we're in an AI bubble, we'll cover what's driving investor sentiment. Plus, we'll look at earnings from retail giants like Walmart and Target, and why some big-name tech stocks are shifting from growth stories to value plays—even with sky-high valuations.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — August 23, 2025  |  Season 39, Episode 34Timestamps and Chapters5:30: Celebrities Crushing It as Investors14:22: Property Taxes18:06: Escrow: DIY or Leave It to the Lender?39:17: Volatility, Interest Rates and Tech as Value Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial.Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

The MAP IT FORWARD Podcast
EP 1424 Ian Fretheim - The CVA Won't Fix Anything In Coffee - The Daily Coffee Pro Podcast by Map It Forward with Lee Safar

The MAP IT FORWARD Podcast

Play Episode Listen Later Aug 21, 2025 21:31


If you love what we do, become a premium YouTube Subscriber or join our Patreon: • https://www.patreon.com/mapitforward• https://www.youtube.com/mapitforwardCheck out our on-demand workshops here: • https://mapitforward.coffee/workshopsConsider joining one of our Mastermind Groups here:• https://mapitforward.coffee/groupcoachingJoin our mailing list:• https://mapitforward.coffee/mailinglist••••••••••••••••••••••••••••••••••This is the 4th of a five-part series featuring Ian Fretheim, Director of Sensory Analysis at US-based coffee importer, Cafe Imports, on The Daily Coffee Pro Podcast by Map It Forward, hosted by Map It Forward Founder Lee Safar.In this series, Lee and Ian will explore the question, "What is Quality in the Coffee Industry?".This series is a companion series to the series with Reza Kosar, owner of Slick Coffee Co. in Oman, where we explore the identical 5 from the perspective of a highly trained sensory professional and CoE judge based in the Middle East. You can find details of the first episode of that series here: https://www.mapitforward.coffee/middleeastpodcast/daily-coffee-pro-866The titles of the 5 episodes of this series are:1. Tools for Assessing Coffee Quality - https://youtu.be/G_SFo_SzjZE2. How Do We Define Quality? - https://youtu.be/YDyEBIKQs3k3. Quality, Hype, and Coffee Competitions - https://youtu.be/otdzLhL2e984. The CVA Won't Fix Anything In Coffee - https://youtu.be/AUe6fZd7oc05. Q Graders, Cuppers, and Technology - https://youtu.be/wxPWDHv9UwMIn this episode of the podcast series, Lee and Ian discuss the concept of quality in the coffee industry, emphasizing the challenges with defining 'distinctive attributes' and the limitations of the Coffee Value Assessment (CVA) in resolving transparency issues. Ian criticizes the CVA for potentially increasing opacity rather than clarity and argues that it fails to address fundamental issues around quality and cupping forms. Tune in to understand why the industry might not benefit from the CVA and how true transparency can be achieved.Connect with Ian Fretheim and Cafe Imports here:https://www.linkedin.com/in/ian-fretheim-31628323/https://www.cafeimports.com/north-america/sensory-analysis/coffeerose••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

The MAP IT FORWARD Podcast
EP 1421 Ian Fretheim - Tools for Assessing Coffee Quality - The Daily Coffee Pro Podcast by Map It Forward with Lee Safar

The MAP IT FORWARD Podcast

Play Episode Listen Later Aug 18, 2025 19:58


If you love what we do, become a premium YouTube Subscriber or join our Patreon: • https://www.patreon.com/mapitforward• https://www.youtube.com/mapitforwardCheck out our on-demand workshops here: • https://mapitforward.coffee/workshopsConsider joining one of our Mastermind Groups here:• https://mapitforward.coffee/groupcoachingJoin our mailing list:• https://mapitforward.coffee/mailinglist••••••••••••••••••••••••••••••••••This is the first of a five-part series featuring Ian Fretheim, Director of Sensory Analysis at US-based coffee importer, Cafe Imports, on The Daily Coffee Pro Podcast by Map It Forward, hosted by Map It Forward Founder Lee Safar.In this series, Lee and Ian will explore the question, "What is Quality in the Coffee Industry?".This series is a companion series to the series with Reza Kosar, owner of Slick Coffee Co. in Oman, where we explore the identical 5 from the perspective of a highly trained sensory professional and CoE judge based in the Middle East. You can find details of the first episode of that series here: https://www.mapitforward.coffee/middleeastpodcast/daily-coffee-pro-866 The titles of the 5 episodes of this series are:1. Tools for Assessing Coffee Quality - https://youtu.be/G_SFo_SzjZE2. How Do We Define Quality? - https://youtu.be/YDyEBIKQs3k3. Quality, Hype, and Coffee Competitions - https://youtu.be/otdzLhL2e984. The CVA Won't Fix Anything In Coffee - https://youtu.be/AUe6fZd7oc05. Q Graders, Cuppers, and Technology - https://youtu.be/wxPWDHv9UwM In this episode of the series, Lee and Ian discuss the tools used to assess coffee quality, including cupping forms, gadgets, and the essential role of people. Ian shares insights from his extensive experience at Cafe Imports and highlights the industry's broader issues of defining and measuring coffee quality.This episode also covers a discussion about the current state and effectiveness of the Coffee Value Assessment (CVA) in the specialty coffee industry. Ian critiques the CVA for being inadequate in its claims and emphasizes the distinction between specialty coffee professionals and food technologists. Connect with Ian Fretheim and Cafe Imports here:https://www.linkedin.com/in/ian-fretheim-31628323/ https://www.cafeimports.com/north-america/sensory-analysis/coffeerose ••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

Money Talks Radio Show - Atlanta, GA
August 16, 2025: Inflation Watch, Sexy Savings, Nvidia's Millionaire Machine, and Stock You'll Never See

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Aug 16, 2025 57:14


 We kick off the show with a look at the week's market action, where a slight uptick in the Consumer Price Index contrasted with a much stronger-than-expected Producer Price Index. With inflation data in focus, markets are now leaning heavily toward the Fed cutting rates at its September meeting. Gen Z is redefining romance, ditching pricey dinners for budget-friendly (and often free) date nights, all while prioritizing savings and paying down debt. But here's the twist: financial stability might just be the ultimate attraction. This week, we'll explore why Gen Z could be the most financially literate generation yet, how cheap dates can still be meaningful, why financial security can be “sexy,” and what it all means for love, independence, and long-term happiness. Meanwhile, Nvidia's explosive rise in the AI chip market has minted millionaires at a jaw-dropping pace as nearly half its employees are reportedly worth more than $25 million. But behind the stock-fueled fortune lies a high-pressure culture some call “golden handcuffs,” where long hours and relentless expectations come with the territory. And speaking of stock compensation, it can be a powerful wealth-building tool, but it's also packed with tricky tax questions. We'll tackle a real-world RSU scenario: If taxes are withheld at grant date, but you won't receive the stock until it vests—and you know you'll retire before some of those shares vest—should you accept them anyway? Or is it smarter to walk away from stock you'll never see? We'll break down how RSUs work, the tax implications, and strategies to consider when your career timeline clashes with your vesting schedule. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — August 16, 2025  |  Season 39, Episode 33 Timestamps and Chapters 5:31: Slowing Consumer Prices but Hot Producer Prices 17:47: Is Financial Stability the New Love Language? 28:26: From Stock Options to Stress 37:32: When Your Vesting Schedule Outruns Your Career Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Money Talks Radio Show - Atlanta, GA
August 9, 2025: Data Games, Rising Costs, and Retirement Plays

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Aug 9, 2025 59:04


This week on “Henssler Money Talks,” we examine the implications of Donald Trump's firing of Bureau of Labor Statistics Commissioner Erika McEntarfer after the release of weaker-than-expected jobs data. Critics argue the move threatens the credibility of U.S. economic reporting, but are inconsistent readings just a byproduct of the antiquated ways they collect their data and dwindling survey response rates? As the cost of living continues to climb, we break down SmartAsset's latest findings on the salary needed to live comfortably in each U.S. state. From Hawaii's sky-high income thresholds to West Virginia's relative affordability, we explore what these findings mean for individuals, families, and long-term financial planning—especially as median wages fall short of what it now takes to get by.After the break, we turn our focus to annuities, providing our take on these investment products. Furthermore, should a retiree put 25% of their assets into an annuity to help with Required Minimum Distributions? We'll walk through the essential questions to ask, from the type of annuity being recommended to how it fits into a comprehensive financial plan.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — August 9, 2025  |  Season 39, Episode 32Timestamps and Chapters4:42: Defensive Sectors, Consumer Sentiment, and Solid Earnings 9:43: Rigged or Reputable? The Battle Over U.S. Job Data24:28: Sticker Shock: The New Price of Living Well in America39:53: RMD Strategy or Sales Pitch? What to Ask About AnnuitiesFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial.Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Money Talks Radio Show - Atlanta, GA
August 2, 2025: Rates on Hold, Taxes in Motion, and Money of Tomorrow

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Aug 2, 2025 62:06


This week, we're breaking down several key economic reports, including the Conference Board Consumer Confidence Index, the first estimate of second-quarter GDP, and the PCE deflator—the Fed's preferred measure of inflation. It's been a data-heavy week, capped by the conclusion of the Federal Reserve's FOMC meeting on Wednesday, where policymakers held rates steady and signaled a more cautious outlook on future rate moves.We're also joined by special guest Matthew Reed, CPA/ABV, for a post–tax season debrief. He shares key takeaways from the most recent filing season and walks us through major provisions in the One Big Beautiful Act, passed on July 4, highlighting the potential impact on both individual and business tax planning strategies.Plus, in Part 2 of our Evolution of Payments series, we dive into stablecoins—a type of cryptocurrency designed to maintain a steady value by being pegged to assets like the U.S. dollar. But if they're backed by dollars, why not just use dollars? We explore what sets stablecoins apart from more volatile cryptocurrencies like Bitcoin and Ethereum, and why they're gaining traction in the financial world despite their dollar ties.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — August 2, 2025  |  Season 39, Episode 31Timestamps and Chapters5:06: Fed Holds Rates, No Set Plan for a Future Rate Cut 14:42: Matthew Reed, CPA/ABV: Post-Tax Season Debrief 22:18: Matthew Reed, CPA/ABV: OBBBA Changes that Affect You43:23: Part 2, Evolution of Payments: StablecoinFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. 

Money Talks Radio Show - Atlanta, GA
July 26, 2025: Power, Privilege & Payments: What's Changing in Your Wallet

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Jul 26, 2025 74:35


What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, we unpack the power and purpose of the Federal Reserve—who runs it, who appoints them, and how their decisions ripple through everything from Treasury bonds to your credit card APR. We break down the rates the Fed actually controls (spoiler: it's not all of them) and why those moves matter. Plus, if the Fed is supposed to be independent, why does it feel like politics—especially Trump's calls for lower rates—are always lurking in the background?Next, we ask, “Is the upper middle class having an identity crisis?” We dig into the surprising squeeze on America's “comfortably wealthy.” From overcrowded Amex lounges to bidding wars for average homes, we explore how rising wealth—especially among the top 10%—is making luxury feel less exclusive. We explore what it means for expectations around lifestyle and status, and how the wealth ladder is getting more crowded at the top.In Part 1 of our series on the evolution of payments, we dive into the rise of credit cards and how they reshaped the way we spend. We explore the move toward a cashless society—fueled by digital wallets and tap-to-pay tech—but also spotlight the pushback: small businesses are passing credit card fees onto customers, and even some places going cash-only. So where are we really headed? Is cash dying, or just evolving?Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — July 26, 2025  |  Season 39, Episode 30Timestamps and Chapters8:27: Third of the Way Through Earnings Season19:58: The Fed's Big Influence 32:03: Too Many Millionaires, Not Enough Pool Chairs54:13: From Cash to Tap: How Credit Cards Changed EverythingFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial.

The Intentional Agribusiness Leader Podcast
Nic McCarthy: From Applicator to CEO: Culture, Integrity & Change

The Intentional Agribusiness Leader Podcast

Play Episode Listen Later Jul 21, 2025 40:53


Join our champion program: mark@themomentumcompany.comAttend a Thriving Leader event: https://www.themomentumcompany.com/thrivingleader2025Instagram: @the.momentum.companyLinkedIn: /momentum-companyIn this inspiring episode of The Intentional Agribusiness Leader podcast, Mark Jewell sits down with Nicholas McCarthy, the newly appointed CEO of Central Valley Ag (CVA). With 25 years of experience rising through the ranks—from applicator to the top seat—Nick shares a raw, honest look at leadership, culture, and the role of faith and humility in his journey. This episode is packed with wisdom on creating high-trust organizations, empowering local leadership, navigating talent challenges, and leveraging technology in modern agribusiness.Key Takeaways:Leading with Core ValuesNick defines intentional leadership as living true to your values—trust, integrity, honoring your name, and doing what you say you'll do. These values guide both his personal and professional life.Culture Is Local and People-FirstCVA emphasizes enabling local leaders to make meaningful decisions. With a massive geographic footprint, the company empowers location managers with hiring, operations, and P&L ownership—building trust and adaptability into the culture.Transparent Leadership Drives LoyaltyNick shares how transparency and regular, honest conversations with employees have become a critical differentiator for CVA in talent retention—especially in rural communities.From Failure to FeedbackNick opens up about strategy missteps and how CVA's culture gave him the confidence to take risks, fail, and grow. He stresses the importance of owning failures and using them to build better systems.Technology as an Accelerator, Not a ReplacementRather than replacing people, Nick sees AI and automation as tools that shift job duties and elevate human potential. Leaders who embrace tech will outperform in tomorrow's agribusiness landscape.Sharpen Your AxeNick closes with a powerful reminder that leaders must pause to recharge—whether it's reading scripture, spending time with family, or simply stepping back to gain perspective. “Sharpen your axe” to keep leading with excellence.Notable Quotes:"You enter this world with your name, and you leave with your legacy. That's what matters." – Nicholas McCarthy "Culture isn't a poster on the wall—it's how people show up to work every day." – Mark Jewell "50% of your competition is eliminated by effort alone. Just showing up makes you stand out." – Nicholas McCarthy "Don't be afraid to fail. But when you do, own it, and use it to build something better." – Nicholas McCarthy "When I go home to eat lunch, I sharpen my axe." – Nicholas McCarthyAction Steps:Revisit your core values and ask: Am I living and leading by them daily?Schedule bi-weekly 1:1s with your team to foster real, human connection.Identify one job function that could be enhanced or streamlined with technology.Take 30 minutes this week to “sharpen your axe”—read, reflect, or recharge.Share this episode with a teammate who needs encouragement on their leadership path.Listen If You Are:A leader navigating organizational change or successionA rural-based business struggling with talent attraction and retentionCurious about AI's role in agribusinessLooking for a practical example of value-driven leadershipA fan of leadership rooted in humility, family, and faith

Money Talks Radio Show - Atlanta, GA
July 19, 2025: Finance Meets Feelings: A Behavioral Look at Buying, Leasing, and Investing

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Jul 19, 2025 64:14


When it comes to money decisions, the numbers don't always win. This week, we're diving into how behavioral finance influences the way we approach big purchases—like buying versus leasing a car or choosing a home that stretches the budget. While one option might make the most sense on paper, your lifestyle, habits, and even emotions may lead you in another direction.If you've been with your car insurance company for 25 years, but switching providers offers better coverage, lower deductibles, and hundreds in savings—what do you do? For many, the emotional weight of loyalty outweighs the financial upside of making a change.Leasing isn't just for cars anymore—it's becoming a business model for everything from HVAC systems to washers, dryers, refrigerators, and water heaters. While leasing can ease upfront costs, it often comes with long-term financial drawbacks. We break down the numbers, compare short- vs. long-term costs, and discuss why lifestyle convenience often trumps financial optimization.Is tapping into your home equity ever a smart investment move? If your potential returns exceed your mortgage rate, maybe—but it's not just a math equation. We examine the behavioral and practical factors: cash flow, interest rates, risk tolerance, and the peace of mind that comes from being debt-free. Plus, what if you already have extra cash—should you invest it or knock down the mortgage?Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — July 19, 2025  |  Season 39, Episode 29Timestamps and Chapters7:28: Tame Market, Muted Returns14:24: Loyalty vs. Logic: When Staying Costs More 25:14: The New Lease on Spending: Buy vs. Lease in Everyday Life36:18: The Psychology of a Big Purchase49:51: Home Equity: Invest It or Pay Down Debt?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial.

Money Talks Radio Show - Atlanta, GA
July 12, 2025: Retirement Confidence, Pension Risks, and Strategies of the Wealthy—and a Pet Baboon

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Jul 12, 2025 65:31


 Three weeks ago, we dug into the details of what pet ownership can cost over the lifetime of a pet; however, those totals didn't include what fines you might get if your pet decides to run wild! We look at some cases of animals on the loose in Atlanta, including pet baboons, buffaloes, and pythons. According to the 2025 Retirement Confidence Survey, 67% of American workers feel confident in their ability to have enough money to live comfortably throughout their retirement, but that confidence is shadowed by deep concerns over potential cuts to Social Security and Medicare. We also explore shifting retirement timelines, rising health care costs, and growing demand for emergency savings solutions within retirement plans. K.C. shares the ins and outs of planning retirement with a pension—and the risks that often go overlooked, such as the lack of inflation protection to reduced survivor benefits and long-term funding concerns.  We will also discuss why some employers are shifting toward hybrid models that include a 401(k) component to help fill the gaps. After the break, we unpack the jaw-dropping strategy known as “Buy, Borrow, Die”—a legal tax loophole the ultra-wealthy use to build massive fortunes, fund lavish lifestyles, and pass on wealth to heirs nearly tax-free. It's a masterclass in how America's richest sidestep income and estate taxes, exposing the widening gap between the tax code for the few—and the one for everyone else. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — July 12, 2025  |  Season 39, Episode 27 Timestamps and Chapters10:12: Atlanta's Animals Running Wild15:43: EBRI 2025 Retirement Confidence Survey36:28: Retirement Planning with a Pension50:56: Buy, Borrow, and DieFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

All Shows Feed | Horse Radio Network
Understanding Hind-Limb Lameness in Horses - Ask The Horse

All Shows Feed | Horse Radio Network

Play Episode Listen Later Jul 11, 2025 58:37


Hind-limb lameness in horses can be challenging for owners to spot and veterinarians to diagnose. It can affect horses of all ages and disciplines. Subtle signs, such as a shortened stride, reluctance to go forward, or toe-dragging might go unnoticed until the horse's performance declines or a more obvious issue appears. Catching hind-limb lameness early can improve your horse's well-being and long-term soundness. Two experts answer listener questions about recognizing, diagnosing, and managing hind-limb lameness in horses in this archived Ask TheHorse Live podcast. This podcast is brought to you by American Regent Animal Health. About the Experts: Tena Ursini, DVM, PhD, Dipl. ACVSMR, CERP, is an assistant professor in Equine Sports Medicine and Rehabilitation at the University of Tennessee, in Knoxville. Her main clinical and research interests are biomechanics and validating rehabilitation treatments, especially related to the back and topline.Howland M. Mansfield, DVM, CVA, CVMMP, of Summerville, South Carolina, received her DVM from Tuskegee University School of Veterinary Medicine, in Alabama, and completed internships in both general equine medicine and surgery and in advanced equine reproduction. She is certified in both veterinary acupuncture and veterinary medical manipulation. She has practiced along the East Coast over the course of 14 years, in addition to time in Germany providing veterinary care for some of the most elite show horses in Europe. In 2012 Mansfield was named by the South Carolina Horseman's Council as the Horse Person of the Year for her efforts in equine rescue and in combating animal cruelty. She joined American Regent in 2023 as a technical services veterinarian where she can support the welfare of and improve health care for horses and small animals throughout the U.S.

PetAbility  Podcast
Rehab Rewind!! Management of Cranial Cruciate Ligament (CCL) Injuries with Dr. Christin Finn

PetAbility Podcast

Play Episode Listen Later Jul 8, 2025 65:10


Please join us as we revisit our interview with Dr. Christin Finn. Located in the knee, cranial cruciate ligament (CCL) injuries are the most common orthopedic injuries in dogs. Yet there is little consistency or agreement about how to manage this condition. It goes well beyond surgery vs. no surgery.  Pet parents angst about what to do to help there dog's knee pain and function, then often second guess themselves once they decide. Rest assured that there is a multitude of options to choose from and there is no one right - or wrong - answer.  Along with describing the CCL's function and mechanism of injury, Christin Finn DVM, CVA, CVSMT, CCRT, discusses that treatment is often multifaceted and a CCL injury is not an emergency. So, the good news is that you've got time to explore viable alternatives that are right for YOU and YOUR PET. For more information about cruciate ligaments and other topics, go to finndvm.com.You may contact Dr. Finn directly at office@finndvm.com. DisclaimerVitalVet.org, a platform for all things related to pet rehab - product information, education, and resources abound! MedcoVet (show sponsor) Luma - advanced red-light therapy therapy that puts healing in the hands of the pet owner in the comfort of home! Use Promo Code PETPOD22, to receive discounts from our affiliates! Ruff Ramp - a safe alternative to stairs. You receive 10% off and PetAbility receives 10%.Dr. Buzby's - The Senior Dog Company – Toe grips to prevent slipping, Encore Mobility joint supplement, and Brain Boost cognitive supplement. You receive 10% off and PetAbility receives 10% from your first order.Extra love – use this link and the entire 20% goes to support our show! Calm & Cozy Cat Wrap - a must-have for cat owners and vet pros working with cats! Use PETPOD22 for $5 off your order.HedzUpPets Watercollars – save your dog from drowning around any body of water...

Money Talks Radio Show - Atlanta, GA
July 5, 2025: From Payroll to Portfolio: Making the Most of Your 401(k

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Jul 5, 2025 58:57


In this episode, we sit down with Justin Wagner, AIF®, Henssler Financial's Director of Business Development, to explore the real value of offering—and participating in—a 401(k) plan. For employers, we discuss the end of traditional pensions and why the shift toward defined contribution plans like the 401(k) makes sense today. Justin explains how company contributions are tax deductible, how a strong plan can enhance your ability to attract and retain top talent, and how it can make your company more appealing by demonstrating a commitment to employees' long-term financial wellness.On the employee side, we break down how contributions can reduce taxable income, the benefits of employer matching, the advantages of tax-deferred growth, and current annual contribution limits. Plus, we address some of the most common myths and misconceptions that prevent people from fully maximizing this powerful retirement tool.Whether you're an employer considering a plan or an employee looking to make smarter retirement decisions, this episode has something for you.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — July 5, 2025  |  Season 39, Episode 27Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

The MAP IT FORWARD Podcast
EP 1390 Darrin Daniel - How to do Good Business - The Daily Coffee Pro Podcast by Map It Forward

The MAP IT FORWARD Podcast

Play Episode Listen Later Jul 4, 2025 20:20


If you love what we do, become a premium YouTube Subscriber or join our Patreon: • https://www.patreon.com/mapitforward• https://www.youtube.com/mapitforwardCheck out our on-demand workshops here: • https://mapitforward.coffee/workshopsConsider joining one of our Mastermind Groups here:• https://mapitforward.coffee/groupcoachingJoin our mailing list:• https://mapitforward.coffee/mailinglist••••••••••••••••••••••••••••••••This is the 5th of a five-part series on The Daily Coffee Pro Podcast by Map It Forward with coffee industry expert Darrin Daniel from Cityful Press Coffee Consulting.Throughout this series, Lee and Darrin lay out the landscape of how the specialty coffee ecosystem eventuated and the landscape of coffee politics pre- and post-Houston.The 5 episodes in this series are:1. The Evolution of Specialty Coffee - https://youtu.be/hTAhB9qu9nI2. Do Coffee Nonprofits/NGO's Help Producers? - https://youtu.be/6cLW0w_hp0s3. The Roots of SCA and CQI - https://youtu.be/WABYVpPvp8Q4. The Potential For Impact In Coffee - https://youtu.be/dgwuaOq6NPY5. What Does The Future of Coffee Hold? - https://youtu.be/RY7JNub2hOkIn this episode of this podcast series, Lee and Darrin engage in a candid discussion about the critical issues plaguing the coffee industry today. The conversation focuses on the 'dark side of the cycle' the industry is entering, emphasizing the survival challenges amidst controversies and distractions like the CVA. They dissect the compounding crises in coffee production due to price fluctuation, logistics, labor shortages, and climate change. Darrin shares his insights on potential future consolidations and mergers, the economic pressures faced by small roasters, and the grim predictions for coffee's future if immediate action isn't taken. The episode closes on a hopeful note, urging the coffee community to acknowledge these pressing issues and strive for solutions.Don't miss this final installment of a thought-provoking series.Connect with Darrin and Cityful Press Coffee Consulting here:https://www.linkedin.com/in/cityfulpress/https://cityfulpress.substack.com/welcomehttps://www.instagram.com/cityful/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailinglist

The MAP IT FORWARD Podcast
EP 1389 Darrin Daniel - The Potential For Impact In Coffee - The Daily Coffee Pro Podcast by Map It Forward

The MAP IT FORWARD Podcast

Play Episode Listen Later Jul 3, 2025 25:48


If you love what we do, become a premium YouTube Subscriber or join our Patreon: • https://www.patreon.com/mapitforward• https://www.youtube.com/mapitforwardCheck out our on-demand workshops here: • https://mapitforward.coffee/workshopsConsider joining one of our Mastermind Groups here:• https://mapitforward.coffee/groupcoachingJoin our mailing list:• https://mapitforward.coffee/mailinglist••••••••••••••••••••••••••••••••This is the 4th of a five-part series on The Daily Coffee Pro Podcast by Map It Forward with coffee industry expert Darrin Daniel from Cityful Press Coffee Consulting.Throughout this series, Lee and Darrin lay out the landscape of how the specialty coffee ecosystem eventuated and the landscape of coffee politics pre- and post-Houston.The 5 episodes in this series are:1. The Evolution of Specialty Coffee - https://youtu.be/hTAhB9qu9nI2. Do Coffee Nonprofits/NGO's Help Producers? - https://youtu.be/6cLW0w_hp0s3. The Roots of SCA and CQI - https://youtu.be/WABYVpPvp8Q4. The Potential For Impact In Coffee - https://youtu.be/dgwuaOq6NPY5. What Does The Future of Coffee Hold? - https://youtu.be/RY7JNub2hOkIn this episode of the series, Lee and Darrin discuss the complex politics within the coffee industry both pre and post-Houston, reflecting on potential opportunities to impact coffee positively.The episode delves into the contentious comments made by Garfield Kerr, the president of the global SCA, and the implications it has for the coffee industry, particularly around the adoption of the CVA form and the Evolve Q program. They also highlight pertinent issues such as the economic viability for coffee producers, the role of NGOs, and the importance of creating legitimate market bridges. This engaging discussion further unpacks the crucial need for pragmatic solutions to elevate the coffee industry during volatile times.Connect with Darrin and Cityful Press Coffee Consulting here:https://www.linkedin.com/in/cityfulpress/https://cityfulpress.substack.com/welcomehttps://www.instagram.com/cityful/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailinglist

Money Talks Radio Show - Atlanta, GA
June 28, 2025: One Big Bill, One Big Mid-year Check-In, and One Big Hassle

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Jun 28, 2025 61:10


This week, we dive into Trump's “One Big Beautiful Bill,” a sweeping piece of legislation packed with bold promises: historically large tax cuts, rising wages, lower spending, tougher border security, and protections for Medicaid. We unpack what's actually in the bill—and how it could affect your paycheck, your benefits, and the broader economy.Over the weekend, the U.S. launched an aerial strike on three major nuclear sites in Iran. You'd expect markets to panic, right? Instead, stocks rose. We examine why investors seem to shrug off geopolitical risks, what drives this kind of market resilience, and what it signals about sentiment today.Mid-year is the perfect time for a financial checkup. In this segment, we walk through what you should be reviewing with your adviser now: spending, saving, taxes, investments, and any significant life changes. Plus, we outline smart moves you can still make in the second half of the year to stay on track or get ahead.And finally, we tackle a familiar frustration: buying a car. Why is the process still so painful? Why does it take all day? And in a digital age where you can mortgage a home or order dinner in minutes, why hasn't anyone cracked the code on car buying? We break down the hidden friction points—and how you can navigate them with less stress.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — June 28, 2025  |  Season 39, Episode 26Timestamps and Chapters5:44: Big Promises, Bigger Price Tags: Inside Trump's Tax Plan25:09: Markets Rally on Missiles? Geopolitics vs. Wall Street37:00: Midyear Gut Check: Your Money, Your Move45:18: The Car-Buying Headache: Why It's Still a HassleFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

AUHSD Future Talks
AUHSD Future Talks: Episode 126 (Cambridge Virtual Academy)

AUHSD Future Talks

Play Episode Listen Later Jun 27, 2025 29:25


In this episode of AUHSD Future Talks, Superintendent Matsuda discusses the redesigning and reimagining of education with a panel of educational leaders from Cambridge Virtual Academy (CVA): Jae Kim, Ray Solorzano, Kasey Spencer, and Hilda Vasquez. During the talk, the group discusses why CVA exists, current innovative projects at CVA, the CVA difference, overcoming criticism of online learning, traditional grading versus mastery, becoming co-creators in the classroom with AI, how to use AI to serve students and families, and how to help teachers embrace AI and new technology.

ai cambridge cva virtual academy
Capital
Capital Intereconomía 11:00 a 12:00 27/06/2025

Capital

Play Episode Listen Later Jun 27, 2025 54:59


En Los desayunos de Capital entrevistamos a Julio Álvarez, Country Manager de Assist Card. Además le tomamos el pulso al mercado laboral con la ayuda de Marisa Cruzado, socia en CVA y con José María Triper, columnista de El Economista. En Los desayunos de Capital entrevistamos a Julio Álvarez, Country Manager de Assist Card. Además le tomamos el pulso al mercado laboral con la ayuda de Marisa Cruzado, socia en CVA y con José María Triper, columnista de El Economista.

American Potential
Veterans on a Mission: Expanding Choice, Opportunity, and Impact

American Potential

Play Episode Listen Later Jun 23, 2025 21:14


What does real advocacy look like when it's led by those who've lived it? In this episode of American Potential, host David From talks with Alexa Rice and Jimmie Smith—two dedicated leaders at Concerned Veterans for America—about their trip to Capitol Hill for Vets on the Hill, one of the most powerful veteran-driven advocacy events in the country. Alexa, attending for the first time, and Jimmie, a seasoned CVA leader and U.S. Army veteran, share why this mission matters. Their focus: fighting for greater health care choice through the Veterans Access Act, ensuring veterans can seek timely care in their communities if the VA falls short. They also advocate for keeping the 2017 Tax Cuts and Jobs Act, which supports the high rate of veteran entrepreneurship, and call for a smarter, right-sized foreign policy that puts American interests first and avoids endless wars. This episode dives deep into the personal motivations that fuel their work, the unique power of the veteran voice in policy discussions, and how real change starts with individuals sharing their stories directly with lawmakers. Whether you're a veteran, policymaker, or someone who simply cares about protecting freedom and opportunity—you'll leave inspired by what these two are doing to make a difference.

Money Talks Radio Show - Atlanta, GA
June 21, 2025: Lazy Money, Market Rattles, and Pet Math

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Jun 21, 2025 66:05


There's a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we explore more savvy options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing and why your idle Venmo balance might be doing more harm than good.In market news, the Federal Reserve held interest rates steady, consumer sentiment is on the rise, retail sales are falling, and housing starts saw a steep drop. Meanwhile, markets reacted to global uncertainty after President Trump abruptly left the G7 summit in Canada to address rising tensions between Israel and Iran, triggering a Tuesday selloff.We also delve into a recent Gallup poll which reveals how Americans are allowing political leanings to influence their financial decisions. We unpack the risks of trading on headlines, the long-term performance of buy-and-hold strategies across administrations, and why letting politics dictate your portfolio could cost you over time.Rounding out the show, the “Henssler Money Talks” hosts break down the true cost of pet ownership. While we would all take a bullet for our furry family members, everything from food, toys and routine care to dental work and emergency surgeries could run anywhere from $15,000 to $55,000 over a pet's lifetime. But it's not all bad news—there may be a veterinary sector play worth watching, with fewer restrictions than traditional pharmaceutical companies.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — June 21, 2025  |  Season 39, Episode 25Timestamps and Chapters5:53: Don't Let Your Cash Nap: Smarter Ways to Save24:13: Rates on Hold, Markets on Edge36:49: Left, Right, or Buy-and-Hold?43:45: Fur Babies and Financial RealitiesFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

All Shows Feed | Horse Radio Network
The Disease Du Jour 160: Lameness Evaluation Technologies with Dr. Sallie Hyman

All Shows Feed | Horse Radio Network

Play Episode Listen Later Jun 19, 2025 26:09


In this episode, Sallie Hyman, VMD, DACVIM-LA, CVA, CVTP, MBA, joined us to discuss the lameness evaluation technology Equinosis Q. She explained different applications for this technology and how she's incorporated it into her practice. She also briefly discussed some of the other objective lameness technologies currently on the market, including Sleip.This episode of Disease Du Jour is brought to you by Bimeda.Disease Du Jour Podcast Hosts, Guests, and Links Episode 160:Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)Guest: Sallie Hyman, VMD, DACVIM-LA, CVA, CVTP, MBAPodcast Website: Disease Du JourThis episode of Disease Du Jour podcast is brought to you by Bimeda Equine.Connect with Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)

Disease DuJour
Ep. 160: Lameness Evaluation Technologies with Dr. Sallie Hyman

Disease DuJour

Play Episode Listen Later Jun 19, 2025 26:09


In this episode, Sallie Hyman, VMD, DACVIM-LA, CVA, CVTP, MBA, joined us to discuss the lameness evaluation technology Equinosis Q. She explained different applications for this technology and how she's incorporated it into her practice. She also briefly discussed some of the other objective lameness technologies currently on the market, including Sleip.This episode of Disease Du Jour is brought to you by Bimeda.Disease Du Jour Podcast Hosts, Guests, and Links Episode 160:Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)Guest: Sallie Hyman, VMD, DACVIM-LA, CVA, CVTP, MBAPodcast Website: Disease Du JourThis episode of Disease Du Jour podcast is brought to you by Bimeda Equine.Connect with Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)

Money Talks Radio Show - Atlanta, GA
June 14, 2025: Discord in Margaritaville, Trade Tensions, and the Dollar Debate

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Jun 14, 2025 65:00


June 14, 2025: Discord in Margaritaville, Trade Tensions, and the Dollar DebateWe're back this week with a mix of headlines and hard truths—from estate drama to economic indicators that could shake the markets.We kick things off with a real-world look at just how messy estate planning can get—even when it's done in advance. Jimmy Buffett's widow is suing to remove a co-trustee from the $275 million marital trust, claiming withheld financials and questionable income projections. It's a high-profile reminder of why clear communication and trustee responsibilities matter.Next, we turn to the global stage with U.S. and Chinese negotiators meeting in London and May's CPI report due, markets are bracing for impact. Could tariffs be quietly driving inflation—and how might that shape Fed policy going forward?With excessive tariffs on Chinese goods, we examine how trade policy is affecting Temu and Shein, with stocks slumping and sales dipping. Are consumers pulling back, or are they simply shifting where—and how—they spend?Finally, we separate fact from fear when it comes to recent headlines. Is the U.S. dollar really in decline? What would that mean for multinational earnings, global portfolios, and the proposed BRICS currency?From estate planning to economic strategy, it's a packed episode you won't want to miss.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — June 14, 2025  |  Season 39, Episode 24Timestamps and Chapters5:33: Discord in Margaritaville14:21:Trade Talks, Tariffs and Inflation Data23:55: Discount Dilemma: The End of the Ultra-Cheap Era? 29:57: Fueling Returns: Phoenix Energy's High-Yields 41:37:Dollar in Danger?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Heavy Lies the Helmet
Episode 130 - Opinion-Based Medicine w/Mike Carunchio

Heavy Lies the Helmet

Play Episode Listen Later Jun 13, 2025 70:08


Though evidence dictates much of what we do as emergency medical providers, some areas remain open to debate: How are we justifying stroke ambulances, CCT speciality teams, AHA guidelines, and our choice of crystalloids? How are we justifying what professionals are allowed to post on social media? And do we agree with the currently accepted norms? Who better to join us in this discussion than Mike Carunchio of The World's Okayest Medic Podcast. Diving into these and other controversial topics, we see if our two platforms can come to a consensus in a randomized, uncontrolled conversation. *Strong opinions were involved in this production. If something challenges your perspective, good—that's the point. Get CE hours for our podcast episodes HERE! -------------------------------------------- Twitter @heavyhelmet Facebook @heavyliesthehelmet Instagram @heavyliesthehelmet Website heavyliesthehelmet.com Email contact@heavyliesthehelmet.com Disclaimer: Heavy Lies the Helmet's content is for educational purposes only and does not constitute medical advice. Always follow local guidelines and consult qualified professionals before applying any information. The hosts and guests are not responsible for errors, omissions, or outcomes. Views expressed are their own and do not reflect their employers or affiliates. --------------------------------------------  Crystals VIP by From The Dust | https://soundcloud.com/ftdmusic Music promoted by https://www.free-stock-music.com

Pure Dog Talk
690 -- Conditioning for Canine Athletes

Pure Dog Talk

Play Episode Listen Later Jun 9, 2025 32:15


Conditioning for Canine AthletesHost Laura Reeves is joined by Dr. Ashley Nixon to discuss conditioning our canine athletes, whether for the show ring, dock diving, agility and more."Cardio's good for everybody," Nixon said, "but I think it's really important to consider the sport you're doing and what you're asking your dog to do. They can be cardiovascularly fit, but maybe they don't have the propulsion to do some dock diving or agility, right? So I think it's super important to kind of keep that in mind and not just say, hey, I walk my dog, we go for a run, we're fit, we're good."I like a ton of stuff you can actually do at home with basic equipment (for conditioning work). You can have them do some push-ups on an unstable surface, like a little exercise ball. You can have them pivot. It's great. Front end up, back end up. I love sit to stands for these guys and you can do a ton of different variations. You can have them do it on a mattress, Fit Bones are great. Cavalettis are great for these guys. You can especially pick up some changes in their gait or change their gait."(Cavalettis) are super versatile and if you want some flexion, you can have serpentines over the cavalettis and arrange them in, you know, semi circles, get some nice spinal flexion. Like that."Listen to the full episode for more from:Dr Ashley Nixon DVM, CVA, CVMRT, CVSMT, FCOAC, CAMP, CSCCChief of StaffDr. Ashley Nixon knew she wanted to be a veterinarian since she was just 3 years old. That passion inspired her to obtain her DVM from St. Matthew's University School of Veterinary Medicine, and complete her clinical year at Mississippi State University College of Veterinary Medicine. She received her CVMRT (massage & rehabilitation) and CVSMT (spinal manipulation) certifications from the Healing Oasis, and was trained and certified in veterinary acupuncture at the Chi Institute of Traditional Veterinary Medicine. She passed additional testing to become a fellow of the College of Animal Chiropractors, and received a certification in arthritis management. She is certified in arthritis case management. Dr. Nixon has a special interest in sports and conditioning, and is certified through NC State. Prior to the ATC, she most recently worked at a specialty referral practice in the south as a rehabilitation veterinarian. She is active with multiple dog sports.

Money Talks Radio Show - Atlanta, GA
June 7, 2025: Market Moves & Estate Planning Musts with Christopher Reeves, Esq.

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Jun 7, 2025 65:47


 In this episode of “Henssler Money Talks, we kick things off with a market update covering the latest Personal Consumption Expenditures (PCE) data, University of Michigan Consumer Sentiment readings, and ongoing trade talks impacting global markets. Then we sit down with estate planning attorney Christopher Reeves of Reeves Law, P.C. to break down the essentials of protecting and transferring wealth. From the core documents every estate plan needs — like wills and powers of attorney — to the differences between probate and non-probate assets, Chris explains it all in plain English. We dive into when and why you might need a trust, how various life scenarios affect your estate planning strategy, and how often you should a review of your plan. Whether you're married, single, have children, or just starting to think about the future, this episode offers practical insights for securing your legacy. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 7, 2025  |  Season 39, Episode 23  Timestamps and Chapters 1:58: Trade Talks with China, PCE Deflator, and Consumer Sentiment 22:43: Interview with Christopher Reeves, Esq. Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

The Vet Blast Podcast
326: Navigating zoological veterinary medicine

The Vet Blast Podcast

Play Episode Listen Later Jun 4, 2025 27:39


Christian Capobianco, DVM, CertAqV, CVA, is a 2023 graduate of North Carolina State University's College of Veterinary Medicine. Following graduation, he pursued a zoological, small, and large animal medicine and surgery rotating internship at the University of Florida (UF). He loved living in the swamp so much that he stuck around and is currently completing a zoological medicine residency program at UF. Throughout his training, he has expanded upon his knowledge of eastern medicine and aquatic animal medicine by becoming a certified veterinary acupuncturist (CVA) and certified aquatic veterinarian (CertAqV). He has authored several peer reviewed journal articles and case reports with his research interests including integrative medicine and emergency / critical care of zoologic species. Outside of veterinary medicine, he enjoys running, paddle boarding, scuba diving, and traveling to new places that have unique wildlife.

Money Talks Radio Show - Atlanta, GA
May 31, 2025: Disruption, Delinquencies & Data

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later May 31, 2025 63:36


Market futures surged from Wednesday night into Thursday morning after the Court of International Trade halted Trump's tariffs—adding another twist to the ongoing trade policy saga. We explore how President Trump's tariff threats and announcements have repeatedly sparked market volatility, often leading to sharp declines followed by rebounds when he backtracks or extends negotiation timelines. Our experts share insights on how to stay invested amid the noise and uncertainty.Nick also breaks down the latest economic data and NVIDIA's earnings release before diving into a growing concern: the student loan debt crisis. After not being required to make loan payments for nearly half a decade, over 4 million borrowers are now in late-stage delinquency since repayment was reinstated. Borrowers are facing serious consequences like wage garnishment and withheld federal tax refunds, and Social Security payments. As the federal government ramps up collection efforts, many companies are stepping in with new benefits to help employees manage and repay their student loans.To close out the episode, we examine the rise of artificial intelligence in the financial services industry. While AI could bring greater efficiency, it also introduces new risks related to privacy and cybersecurity. Could investors one day be onboarded by an adviser's AI assistant? It's possible—but the value of personal relationships and human guidance remains irreplaceable.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — May 31, 2025  |  Season 39, Episode 22 Timestamps and Chapters5:33: Reciprocal Tariffs Shot Down 14:43: Nvidia Earnings, New Home Sales, Durable Goods, Consumer Confidence22:19: How Do You Make Investment Decisions Through the Noise?31:31: Student Loan Squeeze45:42: AI's Growing Influence on Financial PlanningFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Money Talks Radio Show - Atlanta, GA
May 24, 2025: Retail Investors, Tax Bills, and Triple Tax Tricks

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later May 24, 2025 59:45


Did you know that the median retail investor spends only six minutes researching a stock before buying it? Most of that time is spent staring at a price chart—often just the current day's movement. Nick compares the limited “research” many individual investors conduct to the extensive analysis performed by Henssler's research analysts.K.C. then takes a closer look at the “One Big Beautiful Bill” that passed the House of Representatives just hours before we recorded. We discuss the revised State and Local Tax (SALT) deduction cap, the increased Child Tax Credit, and the proposed tax break on tip income. While the bill's fate in the Senate remains uncertain, it appears that many of Trump's 2017 tax cuts may be extended.Last Friday, after the market closed, Moody's became the third major credit rating agency to downgrade the U.S. government's debt rating. The cut comes at a time when global confidence in U.S. debt is wavering, and Congress is debating a tax bill that could further increase the national debt. We examine what this downgrade means and whether it reflects actual investment risk.After the break, D.J. breaks down Health Savings Accounts (HSAs) and explains why they're one of the most powerful tools for saving money—thanks to their unique triple tax benefit. While many people use HSAs to pay for health-care expenses as they arise, there are compelling advantages to covering those costs from other funds and allowing the HSA to accumulate, benefiting from tax-deferred growth over time.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — May 24, 2025  |  Season 39, Episode 21Timestamps and Chapters4:38: Impulse Investors26:31: House Approves One Big Beautiful Bill33:06: Moody's Downgrade39:50: Economic News45:37: HSAs: Triple Tax BenefitFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

The MAP IT FORWARD Podcast
EP 1360 Tim Heinze - Sustainable Coffee Institute (SCI) - The Daily Coffee Pro Podcast by Map It Forward

The MAP IT FORWARD Podcast

Play Episode Listen Later May 23, 2025 34:13


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 5th in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this insightful episode of The Daily Coffee Pro by Map It Forward, host Lee and Tim discuss SCI's relaunch as a registered nonprofit in the US, their commitment to transparency, and the new Coffee Cuppers Certificate as an alternative to the Q Grader certification.Tim also addresses the courses available for farmers, the current state and history of SCI, and their plans for bridging educational gaps in the coffee industry.Dive into this episode for an in-depth look at the future of coffee education and the values driving SCI's mission.00:00 Introduction and New Role at SCI01:05 Business Advisory Services01:40 Final Episode Announcement02:15 Changes to Q Grader Certification03:01 SCI's Coffee Cuppers Certificate04:10 Professional Development and Transparency05:55 History and Background of SCI07:04 Relaunch and Nonprofit Status09:52 Governance and Educational Programs14:22 Transparency in the Coffee Industry18:44 China's Reaction to SCI24:52 Support for Farmers27:03 Pricing and Course Information31:58 Conclusion and Final ThoughtsArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailinglist

MAP IT FORWARD Middle East
EP 815 Tim Heinze - Sustainable Coffee Institute (SCI) - Map It Forward Middle East Podcast

MAP IT FORWARD Middle East

Play Episode Listen Later May 23, 2025 34:13


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 5th in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this insightful episode of The Daily Coffee Pro by Map It Forward, host Lee and Tim discuss SCI's relaunch as a registered nonprofit in the US, their commitment to transparency, and the new Coffee Cuppers Certificate as an alternative to the Q Grader certification.Tim also addresses the courses available for farmers, the current state and history of SCI, and their plans for bridging educational gaps in the coffee industry.Dive into this episode for an in-depth look at the future of coffee education and the values driving SCI's mission.00:00 Introduction and New Role at SCI01:05 Business Advisory Services01:40 Final Episode Announcement02:15 Changes to Q Grader Certification03:01 SCI's Coffee Cuppers Certificate04:10 Professional Development and Transparency05:55 History and Background of SCI07:04 Relaunch and Nonprofit Status09:52 Governance and Educational Programs14:22 Transparency in the Coffee Industry18:44 China's Reaction to SCI24:52 Support for Farmers27:03 Pricing and Course Information31:58 Conclusion and Final ThoughtsArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

The MAP IT FORWARD Podcast
EP 1359 Tim Heinze - Why People Are Polarised by The CVA - The Daily Coffee Pro Podcast by Map It Forward

The MAP IT FORWARD Podcast

Play Episode Listen Later May 22, 2025 29:53


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 4th in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this episode of The Daily Coffee Pro by Map It Forward, Lee and Tim discuss the industry's reaction to the recent changes in the Q Grader certification.They explore the polarizing decision by the SCA and CQI to implement new quality evaluation measures during a time of multiple crises in the coffee industry, including price, supply, climate, and logistical issues.The episode features a detailed examination of the challenges faced by industry professionals, the concerns over accessibility and transparency, and the impact on educators and producers.Lee and Tim also address the broader implications of these changes and the need for a balance between certification accessibility and maintaining educational quality.00:00 Introduction to the Polarization in the Coffee Industry00:47 Support and Subscribe to Our Podcast01:10 Welcome and Episode Overview01:22 The Controversial Changes to the Q Program01:33 Cosimo Libardo's Perspective on Industry Changes02:31 Acknowledging the Trauma in Industry Changes03:07 Trust Issues with SCA and CQI04:07 Impact on CQI Instructors and Q Graders04:41 Accessibility and Financial Barriers05:21 Forcing Industry Compliance07:21 Educator and Trainer Dissatisfaction08:29 Quality vs. Accessibility in Education10:10 Professional Development and Certification Challenges11:55 The Real-World Impact on Coffee Professionals19:35 Comparing CVA Certification to CPA26:36 SCA's Role and Industry Expectations27:58 Mastermind Groups and Industry Reflections29:10 Final Thoughts and Upcoming Episode29:32 Closing Remarks and Call to ActionArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailinglist

MAP IT FORWARD Middle East
EP 814 Tim Heinze - Why People Are Polarised by The CVA - Map It Forward Middle East Podcast

MAP IT FORWARD Middle East

Play Episode Listen Later May 22, 2025 29:53


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 4th in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this episode of The Daily Coffee Pro by Map It Forward, Lee and Tim discuss the industry's reaction to the recent changes in the Q Grader certification.They explore the polarizing decision by the SCA and CQI to implement new quality evaluation measures during a time of multiple crises in the coffee industry, including price, supply, climate, and logistical issues.The episode features a detailed examination of the challenges faced by industry professionals, the concerns over accessibility and transparency, and the impact on educators and producers.Lee and Tim also address the broader implications of these changes and the need for a balance between certification accessibility and maintaining educational quality.00:00 Introduction to the Polarization in the Coffee Industry00:47 Support and Subscribe to Our Podcast01:10 Welcome and Episode Overview01:22 The Controversial Changes to the Q Program01:33 Cosimo Libardo's Perspective on Industry Changes02:31 Acknowledging the Trauma in Industry Changes03:07 Trust Issues with SCA and CQI04:07 Impact on CQI Instructors and Q Graders04:41 Accessibility and Financial Barriers05:21 Forcing Industry Compliance07:21 Educator and Trainer Dissatisfaction08:29 Quality vs. Accessibility in Education10:10 Professional Development and Certification Challenges11:55 The Real-World Impact on Coffee Professionals19:35 Comparing CVA Certification to CPA26:36 SCA's Role and Industry Expectations27:58 Mastermind Groups and Industry Reflections29:10 Final Thoughts and Upcoming Episode29:32 Closing Remarks and Call to ActionArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

Marketer of the Day with Robert Plank: Get Daily Insights from the Top Internet Marketers & Entrepreneurs Around the World
1319: Better Numbers: Crush Your Accounting Fears in 30 Minutes with Licensed Accountant Chris Hervochon

Marketer of the Day with Robert Plank: Get Daily Insights from the Top Internet Marketers & Entrepreneurs Around the World

Play Episode Listen Later May 21, 2025 26:20


It's easy for entrepreneurs to ignore the numbers when they feel overwhelming or confusing—but that avoidance comes at a cost. Financial disorganization doesn't just create stress; it can quietly sabotage growth, decision-making, and long-term stability. You can have a great product, a strong team, and real momentum, but if your finances are a mess, it all starts to crack underneath. The scariest part is how long the damage can go unnoticed. https://www.youtube.com/watch?v=v0xjIeE8c5g Chris Hervochon is a CPA and CVA who runs Better Numbers, a firm that helps entrepreneurs make smarter financial decisions. He works with businesses earning $500K to $5M, offering bookkeeping, tax support, and strategy. Today, he talks about simplifying finance for owners who fear numbers, and the value of integrating software tools. He emphasizes the need for clear cash flow planning and preparing businesses for potential exits. His advice: don't avoid the numbers—use them to grow. Stay tuned! Resources: Ready to take your financial strategy to the next level? Follow Chris Hervochon on Facebook Connect with Chris Hervochon on LinkedIn

The MAP IT FORWARD Podcast
EP 1358 Tim Heinze - Issues With The 2004 Cupping Form - The Daily Coffee Pro Podcast by Map It Forward

The MAP IT FORWARD Podcast

Play Episode Listen Later May 21, 2025 35:58


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 3rd in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this episode of 'The Daily Coffee Pro' by Map It Forward, Lee and Tim delve into the complexities of evaluating coffee quality. They discuss the importance of using methods like cupping forms, while highlighting the industry's misalignment with reducing coffee quality to just a score.The conversation also touches upon the controversial new CVA form by the SCA, including its implications, reception, and comparisons to the 2004 cupping form.Tim shares his insights from years of experience in coffee evaluation and sensory education, emphasizing the need for balanced, multi-faceted approaches to coffee quality assessment.00:00 Introduction to Coffee Evaluation01:10 Upcoming Workshop Announcement01:35 Welcome to the Series02:02 The Importance of Open Conversations03:09 The Role of the SCA and CVA06:02 Issues with the 2004 Cupping Form15:55 The Evolution of Coffee Evaluation20:12 The Future of Coffee Certifications35:00 Conclusion and Next Episode TeaserArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailinglist

MAP IT FORWARD Middle East
EP 813 Tim Heinze - Issues With The 2004 Cupping Form - Map It Forward Middle East Podcast

MAP IT FORWARD Middle East

Play Episode Listen Later May 21, 2025 35:58


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 3rd in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this episode of 'The Daily Coffee Pro' by Map It Forward, Lee and Tim delve into the complexities of evaluating coffee quality. They discuss the importance of using methods like cupping forms, while highlighting the industry's misalignment with reducing coffee quality to just a score.The conversation also touches upon the controversial new CVA form by the SCA, including its implications, reception, and comparisons to the 2004 cupping form.Tim shares his insights from years of experience in coffee evaluation and sensory education, emphasizing the need for balanced, multi-faceted approaches to coffee quality assessment.00:00 Introduction to Coffee Evaluation01:10 Upcoming Workshop Announcement01:35 Welcome to the Series02:02 The Importance of Open Conversations03:09 The Role of the SCA and CVA06:02 Issues with the 2004 Cupping Form15:55 The Evolution of Coffee Evaluation20:12 The Future of Coffee Certifications35:00 Conclusion and Next Episode TeaserArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

The MAP IT FORWARD Podcast
EP 1357 Tim Heinze - Does the Q Need Evolving? - The Daily Coffee Pro Podcast by Map It Forward

The MAP IT FORWARD Podcast

Play Episode Listen Later May 20, 2025 30:40


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 2nd in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this episode of The Daily Coffee Pro by Map It Forward, Lee and Tim discuss the controversial shift from the 2004 Q Grader form to the new CVA form in the coffee industry.Tim expresses concerns about the bulky nature of the CVA form and its impact on high-volume quality control labs in producing countries.The discussion touches on the broader implications for coffee producers, importers, exporters, and the overall supply chain.They highlight the need for the industry to adapt and innovate while also emphasizing the need to address more pressing issues like climate change and economic challenges faced by coffee farmers.00:00 Introduction and Concerns About the CVA Form01:02 Regenerative Coffee Farming Workshops Announcement01:49 Introduction to the Daily Coffee Pro Series02:31 Context and Background on the Q Program03:56 Tim Heinze's Role and Experience in the Coffee Industry06:03 Discussion on the Evolution of the Q Program18:54 Concerns About the CVA Form and Data Collection19:48 Future Challenges in the Coffee Industry22:14 Critique of the SCA's Approach29:59 Conclusion and Next Episode TeaserArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailinglist

Money Talks Radio Show - Atlanta, GA
Electric Utilities and AI: Tactical Opportunity or Market Timing?

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later May 20, 2025 8:44


“Henssler Money Talks” hosts Nick Antonucci, CVA, CEPA, K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, consider how artificial intelligence is transforming industries—and if the electric utility sector is next? As data centers power the future, utilities may see rising demand and revenue. But is this a strategic move or just market timing in disguise?Original Air Date: May 17, 2025Read the Article: https://www.henssler.com/electric-utilities-and-ai-strategic-opportunity-or-market-timing 

MAP IT FORWARD Middle East
EP 812 Tim Heinze - Does the Q Need Evolving? - Map It Forward Middle East Podcast

MAP IT FORWARD Middle East

Play Episode Listen Later May 20, 2025 30:40


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 2nd in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this episode of The Daily Coffee Pro by Map It Forward, Lee and Tim discuss the controversial shift from the 2004 Q Grader form to the new CVA form in the coffee industry.Tim expresses concerns about the bulky nature of the CVA form and its impact on high-volume quality control labs in producing countries.The discussion touches on the broader implications for coffee producers, importers, exporters, and the overall supply chain.They highlight the need for the industry to adapt and innovate while also emphasizing the need to address more pressing issues like climate change and economic challenges faced by coffee farmers.00:00 Introduction and Concerns About the CVA Form01:02 Regenerative Coffee Farming Workshops Announcement01:49 Introduction to the Daily Coffee Pro Series02:31 Context and Background on the Q Program03:56 Tim Heinze's Role and Experience in the Coffee Industry06:03 Discussion on the Evolution of the Q Program18:54 Concerns About the CVA Form and Data Collection19:48 Future Challenges in the Coffee Industry22:14 Critique of the SCA's Approach29:59 Conclusion and Next Episode TeaserArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

The MAP IT FORWARD Podcast
EP 1356 Tim Heinze - SCA, CQI, and the "Evolved Q" - The Daily Coffee Pro Podcast by Map It Forward

The MAP IT FORWARD Podcast

Play Episode Listen Later May 19, 2025 42:08


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the first in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this episode of The Daily Coffee Pro by Map It Forward, the discussion covers the impacts of these changes on the specialty coffee community, the lack of transparency from the CQI and SCA, and the future direction of coffee education.They also explore the industry's response, including the creation of the Sustainable Coffee Institute to fill the void left by these changes.Tune in to understand the seismic shift affecting the entire specialty coffee industry and its ramifications.00:00 Introduction and Support Options00:50 Welcome and Guest Introduction02:33 Memorable Events in the Coffee Industry03:44 The Controversial Announcement at SCA Expo10:11 Tim Heinze's Perspective and Background21:01 The Impact on Instructors and the Industry41:20 Conclusion and Next Episode TeaserArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailinglist

MAP IT FORWARD Middle East
EP 811 Tim Heinze - SCA, CQI, and the "Evolved Q" - Map It Forward Middle East Podcast

MAP IT FORWARD Middle East

Play Episode Listen Later May 19, 2025 42:08


Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the first in a five-part series on The Daily Coffee Pro Podcast by Map It Forward. Tim Heinze, the Director of Education of the Sustainable Coffee Institute (SCI), and host Lee Safar discuss the recent changes announced to the Q Grader program.The 5 episodes in this series are:1. SCA, CQI, and the "Evolved Q" - https://youtu.be/lpaJTxagZq82. Does the Q Need Evolving? - https://youtu.be/k5V-M1jsPUw3. Issues With The 2004 Cupping Form - https://youtu.be/zs7WzpVhRSg4. Why People Are Polarised by The CVA - https://youtu.be/6J-d0mSbjM05. Sustainable Coffee Institute (SCI) - https://youtu.be/LsdGyCD8AXYIn this episode of The Daily Coffee Pro by Map It Forward, the discussion covers the impacts of these changes on the specialty coffee community, the lack of transparency from the CQI and SCA, and the future direction of coffee education.They also explore the industry's response, including the creation of the Sustainable Coffee Institute to fill the void left by these changes.Tune in to understand the seismic shift affecting the entire specialty coffee industry and its ramifications.00:00 Introduction and Support Options00:50 Welcome and Guest Introduction02:33 Memorable Events in the Coffee Industry03:44 The Controversial Announcement at SCA Expo10:11 Tim Heinze's Perspective and Background21:01 The Impact on Instructors and the Industry41:20 Conclusion and Next Episode TeaserArticle referenced in this series:https://www.comunicaffe.it/cosimo-libardo-board-sca-partnership-cqi/Connect with Tim Heinze and Sustainable Coffee Institute (SCI) here:• https://www.instagram.com/sustainable_coffee_institute/• https://www.instagram.com/timheinzesea/• https://www.sci-coffee.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

Money Talks Radio Show - Atlanta, GA
May 17, 2025: Deals, Discounts, and Data Demands

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later May 17, 2025 62:04


 We kick off with the latest developments in U.S.–China trade talks. The government just cut tariffs by 115%, effectively returning us to the original 30% rate where this economic game of chicken began. Is this The Art of the Deal in action—persistence, bluffing, and pushing boundaries to secure favorable “deals”? Next, AMC is trying to lure movie buffs back to theaters with half-price tickets on Wednesdays—just in time for the summer blockbuster season. We dive into the state of the cinema industry, how box office performance stacks up against broader consumer spending trends, and whether COVID has permanently changed how we watch movies. After the break, we explore the question: Does the energy demand of AI make electric utilities a potential investment play? One investor wonders if AI is a boon for individual electric companies—or if the better move is gaining exposure through a sector fund or ETF. Circling back to Trump-style deals, we examine what Republicans are proposing for the 2025 tax package—including a tax exemption for tipped income, an income tax carve-out for overtime pay, and a potential increase in the SALT deduction. To wrap up, we tackle the persistent lack of transparency in medical billing—particularly timely as UnitedHealth Group faces a federal investigation into Medicare fraud. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 17, 2025  |  Season 39, Episode 20 Timestamps and Chapters 5:49: Art of the Trade Deal 15:58: AMC's Curtain Call 32:35: AI's Power Play 39:13: Tax Free Tips 45:53: The Cost of Care Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Money Talks Radio Show - Atlanta, GA
May 10, 2025: Rollovers, Dollar-Cost Averaging, and Chasing Yields—Let's Talk Strategy

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later May 10, 2025 52:58


 It was a strong week for the markets, with the S&P 500 posting solid gains, driven by upbeat economic data and a newly announced trade deal between the U.S. and the U.K. The April jobs report surpassed expectations, with steady unemployment, while the Federal Reserve held interest rates steady, citing caution amid shifting global conditions. We also dive into what it really means to work with a financial adviser—K.C. likens it to a financial root canal, digging into every aspect of your financial life to build a customized plan. Plus, if you're rolling over a 401(k), should you reinvest all at once or ease in with dollar-cost averaging? We break down the pros, cons, and emotions behind each strategy. And finally, fintech firms are offering flashy high-yield savings accounts—but are they too good to be true? We explore what's real, what's risky, and the questions you should ask before chasing higher returns. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 10, 2025  |  Season 39, Episode 19 Timestamps and Chapters 4:00: Solid week buoyed by trade deal and April jobs report 16:15: Engaging with a financial adviser 34:26: All in at once or dollar-cost average? 43:56: Fintech: Shaking up the savings game Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Money Talks Radio Show - Atlanta, GA
Why are investors excited about a P/E of 24?

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later May 6, 2025 18:53


We're breaking down the price-to-earnings ratio—one of the most popular ways investors try to gauge if a stock is a good buy. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, as they explain that P/E isn't a silver bullet; interest rates, earnings growth, and market dynamics all play a big role in what that number really means.Original Air Date: May 3, 2025Read the Article: https://www.henssler.com/valuing-stocks-in-a-changing-market-the-role-of-p-e-ratios-in-2025 

American Potential
From the Frontlines to Reform: John Vick and Concerned Veterans for America's Fight for Real Change

American Potential

Play Episode Listen Later Apr 28, 2025 28:29


What happens after service members take off the uniform—but still feel the calling to serve? In this powerful episode of American Potential, host David From sits down with John Vick, the new Executive Director of Concerned Veterans for America, to discuss how veterans are continuing the fight for freedom right here at home. John shares his remarkable journey from serving overseas with the Marines and Navy to shaping public policy on Capitol Hill, managing political campaigns, and now leading a national grassroots movement. They dive into how Concerned Veterans for America is working to give veterans better access to healthcare, end endless wars through a strategy of realism and restraint, and strengthen America's economy as a pillar of national defense. John also talks candidly about what drew him to this mission, why veterans have one of the most credible voices in public policy today, and how CVA is empowering a new generation of citizen-leaders who have already sacrificed—and now refuse to stand on the sidelines. This episode isn't just about veterans—it's about how every American benefits when we unleash the leadership, experience, and passion of those who fought for our freedoms. If you believe in protecting opportunity, strengthening our country, and giving veterans a real voice in shaping the future, you won't want to miss this inspiring conversation. Learn more and get involved at https://cv4a.org/