Welcome to the Total Money Management Podcast with Steve Moriarty, Tom Hill and Jacob Senior. In each episode we discuss all things investing including Stocks, Property and Bonds. We take a contrarian approach to investing and want to make you a better investor through education! Please remember nothing in this podcast should be considered financial advice and is for educational purposes only.
Steve, Tom and Jacob are back (with working microphones this time) to unpack a week where the cracks got harder to ignore.The Iran ceasefire has collapsed, tanker traffic through the Strait of Hormuz is running at a third of normal, and shipping insurance costs have jumped sevenfold. The lads explain why "oil" isn't one thing, why China's demand drop saved us last time, and why a genuine supply shock may still be creeping up on us.Then it's over to Korea, where the stock market swung wildly all week and the CAPE ratio has bolted from 17 to 44 in twelve months. Compare that with Indonesia, Brazil and Turkey sitting near 10, and the case for emerging markets and commodities starts to write itself.Plus: the AI earnings problem nobody wants to talk about, semiconductors now making up 20% of the S&P 500, what Buffett's IBM exit really tells us, and why margin debt at $1.5 trillion should have your attention. The title says it all: every country holds a chokepoint, and everybody's knackered.Watch Your Edge: markets can go sideways for 15 years or more. The era of quick capital gains is over, and the game is shifting to income and yield.Subscribe to the free Signals & Noise newsletter: https://www.totalmoneymanagement.com.au/Want to go deeper? Join Signals & Noise Premium for weekly analysis, Stock Thoughts, and our monthly live coaching call.This podcast is for informational purposes only and does not constitute financial advice. Total Money Management | AFSL 568642.
Episode 143: A TMM MonologueThe ceasefire didn't hold, and neither did the calm. This week Steve flies solo (audio only) with a look at what the renewed Iran-US conflict means for oil, helium and fertiliser supply, and why the uncertainty premium is back in commodity markets.Also in this episode:Debt is piling up on both sides of the ledger: margin lending, leveraged ETFs and an options boom, all while the CAPE sits at 42, four and a half standard deviations above trend. Steve explains why that combination calls for caution, not prediction.Military spending is booming across the US, Europe, Japan and Australia, and governments competing for copper, iron ore and aluminium is one more reason we like commodities, and especially energy, over the long term.The OECD says the Australian economy is in trouble. Steve pushes back on the doom narrative, looks at the productivity debate, and unpacks what falling house prices might really signal.Plus, in Watch Your Edge: buy and hold wasn't always gospel. When strawberries are $15 a punnet, you skip the strawberries. The same logic applies to overpriced markets, and holding cash while you wait is not missing out.Subscribe to the free Signals & Noise newsletter: totalmoneymanagement.com.auWant the charts, data and full analysis behind this episode? Join Signals & Noise Premium: totalmoneymanagement.com.au/offers/UoT6mohZ/checkoutNot sure what kind of investor you are? Take the TMM investor personality assessment: totalmoneymanagement.com.au/Enneagram-typesThis podcast is for informational purposes only and does not constitute financial advice. Total Money Management | AFSL 568642
Buffett said if you can't manage your emotions, you can't manage your money. This week we prove him right. Steve, Tom and Jacob break down Howard Marks' Mastering the Market Cycle: the three stages of every boom and bust, why the CAPE at 42 stacks the odds against US stocks, and why you never need to pick the bottom.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Most investors do not have an information problem. They have a decision-making problem.Every week, Steve Moriarty, Tom Hill, and Jacob Senior from Total Money Management help you cut through the noise and think more clearly about markets, money, risk, and long-term investing.This is not a podcast about chasing hot tips, reacting to headlines, or pretending anyone can predict the future.It is about building a better investing framework.We cover market cycles, valuation, portfolio structure, investor behaviour, risk management, and the principles that help you protect capital and make calmer decisions when everyone else is emotional.If you want to become a more disciplined investor, start with our free Investor Personality Map.It will help you understand how you naturally make decisions with money, where your strengths are, and where your blind spots may be costing you.Take the free Investor Personality Map hereTo learn more about Total Money Management and how to work with us, visit:https://www.totalmoneymanagement.com.au/Follow us on Instagram:@totalmoneymanagementDisclaimer:This podcast is provided by Total Money Management Pty Ltd, AFSL 568642, for educational purposes only. The information does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:
Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:
Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:
Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:
Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.To access all our free resources, community links, and updates, visit:
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing, from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing, from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing, from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing, from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing, from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing, from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing, from market moves and strategies to timeless principles and everyday money wins. Whether you're just starting out or deep into your investing journey, we're here to educate, challenge, and inspire.
Before episode 100 of the Total Money Management Podcast, we dive into the questions you asked us during our recent State of the Union Masterclass. From markets to strategy, we unpack the issues that matter most to our community and share the same systematic, evidence-based approach we use in our own investing.We cover:Key market trends and risks on our radarHow valuations and CAPE matter for investorsCurrency, debt, and what it means for your portfolioPractical ways to build confidence in uncertain marketsThis session is packed with the real-world insights and frameworks we use every day at TMM. If you joined the masterclass, this is your chance to revisit the biggest takeaways. If you missed it, here's your chance to catch up.
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