Podcasts about Korea

Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/LAPLATICA10 Sponsored by SeatGeek. *Restrictions apply. Max $20 discount     There are 3 things we can't stop watching right now - Love Island, soccer, and videos of Asian tourists having the BEST time in Mexico.

Describing the joy (and heartache) of football is the job of commentators at this summer's Fifa World Cup in America, Canada and Mexico. In the Studio hears how the loyalties of California's poet laureate Lee Herrick are divided between the USA and his birth country, Korea, while UK poet Ian McMillan finds inspiration for a new poem in the lines on the pitch.

Tell me your favorite episode for the 6th anniversary show! For thousands of years, Korea has stood at the crossroads of East Asia, shaped by powerful neighbors but never defined by them.  It has been home to ancient kingdoms, Buddhist temples, Confucian scholars, devastating invasions, colonial rule, war, division, and one of the most remarkable economic and cultural transformations in modern history.  Despite everything, they find themselves in the 21st century, independent but divided.  Learn more about the history of Korea on this episode of Everything Everywhere Daily. Sponsors Saily Get an exclusive 15% discount on Saily data plans! Use code everythingeverywhere at checkout. Download Saily app or go to https://saily.com/everythingeverywhere ButcherBox Get your choice between chicken breast or top sirloin for a year OR ground beef for life, PLUS $20 off when you go to ButcherBox.com/everything Quince Go to quince.com/daily for 365-day returns, plus free shipping on your order! Mint Mobile Save 50% on Unlimited premium wireless plans starting at $15/month at MintMobile.com/EED TrueWerk Get 15% off your first order at truewerk.com with code everything DripDrop Go to dripdrop.com and use promo code everything for 20% off your first order! Subscribe to the podcast!  https://everything-everywhere.com/everything-everywhere-daily-podcast/ -------------------------------- Executive Producer: Charles Daniel Associate Producers: Austin Oetken & Cameron Kieffer   Become a supporter on Patreon: https://www.patreon.com/everythingeverywhere Discord Server: https://discord.gg/Ds7Rx7jvPJ Instagram: https://www.instagram.com/everythingeverywhere/ Facebook Group: https://www.facebook.com/groups/everythingeverywheredaily Twitter: https://twitter.com/everywheretrip Website: https://everything-everywhere.com/  Disce aliquid novi cotidie Learn more about your ad choices. Visit megaphone.fm/adchoices

Aisha Francis has built a career as a performer, choreographer, teacher, and one of the dance industry's most respected heels educators. In this conversation, she shares the unexpected story of how she ended up helping Beyoncé learn to dance in heels, along with the lessons she's learned from decades of working in the industry. We discuss confidence as a trainable skill, the physical and psychological foundations of performance, what dancers often misunderstand about building a career, and why training with intention matters. Aisha also opens up about burnout, losing her love for dance, finding it again through teaching, and the realities of navigating a constantly changing industry. From unforgettable stories on stage to practical insights on artistry, professionalism, and longevity, this episode offers a candid look at what it takes to grow not only as a dancer, but as a performer and person. Follow Galit: Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ Fit From Home - https://galit-s-school-0397.thinkific.com/courses/fit-from-home You can connect with Aisha on Instagram https://www.instagram.com/iamaishafrancis and through her website https://aishafrancis.com/ Listen to DanceSpeak on Apple Podcasts and Spotify.

Korea 24 is a daily current affairs show that covers all the biggest stories coming out of South Korea. Every weekday, Korea 24 brings you the latest news updates, as well as in-depth analysis on the most important issues with experts and special guests, providing comprehensive insight into the events on the peninsula.

Jon Herold sits down with Steve and Terry of Loaded Gun Coffee for an episode that starts with bourbon pecan and ends somewhere much deeper. What began as a tribute project to honor family members who served turned into a discovery of just how deep their military roots run, including a great uncle still listed as MIA from World War II and a great uncle KIA in Korea at just 19. Steve shares his own six years in the Army during the Cold War, including two years lobbing artillery toward the Czech border in West Germany, and what he later realized that mission was really about. They also break down why they work exclusively with a small batch roaster, what makes their coffee stand out from the big guys, and how they juggle the coffee business alongside Steve's HVAC contracting work and Terry's nursing career. Plus, a Father's Day promo code you will want to grab before it is gone.

진행자: 최정윤, Tannith KrielGetting married soon? Some Koreans say skip the funeral기사 요약: 최근 한 직장인 익명 커뮤니티에서는 결혼을 앞두고 장례식장에 가는 것이 적절한지를 두고 갑론을박이 벌어지며 “미신일 뿐”이라는 반응과 “큰일을 앞둔 만큼 조심해야 한다”는 의견이 맞서고 있다.[1] Every wedding season, online communities for newlyweds in Korea buzz with a familiar question: Is it a bad idea to attend a funeral before my wedding?newlyweds: 신혼부부[2] Rooted in a traditional belief that attending a funeral before major life events can bring bad luck, the superstition remains surprisingly resilient among young Koreans even in 2026.rooted in: ~에서 뿌리를 두고 있는, ~에서 유래하는superstition: 미신resilient: 쉽게 사라지지 않는, 끈질긴[3] In a recent post on Blind, an anonymous online community for office workers, a man set to marry later this month said he had an argument with his fiancee after attending the funeral of his close friend.set to: ~할 예정인fiancee: 약혼녀[4] The long-standing association between death and misfortune can be traced to Korean shamanistic beliefs, which regarded funeral sites as spaces occupied by impure energy or wandering spirits.long-standing: 오랜 기간 이어져 온, 오래된be traced to: ~로 거슬러 올라가다impure: 부정한, 불순한기사 원문: https://www.koreaherald.com/article/10766047

Hajnalodik, kiugrom az ágyból, a focivébé vár reám! A mikrofonokat és podcast keverőnket a Relacart és az AV365.hu biztosította. Témák: 

For Asian football, opening days don't come much better than this with Korea Republic registering a huge come-from-behind 2-1 victory ove Czechia to kickstart their FIFA World Cup 2026 campaign in the best possible style. Marking their first opening game win at a World Cup since 2010, the win sets Korea up nicely to progress from Group A. We're joined by Steve Han from Guadalajara and Scott McIntyre from Vancouver to dissect the game, as Steve and Scott debate the merits of Korea's performance overall. Be sure to follow The Asian Game on all our social media channels: X: https://twitter.com/TheAsianGame IG: https://instagram.com/theasiangame Facebook: https://facebook.com/TheAsianGamePodcast 

From BTS ARIRANG buzz to regenerative skincare, Las Vegas beauty travelers are flocking to Seoul's Gangnam district for advanced stem cell-linked treatments like Rejuran and exosome facials. Discover why Korea leads the global well-aging revolution and how you can join the trend. Lydian Cosmetic Surgery Clinic City: Seoul Address: 836 Nonhyeon-ro, Sinsa-dong, Gangnam Website: https://www.lydianclinic.com/

Discover why California fans are flying to Seoul for advanced stem cell skin treatments. From BTS-fueled tourism to exosome facials that deliver 'mirror skin,' Korea's regenerative skincare revolution is reshaping beauty travel for ARMY and beyond. Lydian Cosmetic Surgery Clinic City: Seoul Address: 836 Nonhyeon-ro, Sinsa-dong, Gangnam Website: https://www.lydianclinic.com/

Chief Asia Economist Chetan Ahya joins Head of India Research and Chief India Equity Strategist Ridham Desai to break down India's macro outlook, capital flows and sector opportunities.Read more insights from Morgan Stanley.----- Transcript -----Chetan Ahya: Welcome to Thoughts on the Market. I'm Chetan Ahya, Morgan Stanley's Chief Asia Economist.Ridham Desai: And I'm Ridham Desai, Morgan Stanley's Head of India Research and Chief India Equity Strategist.Chetan Ahya: Today, the biggest takeaways from our India Investment Forum in Mumbai. From the shifting outlook for India's markets and flows to the sectors driving the next phase of corporate earnings and CapEx.It's Friday, June 12th at 7PM in Hong Kong.Ridham Desai: And 4:30PM in Mumbai.Chetan Ahya: Ridham, the Morgan Stanley's India Investment Forum took place in Mumbai last week, and I was there with you. These events are a great opportunity to speak with investors who come across from the globe to attend. Now that we have had a few days to process the conversations, what stood out to you? What was the biggest shift in investor sentiment that you picked on?Ridham Desai: So, Chetan, I think it's been the case of a continuing story about India. Domestic investors look that they are bullish, and foreign investors continue to stay rather cautious on the Indian markets. We could see that in the overall attendance. In contrast, I think domestic investors were looking for the next stock that they wanted to buy. They were seeking opportunities, and there was a lot of interest in meeting companies.Before we get into markets, let me turn back to you from a macro side. India's growth story remains strong, but relative growth appears to be cooling. This is in contrast to markets like Japan, Taiwan, Korea, and the US. How should investors think about India's macro positioning in that context?Chetan Ahya: So, Ridham, when I look at the macro data in India, they're all indicating a meaningful upside in the growth trend. So I'll just cite two key cyclically sensitive macro data points. One is the banking system credit growth, and number two is the auto sales, particularly the passenger vehicle. So bank credit growth is growing as of the last biweekly data point that we got. It's growing at seventeen point seven percent year-on-year, and car sales are growing at twenty-seven percent in the month of May.But as you were mentioning earlier, the relative growth opportunity is a challenge for India and to just share the numbers on the earnings growth for the first quarter that we saw across the region. So we saw Korea's earnings growth at one hundred and seventy percent. We saw Taiwan's earnings growth at forty-eight percent year on year. Japan at thirty-three percent. The US has seen a growth of about twenty-seven percent year on year.So in that context, when India is reporting thirteen percent growth, it's becoming a challenge for investors to look for opportunities in India relative to other markets. Either they are more focused on the other markets than India. So let me come back to you, Ridham. Staying with the investment implications, India projects stable valuations and strong corporate earnings, but its relative growth advantage has narrowed. How should investors reconcile this contradiction?Ridham Desai: If I go back thirty-five years, as long as we have the MSCI index series, and as far as I have been in this industry, this is the lowest relative multiple that India has traded at. And indeed, growth last year was weak. But if you see QOQ, we have started to accelerate. The broad market earnings growth trajectory has shown a doubling in the quarter that ended March over the quarter that ended December.But it underscores the point you made about the relative growth complex. It's clearly not in India's favor. And a lot of the capital in the world is short-term oriented, and it cares for what growth is gonna come in the next quarter or two. And that's the state of the market right now.However, what I would say is that equities is a quintessential long-duration asset class. In the long run, what matters is terminal growth. I don't really think India's terminal growth has moved much. It remains far superior to a lot of other countries around the world. And therefore, I think this does present itself as a great opportunity for a long-term investor while the markets are digesting this relative growth disadvantage that India seems to have over the next, say, three or four quarters.Chetan Ahya: And Ridham, another theme from the forum was policy action to attract capital. Policymakers announced a number of measures right as our conference ended and they aimed to withdraw withholding tax on debt investors, also providing banks with an incentive to take up more dollar borrowing. How central are these measures to sustaining foreign inflows into Indian markets?Ridham Desai: I think the measures taken by policymakers are very important, probably amongst the most important policy actions this year. The removal of taxation on debt investors will make a difference. The provision for hedging to external commercial borrowings as well as to foreign currency deposits will make a difference.It should boost flows into India over the next twelve months. That said, these measures may not help the equity flows because the equity flows, I think, are going to depend on the relative growth situation. Now, there's only that much India can do to lift its growth. It may accelerate to the high teens. So growth elsewhere needs to decelerate for equity investors to return. Or India needs to see the start of a major IPO cycle because in primary issuances, foreigners do come to buy, and that may change the net picture on FBI flows in the equity markets.But as far as the debt markets are concerned, I think the measures taken last week are going to prove to be quite potent, and India should see the benefits accruing over the next few weeks and months.Chetan, from your perspective, how important is the policy backdrop right now in determining whether India can keep attracting long-term global capital despite more competitive returns elsewhere in the short run?Chetan Ahya: So Ridham, I think the key focus for the policymakers had been with these measures to boost short-term capital inflows to stabilize the currency. There has been a balance of payment deficit. So from that perspective, the short-term capital inflow augmentation effort as you mentioned, has been the correct move. But from the long-term perspective, we think that the government needs to boost competitiveness of the Indian manufacturing. Because in the context in which AI could affect India's services exports, there is a need to augment more export receipts from the manufacturing sector. At the same time, if they improve the competitiveness of the manufacturing sector, it will help India to attract more capital inflows from long-term investors for the purpose of FDI.And the good news is that the government is on it. They are taking a number of measures to boost that competitiveness in the manufacturing. But we think that there is more action needed and hopefully in the intention to improve the balance of payment dynamics and exports from manufacturing sector, we will see more actions from the government in the coming months.Ridham Desai: Chetan, you've also written extensively about the structural capital spending cycle in Asia and India. Can you walk us through the key details here, especially in the Indian context?Chetan Ahya: I think the key story that we are observing, it's sort of more or less global, but definitely very clearly seen in Asia, that there seems to be a super cycle for CapEx as well as industrial activity. This CapEx cycle is effectively driven by spending in four key sectors, and that is AI and AI-related digital infrastructure, energy, defense, and industrial onshoring-related CapEx.Now, as far as India is concerned, we are seeing investments in all the four segments that I just mentioned. In fact, it's seeing a significant amount of activity in the space of energy. And, similarly, we are seeing a lot of policy measures, I mentioned earlier, in terms of boosting manufacturing competitiveness.But at the heart of it is government's effort to onshore industrial supply chain. So India's CapEx has also inflected higher. Having said that, the difference between India and, let's say, North Asia, which is Korea, Taiwan, Japan and China, is that they are also a big player in the export market for capital goods when there is global CapEx cycle upswing happening. Nevertheless, India will see the benefit of this CapEx cycle in terms of its own growth push, as well as improvement in productivity.So Ridham, how would you think about the sectoral opportunity within the Indian markets?Ridham Desai: We see a lot of interest in some of these sectors which you mentioned. But actually, I would like to start off with financials. I see the banks in a very sweet spot. Balance sheets are in pristine condition. The interest rate cycle has troughed, which means margins for the banks have also bottomed and credit growth is finally accelerating. If this CapEx cycle unfolds like the way you are describing it, I think financials will stand to gain the most.And interestingly, the valuations are quite good, both on an absolute as well as on a relative basis. Also, of course, investors can go directly into those sectors which are doing this capital spend. Energy to start with, semiconductors, fertilizers, data centers and aerospace.The only thing to note here is that not everywhere are the valuations attractive enough because in some cases the market has recognized the coming growth cycle and has started to price that in. So we have to be careful about the valuations. But I think financials and industrials are clearly great opportunities in the context of this CapEx recovery that India is likely to see in the coming five years.Chetan Ahya: And additionally, the most requested companies at the summit, Ridham, were consumer sector companies. What do you think investors are looking for at this sector over others?Ridham Desai: So, Chetan, I think from a structural perspective, the Indian consumer is quite clearly the best place to be. In fact, I would say that it's the leverage that India enjoys over the rest of the world.The one point five billion people in this country are split across, say, a hundred and fifty cohorts of ten million each, and each of these cohorts have got different consumption opportunities. So depending on what product or service you're offering to your consumers, there's a market in India, and which in nominal terms is growing between ten and fifteen percent.As we know, last year India accounted for something around seventeen or eighteen percent of global GDP growth, which means depending again on what you are selling to your consumer, India could be between ten and hundred percent of your revenue growth. So India's consumer is something that hardly anybody can avoid.So in summary, Chetan, when I look at it from an investment opportunity, financials, industrials, and consumption, not necessarily in that particular order, are probably the best places for investors to look at. However, IT services, I think could be the dark horse. It's a sector right now which is disrupted or potentially disrupted by AI, and there's a lot of confusion there.But I think as the dust settles on this, it may emerge as one of the most interesting areas for investors to look at. So there's a lot of stuff in India happening right now. I think growth is accelerating. Valuations are looking quite interesting. In fact, the best that they've been in many, many years.Trading performance suggests that investors are not positioned at all. And if things start looking up, then India could be a very good market in the coming twelve months.Chetan Ahya: Ridham, thanks for taking the time to talk.Ridham Desai: Great speaking with you, ChetanChetan Ahya: And thanks for listening. If you enjoy our Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or a colleague today.

On this episode of our World Cup daily show, Harry Symeou shares his thoughts on the opening day at the 2026 World Cup. We discuss Mexico's victory over South Africa, the flurry of red cards & Raul Jimenez's magical moment. Plus, we cover South Korea's impressive performance against Czechia, culminating in the perfect start for Hong Myung-Bo's side. To sign up as a Patreon, get additional episodes, ad-free episodes and become a part of our discord server, click the link below: https://patreon.com/thechroniclesofagooner?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink Listen to 'The Rise of Pafos FC' on Apple podcasts or Spotify: https://podcasts.apple.com/us/podcast/the-rise-of-pafos-fc-with-harry-symeou/id1334407316?i=1000746012823 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Korea 24 is a daily current affairs show that covers all the biggest stories coming out of South Korea. Every weekday, Korea 24 brings you the latest news updates, as well as in-depth analysis on the most important issues with experts and special guests, providing comprehensive insight into the events on the peninsula.

Bert Mizusawa is a retired major general in the United States Army, serving in the Army from 1979 to 2015. Mizusawa also served in the United States Senate as a professional staff member and as a Senior Executive in the Pentagon, making him one of only a handful of individuals to serve at flag rank in the military as well as in both the legislative and executive branches. Mizusawa is also an attorney and is admitted to the bars of New York, the District of Columbia, Virginia and the United States Supreme Court. Awards: Distinguished Service Medal Silver Star Defense Superior Service Medal Legion of Merit Bronze Star Medal Combat Infantryman Master Parachutist Ranger Air Assault Joint Chiefs of Staff Identification Badge Humanitarian Service Medal 1983 Soviet defector incident Mizusawa led the Joint Security Force in a historic firefight against North Korean forces. Mizusawa was awarded the Silver Star for “exceptional valor and gallantry in action” while serving as the Commander of the Joint Security Force (JSF) Company at Panmunjom, Korea on 22 and 23 November 1984. His citation reads “In reaction to thirty attacking North Korean soldiers in pursuit of a Soviet defector, Captain Mizusawa's outstanding leadership and aggressive actions in leading his company while under fire were instrumental in defeating the enemy. Additionally, he personally led the defector to safety while under fire and deliberately, at great risk to himself, exposed himself to the enemy in front of his own troops to ensure the success of his company's combat action. Throughout the intense firefight, Captain Mizusawa displayed a complete disregard for his own personal safety while accomplishing his mission.” Some have credited the successful firefight and rescue of the Soviet defector, which unexpectedly did not result in a Soviet demarche, for convincing President Reagan to hold firm in his negotiations with the Soviet Union, which ultimately led to the end of the Cold War. Meritorious Civilian Service Award

It's the end of an era as Bark Back signs off for the final time. Seann and Sara look at some of your wonderful messages, photos and stories, from cooling bandanas and questionable tooth jewellery to dog tattoos, evolving nicknames and a giant breathing Dachshund sculpture in Korea. Plus, a heartfelt thank you to everyone who has made Bark Back such a special part of the OMD family. 00:00 Bark Back says goodbye 01:55 Jazz's post-bath transformation 03:01 Monty's cooling bandana & tooth jewellery debate 05:59 Mori's tattoo tribute 08:49 Andrea's touching dog tattoo story 11:25 Sunshine the giant Dachshund sculpture12:40 Goodwoof reflections & Martin Clunes spot 14:35 Victoria Pendleton, Malinois & responsible ownership 15:43 Hot weather tips for dogs 16:37 The ultimate penultimate Bark Back message: Eddie's many names 18:07 Sara reveals the secret to her famous whistle 19:26 Thank you for all your stories 20:17 Jack will be back on Monday! #OhMyDog #BarkBack #DogPodcast #DogLovers #DogStories #Cockapoo #Dachshund #DogCommunity #PetPodcast #OMDPod

This week, John and Joon Ha examine South Korea's record fines against Coupang over alleged personal data protection violations, including what the penalties could mean for the U.S.-listed e-commerce giant, Seoul-Washington trade tensions and the broader business environment for foreign companies operating in Korea. They also discuss the fallout from ballot shortages during the June 3 local elections and the growing protests targeting the National Election Commission, looking at how conservatives, university students and election fraud activists have converged around demands for greater accountability from the constitutional body. The conversation then turns to President Lee Jae Myung's summit with European Union leaders in Brussels, breaking down the significance of new agreements on trade, technology and security cooperation, as well as ongoing points of friction over defense procurement and steel exports. Finally, the Korea Pro team looks at President Lee's nomination of former Naver CEO Han Sung-sook as prime minister, what her selection signals about the administration's focus on artificial intelligence and economic growth, and the emerging battle for leadership of the Democratic Party ahead of its August convention. About the podcast: The Korea Pro Podcast is a weekly conversation hosted by Korea Risk Group Executive Director Jeongmin Kim, Managing Editor John Lee and correspondent Joon Ha Park, delivering deep, clear analysis of South Korean politics, diplomacy, security, society and technology for professionals who need more than headlines. Uploaded every Friday. This episode was recorded on Thursday, June 11, 2026. Audio edited by Alannah Hill

Meksiko dan Republik Korea membuka kampanye Piala Dunia FIFA 2026 mereka dengan kemenangan, sementara Socceroos melanjutkan persiapan untuk pertandingan pembuka Grup D melawan Turki pada hari Minggu.

Il-Messiku u l-Korea ta' Fuq fetħu l-logħob tat-Tazza tad-Dinja 2026, waqt li s-Socceroos qed ikomplu l-preparazzjonijiet tagħhom fi Grupp D kontra t-Trukija nhar il-Ħadd.

This is the official VIC 4 VETS Honor Roll, highlighting our Honored Veterans during Veterans Appreciation Month. SUBMITTED BY: Listener Bob________________________________________________________________ Vic and Ken,I've thoroughly enjoyed and deeply appreciate the fact that this has been a weekly event for quite a while, and that it's now a daily occurrence during the month of June is just a phenomenal idea! Thank you both so much for that! It's very possible that I've missed any segment that may have mentioned the unsung heroes of so many U.S. Military Combat Operations, the K-9 Warrior. I'd like to take the opportunity to recognize the innumerable brave, intelligent, and Fearless members of the Armed Forces, which have served in every war since the American Revolution, in one form or another...as well as in other worldwide conflicts throughout human history. The story of the Military Working Dog (MWD) in US Forces officially began on March 13, 1942. That’s when the U.S. Army launched its War Dog Program during World War II, though canines have served honorably for much longer than that...including Sgt Stubby, a stray Boston Terrier Mix who served in WWI - he served in 17 battles, alerting troops to incoming gas attacks before humans could detect them, comforting wounded soldiers, and even capturing a German spy by biting him and refusing to let go until soldiers could capture him. Stories abound of our magnificent K9 companions serving honorably and selflessly in WWI and WWII, Korea, Vietnam, Iraq and Afghanistan (including the Belgian Malinois with nerves of steel, Cairo, who was part of SEAL Team 6’s historic mission to eliminate Osama bin Laden...and another Belgian Malinois, Conan - who played a critical role in the Delta Force raid that eliminated the ISIS leader Abu Bakr al-Baghdadi, only two of the many, many canines who've served selflessly and honorably, even while mortally wounded in some cases. The stories of these amazing K9 heroes remind us that courage and sacrifice aren’t limited to humans. For over a century, military working dogs have saved lives, detected danger, and provided unwavering loyalty to the soldiers they served alongside. Whether charging into battle, shielding their handlers, or using their sharp instincts to prevent catastrophe, these dogs have played a vital role in American military history." I get lost reading stories of them, there are so many. We as humans cannot possibly thank our deserving Canine Companions enough just for our interactions with them in our daily humdrum lives; their amazing contributions to human society in wartime is the well-earned and well-deserved stuff of legends. Here are some of the other K9 Heroes featured on pawpularcompanions.biz: Sgt. Stubby (WWI) - The Original War DogChips (WWII) - The One-Dog ArmySmoky (WWII) - The Little Terrier That CouldNemo A534 (Vietnam War) - The Dog Who Wouldn’t Back DownCairo (SEAL Team 6, Bin Laden Raid, 2011) - The Modern LegendLucca (USMC, Iraq & Afghanistan) - The LifesaverRags (WWI) - The Messenger DogRex (Iraq War) - The Marine’s Best FriendConan (Delta Force, ISIS Raid, 2019) - The Terrorist HunterGander (WWII, Battle of Hong Kong) - The Ultimate SacrificeHonza (War on Terror, USMC) - The Explosives ExpertLayka (Afghanistan, U.S. Army Rangers) - The Indestructible Warrior K9 Veterans Day is March 13th. You can read about many of the amazing K9 Veterans by going to: www.pawpularcompanions.biz and search “K9 Veterans” If they've been covered already and I missed it, I apologize...if not, is it possible that Vic could do a segment honoring these wonderful warriors of ours? Thank you both for the show in general, and especially for honoring our many veterans who've sacrificed so much in service to America, and God Bless America! ______________________________________________________________ Today's VIC 4 VETS Honor Roll Inductees, Honored Veterans on NewsTalkSTL.With support from our friends at: Alamo Military Collectables, Gemini Wealth Group H.E.R.O.E.S. CARE, Inc. Michel's Funeral Home and Freddie's Market See omnystudio.com/listener for privacy information.

The tournament of tournaments has finally arrived, and Rog and Rory Smith are here to break it all down on Night Cup. First, Mexico open with a one-sided victory over South Africa in front of a raucous home crowd. Then, Korea come from behind to snatch three points from Czechia. Are the Koreans now all but assured a round of 32 birth? Plus, New York City Mayor Zohran Mamdani joins Rog to discuss his earliest tournament memories, New York City hot spots, and what to expect from the summer ahead. Join us on June 12th for Match Day Live in Los Angeles! RSVP here: https://mibcourage.co/3Q9dKf3 Check out the Men in Blazers Shop: https://mibcourage.co/4qIb2L1Sign up for our newsletters: https://mibcourage.co/4rA5fGzJoin our Discord! https://discord.gg/9dUpP2pHHUSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Preview for Later Today: Jack Burnham discusses Kim Jong-un's rise from pandemic-era economic failure to a confident global leader. A modernized military and support from Russia and China have strengthened his position relative to Xi Jinping.1951 Korea

Korea 24 is a daily current affairs show that covers all the biggest stories coming out of South Korea. Every weekday, Korea 24 brings you the latest news updates, as well as in-depth analysis on the most important issues with experts and special guests, providing comprehensive insight into the events on the peninsula.

This week, Jun and Daniel sit down for a very special, one-of-a-kind episode featuring four unprecedented guests: Daniel's children! Ranging in age from 3 to 11, the kids have spent the last five years growing up in South Korea, and with the family's impending move back to the United States, Daniel and Jun wanted to capture their unique perspectives as a family time capsule.If you're interested in what third culture kids think about transitioning from Korean elementary schools to American ones, how playground politics are divided by language fluency, or the hilarious ways children interpret adult podcast conversations (hint: interest rates and elevators), this episode is a must-listen. The kids also share their earliest memories of moving to Korea during the height of the COVID-19 pandemic—including the two-week mandatory quarantine, daily cotton swabs, and the indoor arcade in their temporary housing. We even get a live, unscripted Pokémon card unboxing!As a reminder, we publish our episodes bi-weekly from Seoul, South Korea. We hope you enjoy listening to our conversation, and we're so excited to have you following us on this journeySupport the showWe hope you enjoy listening to our conversation, and we're so excited to have you following us on this journey!Support us on Patreon:https://patreon.com/user?u=99211862Follow us on socials: https://www.instagram.com/koreanamericanpodcast/https://twitter.com/korampodcasthttps://www.tiktok.com/@koreanamericanpodcastQuestions/Comments/Feedback? Email us at: koreanamericanpodcast@gmail.com Member of the iyagi media network (www.iyagimedia.com)

June 10, 2026 - Join us for a virtual program exploring new thinking on Korea's aging, shrinking society with Dr. Youngtae Cho, Director of the Population Policy Research Center and professor of demography at the School of Public Health at Seoul National University (SNU). Although South Korea's total fertility rate rebounded slightly to reach 0.8 babies per woman, it remains the lowest in the world and well below the replacement rate of 2.1 needed to maintain the population level. Consequently, Korea's population structure is experiencing a whipsaw demographic shift; by 2050, the working age population is projected to halve, with over 40 percent of the population over 65 years old. This transition will usher in profound social and economic challenges that will require ingenuity and accommodation to address. Professor Cho is one of South Korea's most prominent demographers. His research interests include Korea's low fertility, its fundamental causes and policy reactions, Vietnam's new population policy, business demography, and population profiling. He is best known for his "Population as a Determined Future" thesis, which argues that while demographic shifts are predictable and inevitable, society can mitigate their impact through strategic adaptation. The discussion is moderated by policy director Jonathan Corrado. This program is made possible by the generous support of the Korea Foundation and our individual and corporate members. For the video version of this program including slides, please visit the link below: https://www.youtube.com/live/rQuiuDtkV-c For more information, please visit the link below: https://www.koreasociety.org/policy-and-corporate-programs/2148-aging-society

What happens when you spend more than two decades helping organizations communicate, investigate, and build trust across the globe? In this episode of Truth Be Told, Dave Thompson, CFI sits down with WZ Vice President of International, Chris Norris, CFI to explore what he's learned from working in more than 45 countries and traveling to over 80. From living in the UK to teaching investigators in Afghanistan, Korea, Brazil, and beyond, Chris shares the cultural lessons, communication mistakes, and relationship-building strategies that have shaped his career. The conversation dives into the surprising differences—and remarkable similarities—between people around the world. Chris discusses how curiosity, humility, and adaptability can help anyone build stronger relationships, whether they're leading an international team, conducting an interview, or simply connecting with people from different backgrounds. Along the way, he shares memorable stories about cultural misunderstandings, translating investigative training across languages, and why some of the most important communication lessons have nothing to do with words at all. Learn more about WZ's International presence! Truths: People are more alike than different. Whether you're in London, Seoul, Kabul, or Chicago, the fundamental challenges of communication, trust, and information gathering remain remarkably consistent. Cultural differences matter, but human nature is universal. Curiosity is a communication superpower. The most effective communicators don't assume—they ask. Chris shares how approaching new cultures with humility, patience, and a willingness to learn opens doors that expertise alone cannot. Adaptation builds credibility. From language choices and email etiquette to dress and behavior, small adjustments can make a big difference in building rapport and trust across cultures. Adaptation isn't about changing who you are—it's about showing respect for the people you're trying to connect with. Don't mistake difference for resistance. What looks like disengagement, disrespect, or reluctance in one culture may actually be a sign of respect in another. Effective communicators learn to challenge their assumptions before drawing conclusions. Open-mindedness is the foundation of growth. Chris's message to every class is simple: "Be open-minded, and we'll learn something together." Whether you're leading a team, conducting an interview, or traveling abroad, growth begins when you're willing to see the world through someone else's perspective.  

⚽️ Mezzala足球: https://www.instagram.com/mezzala_football_mz/reels/ 四年一次的世足一定要瘋一下↓↓↓ (01:30) 台灣和香港的足球差距 (08:00) 世界杯增加隊伍 (21:20) 世足的奪冠熱門 (28:35) 推歌時間～ Группа КИНО - Группа крови、Shakira - Waka Waka (This Time for Africa) 別忘了小額贊助

World news in 7 minutes. Friday 12th June 2026.Today : Iran-US war. Indian sailors killed. Korea Coupang fine. Thailand sentence. Somalia referee. Malawi repatriations. Ukraine Russia strikes. ECB rates. Spain Pope. Peru election. Mexico world cup starts.SEND7 is supported by our amazing listeners like you.Our supporters get access to the transcripts and vocabulary list written by us every day.Our supporters get access to an English worksheet made by us once per week.Our supporters get access to our weekly news quiz made by us once per week.We give 10% of our profit to Effective Altruism charities. You can become a supporter at send7.org/supportWith Stephen DevincenziContact us at podcast@send7.org or send an audio message at speakpipe.com/send7Please leave a rating on Apple podcasts or Spotify.We don't use AI! Every word is written and recorded by us! We do not consent to the podcast being used to train AI.Since 2020, SEND7 (Simple English News Daily in 7 minutes) has been telling the most important world news stories in intermediate English. Every day, listen to the most important stories from every part of the world in slow, clear English. Whether you are an intermediate learner trying to improve your advanced, technical and business English, or if you are a native speaker who just wants to hear a summary of world news as fast as possible, join Stephen Devincenzi, Juliet Martin and Ben Mallett every morning. Transcripts, vocabulary lists, worksheets and our weekly world news quiz are available for our amazing supporters at send7.org. Simple English News Daily is the perfect way to start your day, by practising your listening skills and understanding complicated daily news in a simple way. It is also highly valuable for IELTS and TOEFL students. Students, teachers, TEFL teachers, and people with English as a second language, tell us that they use SEND7 because they can learn English through hard topics, but simple grammar. We believe that the best way to improve your spoken English is to immerse yourself in real-life content, such as what our podcast provides. SEND7 covers all news including politics, business, natural events and human rights. Whether it is happening in Europe, Africa, Asia, the Americas or Oceania, you will hear it on SEND7, and you will understand it.Get your daily news and improve your English listening in the time it takes to make a coffee.For more information visit send7.org/contact or send an email to podcast@send7.org

Když v tomto týdnu vyrazil po sedmi letech na návštěvu Pchjongjangu čínský prezident Si Ťin-pching, nešlo o výjimečné prolomení izolace tamního diktátorského režimu. O přízeň Kim Čong-una se uchází i Moskva, kterou Severní Korea podporuje v její útočné válce proti Ukrajině. Výměnou za tuto pomoc dorazily do Severní Koreji ruské peníze - a s nimi i relativní hospodářský rozkvět. Bojí se Čína rostoucího vlivu Ruska v zemi, kterou tradičně považovala za svého vazala? A co chtějí Spojené státy?Hostka: Tereza Novotná - výzkumná pracovnice institutu Europeum, která působí na Svobodné univerzitě BerlínČlánek a další informace najdete na webu Seznam Zprávy.Sledujte nás na sociálních sítích X, Instagram, Threads nebo Bluesky. Náměty a připomínky nám můžete psát na e-mail zaminutusest@sz.czHlasujte pro náš podcast v anketě Podcast roku

MinistryWatch has long been a proponent of what some call the “New Paradigm” of missions. This New Paradigm has several components, but at its core is the notion that well-trained indigenous missionaries are better positioned to evangelize their neighbors than American missionaries who come from thousands of miles away with little knowledge of the language or culture of the people they hope to evangelize. The Institute for Great Commission Research (IGCR) at California Baptist University recently released “Missional Imagination: How the Next Generation Understands Missions.” Among the “top line” findings of this landmark study is this: “Supporting local Christians in their context is seen as the most trusted model of missions.” The study continued, “This preference reflects a strong concern for cultural legitimacy, partnership, and long-term witness, and signals a shift away from models centered on external control, short-term intervention, or visibility.” The man who led that study is my guest today. Dr. Matthew Niermann serves as Professor of Architecture and Associate Dean of the College of Architecture, Visual Arts & Design at California Baptist University.  Niermann serves as a director of the Lausanne Movement and editor of the State of the Great Commission Report prepared for the 4th Global Congress in Seoul, Korea in 2024. Niermann holds a Ph.D. in Architectural Design from the University of Michigan, M.A. Apologetics from BIOLA, M.A. Theology and Th.M. of Missiology from Gordon-Conwell Theological Seminary. The producer for today's program is Jeff McIntosh. I'm your host Warren Smith. Until next time, may God bless you.  

S&P futures are down (0.5%) as of now and indicating a lower open today. Asian markets closed mostly lower on Wednesday, weighed down by geopolitical concerns and semiconductor-driven selling pressures. Japan's Nikkei fell (1.9%), with SoftBank closed (8%) lower following stalled OpenAI-backed loan talks. Korea's Kospi closed sharply lower, nearly wiping out Tuesday's rally. Greater China markets recorded relatively milder losses. European markets are slightly higher in early trading.Companies Mentioned: OpenAI, Blackstone, Starbucks

Korea 24 is a daily current affairs show that covers all the biggest stories coming out of South Korea. Every weekday, Korea 24 brings you the latest news updates, as well as in-depth analysis on the most important issues with experts and special guests, providing comprehensive insight into the events on the peninsula.

If past practice is any guide, Chinese dictator Xi Jinping's state visit to North Korea yesterday afforded an opportunity for more  “strategic arson” aimed at distracting the United States from his increasing preparations for acquiring Taiwan via force if coercive pressure and/or elections don't have that effect. That could entail a manufactured ratcheting up of tensions with South Korea now controlled by another of Xi's Communist allies, President Lee Jae-Myung. He's long wanted to remove U.S. forces from the peninsula and would probably happily play along with a bit of PRC-directed theater to do so to avert a Potemkin crisis. Another ominous possibility is that Xi covertly directed Kim to join him in rearming Iran, building on their Chinese-approved collaboration on nuclear weapons by transferring one or more of them from Kim's burgeoning arsenal to Tehran.   Brace for impact. This is Frank Gaffney.

진행자: 최정윤, Tannith KrielLee calls for fundamental fixes after ballot fiasco, reflects on 'sensitivity to sovereignty'기사 요약: 6·3 지방선거 당시 발생한 투표용지 부족 사태와 관련해 이재명 대통령은 “구조적 문제를 인식하고 개선해야 한다”고 말하며, 이 문제를 지적하는 청년들의 모습을 두고 “귀하고 존경스럽다”고 평가했다.[1] President Lee Jae Myung on Monday called for “fundamental measures” to prevent a repeat of the ballot shortages that marred the June 3 local elections, saying the controversy had led him to question whether he had lacked “sensitivity to sovereignty.”fiasco: 대참사mar: 훼손하다, 망치다sovereignty: 주권[2] Speaking at a news conference marking his first year in office at Cheong Wa Dae, Lee said the unprecedented disruption was “not about the number of votes or the outcome,” but rather “a matter of principle.”unprecedented: 전례 없는principle: 원칙[3] “I have also reflected deeply on the argument that this is a fundamental issue concerning the exercise of sovereignty in the democratic Republic of Korea,” Lee said, referring to South Korea by its official name.reflect on: ~에 대해 성찰하다, ~을 되돌아보다exercise: (권리, 권한 등을) 행사하다[4] “That is why I have come to think that we must devise fundamental measures. We were far too complacent.” Lee praised young people who criticized the ballot shortages, saying the protests “may be somewhat mixed up with election fraud claims,” but that he “sees it as entirely different.”devise: 고안하다, 마련하다complacent: 안일한, 현실에 안주하는기사 원문: https://www.koreaherald.com/article/10766231

Fresh out of the studio, James Liang — Co-founder and Executive Chairman of Trip.com Group, economist, and author of Innovationism: A New Philosophy for the Age of AI — joins us to explore what becomes of human meaning when AI does the work. James argues that innovation and heritage are "the same coin": innovation measured by how much heritage it leaves behind. He unpacks why the individual, not the nation or firm, is the binding constraint on innovation, why aging societies stop producing startups, and how his Nature 2024 hybrid-work study reframes family-friendly policy as economically rational. Closing the conversation, James explains why he is bullish on China mid-term but bearish long-term — and why population, not chips, is the real race."To innovate and to innovate successfully is measured by how much heritage you generate. But you know what's a good innovation? What's innovation can have a lasting impact? In my definition, the good news is it's going to last." - James LiangEpisode Highlights:[00:00] Quote of the Day by James Liang, Chairman of Trip.com Group[01:06] Introduction: James Liang[03:18] Stepping down twice — the mobile wave he didn't see[05:57] Founder mode and returning to lead Trip.com[07:31] Three life lessons: a rich life, experience, family[09:44] Innovationism — why the book opens with his daughter[11:24] Core tenets: innovation and heritage as one coin[14:38] Innovation as writing a company's cultural values[16:00] What heritage really means[17:32] Distil to simplicity; learn more in the age of AI[19:00] The Nature 2024 hybrid-work experiment[19:44] Triple-win policies: employee, company, society[22:52] Innovation capacity — neurons, scale, connection[25:37] Three levels: nation, firm, individual[29:00] Why innovation cannot be planned top-down[30:21] Japan's missing startups; Korea and China compared[32:14] Hierarchy, vested interests, and blocked young talent[33:17] AI and moats — operators and the physical world[35:36] Education reform — stop filtering children too early[37:31] College as universal general education[40:00] Understanding still matters in the age of AI[41:46] What readers won't pick up from the page[42:14] The AI end game — master, child, or pet[43:27] Population as the safeguard against losing control[45:14] Technology ethics at the frontier[46:01] Longevity, fresh blood, and stagnation[49:19] Interstellar trips as Trip.com's next frontier[49:41] The biggest misconceptions about China's innovation[50:36] The big-country advantage in digital technology[52:23] Electric cars, life science, three times the talent[54:16] The China–US race — researchers as the real bottleneck[56:38] Why blocking China hurts the US more[57:42] The question James wishes people would ask[59:25] Success for innovationism — relax, travel, have children[61:22] ClosingProfile: James Liang, Co-founder, Executive Chairman of the Board, Trip.com Group and Author of "Innovationism: A New Philosophy for the Age of AI" LinkedIn: https://www.linkedin.com/in/james-liang-tripgroup/Trip.com Group: https://investors.trip.com/board-member/james-jianzhang-liangPodcast Information: Bernard Leong hosts and produces the show. The proper credits for the intro and end music are "Energetic Sports Drive." G. Thomas Craig mixed and edited the episode in both video and audio format.

The conventional business press obsesses over company rivalries and product launches, but almost never asks the more important question: who is the category king of every market? The Pirate Street Journal flips that lens entirely. On this episode, Christopher Lochhead, Eddie Yoon, and Bri Clark break down three of the most consequential stories in business today, all viewed through the category design framework. From the layered battle of the AI technology stack to America’s energy crisis and Korea’s semiconductor windfall, the real game is being played on a board most analysts are not even looking at. You're listening to Christopher Lochhead: Follow Your Different. We are the real dialogue podcast for people with a different mind. So get your mind in a different place, and hey ho, let's go.   The Battle of the Stack: Why the Wrong Fight Is Getting All the Attention Every major technology era runs on a six-layer stack: power, internal hardware, infrastructure, operating system, user hardware, and applications. History shows that the company dominating the early layers rarely ends up holding the crown. IBM led hardware in the PC era, but Microsoft won software. The pattern repeats: hardware kings win first, but the integrator of the most valuable layers wins last. Today, Nvidia sits atop a single layer at over five trillion dollars in market value, and if history holds, that concentration is the seat most likely to be rerated. The real competition is not OpenAI versus Anthropic. It is Nvidia versus a decades-old playbook, with Microsoft, Alphabet, and Elon Musk each racing to stack the most valuable rows on the board.   The Power Lottery: Owning the Well Versus Renting the Water Power is the one layer on the AI stack that almost nobody owns outright. Microsoft is restarting a nuclear plant. Anthropic is renting compute on a lease that can be clawed back in 90 days. Everyone is scrambling for electricity, but scrambling and owning are entirely different positions. The only player with the power square genuinely filled is Elon Musk through his combined portfolio of Tesla, SpaceX, and xAI. Meanwhile, America is blocking or delaying 48 data center projects representing 156 billion dollars in investment, while China builds power infrastructure at wartime speed with engineering-trained politicians leading the charge. The math is simple: the best models and chips mean nothing if you cannot plug them in. Battery storage at scale, incentivized solar adoption, and hydroelectric partnerships like the one forming between Quebec and Vermont represent non-obvious paths forward that states and local governments can act on right now.   Korea’s Chip Dividend: The First Live Test of AI Abundance Samsung and SK Hynix are projected to generate roughly 1.7 trillion in combined operating profit between 2026 and 2028. Taxed at Korea’s rate, that flows approximately 430 billion dollars to the government, enough to cover nearly half of the country’s national debt. On the ground near their campuses, luxury sales are surging, with jewelry up 147 percent and watches up 85 percent. Korea’s Labor Minister has already called semiconductors a public good, and there is a serious proposal to distribute part of the windfall directly to citizens. The Alaska Permanent Fund Dividend offers a working precedent: residents receive an equal payout drawn from oil abundance simply for living there. Korea is now running the first live national experiment in whether AI-era wealth flows broadly or concentrates narrowly. For the United States, facing a debt crisis with limited options, Korea’s model points toward a fourth path: create the conditions for massive abundance through AI and let a steady tax rate on explosive growth do what raising taxes, printing money, or cutting entitlements never could. To hear more from the Pirate Street Journal, download and listen to this episode. You can also read more Pirate Street Journal entries in the Category Pirates newsletter.   We hope you enjoyed this episode of Christopher Lochhead: Follow Your Different™! Christopher loves hearing from his listeners. Feel free to email him, connect on Facebook, X (formerly Twitter), LinkedIn, and subscribe on Apple Podcast / Spotify!    

Live June 8, 2026 | Yaron Brook Show(Season 12, Episode 100)Israel/Iran/Lebanon/Trump; Russia; Interview; H1B; N. Korea; Achievements | Yaron Brook ShowIsrael vs. Iran: Is Trump Saving Hezbollah, Betraying Israel, and Rewriting Reality?Plus: Russia's grinding war, the H-1B battle, North Korea's weapons boom, and the technological breakthroughs changing the future.Israel strikes. Iran retaliates. Hezbollah refuses to disappear. And Donald Trump inserts himself into the center of the Middle East's most dangerous conflict.In this episode of The Yaron Brook Show, Yaron returns to break down a dramatic weekend in the Middle East, the escalating Israel-Iran-Hezbollah confrontation, Trump's pressure campaign on Israel, and what the conflict reveals about America's role in the region.But that's only the beginning.Yaron also examines the state of Russia's war in Ukraine, Trump's latest claims about January 6 and the 2020 election, the growing fight over H-1B visas and legal immigration, North Korea's surprising economic gains from arms sales, and several astonishing technological breakthroughs—from autonomous trucking and Parkinson's treatments to supersonic flight.Then, in a wide-ranging Q&A, Yaron tackles everything from Neil deGrasse Tyson and Kant to Elon Musk, altruism, capitalism, immigration, gun rights, Netanyahu, Hezbollah, and the future of Objectivism.Whether you agree or disagree, this episode pulls no punches.Watch now and join the conversation.

Andrew, Ben, and Tom discuss China's $295 billion AI infrastructure plan that hands 80% of the buildout to Huawei and squeezes out Nvidia and AMD, Taiwan's tightening AI chip export controls, Korea's 8% rebound after yesterday's circuit breaker, OpenAI's S-1 filing as it races Anthropic to be the first AI lab to go public, the finalized $36 billion Apollo-Blackstone-Google-Anthropic-Broadcom TPU financing deal, and Apple's underwhelming WWDC keynote with a slow Siri AI rollout limited outside the US.Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

Korea 24 is a daily current affairs show that covers all the biggest stories coming out of South Korea. Every weekday, Korea 24 brings you the latest news updates, as well as in-depth analysis on the most important issues with experts and special guests, providing comprehensive insight into the events on the peninsula.

Send us Fan MailSouth Korea just held its 9th nationwide local elections on June 3, 2026, and what should have been a routine referendum on President Lee Jae-myung's first year turned into a genuine mess. Polling stations in Seoul started running out of ballot paper mid-day. Voters waited hours. Some gave up and left. In Songpa and Gangnam, people were still voting at 10 p.m. And then the protesters showed up to block the ballot boxes.Joe and Shawn break down what actually happened, why the National Election Commission's explanation is both accurate and embarrassing, and why "we ran out of paper" is such a uniquely devastating failure for an institution that was already under scrutiny. They also take a longer look at Korea's post-1987 democratic history, a list of election fiascos that includes vote-buying rice bags, NIS agents running smear campaigns online, COVID ballot chaos, and a 2022 election where the main controversy was that ballots were being transported in plastic baskets you'd buy at Daiso.Korea's democracy is real. It's also messy, loudly contested, and occasionally embarrassing. This episode is about both of those things being true at the same time. Korea's #1 ghost and dark history walking tour. Book at DarkSideOfSeoul.com Get your comic at DarkSideOfSeoul.comSupport the showJoin our Patreon to get more stuffhttps://patreon.com/darksideofseoulBook a tour of The Dark Side of Seoul Ghost Walk at https://darksideofseoul.comPitch your idea here. https://www.darksideofseoul.com/expats-of-the-wild-east/CreditsProduced by Joe McPherson and Shawn MorrisseyMusic by SoraksanTop tier PatronsAngel EarlJoel BonominiDevon HiphnerGabi PalominoSteve MarshEva SikoraRon ChangMackenzie MooreHunter WinterCecilia Löfgren DumasJosephine RydbergDevin BuchananAshley WrightGeorge IrionFacebook Page | Instagram

Paul and Nathan look ahead to Korea's Group A opener at the 2026 FIFA World Cup against Czechia, including predicting the starting XI. We also hear from Czech football writer, formerly of KLU, Tom Danciek who provides us with a scouting report.

This week on Blocked and Reported, Jesse and Katie discuss nuisance streamer Johnny Somali, the content creator and criminal pest who travels to foreign countries to harass locals and desecrate cultural sites. Our new theme songOpinion | America Has a Masculinity Crisis - The New York TimesWe Talked to the Host Accused of Doing “Satanic Rituals” In His Airbnb‘Is the UVA Rape Story a Gigantic Hoax?' Asks IdiotChud the Builder Wounded in Self-Inflicted Shooting Outside Tennessee Courthouse‘Chud the Builder' faces attempted murder charge, bond set at $1.25 million | CNNUS YouTuber Johnny Somali gets jail time in Korea over deepfake, public stunts - The Korea Herald This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.blockedandreported.org/subscribe

Federal judges are under threat as never before. A 60 MINUTES investigation found that judges who have ruled against the Trump administration have become top targets. 60 MINUTES spoke with 26 federal judges – 9 Democratic appointees and 17 Republican, both sitting and retired. As Bill Whitaker reports, the sitting judges tell 60 MINUTES they feel under siege – and fear for their safety and for the future of the country. Heather Abbott is the producer. Shipbuilding in the United States has been decimated over the decades by shortsighted policies and neglect. Today, the U.S. builds about three large commercial cargo ships a year while China rolls out around 1,000. The Trump administration has called this a national security crisis and is making it a priority to revive the American shipbuilding industry. One solution comes from our ally, South Korea. Hanwha, the Korean ship-making giant, is hoping to help resurrect the industry in the U.S. by buying and reviving the Philadelphia shipyard. Correspondent Lesley Stahl reports from Hanwha's shipyards in Korea and Philadelphia. Shachar Bar-On and Jinsol Jung are the producers. Progress in treating diseases of aging like Alzheimer's and other forms of dementia has been difficult. A new research project finds dogs could help change that. Scientists are discovering the biology of aging in our canine companions has striking parallels to human aging. Our dogs develop many of the same diseases we do and have remarkably similar brain structures. Correspondent Anderson Cooper reports on the Dog Aging Project, a community initiative collecting data on more than 50,000 dogs across the country in hopes of revealing pathways to help humans and our four-legged friends live longer, healthier lives. Denise Schrier Cetta is the producer.

Keith talks with data-driven investor Neal Bawa, the "mad scientist of multifamily," about why apartment values have dropped 20%–30% while single-family prices have stayed resilient.  They break down how interest rate shocks, the homeowner lock-in effect, and a wave of new multifamily supply are reshaping returns for today's investors.  Keith and Neal also dissect the build-to-rent model—who it really serves, how apartment oversupply is pressuring its rents, and why pending legislation could upend the space.  Neal closes with a specific, data-backed timeline for when multifamily rents and values may finally turn the corner, giving listeners a concrete roadmap instead of vague market guesses. Resources: Grocapitus Website - https://www.grocapitus.com Multifamily U's Free eBook: Location Magic - https://multifamilyu.com/lp/location-magic-ebook/ Multifamily U's Investor Club – https://multifamilyu.com/club Episode Page: GetRichEducation.com/609 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host, Keith Weinhold. The single-family real estate market is steady, but with apartment building values down 20 to 30% since 2022 when will the multifamily Armageddon end? We ask our qualified guest, and how will slowing birth rates in immigration affect real estate? And more today on Get Rich Education. You know, Mid South Home Buyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now, their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to Daniel Thomas hind.com H I N D, that's Daniel Thomas hind.com and sign up before Spotsville Flock homes helps multifamily owners exit the operator grind, whether it's your six plex or a 50 unit apartment, through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre That's F L O C K homes dot com slash G R E.   Neal Bawa  2:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:29   Welcome to GRE from Valencia, Spain to Valencia, California, and across 188 nations worldwide. America's favorite shaved mammal on a microphone is back with you for another wealth building week. I'm Keith Weinhold, and you're listening to Get Rich Education. The world's biggest problems are the world's biggest businesses. That's not a coincidence, and that's why we discuss housing here. And there's been a chronic shortage of affordable housing last month at a commencement speech, Harrison Ford, yes, the guy that played both Han Solo and Indiana Jones, talked about how a fulfilling life has both passion and purpose. Passion is what gets you out of bed in the morning, purpose is what helps you sleep at night, you and I. We can bring this mindset to our lifestyle, to the business we do, and to our investing. Treating tenants well is what helps real estate investors sleep well at night. While we're doing well, we can be doing good too. Multifamily syndicators keep failing, going out of business, and losing all of their investors' money due to mortgage rate resets. It just keeps happening. What this really means, that these groups that pooled together investor money to buy apartment buildings, largely that were set up in 2022 and earlier keep blowing up almost fully due to the fact that interest rates reset higher. Some of them had a fixed rate for five years. Well, rates spiked four years ago, and that's why a lot of them have yet to blow up, and these apartments have lost so much value that no one will refinance them, you know. Even if that apartment operator increased the net operating income over the years, even if rents went up, it doesn't matter. So, you still haven't heard the last of it. Do you remember a couple years ago, when a lot of people in the apartment space, they were saying just stay alive till 25 and that nonsense, like if you keep your head above water until 2025 oh well, then rates are certainly going to fall, and everyone's going to be okay. Well, 2025 is long gone.    Keith Weinhold  5:01   Mortgage rates haven't fallen in any significant way, so that survive until 25 thing or whatever mantra derivative people used that was a farce, like I've said on the show here for years. You cannot predict interest rates, so I didn't make the call that they were going to go up or down at all, because you can't predict them, but so many people said, oh, rates will fall substantially by now, no way, you just can't make that assumption, you've got to take history over hunches, and all of that, a lot of those multifamily deals 100% depended. depended on refinancing at favorable rates, and that's exactly why they failed. A surefire way to look foolish is to predict interest rates. We'll talk more about the multifamily Armageddon with today's guest. I also want to get into what's called the 21st century road to housing act, because that became one of the most hotly debated housing policy provisions this year. And what this is, is a Senate bill, and it would require certain large institutional investors that develop these bills to rent single family communities. It would force them to sell those homes to individual buyers within seven years. So, in other words, what a big firm could do is build a neighborhood of rental homes, lease them for up to seven years, but they couldn't hold on to them any longer than that. They couldn't hold them indefinitely as rentals, this bill is not aimed at you, the individual investor. It is aimed at big institutions, and what I mean by that is that's generally defined as owning 350 or more homes. That's what we're talking about here. Small landlords and mom and pop investors are not the target, it targets corporate portfolios, and this means groups whose names you've probably heard of, like Blackstone, First Key Homes, Progress Residential, and Invitation Homes. They are some of the heavyweights that the government is looking to clamp down on, so whenever you hear someone talk about big Wall Street landlords, that is who they're talking about. Now, some groups are pretty worried about the 21st Century Road to Housing Act, like the NHB, that's the National Association of Home Builders, and a lot of multifamily groups are concerned, and why is that? Well, the effect is it could dramatically reduce new housing production.   Keith Weinhold  7:44   See, a big institution like First Key Homes or Blackstone, they wouldn't want to even get into this business anymore. They wouldn't want to build big build to rent communities anymore if they have to sell them all within seven years. See, they want to buy and hold for the long term, kind of like what you and I are doing, because you and I know that owning a group of selective buy and hold single family rentals is a really profitable place to be, but so if they don't want to build, then that creates a reduction in supply, which could make prices go up, and then obviously hurt those trying to afford their own home. Well, that would defeat the purpose of this whole thing. I mean, my gosh, this always seems to happen when government gets involved. So, the 21st Century Road to Housing Act could limit supply, which is the exact opposite of its intent to get first-time home buyers into their first home, and if this passes, it does have bipartisan support. This lower supply, then yes, indeed puts upward pressure on prices. Just amazing. So then it could actually go on to help the everyday mom and pop investor, like you and I, that already owns property, the individual at last check, though they're looking to pass a version that still restricts some of these giant institutions from getting into build to rents, but yet it does not have that seven year sale requirement. What's really important to remember here is that Washington, they're looking to stifle big Wall Street players from the rental market, which could reduce supply. They're not targeting individual investors. The context that's important is that these groups, they own 10s of 1000s of homes, they don't own hundreds of 1000s, and they don't own a million, so it's a really small percentage of the housing market, whatever direction policy breaks, then the headlines that it creates are just greater in magnitude than the effect on the market is. It's an important frame of reference here. Let's meet this week's guest. This week we're welcoming back a guest that we haven't heard from in a year or two in real estate circles. He is popularly known as the mad scientist of multifamily. He's quite an in-demand speaker. He has a $500 million multifamily portfolio that he essentially shares with over 1300 investors. He's sharp, a good educator, and a straight shooter. That's why he's here. It's a warm welcome back to Neal Bawa.   Neal Bawa  10:32   Thanks for having me on the show again. It's delightful to be here, and so many interesting things to talk about in the world these days.   Keith Weinhold  10:38   There really are.. I don't know if we can get it all in, Bawa is spelled B A W A. Neal, I want to get to your future housing market outlook later. How you think the future looks, including when multi families quasi Armageddon might end. But first, you're known as a data driven real estate guy. Tell us about that, and how being data driven makes you profitable.   Neal Bawa  11:03   I see concern, and I'll tell you why. The single family and multifamily market have been atrociously incredibly divergent since the first quarter of 2022 They have not tracked yet each other at all, even though if you look at the last 50 years, they tend to track each other. So you know, 2008 was a Armageddon for single family, Armageddon for multifamily, and they both sort of came up in 2012 2013 and then they had a really good time until Covid.   Keith Weinhold  11:30   Yeah,   Neal Bawa  11:31   but the second quarter of 2022 is when Fed started raising rates, and since then we've sort of slid - multifamily has gone down in terms of pricing between 20 and 30% depending upon the metro, you know, and depending upon whether it's new construction, new construction assets have gone down more than 30% and existing assets that are filled up have gone down by 20 to 30% depending upon the metro. So, metros that have a large amount of supply, closer to 30% decline in value, the metros that have less supply probably closer to 20% decline in value, right.   Keith Weinhold  12:03   Demand demand has been pretty resilient. It's more of a supply story.   Neal Bawa  12:06   It's a huge supply story, right. So, if you look at, you know, occupancy, essentially what's happened is there was so much supply that came in that really people started on those projects in 2022 maybe they didn't start a construction until 2023 they didn't finish construction until 2025 so they started leasing up in 2025 They had to give offer concessions two months, sometimes three months free, and so that pushed down the rents in 2025. And they're not done, because you typically can't rent an apartment in six months. If it's brand new, it's going to take you about 18 months to rent it, and sometimes 24 months, and so it's affected our rents in 2025 it's affecting our rents in 2026. Now it's unlikely to affect it in 2027 but we'll go there, you know, at a later stage. But at the moment, we, what we've seen is negative rent growth in the United States for multifamily for the last 12 to 15 months, and what I think is going to be negative rent growth in Q of this year and Q2 of this year, so Q1 was negative, Q2, which we are in now, is likely to be negative or flat now. Single family, on the other hand, has gone in a different direction, which has been very difficult to understand, and I believe it's taken me a while to really understand this, but I think I've finally figured it out. Single family prices are not down since 2022 which makes no sense at all, because the average mortgage in the United States today is almost double, almost double, not quite double, but almost double of what it was in at the beginning of 2022 when interest rates were about 3.3 3.4% Right now we're sitting around, you know, six and a half percent interest rates, so not quite doubled interest rates, but they've obviously gone up a fair bit, and as a result, your average, you know, mortgage has almost doubled, but home prices haven't dropped, which makes no sense if you really think about it, because home prices are a factor of demand, and they're also a factor of people's ability to pay, so if all of a sudden within four years you're paying, the mortgage is doubled, then less people are going to be able to buy, but it stayed up, the market has stayed up, and the biggest reason it stayed up is because of what is known as the lock-in effect. So, the US market typically has a million new homes every year, and there's more than a million existing homes that are transacted, right? So, it's an open market, it's a perfect competition market, but it hasn't been perfect competition for the last four years, because so many people locked in ridiculously low interest rates.    Neal Bawa  14:28   Perfect example, in 2021 and 2022 I have a 15 year mortgage at 1.75% If I sell my house back to myself, my mortgage quadruples, quadruples, right, because it goes from 1.75% to six and a half percent, so I can't even imagine even think about leaving my home, right, because it's just such a perfect loan. Most people don't have anywhere near 1.75% but there's lots of people with more mortgages in the 3% three and a half percent, and 4% range that basically can't go anywhere, and because those homes are not coming into the market. The last three years the market has had this unusual not enough supply factor, and that's been keeping prices up. That is ending. That is ending, because what we've been tracking is the percentage of homes in the United States that have low mortgages. Low is simply defined as anything under four and a half percent, and that percentage is going down each quarter, because you know divorces happen, deaths happen, you know people move for jobs, and so every time that happens, that locked in rate goes away, because you sell your home and move on, and so for a while that lock in effect was predominant, it was controlling everything, but as time has gone on, interest rates were higher in 2324 2526 For also almost four years have passed since the rate started going up. So each quarter the percentage of homes in the US that have these low interest rates has slowly moved down, and we're almost back to a normal timeframe.   Neal Bawa  15:53   And this is causing the single family market to not have a conniption, but we're starting to see a balancing of the market, where it's not just a buyer's market anymore, in some places it's actually seller's market, some places it's a buyer's market. So we're now starting to see home prices drop in number of markets in the United States. I can't say that they've dropped in super majors, but we're seeing a flattening out effect of home prices in most metros in the US, and there should be a flattening effect. Just to be blunt, I mean, obviously I own a bunch of single-family homes, so I just wanted them to keep going up for selfish reasons. But if you think about it, we had huge home price growth in like 30 plus percent in number of years, 2021 22 and even 23 and during those years, salaries only went up by two to 3% a year. In one year, they went up by 4% and rents also went up like crazy. There was a 2021 was 15% rent growth year. So, at some point, there had to be an adjustment, and we are in that period of adjustment where single family prices are basically flat on a national basis. Yes, going up in the San Francisco Bay Area because of AI, and going up in a couple other technology-heavy metros because of AI, but otherwise fairly flat, and I don't expect that to change for the next year. So, my forecast is next 12 to 18 months, home prices in the US are going to be flat on a nominal basis, they're going to be down on an inflation-adjusted basis, but you know, because of the Iran, more inflation's three and a half percent, so home prices should go up three and a half percent. So, if they stay where they are, well, they're really dropping three and a half percent.   Keith Weinhold  17:29   Yeah, before this year began, I released our forecast, it was for 2% nominal home price appreciation in the one to four unit space for the US this year, and I still like how that looks. There's so much to unpack with what you just talked about. In my view, there's nothing unusual at all that when mortgage rates rose sharply a few years ago, that home prices rose as well. Why? Because actually, that's what usually happens, which is counterintuitive to most people. In all of our lifetimes, residential real estate prices have only fallen significantly one time, that was around 2008 due to a number of unusual circumstances. The only thing that's a bit different this time is, of course, how fast rates increased in 2022 and 2023 and people wondering if residential real estate prices could still keep up, and they certainly have, but yeah, you brought up this dichotomy, this bifurcation about how the apartment market and the one to four unit space kind of separated from each other in 2022 or 2023 That's what's so interesting.   Neal Bawa  18:36   I do want to point out a couple things, though, and I don't want to be a Pollyanna here and talk about negative stuff, but I think that there's big difference between 2008 and that timeframe and where we are today, and that difference is, and it has multiple parts. Not all of your audience is aware of this. Until about 2012 the United States had very reasonable birth rates. You know, we were one of those countries that had avoided the debacle that Japan, Korea, China, and a number of other countries are seeing South Korea being the absolute worst, where basically they were producing one baby per generation, where you need about 2.2 babies just to kind of keep your population where it is, right, and the US was unusually high in that, and that we were still above that threshold, which meant that our population would continue to grow and not fall. Now, there was two reasons our population was growing: One, we had more than 2.2 babies per household, and second, we had a very significant amount of legal and a very significant amount of illegal or undocumented immigration. Right, so we had both of those pipelines today. All three of those have flipped, so the United States now basically looks like Korea or China or Japan in that every household is producing about one and a half babies, which means that our population growth, which hasn't stopped yet, because it takes a while for these things to catch. Up is likely to stop, like it's, and at some point decline again. Luckily, we're not there yet. The US is a fairly young population, unlike Japan, which is one of the oldest populations in the world. So, it'll, we'll still continue to see population growth, but there is no doubt. And you can ask Chat GPT, right? How has population growth in the United States slowed over the last 20 years.    Neal Bawa  19:22   Make me a graph, and it will make you a very nice graph, and you'll very clearly see there's a slowdown in population growth. The second part is both documented and undocumented immigration. It's my estimate that since this administration took over, somewhere between half 1,000,001 million people have left the United States. Now it's very difficult to get an actual number, as you can imagine. A number of these people were undocumented, so we didn't really know how many there were to begin with. And a number of them, when they left, they also left by an undocumented rate, that you know, path. So we've lost a bunch of those people, and also the people that have stayed in the country, we've lost a number of them in the workforce. Here's a perfect anecdote, Keith. About 33% of the construction workforce in the United States was undocumented, one in three. In Texas, as much as 40%   Keith Weinhold  19:45   Yeah, that's huge.   Neal Bawa  19:45   It's very significant. Number of those people don't show up for work anymore. I don't think they've left the US, at least I don't think so. But they don't show up for work anymore, because that's how they get caught, right. So, what we've seen is that the construction workforce in the United States has become been decimated over the last 12 months, and the impact is much greater in the second half of 2025 than the first half. Why? Because even though they wanted to do ICE enforcement, they just simply didn't have enough agents, enough facilities, enough judges. When the second half of last year, they sort of started catching up on that, hiring more agents, getting more facilities, getting more judges, and so we started to see a real challenge there. I have properties in 10 markets in the US, and what I can say is about seven of those markets, mostly Southern markets, I am beginning to see dropping occupancy related to this phenomenon. I'm seeing a reduction, and so markets like Georgia and Texas, Florida are more hit than my northern markets like Idaho. I haven't seen any impact at all, but these southern markets, multiple properties, multiple metros, I'm seeing this - people, mostly of Spanish, Mexican origin, not renewing leases. I don't know what they're doing. I don't know if they're sleeping in their cars. I don't know if they're basically just, you know, staying with mom or staying with, you know, some other family. But I'm seeing a very, very big pullback in my leases tied to this, and occupancy is dropping in those markets that are heavily Hispanic. And so I'm seeing the impact of that on landlords, but I also know that there's an impact on the US at all, and overall demand on rentals, whether it's single family or multifamily. This is a significant impact, because I don't think that the Republicans are going to make a U-turn on this. I don't want to get political, but you know, stating the obvious.   Keith Weinhold  19:45   Yes, United States had its biggest birth year in 2007 when there were more than 4 million babies born. The average age of the first time homebuyer today is 40 years old. If that holds true, that peak would take place in 2047 And then, yes, to your point about changes in immigration, yes, it sounds like a potentially a reduction in demand with what you're talking about, with some vacancies, and also maybe a reduction in supply when you have fewer construction workers to build these places as well, we're talking about building properties. Neal, I want to talk to you about the build to rent space. Somewhat is build to rent better than traditional real estate? I think that's what we really want to know. And for those that don't know, build to rent means when you construct a property where from day one that construction project is built for a tenant, not an owner occupant. I see a lot of pros and cons there. Can you talk to us about the trade-offs between build to rent and traditional real estate?   Neal Bawa  19:52   Yeah, if you think about it, it's a really terrible word, built to rent, because if you think about the word built to rent should be apartments, right, but actually doesn't mean apartments, right? So, built to rent actually means single family or town homes that were built to rent out, right? And then you're like, why don't they just said built to rent apartments and town homes? Well, you know, was too long an acronym, and we suck at acronyms anyway. But BTR, or built to rent, is essentially building single family or town homes, but specifically building them to rent, and it doesn't include any apartments at all, right? And the reason why the BTR market was growing in the last five or six years is that roughly 18 million American families can no longer afford to buy starter single family homes, you know, and by starter I mean, small old single-family homes. That's how Americans usually started, you know, in their 20s and 30s. They would buy these homes, some of them, but they would fix up, and then they over time, in their 30s, late 30s and 40s and 50s, they would upgrade, and then at starting the 50s, it would flatten out, and then the 60s, they would start to downgrade, right? That's been a typical thing that's happened in America for 56 5070, years. Well, that is, cannot happen anymore. And it broke in 2022 until 2022 It was a normal cycle beyond 2022 because interest rates almost doubled, and the mortgages almost doubled, but the incomes only increased by 10 to 20% There became this orphaned generation of Americans, roughly 18 million families, that simply cannot afford to buy that starter home, and they are now forever renters. They don't know it. They think that they're going to catch up at some point, but five minutes with an Excel spreadsheet, I could prove it to them that they're not going to catch up.    Neal Bawa  25:35   Maybe one in 100 families would see a very large increase in income, and that would result in them catching up, but for the most part, as a group, these 18 million families, they're forever enters as a group that didn't exist before 2021 right. It's entirely because of this outrageous increase in mortgages, while not seeing a drop in home prices, that led to this, and so those orphan families, they actually earn pretty well, so these are families that make 70, 80, $90,000 in mid markets. They make over $100,000 if they're living on the coasts or in expensive markets, and they still can't buy that, you know, starter home. And so they don't want to live in apartments. I have lots of apartments, old ones, new ones, and I want these people to live there, but they don't want to live there, and so they've been looking for an option, and that option has been developers like me building communities of 200 300 townhomes or single family homes with a small little yard, and then basically from day one, instead of selling them, renting them out, and then once you're done renting out the whole community with 200 tenants, then you sell that to an apartment company. You know, there's lots of apartment companies in the US that have 100,000 units. Well, they want to buy these because the turnover is lower. So, what happens is most of these town homes and single-family homes for rent. Families come in, and they typically rent for three to five years before they move, whereas in on my apartments I lose 40% of my tenants each year. So, if I have 200 tenants, I lose 80 of them every year, and I have to basically go back, clean up those units, deal with the vacancy. But when I have townhome communities like my Idaho Falls townhome community. I lose a tenant at roughly every four years, and so, as you can imagine, profitability goes up when turnover goes down, right?   Neal Bawa  27:31   Because you don't have that cost of turnover and vacancy, and so eventually those large landlords that are holding 100,000 units figured out, I like this, what Neal Bawa is doing, he's building these 200 townhomes, I want to buy these from him when they're rented. I don't want to build them, I don't want to lease them up, I just want to buy them when they're stabilized. And so BTR became that name for that marketplace where developers would build townhomes and single families, rent them out, and then sell them to institutional, and it was some—   Keith Weinhold  27:56   People think of fabulous institutionalization of the starter home.   Neal Bawa  28:00   And in many ways it is, because what happened is, for a while, these institutional players, like Blackstone and BlackRock, they were like, we are just going to go out and buy 50,000 single-family homes, and that's going to be the institutionalized. Well, that worked really well if you bought in 2008 2009 2010 2011 because you got them bought them at a discount, but when they started buying them in 2015, 16, 17, 18 at ever higher prices, they didn't make any money. So the vast majority of these public funds that were created to buy large amounts of single family have failed if they've purchased anything in the last seven or eight years. If they bought before that, they made huge amounts of money. Family homes are so expensive that basically buying them for rental did not make sense, so these companies have now pivoted to saying we'll only buy communities that have 100 or 200 or 300 of these homes, because then we get the benefits of having centralized leasing, centralized property management, centralized maintenance, and I don't have homes spread all over the metro, they're all in one place, and I can make more profit from that. In theory, that's been good, and you might think that I'm bullish on BTR, but I'm actually today bearish on BTR for one single reason. About seven months ago, Republicans started talking about a bill - I don't know what the name of the bill is, but what this bill does is it forces builds to rent developers like me within seven years of building the property to sell all of the homes in that property to single family tenants, not to Blackstone, not to Blackrock, but to single family tenants. Hasn't passed yet, but it passed the Senate with an 8910 vote, which means that both Democrats and Republicans wanted to vote for this. If it passes the House, and because Donald Trump himself is very heavily opposed to it, he's made it very clear he doesn't like this. He's a developer, obviously. It hasn't passed the House yet, but if it passes the house, that will destroy the build to rent market. No one will ever build build to rent, because the worst possible thing is I build this, and within seven years I have to actually sell it to individual buyers. If I do that, my banks are going to hate me and not give me loans to build BTR anymore. Obviously, there's going to be some grandfathering to the communities that I'm building now, or maybe even build the ones that I'm building in 2027 maybe grandfathered. It usually is, because you know, Congress never does anything retroactively, and they give you a year or two, but if it passes, it's doomsday for BTR. I hope it doesn't happen, but that's the way it's looking, because it's bipartisan. Bipartisan bills are more likely to pass   Keith Weinhold  30:40   Now for the mom and pop investor, the individual investor build to rents have obvious appeal due to your point about the lower turnover, lower maintenance costs on a new build, lower insurance costs often on a new build, and then there's the tenant appeal to a new build as well, but of course there is that investor downside. I think a lot of investors are aware of their thin initial cash flow that they're going to have on build to rent, but you know, Neal, another downside with build to rent, I think a lot of investors don't look at is, hey, just how many of these things are they building? Are they building 500 of them? Do I have some overbuild risk if I buy into this community that could suppress occupancy and rents for a while.   Neal Bawa  31:21   What we've seen is that when Built to Rent started out in 2017-2018 it was its own asset class. It wasn't competing with apartments, it wasn't competing with single family rentals, it was just its own thing. However, in the last two or three years, as more and more apartments flooded the marketplace, we had a glut. It moved away from that. It basically started getting affected, and the rent started falling, just like any other portion of the market. You know, think of it as three portions of market. There's the built to rent, which I described, you know, brand new single family homes, town homes per rent. There's the apartments, both brand new and existing, and there's the single family rentals, right, which there are millions of. What we are seeing now is it's become one market, right? All of them are affecting each other, and the apartments, which have a huge amount of glut, there's a massive amount of new apartments that have come in in the last two years, are really pushing the rents down for single family, they're pushing that rents down for BTR. So, at this point, what I would say to people that have this concern, Keith, is simply look at incoming apartment supply, because if you're in a marketplace, and I'll give you examples of really good markets that are crushed right now. If you're in a market that has a lot of incoming supply, whether you buy a single family rental, a quadplex, a 50 plex that's an apartment, or 100 unit BTR, you're going to suffer for rent growth if you have a lot of incoming supply in 2026 and that is across the board in every market in the US. Huntsville, Alabama is, in my opinion, one of the most interesting markets in the US for 5 year, 10 year growth, right?    Neal Bawa  32:54   If I had to say you don't need a loan, it's just your own cash, no investors, where would you put money in? It would be at the top of my list, not at the very top. Idaho Falls is definitely the number one market in the US in my list, but Huntsville is up there. But right now, do you know what rent growth in Huntsville is? Minus 2% negative 2% Why? Because there's 6000 units coming into a market that's, you know, 1/5 or 1/10 the size of Phoenix, right. It's 1/10 the size of Dallas, but it has half the units of Dallas or Phoenix coming in, and so rent growth is negative there. So, what I would say is today absolutely everyone that is an investor should understand that we live in the magic world of AI, and you should be talking with Chat GPT about incoming supply for any market that you're interested in, and using that to make your decisions, because all of these markets merged, BTR, new apartments, old apartments, single family, everything has emerged in the last 24 months, where they're all affecting each other, and if there's too much supply of any one kind, it's affecting all of the other markets, and that's the message that I have. And none of this is like you have to go buy a $25,000 software like Costar today. Chat GPT is your costar.   Keith Weinhold  34:11   You're listening to Get Rich Education. We're talking with the mad scientist of multifamily, Neal Bawa, where we come back, including what he thinks about recovery for the beleaguered multifamily market. I'm your host, Keith Weinhold. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com that's ridgelendinggroup.com    Keith Weinhold  34:56   Let me ask you something: if you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 268 66 That's Family 266 866    Speaker 1  36:00   This is the star of the A E Show, The Real Estate Commission. Todd Rollette. Listen to Get Rich Education with my friend Keith Weinhold, and don't quit your daydream.   Keith Weinhold  36:20   Welcome back to Get Rised Education. We're talking with Neal Bawa, a really sharp multifamily syndicator who's also highly data driven. And Neal, tell us more about the beleaguered multifamily market that had those aforementioned problems really cropping up in 2022 and we had a lot of supply and spiking rates. What does it look like for the path to recovery for the US multifamily market?   Neal Bawa  36:45   Luckily, demand is strong, and even though occupancies have dropped, typically the multifamily market, the large multifamily market in the US, tends to be between 95 and 96% occupied. Okay, and right now we're on 93% so that all that incoming supply means that about 7% of our apartments in the US are empty at the moment, we're trying to fill them, and we are seeing that occupancy drop, not across just new apartments that are leasing up, but also drop in class B and class C. We've also seen a huge increase in concessions, so I studied this quite obsessively, and I can tell you that 2026 in some markets is the recovery year, but not across the board in the United States, and the reason for that is sentiment. Once renters get used to huge amounts of concessions, it's like a drug, it takes a little while before you wean those renters off of those drugs, and so there's that hit right now. Every renter program,   Keith Weinhold  37:44   Everyone wants their freebie for good.    Neal Bawa  37:46   Yeah, exactly. It's like, hey, what, you're not giving me two months free? Hey, what, you're not even offering me one month free? It takes a while for that expectation to happen, because there's such a huge amount of concessions in the US. So, to me, there are a few markets, usually the smaller markets or very fast growing markets, where there's a recovery in 2026 but otherwise 2027 The first half of 2027 is recovery. The second half of 2027 is fast rent growth in a lot of markets. Why? Because remember, interest rates have been high since 2023 A lot of projects were started in 2022 went into construction in 23 came to market in 25 and 26 Lease ups are happening in 25 and 26 By early mid 27 these are all leased up, right? The second half of 2027 there isn't a lot of delivery in any of these big markets, because to deliver in the second half of 27 you would have started construction in that second half of 2025 and I counted those permits market by market. There's just not a lot, because by that time everyone knew that projects were not getting funded, everyone knew that interest rates were high, so there wasn't a lot of supply of new starts in the apartment market in the second half of 25 so there's not going to be a lot of delivery in the second half of 27 and all of the existing stuff would have been leased by then. So 2026 is one of those years where we could still see more concessions in the second half of 2026 I still see rent growth for apartments to be flat. You mentioned single family might be a little bit higher. It tends to be a little bit higher than apartments in terms of rent growth, but I think flat rent growth for 2026 is what I'm projecting. I'm projecting small rent growth in the first half of 2027 for most markets, and then I'm projecting robust rent growth, call it 3% or greater on an annualized basis, in the second half of 2027 and I'm projecting that most markets in the US that are not seeing a population drop, so count out places like Detroit are going to see a very aggressive rent growth, four or 5% rent growth, that's aggressive in our world, in 2028 28 and 29 are shaping up to be. Supply deficit years, years where supply is well under demand.   Keith Weinhold  40:05   It's pretty easy to project completions when you just go ahead and look at starts, and really, what you're counting is the story of absorption.   Neal Bawa  40:14   Yep, and what's nice about apartments is you can actually build a single family home in about nine months, right, but you can't build apartments in less than 24 months. There's just so much permitting issues, there's so many delivery issues, fire code issues, and so we have a crystal ball on the multifamily side that we are now getting better at using. I don't think the industry was very good at this in 2022 but now we're really all obsessed with how many permits does my metro have, and how many permits does my state, and how many permits does the US have? And everyone that I know in the industry that's data driven knows that there's a massive glut now, maybe a little bit of a glutton that remaining portion of 2026 equilibrium in 27 and a huge, huge supply deficit in 28 and 29 So everything that I'm doing is based on this, and this crystal ball actually works because of that two year gap between shovels in the ground and delivery,   Keith Weinhold  41:10   and it sounds like you've recommended Chat GPT as a go-to source for investors to look into these things, that happens to be my favorite one as well, and you are well, maybe it's a bit too much to say, but it almost feels like to me pioneering with the way that you use AI. In fact, I know before our show today you were running some other things in the background that made me wonder, hey, am I talking to the real Neil or the clone Neil? I know I've got the real Neil here, but why don't you tell us about how you're using AI to make data-driven decisions in real estate?   Neal Bawa  41:40   Sure, so the first thing is that we've completed our journey with the low hanging fruit of AI. Every single person in our company is fully trained on how to use Chat GPT. Most of our research-related processes are automated. For example, 100% of our investor updates are now written by Chat GPT. What we do is we go into our property manager meetings on Mondays or Tuesdays sit down with them, beat them up, and the transcript is then taken by our team in the Philippines. They take that transcript and put it into a pre-trained Chat GPT string, it's called a custom GPT, and the string took a while to train, but now that it's trained, all it needs is a transcript. We just copy paste it in, we don't give it any instructions, and it outputs a really wonderful investor update, right. And so our updates for our investors are 99% written by AI. Of course, we'll go in and add our comments at the end of the process. So we've automated investor updates, rent comps, so you know if we are underwriting a new property today, what we do is we simply go into a Google file and copy paste the address and hit enter roughly once a minute. A software, which is written by AI - we're not coders, but the software knows how to write code - it checks the file, if it sees a new address, it goes in there, grabs the address, and then it basically goes to apartments.com rent.com realtor.com and all of these places, and checks the rents for this particular property in two mile radius. It eliminates all the ones that don't match, like you don't want to match the rents of a 1970 or 80s built property with a brand new 25 built property. Those are not comps, it's not comparable. So it basically is very careful, it keeps a radius range of two miles, and also basically is a property of the same kind, you know, like it never matches up a three story property with a 10 story property. Those don't match, one of them obviously is more of a central business district or downtown sort of thing, and so it basically grabs all of those rent comps and then puts them into a file and posts in a Slack channel. Usually it takes it about 1213 minutes to do that, and so whoever put that address in about 12 minutes later goes into the Slack channel and says, "Hmm, these are all my rent comps, right? And boom, now you're basically, you have all these ready rent comps. So, what we've done is, we've automated a significant portion of what we are doing with both our property managers and inside the company with acquisitions and things like that, we're also scraping massive amounts of data from the Bureau of Labor Statistics website, which we just couldn't deal with that data before, and building very beautiful, very interactive dashboards. We don't use Chat GPT for that. We find for dashboarding a tool called Claude, which is by a company called Anthropic, is much better, so we have currently over 150 interactive dashboards that Claude has created that update in real time and give us access to data. If anything, I find that we are in this incredible time where decision making has become much easier, as long as you spend time with these tools. So, in our company we have an absolute mandate that no one has broken for the last year. One year per day, people must program, and by programming we mean issuing common language instructions to tools and build dashboards and build software that automates our work. Have we laid off anyone because of this? I mean that. Be the next obvious question. The answer is no, because it's made it easier for us to serve a much larger audience, so it's easier to grow your company. We just are not hiring anyone, and we haven't hired anybody for the last 18 months, so we have a hiring freeze, but at the same time all of our people are employed because they're they're now much more valuable. So everyone in our company is now a programmer, and even though that sounds weird, it's completely true.   Neal Bawa  45:24   Every single person in our company writes code, and they write code by talking with Cloud Code or talking with Chat GPT, and then Chat GPT, of course, does the actual code writing, but people have become very, very good at answering questions and saying, "I want a dashboard like this, turn these radio buttons into drop boxes, and give me the last month, and last three months, and last 12 months, and do this, and do that, and connect this, and I also want to host this on a server, but I want to make sure that only I can see it. I need a password added. Imagine 1000 of these conversations happening in our company every day. Yeah, that's interesting. And what you just described   Keith Weinhold  46:00   there at Gro Capitas is somewhat of a microcosm for what's happening in the broader economy, where we've been in this low high or low fire environment for quite a while. Well, Neal, as we're winding down here, we recently had a new Fed chair come in. It seems incomprehensible to me that there could possibly be any rate cuts. I don't know how we could responsibly make a rate cut with all these inflationary layers. We had the pandemic, and then terrorists, and then the Iran war, and the energy shocks, and all these bottled up supply chains. What are your thoughts with regard to the Fed?   Neal Bawa  46:29   I still think that we'll get one rate cut, and that rate cut will be based on political pressure. So, for the first time ever, I have seen the Fed break into factions, so if you look at the latest Fed meeting, which happened, you know, there was dissent, there were two clear factions, so the Fed is becoming less data driven and more faction driven, and I think that one of the factions, which obviously wants rate cuts to go down, is going to triumph at some point later in the year, but until we get past the incredible increase in inflation because of the Iran war, I don't think that faction is going to win. Right, there's three or four people in that faction, that's not enough votes to get past the others. So I'm predicting no rate cuts until Q4 of this year. If the Fed was entirely logical, there should still not be a rate card in Q4, but I think it'll happen because there's political pressure.   Keith Weinhold  47:25   The preservation of independence is key. Neil Bhawa, this has been great, and a lot of people learn from you. You're a brilliant educator, as well as what you're doing in the multifamily space, and a lot of other places. So, if someone wants to connect with you, learn more about what you do. What's the best way for them to do that?   Neal Bawa  47:43   So we built a website called Multi Family University. It's completely free. There is no subscription. There's no upsell. We do not have an educational product, but what we do is each year we have 8-12 webinars that we create with their extraordinarily good looking thanks to the use of AI. Yay, and we share them with an audience, and usually between 5000 and 1000 people attend our webinars each year, of which roughly 1% become investors with us. The rest, the remaining 99% just continue to get free access to data, and we cover every imaginable real estate topic: Single family, multifamily, industrial hotels, self storage, Airbnb, and even controversial topics outside of real estate, like climate change or impact of climate change and impact of AI. So you know, multifamily university is the best place you can go to, multifamily you.com/club It's a free club, and it's free forever.   Keith Weinhold  48:42   Neal, it's been valuable to our audience. Thanks so much for coming back out of the show.   Neal Bawa  48:46   Thanks for having me.   Keith Weinhold  48:53   Oh, a terrific, wide-ranging chat with Neal. There, yes, this interesting 2022 divergence between single family and multifamily, the slowing birth rate, and how that won't really catch up with real estate in a big way for perhaps 20 plus more years. How single family rentals beat multifamily on the basis of tenant retention, and a lot more that we covered there, and he's got a good data driven timeline for apartments being back in favor by 2027 and 2028 After the interview, Neil and I chatted some more off Mike, and he would like to come back on the show next year. We're probably going to have him, because we have a lot more to talk about at that time. We can see if the multifamily market is really healing. Also, did you pick up on this? I wonder why, for his own home he would get a 15 year mortgage at 1.75% interest, so I'll have to ask him about that. That's surely a fantastic interest rate, but a 15 year loan rather than a 30 year that maybe he could have gotten at two and a half percent at the time. Well, 15 year probably. Is not the best use of capital, because it increases your equity position rapidly. When instead, those dollars could have been out in the market earning an actual return somewhere else. But he's a smart guy, he must have an answer. We can talk about that at that time. We've got a lot of terrific shows coming up here on the GRE podcast, specific learning episodes, where it's just me teaching you, as well as new guests and returning guests too. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream.   Speaker 2  50:35   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Speaker 2  51:03   The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com.  

Bitcoin sparked its first real relief rally of the cycle this weekend — pumping from sub-$60,000 lows up to $63,700 and crushing $504 million in shorts in 24 hours (the biggest single-day short squeeze since late April) — but the bounce is already losing steam as fresh Iran-Israel strikes shatter the April ceasefire, sending oil up over 3% to $96 and Korea's KOSPI crashing nearly 9% in three minutes. This week's macro calendar is brutal: Wednesday's U.S. CPI print is expected to jump to 4.2% YoY (from 3.8%) — a hot reading locks in a restrictive Fed and could deepen the record ETF outflow streak — plus the ECB hikes to 2.25% Thursday, the CLARITY Act enters full Senate floor debate all week, JPMorgan/BofA/Citi just unveiled their own bank-backed tokenized network as a defensive move against stablecoins, massive token unlocks (HumidiFi unlocking 111.59% of supply Tuesday alone, HYPE $673M) pile selling pressure on already-weak markets, and global central banks have pushed gold holdings to the highest level this century. We break down whether $504M of squeezed shorts marks the cycle bottom or just a dead-cat bounce before the next leg down, what a hot CPI print means for Bitcoin's $60K floor, and which catalysts this week could finally turn the tape. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Korean War tends to be one of America's more forgotten conflicts, but as the fighting waged during the early 1950s it would have several impacts on the state. And it was a Marine veteran from Tucson whose story made sure Korean veterans had access to the same benefits as all other servicemen.

Ryan Pineda and co-host Brian Davila sit down with Danny Bae to explore how he leveraged 20+ years of direct sales experience and his unique Korean-American background to build a 260,000-person global sales organization that generated over $400 million in Korean skincare revenue outside of Korea, while sharing lessons on leadership, network marketing, entrepreneurship, and scaling through people.⁣⁣Connect with Danny - ⁣https://www.instagram.com/dannybaeofficial/⁣https://www.instagram.com/weareriman/⁣⁣Watch the podcast with Brad Sugars - https://youtu.be/nxyAdptUGcw ⁣__________⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣⁣If you're a business owner who wants to get in peak physical shape, we can help! https://www.allproceo.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣⁣Chapters:⁣00:00 How Danny Built $400M in Sales⁣06:09 Building a 260,000-Person Sales Force⁣11:03 Danny's Journey From Korea to Global Expansion⁣21:30 The Real Business Model Behind Network Marketing⁣28:45 Ryan's Golf Caddy Referral Business Idea⁣38:15 Why Word-of-Mouth Beats Paid Advertising⁣47:50 The Biggest Myths About Network Marketing⁣58:53 The Future of Riman & Scaling to Billions⁣01:10:15 Turning Ordinary People Into Entrepreneurs⁣01:16:05 Giving Average People an Above-Average Chance