Finding Financial Fitness

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Having abundant wealth is always desirable, but wealth without health is an incomplete equation. This podcast aims to solve that, helping you live the life you truly deserve. Welcome to Finding Financial Fitness with Nino Gonzalez. The core of this podcast is achieving financial security without compromising physical health. Discover ways to safeguard your finances and identify cash flow opportunities through investment experts and financial groups. Find practical methods to keep a sound well-being without financial strain and accumulate wealth without jeopardizing health. This podcast provides ways to balance health and wealth, ensuring both aspects thrive harmoniously. Tune in as these discussions bring a unique take to the wealth acquisition model by describing different ways of acquiring a smooth cash flow. Moving beyond standard corporate advice on wealth accumulation and subjective self-care views, this podcast encourages listeners to understand their needs, manage their desires, and set realistic goals for personal betterment. The show features a diverse array of guests, including investment experts, financial advisors, nutritionists, fitness enthusiasts, and medical professionals. They offer their insights, empowering listeners to let their money work for them, protect their finances, and stay updated on health-related topics. This blend of expertise enriches listeners' lives, fostering a sense of deep fulfillment and purpose. Episodes provide in-depth discussions on common issues in finance and health, addressing unseen challenges that may hinder a balanced and affluent life. The conversations are designed to tackle financial hurdles, health concerns, obstacles in cash flow, and ways to maintain optimal physical health. Delve into topics like effective financial planning, understanding stock market trends, the psychology of wealth, and the latest health and wellness practices. The show addresses the impact of stress on physical health and how financial stability can lead to a stress-free lifestyle. Hosted by Nino Gonzalez, the podcast is a bridge between his passion for health and his recent explorations in the financial world. Nino’s engagement with alternative investments and mastermind groups led him to understand the vital connection between health and wealth, a theme central to this podcast. Find well-being without financial stress and to grow wealth that doesn't compromise health. Nino advocates for a balanced work-life approach, opening avenues for both enjoyment and professional success. His dedication and perseverance are evident as he guides listeners through this transformative journey, promising significant outcomes. Joining Nino is Pei Chen, a self-taught investor and recovering serial entrepreneur who embraces the spirit of “kaizen” when it comes to all things financial. She achieved financial self-sufficiency by employing different strategies like Infinite Banking, the Income Snowball method of leverage, and strategic cash flow compounding. This allowed her to leave public school teaching to manage and grow her family’s investment portfolio full-time. It also honed her natural talent for identifying opportunities to increase cash flow efficiencies in her personal and professional lives.  Pei teams up with Nino in hosting this podcast to share her varied personal experiences and knowledge gained over the years. She also takes this as an opportunity to inspire others to gain confidence in rebalancing their relationship with wellness and money. Money alone cannot buy true happiness. Attaining the highest quality of life demands a focus on both health and wealth, and this podcast is equipped with the best advice and tools to achieve this extraordinary goal. Join Nino on this quest to solidify the health-wealth connection, crafting a life of significance and well-deserved fulfillment. Tune into Finding Financial Fitness at https://financialfitnesspod.com.

Nino Gonzalez


    • Apr 15, 2025 LATEST EPISODE
    • weekly NEW EPISODES
    • 46m AVG DURATION
    • 55 EPISODES


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    Latest episodes from Finding Financial Fitness

    High-Income Earners' Guide To Investing & Time Freedom With Lindsay Gittens

    Play Episode Listen Later Apr 15, 2025 43:30


    High-income earners often believe traditional financial advice is enough, but what if there's a way to accelerate financial freedom and reclaim your time? In this episode, Nino Gonzalez and Pei Chen welcome Lindsay Gittens, a Boston-based anesthesiologist and single mother, who's flipping the script on wealth building. Lindsay shares her journey from maxing out 401ks to aggressively pursuing alternative investments and achieving financial flexibility far sooner than expected. We dive deep into how she leveraged lines of credit, real estate strategies, and a relentless drive to take a $100,000 pay cut and still maintain her lifestyle while prioritizing time with her kids. Get ready for a candid conversation that challenges conventional wisdom and reveals the power of thinking outside the box, no matter your income bracket.

    IBC Across Generations

    Play Episode Listen Later Apr 8, 2025 37:50


    In this episode, Nino Gonzalez and Pei Chen sit down with mother-daughter duo Winnie Lau and Emaghea Lau, who are on a mission to transform family finances. Winnie shares her journey as a pioneer of Infinite Banking (IBC) in Canada, while Emaghea reveals how learning financial strategies from age four gave her a major advantage. From raising money-savvy kids to using IBC for lifelong financial freedom, this episode is packed with insights to help you take control of your wealth—no matter your age.Winnie and Emaghea are launching their next CashSmartForLife Course this October—designed specifically to help parents lead their children (ages 3–13) toward lifelong financial success, using a proven money system.If you're looking to add that extra layer of certainty while raising your children—equipping them with the knowledge and confidence to manage money throughout their lifetime—this course is for you.✨ Curious to learn more and access a special offer?

    Velocity Banking 20-year Outlay

    Play Episode Listen Later Apr 1, 2025 47:28


    Cash flow stacking presents a dynamic approach to wealth accumulation, offering a compelling alternative to traditional investment strategies. In this episode, hosts Nino Gonzalez and Pei Chen delve into the intricacies of cash flow stacking and its potential for fostering long-term financial growth. Building on previous discussions about velocity banking, Nino and Pay illustrate how this method can pave the way for lasting financial security. Through the use of a detailed Excel sheet, they provide a comparative analysis of the accumulation mindset versus the cash flow stacking method, emphasizing the significance of leverage and compound growth. Join Nino and Pay as they analyze the mechanics, sustainability, and enduring advantages of cash flow stacking.

    Accounting with Coach Christina

    Play Episode Listen Later Mar 25, 2025 50:17


    Stop letting tax planning scare you! Nino Gonzalez and Pei Chen are bringing you the ultimate financial playbook with Coach Christina Conover-Merrill. Christina's journey is proof that anyone can master their finances, no matter where they start. She's ditching the fluff and giving you the straight talk on accounting levels, proactive business management, and the tax strategies that actually work. Want to know how to maximize your investments and avoid those costly financial blunders? Christina's got the insider tips. This isn't just about numbers. It's about building a financial future you control. Get ready to take notes – and take action!

    Facing Fear: Breaking Barriers For Success

    Play Episode Listen Later Mar 18, 2025 46:41


    Nino Gonzalez and Pei Chen dive into the powerful topic of facing fear. Whether you're tackling new financial goals or embarking on a fitness journey, fear can often hold you back from taking action. Nino and Pei reflect on their own experiences with fear and discuss practical strategies for moving forward. This episode is perfect for anyone who feels stuck or uncertain about how to overcome the barriers standing in the way of success. Tune in for a motivating conversation and actionable insights!

    Choosing College Or Exploring Alternatives?

    Play Episode Listen Later Mar 11, 2025 51:08


    In this episode, Nino Gonzalez and Pei Chen dive deep into the topic of college alternatives. They explore the value of traditional education versus the growing appeal of alternative paths, such as trade schools and real-world experience. If you're a student, parent, or someone reconsidering the importance of a degree in today's world, this episode offers fresh perspectives on navigating career choices beyond college. Tune in for an engaging discussion that challenges conventional wisdom.

    2024 Reflections And Planning For 2025

    Play Episode Listen Later Mar 4, 2025 37:38


    Nino Gonzalez and Pei Chen dive into future planning as they reflect on lessons from 2024 and set intentions for 2025. They explore their personal and financial goals, share insights on cutting out distractions, and discuss how to approach the coming year with intensity and focus. Whether you're looking for inspiration on goal setting or ways to refine your future plans, this conversation offers valuable takeaways to help you make the most of the year ahead.

    Car Leasing Vs Buying: Which Is Better?

    Play Episode Listen Later Feb 25, 2025 52:45


    Nino Gonzalez and Pei Chen discuss the ins and outs of car leasing and its benefits compared to buying a vehicle. They dive deep into the advantages of leasing, how it can save you money, and the common pitfalls people face when making this significant financial decision. Whether you're a business owner or an individual, this episode provides insights into maximizing your car investment. Tune in as they explore leasing strategies, negotiation tips, and how to make smart choices for your next vehicle purchase.

    Pei's Journey With Ozempic: Overcoming Challenges And Embracing Wellness

    Play Episode Listen Later Feb 18, 2025 34:25


    Nino Gonzalez and Pei Chen dive into a powerful conversation about Pei's journey with Ozempic, a medically supervised weight loss program. Pei opens up about her personal experience, sharing the challenges, triumphs, and emotional hurdles she's faced along the way. Together, they explore the physical and mental impacts of this treatment, offering listeners valuable insights into the real-life effects of Ozempic. Tune in to hear Pei's candid reflections on balancing health, discipline, and life's obstacles, and find inspiration to take charge of your own wellness journey.

    Rethinking Your Financial Future

    Play Episode Listen Later Feb 11, 2025 41:13


    Nino Gonzalez and Pei Chen dive deep into the importance of rethinking your financial mindset. They explore how continual reflection on your financial decisions can lead to better outcomes, especially when shifting from traditional saving methods to passive income strategies. Tune in as they discuss personal stories, actionable insights, and the value of re-evaluating both short-term and long-term goals. Whether you're new to investing or looking for ways to enhance your financial plan, this episode offers valuable perspectives on growth and adaptability.

    Creating Cash Flow Through Note Investing With Brett Burky

    Play Episode Listen Later Feb 4, 2025 54:01


    Nino Gonzalez and Pei Chen are joined by Brett Burky from Paperstac to dive into the world of note investing. Brett shares his expertise on buying and selling mortgage notes, the benefits of partial notes, and how Paperstac simplifies the process for investors. Whether you're new to the concept or looking for ways to maximize your returns, this episode offers practical insights and strategies. Tune in to learn how you can create cash flow through note investing and discover tools to enhance your financial fitness journey.

    Sleep: The Secret To Financial And Physical Success

    Play Episode Listen Later Jan 28, 2025 51:35


    Is sleep the missing piece in your financial fitness journey? In this insightful episode, Nino Gonzalez and Pei Chen dive into the often-overlooked connection between sleep and success. They explore the science behind sleep, debunk the myth of "I'll sleep when I'm dead," and share practical tips on improving sleep quality to enhance both physical health and financial performance. With personal stories and research insights, they emphasize how getting better rest can boost your productivity, reduce stress, and ultimately help you achieve your financial goals.

    Achieving Financial Freedom With Iris Olivas

    Play Episode Listen Later Jan 21, 2025 46:04


    Nino Gonzalez and Pei Chen are joined by guest Iris, who shares her inspiring journey toward Financial Freedom. Iris offers a firsthand account of how she achieved financial independence using methods like passive income stacking and private money lending. Whether you're just beginning your financial journey or looking for new strategies to enhance your current approach, this episode provides valuable insights. Tune in to hear real-world experiences, learn actionable steps, and discover the mindset shifts that can propel you toward financial freedom.

    Demystifying The Infinite Banking Concept With Mike Kwong

    Play Episode Listen Later Jan 14, 2025 32:53


    Nino Gonzalez dives into the innovative concept of infinite banking with special guest Mike Kwong. Together, they explore how the Income Banking system empowers individuals to take control of their finances, combining dynamic cash flow management with secure investment strategies. Mike shares insights from his book and offers actionable advice on how to build wealth and ensure long-term financial growth. Whether you're new to the concept or looking to refine your financial strategies, this episode provides valuable tips to enhance your financial fitness journey.

    Unlocking Smart Mortgage Solutions With Luc Larose

    Play Episode Listen Later Jan 7, 2025 42:57


    Nino Gonzalez and Pei Chen sit down with mortgage expert Luc Larose to discuss innovative Mortgage Solutions for today's real estate market. Whether you're navigating jumbo loans, rental property investments, or trust-based mortgages, Luc's 25 years of experience at Supreme Lending offers invaluable insights. Tune in to learn about creative financing strategies that can help you achieve your homeownership or investment goals with ease.

    Best Mortgage Strategy: Pay It Off Or Not?

    Play Episode Listen Later Dec 31, 2024 43:52


    Nino Gonzalez and Pei Chen dive into the emotional and financial factors of creating a smart mortgage strategy. Should you pay off your mortgage early or leverage debt for investment opportunities? They explore the pros and cons of each approach, offering practical insights for homeowners looking to make the best financial decisions. Whether you're seeking peace of mind or maximizing cash flow, this discussion will provide the clarity you need. Tune in to find out which mortgage strategy aligns with your financial goals.

    The True Cost Of Homeownership: Buying Vs Renting

    Play Episode Listen Later Dec 24, 2024 40:44


    In this episode, Nino Gonzalez and Pei Chen dive into a thoughtful discussion on homeownership and the ongoing debate of whether buying or renting is the better option. With personal insights and real-life examples, they explore the financial implications, emotional attachments, and lifestyle flexibility that come with each choice. If you've ever wondered if homeownership is an asset or liability, this episode will challenge conventional wisdom and help you rethink your approach to building wealth and maintaining freedom. Tune in to hear their take on making smart, informed decisions about where you call home.

    Effective Exercise Programming Tips For Strength And Conditioning With Dr. Evan Schick

    Play Episode Listen Later Dec 17, 2024 49:45


    In this episode, we dive into the essentials of exercise programming with Dr. Evan Schick. Hosted by Nino Gonzalez and Pei Chen, this conversation breaks down how beginners can structure effective workout routines and apply progressive overload to improve their strength and conditioning. Whether you're new to exercise or looking to refine your fitness plan, this episode offers practical advice to help you start and sustain a full-body workout routine. Tune in to learn how to make the most out of your gym time and achieve your fitness goals with a straightforward approach.

    The Right Approach To Wealth Building With Jordan Bingham

    Play Episode Listen Later Dec 10, 2024 42:45


    Many business owners and entrepreneurs sacrifice their well-being and relationships to perfect their wealth-building strategies. But what is the purpose of having a financially secure future if your life is in shambles and disarray? Licensed financial advisor Jordan Bingham joins Nino Gonzalez to discuss how to accumulate and protect your assets without setting aside the chance to achieve a high quality of life. Jordan shares why many high-net-worth individuals continue pursuing new challenges and risks even after securing financial stability and freedom. He also explains why simplicity should be the norm in wealth building, giving you the peace of mind you truly deserve.

    Real Estate And Trucking Success: Building A Business Legacy With Kendrick Edwards

    Play Episode Listen Later Dec 3, 2024 47:04


    Nino Gonzalez dives deep into the world of real estate and trucking, highlighting the entrepreneurial journey and insights shared by Kendrick Edwards. Kendrick takes us through his experiences navigating both the real estate and trucking industries, offering lessons on resilience, growth, and business management. From flipping houses to managing trucking logistics, Kendrick shares his unique perspective on building success across two seemingly different fields. Tune in for an inspiring discussion on overcoming challenges and finding opportunities in every corner of the business world.

    Building Wealth Wisely Through Velocity Banking And IBC

    Play Episode Listen Later Nov 26, 2024 57:40


    While financial abundance is desirable, it's crucial to prioritize both wealth and health, and this is where velocity banking and IBC strategies can play a pivotal role. Join Nino Gonzalez and Pei Chen as they explore the concept of balancing financial stability and health through innovative IBC strategies. Discover how to fund an IBC policy using a line of credit and leverage the cash value for financial growth while maintaining a healthy lifestyle. This episode is a must-listen for anyone seeking to build wealth responsibly and sustainably.

    Unlocking Advanced Passive Income Stacking For Financial Growth

    Play Episode Listen Later Nov 19, 2024 43:41


    In this episode, we dive into passive income stacking, an advanced strategy for generating consistent cash flow without relying solely on savings. Nino Gonzalez and Pei Chen explore key concepts such as leveraging lines of credit and integrating the Infinite Banking Concept to build wealth efficiently. If you're curious about how to kickstart your passive income journey or level up your financial strategies, this episode provides insightful tips on making the most of your financial situation, regardless of where you're starting from. Tune in to learn actionable steps that can help you secure both your present and future financial health.

    Advanced Travel Hacking Strategies With Bryce Conway

    Play Episode Listen Later Nov 12, 2024 58:49


    In this episode, travel hacking expert Bryce Conway joins the show to dive into the world of maximizing points and miles to unlock incredible travel experiences. Bryce, the founder of 10xTravel, shares practical strategies for optimizing travel rewards and explains how even beginners can start using travel hacking to score flights and luxury stays for less. Hosted by Pei Chen, this conversation breaks down the basics, uncovers tips for getting the most out of your points, and offers valuable insights for anyone looking to travel smarter. Don't miss out on this exciting journey into the world of travel rewards!

    Think Like A Banker: Mastering The Infinite Banking Concept

    Play Episode Listen Later Nov 5, 2024 60:13


    Unlock the secrets to financial freedom by learning to think like a banker, not a worker. In this episode, Nino Gonzalez with Pei Chen dive deep into the Infinite Banking Concept (IBC) and how it can transform the way you manage your finances. They explore how IBC can eliminate debt, build passive income, and create generational wealth. Whether you're new to the concept or looking for advanced strategies to maximize your money's velocity, this episode will guide you through practical steps to take control of your financial future.

    Velocity Banking: Next Level Strategies Explained

    Play Episode Listen Later Oct 31, 2024 57:51


    In this episode, Nino Gonzalez and Pei Chen dive deep into the concept of velocity banking. They revisit this powerful strategy, first introduced in Episode 17, to help you eliminate debt faster while creating positive cash flow. Together, Nino and Pei explore how leveraging simple tools like lines of credit can dramatically improve your financial outlook. If you're looking for ways to manage your finances more effectively and ultimately build wealth, this episode offers practical insights you won't want to miss.

    Mindfulness For Financial Goals With Dr. Teresa Yeh

    Play Episode Listen Later Oct 29, 2024 56:46


    In this episode, Nino Gonzalez dives deep into the concept of mindfulness for financial goals with clinical psychologist Dr. Teresa Yeh. They explore how early life experiences shape our relationship with money, the role mindfulness plays in achieving financial and personal goals, and practical tips for incorporating mindfulness into everyday life. If you're seeking to improve both your financial habits and mental well-being, this episode offers insightful perspectives and actionable advice. Tune in for an engaging conversation on how to align your mindset with your financial aspirations.

    Real Estate Flipping Tips With Cori Zigman

    Play Episode Listen Later Oct 24, 2024 50:55


    In this episode, Nino Gonzalez and Pei Chen dive deep into real estate strategies with special guest Cori Zigman. With a wealth of knowledge, Cori shares essential real estate flipping tips, discussing the highs and lows of flipping, long-term rentals, and passive income. Whether you're new to real estate or an experienced investor, Cori's journey and advice provide actionable insights for anyone looking to make smart real estate moves. Tune in to discover what it takes to succeed in today's market and learn the steps to build sustainable wealth through real estate.

    Investment Risk Management: Navigating The Harsh Realities

    Play Episode Listen Later Oct 22, 2024 50:36


    In this episode, Nino Gonzalez and Pei Chen dive into the essential topic of investment risk management. Whether you're managing your finances alone or alongside a partner, navigating investment risks is critical. Nino and Pei share personal insights on how to communicate financial challenges, handle losses, and develop a proactive strategy to protect your portfolio. Learn how to assess risk, manage setbacks, and ensure that both you and your loved ones are on the same page when it comes to financial goals.

    Healthy Meal Prep Made Simple

    Play Episode Listen Later Oct 17, 2024 49:32


    In this episode of Finding Financial Fitness, Nino Gonzalez and Pei Chen delve into the practical world of healthy meal prep. They share their personal strategies for saving time and money while staying committed to healthy eating, whether at home or on the go. Nino offers insights on balancing meal prep with a busy lifestyle, debunking common myths about the cost of cooking at home. Tune in for helpful tips on how to efficiently prep meals and stay on track with your fitness goals, no matter where life takes you.

    A Mentor's Guide To Mastering Infinite Banking With Mike Everett

    Play Episode Listen Later Oct 15, 2024 45:32


    Discover the secrets to financial freedom and build a lasting legacy with Mike Everett, a seasoned IBC practitioner. Join us as we delve into the world of Infinite Banking with Mike Everett, a passionate advocate for financial independence. In this enlightening conversation, Mike shares his personal journey, invaluable insights, and practical tips on harnessing the power of IBC to transform your financial future. Gain a deeper understanding of mentorship, the importance of building strong relationships, and the steps you can take to achieve financial well-being. This episode offers invaluable knowledge and inspiration to help you reach your financial goals. Don't miss this opportunity to learn how to overcome financial challenges, create generational wealth, and achieve your dreams through proven strategies and expert guidance.

    Understanding Public Health: Navigating The Complexities Of Public Health With Dr. Dustin Moore

    Play Episode Listen Later Oct 10, 2024 57:35


    Public health is more than just statistics and policies. It's about the intricate interplay between individuals, communities, and the environment. In this thought-provoking conversation, Dr. Dustin Moore discusses the multifaceted nature of public health. He explores the challenges of communicating complex health information, the importance of evidence-based decision-making, and the role of community engagement in promoting well-being. Today's discussion offers a fresh perspective on public health, emphasizing the human element and the power of individual choices in creating a healthier society. Join Dr. Dustin Moore and discover how public health professionals navigate the complexities of misinformation, translate scientific evidence into actionable steps, and empower individuals to make informed health decisions.

    The Secret Weapon for Business Growth: Building Business Credit With Jeff Shada

    Play Episode Listen Later Oct 8, 2024 68:32


    Are you struggling to grow your business because of limited funding? Business credit can be a powerful tool to unlock opportunities and reach new heights. However, building business credit is different from personal credit and requires a strategic approach. This informative podcast episode dives into the world of business credit With Jeff Shada, the Division President of Laughlin Business Credit Advisors. He explains key concepts of business credit, explores the benefits of building business credit, and unveils his proven system to help you navigate the process effectively. Listen to this episode to gain valuable insights from Jeff and discover how business credit can be your secret weapon for business growth.

    The Truth About Dieting: Debunking Myths And Misconceptions

    Play Episode Listen Later Oct 3, 2024 48:07


    In this episode, Nino Gonzales and Pei Chen explore the realities behind popular diet trends, with a special focus on intermittent fasting for weight loss. Nino sheds light on why many diets, despite their promises, often lead to misconceptions about how weight loss truly works. By discussing the science of caloric intake and the importance of nutrient quality, they offer a fresh perspective on how to approach weight management effectively. Tune in to discover practical tips that go beyond the diet fads and help you make informed decisions for your health journey.

    How To Assemble A Winning Team

    Play Episode Listen Later Oct 1, 2024 46:03


    Building a team is like assembling a puzzle. Each piece is essential, but it's the way they fit together that creates a complete and compelling picture. Discover the power of building a diverse team to achieve financial fitness and personal growth with Nino Gonzales and Pei Chen in this insightful episode. They share how their experiences show that a well-rounded team can elevate individual success into collective triumph. They emphasize the value of mentors, peers, and supporters with diverse skills, from tax strategy and legal advice to mental health and personal development. Together, they highlight how integrating various perspectives and expertise can lead to more sustainable and fulfilling success.

    Multifamily Investing: Your Key To Financial Independence With Kishor Rao

    Play Episode Listen Later Sep 26, 2024 38:25


    A seasoned tech expert turned real estate visionary, Kishor Rao is more than just an investor; he's a catalyst for change. With a proven track record in tech and real estate, Kish has mastered the art of turning dreams into reality. His investment club is more than just a group; it's a community of like-minded individuals committed to growth and success. Join Kishor Rao on this extraordinary multifamily investing journey as he shares his secrets to building a robust investment portfolio, creating multiple streams of income, and achieving financial independence. Don't miss this opportunity to learn from a true expert and take control of your financial future. Empower yourself with investment knowledge when you join Kishor Rao today. Join my club: https://bit.ly/investment_club_signup Have a chat with me: http://www.meetwithkish.com

    Unlocking Real Estate Wealth Through Private Money Lending With Jessica Tavison

    Play Episode Listen Later Sep 24, 2024 42:54


    Private money lending is a powerful strategy for real estate investors to grow their wealth. In this episode of the Finding Financial Fitness show, hosts Nino Gonzalez and Pei Chen interview Jessica Tavison, a young entrepreneur who connects private lenders with real estate investment opportunities. Jessica shares her journey from massage therapist to business owner, explaining her discovery of private money lending and its value in real estate investing. The conversation explores the intricacies of this field, including due diligence, relationship-building, and the role of skilled connectors. Listeners will gain insights into the potential returns, risks, and practical advice for entering the world of private money lending.

    Accumulation Vs Cash Flow Mindset: The Financial Strategy That Best Aligns Your Goals

    Play Episode Listen Later Sep 19, 2024 43:28


    Whether you're a seasoned investor or just starting your financial journey, Finding Financial Fitness offers invaluable insights and actionable advice to help you achieve your wealth-building goals. Join hosts Pei Chen and Nino Gonzalez as they break down complex financial concepts into easy-to-understand terms, empowering you to take control of your financial future. In this episode, Pei and Nino delve into the core differences between accumulation and cash flow mindsets, helping you determine which strategy best aligns with your aspirations. Discover how the cash flow model can offer greater flexibility, control, and accelerated wealth growth compared to traditional saving methods. Learn the power of leveraging your money through strategic investments to supercharge your financial journey. This episode is a must-listen for anyone seeking financial freedom. Subscribe to the Finding Financial Fitness podcast and follow Pei and Nino on social media for exclusive tips and inspiration.

    Velocity Banking: The Key To Put Your Money On A Fast Track To Growth

    Play Episode Listen Later Sep 17, 2024 64:23


    There is a financial hack that uses a line of credit to supercharge your debt repayment and investments. Velocity Banking is your financial hack that could make your money work harder for you. Today, Pei Chen and Nino Gonzalez delve into Velocity Banking and how it can put your money on a fast track to growth. But hold on, this strategy is not a risk-free game, because the interest rate on your credit line could rise, and investments are not guaranteed. The key is to be smart and plan ahead. Do your research, understand the risks, and ensure the strategy aligns with your financial goals. So, if you're looking for a way to take your finances to the next level, tune in today because Velocity Banking could be the key!

    Financial Personality Types: Understanding The Enneagram With Jeff King

    Play Episode Listen Later Sep 12, 2024 43:08


    Discover how financial personality types can revolutionize your approach to money and relationships. Host Nino Gonzalez and Enneagram expert Jeff King explore the Enneagram system, revealing how your personality influences financial habits. Learn to align your money strategies with your innate tendencies for better outcomes. This episode offers fresh perspectives on achieving financial goals through self-awareness and personal growth.

    Lifelong Wellness: Nutrition, Fitness, And Skincare Across Decades

    Play Episode Listen Later Sep 10, 2024 42:48


    In this episode of the Finding Financial Fitness show, Nino Gonzalez and Pei Chen explore the concept of lifelong healthy living and how it changes as we age. They discuss skin health, nutrition, and wellness strategies for different life stages, from teens to seniors. The conversation covers topics like skincare, supplements, strength training, and the surprising parallels between financial and physical fitness. Whether you're looking to improve your health habits or gain a new perspective on aging gracefully, this episode offers practical insights for listeners of all ages.

    Cultivating And Maintaining Friendships: Climbing The Ladder Of Success With Your Friends

    Play Episode Listen Later Sep 5, 2024 37:53


    Cultivating and maintaining friendships is more valuable than climbing the ladder of success alone. But cultivating and maintaining that strong relationship can be quite challenging as your life evolves. In this insightful episode, Nino Gonzalez and Pei Chen share their perspective on cultivating and maintaining friendships. They navigate the power of finding those who share your values and aspirations as you navigate the changing landscape of friendship. As we delve more into the conversation, we will discover why surrounding yourself with a supportive network or like-minded individuals is crucial for personal and professional growth. Nino and Pei also explain how financial success can unlock the time and resources you need to invest in nurturing the friendships that truly matter. Join Nino Gonzales and Pei Chen as they show you that strong friendships aren't just a happy consequence of success but a cornerstone of a meaningful life.

    Building Mental Resilience: Habits For Tough Times

    Play Episode Listen Later Sep 3, 2024 42:28


    In this episode of Finding Financial Fitness, hosts Nino Gonzalez and Pei Chen explore mental health resilience and its crucial role in personal and financial success. They share candid insights on routines, self-reflection, and finding your "why" as key elements for maintaining emotional stability and achieving goals. From morning rituals to coping strategies during tough times, this conversation offers practical tips for building mental strength in the face of life's challenges. Whether you're an entrepreneur, investor, or seeking personal growth, this episode provides valuable perspectives on balancing mental health with the pursuit of success.

    Prioritizing Goals: Adapting To Life's Unexpected Twists

    Play Episode Listen Later Aug 29, 2024 41:38


    Life can throw curveballs, forcing us to re-evaluate what truly matters. Join Nino Gonzalez and Pei Chen as they reflect on personal insights and evolving goals amidst unexpected life events. Following a severe hurricane, they discuss the stark realization of how easily luxuries become necessities during crises. The conversation delves into the concept of financial stability and preparedness, highlighting how unexpected events can disrupt even well-laid plans. Tune in and gain insights on prioritizing what matters most in the face of life's uncertainties.

    Reflections On Japan Trip

    Play Episode Listen Later Aug 27, 2024 41:21


    Ready to be captivated by the enchanting beauty and rich culture of Japan? In this episode, join host Nino Gonzalez and Pei Chen as they embark on a journey through the land of the rising sun. Broadcasting from the picturesque Fujikawaguchiko, Nino shares his transformative experiences from a two-and-a-half-week adventure, reflecting on Japan's striking contrasts with Western life. Discover the joy of simplicity, the pride in craftsmanship, and the profound cultural norms that define daily life in Japan. From the bustling streets of Tokyo to the serene shores near Mount Fuji, this episode offers a heartfelt exploration of a nation where tradition and modernity seamlessly blend. Whether you're a seasoned traveler or just curious about Japanese culture, this episode will inspire you to see the world through a new lens. Tune in and get ready to be transported to a place where every moment is a mindful celebration of life!

    When Is Too Young Or Too Old To Start?

    Play Episode Listen Later Aug 22, 2024 50:38


    When getting started on something, be it a personal habit or a career-oriented venture, you must always consider your current age. This way, you can figure out how to proceed and answer the age-old question: am I too old or too young to start? Nino Gonzalez and Pei Chen discuss age from the perspective of health and wealth. They present practical investing approaches for young people who are just building their careers and for retiring folks you may want to focus on preserving what they earned. Nino and Pei also explain how to avoid falling into a discipline trap and becoming overly obsessed with your goals. They talk about achieving clarity with your personal vision and how it leads to a more fulfilling life.

    How To Use The Infinite Banking Concept To Build A Better Future For Yourself And Your Family With Chris Bay

    Play Episode Listen Later Aug 20, 2024 43:10


    What if you could be your own banker? Can you imagine what that would mean for the future of your family? The infinite banking concept has been around for many decades now, yet it is still riddled by a lot of skepticism from the mainstream. People like Dave Ramsey would scoff at it and call it the worst place to put your money in. But behind this wall of doubt are countless success stories of lives that have been changed by this revolutionary yet deceptively simple concept. Tune in as infinite banking expert Chris Bay helps us unpack its complexity and reveal an elegantly simple core proposition.

    Travel Hacking 101: Unlocking The World For Less

    Play Episode Listen Later Aug 15, 2024 48:21


    If you have ever dreamt of jet-setting across the globe without breaking the bank, tune in. This episode of the Finding Financial Fitness Show isn't just about saving money, it's about leveraging credit cards to travel hack your way to dream vacations! Nino Gonzalez and Pei Chen break down the world of points and miles, explaining how to earn them, maximize their value, and redeem them for amazing trips. From beginner tips to advanced strategies, you'll learn how to turn your everyday spending into free flights and luxurious hotel stays. So buckle up, wanderlust warriors, and get ready to unlock the secrets of travel hacking!

    Unlocking Hidden Cash: How The All-In-One Mortgage Can Supercharge Your Financial Fitness With Adam Pugmire

    Play Episode Listen Later Aug 13, 2024 61:05


    Hey everyone! Welcome back to Finding Financial Fitness! Today, Nino and Pei are joined by Adam Pugmire from CMG Home Loans to discuss a revolutionary financial tool: the all-in-one loan. Adam explains how this unique mortgage product can be used to offset interest, access hidden money, and potentially double your rate of return. Whether you're a seasoned investor or just starting out, the all-in-one loan could be a game-changer for your financial strategy. Tune in to learn more about the qualifications, how it works, and why Adam says it's not just a loan, it's a tool!

    Investment Strategies & Due Diligence: Building A Secure Financial Future

    Play Episode Listen Later Aug 8, 2024 36:48


    Feeling lost in the world of investments? Today, Nino Gonzalez and Pei Chen equip you with the knowledge and tools to navigate your financial future with confidence. Tune in as they dive into the essential pillars of successful investing, including thorough due diligence practices and a comprehensive understanding of risk tolerance. Discover golden nuggets as they discuss investment strategies for every stage, finding the right financial partner, the power of balance, the infinite banking concept (IBC), and so much more. Join Nino and Pen as they break down complex investment concepts and provide actionable steps to take control of your financial journey!

    Tools Vs Strategies: Ditching The Confusion

    Play Episode Listen Later Aug 6, 2024 46:46


    Feeling overwhelmed by all that financial jargon? Stocks, bonds, mutual funds – it's enough to make your head spin. This episode is your chill guide to financial fluency.Imagine your wallet's like a toolbox. It's stuffed with different gadgets – stocks, real estate, fancy credit lines – but those tools alone won't build your dream financial mansion. You have to have a plan, a strategy, to know which tool to use and when. Today, Nino Gonzalez and Pei Chen break it all down in a way that makes sense, using examples you can actually relate to. Forget the confusing "average returns" talk – they show you the power of delayed gratification (think of it as treating yourself later, but way better!). They also share tips on how to spot the real deal advisors and avoid the flashy phonies.By the end of this episode, you'll be a financial rockstar, ready to make smart choices and take control of your future. Ditch the confusion, this episode is your key to financial freedom!

    Honoring Sacrifices: A Reflection On Memorial Day, Personal Journeys, And Finding Balance In Life

    Play Episode Listen Later Aug 1, 2024 41:31


    Join Nino Gonzalez and Pei Chen on today's episode as they dive into the profound concept of sacrifice. This Memorial Day episode is dedicated to honoring the ultimate sacrifices made by our veterans, which allows us the freedoms we enjoy today. Nino and Pei reflect on the daily sacrifices that shape our lives, from the crowded gyms and grocery stores to personal journeys of fitness and financial freedom. Listen as they share personal stories, like Nino's transition from competitive bodybuilding and the sacrifices involved, and explore how identifying our true goals can lead to a balanced and fulfilling life. Tune in for an inspiring discussion on what drives us, the importance of gratitude, and the fine line between sacrifice and success.

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