Limit Free Life with Michelle Perkins

Ep 210: From Breakdown to Breakthrough: Compassionate Financial Planning for Real Life

Ep 209: The ROI of Play: How Joy, Creativity, and Connection Lead to Better Money Decisions 

Ep 208: The Art of Paying The Least Amount of Taxes “Legally” with the Tax Goddess

Ep 207: Our Money Has Feelings: Healing Financial Scar Tissue & Money Trauma

Ep 206: Career Storytelling and Other Smart Strategies for 2025 and Beyond”

Ep 205: The Power of Your Past: Transforming Everyday Experience Into Career Gold

Ep 204: Escape the Clock: How to Retire Early on Your Terms

Ep 203: “Money Deja Vu:  How to Stop Repeating Financial Mistakes”

Ep 202: Fearless Finance: Turning Uncertainty Into Clarity

Ep 201: Freedom Over Fear: Why Bankruptcy Can Be a New Beginning”

Ep 200: The Emotional Side of Wealth: Hilary Hendershot's Financial Awakening"

EP 199:  Podcasting: Turning, Influence Into Profitability

Ep 198: “Unlocking Home Wealth: The Truth About Reverse Mortgages”

Ep 197: Your Life with Real Estate: From Mindset to Practical

Ep 196: Puting the Retirement Puzzle Together for the Best Real Life Solutions

Ep. 195: Mapping Retirement Strategies in the Modern World

Ep 194: Grow Wealth The Warren Buffett Way With Zero Hype

Ep 193 Escape the 9-to-5: Passive Income for Financial Freedom

Ep 192: From Vision to Value: The Intersection of Money and Life Goals

Ep 191: The Inner Game, the Outer Gain: Unlocking True Financial Success

Ep 190: Avoid Money Mistakes Even Smart People Make!

Ep 189: The Confident Divorce: Mastering Your Money Matters

Ep 188: “Protect Your Wealth: Tax-Free Strategies for Retirement”

EP 187: “Small Biz Money Moves: CFO Tips for Big Impact”

EP 186: Beyond Dollars: How Emotional Baggage Masks Financial Truths

In this exciting episode of "Money & You," Michelle Perkins converses with Joshua Brooks, a financial advisor and Army veteran with over 20 years of service. The discussion centers on the importance of financial literacy, particularly for military personnel, who often face challenges in managing their finances due to a lack of education on the subject. Joshua emphasizes the need for a mindset shift regarding money and highlights the complexities of financial planning, including investment strategies and the integration of digital assets like Bitcoin. Joshua is uniquely knowledgeable and favorable toward cryptocurrency. The conversation also touches on Joshua's commitment to serving veterans and their families, as well as his vision for Exponential Advisors LLC, which aims to provide innovative financial solutions. The episode underscores the significance of understanding financial tools and the emotional aspects of money management, especially in the context of military life.  00:03 - Mindset and money matters 06:21 - Financial literacy in the military 14:42 - Client engagement in finance 20:02 - Understanding bitcoin basics 27:17 - Investing with integrity 35:06 - Transformative healing and finance Main Topics Discussed:Financial Literacy in the Military: The lack of financial education provided to active-duty military personnel. Common financial pitfalls faced by veterans, such as impulsive spending and inadequate financial planning.    -Joshua's Background:  Over 20 years of service in the U.S. Army, transitioning from infantry soldier to chaplain.  His commitment to helping fellow veterans with financial planning, investment strategies, and legacy planning.   - Innovative Financial Solutions:  The integration of digital assets and AI-driven insights into traditional financial planning.  The importance of understanding cryptocurrency, particularly Bitcoin, as a potential investment.- Psychedelics and Personal Transformation: Joshua's recent experiences with psychedelics and their impact on personal growth and financial mindset. The significance of mental well-being in managing finances effectively.- Investment Strategies:  Discussion on the volatility of Bitcoin and its potential as a long-term investment.  Recommendations for allocating a portion of investment portfolios to cryptocurrency.Joshua Brooks, CFP® Founder, Exponential Advisors LLC www.exponentialadvisors.net/For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:  Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!! Join the Limit Free Life Community Blog: https://limitfreelife.com/newsletter  Learn more about Michelle Perkins: https://limitfreelife.com  LinkedIn: Michelle on LinkedIn  Instagram: @livealimitfreelife  YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 184: "Profit by Design: Path to Mindful Entrepreneurship"

EP 183: Clarity-Driven Wealth Building

EP 182:  “Looking To Sell Your home? Smart Sellers Know It Starts with Mindset”

Ep 181: "Mid-Year Resolutions: Because January Was Just a Warm-Up"

Episode 180:  Designing Your third age: Retirement Planning

EP 179: Coverage for Every Chapter: Life, Disability, and Long-Term Care Insurance”

In this special Mental Health Awareness Month episode of the Money & You podcast, hostMichelle Perkins welcomes back Wendy Wright, a leading financial therapist and CEO ofFinancial Therapy Solutions. With her rare combination of expertise in both licensed therapyand money coaching, Wendy helps individuals and couples navigate the emotional roots of theirfinancial stress and create empowered, healthy money relationships.Together, they explore how emotions—especially anxiety and shame—play a powerful role inhow we interact with money. Wendy shares practical tips for approaching financialconversations with more emotional intelligence and less fear, whether with your partner or withyourself. She also discusses how to identify your emotional state before trying to “fix” moneyproblems, and why you can't make solid financial decisions while dysregulated.This episode blends psychology with personal finance, offering tools for self-awareness,calming strategies, and more intentional money conversations.00:00 – Reintroducing Wendy Wright: financial therapy explained06:20 – Couples and money: how differences create conflict12:45 – Why we avoid money and how shame plays a role20:00 – Tips for productive, emotionally safe money conversations26:35 – Practicing “emotional literacy” with money stress33:00 – From overwhelm to calm: journaling and regulation tools41:20 – How news and social media impact your financial mental health49:15 – Building sustainable money habits over timeKey Takeaways:● Financial Therapy = Money + Emotions: Financial struggles are often emotional, notjust logical. Healing begins with emotional literacy.● You Can't Budget in a Panic: If you're dysregulated, don't try to make moneydecisions. Calm first, then act.● Journal or Talk It Out: Whether through writing or speaking aloud, processing yourfeelings about money helps untangle fear and create clarity.● Shame Stops Progress: Decrease judgment and increase curiosity. You can befinancially healthy without knowing everything about money.● Conversations Need Structure: Use a timer and clear goals when discussing moneywith partners. Small, repeatable talks work better than big confrontations.● Curate Your Media Intake: Negative news amplifies money fear. Be intentional aboutwhat and how much you consume.Additional Resources:● Financial Therapy Journal by Wendy WrightAvailable now with two free bonus workshops in May!Here is the link to the journal plus bonus workshops:https://learn.financialtherapysolutions.com/the-complete-financial-therapy-journalThe free Money Shadow Quiz will be found on my home page,wendywrightfinancialtherapy.comHere is the link to the Free Replay of the Layoffs workshophttps://learn.financialtherapysolutions.com/navigating-the-financial-and-emotional-impact-of-layoffs-workshop-4-3-25wendywrightfinancialtherapy.com● Quiz: Discover your “Money Shadow” – what's really holding you back.Take the Quiz● Blog posts, workshops, and more at Wendy's siteFor more tools and conversations about money mindset, practical money tips,confidence, and financial empowerment…Subscribe to the Money & You Podcast:Apple PodcastsPlease rate and review & share the podcast with your friends and family members whowant to better understand money, and feel more confident and in control of their financiallives.Join the Limit Free Life newsletter: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle on LinkedInInstagram: @livealimitfreelifeYouTube: Limit Free Life on YouTube

EP 177: “What Creates Your Relationship with Money with Biz Hippie”

EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.” 

EP 175:  The Audacious Art of Branding for Profit

EP 174: "3 Smart Money Moves For A Shaky Economy"

Episode 173: "Orphan To A Millionaire - The Inspiring Road to Success"

Episode 172: “Solving Money Problems Early Easily "

EP 171: “Take Control of Your Taxes: Carlos Samaniego's IRS Survival Guide" 

EP 170: “Your Relationship with food can help you understand you and money" 

episode 169: "Unlocking Wealth: The Power of Raising Private Money"