Limit Free Life with Michelle Perkins

Ep 181: "Mid-Year Resolutions: Because January Was Just a Warm-Up"

Episode 180:  Designing Your third age: Retirement Planning

EP 179: Coverage for Every Chapter: Life, Disability, and Long-Term Care Insurance”

In this special Mental Health Awareness Month episode of the Money & You podcast, hostMichelle Perkins welcomes back Wendy Wright, a leading financial therapist and CEO ofFinancial Therapy Solutions. With her rare combination of expertise in both licensed therapyand money coaching, Wendy helps individuals and couples navigate the emotional roots of theirfinancial stress and create empowered, healthy money relationships.Together, they explore how emotions—especially anxiety and shame—play a powerful role inhow we interact with money. Wendy shares practical tips for approaching financialconversations with more emotional intelligence and less fear, whether with your partner or withyourself. She also discusses how to identify your emotional state before trying to “fix” moneyproblems, and why you can't make solid financial decisions while dysregulated.This episode blends psychology with personal finance, offering tools for self-awareness,calming strategies, and more intentional money conversations.00:00 – Reintroducing Wendy Wright: financial therapy explained06:20 – Couples and money: how differences create conflict12:45 – Why we avoid money and how shame plays a role20:00 – Tips for productive, emotionally safe money conversations26:35 – Practicing “emotional literacy” with money stress33:00 – From overwhelm to calm: journaling and regulation tools41:20 – How news and social media impact your financial mental health49:15 – Building sustainable money habits over timeKey Takeaways:● Financial Therapy = Money + Emotions: Financial struggles are often emotional, notjust logical. Healing begins with emotional literacy.● You Can't Budget in a Panic: If you're dysregulated, don't try to make moneydecisions. Calm first, then act.● Journal or Talk It Out: Whether through writing or speaking aloud, processing yourfeelings about money helps untangle fear and create clarity.● Shame Stops Progress: Decrease judgment and increase curiosity. You can befinancially healthy without knowing everything about money.● Conversations Need Structure: Use a timer and clear goals when discussing moneywith partners. Small, repeatable talks work better than big confrontations.● Curate Your Media Intake: Negative news amplifies money fear. Be intentional aboutwhat and how much you consume.Additional Resources:● Financial Therapy Journal by Wendy WrightAvailable now with two free bonus workshops in May!Here is the link to the journal plus bonus workshops:https://learn.financialtherapysolutions.com/the-complete-financial-therapy-journalThe free Money Shadow Quiz will be found on my home page,wendywrightfinancialtherapy.comHere is the link to the Free Replay of the Layoffs workshophttps://learn.financialtherapysolutions.com/navigating-the-financial-and-emotional-impact-of-layoffs-workshop-4-3-25wendywrightfinancialtherapy.com● Quiz: Discover your “Money Shadow” – what's really holding you back.Take the Quiz● Blog posts, workshops, and more at Wendy's siteFor more tools and conversations about money mindset, practical money tips,confidence, and financial empowerment…Subscribe to the Money & You Podcast:Apple PodcastsPlease rate and review & share the podcast with your friends and family members whowant to better understand money, and feel more confident and in control of their financiallives.Join the Limit Free Life newsletter: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle on LinkedInInstagram: @livealimitfreelifeYouTube: Limit Free Life on YouTube

EP 177: “What Creates Your Relationship with Money with Biz Hippie”

EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.” 

EP 175:  The Audacious Art of Branding for Profit

EP 174: "3 Smart Money Moves For A Shaky Economy"

Episode 173: "Orphan To A Millionaire - The Inspiring Road to Success"

Episode 172: “Solving Money Problems Early Easily "

EP 171: “Take Control of Your Taxes: Carlos Samaniego's IRS Survival Guide" 

EP 170: “Your Relationship with food can help you understand you and money" 

episode 169: "Unlocking Wealth: The Power of Raising Private Money"

EP 168: "Get Rid of Your Head Trash About Money" 

In this podcast episode of "Money & You," host Michelle Perkins speaks with Jerome Myers, a seasoned business leader and exit strategist, about the complexities of exiting a business and how to navigate what comes next. The discussion emphasizes the emotional and strategic aspects of business exits, particularly the "founder's exit paradox," which highlights the challenges founders face when detaching from their ventures. They explore the importance of planning for an exit early in the business lifecycle, as many entrepreneurs overlook this critical aspect while focusing on growth. The conversation also touches on the financial implications of a successful exit, including how individuals often struggle with newfound wealth and the need for a clear understanding of their financial future post-exit. This episode is significant as it encourages business owners to consider their long-term goals and the impact of their relationship with money, ultimately aiming to foster a more fulfilling life beyond their business endeavors. The discussion reflects contemporary issues faced by entrepreneurs who are living longer and healthier lives, who are looking for a fulfilling second chapter.00:05 - Mindset and money connection 07:02 - Planning your business exit16:10 - Recognizing exit opportunities27:37 - Transforming passion into profit32:59 - Preparing for retirement life46:43 - Resources for successful exits Key Takeaways  Plan Early: Founders should consider their exit strategy from the beginning to maximize the value of their business.- Emotional Readiness: Recognizing the emotional aspects of exiting a business is crucial for a smooth transition.- Financial Awareness: Understanding personal financial needs and goals is essential for life after business ownership.- Seek Guidance: Working with an exit strategist can provide valuable insights and help navigate the complexities of exiting a business. Jerome Myers, renowned exit strategist known for his expertise in helping founders navigate the emotional and practical aspects of exiting their businesses offers resources and assessments to assist business owners in preparing for a successful exit.-You can take his “Exit Readiness Assessment” for free at:https://exittoexcellence.com/ERASchedule a consult here: (http://exittoexcellence.com) His podcast can be found here: https://podcasts.apple.com/us/podcast/your-next-a-guide-to-finding-fulfillment-after-your/id1455776307For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.And don't forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let's Connect… https://limitfreelife.com/newsletter/I'm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I'll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

This podcast episode features guest Nicole J. Smith, a daughter faced with her mother's Alzheimer's diagnosis. Nicole J. Smith intertwines heartfelt memoir with practical advice, a vital roadmap for caregivers navigating dementia care. Nicole was blindsided by her mother's post-pandemic cognitive decline and took a deep dive into dementia education after her mother's Alzheimer's diagnosis. Nicole is sandwiched between caring for three aging parents and five children. She wrote the book she could not find in managing the legal, financial, medical, and emotional aspects of becoming a caregiver. Her book Diagnosis Dementia: Your Guide for Eldercare Planning and Crisis Management, shares her story and helpful resources in navigating the terms and turmoil of eldercare. End of life planning conversations are critical to have before a crisis occurs. www.njsmithbooks.comMichelle and Nicole discuss the challenges of managing aging parents' care and finances. The conversation highlighted the importance of having legal documents like powers of attorney in place for both parents and adult children, especially as many people face unexpected health issues, such as Alzheimer's disease. The speakers shared personal stories about their experiences with caregiving, emphasizing the emotional, financial and logistical complexities involved that you might be surprised by.They addressed the broader implications of an aging population, noting that 10,000 baby boomers turn 65 daily, which places significant pressure on the healthcare system. The speakers stressed the need for proactive planning in retirement discussions, as caregiving costs can deplete savings. They provided resources for families navigating these issues, including support groups and websites focused on end-of-life conversations. This episode is important as it raises awareness about the realities of caregiving and the necessity of preparation, encouraging listeners to engage in difficult but essential conversations about aging and care.00:05 - Starting the caregiving journey 10:18 - Importance of powers of attorney 20:51 - Facing caregiving realities 29:50 - Navigating family dynamics 39:18 - Essential resources for caregiving 45:33 - Organizing conversations on aging Key TakeawaysProactive Planning: It is crucial to have conversations about health, finances, and caregiving preferences with family members before a crisis occurs.- Education and Organization: Caregiving requires not only emotional support but also a structured approach to managing medical, legal, and financial aspects.- Community Support: Caregivers are not alone; there are numerous resources and support networks available to assist them in their journey.Resources mentioned in the Podcast:Introduction to various resources such as aging life care managers, financial planners, and elder law attorneys.Recommendations for support groups and educational resources, including:Conversations:https://deathoverdinner.org/https://theconversationproject.org/https://www.fivewishes.org/Caregiver Support:https://daughterhood.org/https://leezascareconnection.org/homehttps://wearehfc.org/For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.And don't forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let's Connect… https://limitfreelife.com/newsletter/I'm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I'll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Episode 165: "The Number One Key to Financial Mastery You Need for 2025"

Ep 164: Building Innovation with ”Cake on Tuesday”

Ep 163: "Awakened Wealth: Insights for the Conscious Investor" 

Episode 162: Income Coach: Gives The Retirement Money Secrets

Ep 161: Planning for the future even through Unforeseen circumstances!

Ep 160: Home Buying Goals in 2025? This is What You Need to Hear!

Ep 159: "Business Basics For Kids: Building Bright Financial Futures

Episode 158: "Learning the secrets of Life Settlements"

Ep 157: "Unlocking Six-Figure Creativity: Elevate Your Money Mindset”

Ep 156: "Shifting the Paradigm of your money"

Episode 155: "Are Your Money Problems Really What You Think?"

The podcast featured a speaker discussing the importance of managing emotions and thoughts about money to achieve financial success. The speaker emphasized the power of positive thinking and visualization in manifesting financial goals. The discussion highlighted the role of mindset in overcoming financial challenges and creating a positive relationship with money. The speaker shared a manifestation exercise involving setting intentions, visualizing goals, and focusing on evidence of progress. The importance of maintaining a high frequency and positive mindset to attract abundance was emphasized. The speaker encouraged listeners to practice gratitude and use their minds effectively to achieve their desired outcomes. The podcast provided practical tips for improving financial well-being through mindset shifts and manifestation techniques. The discussion took place in a supportive and educational context, aiming to empower listeners to take control of their financial futures through positive thinking and intentional actions.00:00 - Mastering your money mindset 13:14 - Smooth road to abundance 18:60 - Manifesting financial prosperity Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don't forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let's Connect… https://limitfreelife.com/newsletter/I'm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your MoneyDate™” program and I'll help you make the shift.  https://limitfreelifeworkshops.com/money-date/The next one begins soon!For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Episode 153: Countdown to Financial Freedom: Year-End Money Strategies

Episode 152: "Who Are You With Money?"

Episode 151: "Wealth Without Wallstreet - Passive Income Strategies for Financial Freedom"

Ep 150: "Future Poor - Real Solutions for Retirement"

Episode 149: "Ascension Catalysis For Money and You”

Ep. 148: "Words Matter: Unlock Financial Success Through Positive Language"

Ep 147: "Your Money Mindset Matters"

Ep. 146: "Writing Your Own Money Story"

Ep 145: "Don't Be Vague with Your Money"

Ep 144: "Empowering Financial Relationships: Navigating Money, Emotions, and Family Dynamics"

Episode 143: "Long-Term Care Planning: Reducing Stress and Ensuring Peace of Mind"

EP 142: Create A Relationship With Your Money Through AI

Ep 141: Breaking Through Your Income Glass Ceiling Forever!

Ep 140: Monetizing Your Mindset with Deborah Deras