Podcasts about creates

If I had to put food on the table and close a deal in 30 days flat, I know exactly what I'd do. And I lay it all out right here. No fluff, no gimmicks, just the real, raw strategy that works when you work it.You don't need fancy tools or massive budgets. You need a simple plan and the grit to make 20 calls a day. In this episode, I share how I'd choose a hot land market, build fast rapport with realtors, and stack up conversations that lead to actual contracts. I even walk through exactly what I'd say on the phone and how to get agents sending you off-market deals week after week.Whether you're new to the game or needing a reset, this episode is your roadmap. It's practical, doable, and built to get results fast.What's Inside: —Why talking to 20 people a day changes everything—How to use realtors to find deals and buyers without direct mail—The one simple question that turns cold calls into contracts

What if the real breakthrough you are searching for has nothing to do with hustling harder and everything to do with surrender, grace, and presence? In this deeply moving conversation, I sit down with Sage Robbins, and I can honestly tell you this is one of the most powerful interviews I have ever done. I have wanted to have Sage on the show for a long time, and after this conversation, you will understand why. Her wisdom, her heart, and the calm strength she carries will meet you exactly where you are. This episode is not about motivation for the sake of motivation. It is about learning how to live with more peace, more compassion, and more truth in a noisy and divided world. We talk about Sage's upbringing surrounded by recovery, Alcoholics Anonymous, and the 12-step program, and how watching her father, grandparents, and siblings walk through addiction and healing shaped the way she sees humanity. She shares how surrender is not weakness, but freedom, and why so much of our suffering comes from believing life should be different than it is. This conversation opened my own heart as we connected over our fathers, recovery, forgiveness, and what it really means to take responsibility for your inner world. Sage also speaks with rare honesty about grace, humility, and the power of making amends. We discuss why saying “I'm sorry” is one of the most transformative practices in relationships, how ego closes the heart, and why ownership opens it again. She explains how self reflection, not blame, is the gateway to real peace. If you have strained family relationships, unresolved resentment, or feel disconnected from people you love, this part of the conversation will hit home. One of the most profound moments in the episode is when Sage guides us through her daily practice called “60 Seconds of Grace.” It is a simple but life changing reset that brings you back to the present moment. We also talk about how to recognize what is no longer serving you in your life, just like shedding old patterns, judgments, and beliefs that disconnect you from love. This is an episode you will not just listen to. You will feel it. And I promise you will come away changed. Key Takeaways Why surrendering control can create more peace, clarity, and freedom in your life How grace for yourself naturally becomes grace for others The hidden power of making amends and taking full responsibility Why self reflection matters more than being right A simple daily practice to reconnect with peace in just 60 seconds How to let go of what no longer serves you so life can truly begin If you have been feeling overwhelmed, disconnected, or divided from the people you love, this conversation with Sage Robbins may be exactly what your soul has been waiting for. Please share this episode with someone who needs more grace in their life right now. Let's Max Out together. ⁠⁠

From the first verse of the Bible, we see that God is the Creator, but He is not a distant, bored deity. As we look at the weaving structure and intentionality with which He creates, His deep care is on full display. This week, Kylen Perry walks us through Genesis 1 to highlight these truths of God's character and how they impact us today.

From the first verse of the Bible, we see that God is the Creator, but He is not a distant, bored deity. As we look at the weaving structure and intentionality with which He creates, His deep care is on full display. This week, Kylen Perry walks us through Genesis 1 to highlight these truths of God's character and how they impact us today.

In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Dr. Alex Schloe, a physician and real estate investor specializing in assisted living. They discuss the growing need for senior living solutions, the differences between traditional assisted living facilities and residential assisted living, and the unique investment opportunities in this sector. Dr. Schloe shares insights on the challenges of staffing, the importance of networking, and the current development projects he is involved in. He emphasizes the need for education and community support for those looking to enter the assisted living market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us a textWhat if the smallest patients finally had a diaper designed just for them? For years, NICUs have struggled to find appropriately sized diapers for extremely premature infants, often resorting to makeshift solutions that compromised skin integrity and care quality. That changes now. In this breaking news episode, Ben sits down with Harry McCusker, Director of Research and Development for North America Pampers Diapers, to discuss the groundbreaking launch of the Pxxs diaper—the world's smallest commercially available diaper, specifically engineered for micropreemies born as early as 21-23 weeks gestation. Weighing less than a nickel and designed with input from NICU professionals worldwide, the Pxxs addresses critical challenges in skin protection, fluid management, and developmental care for our most vulnerable patients. Join us as we explore how this innovation represents more than just a smaller diaper—it's Pampers' commitment that every preemie deserves products designed with their unique needs in mind.Support the showAs always, feel free to send us questions, comments, or suggestions to our email: nicupodcast@gmail.com. You can also contact the show through Instagram or Twitter, @nicupodcast. Or contact Ben and Daphna directly via their Twitter profiles: @drnicu and @doctordaphnamd. The papers discussed in today's episode are listed and timestamped on the webpage linked below. Enjoy!

Most chiropractors don’t feel short on time because they’re disorganised. They feel short on time because they never create space to think like a CEO. In this episode, we introduce the CEO Check-In — a simple weekly habit that helps chiropractors move out of constant reaction and into intentional leadership. You’ll learn why “no time” is a leadership problem (not a scheduling one), how thinking time actually creates leverage, and how one short conversation with your business can reduce pressure without working more. If your practice feels busy, reactive, or heavier than it should, this episode will help you see why — and what to do differently.See omnystudio.com/listener for privacy information.

America Out Loud PULSE with Dr. Peter McCullough and Malcolm Out Loud – I'm so terrified of harming my fiancée. Is it safe to be free from the shedding risk nearly 5 years later? If Spike is for adults, what do children do to detox? What do you recommend taking before a trip to the African safari in Tanzania? What medication did you travel with in case you got sick?

In What Actually Creates Fast Deals in Wholesaling, Peter Russell breaks down how to turn motivated seller leads into profitable deals quickly. Peter shares his nine-year journey in real estate, from bandit signs and early hustle to running lean, high-margin operations across multiple markets. He explains why he now relies heavily on direct mail, how many deals he expects from 30,000+ monthly mailers, and why double closings are essential for protecting your spread. Viewers also get Peter's take on scaling back to a smaller team, redefining success as true wealth and freedom, and exactly what he would do if he had to start all over again today. _______________________________   If you want to learn how to run your business in 5 hours or less.... Go to https://www.5HourBusiness.com   Subscribe to my YouTube channel:    / @tonyjavierbiz     And if you're into flying and want to follow my Aviation journey, check out my other YouTube channel at    / @tonyjaviertv   _______________________________   Follow me on Social Media: Tiktok -   / tonyjavier.tv   Instagram -   / tonyjavier.tv   Facebook Personal -   / tonyejavier   Facebook Business -   / realtonyjavier   ________________________________________   If you want to dominate your Real Estate Market with TV commercials, go here: https://www.ClaimMyMarket.com   If you want to connect with me and my network, go to https://tonyjavier.com/connect   If you want to check out Tony's Real Estate Resources and Vendors go to https://www.TonyJavier.com/resources ________________________________________   Tony is the owner of an INC 5000-rated Real Estate Investment Company. He has been featured in Bigger Pockets, Wholesaling INC, Steve Trang's Real Estate Disruptors, Joe Fairless' Best Ever Podcast, and many other top podcasts and platforms.   When Tony is not working on his business, he enjoys flying his plane. You can see videos on that and how he uses airplanes to save money on taxes.   Don't forget to like the video, comment, subscribe to my channel, and share this with a friend if I'm doing my job and providing value to you and your network. If I'm not doing my job please let me know in the comments how I can be better, your feedback is greatly appreciated. See you in the next video!

In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Brad Robinson, founder and managing partner of Bradford Equity Partners. They discuss Brad's journey in custom home development, the establishment of his investment fund, and the importance of focusing on human benefits in construction. Brad shares insights on market challenges, the significance of strategic hires, and his goals for the future, emphasizing the need for a strong procurement process and the potential for growth in the real estate market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Coach Carroll shares his journey in real estate and entrepreneurship, discussing his diverse experiences from lawn care to AI software. He emphasizes the importance of personal branding, the role of AI in business, and the lessons learned from personal responsibility. Coach Carroll also highlights the significance of networking and building relationships in achieving success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The Honourable Leela Sharon Aheer, ECA, is a former Alberta cabinet minister and respected advocate for women, multiculturalism, and community leadership. She now serves in global strategy and growth roles with BioAro Inc., The BioSport, ATRACON, and the Alberta India Chamber of Commerce, advancing health innovation and international collaboration. A proud wife, mother, and musician, Leela brings passion and vision to every role she undertakes.Contact Leela Aheer:twitter@LeelaAheerInstagram leelasharonaheerLinkedIn Hon. Leela(Sharon)AheerDr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon: https://amzn.to/4cmTOMwWebsite: https://linktr.ee/DrKimberleyLinertThe Great Discovery eLearning platform: https://thegreatdiscovery.com/kimberleyl

America Out Loud PULSE with Dr. Peter McCullough and Malcolm Out Loud – I'm so terrified of harming my fiancée. Is it safe to be free from the shedding risk nearly 5 years later? If Spike is for adults, what do children do to detox? What do you recommend taking before a trip to the African safari in Tanzania? What medication did you travel with in case you got sick?

Great podcast with Miss Dany on life and the lessons God desires to teach each one of us.

Creator of Tripping Billy, Billy Zureikat, joins Bob Sirott to talk about how he went from playing basketball to learning how to cook after being diagnosed with muscular dystrophy. He shares details about the pizzas he creates based on the Bears’ opponents called Chicago Squares and his pizza that inspired by the Los Angeles Rams. […]

Interior designer Christine Vroom joins us to discuss the art and craft of creating timeless homes. In this conversation, Christine shares how she defines timeless design—yrooted in history and the evolution of color, materials, and architectural elements across eras—and how she protects her work from fleeting trends. She reveals the common misconceptions about interior design, particularly the "TV show myth" that beautiful spaces happen overnight. Behind every stunning room is meticulous planning, vendor coordination, tradesmen management, and countless unforeseen details that never make it to screen.Christine emphasizes her role as a storyteller and guide rather than simply a designer. She explains how she extracts client personality and lifestyle through intentional conversation and genuine connection, turning their stories into physical spaces that feel deeply personal. Her philosophy of honesty with clients—saying "no" gently but firmly when an idea doesn't serve the overall vision—has built trust and long-term relationships. She also discusses the inseparable relationship between indoor and outdoor design, how travel (particularly to Sevilla, Spain) has shaped her aesthetic, and the emotional sanctuary that painting provides as a counterbalance to client-focused design work.Throughout the interview, Christine reflects on a pivotal challenging project early in her career that taught her the importance of documentation, scope clarity, and "staying in her lane." Rather than seeing this as failure, she frames it as growth and now uses those hard-won lessons to mentor her team. Her approach to luxury is inspired by fine dining and hospitality: it's not just about beautiful objects, but about making clients feel special through attention, listening, and personalized touches. As she looks to the future, Christine is launching a tile product line inspired by her time in Sevilla—a testament to how inspiration, curiosity, and a willingness to evolve keeps her work fresh and her spirit engaged.

Leading Into 2026: Executive Pastor Insights Momentum is real. So is the pressure. This free report draws from the largest dedicated survey of Executive Pastors ever, revealing what leaders are actually facing as they prepare for 2026. Why staff health is the #1 pressure point Where churches feel hopeful — and stretched thin What worked in 2025 and is worth repeating Clear decision filters for the year ahead Download the Full Report Free PDF • Built for Executive Pastors • Instant access Welcome back to another episode of the unSeminary podcast. We're continuing our special series responding to insights from the National Executive Pastor Survey with an executive pastor from a prevailing church. Today we're joined by Eric Garza, Executive Pastor at Cross Church. Cross Church is one of the fastest-growing churches in the country, with 12 campuses across South Texas, serving both English- and Spanish-speaking congregations. In this conversation, Eric helps unpack the number-one fear expressed by executive pastors in the survey: running out of space and not knowing what to do next. Is your church growing but feeling physically constrained? Are facilities, kids' space, or parking holding you back from what God may want to do next? Eric offers practical, hard-earned wisdom from leading through rapid multisite expansion. Facilities don't just limit space—they shape momentum. // At Cross Church, growth has come through both campus planting and mergers or acquisitions of existing churches. In both cases, facilities either enable momentum or quietly choke it. Sustainable space must support all aspects of ministry—not just a worship room. Parking, kids' environments, lobbies, restrooms, storage, and office space all play a role. A building that works on paper can quickly fail if it can't support the full weekend experience. Don't rush into permanence. // One of Eric's strongest recommendations is to resist the pressure to own a building too early. Several Cross campuses began in leased spaces, which reduced operational burden and allowed the church to test viability without long-term risk. Leasing removes concerns like insurance, major maintenance, and long-term liability, freeing leaders to focus on ministry. If a campus stalls or misses the mark, leaders can pivot without being locked into a costly asset. Location matters more than you think. // Some facility lessons are learned the hard way. Eric humorously—but seriously—warns against launching next to railroad tracks or industrial zones. Visiting a facility during a Sunday morning timeframe is essential. Noise, safety, curb appeal, and accessibility all influence guest experience. Cross has launched campuses in libraries and event centers, learning to adapt acoustics and layouts while prioritizing safety and hospitality. Capital campaigns need margin. // Eric is candid about capital campaigns. Churches often believe in faith for a number that rarely materializes at full scale, especially since capital giving sits above normal tithes. Meanwhile, construction costs almost always rise. Cross learned the hard way that campaign timelines and construction timelines rarely align. Building 10–15% margin into every campaign accounts for inflation, surprises, and delays. If surplus remains, it becomes a testimony of generosity rather than a crisis averted. Remodeling vs. rebuilding requires sober math. // Acquiring an existing building can be a gift—or a trap. Before knocking down walls, Eric urges leaders to get third-party inspections and cost estimates. Some remodels quietly approach the cost of new construction while delivering less functionality. Evaluate whether a building should serve as a long-term campus, a ministry center, or even collateral for future development. Sometimes the wisest move is not to hold services there at all. Define a clear facility standard. // Over time, Cross Church developed a consistent “Cross standard” across campuses—shared color palettes, stage layouts, kids' safety ratios, and ministry flow. While floor plans differ, the experience feels familiar. This standard helps teams evaluate remodels quickly and ensures families know what to expect. It also clarifies where compromise is acceptable and where it's not. When space is tight, simplify strategically. // Not every constraint requires construction. Cross has increased capacity by adding services, adjusting service times, and consolidating kids' age groups when space is limited. Combining grades temporarily doesn't dilute quality—it preserves momentum. Eric defines excellence not as “having the best,” but “doing the best with what you have.” Obstacles are reframed as opportunities to steward growth faithfully. Communicate the season clearly. // Your people can endure inconvenience when they understand the why. Leaders don't need to share every detail, but they should frame facility strain as evidence of impact, not failure. Clear vision keeps people focused on mission rather than discomfort. To learn more about Cross Church, visit crosschurchonline.com or follow @crosschurchrgv on social media. You can also connect with Eric directly on social media at @ericpgarza. Watch the full episode below: Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Lastly, don't forget to subscribe to the podcast on iTunes, to get automatic updates every time a new episode goes live! Thank You to This Episode’s Sponsor: Risepointe Do you feel like your church’s or school's facility could be preventing growth? Are you frustrated or possibly overwhelmed at the thought of a complicated or costly building project? Are the limitations of your building becoming obstacles in the path of expanding your ministry? Have you ever felt that you could reach more people if only the facility was better suited to the community’s needs? Well, the team over at Risepointe can help! As former ministry staff and church leaders, they understand how to prioritize and help lead you to a place where the building is a ministry multiplier. Your mission should not be held back by your building. Their team of architects, interior designers and project managers have the professional experience to incorporate creative design solutions to help move YOUR mission forward. Check them out at risepointe.com/unseminary and while you’re there, schedule a FREE call to explore possibilities for your needs, vision and future…Risepointe believes that God still uses spaces…and they're here to help. Episode Transcript Rich Birch — Hey friends, welcome to the unSeminary podcast. So glad that you have decided to tune in. We are in the middle of, in the in the midst of, is maybe a better way to say, these special set of podcasts where we’re responding to what you said in the National Executive Pastor Survey, which turned out to be the largest dedicated or direct executive pastor survey that we’re aware of ever, which is kind of cool. And hundreds of people were you know, logged in and told, gave us a sense of where ministry is at. And what we’ve been doing is spending time with an executive pastor from a prevailing church, and frankly, people I like, to get their ah thoughts on kind of what was surfaced. Rich Birch — And today we’ve got a big one. This is a significant issue. In fact, it was the single biggest fear that was expressed. We asked a question around, what’s your kind of biggest fear for this year? And nearly one in five executive pastors expressed fear about this. And what is that fear? It’s the whole issue of our facilities, space, capital projects, that sort of thing. Many churches are running out of kids space, parking, seating, lobby capacity. Rich Birch — You know, we’re all worried about in inflation of construction costs. If you got a building quoted on five years ago, you’re going to want to get it quoted on again, you know, renovation, building, all of this stuff. And, you know, we’re excited to have ah today a return guest, Eric Garza with us. He is from a fantastic church, Cross Church, which is located in Texas. It’s one of the fastest growing churches of ah in the country, and they have 12 campuses, if I’m counting correctly. So Eric has thought about facilities and so excited to have you back on the show, Eric. Thanks for being here.Eric Garza — Rich, thanks for having me back. Good to have an opportunity to have a great conversation about a big topic for a lot of pastors and executives across the country. Yeah.Rich Birch — Well, you’re going to solve all our problems for us today, Eric. So.Eric Garza — It’s just some nuggets of what I’ve learned and experienced. But if I can make your life and your world a little bit better, awesome.Rich Birch — That’s great. That’s good. Kind of tell us a little bit about Cross again, kind of set the context, you know, give us a bit of sense of the the church.Eric Garza — Yeah, so we’re in deep south Texas. Most of our campuses are within a half hour north of the US-Mexico border. So right at the bottom of the tip of Texas. 30 years going on 31 years as a ministry. In the last eight years, we went from one site ah to now seven locations, physical locations and 12 campuses.Eric Garza — We’re a bilingual ministry, which means we do we have English campuses and we have Spanish campuses. And we recently, last year in 2025, launched our first campus outside of our region in San Antonio, Texas. Rich Birch — Love it.Eric Garza — And you can imagine a lot of ah victories and a lot of challenges, ah you know leaving your space, your comfort area, the region where you’ve been, for 30 years and then heading out and venturing off into what we believe God called us to do in in Central Texas.Eric Garza — So ah just phenomenal growth. We’ve seen God’s hand up on our ministry and it’s come with, ah like I said, a lot of wins and a lot of challenges we’ve had to navigate. And being a a predominantly Hispanic ministry that reaches both English congregants and Spanish congregants, dealing with cultural, political issues in our region of the country ah has just been a whirlwind. But as anybody could imagine, it’s been a big learning season for us for expansion. You know, I know we’re talking about facilities going from one side to multisite and all of that that entails operationally, logistically, financially. So I wouldn’t say we know it all. We certainly don’t if we’re always learning. But man, if if we can just impart any wisdom, we’re we’re all for that.Rich Birch — Love it. Well, I would say I actually re-looked at a lot of these fears. And the overall tone, if you were to kind of summarize the the conversation that people seem to be expressing is like, there’s this sense from a lot of executive pastors, listen, our ministry could grow, but our space, frankly, is holding us back. And we’re not entirely sure what the path forward is. It’s like, we we see the physical space issues, but I’m not sure where to go from here. So I’d love to jump right in. Eric Garza — Sure.Rich Birch — How have you, as you’ve looked at your seven physical locations, 12 campuses, how do you evaluate facility limitations? And are they the things that are actually restricting growth or does the issue lie somewhere else? How do you, how are you discerning that when you look at, you know, this, this whole issue?Eric Garza — Yeah, a lot of our of our growth has come from us planting campuses, but some of our growth has come from, I guess, what the corporate world calls mergers and acquisitions, where we’ve merged or really acquired other ministries who either had an existing facility that we took over. Or where we partnered with them through the acquisition and launched a campus in a new building or a new facility.Eric Garza — So some of the things that we’ve done is, there’s a whole process, right, that that it’s entailed with going multisite. And one of those big key indicators of whether the campus or the church plant is going to succeed is whether they have a sustainable facility that can house all aspects of the ministry. And sometimes that can be difficult to find.Eric Garza — For example, you don’t just want meeting space to have services, right? You need maybe an office space, you need childcare space, you need a meeting space, you need lobby, restrooms, you need adequate parking. And all of those factors come into play when you’re looking to find the right spaces. So for us, We’ve just been blessed that ah either we’ve have you know gone through the capital campaigns, we’ve gone through the funding, the you know internal funding to build new facilities, or the acquisition that we’ve ah done over the last couple of years already had an existing facility, which is a plus. Because instead of building, we just went into a remodel phase to bring that building up to what we would call our Cross-standard to house our campus and facility. And so I mean it’s It’s a holistic approach. Rich Birch — Yeah, yeah.Eric Garza — You look at parking, kids space. What you don’t want to do and what what we’ve run into in the past, is it’s okay to to launch with limited space, but if you’re launching and you already have a couple of hundred people that are gathered, you’re going to want to find a space that’s going to give you ample room to have one or two services without having to crunch yourself in the short term. And it’s going to, in in in a larger sense, going to really facilitate some challenge and some angst and frustrations early on. And you want to minimize as much of that, especially when you’re when you’re launching and you’re setting out to start a new campus or a new church.Rich Birch — Yeah, so that’s one of those kind of pinch points would be too small, right? Like I’m assuming you’ve ended up in facilities where it’s like, okay, this is this just frankly is too small. Eric Garza — It’s not going to work. Rich Birch — And so we’ve got to, it’s not going to work. We’re going have to start with three services and that, you know, or something like that. Or we’ll start with two and we’ll be pinched too quickly. Are there any other kind of tripwires that you’ve run into that are like, oh, like it might be great on these five things, but this, these, if it’s not these two or three, if these aren’t right, we were not going in there. Are there any other things to get to, as you said, a sustainable facility? Are there any kind of big no-nos that you’ve bumped into, or maybe you wish you knew before? Yeah. Tell me about that.Eric Garza — Yeah, a couple of things. Number one is don’t ah start a church next to the railroad tracks. That may sound a little funny.Rich Birch — No, tell me more.Eric Garza — You never know that during your Sunday morning message at your 10 o’clock service, roughly about 10:40 a.m., this train… Rich Birch — Oh, gosh. Eric Garza — …who’s two or three blocks away is going to come blaring out ah and just completely disrupt your sound and and your service and your message for a few minutes. So it may sound comical, but ah yeah, definitely don’t do that. Right.Rich Birch — No, that’s very good.Eric Garza — Yeah.Rich Birch — That’s well, and even going and seeing, that’s a great takeaway because even going and seeing the facility during a Sunday morning, like, cause you wouldn’t know that if you’re there to just Tuesday afternoon or something, you would have no sense of that. Eric Garza — Yeah.Rich Birch — But, but cause it might be a train, but there’s, I could see lots of things where.Eric Garza — Trains are not confined to Monday through Friday.Rich Birch — Yes. Yeah. Yeah. Yeah.Eric Garza — They’re there every day as they need. And so you just you just never know. That has to happen a couple of times, and it’s incredibly frustrating. Rich Birch — Yeah. That’s interesting. That’s good.Eric Garza — And so you play it off the middle of the service, but man, it can it can mess it could mess with some stuff. The second thing I would say is is this when looking for a facility. There’s obviously some innate some internal perhaps pressure or self-imposed pressure as a pastor or an executive to want to get into a permanent facility right away.Eric Garza — One of the things that helped us early on with with a couple of our campuses is we actually rented. And here’s the benefit of renting or leasing, even for a year or two, as you grow that site is number one, you’re not worried about insurance, right? You’re not worried about lawsuits. You’re not worried about maintenance or you’re paying for that, right? But there’s a lot that you minimize when it comes to overloading your mind and your brain about what you have to handle.Rich Birch — Yep. Eric Garza — Alright. And so you pay a fee, but the building’s clean when you come in. And right after you set, you know, you tear down your equipment for the service in your kids area, you don’t have to worry about that because you’re leasing a space. Rich Birch — Yeah, that’s good.Eric Garza — And so if you can minimize, like I said, as much of the overload of operations and facilities on the front end, that’s that’s a great a great thing. And most spaces, right, what we did early on is if we had an event center where we would rent the main auditorium uh we would use conference rooms or or multi-purpose room for child care. We would safe proof them, right – all of our protocols in place. But that’s what we would do early on, and it would give us a chance to test and gather some data. Rich Birch — That’s so good.Eric Garza — Is this going to work long term? Right. Number one, we don’t believe we missed God. But if after a couple of years, this isn’t going anywhere. Well, thank God we didn’t buy a building… Rich Birch — Right. Eric Garza — …because now we’re you know up a creek without a paddle, as they say. And so leasing is not is not an entirely bad idea on the early outset.Rich Birch — No, that’s great.Eric Garza — But definitely the neighborhood that you’re in, right beside the town that you’re in, you want to be in a centrally as centrally as you can, centrally located as you can, and and not next to a railroad track or any industry or warehouses where there’s going to be trucks, just for safety concerns, for the curbside appeal. And so that’s why public libraries or where we had actually launched started campuses was at a public library – acoustic set because we couldn’t be so loud. So all of those facility concerns are are really things you want to keep in mind.Rich Birch — Yeah, I love that. I love the idea of the rental on the front end. What a great way to, it’s good use of capital. It’s a good, you know, it it gives you a chance to test… Eric Garza — Yeah. Rich Birch — …even if you stay for a couple of years, that’s, you know, that’s fantastic. So you’ve been through multiple, you know, capital campaigns, this whole process of like, we’ve got to raise money and then get a facility renovated or, you know, you know, expanded or whatever. Rich Birch — What, what do you wish you would have known before all that? Well, are there a couple like things that either, you know, you stumbled upon, you stubbed your toe or you wish, man, I wish somebody would have told me this. Are there any things that stand out to you?Eric Garza — Number, I think the first one is this. You have an you have a number in your mind, and you of course you believe God for it. It…Rich Birch — And it’s lower. It’s going to come in lower every time.Eric Garza — …it is. Every single, unless God does a miracle, which he is more than able to do… Rich Birch — Yes.Eric Garza — …it’s going to come in lower. And so I think have have high anticipation but realistic expectations… Rich Birch — Right. Eric Garza — …because most capital campaigns are campaigns that are above normal giving.Rich Birch — Yeah. Okay. Yep.Eric Garza — Right. And so at least for us, it’s above normal giving. Rich Birch — Yep.Eric Garza — We encourage and we get people to give towards a specific capital campaign, which is for a specific campus or a specific project or or what have you. But you have this number in mind and then if you can tend to early on. It’s not coming in yet. Or maybe you’ve done it for a year or give a specific timeline.Rich Birch — I see. Okay. Yep.Eric Garza — And you can get quickly discouraged, especially with capital campaigns where you’re like, we’re halfway through this thing and not even half has come in yet, or of what we thought would come in. And so it’s easier to get discouraged. But that was a big thing is that number in your mind, it’s going to be lower. And that’s not a bad thing. Right. That’s not a bad thing.Eric Garza — People are giving to a capital campaign above giving of their normal giving, sacrificially, they’re giving by faith. They’re giving with expectation. But at the same time, for those of us on the inside, right, those of us who are managing the resources and what have you, it’s it’s about having a realistic expectation that we have the faith that God can do it. But we’re all going to budget ourselves knowing that if there’s a high probability, not impossible, there’s a high probability that the number we had in mind, is not going to be what comes in for the capital campaign.Rich Birch — Let’s talk about that there. So there’s an interesting, um so I’ve seen that for sure in churches. There’s an interesting kind of tension that pulls in two different directions. One, you can have exactly what you’re talking about, which is, you know, we thought we would go in, we we were hoping we would raise X and we raised something less than that. Eric Garza — Yeah. Rich Birch — But then the other part of it is we were hoping the project was going to cost X and it costs X plus, you know, it’s costing us more than, than we anticipated. How do you manage that tension? How have you been able to kind of navigate that? That’s a, that’s a tough tension.Eric Garza — Yeah, the longevity of the capital campaign is gonna is not always going to be exactly match, it’s not going, rather, to exactly match what the building construction cost was at the beginning. Prices fluctuate and prices change.Eric Garza — And so let’s say you have let’s use so a rough even number, a million dollar capital campaign for your church organization. And the construction is going to cost, I don’t know, $900,000, $950,000. Well, a million dollars should cover it. But by the time a million dollars or shortly or short of that comes in, well, your budget is now at 1.2 or 1.3. Rich Birch — Right. Eric Garza — It’s fluctuated. And so the what’s congruent at the beginning can be really a little bit financially off by the time that can…In other words, the timelines of the capital campaign and your building projects sometimes don’t align perfectly. And we’ve run into that too, where we’ve had to take from our operating budget a little bit, or we’ve had to really emphasize a certain amount during the campaign, because that’s what needs to come in. We’ve you know met with with key givers and donors of the church. And those are challenges that you navigate ah during the capital campaign process. Rich Birch — Sure. Eric Garza — And and like I said earlier, it’s it’s challenging because, well, let me backtrack and say this.Eric Garza — This is why on the front end, you should add margin into your capital campaign… Rich Birch — Yeah, that’s good. Eric Garza — …which we didn’t do that, perhaps the first go around. But certainly the later ah seasons, we added margin in our capital campaigns to account for any fluctuation in construction costs. And if there was ever in a surplus, well, we would tell the church it’s because of your giving and because of your support and generosity that we had more than enough come in. Rich Birch — That’s good.Eric Garza — And so now we’re going to use those funds for X or they’re going to go back to the general fund or or whatever whatever the case. But I think that the key that would be to incorporate some 10 to 15% margin in your capital campaign on the outset to account for anything that might happen 12, 15, 18 months down the road.Rich Birch — Yeah, that’s good. That’s really good. That’s good. You maybe just saved somebody a lot of headache two years from now… Eric Garza — Yeah. Rich Birch — …because of that part of the conversation. I want to go back to something you talked about earlier. You’ve had multiple buildings that you’ve acquired or you’ve merged with, and you were talking about remodeling and there’s like, that can be a blessing and a curse. Like it can be amazing. Like, wow, this is great. And…Eric Garza — You never know what you’re going to find.Rich Birch — …you know, you open up, you open up a wall and who knows what’s behind that wall. And, you know, there’s all that. And you talked about bringing it up to the Cross standard. Talk me through what how have you decided what that is? What is the Cross standard? And how do you what are the common things that you find, Oh, we’ve got to make this change. And how have you kind of defined that as you think about projects like that?Eric Garza — Yeah, so over the last few years, we’ve pretty much honed in on, I guess, the vibe and the look of what we want our campuses to to feel and look like.Rich Birch — Okay.Eric Garza — They may be different ah floor plans because some of them we built, some of them we acquired, properties we took over. But as far as color schemes, we do our very best to match wall colors, sanctuary colors. We use the same stage equipment, both branding and layout as best as possible across all of our sanctuary auditoriums, our stages. Eric Garza — Our kids spaces, ah we have an internal ratio of how many teachers or volunteers per infants, per toddlers, for school-age children we want. And so that determines our spacing. And so sometimes we’ve got to knock some walls down or build some walls in to accommodate for for what, like I said, our standard of ministry, both in appeal, but also in care for for our congregants and for our families.Eric Garza — And so when we remodel, you’re right, there’s some things that once you knock down a wall, you’re not going to know until you knock it down. And that’s where that, you know, that margin comes in. But for the most part, right, we’ve had we do inspections, we get we get third party opinions on the building, on the cost estimates, and like we would encourage anybody to do, right.Eric Garza — But that’s our Cross standard is the look, the feel, the equipment, the wall colors, you know is there enough space for our our guests, connect area, our next steps area for first impressions. Does every ministry have adequate space to store their items – all of those factors come into play in deciding how we’re going to remodel a facility. Eric Garza — And I’ll say the second thing is this is why before you break or before you knock down a wall, get an inspector or or get some people either in your church or in the construction industry or somebody that you know in in your community. Because sometimes when you have a building, your initial thought is to remodel. That may not always be the most financial financially wise decision. And here’s why. Because you may not know all that you’re going to encounter, you may in the long run end up spending just as much as if you had built a brand new facility with the exact floor plan you want.Eric Garza — And so that’s where you’re evaluating and deciding, is it more feasible to remodel this building for X amount of dollars? Or are we within 5% to 10% budget margin, where we might just say it’s it’s in the best interest of the church perhaps to use either this facility as collateral for our next building or a brand new building, or is it better to use it a multisite building, excuse me, multi-purpose building, and we end up building a new facility…Rich Birch — Right.Eric Garza — …for the church or for the campus. And so those cost estimates are going to help you make the best, most informed decision of where you’re going to steward the resources financially in either remodeling or in building a site.Rich Birch — Yeah, I love that. One of my favorite churches, Mercy Hill Church in North Carolina, they they had a building that was given to them and they did, they weren’t entirely sure what to kind of, it was in a part of town, they weren’t necessarily sure they wanted to launch a campus and just they had a campus closer and all that. And they ended up using it turned it into a really a student center and it’s a fantastic ministry building and it’s active, you know, five, six days a week.Rich Birch — Now they don’t do Sunday morning services there, but they do all kinds of other stuff, which is fantastic. Like is a great, you know…Eric Garza — And we’ve seen that too. Yeah. They use for leadership meetings, for small chapel receptions… Rich Birch — Yeah. Eric Garza — …or gatherings or next gen events, youth, young adults, even renting it out to the community as a means to supply income to the church…Rich Birch — Yep. Yep. On a daycare or something.Eric Garza — …to like, you know aligned organizations, of course, whatever your church policy is. But yeah, sometimes the best use of that building is not for church services.Rich Birch — Have you, have you run into facilities that you’ve evaluated and then decided, no like this is going to cost way too much to renovate and we’re, so we won’t go forward with it. Have you run into that after evaluation?Eric Garza — Well, not entirely, but I’ll say this…recent… Rich Birch — I know that risk is there for sure.Eric Garza — Yeah, there is risk. There is risk. And the risk assessment is different when you’re leasing a space or remodel… Rich Birch — Right. Eric Garza — …and when you’re when you’re obviously building your own facility, as far as and including the costs associated with that. One of our campuses recently, and I mean in the last 24 months, before we moved into our new building was leasing a space and we were given the option to remodel the space we were leasing. Because though it was suitable for what we needed for the ministry, for Sunday services and and all the other ministries, parts of it were not really conducive to growth for the congregation and for the ministry.Eric Garza — So we did contemplate remodeling. I think I think what kept us from doing that number one is whatever you remodel for the landlord the landlord is going up keeping. And so the return on that investment would be short term and not long term, We were already in the midst of building our building but we were growing at a rapid rate, and so we were eight, twelve months out from from being in our building and the campus was growing, and so we needed a short-term solution. Rich Birch — Right.Eric Garza — So we did think, Well, we’ll spend X amount of dollars to remodel our site where we’re leasing before we get into the new building. But we found out that shifting our service times and and doing different different strategies ended up alleviating in the short term the constraints we had to give us a time to get into our new building, which is now more than enough space for us to grow for for years and years to come.Rich Birch — Right. That’s cool. Yeah. Cause I’ve said as a, I feel like I’ve been in a ton of conversations with XPs where, you know, they’re talking about this issue and you know, there’s like a building that they’re, maybe it’s another church that’s come to them and they’re having a conversation and they’re, I would say their mindset is like, I’m not sure we should do this. Like this is, they’re like, this other church came to us and statistically, actually the most likely for these mergers to succeed are when the joining church comes to the lead church. Eric Garza — Yeah.Rich Birch — So they would come to your church and be like, Hey, we’re interested. So it actually happens a fair amount. And I’ve, I feel like I’ve talked, tried to talk so many executive pastors into like, man, it’s gotta be a really bad building. If particularly if it’s like has debt or has no debt or very little debt on it, it’s gotta be a very bad building to not want to take it. Cause it’s like, you know, you can, you can take, invest, you know, a moderate amount of money. You don’t need to dump a ton into it and get something great. And like you said, as long as you’re above board with everybody, you know, five years from now, if it doesn’t work, you could take that asset, sell it and move on and use those resources somewhere else.Eric Garza — And that’s very good because when you talk about acquiring a ministry, especially if it has a low balance on their mortgage or or they don’t have much to pay off the building, and if you’re in a position to pay that off within the first year of acquiring the ministry… Rich Birch — Right. Eric Garza — …think of a collateral and the equity that your organization now has because of that new facility that’s in your portfolio.Rich Birch — 100%.Eric Garza — And I know it sounds very business-minded, but when you’re looking to expand into the future, even at another site in your church ministry organization, you now have more collateral, more resources to leverage for a better financial position in the future when you do want to actually build a building. Eric Garza — And the second thing is this, if you’re acquiring a ministry that already has an existing building, in most cases, it’s already built out for church purposes. So that’s very helpful. So at that point, you may be putting in a smaller amount and just… Rich Birch — Right. Eric Garza — …you know, refurbishing it, painting the walls, putting some new equipment, some new screens, maybe be changing out the flooring a little bit, or some of the fixtures in different spaces… Rich Birch — There’s technology or whatever, yep. Eric Garza — …because it’s already built out for a church. And so that’s the benefit of going or acquiring in a ministry if you’re going that route that already has an existing facility.Rich Birch — Yeah, we had, ah we were running, our budget was about $8 million dollars and we were, we had a church come to us and they were, they had really, they had had a tough season and the summer before we ended up merging with them or they joined us really, they had multiple Sundays where they had two people show up on Sunday. They had the person that was preaching and the guy that was opening the door, like it was, it had really atrophied down.Rich Birch — And I remember in one of those conversations, they had had a bit of a roof problem. The facility was worth just probably south of 2 million. It was like ah a great facility, but they had a roof problem. And I remember one of the the elders leader person, he said, you know, we we got a quote on the roof and it’s it’s going to cost maybe about $15,000 to fix. Do you think you guys will be able to fix that? And they had no debt and were going to give us their building. Rich Birch — Well, like I humbly had to say like, like, yeah, we’ll we’ll be okay. Like, it’s gonna it’s gonna be fine. Like, you know, I what I didn’t want to say is like, I feel like our youth guys have like wasted $15,000 this year. Like, you know, like it’s like we can, you know, the exchange just on paper. And again, that’s not why you go into those conversations. Eric Garza — Of course.Rich Birch — But a part of that is, particularly in our seats as executive pastors, that’s a part of what we have to wrestle through and think about those things. So let’s get back to the renovation thing. A lot of what churches were talking about is like, pressure of like, man, I just, our physical facilities are, are holding us back. Rich Birch — Any other thoughts around, you know, changes you’ve made to increase capacity or, um you know, things that maybe are like some low hanging fruit or creative solutions that have that, that maybe we’re not thinking about, but as a leader who’s been through this, you know, you’ve been, you’ve wrestled through that, that we, we could, you know, benefit from.Eric Garza — Yeah, absolutely. A couple of things. You can please everybody, right? Rich Birch — That’s good. Eric Garza — And so I think one of the ministry pressures well, we want to please the next gen. We also want to please the child care. We also want to please the elders of the church. And we also want to please the younger families of the church and young professionals. And when you’re when you’re in a facility that wasn’t originally built according to your specs, it’s going to be difficult to do that.Eric Garza — And so you have to focus, as we have, on the most critical areas, sanctuary and child care. If you don’t have child care, it’s going to be a barrier to growth because families or parents are not going to have the comfort level they need to come to your church on a regular basis and to be a part of the community. And so for us, when we’ve remodeled, the first things we look at are sanctuary and then the kid space. Do we have enough adequate kids space?Rich Birch — That’s good.Eric Garza — Some of the solutions when we’ve been limited in space is is launching multiple services to we have a smaller sanctuary or a smaller space, we’ll offer more service opportunities. Or when it comes to our kids ministry, we’ve evaluated with our kids directors and our our kids department of how can we best merge age groups to maximize the space that we have. So if you have right an ideal facility where you have you know your child your child care divided by grade level or age level, sometimes you have the amenity to do that and many times you don’t. And so what we’ve done is instead of having first grade on their own, maybe we’ll put you know kindergarten and first grade level kids together.Rich Birch — Yeah, that’s good.Eric Garza — We’ll put second and third together, fourth and fifth together as a way to consolidate because we don’t have the space that we prefer to have, at least in this season. And so for us, sometimes you’re not watering down in essence, the content, the quality, but you are consolidating in the short term or even medium term… Rich Birch — Right. Eric Garza — …if you will, if that’s even a term, to make adequate space for the constraints that you may have. Rich Birch — That’s good.Eric Garza — And so you have 600 members and you only have 200-seat sanctuary, 250. Well, that’s an opportunity for three services. Rich Birch — Right.Eric Garza — Is that is that is that Is that a strain? Well, it can be if you see it from core perspective versus a perspective of, Man, we’re so large and we have the space. You know, one of our core values at our church is excellence. And we’ve defined excellence as not having the best, but doing the best with what you have.Rich Birch — Oh, that’s good.Eric Garza — So we may not have a thousand seat auditorium for this growing congregation, but what we do have, we’re going utilize it and steward it to our best ability. So if that means two or three services, well, God give us the strength and the people to manage and to lead and to execute three strong services every weekend, or every Sunday, in order to meet the need of the congregation that we have.Eric Garza — And and I think one of the biggest things, Rich, is also communicating this. It’s keeping them current, right. You’re not going to go into all the details per se, unless that’s your preference and that’s your senior pastor’s prerogative. But to share with them the overarching theme of, hey, here’s where we’re at as a ministry. Here’s our facility. And here’s what we’re going to do to continue to offer as best a ministry as we can, while at the same time being cognizant of the challenges that we’re facing.Eric Garza — We said this to our staff and to our church many times, is we don’t look at obstacles as negatives. We look at obstacles as opportunities. Okay.Rich Birch — That’s so true.Eric Garza — If this is what we have, how can we be as excellent as possible with what we have? If that means going to a third service, well, then we’re going to give it a shot because what we don’t want to do is allow facility constraints to translate into diminished capacity or into a diminishing congregation and I’m talking about numerically. Because the diminishing congregation numerically also means a diminishing budget and revenue financially because you have less givers in the seats. And that’s those are some of the challenges that you got navigate so we don’t see it as obstacles. We don’t see obstacles necessarily as a challenge we see that’s an opportunity of okay how can we navigate around this mountain if you will to continue to provide as excellent a ministry as we can.Rich Birch — Yeah, I love that. I love your example of the kids age size rooms. Because I think you’ve you’re articulating a tension that whenever we’re, particularly for launching we talked a lot about this, like renovating other spaces and new campuses and all that, where I think really is germane to our job as executive pastor to to manage this tension of we want it feel, you know, the language you used was Cross standard. It’s absolutely has got to be Cross standard, but there will be areas where we’re going to have to compromise. Like that is just true. And a part of what we have to do, we have to use our leadership and our discernment and, you know, get the right players in the room and have the conversation. And, you know, somebody using your example, somebody kids’ ministry to be like, no, we can’t combine them together. That’ll be terrible. And it’s like, we’re going to be fine. Like, we’ll figure it out, you know. Eric Garza — Yeah [inaudible].Rich Birch — Yeah, it’s going to be okay. We’ll we’ll help that navigate. And that’s one example, but there’s a ton of those that can come up in these, you know, in these renovations for sure.Eric Garza — Yeah, absolutely.Rich Birch — That’s good.Eric Garza — and And people are always going to have opinions. Rich Birch — Right.Eric Garza — But I’ll say this from experience. And I mean, no ill intent towards anybody in your congregation or your ministry.Rich Birch — No.Eric Garza — Most of the people that are criticizing are the people that aren’t giving anyway. And so I’m not saying ignore them by any means. They’re part of your part of your ecosystem. They’re part of your church, they’re part of your flock.Rich Birch — Yep. That’s very true.Eric Garza — But it’s always with a grain of salt because the people that are really bought into your ministry are going to walk through those opportunities alongside you, ah hopefully with the best attitude that they possibly can muster up because this too shall pass.Rich Birch — Yes.Eric Garza — Right.Rich Birch — Yes.Eric Garza — If you’ve gone out in faith to plant or to grow or to expand your congregation, this is a temporary season. It’s not a permanent season. You won’t always be at three or four services, right? Or multiple services.Eric Garza — At some point, if God is in this and you really believe He is, and I believe He is for many organizations and ministries, the timing will be right when you have a facility that can house what you need, or that can provide the amenities and space that you need. And so for parents, for givers, for guests, it is just letting them know as best you can, even subtly through announcements or even messages and say, hey, we’re in a season of growth and expansion. Growth doesn’t always look you know perfect. And so we have seasons where we’re going to navigate some some challenges and opportunities as best we can to get us to an end goal.Eric Garza — This is a means to an end. What we’re going through is a means to get us to where we want to go as a ministry. And as long as you keep it at the forefront, tying it into the vision of the house, you’re going to see that in a large sense, you’re going to have people rally behind that idea and unfocused, if you will, from the constraints of their of the facility to the broader appeal of what God is doing in the ministry.Rich Birch — Yeah, that is so good. Friends, you should go back and re-listen to what Eric just said there. That is some wise advice. And obviously from somebody that’s been in the trenches a lot, that’s been my experience as well. The people, the complainers, I’m reading through the book of Job right now. And I’m like, man, his friends are just like, this guy needs better friends.Eric Garza — Yeah.Rich Birch — And that that reminded me of the people you’re talking about. Like…Eric Garza — Yeah.Rich Birch — You know, there’s these people who are just, you know, sniping from the cheap seats and they’re not really engaged in the mission where, man, those people that are right on in the middle of it, they’re like, let’s go, let’s lean in.Rich Birch — And man, that’s the kind of person, I’m hoping as I transition into older age that I’m that person, you know, because we have a number of those people at our church that I look at that are like, these are incredible saints who have seen so much change. And who I’m sure lots of things annoy them, but they’re fired up for the mission. They’re excited in our case to reach unchurched people, to see people who far from Jesus connected.Eric Garza — If you’re not changing, you’re not making progress, right? Rich Birch — Yeah, absolutely. And the fact you the fact that your ministry is facing opportunities or obstacles rather disguised as opportunities is proof positive you’re going somewhere. Rich Birch — Yeah.Eric Garza — You’re not a stagnant ministry. You’re not a you’re not a lazy ministry, right? You’re not apathetic. You’re really out in the field of vision that God has given you or to your senior leadership. And so it’s proof positive, right? And so take that as an badge of honor in some way to say, we must be doing something right.Rich Birch — So good. Well, Eric, just as we’re coming to kind of land, this has been a great conversation, hopefully been helpful for you, friends, as you’ve have been listening in. But as we kind of come to land today’s conversation, what’s a question or two that that you’re kicking around for this year at at Cross as you’re thinking about 2026? Where’s your head at? What are the things you’re wondering? It doesn’t have to be about this, could be anything.Eric Garza — Yeah, well, ah thanks for letting me speak into that, Rich. I think for me as an executive and looking at our ministry, you know, looking at the previous 30 years and looking at the next decade, if you will, of where God is going to take our ministry, being one of America’s fastest growing churches, being the largest bilingual Hispanic-led ministry in the country. We’ve, you know, like I’ve said in a previous episode with you, we haven’t had any precedent for us in our context. And so we’ve navigated a lot of uncharted waters and learned from both wins and losses and different opportunities and struggles to get us to where we’re at now. Eric Garza — I think one of the biggest questions facing the church at large in 2026 is how the church is going to respond to the ever increasingly fast-paced changes that we’re seeing on the political front, on the cultural front. I’m not saying that the church has to be a political response. The church has to be, has to provide a biblical response to what we’re seeing.Rich Birch — Yep. Eric Garza — And with the fast paced nature of culture and society and trends, I don’t believe it’s the church’s responsibility to respond to every trend or to everything, but certainly the overarching elements of our current culture and political dynamic where there is a biblical either mandate or precedent for it, that the church would speak it into that and provide biblical perspective… Rich Birch — That’s good. Eric Garza — …and and and wisdom for how people should think about certain topics that have a biblical or moral prerogative. And so navigating that as an organization, because as a growing church and being such a large ministry, if you can imagine the opinions. We have people in our church who are conservative and who some who are not. We have people who belong to one political party over another. We’re in multiple communities. And so different communities have different demographics, different cultural contexts, different policy initiatives. There’s a lot going on.Eric Garza — And as a church ministry, especially as that we’re multisite, one of the biggest questions I’m asking myself and our team is how do we, number one, stay biblically founded, right? And unwavering in what the biblical standard is.Eric Garza — Number two is how do we address the different things and different occurrences in different communities that we’re in? If we were just one site and one community, well, then we would just be I guess you could say in our own little space and our own little focus. But we have multisites, so we have multi-focus, if you will, at how we continue to provide as excellent a ministry as possible… Rich Birch — That’s good. Eric Garza — …keeping Jesus at the forefront, above the fray, and at the same time, giving a biblical perspective so that people have the right biblical worldview for how to walk out their journey of faith their relationship with Christ, but at the same time, how to respond to what’s happening in our world. I think for many times, for for many years, really for decades, the church has abdicated its biblical responsibility, if you will, to speak into things, not from a political perspective, but from a biblical perspective.Eric Garza — And because that abdication of responsibility we’ve seen a lot of things that have happened. Thankfully, in recent seasons, in recent years, we’ve seen a a shift where faith is now at the forefront. And so though I have that question, my biggest, I guess you could say prerogative is to leverage that people are focused more on faith, that people are open to faith now more so in our country, that people are focused more on this person of Jesus and is to leverage that as an opportunity to really hone in and speak into people’s hearts and minds and into the different communities that we’re in so that they have the right biblical perspective, the biblical worldview to carry out what God has enabled them or called them to do.Rich Birch — Yeah, that’s so good. I love I love what you’re saying there. And you know I know had a friend say, you know if you’re, you know, we we all are serving in a context. We serve in a particular time, in a particular cultural context, and God’s called us to lead in that context. And if you’re not feeling the pull from, you know, multiple sides, multiple polarities, you’re like, well, everybody here agrees with me then it means you’re not actually reaching your community, you know. And the fact that you’re feeling that tension means, okay, like there’s there’s people from a wide variety of, and it can be all different political is one, but there’s lots of different ways to think of that.Eric Garza — Yeah.Rich Birch — And yeah, that’s that’s so true. I really appreciate this. Well, Eric, you’re you’re a blessing to us. I thank you so much for for giving us time today and helping us think about these things as we kick off into 2026. If where do we want to send people if they want to track with you or with the church?Rich Birch — How do we how do we want to get people connected to Cross?Eric Garza — Yeah, well, Rich, thanks for the opportunity. And it’s what a blessing for us and for me personally to be able to just share some thoughts. And if it helps anybody, well, praise God for that. I think if you want to follow the church, we’re crosschurchonline.com or crosschurchrgv on Instagram, YouTube, Facebook, all of, you know, most of the social media platforms.Eric Garza — If you want to connect with me, I’d be happy to connect with you at Eric, E-R-I-C-P Garza on any of social media platforms. It’d be a h privilege for me to help you guys and to share some thoughts and even answer questions. I’d be more than happy to do that. If I can serve your ministries in any way, by all means, feel free to reach out to me on any of the social media platforms.Rich Birch — Nice. Thanks so much, Eric. Really appreciate being here today, sir. Thank you. Eric Garza — Thank you, man. God bless. Appreciate it.

Nurse Doza explores the power of Vitamin B6 in this episode of the Ingredient Series. From mood and sleep to stress resilience and neurotransmitter production, B6 is a silent workhorse most people are deficient in. Learn why the form P5P matters and how it helps support calm, focused energy. ✅ 5 Key Takeaways  • Vitamin B6 is critical for neurotransmitters like serotonin and dopamine  • Supports mood, sleep, and stress regulation  • Creates “calm energy,” not stimulation  • Best taken in the form P5P (pyridoxal-5-phosphate)  • Included in MSW Nutrition's Zen formula

Guitarist Steve Gunn has established himself as a singer/songwriter and as an ace collaborator with artists like Hiss Golden Messenger and Kurt Vile. With over 20 albums to his credit, you might think he's done it all, but until 2025, Gunn had never done an album of solo instrumentals. In August 2025 he released Music For Writers, a collection of sonic landscapes, and in very short order he was back behind the mic this past November with a new album of songs called Daylight Daylight. Steve Gunn performs, in-studio. (See him on a US West Coast tour Set list: 1. Nearly There 2. Morning On K Road 3. Another Fade

Most teams treat conflict as something to avoid. In this episode, I sit down with Yaprak Gültay Davison to talk about why that instinct backfires. We explore how healthy disagreement builds trust, improves decision-making, and helps teams move faster... without blowing things up.What if the tension you're trying to avoid at work is actually the thing your team needs most?Most design teams say they value collaboration, empathy, and alignment, but rarely talk about disagreement. In this conversation, I sat down with Yaprak Davison, Head of Design at Goodnotes and former design leader at Spotify, to unpack why conflict isn't a threat to good teams. It's often the foundation of trust.Yaprak shares how designers are trained to optimize for harmony, and how that instinct can quietly erode clarity, slow teams down, and lead to decisions being made without the right people in the room. We talk about the real signals of unaddressed conflict—delayed replies, passive agreement, quiet misalignment—and why silence often causes more damage than open disagreement ever could.We also dig into what it actually looks like to lead through conflict: naming tension early, separating facts from the stories we tell ourselves, and turning disagreement into a co-design moment rather than a power struggle. If you've ever felt stuck “keeping the peace” while things quietly fall apart, this episode will change how you think about conflict and your role in it.Helpful Links:• Connect with Yaprak on LinkedIn• Subscribe to “Leadership as Craft”Topics:• 02:49 – Diving into Conflict in Teams• 03:18 – Guest Introduction: YRA Davidson• 04:25 – The Role of Conflict in Design• 05:45 – Managing Conflict in Design Teams• 11:31 – Coaching and Cultural Differences• 22:21 – Building Trust Through Conflict• 25:21 – Scaling Teams and Systems• 30:53 – Exploring the Concept of Followership• 32:31 – Leadership as a Team Sport• 33:40 – Balancing Leadership and Craft• 35:43 – Building High-Performing Remote Teams• 39:40 – Handling Remote Conflict• 41:46 – Personal Insights and Advice• 52:51 – Final Thoughts and Resources—Thanks for listening! We hope you dug today's episode. If you liked what you heard, be sure to like and subscribe wherever you listen to podcasts! And if you really enjoyed today's episode, why don't you leave a five-star review? Or tell some friends! It will help us out a ton.If you haven't already, sign up for our email list. We won't spam you. Pinky swear.• ⁠⁠⁠⁠⁠⁠Get a FREE audiobook AND support the show⁠⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠⁠Support the show on Patreon⁠⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠⁠Check out show transcripts⁠⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠⁠Check out our website⁠⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠⁠Subscribe on Apple Podcasts⁠⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠⁠Subscribe on Spotify⁠⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠⁠Subscribe on YouTube⁠⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠⁠Subscribe on Stitcher

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SummaryIn this gripping episode of Murder in the Black, host Steph examines a devastating series of arson fires that shattered a neighborhood in Akron, Ohio. The story begins with a late-night blaze that claimed the lives of Gloria Hart and Lindell Lewis, quickly raising suspicions that the fire was anything but accidental. As investigators dig deeper, a troubling pattern emerges—earlier incidents, escalating tensions, and a neighbor, Stanley Ford, whose ongoing complaints and proximity to the victims place him under scrutiny.The episode traces how arson often unfolds not as a single act, but as a progression—beginning with smaller fires and grievances that quietly escalate into catastrophic violence. The investigation takes a devastating turn with a second fire that kills seven people, including five children, intensifying the urgency to identify the person responsible. Steph explores the investigative challenges, the psychological dimensions of arson, and how distance and planning shape this form of violence.As the case moves toward arrest and trial, Stanley Ford emerges as the central figure, forcing difficult questions about intent, accountability, and the calculated nature of harm carried out without direct confrontation. The episode closes with a powerful reflection on violence, control, and what it means when fire becomes a weapon designed to erase rather than confront.arson, true crime, murder, Stanley Ford, Akron Ohio, arson investigation, criminal psychology, neighborhood conflict, victim impact00:00 — The Early Hours of Tragedy09:09 — The Investigation Begins18:34 — Unraveling the Suspect's Motives25:42 — The Trial and Its Complications31:41 — Reflections on Violence and IntentionKeywordsChapters

Episode 615 If you want a simple way to create more consistency, better conversions, and more control over your business, grab a free walkthrough of the Freedom Tracker at GetMoreLoans.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Lacey Moores, a producing branch manager out of Kansas City who closed 177 loans for $55 million last year, to break down how she has stayed consistent, profitable, and in love with the business after more than two decades in mortgages. Lacey shares why falling back in love with originating changed everything, how disciplined tracking drives higher conversions, and why knowing your numbers gives you the ability to pull the right levers at the right time instead of guessing your way through growth. The conversation dives into lead follow up, simple scripts that dramatically increase response rates, how consistency quietly outperforms raw talent, and why most loan officers stop one or two steps before the deal actually happens. If you want fewer wasted leads, better conversions, and a clearer path to predictable growth, this episode will challenge you to simplify, track what matters, and stay consistent long enough for the real freedom to show up.

Hour 3: Tomlin Creates More NFL Coach Chaos, Royals Roster Construction, Life Advice full 2618 Wed, 14 Jan 2026 16:01:04 +0000 9fYBYKAvFEMsCjdSGIak2dak2dWAFwSv nfl,mlb,mike tomlin,kansas city chiefs,sports Fescoe & Dusty nfl,mlb,mike tomlin,kansas city chiefs,sports Hour 3: Tomlin Creates More NFL Coach Chaos, Royals Roster Construction, Life Advice Fescoe in the Morning. One guy is a KU grad.   The other is on the KU football broadcast team,  but their loyalty doesn't stop there as these guys  are huge fans of Kansas City sports and the people  of Kansas City who make it the great city it is.   Start your morning with us at 5:58am!   2024 © 2021 Audacy, Inc. Sports False https://

When the command of God comes with the creating, converting power of the Holy Spirit, it gives life. And we believe and rejoice and obey.

If you've ever saved a photo of Margot Robbie or Sofia Richie as “makeup inspo," this is the episode. Celebrity makeup artist Pati Dubroff sits down with us to break down what's actually in her makeup bag, the exact products she uses on Hollywood's biggest faces, and—most importantly—how to recreate the look yourself. From the red carpet to press tours to Sofia Richie's viral wedding glam, Pati shares how she creates skin that looks like skin—never heavy, never overdone. We get into her non-negotiable skin-prep routine (microcurrent, facial massage, cold tools), why powder is the enemy as skin changes, and the cream products she swears by for glow that actually lasts. Pati reveals her holy-grail foundations, her favorite blushes, balmy highlighters, lip liners, mascaras, and the under-$30 essentials she never travels without. She also weighs in on beauty trends worth keeping versus what to toss immediately. Beyond makeup, we talk energy, wellness, and what it really means to feel beautiful. Consider this your go-to guide for modern glam, aging beautifully, and enhancing what you already have. A Sony Music Entertainment production.  Find more great podcasts from Sony Music Entertainment at sonymusic.com/podcasts and follow us at @sonypodcasts  To bring your brand to life in this podcast, email podcastadsales@sonymusic.com Mentioned in the Episode: https://shopmy.us/shop/collections/3193801 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Key topics and discussions include: Introduction and show logistics (7:14–9:14): Mark Walters introduces the show, discusses the new software and camera setup, and mentions where listeners can watch and listen (YouTube, X, Facebook, armedamericanradio.org). Virginia Gun Control Bills (9:15–17:56): Cam Edwards joins the discussion to detail several pre-filed gun control bills in Virginia, highlighting their impact: House Bill 271 (10:39–10:57): Bans certain semi-automatic firearms and arbitrarily limits magazine capacities, redefining common firearms as “assault firearms.” House Bill 207 (10:58–11:11): Creates a $500 tax on firearm suppressors, viewed as a cash grab. Senate Bill 27 and House Bill 21 (11:12–11:47): Establish new standards for the firearm industry, allowing lawsuits against manufacturers, distributors, and retailers. Senate Bill 38 and House Bill 93 (11:48–12:05): Expand prohibited persons to include those living with someone who is prohibited and expand prohibited categories for misdemeanors. House Bill 24 (12:11–12:17): Jeopardizes concealed handgun recognition and reciprocity agreements, particularly impacting states without training requirements like Georgia. House Bill 40 (12:17–12:20): Ends the practice of building one’s own gun. House Bill 110 (12:20–13:38): Places further restrictions on keeping firearms in vehicles for self-defense, allowing for towing if a gun is visible in an unattended car. Redefinition of “Assault Firearm” (17:08–17:24, 23:31–25:52): The hosts discuss how the new definition of “assault firearm” would include handguns accepting detachable magazines with over 10 rounds, potentially criminalizing many current gun owners. Prediction on Bill Passage (20:20–20:30, 28:35–30:06): Mark Walters and Cam Edwards predict that almost all of these bills will pass due to the Democratic supermajority in Virginia. Call to Action (20:41–21:06, 22:37–23:21): The hosts urge listeners, regardless of their state, to join organizations like the National Rifle Association (NRA) and the Virginia Citizens Defense League (VCDL) to fight against gun control. Blackout Coffee Advertisement (35:20–37:25): Mark Walters promotes Blackout Coffee, highlighting its quality and its support for Second Amendment rights organizations. Interview with Sarah Weaver (37:30–49:57): Sarah Weaver, known from the Ruby Ridge incident, joins the show to discuss: Emotional Interview Experience (38:09–40:08): She reflects on a previous emotional live interview with Mark Walters at the Gun Rights Policy Conference. Impact of Current Events on Faith (40:46–42:00): Sarah shares her perspective on recent events and how they impact her faith, emphasizing the need to rely on God for answers and to distinguish between narratives and truth. Encouragement through Faith and Community (42:21–44:22): She expresses encouragement from seeing a growth in Christianity and conservative youth movements like Turning Point, despite the challenges. Her Book: “Ruby Ridge to Freedom, Sarah Weaver Story” (44:22–47:14): Mark Walters promotes Sarah’s book, encouraging listeners to read her story.

Key topics and discussions include: Introduction and show logistics (7:14–9:14): Mark Walters introduces the show, discusses the new software and camera setup, and mentions where listeners can watch and listen (YouTube, X, Facebook, armedamericanradio.org). Virginia Gun Control Bills (9:15–17:56): Cam Edwards joins the discussion to detail several pre-filed gun control bills in Virginia, highlighting their impact: House Bill 271 (10:39–10:57): Bans certain semi-automatic firearms and arbitrarily limits magazine capacities, redefining common firearms as “assault firearms.” House Bill 207 (10:58–11:11): Creates a $500 tax on firearm suppressors, viewed as a cash grab. Senate Bill 27 and House Bill 21 (11:12–11:47): Establish new standards for the firearm industry, allowing lawsuits against manufacturers, distributors, and retailers. Senate Bill 38 and House Bill 93 (11:48–12:05): Expand prohibited persons to include those living with someone who is prohibited and expand prohibited categories for misdemeanors. House Bill 24 (12:11–12:17): Jeopardizes concealed handgun recognition and reciprocity agreements, particularly impacting states without training requirements like Georgia. House Bill 40 (12:17–12:20): Ends the practice of building one’s own gun. House Bill 110 (12:20–13:38): Places further restrictions on keeping firearms in vehicles for self-defense, allowing for towing if a gun is visible in an unattended car. Redefinition of “Assault Firearm” (17:08–17:24, 23:31–25:52): The hosts discuss how the new definition of “assault firearm” would include handguns accepting detachable magazines with over 10 rounds, potentially criminalizing many current gun owners. Prediction on Bill Passage (20:20–20:30, 28:35–30:06): Mark Walters and Cam Edwards predict that almost all of these bills will pass due to the Democratic supermajority in Virginia. Call to Action (20:41–21:06, 22:37–23:21): The hosts urge listeners, regardless of their state, to join organizations like the National Rifle Association (NRA) and the Virginia Citizens Defense League (VCDL) to fight against gun control. Blackout Coffee Advertisement (35:20–37:25): Mark Walters promotes Blackout Coffee, highlighting its quality and its support for Second Amendment rights organizations. Interview with Sarah Weaver (37:30–49:57): Sarah Weaver, known from the Ruby Ridge incident, joins the show to discuss: Emotional Interview Experience (38:09–40:08): She reflects on a previous emotional live interview with Mark Walters at the Gun Rights Policy Conference. Impact of Current Events on Faith (40:46–42:00): Sarah shares her perspective on recent events and how they impact her faith, emphasizing the need to rely on God for answers and to distinguish between narratives and truth. Encouragement through Faith and Community (42:21–44:22): She expresses encouragement from seeing a growth in Christianity and conservative youth movements like Turning Point, despite the challenges. Her Book: “Ruby Ridge to Freedom, Sarah Weaver Story” (44:22–47:14): Mark Walters promotes Sarah’s book, encouraging listeners to read her story.

Key topics and discussions include: Introduction and show logistics (7:14–9:14): Mark Walters introduces the show, discusses the new software and camera setup, and mentions where listeners can watch and listen (YouTube, X, Facebook, armedamericanradio.org). Virginia Gun Control Bills (9:15–17:56): Cam Edwards joins the discussion to detail several pre-filed gun control bills in Virginia, highlighting their impact: House Bill 271 (10:39–10:57): Bans certain semi-automatic firearms and arbitrarily limits magazine capacities, redefining common firearms as “assault firearms.” House Bill 207 (10:58–11:11): Creates a $500 tax on firearm suppressors, viewed as a cash grab. Senate Bill 27 and House Bill 21 (11:12–11:47): Establish new standards for the firearm industry, allowing lawsuits against manufacturers, distributors, and retailers. Senate Bill 38 and House Bill 93 (11:48–12:05): Expand prohibited persons to include those living with someone who is prohibited and expand prohibited categories for misdemeanors. House Bill 24 (12:11–12:17): Jeopardizes concealed handgun recognition and reciprocity agreements, particularly impacting states without training requirements like Georgia. House Bill 40 (12:17–12:20): Ends the practice of building one’s own gun. House Bill 110 (12:20–13:38): Places further restrictions on keeping firearms in vehicles for self-defense, allowing for towing if a gun is visible in an unattended car. Redefinition of “Assault Firearm” (17:08–17:24, 23:31–25:52): The hosts discuss how the new definition of “assault firearm” would include handguns accepting detachable magazines with over 10 rounds, potentially criminalizing many current gun owners. Prediction on Bill Passage (20:20–20:30, 28:35–30:06): Mark Walters and Cam Edwards predict that almost all of these bills will pass due to the Democratic supermajority in Virginia. Call to Action (20:41–21:06, 22:37–23:21): The hosts urge listeners, regardless of their state, to join organizations like the National Rifle Association (NRA) and the Virginia Citizens Defense League (VCDL) to fight against gun control. Blackout Coffee Advertisement (35:20–37:25): Mark Walters promotes Blackout Coffee, highlighting its quality and its support for Second Amendment rights organizations. Interview with Sarah Weaver (37:30–49:57): Sarah Weaver, known from the Ruby Ridge incident, joins the show to discuss: Emotional Interview Experience (38:09–40:08): She reflects on a previous emotional live interview with Mark Walters at the Gun Rights Policy Conference. Impact of Current Events on Faith (40:46–42:00): Sarah shares her perspective on recent events and how they impact her faith, emphasizing the need to rely on God for answers and to distinguish between narratives and truth. Encouragement through Faith and Community (42:21–44:22): She expresses encouragement from seeing a growth in Christianity and conservative youth movements like Turning Point, despite the challenges. Her Book: “Ruby Ridge to Freedom, Sarah Weaver Story” (44:22–47:14): Mark Walters promotes Sarah’s book, encouraging listeners to read her story. Classic Roundtable with Ryan, Brad, and Justin

What if your real radiance has nothing to do with how you look and everything to do with how you live?In this episode, I explore something I see over and over again as a coach and as a woman. We spend so much time trying to look put together, but the moments when people say you look different, brighter, or more alive usually come after you have done something that actually nourished you.I talk about why things like movement, meaningful connection, and time spent doing what you love change the way you show up in the world far more than any product ever could.This episode is about the inner world that creates the outer one. It is about mindset, subconscious patterns, and the way your inner life quietly shapes how you experience everything.We talk about what it really means to take responsibility for your energy, your beliefs, and the story you are living inside of.• Why your glow changes when you do things that feed your soul• How your subconscious mind runs much of your life on autopilot• Why mindset is not fluff but the foundation of your experience• How affirmations can work even when you do not fully believe them• The role of sound, coaching, and support in rewiring old patterns• How neuroplasticity allows you to create new ways of being• What it means to truly have your own backThis episode leads into my free live training, Lead From Within.Lead From Within is a two day live experience happening January 26 and 27 at 12 PM Eastern inside a private Facebook group.It is for women who want to reconnect with their inner leader and live with more clarity, confidence, and self trust.You can save your spot here:melodypourmoradi.com/leadfromwithinLet's Stay Connected!As an empowerment coach, author, twin girl mom, and the creator of the GiRLiFE Academy, my mission is to help every woman and girl discover her voice and live a life that lights her up from the inside out.I'd love to connect with you and continue this beautiful journey together!

Want to become wildly in demand this year: booked out, waitlist, people actually choosing you for your method and your approach? In this episode, I'm breaking down what it really takes to build demand (and why it has way less to do with going viral than you think). You'll hear: The 3 things you need to become wildly in demand: story, positioning, and proof Why "more views" usually just creates more freebie-seekers (not buyers) The psychology of why people buy (it's not because you're qualified) Why your origin story builds trust before your audience ever sees your results How story reduces buyer's remorse before someone buys Why story is the one marketing tool that will never go out of style I'm also inviting you to my free 3-day live event Wildly In Demand (Jan 27–29 at 12:30 PM EST), where we'll cover: Day 1: Story Day 2: Positioning Day 3: Proof →Secure your spot for Wildly In Demand Here: www.meganyelaney.com/wildly-in-demand   →Follow Meg on Instagram: https://www.instagram.com/meganyelaney   

What's on Craigslist 1-12-2026 …Missed Connection: Woman seeks Man who got her pregnant …For Sale: Bike Rike/Lower Pitch Genie …Mold Man Creates Anatomy Pieces of Art

We check out 2 Frankenstein films this week with 2 completely different tones. First up, Doug finally gets to see the genius and hilarity that is YOUNG FRANKENSTEIN. Then, we head back to Hammer with FRANKENSTEIN CREATES WOMAN.

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Most Podcasters Are Lazy About Marketing After five years in the podcasting industry, I've realized that many podcasters lack real marketing skills for promoting a business or service. My podcast marketing style evolved from: Sixteen years of owning a French-themed inn Experience as a French wine specialist A deep understanding of how to create fun, excitement, and emotional connection around a business After observing what the vast majority of my colleagues are doing, I believe it's time to call this out. Here's Why When you are interviewed on a podcast, there is usually a paid sponsor. That sponsor receives: A pre-roll ad A mid-roll ad An end-roll ad These ads are promoted and marketed during your interview. After the interview: You are sent a recording You are expected to upload it to an app You must then market it across multiple social media platforms This process can take hours—sometimes days—of frustration on your part The Reality of Podcast Advertising Audiences dislike advertising, regardless of the sponsor. Listeners often switch to another podcast that has no ads. In reality, you are not the one being featured. The sponsor who paid for the advertising is the true focus. Millions of podcasters follow this same model. My Approach Is Different I transferred my marketing skills from: Owning Le Petit Chateau Inn Working as a French wine sales specialist Into a specialized approach: Podcast Marketing Services. I represent clients who offer products or services that improve their communities. I interview my clients and tell their story. I have a gift for embellishing my clients in a way that: Creates emotional connection Attracts qualified leads Makes sales easier and more natural   Learn More What I do for each client is outlined on my Opportunity Card. Send me an email, and I'll be happy to share it with you. valerie@allinourminds.com This is what podcast marketing is all about at my company :CHEZ VALERIE llc REQUEST MY OPPORTUNITY CARD TODAY RESOURCES: valerie@allinourminds.com www.allinourminds.com PODCASTER EXTRAORDINAIRE: JR SPARROW is a GREAT INTERVIEWER and STORY TELLE https://podcasts.apple.com/us/podcast/wv-uncommonplace-uncommon-conversations/id1368068056 MERCI

An app that allows millions of users to create sexualised images of children has brought the dangers of Artificial Intelligence into sharp focus – and shown how ineffective governments are in implementing safeguards on digital behemoths.A new feature of Elon's Musk's AI tool, Grok – available to users of his X platform – allows people to create intimate photographs of people without their consent and create child sex abuse imagery.Women have reported that their photos had been taken from the internet and digitally altered by strangers on X, to “nudify” them so they appeared naked or in a bikini.As Irish Times political correspondent Ellen Coyne explains there are few consequences for those who use the AI model to create illegal sexual images of women and children.Meanwhile Musk initially responded to the avalanche of international criticism of his AI tool with crying face emojis but since then the platform has reportedly moved to restrict access to the feature.Presented by Bernice Harrison. Produced by John Casey. Hosted on Acast. See acast.com/privacy for more information.

In Christ. In Community. In Lebanon.https://www.cornerstonelebanon.com/Youtube LivestreamThe Scriptures of both the Old and New Testaments (66 books) are the unique, divinely inspired, authoritative word of God that came through human agents under God's providence. Its primary purpose is to make us wise for salvation through faith in Jesus Christ (2 Timothy 3:15), who is the ultimate revelation of Eternal Life that the Scriptures testify about (John 5:39; Luke 24:25-27).

How will you respond to Jesus's kingdom? Are you trying to fix yourself before coming to him? Is your heart hardened or ready to receive restoration? In today's episode, Jeff shares how Mark 3:1–12 reveals the ripple effects of Jesus's restorative kingdom, disrupting empty rule-keeping and inviting us to stretch out to him for true Sabbath rest. Read the Bible with us in 2026! This year, we're exploring the Gospels—Matthew, Mark, Luke, and John. Download your reading plan now. Want to learn even more about the Gospels? Tune into Not Just Sunday. Your support makes TMBT possible. Ten Minute Bible Talks is a crowd-funded project. Join the TMBTeam to reach more people with the Bible. Give now. Like this content? Make sure to leave us a rating and share it so that others can find it, too. Use #asktmbt to connect with us, ask questions, and suggest topics. We'd love to hear from you! To learn more, visit our website and follow us on Instagram, Facebook, and Twitter @TenMinuteBibleTalks. Don't forget to subscribe to the TMBT Newsletter here. Passage: Mark 3:1-12

If you feel stuck in your business and you just wish someone would tell you exactly what to do next, or even better yet do it for you, this video is exactly what you need. Here's why: I challenged AI to create a custom sales plan to generate $35,000 in 14 days and then implement the plan for me. This video shows you exactly what happened. I'm making this for you because research shows that most business owners are stuck. They want their businesses to do better, and they know something's not right. Maybe it's not enough traffic, maybe their conversions are off. Maybe it's something wrong with their email. Who knows? So they end up feeling stuck, overwhelmed, and they do nothing. Some turn to expensive consultants. Some use fractional CMOs. A lot of those people give really good advice, but now the business owner still has to implement it. And sometimes they don't know how to implement it. Or they don't have time to implement it. Or they don't have the budget to hire someone to implement it. That's why, in this video, you're going to see oJoy.ai diagnose a business, find out what's stuck, and then create a custom plan to bring in as many sales as possible. On top of that, you'll also see it implement the plan. AI has changed now. Most of it gives generic advice based on pattern recognition. After all, it pretty much knows everything that's on the internet, so it looks for patterns and looks for things that marketing experts do, and then it simply imitates what they do. There is a really big difference between imitation and the real thing. oJoy.ai can actually think. It can analyze your complete business. Find out all of your opportunities and weak spots. Give you a custom plan and even implement that plan for you.

  What happens when everything is working… but something feels quietly off at home? This episode speaks to a reality many entrepreneurs live but rarely name. You're building, growing, succeeding — and yet the connection in your closest relationship feels thinner, quieter, less alive than it used to. Not because of conflict. Not because anyone did anything wrong. But because success subtly reshapes how your nervous system, attention, and presence operate. In this deeply grounding conversation, Yvonne Trost explores how entrepreneurship can unintentionally create emotional distance — even in loving, committed partnerships — and what actually restores closeness without sacrificing ambition. You'll learn: Why high performers don't lose love — they lose available attention How emotional distance often shows up as silence, not conflict Why "ambition vs intimacy" is a false choice The specific conversations that rebuild emotional safety and closeness A simple, proven weekly check-in used by high-level couples to prevent drift before resentment forms This isn't about working less, wanting less, or fixing your partner. It's about learning how to stay emotionally reachable while your life expands. If you've ever thought, "Nothing is wrong… so why do I feel disconnected?" — this episode will help you understand what's happening beneath the surface and give you a practical way to come back to each other. Because success doesn't have to take you away from love. With the right awareness, it can actually bring you closer.

In this episode of the Insurance Town Podcast, I sit down with Clint Houke for a wide ranging, high trust conversation to kick off the new year the right way. This is one of those talks that feels like two industry vets standing at the whiteboard, talking honestly about what is working, what is changing, and where the real opportunities are.Clint and I dig into the trends he is seeing across the insurance landscape, especially around MGAs and why they continue to play such a critical role in today's market. We talk about speed, specialization, and why MGAs are not just filling gaps, but actively shaping the future of distribution.From there,  how agencies, MGAs, and carriers can think about AI as a tool to enhance relationships, not replace them. The conversation then turns to Clint's newest chapter and his work with FAIR. We talk about what FAIR is building, why it matters, and how it is creating real opportunity in the insurance space. This is not just another product. It is a business model that opens up meaningful new revenue streams while staying aligned with transparency and customer experience.What stood out most in this conversation is Clint's perspective on timing. The industry is changing fast, but the fundamentals still matter. Relationships. Trust. Doing right by the client. FAIR feels like one of those companies that understands both sides of that equation.If you are an agency owner, producer, MGA leader, or anyone looking to add smart, sustainable growth to your business, this episode is worth your time.Pull up a chair, grab a cup of coffee, and join us in Insurance Town for a conversation about trends, technology, and finding opportunity in a changing market.Welcome back to town.Sponsors:Smart Choice- the Fastest growing agency Network hands downMAV- Ditch the Call center and Hire Mav the AI solution to engaging your clients Canopy Connect - The One Click Solution to getting dec pages you need to quote your clients. 

If you had told Vinney Chopra 45 years ago that one small investment decision would change every part of his life, he wouldn't have believed it. In this heartfelt episode, Vinney shares the moment it all began—hands shaking, fear present, but courage stronger. What followed wasn't just a billion-dollar real estate portfolio, but something far more meaningful: freedom. Freedom of time, peace of mind, family security, and the joy of helping thousands of investors build passive income, financial confidence, and lasting legacies. From empowering accredited investors through syndications, to creating dignified senior living communities, meaningful jobs, and tax-advantaged wealth, Vinney reflects on how investing—done the right way—creates impact far beyond money. This episode is for anyone wondering if investing can truly change their life. The answer is yes—predictably, intentionally, and beautifully—starting with one decision. Ready to take that first step toward freedom and abundance? Book a complimentary 20-minute strategy call with Vinney (Smile

We spend a lot of time and energy on getting our horse to trust us. In this episode we flip the coin as Mary Kitzmiller and I chat about giving up control and trusting your horse.Host: Coach JennTodays contributors: Horses In The Morning, Mary Kitzmiller Podcast, Mary Kitzmiller HorsemanshipAdvertise on Horse Radio Network podcastsAdditional support for this episode provided by HRN AuditorsListen to more podcasts for horse people at Horse Radio Network

Chris Weible, with HealthMarkets, shares how he uses coffee meetings to build his insurance business, network and life. Want to meet have coffee with him (live or virtual)? Use https://calendly.com/cweible/meet-and-greet-columbus-oh-clone For more great insight on professional relationships and business networking contact Frank Agin at frankagin@amspirit.com.

RESOURCES- Join my 30 Day Challenge to transform your body, mind, and soul—step into your most vibrant self today at danette30challenge.com- Remember to follow the podcast so you don't miss when the season 3 of The Danette May Show drops!CONNECT WITH DANETTEInstagram: @thedanettemayFacebook: Danette MayTikTok: @thedanettemayNEW TV Show on Youtube: @TheDanetteMayListen to The Danette May ShowRead my book: danettemay.com/embraceabundancebookGet The Rise book: therisebook.comWork with Danette: danettemay.comIn this episode of The Danette May Show, I take you deep into my personal healing journey as I explore the emotional, energetic, and ancestral roots of chronic pain. After years of unexplained hip discomfort and noticing the same physical patterns in my mother and grandmother, I began questioning whether pain is truly random or if it is passed down through lineage, belief systems, and stored trauma. I share how the body communicates through symptoms, why areas like the hips, shoulders, and lower back hold emotional memory, and how unresolved experiences can manifest physically later in life.I also introduce a powerful exploration into self-healing, sound frequency, nervous system regulation, and ancient healing modalities that may represent the future of medicine. From retraining the body through intentional movement and pelvic work to clearing subconscious beliefs and energetic patterns, I explain how we can heal without immediately resorting to surgery. This episode is an invitation to become your own healer, break generational pain cycles, and learn how awareness, frequency, and intention can restore alignment in your body and life.IN THIS EPISODE:(0:00) Welcome to the Danette May Show and the future of healing(1:40) The 30 day new you challenge and total mind body transformation(3:03) The hidden emotional connection behind physical pain(6:40) Sound frequency healing and why it works(9:32) Following my personal self healing journey(14:46) Season 3 announcement and what's coming next

In this week’s First $1,000 segment, we hear from a freelance podcast editor who decided to specialize in comedy shows. From pricing strategies to building efficient systems, hear how he turned his knack for comedic timing into a moneymaking side hustle. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.