Podcasts about smart strategies

In this episode, we explore how to tackle debt without sacrificing the things that bring joy and meaning to life. From intentional travel planning to evaluating extracurriculars for your kids, we discuss ways to align spending with personal values and maintain a sustainable financial journey. Plus, we dig into practical tools and mindset shifts to help you make confident, values-based decisions around money. In this episode, we chat about: Intentional spending  Aligning spending with your values Understanding the trade-offs and balance   MENTIONED IN THIS EPISODE: Empowered Money Academy   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more trycrew.com/toast  Use code TOAST ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

SHOW NOTESIn this webinar, we'll cover:How to navigate 2025's volatile economy without losing visibilityQuick-win tactics like targeted Google Ads and branded van wraps to drive immediate leadsFoundational plays like SEO and events that build lasting momentumVisit the episode page on our website to get the audio recording, full transcript, and video of the original webinar. Now let's tune in and learn how you can make your marketing dollars work harder in 2025. About One FireflyOne Firefly, LLC is an award-winning marketing agency that caters to technology professionals in the custom integration, security and solar energy markets. One Firefly is headquartered in Davie, Florida with staff located throughout North America and has been operating since 2007.

May 5, 2025 – How can families afford college without drowning in debt? In today's Lifetime Planning episode of the Financial Sense Newshour, Jim Puplava and Crystal Colbert discuss some of the most important factors and considerations...

Is the economy in trouble? Headlines are swirling about inflation, new tariffs, market dips, and global trade tensions — and if you're feeling overwhelmed, you're not alone. In this episode of In Her Wallet, I'm joined by Seth Allen, Senior Portfolio Manager at Cadence Financial Group with Raymond James, who brings over 25 years of experience breaking down the markets and helping investors stay calm during times of uncertainty.We cover:What tariffs actually are (and why governments use them)How trade tensions affect prices at the grocery store, in fashion, and beyondWhat Canadian consumers and investors need to knowHow to stay informed without spiraling from scary headlinesThe #1 money habit to build financial resilience in volatile timesWhether you're a beginner or a seasoned investor trying to make sense of it all, Seth shares practical advice for staying grounded, spotting meaningful economic trends, and making smart money moves in any environment.

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Andy, Corey, and Noah dive into how to recession-proof your portfolio in this episode of The Cash Flow Academy. They explain why cash flow beats net worth and explore strategies to keep income steady—even during economic downturns. Andy uses Exxon Mobil's long-standing dividend record as an example of resilience, while Corey and Noah highlight the power of technical analysis, smart selling, and margin use. The trio wraps up with a look at the ARMOR class, designed to help investors prepare for whatever the market brings.

Welcome back to the Dollar Wise Podcast. In this episode, Jason Gabrieli, CFP, is joined by Andrew Barhardt, CFP, to explore how charitable contributions can be optimized for tax efficiency. They discuss practical strategies such as donor-advised funds, gifting appreciated stock, and estate planning techniques to ensure your generosity also leads to tax benefits. Whether you're navigating a high-income year or planning your legacy, this episode offers valuable insights to help you give wisely.Tune into this episode to also learn:● How donor-advised funds can provide flexibility and immediate tax deductions.● The benefits of gifting appreciated stock to eliminate capital gains taxes.● When charitable remainder trusts (CRTs) are appropriate for advanced planning.● Why designating charities as IRA beneficiaries can be a smart estate strategy.What we discussed● [00:00:06] Why many charitable contributions don't provide tax benefits under current standard deduction rules.● [00:02:45] Introduction to donor-advised funds and how they work.● [00:05:29] When donor-advised funds are most advantageous, especially in high-income years.● [00:07:12] How deduction bunching can help maximize tax deductions.● [00:11:37] Gifting appreciated stock to avoid capital gains taxes.● [00:14:00] Overview of advanced charitable trusts like CRATs and CRUTs.● [00:17:03] The best assets to leave to charity versus heirs in estate planning.● [00:18:26] The importance of tax-efficient charitable giving both during life and after death.3 Things To Remember1. Donor-advised funds offer a flexible way to manage charitable giving while optimizing tax deductions.2. Gifting appreciated assets can eliminate capital gains taxes and enhance the impact of your donations.3. Strategic estate planning ensures that both your heirs and charities benefit in the most tax-efficient manner.Useful LinksConnect with Jason Gabrieli: https://www.linkedin.com/in/jasongabrieliLike what you've heard…Learn more about HFM HERESchedule time to speak with us HERE

Tired of saying, “I just can't find good workers anymore”? In this episode, I share 3 proven strategies to hire better, keep your best people, and build a team culture that actually works. Whether you're in landscaping or any small business, this is your playbook for leadership and retention in 2025. LINK Membership Get Brian's Free Newsletter https://www.lawntrepreneuracademy.com/  LMN Mastermind Sessions (Use code Brian). LMN Landscape Software (Interested in checking out LMN and giving it a free Trial? Use our link or the code "Brian" to get the best savings and signup experience possible). Brian's Lawn Maintenance On YouTube Brian's Lawn Maintenance On Instagram www.brandedbullinc.com  www.CycleCPA.com mention code: Brian to save $200. www.PostcardMania.com/Brian Zero to $100K!: The Complete Guide on How to Start a Successful Lawn Care Company Brian's Lawn Maintenance "MERCH" Together In The Trades - The Summit for Couples in Business - Savannah, Georgia August 14 - 16, 2025 EQUIP Expo - Oct 21-25, 2025 (Save 50% with code Brian)   Our Affiliate Partners: www.EquipmentDefender.com (Brians10 Save 10%) www.KujoYardwear.com (Brians10 Save 10%+Free Shipping!) www.ISOtunes.com (Save 10%) https://bit.ly/3wzhaI4 www.ProvenLocks.com (Brians10 Save 10%) www.DarwinsGrip.com (Brians10 Save 10%) www.Plow-Right.com (Brians10 Save 10%) www.Ballard-Inc.com (Brians10 Save 10%) www.EarthWay.com (Brians10 Save 10%) www.RhinoHitch.com (Brians10 Save 10%) www.SureCanUSA.com (Brians10 Save 10%) www.ComfortTrim.com (Brians10 Save 10%)

Where is your money really going? Most people are surprised when they track it. Use my Cash Flow worksheet to see exactly where your money is going—and how to make it work for you. Download it now. ----- When markets drop, many investors wonder if it's time to take action—and “buying the dip” sounds like a smart move. But is it really? In this episode, I break down when buying the dip makes sense, who should consider it, and the math behind why downturns can offer some of the best opportunities for long-term investors. Listen now and learn: ► How often market declines actually occur—and why they're totally normal ► A powerful equation that reframes expected returns based on recovery time  ► Specific strategies for buying the dip during both accumulation and retirement phases  ► The biggest mistakes investors make when trying to time the market Whether you're saving for retirement or already living off your portfolio, this episode will help you understand how to take advantage of volatility—without abandoning your plan. Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.  

If you're a law firm owner struggling with endless turnover, stress, and stagnant growth, this special episode of the Your Practice Mastered Podcast is your blueprint for a profitable turnaround.In this episode we dive deep into the journey of attorney Nicole Reeves Lavallee and her husband Warren, finalists in our prestigious Entrepreneurial Attorney of the Year contest. Nicole once faced constant employee turnover and relentless frustration, feeling like she was hitting her head against a wall trying to balance being both a lawyer and a business owner.Everything changed when Nicole took a risk… bringing her husband Warren onto the team. Warren's logical, automation-focused mind transformed chaotic, manual processes into seamless, automated systems. By embracing FLOW management and strategic hiring, their firm not only stabilized but achieved an extraordinary 75% surge in owner's benefits.In this episode, Nicole and Warren reveal the EXACT strategies they implemented to:Eliminate constant staff turnoverAutomate and streamline processes, saving hours every weekBuild a profitable, high-performing teamTransform their stressful law firm into a thriving businessJoin us and discover why the scariest decisions can often lead to your biggest breakthroughs.

In this timely episode, Brett Curry (https://www.linkedin.com/in/thebrettcurry) sits down with Nick Flint (https://www.linkedin.com/in/dominic-flint-b46063b3/), Director of Email Marketing, to tackle the pressing challenge facing e-commerce brands today: how to maintain profitability amid rising tariffs. As import costs surge, they share actionable strategies for protecting your bottom line without sacrificing growth. Whether you're considering price increases, optimizing marketing spend, or leveraging email to boost customer loyalty, this episode delivers practical solutions you can implement immediately.—Sponsored by OMG Commerce - go to (https://www.omgcommerce.com/contact) and request your FREE strategy session today!—Chapters: (00:00) Introduction(01:28) Increasing Profitability in the Current Landscape(04:30) Strategies for Princing and Bundling(06:32) Effective Cost-Cutting Measures(11:51) Maximizing Email Marketing Effectiveness(15:06) Final Thoughts—Connect With Brett: LinkedIn: https://www.linkedin.com/in/thebrettcurry/ YouTube: https://www.youtube.com/@omgcommerce Website: https://www.omgcommerce.com/ __Past guests on eCommerce Evolution include Ezra Firestone, Steve Chou, Drew Sanocki, Jacques Spitzer, Jeremy Horowitz, Ryan Moran, Sean Frank, Andrew Youderian, Ryan McKenzie, Joseph Wilkins, Cody Wittick, Miki Agrawal, Justin Brooke, Nish Samantray, Kurt Elster, John Parkes, Chris Mercer, Rabah Rahil, Bear Handlon, Trevor Crump, Frederick Vallaeys, Preston Rutherford, Anthony Mink, Bill D'Allessandro, Bryan Porter and more

Selling your home and relocating in retirement is both an emotional decision and a financial one. Today's real estate landscape adds in another layer of complexity, especially for retirees. In this episode, Matt shares insights from working with four different clients who are each navigating the complexities of selling, buying, or relocating. Here's some of what we discuss in this episode:

Is your bar's profitability taking a nosedive during slow seasons while your expenses remain the same?Many bar owners struggle with maintaining profits during predictable seasonal downturns, leading to cash flow problems and stress. Smart preparation and strategic adjustments can help you maintain healthy margins even during slower periods.In today's episode: • Learn proven strategies to reduce costs without sacrificing quality • Discover creative promotion ideas that drive traffic during slow periods • Master the art of staff scheduling to maintain service while controlling labor costsListen now to transform your slow season from a financial burden into a period of opportunity.Learn More:Email ChrisSchedule a Strategy SessionBar Business Nation Facebook GroupThe Bar Business Podcast WebsiteChris' Book 'How to Make Top-Shelf Profits in the Bar Business'Thank you to our show sponsors, SpotOn and Starfish. SpotOn's modern, cloud-based POS system allows bars to increase team productivity and provides the reporting you need to make smart financial decisions. Starfish works with your bookkeeping software using AI to help you make data-driven decisions and maximize your profits while giving you benchmarking data to understand how you compare to the industry at large. **We are a SpotOn affiliate and earn commissions from the link above.A podcast for bar, pub, tavern, nightclub, and restaurant owners, managers, and hospitality professionals, covering essential topics like bar inventory, marketing strategies, restaurant financials, and hospitality profits to help increase b...

In this episode of the Flower Farmer Forum podcast, Liz discusses effective strategies for marketing flowers to florists. She emphasizes the importance of understanding florist needs, pricing strategies, and building professional relationships. Key tips include selling in increments of ten, knowing market prices, and presenting flowers in a way that highlights their value. The conversation concludes with a reminder that successful marketing to florists is about creating partnerships that benefit both parties.TakeawaysFlorists prefer stem counts in tens for easy calculations.Pricing should be per stem to avoid confusion.Know the market prices to set competitive rates.Bring curated samples to avoid overwhelming florists.Not all florists will appreciate your product; find the right fit.Stripped stems save florists time and add value.Establish a professional presence to attract florists.Use consistent billing systems for smooth transactions.Offer a dedicated wholesale platform for clarity.Marketing to florists is about building beneficial partnerships.Helpful Links:Farmers to Florists: https://www.farmerstoflorists.com/Flower Farmer Forum Conference: https://www.sunnymarymeadowcoaching.com/FFFC2025Crop Planning for Your Flower Farm: https://www.sunnymarymeadowcoaching.com/offers/MtoFSsED/checkoutPeddling Perishable Products: https://sunnymarymeadowcoaching.com/foundationsofPPPQuickbooks: https://quickbooks.partnerlinks.io/0o09r7rqoau4Podcast website: www.sunnymarymeadowcoaching.comPodcast Instagram: https://www.instagram.com/flowerfarmerforum/Podcast Facebook group: https://www.facebook.com/groups/888196709178852

SHOW NOTESIn our chat, Sam shares valuable insights on:How to build a sustainable talent pipeline.The power of company culture, mission, and values in attracting top talent—and how to communicate them effectively.How integrators can think outside the box when sourcing candidates, from leveraging industry networks to monitoring layoffs in tech and retail sectors.If hiring is on your mind this year, this episode is packed with actionable strategies to help you attract and retain the right people.Let's dive into my conversation with Sam Hodz. About One FireflyOne Firefly, LLC is an award-winning marketing agency that caters to technology professionals in the custom integration, security and solar energy markets. One Firefly is headquartered in Davie, Florida with staff located throughout North America and has been operating since 2007.

Dietitian Frances Wild joins us to talk about the key tools for success on a weight loss journey. She shares tips for eating healthier without feeling deprived, the role of weight loss medications, how to set up our environment to make healthy choices easier, and why talking to our physician is a great first step. We also cover how to tackle emotional eating and navigate food marketing tricks.The medical information in this podcast is provided as an information resource only. It is not in any way intended to be nor should you rely on it as a substitute for professional medical evaluation, diagnosis, advice and treatment.This episode was sponsored by Novo Nordisk. It was created independently by My Weight - What to Know with no influence from Novo Nordisk.

Is your business growing faster than you expected? Congratulations! But now what? In this episode, Melissa shares eight crucial lessons to help business owners navigate rapid growth without crashing and burning. Drawing from her experience scaling a business from $50M to $350M in just three years, Melissa offers candid, tactical advice for building scalable systems, hiring wisely, and making data-driven decisions. If you're scaling quickly—or hope to soon—this one's a must-listen.What You'll LearnThe eight essential areas to focus on during periods of rapid business growthWhy scalable systems and documentation are more important than everThe dangers of reactive hiring and how to hire with intentionHow to use data and churn metrics to drive smart business decisionsThe difference between financial reporting, forecasting, and planningWhy customer experience can make or break your scaling journeyThe importance of delegation and letting go as the founderHow to build and maintain a strong, aligned company cultureConnect with Melissa on Instagram @melissa_franksLearn more at www.melissafranks.com/fractionalcooservices

Credit scores matter—and if yours is low, it can hold you back from major financial moves. In this episode, Kris Krohn reveals practical strategies to raise your credit score quickly and effectively. He also shares powerful hacks that can help you get started in real estate, even if your credit isn't perfect. Don't let a number stop you, learn how to take control and open the door to new opportunities.

The aviation industry is full of opportunities—but many pilots struggle to find the right path. Whether you're just starting flight school, transitioning from the military, or navigating financial and career roadblocks, this episode is for you. Nick Fialka dives deep into the critical decisions pilots face: financing your training, balancing work and family, networking for job opportunities, and finding creative ways to build flight hours. Learn how to make informed, strategic choices that set you up for long-term success—without sacrificing the things that matter most. Let's get ready for pushback!   What You'll Learn in This Episode:   How to financially prepare for flight training or a career transition Creative ways to build flight hours while working a full-time job The importance of budgeting and minimizing debt as a pilot Smart career moves for military pilots transitioning to civilian aviation How to find hidden aviation job opportunities beyond the airlines The role of networking and how to stand out in a competitive job market Why communication with your family is key to career success How to stay motivated and focused—even when the path gets tough   CONNECT WITH US Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “R4P” and save 10% on all our services. Check us out at www.spitfireelite.com! If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates! SPONSOR Are you a pilot just coming out of the military and looking for the perfect second home for your family? Look no further! Reach out to Marty and his team by visiting www.tridenthomeloans.com to get the best VA loans available anywhere in the US.   #Aviation #AviationCareers #pilotcareer #pilottips #pilotcareertips #aviationcrew #AviationJobs #AviationLeadership #flying #PilotSuccess #pilotpodcast #PilotPreparation #Pilotrecruitment #AviationEducation #AviationOpportunities #AviationPodcast #flyingtips #AirlineInterviewPrep #PilotDevelopment #PilotFinance #PilotExperience #PilotTraining

In episode 674, Alicia Gonzalez Tome teaches us practical strategies for managing time efficiently, optmizing for SEO and balancing life and blogging - especially as a part-time blogger. Alicia Gonzalez Tome is a GF & DF nomad foodie who loves nature and sports. She had a thyroid disorder that led her to change her diet and was part of her natural recovery from this autoimmune disease. Originally from Spain and based in Australia since 2017, she is constantly traveling and currently living in her campervan along the NSW coast. In this episode, you'll learn key strategies for efficiently managing a food blog, from photography tips to time management strategies, while keeping balance in your life. Key points discussed include: - Be intentional with content: Focus on high-volume keywords and recipes that will drive traffic to your blog. - Use the right tools: Investing in tools like RankIQ, SEMrush, and the Feast plugin can save time and boost efficiency. - Batch content creation: Plan ahead and shoot multiple recipes in one session to streamline your workflow. - Keep photography simple: Use a basic camera, natural light, and minimal props to create beautiful yet efficient food photography. - Avoid social media burnout: If Instagram or other platforms drain your energy, it's okay to take breaks and focus on SEO instead. - Schedule and plan ahead: Set clear deadlines for recipe testing, photography, and writing to stay on track. - Know your limits: Be realistic about how much content you can produce each month to maintain a work-life balance. - Take breaks when needed: Stepping back can help you return with fresh energy and creativity. If You Loved This Episode… You'll love Episode 593: 3 Simple Ways to Successfully Blog Part-Time While Working Full-time with Kimberlee Ho Connect with Alicia Gonzalez Tome Website | Instagram

Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-moneyFeeling overwhelmed by debt? Tune into this episode of the Debt Free Dad Podcast where host Katie shares proven strategies to pay off various types of debt including credit cards, car loans, and medical bills. Learn effective methods like the snowball and avalanche techniques for credit card repayment, tips for negotiating with creditors, and the importance of budgeting. Katie also covers specific advice for handling medical debt and highlights resources that can assist in your journey to become debt-free.  Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Do young children prefer to rely on their memory, or do they take the easier route and use external aids like lists and reminders? How do they decide when to put in the mental effort and when to lean on available tools?  In this episode of Under the Cortex, host Özge Gürcanlı Fischer Baum teams up with Zsuzsa Kaldy from the University of Massachusetts Boston. They discuss Kaldy's study published in APS's journal Psychological Science addressing how children balance memory with external help. The conversation evolves into what these findings reveal about cognitive development, and cultural differences in learning.  If you're interested in learning more about this research, visit psychologicalscience.org.  Send us your thoughts and questions at  underthecortex@psychologicalscience.org 

In this episode of The Effective Lawyer, Zinda Law Group CEO and founder, Jack Zinda, answers your listener questions. Discussed in this Episode:Self-managing law firmReferral pipelineClient referrals & reviews Saying no to bad casesManaging cash flowFinancial mistakesStaying motivatedBiggest regretSelf-Managing Law Firm: How do you create a self-managing law firm when you feel like you have to be involved in everything?Break down your tasks: What do you like doing vs. what you don't?Hand off the stuff you hate: Slowly delegate to employees, part-timers, or contractors.Start small: Hire an admin if you hate e-filing and paying bills.Figure out your worth: Put a dollar value on your time to see if you're doing tasks someone else should.Referral Pipeline: How do you get more referrals from other attorneys?Set goals: How many referrals do you want? Where do they currently come from?Go where the people are: Social media, email, speaking gigs, networking events.Have a plan: Measure your success before the actual referral.Networking is key: Go to events, introduce yourself, and get cards.Follow up: Email people you meet, invite them for lunch, and keep their info.Be consistent: Do this regularly to build a network.Client Referrals & Reviews: How do you get past clients to refer and leave positive reviews?Do good work: Seriously, be a good lawyer.Care about clients: It makes a huge difference.Get personal: Learn about their life and bring it up in conversations.First-name basis: Makes things feel friendly.Appointments only: Focus on their case without distractions.Sell your work: Tell them everything you've done on their case.Consistent contact: One-business-day rule for responses, 30-day updates.Remind them you exist: Social media, emails, cards.Ask for referrals: Don't be shy!Saying No to Bad Cases: How to avoid cases that drain resources?Set your standards: What's a "good" vs "bad" case for your firm?Value threshold: Have a minimum value for cases you take.Client behavior: Don't tolerate violent or abusive clients.Be upfront: Explain your process and investigation stage from the start.Refer out or reject: If a case isn't worth it, refer it to another firm or decline.Please don't blame the client: Frame it as the circumstances, not them.Managing Cash Flow: How do you handle cash flow when waiting for big settlements?Plan for delays: Build cash reserves (at least 2 months of expenses).Case volume: Have enough cases so you're not relying on one big one.Don't count your chickens: Don't spend money until it's in hand.Be aggressive in getting funds: Track and follow up on settlements.Financial Mistakes: What are the biggest money mistakes made by personal injury law firms?Shady marketing: Be careful of expensive companies that don't deliver.Expensive rent: Don't overspend on office space too soon.Hiring issues: Don't hire/fire too quickly, and don't underpay/overpay.No budget: Have a budget and understand your finances.Staying Motivated: How do you stay motivated with stressful cases/clients?Exercise: It helps clear your head!Take breaks: Get out of the office, do something fun.Take care of yourself: Don't absorb too much stress.Client management: Have strategies for demanding clients (homework, associates).Biggest Regret: What would Jack Zinda change about building his law firm?Focus on bigger cases sooner.Better vetting of hires (he had some crazy stories about bad hires!).You can reach Jack at:jack@zindalaw.com512-246-2224

Welcome back to the Iron Sights Podcast!Today, we're following up on Episode #186, where we talked about staying on track with nutrition while traveling.In this episode, we're tackling another big challenge—sticking to your workout routine on the road. Whether you're traveling for business or pleasure, finding time, equipment, and motivation to train can be tough.We break down practical strategies to keep you moving, no matter your situation—whether you're stuck with a terrible hotel gym, short on time, or unsure of where to start.Enjoy the show!-25% OFF! Red Dot Fitness Programs: rdfprograms.comRed Dot Fitness Training Programs:rdfprograms.comOnline Membership (Full Access To All Programs & Virtual Coaching):https://www.reddotfitness.net/online-membershipVirtual Coaching:https://www.reddotfitness.net/virtual-coachingSelf-Guided Programs:https://www.reddotfitness.net/Self-Guided-Programs1-Timestamps:00:00 Intro02:02 Workouts On The Road04:13 Challenges & Solutions For Travel10:27 Using Local Gyms & Equipment17:04 Prioritizing Key Movements20:46 Making The Most Of Limited Time22:42 Maximizing Bodyweight Workouts28:01 Staying Active On Vacation36:59 Resources For Travel Workouts-Connect With Us:Website - https://ironsightspodcast.com/Instagram - https://www.instagram.com/ironsightspodcast/Facebook - https://www.facebook.com/

In this episode of PennyWise, host Nat Cardona is joined by NerdWallet personal finance expert Kim Palmer to tackle the dual challenge many American couples face: financing a wedding while pursuing homeownership. As costs continue to rise, they discuss practical do's and don'ts that can help newly engaged couples navigate these financial hurdles effectively.Listeners will learn about the shifting demographics of first-time homebuyers, with the median age now at 38, and strategies for building a house fund instead of opting for traditional wedding gifts. Kim shares insights on the importance of avoiding credit card debt when financing wedding expenses, emphasizing that it's crucial to minimize financial burdens post-wedding. More on this episode from Nerdwallet- First Homes and Weddings For more insights, check out NerdWallet's comprehensive resources on financing weddings and homeownership. Show notes created with assistance from https://headliner.app  

In this powerful episode of Safer Retirement Radio, Brian Decker and Arrin Wray uncover advanced tax strategies designed to help retirees keep more of what they've earned. From Roth conversions that could save you over $1 million in taxes, to estate planning tools that preserve your legacy, this episode is packed with real examples and actionable advice. You'll learn: ✔️ How Roth conversions can reduce future tax liabilities ✔️ The power of Qualified Charitable Distributions (QCDs) ✔️ Ways to mitigate estate taxes with Irrevocable Life Insurance Trusts (ILITs) ✔️ How to freeze business value to pass future growth tax-free ✔️ The role of AB Trusts in estate planning ✔️ Accelerated depreciation for rental income savings ✔️ Tools to avoid capital gains on high-value assets

Despite economic uncertainty, there are reasons to be optimistic about retirement savings. In this episode, Sean Tole of Davis Wealth Management and Peter St. James discuss encouraging trends, including a 40% increase in retirement savings over the past decade.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number: (603) 715-2335 E-mail: sean@daviswealthmgmt.com

Leaving behind the familiarity of residential property investment can feel like a big leap, but for Suzi Carter, transitioning to commercial real estate has opened the door to higher returns, greater financial security, and long-term wealth-building opportunities. As a seasoned commercial property expert and founder of The Commercial Property Academy, Suzi has helped countless investors leverage SSAS pensions, navigate economic shifts, and uncover high-yield commercial deals.In this episode, Chris Rodwell and Suzi dive into the key strategies for succeeding in commercial property, including identifying undervalued properties, understanding tenant demand, and using creative deal structures like lease purchase options. They also explore the latest UK budget changes and how investors can adapt to new tax policies while capitalising on current market opportunities.If you're looking to diversify your portfolio, unlock new funding strategies, or build wealth through commercial property, this episode is packed with practical insights to help you take action.Tune in now and take control of your financial future!Resources Mentioned In This Episode: >> Suzi Carter [LinkedIn]>> Suzi Carter [Website]Next Steps On Your Wealth Building Journey: >> Join the WealthBuilders Facebook Community >> Schedule a 1:1 call with one of our team >> Become a member of WealthBuilders  If you have been enjoying listening to WealthTalk - Please Leave Us A Review! 

Taxes. They're not the most exciting part of running a business, but they're unavoidable. If tax season snuck up on you and you're staring down a bill you can't pay, don't panic, we've got you covered!  In this episode, Danielle Hayden, CPA and founder of Kickstart Accounting, Inc., walks you through what to do when you can't pay your IRS tax bill. From filing your return (even if you can't pay right away) to exploring payment plan options, Danielle breaks it down with practical strategies to take control of your finances and stay out of trouble with the IRS. Key Takeaways:  Step 1 - Don't Ignore the Problem: Avoiding your tax bill only makes things worse. The IRS can impose serious penalties, so taking action right away is crucial. Always File Your Tax Return, Even If You Can't Pay in Full: The failure-to-file penalty is significantly higher than the failure-to-pay penalty. Filing on time helps minimize extra costs. Step 2 - Pay What You Can: Some payment is better than none. Put the amount of money towards the tax bill you can afford, and begin assessing the options available to you to pay the remaining balance.  Step 3 - Evaluate Your Payment Options: The IRS offers short-term and long-term payment plans, often at lower interest rates than credit cards or loans.  Weigh Your Financing Choices Carefully: Compare the IRS interest rate (around 8%) with other options like credit cards or personal loans to determine the most cost-effective way to pay your tax bill. Bonus Tips: Plan Ahead to Avoid Future Tax Surprises: Set aside money regularly for taxes, pay estimated taxes quarterly, and use financial statements to track your tax liability. Have a "Money Team": Having a trusted bookkeeper and tax accountant working together can help you stay ahead of tax season and avoid stressful surprises. Topics Discussed: Why You Shouldn't Ignore Your Tax Bill (00:02:08 – 00:03:06) Filing Your Tax Return vs. Waiting Until You Can Pay (00:02:36 – 00:06:43) IRS Payment Plans and Evaluating All Financing Options (00:07:36 - 00:08:04) Smart Strategies to Avoid This Situation in the Future (00:08:04 – 00:11:17) The Importance of a "Money Team" (aka a bookkeeper and tax accountant) (00:11:17 – 00:12:15)   Resources: All Our Episodes & Articles on Taxes | Tackle Your Taxes with Kickstart Accounting, Inc.  KSA Tax Partners | https://ksataxpartners.com/  Free Gift | ‘How Much to Pay Yourself as a Business Owner' Calculator   Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

Taxes. They're not the most exciting part of running a business, but they're unavoidable. If tax season snuck up on you and you're staring down a bill you can't pay, don't panic, we've got you covered!  In this episode, Danielle Hayden, CPA and founder of Kickstart Accounting, Inc., walks you through what to do when you can't pay your IRS tax bill. From filing your return (even if you can't pay right away) to exploring payment plan options, Danielle breaks it down with practical strategies to take control of your finances and stay out of trouble with the IRS. Key Takeaways:  Step 1 - Don't Ignore the Problem: Avoiding your tax bill only makes things worse. The IRS can impose serious penalties, so taking action right away is crucial. Always File Your Tax Return, Even If You Can't Pay in Full: The failure-to-file penalty is significantly higher than the failure-to-pay penalty. Filing on time helps minimize extra costs. Step 2 - Pay What You Can: Some payment is better than none. Put the amount of money towards the tax bill you can afford, and begin assessing the options available to you to pay the remaining balance.  Step 3 - Evaluate Your Payment Options: The IRS offers short-term and long-term payment plans, often at lower interest rates than credit cards or loans.  Weigh Your Financing Choices Carefully: Compare the IRS interest rate (around 8%) with other options like credit cards or personal loans to determine the most cost-effective way to pay your tax bill. Bonus Tips: Plan Ahead to Avoid Future Tax Surprises: Set aside money regularly for taxes, pay estimated taxes quarterly, and use financial statements to track your tax liability. Have a "Money Team": Having a trusted bookkeeper and tax accountant working together can help you stay ahead of tax season and avoid stressful surprises. Topics Discussed: Why You Shouldn't Ignore Your Tax Bill (00:02:08 – 00:03:06) Filing Your Tax Return vs. Waiting Until You Can Pay (00:02:36 – 00:06:43) IRS Payment Plans and Evaluating All Financing Options (00:07:36 - 00:08:04) Smart Strategies to Avoid This Situation in the Future (00:08:04 – 00:11:17) The Importance of a "Money Team" (aka a bookkeeper and tax accountant) (00:11:17 – 00:12:15)   Resources: All Our Episodes & Articles on Taxes | Tackle Your Taxes with Kickstart Accounting, Inc.  KSA Tax Partners | https://ksataxpartners.com/  Free Gift | ‘How Much to Pay Yourself as a Business Owner' Calculator   Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

Welcome to episode 2152, where Steven Jack Butala and Jill DeWit pull back the curtain on the hidden costs of land investing—and more importantly, how to avoid them. If you think buying land for $50K and selling it for $100K means a clean $50K profit, think again. Tune in as they dive into fixed vs. variable costs, why keeping overhead low is your secret weapon, and how smart investors bake every expense into their deals. Plus, they tackle a question from Ben about setting realistic profit margins and quitting your day job for full-time land investing. Don't miss this one—it's all about keeping more money in your pocket!

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Drowning in digital photos? Lost in a sea of print photos?If you've ever spent way too long searching for that one special picture—or worse, feared losing your family memories forever—this episode is for you.Photo clutter is real. Thousands of digital photos scattered across devices. Boxes of print photos stuffed in drawers. It's overwhelming, and let's be honest… it's one of those things you keep meaning to organize, but never actually get around to.It's time to change that.In this episode of Living Clutter Free Forever, I sit down with photo organizing expert Megan from Megnanimous to break down simple, stress-free strategies to declutter, organize, and actually enjoy your photos—without spending hours sorting.

In this episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner sit down with special guest Ryan Smith from Guild Mortgage to discuss the challenges of buying a home in 2025. With rising interest rates, low housing inventory, and a competitive market, homebuyers need to be strategic to secure the best deals.What You'll Learn:✅ How rising mortgage rates impact home affordability✅ The housing supply shortage and its effect on buyers✅ Smart mortgage strategies to win in a competitive market✅ Creative financing options to improve your loan approval chances✅ The importance of pre-approval and how to strengthen your offer

Frank breaks down two key strategies to help advisors regain their passion while maintaining a thriving business:Rolling up into a larger RIA to offload operational responsibilities while maintaining client relationships.Building the right internal team by hiring specialists to handle compliance, HR, finance, and other business functions so you can focus on advising.He also discusses:How to evaluate your daily tasks and identify what to delegate.The importance of viewing new hires as investments, not expenses.Why focusing on your strengths as an advisor leads to greater profitability and business growth.How surrounding yourself with the right people allows you to stay in the CEO role - without the daily headaches.If you're an advisor struggling with the balance between business ownership and client service, this episode offers the clarity you need to take action.Have a question for Frank? Reach out at Frank@EliteConsultingPartners.com, DM him on Instagram (@FrankLaRosaElite), or connect on LinkedIn https://www.linkedin.com/in/eliteceo-franklarosa/Like, subscribe, and leave us a review!

Gen AI in law presents transformative opportunities but requires careful oversight. Ethical missteps, like fabricated citations, highlight the need for diligence. Firms must prioritize training, clear policies, and human verification to harness AI's potential responsibly. That's the key take-away message of this episode of the Wise Decision Maker Show, which discusses smart strategies for Gen AI in law firms.This article forms the basis for this episode: https://disasteravoidanceexperts.com/smart-strategies-for-gen-ai-in-law-firms/

The hunt doesn't start in the fall—it starts right now in the off-season. In this episode of The Everyday Bow Hunter Podcast, Mike Manley and Dan Zeamer break down what bowhunters should be doing now to set themselves up for success when the season rolls around.From fine-tuning your shooting form to scouting better spots and analyzing what worked (or didn't) last season, this episode is packed with real-world strategies for the everyday bowhunter.

Feeling overwhelmed? You're not alone! It's easy to get buried in the chaos. But what if you could actually plan your week in a way that keeps you productive and sane? In this short episode, Carly Ries and Joe Rando break down strategies for prioritizing tasks, staying flexible, and avoiding the dreaded to-do list burnout. Plus, the simple mindset shift that will have you ending each day feeling like a rockstar! Hit play and let's get your week under control!Being a solopreneur is awesome but it's not easy. It's hard to get noticed. Most business advice is for bigger companies, and you're all alone...until now. LifeStarr Intro gives you free education, community, and tools to build a thriving one-person business.  So, if you are lacking direction, having a hard time generating leads, or are having trouble keeping up with everything you have to do, or even just lonely running a company of one, be sure to check out LifeStarr Intro!Access LifeStarr Intro

Frank & Frankie Guida explain why it’s important to understand how to balance risk and growth. They discuss the importance of saving 10% of your income from an early age and adjusting your investment strategy as you approach retirement. Frank & Frankie touch on strategies for diversifying your portfolio and securing your savings. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

If summer has ever meant fewer members, lower revenue, and way too much empty space in your coworking business, this episode is for you. A seasonal slowdown can feel inevitable—but smart coworking operators know how to stay ahead of the dip. In this episode, we're diving into three powerful, low-lift strategies that can help you: Create predictable revenue (even if members pause their coworking plans). Leverage creative offers to attract new members who actually need space in the summer. Lock in cash flow now so you're not scrambling when June rolls around. Plus, we cover: The most underrated coworking growth strategy that gyms have been using for years—and why it works even better in a coworking space. A simple tweak to your current membership model that could add thousands in revenue before summer even starts. How to make sure your summer marketing connects with the right people - so you're filling desks, not just throwing out random discounts. Don't wait until your space is half-empty—tune in now and set yourself up for a strong, profitable summer! Want a custom plan to avoid the summer slump? Book a call with a mentor at CoworkingMentorship.com and build a strategy that works for your space! Hit play and let's make this your most profitable summer yet! Resources Mentioned in this Episode: **GCUC discount code: EVERYGCUC for 20% off >> https://na.gcuc.co/ Get on the waitlist for the Mailbox Moneymaker Challenge! Join the coworking mentorship program: CoworkingMentorship.com Everything Coworking Featured Resources: Masterclass: 3 Behind-the-Scenes Secrets to Opening a Coworking Space Coworking Startup School Community Manager University Follow Us on YouTube

Women's real estate investors are transforming the industry, and in this episode, we dive deep into what it takes to thrive in this competitive space. Whether you're just starting or looking to scale your investments, this episode with Cameron Hastings provides invaluable insights into overcoming challenges and seizing opportunities in real estate investing.

In this engaging episode of the Karma School of Business podcast, Sean Mooney sits down with Dan Ryan, Managing Director at MidOcean Partners, to discuss his journey in private equity, the evolving dynamics of the industry, and how MidOcean is staying ahead in a competitive market. From life-saving lessons to building critical business functions during challenging times, Dan shares invaluable insights about overcoming adversity, nurturing relationships, and leveraging data to create impactful results. Whether you're a private equity professional or a business leader, this episode offers inspiration and tactics you can apply in your career. Episode Highlights 2:00 – Dan Ryan's journey from investment banking to private equity and how his time at Georgetown and Division 1 soccer influenced his leadership approach. 8:00 – The life-saving story of a steak dinner gone wrong and how it echoes lessons of trust and collaboration in high-stakes situations. 14:00 – Building MidOcean's business development function during the pandemic and utilizing data as a competitive advantage. 27:00 – How MidOcean is adapting to industry changes by integrating structured equity, leveraging AI, and forming strategic JVs like their initiative with Kroger. 38:00 – The importance of cybersecurity in private equity-backed companies and actionable advice for protecting businesses. 39:00 – Practical life hacks: From generative AI for daily use to a surprising life-saving maneuver for choking incidents.   For more information on MidOcean Partners, go to https://www.midoceanpartners.com/ For more information on Dan Ryan, go to https://www.linkedin.com/in/dan-ryan-3324512/ For more information on BluWave and this podcast, go to https://www.bluwave.net/podcasts

In this episode of Money Mastery Unleashed, certified financial planner Adam Olson addresses a critical question for many Americans nearing retirement: can you retire comfortably without a million-dollar nest egg? Drawing from his extensive experience with Mutual of Omaha, Adam walks listeners through practical, research-backed strategies to help those with less than a million dollars saved achieve a secure and fulfilling retirement. The episode explores actionable steps, such as maximizing Social Security benefits, embracing a lower-cost lifestyle, and creating diversified income sources, tailored to boost retirement confidence. One key takeaway is the importance of Social Security optimization. Adam explains how each year of delayed claiming post-full retirement age can boost lifetime Social Security benefits by 8%, potentially securing thousands more per year. Additionally, Adam discusses lifestyle adjustments, such as downsizing homes or relocating to states with no income tax, which can effectively extend retirement savings. He also shares insights into income-generating assets, highlighting the potential of dividend-paying stocks, rental properties, and part-time work to supplement fixed retirement income streams. The episode goes further into often-overlooked areas of retirement planning, such as healthcare management with Health Savings Accounts (HSAs) and Medicare reviews, as well as tax efficiency techniques. Adam offers detailed strategies to minimize tax burdens on retirement income, including managing required minimum distributions and employing tax-efficient withdrawal plans. He emphasizes the need for flexibility in retirement spending, advocating for a “bucketing strategy” to manage fluctuating market conditions effectively. Listeners are invited to explore Adam's latest book, The Red Zone Retirement Plan, which expands on these strategies and offers a comprehensive guide to retiring comfortably without a million-dollar portfolio. Whether you're decades away from retirement or just around the corner, this episode provides essential guidance on achieving a secure, stress-free retirement with less. “Retirement is possible, even with less than a million dollars saved. It's about smart strategies, not just big numbers.” Key Takeaways: Optimize Social Security Benefits Leverage Income-Generating Assets Explore Affordable Housing Options Prepare Early for a Secure Retirement Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Chapters: [00:00 - 03:05] Introduction to Business Sales & Investments[03:05 - 06:01] Cash vs. Stock: Making the Right Deal[06:01 - 09:30] Understanding Risk & Emotional Intelligence in Investing[09:30 - 12:45] Real Estate vs. Stock Market: Pros & Cons[12:45 - 21:25] Avoiding FOMO & Building Long-Term Wealth 

Dale Leatherwood shares little known strategies to help traditional and non-traditional students obtain a college degree faster and cheaper.  You can graduate from college with zero debt, or if you get a loan, it should be like a car payment, not a house payment.  Dale is a leader in higher education.  He is the chief marketing officer at Columbia Southern University and the co-founder of an education concierge firm.  You can reach Dale through LinkedIn https://www.linkedin.com/in/daleleatherwood/Some of the highlights Dale shares:  More than 42 million Americans have some college credit, but haven't earned a college degreeNow is the best time to finish college and get a diploma - there are so many options! How to graduate from college with zero debtUnderstanding how to use all the educational resources available such as:  transfer credit, CLEP tests, prior learning assessments, 3rd party online credit providers, etc.Finding flexible and attainable optionsIf you require a school loan, it should be like a car payment, not a house paymentAdvice for non-traditional studentsHow to get work experience and training evaluated for possible college creditHow to finish what you startedHow to save time and moneyHow to protect yourself from disappointment by getting it in writingEducation can be the "tie breaker" that helps you accelerate your careerLearning to move forward in small, attainable stepsHow to encapsulate former classes and experience into a certificate or Associate DegreeCreating a game plan that works for youHow to adapt education to meet your lifeLearn about tuition assistance or tuition reimbursementWhat is your objective?  Understanding the difference between Synchronous vs. Asynchronous ClassesAnd moreDisclaimers:Statement: “CSU ranks in the top 1% of schools for affordability.”Disclaimer: Based on tuition and fees compared to 4-year U.S. Colleges with largest fully-distance enrollment (IPEDS 2022 Fall Enrollment Survey) Statement: Any mention of transfer credits and evaluating experience for creditDisclaimer: Pending Prior Learning Assessment (PLA) process. Amount of transfer credits is dependent upon transcript evaluation. Statement: “…nearly 2/3 of our recent graduates finish their degrees with zero (student loan) debt.”Disclaimer: Data calculated from internal Columbia Southern University financial data, based on 65.1% with zero student loan debt from the graduating classes of 2021–2023 Statement: Any statement involving career advancement or student outcomes.Disclaimer: Multiple factors, including prior experience, geography and degree field, affect career outcomes. CSU does not guarantee a job, promotion, salary increase, eligibility for a position, or other career growth.

Demystifying the Appraisal Process in DivorceSeth and Pete dive deep into the complex world of appraisals during divorce proceedings. Whether you're dealing with real estate, wine collections, artwork, or vintage electronics, understanding how items are valued can significantly impact your divorce settlement.Getting your assets properly appraised is crucial for fair distribution in a divorce, but timing and strategy matter. Seth and Pete explore the differences between full appraisals and market analyses, when to get items appraised, and how to handle situations where collections or assets may be damaged or hidden. Through real examples and practical scenarios, they break down the systematic approach professional appraisers use to determine value.Questions we answer in this episode:When is the best time during divorce proceedings to get items appraised?Should both parties get separate appraisals or share one appraiser?How do courts handle significant differences between competing appraisals?Key Takeaways:Start the appraisal process early, especially for valuable collectionsDocument everything with photos and receipts before moving itemsFor items you want to keep, lower valuations work in your favor during settlementThis episode provides essential knowledge for anyone navigating property division in divorce. Seth and Pete offer practical guidance on protecting your interests while maintaining transparency in the appraisal process. Their discussion of real-world cases and strategic considerations makes complex appraisal concepts accessible and actionable.Links & NotesSchedule a consult with SethGot a question you want to ask on the show? Click here! (00:00) - Welcome to How to Split a Toaster (00:26) - Appraisals (02:02) - Garage Sale Value Unless… (03:07) - Why to Get an Appraisal (04:29) - When to Do It (05:29) - High vs. Low Appraisal (06:33) - Before or After Marriage Purchases (07:14) - Identification (08:51) - Quality (09:36) - Special Circumstances (09:52) - Value (13:48) - Separate vs. Joint Appraisals (15:44) - Analyzing the Appraisal (17:23) - Collecting Data (18:04) - Recording the Data (19:21) - The Report (19:54) - Can Be Tedious and Detailed (23:25) - Conflict in the Process (26:06) - Tainting Judge's Opinion (26:51) - Active Appreciation and Depreciation (28:33) - Virtual Appraisals (29:12) - When to Update Appraisals (31:15) - Back to High vs. Low (33:30) - When It's Overseas (35:22) - Wrap Up

Kerry Lutz and Michael Blank discussed Michael's extensive experience in multifamily real estate investments, highlighting the advantages of scalability and passive income compared to his earlier ventures in tech and restaurants. Michael emphasized the importance of selecting the right markets, favoring cities like Atlanta, Dallas, and Austin, while expressing caution about Florida's rising insurance costs. He advocated for a mindset shift among investors to focus on building a team and seeking mentorship rather than solely figuring out tasks independently. The conversation also addressed the challenges of finding commercial real estate deals, with Michael recommending the use of LoopNet and the importance of establishing relationships with brokers for off-market opportunities. He noted that while seller financing is rare for larger commercial properties, financing options for apartments remain favorable, and he concluded by sharing resources for both active and passive investment opportunities. Find Michael here: https://nighthawkequity.com Sign up for his Free Training here: https://apartments101.co Find Kerry here: http://financialsurvivalnetwork.com/ and here: https://inflation.cafe

Is competition in land investing rising? Absolutely—but it's still way lower than most industries. In this episode, Ron and Daniel Apke break down the reality of competition in the land flipping space and, more importantly, how to stay ahead of it. The truth is, most people psych themselves out before they even start. Instead of focusing on "too much competition," look at the top players making seven figures and learn from them. Ron and Daniel dive into why competition is increasing (low risk, big profits, low capital needed) and, more importantly, how to outmaneuver it. They share three key strategies: tackling bigger deals like minor subdivides, going after high-ticket double closings, and using survey hacking to unlock deals no one else is targeting. If you're serious about scaling and avoiding the competition trap, this episode is a must-listen. ================================  WANT TO GET STARTED? ⁠⁠https://landinvestingonline.com/starter-guide-phone/⁠⁠ ================================ SOCIAL Ron's Instagram

What's up, folks? It's Brad Lea, back again with another fire episode of Dropping Bombs! In today's episode, I'm joined by Kelly O'Connor, a man on a mission to save families a fortune when it comes to sending their kids to college. If you think college costs are set in stone, think again—Kelly's here to drop the insider knowledge schools don't want you to know. If you are planning to send your kids to college this episode is for you. But this episode isn't just about saving money—it's about empowering parents and students to take control of the college planning process. Kelly's passion for helping families comes from years of experience in life insurance and financial strategy, combined with his personal mission to make education affordable for all. And we don't stop there. We also talk about entrepreneurship, the return of beef tallow, and why “toxic masculinity” is a myth. Plus, I share my own thoughts on intermittent fasting, ditching processed foods, and why college is still worth it—for the relationships, not just the diploma.      What You'll Learn: How to strategically reduce college tuition costs, negotiate financial aid, and effectively package their kids for admissions to save thousands of dollars.   Highlights: Three key rules for negotiating college tuition and financial aid  Ignoring the sticker price of college Stand out in college admissions Strategies to appeal financial aid offers  Real-life success stories of families saving thousands Resources Mentioned:  https://collegemoneyacademy.com   https://www.ruggedtallow.com     https://financialcaffeine.com You can follow today's guest at: https://www.instagram.com/kellydoconnor/    Watch the full video episode on Brad's Rumble here: https://rumble.com/c/c-2544182 Watch the full video episode on Brad's Youtube here: https://bradlea.tv