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Episode 110 - Smart Strategies for Seniors - Steve is joined by Geoff Hoatson, CEO and founding attorney of Family First Firm, Florida's largest elder law firm, to guide seniors and families through the challenges of aging. Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only. The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees. We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.
In this episode, we trade spreadsheets for trench coats and step straight into the shadows of Amazon PPC's darkest alleyways. What looks like “bad performance” or “great ACOS” at first glance? — rarely is.Together with Steve, we crack open five real PPC cases from the Miami field files:a suspicious drop in ACOS that wasn't what it seemed…a top-converting ASIN that suddenly vanished from the scene…a keyword framed for a crime it didn't commit…an auto campaign that went rogue overnight…and finally, the delicate, dangerous game of cutting branded spend.Each case reveals the same truth: great PPC managers aren't just optimizers — they're detectives.Welcome to The PPC Crime Scene Files!
The stories we believe about money often shape our choices more than the numbers do. In this episode, Craig and Jennifer explores these "financial fables," using real-life situations to reveal how hidden beliefs influence the way people plan. The team also tackles listener questions and offers smart portfolio strategies to balance risk and reward at every life stage. Here's some of what we discuss in this episode:
Know what you own. Know the indicators that are important to stock price like MacD and RSI. Know the fundamentals of the stocks you own. Know if they have changed based on earnings and estimates. If none of that is worrisome - you're fine! Today's episode is all about - WE NEED A PULLBACK and more may be in store. But panic is not a strategy. BLACK FRIDAY SALES END SOON: TRENDSPIDER - Up to 68% off and 52 trainings for the next year. HUGE SALE saving you over $1,000. SEEKING ALPHA BUNDLE - Save over $200Seeking Alpha Premium - FREE 7 day trial Alpha Picks - Save $100 Seeking Alpha Pro - for the Pros EPISODE SUMMARY
Whether you're considering a big purchase, making investments, or just want to optimize your finances, this episode is packed with actionable advice to help you take control, plan ahead, and maybe even celebrate tax season like you've just won the Super Bowl.Welcome back to the Empowering Entrepreneurs Podcast! Glenn Harper and Julie Smith explore how proactive tax planning for entrepreneurs makes tax time stress-free—starting now! Instead of letting April 15th become a source of anxiety, they're here to show you how it can just be another day—with the right strategies in place.Glenn and Julie give you practical tips like maximizing your retirement contributions, mastering tax loss harvesting, leveraging donor-advised funds, and making the most of charitable giving. They also touch on new opportunities provided by recent tax legislation and remind you why staying connected with your advisor year-round is key to avoiding last-minute stress.This episode is brought to you by PureTax, LLC. Tax preparation services without the pressure. When all you need is to get your tax return done, take the stress out of tax season by working with a firm that has simplified the process and the pricing. Find out more about how we started.Moments00:00 "Tax Planning for Smart Savings"05:24 CPA Guidance Starts With Input06:56 Proactive Tax Planning Tips09:29 Julie Smith Overview Here are 3 key takeaways:Start NOW: Waiting until April 15th is too late. Early conversations with your CPA or advisor set you up to leverage every tax benefit available and avoid last-minute stress.Maximize Your Planning: From retirement plan contributions and tax loss harvesting to charitable donation stacking, there are so many proactive moves you can make before year-end.Constant Communication is Key: Keep your advisor in the loop before making big decisions—from buying property to major purchases—so everything is set up for success, not cleanup.Glenn Harper, CPA, is the Owner and Managing Partner of Harper & Company CPAs Plus, a top 10 Managing Partner in the country (Accounting Today's 2022 MP Elite). His firm won the 2021 Luca Award for Firm of the Year. An entrepreneur and speaker, Glenn transformed his firm into an advisory-focused practice, doubling revenue and profit in two years. He teaches entrepreneurs to build financial and operational excellence, speaks nationwide to CPA firm owners about running their businesses like entrepreneurs, and consults with firms across the country. Glenn enjoys golfing, fishing, hiking, cooking, and spending time with his family.Julie Smith, MBA, is a serial entrepreneur in the public accounting space. She is the Founder of EmpowerCPA™, Founder of PureTax, LLC, COO for Harper & Company CPAs Plus, and Co-host of the Empowering Entrepreneurs podcast. Named CPA.com's 2021 Innovative Practitioner of Year, Julie led Harper & Company's transition to an advisory-focused firm, doubling revenue and profit in two years. She now empowers other CPA firm owners nationwide through consulting and speaking, teaching them how to run their businesses like entrepreneurs. Julie lives in Columbus, OH with her family and enjoys travel, coaching basketball, sporting events, and the occasional shopping spree.Running a business doesn't have to run your life.Without a business partner who holds you accountable, it's easy to be so busy ‘doing' business that you don't have the right strategy to grow your business.Stop letting your business run you. At Harper...
Many individuals choose to rent properties, whether for personal residences or business premises. While renting may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying someone else's mortgage. It's time to break free from this cycle and invest in your own residential or commercial property. This show is designed to guide and empower you in strategizing and actualizing Your Real Estate Life. Discover a wealth of knowledge on real estate—whether you're just beginning, advancing, or expanding your portfolio. This radio program dives deep into the toughest questions, covering lending programs, interest rates, financial literacy, economic trends, and more. Equip yourself with the insights to become an informed decision-maker regarding your most valuable assets. Join us at the forefront of property ownership and unlock your full potential. Maximize your financial decisions by adopting the right approach when entering a 30-year loan and purchasing property. Learn how to convert debt into wealth efficiently—without compromising your lifestyle, resorting to unnecessary refinancing, or jeopardizing your well-being. Uncover smart strategies to reduce excessive payments to lenders and responsibly eliminate debt. You deserve the best in life; don't compromise your safety for real estate victories. This radio program serves as your guide to identifying red flags in the market. Carelessness could lead to unmanageable loans or crippling interest rates. Equip yourself with the knowledge, tools, and resources to navigate the unpredictable waters of property acquisition. By being well-educated about the industry, you can protect yourself from exploitation. This show ensures that you have everything you need to thrive. Meet Michael A. Harris, your radio host with more than 38 years of lending experience. He is the President and CEO of United Mortgage Corporation of America, a direct lending mortgage banking company operating and originating loans in California, Colorado, Montana, Texas, and Washington. Michael is passionate about helping others achieve financial comfort within their own homes. He tirelessly serves clients by eliminating years of mortgage interest. As a Senior Director and Certified Field Trainer at United Financial Freedom, Michael has dedicated himself to guiding families toward a debt-free life. In this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to enlighten you on proper repayment strategies. Though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance. The economy is dynamic and ever-evolving. You will encounter numerous external factors beyond your control and face challenging questions that test your knowledge. However, amidst these challenges, there are still opportunities to secure your real estate future. Start saving time and money today on your purchase or refinance with the perfect interest rate and plan tailored to you and your family. Discover how to navigate the complex loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through homeownership. When it comes to finding your dream neighborhood and elevating your financial status, having the right support is crucial. Find it all in this enlightening radio program today. Investment loans are available in all states except North Dakota (ND), Nevada (NV), South Dakota (SD), and Vermont (VT).
As we close in on year-end, this week's “Henssler Money Talks” tackles three financial decisions that can make a major impact on your long-term plan. First, before you write that last charitable check of 2025, make sure you're doing it strategically. We break down the evolving charitable giving rules—from updated deduction limits to how Qualified Charitable Distributions and Donor Advised Funds can help you give more efficiently. Whether you donate regularly or ramp up your giving at year-end, understanding these rules can help you maximize both your impact and your tax benefit. Next, we dig into a question many listeners are asking: Should you stop saving and pay off the mortgage before retirement? While being debt-free sounds great, it may leave you “house-rich and cash-poor.” We unpack the trade-offs, including how mortgage rates compare to long-term investment returns, the risks of cutting back on 401(k) contributions, and why carrying some debt into retirement may actually support your overall financial flexibility. Finally, we explore the recommended “order to savings”—and why it's not a one-size-fits-all formula. From employer retirement plans to Roth IRAs to taxable brokerage accounts, where you save first can depend on your goals, timeline, and tax picture. We break down the most common prioritization framework and help you think through the right path for your personal situation. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — November 15, 2025 | Season 39, Episode 46 Timestamps and Chapters 7:35: Smart Strategies for 2025 Charitable Contributions 21:32: Stop Saving to Pay Off the House? Let's Talk About It.26:58: Your Savings, Your Strategy: Where to Start 38:17: Shutdown Ends, Earnings Season and Selling NVIDIA Follow Henssler:Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/TikTok: https://www.tiktok.com/@hensslerfinancial?lang=enX: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
The Michael Yardney Podcast | Property Investment, Success & Money
In today's show, Ken Raiss and I discuss the intricacies of wealth building and legacy planning. We explore the importance of careful planning to avoid common pitfalls, the role of trusts in estate planning, and the implications of superannuation on wealth transfer. The conversation also covers strategies for gifting wealth, the benefits of investment bonds, and the significance of philanthropy. Finally, we provide actionable steps for individuals looking to start their legacy planning journey. Takeaways · Wealth building requires careful planning to avoid losses. · Timing is crucial in wealth transfer strategies. · Trusts can provide flexibility and tax advantages in estate planning. · Superannuation can complicate wealth transfer if not managed properly. · Gifting wealth during one's lifetime can have tax implications. · Investment bonds can be a tax-effective way to pass on wealth. · Philanthropy should be approached with specificity to ensure impact. · Legacy planning should start early, considering values and timing. · Consulting with financial experts can simplify complex decisions. · It's essential to communicate intentions clearly to avoid family disputes. Chapters 00:00 Building a Legacy: The Importance of Planning 04:30 Wealth Transfer Strategies 09:42 Gifting Wealth During Lifetime 12:16 Superannuation: Friend or Foe? 17:15 Real Estate and Capital Gains Tax Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney's Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Michael Yardney Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us Ken Raiss, Director of Metropole Wealth Advisory Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/
In this episode, host Olivier Lafontaine speaks with Adrian Webb, Executive Chairman of OutcomePath, about the intersection of artificial intelligence (AI) and the insurance industry. Adrian breaks down how AI transforms insurance operations, from improving fraud detection to automating complex processes. He discusses the practicalities of scaling AI responsibly, weighing its opportunities and risks. Adrian also explores the growing issue of deception in the digital age, sharing how linguistic analysis and AI can help companies detect fraud more efficiently. With insights into the future of the trust economy, he explains why the biggest challenge insurers face may not just be technological; it's understanding the human element in the rapidly changing world of AI. Key Takeaways: AI as a Double-Edged Sword: Adrian discusses how AI can drive efficiency in the insurance industry but warns of the risks it introduces, especially in fraud detection and customer relationships. Detecting Deception with AI: Learn how linguistic analysis, combined with AI, can help identify fraudulent claims and improve accuracy in underwriting, all while maintaining human oversight. The Future of the Trust Economy: As AI evolves, Adrian highlights the growing importance of trust in a digital world and how companies can adapt to this shift to protect their business and customer relationships. Jump Into the Conversation: (00:00) Meet Adrian Webb (02:12) How Adrian's journey in insurance led to exploring AI for fraud detection(04:13) The impact of AI on operational efficiency in insurance(06:57) Deception in the digital age: the challenges AI faces(10:45) Using linguistic analysis to spot fraud in claims(13:33) The role of AI in automating complex insurance processes(16:06) The trust economy: how AI is reshaping customer relationships(20:12) Balancing AI's risks with its potential benefits for insurers(25:39) Why AI can't solve all the problems in insurance(29:12) What's next for AI in insurance: efficiency, trust, and innovation Resources: Connect with Adrian Webb: https://www.linkedin.com/in/webbadrian/ Check out OutcomePath: https://www.outcomepath.co.uk/ Connect with Olivier Lafontaine: https://www.linkedin.com/in/olivierlafontaine/
Welcome educators!
Many individuals choose to rent properties, whether for personal residences or business premises. While renting may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying someone else's mortgage. It's time to break free from this cycle and invest in your own residential or commercial property. This show is designed to guide and empower you in strategizing and actualizing Your Real Estate Life. Discover a wealth of knowledge on real estate—whether you're just beginning, advancing, or expanding your portfolio. This radio program dives deep into the toughest questions, covering lending programs, interest rates, financial literacy, economic trends, and more. Equip yourself with the insights to become an informed decision-maker regarding your most valuable assets. Join us at the forefront of property ownership and unlock your full potential. Maximize your financial decisions by adopting the right approach when entering a 30-year loan and purchasing property. Learn how to convert debt into wealth efficiently—without compromising your lifestyle, resorting to unnecessary refinancing, or jeopardizing your well-being. Uncover smart strategies to reduce excessive payments to lenders and responsibly eliminate debt. You deserve the best in life; don't compromise your safety for real estate victories. This radio program serves as your guide to identifying red flags in the market. Carelessness could lead to unmanageable loans or crippling interest rates. Equip yourself with the knowledge, tools, and resources to navigate the unpredictable waters of property acquisition. By being well-educated about the industry, you can protect yourself from exploitation. This show ensures that you have everything you need to thrive. Meet Michael A. Harris, your radio host with more than 38 years of lending experience. He is the President and CEO of United Mortgage Corporation of America, a direct lending mortgage banking company operating and originating loans in California, Colorado, Montana, Texas, and Washington. Michael is passionate about helping others achieve financial comfort within their own homes. He tirelessly serves clients by eliminating years of mortgage interest. As a Senior Director and Certified Field Trainer at United Financial Freedom, Michael has dedicated himself to guiding families toward a debt-free life. In this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to enlighten you on proper repayment strategies. Though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance. The economy is dynamic and ever-evolving. You will encounter numerous external factors beyond your control and face challenging questions that test your knowledge. However, amidst these challenges, there are still opportunities to secure your real estate future. Start saving time and money today on your purchase or refinance with the perfect interest rate and plan tailored to you and your family. Discover how to navigate the complex loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through homeownership. When it comes to finding your dream neighborhood and elevating your financial status, having the right support is crucial. Find it all in this enlightening radio program today. Investment loans are available in all states except North Dakota (ND), Nevada (NV), South Dakota (SD), and Vermont (VT).
Are you structuring your business the right way — or making costly mistakes that could be draining your profits? In this episode of the Main Street Business Podcast, Mat Sorensen and Mark J. Kohler team up to answer your questions on taxes, legal structures, and real-world strategies for small business success. Together, they uncover the truth about LLCs, S-Corps, and the $50K rule that determines when to make the switch.From transferring real estate into an LLC safely to understanding what truly qualifies as business income, this discussion covers the practical steps every entrepreneur should take to protect their assets, reduce taxes, and stay compliant. You'll also learn how to pay yourself properly, avoid due-on-sale issues, and maximize wealth through smart entity planning.If you're serious about building your business the right way and keeping more of what you earn, this is an episode you can't afford to miss!You'll learn:How to decide when it's time to convert your LLC to an S-Corp — and how the $50K rule really worksHow to transfer real estate into an LLC without triggering the due-on-sale clause or losing financing optionsThe difference between true business income and passive income (like royalties, rentals, and trading profits)How to pay yourself correctly as a business owner — and avoid IRS red flags with payroll, draws, and distributionsSimple bookkeeping and payroll strategies to stay compliant and ready for tax seasonHow to use smart entity structuring to protect your assets and save thousands in self-employment taxesPractical tips for maximizing retirement contributions through Solo 401(k)s and Mega Backdoor Roth strategiesGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description-link&utm_content=msbp597-smart-strategies-to-pay-yourself&utm_campaign=main-street-business-podcast Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!
Send us a textIf your marketing feels hit or miss — you're posting, showing up, maybe even running webinars — but the results aren't there… It's not the algorithm. It's the message.In Episode 97, Sylvia Garibaldi breaks down why no marketing channel works without content and how your message is the real force behind every result you see. If you've ever said, “Social media doesn't bring me business,” this episode will change how you see content — not as extra work, but as the foundation that makes every other marketing effort work!In this episode, you'll learn:03:23 The Truth About Clear Messaging07:33 The Hidden Power of Content09:15 Visibility Meets Credibility12:01 The Compounding Effect of Consistency14:47 The Foundation Every Strategy Depends On16:44 Content In Motion20:02 Creating Effective ContentResources:Feeling stuck about how to grow your practice, book a free strategy call here.#14 Be Seen. Be Heard. Be Noticed: The Power of Personal Branding#21 Visibility Matters: Strategies to Stand Out#39 Smart Strategies to Repurpose Content and Boost Visibility#62 Attract Clients: The "Serve First" SecretRate, Review, & Follow on Apple Podcasts"Love listening and learning from the Serve First, Sell Later Marketing Podcast” If that sounds like you, please consider rating and reviewing my show! This helps me support more people -- just like you. Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Want more insights like this? Sign up for our newsletter. Sign up for our free LinkedIn newsletter on marketing your professional practice Connect with me on linkedin Join our online community Subscribe to my youtube channel
Got an inherited IRA, or think you might someday? On this episode of Five Minute Finance, Matt Robison and Certified Financial Planner Mike Morton give you the no-nonsense playbook. You'll learn the nuances of the 10-year rule, how to build a simple distribution plan, and strategies for maximizing your inheritance. Don't pay more in taxes than is absolutely necessary. Make a plan. Find out more about Mike at https://www.mortonfinancialadvice.com and connect at https://www.linkedin.com/in/mwsmorton/
Black Friday: Profit or Pitfall? The Retail Game Plan for Indie Brands Black Friday isn't designed for indies, so why do so many small retail business owners still feel pressure to play? In this episode of the Resilient Retail Game Plan, I pull you behind the screens and into the real numbers; sharing where the opportunities actually lie for UK product businesses come November, what the headlines miss, and how you can plan Black Friday on your own terms. No boss babe myths. No one-size-fits-all answers. Just straight-talking product business advice from 25 years in the retail trenches. I'll help you squeeze more margin, build customer loyalty, and avoid the stress spiral—whatever you decide about Black Friday.Why listen? Flip mainstream Black Friday thinking and capture the month's biggest wins—for your bottom line and your valuesSqueeze more profit from your Q4, not just turnoverTame your promotions calendar, reduce customer “discount fatigue”Reward loyal customers in a way that fits your brandUse cash flow for retailers and inventory management podcast tactics to plan stock (not just hope for the best)Hear exactly how successful indie retailers choose, pace, and communicate their Black Friday offers—without losing themselves in the noiseDM me @resilientretailclub on Instagram with your Black Friday takeaways or guest ideas for the podcast. If this episode clears the fog, rate and follow the show in your favourite retail podcast UK app.
962. Laura reviews strategies to reduce or avoid debt during the last quarter of the year and still have a bright holiday season.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode, I tackled some of the most common and pressing questions I've received from listeners, prospective clients, and current clients at Retire Strong Financial Advisors. These questions are all centered around one big theme: preparing for retirement with clarity and confidence. Whether you're wondering about old 401(k)s, required minimum distributions (RMDs), or how to structure your retirement income, we covered a lot of ground. One of the first things I addressed was the new government resource for tracking down forgotten retirement accounts: LostAndFound.dol.gov. If you think you might have an old 401(k) or pension from a previous employer, this secure database can help you locate it. If you're nearing retirement, it's crucial to understand how RMDs work, what your contribution limits are, and whether your plan provider supports the latest updates, such as the changes from the SECURE Act 2.0. Always check with your financial advisor or plan administrator to make sure you're making the most of your options. Social Security questions came up a lot, too. I discuss survivor benefits for ex-spouses, how to correct errors in your earnings record, and what happens if you're working while collecting benefits. If you're past full retirement age and no longer need the income, you can even suspend your benefits to earn delayed retirement credits. And if you inherit an IRA or Roth IRA, you're not stuck with your parents' financial institution, as you can transfer those assets to a custodian of your choice. Finally, I revisited the bucket strategy. This is a framework we use at our firm to help clients organize their retirement savings. Bucket One is your emergency fund, Bucket Two is your income bucket for regular withdrawals, and Bucket Three is your growth bucket for long-term investing. Matching your account types (Roth, after-tax, and pre-tax) to the right buckets is key. Understanding how much you have in each type of account is the first step. Everyone's situation is different, but the strategy gives you a roadmap to make smarter decisions and build a retirement plan that fits your life. You will want to hear this episode if you are interested in... (00:00) Intro. (03:40) How to find old retirement accounts. (11:40) Common Question on Social Security. (19:30) How to get your money out of life insurance policies. (22:50) How the Bucket system works for you. Helping Those Close to Retirement Navigate their Accounts One major topic I covered was how to track down forgotten retirement accounts like old 401(k)s or pensions, especially if you're unsure whether the funds are still active. I introduced a helpful new tool, LostAndFound.dol.gov, a secure government database created under the SECURE Act 2.0, which allows you to search for lost employer-sponsored retirement plans. I also covered the rules around required minimum distributions (RMDs), which kick in at age 73. If you're still working and contributing to your current employer's 401(k), you may be able to delay those RMDs, but IRAs don't offer that flexibility, and distributions must begin regardless of employment status. On the contribution side, I explained that in 2025, the standard 401(k) limit is $23,500, with an additional $7,500 catch-up for those 50 and older, totaling $31,000. For those aged 60 to 63, a new “super catch-up” provision allows an extra $11,250, though many plan providers haven't yet updated their systems to support it. Smart Strategies for Navigating Social Security In this episode, we also cover questions that focus on survivor benefits, earnings corrections, working while collecting, and voluntary suspension, all aimed at helping retirees make informed, strategic decisions. Another common issue is incorrect earnings records; since Social Security benefits are based on your top 35 earning years, it's crucial to fix any errors within three years, three months, and 15 days of the year the wages were paid. I also clarified that working while collecting Social Security can actually increase your benefit if those earnings replace lower years in your record. However, if you're under full retirement age and earn more than $23,400, your benefit could be temporarily reduced. Lastly, I explained that if you inherit an IRA and no longer need Social Security income, you can file a voluntary suspension to earn delayed retirement credits and potentially reduce your tax burden. What is the 3 Bucket Strategy? The 3 Bucket System is a retirement strategy that divides your savings into three categories: emergency fund, income, and growth. Bucket One holds liquid, after-tax money for unexpected expenses like medical bills or home repairs. Bucket Two provides a steady income through withdrawals from retirement accounts, often funded with pre-tax assets like IRAs and 401(k)s. Bucket Three focuses on long-term growth to combat inflation, typically using Roth accounts and investments with higher risk tolerance. Matching your account types to the right buckets helps create a balanced, tax-efficient retirement plan tailored to your needs. Resources & People Mentioned Retirement Replay: The Bucket Strategy, Ep #72 - RetireStrong Financial Advisors 3 Steps to Retirement Planning Retirement Savings Lost and Found Database | Employee Benefits Security Administration Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetireStrongFA.com/Podcast Website: https://RetireStrongFA.com/ Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts
As we hit our 40s and beyond, the game changes, and it's no longer about chasing ego but about channeling energy smartly. After working with countless athletes, I've seen the same cycle repeat: pushing like you're still in your 20s, sidelining recovery, neglecting nutrition, and sidelining strength training as if it's an unwanted homework assignment. And the result? Injuries, burnout, and identity crises. But here's the transformative truth: energy is your greatest asset, not your ego. As we age, we gain something invaluable—self-knowledge and wisdom. This episode invites you to harness the power of experience, turning past lessons into a roadmap for maximizing performance and sustaining a fulfilling athletic journey. Join us as we dismantle the myth that age equals decline and explore how to optimize performance in the master's category. We offer a fresh perspective on understanding human limitations and adapting strategies that empower rather than deter. Insights from the Endurance Station highlight the mantra "energy over ego," guiding us through the four pillars of mastering endurance. Whether you're competing against others or striving for personal bests, this episode provides a strategic advantage to redefine athletic goals. Tune in to rediscover the joy in competition and the art of using energy wisely to achieve lasting results.
Should you invest actively or stick with indexing? Lance Roberts & Jonathan Penn break down five different strategies investors use to build wealth, reduce risk, and stay ahead of the market. From active stock picking to index fund simplicity, we'll explore the pros, cons, and real-world applications of each approach so you can better understand how they fit into your financial plan.
Should you invest actively or stick with indexing? Lance Roberts & Jonathan Penn break down five different strategies investors use to build wealth, reduce risk, and stay ahead of the market. From active stock picking to index fund simplicity, we'll explore the pros, cons, and real-world applications of each approach so you can better understand how they fit into your financial plan.
In this episode of Rhee Gold's Dance Life Podcast, Rhee Gold and Stacey Morgan dive into the busy season of studio registration and why it's crucial not to panic if your enrollment numbers aren't where you'd hoped—yet. This candid conversation explores how the dance studio business has evolved, and why September and October can be just as critical for attracting new students as the traditional registration period. You'll learn how to analyze your schedule using the red-yellow-green method, how to market specific classes (not just your studio), and how to adapt to the modern needs of dance families who value convenience and clarity. They also share actionable strategies like simplifying your registration process and building smart landing pages that convert browsers into enrollments. Whether you're a studio owner or a dance teacher, this episode is packed with insight, encouragement, and practical tools to help you confidently navigate the early season and beyond.
Finding a job in today's economy can feel overwhelming, but you don't have to face it alone. With interest rates remaining high and the job market slowing, this is a strategic moment to refresh your job search. By combining diligence, adaptability, and prayerful preparation, you can approach this season with confidence rooted in God's wisdom.Proverbs 27:12 reminds us: “The prudent sees danger and hides himself, but the simple go on and suffer for it.” Preparation matters—not just in life but in your job search. With the right approach, you can steward your time, skills, and relationships wisely while trusting God to guide your steps.A great place to start is your resume. Applicant Tracking Systems (ATS) filter applications before a human ever reviews them, so tailoring your resume to each job description is essential. Use specific keywords, highlight measurable results, and connect your experience directly to the role. Think of it as stewardship—presenting your God-given abilities thoughtfully and effectively.Building Relationships That Open DoorsEven in a digital age, networking is still king. Studies show up to 85% of jobs are filled through referrals, and many roles are never posted publicly. Reconnect with colleagues, reach out to mentors, and don't overlook your church community. Genuine, relational conversations—built on curiosity rather than transaction—often lead to opportunities you couldn't find otherwise.Employers are also seeking adaptable learners. Developing skills in areas like AI, digital communication, or project management shows you're willing to grow. Affordable platforms like Coursera, edX, and Google Career Certificates make it easy to build new skills that employers value.Standing Out in a Digital WorldYour online presence is often the first impression an employer has. More than 70% of hiring managers review social media profiles, and nearly half say what they find influences their decision. Clean up questionable content, complete your LinkedIn profile, and stay active with thoughtful updates. Treat it as your digital business card—when you remain visible, opportunities are more likely to find you.Interviews have also shifted online. Prepare your space, dress professionally, and look into the camera to build connection. Small details—like lighting, posture, and a thank-you note afterward—leave a lasting impact.Trusting God in the ProcessA slowing job market can stir up fear, but Philippians 4:6–7 offers comfort: “Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your minds in Christ Jesus.”Preparation and diligence matter, but so do prayer and trust. God orders your steps. Every interview, every connection, and every opportunity is part of His greater story for your life. Search faithfully, not fearfully, knowing He is your ultimate provider.On Today's Program, Rob Answers Listener Questions:What is the statute of limitations for a collection agency to pursue a debt I still owe?I'm thinking about applying for Social Security Disability because of a physical condition from my recent job. What are the advantages and disadvantages of doing that?I still owe $31,000 on my mortgage, but I've been paying an extra $2,000 each month. A friend told me I shouldn't rush to pay it off. What's your advice?I'm 70 years old and live in a busy part of Chicago. Due to my age and zip code, I'm being charged very high rates by insurance companies. Is that legal, and what can I do to get the best coverage for my money?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Policygenius | NerdWallet | Insurify | The ZebraCoursera | edX | Google Career Certificates | LinkedIn LearningConsumer Financial Protection BureauWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Finding a job in today’s economy can feel overwhelming, but you don’t have to face it alone. With interest rates staying high and the job market showing signs of slowing, now is the time to refresh your job search strategy. On the next Faith & Finance Live, Rob West explores proven tips to help you navigate this season with wisdom and confidence. Then, it’s on to your calls. That’s Faith & Finance Live—where biblical wisdom meets today’s finances, weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here. See omnystudio.com/listener for privacy information.
Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode, we'll break down practical steps you can use right now to build wealth and grow a massive bank account.Paris Cluff is a former financial advisor turned financial educator and coach. He has been in the financial industry for 25 years. He loves helping couples and families turn their income into wealth and build massive bank accounts.He is a husband of 28 years, a father of 5 with 2 sons-in-law. So not only does he have professional experience helping people with their everyday money, he also has significant experience with running his own finances and having a successful marriage and family life.He believes we should all act as the CFO of our homes so we can have and build financial freedom.Connect with Paris Here: https://www.instagram.com/pariscluff/https://www.youtube.com/@FinancialSelfReliancehttps://www.linkedin.com/in/pariscluff/https://x.com/ParisCluffhttps://www.tiktok.com/@pariscluffhttps://www.facebook.com/pariscluffhttps://pariscluff.com/Grab the freebie here: https://pariscluff.com/freebook===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/
Despite making insurance decisions almost daily, many retirement savers don't truly understand what they're buying or why they need it. In today's episode, I'm breaking down life insurance into simple, actionable terms. Specifically, I'm sharing: ‣ The 3 essential steps to managing insurable risks ‣ The key differences between term and permanent life insurance ‣ The exact questions to ask yourself before buying (or hanging onto) any policy I'm also sharing a few little-known facts and tips to help you properly evaluate options you may be considering. Even if you think you know everything about life insurance as it relates to your retirement plan, today's episode will provide valuable and important reminders as you continue managing your ongoing insurance needs. *** SCHEDULE A RETIREMENT STRATEGY MEETING: My team and I have guided hundreds of families across the U.S. through retirement's biggest challenges over the last two decades. The result? Smarter tax strategies, better investment decisions, and a more confident retirement. If you're seeking clarity and a proven retirement planning process, we'd be honored to help.
Life insurance isn’t just for when you’re working—it can be a powerful tool in retirement. In this episode of Protect Your Assets, host David Hollander, The Sandman, breaks down whether retirees should keep their life insurance policies, how required minimum distributions (RMDs) can be converted into tax-free wealth for heirs, and why today’s interest rate environment may offer opportunities to upgrade existing coverage. You’ll also learn: The key differences between term and permanent life insurance in retirement. How life insurance can supplement retirement income and provide long-term care benefits. Strategies for using life insurance to offset taxes, protect your spouse, or strengthen your estate plan. Tips for qualifying for coverage after age 65 and why underwriting rules matter. Whether you’re approaching retirement or already there, this episode will help you evaluate your current policies, uncover hidden value, and decide if life insurance still belongs in your financial plan. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.
Financial Symmetry: Cluing You In To Financial Opportunities Missed By Most People
Planning for your child's college education can feel overwhelming, especially when faced with skyrocketing tuition costs and countless savings options. This week on the show, we're discussing the question of exactly how much you should save in a 529 college savings plan. Outline of This Episode [00:00] Decide your college funding goal before saving in a 529 account. [02:06] An overview of college costs. {02:35] Advantages of the 529 Plan. [03:54] Weighing college savings vs. retirement savings. [05:31] What happens if I save too much? [07:35] Expanded legislation as part of the OBBB. ***********
Life insurance isn’t just for when you’re working—it can be a powerful tool in retirement. In this episode of Protect Your Assets, host David Hollander, The Sandman, breaks down whether retirees should keep their life insurance policies, how required minimum distributions (RMDs) can be converted into tax-free wealth for heirs, and why today’s interest rate environment may offer opportunities to upgrade existing coverage. You’ll also learn: The key differences between term and permanent life insurance in retirement. How life insurance can supplement retirement income and provide long-term care benefits. Strategies for using life insurance to offset taxes, protect your spouse, or strengthen your estate plan. Tips for qualifying for coverage after age 65 and why underwriting rules matter. Whether you’re approaching retirement or already there, this episode will help you evaluate your current policies, uncover hidden value, and decide if life insurance still belongs in your financial plan. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.
Don't forget to grab your free book! www.TheMichaelBlank.com/QRPMost people don't know this—but you can invest your IRA or 401(k) in real estate instead of leaving it trapped in mutual funds. In this episode, I'm joined by Damion Lupo, founder of eQRP, to explain exactly how to unlock your retirement savings and use them to invest in apartments, storage, and more. We walk through the process step-by-step, dispel common myths, and show you how to avoid one of the biggest tax traps most investors don't even see coming: UBIT. Whether you're a passive investor or a GP raising capital, this is a must-listen.Key TakeawaysWhy Most Investors Don't Know About ThisFinancial advisors don't promote these options because they lose fees when you take control.Most investors have old 401(k)s or IRAs they've forgotten about—but those funds are eligible for self-direction.Online platforms like Schwab and Fidelity won't show you the option to invest in real estate—you have to know to ask.How Self-Directed Accounts Actually WorkSelf-directed IRAs and solo 401(k)s give you full control—you can invest in real estate, crypto, gold, and more.The right setup gives you checkbook control and removes delays caused by custodians.Solo 401(k)s (like EQRPs) offer faster transactions, better flexibility, and fewer limitations than traditional IRAs.The UBIT Tax Trap—and How to Avoid ItUsing leverage in real estate deals inside a self-directed IRA can trigger UBIT—up to 40% in surprise taxes.Solo 401(k)s are exempt from UBIT, even in leveraged deals.You can convert from an IRA to a solo 401(k) before the deal sells to avoid the tax completely.Smart Strategies for Passive and Active InvestorsPassive investors can use these accounts to invest in syndications—earning tax-free or tax-deferred returns.Active investors (GPs) can raise more capital by educating others on how to invest through their retirement accounts.Damion's team offers tools like books, webinars, and white-glove onboarding to help GPs guide investors through the process.Rules, Limits, and Legacy PlanningYou can't use these accounts to buy personal assets, rehab your own property, or benefit directly from the investment.You can borrow up to $50K from your solo 401(k) for any reason and pay yourself back—with interest you choose.Setting up retirement accounts for parents or family members can create powerful tax-free legacy wealth.Roth solo 401(k)s allow real estate investing with leverage and no taxes on gains—making them the most powerful tool in the tax code.Connect with Damion LupoGET A FREE BOOK www.TheMichaelBlank.com/QRP Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)
Podcast details✨ Welcome to Women, Worth & Wellness ✨This is the space where we explore what it truly means to be worthy.You are worthy.Worthy of your best life, your deepest joy, and your fullest potential.But how do we enhance that sense of worthiness?How do we create a life that feels rich — not just in wealth, but in health, purpose, and balance?Together, we'll take inventory of the areas that matter most — from your finances to your wellbeing.Because your number one asset is you. And when you invest in your health and your wealth, you honor yourself and unlock the best version of you.This is your time. This is your space. Let's dive in nancy@womenworthwellness.comhttps://www.youtube.com/channel/UCODT3IoUJsg0HEDx1zMQRHA allaboutyoupodcast@yahoo.comhttps://www.youtube.com/@allaboutyoupodcast2505
This week, we're tackling a little bit of everything event professionals deal with—from whether money really buys happiness to how formal RFPs are changing, tips for asking for and giving referrals, and when you absolutely need a contract. We also answer a listener question about getting booked without a formal agreement and share our go-to strategies for managing workload as event pros.Whether you're a planner, producer, or director, this episode is packed with practical insights you can use right away.SHOW NOTES:Register for the 2025 Better Events Conference (Oct. 1st & Dec. 18th): https://app.swapcard.com/login/event/2025-better-events-conference/registrationLearn more about the conference: https://bettereventspod.com/conferenceWant our updated free run of show template? Send us an email at bettereventspod@gmail.comJoin the paid Better Events Community: https://bettereventspodcast.substack.com/Buy Us a Coffee Link: https://www.buymeacoffee.com/bettereventspodTHANKS FOR THE LOVE! Love this podcast? Please share with your event friends, tag us, and leave a review!Leave us a rating on Spotify: https://open.spotify.com/show/04ivq77TMgF5HhJHJOMe1VLeave us a review on Apple Podcast: https://podcasts.apple.com/us/podcast/better-events/id1561944117——FOLLOW US ON INSTAGRAM:@bettereventspod@loganstrategygroup_events (Logan)@epeventsllc (Mary)
https://sustainablepackaging.org/events/It was so much fun and a true honor to get to interview my friend Olga Kachook As the Director of the Sustainable Packaging Coalition she has a lot on her plate and is doing amazing work. More than just events they are working to solve a lot of sustainability issues and make things even smoother for consumers and business who are trying to do the right thing. Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.
In this episode of Saving With Steve, host Steve Sexton is joined by Geoff Hoatson, CEO and Founding Attorney of Family First Firm -- Florida's largest elder law firm -- and a leading expert on helping seniors and their families navigate the challenges of aging. They discuss smart strategies for long-term care planning and probate protection. Geoff shares how to avoid common pitfalls, safeguard your legacy, and ensure peace of mind for you and your loved ones. Learn more about the show at www.SavingWithSteve.us
In this episode, we dive deep into branded campaigns on Amazon PPC with Mike Danford from Adverio. Many clients run 30–70% of their budget on branded spend, but SQPD works differently — it helps you calculate your real share and spot cannibalization.We break things into buckets like branded search, product defense, and placements, use dashboards and incrementality scores, and even show tricks like looser targeting to land on competitor pages cheaper.A quick screenshare later shows how to pull a search term report, clean it up, and optimize spend step by step.We'll see you in The PPC Den!
https://www.metsagroup.com/metsaboard/Is paper more sustainable than other packaging materials? Thank you again kristen.clark@metsagroup.com Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.
After a short break, Hal Sweasey is back alongside John Turner, diving into the latest trends shaping our market. In this episode, you'll hear why smart pricing strategies matter more than ever, what it means that 61% of local homes are selling in 30 days or less, and how reverse offers can help sellers win big. We'll unpack inventory shifts, and why Real Estate is a constant when it comes to being inflation resistant in today's climate. Welcome back Mr. Sweasey… Text your questions to 805-244-1170 or call Team Sweasey at 805-781-3750. Subscribe to Team Sweasey on YouTube @halsweasey for quick tips and full episodes of the SLO County Real Estate Podcast with Hal Sweasey. A production of AGM Podcasts California DRE #01111911
In this episode of Building Better Developers with AI, hosts Rob Broadhead and Michael Meloche revisit another one of their popular topics: developer performance. Originally explored in the episode “Supercharge Your Focus and Productivity – Expert Tips for Success,” the discussion now receives an AI-powered refresh, bringing new insights into how developers can enhance their output, sustain energy, and prevent burnout. Why Developer Performance Is Harder Than Ever Distractions have only increased since the original discussion. Slack messages, meetings, and endless browser tabs compete for attention. As Rob points out, context switching drains productivity, and remote work piles on additional interruptions. The bottom line? Sustained developer performance is more challenging than ever, and it requires intentional strategies to conserve time and energy. Developer Performance Habits That Work The hosts highlight proven methods that still deliver results today: The Pomodoro Remix – Rob adapts Pomodoro into 45-minute deep work sprints paired with Brain FM playlists. The payoff: completing tasks in nearly half the time. Digital Fences – Blocking out email, Slack, and app notifications creates essential uninterrupted focus. Energy Mapping – Michael emphasizes tracking your natural highs and lows throughout the day to tackle demanding tasks when your brain is sharpest. Developer performance isn't about working longer—it's about aligning your work with your natural rhythms. Developer Performance Hacks You Haven't Tried Yet AI introduced new tactics that extend beyond the original discussion: Single-Tab Coding – Limit yourself to one task, one tab, and one flow to reduce distractions. Micro-Deadlines – Break big projects into smaller deliverables to keep momentum steady. Code Music Playlists – Experiment with playlists or white noise to match your coding flow. Michael even points out Mac's built-in background sounds as a quick win for blocking noise without extra tools. Protecting Developer Performance From Burnout Performance isn't sustainable without recovery. Rob emphasizes the 90% rule: always leave some energy in the tank for tomorrow. He also recommends using breaks for side projects, reading, or exercise to recharge. Michael adds that mindset plays a critical role. Starting the day with negative news or stressful emails can quickly drain your energy. Instead, begin with positive routines, check your mental state regularly, and unplug from devices at night. Protecting your energy is the ultimate developer performance hack. Burnout prevention keeps you sharp long-term. Final Takeaway: Developer Performance Is a Rhythm Revisiting Supercharge Your Focus and Productivity proves that while tools and technology evolve, the fundamentals of performance remain the same. Rob and Michael remind us that developer performance isn't about squeezing out more hours—it's about adopting smarter habits, practicing intentional rest, and maintaining sustainable rhythms. By experimenting with Pomodoro sprints, energy mapping, and digital fences, you can achieve more while protecting your well-being. Challenge for You Pick one developer performance hack this week—whether it's micro-deadlines, single-tab coding, or extended Pomodoro sprints—and track how it impacts your output. Minor adjustments often yield the most significant results. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Keep Focus On The Important Things – Interview With Pranay Parikh Essential Habits for Software Developers: Boosting Productivity and Career Growth Focus is the Key To Success (and Maybe Happiness) Increasing Productivity and Quality With Proper Tools The Developer Journey Videos – With Bonus Content Building Better Developers With AI Podcast Videos – With Bonus Content
In this episode, we explore how travel and incentive programs are evolving, from creative cost-cutting strategies that preserve unforgettable experiences to AI-driven tools and partnerships transforming bookings, operations, and personalized guest journeys.Are you new and want to start your own hospitality business?Join our Facebook groupFollow Boostly and join the discussion:YouTube LinkedInFacebookWant to know more about us? Visit our websiteStay informed and ahead of the curve with the latest insights and analysis.
Join Us this November 10-12 / 2025 https://www.packagingsummit.earth/2025Save 20% with CORYC20 as your code! A MUST ATTEND EVENT! See you there. Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.
Daniel K. Berman, PhD is the founder of CollegeSolutionsUSA, a college admissions coaching firm dedicated to guiding students through the complexities of higher education applications. A Harvard graduate with more than 30 years of experience in college admissions coaching, he has authored several books and earned hundreds of five‑star client reviews. Formerly a college instructor, Dr. Berman leverages an engaging and encouraging coaching style to empower applicants and their families with the insider knowledge needed for successful college and graduate school admissions. youtube.com+3linkedin.com+3linkedin.com+3.www.podcastreallife.comWebsite: BestPersonalStatements.comEmail: danielkberman@alumni.harvard.edu (Write: “Matchmaker sites” in the Subject line.)Kindle eBook: How to Write Winning College Application Essays16personalities.com Get full access to Melvin E. Edwards at storiesfromreallife.substack.com/subscribe
Demo Day for the International Fresh Produce Association new fresh Field Catalyst Date: Wednesday, August 20, 2025Time: 9:30 AM – 4:00 PM PTLocation: Taylor Building, 150 Main Street, 3rd Floor, Salinas, California, USALearn more about the Fresh Field Catalyst program and this year's cohort here.https://www.freshproduce.com/resources/technology/fresh-field-catalyst/Reach Out To : https://www.linkedin.com/in/vonnieestes/Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.
5 Smart Strategies to Exit Your Business with Maximum Value Thinking about selling your business? Whether you're a first-time entrepreneur or a seasoned owner, this episode of Franchise Fridays is your ultimate guide to building a business with a high-value exit in mind. Jeff Dudan breaks down the 5 essential strategies for maximizing your business sale—from building systems that don't rely on you to protecting your IP, eliminating buyer red flags, and most importantly… cash flow. Plus, why being part of a franchise system can supercharge your exit value—and how to avoid leaving money on the table if you're selling on your own. If you're building a business you'll one day sell—or even if you haven't thought that far ahead—you can't afford to miss this.
5 Smart Strategies to Exit Your Business with Maximum Value Thinking about selling your business? Whether you're a first-time entrepreneur or a seasoned owner, this episode of Franchise Fridays is your ultimate guide to building a business with a high-value exit in mind. Jeff Dudan breaks down the 5 essential strategies for maximizing your business sale—from building systems that don't rely on you to protecting your IP, eliminating buyer red flags, and most importantly… cash flow. Plus, why being part of a franchise system can supercharge your exit value—and how to avoid leaving money on the table if you're selling on your own. If you're building a business you'll one day sell—or even if you haven't thought that far ahead—you can't afford to miss this.
In this episode, Steve Fretzin and Stephen Seckler discuss:How lawyers can better align their personalities with business developmentNavigating career transitions within the legal professionHow meaningful networking creates long-term career momentumLeveraging authenticity and consistency to build a professional brand Key Takeaways:Lawyers who struggle with traditional selling can ease into business development by focusing on small, genuine actions like reconnecting with familiar contacts and writing about subjects they care about.Clarifying which types of clients, cases, and activities energize or drain you is an essential first step before deciding where and how to focus your marketing efforts.The most productive networking conversations happen when lawyers ask clear, focused questions, such as “What's a good introduction for you?”—and balance listening with intentional follow-up.Professionals can avoid wasting time in aimless meetings by preparing a loose agenda beforehand, staying focused on mutual goals, and knowing what specific outcome they want to achieve by the end of each interaction. "You don't have to have an entrepreneurial mindset to act with entrepreneurial intent." — Stephen Seckler Unlock the secrets of rainmaking success—join Steve Fretzin and four powerhouse legal experts for Be That Lawyer LIVE on August 27; reserve your spot now at fretzin.com/events. Ready to go from good to GOAT in your legal marketing game? Don't miss PIMCON—where the brightest minds in professional services gather to share what really works. Lock in your spot now: https://www.pimcon.org/ Thank you to our Sponsor!Legalverse Media: https://legalversemedia.com/ Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/ About Stephen Seckler: Stephen E. Seckler, Esq., is the President of Seckler Attorney Coaching and an award-winning coach who has spent over 25 years helping lawyers nationwide achieve greater career satisfaction. He works with attorneys at all stages—from those pursuing partnership to others exploring career changes or leadership roles—through programs like The Next Stage. Steve brings deep experience in legal education and recruiting, and he collaborates with both individual lawyers and legal leaders. He hosts the Counsel to Counsel Podcast, contributes to multiple ABA publications, and regularly speaks at bar associations and on legal podcasts. His book Think Like a Lawyer, Act Like an Entrepreneur was published by the ABA in 2025. A member of the Mindfulness in Law Society and ProVisors, Steve has been recognized as a top coach by Massachusetts Lawyers Weekly and enjoys squash, parody, behavioral economics, and singing with a rock choir.Connect with Stephen Seckler: Website: http://www.seckler.com/Book: Think Like a Lawyer, Act Like an Entrepreneur: https://www.amazon.com/Think-Like-Lawyer-Act-Entrepreneur/dp/1639056025Show: Counsel to Counsel Podcast: https://podcasts.apple.com/us/podcast/counsel-to-counsel-career-advice-for-lawyers/id1344814079LinkedIn: https://www.linkedin.com/in/stephenseckler/Connect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
Inflation is squeezing margins across every corner of the spa industry - from skincare products to payroll. But there's a smarter way forward. In this episode of Spa Marketing Made Easy, Daniela walks you through five proactive strategies to stay profitable, intentional, and allows you to cut costs without cutting the experience: Know your true cost-per-treatment and key KPIs Raise prices confidently without fear Build $10K+/mo in recurring revenue with memberships Streamline operations and get back 20-30% of your time Reduce payroll costs by up to 25% by training your team on AI Tune in to reframe inflation as opportunity—not obstacle—and learn how to emerge stronger than ever. What you'll learn during this episode: The essential financial metrics every spa owner must track Pricing psychology and when to say goodbye to low-profit clients Membership structures that deliver breathing room for CEOs Practical cost-cutting strategies that don't affect experience How to empower your team to use AI Keep the conversation going inside the Spa Marketing Made Easy Community by clicking here. IG / @addoaesthetics WEB / addoaesthetics.com YOUTUBE / @addoaesthetics LINKEDIN / @addoaesthetics ABOUT THE SPA MARKETING MADE EASY HOST Daniela Woerner is the founder and CEO of Addo Aesthetics, a leading community for aesthetic professionals, and the creator of the Growth Factor® Framework—a proven system that has helped 582 six- and seven-figure spa owners scale their businesses with strategy and systems. With nearly two decades in the aesthetics industry, Daniela has trained alongside top physician-dispensed brands, consulted with leading dermatologists, and helped thousands of spa professionals streamline their operations and maximize profitability. Her mission? To transform overworked aesthetic professionals into Spa CEOs - building a business and life they love with the strategic systems needed for long-term financial growth. As the host of the Spa Marketing Made Easy podcast, Daniela brings expert insights, real-world strategies, and in-depth conversations to help spa owners elevate their marketing, optimize their operations, and create sustainable success. With over 400 published episodes, 1 million+ downloads, and a ranking in the top 1% of all podcasts worldwide, Spa Marketing Made Easy is the go-to resource for spa and aesthetic professionals looking to level up. Tune in each week for actionable strategies, expert interviews, and inspiration to help you build a thriving, systemized, and scalable spa business!
Paris Packaging Week is not just one of the premier packaging events in the world. It's also an opportunity to expand your career and help the younger team members gain recognition and improve their futures. Apply for yourself or nominate a team member that under 30 years old https://www.parispackagingweek.com/en/future-leaders-form/Time is running out! Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.
Health insurance can make or break a small business' financial strategy – yet many owners overlook it or overspend on the wrong plans.In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by guest Sherri Matheney, award-winning insurance agent and “Healthcare Hero,” to demystify the health insurance maze for business owners. Sherri shares how to choose the right coverage, avoid costly mistakes, and use health insurance as a tool to protect both your business and employees.In this episode, you will learn:How the right health insurance strategy can significantly reduce financial risk.Common pitfalls small business owners make when selecting health plans — and how to avoid them.When to consider individual vs. group coverage and how to transition as your business grows.Key factors to evaluate during open enrollment and upcoming regulatory changes to watch.And more!Resources:Episode Transcript & Blog | Sherri Matheney: 417-763-0295 | healthinsurancewithsherri.com | healthinsurancewithsherri@gmail.com | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory Call
Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at age 31. Can they retire at age 50? (And what makes you a real estate professional from a tax perspective?) Plus, what are the rules for spousal IRA contributions and required minimum distributions? Memphis wants to know. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW audience members who are definitely not fictional characters, today on Your Money, Your Wealth® podcast number 540. Free financial resources & episode transcript: https://bit.ly/ymyw-540 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! 00:35 - Intro: This Week on the YMYW Podcast 01:13 - Can We Retire Early, Spend More, and Die With Zero? When Should We Collect Social Security? (Beth and Rip, FL - voice) 12:06 - Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV Calculate your Financial Blueprint Schedule a Free Assessment 13:41 - We Have 10 Rental Properties at Age 31. Are We on Track to Retire at Age 50? (Forrest and Jenny, Cherry Hill, NJ - voice) 20:04 - Spousal IRA Contributions and RMD Rules (Memphis) 32:23 - YMYW Podcast Outro
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