Podcasts about smart strategies

In this episode, I tackled some of the most common and pressing questions I've received from listeners, prospective clients, and current clients at Retire Strong Financial Advisors. These questions are all centered around one big theme: preparing for retirement with clarity and confidence. Whether you're wondering about old 401(k)s, required minimum distributions (RMDs), or how to structure your retirement income, we covered a lot of ground. One of the first things I addressed was the new government resource for tracking down forgotten retirement accounts: LostAndFound.dol.gov. If you think you might have an old 401(k) or pension from a previous employer, this secure database can help you locate it. If you're nearing retirement, it's crucial to understand how RMDs work, what your contribution limits are, and whether your plan provider supports the latest updates, such as the changes from the SECURE Act 2.0. Always check with your financial advisor or plan administrator to make sure you're making the most of your options. Social Security questions came up a lot, too. I discuss survivor benefits for ex-spouses, how to correct errors in your earnings record, and what happens if you're working while collecting benefits. If you're past full retirement age and no longer need the income, you can even suspend your benefits to earn delayed retirement credits. And if you inherit an IRA or Roth IRA, you're not stuck with your parents' financial institution, as you can transfer those assets to a custodian of your choice. Finally, I revisited the bucket strategy. This is a framework we use at our firm to help clients organize their retirement savings. Bucket One is your emergency fund, Bucket Two is your income bucket for regular withdrawals, and Bucket Three is your growth bucket for long-term investing.  Matching your account types (Roth, after-tax, and pre-tax) to the right buckets is key. Understanding how much you have in each type of account is the first step. Everyone's situation is different, but the strategy gives you a roadmap to make smarter decisions and build a retirement plan that fits your life. You will want to hear this episode if you are interested in... (00:00) Intro. (03:40) How to find old retirement accounts. (11:40) Common Question on Social Security. (19:30) How to get your money out of life insurance policies. (22:50) How the Bucket system works for you. Helping Those Close to Retirement Navigate their Accounts One major topic I covered was how to track down forgotten retirement accounts like old 401(k)s or pensions, especially if you're unsure whether the funds are still active. I introduced a helpful new tool, LostAndFound.dol.gov, a secure government database created under the SECURE Act 2.0, which allows you to search for lost employer-sponsored retirement plans. I also covered the rules around required minimum distributions (RMDs), which kick in at age 73. If you're still working and contributing to your current employer's 401(k), you may be able to delay those RMDs, but IRAs don't offer that flexibility, and distributions must begin regardless of employment status. On the contribution side, I explained that in 2025, the standard 401(k) limit is $23,500, with an additional $7,500 catch-up for those 50 and older, totaling $31,000. For those aged 60 to 63, a new “super catch-up” provision allows an extra $11,250, though many plan providers haven't yet updated their systems to support it.  Smart Strategies for Navigating Social Security In this episode, we also cover questions that focus on survivor benefits, earnings corrections, working while collecting, and voluntary suspension, all aimed at helping retirees make informed, strategic decisions. Another common issue is incorrect earnings records; since Social Security benefits are based on your top 35 earning years, it's crucial to fix any errors within three years, three months, and 15 days of the year the wages were paid. I also clarified that working while collecting Social Security can actually increase your benefit if those earnings replace lower years in your record. However, if you're under full retirement age and earn more than $23,400, your benefit could be temporarily reduced. Lastly, I explained that if you inherit an IRA and no longer need Social Security income, you can file a voluntary suspension to earn delayed retirement credits and potentially reduce your tax burden.  What is the 3 Bucket Strategy? The 3 Bucket System is a retirement strategy that divides your savings into three categories: emergency fund, income, and growth. Bucket One holds liquid, after-tax money for unexpected expenses like medical bills or home repairs. Bucket Two provides a steady income through withdrawals from retirement accounts, often funded with pre-tax assets like IRAs and 401(k)s. Bucket Three focuses on long-term growth to combat inflation, typically using Roth accounts and investments with higher risk tolerance.  Matching your account types to the right buckets helps create a balanced, tax-efficient retirement plan tailored to your needs. Resources & People Mentioned Retirement Replay: The Bucket Strategy, Ep #72 - RetireStrong Financial Advisors 3 Steps to Retirement Planning Retirement Savings Lost and Found Database | Employee Benefits Security Administration Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetireStrongFA.com/Podcast Website: https://RetireStrongFA.com/ Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube   Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts

As we hit our 40s and beyond, the game changes, and it's no longer about chasing ego but about channeling energy smartly. After working with countless athletes, I've seen the same cycle repeat: pushing like you're still in your 20s, sidelining recovery, neglecting nutrition, and sidelining strength training as if it's an unwanted homework assignment. And the result? Injuries, burnout, and identity crises. But here's the transformative truth: energy is your greatest asset, not your ego. As we age, we gain something invaluable—self-knowledge and wisdom. This episode invites you to harness the power of experience, turning past lessons into a roadmap for maximizing performance and sustaining a fulfilling athletic journey. Join us as we dismantle the myth that age equals decline and explore how to optimize performance in the master's category. We offer a fresh perspective on understanding human limitations and adapting strategies that empower rather than deter. Insights from the Endurance Station highlight the mantra "energy over ego," guiding us through the four pillars of mastering endurance. Whether you're competing against others or striving for personal bests, this episode provides a strategic advantage to redefine athletic goals. Tune in to rediscover the joy in competition and the art of using energy wisely to achieve lasting results.

Should you invest actively or stick with indexing? Lance Roberts & Jonathan Penn break down five different strategies investors use to build wealth, reduce risk, and stay ahead of the market. From active stock picking to index fund simplicity, we'll explore the pros, cons, and real-world applications of each approach so you can better understand how they fit into your financial plan.

Should you invest actively or stick with indexing?  Lance Roberts & Jonathan Penn break down five different strategies investors use to build wealth, reduce risk, and stay ahead of the market. From active stock picking to index fund simplicity, we'll explore the pros, cons, and real-world applications of each approach so you can better understand how they fit into your financial plan.

In this episode of Rhee Gold's Dance Life Podcast, Rhee Gold and Stacey Morgan dive into the busy season of studio registration and why it's crucial not to panic if your enrollment numbers aren't where you'd hoped—yet. This candid conversation explores how the dance studio business has evolved, and why September and October can be just as critical for attracting new students as the traditional registration period. You'll learn how to analyze your schedule using the red-yellow-green method, how to market specific classes (not just your studio), and how to adapt to the modern needs of dance families who value convenience and clarity. They also share actionable strategies like simplifying your registration process and building smart landing pages that convert browsers into enrollments. Whether you're a studio owner or a dance teacher, this episode is packed with insight, encouragement, and practical tools to help you confidently navigate the early season and beyond.

Finding a job in today's economy can feel overwhelming, but you don't have to face it alone. With interest rates remaining high and the job market slowing, this is a strategic moment to refresh your job search. By combining diligence, adaptability, and prayerful preparation, you can approach this season with confidence rooted in God's wisdom.Proverbs 27:12 reminds us: “The prudent sees danger and hides himself, but the simple go on and suffer for it.” Preparation matters—not just in life but in your job search. With the right approach, you can steward your time, skills, and relationships wisely while trusting God to guide your steps.A great place to start is your resume. Applicant Tracking Systems (ATS) filter applications before a human ever reviews them, so tailoring your resume to each job description is essential. Use specific keywords, highlight measurable results, and connect your experience directly to the role. Think of it as stewardship—presenting your God-given abilities thoughtfully and effectively.Building Relationships That Open DoorsEven in a digital age, networking is still king. Studies show up to 85% of jobs are filled through referrals, and many roles are never posted publicly. Reconnect with colleagues, reach out to mentors, and don't overlook your church community. Genuine, relational conversations—built on curiosity rather than transaction—often lead to opportunities you couldn't find otherwise.Employers are also seeking adaptable learners. Developing skills in areas like AI, digital communication, or project management shows you're willing to grow. Affordable platforms like Coursera, edX, and Google Career Certificates make it easy to build new skills that employers value.Standing Out in a Digital WorldYour online presence is often the first impression an employer has. More than 70% of hiring managers review social media profiles, and nearly half say what they find influences their decision. Clean up questionable content, complete your LinkedIn profile, and stay active with thoughtful updates. Treat it as your digital business card—when you remain visible, opportunities are more likely to find you.Interviews have also shifted online. Prepare your space, dress professionally, and look into the camera to build connection. Small details—like lighting, posture, and a thank-you note afterward—leave a lasting impact.Trusting God in the ProcessA slowing job market can stir up fear, but Philippians 4:6–7 offers comfort: “Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your minds in Christ Jesus.”Preparation and diligence matter, but so do prayer and trust. God orders your steps. Every interview, every connection, and every opportunity is part of His greater story for your life. Search faithfully, not fearfully, knowing He is your ultimate provider.On Today's Program, Rob Answers Listener Questions:What is the statute of limitations for a collection agency to pursue a debt I still owe?I'm thinking about applying for Social Security Disability because of a physical condition from my recent job. What are the advantages and disadvantages of doing that?I still owe $31,000 on my mortgage, but I've been paying an extra $2,000 each month. A friend told me I shouldn't rush to pay it off. What's your advice?I'm 70 years old and live in a busy part of Chicago. Due to my age and zip code, I'm being charged very high rates by insurance companies. Is that legal, and what can I do to get the best coverage for my money?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Policygenius | NerdWallet | Insurify | The ZebraCoursera | edX | Google Career Certificates | LinkedIn LearningConsumer Financial Protection BureauWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Finding a job in today’s economy can feel overwhelming, but you don’t have to face it alone. With interest rates staying high and the job market showing signs of slowing, now is the time to refresh your job search strategy. On the next Faith & Finance Live, Rob West explores proven tips to help you navigate this season with wisdom and confidence. Then, it’s on to your calls. That’s Faith & Finance Live—where biblical wisdom meets today’s finances, weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here. See omnystudio.com/listener for privacy information.

Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode,  we'll break down practical steps you can use right now to build wealth and grow a massive bank account.Paris Cluff is a former financial advisor turned financial educator and coach. He has been in the financial industry for 25 years. He loves helping couples and families turn their income into wealth and build massive bank accounts.He is a husband of 28 years, a father of 5 with 2 sons-in-law. So not only does he have professional experience helping people with their everyday money, he also has significant experience with running his own finances and having a successful marriage and family life.He believes we should all act as the CFO of our homes so we can have and build financial freedom.Connect with Paris Here: https://www.instagram.com/pariscluff/https://www.youtube.com/@FinancialSelfReliancehttps://www.linkedin.com/in/pariscluff/https://x.com/ParisCluffhttps://www.tiktok.com/@pariscluffhttps://www.facebook.com/pariscluffhttps://pariscluff.com/Grab the freebie here: https://pariscluff.com/freebook===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth  Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/

Despite making insurance decisions almost daily, many retirement savers don't truly understand what they're buying or why they need it. In today's episode, I'm breaking down life insurance into simple, actionable terms. Specifically, I'm sharing: ‣ The 3 essential steps to managing insurable risks ‣ The key differences between term and permanent life insurance ‣ The exact questions to ask yourself before buying (or hanging onto) any policy  I'm also sharing a few little-known facts and tips to help you properly evaluate options you may be considering. Even if you think you know everything about life insurance as it relates to your retirement plan, today's episode will provide valuable and important reminders as you continue managing your ongoing insurance needs. *** SCHEDULE A RETIREMENT STRATEGY MEETING: My team and I have guided hundreds of families across the U.S. through retirement's biggest challenges over the last two decades. The result? Smarter tax strategies, better investment decisions, and a more confident retirement. If you're seeking clarity and a proven retirement planning process, we'd be honored to help.

Life insurance isn’t just for when you’re working—it can be a powerful tool in retirement. In this episode of Protect Your Assets, host David Hollander, The Sandman, breaks down whether retirees should keep their life insurance policies, how required minimum distributions (RMDs) can be converted into tax-free wealth for heirs, and why today’s interest rate environment may offer opportunities to upgrade existing coverage. You’ll also learn: The key differences between term and permanent life insurance in retirement. How life insurance can supplement retirement income and provide long-term care benefits. Strategies for using life insurance to offset taxes, protect your spouse, or strengthen your estate plan. Tips for qualifying for coverage after age 65 and why underwriting rules matter. Whether you’re approaching retirement or already there, this episode will help you evaluate your current policies, uncover hidden value, and decide if life insurance still belongs in your financial plan. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Planning for your child's college education can feel overwhelming, especially when faced with skyrocketing tuition costs and countless savings options. This week on the show, we're discussing the question of exactly how much you should save in a 529 college savings plan. Outline of This Episode [00:00] Decide your college funding goal before saving in a 529 account. [02:06] An overview of college costs. {02:35] Advantages of the 529 Plan. [03:54] Weighing college savings vs. retirement savings. [05:31] What happens if I save too much?  [07:35] Expanded legislation as part of the OBBB. ***********

Life insurance isn’t just for when you’re working—it can be a powerful tool in retirement. In this episode of Protect Your Assets, host David Hollander, The Sandman, breaks down whether retirees should keep their life insurance policies, how required minimum distributions (RMDs) can be converted into tax-free wealth for heirs, and why today’s interest rate environment may offer opportunities to upgrade existing coverage. You’ll also learn: The key differences between term and permanent life insurance in retirement. How life insurance can supplement retirement income and provide long-term care benefits. Strategies for using life insurance to offset taxes, protect your spouse, or strengthen your estate plan. Tips for qualifying for coverage after age 65 and why underwriting rules matter. Whether you’re approaching retirement or already there, this episode will help you evaluate your current policies, uncover hidden value, and decide if life insurance still belongs in your financial plan. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Don't forget to grab your free book! www.TheMichaelBlank.com/QRPMost people don't know this—but you can invest your IRA or 401(k) in real estate instead of leaving it trapped in mutual funds. In this episode, I'm joined by Damion Lupo, founder of eQRP, to explain exactly how to unlock your retirement savings and use them to invest in apartments, storage, and more. We walk through the process step-by-step, dispel common myths, and show you how to avoid one of the biggest tax traps most investors don't even see coming: UBIT. Whether you're a passive investor or a GP raising capital, this is a must-listen.Key TakeawaysWhy Most Investors Don't Know About ThisFinancial advisors don't promote these options because they lose fees when you take control.Most investors have old 401(k)s or IRAs they've forgotten about—but those funds are eligible for self-direction.Online platforms like Schwab and Fidelity won't show you the option to invest in real estate—you have to know to ask.How Self-Directed Accounts Actually WorkSelf-directed IRAs and solo 401(k)s give you full control—you can invest in real estate, crypto, gold, and more.The right setup gives you checkbook control and removes delays caused by custodians.Solo 401(k)s (like EQRPs) offer faster transactions, better flexibility, and fewer limitations than traditional IRAs.The UBIT Tax Trap—and How to Avoid ItUsing leverage in real estate deals inside a self-directed IRA can trigger UBIT—up to 40% in surprise taxes.Solo 401(k)s are exempt from UBIT, even in leveraged deals.You can convert from an IRA to a solo 401(k) before the deal sells to avoid the tax completely.Smart Strategies for Passive and Active InvestorsPassive investors can use these accounts to invest in syndications—earning tax-free or tax-deferred returns.Active investors (GPs) can raise more capital by educating others on how to invest through their retirement accounts.Damion's team offers tools like books, webinars, and white-glove onboarding to help GPs guide investors through the process.Rules, Limits, and Legacy PlanningYou can't use these accounts to buy personal assets, rehab your own property, or benefit directly from the investment.You can borrow up to $50K from your solo 401(k) for any reason and pay yourself back—with interest you choose.Setting up retirement accounts for parents or family members can create powerful tax-free legacy wealth.Roth solo 401(k)s allow real estate investing with leverage and no taxes on gains—making them the most powerful tool in the tax code.Connect with Damion LupoGET A FREE BOOK www.TheMichaelBlank.com/QRP Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)

Podcast details✨ Welcome to Women, Worth & Wellness ✨This is the space where we explore what it truly means to be worthy.You are worthy.Worthy of your best life, your deepest joy, and your fullest potential.But how do we enhance that sense of worthiness?How do we create a life that feels rich — not just in wealth, but in health, purpose, and balance?Together, we'll take inventory of the areas that matter most — from your finances to your wellbeing.Because your number one asset is you. And when you invest in your health and your wealth, you honor yourself and unlock the best version of you.This is your time. This is your space. Let's dive in nancy@womenworthwellness.comhttps://www.youtube.com/channel/UCODT3IoUJsg0HEDx1zMQRHA allaboutyoupodcast@yahoo.comhttps://www.youtube.com/@allaboutyoupodcast2505

Up to 40% of your NEMT fleet's miles generate ZERO revenue! These "deadhead miles" are silently destroying your profits. Learn how to either charge for these empty miles or eliminate them completely with smart strategies and technology.What You'll Learn:- Why deadhead miles cost you 30-40% of your revenue potential- 5 proven pricing strategies to get paid for empty miles- How modern NEMT software eliminates deadhead waste- Advanced optimization techniques most providers missSubscribe for more informative guides!

This week, we're tackling a little bit of everything event professionals deal with—from whether money really buys happiness to how formal RFPs are changing, tips for asking for and giving referrals, and when you absolutely need a contract. We also answer a listener question about getting booked without a formal agreement and share our go-to strategies for managing workload as event pros.Whether you're a planner, producer, or director, this episode is packed with practical insights you can use right away.SHOW NOTES:Register for the 2025 Better Events Conference (Oct. 1st & Dec. 18th): https://app.swapcard.com/login/event/2025-better-events-conference/registrationLearn more about the conference: https://bettereventspod.com/conferenceWant our updated free run of show template? Send us an email at bettereventspod@gmail.comJoin the paid Better Events Community: https://bettereventspodcast.substack.com/Buy Us a Coffee Link: https://www.buymeacoffee.com/bettereventspodTHANKS FOR THE LOVE! Love this podcast? Please share with your event friends, tag us, and leave a review!Leave us a rating on Spotify: https://open.spotify.com/show/04ivq77TMgF5HhJHJOMe1VLeave us a review on Apple Podcast: https://podcasts.apple.com/us/podcast/better-events/id1561944117——FOLLOW US ON INSTAGRAM:@bettereventspod@loganstrategygroup_events (Logan)@epeventsllc (Mary)

https://sustainablepackaging.org/events/It was so much fun and a true honor to get to interview my friend Olga Kachook As the Director of the Sustainable Packaging Coalition she has a lot on her plate and is doing amazing work. More than just events they are working to solve a lot of sustainability issues and make things even smoother for consumers and business who are trying to do the right thing. Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

In this episode, we dive deep into branded campaigns on Amazon PPC with Mike Danford from Adverio. Many clients run 30–70% of their budget on branded spend, but SQPD works differently — it helps you calculate your real share and spot cannibalization.We break things into buckets like branded search, product defense, and placements, use dashboards and incrementality scores, and even show tricks like looser targeting to land on competitor pages cheaper.A quick screenshare later shows how to pull a search term report, clean it up, and optimize spend step by step.We'll see you in The PPC Den!

https://www.metsagroup.com/metsaboard/Is paper more sustainable than other packaging materials? Thank you again kristen.clark@metsagroup.com Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

After a short break, Hal Sweasey is back alongside John Turner, diving into the latest trends shaping our market. In this episode, you'll hear why smart pricing strategies matter more than ever, what it means that 61% of local homes are selling in 30 days or less, and how reverse offers can help sellers win big. We'll unpack inventory shifts, and why Real Estate is a constant when it comes to being inflation resistant in today's climate. Welcome back Mr. Sweasey… Text your questions to 805-244-1170 or call Team Sweasey at 805-781-3750. Subscribe to Team Sweasey on YouTube @halsweasey for quick tips and full episodes of the SLO County Real Estate Podcast with Hal Sweasey. A production of AGM Podcasts California DRE #01111911

In this episode of Building Better Developers with AI, hosts Rob Broadhead and Michael Meloche revisit another one of their popular topics: developer performance. Originally explored in the episode “Supercharge Your Focus and Productivity – Expert Tips for Success,” the discussion now receives an AI-powered refresh, bringing new insights into how developers can enhance their output, sustain energy, and prevent burnout. Why Developer Performance Is Harder Than Ever Distractions have only increased since the original discussion. Slack messages, meetings, and endless browser tabs compete for attention. As Rob points out, context switching drains productivity, and remote work piles on additional interruptions. The bottom line? Sustained developer performance is more challenging than ever, and it requires intentional strategies to conserve time and energy. Developer Performance Habits That Work The hosts highlight proven methods that still deliver results today: The Pomodoro Remix – Rob adapts Pomodoro into 45-minute deep work sprints paired with Brain FM playlists. The payoff: completing tasks in nearly half the time. Digital Fences – Blocking out email, Slack, and app notifications creates essential uninterrupted focus. Energy Mapping – Michael emphasizes tracking your natural highs and lows throughout the day to tackle demanding tasks when your brain is sharpest. Developer performance isn't about working longer—it's about aligning your work with your natural rhythms. Developer Performance Hacks You Haven't Tried Yet AI introduced new tactics that extend beyond the original discussion: Single-Tab Coding – Limit yourself to one task, one tab, and one flow to reduce distractions. Micro-Deadlines – Break big projects into smaller deliverables to keep momentum steady. Code Music Playlists – Experiment with playlists or white noise to match your coding flow. Michael even points out Mac's built-in background sounds as a quick win for blocking noise without extra tools. Protecting Developer Performance From Burnout Performance isn't sustainable without recovery. Rob emphasizes the 90% rule: always leave some energy in the tank for tomorrow. He also recommends using breaks for side projects, reading, or exercise to recharge. Michael adds that mindset plays a critical role. Starting the day with negative news or stressful emails can quickly drain your energy. Instead, begin with positive routines, check your mental state regularly, and unplug from devices at night. Protecting your energy is the ultimate developer performance hack. Burnout prevention keeps you sharp long-term. Final Takeaway: Developer Performance Is a Rhythm Revisiting Supercharge Your Focus and Productivity proves that while tools and technology evolve, the fundamentals of performance remain the same. Rob and Michael remind us that developer performance isn't about squeezing out more hours—it's about adopting smarter habits, practicing intentional rest, and maintaining sustainable rhythms. By experimenting with Pomodoro sprints, energy mapping, and digital fences, you can achieve more while protecting your well-being. Challenge for You Pick one developer performance hack this week—whether it's micro-deadlines, single-tab coding, or extended Pomodoro sprints—and track how it impacts your output. Minor adjustments often yield the most significant results. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Keep Focus On The Important Things – Interview With Pranay Parikh Essential Habits for Software Developers: Boosting Productivity and Career Growth Focus is the Key To Success (and Maybe Happiness) Increasing Productivity and Quality With Proper Tools The Developer Journey Videos – With Bonus Content Building Better Developers With AI Podcast Videos – With Bonus Content

In this episode, we explore how travel and incentive programs are evolving, from creative cost-cutting strategies that preserve unforgettable experiences to AI-driven tools and partnerships transforming bookings, operations, and personalized guest journeys.Are you new and want to start your own hospitality business?Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Boostly and join the discussion:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Want to know more about us? Visit our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Stay informed and ahead of the curve with the latest insights and analysis.

Join Us this November 10-12 / 2025 https://www.packagingsummit.earth/2025Save 20% with CORYC20 as your code! A MUST ATTEND EVENT! See you there. Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

Daniel K. Berman, PhD is the founder of CollegeSolutionsUSA, a college admissions coaching firm dedicated to guiding students through the complexities of higher education applications. A Harvard graduate with more than 30 years of experience in college admissions coaching, he has authored several books and earned hundreds of five‑star client reviews. Formerly a college instructor, Dr. Berman leverages an engaging and encouraging coaching style to empower applicants and their families with the insider knowledge needed for successful college and graduate school admissions. youtube.com+3linkedin.com+3linkedin.com+3.www.podcastreallife.comWebsite: BestPersonalStatements.comEmail: danielkberman@alumni.harvard.edu (Write: “Matchmaker sites” in the Subject line.)Kindle eBook: How to Write Winning College Application Essays16personalities.com Get full access to Melvin E. Edwards at storiesfromreallife.substack.com/subscribe

Insurance Journal’s Risky Future webinar: Improving Workers' Comp Outcomes for Employers, Employees and the Industry, is available to watch on-demand! Hosted by Insurance Journal’s Vice President of Content, … Read More » The post Risky Future Webinar On Demand Now: Smart Strategies for Employers, Injured Workers appeared first on Insurance Journal TV.

Demo Day for the International Fresh Produce Association new fresh Field Catalyst Date: Wednesday, August 20, 2025Time: 9:30 AM – 4:00 PM PTLocation: Taylor Building, 150 Main Street, 3rd Floor, Salinas, California, USALearn more about the Fresh Field Catalyst program and this year's cohort here.https://www.freshproduce.com/resources/technology/fresh-field-catalyst/Reach Out To : https://www.linkedin.com/in/vonnieestes/Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

5 Smart Strategies to Exit Your Business with Maximum Value Thinking about selling your business? Whether you're a first-time entrepreneur or a seasoned owner, this episode of Franchise Fridays is your ultimate guide to building a business with a high-value exit in mind. Jeff Dudan breaks down the 5 essential strategies for maximizing your business sale—from building systems that don't rely on you to protecting your IP, eliminating buyer red flags, and most importantly… cash flow. Plus, why being part of a franchise system can supercharge your exit value—and how to avoid leaving money on the table if you're selling on your own. If you're building a business you'll one day sell—or even if you haven't thought that far ahead—you can't afford to miss this.  

5 Smart Strategies to Exit Your Business with Maximum Value Thinking about selling your business? Whether you're a first-time entrepreneur or a seasoned owner, this episode of Franchise Fridays is your ultimate guide to building a business with a high-value exit in mind. Jeff Dudan breaks down the 5 essential strategies for maximizing your business sale—from building systems that don't rely on you to protecting your IP, eliminating buyer red flags, and most importantly… cash flow. Plus, why being part of a franchise system can supercharge your exit value—and how to avoid leaving money on the table if you're selling on your own. If you're building a business you'll one day sell—or even if you haven't thought that far ahead—you can't afford to miss this.  

In this episode, Steve Fretzin and Stephen Seckler discuss:How lawyers can better align their personalities with business developmentNavigating career transitions within the legal professionHow meaningful networking creates long-term career momentumLeveraging authenticity and consistency to build a professional brand Key Takeaways:Lawyers who struggle with traditional selling can ease into business development by focusing on small, genuine actions like reconnecting with familiar contacts and writing about subjects they care about.Clarifying which types of clients, cases, and activities energize or drain you is an essential first step before deciding where and how to focus your marketing efforts.The most productive networking conversations happen when lawyers ask clear, focused questions, such as “What's a good introduction for you?”—and balance listening with intentional follow-up.Professionals can avoid wasting time in aimless meetings by preparing a loose agenda beforehand, staying focused on mutual goals, and knowing what specific outcome they want to achieve by the end of each interaction. "You don't have to have an entrepreneurial mindset to act with entrepreneurial intent." —  Stephen Seckler Unlock the secrets of rainmaking success—join Steve Fretzin and four powerhouse legal experts for Be That Lawyer LIVE on August 27; reserve your spot now at fretzin.com/events. Ready to go from good to GOAT in your legal marketing game? Don't miss PIMCON—where the brightest minds in professional services gather to share what really works. Lock in your spot now: https://www.pimcon.org/ Thank you to our Sponsor!Legalverse Media: https://legalversemedia.com/ Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/ About Stephen Seckler: Stephen E. Seckler, Esq., is the President of Seckler Attorney Coaching and an award-winning coach who has spent over 25 years helping lawyers nationwide achieve greater career satisfaction. He works with attorneys at all stages—from those pursuing partnership to others exploring career changes or leadership roles—through programs like The Next Stage. Steve brings deep experience in legal education and recruiting, and he collaborates with both individual lawyers and legal leaders. He hosts the Counsel to Counsel Podcast, contributes to multiple ABA publications, and regularly speaks at bar associations and on legal podcasts. His book Think Like a Lawyer, Act Like an Entrepreneur was published by the ABA in 2025. A member of the Mindfulness in Law Society and ProVisors, Steve has been recognized as a top coach by Massachusetts Lawyers Weekly and enjoys squash, parody, behavioral economics, and singing with a rock choir.Connect with Stephen Seckler:  Website: http://www.seckler.com/Book: Think Like a Lawyer, Act Like an Entrepreneur: https://www.amazon.com/Think-Like-Lawyer-Act-Entrepreneur/dp/1639056025Show: Counsel to Counsel Podcast: https://podcasts.apple.com/us/podcast/counsel-to-counsel-career-advice-for-lawyers/id1344814079LinkedIn: https://www.linkedin.com/in/stephenseckler/Connect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Inflation is squeezing margins across every corner of the spa industry - from skincare products to payroll. But there's a smarter way forward. In this episode of Spa Marketing Made Easy, Daniela walks you through five proactive strategies to stay profitable, intentional, and allows you to cut costs without cutting the experience: Know your true cost-per-treatment and key KPIs Raise prices confidently without fear Build $10K+/mo in recurring revenue with memberships Streamline operations and get back 20-30% of your time Reduce payroll costs by up to 25% by training your team on AI Tune in to reframe inflation as opportunity—not obstacle—and learn how to emerge stronger than ever. What you'll learn during this episode: The essential financial metrics every spa owner must track Pricing psychology and when to say goodbye to low-profit clients Membership structures that deliver breathing room for CEOs Practical cost-cutting strategies that don't affect experience How to empower your team to use AI   Keep the conversation going inside the Spa Marketing Made Easy Community by clicking here. IG / @addoaesthetics WEB / addoaesthetics.com YOUTUBE / @addoaesthetics LINKEDIN / @addoaesthetics   ABOUT THE SPA MARKETING MADE EASY HOST      Daniela Woerner is the founder and CEO of Addo Aesthetics, a leading community for aesthetic professionals, and the creator of the Growth Factor® Framework—a proven system that has helped 582 six- and seven-figure spa owners scale their businesses with strategy and systems. With nearly two decades in the aesthetics industry, Daniela has trained alongside top physician-dispensed brands, consulted with leading dermatologists, and helped thousands of spa professionals streamline their operations and maximize profitability. Her mission? To transform overworked aesthetic professionals into Spa CEOs - building a business and life they love with the strategic systems needed for long-term financial growth. As the host of the Spa Marketing Made Easy podcast, Daniela brings expert insights, real-world strategies, and in-depth conversations to help spa owners elevate their marketing, optimize their operations, and create sustainable success. With over 400 published episodes, 1 million+ downloads, and a ranking in the top 1% of all podcasts worldwide, Spa Marketing Made Easy is the go-to resource for spa and aesthetic professionals looking to level up. Tune in each week for actionable strategies, expert interviews, and inspiration to help you build a thriving, systemized, and scalable spa business!    

Paris Packaging Week is not just one of the premier packaging events in the world. It's also an opportunity to expand your career and help the younger team members gain recognition and improve their futures. Apply for yourself or nominate a team member that under 30 years old https://www.parispackagingweek.com/en/future-leaders-form/Time is running out! Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

SummaryIn the latest episode of Service Evolution, host Jim Robinson sits down with powerhouse marketer and marketing director of IDIQ, Sarah Williams, to unravel the unique challenges and strategies for marketing in the trades. With decades of industry experience and a proven track record, Sarah delivers a goldmine of actionable insights for business owners looking to level up their marketing game.One central theme is the gap that trade professionals often face when bridging hands-on expertise with modern marketing best practices. As Sarah points out, knowing your craft inside and out doesn't automatically translate into knowing how to run meta ads, execute effective email campaigns, or navigate the ever-evolving digital landscape. She emphasizes the importance of targeting marketing efforts locally, since most trade businesses serve specific geographic areas where word-of-mouth and community relationships still reign supreme.Additionally, Sarah and Jim dive deep into how the trades differ from other industries, especially when it comes to urgency-based buying and the need for immediate solutions. They explore the pitfalls of trying to do it all yourself, warning against spreading your efforts too thin across every marketing channel. Instead, Sarah recommends focusing on one or two platforms that best reach your target audience.The episode also offers a reality check on trade show investments, the value of strategic planning, and actionable tips for smaller companies to compete with larger players. With humor and real-world anecdotes, Sarah wraps up by stressing that marketing is a long game built on relationships, consistency, and a willingness to stand out, even in unexpected ways. If you're in the trades and ready to grow, this episode is a must-listen!Show Notes(00:00) Introduction(03:06) Marketing for Different Trades(07:49) Overextending in Marketing Efforts(10:05) Strategic Networking in the Tile Industry(13:01) Forming Real Connections at Trade Shows(22:30) Marketing Beyond Immediate Sales(25:21) Valuing Network Growth from Events(26:47) Targeted Pre-Show Planning Essentials(28:15) Closing ThoughtsLinksJim Robinson CGP Maintenance and Construction ServicesSarah WilliamsIDIQ

Health insurance can make or break a small business' financial strategy – yet many owners overlook it or overspend on the wrong plans.In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by guest Sherri Matheney, award-winning insurance agent and “Healthcare Hero,” to demystify the health insurance maze for business owners. Sherri shares how to choose the right coverage, avoid costly mistakes, and use health insurance as a tool to protect both your business and employees.In this episode, you will learn:How the right health insurance strategy can significantly reduce financial risk.Common pitfalls small business owners make when selecting health plans — and how to avoid them.When to consider individual vs. group coverage and how to transition as your business grows.Key factors to evaluate during open enrollment and upcoming regulatory changes to watch.And more!Resources:Episode Transcript & Blog | Sherri Matheney: 417-763-0295 | healthinsurancewithsherri.com | healthinsurancewithsherri@gmail.com | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory Call

Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at age 31. Can they retire at age 50? (And what makes you a real estate professional from a tax perspective?) Plus, what are the rules for spousal IRA contributions and required minimum distributions? Memphis wants to know. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW audience members who are definitely not fictional characters, today on Your Money, Your Wealth® podcast number 540. Free financial resources & episode transcript: https://bit.ly/ymyw-540 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Timestamps: 00:00 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! 00:35 - Intro: This Week on the YMYW Podcast 01:13 - Can We Retire Early, Spend More, and Die With Zero? When Should We Collect Social Security? (Beth and Rip, FL - voice) 12:06 - Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV Calculate your Financial Blueprint Schedule a Free Assessment 13:41 - We Have 10 Rental Properties at Age 31. Are We on Track to Retire at Age 50? (Forrest and Jenny, Cherry Hill, NJ - voice) 20:04 - Spousal IRA Contributions and RMD Rules (Memphis) 32:23 - YMYW Podcast Outro

Join us at SeeChange'25 this September in Vermont! https://www.seechangesessions.com/sept-25/So thankful to be on the team at Atlantic Packaging and A New Earth Project with Don Meek. https://www.atlanticpkg.com/https://anewearthproject.com/pages/our-storyWhat's the future of sustainable packaging? How can brands get together with Atlantic Packaging and A New Earth Project to make their packaging even more sustainable? How will See Change 25 become the place to be to discuss how positive changes can be made in the packaging industry? Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you struggling to help your aging parents make smart financial decisions—without damaging trust or creating tension?Many mid-life wealth builders face a unique challenge: balancing their own financial growth while stepping in to guide a parent's conservative but tax-heavy investment portfolio. This episode unpacks one listener's real-world situation, offering ways to approach these delicate conversations and uncover better legacy planning solutions—without stepping on emotional landmines.Here's what you'll walk away with:A practical framework to open estate planning discussions without triggering resistanceTwo creative, real-life strategies—intergenerational lending and participating whole life insurance—that can benefit both generationsCoaching-style questions that build trust, surface financial fears, and clarify legacy goalsPress play to learn how to guide your loved ones—and your family's financial future—with confidence and care.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating the path to financial independence in Canada requires more than just smart saving—it demands a holistic approach to estate planning, wealth optimization, and financial literacy. Whether you're managing parental finances, seeking financial coaching, or building intergenerational wealth, it's essential to align your goals with proven investment strategies and retirement planning tools. This includes everything from RRSP optimization, salary vs dividends decisions, and capital gains strategies, to more advanced moves like corporate wealth planning, tax-efficient investing, and corporate structure optimization. By setting a clear financial vision, using structured investment bucket stratReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

This week on the show, we're discussing the specifics of Required Minimum Distributions (RMDs) as we head into the second half of 2025. Whether you're approaching your first year of RMDs or have been taking them for a while, I break down everything you need to know, from when you need to start taking distributions based on your birth year, to how RMDs are calculated, which accounts are affected, and the potential tax consequences for missing a withdrawal. I'm also sharing eight practical strategies you can use to lower your future RMDs, including asset diversification, Roth conversions, tax-efficient income planning, optimizing Social Security timing, and even using charitable contributions to your advantage. With real-world examples and actionable tips, this episode is packed with valuable insights for anyone looking to navigate their retirement withdrawals as tax-efficiently as possible.  You will want to hear this episode if you are interested in... [02:48] Calculating your Required Minimum Distribution. [05:02] IRA distribution factors & penalties. [10:40] Retirement tax strategy tips. [13:35] IRA conversion tax planning. [15:37] Optimizing social security timing. [18:48] Tax-efficient investment account strategy. Smart Strategies to Manage Required Minimum Distributions (RMDs)  New rules over the past few years have pushed back when retirees must start taking RMDs. As of today: If you were born in 1959 or earlier, your RMDs begin at age 73. If you were born in 1960 or later, the threshold moves to age 75. RMDs apply to traditional IRAs, rollover IRAs, SEP IRAs, SIMPLE IRAs, and most employer-sponsored plans, including 401(k)s and 403(b)s. Importantly, Roth IRAs are not subject to these mandatory withdrawals during the owner's lifetime, providing an attractive planning opportunity. How RMDs Are Calculated Your annual RMD is determined by dividing the prior year's December 31 retirement account balance by a life expectancy factor from IRS tables. Most people use the IRS Uniform Lifetime Table. If your spouse is more than 10 years younger, you get a slightly lower withdrawal requirement by using the Joint Life Expectancy Table. For example, if you are 73 with a $500,000 IRA, and the IRS factor is 26.5, your RMD would be $18,868 for that year. If you miss your RMD, penalties can be steep, 25% of the amount not withdrawn, though if corrected within two years, the penalty drops to 10%. RMDs are generally taxed as ordinary income. If your IRA contains after-tax contributions, those aren't taxed again, but careful tracking is essential. The key is smart, proactive planning. RMDs increase your total taxable income, which can impact not just your IRS bill, but also Medicare premiums (thanks to the “IRMAA” surcharge) and eligibility for certain state tax breaks. Eight Strategies to Lower RMD Impact Here are several tactics to help retirees minimize RMDs' sting and keep more of their wealth working for them: Diversify Account Types Early Don't keep all retirement savings in pre-tax accounts. Consider a mix of pre-tax, Roth, and taxable brokerage accounts so you have flexibility in retirement to optimize withdrawals for tax purposes. Build an Optimized Retirement Income Plan Work with a financial advisor or CPA to design an intentional strategy for sourcing retirement income. With careful planning, you can potentially lower how much tax you'll owe and avoid unwelcome surprises. Do Roth Conversions When Taxes Are Low If you retire before collecting Social Security (and RMDs), you might have years of low taxable income, prime time to convert part of your traditional IRA to a Roth IRA at a low tax rate. Once in the Roth, future qualified withdrawals are tax-free. Delay Social Security for Strategic Reasons Delaying Social Security not only increases your monthly benefit but also gives you more low-income years for Roth conversions, thus reducing future RMDs. Consider Working Longer If you continue working past RMD age and participate in your employer's retirement plan, you may be able to delay RMDs from that plan until you retire (as long as you don't own more than 5% of the company). Aggregate and Simplify Accounts Roll over old 401(k) accounts into a single IRA if eligible. It's easier to track, calculate, and satisfy RMDs, reducing the risk of costly missteps. Optimize Asset Location Hold faster-growing investments (like stocks) in taxable accounts and slower-growing ones (like bonds) in IRAs. This helps slow the growth of your RMD-producing accounts, keeping future required withdrawals smaller. Use Qualified Charitable Distributions (QCDs) Once you're RMD-eligible, you can send up to $100,000 per year directly from your IRA to charity. It will count toward your RMD but won't be taxed, potentially a win-win for you and your favorite causes. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Retirement topics - Required minimum distributions (RMDs) | Internal Revenue Service   Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

https://meadow.global/What if your lotion could deliver to you in an aluminum can? Why are aluminum cans such a sustainable option? Is the future of packaging refill? Chief Innovation Officer Nick Paget from Meadow Global! I first found this innovation online and then met them in Paris to get to actually see how it all works in person. It's an amazing innovation! Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

Bonus Episode – Marketing With No Money: Katrina McCarter's No-Fluff Advice for Small Business Owners In this bonus episode, I'm chatting with the amazing Katrina McCarter – marketing strategist, keynote speaker, and one of the powerhouse presenters at my 2025 Social Media & Marketing Conference. We dive into the topic she's most passionate about: marketing with no money – and why it's not just possible, but powerful when done right. Katrina shares her personal journey, her favourite budget-friendly strategies, and a sneak peek of what she's bringing to the stage in Melbourne this August. If you're a small business owner looking for proven, practical, zero-fluff strategies to grow without burning cash, this is a must-listen.

In a recent investor gathering organised by The Smart Property Investment Show, Arjun Paliwal from InvestorKit sat with Phil Tarrant to share his journey from CBA branch manager to successful property investor, offering sharp insights rooted in banking and data-driven strategy. Arjun explained that his move into real estate was driven by curiosity and a strong belief in the power of data, reflected in his early success investing in Tasmania. He described Australia's $11.4 trillion property market as stable, noting that while investor sentiment fluctuates with interest rates, local supply and demand ultimately shape outcomes. Arjun's investment approach categorises markets into early adopters, hotspots, and second-wind zones, allowing investors to tailor their strategies to evolving conditions. He also highlighted the rising use of self-managed super funds (SMSFs) for property investing, emphasising the need for careful planning and diversification. Overall, Arjun stressed that blending data, strategy, and flexibility is key to thriving in today's dynamic property market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Why is reusable packaging so important to a more sustainable future? https://koor.life/Award winning innovation that could replace our single use pouches for things like apple sauce and condiments and more! Contact Us at Atlantic Packaging Today for Smart Strategies, Sustainable SolutionsInnovative Packaging you can trust for over 75 years! https://www.atlanticpkg.com/ https://anewearthproject.com/pages/our-story https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

Ever feel like your marketing budget is going nowhere? Sacha Awwa and John Golden share game-changing insights on the Sales Pop Online Sales Magazine podcast. This episode focuses on ditching ineffective marketing and building genuine customer relationships. They cover critical areas like understanding customer profiles, avoiding the trap of imitation, and ensuring clarity over cleverness in messaging. Hear why customer experience is the new marketing, and how businesses like Nordstrom excel by designing for the majority and adapting to cultural context. Get practical advice to improve your marketing effectiveness, reduce wasted spend, and cultivate a loyal customer base. Key takeaways include: Strategies for customer-centric marketing. The importance of consistent brand voice. How to use customer service as a marketing engine. Tips for community engagement and peer support.  

Welcome to Episode 54 of the Freedom Factory Podcast! In this episode, host Brandon Cunningham brings clarity and strategic insight to one of the most critical—yet commonly overlooked—parts of wealth building: where to store your money.Most entrepreneurs spend countless hours focused on how to earn money but forget that how you handle that money once it's in your hands determines whether you actually keep it. Brandon strips away the noise and dives into how emotions, fear, age, and risk tolerance shape your financial decisions. He walks through various money storage vehicles he personally uses, offering real-world examples of how those strategies have worked—and why some common approaches could actually be costing you your financial freedom.If you're working hard to generate income but feel like it's slipping through your fingers, this episode is your practical guide to turning cash flow into financial control.

In celebration of Independence Day, this episode dives into a different kind of freedom—financial freedom. David Chudyk, Certified Financial Planner, shares powerful insights on what financial independence truly means for high earners, business owners, and the mass affluent.Spoiler: It's not just about having a big income—it's about creating financial margin, controlling your time, and building true wealth.

In this episode of the Retire While You Work® podcast, Myles and Carson break down what capital gains really are, why they matter in your financial plan, and how to invest with taxes in mind. Whether you're selling a home, managing a brokerage account, or planning your next big investment move—this conversation gives you the tools to make smarter, more tax-efficient decisions.

In this conversation, John Harcar interviews Jessica Elgin, a seasoned real estate investor and agent, about the emerging asset class of resort residences. Jessica shares her journey from a physics degree to becoming a successful investor, emphasizing the importance of research and market trends. She explains the differences between resort residences and traditional vacation rentals or timeshares, highlighting the benefits of ownership and management. The discussion also touches on the evolving landscape of real estate investing and the potential for growth in this new sector. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Jason welcomes Dilshod Jumaniyazov as they discuss the concept of halal investing, which aligns with Islamic rules and laws, and its potential appeal to non-Muslims interested in social, responsible, and ethical investing. They also explore the rules and principles of Islamic finance, including the concept of ‘halal' or permissible sources of revenue, Islamic mortgages, and the compliance of companies like Apple with Islamic finance principles. Lastly, they touch on the importance of halal investing for non-Muslims, the differences between socially responsible investments and halal investments, and the role of financial screening in halal investing. https://musaffa.com/ Musaffa is a financial platform specializing in Islamic finance and investment solutions. It offers a range of services, including halal stock screening, investment advisory, and educational resources tailored to Sharia-compliant investing. The platform aims to assist Muslim and non-muslim investors in making informed decisions by providing tools and insights that align with Islamic principles. Musaffa's offerings are designed to ensure that investments adhere to ethical and religious guidelines, promoting financial growth within the bounds of Sharia law. #HalalInvesting #IslamicFinance #ShariaCompliant #EthicalInvesting #SocialImpactInvesting #SustainableFinance #ESGInvesting #MuslimFinance #InvestmentTips   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

The Uplift app is here! Try it free for 30 days. Today on Smart Girl Summer, I'm joined by my brilliant and beautiful friend Mary Marantz. She went from Yale Law to full-time photographer to best-selling author—and let me tell you, her story is a masterclass in trusting God with the pivots.   We're talking about how to build a business that means something, what it looks like to rewrite your story while you're still in the middle of it, and why sometimes the door that slams in your face might be the setup for something greater.   Mary is wisdom and warmth wrapped in a gorgeous blonde blowout, and she's here to remind you that your past doesn't disqualify you—it prepares you. If you've been wondering if it's too late to start over or too messy to move forward, pull up a seat. You're in the right place. Timestamps: (01:58) - The Power of Pivoting (18:43) - Common Mistakes Authors Make (20:25)- Smart Strategies to Grow Your Platform, Podcast, and Social Media Today (24:47) - What She'd Do If She Were Starting Over Today (31:59) - How to Recover From Burnout WATCH ALLI  ON YOUTUBE Links to great things we discussed:    Mary's Travel Recommendation - Yeti Mary's Skincare Recommendation - Golden Hour Mary's  Recommendation - Canva Mary's Product Recommendation - Hatch Mary's TV Recommendation - The Handmaid's Tale Mary's Achiever Quiz   I hope you loved this episode!

Unlock the secrets of the Indian Bond Market with Vishal Goenka, Co-founder of IndiaBonds! In this in-depth guide, we break down everything you need to know about investing in bonds in India. Learn about bond market liquidity (from AAA to BBB-), understand how to easily buy and sell bonds, and get clarity on capital gains tax for bond investments. Discover smart strategies like bond laddering for consistent cash flow and explore current interest rate trends and future outlook for the Indian bond market. Whether you're looking for stable returns, diversification, or a safer investment option, this video covers: Bond Market Liquidity: Understanding different credit ratings and their impact on trading. How to Buy & Sell Bonds Online: A step-by-step walkthrough of the IndiaBonds platform. Capital Gains & Taxation: What you need to know about bond taxes (LTCG, STCG). Bond Laddering Strategy: Optimize your cash flow with staggered maturities. Current & Future Interest Rate Outlook: Expert insights for 2024-2025. Identifying Attractive Bond Opportunities: Where to find the best high-yield bonds. Career Opportunities in the Bond Industry: Jobs at IndiaBonds and essential qualities. Recommended Books & Documentaries: Deepen your financial knowledge. Perfect for beginners and seasoned investors alike looking to understand fixed income in India. Diversify your portfolio and secure your financial future! Get in touch with our host Anupam Gupta on social media: Twitter: ( https://twitter.com/b50 ) Instagram: ( https://www.instagram.com/b_50/ ) LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ ) You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/ You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel. Do follow IVM Podcasts on social media. We are @ivmpodcasts on Facebook, Twitter, & InstagramSee omnystudio.com/listener for privacy information.