Podcasts about better money decisions

MAKING BETTER MONEY DECISIONS | Wallstreet Trapper (Trappin Tuesday's)FAST, SIMPLE & EASY STEPS TO BECOMING A STOCK INVESTOR: https://www.jumpinofftheporch.com/

In this episode of Let's Talk Money, Monika Halan breaks down what loss aversion is, and how it affects our financial decisions. She explains how simple nudges can help us overcome irrational behaviours and make better financial choices. Monika shares practical tips for organising finances and setting saving goals, along with examples of successful state-sponsored programs. Monika also answers your questions about the pros and cons of opting for a Portfolio Management Scheme over Mutual Funds, asset allocations in equity and debt for someone working in the IT industry, and why one should opt for the broad market index funds. Chapters: (00:31 - 05:48) Personal Nudges For Better Money Decisions (06:01 - 07:40) Portfolio Management Scheme vs. Mutual Funds (07:42 - 10:52) Reworking Your Asset Allocation (10:54 - 12:00) Why Broad Market Index Funds? If you have financial questions that you'd like answers for, please email us at mailme@monikahalan.com  Monika's book on basic money management https://www.monikahalan.com/lets-talk-money-english/ Monika's book on mutual funds https://www.monikahalan.com/lets-talk-mutual-funds/ -funds/ Monika's workbook on recording your financial life https://www.monikahalan.com/lets-talk-legacy/ Calculators https://investor.sebi.gov.in/calculators/index.html You can find Monika on her social media @monikahalan.  Twitter @MonikaHalan Instagram @MonikaHalan Facebook @MonikaHalan This is a Maed In India Production; check us out at www.maedinindia.in Creative Director: Mae Mariyam Thomas Project Manager: Shaun Fanthome Head of Audio: Kartik Kulkarni Producer: Meghna Gulati  Sound Editor: Lakshman Parsuram Artwork: Alika Gupta

Intentional spending is foundational to managing your money better and achieving your financial goals. Often we spend impulsively and without thinking about how that spending impacts other areas of our finances. In this episode, let's talk about 3 questions you can ask yourself to make better money decisions and to spend more intentionally. Head to rhothomas.com/214 for the full episode show notes. If you're a lawyer who wants to manage your money better and get out of debt, join us in The Wealthyesq Group. Go to rhothomas.com/coaching for more information.

Lorraine Ell, Managing Partner and CEO at Better Money Decisions, and Lea Ann Knight, Managing Partner and Certified Financial Planner at a women-owned Registered Investment Advisor, are leading figures in the finance industry with a shared commitment to empowering individuals—especially women—to manage their financial lives with expertise and confidence. With over 40 years of experience, Lorraine has shaped a career that challenges traditional financial norms, promoting a collaborative and innovative culture that diverges from the competitive nature of Wall Street. Her leadership ensures that every team member's contribution significantly impacts both the firm and its clients, advocating for better outcomes that benefit families across generations. Similarly, Lea Ann, with over 30 years of experience, specializes in guiding women through major life transitions such as marriage, divorce, widowhood, and retirement. Her holistic approach extends beyond investment portfolios to embrace the full spectrum of her clients' lives, emphasizing the importance of financial wellness for achieving long-term security. Together, these visionary leaders foster environments where financial decisions profoundly enhance clients' lives and futures. Better Money Decisions is a forward-thinking investment firm that has broken away from traditional "button-down" models to prioritize integrity and collaboration. Founded on the belief that the old ways of doing things needed a refresh, the firm operates with a deep commitment to seeing things from the client's perspective, continually adapting to changing regulations, technologies, and client circumstances to enhance its services. As a fiduciary and fee-only firm, Better Money Decisions ensures minimal conflicts of interest, avoiding commissions or referral fees, and focuses solely on what benefits the client. Rejecting conventional stock-picking, the firm embraces a research-backed investment philosophy that recognizes the efficiency of the markets, advocating for passive investments as a more cost-effective and reliable method to engage in stock and bond markets. This approach is guided by five basic principles that prioritize market efficiency and the challenges of outperforming the market consistently. Meet Better Money Decisions: https://bettermoneydecisions.com/ Watch the Full Interview: https://youtu.be/4ue7OrWvbj4 Unlock career success with "Riderflex Guide 2.0: Mastering Job Interviews." Over 30 years of recruitment expertise. Strategies for new graduates, seasoned professionals. Master virtual interviews,  and challenging questions. Get your copy today at: https://tinyurl.com/Mastering-Job-Interviews Listen to real stories from successful business leaders, CEOs, and entrepreneurs on the Riderflex podcast hosted by CEO Steve Urban. The Riderflex Podcast: https://www.youtube.com/channel/UC5NDLaxEqkMsnlYrc5ntAPw Trust Riderflex, a premier headhunter and employment agency based in Colorado, to recruit top talent for your team. Visit https://riderflex.com/ to learn more about our executive recruiting services. Podcast Sponsor: Kura Home Services, Air Duct Cleaning & Home Maintenance. For All your Home Maintenance needs!  https://www.kurahomeservices.com/ #FinancialFreedom #InvestmentWisdom #FiduciaryDuty #FinancialWellness #riderflexpodcast #careeradvice #entrepreneur #ColoradoRecruitingFirm #Colorado #National #Riderflex #TalentAcquisition #Employment #JobTips #ResumeTips --- Support this podcast: https://podcasters.spotify.com/pod/show/riderflex/support

With Abby Davisson | Author | Speaker | Entrepreneur | Summary In this conversation Abby Davisson explores the interconnection of love and money, challenging the flawed socialization that separates the two. It delves into the historical context of marriage and money, highlighting the importance of transparent conversations about money in relationships. The influence of upbringing and parents' careers on money mindset is discussed, along with the power of passing on stories. The journey of co-authoring a book and the impact of collaboration between individuals from different backgrounds is explored. The creation of a framework for decision-making, known as the Five C's, is introduced, with a focus on the challenging step of clarifying what's important. Abby discusses the importance of clarifying values and intentions in relationships, particularly when it comes to money. She emphasizes the need for individuals to understand their own values and communicate them effectively to their partners. Abby also highlights the impact of a lack of clarity on relationships and the importance of having difficult conversations. She shares insights from her work at the Money and Love Institute, which aims to help financial advisors integrate the elements of money and love in their conversations with clients. BIO: Abby Davisson has dedicated her career to helping others achieve their goals, first as a social innovation leader and now as an author, speaker, and entrepreneur. Prior to founding the Money and Love Institute, she spent nearly a decade driving social impact at global retailer Gap Inc., where she served as president of the Gap Foundation and co-founded the company's employee resource group for working parents. Abby's prior professional experience includes strategy-focused roles at Tipping Point Community, the NYC Department of Education, and The Bridgespan Group, as well as experience serving as an alumni career advisor and coach at Stanford Graduate School of Business. Abby holds a BA from Yale University and an MBA and MA in Education from Stanford University. She lives with her husband (who also studied with Myra at Stanford) and their two sons in San Francisco. Takeaways Love and money are deeply intertwined, and it is important to recognize and address their connection in relationships. Transparent conversations about money in relationships are crucial for making holistic and informed decisions. Upbringing and parents' careers have a significant influence on individuals' money mindset. Passing on stories and values to future generations is a powerful way to shape their relationship with money. The Five C's framework (Clarify, Communicate, Broaden Choices, Check with Trusted Resources, Consider Consequences) provides a structured approach to decision-making that considers both love and money. LINKS: Abby's Website for her book: CLICK HERE Love & Money Institute: CLICK HERE

Does picking the right investments, avoiding debt, or saving for goals stress you out? To most of us -- even the best savers -- stress is a reality, and just part of the "game" of money. Michael Gilmore, the Seven Dollar Millionaire, says that it doesn't have to be that way. Today he's on the show to teach us how Zen philosophy can help us relax, unwind, and still reach our financial goals (and maybe while living a better life). In our headline segment, there's LOTS of money sitting in cash right now, according to new data out. We'll share why sitting in cash might be a huge mistake, and also why trying to time "the right investment" is equally as dangerous. Plus, in our TikTok minute, we'll share a video shared by a listener about ONE financial measuring stick you might not have considered. Would it make sense to pay more attention? We'll share. Of course, Doug shares trivia and there's much, much more. Hope you're able to join us on today's show RUN OF SHOW: Introductions Headline: Trillions sitting in cash TikTok Minute: A new financial index? FEATURED GUEST: Michael Gilmore, the $7 Millionaire Haven Life Line Community Calendar Credits FULL SHOW NOTES: https://www.stackingbenjamins.com/find-your-money-zen-with-michael-gilmore-1371. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

For Episode 140 of the Wealth On Any Income Podcast, Rennie is joined by Brad Barrett.Brad is a Managing Director with One Capital Management advising private individuals and families on their personal investment and advanced planning needs. With nearly 20 years of experience in the financial services industry, he is passionate about finding new ways to educate investors. Having the heart of a teacher, he also shares his knowledge and experience through his weekly YouTube, Podcasts and Radio Shows, “Make Your Money Matter” and "Pension Attention".Also a sought-after public speaker, Brad has educated thousands of people planning for financial freedom across the country. His book, Retire Right, hit the shelves in 2021 and serves as a guideline to aligning goals and objectives when it comes to investment and financial planning. Brad has a bachelor's degree in economics and political science from Arizona State University. He is a CPA™ and member of Kingdom Advisors.Are you interested in how to make better decisions with your money?In this episode, Rennie and Brad cover:01:52 Brad's unique story of what inspired him to get involved in personal investment.05:08 How we learn lessons at all the different ages and stages of life and the psychology of money.07:21 Brad's philanthropic approach which includes focusing on helping first responders in particular the Los Angeles Fire and Police Departments.09:53 Why Brad believes we are brought into certain areas of life for a reason – to help.11:41 How Brad shares with his clients that their measure of success or your identity should not be about money and how important it is to not do it alone.14:55 Brad encourages people to find value in the team they are working with.16:26 Brad shares more about the motivation he had at 16 to learn more about finances and money and how sometimes the mistakes we make aren't even our fault.17:00 How to connect with Brad by tuning into his podcast, the Make Your Money Matter Show athttps://www.youtube.com/@makeyourmoneymatter or by visiting https://onecapital.com.“I can spend hours probably on one or two just case studies with just one client that most some people would think or remember, it's also how we define success, right? This world nowadays, right or wrong, we define it with a certain dollar amount. And I always show people that money should not be your worth or your identity. You have got to be careful there, especially males I talked about it a lot with - with male counterparts. We have a tendency to get wrapped up in the identity, and the worth of that. But what I was getting at there is understanding that wealth - well said it's a team - no person I've seen be successful in the world's eyes, or in just their family eyes, have done it alone.” – Brad BarrettTo tune into Brad's podcast, the Make Your Money Matter Show visit https://www.youtube.com/@makeyourmoneymatterTo learn more about Brad visit https://onecapital.com/brad-barrett.htmlIf you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

While financial planning is not one-size-fits-all, it can often be helpful to look for rules of thumb or general guidelines when orienting your finances. We'll talk about some key financial ratios that you can track to help you make better money decisions and monitor your financial wellness.

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast This week the theme was: Can Gratitude Help You Make Better Money Decisions? In case you missed any episodes, here's what we covered this week: How gratitude can keep you from overspending How gratitude can help you cultivate more patience...a key ingredient for being good with money is patience. On Thanksgiving, I'll list all the things I'm grateful for. The list is long, and hopefully it will inspire you to think creatively about all the things you're grateful for How Gratitude Aligns Your Values With How You Spend Money Practical Ways To Start A Habit Of Gratitude Here's the bottom line: Taking small steps to become a more grateful person provides numerous benefits. One important benefit is that it will improve your relationship with money and help you make better spending decisions. And the best news about gratitude is that it doesn't require major life changes...just an extra minute of your day is enough to make progress and become a more grateful person. So I encourage you to make gratitude a daily practice and pay attention to how your life improves as a result.  Tomorrow, come on back, because we're starting a brand new theme: Interest rates are heading higher. What does that mean for your bond portfolio? With interest rates already on the rise, and the Fed likely to raise rates in 2022, I'll talk about what that means for bond investors. Understanding how interest rates impact your bond portfolio is critical to not getting burned when owning bonds, so next week I'll share with you what you need to know about owning bonds when rates are going up.  Thank you so much for listening this week! If this podcast is valuable for you (and hopefully it is otherwise you wouldn't be listening), please share the show with a friend or co-worker who is getting close to retirement. Just go to your favorite podcasting app, hit the share icon, then text or email the show link to a friend and say, “I love this podcast and thought you might enjoy a listen.” Thanks for sharing the love and spreading the word. My name is Ashley Micciche, this is the Retirement Quick Tips Podcast and lastly, I hope you have a blessed Sunday. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast. I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $325 million in client assets. I'm a Chartered Retirement Planning Counselor, and I started this podcast because I love helping people just like you gain clarity and make a plan for the retirement you envision.  The theme this week on the podcast is: Can Gratitude Help You Make Better Money Decisions?  I think we live in a very ungrateful world today. And I suffer from ingratitude myself. Instead of appreciating the amazing people and things in my life, I find myself always in pursuit of more. Nothing satisfies. I could buy and entire new wardrobe of new clothes and start flicking through my Nordstrom app a week later, looking for a new pair of black leather boots that I've talked myself into needing and 100% essential to living a full and happy life. It sounds crazy when I say that out loud, but that's more or less the thought pattern that goes on in my mind. Instead of appreciating the season of life I'm in right now with a 14 month old, a 4 year old, and a 7 year old, I often find myself grumbling internally about the never-ending routine of family life - dealing with a baby who can't seem to work out a regular nap schedule, bribing my 4 year old with candy if he will eat just 4 bites of his dinner, and dealing with the constant cartwheels and handstands when all I want to do is just relax and not have to listen to the noise. I find myself daydreaming about the days when the whining will stop and we can have a care-free vacation that doesn't involve a u-haul for the stroller, pack & play, diapers and God help us if I forget the pacifiers - which I have been known to do.  Despite sometimes feeling sorry for myself, I have come a long way in embracing and truly loving the season of life that I'm in. I know that my little kids won't be little for long, and by appreciating everything about my life today and being truly grateful, I will be happier, be a better mom and wife, and have no regrets about wishing away this amazing time in my life when I am older and they have all left the nest.  Beyond its connection to happiness and fulfillment, gratitude also has some deep connections to your relationship with money. So this week on the podcast, I'll talk about: How gratitude can keep you from overspending How gratitude can help you cultivate more patience...a key ingredient for being good with money is patience. On Thanksgiving, I'll list all the things I'm grateful for. The list is long, and hopefully it will inspire you to think creatively about all the things you're grateful for How Gratitude Aligns Your Values With How You Spend Money Practical Ways To Start A Habit Of Gratitude   I hope what I have to share with you this week will help you make smart and thoughtful decisions with your retirement. And while I am careful to not lead you astray, personal finance is not an exact science. There is no one-size-fits-all solution for everyone, so I encourage you to disregard anything I say that may not be helpful for you, and to consult your own financial, tax, and legal advisors regarding your own individual situation.  That's it for today. Come on back tomorrow where I'll talking about the connection between gratitude and your spending habits.  Thanks for listening! My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

How does the state of our mind affect the way we make money decisions? You came to the right place to find out. Keith Baker's guest today is https://www.linkedin.com/in/jonathandeyoe/ (Jonathan DeYoe), founder and CEO of https://mindful.money/ (Mindful Money). Jonathan explains to Keith Baker how mindfulness creates a space between the external stimulus and your response. It's that moment of calm you need to make the right decisions based on facts instead of emotions. When you adapt mindfulness in your finances, you start making better decisions. How can you practice mindfulness? Tune in to find out! --- Mindful Money: How To Make Better Money Decisions With Jonathan DeYoeInvesting In Your HappinessI'd like to thank you for sharing your time with me. If you're looking for practical tips and advice on how to put the power of the banking system into your investment accounts, then you are in the right place. If you want to learn from my mistakes so that you can both avoid and profit from them, then pull up a chair and pour yourself a drink because this show is just for you. I'm dedicated to giving people like you and me the knowledge and confidence for successful and profitable private lending. [caption id="attachment_3155" align="alignleft" width="194"] Mindful Money: Simple Practices for Reaching Your Financial Goals and Increasing Your Happiness Dividend[/caption] If you're looking to join a community of private lenders then head over to the https://www.facebook.com/groups/674936429994760/ (Private Lender Podcast) Facebook group to connect with other private lenders and to share experiences, stories and opinions. While you're at it, head on over to the http://www.privatelenderacademy.com (PrivateLenderAcademy.com) to learn more about the forthcoming course on private lending and click on Apply Now to register for pre-launch discounts and other goodies. I was a little skeptical when I first learned about our guest. I wasn't sure he'd be a good fit for the show at first because I didn't spend a whole lot of time digging too deep, but after speaking with him for a minute, I knew he had to be on the show so we booked it. I'm happy to share https://mindful.money/ (Jonathan DeYoe) with you and hopefully introduce you to him. As I've shared in previous episodes, I am on a bit of a mindfulness journey. I like to sign off wishing you mindfulness from every episode. Given that life has happened to me in the last few years, divorce, etc., I'm happy that someone has applied the mindfulness approach to money. As I look back, I wish I would have applied mindfulness years ago especially to money because at least in my case, with the relationship with my ex, money wasn't a huge issue but it was large enough. If we both had been mindful about it, maybe things would have been different, at least on the money front. I'm not saying I'd still be married but the awareness and the understanding would have been a lot better. Such an approach can eliminate a lot of the money pains and ill feelings that couples have. Let's go ahead and get down to the brass tacks of this episode and get straight to the interview with Jonathan DeYoe. --- Lender nation, I am throwing a curveball to you because we're not going to talk about private lending and all but we will be talking about money. Our guest has an interesting approach to money, one that I certainly want to use this platform to get out into the world and more people to learn and that is mindfulness. Early on in my practice, unfortunately, mindfulness was not court-ordered for me so I'm doing this on my own little by little. https://mindful.money/ (Jonathan DeYoe), welcome to the show. I'm excited to be here, Keith. Jonathan has nothing but good reviews on Yelp and whatnot. He is in the Berkeley, San Francisco Bay Area if you want to get in touch with him. This whole mindfulness thing, I don't have the words but you do. This is what you do on a daily. Let's start with your practice, your...

What do you think it means to be good with money? Most would think it's about accounting and math, but it's so much more than that. It's really about decisions and habits to help us achieve a better and happier life. Remember that money is just a tool. You can't find happiness or satisfaction just by having a lot of it. Instead, money is a way to help you provide for yourself and your loved ones. It's the vehicle that allows us to invest in experiences and opportunities. So how can we utilize money to live our best lives? Do we even know what our best lives can or should look like? In today's episode, wealth advisor Nicole Middendorf shares how using a Live It List will help us find happiness and make better money decisions. She encourages people to live a life without regrets and find innovative, and sometimes even free, ways to experience life. She also shares the value of learning and growing after failure. Build a better relationship with money so you can live the life you want. Tune in to the episode to learn more! Three reasons why you should listen to the full episode: Discover how you can build grit and determination to overcome any failure. Understand how you can find happiness with a Live It List. Learn how to have a better relationship with money, starting with learning about your money memories. About Nicole Nicole Middendorf is a wealth advisor, RJFS, and CEO of Prosperwell Financial since 2003. She previously worked at Morgan Stanley for four years before deciding to run her own wealth management firm. As a wealth advisor, she has helped people create wealth inside out and empowered clients to create positive changes in their own lives. Nicole shares financial advice and real-life perspectives on money through her books, podcasts, presenting at conferences, and appearances on several media platforms. Nicole aims to inspire people and help them find happiness. She believes that people should live a life without regrets, and this is the guiding principle to her Live It List. Interested in Nicole's work? You can check https://prosperwell.com/ (Prosperwell Financial Group) and her https://nicolemiddendorf.com/ (website). You can also reach her on https://www.youtube.com/user/NicoleMiddendorf (YouTube), https://www.facebook.com/nicolemiddendorfthemoneygal/ (Facebook), https://twitter.com/NicoleMiddendor (Twitter), and https://www.linkedin.com/in/nicolemiddendorf/ (LinkedIn). Enjoyed this Episode? If you did, be sure to subscribe and share it with your friends! Post a review and share it! If you enjoyed tuning in, then leave us a review. You can also share this with your friends and family. This episode will inspire them to learn how to balance work and life. Have any questions? You can connect with me onhttps://www.facebook.com/simonosamoh1 ( Facebook),https://twitter.com/SimonOsamoh ( Twitter), orhttps://www.instagram.com/simonosamoh/ ( Instagram). Thank you for tuning in! For more updates, visit myhttps://www.simonosamoh.com/ ( website) orhttps://mailchi.mp/79a93fb461d9/simonosamoh ( join the community). You may also tune in onhttps://podcasts.apple.com/us/podcast/who-i-became/id1514104061 ( Apple Podcasts) orhttps://www.youtube.com/playlist?list=PLmu-CaQ10DJk7Y1uAfk_f_MJkwt1m2441 ( YouTube).

I'm a big fan of spending my energy helping my clients control what they can and manage what they can't.  One of the biggest keys to financial success is proper money behaviour. Today I speak with Dr. Michelle Hilscher about the art and science of Behavioural Economics and how you can use it to connect with your future goals and make better money decisions. Dr. Hilscher is a Behavioural Scientist and BEworks and an expert in the field. I hope you enjoy!

Nancy Hetrick is the Founder and CEO of Smarter Divorce Solutions, the Senior Financial Advisor of Better Money Decisions, and the Founder and CEO of Business Blastoff for Divorce Financial Planners. She is a divorce financial analyst, a mediator, and a forensic specialist. She joins Stacy Francis to talk about the FAQs and FYIs about executive compensation awards. The term “executive compensation” is a misnomer, as it is given to a lot more people than just executives. Executive compensation is tricky: while an employee’s spouse may be entitled to the value of half of the compensation, most times the executive compensation plan does not allow those holdings to be transferred to anyone other than the employee. Executive compensation, which is often paid out in the form of a bonus, is considered an asset. Nancy implores listeners to get another financial advisor if the one they have right now is not educating them. Resources Nancy Hetrick on LinkedIn | Twitter SmarterDivorceSolutions.com Divorce is Not for Dummies: How to Cover your Assets Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com

Every week it is my goal to share stories from successful business owners and their relationship with time. Today’s guest is Nancy Hetrick. Nancy is the owner of Smarter Divorce Solutions, LLC, the Divorce Financial Planner Training Center, and is a financial advisor with Better Money Decisions. Nancy has a passion for helping people who are going through a divorce add a sense of sanity to the process as they figure out their finances. When she realized that this is the most powerful work she’s ever done, she tapped into her background as a teacher to train other financial advisors to maximize their impact. Nancy regularly expands her reach by not only strategically hiring employees - but by also hiring coaches to help her fill her information gaps. She believes that dedicating 10% of her revenue to personal development is one of the smartest things a professional can do - and in the first year of hiring a business coach, she 5x her income. Strategies: Done is better than perfect: “We almost all tend to be very perfectionist, and so we over obsess on making things perfect before we will show them to anybody - before we'll put a website up before we'll do a white paper. We can get into this analysis paralysis. There's a mantra that everybody needs to adopt right out of the gate which is Done is Better than Perfect.”Delegate: “The belief is that nobody else can do it like I can do it. So I can't possibly delegate all of these different tasks, because then they won't be getting a service that only I can provide hogwash, right? You have to get over that. You have to surround yourself with a team of people that frankly, once you train them, and they understand your culture and your vision and your purpose, they can do a better job than you.”Zone of Genius vs Zone of Competence: “You have your Zone of Genius, then you have your Zone of Competence - things you can do, but don’t love. You never should you be wasting your time there. You know how many financial advisors are agonizing over doing their own bookkeeping, or doing their own payroll? Get it off your plate.Hire a coach: “ About four years ago is when my business had grown to the point where I knew I was in uncharted water. And I didn't know what I didn't know. And I needed to surround myself with people that had gone before me. I really needed something to bring me that next level and I knew if I made the investment in myself, I would make it pay off.”Here’s how Nancy likes to spend her 25th Hour:Yoga - “I'd like to finally figure out how to actually squeeze in yoga every day.”Riding motorcycles - “That's kind of our stress relief - riding our motorcycles.”Resources Referenced:Divorce Financial Planning: Building a Successful Niche Business by Nancy A. HetrickProfit First by Mike Michalowicz Clockwork by Mike MichalowiczFix This Next by Mike MichalowiczLooking to learn more about the Divorce Financial Planning industry? Reach out to Nancy at:https://smarterdivorcesolutions.comhttps://www.facebook.com/smarterdivorce/https://twitter.com/SmarterDivorceshttps://www.linkedin.com/company/smarter-divorce-solutions-llc Ready to accomplish more while working less? Take this 2-minute quiz. https://impactivestrategies.com/quiz/

One of the ways in which Wevvo will support the community is through the market place. Wevvo is partnering with ARM investment managers to bring investment opportunities to the community. Raphael who is a seasoned investment manager with ARM talks about the financial instruments that exist for single female breadwinners and why it is important to start early.

Today I talk with Nancy Hetrick as we dive into the birth of her business, Smarter Divorce Solutions. She has poured her passion into helping others walk through the financial changes and challenges brought by divorce. Nancy and I discuss the ins and outs of divorce mediation and the importance of protecting your finances before, during, and after a marriage.  Keep up with Nancy:• Smarter Divorce Solutions - https://smarterdivorcesolutions.com/ • Better Money Decisions - https://bettermoneydecisions.com/our-team/nancy-hetrick/ Follow Sharon: https://www.linkedin.com/in/sharonbondurant/

What is decision science and can it be used to make better decisions about life and money? We find out by sitting down with a real-life decision scientist who happens to be the "Robin Hood" of decision science.

There are multitudes of mistakes that people make when it comes to investing, and incorporating Environmental Social and Governance funds can make it that much more complicated. Today Kate Stalter gives her top tips to help avoid the most common mistakes people make when it comes to socially responsible investing. To give yourself the best chance to achieve the financial outcome you want, tune into this episode of Better Money Decisions. Show Highlights: The necessity for wide diversification to smooth your return and reduce your risk The issues with over-concentration Approaches to avoid using when selecting investments Determining a clear investment objective and your goals Getting a fiduciary to create the roadmap for your financial plan Links: Got investing questions you’d like me to answer on the show? WeCanHelp@BetterMoneyDecisions.com For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email WeCanHelp@BetterMoneyDecisions.com Our proprietary Financial Wellness For Life program Register for upcoming webinars: Contact Better Money Decisions: (844) 507-0961 Extension 700 We Can Help Better Money Decisions Want our library of financial education topics? It’s all right here: Better Financial Decisions Kate’s Forbes articles Kate’s US News & World Report articles Visit us on social media: Facebook: Better Money Decisions Twitter: Financial Better Instagram: ​Better Financial Decisions LinkedIn: Better Money Decisions

Most of us want to invest in companies that we believe in and morally support, but feeling good isn’t going to put money in your pocket. In this episode, Kate Stalter shares how you can incorporate those sustainable funds into your asset allocation without jeopardizing your portfolio. If you’re interested in maintaining an ethical portfolio and making it fit your current retirement plan, tune into this episode of Better Money Decisions. Show Highlights: Incorporating sustainable funds into your asset allocation Having diversified funds to balance each other out Picking and choosing outside of your proper allocation What to do if you’re holding too much domestic stock Links: Got investing questions you’d like me to answer on the show? We Can Help Better Money Decisions For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email We Can Help Better Money Decisions Our proprietary Financial Wellness For Life program Register for upcoming webinars Contact Better Money Decisions: (844) 507-0961 Extension 700 We Can Help Better Money Decisions Want our library of financial education topics? It’s all right here Kate’s Forbes articles Kate’s US News & World Report articles Visit us on social media: Facebook: Better Money Decisions Twitter: ​Financial Better Instagram: ​Better Financial Decisions LinkedIn: Better Money Decisions

Saying you’re “socially responsible” sounds like a good thing to say, but what does that really mean? Putting your own values into perspective, that could mean something different for everyone. In this episode, Kate Stalter explains the metrics used to measure progress and what distinctions are made between sustainable and socially responsible investing. If you want to know more about what fund families really mean or simply how to avoid picking a good feeling over a good investment, tune into this episode of Better Money Decisions. Show Highlights: Causes that socially responsible funds tend to embrace Deciding where you want to put your money and pinpointing your values What a socially responsible portfolio looks like How different values dictate what socially responsible means How ownership stakes influence management Why you shouldn’t let a good cause take away from a good return Supporting causes that are important to you Links: Got investing questions you’d like me to answer on the show? wecanhelp@bettermoneydecisions.com For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email We Can Help Better Money Decisions Our proprietary Financial Wellness For Life program Register for upcoming webinars Contact Better Money Decisions: (844) 507-0961 Extension 700 We Can Help Better Money Decisions Want our library of financial education topics? It’s all right here Kate’s Forbes articles Kate’s US News & World Report articles Visit us on social media: Facebook: Better Money Decisions Twitter: ​Financial Better Instagram: ​Better Financial Decisions LinkedIn: Better Money Decisions

Should I want more money? Answer: Matthew 25:14-30 (parable of talents) says we should maximize our gifts. We don’t have more money, because we didn’t have the right elements and boundaries in place to have more money.

We’d all like to know the money we’re investing is being used in a way that aligns with our own goals and motives, but how can you ensure that? Today Kate Stalter talks about sustainable and socially responsible investing and how to practice morally aligning investments. This episode covers how to invest in companies you support, how to measure a companies’ goals, and much more. To learn how to get your money to work by spreading positive values tune into this episode of Better Money Decisions. Show Highlights: The start and philosophy behind ethical investing ESG Investing Why the factors behind ESG are important Putting your money to work Measuring a companies’ goals How to identify what is a good investment and what isn’t Links: Got investing questions you’d like me to answer on the show? We Can Help Better Money Decisions For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email We Can Help Better Money Decisions.com Our proprietary Financial Wellness For Life program Register for upcoming webinars Contact Better Money Decisions: (844) 507-0961 Extension 700 We Can Help Better Money Decisions Want our library of financial education topics? It’s all right here Kate’s Forbes articles Kate’s US News & World Report articles Visit us on social media: Facebook: Better Money Decisions Twitter: ​Financial Better Instagram: ​Better Financial Decisions LinkedIn: Better Money Decisions  

If you’ve been investing for a long time, chances are you’ve heard the saying “Sell in May and Go Away”. But is that sound advice you should take? Today Kate Stalter dissects the trivialities of global investments and explains why going off monthly data may not be your best strategy. Tune into this episode of Better Money Decisions to better your understanding on relevant data and to help you know what you might expect in the market. Show Highlights: Understanding how seasonality works in the market Where you’re supposed to “go” Why May tends to open wealth and how to manage expectations Market data that helps you know what you might expect Why smaller gains are better long term The home country bias International diversification Why you shouldn’t sell in May Links: Stock Trader’s Almanac iShares MSCI ACWI ex U.S. ETF Got investing questions you’d like me to answer on the show? Got investing questions you’d like me to answer on the show? We Can Help Better Money Decisions For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email We Can Help Better Money Decisions.com Our proprietary Financial Wellness For Life program Register for upcoming webinars Contact Better Money Decisions: (844) 507-0961 Extension 700 We Can Help Better Money Decisions Want our library of financial education topics? It’s all right here Kate’s Forbes articles Kate’s US News & World Report articles Visit us on social media: Facebook: Better Money Decisions Twitter: ​Financial Better Instagram: ​Better Financial Decisions LinkedIn: Better Money Decisions

What kind of decisions are you making about your life and your money?The Bible says your decisions are directly tied to what you believe “Then He touched their eyes, saying, “According to your faith let it be to you.” (Matthew 9:29, NKJV) What you choose to believe will directly impact your potential in life and those you influence.

Have you ever wondered what your future finances will look like? Many of us have! Today Kate Stalter talks about how you can get a glimpse into your financial future with proper financial planning and execution. If you’re interested in your financial projection, this episode explains how you can get a glimpse of your future, along with managing expenses, and setting goals. To get your financial plan in order today tune into this episode of Better Money Decisions.  Show Highlights:  Factors in your finances that you have control over  How to figure out future expenses and income  Working out your financial plan  Being engaged and held accountable in your financial process  Having something to work towards no matter what the stock market looks like  Links:  Got investing questions you’d like me to answer on the show?  Got investing questions you’d like me to answer on the show? We Can Help Better Money Decisions For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email We Can Help Better Money Decisions.com Our proprietary Financial Wellness For Life program Register for upcoming webinars Contact Better Money Decisions: (844) 507-0961 Extension 700 We Can Help Better Money Decisions Want our library of financial education topics? It’s all right here Kate’s Forbes articles Kate’s US News & World Report articles Visit us on social media: Facebook: Better Money Decisions Twitter: ​Financial Better Instagram: ​Better Financial Decisions LinkedIn: Better Money Decisions

Many companies quarterly release their sales, revenue, expenses, and other financial data, but what does that mean for you? Well, in some cases it may not be applicable to your particular case, but these earnings reports do predict market fluctuation and can impact your personal portfolio. Today Kate Stalter explains how earning reports impact individual stocks and the many factors that can contribute to stock movement. To learn more about these quarterly reports and how they affect your investments, tune into this episode of Better Money Decisions. Show Highlights: How earning season works and impacts individual stocks Companies that will publicly release data Why Wallstreet watches these companies closely year-round How quarter estimates are put into practice How institutional investors drive stock price movements What it means when a stock fluctuation meets or doesn’t meet expectations How earnings reports contribute to stocks moving up or down Links: Got investing questions you’d like me to answer on the show? Got investing questions you’d like me to answer on the show? We Can Help Better Money Decisions For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email We Can Help Better Money Decisions.com Our proprietary Financial Wellness For Life program Register for upcoming webinars Contact Better Money Decisions: (844) 507-0961 Extension 700 We Can Help Better Money Decisions Want our library of financial education topics? It’s all right here Kate’s Forbes articles Kate’s US News & World Report articles Visit us on social media: Facebook: Better Money Decisions Twitter: ​Financial Better Instagram: ​Better Financial Decisions LinkedIn: Better Money Decisions

It’s easy to trick ourselves into thinking “it’s different this time”, but more often than not, that isn’t the case. When it comes to the stock market, cycles tend to repeat themselves and the research that’s been proven over the years is still relevant to todays market. In this episode, Kate Stalter talks why “it’s different” is a misleading mindset that will result in negative repercussions. To learn more about how to avoid this trend and to stop making decisions out of emotional biases tune into this episode of Better Money Decisions. Show Highlights: Behavior finance and cognitive biases that lead to bad decisions How recency bias misleads us Why we shouldn’t be too optimistic Markets being driven by human components Rebounds that occur after negative events Reflecting on history to avoid falling into a trap Links: Episode 13: The Behavioral Investor With Daniel Crosby US News & World Report: 7 Behavioral Biases That May Hurt Your Investments Got investing questions you’d like me to answer on the show? Can Help Better Money Decisions For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email We Can Help Better Money Decisions.com Our proprietary Financial Wellness For Life program Register for upcoming webinars Contact Better Money Decisions: (844) 507-0961 Extension 700 We Can Help Better Money Decisions Want our library of financial education topics? It’s all right here Kate’s Forbes articles Kate’s US News & World Report articles Visit us on social media: Facebook: Better Money Decisions Twitter: ​Financial Better Instagram: ​Better Financial Decisions LinkedIn: Better Money Decisions

It’s common to hear words like “stocks”, “assets”, or “index funds” thrown around when it comes to finances, but what do those words really mean? When it comes to your investments, it’s important to know what the importance of every decision truly has. While you may have heard that index funds are a good investment, do you know why? Today Kate Stalter dissects these buzzwords to help you better understand the impact and purpose they have. To learn more about broad market returns in the form of index funds and how to simplify your finances, tune into this episode of Better Money Decisions. Show Highlights: Understanding basic investment terminology What an Index Fund is Fund fact sheets and where to find them The Renaissance IPO exchange-traded fund Basic index funds and what that means Examples of major and widely used index funds What would happen if every investor stopped chasing performance Exploiting mispricing Links: Episode 18: Indexes and Exchange Traded Funds with Daniel Prince US News & World Report: Should You Really Invest In That Hot IPO? Fact Sheet for SPY ETF Fact Sheet for IPO ETF Got investing questions you’d like me to answer on the show?   For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email: WeCanHelp@BetterMoneyDecisions.com Our proprietary Financial Wellness For Life program Register for upcoming webinars Contact Better Money Decisions: (844) 507-0961 Extension 700 WeCanHelp@bettermoneydecisions.com Want our library of financial education topics? It’s all right here Kate’s Forbes articles Kate’s US News & World Report articles Visit us on social media: Facebook Twitter Instagram LinkedIn

When it comes to stocks, chances are that no matter how credible the source is, they still don’t have the answer. It’s easy to become fixated on the idea of certainty and security, but the truth is that no one person can really predict the outcome. In todays’ episode, Kate Stalter talks about putting aside desire for certainty, the common misconceptions people have about stocks and how to shift that mindset. To learn more about avoiding bad market prediction and how to determine what works best for your personal portfolio, tune into this episode of Better Money Decisions.    Show Highlights:    The common obsession with market prediction and certainty  The loss and gains sensation  What determines stock prices  Commonalities between credible people giving bad predictions Correlations between the economy and the stock market  How to avoid guessing what might cause buyers and sellers to act    Links:    The Dangers of Listening to Financial Pundits  https://finance.yahoo.com/news/dangers-listening-financial-pundits-130000552.html  Got investing questions you’d like me to answer on the show?  WeCanHelp@BetterMoneyDecisions.com  For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email  WeCanHelp@BetterMoneyDecisions.com  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Want our library of financial education topics? It’s all right here:  www.betterfinancialdecisions.com  Kate’s Forbes articles:  https://www.forbes.com/sites/katestalter/#799df653349f  Kate’s US News & World Report articles:  https://www.usnews.com/topics/author/kate_stalter  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

We’ve all heard of, and probably occasionally use Uber for quick and easy transportation. But have you ever heard of Lyft? Lyft is a ride sharing company, like Uber, but smaller and less known. Recently, Lyft’s stocks became available to the general public for investments and trading, but just because you can, does that mean you should? Today Kate Stalter explains why trend investments aren’t always a good idea, along with why smaller companies are sometimes more promising. Tune into this episode of Better Money Decisions to learn why well-known companies, despite gaining popularity, aren’t always the safest or most profitable investment.  Show Highlights:  Why companies go public with shares  How investors are rewarded from small companies going public  Why popular companies aren’t always a good investment  What makes picking IPO's risky  Reasons why you shouldn’t jump into trading because it goes public The reality of stocks when companies settle back into real sales and earnings expectations  Better ways to get your retirement plan aligned with your goals      Links:  Got investing questions you’d like me to answer on the show?  WeCanHelp@BetterMoneyDecisions.com  For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email  WeCanHelp@BetterMoneyDecisions.com  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Want our library of financial education topics? It’s all right here:  www.betterfinancialdecisions.com  Kate’s Forbes articles:  https://www.forbes.com/sites/katestalter/#799df653349f  Kate’s US News & World Report articles:  https://www.usnews.com/topics/author/kate_stalter  Visit us on social media:  Facebook: https://www.facebook.com/bettermoneydecisions/ Twitter: https://twitter.com/FinancialBetter Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/

Education is a great and powerful thing, but some things require more than reading a few articles. Naturally we turn to professionals when we’re in legal and medical crises, so why don’t we do the same with our finances? Today Kate Stalter talks why seeking professional guidance is the best thing to do for your personal and complex financial situation. Tune into this episode of Better Money Decisions to learn how you can take action and execute a program that works for you.    Show Highlights:    When you should educate yourself vs. when you should consult a professional  What education consists of  Why it’s important to have your finances calculated for your particular case  Using education to avoid taking action  Combining education with taking action  Why mass market education isn’t beneficial for your finances  Showing up and following a personal program to see results  Incorporating full-transparency and executing a personal plan      Links:  For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email  WeCanHelp@BetterMoneyDecisions.com  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Want our library of financial education topics? It’s all right here:  www.betterfinancialdecisions.com  Kate’s Forbes articles:  https://www.forbes.com/sites/katestalter/#799df653349f  Kate’s US News & World Report articles:  https://www.usnews.com/topics/author/kate_stalter  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

Many Americans are unaware of the steps they need to take to be well-prepared for their retirement. Not only are they neglecting planning, but the average American doesn’t even start saving until after 55. Today Kate Stalter talks about the predicted retirement crisis that this upcoming generation is going to face and the factors to consider that people may not have had to worry about in the past. To learn how you can avoid these major roadblocks, leave the legacy you want with your money, and insure you can cover long term expenses, tune into this episode of Better Money Decisions with Kate Stalter.    Show Highlights:    The predicted retirement crisis  Why we have to plan better for retirement than people have in the past  Factors we should consider when planning  The biggest retirement roadblocks  The issue with not being knowledgeable about the stocks you own  Making sure your investments match your risk tolerance  Neglecting a retirement income plan      Links:    Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Want our library of financial education topics? It’s all right here:  www.betterfinancialdecisions.com  Kate’s Forbes articles:  https://www.forbes.com/sites/katestalter/#799df653349f  Kate’s US News & World Report articles:  https://www.usnews.com/topics/author/kate_stalter  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

What’s best for you long-term doesn’t always feel good in the present, but those who put in the time and hard work will thank themselves in the future. Today Kate Stalter shares why you should look at the long-term horizon and how to build the endurance necessary to deal with the inevitable ups and downs in the market. Tune into this episode of Better Money Decisions with Kate Stalter to learn more on why you should invest in yourself, your family, and your future.  Show Highlights:  The issue with saving vs. investing  The power of compounding  The role risk and returns play in investing  Looking at the long-term horizon  Factors that determine risk tolerance  Dealing with inevitable downturns in the market Why it’s never too late to invest  Taking steps to achieve the future you want  Enduring pain now to experience joy later  Links:  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Want our library of financial education topics? It’s all right here:  www.betterfinancialdecisions.com  Kate’s Forbes articles:  https://www.forbes.com/sites/katestalter/#799df653349f  Kate’s US News & World Report articles:  https://www.usnews.com/topics/author/kate_stalter  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

Many people go all in on companies that seem to have promising growth, but what happens when they make a mistake? Believe it or not, this is more common than you’d think. Today, Kate Stalter talks the risks of investing in single stocks and why you should be cautious of only investing in specific companies. For more on how to avoid risky investments and secure smooth returns, tune into this episode of Better Money Decisions.      Show Highlights:    The issues Boeing is facing  The effects the Ethiopian Air crash had on stocks  Why current issues are relevant to your investments  The risk of investing in biotech  How to smooth out your returns  The risk of single stocks      Links:    Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

No matter how much you have in the bank, you can’t afford to not save for retirement. There are many factors to consider when planning for retirement and it’s important to make sure you’re prepared before it’s too late. Today Kate Stalter shares the most widespread reason people can’t afford to retire and how to avoid it. If you want to live your best life in retirement, live comfortably and securely, and give your finances a fighting chance tune into this episode of Better Money Decisions.    Show Highlights:    Why many people can’t retire comfortably  Using the blame factor to avoid responsibility  Protecting and using your hard-earned money the way you want  Most common and reliable solutions to have more funds for retirement  Why a large sum of money doesn’t ensure you’ll be okay  Elements of retirement money that go beyond investing      Links:  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

No one can consistently pick stocks that’ll result in the highest returns, but you can learn how to make the market work for you. Most people tend to think their finances are completely out of their control, although there are many techniques you can implement to mitigate risk and generate more income. Today, Kate Stalter shares insight on how you can take control of your finances and what strategies to use in order to drive higher returns. To hear more on how you can reach your financial goals and set yourself up for the retirement of your dreams, tune into this episode of Better Money Decisions.    Show Highlights:    Aspects of investing that you can control for a successful outcome  Calculating your time horizon and risk tolerance to achieve your goals  Structuring your portfolio around dimensions of return  What drives returns  How to get the science to work for you  Diversifying broadly and reducing expenses  Buying and selling different elements within a fund  Formulating a withdraw strategy  Understanding how to respond to financial surprises      Links:  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

Many people don’t realize how blinding emotions can be, especially when it comes to the stock market. It’s easy to let temporary feelings and market fluctuations dictate long-term goals.    Today Kate Stalter talks about why we should put those emotional attachments aside and look at the stock market from a logical standpoint. Not only does she share how to navigate every aspect of your financial life, but this episode also covers how to avoid the emotional downturns that accompany it. Tune into this episode of Better Money Decisions to learn how to manage your emotions to live your best financial life.    Show Highlights:    Navigating all the qualitative aspects of financial life Basing investments on emotions instead of science  Why keeping with cash diminishes your spending power  Creating a life you value  How to avoid emotional traps heading into retirement  The importance of having a vision  Developing a philosophy about the market  Anticipating losses when investing  Riding through low points in the market  Removing personal feelings from investments  How to be sure you’ll achieve your goals and avoid emotional downfalls    Links:    Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

It’s easy to get distracted by empty promises and stock brokers claiming they know “the next big thing”, but if it were that easy we’d all be millionaires. Learning how to decipher the difference between bad products and investments is necessary to help you avoid market timing. It’s vital to start tuning out these uneducated marketers now and to start making more logical investments. To learn more about how you can invest tactically, avoid market timing and being sold poor products, tune into this episode of Better Money Decisions with your host, Kate Stalter.  Show Highlights:  Why you shouldn’t listen to stock brokers  How people justify emotional investing  Embracing the logistics of investing  Avoiding using investing as entertainment  How to stop wasting your time, energy and money trying to outguess the market  The best way to capture market returns    Links:  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

There will always be outside sources that claim to know the next best thing when it comes to investing, but the best thing you can do is ignore them. No one knows what you need to reach your goals better than you do. In todays’ episode, Kate Stalter talks diversification and how to build a portfolio that correlates with the life you want. To learn more about how to take educated risks, avoid common mistakes and create a multi-faceted portfolio, tune into this episode of Better Money Decisions.  Show Highlights:  How the media botches portfolio construction  How diversification can improve your return  Owning international and global stocks  The most common mistakes investors make  How broad diversification came about  The risk you need to take to generate return  What qualifies as a diversified portfolio  Links:  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/

Financial planning and a good investment strategy, started as early as possible, is key to achieving financial freedom in retirement. The sooner you do it, the better off you are (and will be). But many people start off doing this with no clear idea of what they are doing, which can really derail the train soon after it leaves the station. Out of ignorance, or listening to the wrong advice, people can cause serious problems for their retirement plans. That is why in this episode of the podcast I talk to Lorraine Ell, of the company Better Money Decisions, to talk about what she sees as the Top 10 Mistakes People Make in Financial Planning and Investing.

Perhaps you’re one of the many people who don’t understand why bonds are necessary for your portfolio. Stocks on their own seem to be enough, but what many people don’t know is that bonds are much less volatile than stocks.  In fact, having a more diversified portfolio will increase the stability of your stocks in the future.  In today’s episode, Kate Stalter shares tips on how to help you identify which bonds are the most financially beneficial and why you should invest. If you want to retire in a position where you can have fun, give back to others, and enjoy the family and life you’ve built, tune into this episode of Better Money Decisions to enhance your probability of accomplishing those goals.  Show Highlights:  Why you need bonds  What happens when interest rates go up and you own bonds with lower rates  Primary reasons why long-term bonds are subject to greater interest rate risks than short-term bonds  Why you want to tilt towards a shorter-term bond  How debt effects bonds  How to identify junk and high yield funds    Links:  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: https://www.facebook.com/bettermoneydecisions/ Twitter: https://twitter.com/FinancialBetter Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

Unlike cooking and doing the laundry, investing isn’t necessarily something instilled in us through life. Despite this, people tend to be embarrassed by not knowing how to invest, which causes them to continue to dabble in the stock market without ever reaching out to a professional. In today’s episode, Kate Stalter explains why “Do It Yourself” investing isn’t the best strategy and the importance of consulting a professional. If you want to learn how to invest in stocks that’ll drive high returns and avoid the most common investing mistakes tune into this episode of Better Money Decisions.    Show Highlights:    Why talking about becoming a better investor is important  Mistakes “Do it Yourself” Investors are prone to  Why investing based on political opinions is detrimental  How to know which investments are most likely to drive returns Differences in expected returns  Creating a financial plan and structuring investments  What drives returns’ in the stock market  Why sitting with cash isn’t a smart strategy Having exposure towards small cap stocks  Investing in stocks over seas  Determining value stocks  Why value is so important  Investing in companies with high profitability to see higher returns  Adding profitability to your other screens      Links:    Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: https://www.facebook.com/bettermoneydecisions/ Twitter: https://twitter.com/FinancialBetter Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

It’s easy to let news programs and propaganda dictate our investment decisions, but these aren’t necessarily the most reliable sources. More often than not, current news is the most refutable source for investment decisions. In today's’ episode, Kate Stalter shares why you should stop trying to use current events to play the market and simply let the market work for you. Frankly, it’s that simple to avoid silly mistakes and set yourself up for complete financial wellness. If you’re interested in how you can do better in your investments and improve your returns, tune into this episode of Better Money Decisions.  Show Highlights:  Letting the market work for you  Identifying your reason to invest  Not letting short term news events dictate investments  Improving your returns by diversifying internationally  Aiming for broad market returns  Links:  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: https://www.facebook.com/bettermoneydecisions/ Twitter: https://twitter.com/FinancialBetter Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decision

Most people tend to think that past performance is a good indicator for future trajectory, but that couldn’t be farther from the truth. When it comes to stocks, bonds, and other financial investments, there’s no telling what that market will look like in the future. This is why you should resist chasing past performance and rely on a diversified portfolio. In todays’ episode of Better Money Decisions, Kate Stalter shares more efficient ways to choose investments, why you shouldn’t depend on past winners, and avoiding riding out momentum. Tune in to learn more about how you can expand the variety of your portfolio and become a successful investor.    Show Highlights:    How to choose your investments  The effects of momentum on stocks  Why you shouldn’t chase past winners  Acknowledging diversification and avoiding clickbait  Being patient and focusing on the future      Links:    Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: https://www.facebook.com/bettermoneydecisions/ Twitter: https://twitter.com/FinancialBetter Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

Despite common belief, short-term investing isn’t the most profitable method. While it’s tempting to play the market “safe” and to undertake the risk of trying to outguess the market, it’s unlikely anyone can successfully do so. There are many other methods in which you will see higher returns long-term, and Kate Stalter shares them in this episode. If you want to become a better investor, live the life you deserve after retirement, and receive the returns you deserve, tune into this episode of Better Money Decisions with your host, Kate Stalter,      Show Highlights:    Why attempting to outguess the market isn’t rational  Throwing short term thinking out the window  Why picking cash isn’t the best method for investing  Calculating returns and comparing mutual funds  Taking advantage of public information  Having higher risk exposure and settling for a lower return  Getting the return you need to live the life you want after retirement      Links:  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

On this show, we talked about how our ever changing lives deserve and require that we consistently revisit our financial plan with Lorraine Ell, CEO of Better Money Decisions and author of Bozos, Monsters and Whiz Bangs.  Listen to learn about how all of your life experiences help to form and shape how you handle your finances! For the Difference Making Tip, scan ahead to 17:20. You can learn more about Lorraine at BetterFinancialDecisions.com, Twitter, Facebook, and LinkedIn. Please subscribe to the show however you’re listening, leave a review and share it with someone who appreciates good ideas. You can learn more about the show at GeorgeGrombacher.com, or contact George at Contact@GeorgeGrombacher.com.

What is the universal truth when it comes to saving money and making better money decision? Listen to find out! This week, Lorraine Ell, CEO of Better Money Decisions and author of Bozos, Monsters, and Whiz-Bangs: Bad Advice from Financial Advisors and How To Avoid It, joins us for a fun discussion about money and life.  Lorraine is an advocate for living the life you want and shares some great tips for bringing that hope to reality!  

In order to see returns on your investments, you have to learn how to play the market smart. In todays’ episode, Kate Stalter talks about how you can become a better and more tactful investor. She covers topics such as how supply and demand dictate equilibrium, expanding your portfolio, and remaining disciplined through market downturns, all based on research by Dimensional fund advisors. Tune into this episode of Better Money Decisions for more tips on how you can become a better and smarter investor.      Show Highlights:    Embracing market pricing  Prices adjusting according to previous buyers  How new information dictates the equilibrium price point  Accepting market prices and understanding returns  Building a well-diversified portfolio around drivers of returns  Remaining disciplined through declines in the market      Links:    Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/  Jim Parker PDF: “A Question of Equilibrium.” - https://betterfinancialdecisions.com/wp-content/uploads/2019/02/AQuestionofEquilibrium.pdf?fbclid=IwAR1Vd8XYmBCcqQKl3z-0wNv1Ksj_4Jsa8l9oVd7b4Y2EZeOHi_6lr3dDXZA

There are many factors that make up a good investor. Learning how to work the market without making hasty assumptions, attempting to outguess the market, and managing your emotions can take years, but it doesn’t have to.    In this episode, Kate Stalter introduces helpful strategies that will be further discussed on upcoming episodes. We’ll discuss important resources, such as credible sources for market statistics, how to eradicate emotions from investment decisions, and how to hold the right mix of assets. To learn more about how you can pursue a better investment experience, tune into this episode of Better Money Decisions with financial expert, Kate Stalter.        Show Highlights:    Why chaos in the market shouldn’t deter investors  Avoiding trying to outguess the market  Resisting chasing past performance  Not giving in to emotions to experience returns  Stocks vs. Bonds  How small companies outperform larger corporations  Keeping bonds short term and high-credit quality  Smart diversification  Staying updated with market-timing  Managing your emotions  Not listening to the media to make your investments  Managing personal expenses  Staying disciplined throughout market dips and swings      Links:    Video: The value of a dollar over time    Our proprietary Financial Wellness For Life program    Register for upcoming webinars and get your no-obligation portfolio review: BetterMoneyDecisions.com/webinar  Contact Better Money Decisions: (844) 507-0961 Extension 700 WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: https://www.facebook.com/bettermoneydecisions/ Twitter: https://twitter.com/FinancialBetter Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/

As a woman it is equally as important to be well informed on your finances and to have a well-devised retirement plan set in place. There are many obstacles women are forced to overcome that men do not have to encounter. In this episode, Kate Stalter talks about how to plan according to these challenges, how to harness your spending power, and why women shouldn’t be reluctant to invest in stocks. To learn more about how you can prepare for your financial future and stay ahead of the financial market, join your host in this episode of Better Money Decisions.      Show Highlights:      The financial gap between men and women  Common stock market investment differences between men and women  Why men are more vulnerable to impulsive behavior Why women have lower risk tolerance  Staying ahead of inflation  How work years impact women’s savings for retirement  Why women should become more involved in monitoring retirement savings  How to know if you’re working with an advisor who is making investments that are right for you  The importance of making sure you’re financially stable before you take care of anyone else  What you should do if you feel like your advisor isn’t right for you  Identifying tax efficient strategies to talk to your financial planner about        Links:      7 Behavioral Biases That May Hurt Your Investments  https://money.usnews.com/money/personal-finance/mutual-funds/articles/2015/05/26/7-behavio ral-biases-that-may-hurt-your-investments  Boys Will Be Boys: Gender, Overconfidence, And Common Stock Investment  https://faculty.haas.berkeley.edu/odean/papers/gender/boyswillbeboys.pdf  Our proprietary Financial Wellness For Life program  www.https://bettermoneydecisions.com/financial-wellness-for-life/  Register for upcoming webinars and get your no-obligation portfolio review:  BetterMoneyDecisions.com/webinar  Contact Better Money Decisions:  (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media:  Facebook: https://www.facebook.com/bettermoneydecisions/ Twitter: https://twitter.com/FinancialBetter Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

The market is constantly changing and adjusting to fit current economic circumstances in the US and internationally. While you could be discouraged by this fluctuation, you can also use it to your advantage.  In this episode, Kate Stalter talks about global market developments, expanding your portfolio to international investments, and why market declines aren’t necessarily a bad thing. To learn more about discerning the market and how to build a portfolio that will help you reach your financial goals tune into this episode of Better Money Decisions, with your host, Kate Stalter.  Show Highlights:  Global market developments  What is causing the growth decline in China  How international economic decline dictates the market  The effects of tariffs imposed  Having exposure to markets outside of the US  Why fluctuation in the market shouldn’t deter you  Factors to consider in international investments  Why timing the market isn’t reliable  The importance of rebalancing your portfolio regularly    Links:  Better Money Decisions Website Forbes article on China MSCI emerging markets index  Contact Better Money Decisions: (844) 507-0961 Extension 700  WeCanHelp@bettermoneydecisions.com  Visit us on social media: Facebook Twitter Instagram  LinkedIn  

Rumor has it that January is the most important month to dictate the course of the annual market. According to credible sources, such as the Stock Traders’ Almanac, these allegations seem to continuously prove to be true. Although, what’s even more important is how you choose to invest your money throughout the rest of the year. If you’re leery about bonds or simply aren’t sure whether or not they should be included in your portfolio, tune into this episode of Better Money Decisions with Kate Stalter to see how you can beneficially integrate bonds into your portfolio.  Show Highlights:  Tracking January’s performance to indicate the annual market  Bonds of fixed income variety  Dampening the volatility of stocks  Finding solutions to bond declines  Avoiding “junk bonds” Utilizing the exposure that bonds offers  Balancing equity risks  Shortening bond durations  Links:  www.https://bettermoneydecisions.com/financial-wellness-for-life/ https://www.stocktradersalmanac.com/  Visit us on social media: Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/

As many of you may already be aware, the founder and chief executor of the Vanguard group, Jack Bogel, has recently passed. What you may not be aware of is the significance behind his work and the investing methods in which he is known for proving to be effective.    This episode of Better Money Decisions explores the pioneering of index funds, why actively managed markets are not always stable, and the importance of acknowledging that there is no fool-proof method to investing. To learn more about index funds and how to manage your investments join your host, Kate Stalter, in this weeks’ episode of Better Money Decisions.      Show Highlights:   The purpose of an index fund  Why Jack Bogel invented the index fund  Why actively managed funds underperform  Why Jack emphasized investing in a broader market  Recognizing that systems are not fool-proof     Links:    www.https://bettermoneydecisions.com/financial-wellness-for-life/   

If you want to ensure that your finances are secure and in place to be ahead in 2019, this interview with Christine Benz can assist you with just that. Christine is the Director of Personal Finance for Morningstar and is the author of several personal finance books. She knows how to tactfully manage taxes and how to get your portfolio out of aggressive and detrimental positions. If you want to start off this next year with a well-organized portfolio by making educated tax-deductible decisions, listen in on this episode of Better Money Decisions with your host and financial advisor, Kate Stalter.      Show Highlights:    Things people need to do to wrap up 2018 and jumpstart 2019  Ways to improve your portfolio  Properly managing IRA accounts  Strategies for tax law holdings and gains  Working with wash sale rules  Why capital gains distributions within mutual funds can be a tax trap  Meeting redemptions from departing sale holders  Step up in cost basis to account for tax distributions  How inheriting money is beneficial in litigating taxes  Charitable giving and itemizing  Qualified charitable distribution strategies  Clustering procedures and donor advised funds  The importance of evaluating your portfolio and sourcing portfolio withdrawals  Strategizing withdrawals to minimize taxes  Taking advantage of temporarily low tax brackets  When to take social security      Resources:    Christine’s article on Morningstar.com:  https://www.morningstar.com/articles/891899/retirees-yearend-taxplanning-guide.html  The Bodacious Benefits of A Donor Advised fund, by Lorraine Ell:  https://www.kiplinger.com/article/taxes/T054-C032-S014-the-bodacious-benefits-of-a-donor-advi sed-fund.html  Visit us on social media: Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/  LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

For some reason, we prioritize our health, our home, our family, and often exclude one of the most important factors, our finances. Handling our money properly is crucial to being able to live the life we want, but it isn’t a task we should take on our own.  In this interview, Nick Stuller, author of “The Truth Shall Set Your Wallet Free”, explains the vitality of having a trustworthy financial advisor and how to identify red flags. Tune into this episode of Better Money Decisions with Kate Stalter to learn more about how to manage the market and your money strategically.  Show Highlights:  Recognizing how few people actually understand financial advisors.  The necessity for financial help.  The general public and investors being misinformed.  Different types of investor facing advisors.  The importance of outside objective input Becoming educated in your finances and seeking an advisor. How the market affects clientele  How to determine between a bad and professional advisor  Questions to identify red flags  Links:  The Truth Shall Set Your Wallet Free Facebook Twitter Instagram LinkedIn Kate's Contact: 844-507-0961

The stock market can be wildly unpredictable but understanding patterns and algorithms can help any investor make better financial decisions. It can also be beneficial when understanding when it is better to invest or trade, when to make a move in your portfolio, and the best strategies to implement. Anne-Marie Baiynd, Chief technical strategist and CEO at thetradingbook.com, and author of The Trading Book, is known as the worlds’ most successful trader and has professional insight on todays’ market. If you’re interested in learning how to strategize trading, tune into this episode of Better Money Decisions with Kate Stalter.  Show Highlights:  What long term investors can learn from trading  The patience that comes with looking forward  How to be more strategic  The importance of simplicity  Price and volume action  Balancing why and evaluating patterns  Broadening perspective  How to discern between short-term and long-term market movements  Comparing and contrasting past market crashes to now  Foreign loans and debt  Collateralized debt  Why a current defensive posture is necessary  Managing emotions around downturns  Creating a trading journal Evaluating and engaging with our why’s  Resources:  The Trading Book: https://thetradingbook.com/TTB/  Visit us on social media: Facebook: ​https://www.facebook.com/bettermoneydecisions/ Twitter: ​https://twitter.com/FinancialBetter Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

As medicine and society has advanced, life expectancy has increased. This only makes the importance of preparing for the future that much more vital. In this episode of Better Money Decisions, strategies for long term investing, preparing for a market downturn, maintaining a healthy lifestyle, and how to achieve happiness is discussed. If you’re striving to achieve a happy, healthy, and successful lifestyle then todays guests, Dr. Marissa Pei and the Dividend Sensei, have plenty of credible tips to help you accomplish that goal. Tune into this episode of Better Money Decisions with your host, Kate Stalter, to learn how you can generate a plan for your financial and future success.        Show Highlights:    Recognizing the complexity of the global economy  Confirmation bias  Following courses of asset class investment  Causes of financial crises and liquidity  Why 88% is the most achievable number for happiness  Tuning out negativity  Media being used as a weapon  The choice factor  How to ensure a happy and healthy retirement  Maximizing creativity  The benefits of forgiveness  How to change your mindset Morning routine that’ll redirect the outcome of your day  The damage complaining causes    Resources:  Dividend Sensei on Seeking Alpha  www.facebook.com/bettermoneydecisions  audibletrial.com/bettermoneydecisions  Dr Marissa Pei  bettermoneydecisions.com or (844)-507-0961  

In Ep. 043, Tim talks with Lorraine Ell.  Lorraine is the CEO of Better Money Decisions and the author of the recently released book 'Bozos, Monsters, and Whizbangs'.  They talk about Lorraine's journey around the world and how it shaped her views of people and finance, as well as her firm beliefs in the benefits of working with a fiduciary advisor.  They discuss what needs to change in the financial services industry, and how to make money last through retirement as well.

More often than not, we want to go with whatever investment plan is the newest rage just because it’s a hot topic. What people don’t realize is that just because a strategy is hot right now, doesn’t mean it’s the best option for you. Exchange traded funds are popular right now because of their convenience, and while it doesn’t mean it’s the right strategy for you, it’s good to familiarize yourself with different investment techniques. In this episode, Kevin Quigg, the Chief Strategist at Exponential ETF’s and host of Exponential ETF’s Podcast, talks about a unique system developed at his firm and how it fits in a strategy with your general investments. Today, our focus is on the American Customer Satisfaction Investable Fund, which is an EFT. Tune into this episode of Better Money Decisions with Kate Stalter to enhance your investment knowledge.  Show Highlights:  The core of the investment thesis  The relationship between customer satisfaction and security performance  Creating an index  How a portfolio turnover happens  Utilizing data  Satisfaction in action  Sector weightings  Consumer discretionary market place and market share  How investors should view the potential performance of specialty ETF’s  Risk and return rates  How to balance funds  Getting exposure or complimenting your company  Large cap domestic growth  Utilizing different processes  Enhancing customer experience  Adapting to provided services  Creating data that makes informed decisions  Hedge funds    Resources:  https://exponentialetfs.com/  www.facebook.com/bettermoneydecisions  audibletrial.com/bettermoneydecisions 

Recently JP Morgan announced the release of their new investing app, which leave many saying “Welcome to the club”. Fintech is changing the way we do money - and it’s here to stay. Budgeting, spending, investing, and even trading are all influenced by fintech. Fintech products are helping people become influence marketers, and our guest Joe Saul-Sehy says apps help create community. One more thing that is coming out of the fintech movement is the ability to get people interested in money. Joe loves using how fintech is bringing various financial knowledge to the average person, and some even gamify the learning process. Listen to Linda P. Jones and Joe Saul-Sehy talk about using fintech to make better money decisions. For more information, visit the show notes at http://moneytreepodcast.com/209

We all like clean cut predictions but unfortunately stocks aren’t like the weather. It is impossible to know exactly when or how the market will fluctuate, which is why it is important to always be prepared. If you’re looking for the best solutions to manage and prepare your stocks for future market corrections, Kate Stalter is here to teach you how. Tune into this episode of Better Money Decisions for the best advice on how you can avoid major risks with your stock investments.    Show Highlights: Normal market correction  Making predictions for the market correction  Stock fluctuation  Buying in large  Runaway inflation  Uncertainty and risk  Determining retirement money  Being conscious of who you’re taking investment advice from  Preplanning investments  Looking at your current spending  Taking on market risk  Avoidable risks  Resources: Join the Better Money Decisions Facebook Group

The first step to money success is to build a good relationship with money, yet many of us are unaware of how to do that. Learning how to change your money mindset and limiting beliefs on money is the first step to financial freedom.  Barbara Huson is a money coach and financial expert with a plethora of tips on how to use money to live life on your own terms. Tune into this episode of Better Money Decisions with your host, Kate Stalter, to learn how to use your money to achieve your goals and live with the financial freedom you deserve.  Show Highlights: How love encourages self-acceptance  Being smart with money  The process of working with finances  Dealing with money beliefs  Having confidence to make smart money decisions  Fearing the consequences of intelligence  Collective learning about money  Openly talking about money  The wealth connection Creating a safe place to talk about emotions behind money  Finding individual values  Why it is important to create wealth  Living life unapologetically  Finding emotional healing  Participating in financial decisions  Steps to follow for financial success    Resources: Barbara's Website Join the Better Money Decisions Facebook Group

At some point we’d all like to retire but what that looks like is different for all of us. No one wants to have to downsize their home, lack necessities, or have to work excessive hours in order to build up savings for retirement. Building up savings requires discipline and planning, yet many are unaware of how to do that. Fritz Gilbert, this weeks’ guest, is here to teach life lessons and valuable financial tips to help you build your retirement savings. Tune into this episode of Better Money Decisions with Kate Stalter to learn how you can start compound investing and building your net worth.    Show Highlights:   Retiring early  Being unprepared for retirement  Techniques to prepare for retirement  Advantages to saving later in life  Making difficult decisions  Resisting change  Reduction in lifestyle  How to begin planning for retirement early  Personal retirement stories  Lifestyle change  Finding balance  Keeping up with the Joneses  Being on the same page financially as your spouse  Recognizing the logistics of finances  Automating your savings  Being consistent  Finding true contentment  Developing a steady stream of income  Making financial decisions based on political views  Having liquidity and diversifying investments  Domestic travel  Mindset to have in retirement  Knowing how to pivot    Resources Mentioned:   Www.theretirementmanifesto.com  Twitter & Facebook: Fritz Gilbert  10 commandments of retirement article  Betty and Gordon article

It can be difficult to separate personal or political views from finances. Often times we see negative or positive things occurring in media and assume they change the trajectory of the financial market. As investors, we must learn to separate ourselves from cognitive biases when making financial decisions. Daniel Crosby is a financial advisor who wants to share the secrets to acquiring wealth and investing successfully with you. Tune into this episode of Better Money Decisions with your host, Kate Stalter, to learn how to identify any biases hindering your investing success and how to overcome it.     Show Highlights: A deep dive in cognitive investing  People believing their time is always the most volatile  Misunderstanding the market  Biggest behavioral issues in investors  Investing according to politics  Being optimistic about human potential  Overcoming being surrounded by negativity  Understanding broad market trends  Positive effects coming from negative things  How to be informed consumers  Transitioning from psychology to finance  Developing models and how they correlate with human behaviors  Finding data that supports your approach  Behavioral components  Determining which investment philosophy is the best  How to control emotions and tune out tips in the news  Making good choices and staying in your lane  What makes women better investors than men  Overconfidence and cognitive biases    Connect with Daniel: The Behavioral Investor by Daniel Crosby Twitter: @DanielCrosby  LINKEDIN: Dr. Daniel Crosby 

The industry around cannabis is growing rapidly and making monumental advancements. Many new products and technology have been developed that will not only benefit growers of cannabis, but will make a tremendous impact agriculturally.  While the majority of this industry is still in the shadows, Debra Borchardt, the Co-founder and Editor of Green Market Report, is here to help those who are interested in cannabis stock investments. Tune into this episode of Better Money Decisions with your host, Kate Stalter to learn all aspects of cannabis investing, economics, and the opportunities for you to make stocks a part of your investment portfolio.    Show Highlights: The initial attraction to starting this business  Penny stocks  Stock promotion  Listing requirements and IRS issues  Canadian companies and US exchange  401K benefits and umbrella companies  Challenges for individual or institutional investors  Publicly traded stocks  Legality of cannabis  Advances and indoor growing  Resurgence in depressed areas  Ag-Tech being used in the future  Getting started in investing    Resources: www.greenmarketreport.com 

There are many factors to consider when getting a divorce, but finances may be the most important issue to get properly resolved. There are misconceptions that people have when it comes to financial division in divorce, but Nancy Hetrick is here to invalidate those misunderstood views and inform you on how to reach the best overall solution for your divorce financially. Tune into this episode of Better Money Decisions with Kate Stalter to learn how you can come to the most suitable and beneficial financial solution in your divorce.    Show Highlights:   CDFA growing in significance  Creating a different process for people  Optimizing property  Determining whether alimony should be paid  Deciding how to balance and adjust financially  Having support needed when you’re emotionally overwhelmed  Forgetting who the decision makers are  Not being willing to compromise  Limiting resources  Giving up  Betting the farm on a new relationship  Wanting guarantees and certainty  Helping people avoid litigation and the court process Being hired as an advocate  Forensics involved in finances  Proportioning out growth in retirement assets  Collaborative divorce  IACP – working towards a settlement    Resources:  Smarter Divorce Solutions Nancy’s book on Amazon Nancy’s Contact Information: 877-552-4017 Nancy@smarterdivorcesolutions.com

Sustainable investing is becoming a revolution that many of us may not be well informed on. Learning to spend your money and profit only off companies that align with your morals is fulfilling and impactful. Cliff Feigenbaum is the founder of the Green Money Journal, and actively promotes sustainable investing. Tune into this episode of Better Money Decisions with your host, Kate Stalter to learn how to invest your money more sustainably and make a difference in your environment.    Show Highlights:   Societal and Demographic changes that have influenced business  Investing long term  Personal accountability and transparency  Solutions coming in and approaching sustainability  Avoidance and community investing  Share-holder activism  Companies shifting to millennials and women  Being an entrepreneur with pushback  Getting influential people to contribute to your business  Making healthier food affordable to more people  Trends in impact investing  Growth in financial planning  Making a real impact  Making new connections and covering new ground  Concepts about money that everyone deals with    Resources: https://greenmoneyjournal.com/ 

A good financial advisor should be there to assist you in understanding your assets; frankly, that isn’t always the case. Many advisors take advantage of their clients and their lack of understanding. No one wants to be in this situation and facing uncertainty for their financial future. Tune into this episode of Better Money Decisions with Kate Stalter and Lorraine Ell to learn how to avoid a financial crisis and replenish your account.    Show Highlights:   Not putting up with subpar financial advisors  Horror stories of poor advisors  Being ignorant and stuck in the past  Finding new ways to help your clients  Advisors taking advantage of unaware clients  Advisors incentives and mutual funds  Suitability Rules  Working with someone you like but isn’t working in your best interest Ways clients aren’t being served  Women being discredited  The downfall of handling your own finances  Runaway inflation and bond portfolios  Achieving the best outcome for retirement    Resources: Brokercheck.com  Bettermoneydecions.com  Wecanhelp@bettermoneydecisions.com  844-507-0961   Bozos, Monsters and Whiz Bangs Financial Advisors ebook   https://bozosmonsterswhizbangs.com

Socially responsible investing is something we can all do without settling for a low return rate. There are many ways you can find companies that fit your personal values and positively impact the environment, along with other people’s lives. With the right research and assistance, you can learn how to find these companies without having to jeopardize your return.  To learn how to invest ethically, sustainably, and support companies that aid foundations you care about, tune into this episode of Better Money Decisions with Kate Stalter.  Show Highlights: What socially responsible investing looks like  Using your funds to make a positive impact on something that matters to you Ethical Investing  Looking into investment candidates  Using governance to make investments  Not sacrificing your return to invest responsibly  Focusing deliberately on high returns and sustainability  How investors can force companies to make changes  Companies involved in other companies you don’t support  Institutions, Foundations, and companies becoming more socially conscious  Share Holder Activism  Considering a fund’s investing style, expenses, and quality Making sure you have the right elements in your portfolio   Resources: Contact Information: 844-507-0961 Extension: 702 Kate@bettermoneydecisions.com Kate's Article in Forbes Magazine   Kate's Article in US News and World Report 

Purchasing a home is one of the most monumental investments an individual will ever make. Whether or not this investment will circulate revenue is always a risk, and sometimes it isn’t the smartest one. There are many factors to consider when investing and despite common belief, real estate may not always be your best answer.    In this episode of Better Money Decisions, Aaron Hendon will discuss practical advice on passive income, investing in the stock market versus real estate, the value of buying over renting, and so much more valuable advice. Tune into this episode of Better Money Decisions with Kate Stalter to learn how to make better investments and avoid common mistakes.  Show Highlights: Mistakes people make when investing in real estate  The risks of people in retirement having a mortgage payment Investments that have a higher return than real estate  Considering all of the factors that go into whether you should rent or buy  Understanding circumstances along with numbers  Why one size fits all is not applicable to every situation  Evaluating performance before you select a realtor  7 questions you should ask a realtor  Credentials for becoming a realtor  Combining emotions with rational decisions  Boomers taking care of aging parents  Providing answers before a crisis occurs  Getting people to acknowledge inevitable issues  Being an advisor to clients  Resources: Shortchanged by Shortcuts Book  

There are many possible challenges when it comes to retirement, especially for women. The list of factors to consider are endless; from health care to income, to estimated life expectancy, it can be difficult to calculate. If you would like to learn how to manage and organize a financial retirement plan tune into this episode of Better Money Decisions with Kate Stalter.   “Women need to set aside 20% more than men for health care.” – Kate Stalter Show Highlights: Saving money for retirement as a woman  The gap between men and women’s retirement income  Women, money, power  Paying the bills  The purpose of being aware of finances, if your husband delegates the finances  Health care and longer life expectancy  A specialized approach to your personal situation  Planning to make sure you don’t outlive your money  Women working longer  Financial wellness for life  Resources: www.bettermoneydecisions.com          

Retirement is often something we don’t give much thought until it’s too late. There are many simple ways you can save to have money in the future, or to generate more income now. Marc Lichtenstein is a financial expert, the author of the book “You Don’t Have to Drive an Uber in Retirement”, and he has many easy tips that could help you start saving money now. Tune into this episode of Better Money Decisions with Kate Stalter to acquire quick and easily applicable tips to maintain your desired lifestyle.  “Saving for retirement, unfortunately, slips through the cracks for most people.”   Show Highlights: The Oxford Club  Generating more income  Complications with saving for retirement  Making sure you get protected when you lend money  Help savings accounts  Cutting costs  How to maintain your lifestyle  Things people do to save that you shouldn’t do  Why annuities may not be a good idea  Reverse mortgages    Resources: Goodrx.com  Oxfordclub.com  Wealthyretirement.com  Uberretirementbook.com  NY Times Article

If we're not mindful with our money, that's when mistakes happen. Stupid mistakes. Mistakes that are 100% avoidable. Mindfulness plays a bit role in our financial lives, which is why for this episode I interview Laurie J. Cameron, author of The Mindful Day, to explore this topic in-depth. Long description: It was such a treat to have Laurie J. Cameron on the show to talk in-depth about mindfulness, and what role it plays in our financial lives, and our lives in general. Mindfulness, as you may already know, has become a sort of buzz word lately. Millennials especially are desperate for a solution to their digital anxiety, and mindfulness practice is being adopted at a very high rate (for a very good reason). I myself have been trying to practice mindfulness. As I mentioned in this episode, I sometimes feel like I’m always chain to a computer, my phone and there are just a million things to do. What’s worse is because I feel perpetually busy, most of the time I’m just working on auto-pilot, without really taking a moment to consider what I’m doing. And when it comes to money, you don’t want to be on auto-pilot. You want to be mindful of every decision you make, so you know you’re making the right decision, not the just easiest one. I know I’m not alone, and I know that this is no way to live. It’s not sustainable and it just leads to more stress and anxiety, and who wants that? This is why I wanted to have Laurie on the show. To share her wisdom with us and to provide some helpful practices we can all start doing right now in our daily lives. For full episode show notes, visit https://jessicamoorhouse.com/161

Miranda sits down with Lorraine Ell, CEO and Senior Financial Advisor at Better Money Decisions, about ways to find and identify the right financial advisor for you. Are there clear signs for when you need to seek the advice of a financial advisor? You want to find an advisor that does comprehensive planning, not just one who looks at your retirement savings. Does your financial advisor help you to understand the investing options and financial decisions placed in front of you? Lorainne Ell says an advisor should be one who explains and educates. Lorraine released a book to show the common investing financial planning pitfalls, and how to avoid them in “Bozos, Monsters, and Whiz-Bangs: Bad Advice From Financial Advisors and How To Avoid It”. For more information, visit the show notes at http://moneytreepodcast.com/192

You’ve managed your debt, made a few investments, and acquired some assets. Now what? Do you know what to do to incorporate financial wellness into your entire life? How do you know if you are making the best decisions about your money? Welcome to the Better Money Decisions podcast, a place where you can take the steps you need to meet all of your financial goals. My name is Kate Stalter, and I am on a mission to help dispel some of the most prevalent money myths so that you can make informed decisions about your finances.    This is not a show about getting out of debt or starting an online business for retirement. This program will be taking a close look at your existing finances in order to make them work for you. Whether you are already investing and want to expand your portfolio, or want to make the most out of your retirement fund, this is the place you want to be. You can trust that my perspective is in your best interest because I work for a Fee-Only Fiduciary. Better Money Decisions already works with clients all over the country, and in each case, your interests are first. Period.    Today, let’s talk about what you can expect from the show, debunk a few money myths, and gain a little perspective on why we are even here in the first place. If you are ready for financial wellness, then you are ready for the Better Money Decisions Podcast!    More in this episode:  This is the show for people who are already saving and want to make the most out of their monetary investments.  Don’t panic about the state of the stock market right now!  How to know when it is time to sell.  Why you can trust my financial perspective from a Fee-Only Fiduciary.  A story of someone who freaked out in 2008, and why their advice simply wasn’t good.  My own background as a financial journalist makes me aware of the money myths getting spread around.  What to expect in the future of this podcast. How to get our free gift to you!    Better Money Decisions  Free Portfolio Diagnostic Wecanhelp@bettermoneydecisions.com  (844)-507-0961  

Get Kate Stalter's Guide to Retirement Income! Today's topic is how to Make Better Money Decisions and hopefully it will inspire you to make financial decisions that help you achieve the life you've always wanted. My guest today is Kate Stalter. Kate is co-owner and founder of Better Money Decisions, a woman-owned asset-management firm with offices… The post https://wellwomanlife.com/097show/ (097 How to make Better Money Decisions with Kate Stalter) appeared first on https://wellwomanlife.com (Well Woman Life). Support this podcast

Kate Stalter on how cognitive biases affect investment decisions - MAF151 This week I talk to Kate Stalter about cognitive biases and how they affect investment decisions. She's a journalist turned financial adviser, so we also chat about how media coverage can influence people's biases. Welcome to episode 151 of the Marketing and Finance Podcast. We chat about: Kate's career from journalist to financial adviser, and more specifically financial educator How news media across the globe affects investments decisions The US perspective on active versus passive investments Avoiding cognitive biases when making financial planning decisions Home country bias and its effect on investment portfolios Who is Kate Stalter? Kate works for Better Money Decisions, a US financial adviser firm, and lives in Albuquerque. She's been a journalist writing in-depth market analysis for Investor’s Business Daily. She hosted the Daily Stock Analysis and Market Wrap videos on Investors.com and taught Investor’s Business Daily live seminars throughout the US. She still contributes to Forbes, US News & World Report and TheStreet, but her main focus is helping clients around the US who face decisions about portfolio allocation, Social Security strategies, insurance needs, estate planning, college funding and all manner of financial questions. Links and Show Notes. For links to the books and apps mentioned by Kate, please visit http://rogeredwards.co.uk/MAF for the show notes. What is the Marketing and Finance (MAF) Podcast? The podcast for ideas and inspiration on marketing your business and growing your business, and for discussing topics on all things finance. I’m Roger Edwards, a marketing guy and keynote speaker from Edinburgh helping you keep your marketing strategy simple and the BS at bay. The MAF Podcast is a 30 minute radio show you download from http://rogeredwards.co.uk/MAF, iTunes or Stitcher Radio. Each week you'll hear interviews with business experts, marketers, entrepreneurs and journalists. Interviews to listen to in the car, on the train or on the treadmill. Or even in the bath! We talk about: How you can grow your business using content marketing and social media How you can keep your Marketing strategy and communications simple Topics, issues, products and business models from the world of finance You’ll take away one or two big ideas that you can apply to your business. So you can keep marketing your business to keep growing your business. Please subscribe to the Podcast on iTunes and I’d be grateful if you would leave a review. http://rogeredwards.co.uk/itunes Fancy Appearing on the Show? Would you be interested in appearing on the MAF Podcast? Have you an exciting marketing or finance story to tell? Do you fancy drawing out some inspirational ideas that MAF listeners can take away to use in their own businesses? Do please contact me if you want to get involved. http://rogeredwards.co.uk

Save As If You'll Live Forever: Better Money Decisions Ft. Kate Statler, Co-Founder BetterMoneyDecisions.com About this episode: Bitcoin. ETFs. Stocks. Bonds. Real Estate. Business Opportunities.   The number of investment vehicles you hear and read about on the news these days can be a bit overwhelming. Trusting your own hunches on how to invest your money can be a big mistake. You need advice on where to put your money and grow it for all of life's goals and emergencies - and you need to have a plan.   Today I'm joined by Kate Stalter Founder of Better Money Decisions and columnist at sites like Forbes, US News & World Report,TheStreet.com, Seeking Alpha, and to top it all off, she is also the host of the America Talks Money financial podcast.   Get Social:  Joey Price //  IG - www.instagram.com/joeyvpriceHR   T - www.twitter.com/joeyvpriceHR FB - www.facebook.com/joeyvprice    Listen:  iTunes - https://itunes.apple.com/us/podcast/business-life-coffee-entrepreneurship-life-hacks-personal/id1031048631?mt=2 Podbean - www.businesslifeandcoffee.podbean.com SoundCloud - www.soundcloud.com/businesslifeandcoffee    Connect:  Twitter - www.twitter.com/bizlifecoffee  Instagram - www.instagram.com/businesslifeandcoffee Facebook - www.facebook.com/businesslifeandcoffeee   Website - www.businesslifeandcoffee.com        Music: http://www.bensound.com/royalty-free-music

Making good money and life decisions is going to be one of the most important skills you will develop. This episode, and this interview with Barry Schwartz, will reveal some of the best ways to make the right decisions, no matter what the decision is about.Learn more about your ad choices. Visit megaphone.fm/adchoices

Kate Stalter is a licensed investment advisor representative, and the founder of Better Money Decisions, a fee-only investment advisory firm with offices in Albuquerque, Santa Fe and Scottsdale. She is an investment columnist for Forbes, US News & World Report, TheStreet.com and Seeking Alpha, and host of the America Talks Money financial podcast. She previously hosted the “Small-Cap Roundup” radio show, the “Daily Guru” feature on MoneyShow.com and served as an investing coach for Investor's Business Daily. www.bettermoneydecisions.com Phone: (844) 507-0961 Ext. 702 Facebook: Better Money Decisions Twitter: @KateStalter LinkedIn: Kate Stalter Learn more about your ad choices. Visit megaphone.fm/adchoices

Kate Stalter is one of those financial gurus who just seem to know what is going on with the markets and the economy. She is here to help us sort a bit out. A licensed investment advisor representative (means she knows investments), the founder of Better Money Decisions, which is a fee-only investment advisory firm based […] The post ML27 – Scaling a Service Based Business with Kate Stalter appeared first on Jake A Carlson.

Kate Stalter is a licensed investment advisor representative, and the founder of Better Money Decisions, a fee-only investment advisory firm with offices in Albuquerque, Santa Fe and Scottsdale. She is an investment columnist for Forbes, US News & World Report, TheStreet.com and Seeking Alpha, and host of the America Talks Money financial podcast. She previously hosted the “Small-Cap Roundup” radio show, the “Daily Guru” feature on MoneyShow.com and served as an investing coach for Investor’s Business Daily. Kate Stalter Vroom Veer Stories Dad worked for Eastman Kodak when during her childhood; they moved often Majored in English for undergrad; attended Columbia Film school for one semester; it was dumb Started working various jobs as a journalist; continued to move around often Worked at Variety covering technology in Entertainment in the 90's; think AOL, Compuserve Landed at Investors Business Daily and stayed their 10 years working a variety of jobs Started her business on the side while still making money as a writer Re-connected with a former co-worker at Investors Business Daily who became her biz partner Kate Stalter Links Better Money Decisions Website Contact Kate at kate@bettermoneydecisions.com for a free portfolio review  

Kate Stalter is a licensed investment advisor representative, and the founder of Better Money Decisions, a fee-only investment advisory firm with offices in Albuquerque, Santa Fe and Scottsdale. She is an investment columnist for Forbes, US News & World Report, TheStreet.com and Seeking Alpha, and host of the America Talks Money financial podcast. She previously hosted the “Small-Cap Roundup” radio show, the “Daily Guru” feature on MoneyShow.com and served as an investing coach for Investor's Business Daily.   During This Show We Discuss… What financial planners really do When someone should consider using a financial planner What many people misunderstand about financial planning Why so many Americans seeing inferior returns on their investments and how to fix it How fees and expenses hurt investors The kind of returns someone gets who manages their own portfolio versus working with a pro What you should know about diversifying investments globally How to put together a well-balanced portfolio The biggest challenges you have seen for those trying to save for retirement How to figure out what you may need for retirement The smartest investments people should make and why What you should know about investing in real estate versus investing in the markets

In this podcast, we talk about making better money decisions with our guest Kate Stalter.  We informed her before the recording session that we are both clueless when it comes to investing. “We’re artists and scientists, we’re not financial wizards.” ~ Sharone Coming to you this time from the Tarzana Tourist Center. Her website is www.bettermoneydecisions.com […] The post Better Money Decisions for Baby Boomers with Financial Adviser Kate Stalter : 2BB 085 appeared first on 2 Boomer Broads Podcast.

Lorraine Ell, CEO of Better Money Decisions, and President of Excellat Consulting, shares insights she has gained from over two decades in the financial service industry helping business owners build successful practices. Learn about the three primary financial risk management mistakes that business owners make, and the steps you can take to make sure you keep your business on track.

WHH25: The BUSINE$$ of MONEY Education! NOT BORING ALERT! with Kate Stalter Hi Winners! Kate is a speaker and Financial Columnist for Forbes, US News, and World Report.; with a column called ‘Seeking Alpha’ and an asset management company ‘Better Money Decisions’. The WINING thing about Kate is that she is REAL, down to earth, and shares the truth on the BUSINE$$ of Money Education. I have always felt after being in the financial planning industry at the young age of 21, that most of the ‘money’ educators are just salesmen and not truly advocates / mentors to help people to grow their money and protect their money from the government. What is the FUTURE of the Financial market in the PUBLISHING industry? Kate and I go into untouched areas. Enjoy this FREE interview. Learn. Grow. WIN. MAKE MONEY! Be You! Be REAL! Be the BOSS of your LIFE! Heather Havenwood Connect with Me: HeatherHavenwood.com/Facebook HeatherHavenwood.com/Twitter HeatherHavenwood.com/LinkedIn HeatherHavenwood.com/YouTube Support this podcast

Kate Stalter is the founder of Better Money Decisions; a financial planning and an asset-management firm that helps people solve their financial problems.  She is an investment columnist for Forbes, US News & World Report, TheStreet.com and Seeking Alpha.  Kate also hosts a financial podcast called The Kate Stalter Show.

Dr. Bill Schieman is CEO of Metrus Group. He is a thought leader in human resources, employee engagement, and fulfillment and author of Fulfilled! Critical Choices – Work, Home, Life, scheduled to be released nationwide October 1, 2016 Kate Stalter founder of Better Money Decisions, an asset-management firm with offices in Albuquerque and Santa Fe, New Mexico and Scottsdale, Arizona. She is an investment columnist for Forbes, US News & World Report, TheStreet.com and Seeking Alpha, and host of the soon-to-be-launched America Talks Money podcast. Kate specializes in helping people solve challenging financial problems as they approach retirement Kari Gray founder and CEO of GreenSurance. A cancer-survivor and alternative advocate, Kari is uniquely qualified to lead this innovation as a 30-year successful veteran entrepreneur. A multi-award winning talented professional, Kari's passion, tenacity, commitment, vision, knowledge and experience took a two decade dream for natural medicine health care into a reality today. With a self-sacrificing determination after a second chance at life, Kari Gray ‘pays it forward' through the GreenSurance health program revolution For more information go to MoneyForLunch.com. Connect with Bert Martinez on Facebook. Connect with Bert Martinez on Twitter. Need help with your business? Contact Bert Martinez. Have Bert Martinez speak at your event!

Thanks to Ibbotson Associates, a Morningstar company, we have reliable data on the historical returns of several major asset classes dating back to 1926. Going back that far covers the Great Depression as well as numerous bull and bear markets, the stock market crash of 1987, the Great Recession of 2007 - 2009, and the ensuing bull market that is still in place today. In today's show, we discuss financial market history and the lessons we can learn from studying the historical returns of common types of investments. Even though past performance is no guarantee of future results, having a good understanding of the past helps give us perspective to what's happening today. And speaking of what's happening today, the stock market is off to a rough start in 2016. Concerns about declines in corporate earnings, slowing growth in China, volatile oil prices, and potential increases in interest rates have all been weighing on the markets. Today's show is particularly timely because we take a long-term perspective and show how short-term noise (like we're experiencing today) is often necessary to set the stage for longer-term growth. Join us as we learn how to benefit from history so we don't keep repeating costly investment mistakes.