State Of

Sharon Butler, executive VP of global education at Flywire, tells Karen Webster that payment plans can ease many pain points of paying for college tuition.

Sharon Butler, executive VP of global education at Flywire, tells Karen Webster that payment plans can ease many pain points of paying for college tuition.

InstaReM CEO and Co-Founder Prajit Nanu discusses the promise of real-time payments for both consumers and small and medium-sized businesses.

InstaReM CEO and Co-Founder Prajit Nanu discusses the promise of real-time payments for both consumers and small and medium-sized businesses.

Karen Webster talks with Dewald Nolte of Entersekt about how banks could play a bigger role in digital trust, and why the payment card model should be imitated.

Karen Webster talks with Dewald Nolte of Entersekt about how banks could play a bigger role in digital trust, and why the payment card model should be imitated.

An ongoing parade of breaches and data scandals over the last few years have left consumers searching for trusted digital partners, which, says Entersekt SVP of Product Niel Bester, creates an opportunity for banks. With their reputation for security and stability, they could be consumers’ trust brokers of the future, if they can make the upgrades they need, before something else steps up for the job.

An ongoing parade of breaches and data scandals over the last few years have left consumers searching for trusted digital partners, which, says Entersekt SVP of Product Niel Bester, creates an opportunity for banks. With their reputation for security and stability, they could be consumers’ trust brokers of the future, if they can make the upgrades they need, before something else steps up for the job.

Decline rates are on the rise, reaching 30 percent of CNP transactions depending on where you look. Bruce Parker, CEO of Modo Payments, says that’s a bit of a black box and plumbing issue. Going “auth shopping” might help boost conversion rates. A marketplace model among payment services, too, may open up a whole new eCommerce world for merchants and consumers, too.

Decline rates are on the rise, reaching 30 percent of CNP transactions depending on where you look. Bruce Parker, CEO of Modo Payments, says that’s a bit of a black box and plumbing issue. Going “auth shopping” might help boost conversion rates. A marketplace model among payment services, too, may open up a whole new eCommerce world for merchants and consumers, too.

Illinois and several other states have changed wage and employee mileage reimbursement laws, calling for solutions like Motus' auto-capture tracking technology.

Illinois and several other states have changed wage and employee mileage reimbursement laws, calling for solutions like Motus' auto-capture tracking technology.

Booking flights is no longer just about charging it to the card – corporate or individual credit cards that is.  Technology has made it possible to use methods spanning eWallets and even POS financing to pay for trips across the globe, as UATP CEO Ralph Kaiser tells Karen Webster in the latest Topic TBD, with benefits to airlines and travelers alike.

Booking flights is no longer just about charging it to the card – corporate or individual credit cards that is.  Technology has made it possible to use methods spanning eWallets and even POS financing to pay for trips across the globe, as UATP CEO Ralph Kaiser tells Karen Webster in the latest Topic TBD, with benefits to airlines and travelers alike.

In B2B payments, buyers want to hold onto cash. Suppliers want to get paid asap. The appetite for eliminating friction in that push and pull is increasing as firms do more business across borders. The key to finding a sweet spot in B2B payments is process automation, and of course cutting down on paper and manual efforts, as Tipalti CEO Chen Amit tells PYMNTs in the latest Topic TBD.

In B2B payments, buyers want to hold onto cash. Suppliers want to get paid asap. The appetite for eliminating friction in that push and pull is increasing as firms do more business across borders. The key to finding a sweet spot in B2B payments is process automation, and of course cutting down on paper and manual efforts, as Tipalti CEO Chen Amit tells PYMNTs in the latest Topic TBD.

Varied authentication methods among firms can lead to fraud. Entersekt says this calls for standardization to boost payment security and customer loyalty.

Varied authentication methods among firms can lead to fraud. Entersekt says this calls for standardization to boost payment security and customer loyalty.

Bill Lodes, First American, says patients shoulder more of the payments burden. But new billing options — mobile, instant — are just what the doctor ordered.

Bill Lodes, First American, says patients shoulder more of the payments burden. But new billing options — mobile, instant — are just what the doctor ordered.

In this episode of Topic TBD, Mark Bishopp CEO of Amaryllis, tells Karen Webster that digital marketplaces have been evolving since the late 90’s but recently they’ve exploded. And that growth will continue as it gets easier for platform businesses to turn on payments and create whole new contexts for commerce. What’s next, he said, is a lot of competition and consolidation as the marketplace of marketplaces evolves over the next year.

In this episode of Topic TBD, Mark Bishopp CEO of Amaryllis, tells Karen Webster that digital marketplaces have been evolving since the late 90’s but recently they’ve exploded. And that growth will continue as it gets easier for platform businesses to turn on payments and create whole new contexts for commerce. What’s next, he said, is a lot of competition and consolidation as the marketplace of marketplaces evolves over the next year.

According to GIACT's David Barnhardt, with synthetic identity fraud, no data is safe anymore. That is why FIs need to verify the whole consumer data lifecycle.

According to GIACT's David Barnhardt, with synthetic identity fraud, no data is safe anymore. That is why FIs need to verify the whole consumer data lifecycle.

The reality of the connected car - and commerce - is closer than ever. As in this week when commerce done by the dashboard’s light, as underscored by a P97 partnership with a fuel retailer, CEO Donald Frieden tells Karen Webster. The concept he said is firing on all cylinders and makes the car an extension of the consumer’s home.

The reality of the connected car - and commerce - is closer than ever. As in this week when commerce done by the dashboard’s light, as underscored by a P97 partnership with a fuel retailer, CEO Donald Frieden tells Karen Webster. The concept he said is firing on all cylinders and makes the car an extension of the consumer’s home.

In the latest Topic TBD, KPMG's Mitch Siegel says that many firms have spent too much time and money on Big Data initiatives that have not delivered results.

In the latest Topic TBD, KPMG's Mitch Siegel says that many firms have spent too much time and money on Big Data initiatives that have not delivered results.

In this episode of Topic TBD, Kelley Knutson, the president of Netspend (owned by TSYS), delved with Karen Webster into how and why consumers make the payments choices they do, in the age of devices, rewards, apps, eWallets, and cards - virtual and plastic.

In this episode of Topic TBD, Kelley Knutson, the president of Netspend (owned by TSYS), delved with Karen Webster into how and why consumers make the payments choices they do, in the age of devices, rewards, apps, eWallets, and cards - virtual and plastic.

Robert Preville, founder and CEO of KWIPPED, which enables rentals and leasing of specialized equipment, tells Karen Webster why digital and standardization can lead to more revenue for suppliers. This installment of the “Topic TBD” podcast series from PYMNTS looks at whether the so-called sharing economy can apply to the gear vital to such operations as labs, oil rigs, doctors’ offices and farms.

Robert Preville, founder and CEO of KWIPPED, which enables rentals and leasing of specialized equipment, tells Karen Webster why digital and standardization can lead to more revenue for suppliers. This installment of the “Topic TBD” podcast series from PYMNTS looks at whether the so-called sharing economy can apply to the gear vital to such operations as labs, oil rigs, doctors’ offices and farms.

Beyond the fitness tracker, wearables are catching on. Get ready for the device as data conduit, as tracker of different sorts, from patient information to logistics monitor for manufacturing firms. In this episode ofTopic TBD, FitPay CEO Mike Orlando tells Karen Webster the stage is set for universal tokens and new paradigms of consumer control over who knows what about them, and when.

Beyond the fitness tracker, wearables are catching on. Get ready for the device as data conduit, as tracker of different sorts, from patient information to logistics monitor for manufacturing firms. In this episode ofTopic TBD, FitPay CEO Mike Orlando tells Karen Webster the stage is set for universal tokens and new paradigms of consumer control over who knows what about them, and when.

In this episode of Topic TBD with PYMNTS’ Karen Webster, which explored the preparation and delivery of food rendered as a service, Chef'd CEO Kyle Ransford predicts that the subscription meal kit will be vastly diminished in the next two years.

In this episode of Topic TBD with PYMNTS’ Karen Webster, which explored the preparation and delivery of food rendered as a service, Chef'd CEO Kyle Ransford predicts that the subscription meal kit will be vastly diminished in the next two years.

In this episode Topic TBD, PYMNTS’ Karen Webster and Merchant Link CIO Scott Carcillo delve into the larger issues that surround a successful transition to mobile order-head for restaurants and hotels.

In this episode Topic TBD, PYMNTS’ Karen Webster and Merchant Link CIO Scott Carcillo delve into the larger issues that surround a successful transition to mobile order-head for restaurants and hotels.

How to channel the right channel partner strategy? After all, the right relationship is everything, especially in business. In this episode of Topic TBD, Paya COO Mike Vaughn says risk is real in the payments ecosystem, and channel partnerships must be about far more than distribution.

How to channel the right channel partner strategy? After all, the right relationship is everything, especially in business. In this episode of Topic TBD, Paya COO Mike Vaughn says risk is real in the payments ecosystem, and channel partnerships must be about far more than distribution.

Cryptos get all the press, but there are better ways for faster and more secure payments – and better ways to reach the unbanked populations around the globe.  Nanopay’s CEO Laurence Cooke tells Karen Webster that digital fiat holds promise when it comes to solving problems of speed and scale as it’s already universally trusted. https://www.pymnts.com/news/2018/for-faster-payments-fiat-done-digitally/

Cryptos get all the press, but there are better ways for faster and more secure payments – and better ways to reach the unbanked populations around the globe.  Nanopay’s CEO Laurence Cooke tells Karen Webster that digital fiat holds promise when it comes to solving problems of speed and scale as it’s already universally trusted. https://www.pymnts.com/news/2018/for-faster-payments-fiat-done-digitally/

Answering the two most basic of questions about a person’s digital identity, may mean using two different channels to exchange that information - one that uses the internet and one that doesn’t, says Karl Kilb, Boloro CEO.

Answering the two most basic of questions about a person’s digital identity, may mean using two different channels to exchange that information - one that uses the internet and one that doesn’t, says Karl Kilb, Boloro CEO.

Accounts payable automation lags, mired in manual processes and paper. Tipalti CEO Chen Amit believes automating AP functions can help shift cross-border supplier payments management from cost centers to revenue enhancers.https://www.pymnts.com/news/payment-methods/2018/tipalti-accounts-payable-automation-2/

Accounts payable automation lags, mired in manual processes and paper. Tipalti CEO Chen Amit believes automating AP functions can help shift cross-border supplier payments management from cost centers to revenue enhancers.https://www.pymnts.com/news/payment-methods/2018/tipalti-accounts-payable-automation-2/