Podcasts about Fiat

Eric Sammons, editor of Crisis magazine, looks at the issue of money from not just an economic perspective but also from the frequently neglected moral one. Sponsors: CrowdHealth: Code: WOODS & Federated Computer Book Discussed: Moral Money: The Case for Bitcoin (for signed copies click here: EricSammons.com) Guest's Twitter: @EricRSammons Show notes for Ep. 2661

"Sweet and fast" is a good way to describe the character of many classic Italian cars. Alfa Romeo, Fiat, Lancia, Ferrari, Maserati and other auto makers created enduring machines infused with the national culture. In this episode we explore what makes them so special: things like design philosophy, emphasis on beautiful shapes, and performance-oriented engineering. Recorded live at the Petersen Automotive Museum's Dolce e Veloce Rally with guests Mike Baum of Macchinissima, automotive writer Robert Ross and collector Max Reyhani.Visit Macchinissima:  https://www.macchinissima.comSUPPORT THE POD:https://www.buymeacoffee.com/hpheritageSUBSCRIBE to Horsepower Heritage on YouTube:https://www.youtube.com/@horsepowerheritageFIND US ON THE WEB:https://www.horsepowerheritage.comINSTAGRAM: @horsepowerheritageHORSEPOWER HERITAGE is created, produced and hosted by Maurice Merrick.Get in touch with Maurice:https://horsepowerheritage.com/contactSupport the showHELP us grow the audience! SHARE the Podcast with your friends!

A crypto enthusiast once wrote on Reddit, “Bitcoin is like winning the lottery in slow motion.” That might be a stretch, but one thing's clear: Bitcoin and other cryptocurrencies aren't going anywhere. Today, Mark Biller joins us to unpack how crypto is moving into the mainstream and what that means for investors trying to make wise decisions.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance.Two Big Takeaways for Crypto InvestorsHere are two key insights to help investors make sense of today's crypto market:Bitcoin Stands Apart – It's critical to understand that Bitcoin is not like the rest of the crypto world. It has emerged as a unique and dominant force, with widespread adoption, while other cryptocurrencies remain highly speculative. Bitcoin Has Reached Critical Mass – Thanks to regulatory shifts and institutional adoption, Bitcoin seems to be here to stay. In just a few years, we've gone from government hostility toward crypto to SEC-approved Bitcoin ETFs and even a pro-crypto administration in the White House.Bitcoin was the original cryptocurrency, launched in 2008, and today it represents about 60% of the entire crypto market. It's gained institutional interest and widespread regulatory acceptance. By contrast, the remaining 40% of the crypto universe is fragmented, filled with thousands of projects, many of which will not survive.Think of most other cryptos not as currencies but as startup tech ventures. That helps frame their high risk and their potential for failure. Bitcoin, meanwhile, has arrived. The rest? They're still trying to prove themselves.Bitcoin as an Investment: What's Changed?Many early Bitcoin advocates hoped it would serve as a usable currency outside of traditional financial systems. But that vision has mostly faded. Today, most investors treat Bitcoin like digital gold—a store of value designed to hedge against inflation and the devaluation of fiat currencies.It's volatile, yes. But its built-in scarcity (only 21 million bitcoins will ever exist) appeals to those who fear government overreach or reckless monetary policy. Bitcoin's not just for tech enthusiasts anymore—it's becoming a strategic asset for serious investors.Generational preferences also shape Bitcoin's rise. Younger investors, raised in a digital world of apps and virtual marketplaces, are far more comfortable with digital assets. What gold has long been to older generations, Bitcoin is becoming to younger ones: a hedge against inflation and a symbol of financial independence.In fact, Bitcoin's correlation with gold has grown significantly in recent years, signaling that institutions are viewing it in similar terms.Institutions and Even Nations Are Paying AttentionIt's not just individuals diving into Bitcoin. Global events—especially the 2022 freezing of Russian reserve assets—have prompted many nations to reassess their reliance on U.S. Treasury bonds. The result? A surge in gold buying by central banks, and increasing openness to alternatives like Bitcoin among private investors.While governments aren't yet buying Bitcoin, there's reasonable evidence to suggest that gold investors are starting to “skate to where the puck is going,” diversifying small portions of their portfolios into Bitcoin as a forward-looking strategy.With that being said, should we be concerned about the global shift away from U.S. treasuries?Not immediately. While a shift away from U.S. Treasuries could eventually raise interest rates and borrowing costs, the dollar still holds dominant status in global transactions. But it's a trend worth watching. It's a slow-motion problem—more of a simmer than a flashpoint.So…Should You Invest in Bitcoin?It depends. Investors with a strong risk tolerance and a positive outlook on gold might allocate a small portion (less than 5%) of their portfolio to Bitcoin or Bitcoin ETF's. The key is position sizing—keeping it small due to Bitcoin's extreme volatility.However, we want to be crystal clear: this only applies to Bitcoin, not to the rest of the crypto space, which still carries a high risk of going to zero.If you're curious to explore more, check out the full article, Bitcoin (& Crypto) Go Mainstream: What You Need To Know, at SoundMindInvesting.org. The SMI team also offers a Bitcoin-inclusive ETF for those looking to dip a toe into this asset class as part of a broader, biblically informed strategy.At the end of the day, financial stewardship isn't about chasing trends—it's about making wise, measured decisions rooted in truth. And with the right knowledge, even complex topics like crypto can be approached with confidence.On Today's Program, Rob Answers Listener Questions:I currently have about $1 million in an active 401(k) with a major financial institution. I'd like to transfer those existing funds to another custodian, where I can earn a guaranteed interest rate. However, I also want to continue contributing to my current 401(k) through my employer, taking on more investment risk with those new contributions. Is that possible?My husband and I live with my father-in-law, and the house needs some repairs. He's offered to loan us the money from his retirement account to cover the costs, but he's asking us to help pay the taxes he would owe on the distribution. Is that a wise arrangement?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Bitcoin (& Crypto) Go Mainstream: What You Need To Know by Mark Biller (Sound Mind Investing Article)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

‍Today we welcome Tobias Schreier, Co-Founder of Growthepie, a powerful analytics platform tracking Ethereum ecosystem trends, Layer 2 activity, and public goods funding. With a background in human centered design and a passion for the growth of the Ethereum ecosystem, Tobias is at the forefront of helping builders understand what's working, what's growing, and where Ethereum is headed.In this episode, you'll learn:What every impact builder needs to know before launching on a Layer-2 or Ethereum Mainnet, and how to navigate the complex, fast-moving world of Ethereum scalability.How Ethereum's positive-sum ethos is shaping the future of interoperability, public goods, and ecosystem growth.How Artificial Intelligence and AI Agents are set to impact the Ethereum ecosystem,What's ahead on the quest for Ethereum Alignment, and how greater collaboration between L2s could unlock mainstream adoption and mission-aligned innovation.‍--Key Takeaways--

In this week's episode of the Coin Stories News Block powered exclusively by Gemini, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Bitcoin Price Tumbles Amid Iran-Israel War Escalation Senate Passes Stablecoin Bill Trump Slams Fed for Not Cutting Rates Texas Signs Strategic Bitcoin Reserve Bill into Law $SMLR Plans To Buy 105,000 Bitcoins Strategy Stacks More BTC as Saylor Predicts $21 Million Bitcoin Price Can Bitcoin Defund Wars?  Read the full, free weekly newsletter at thenewsblock.substack.com ---- Invest as you spend with the Gemini Bitcoin Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The new orange Gemini Credit Card lets you earn Bitcoin on everything you buy: www.gemini.com/natalie  ---- References mentioned in the episode: President Trump's Post on “Successful Bombing” of Iran Iran's Foreign Prime Minister: “U.S. Crossed the Line” Iran Claims “No Nuclear Contamination from U.S. Bombings”  Iran's Parliament Officially Approves Closure of the Strait of Hormuz Bloomberg: “How Iran Could Wreak Havoc on Global Oil Trade” Fed's Jerome Powell Keeps Interest Rates Unchanged  Waller: A Fed Cut Could Come as Soon as July  Trump Pressures “Too Late Powell” to Cut in Post Trump Post Directed at Jerome Powell to Cut Rates Bessent Interview on Stablecoins and Dollar Supremacy  David Sacks Interview on GENIUS Act Passing Senate  Trump's Comments on the GENIUS Act Passing Senate Trump Urges House to Send Him the GENIUS Act ASAP Texas Signs Strategic Bitcoin Reserve Bill into Law Coin Stories Interview with Eric Semler and Renae Cormier  Smarter Web Company Raises 21 Million Shares  Semler Scientific Hires Bitcoin Veteran and Announces Plans DayDayCook Raises More Than $500 Million to Buy Bitcoin Alex Gladstein's Article on Fiat and Forever Wars ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

In this episode of Gold Rush Hour, we break down how gold and silver protect your wealth during economic resets and currency collapses. Fiat currency experiments eventually fail, and as inflation surges and national debt grows, more people are turning to gold for true financial security.

Shoot us a Text.Episode #1077: Today we're talking about Stellantis' cautious leadership shuffle, Tesla's Robotaxi rollout with safety monitors in the passenger seat, and how AI is quietly shaping the way we talk—even if we don't realize it.Antonio Filosa officially begins his tenure as Stellantis CEO, opting for continuity over disruption by retaining his North America role and promoting from within—a move that left investors wanting more.Filosa will remain based in Detroit and continue overseeing North America to stabilize performance in Stellantis' most troubled region.He trimmed direct reports to 16, down from 33 under Tavares, signaling a leaner leadership model.Key appointments include Scott Thiele as head of supply chain and Monica Genovese as head of purchasing, while all 14 brand chiefs—including Jeep, Fiat, and Maserati—stay in place.Stellantis shares are down 10% since his May appointment.Jefferies analysts dryly noted the split role “suggests that revamping Stellantis may not be a full-time job.”Tesla has officially launched its Robotaxi pilot in Austin, offering driverless rides to a select group of superfans. While early impressions are mostly positive, the rollout wasn't without its quirks—or a couple concerning errors.Service is live in a ~30-square-mile geofenced area of South Austin with limited weather, time, and destination constraints.There's a human “safety monitor” in the passenger seat with emergency controls—and remote teleoperators on standby.Notable fails include one vehicle veering into an oncoming lane mid-turn and another stopping mid-intersection to let out a passenger.Riders must use a separate “Robotaxi” app, distributed via Apple's TestFlight, but noted seamless syncing of personal Tesla profiles (like music) and a smooth ride experience on par with, or better than, current FSD builds.Content creator Chuck Cook praised the performance: “Quite advanced behavior… a more confident parking job than I've personally encountered in a Waymo.”As AI tools like ChatGPT increasingly shape our digital interactions, researchers are now tracking how those patterns are bleeding into how we actually talk with some surprising, and maybe unsettling, results.In academic YouTube videos, usage of words like “delve” and “adept” has jumped over 50% since ChatGPT's release.Spoken language is becoming more structured and emotionally muted—mirroring AI's formal tone.Researchers warn this shift erodes the authentic signals we use in speech, like stumbles and slang, which build human connection.The influence of “correct” AI-generated English is crowding out regional dialects, affecting who sounds credible in public discourse.“Delve is only the tip of the iceberg,” says Max Planck reseaJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

You could say Les Schirato had a key advantage in his early business journey… he married the boss’s daughter! The western Sydney born and bred son of Italian and Maltese migrants, Les started work at Vittoria Coffee before he’d even left school, loved it, and was asked back into the business while waiting for his HSC results. Les did indeed marry Luisa Cantarella, but he’d already earned his business stripes in the eyes of her father Orazio Cantarella, who’d started Vittoria in 1947 with his brother, importing Italian foods like cheese, pasta and mineral water. Les also had a successful stint outside the family business, having climbed executive ranks at Fiat. But since those early days, once Les and Luisa Schirato gained control of Vittoria, with other family members and more recently their son and daughter, they’ve built Vittoria into one of the largest and most successful family owned and run food and coffee groups in Australia. Along the way they turned Australia into a nation of coffee snobs and espresso lovers.See omnystudio.com/listener for privacy information.

Chris ruminated over his paint-soaked Tracker carpet issue & Ray mused over Fiat's selection of clutch cable adjusting hardware. Then, joined by Lake Speed Jr. the show got wings and took off into the unchartered territories of oil technology. Terms like zinc, calcium, phosphorous and viscosity were tossed around like projectiles at a beer pong party. Lake covered all the hard topics and passed on some excellent recommendations we can all use.

What is a geezer watch?The watch a garish, flashy and smooth-talking cockney “Jack The Lad” from Old London Town would wear? Or the watch for a well-heeled silver fox man of a certain age with style, wisdom and a hankering for watches from the precious-metal and slightly outlandish design obsessed decades, the 1970s and 1980s? Join us as we talk about our favourite “Geezer” watches from Rolex, Omega, Piaget, Patek Philippe and many more. Find out if our choices are more suited to disco dancing, Saturday Night Fever's Tony Manero? Or the classy and cool former chairman of Fiat, Gianni Agnelli.So buckle up and enjoy this two tone and solid gold ride as we talk about our favourite Geezer Watches… CP7 Style!Don't forget to check out the show notes on our website to add a visual experience at:www.chronopassion7.com or at our Instagram @chrono_passion_7.Intro-Outro Music Credit "The Attic Is For Work" By Streamer Music Group - Copyright Free Music

Worden Goud en Bitcoin straks jouw belangrijkste bezit? In deze podcast spreken we Mark Soons (Mr. Cashflow) over het belang van investeren, spreiding en meer! Op de hoogte blijven? Abonneer op ons YouTube kanaal! https://www.youtube.com/@RealEstateMasterclass ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬

Explore how stablecoins enable 24/7 settlement, digital fiat on public blockchains, and new payment rails. Manuel breaks down what they are, regulation, use cases, and hurdles for adoption

Episode Overview This episode dives deep into the evolving solar landscape—covering key state-level policy battles, rising resistance to distributed solar, the latest federal tax package in Congress, and the long term trends in the solar industry. Fox Swim, Senior Solar Industry Researcher at Aurora Solar, shares expertise on policy, utility rates, and resiliency-minded markets.   Key Themes & Highlights Aurora Solar & Fox's Expertise Aurora provides industry-leading solar design and sales software globally.   State-Level Anti-Solar Trends Utilities favor centralized generation, clashing with distributed energy advocates.   California's AB 942 aims to end grandfathered NEM/NEM 2 contracts when homes are sold, pushing owners into less favorable NEM 3 tariffs—effectively breaking existing contracts.   Resiliency & Distributed Generation Extreme weather, aging grid infrastructure, and power instability are driving demand for solar + storage. Distributed generation is seen as a smarter, faster, and more resilient solution than central utility models. Virtual battery programs in states like Connecticut are emerging as positive examples.   Federal Tax Bill & IRA Disruptions The recent House tax bill introduces critical threats:   Elimination of IRA incentives (including ITC, storage, and battery credits). “Fiat” sourcing restrictions targeting Chinese-manufactured solar components, potentially nullifying battery and panel subsidies. Fox warns of an unplanned “solar winter” where many small players may fold, though core demand won't vanish. Emphasis is shifting toward resilience and independence—not just ROI.   2025 Aurora Solar Snapshot Insights (Backed by Aurora's data on ~12.5 million projects, surveys of 1,000+ homeowners, 1,000 professionals, and 500+ businesses) Resilience over ROI: 76% of homeowners view solar as a good investment (up from 43% in 2023)  Financing shifts: Third‑party ownership (leases/PPAs) are growing; battery demand surges with 78% installers seeing increased interest  Bipartisan appeal: Solar cuts across party lines—Republicans, Democrats, and Independents all value solar and IRA  Trust challenges: Installer mistrust doubled—44% of homeowners find trustworthy companies hard to identify  Motivations revealed: Top drivers: bill savings, energy independence, environmental impact (>50% cite environment as a top-3 reason)    Tactical Takeaways for Mavericks Strengthen Trust – Improve transparency and contract clarity; be proactive about ethical sales practices. Refocus Messaging – Highlight solar + storage for resilience and independence—especially in disaster-prone regions. Engage Politically – Contact local/state reps, especially around bills like North Carolina's ITC reinstatement. Diversify Revenue – Build resilience offerings or pivots like community solar and virtual battery programs. Advocacy & Data – Join efforts with industry groups (SEIA, ACORE), and use Aurora's regional data in policymaker discussions.   Quotes from the Interview “76% of homeowners now say solar is a smart investment—it used to be 43%!”   “Installer trust has tanked: 44% of homeowners find it hard to pick a dependable provider.”   “Solar isn't just about ROI anymore—it's energy independence and resilience.”   Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy and he is also an advisor for several solar startup companies.  He has extensive project origination, development, and financial experience in the renewable energy industry and in the environmental commodities market.   This includes initial site evaluation, permitting, financing, sourcing equipment, and negotiating the long-term energy and environmental commodities off-take agreements. He manages due diligence processes on land, permitting, and utility interconnection and is in charge of financing and structuring through Note to Proceed (“NTP”) to Commercial Operation Date (“COD”). Benoy composes teams suitable for all project development and construction tasks. He is also involved in project planning and pipeline financial modeling. He has been part of all sides of the transaction and this allows him to provide unique perspectives and value. Benoy has extensive experience in financial engineering to make solar projects profitable. Before founding Reneu Energy, he was the SREC Trader in the Project Finance Group for SolarCity which merged with Tesla in 2016.  He originated SREC trades with buyers and co-developed their SREC monetization and hedging strategy with the senior management of SolarCity to move into the east coast markets.  Benoy was the Vice President at Vanguard Energy Partners which is a national solar installer where he focused on project finance solutions for commercial scale solar projects.  He also worked for Ridgewood Renewable Power, a private equity fund, where he analyzed potential investments in renewable energy projects and worked on maximizing the financial return of the projects in the portfolio.  Benoy also worked on the sale of all of the renewable energy projects in Ridgewood's portfolio.   He was in the Energy Structured Finance practice for Deloitte & Touche and in Financial Advisory Services practice at Ernst & Young.  Benoy received his first experience in Finance as an intern at D.E. Shaw & Co., which is a global investment firm with 37 billion dollars in investment capital. He has a MBA in Finance from Rutgers University and a BS in Finance and Economics from the Stern School of Business at New York University.  Benoy was an Alumni Scholar at the Stern School of Business.  Fox Swim Fox Swim is a data-driven activist with a passion for solving complex social and environmental challenges. With expertise in alternative energy, and urban sustainability, she leverages technical research and leadership skills to drive impactful change. Currently a Senior Industry Researcher at Aurora Solar, Fox focuses on advancing renewable energy solutions while advocating for social justice and sustainability. Related Links https://solarbuildermag.com/news/california-committee-passes-bill-that-would-break-net-metering-contracts/ https://www.nerdwallet.com/article/mortgages/solar-panel-types https://www.eenews.net/articles/california-bill-would-slash-solar-benefits/  Aurora Solar's 2025 Snapshot Report   Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com   Fox Swim Website:  https://aurorasolar.com/ Linkedin:  https://www.linkedin.com/in/fox-swim-6919061a/   WRISE 20th Anniversary Gala Date & Time: Thursday, June 26, 2025 from 6:00 PM to 10:00 PM Location: Gotham Hall, New York City Occasion: Celebrating 20 years of championing women and underrepresented groups in the renewable & sustainable energy sector  Host & Highlight: Presented by Women of Renewable Industries & Sustainable Energy (WRISE); evening includes networking, recognition of community leaders, and celebration of industry milestones  The link to register is below. https://wrise20thanniversarygala.rsvpify.com/?mc_cid=2c22b50623&mc_eid=0dfa02be45&securityToken=qZn8wqQI1mC1uMRPyb08kNwbscQ23wtX

Conheça a exposição Em Cada Canto, que reúne mais de 300 obras de 100 artistas entre esculturas, pinturas e objetos. See omnystudio.com/listener for privacy information.

Mentor Sessions Ep.016: Fiat's War on Art - How Bitcoin Can Ignite a Creative RevolutionHas fiat money turned art into a soulless scam? In this explosive episode of Mentor Sessions, Bitcoin artist MADEX reveals how centralized control has crushed creativity—from the Sistine Chapel to a banana taped to a wall—and why Bitcoin could spark a rebellion of authenticity and freedom. We dive into the dark truth of fiat's impact on art, the game-changing role of AI in creativity, and the urgent need to spend Bitcoin to build a decentralized future. Plus, MADEX shares his bold vision for an independent Alberta that could rival Dubai. Ready to rethink art, money, and power? Hit play now!Key Topics:• How fiat degrades art into a money-laundering machine• AI's double-edged sword in the creative world• Why spending Bitcoin is a revolutionary act• Alberta's potential as a Bitcoin-powered havenChapters:• 00:00:00 - IntroductionMeet MADEX as he sets the stage: fiat's chokehold on art and Bitcoin's promise of freedom.• 00:01:45 - Fiat's Degradation of ArtMADEX exposes how fiat's cost-cutting obsession strips art of soul and vision.• 00:05:27 - Centralization in the Art WorldThe dirty secret: million-dollar art sales as a fiat-fueled scam.• 00:08:35 - AI's Impact on CreativityAI's pros and cons—democratizing art or flooding it with garbage?• 00:12:52 - Bitcoin and Authentic ArtHow Bitcoin can restore value and originality to the creative process.• 00:18:59 - The Power of Spending BitcoinMADEX explains why every Bitcoin transaction is a vote for a better world.• 00:22:19 - Bitcoin in the Art SpaceMADEX's mission to signal quality and draw creators to Bitcoin.• 00:28:10 - Building a Bitcoin EconomySpending Bitcoin as an investment in a decentralized future.• 00:32:32 - Bitcoin's Reception in Art CirclesOvercoming misconceptions and showing artists Bitcoin's practical edge.• 00:37:42 - Escaping Fiat MindsetsThe lingering fiat obedience holding Bitcoiners back—and how to break free.• 00:47:11 - The Radical Choice of BitcoinWhy Bitcoin's untouchable nature shifts power back to the individual.• 00:48:37 - Alberta's Bitcoin FutureMADEX's dream of an independent Alberta thriving on Bitcoin and resources.• 01:06:52 - Upcoming Projects & EventsFrom BTC Prague to fiat galleries, where to catch MADEX next.About MADEX:• Website: madex.art • Twitter: @SpaceBullFREE Bitcoin Book Giveaway: New to Bitcoin? Get Magic Internet Money by Jesse Berger FREE! Click here: bitcoinmentororange.com/magic-internet-money BOOK Private Sessions with Bitcoin Mentor: Master self-custody, hardware, multisig, Lightning, privacy, and more. Visit bitcoinmentor.ioFITSCRIPT is built by Bitcoiners for high performing men who want sovereignty over their health. Visit https://qrco.de/bfzjmaSubscribe to Mentor Sessions, Don't miss out!Follow Us: • BTC Sessions: @BTCsessions • Nathan: @theBTCmentor • Gary: @GaryLeeNYCPrevious Episode: Loved this? Check out Knut Svanholm on Bitcoin philosophy and freedom: https://youtu.be/6KJBx63UkBESupport the Channel: Smash the like button, share with your Bitcoin crew, and subscribe for more! #Bitcoin #Art #Freedom #Decentralization #MentorSessions #BitcoinArt #IndependentAlberta #CreativeRevolution #SoundMoney #Alberta #Objectivism #BitcoinEducation #MADEX #Libertarian #SelfCustody #MentorSessions #Freedom #Podcast #Crypto #Cryptocurrency

Programa 5x166, amb Francesc Mauri. En Joan Say

For episode 207, we're excited to welcome Jaydeep Korde, CEO and Co-Founder of Launchnodes, the team behind Lido Impact Staking—a groundbreaking initiative that allows users to donate a portion of their staking rewards to fund verified social impact projects like GiveDirectly, UNICEF, and Treedom, all while keeping their principal intact.At a time when crypto is still too often dismissed as purely speculative, Lido Impact Staking offers a bold counter-narrative—showing how Ethereum staking can be repurposed into a powerful, transparent, and regenerative source of long-term impact capital.From decentralized dashboards to real-world data and radical transparency, this conversation is a masterclass in what it looks like to align purpose with profit.We discuss:How staking rewards on Ethereum can become a powerful new funding model for social impact.Why Lido Impact Staking is redefining what it means to “do good” while earning a return—supporting climate action, poverty alleviation, and more.And how blockchain transparency is helping build trust, accountability, and long-term sustainability in giving.--Key Takeaways--

Da müssen ganz schön viele Kerzen ausgepustet werden. Und dennoch sagt Heikedine Körting fröhlich: „80 Jahre - Diese Zahl begeistert mich.“ Freudenfest Fröhlich und Segenstag Schwind überraschen die Hörspielkönigin zu ihrem Geburtstag zuhause in Hamburg. Zur Feier gibt es eine Torte in jedem Stockwerk. Das bedeutet in diesem Anwesen: Viele Konditorei-Kunstwerke kauen. 51 Stufen geht es nach oben ins Studio. Vorbei an gezupften Tasteninstrumenten mit Botschaften auf Zettelchen, einem Hochzeitsschrank mit Geheimfächern und mysteriösen mechanischen Vögelchen aus Holz: Die Villa Körting wäre auch ein Abenteuer für „Die drei ???“. Sogar ganz ohne atmosphärische Winde und 250 Quietschtüren, welche im O-Ton-Archiv auf ihre Einsätze warten. Der gefährliche Mopser, oder nennen wir ihn am besten gleich „Nummer 23“, freut sich jedenfalls sehr über diesen großen Geräuschefundus im ganzen Gebäude. Und Kai wird im Studio zu Jens. Wie kommen „Der seltsame Wecker“ und „Der Zauberspiegel“ bei diesem Schöpfungstagspecial zum Einsatz? Warum schrubbt der Tatortreiniger den Villenboden? Und was nervt Andreas bei jeder „Die drei ???“ Aufnahme an seinem Platz? Doch dieser Bobcast gehört der Regisseurin von Justus, Peter und Bob. Darum blättert mit Heikedine Körting in privaten Tagebücher und begleitet sie gedanklich mit ihrem alten Fiat 500 auf eine Vergangenheitsreise. Hört diesen runden Geburtstagsrundgang gemächlich, denn: „Wir haben doch alle Zeit der Welt.“ Gast in dieser Podcast-Folge: Heikedine Körting Ihr habt Fragen, Wünsche oder Anregungen? Dann schickt einfach eine E-Mail an: bobcast@dreifragezeichen.de Hier gibt es alle Infos und Termine zur Bobcast LIVE Tour: https://www.dreifragezeichen.de/bobcastlive „Haschimitenfürst – Der Bobcast“ ist ein Podcast von EUROPA, a division of Sony Music Entertainment Germany GmbH Idee: Andreas Fröhlich/ Regie & Konzeption: Ralf Podszus/ Moderation: Kai Schwind und Andreas Fröhlich/ Titelmusik: Jan-Friedrich Conrad/ Redaktion: Jens Nimmerrichter/ Produktion: Carina Schwarz/ Management & Koordination: Nina Schulze Pellengahr/ Redaktion Sony: Maike Müller/ Covermotiv: Aiga Rasch (Illustrationen), Tom Presting (Gestaltung), Christian Hartman, Haakon Dueland (Fotos)/ Eine Produktion von Podever Vielen Dank an unsere Werbepartner dieser Folge. Zu den Angeboten kommst du hier: https://linktr.ee/Bobcast

This week, Fil and Pedro explore whether recent global shifts in debt, bonds, and gold signal the end of the fiat money system and what could happen next. They explore the warnings raised by prominent financial figures, take a deep dive into Japan's recent bond red alert scenario and uncover why now all the pieces of the puzzle could be in place to take us back to the 1970's.

En el Radar Empresarial de hoy analizamos la salida de Luca de Meo de Renault. El italiano deja el grupo francés después de cinco años. Lo deja de forma voluntaria y desempeñará el cargo hasta el próximo 15 de julio. De Meo asegura que “busca nuevos retos fuera del sector de la automoción". Y es que ante todo, el empresario siempre ha sido un amante del motor, con experiencia en marcas como Toyota, Fiat o Seat. Solo hace un mes presentó su libro Diccionario sentimental del automóvil. Esos nuevos retos podrían llevarle hasta Kering, según Le Figaro. La marca de lujo francesa, que engloba firmas de renombre como Gucci, Yves Saint Laurent o Balenciaga se ha fijado en el buen hacer del ejecutivo en Renault, donde cogió las riendas en un momento muy pero que muy difícil. El 1 de julio de 2020 asumió el cargo de CEO de Renault. El fabricante automovilístico registró una pérdida neta de más de 8 mil millones de euros ese mismo año. Sus ingresos cayeron entonces casi la mitad. Fue entonces cuando De Meo se puso manos a la obra y presentó el plan “Renaulution”: Resurrección, Renovación y Revolución. En la primera fase la marca pretendía hacer un plan de recortes ambicioso en tres años: ya en 2022, la compañía logró reducir estas pérdidas en más de 2.000 millones de euros. En las fases de Renovación y Revolución la marca iba a apostar por la innovación tecnológica, la reestructuración de la marca y la incorporación de nuevos modelos. En noviembre de 2022 la marca crea las marcas Ampere y Power para desarrollar hardware y así reducir su dependencia de China. Además, lanza al mercado los modelos Twingo eléctrico de 20.000 euros y el Renault 5 E-Tech. Otra de las misiones que tenía el ejecutivo italiano era cambiar la alianza con Nissan. De las múltiples tensiones que muchas veces amenazaron con romper dicha alianza se pasó a una relación más calmada. De hecho, la salida de De Meo ha provocado que la marca japonesa vaya a reducir su participación en Renault, como ha asegurado su CEO, Iván Espinosa. Hasta aquí llega la influencia de De Meo, que ahora tiene la difícil tarea de devolver los días de gloria a Kering, después de que sus acciones hayan perdido el 80% de su valor desde 2021. Sabemos que De Meo se va a Kering pero ¿quién le sustituirá en Renault? Parece que el mercado mira a dos muy posibles: Wayne Griffiths, que dejó el cargo de director ejecutivo de Seat en marzo y que ya negoció con el presidente de Stellantis, John Elkann, para ser el CEO del grupo y Josep Maria Recasens, actual CEO de Ampere, filial de coches eléctricos de Renault, división que le ha dado grandes resultados al fabricante automovilístico.

Send us a textWhat happens when you take an Italian out of Europe and drop him into the heart of Japan? In this episode, we sit down with a guest who shares his unique journey from Italy to Japan — the culture shocks, the language hurdles, the food revelations, and what it really means to adapt to life on the other side of the world. From espresso to sushi, Fiat to Nissan, it's a story of transformation, perspective, and plenty of laughs. Tune in for a firsthand look at how two very different cultures can collide — and coexist — in one unforgettable life story.Find us on Facebook groups - RHDGUYS-JDMBOYSSocials - @RHDGUYSMerch - http://RHDGUYS.COMWant a discount on Nissan parts?Use code "RHDGUYS" athttps://nizmopartsplug.com

// GUEST //X: https://x.com/nackoo2000Breez: https://breez.technology/ // SPONSORS //iCoin: https://icointechnology.com/breedloveNetsuite: https://netsuite.com/whatismoneyCowbolt: https://cowbolt.com/Heart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/Blockware Solutions: https://mining.blockwaresolutions.com/breedloveIn Wolf's Clothing: https://wolfnyc.com/Onramp: https://onrampbitcoin.com/?grsf=breedloveMindlab Pro: https://www.mindlabpro.com/breedloveCoinbits: https://coinbits.app/breedloveThe Farm at Okefenokee: https://okefarm.com/ // PRODUCTS I ENDORSE //Protect your mobile phone from SIM swap attacks: https://www.efani.com/breedloveLineage Provisions (use discount code BREEDLOVE): https://lineageprovisions.com/?ref=breedlove_22Colorado Craft Beef (use discount code BREEDLOVE): https://coloradocraftbeef.com/Salt of the Earth Electrolytes: http://drinksote.com/breedloveJawzrsize (code RobertBreedlove for 20% off): https://jawzrsize.com // SUBSCRIBE TO THE CLIPS CHANNEL //https://www.youtube.com/@robertbreedloveclips2996/videos // TIMESTAMPS //0:00 - WiM Episode Trailer1:10 - Digital Addictions, Screens, and Self-Reflection3:01 - “Digit Addiction”16:03 - iCoin Bitcoin Wallet17:33 - NetSuite by Oracle18:42 - Gold vs Fiat: Framing the Battle23:13 - Developing Addiction: Dopamine and Design25:13 - Units of Measurement, Reality, and the Speed of Light29:29 - Design vs. Circumstance32:35 - SoftWar: Jason Lowery's Thesis38:24 - Cowbolt: Settle in Bitcoin39:39 - Heart and Soil Supplements40:39 - Humanity as One Entity and the Physics of Power Projection46:15 - Willpower, Estate Planning, and Legacy51:17 - Money Is Emotional: Experience, Knowledge, and Depth58:20 - Mine Bitcoin with Blockware Solutions59:45 - Helping Lightning Startups with In Wolf's Clothing1:00:37 - Win-Win Games and the Role of Consent1:04:22 - Building Lightning and a Real Medium of Exchange1:09:19 - Booth: Bitcoin Fails Without Medium of Exchange1:15:48 - Revisiting Lowery's Framework1:21:50 - Onramp Bitcoin Custody1:23:47 - Mind Lab Pro Supplements1:24:57 - The Human Operating System and Layer Zero1:28:16 - Bitcoin Forces Cooperation at Scale1:32:48 - Rethinking Capitalism Through Bitcoin1:46:37 - Buy Bitcoin with Coinbits1:48:04 - The Farm at Okefenokee1:49:23 - Fixing Bitcoin's UX Problem2:03:42 - How to Find Ivan Makedonski // PODCAST //Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsERSS Feed: https://feeds.simplecast.com/MLdpYXYI // SUPPORT THIS CHANNEL //Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2 // SOCIAL //Breedlove X: https://x.com/Breedlove22WiM? X: https://x.com/WhatisMoneyShowLinkedin: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22Substack: https://breedlove22.substack.com/All My Current Work: https://linktr.ee/robertbreedlove

02:38 The Debate: Bitcoin vs. Gold05:56 Theological Implications of Value08:58 Dave Ramsey's Shift on Bitcoin16:03 Bitcoin Treasury Companies and Speculation39:25 The Ethics of Investment and Redemption42:46 Navigating the Complexities of Investment Choices44:34 The Dilemma of Fiat and Bitcoin Investments47:59 The Role of Institutions in Bitcoin Ownership50:18 The Shift from Individuals to Institutions in Bitcoin54:36 The Future of Bitcoin: Decentralization vs. Custodianship58:41 The Responsibility of Ownership in Bitcoin01:02:05 Exploring Energy Usage and Civilization Types01:07:21 The Intersection of Faith and Space Exploration01:10:36 The Rise of AI and Robotics01:12:12 Elon Musk: Fear and Innovation01:14:46 The Ethics of AI Development01:16:03 Space Exploration: A Necessary Pursuit?01:18:31 Eschatology and Technology: A Christian Perspective01:24:09 The Future of Humanity: Power and Responsibility01:30:48 The Intersection of Faith and Technology

Remember the beginnings of the Internet in the consumer world more than 30 years ago? Times have changed exponentially from the early days when you could only connect to the World Wide Web on a very bulky home computer via telephone land lines, “surfing” speeds were a crawl and Amazon wasn't the fastest or cheapest way to buy a book! Whether you interact with the Internet daily or not, you can't deny that it's changed your life.Some believe we're living in a similar inflection point today with the rise of Bitcoin, a decentralized form of cryptocurrency separated from the control of people, business entities and even banks, due to the continued corruption of the world's financial system.Former Oxford-trained physicist and Wall Street trader turned entrepreneur Joe Bryan reveals how our current financial system really works and who it actually serves (not us!), and why Bitcoin could transform the world — If you fix the money, you fix the world… — this week on Spirit Gym.During their conversation, Paul and Joe recommend watching the video What's the Problem? that connects the dots about the world's financial problems, its root causes and how Bitcoin may solve them. Watch it on YouTube or Joe's SatsVsFiat website.Find out more about Joe via social media on Twitter/X and Linkedin.Timestamps7:25 Is there any difference between money and currency?13:17 How the world trended to gold as a monetary standard.26:26 Moving from the gold standard to petrol dollars.40:35 Connecting inflation with poorer health outcomes.59:15 The difference between Bitcoin and other cryptocurrencies.1:12:11 How is Bitcoin verified?1:30:43 The only source of inflation: Printing money.1:44:00 Bitcoin is a more valuable asset than silver.1:51:53 The mining aspect behind Bitcoin.2:01:20 Your odds of winning a lottery are better than winning a block on Bitcoin.2:10:41 The mainstream environmental untruth about Bitcoin.2:33:43 The best ways to start with Bitcoin.ResourcesThe work of Catherine Austin FittsFind more resources for this episode on our website.Music Credit: Meet Your Heroes (444Hz) by Brave as BearsAll Rights Reserved MusicFit Records 2024 Thanks to our awesome sponsors:PaleovalleyBIOptimizers US and BIOptimizers UK PAUL10Organifi CHEK20Wild PasturesCHEK Institute/Scientific Core Conditioning We may earn commissions from qualifying purchases using affiliate links.

  Dr. Brenda Navarrete and a group of Vanguard University students join Dr. Sandie Morgan as they reflect on their study abroad trip to Spain, where they partnered with Fiat to learn about trauma-informed care, survivor empowerment, and global anti-trafficking efforts. Dr. Brenda Navarrete and Students Dr. Brenda Navarrete is a professor and research associate at Vanguard University and an expert in trauma-informed survivor care. She teaches in the university's Online Human Trafficking Certificate program. Her knowledge and cultural insight helped shape a meaningful and immersive learning experience for the Vanguard students during their study abroad program. Key Points The study abroad trip to Madrid gave Vanguard students firsthand experience with global anti-trafficking work through a partnership with Fiat, a nonprofit serving survivors in Spain. Students emphasized learning trauma-informed principles, such as avoiding re-victimization and respecting survivor autonomy. Art therapy and creative expression were highlighted as effective and healing methods used at the safe home, with students witnessing their calming and empowering effects. The cultural value of acomodida—a spirit of humble, proactive service—became a guiding principle for student engagement with survivors. Students learned that trauma-informed care includes mutuality and empowerment, where survivors also offer and give, creating meaningful connection. Activities like cooking, sharing stories, and doing art together fostered authentic relationships and mutual respect. Projects like the Tree of Life and vision boards allowed survivors to express their roots, hopes, and dreams in empowering and therapeutic ways. The behind-the-scenes roles at Fiat, from psychologists to accountants to legal teams, revealed the extensive support system needed to care for survivors effectively. The experience helped students connect their faith, education, and career goals with real-world advocacy and social justice work. Multiple students reflected on how the trip inspired them to pursue their dreams, shift their career direction, and deepen their commitment to anti-trafficking work. Dr. Brenda and Dr. Sandie both emphasized the mutual transformation that occurred during the trip—for both the survivors and the students—through shared humanity and humility. Students left with a renewed sense of purpose, hope, and vision for how they can contribute to justice and healing in their own communities. Resources Trip photos on the GCWJ Facebook page Transcript [00:00:00] Welcome to the Ending Human Trafficking Podcast. I'm Dr. Sandie Morgan, and this is the show where we equip you to study the issues, be a voice and make a difference. In the Fight to End human trafficking here at the Global Center for Women in Justice at Vanguard University and wherever you are. [00:00:22] In this special episode, we're joined by a passionate group of Vanguard University students, Bella Luzi, Alba, deiz Alvarado. Itel Monroy, Delaney Menninger, and Ariana Johnson. Along with professor and research associate Dr. Brenda Navarrete. They were all on the recent study abroad trip to Madrid, Spain. During this trip, we partnered with Fiat, an amazing nonprofit dedicated to preventing human trafficking and supporting survivors. [00:01:05] This experience gave our students a firsthand look at the realities of global anti-trafficking efforts, what prevention looks like in real communities, how frontline nonprofits operate, and the importance of collaboration. [00:01:25] Let's listen in as they reflect on how this journey shaped their learning, their faith, and their future advocacy. [00:01:35] Sandie Morgan: I [00:01:35] have been in Spain for the last 11 days with a Vanguard University Global Center for Women and Justice Study Abroad team. They have been working with the organization called Fiat, here in Madrid, Spain.

For episode 206, we're excited to welcome Mario Di Dio, GM of Network at Helium—a trailblazing DePIN project that's redefining what decentralized infrastructure can look like at scale. From powering the world's largest contiguous Long Range Wide Area Network (LoRaWAN) to deploying a nationwide mobile offload strategy with industry partners, Helium is proving that blockchain can drive real-world, real-time value.Powered by the Solana blockchain and a unique token-based incentive model, Helium is making it possible for everyday people to own a piece of the world's wireless infrastructure.We discuss:How one of the most successful, OG decentralized infrastructure projects in Web3 grew from grassroots origins to partnering with major industry giants.Why blockchain-based incentives are key to scaling wireless infrastructure—and how Helium's Proof-of-Coverage unlocks real-world value creation at scale.And how Decentralized Physical Infrastructure Networks (DePIN) is building a more inclusive, resilient, and community-owned internet—flipping the connectivity model on its head.--Key Takeaways--

En este podcast contamos con la colaboración de Airbnb https://www.airbnb.es/. Te voy a contar algunas experiencias que he tenido disfrutando de sus servicios, que seguro te van a dar buenas ideas a la hora de viajar. Ya lo sabéis: No soy un entusiasta de los coches SUV. Y es que había otro camino… para mí, mucho mejor. ¿Nadie se acuerda de los “pre-SUV”? ¡Ojo! No confundir con los primeros SUV, que eran versiones “light” de un TT. Los pre-SUV eran coches generalmente break que hacían un guiño estético al estilo TT, con apariencia más rotunda, suspensiones más altas, ruedas de mayor diámetro y algunos, incluso, con protectores de cárter mejores. Break más polivalentes… Para mí, lo he dicho al comenzar, era un camino mejor que el de los SUV. Por lo general no soy nada “conspiranóico”, pero toda regla tiene su excepción. Si damos por bueno que, a un coche práctico, como un break, le viene bien una mayor altura que le permita abordar caminos u obstáculos con garantías, si damos por bueno que un coche algo más alto es más cómodo para sentarse y si damos por bueno que una estética con toques off road le dan un aire más “dinámico” y joven a un coche… todo eso ya te lo daban los que hemos bautizados como “Pre-SUV” o “Crossover” como se les denominó entonces. Eran esos coches familiares con suspensiones más altas, calzado de más generoso diámetro, aletines, algunos detalles estéticos específicos y en algunos casos, pocos, protectores de cárter más robustos e incluso tracción total. 1. Subaru Forester (1997). Es uno de los primeros “crossover” pero ya flirteaba con el concepto SUV… Tanto, que he estado a punto de no incluirlo. 2. Volvo V70 XC (1997). Se le puede considerar el pionero de esta magnífica idea. Este Volvo era una propuesta muy sería que incluía una altura 6 cm más alta que el break normal, protector de cárter, buenos frenos, tracción total y el excelente motor 5 cilindros de 2.435 cm3 que con turbo llegaba a los 200 CV. Y, además, en mi opinión, una estética muy acertada. 3. Audi Allroad Quattro (1999). Uno de los primeros, basado en el Avant, que podías tener con el motor V6 2,7 litros biturbo de gasolina con 250 CV y tracción total Quattro. Además, su suspensión neumática, podía hacer crecer la altura extra respecto de un Avant normal, entre 14 y 21 cm… 4. Rover Streetwise (2000). La marca hacía hincapié en que este coche no solo era bueno para salir del asfalto, sino que estaba muy bien protegido para el día a día en la ciudad gracias a sus múltiples protecciones en gris y no pintadas… esto lo comentamos en detalle en otro de los modelos de esta selección. 5. Alfa Romeo 156 Crosswagon (2004). Sólo era 3 cm más alto, no tenía tantos detalles estéticos específicos como otros, pero, a cambio este Alfa jugaba con un “as en la maga”, la tracción total del Q4. 6. Fiat Stilo Multi Wagon Uproad (2004). Fiat siguió la estela de éxito de muchos de estos modelos con una propuesta que era, básicamente, estética: Muchos detalles de plástico negro, ruedas específicas y una altura unos centímetros mayor. Esto era todo. 7. VW Polo Soho (2004). VW ya había hecho algo parecido a un “crossover” con su Golf Country de 1990, con tracción total y con ciertas pretensiones “off road” que no alcanzaba. Más sensata me parece esta propuesta de un coche urbanita, pero vestido “de campo”. 8. Citroën C3 XTR (2005). Un coche a menudo olvidado y es que el fenómeno “crossover” llegó a todas las categorías. Cuando se lanzó este modelo ya Citroën no estaba en su mejor momento y fue un coche apreciado, pero no un éxito de ventas ni mucho menos. Y eso que sus motores eran muy adecuados, en especial los HDi de 70, 90 y más tarde hasta 110 CV. 9. Ford Focus X-Road (2008). Misma estrategia que Fiat: Poco más que retoques estéticos, bastantes y bastante acertados. Destacaban las barras de techo, los faldones inferiores delantero y trasero, los pasos de rueda, los faldones laterales y los revestimientos inferiores de las puertas, todos ellos acabados en plástico negro. 10. Opel Insignia Country Tourer (2013). El Insignia era un buen coche, de los mejor que ha hecho Opel en los últimos… muchos años. Además, jugaba con la ventaja de tener un buen motor turbo de hasta 260 CV y tracción total de origen GKN muy bien pensada, lo cual hacía de este “crossover” un coche serio. Conclusión. Hay quien llama a los SUV “crossover” … pues no es lo mismo. La propuesta de los “crossover”, coches más o menos normales, pero sensiblemente adaptados a un uso por un lado urbano, pero por otro fuera del asfalto, lo vuelvo a repetir, me parece una propuesta más inteligente y más razonable.

In this episode of Gold Rush Hour, we break down how gold and silver protect your wealth during economic resets and currency collapses. Fiat currency experiments eventually fail, and as inflation surges and national debt grows, more people are turning to gold for true financial security.

【节目简介】左手，菲亚特终止了FSO的授权右手，菲亚特收购了FSM的产能波兰整个国家汽车业的命运被一家意大利车企所左右那令人向往的波兰舞曲也成了FSM的哀乐回荡在制桶大厅伴随着大宇飘散在风中本期《孤岛车谈》我和三位朋友继续聊聊波兰，这个汽车工业曾经领先中国至少半个世纪的国家是如何一步一步发展（并葬送）自己的社会主义汽车工业的。126p在北京推广陈宝国和126pFSO遗迹，制桶大厅波兰汽车工厂地图FSO LanosFSO MatizChevrolet Aveo by FSO1995年中国汽车价格1979年波罗乃兹Polonez的英国Autocar杂志试驾照片【话题成员】罗新雨 底盘电子系统工程师陆风鸣 社科学者付梓耘 热管理、电子电器开发工程师高处青 系统开发、架构工程师罗新雨微博@大众风Volkswind剪辑 猫又，PSC，罗新雨片尾曲 Mały Fiat by Big Cyc (2000)【时刻文稿】1:47 波兰车和中国的缘分11:25 85-88年中国的外汇紧张以及邹家华倡导引进东欧汽车13:56 波罗乃兹22:29 反思90年代FSO失败的原因26:01 FSO第四阶段：Daewoo的进入与失败（1995-2011）37:59 FSM（1990-至今）51:58 总结54:25 如今的波兰汽车技术外包【参考链接】【【专属】乘用车底盘系统开发 车辆动力学原理应用与正向开发工程实践 吴旭亭 系统构建车身动力学底盘知识体系书籍】#小程序://机械工业出版社旗舰店/商品/I4N8mLuPmjWkmRt【官网 车用动力电池系统设计与制造 中国汽车工程学会 电芯产品设计 电池系统产品设计 动力电池产品设计制造方法技术书籍】#小程序://机械工业出版社旗舰店/商品/P8isKji8jO5DkNc【汽车创新：前沿技术背后的科技原理】#小程序://机械工业出版社旗舰店/商品/7tltQzCQfJUWRVi【官网 广义车规级电子元器件可靠性设计与开发实践 左成钢 系统介绍汽车电子零部件的可靠性设计与开发 汽车电子 汽车工业技术书籍】#小程序://机械工业出版社旗舰店/商品/dBujAN68sEk1Rzl【智能驾驶：产品设计与评价】#小程序://机械工业出版社旗舰店/商品/Q8KWriuNDGdzlSs【官网 智能底盘关键技术及应用 线控执行 融合控制 失效运行 张俊智 智能底盘核心线控执行系统关键技术书籍】#小程序://机械工业出版社旗舰店/商品/5R5ZjdGhScib14A邹家华提出进口东欧的汽车（中文，2017）：https://www.sohu.com/a/207397504_386926英国媒体Autocar1979年试驾Polonez 1500文章（英文，1979）：https://www.autocar.co.uk/car-news/used-cars/polonez-1500-eastern-blocs-ford-escort-throwback-thursday石敏序，《波兰的外债》，《苏联东欧问题》1981年第1期（中文，1981）：http://euroasia.cssn.cn/cbw/cbw_elsdozyyj/200909/t20090928_1850713.shtml

For episode 205, we're excited to welcome Bill Laboon, Director of Education and Governance Initiatives at Web3 Foundation—the team driving innovation behind the Polkadot and Kusama networks. At a moment when governance challenges in decentralized communities are front-and-center, Bill is leading the charge on education and initiatives designed to make decentralized governance more transparent, accessible, and impactful.We discuss:How decentralized governance models unlock exciting new pathways for real-world social and environmental impact initiativesAn introduction Polkadot and Kusama and the unique opportunities for impact builders in these ecosystemsWhy networks like Kusama—built specifically for innovation and experimentation—are critical for accelerating Web3's potential to solve complex global challengesAnd practical insights for builders and communities on fostering healthy, effective decentralized governance that advances public good.--Key Takeaways--

In this exclusive episode of The Dillon England Show, I sit down with the founder of Fisher Capital while I was at AMFEST to discuss why more Americans are turning to gold and silver as a hedge against inflation, financial collapse, and centralized control.We talk about:Why gold is real money, not just an investmentHow owning precious metals lets you "debank" yourselfThe explosive rise of Fisher Capital since 2020Why young entrepreneurs should master salesHow to start building legacy wealth outside the systemI hope you enjoy our conversation. Order our LOW ACID COFFEE "THE BROADCAST BREW"https://www.coolbeanscoffeemi.com/product-page/broadcast-brew-low-acid-blendThank you to Cool Beans Coffee Brewery for your partnership!#TheDillonEnglandShowABOUT THE DILLON ENGLAND SHOWOur mission is to provide authentic conversations with interesting people, covering everything from entrepreneurship and personal finance to culture and values — all in a format that's honest, entertaining, and impactful.Connect with Dillon:Twitter: https://twitter.com/dillonmenglandLinkedIn: https://www.linkedin.com/in/dillonmengland/Facebook: https://www.facebook.com/dillon.england.5Become a supporter of this podcast: https://www.spreaker.com/podcast/the-dillon-england-show--6370921/support.

Storia dei marchi automobilistici più famosi - Spendieren Sie einen Cafè (1€)? Donate a coffee (1€)? https://ko-fi.com/italiano Livello B1#MadeInItaly #Ferrari #Lamborghini #vhs #autoBuongiorno cari amici e amanti dell'italiano e benvenuti al nuovo episodio di 2LIP (Luisas' learn italian Podcast). Oggi nuova puntata sul design italiano e vi parlerò di macchine. Devo essere sincera e dirvi che in questo campo non sono un'esperta, anzi di macchine non capisco proprio niente, ma parlando di design italiano non si può non parlare di marchi come la Ferrari, la Maserati, la Lamborghini e l'Alfa Romeo, quindi per dovere di completezza vi darò oggi qualche informazione su queste famose ditte italiane. Pensate che il primo automezzo meccanico che si poteva muovere in autonomia su strada è stato inventato nel 1769 da un costruttore svizzero, Nicolas Cugnot ed era un carro militare con tre ruote. Poteva trasportare 4 persone ed era pensato per trasportare anche armi. Il mezzo si muoveva ad una velocità di 3 chilometri all'ora, ma visto che il suo motore era fatto da una grande caldaia, arrivato al quarto chilometro il mezzo si fermava perché nella caldaia l'acqua era finita.Dopo ci sono stati parecchi tentativi di realizzare un motore a scoppio, ma il primo che veramente funzionava è stato inventato e realizzato il 5 giugno del 1853 da due italiani: padre Eugenio Barsanti e l'ingengere Felice Matteucci. Nel 1892 Rudolf Diesel brevetta il motore senza candele che, grazie alla sua grande potenza, viene installato su camion e macchinari pesante.Durante le due guerre mondiali si produrrà una grandissima quantità di motori. L'industria automobilistica italiana inizia alla fine del 1880. Da ricordare è la prima automobile Fiat, la 4HP, che esce nel 1899 e nel 1900 viene fondato il marchio Isotta Fraschini e da qui questo settore si sviluppa velocemente....- The full transcript of this Episode is available via "Luisa's learn Italian Premium", Premium is no subscription and does not incur any recurring fees. You can just shop for the materials you need or want and shop per piece. Prices start at 0.20 Cent (i. e. Eurocent). - das komplette Transcript / die Show-Notes zu allen Episoden sind über Luisa's Podcast Premium verfügbar. Den Shop mit allen Materialien zum Podcast finden Sie unterhttps://premium.il-tedesco.itLuisa's Podcast Premium ist kein Abo - sie erhalten das jeweilige Transscript/die Shownotes sowie zu den Grammatik Episoden Übungen die Sie "pro Stück" bezahlen (ab 20ct). https://premium.il-tedesco.itMehr info unter www.il-tedesco.it bzw. https://www.il-tedesco.it/premiumMore information on www.il-tedesco.it or via my shop https://www.il-tedesco.it/premium

Welcome back to Impact Theory with Tom Bilyeu! In today's episode, Tom and his co-host Drew dive into a whirlwind of current events and big ideas shaping our world. From Elon Musk waving goodbye to the “Doge cuts” and reflections on America's wild economic ride, to the drama of world leaders like Macron and the ongoing tension between global powers, this conversation pulls no punches. Tom breaks down the real state of our financial system—likening it to the Titanic heading for an iceberg—and explains why having a personal “life raft” like Bitcoin or gold might just be your best bet. Together, he and Drew tackle questions about government spending, hard money, and why even the most brilliant minds can't always fix a broken system. But it's not just economics on the table; prepare for a deep discussion about the dangers and potential of AI—as Drew shares new revelations about an AI model showing signs of self-preservation, deception, and even attempts at replicating itself. The conversation spins further out to explore the dangers of centralized digital currencies, the complexities of trusting experts, and the importance of questioning authority—especially when the stakes are sky-high. SHOWNOTES 00:00 Financial Reform Amid System Collapse 08:02 "Politics: Power Over Progress" 10:51 Economic Solutions & Challenges 17:50 Understanding Cause and Effect 23:43 Outmatched by Expert Traders 28:45 "Scarcity and Trust Create Hard Money" 32:44 Failure of Accountability in Leadership 36:41 "Falsification, Balance, and Misinformation" 44:36 "Decision Amid Medical Challenges" 47:29 Understanding Imperfect Expert Guidance 55:31 AI's Self-Preservation Concerns 58:02 Future of AI: S Curve or Breakthrough? 01:04:11 Putin's USSR Resurgence Ambitions 01:07:46 Society Filters Out Bad Actors CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code IMPACT at check out Monarch Money: Use code THEORY at ⁠https://monarchmoney.com⁠ for 50% off your first year! Shopify: Sign up for your one-dollar-per-month trial period at ⁠https://shopify.com/impact⁠ iTrust Capital: Use code IMPACTGO when you sign up and fund your account to get a $100 bonus at ⁠https://www.itrustcapital.com/tombilyeu⁠  Mint Mobile: If you like your money, Mint Mobile is for you. Shop plans at ⁠https://mintmobile.com/impact.⁠  DISCLAIMER: Upfront payment of $45 for 3-month 5 gigabyte plan required (equivalent to $15/mo.). New customer offer for first 3 months only, then full-price plan options available. Taxes & fees extra. See MINT MOBILE for detail Learn more about your ad choices. Visit megaphone.fm/adchoices

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Looking for the 'killer app' for Blockchain? Payments much just be it! And Concordium have a master plan for mass adoption...Bitcoin was the first mass-adopted cryptocurrency, but as 'digital gold', it may not be practical for everyday payments. After all, you don't pay for groceries with your pension, right?...Stablecoins have shown that digital assets anchored to FIAT currencies have strong potential, and map well to the traditional financial world. So what is holding back more widespread usage.With Boris, we'll cover the potential of 'PayFi' and give you all a basic understanding of the tech, the vision, and the challenges ahead, including:- An introduction to Concordium- The importance of Stablecoins for Web3 adoption- The importance of privacy, compliance and the role of ZK technology- Important use cases or projects in the Concordium ecosystem- What more is needed for wider adoption of 'PayFi'

As we close out the beautiful month of May, dedicated to the Blessed Virgin Mary, join me this week, as I reflect on Mary's Fiat—her courageous and wholehearted “yes” to God—and how it continues to inspire Catholic women today. Through personal stories, scripture, Marian devotion, and insights I unpack the obstacles we face when trying to say yes to God—fear, control, suffering, and doubt—and how, like Mary, we can find the grace to trust even when the path is painful or uncertain. Whether you're navigating a difficult season, questioning your next steps, or longing to grow deeper in faith, this episode offers gentle encouragement and powerful reminders that: Saying yes is not a one-time moment—it's a daily mindset. Surrendering to God isn't giving up—it's claiming your victory. Even in suffering, God walks with you—and will equip you for the path ahead. Jennie Guinn is a Catholic life coach, podcaster, and radio show host who walks with women facing life's unexpected turns. She helps them encounter the Father's love, be transformed by the Holy Spirit, and find healing from pain and disappointment so they can magnify Christ with their lives. Through faith-filled coaching and heartfelt conversations, Jennie empowers women to rediscover hope and to live life with purpose and joy.

Bishop Dolan joins us to talk about Sunday's Gospel. We'll get to know Mike Zazick and Mary Ryan, the founders of Fiat Productions and celebrate high school graduation with the guests from Prep Rally's grad party episode. You'll also get up to date on the latest news and events.   Special thanks to Catholic Cemeteries and Funeral Homes for making this show possible.

Venezia è di nuovo regina dell'Adriatico. Salone Nautico, sesta edizione. Quella che era una scommessa è diventata una solida realtà. L'Arsenale torna a ospitare le eccellenze della marineria italiana. Porta verso l'Oriente e capitale dell'Adriatico come la Serenissima è stata per secoli. Si apre giovedì mattina la sesta edizione del Salone Nautico di Venezia. Numeri da record, con 300 imbarcazioni e 270 espositori. Ma soprattutto il meglio della tecnica italiana del mare. I grandi yacht ma anche i settori riservati alle barche elettriche e a vela, le barche in legno e la cantieristica lagunare. L'arte della marineria che torna padrona dei luoghi dove ha fatto la storia. L'antico Arsenale si veste a festa per ospitare il mondo della nautica e gli amanti del mare. Le Tese e le Gaggiandre, la Darsena Grande e il piazzale della Campanella. La Tesa del Bucintoro e le Tese dell'Arsenale Novissimo. Vedremo il superyacht della Sanlorenzo lungo 50 metri, l'Almax, la perla del Salone edizione 2025 che genera energia a bordo utilizzando idrogeno. Insieme al 940 di Ferretti Group, elegante e tecnologico, è la casa che produce anche i mitici motoscafi Riva a cui come sempre sarà dedicato uno stand. Ci sarà tra le ammiraglie della Ferretti anche il Pershing Gtx70. Da ammirare anche l'AB100 di Next group, motoscafo di 30 metri capace di raggiungere i 50 nodi in mare. E poi case famose in tutto il mondo come Pardo, JR yacht con la sua superbarca elettrica, il Lumen E10, il catamarano sempre elettrico della Belisama Cybercat, le anteprime di Luxia yacht con Open 35 e Open Monaco. E poi i superyacht classici di Azimut, come i modelli 53 e 68, l'As8 di Astondoa, il 460 di Invictus. Barche da sogno che si potranno anche visitare, ormeggiate in gran parte in Darsena Grande insieme ai gommoni di lusso Ribs. In mostra anche i motori poco inquinanti. Elettrici, ibridi, a idrogeno, Un futuro non più rinviabile quando in laguna circolano ancora i propulsori a due tempi, con la benzina miscelata all'olio molto inquinante. E il futuro parla di motori a quattro tempi, a benzina, ma soprattutto di elettrici e idrogeno. La superficie espositiva comprende tutti gli spazi dell'antico Arsenale. Oltre alla grande esposizione sono previste decine di convegni e appuntamenti, sul tema della produzione ambientalmente sostenibile, fino al 2 giugno. Il pubblico potrà come sempre salire a bordo delle barche e ammirarne i dettagli. come si arriva Il Salone Nautico sarà raggiungibile entrando anche dalla porta dei Leoni, l'ingresso principale dell'Arsenale, oppure dalla Tesa 105 verso le Fondamente Nuove. Intervengono a Focus Economia: Fabrizio D'Oria, direttore operativo di Vela spa e del Salone Nautico Venezia, Alberto Galassi, amministratore delegato Ferretti group, Luigi Brugnaro, sindaco di Venezia.Il destino della Ue è nella manifatturaL’Europa è un continente manifatturiero, ma la sua vocazione industriale è minacciata da un eccesso di regolazione. A differenza del modello USA, dove l’intervento pubblico stimola la concorrenza, in Europa rischia di soffocare l’impresa. Due i nodi critici: la trasformazione ideologica delle policy (es. transizione ecologica forzata) e la bulimia normativa. L’allarme: regole calate dall’alto minano la competitività e l’occupazione. Ne parliamo con Paolo Bricco, Il Sole24ore.Antonio Filosa, chi è il nuovo ceo di StellantisIl 23 giugno 2025 Antonio Filosa diventa CEO di Stellantis. Con 25 anni di esperienza (Fiat, FCA, Jeep), ha rilanciato i marchi del gruppo in Sud e Nord America. Conosciuto per uno stile collaborativo, è chiamato a invertire il calo di ricavi e utili del 2024, gestire i dazi USA e guidare Stellantis nella transizione elettrica, mantenendo rapporti forti con governi e stakeholder. Il commento è affidato a Filomena Greco, Il Sole 24 Ore

Can you help me make more podcasts? Consider supporting me on Patreon as the service is 100% funded by you: https://EVne.ws/patreon You can read all the latest news on the blog here: https://EVne.ws/blog Subscribe for free and listen to the podcast on audio platforms: ➤ Apple: https://EVne.ws/apple ➤ YouTube Music: https://EVne.ws/youtubemusic ➤ Spotify: https://EVne.ws/spotify ➤ TuneIn: https://EVne.ws/tunein ➤ iHeart: https://EVne.ws/iheart DHL TESTS EXTENDED RANGE ELECTRIC TRUCK https://evne.ws/43ru0KR FIAT PROFESSIONAL INTRODUCES TRIS ELECTRIC VEHICLE https://evne.ws/3H6qMVR NORTHVOLT CONTINUES HEIDE PROJECT DESPITE SWEDISH CLOSURE https://evne.ws/45yj1Sq SENATE VOTES TO BLOCK CALIFORNIA'S EV SALES BAN https://evne.ws/4kFGyp9 TESLA BOOSTS EUROPEAN PRODUCTION DESPITE FALLING SALES https://evne.ws/4kcfn5s CHINA'S CO₂ EMISSIONS DROP AMID CLEAN ENERGY SURGE https://evne.ws/43gHV7R CHINESE AUTO BRANDS SURGE IN EUROPEAN MARKET https://evne.ws/45qQtKA CHINESE AUTOMAKERS LEAD WITH AI AND COST EFFICIENCY https://evne.ws/3Z4n84V GM'S ELECTRIC VEHICLE SALES SURGE IN Q1 https://evne.ws/3HeLSRL AUTEL AND MER EXPAND EV CHARGING IN EUROPE https://evne.ws/4mCCuI4 EU-CHINA EV TENSIONS FOSTER GREEN COLLABORATION https://evne.ws/4k6hszF CIRCLE K LAUNCHES SWEDEN'S FIRST ALL-ELECTRIC STATION https://evne.ws/44Vq4o7 HALCYON RECRUITS EX-MCLAREN CEO TO EXPAND EV LINE https://evne.ws/43yt1Zt HIGH-SPEED RAIL BOOSTS ELECTRIC VEHICLE ADOPTION https://evne.ws/3HaSYqB EX-VOLKSWAGEN EXECUTIVES FOUND GUILTY IN EMISSIONS SCANDAL https://evne.ws/4dT0hzz NIKOLA TO AUCTION 103 HYDROGEN TRUCKS https://evne.ws/4dzmORr

Welcome back to AutoPGF: Funding Impact with Glo Dollar—a special podcast mini-series from Crypto Altruists that explores the future of Automatic Public Goods Funding, or AutoPGF for short, and the incredible organizations leveraging this new mechanism to scale their impact.For episode 4, we're honored to welcome Anna Whitson-Diaz from the Stellar Development Foundation, Kourtney Rusow from Coala Pay, and Christine To from Glo Dollar. Together, we unpack how blockchain is creating new opportunities for the humanitarian sector—helping aid organizations move faster, reach farther, and build resilient systems that can scale.We discuss:How blockchain is revolutionizing humanitarian aid—making it faster, cheaper, and more transparent to get critical funds directly into the hands of those who need it most.How leaders from Stellar, Coala Pay, and Glo are building real-world Web3 infrastructure that meets people where they are—from proactive aid tools, to stablecoins, to programmable, last-mile payments.And why crypto's next frontier isn't just financial innovation—it's building sustainable systems for global good, powered by mechanisms like Glo Dollar.--Key Takeaways--

Discover powerful strategies to maximize your rental property returns and minimize costly vacancies. Learn how top investors are transforming their approach to property management, from tenant retention techniques to smart staffing solutions. Key Insights: Master the art of keeping great tenants and reducing turnover Understand when to scale your property management approach Explore innovative investment opportunities beyond traditional real estate Market Trends Spotlight: Rental demand is on the rise Emerging investment options offer unique wealth-building potential Strategic diversification is key to long-term financial success Explore alternative investment opportunities like sustainable teak forestry - a generational wealth strategy that offers: Low entry point Long-term growth potential International diversification Whether you're a seasoned investor or just starting out, these insights will help you make more informed, profitable real estate decisions. Resources: Learn more about the teak tree investment opportunity at Gremarketplace.com/teak Show Notes: GetRichEducation.com/555 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, learn how to reduce a giant operational expense that you'll have over time your tenant vacancy and turnover, including how many units you must own before you hire your own on site property manager as your employee. Whatever happened to agent commissions in light of last year's NAR settlement, then a timely update on teak tree investing today on Get Rich Education.   Mid South home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Welcome to GRE from Manchester, New Hampshire to Manchester, England and across 188 nations worldwide, I'm Keith Weinhold, and you are back inside one of America's longest running and most listened to shows on real estate investing. This is get rich education. What's all that stuff really mean? I'm just another slack jawed and snaggletooth podcaster, a shaved mammal with a microphone. I'm joining you from here in London, England this week for the first time ever on the show. More on that later. Let's talk about reducing the biggest operational expense that you're ever going to have as a real estate investor, at least the one that you can exert a good measure of control over. That is reducing your tenant vacancy and turnover, that constant menace. Now, I suppose you might say that property tax is your biggest ongoing ops expense, but you've got less control over your property tax rate. So yeah, we're talking about increasing your net income by lowering your VIMTUM operating expenses. Vacancy is the V in that acronym. This is big because this can make or break your ability to have your property create positive cash flow and getting tenant turnover right both increases your income and reduces your expenses. It is springtime currently, and it's soon going to be summer, so it is the right time to talk about this. It's when there is more tenant turnover. The goal here is for you to really move the dial in increase the likelihood that your tenant is going to renew their lease. Now, sure if your tenant gets a new job out of town, they're going to move out. But if they're moving because of too many maintenance issues, well then that's something that you could have fixed. The average tenancy duration in the US over time is two to three years. And of course, that's going to be longer in single family rentals and shorter in apartments. And how long your tenant stays is driven by three factors, the price of your unit, the quality of your maintenance and the quality of your management. Let's say that your tenant moves out. To be conservative, that your vacancy period is two months between tenants. Okay, that's the turnover and the time to lease. It two months is a somewhat longish vacancy period. But come on, it happens sometimes, especially if you're going to make upgrades between tenancies and you're busy with other things in your life, if you have a move out every year at that rate, well, that is too often. That would amount. To a vacancy percentage of 14% you might think it's 17% but it isn't, because it's a 12 month vacancy plus two vacant months, all right, but if instead that tenant moves out every two years, that's just 8% vacancy, and every three years that's just 5% vacancy. Of course, if you keep your vacancy period to only one month rather than two, you can have all those numbers. You can really see how you are increasing your income by retaining the tenant. The most vital thing for you to keep in mind is that fast quality maintenance and good communication are by far the best forms of customer service that a property manager can provide, so prompt, quality maintenance. That's a retention strategy. Being a proactive helps. One strategy you can engage in is to reach out to the tenants two months before their lease is set to renew, and that's the time to give them the new lease price and ask them if they intend to stay. If they say, No, they're not, ask them why. And occasionally, you can sway them if there's been a misunderstanding in your relationship, for example, a lingering maintenance issue that hasn't been addressed, and perhaps they didn't bother to contact you about that, if nothing else, I think I mentioned this to you one time before offering a small reward, like a gift card helps. I mean, creating this sense of reciprocation is really one of the best retention tactics out there, even if the items being reciprocated aren't anywhere near equal value, like the value of a 12 month lease versus you giving them, say, a $50 gift card now, say you've tried those strategies, and none of that works, and your tenant does decide to leave, perhaps 45 days from now, but you know that you've got time in your life to turn over the unit now, and You know that you're going to be really busy with other things in 45 days. One thing that you can do then is shift your strategy to pay the tenant. Say you can pay them as little as 10 or 20 bucks a day to leave early. This way they'll vacate during a period where you've got the time to devote to the vacancy and the turnover and the showings to prospective new tenants, and that way, it's not going to linger vacant as long now, a technique like this is a little similar to an eviction, where if a tenant has violated their lease or becomes non paying, without you having to go through the length of Your court driven formal eviction process, you can pay them a lump sum to leave early. Hopefully that's not your situation, but that can come up. And I think you've heard of it before. This is known as the Cash for Keys strategy. That means to get a tenant that's made some violation against their lease, and you want to have them vacate the unit sooner. This means that you get the keys in your hand and the right to enter when you pay them to leave, rather than having to go through the not so fun eviction process and see a tenant wants to avoid a formal eviction as well, because that goes on their record, and then it can make it tough for that tenant to get rental housing elsewhere. But I dislike the Cash for Keys strategy in order to hold off from a formal eviction, because what that does is that rewards a person that violated a lease, although we know that that might also shorten your economic vacancy period, and it could actually be economically beneficial to you, Cash for Keys. It's just not ethical, though. I know it might be tempting for you, the landlord, the cash for key strategy. It rewards societally immoral behavior. Now, of course, you might be using a professional property manager that does all of this stuff for you, like I do today, but still, these are often the best practices for your manager. And I started out self managing, just like a lot of real estate investors do in the beginning, and that's where I learned strategies and techniques like this for reducing your tenant vacancy and turnover. Now, here's a really interesting question that you may not have had to ask yourself yet, but you may down the road, if you've grown your portfolio to a certain size and you're serious about reducing your vacancy and turnover expense, it might be time to ask yourself one big question, and that is for your management and maintenance. Should you use contractors, or should you start to hire your own employees? Now, if you have a small portfolio, it won't be enough work for you to keep an employee busy, so you should go with contract. Contractors. On the other hand, if you have an apartment complex with on site property management, I would definitely recommend having a make ready crew on site, because it's just so easy for them to get to and from a job site. Now, you should still maintain relationships with contractors as a backup, of course, and you should also have specialists like plumbers, electricians and HVAC people ready to call now, most investors are small and they use off site management, but if you grow big enough someday, or maybe it's two day, the important point about employees is that you really need to stay on them, because every extra hour costs you. You don't want anyone out there who's thinking that speed isn't essential, because they're like, ah, you know, I get paid by the hour. Contractors, on the other hand, they quote you or your manager a job up front. So while an extra day hurts because it's one more day you can't lease the unit, it hurts less than it does if you have your own employees. One problem with contractors is they often can't start right away, and this tends to be more true if you're self managing. See if you use a professional manager. They might have their own in house people so you can leverage their employees without having to manage employees yourself, even if your manager brings in an off site contractor, like an electrician or a plumber. Well, that contractor probably gets a lot of business from your property manager, and they have some sense of loyalty to your property manager, therefore, they're incentivized to show up on time faster than if you're trying to self manage, say, your small portfolio of five properties, and you or your tenant are the ones that call the electrician or the plumber. Well, those contractors are going to be less likely to prioritize you and your infrequent requests, and this is just another reason that I like to employ professional management and not self manage. Now, virtually no new real estate investor is going to hire their own employees, and most are never going to at all. All right, but how do you know? How would you know when it's time to hire your own property manager or your own contractor, and have them on your own payroll and you are their boss, if you've got under 20 to 30 units, all right, typically third party property management or self management with contractors, that's going to make more sense, because having a full time, dedicated employee, it's just not financially justifiable. Below 20 or 30 units, you're not going to be able to keep that employee busy. And I'm generally talking about if you have one apartment building here, or a bunch of single family rentals, only if they're in small, close proximity to each other. What about if you grow up to 30 to 60 units? All right now you're in a gray area. If the property is something that's pretty management intensive, like high turnover, or you own an older building, or you generate a lot of work orders, or you're in a challenging area. Well, at 30 to 60 units, you might justify a part time on site person. So how that could practically work in this 30 to 60 unit gray area, what you can do is have a resident manager that gets free rent, plus perhaps a small stipend from you. Okay, so that's a strategy that you can play in this gray area zone. That way they can be responsive to tenant requests, and you can keep your vacancy and turnover costs down. All right, how about when you're going even bigger and you reach 60 to 100 units. Now you're in the range where a full time on site manager or a maintenance person, starts to make financial and operational sense, because here it's 60 to 100 units. Your staffing model, it might be that you have one full time manager, they do the leasing, the tenant relations, in the admin stuff, and you'll also have a second person, a full time maintenance tech if they're needed, all right? And the final tier here, if you reach more than 100 units, oh, okay, now it is standard for you to have a full on site team. You could be in the hundreds of units. So we're talking about a property manager, a leasing agent, a maintenance lead, a groundskeeper and sometimes also a part time assistant manager. So that's it. That's the hierarchy of how, based on your portfolio size and where they're located, how you can serve tenants well and reduce your vacancy and turnover expense. Yes. All right now, what are some things that can shift those thresholds, those unit counts? Well, high rent or luxury buildings, they often need on site staff at a smaller unit count, very low rent or section eight properties, they may need more intensive oversight, buildings that have amenities, like some of these newer apartment buildings that have a pool and a gym, okay, that can trigger some more staffing needs. And if you own multiple properties that are nearby to each other, well, then you can share employees across those properties. And you've got to look at local labor costs in places like New York City, northeastern New Jersey, parts of New England, Miami or LA, those high cost places. Then breaking even on staffing. That probably takes a bigger property than those numbers that I talked about. But here, we tend to invest in those investor advantage areas, the inland northeast, the South, in the southeast, in the Midwest. Now, if you've got, say, even 50 smaller properties, but they're scattered all over the place, in multiple states, well then of course, you're not going to hire employees. A good general metric to leave you with here is that one on site employee for every 50 to 80 units that you own in the same area, that is common, that is a common industry practice in market rate multifamily apartments right now, these are pretty timeless strategies I've been talking about with you here.    As for what's happening in The market lately, I continue to slowly get more optimistic about the long beleaguered apartment market. A few weeks ago, I talked about how there's finally been greater apartment rent increases, although those rent increases are still historically low. What recently we learned that apartments are seeing a longer duration of tenancy and today, per real page, every single one of the 50 largest apartment markets has posted month over month occupancy gains, and then that's somewhat commensurate with what we're seeing on the one to four unit side, because the home ownership rate has fallen. It just fell from 65.7% down to 65.1 quarter over quarter. Now that doesn't sound like much, but that's actually a substantial drop in the home ownership rate in just one quarter. And fewer homeowners means more renters. So this basically means that the percent of Americans, renting has gone up because you just take the flip side of those numbers. So the rentership rate has essentially risen from 34.3 up to 34.9 in just one quarter. Something that completely makes sense, because we all know that home ownership affordability, especially for that first time, home buyer is lower, more renters. Is good for rental property owners. It's bringing more rental demand, more occupancy and more future pressure on rising rents. Now I want to follow up with you on a story from last year that made a lot of waves in the larger real estate world, but not so much for real estate investors. You surely remember this. That is the NAR settlement that a lot of people thought would result in lower real estate agent fees. Lowered commissions were coming. That's what everybody thought last year. Stories about that were all over the place that realtor fees are about to shrink. What's happened since then? Well, not much realtor fees, they still haven't fallen in any significant way, although the settlement was more than a year ago and this went into effect nine months ago. So to back up for a moment, in case you missed it, what happened is that a group of sellers accused the NAR, the National Association of Realtors, of inflating home costs by letting buyer side and seller side agents communicate about commission rates on the MLS home database, which only agents can see. And a jury agreed, so the NAR settled the lawsuit for over $400 million in damages, and it barred agents from sharing commission rates on those MLS databases. So that was a huge change that was expected to extinguish the globally high five to 6% realtor fee in the United States, because global averages are between one and 3% so as a result, the US real estate industry, they were bracing themselves for up to a 30% drop in the commissions that Americans pay annually in fees. But the new rules. Things have been nothing other than a big nothing burger. It only took a matter of weeks, really, for most agents to realize, you know, what did the agents do? They just simply moved their conversations off the NAR website and over to phone, text and email. That's it. Yes, that's all they did. So since that time, the average commission for buyers agents has barely budged. It ticked down less than 110 of 1% so for example, it ticked down less than 500 bucks on a 500k home that's per Redfin. So agents still expect sellers to pay five to 6% now I'm not against agents. Not only can an agent guide you through the process, what they can do is get you a higher sale price than they could have otherwise, because they really know how to market and advertise your property and reach a greater pool of buyers, but their commission rates have hardly budged. And of course, here at GRE marketplace, we typically use a direct model where agent compensation isn't priced into your properties anyway.    To review what you've learned so far today, being proactive can help reduce your tenant vacancy and turnover expense and increase your income. Prompt, quality maintenance, that is a retention strategy in itself, as can having one on site employee for every 50 to 80 apartment units. And one year later, changes at the NIR really haven't reduced aging commissions appreciably. I'm coming to you from London, England today, taking in all the top sites, Buckingham Palace and watching the changing of the guard over there, Big Ben a Thames river cruise and the London Bridge, which is actually called Tower Bridge. The real estate transaction that I'm currently involved in here is paying $550 a night to stay here at a nice hotel in the center of the city. It's right near the Thames, kind of a steep rate, and I sure didn't have to stay right in the city center, where everything is more pricey. But that's the experience that I want to have. Next week, I'll bring you the show from Edinburgh, Scotland, where I'll be paying even more for a well located hotel right on the Royal Mile, and I'll tell you how much more then I am here to boost their economies, I suppose more next, including a really timely update. I'm Keith Weinhold. You're listening to Episode 555, of get rich education.    The same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Tom Wheelwright  24:21   this is Rich Dad advisor, Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:37   Welcome back to Episode 555, of get rich Education. I'm your host, Keith Weinhold, with an episode number like 555, you would expect me to go deep with you on real estate pays five ways, but we did that five weeks ago on episode 550 with your audio masterclass right here on the show today, we're talking about something with less upside. Than say that or the inflation triple crown, and instead on reducing your downside, vacancy and turnover expense, next week here on the show, I expect to sit down with a guest that's a highly regarded financier and author of a fairly hot new finance book, Christopher Whelan, and next week's show could get really interesting, because I've heard Chris say something about how real estate prices could fall back to 2020 levels. In my opinion, that is so many levels of unlikely that happening is about as likely as your grocery bills falling back to 2020 levels. So we'll see it could turn into a debate next week with Christopher Whelan and I. He is a sharp, well informed guy that also used to work at the New York Fed. That's next week down the road, longtime and former co host of the real estate guys radio show, Russell gray will join us again here, and we'll see what he's been up to in his post real estate guys, radio life that's coming up in a few weeks. Lots of great future content here, monologs, yes, those slack jawed monologs For me, repeat guests and new guests joining in as well. Back to this week now, there's an intriguing and potentially lucrative investment that we've discussed on the show here before, and I do have a timely and crucial update about it. A little while back, I sat down with the teak operations principle when we were in New Orleans together. These are yes, those Panama teak tree plantations that so many of you have already invested in. Yes. So as it is here. I am an American in London today talking about teak trees in Panama and I interviewed our upcoming guest here when we were in New Orleans together, the teak investment has a long time horizon, because trees have to grow. There's also a low cost of entry and no loans available. This is a real estate investment. You can own the land with the title to it and the trees that grow on top of them. Historically, teak returns have been five and a half percent, which doesn't sound like much, but see it grows in board foot volume at the same time that the unit price grows. And if inflation runs high over the next 25 years, your return might be higher. But the reason that we're discussing this now is because the principal, Mike Cobb here meeting with me, he is going to mention a price, and this is key two weeks from today, on June 9, the price for the teak parcels increases substantially. I'll tell you about that shortly. So for GRE followers, you can get locked into the lower price for just two more weeks. Here's my chat from a little while back with the teak tree investment principle, and then I'll return to bring you more.    Hey, did you know that you can own a quarter acre parcel of a producing teak plantation, you own the title to the land, and you get the growth in the trees. On top of that, this is something that you can do as an investor. And teak trees are a valuable hardwood that you own, typically in Central America. So there's a very low cost of entry to this investment, and that's what attracts a lot of people to it. And I am with Mike Cobb, the CEO. He's also the author of the new book how to buy your home overseas and get it right the first time. But Mike, a lot of people are interested in the teak investment because it is so approachable. Tell us about it. Give us a general overview.   Mike Cobb  28:42   absolutely, you know, thanks for having me on. It's always nice to be with you. We're, we're having some fun here in New Orleans, which is terrific, you know, yeah, the teak plantation is something that I envisioned back in 1998 so what's that like 26 years ago? Right? And in 1999 we planted our very first 100 Acre teak plantation. Because what we thought about at the time, which has now proven true 25 years later, is that, you know, I was either going to need the money in 25 years and be really glad I did this, or I wasn't going to need the money in 25 years and I was going to be really glad I did this. You know what? I don't really need the money now, but I'm really glad I did this. And 25 years comes. And I think that's been really the challenge for a lot of people looking at teak. They're just like, ah, 25 years. It's too long, but 25 years comes. 25 years will come, and you can either have planted the trees and be ready to take this huge windfall of return, or you won't be getting a windfall return. So I think that's the challenge, the mental challenge, I think maybe an average investor has, but I know you work with superior investors because they're paying attention to what you're writing, they're watching your podcast, they're reading your newsletter. You have far superior investors than I would say, the average investor. So I think this is a great thing for folks to check out.   Keith Weinhold  30:00   All right, so you're talking about the investment timeline, from the time a tea tree seed is planted until the harvest time that can feel like quite a while. You have been doing this over 25 years, and that is key when you as an investor go offshore or go overseas to have trust in a stable company that's been around for a long time. That's why, really, you're one of the few people that I work with who are outside of the United States real estate like the teak trees.   Mike Cobb  30:25   Thank you. Yeah, we've been around for 31 years. I've been working in the region. 31 our development company is 28 years old. Our plantation is now 26 years old. 25 with the trees, but we bought the land 26 years ago. But the bottom line, you're right and and the other thing that we should care about. And you brought this up earlier, when we're kind of chatting, is country, what country are you planting trees in that you got to wait 25 years for them to mature and harvest? By the way, the Panama. By the way, Panama, and of all the countries in the region where I feel the most comfortable as an investor, Panama's yet, because Panama's got the canal. And I know people say, oh, yeah, that's right. It's a vital strategic US interest. It's a vital world interest. The Chinese care about it as much as we do. The Europeans care about it. Anybody who wants commerce to happen cares about that canal being open. And so you've got this country, Panama, that has the canal stable, economically stable, politically stable. And when starting to talk about 2550 7500, year time frames, because you own the land, you get the harvest in 25 years, you replant, and then your children get the next harvest, and your grandchildren get the next harvest. It is truly generational wealth. Stewardship   Keith Weinhold  31:41   Panama is a little bit like investing overseas with training wheels on their well developed, first Central American nation. They even use the United States dollars. They do is that familiar? Absolutely well. But as the investors thinking about investing in teak plantations, just tell us about the properties of teak wood, of all wood types. Why teak? Tell us about the value there.    Mike Cobb  32:00   Yeah, teak has been grown in plantations, starting with the British back about 400 years ago. And so you've got centuries of plantation growing of teak as a crop, right? And so you've got this incredible longevity of information and things like that. And I know some of the stats off the top of my head, since 1972 the average price of teak lumber has has risen about five and a half percent a year over a 52 year period. Talk about track record, centuries of growing as a crop, right? 52 years as a lumber commodity. Look, people been using it to make ships. Its hardness is its most valuable characteristic is an extremely hard wood. It's resistant to rot fungus, so it's used in outdoor furniture, for example, right? Some of the stuff on the Titanic they pulled up from the bottom of the ocean, you know, chairs made a teak, right? Teak. But ship builders fine furniture, outdoor furniture and and they're cutting teak down. This is so important, they are cutting teak down eight to 10 times faster than anybody in the world is replanting it. So just imagine what that does to supply and demand and prices based on just basic economics, right?   Keith Weinhold  33:13   Yeah, that is some scarcity. That is a really good point. Tell us about what you're surely interested in. What do the investor returns look like.   Mike Cobb  33:21   Yeah. So you know, to own one of these quarter acre parcels, by the way, you said it before you own the land, you get title to the land you own the trees. $6,880 that's your that's your entry. Gosh. So for less than $7,000 you own a quarter acre of teeth trees that in 25 years projected returns. We all projections right about $94,000 a little over $94,000 so 7000 turns into $90,000 over 25 years, harvest, plant the trees again, and in 25 years, your kids or your grandkids will get the next harvest, and so on and so on. It is a powerful generational wealth stewardship. In fact, right now we have what we call give the gift of teak because look, you know, you got kids, you got grandkids. What are you gonna get them? Right? I mean, they got everything they want, presumably, right? You buy them a teak parcel, right? Buy that kid, buy that grandkid, a teak parcel. What a cool idea. Oh my gosh, in 25 years, you might be gone, right, but they're gonna get this big windfall, and they're gonna thank grandma or grandpa, right for for thinking of them 25 years into the future?   Keith Weinhold  34:27   Yeah? Oh, I love that. And you're so proud about what you do. You regularly offer investor tour so that they come and see the teak. But maybe you know, for you, the investor, you're wondering, okay, if you're used to investing in us real estate, you might be making two leaps here. You'd be going from residential real estate to agricultural, and you'd also be investing in a nation outside your home country. And when it comes to those sort of questions, I think any savvy investor asks, okay, what are the risks involved with this investment? Can you tell us about that?   Mike Cobb  34:59   Yeah, sure. Look, you've got political risk, country risk, political risk, which, I think again, of all the countries in the region, Panama, dollar, economy, canal, safe, stable. So the political risk is minimal. It's there. It's real. You know, fire risk is an issue, right? Trees burn. The good thing about teak is that after about year three, they're up. And you keep them trimmed, trim all the low branches off. So fire risk really drops incredibly low after about year three or four. But ultimately, it's about professional management. We have a company called Heyo Forrestal that we hired 25 years ago, 26 years ago, actually, to help us find the land, do the analysis of the land, make sure it was good for teak. And when you hire professionals, you get professional results. I mean, we stayed with this company for 26 years now, and the guy that we met early on, a little forestry engineer, is now General Manager and partner in the business. So we've watched that business grow up alongside ours at the same time. Those relationships, you know, Dolly Parton and Kenny Rogers have a song you can't make old friends. So here we are with Jacobo and some of the Luis that we've worked with for, you know, 26 years, and the relationships matter, especially in that part of the world, but professionalism and professional management is the key, and you have that alongside the relationships. Both are important.   Keith Weinhold  36:20   yes. So we're talking about how the property manager is such an important part of your team, and you think about your single family homes or your apartment buildings. And Mike here is talking about the importance of professional management, because teak trees need a little management and pruning, and sometimes there are thinnings which can give you some income so that you don't have to wait 25 years. Correct another way in which you might not have to wait 25 years for the full harvest cycle is at times you can buy trees that are, say, already seven years old, so you can only be waiting 18 years, or that are teens, so you might only be waiting 10 years, or some things about that, those are some of the options. But Mike, before I ask you if you have any last word, if you want to learn more about this, get some information, learn more about it, and learn how to connect with Mike's team. He is one of our GRE marketplace providers, and he's the owner of that company. You can do that at gre marketplace.com/teak, any last thing someone should know about teak before they consider investing? Mike?    Mike Cobb  37:16   Yeah, well, two things you mentioned the tour. So we do run discovery tours. We have one coming up in January, end of January, two days, we go out to the plantation, the teenage teat plantation, by the way, oak, which is eight or nine more years to harvest. Then we're going to the sawmill, because all of our logs go through a sawmill to convert to lumber, which enhances the return to the investor.    Keith Weinhold  37:36   Do the teens sleep until noon? Or can we visit them   Mike Cobb  37:38   and then they're on their phones all day If we're gonna go visit them. We'll wake them up and, like, get on their phones. But here's, here's the last parting word. I think it's scary for a lot of people. It is scary. You're going overseas, you're outside of, you know, residential you're going into a new industry. You're going to a new country. The reason this works for so many people, over 1000 now, have done this, is it's such a small bite, $7,000 and if that's maybe one or 2% of your portfolio, what I hate to say, put it on the table and roll the dice, but you'll be happy you did. I'm happy I did. It's a small bite, but that international diversification is so important. And then you put it in something that's absolutely not correlated to the market. It's not correlated to us real estate. I mean, in 2008 to 2012 when real estate was dying in the US, our trees just kept growing. So non correlated, non US, right? And non residential. I think that's the reason you want to take a little tiny piece of your portfolio and put it overseas in something like teak.    Keith Weinhold  38:42   We know over the long term that it has grown in value 5.5% a year, but at the same time, it grows in volume, in the amount of board fees you're getting a crease, an increase in both unit value and volume. It's really growing a couple ways. At the same time, you've had over 1000 different individual investors invest in the teak now, several dozen, maybe even more than 100 of those have been you the get rich education follower. So again, thanks for joining me, Mike. If you want to learn more, start at gre marketplace.com/teak. I'm Keith Weinhold. I'll see you next time.    Yeah, good information from Mike there again for GRE followers, that 6880 price deadline is Monday, June 9, and then it goes to 8680, that is a 26% price increase, and this is because land and planting costs have skyrocketed. And you know, I have long wondered about when they were going to change that same lower price that they've had for a lot of years. The provider recently added a sawmill to convert logs to lumber, and that enhances investment returns. So when you inquire for more info, you can ask about that, and that could very well put them above the 94k per part. Possible projected payout. Teak, hardwood, it just has some amazing physical properties. It's not your run of the mill. Backyard. Maple, it is a real asset. Think of it as a forest that fights back against Fiat and the provider reputation and continuity are almost impeccable. They've even had the same forestry manager, yeah, sort of like a property manager for trees, because trees take things like prunings and thinnings, the same manager for all 26 years of the teak operation. In the future, I might join one of their teak investor tours in Panama, and if I do, I'll be sure to let you know so that we can meet up that might even be a GRE exclusive tour. What you really need to know now is that, again, the lower price is good until Monday, June 9, to get started or simply learn more, visit gre marketplace.com/teak, that's t, e, a, k, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:10   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  41:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Of course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

We did it Joe! This is the last episode in the Yoga Ethics For Modern Living Series. A journey that began under a democrat and ended in the desert of our collective souls, lolz. Jk, things are looking up! In this episode:A tribute to Oliver & Phoenix and their saltwater pilgrimage

Patreon https://www.patreon.com/renegadefilesMerch https://therenegadefiles.com/shop/Website http://therenegadefiles.comYouTube https://www.youtube.com/@renegadefiles Instagram https://www.instagram.com/renegadefiles/ X https://x.com/RenegadeFiles If you like the show, please leave us a 5 star review on Apple Podcasts or Spotify if you think we deserve it. (It helps new listeners find the show.) Thank you. This is Renegade Files Episode 84: Forbidden Self Reliance and the Rent Seeking Pimpocracy. When a large enough contingent of the economy as a whole, is made up of jobs that add no value, then the Self-Reliance activities in society that bypass those mechanisms, become vilified by employees of the no-value-added processes. In this episode we will dissect what that sentence means for you and I as individuals, and explore how the activity described has impacted society. To do so we will coin a new term, the Pimpocracy. A pimp is someone who adds no value to the transaction, but profits by way of allowing the transaction to take place. A pimp positions himself as the parasitic middleman, taking his cut without participating. In fact, his only participation is the talking of his cut. This precisely describes a vast amount of activity in the modern American system of Big Government's collusion with Big Business. For example, one of the most ancient ways to feed yourself is by fishing. Fishing is a definitive Self-Reliant activity. But now, if you want to use a stick, and a string, and a hook baited with a minnow, to catch a fish, you must have a fishing license. The person whose job it is to sit in the county tax collector's office, take your information, and your money, then issue you a license to fish, adds nothing to your ability to catch fish. They exist simply as a middle-man between you and the fish. And for this, they take their cut. This is their job. Their livelihood. They are, in effect, pimping the fish themselves, for without those, there would be no fishing and thus no license. Extrapolate that across a myriad of building permits, vehicle registrations, license plates, insurance mandates, property taxes, business permits, Bankers who charge you to store and retrieve your own money, government commissioners who debate endlessly, and on and on ad-nauseum. Much of our modern economy is built upon jobs like these where the only purpose of the job, is to take a percentage of the money passing between two people trying to do business. I say this is a pimpocracy. Fiat currency not only fuels it, but demands it, but there are solutions and realistic ways out of the cycle, and if you come with me today we will explore what this all is, how it happens, and in defining it, see some clear ways out of it. So join me and together we will explore Forbidden Self Reliance and the Rent Seeking Pimpocracy. Help Crowdfund RF on Patreon https://www.patreon.com/renegadefiles Get cool RF Merch https://therenegadefiles.com/shop/Visit and Share the Website http://therenegadefiles.comDig us on YouTube https://www.youtube.com/@renegadefiles Follow RF on Instagram https://www.instagram.com/renegadefiles/ Links Mentioned in Show:Renegade Files Episode 54, Occult Magic in Modern Science. See pics of existing Sears Mailorder Homes next to their original catalog elevation sketches and floor-plans here: https://searshomes.org/index.php/2012/04/10/the-kit-homes-of-raleigh-nc/  If you like the show, please leave us a 5 star review on Apple Podcasts or Spotify if you think we deserve it. (It helps the show find new listeners.) Thank you.Music and Audio Licensing: Theme Song: “Steve's Djembe” by Vani, FMA, licensed: Creative Commons CC BY-SA 4.0 License. “Rockit Appliance Reversal” by Flow Lab Cult, DV8NOW Records, licensed: Creative Commons CC BY-NC-ND 4.0 License. The audio recording and text transcript of this podcast episode: “Forbidden Self Reliance and the Rent Seeking Pimpocracy - RF084” is © 2025 DV8NOW Publishing LLC . The Renegade Files name and the Renegade Files UFO-Pyramid Logo are wholly owned Registered Trademarks of DV8NOW Publishing LLC . About Fair Use: Under Section 107 of the Copyright Act 1976, a "Fair Use" allowance is made for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair Use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.

Swan Signal Live – Episode Recap (May 17, 2025)Title: “All-Time High Week: Bitcoin Blasts to $111K, LBE Stocks Surge, and the Debt Train Rolls On”Guests: Brady Swenson, Alex Stanczyk, Steven Lubka, John Haar (Swan Private)

Bitcoin All Time High and Nobody Cares.Check out the BitBox02 Hardware Wallet Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.bitbox.swiss/bitcoinmadesimple⁠⁠⁠⁠⁠ use the promo code "bitcoinmadesimple" to get 5% off standard products.BitBox wants to hear from you! Take the survey and help them learn more about what you want in a hardware wallet: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bitbox.typeform.com/to/VF1DNK4

In this episode, I sit down with Adam Meister, a Bitcoin OG, and a relentless promoter of strong hands and long-term thinking. Adam first bought Bitcoin in 2013, has never sold a coin, and lives by the ethos that “deferral of gratification” is the true path to freedom. ––– Offers & Discounts ––– ⭐ Get 10% OFF Blockhunters — the ultimate Bitcoin board game. Visit https://blockhuntersgame.com/ and use code btcmatrix at checkout! Get 10% off your ticket for the Bitcoin Conference 2025 in Vegas! Use the promo code MATRIX at https://tickets.b.tc/affiliate/matrix/event/bitcoin-2025 Theya is the world's simplest Bitcoin self-custody solution. Download Theya Now at theya.us/cedric Get up to $100 in Bitcoin on River at river.com/Matrix The best Team Bitcoin merch is at HodlersOfficial.com. Use the code Matrix for a discount on your order. Become a sponsor of the show: https://thebitcoinmatrix.com/sponsors/ ––– Get To Know Today's Guest ––– • Adam Meister on X: https://x.com/TechBalt ––– Socials ––– • Check out our new website at https://TheBitcoinMatrix.Com • Follow Cedric Youngelman on X: https://x.com/cedyoungelman • Follow The Bitcoin Matrix Podcast on X: https://x.com/_bitcoinmatrix • Follow Cedric Youngelman on Nostr: npub12tq9jxmt707gd5vnce3tqllpm67ktr0mqskcvy58qqa4d074pz9s4ukdcs ––– Chapters ––– 00:00 - Intro 01:05 - Welcoming Back Adam Meister 04:17 - The 4-Year Cycle and Adam's Never-Sell Strategy 05:27 - Leveraging Bitcoin for Fiat in 2025 08:17 - U.S. Bitcoin Policy & Stablecoins vs FedCoin 10:23 - Stablecoins, Dollar Dominance, and Self-Custody 12:12 - Mental Resistance to Spending Bitcoin 18:06 - Political Shift: From Anti-Crypto to Bitcoin Embraced 19:10 - Identity, Image, and What Real Wealth Looks Like 23:24 - Bitcoin, Family, and Gratification Deferral 27:15 - Being Part of the Innovation Frontier 29:52 - Staying Stoic Through Forks and Fear 31:08 - The Mental Struggle with Fulfillment 33:36 - Disappearing Bitcoin Millionaires & Safety Concerns 35:59 - Adam's Austerity & Global Travel Tips 38:03 - Recognition, Humility, and Local Identity 39:04 - Roger Ver, Forced Hodlers & Buying Mistakes 42:01 - Sacrifice, Hard Days & It's Not Luck 45:19 - Class Warfare vs Individual Empowerment 48:16 - Bitcoin & Political Crossfire 50:08 - Be Principled, Not Populist 52:07 - The “Working Man” Myth & Opportunity in the U.S. 53:14 - Rejecting Class Warfare for Cultural Understanding 56:13 - Bitcoin Connects the World 57:18 - Escape from Fiat Dependency 59:17 - Life Without 9-to-5: The Freedom Bitcoin Brings 01:00:21 - The Bitcoin Overlay 01:00:21 - Living in the Bitcoin Overlay During Crisis 01:01:07 - Staying Calm Through the 2020 Panic 01:02:45 - Why Adam Avoids Traditional Wealth Displays 01:04:10 - Freedom From the Fiat Mindset 01:06:30 - Advice for Young Bitcoiners 01:08:12 - Stories of Forced HODLing and Regret 01:10:00 - Calling Out Fake OGs & Clickbait Culture 01:12:05 - Bitcoiners Who Disappeared Into Privacy 01:15:27 - Staying Humble Despite Millions 01:17:15 - Cheap Living, Smart Travel, and Baltimore Roots 01:19:05 - Why Deferring Gratification Pays Off 01:23:25 - Connecting Across Cultures Through Bitcoin 01:25:10 - Rejecting Class Warfare and Scapegoating 01:29:00 - Why Bitcoin Is Still the Best Bet 01:31:00 - Parting Wisdom from a True OG I want to take a moment to express my heartfelt gratitude to all of you for tuning in, supporting the show, and contributing. Thank you for listening!

Johnnette Williams talks about how God works through His people by looking at the life of the Blessed Virgin Mary and her Fiat — her yes to God. A caller's question leads to a conversation about St. Louis de Montfort and his deep devotion to Mary. We explore what it means to live with faith, trust God without needing all the answers, and let our Blessed Mother lead us closer to Him.

Johnnette Williams talks about how God works through His people by looking at the life of the Blessed Virgin Mary and her Fiat — her yes to God. A caller's question leads to a conversation about St. Louis de Montfort and his deep devotion to Mary. 

When we show devotion to the Blessed Virgin Mary, we fulfill her prophecy that “all generations will call me blessed.” The Catechism clearly shows us how such devotion does not compete with devotion to God, but in fact fosters adoration of God. Fr. Mike declares that the better we know Mary, the better we know Jesus, and the more we love Mary, the more we love Jesus. Today's readings are Catechism paragraphs 971-975. This episode has been found to be in conformity with the Catechism by the Institute on the Catechism, under the Subcommittee on the Catechism, USCCB. For the complete reading plan, visit ascensionpress.com/ciy Please note: The Catechism of the Catholic Church contains adult themes that may not be suitable for children - parental discretion is advised.