Podcasts about faster payments

As Dave Bittner is at the RSA Conference this week, our hosts ⁠⁠Maria Varmazis and ⁠⁠Joe Carrigan⁠⁠, are sharing the latest in social engineering scams, phishing schemes, and criminal exploits that are making headlines. We start with some follow-up from José on episode 335, sharing how UK banking features like Faster Payments and the “Check Payee” function might have helped prevent a scam involving fake banking apps—and he even tells a wild tale of someone using a fake app to reverse-scam a bike thief. Joe covers the House's overwhelming passage of the SHIELD Act to ban revenge porn—including deepfakes—and why critics say it could threaten encryption. He also shares a strong warning about trust and the real risks of sharing intimate images. Maria has the story of a surge in sophisticated subscription scams, where cybercriminals use fake “mystery box” websites, social media ads, and influencer impersonations to trick users into handing over credit card data and signing up for hidden recurring payments. Bitdefender researchers warn these polished scams are part of a broader evolution in social engineering, designed to bypass skepticism and evade detection. Our Catch of the Day comes from listener Rick, who received a suspicious email that appears to be from Harbor Freight—a popular U.S. retailer known for affordable tools and equipment—offering a “free gift” to the recipient… classic bait for a likely scam. Resources and links to stories: ⁠House Passes Bill to Ban Sharing of Revenge Porn, Sending It to Trump TAKE IT DOWN Act Trump's hasty Take It Down Act has “gaping flaws” that threaten encryption Congress Passes TAKE IT DOWN Act Despite Major Flaws Mystery Box Scams Deployed to Steal Credit Card Data Have a Catch of the Day you'd like to share? Email it to us at ⁠⁠hackinghumans@n2k.com⁠⁠.

Baked Beans, Spaghetti Hoops & Macaroni CheeseA Light Hearted Tinned Food Tour of UK Payment Systems

A pair of conversations from last week's Smarter Faster Payments conference- Glen's annual check-in with Nacha CEO Jane Larimer, and PASA CEO Ghita Erling shares insights on modernizing South Africa's payment system through collaboration rather than mandate. Also- AI shopping agents, Uber discovers paper, and the vultures circle around checks.    Links related to this episode:   Nacha: www.nacha.org   Payments Association of South Africa: https://pasa.org.za/    Glen's blog on 2024 Faster Payments volumes: https://www.big-fintech.com/zelle-hits-a-trillion-same-day-ach-says-hold-my-beer/    TechCrunch on Visa and Mastercard's new AI shopping agents: https://techcrunch.com/2025/04/30/visa-and-mastercard-unveil-ai-powered-shopping/    Payments Dive on Uber's expanding acceptance of cash: https://www.paymentsdive.com/news/uber-expands-test-with-an-exotic-payment-cash/746464/        Join us for our next CU Town Hall- Wednesday May 7 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will feature a round robin on the countless recent regulatory twists and turns. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

Will Marwick, CEO, IFX PaymentsWill Marwick describes IFX Payments as a service-led alternative banking partner for its clients. With FX markets excessively volatile in recent days (thanks in no small part to President Trump's wild ride on tariffs), the need for a digital FX and payments solution that offers businesses a quick, secure and easy to use treasury service has been thrown into sharp relief. Robin Amlôt of IBS Intelligence speaks to Will Marwick of IFX Payments.

Glen speaks with Nacha's Stephanie Prebish and Devon Marsh about the upcoming Smarter Faster Payments conference in New Orleans, as well as Same Day ACH's remarkable sustained growth and the rising tide that lifts all riverboats. Also- First reflections on Americas Credit Unions' leadership change, and… No Tariff Talk!    Links related to this episode:   Smarter, Faster Payments in New Orleans April 27-30: https://payments.nacha.org/   Year-End 2024 ACH growth stats: https://www.nacha.org/news/same-day-ach-passes-major-milestone-2024-ach-network-shows-higher-growth   The CU Daily's coverage of Americas Credit Unions' CEO Jim Nussle's plan to retire: https://thecudaily.com/americas-credit-unions-ceo-jim-nussle-announces-plans-to-retire/    Glen's blog on the recent Executive Order phasing out paper checks to/from the federal government: https://www.big-fintech.com/executive-order-to-eliminate-checks-isnt-worth-the-paper-its-printed-on/     Join us for our next CU Town Hall- Wednesday April 9 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will focus on the FDIC's recent move to relax restrictions on banks' crypto activities. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/  Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

In this “crunchy showdown” we take two completely unrelated things and force them into a head-to-head battle for no good reason.Walkers Crisps - the undisputed king of British snacks.Faster Payments - the system that made sending money go from “waiting three business days” to “done in a second.”One revolutionised snack time, the other revolutionised finance. Let's find out in this head to head battle of four roundsToday's contenders?But which had the bigger impact?Sign up for the free Payments:Unpacked newsletter:With thousands of reads each week the Payments:Unpacked newsletter is the best (free) payments read out there – to subscribe head over to: ⁠⁠⁠⁠⁠⁠www.northeypoint.substack.com⁠⁠⁠⁠⁠⁠Check out our blog: You'll find the best payments stories in our blog – head over to: ⁠⁠⁠⁠⁠⁠www.northeypoint.com⁠⁠⁠⁠⁠⁠Follow on social:LinkedIn:  ⁠⁠⁠⁠⁠⁠www.linkedin.com/_mike_chambers_⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠www.twitter.com/_mike_chambers_⁠⁠⁠⁠⁠⁠You Tube: ⁠⁠⁠⁠⁠⁠www.youtube.com/_mike_chambers_⁠⁠⁠⁠⁠⁠TikTok: @payments_unpackedEmail: ⁠⁠⁠⁠⁠⁠payments_unpacked@northeypoint.co.uk⁠⁠

There are more ways to pay than ever, and payments are critical to the economy. Their safety and efficiency significantly impact the nation's fiscal health. Boston Fed senior economist Joanna Stavins discusses the payments evolution and what to watch out for.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Raman Kumar of U.S. Bank to talk about all the consumer use cases Raman sees for faster payments.Also, if you're able to help with a donation for fire relief in California, here is a link to the California Fire Foundation: https://www.cafirefoundation.org/

L-R: Biju Suresh-Babu, Head of Banking & Financial Services, Fiorano; Akhil Rao, Managing Director, Nth ExceptionMost financial institutions are working on their ISO 20022 migration plans with some in advanced stages and already adopting the new rules for specific use cases. Others are still assessing their needs, but time is pressing. Structured data is not just a technical requirement but also a regulatory one. Robin Amlôt of IBS Intelligence discusses the progress on CBPR+ migration with Biju Suresh-Babu of Fiorano and Akhil Rao of Nth Exception. 

Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes off the rails with Colin Parsons of Nasdaq Verafin. Reed and Colin talk about fraud mitigation tactics, fraud trends in other markets, and their favorite Christmas songs.The FPC Fraud Work Group released a new paper on 12/19/24. You can find that here: https://fasterpaymentscouncil.org/Guides-Research

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Stephany Kirkpatrick of Orum and Dean Nolan of SRM. The trio discusses the potential for B2B instant payments, in particular in light of the recent announcement from the clearing house increasing the RTP limit to $10M.Previous episodes featuring Stephany and Dean:Stephany: https://podcasts.apple.com/us/podcast/12-oct-2023-stephany-kirkpatrick-of-orum-on-account/id1553535872?i=1000631043284Dean: https://podcasts.apple.com/us/podcast/27-oct-2022-moa-agrell-of-trustly-and-dean-nolan/id1553535872?i=1000584042369

This is the inaugural episode of a special FinTech Scotland Podcast Series, co-hosted with with Charlotte Moir fromBT. This episode highlights the launch of the new FinCrime Innovation Programme, tackling the pressing issue of fraud and financial crime. We'll unpack the impact of fraud in 2023, with £460 million lost to APP fraud in the UK, and discuss the implications of the new PSR mandatory reimbursement scheme introduced in October 2023. This landmark change enforces stricter rules within Faster Payments, ensures a shared responsibility between payment firms, and provides enhanced protections for customers, especially the vulnerable. Our guests bring diverse insights into the fight against fraud: • Lauren Cassells, Research & Programme Innovation Manager at FinTech Scotland, discusses the collaborative efforts of the FRIL initiative and its industry-wide engagement. • Brian Webb, Chief Security Officer for Consumer at BT, shares BT's strategies in combating fraud and fostering innovative partnerships. • Paddy O'Keefe, Economic Crime Public & Private Partners Manager at Virgin Money, explores Virgin Money's initiatives to ensure comprehensive fraud reporting and prevention.

In this episode, Sean highlights the benefits and implementation of Denim's Quick Pay program, which enhances cash flow and drives revenue for brokers, the importance of adopting flexible payment solutions, and improving financial management strategies! Tune in to this conversation!  

Unlock paid clients fast by discovering the secrets I have never shared publicly—my ideal client profile! In this eye-opening video, I take you behind the scenes of my business to reveal the detailed characteristics of my ideal client. This raw and unfiltered look into my strategy will help you identify and attract your perfect client, enabling you to grow your business efficiently. From psychographics to personality traits, I dive deep into what makes my ideal client tick—women, typically African-American, aged 30-55, business-savvy, and ready to take their operations to the next level. By knowing exactly who I'm targeting, I've mastered attracting clients who resonate with my content and values. So, grab a notebook and pen as I guide you through this transformative process. Ready to elevate your approach and magnetize paid clients? Watch now, subscribe, and share your thoughts below as we redefine success together!CHAPTERS:00:00 - Identifying Your Ideal Client01:26 - Importance of Knowing Your Ideal Client03:46 - Benefits of Understanding Your Ideal Client for Faster Payments

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jane Hennessy of Finzly. The pair talks about the things that might be holding financial institutions back from implementing faster payments as well as how many dogs have lived in Jane's home over the years.

Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Anthony Serio, Chief Risk Officer at Sphere Labs. Reed and Anthony talk about the use of stablecoins for cross border transactions and which rides Anthony recommends at Disneyland. Join the FPC by reaching out to us at info@fasterpaymentscouncil.org!

Martynas Bieliauskas, Chief Executive Officer, Klarpay AGOpen banking in Europe has promised much but has it delivered on expectations? Not yet, according to Martynas Bieliauskas, CEO of Klarpay. A veritable explosion of transaction and asset types together with a fragmented global payments landscape that encompasses a variety of infrastructures and regulator environments has left open banking struggling. Robin Amlôt of IBS Intelligence speaks to Martynas Bieliauskas about what open banking currently offers and what it should be offering. 

Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with fraud expert Yinglian Xie in the final episode before the FPC Fall Member Meeting in Denver. If you're feeling the FOMO, join the FPC now so you don't miss out on San Diego in the spring!

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sarah Hoisington, Head of Marketing and Strategy for Matera US. Reed and Sarah talk about the ways QR codes can be used to initiate faster payments, the fraud prevention protocols that can be put in place to reduce fraud, and sourdough bread. 

In this episode, Dr. Angela Murphy, vice president of marketing and solution at Pidgin, discusses the revenue opportunities that instant payments offer financial institutions. She also discusses why banks and credit unions need to develop a payments strategy that reaches across their organizations.  You can find the white paper discussed in the show here: Whitepages (pidgin.net). You can find her YouTube channel here: Payments Elsa Intro (youtube.com) and her Instagram page here: https://www.instagram.com/paymentselsa/ .   This podcast was recorded on August 30, 2024. Things may have changed by the time you hear it.  

In this Payments Podium episode, the Payments Professor welcomes Dr. Angela Murphy, aka Payments Elsa, back to discuss her new role at Pigeon and her vision for the future of faster payments. Dive into insights on developing effective payment strategies for financial institutions and hear about Dr. Murphy's thought leadership initiatives to educate and inspire the payments industry. Discover how she's driving the conversation forward and what it means for future payments in the U.S. and beyond.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Fred Fuller of Endava. Reed and Fred talk about the roadblocks for adoption of instant payments, the promise of blockchain to streamline use cases, and Boyz II Men.

“Money laundering is often very boring…Crypto is new. It's exciting. It's different.” This time on ‘Seize & Desist', our host Aidan Larkin is joined by investigative journalist Geoff White, author of ‘The Lazarus Heist', ‘Crime Dot Com', and ‘Rinsed'.In this episode, Aidan and Geoff explore the influence of modern technology on money laundering and its ties to transnational organised crime. They examine how criminals have exploited advancements in digital asset infrastructure to hide their illegal activities and emphasise the important role of investigative journalism in illuminating financial investigations involving on-chain and off-chain activity.They also discuss the difficulties of tracking illicit transactions in cryptocurrency, the influence of faster payments, and the future implications of AI-driven crimes.Timestamps06:30 - Explaining Cryptocurrency and Asset Recovery to the Unfamiliar07:30 - Investigative Journalism in the Digital Age of Financial Crime14:00 - The Underperformance of Global Asset Recovery18:00 - Crypto and Traditional Finance in Money Laundering19:00 - Cash-to-Crypto On-Ramp Methods22:00 - Cryptocurrency and Drug Trafficking24:00 - Crypto's Role in Modern Criminal Enterprises26:45 - Crypto vs Traditional Finance Prosecutions29:00 - Balancing Crypto Adoption with Safety and Regulation32:00 - Crypto Asset Recovery and Immutable Blockchain Evidence34:00 - AI-Powered Crypto Thefts36:30 - The Controversial Role of Mixers in CryptoResources Mentioned:Book - Rinsed https://amzn.to/3LhGWui Book - The Lazarus Heist https://amzn.to/4cCbEdC Book - Crime Dot Com https://amzn.to/3S0kSbq Podcast - The Lazarus Heist https://bbc.in/3zN0VhH Podcast - Artificial Intelligence: Friend or Foe? https://amzn.to/4bE6rAM Podcast - The Dark Web https://amzn.to/3Y2vF8C Podcast - The Laundry E86 https://apple.co/3y1xyru Oliver Bullough - https://amzn.to/3VYIwGd About our Guest:Geoff White is an accomplished author, speaker, investigative journalist, and podcast creator specialising in the intersection of organised crime and technology. For the past twenty years, Geoff has informed and entertained audiences on financial crime risks, money laundering, cryptocurrency, and the personal data trade. His work has been featured by BBC News, Channel 4, Sky News, The Sunday Times and many others.His latest book, Rinsed, explores how technology has transformed the world of money laundering. Geoff is also the author of The Lazarus Heist, about North Korea's global cyber warfare, and Crime Dot Com, which delves into the history of hacking.In addition to his books, Geoff has created and presented several successful podcast series for Amazon's Audible, including The Dark Web, which exposes the internet's hidden underbelly, and Cybercrime Investigations, which takes listeners inside the world of an investigative journalist.DisclaimerOur podcasts are for informational purposes only. They are not intended to provide legal, tax, financial, and/or investment advice. Listeners must consult their own advisors before making decisions on the topics discussed. Asset Reality has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material.The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Asset Reality employees are those of the employees and do not necessarily reflect the views of the company. Asset Reality does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material. Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Asset Reality.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Mott, Principal at BetterBuyDesign. Reed and Steve discuss the burgeoning use case of mortgage payments for faster payments, the need for standards and the FPC's potential role in creation of those standards, and whether or not Steve's Cleveland Guardians can hold off Reed's punchless Minnesota Twins in the American League Central. The call for session proposals is open for the FPC Fall Member Meeting -- find that at fasterpaymentscouncil.org!

Jonny Fry is Group Head of Digital Assets Strategy for ClearBank Ltd, established in 2015 becoming the first bank in over 250 years to be regulated as a clearing bank in the UK. Jonny is also CEO of TeamBlockchain Ltd as research and publishing firm that produces Digital Bytes, a weekly analysis focused on the commercial opportunity of using blockchain technology and digital assets. He is a NED of TURN, a blockchain-powered reporting platform for the asset management industry and is an advisor to a number of other firms. Jonny is chairman at Gemini Capital UK,  which owns a Dublin based fund administration platform where he is regulated by the Central Bank of Ireland. For over 20 years Jonny was CEO of Premier Asset Management Plc, a London Stock Exchange-listed asset management company. RECORD OF EXCELLENCE Respected speaker and moderator, Jonny Fry is a recognized figure in blockchain and digital assets sectors, earning him the CryptoA.M. 2022 "Influencer of The Year" Award.   More about ClearBank ClearBank are the UK's 5th clearing bank (Barclays, HSBC, Lloyds and NatWest being the others). They are Direct Participants of Bacs, CHAPS, Faster Payments and C&CCC, as well as being Principal Members of Mastercard and Visa. ClearBank also provide an API driven multi-currency solution (12 currencies) offering 24 x 7 access to the UK Payment Schemes processing payments in almost real time. All funds are held at the Bank of England, ClearBank does not lend or provide overdrafts/credit – Client funds are therefore accessible in full, 24 x 7. LinkedIn ,Twitter --- Support this podcast: https://podcasters.spotify.com/pod/show/crypto-hipster-podcast/support

 Dive into the future of Fintech with J.K. Khalil, General Manager at MasterCard GCC & Pakistan! Join Arjun and J.K. as they explore the partnership dynamics between fintechs and banks, the game-changing role of governments in innovation, embedded finance, and MasterCard's bold new initiatives! Don't miss out on this strong start to the third season! #Fintech #Mastercard #fintechinnovation #couchonomics #season3 #fintechpodcast #digitalpayments #governmentregulations #digitalbanking Timestamps: 00:00- Introduction 03:40- Rearchitecting Of The Financial System 08:22- Digital Payments 09:07- Faster Payments 14:35 -Cross Border Payment System 16:28- J.K's View On CBDCs 19:30- Interesting News In Payments 23:27-Banks And Fintechs Dynamics 27:50 - Mastercard's Work With New Fintechs 32:58- J.K's Insights On Current State of VC's 36:57- Why Is There A Lack Of Early-Stage Startups? 41:20- The Role Of Government Regulators 51:38- Closing Words Our website

“The more ways you offer a member to make a payment, the more likely they are to use it.” - Stuart BainThank you for tuning in to episode 74 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest on today's show is Stuart Bain, SVP of Product Management at Alacriti. Stuart shares his career journey that led him to his current role. Alacriti is a leading financial technology company dedicated to helping credit unions accelerate their digital payments transformation. The team is dedicated to providing solutions that empower clients to deliver the innovative digital payment experiences today's members demand. During our conversation, Stuart and I chat about payment solutions evolving to provide seamless and efficient experiences. He discusses the benefits of these solutions and the importance of delivering a modern digital payment experience in today's world. Listen as Stuart talks about embracing digital payment transformation and self-service options along with what is to come in the future.As we wrap up the episode, Stuart talks about which car he would splurge on, which food chain he enjoys in Tennessee, and which tech hack he uses for balancing work and life. Enjoy my conversation with Stuart Bain!Find the full show notes on cuinsight.com.Connect with Stuart:Stuart Bain, SVP of Product Management at Alacritistuart.bain@alacriti.comalacriti.com     Stuart: LinkedIn Alacriti: LinkedIn | Twitter | Facebook | Instagram 

Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Barry Tooker of transactionbanker.com and Jonathan Holland of Mastercard as the trio discusses the progress being made by the FPC's Cross Border Working Group, which is led by Barry and Jonathan as chair and vice chair, respectively. Check out these deliverables referenced in the show:https://fasterpaymentscouncil.org/blog/9610/Cross-Border-Payments-Work-Group-Bulletin-01https://fasterpaymentscouncil.org/blog/10904/Cross-Border-Payments-Work-Group-Bulletin-02https://fasterpaymentscouncil.org/blog/11894/Cross-Border-Payments-Work-Group-Bulletin-03https://fasterpaymentscouncil.org/blog/12745/The-Practicalities-of-Cross-Border-Payments-in-a-Faster-Payments-World-Report

Welcome to the Tearsheet Podcast, where we explore the future of financial services with an eye toward technology, new models, innovation, and changing expectations. I'm Tearsheet's editor in chief, Zack Miller. One of the themes we've been charting over the past couple of years is the impact of moving to a world defined by real time – or close to real time – financial services. Real time payments isn't just a tweak, a turning of the speed dial – it actually changes value propositions, expectations, and risk management the financial services industry has with its clients, both consumer and commercial. What's also interesting is that as business becomes more global, the larger banks have moved in the opposite directions, for the most part backing away from becoming global banks, entrenching themselves in specific markets. Citi remains one of the few that maintains this positioning of being global. And as a global organization, Citi works has businesses with international aspirations through its Treasury and Trade Solutions Group. TTS is a rising star in CEO Jane Fraser's plan to steer the bank forward. She actually called it a thing of beauty in a recent earnings call. I'm joined by Scott Damassa, Managing Director and Global Head of Sales for eCommerce, Technology, and Communications at Citi. Scott has had an upfront and close look at the needs of global companies and what they're really looking for from their financial services providers. And speed seems to be near the top of all lists. We talk about the significance of speed in payment processing across different industries and how it can impact both clients and companies. Scott also shares what specific benefits he's observed when organizations prioritize speed in payment processing. We discuss the importance of multi-stakeholder partnerships in servicing global organizations and how FIs and fintechs can best collaborate. Our conversation is interesting in that it's about the present – but also the future – of Citi itself, as the firm formulates messaging around being a global partner bank for fintech and other tech firms. Here's my discussion with Citi's Scott Damassa.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Colin Parsons, fraud specialist from FPC member Verafin. Reed and Colin talk about the state of faster payments fraud, fraud prevention best practices, the huge problem of check fraud, and how Colin made his coffee that morning. Don't forget to register for the FPC Spring Member Meeting at fasterpaymentscouncil.org!

Fraudology is presented by Sardine. Learn more about how their one platform covers you for fraud, compliance, and payments.In this insightful episode of Fraudology, Karisse Hendrick is joined by cybersecurity and fraud expert Dr. Soups Ranjan, CEO and co-founder of Sardine. This dialogue ventures into the intricate world of fraud prevention in the age of rapid digital payments and ecommerce, unpacking how more sophisticated strategies and technologies, such as behavior biometrics and real-time scam detection, are becoming vital in combating various scams, ranging from investment fraud to ecommerce schemes. Dive into the discussion as they explore the integration of fraud and compliance, the shift towards cloud-based solutions, and the future trends in marketplace KYC and fraud prevention, encapsulating Soups' extensive background in building robust defense systems against the evolving landscape of digital fraud.To Request the recording of the demo of the Sardine Platform for the Fraudology webinar in November:https://forms.gle/TmaVTue6UbUSVSzK7To Follow Soups on LinkedIn: https://www.linkedin.com/in/soupsranjan/Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

Joine FPC Executive Director Reed Luhtanen as he goes Off the Rails with Shaun Ferrari of Currency Research. Reed and Shaun talk about the implications for cash of emerging payments, fraud, what makes a payment "instant," and whether a certain well-known couple will finally "win" on 90 Day Fiance. 

Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Art Brieske from Wells Fargo. Reed and Art dig into Art's key use cases to drive adoption of instant payments, talk about what's next in this space, and more. Also, head to fasterpaymentscouncil.org to register for the spring member meeting in Orlando March 27th and 28th!

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Stephany Kirkpatrick of Orum. Stephany and Reed talk about Orum's new account verification product, the prospect of building innovations on top of faster payments rails, artificial intelligence, and bringing more girls into STEM. Please complete the Faster Payments for Financial Inclusion Survey, find the link at the top of the page on www.fasterpaymentscouncil.org!

Are you tired of wrestling with the complexities of banking systems? Imagine if there was a software that could simplify your payment operations and streamline your business' finances. Enter Modern Treasury, the game-changing platform that's transforming the payment operations landscape. Our guest on this episode is Sam Aarons, the CTO and co-founder of Modern Treasury. Sam unravels the intricacies of this unique software, its value proposition and its wide-ranging customer base. Spoiler alert: Modern Treasury does not hold money for their customers but provides a pure software service!Sam Aarons delineates the pain points businesses encounter when scaling up, and how Modern Treasury comes in handy. He articulates how his company's software mitigates the challenges of interacting with a bank's systems, while simplifying banking regulations. He also reveals how businesses can retain their existing banking relationships and fee structures without making any significant modifications. Lastly, we turn our sights to the future of payments, encompassing the impacts of faster payments on various aspects like payroll, consumer experiences, and inter-business transactions.  We delve into the future of payment systems in the U.S., touching on the benefits of Fed Now and real-time payments in propelling U.S. payments growth.

Mark Majeske of Alacriti joins the BAI Banking Strategies podcast to dissect and debunk some of the top myths regarding fraud and faster payments.

I was privileged to host Tede Foreman, the President of Payment Solutions at Jack Henry as my guest this week. The conversation with Tede offered a rich resource for anyone interested in the world of fintech and payment solutions. It provided a glimpse into the inner workings of a leading company like Jack Henry and highlighted the importance of innovation, resilience, and teamwork in this fast-paced industry. As we move into the future, it's clear that the role of AI and faster payments will continue to shape the landscape of payment solutions, making it an exciting space to watch and be a part of.When it comes to his personal life, Tede shared his love for the great outdoors and the importance of maintaining a healthy work-life balance. He believes that disconnecting from work and spending time in nature can help recharge one's batteries and boost productivity.

We find ourselves pondering many questions since the FedNow® launch, the third fast payments network introduced in the US. To gain perspective on the questions that have been asked and answered, and those that remain, we're giving a second listen to Episode 10 - when George Peabody sat down with Carol Coye Benson to discuss The Clearing House's announced plans for a multi-year effort that resulted in their fast payments network, RTP®. 

In crypto news today Ripple and the US Faster Payments Council highlight crypto payment benefits, Attorney John Deaton highlights SEC appeal in Ripple case is not likely to overturn the ruling. CBDCs and stablecoins are being built on the XRP ledger

Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes off the rails with Dr. Angela Murphy, VP of Business Development at Photon Commerce. Angela and Reed talk about faster payments, data, and the use of AI to enhance payments experiences. They also talk about Angela's past in musical theater.

In this podcast, we explore the significance of B2B transactions today. Pj discusses supporting 50,000 businesses in 90 countries, facilitating $350-400 billion in global payments. While consumer-to-business transactions will see the earliest impact from real-time payments, PJ believes that smaller B2Bs and complex cross-border payments will adopt the technology later. Real-time payments hold promise for SMBs, providing faster access to funds and improving working capital. PJ also discusses the challenges of reconciling thousands of invoices with lump sum payments and highlights the potential of real-time payments to automate and streamline the procure-to-pay process.

"With faster payments comes faster fraud"   In the long awaited episode on Faster Payments I sit down with Julie Conroy from Datos Insights (Formerly Aite-Novarica Group) to talk about the world of Faster Payments with names you've all heard like FedNow, RTP, and Zelle. What are they really though and what do they each mean. Payments being faster is something we have asked for for a long time and here we talk about the different types of rails, how they work, who is using them, and of what it means for consumers and businesses alike.  And, of course, we talk the fraud that comes along with it! Enjoy! Julie Conroy: https://www.linkedin.com/in/julie-conroy-6997/ Julie is the Head of Risk Insights and Advisory at Aite-Novarica Group. Prior to time at Aite-Novarica Group, Julie spent a number of years leading the product management team at Early Warning Services, and prior to that was in product and process management roles at a large credit card issuer and as well as an ACH, wire, and SWIFT processor. Julie is fluent in Spanish, holds an M.A. from the Monterey Institute of International Studies and a B.A. from the Michigan State University Honors College.   About Datos Insights: https://www.linkedin.com/company/datos-insights/ Datos Insights are the advisor of choice to the banking, insurance, securities, and retail technology industries—both the financial institutions and the technology providers who serve them. The Datos Insights mission is to help our clients make better strategy and technology decisions so they can protect and grow their customers' assets. ------------ Today we welcome on newest sponsor Darwinium! The Darwinium platform unifies security with fraud prevention to create complete visibility of customer journeys across every digital touchpoint – Web, Apps and APIs. Darwinium's unique integration point, running on the perimeter edge via content delivery networks (CDNs), is privacy preserving and low latency. Businesses have a holistic view of customer behavior, from pre-authentication, through account creation, login, change-of-details and payments.  Businesses are better equipped to separate human and automated traffic, protect customers from account takeover, identify scams and social engineering behaviors, block content and promo abuse, and detect fraudulent payments. Darwinium is implemented once, and then covers every interaction a user makes on your website or mobile app. What's more, these user journeys can be fully configured within the platform and adapted at the click of a button, based on trust and risk. Please give them a warm welcome and visit www.darwinium.com to learn more about their revolutionary product!   

Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with ChatGPT and Peter Tapling, principal at PTap Advisory. This episode is a bit different, starting off with an interview Reed did with ChatGPT on a range of topics related to faster payments. Then Peter and Reed break it down and try to put that discussion into context a bit to help us all get a sense for how useful this technology is, where it could be in the future, and where you want to be careful.Special Thanks to Catherine Tapling for lending her voiceover services to ChatGPT! You can listen to more of her work and hire her for your voiceover needs at catherinetapling.com

Nacha, the institution that governs the ACH Network in the United States, recently hosted their annual payments conference in Las Vegas. Attended by banks and corporates from across the globe, the theme for this year's Nacha event was Smarter, Faster Payments. In this podcast episode, Bottomline's Michelle Pasquerillo and Brian Hall chat to us about conversations around the room and some key take aways from the event.

Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with Chris Jewell and Trev Wistaff of Zepto. Chris, Trev, and Reed talk about faster payments in Australia and how it could be a roadmap in the United States. Register for the FPC Fall Member meeting -- Chris will be there! -- now at fasterpaymentscouncil.org.

Welcome to another Coffee Break Session! In this episode, Paul Galloway and Jason Campbell discuss the Federal Reserve's new instant payment infrastructure, FedNow. We are two months from the official release of this new service. Let's hear from Paul and Jason on what this service does, how it differs from its traditional alternatives, whether it supports payments outside the US, and some things to consider before we start using FedNow. What questions do you have related to FedNow? Let us know by sending an email to podcast@strategictreasurer.com.

More insights from Nacha Payments- including Glenbrook Partners' Elizabeth McQuerry on the Faster Payments Barometer, and leaders from Akoya and Banked on the burgeoning Pay By Bank model. Also- insights from ETA Transact, and chipping away at MICA.   Links related to this episode:   The US Faster Payments Council: https://fasterpaymentscouncil.org/   Akoya: https://akoya.com/   Banked: https://banked.com/    Glenbrook Partners: https://glenbrook.com/    BNP Paribas' overview of MICA: https://securities.cib.bnpparibas/markets-in-crypto-assets-regulation/    Last week's BIGCast featuring more Smarter Faster Payments coverage, including Nacha CEO Jane Larimer: https://www.big-fintech.com/Media?p=rival-rails-same-day-successes     The Electronic Transactions Association: https://etatransact.com/    Nacha's Smarter Faster Payments Remote Connect, May 8-10: https://payments.nacha.org/remote-connect      Check out the CU Town Hall, our live, lively and interactive monthly forum covering top-of-mind credit union issues. Request an invite for our late May session, and check out a replay of April's continuing ChatGPT exploration with Central Willamette CU CIO Joey Rudisill:  https://www.cutownhall.com/  Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on Twitter @154Advisors Follow John on Twitter @jbfintech

Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes Off the Rails with John Drechny, CEO of the Merchant Advisory Group. Reed and John talk about the potential for faster payments to become part of the payment mix for ecommerce and point of sale, use cases, and John's work with a very cool non-profit. Save the date! The FPC Fall Member Meeting will be September 26th and 27th in Memphis!

What are real-time payments? Coffee Break Session Host Jason Campbell catches up with Strategic Treasurer's Managing Partner, Craig Jeffery, to chat about real-time payments. They discuss how these payments work, the benefits, and the risks. Listen in and learn a little bit about real-time payments.

Join Reed Luhtanen, executive director of the U.S. Faster Payments Council as he goes off the rails with Mark Majeske of Alacriti. Reed and Mark discuss faster payments use cases, the coming inflection point in the space, fraud, and Mark's big weekend of baking, chainsaws, and Vegas.