the finance and property survival guide

We break down the importance of PAYING YOURSELF FIRST and its implications for your financial future. We also chat about Generation X's financial options & Killer Mike's lessons on consumerism. The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

This is an old episode of ours that seems particularly current so we decided re-release it!!You can check out his work on the topic below. ⁠The Truth About Australian Housing And Overseas Migration - Propertyology⁠ ⁠Dumb Sh!t People Say About Property Markets - PropertyologyThe content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

We break down the Treasury & ABS data regarding migration numbers, how it impacts living standards and much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Melissa Smith joins the show this week, she runs BodyTalk a healthcare system based in Brisbane. Melissa also developed the first industry recognised certificate course for Bodytalk in Australia. We chat about her life, her investing journey and much more!Check out Melissa's practice here: BodyTalk Your Health

The boys are back to break down the latest news from the Government's Productivity Roundtable, how the First Home Guarantee will help FHBs and much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Geoff Ferris-Smith from Jakaan Architects joins us this week on the pod.He's been in the game for longer than Damian has been alive and he answers all of your burning questions. We speak about how you get developments approved by council, the efforts the Government are making to get housing built quicker and much more!You can check out Geoff's website here. Home | Jakaan ArchitectsThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Dave & Damian break down why our productivity is so bad, migration and much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Graham Witcomb joins the show to break down the Supermarket duopoly of Coles & Woolworths, he breaks down why young people should invest their money & much more. Graham is a Senior Analyst at Intelligent Investor. You can check out their website here: Intelligent InvestorThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The RBA has reduced the Official Cash Rate to 3.6%, this means reduced interest costs for people with mortgages and BOOSTED borrowing power for potential buyers. We speak about this and much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Alex Jenkins is a financial planner with his own company named Virtuous Wealth, he is also a top bloke with a caring nature & positive attitude. We speak about the power of Superannuation in today's age, as well as other types of Insurance for protecting your family in times of strife. Check out Alex's company here: Virtuous Wealth | Personalised Financial Planning Services for SuccessThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Coles & Woolworths have a supermarket duopoly in Australia, we break down how this operates, we chat about the Inflation data released & much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

We break down Cotality's July property performance data that you can read below!Housing values record a subtle re-acceleration in February as sentiment improvesThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

In the newest episode of the show, we talk about how owning the place you live in impacts your quality of life in retirement, how banks are charging excessive fees (AND GETTING AWAY WITH IT) and much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Tae Kim is a Youtube creator, investor & father. We speak about the beginnings of his channel, why he invests and much more.You can check out Tae's channel here: ⁠(1) Tae Kim - Financial Tortoise - YouTube⁠Tae's website is here: ⁠Financial Tortoise⁠You can visit our website here: ⁠www.moneysaverhomeloans.com.au/⁠Your instagram pages: ⁠@fandpsurvivalguide⁠  ⁠@moneysaverhomeloans⁠The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

We speak about different levels of Government getting involved in Housing again, the "cost-of-living" crisis & much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Arjun Paliwal from Investorkit makes his return to the show! We chat about his work at Investorkit, his new ventures in the Media space & much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The boys break down TikTok usage in Australia, the average home loan repayment changes and much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

In this Q&A segment Dave and Damo break down: Interest-Only loans, Master Limits, Loan terms, Credit Cards, Identification, Business Owner loan applicants, Bonuses & more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The boys are back to chat about the Reserve Bank leaving rates on hold, why the simplest method is usually the best one and much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Mitch Toner joins the show to chat about his MeetUp networking events, his beginnings in business & much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

We break down the newest financial changes coming out of the FY25-26 BUDGET from the Federal Government, we chat about the benefits of the news & much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

John Lindeman returns to chat about Investment mistakes, tipping points in markets & much more!You can check out John's work here: Property market prediction reports - Lindeman ReportsThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

We talk about the average Australian having less than $1000 in their savings, the increasing price of Pepper & much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Warren Hogan is Judo Bank's chief economic advisor & managing director/founder of EQ Economics. You can read Warren's thoughts in the Australian Finance Review or on Twitter here: ⁠Warren Hogan (@_warrenhogan) / X⁠The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The boys breakdown the REA Group's share market performance as the Properyt market heats up, some tried & true savings methods for your bank account & much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Learn some stuff in today's podcast. We're in-person for this recording to break down different loan terms, make yourself smarter :) :).The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The boys chat about economist expectations of Rate cuts in July, why to avoid payday loans & much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Nigel Watts joins the show to chat about his work as a Buyer's Agent, his background as an Engineer & much more!!You can check out his work here: Newcastle Buyer's Agent - Newcastle and Lake MacquarieThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

David & Damian are back to chat about the Home Loan arrears rates in Australia, what to watch out for with Buy Now, Pay Later services & much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

It's another edition of our Question & Answer segment!!! We answer things like going from Renter to Homeowner, how to pay off your home loan faster & much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The boys break down the Super concession Tax changes the Labor Government want to change & much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed

James Fitzgerald is the author of Bulletproof Investing – gaining financial control in uncertain times. We spoke about his beginnings in property investing, his advice for young people & much more. You can check out his work here: CustodianThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Damo is sick so enjoy his nasally, Severus Snape-like sounding voice this week as the boys break down how Baby Boomers own all the houses, plus much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Samantha Miller is the Principal at Clarity Lawyers; her specialty being in Family Law. She shared her beginnings in Legal space, her lessons learned & much more!You can check out her practice here: Best Family Lawyers Newcastle, Family Law Maitland | ClarityThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The boys are back to break down the latest news in money & finance!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Lyndall Bryant returns to the show to chat about Land Banking, the advice she'd give her 25yr old self & much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The guys breakdown the Labor parties' housing & economic policies, PLUS we'll cover Shane Oliver's thoughts on whether Australia will enter a recession or not!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Etienne Rizzo - co-founder of Deposit Assure - joins the show to discuss his work in finance, his lessons learnt from Fatherhood and much more!You can check out Deposit Assure here: Deposit Bonds - Deposit Assure AustraliaThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The Boys breakdown the possible boom of Darwin's property market, how Trump's tariff announcements could lead to stock shortages for US consumers and much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Sarah Steel is the author of "Do as I Say", a book about cults, charisma and coercive control and the host of Let's Talk About Sects podcast. You can check out her book here: ⁠Do As I Say: How cults control, why we join them, and what they teach us about bullying, abuse and coercion - Pan Macmillan Australia⁠You can check out her podcast here: ⁠Let's Talk About Sects - Episodes

The boys discuss the RBA meeting minutes from April and how they might impact our economic future plus much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Bella Minns from Deposit Assure joins the show to breakdown how Deposit Bonds, her journey with Money and much much more!You can find out more about Deposit Assure below: Deposit Bonds - Deposit Assure AustraliaThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

We break down the Liberal & Labor government housing pitches they're taking into the election & much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Michael Brennan is the CEO of the e61 institute, an economic thinktank focused on solving some of our nation's biggest societal issues today! Michael previously spent 5yrs as the Chair of the Productivity Commission for the Federal Government. You can check out Michael's work here: e61 INSTITUTE – e61 Institute is a not for profit economic research institute. We combine innovative data with state-of-the-art tools from economics, data science and statistics to answer the most important economic questions facing Australia. ​ e61 was born from a motivation to bring together problem-solvers from academia, industry and government to push the knowledge frontier so that we can tackle the big problems facing our society.The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

We break down how Landlords are being oppressed, how Trump's tariffs - now cancelled - might impact the global economy & much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The boys are together for an in-person segment! We breakdown different loan terminology & what they mean to you - the layman :). The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

We break down AS MANY FACTORS as possible for why we have affordability issues with housing, we break down which political parties are trying to treat that issue properly and much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Veronica Morgan makes another appearance to chat about bad actors in the Real estate industry, misinformation in property and much more!You can check out her work here: Veronica Morgan | Property insights without the bulls#!tThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

We break down the latest Labor Budget for 2025 including Tax Cuts for income earners & increased spending for Women's Healthcare. Plus we break down the Regional Movers Index and much more.The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Chris Lanham is a retired High School Teacher with a long & storied career in the Mathematics department. She is passionate about breaking down complex topics to her students, something she is continuing into retirement through her Mathematics YouTube channel. You can check out Chris' YouTube channel here: Chris Lanham - YouTubeThe content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

The boys are IN-PERSON to chat about how Australia's economic future, Building Approvals & much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.