Podcasts about senior broker

Summary: Join us for a deep dive into mortgage strategies every pilot needs to know with Marty Medve of Trident Home Loans. In this episode, he'll share unique insights on navigating pilot pay, leveraging VA loans, and building a rock-solid financial foundation. Whether you're eyeing your first home or expanding your real estate portfolio, Marty's expertise will help you make smart, future-focused decisions. So tune in!   WHAT YOU'LL LEARN FROM THIS EPISODE Strategic refinancing tips to help pilots maximize pay without high costs and avoid common refinancing traps Why your future earnings could qualify you for a bigger, better home sooner than you think How choosing the right mortgage plan can provide peace of mind Common refinancing pitfalls and how to dodge the costly mistakes many make How to leverage career moves to align with your lifestyle while growing your financial stability   RESOURCES/LINKS MENTIONED Organization of Black Aerospace Professionals Tales From The Cockpit by Desmon Butts | Paperback and Hardcover ABOUT MARTY MEDVE Marty is a U.S. Naval Academy graduate with a BS in Mathematics. He launched his career as a Navy Carrier Pilot, flying the EA6B Prowler. His path began in Pensacola, FL, where he trained as a pilot after competing on the Academy's Heavy Weight Crew team. Over the years, Marty transitioned into a dual career as a commercial airline pilot and Senior Broker at Trident Home Loans. With more than two decades of experience in the mortgage industry, he is now a highly trusted financial partner for pilots, providing mortgage solutions that meet the unique financial needs of aviation professionals.   CONNECT WITH MARTY Website: Trident Home Loans Email: marty@mythl.com Phone: 850-346-0250 CONNECT WITH US Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “R4P” and save 10% on all our services. Check us out at www.spitfireelite.com!   If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates!   SPONSOR Are you a pilot just coming out of the military and looking for the perfect second home for your family? Look no further! Reach out to Marty and his team by visiting www.tridenthomeloans.com to get the best VA loans available anywhere in the US. If you're a professional pilot looking for a great financial planning partner for your retirement, tax, and investment, go to www.tpope.ceterainvestors.com/contact or call ‭704-717-8900 x120‬ to schedule a consultation appointment with Timothy P. Pope, CFP®. Be ready for takeoff anytime with 3D-stretch, stain-repellent, and wrinkle-free aviation uniforms by Flight Uniforms. Just go to www.flightuniform.com and type the code SPITFIREPOD20 to get a special 20% discount on your first order.  

In this episode of Saving With Steve, host Steve Sexton is joined by Alexandra Abadie, a Senior Broker of HCAG Medicare Insurance Agency, based out of Southern California. They discuss what to know about Medicare, including the Medicare enrollment period, the difference between Original Medicare and Medicare part C, what people who are at the age of Medicare should be doing, how coverages affect your wallet, how to pick the right drug coverage, and more.   Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Alexandra Abadie, a Senior Broker of HCAG Medicare Insurance Agency, based out of Southern California. They discuss what to know about Medicare, including the Medicare enrollment period, the difference between Original Medicare and Medicare part C, what people who are at the age of Medicare should be doing, how coverages affect your wallet, how to pick the right drug coverage, and more.   Learn more about the show at www.SavingWithSteve.us

Life is uncertain. We never know when we might hit rock bottom. In the blink of an eye, everything we take for granted—our health, our career, our ability to provide for our loved ones—can be jeopardized. This uncertainty is particularly pressing for physicians and medical professionals who, despite their expertise in health, are not immune to life's unpredictable challenges. This is why disability insurance is a critical component of financial planning for those in the medical field. It provides a layer of security, ensuring that even if your ability to work is compromised, your financial health remains intact.   While life's uncertainties are inevitable, taking steps to protect our financial future is within our control. Disability insurance is an essential tool for medical professionals, providing a cushion against the unpredictable twists and turns of life. Don't wait for the unforeseen to catch you off guard. Even if you feel healthy right now, waiting to secure disability insurance could put you at risk—now is the time to protect your future.   Donald Kelley is a father, husband, and accomplished Sales Manager and Senior Broker at PearsonRavitz. He is a seasoned expert in the field of disability insurance, with a deep understanding of the unique challenges faced by medical professionals. With years of experience, he has become a trusted advisor for physicians, residents, and fellows, helping them navigate the complexities of securing the right coverage. Donald's insights are invaluable for anyone in the medical field looking to protect their income and ensure financial stability.   In this episode with Mr. Donald Kelley, we will learn about the intricacies of disability insurance for medical professionals. Mr. Kelley provides valuable insights into the common claims physicians face, the importance of securing insurance early in one's career, and the distinctions between different types of insurance brokers. Join us as we dive deep into the world of disability insurance and explore how it can safeguard your financial future.   “It can be a really unforgiving position to be in if you've put all this time and money into your training and expertise and suddenly you find that you're not able to do what you've been trained to do." – Mr. Donald Kelley    Topics Covered: (00:00:34) Introducing our special guest, Mr. Donald Kelley (00:01:19) Mr. Kelley's Career Path (00:04:42) Why is having disability insurance crucial for doctors? (00:07:05) Early Career Insurance Benefits (00:10:05) Common resident concerns (00:11:34) How often do residents make insurance claims? (00:12:30) Advertisement: Are you prepared for life's unexpected challenges? Dr. Stephanie Pearson and her team of skilled advisors at Pearson Ravitz are here to help you guard your most valuable asset. Go to https://pearsonravitz.com/ to make sure you are protected today. (00:13:12) What are some common reasons for physicians to file disability claims? (00:15:31) Difference between brokers and agents (00:16:48) Pearson Ravitz's education-led approach (00:18:33) Importance planning for family security (00:20:18) Make informed decision (00:21:49) Final TimeOut with Mr. Kelley: Why is it important for young and healthy physicians to secure disability insurance now?   Key Takeaways:    “You never know when you're gonna meet a future boss and colleagues so you just have to really always treat people the best possible." – Dr. Derrick Burgess   “The younger you are, the healthier you are, the more important it is to get a policy placed because you can get something with as few exclusions and limitations on it as possible." – Mr. Donald Kelley   “That's the game of insurance, it's risk transfer." – Mr. Donald Kelley   “Most people when they think of a disability, what comes to mind is like a traumatic situation. But a lot of these orthopedic issues that people run into are just related to doing the same types of motions every single day and the wear and tear that it takes on your body." – Mr. Donald Kelley   “If you're young and healthy now is when you want to get something in place." – Mr. Donald Kelley   “If we get the policy place now it guarantees you that any and everything is covered even when you're making more money in the future." – Mr. Donald Kelley   Connect with Mr. Donald Kelley: Website: https://pearsonravitz.com/schedule-with-donald/ Facebook: https://www.facebook.com/brkthesscycle/ LinkedIn: https://www.linkedin.com/in/dc-kelley-04829167/    Connect with Dr. Derrick Burgess: Website: https://www.drderrickthesportsdr.com/ Instagram: https://www.instagram.com/drderrickthesportsdr/ Facebook: https://www.facebook.com/TimeOut.SportsDr LinkedIn: https://www.linkedin.com/in/derrick-burgess-72047b246/ YouTube: https://www.youtube.com/channel/UCHGDu1zT4K_X6PnYELu8weg Email: thesportsdoctr@gmail.com   This episode of TimeOut with the SportsDr. is produced by Podcast VAs Philippines - the team that helps podcasters effectively launch and manage their podcasts, so we don't have to. Record, share, and repeat! Podcast VAs PH gives me back my time so I can focus on the core functions of my business. Need expert help with your podcast? Go to www.podcastvasph.com.

Welcome back to Financial Fridays at Wealth Coffee Chats. In this video Brad Tefft, Senior Broker at Positive Money, speaks with Niraj Singh of Deposit Power about the powerful leverage ability of Deposit Bonds and the huge role they can play in a property investor's journey. What exactly IS a deposit bond? What are the servicing requirements? Let's Wealth Coffee Chat!

Kyle Jones and Amanda DiGacomo welcome Jasmine Mazariegos, Senior Broker at Virtuity Financial Partners and the newest tenant in the Mill Rock Way office. Jasmine Introduces the company she works with, Virtuity Financial and discusses the aspects behind financial literacy. Jasmine tells us how she attended CSUB with a major in kinesiology but later realized through experience that a career working 9-5 for someone else wasn't going to get her to her financial goals, she was mentored and trained in Financial literacy and now provides the same information if not more to her clients. She discusses the change in perspective from working an average 9-5 job to dedicating herself to being an entrepreneur and teaching others that they can do the same. Jasmine provides her clients with financial advice that ranges from educating them about life insurance and advising them to protect assets in Trusts and Wills to teaching them about a wide range of investment strategies. She also discusses growing up not having the resources and education about financial literacy and is now passionate about teaching clients the importance of financial literacy. LEARN MORE ABOUT JASMINE AND REACH OUT WITH THE LINKS BELOW: Website: https://virtuity.com/ Jasmine's IG: Jasmine_finance  

Welcome to April's episode, where guest host Gemma Bennett, Senior Broker at The Mortgage Mum, takes time to discuss getting mortgage ready when you have a fixed term, temporary or zero hours employment contract. Being employed doesn't look the same for everyone and if you have an employment contract that isn't considered permanent, you may need to consider a few extra elements to help lenders understand your current and future income, when it comes to applying for a mortgage. Since working in the mortgage industry Gemma has seen just how varied lenders are in their approaches to contract workers and uses this podcast episode to give you an overview of things to consider and how to get yourself in the best position. Essentially it comes down to offering the lenders as much evidenced security of your income levels as we can. We do this by looking both back at your recent employment history and forward when it comes to non permanent contracted employment. Gemma hopes she can shed some light on what's required and what is most helpful if you're in this position. Please don't hesitate to ask any questions. Gemma is an award-winning senior broker at the mortgage mum and can be contacted on Gemma@themortgagemum.co.uk Follow Gemma on: Instagram @gemmabennett_themortgagemum Facebook @gemmabennett_themortgagemum LinkedIn Gemma Bennett

How you manage your property finance will make or break your property investment strategy, says Lawrie Moore.  And it has never been more important to put a plan in place to maximise your borrowing capacity and increase your purchasing power.  Yet many investors just follow the wind of rising costs and interests rates, waiting and hoping that circumstances will shift. So how do you get proactive with property finance and increase opportunity? Lawrie Moore joins us for part 2 of his chat. Lawrie is one of Know How Property's very own award winning Senior Broker partners who consistently earns and builds the trust and respect of everyone he helps with, and has helped many safely secure their dream homes and property portfolios by maximising their capacity, while minimising their costs and risk. So today and next week we're going to deep dive with him on his own background and approach to help you to be able to separate a trusted top broker from the rest, so that you can set up your financial future the right way. Connect with Lawrie knowhowproperty.com.au Join our Facebook community Join the The Property Hub Collective, connect and learn from likeminded investors and experts. Join the Property Hub community on Substack! Sign up to get Australian property news, opinion and episodes in your inbox: https://propertyhubau.substack.com/  Three easy ways to Get Invested right now: Subscribe to this podcast now, if you haven't already, and get the inspiration delivered to your podcast feed each week Get a copy of my book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less. Go to: https://knowhowproperty.com.au/get-invested-free-ebook Join the Get Invested community. Each month Bushy sends a free and exclusive monthly email full of practical ‘Self, Health and Wealth' wisdom that our current Freedom Fighter subscribers can't wait to get each month. Just visit bushymartin.com.au, scroll to the bottom of the page and sign up. About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth' potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia's most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Get Invested is part of the Property Hub podcast channel, your home for property investment insights, inspiration and stories from Australia's top property experts, investors, leaders and analysts. Subscribe now on Apple Podcasts, Spotify and Google Podcasts to get every Get Invested episode each week for free, and also get full access to RealtyTalk, Australia's top online property show for red hot property investing news and insights direct from property industry leaders and influencers. Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, show producer Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast networkDM Media.  For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

It can be hard to know who to trust, especially in the property industry. Lawrie Moore talks about how to build a top team of property professionals to support your goals. It goes without saying that trust is mission critical to the success and sustainability of all of our relationships and interactions, but sadly finding and experiencing real genuine trust is increasingly under threat and a rare commodity given the crisis of trust we now experience in the world.  Sustainable success in property is a game of finance and an elite team sport, and this is all revolves around trust, but its not easy to navigate the banks, brokers and agents to find the best people.  To help us do that, we're joined by Lawrie Moore. Lawrie is one of Know How Property's very own award winning Senior Broker partners who consistently earns and builds the trust and respect of everyone he helps with, and has helped many safely secure their dream homes and property portfolios by maximising their capacity, while minimising their costs and risk. So today and next week we're going to deep dive with him on his own background and approach to help you to be able to separate a trusted top broker from the rest, so that you can set up your financial future the right way. Connect with Lawrie knowhowproperty.com.au Join our Facebook community Join the The Property Hub Collective, connect and learn from likeminded investors and experts. Join the Property Hub community on Substack! Sign up to get Australian property news, opinion and episodes in your inbox: https://propertyhubau.substack.com/  Three easy ways to Get Invested right now: Subscribe to this podcast now, if you haven't already, and get the inspiration delivered to your podcast feed each week Get a copy of my book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less. Go to: https://knowhowproperty.com.au/get-invested-free-ebook Join the Get Invested community. Each month Bushy sends a free and exclusive monthly email full of practical ‘Self, Health and Wealth' wisdom that our current Freedom Fighter subscribers can't wait to get each month. Just visit bushymartin.com.au, scroll to the bottom of the page and sign up. About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth' potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia's most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Get Invested is part of the Property Hub podcast channel, your home for property investment insights, inspiration and stories from Australia's top property experts, investors, leaders and analysts. Subscribe now on Apple Podcasts, Spotify and Google Podcasts to get every Get Invested episode each week for free, and also get full access to RealtyTalk, Australia's top online property show for red hot property investing news and insights direct from property industry leaders and influencers. Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, show producer Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast networkDM Media.  For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

Gender diversity is critical in fostering innovation, bringing together different perspectives, and creating a more inclusive work environment. When individuals feel comfortable sharing their ideas, being vulnerable, and speaking their truth, organizations — including those in the risk and insurance industry — can avoid groupthink and improve decision-making. In this episode of Risk in Context to mark International Women's Day, Marsh's Kelly Looney, Liz Walker, Megan McClellan, Jane Smith, Kaj Patel-Wright, and Amirah Kamarudin, a Senior Broker within Marsh Asia's Aviation and Space Practice talk about the importance of gender diversity, the need for female role models and diverse succession plans, and the challenges and opportunities for women advancing their careers. You can access a transcript of the episode here. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com

Welcome to January's episode, where guest host, Gemma Bennett, Senior Broker at The Mortgage Mum takes time to discuss getting mortgage ready as a self-employed applicant. Gemma has been self-employed as a sole trader and a limited company director for her whole working life. She understands how it can really feel like you're jumping through hoops and met with a certain amount of resistance when it comes to mortgages first hand. Since working in the mortgage industry for the last few years Gemma has seen the other side, the lenders side of self-employed lending. Gemma wants to put both areas of experience and knowledge together, to help her fellow self-employed applicants be as prepared and empowered as possible when it comes to their mortgage needs. Gemma offers tips and explains certain processes in a hope that you as a self-employed mortgage applicant, can get yourself in the best possible position for your mortgage needs.   We really hope you enjoy this episode and please don't hesitate to ask any questions. Gemma is an award-winning Senior Broker at the mortgage mum and can be contacted on Gemma@themortgagemum.co.uk Follow Gemma on:  Instagram @gemmabennett_themortgagemum Facebook @gemmabennett_themortgagemum LinkedIn Gemma Bennett 

Ever thought about the complexities of securing home loans with a pilot's changing pay-check?  What about how to plan for a future home purchase if you just received a CJO?  Marty Medve shares about how to plan for your pilot future and how Trident Home Loans can help you buy the home of your dreams!   WHAT YOU'LL LEARN FROM THIS EPISODE  Why pilots need a second source of income  Pilot to pilot: typical issues encountered by pilots while applying for a mortgage and how Trident Home Loans can help Things to consider before buying a house How to beat rising interest rates as a home buyer The benefits of utilizing the VA IRRRL RESOURCES/LINKS MENTIONED Spirit Airlines FedEx Delta RTAG Zillow   ABOUT MARTY MEDVE Marty attended the USNA from 1981-1985, graduating with a BS in Mathematics. While attending the Academy, he was also a member of the Heavy Weight Crew team. He attended Flight Training in Pensacola, FL, in 1985. Marty was a Navy Carrier Pilot flying the EA6B Prowler. Among many other accomplishments, Marty continued to build on his career, ultimately leading up to his current position as a commercial airline Pilot and Senior Broker at Trident Home Loans. CONNECT WITH MARTY Website: Trident Home Loans Email: website@mythl.com Phone: (877) 874-3368; (850) 343-0400   CONNECT WITH US  Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “PODCAST” and save 10% on all our services. Check us out at www.spitfireelite.com!   If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates!    SPONSOR If you're a professional pilot looking for a great financial planning partner for your retirement, tax, and investment, go to www.tpope.ceterainvestors.com/contact or call 704-717-8900 ext 120 to schedule a consultation appointment with Timothy P. Pope, CFP®.   Trident Home Loans - Mortgage Advertising Disclaimer: Marty Medve, MLO | NMLS 86840 Conditional approval offered by Trident Home Loans, NMLS 65716, is based on creditworthiness. All mortgage terms depend on factors including creditworthiness. Visit www.Tridenthomeloans.com for licensing info. Equal Housing Lender. NMLS ID 65716. Not an offer to lend; subject to credit approval.  

PFAS have been referred to by some as the next asbestos when it comes to their potential health impacts and claims potential.  Today, Amanda and Scott are joined by Jim Hamilton, Senior Broker and CRC Group's Environmental Practice Group Leader, as well as  Sean McLaughlin, Inside Broker, with our Philadelphia office.  Both specialize in Environmental coverage, and they're going to walk us through the insurance industry's role in dealing with PFAS-related issues.  Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

Welcome to July's episode, where guest hosts Kim Balasubramaniam and Sally Mitchell discuss the highs and lows of purchasing, renovating and living in a period property. It's a bit of a switch from the norm as both hosts are Brokers at The Mortgage Mum. Kim is a Senior Broker who has lived in various period properties over the years and is currently renovating her 18th century cottage. Sally Mitchell is a Senior Broker and Business Manager and has lived in period properties ranging from the 15th Century to 19th Century for the last 35 years. Kim and Sally are both passionate about the historic significance of period properties and the different architectural styles and decoration they represent.  They believe they are quite simply unique and should be celebrated as the stars of the property world. Sally says, “We understand that taking on an older property can be daunting but there is a lot of advice and help out there and, with a few tips, it doesn't have to be a minefield.” Kim says, “We want to encourage people to become the custodians of these very special buildings and look after them so they can be passed onto future generations as living, breathing homes.” In this episode, Kim and Sally discuss:  Their love/ hate relationship with period property Listed Buildings, the types of listing and the special measures you must take when purchasing or renovating one  The balance between making a building sustainable and preserving its unique historical features Potential pitfalls to owning a period property How to get a mortgage an insurance on period properties Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you'd like to reach out to Kim or Sally with an enquiry about period properties or general mortgages, please email either: kim@themortgagemum.co.uk or call 07796 456580 sally@themortgagemum.co.uk or call 07549 158121

Welcome to May's episode, where guest host Gemma Bennett, Senior Broker at The Mortgage Mum is joined by Abigail Foster founder and CEO of Elent Financial Education. Abi is an ACA chartered accountant and having recognised a severe gap in financial literacy within the workplace became passionate about doing what she can to amend this through relatable and easy to understand practical financial education, delivered through workshops in schools, universities and workplaces. This led to the creation of ELENT. Gemma and Abi discuss the importance of better financial education and how Abi is assisting in bridging this gap for so many. Her passion and drive to eradicate the gender pay gap and what she's doing to inform the younger generations of the future workforce, with better conversations around finances. Gemma discovered Abi on social media when recognising, from conversations with many clients and peers, that a need for a better financial education system is required and started wondering what was out there. Stumbling across Abi with her tagline, ‘the financial education you wish you had learnt at school,' Gemma knew she had found the person she was looking for. Abi, posts creative, vibrant and energetic content on her socials that's relatable and practical for all. Even elements such as understanding your payslip are so important and let's be honest, so many people don't, yet don't admit this. Our finances are part of our everyday and yet fluid conversations around our Pay, Tax, Pensions and Mortgages are still not the norm. Adequate comprehension around these elements of life is often not at the level it should be. As a result, people feel disempowered or overwhelmed. This should not be the case! You shouldn't have to be a financial professional to understand your day to day finances. Better conversations and education is important as we empower ourselves to take charge of such elements. Money is part of everyone's life and therefore cannot be a ‘taboo' subject and must be spoken about. Abi is a truly fascinating and interesting woman and her intellect and passion is so infectious as she talks about her inspirations and goals with Elent. We really hope you enjoy this episode and watch out for the launch of Abi's online financial education platform coming soon! Abigail's website is www.Elent.com Follow Abi on Instagram @elent_uk  Tiktok @elent_uk  Gemma is an award winning senior broker at the mortgage mum and can be contacted on Gemma@themortgagemum.co.uk Follow Gemma on Instagram @gemmabennett_themortgagemum  Facebook @gemmabennett_themortgagemum LinkedIn Gemma Bennett

După cum te-am învățat, subiectul investițiilor este unul foarte apreciat în comunitatea noastră și mereu îmi place să abordez acest subiect. În episodul de astăzi vom vorbi despre cum arată investitorul român. Încercăm împreuna cu Răzvan Topa, senior Broker XTB, să dezvoltăm o imagine asupra investitorului din România. Vom discuta și despre diferențele între domnii investitori […] Articolul Profilul Investitorului Român cu Razvan Topa – Senior Broker XTB S07E12 apare prima dată în Laurentiu Mihai.

Adam Smith is a Senior Broker at HFO Investment Real Estate based out of Portland, Oregon. On today's show, we sit down and talk about what it takes to compete in the multifamily arena in the Oregon market. He talks about ways to find more deals both as a buyer and a broker and what he does to ensure he is providing the ultimate service for his clients and success for his business. You can reach Adam directly at Adam@Hfore.com Enjoy the show!

Hello again! And happy November to you all! I can't believe how much is changing in the mortgage market from one month to the next! In today's episode we'll be talking to you about the current mortgage market & the conversations we are having in today's market. We'll be talking about whether you should be fixing your rate in today's market? Or what it looks like to go on a tracker rate (which are becoming more and more popular).... We'll be covering: Fixed rates, tracker rates, variable rates and what each looks like in today's market Whether going interest only is a good idea What is going on behind the scenes in the mortgage market How you can take control of your finances a bit more today Needs and wants and monthly budgets And so much more.... We hope it helps those of you who are considering your options in the mortgage world right now. A huge thank you to Shelley Walker, Senior Broker at The Mortgage Mum, who kindly spent her time speaking to us on this episode. If you'd like to enquire for Shelley's personal advice please contact her via our website on Shelley's personal page, or on Shelley's social media: Facebook - https://www.facebook.com/shelleythemortgagemum Instagram - https://www.instagram.com/shelleywalker_themortgagemum/ Website - https://themortgagemum.co.uk/our-team/shelley-walker/ As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

It's no secret that the real estate market has slowed down. Rapidly rising interest rates, uncertainty in the economy, and the looming threat of a recession have taken their toll. The latest data from the National Association of Realtors (NAR) shows that existing home sales in July declined by 20 percent. Existing home sales in August 2021 were 576,000. But in August 2022, only 451,000 homes were sold—a decline of 125,000 home sales. With interest rates expected to continue rising into 2023, home inspectors (and all real estate related professions) will be watching home sales activity with a careful eye—and doing everything they can to drum up business. Make sure you stay informed with the latest news and information by subscribing to Working RE's digital newsletter at: https://www.workingre.com/ Isaac Peck is the editor of Working RE magazine and the Senior Broker and President of OREP.org, a leading provider of E&O insurance.Isaac's timely cover story is about the slowing real estate market and how it can affect home inspection business's and others in the real estate profession. In a changing market we all need to start thinking more creatively to come up with new and improved marketing to reach the new customer which may be the seller about to list their property.

Senior Living Market Easing but Reprieve May be BriefAfter a year or two of hardening, the insurance market for senior living facilities took another hit in 2020 due to the COVID-19 pandemic's new wave of compounding challenges. Brokers working with these healthcare organizations were warned to keep a wary eye on increased liability and tighter underwriting moving into 2021.Throughout the challenging market in 2020 and 2021, accounts of varying quality were often painted with the same brush in an effort to improve underwriting profitability through widespread price hikes of 20% or more. This was frustrating for higher-quality accounts, and the sector saw a subsequent rise in the secondary market as risk retention groups (RRGs) were priced slightly lower than traditional marketplace offerings. However, the impact of RRGs began to wane at the end of 2021 as new entrants began joining the space, allowing better accounts to be considered on their own merit.As we move into the second half of 2022, there are signs that the senior living insurance marketplace may be easing as 3 - 4 new insurers have now entered the space, and some legacy carriers have become more aggressive in an effort to rebuild their books after balancing portfolios. This means the pace of rate hikes may decelerate, which is good news for many operators experiencing post-COVID fatigue after significant premium increases. However, price sensitivity is still through the roof, and many insureds are looking for a better deal. The marketplace is seeing some clients choose to leave multi-year insurance relationships in favor of a lower price, but that leap may prove detrimental for insureds in the long run.Featuring:Rusty Hughes is a Senior Broker with CRC Group's Birmingham, AL office specializing in the healthcare and assisted/ senior living sectors.Lee McClure is a Senior Broker with CRC Group's Birmingham, AL office specializing in healthcare professional liability.Conner Madey is a Broker with CRC Group's Chicago office where he specializes in healthcare.BenefitMall to Join CRC Group Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

In my interview with business broker, Kate Vriner, we have a step-by-step conversation about selling a service-based business. We followed the path of a hypothetical woman who starts a lifestyle business to provide income and flexibility to one who makes the mindset and operational shifts required to create a saleable business.  In this episode, we'll cover: How robust the current acquisitions market is.  Since I'm one of those lawyers who loves numbers, we dove into EBITDA, cash flow, financing and earn outs.  Of course, we talked about when you should start preparing your business for exit. And no conversation about selling a business would be complete without a peek at the due diligence process. Kate Vriner is the Vice-President and Senior Broker at Sunbelt Business Advisors of Southwest Ohio. Not only is Kate a certified business intermediary (CBI), but she is also a certified exit planning advisor (CEPA). She has a passion for working with business owners preparing their businesses for sale, as well as selling their businesses. Kate wants to make sure that business owners are set up for success. Connect with Kate: http://www.sunbeltnetwork.com/dayton-oh (http://www.sunbeltnetwork.com/dayton-oh) https://www.linkedin.com/in/kate-vriner-cbi-06b2b0b/ (https://www.linkedin.com/in/kate-vriner-cbi-06b2b0b/) Kate is offering a free business assessment for the first 10 listeners that email and let her know they heard about her through the Hourly to Exit podcast. We would love you to consider supporting Kate's favorite charity: https://www.everybodyplaysohio.com/ (https://www.everybodyplaysohio.com/) Connect with Erin and find the resources mentioned in this episode at https://www.hourlytoexit.com/podcast (hourlytoexit.com/podcast). Music credit: Yes She Can by Tiny Music A https://www.angiemjordan.com/podcast-launch-bestie (Podcast Launch Bestie) production

In this episode of Folk Tales we join Marisa Bell and Tim Norris from the boat sales arm of the boatfolk family, boatpoint.Tim gives us glimpse of what life as a boat broker is really like and shares the story of how he came to be a Senior Broker at boatpoint Hamble, one of boatpoint's eight national offices based out of Deacons Marina.Originally from Birmingham, Tim has spent most of his life on the South Coast, learning to sail The Hamble waters at a young age. After studying for a BSc at Plymouth University, Tim joined the boatpoint Hamble office as a trainee broker. And the rest, as they say, is history!Happy listening!

The UAE will introduce a federal corporate tax on business profits that will be effective for financial years starting on or after June 1, 2023. The ministry of finance said there will be a standard statutory tax rate of 9% and 0% for taxable profits up to AED375,000 to support small businesses and startups. What does this all mean for businesses here in the UAE? We have a range of experts including Sabah al-Binali from OurCrowd. We also understand the economic impact with Shady Shaher Elborno from Emirates NBD. And motorists will have to pay more at the pumps in February, after enjoying lower fuel prices over the last couple of months. To explain what's happening, we have Matt Stanley, Senior Broker at Starfuels. See omnystudio.com/listener for privacy information.

Are you executing the right strategies to market your products and services? Are you planning to buy or sell a business? In this episode, guest https://www.linkedin.com/in/cameron-kolb-49426015/ (Cameron Kolb), senior broker at Raincatcher, speaks with host Bob Roark on how business owners spend their money, time, and effort in growing their businesses. Cameron explains his company's professional process so you can start analyzing yours. He helps and guides people to get the maximum value when buying or selling their businesses. He values being true and honest to the people who are asking for their help while getting the job done. Stay tuned to know more to scale your business up! --- Watch the episode here:   The Essentials Of Buying And Selling A Business With Cameron Kolb The big questions are how do business owners like us spending our own money, time and effort? How do we grow our businesses and jump the line that lets us accelerate the delivery of our products services in our community while being smart about our growth profits culture and still create a lasting value in our business? Those are the questions in this show. We'll share some of those answers. Our guest is Cameron Kolb. He's a Senior Broker with https://raincatcher.com/ (Raincatcher). Welcome to the show. --- Our guest is Cameron Kolb. He's the Senior Broker at https://raincatcher.com/ (Raincatcher). Cameron, welcome to the show. Thanks for taking the time. Tell us a little bit about your background and bring us up on where you are now. I started my professional career at Northwestern Mutual doing financial planning. We initially started with insurance and worked in the niche of business owners because we thought that was a good need there. As we expanded the team investments or more licenses they got, I started to specialize in exit planning. I worked with a lot of physicians and business owners. I did that for about six years and then, the debt in the family caused me to have to rethink things then, ultimately decided that based on what I've experienced with all these business owners and how difficult of a time they've had trying to sell their business, I thought there might be some opportunity to help essentially do business brokerage. My path after that was that I went out on my own, learned how to do business brokering, did it on my own for about five years and then was asked to join Raincatcher back in May 2021, which has just been great. I essentially went from being a solo practitioner to doing everything that there is to do with now. Now, I get to focus on what I'm great at, which is bringing buyers and sellers to the table and getting deals done. I think about the compare and contrast between the team approach to a business sale versus the sole practitioner approach to bring it to a sale. What it reminds me of is the difference between having a job and a business. For the sole practitioner, they might've been expertise that you didn't have, it might be franchising or one type of specialist event, whereas at RainCatcher, you have a depth of field. [bctt tweet="Continue learning. When you start working with people, you will realize that there's a lot you don't know yet." username=""] I thought I was smart then I started working with some smart people and realized there's a lot that I didn't even know I didn't know. It'll bring 4 or 5 months together on a deal we're working in. It's just made a huge difference in the execution and the progress that I've made as a business professional. I feel that one of the lots about what you can do to add a lot more value than I'm previously doing. There are different ways to sell businesses as a business broker. I thought I'd been doing it the best way and then sure enough, I learned that there are better ways to do it, which is humbling. It's interesting to maybe expand on that a little bit. You think about, “I thought I knew this way to sell a business and then I...

If you're considering investing in a buy to let property via a Limited Company, you need to listen to this episode! There will be a follow up episode with an incredible accountant, who is going to answer any questions we couldn't / aren't allowed to so watch this space! In the 3rd episode in our 10-part Property Investment Series, I'm delighted to welcome back Shelley Walker, Senior Broker in The Mortgage Mum team, to co-host this episode with me. In this episode we are talking all about Limited Company Buy to Let. We answer all of your questions surrounding this topic, in a way that is easy to understand. What is a Limited Company Buy To Let Mortgage? How does a Limited Company BTL Mortgage work? How does this differ from a personal BTL? Do limited companies pay stamp duty on buy to let? Can I transfer my Buy to Let property to a limited company? Are Buy-to-Let Mortgages for Limited Companies More Expensive? How Do I Set Up a Limited Company/Get an SPV (Special-Purpose Vehicle) for a Buy-to-Let Mortgage? What is the lending criteria for a Limited Company BTL Mortgage? What documents are needed when applying for a LC BTL Mortgage? What deposit do I need for a Limited Company buy-to-let mortgage? Advantages and disadvantages of a Limited Company BTL? We also talk about Shelley's personal debate when buying her own portfolio of properties. This is a fantastic insight into the mindset of a successful Landlord, who really knows her stuff! The article mentioned in this episode can be found below: https://www.financialreporter.co.uk/blogs/the-pros-and-cons-of-limited-company-buy-to-let.html If you are thinking about purchasing a buy-to-let property, or you are already a Landlord who may need to refinance some of your properties, we would love to help you! Our term of experts have access to a wide range of lenders, and their knowledge and passion shines through for every client. Head over to www.themortgagemum.co.uk to fill in our contact form! The Mortgage Mum is a team of over 25 female brokers based all across the UK. We are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish. Follow The Mortgage Mum on all social media platforms. Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/.../sarah-tucker-the-mortgage.../ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw Thank you for listening. Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.      

We're back with part three of our series with Trevor O'Dell! Join us as we chat about the rental and sales markets, law and form changes, and check in on our starters... Trevor is a Senior Broker, Leasing Specialist, and Property Watch Specialist with Pointe3 Real Estate, and has been baking bread as a hobby for over 10+ years. From rustic baguettes to braided Challah, Trevor has a true passion for homemade breads, and in this series, we will learn the process of building and maintaining our very own starter. What topics would you like to hear Ashley and Trevor chat about next? Connect with us here: Instagram: https://www.instagram.com/urbanashteam Facebook: https://www.facebook.com/UrbanAshley LinkedIn: https://www.linkedin.com/company/urbanashteam Twitter: https://twitter.com/urbanashteam Website: http://www.urbanash.com Recorded November 5, 2021

The first of our 10-part Property Investment Series, I'm delighted to welcome Shelley Walker, Senior Broker in The Mortgage Mum team, to co-host this episode with me. In this episode we are talking all about buy-to-let! We answer all of your questions surrounding this topic, in a way that is easy to understand. - What is a Buy to Let mortgage?  - What was your motivation for buying Buy to Let properties?  - How much can I borrow on a Buy to Let mortgage? - Do I need to have a certain income to get a Buy to Let mortgage? - How much deposit will I need? - Is it illegal to rent out a house without a Buy to Let mortgage?  - Should I choose an interest only or repayment Buy to Let mortgage? - How many Buy to Let properties can I own?  If you are thinking about purchasing a buy-to-let property, or you are already a Landlord who may need to refinance some of your properties, we would love to help you! Head over to www.themortgagemum.co.uk to fill in our contact form!   The Mortgage Mum is a team of over 20 female brokers based all across the UK. We are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish.   Follow The Mortgage Mum on all social media platforms. Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/.../sarah-tucker-the-mortgage.../ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw   Thank you for listening.   Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.      

Andrew Rogers was joined by Rob Amerine, Senior Broker with The FBB Group to discuss the importance of successful small business transitions,  Pros/Cons of starting vs buying a business as well as Pros/Cons of franchises

Featuring: Camille Knight is a Senior Broker with our CRC Indianapolis team, located in Kentucky. She has extensive experience and specializes in aviation relation risks.As the aviation industry rebounds from a massive pandemic-induced downturn, aviation insurance rates are rising as insurers seek to address prior-year losses and the industry's evolving risks. Interest in private jet purchases and rentals have surged as more business fliers and individuals avoid public carriers for health reasons. The pandemic has also provided an extra boost to the rapidly growing unmanned aerial vehicle industry since camera-equipped drones can perform many tasks at lower risk and without personal contact.Rising insurance prices in the aviation industry come amid historic losses for commercial aviation. The COVID-19 pandemic made 2020 the worst year in history for air travel demand, according to the International Air Transport Association.1 The IATA expects net airline industry losses of $47.7 billion in 2021, which marks a massive improvement from estimated net losses of $126.4 billion in 2020.2As the aviation industry recovers, it faces an insurance market that has been hardening for several years. The rise in rates for aviation coverage has followed big losses such as the disappearance of Malaysia Airlines Flight 370 with 239 people aboard in March 2014. Five years later, two crashes of Boeing's recently introduced 737 Max within five months added impetus to the insurance market hardening: An Indonesia Lion Air Boeing 737 Max crashed in October 2018, killing 189 people, and in March 2019 an Ethiopian Airlines Boeing 737 Max crashed shortly after takeoff with 157 people aboard. The losses extended beyond the crashes as hundreds of Boeing 737 Max airliners were grounded around the world, resulting in significant grounding liability claims in addition to liability and hull loss claims.

In this episode, host Greg Boulos sits down with our very own Tony McDonald, Partner and Senior Broker at The Boulos Company. Tony has been with the company for over 30 years and is one of Maine's most successful commercial brokers. Tune in to hear Greg and Tony discuss his career path, why he chose to pursue a life-long career in commercial real estate brokerage, and his philosophies to doing good business as a broker. Tony also offers his insight into how the market has changed over his career, how to weather market recessions and booms, and some of his favorite (and least favorite) deals. For those new to commercial real estate or interested in entering the business, be sure to listen for Tony's advice to new brokers, the character necessary to succeed in brokerage, and how to avoid burnout in a difficult and fast-paced industry.

Jeff Fosse, Senior Broker at Kapco Futures, is a new voice on #MarketMonday! After getting to know more about Jeff and his outlook on the markets, we discuss movement in spring week, grain marketing options, the summer cattle rally, and more.

Hello and welcome everyone. I am Vuk and this is Anablock podcast. This show is exploration of software, technology, ideas, business, and science. This podcast is brought to you by Anablock. Anablock is a System Integrator and Salesforce consulting partner. We specialize in custom implementation work. Our team has expertise in solution architecture and custom development. You can reach us by visiting our website, anablock.com. Today's show is about Austin, TX. Our guests are Tony and Rich. Tony and Rich are managing partners of REBEL Realty Investment Partnership. REBEL is Austin based real investment firm. We talk about Austin. We talk about the hot real estate market, why people are moving to Austin, the history of the software industry in Austin, and real estate investment opportunities in Austin. Richard Edison, Co-Managing Partner of REBEL  Realty Investment Partnership I LLC, is an  experienced securities professional with over 30 years industry-related experience much of  that in supervisory positions. He has successfully managed multiple investment portfolios. Tony Lazarov, is Co-Managing Partner of REBEL Realty Investment Partnership I LLC.  Mr. Lazarov also serves as the Owner/Principal  and Senior Broker at Respace LLC, and  ManagePro LLC, an Austin based Real Estate Brokerage and property management firm with 35 agents and staff.

The road ahead may be opening up in the primary auto market after last year's nationwide economic dislocation brought on by the pandemic. The trucking industry, in particular, endured months of turmoil amid massive shifts in demand as people nationwide began not only working from home—but also staying at home after work. In commercial auto, the shutdown-induced reduction in traffic congestion may have brought a decline in accident frequency. That would be welcome news for insurers in a market where the combined ratio overall has remained above 100 for a decade. FeaturingStewart Brown, TRIP is Senior Vice President & Senior Broker and CRC Transportation's Southwest Regional Manager. He is also a member of the Casualty Practice Advisory Committee.Pete Feeney leads CRC Transportation as Regional Director and is located in Scarborough, Maine.

We're back with part two of our series with Trevor O’Dell! Join us as we check in on our sourdough starter, baking experiences, and the current real estate market. Trevor is a Senior Broker, Leasing Specialist, and Property Watch Specialist with Pointe3 Real Estate, and has been baking bread as a hobby for over 10+ years. From rustic baguettes to braided Challah, Trevor has a true passion for homemade breads, and in this series, we will learn the process of building and maintaining our very own starter. What topics would you like to hear Ashley and Trevor chat about next? Connect with us here: Instagram: https://www.instagram.com/urbanashteam Facebook: https://www.facebook.com/UrbanAshley LinkedIn: https://www.linkedin.com/company/urbanashteam Twitter: https://twitter.com/urbanashteam Website: http://www.urbanash.com Recorded May 14, 2021

Wage and Hour (W&H) exposure is an often misunderstood and frequently underinsured risk. It is commonly — and incorrectly — assumed that W&H claims are restricted to either misclassification of exempt/non-exempt employment status or failure to pay overtime. However, W&H liability also includes allegations such as underpayment of overtime, miscalculation of wages, refusal to allow employee breaks, expecting off-the-clock work, not paying employees regularly, refusal to pay exempt employees for absences, not paying for time required to put on or remove protective gear or clothing, and only adhering to federal minimum wage guidelines when state guidelines warrant higher pay.Featuring:Allyson Benda is a Senior Broker, Vice President located in CRC’s Nashville office and a member of the ExecPro Advisory Committee.Subscribe to Tools & Intel (email newsletter)Read Past Tools & Intel ArticlesFollow CRC Group on LinkedIn

The longest Quickshot yet, Alex interviews Senior Broker and Coffee Connoisseur, George Antonas. What he's learnt writing $1 Billion worth of loans, the secret to making a good coffee and his tribulations of buying an owner occupier in Sydney. 

Rebecca Donaldson is an award-winning Senior Broker in Portland, Oregon. She moved to the Willamette Valley when she was ten years old and her family has built many custom homes, and owned several investment properties and mobile home communities in the a

Senior mortgage broker Lisa Maxwell was initially attracted to working at Aussie because of its compelling television marketing and brand recognition. Thirteen years later, she's now a franchisee of Aussie Annandale in Sydney's inner west and takes advantage of outdoor advertising methods for lead generation. In this episode of Elite Broker, Lisa talks to host Annie Kane about her broking journey, why she's getting involved in the MFAA's Opportunities for Women report and how she efficiently manages both her time and her promotional investments. Lisa also discusses: What can be done to encourage diversity in the industry Her top tips for brokers Why she's recruiting for a new broker And plenty more!

Hybrid and desktop reports are becoming more and more prevalent in the lending world today. Whether or not you do them is a business decision, but if you choose to, are you covered by your E&O policy? Issac Peck, Editor of WorkingRE Magazine, and David Brauner, Publisher of WorkingRE and Senior Broker at OREP Insurance, joins us to talk about this and the article on this subject that can be found at: http://www.workingre.com/hybrid-appraisals-and-risk-management/