Podcasts about experian boost

Simona Ezell, Broadcast Marketing Lead at Experian, joins Amanda Ma, CEO & Founder of Innovate Marketing Group and learn how Experian leverages sponsorships with athletes and major events to craft compelling brand stories that resonate with audiences. Don't miss out!About the guest:Simona Ezell is the Broadcast Marketing Lead at Experian, where she oversees Direct-to-Consumer marketing strategies across Linear TV, Streaming and Audio. With six years of working at Experian, Simona has been spearheading branding initiatives and various product launches for both general market and multicultural marketing campaigns. Simona holds a Master's degree in Strategic PR from The George Washington University, and her background includes working with both PR and media agencies. Based in Orange County, Simona enjoys being a mom, traveling and streaming her favorite shows on the go.Take control of your credit with Experian! Sign up for free to access your credit report and score, improve your score instantly with Experian Boost, and explore personalized financial offers—all designed to help you save time and money.We're Top 3!

On this episode of The Table with Anthony ONeal, we're diving into an essential topic: building a strong credit score without falling into the debt trap. I share my evolving perspective on credit, emphasizing that while staying debt-free remains the #1 goal, having good credit can also be a powerful tool for major financial decisions, like buying a home. Today, we'll explore practical, debt-free strategies to improve your credit score and discuss why avoiding unnecessary consumer debt is crucial. If you've been hesitant about credit, this episode is for you, let's work toward financial freedom without the weight of debt holding you back!▶️ Watch the full episode here: https://youtu.be/1HrGcMdV7-QMentioned On Today's Show:**This show is sponsored and brought to you by Kikoff!**

On this episode of The Table with Anthony ONeal, we're diving into an essential topic: building a strong credit score without falling into the debt trap. I share my evolving perspective on credit, emphasizing that while staying debt-free remains the #1 goal, having good credit can also be a powerful tool for major financial decisions, like buying a home. Today, we'll explore practical, debt-free strategies to improve your credit score and discuss why avoiding unnecessary consumer debt is crucial. If you've been hesitant about credit, this episode is for you, let's work toward financial freedom without the weight of debt holding you back!Mentioned On Today's Show:**This show is sponsored and brought to you by Kikoff!**

In this week's episode, Damien discusses the recent changes to Vanguard's charging structure and how this will impact investors using its platform. Damien then provides an analysis of the alternative options available, including the cheapest platforms for ISAs, pensions and general investment accounts. Next, Damien explains how you can check your credit report for free with all three main credit agencies. Finally, Damien discusses the new reporting requirements for platforms like eBay and Vinted that will mean sharing sellers' data with HMRC. Watch the whole show on YouTube ⁠⁠⁠⁠here⁠⁠⁠⁠: Check out this week's ⁠⁠⁠⁠podcast article ⁠⁠⁠⁠on the MTTM website to see the full list of resources from this week's show. 00:00 - MTTM Podcast Episode 489 03:39 - Vanguard's new minimum fee for DIY investors explained 06:03 - Cheaper Vanguard ISA alternatives 10:48 - Cheaper Vanguard Pension alternatives 15:20 - Cheaper Vanguard General Investment Account alternatives 16:54 - How to check your credit report for free 23:55 - New tax rules for selling online Follow Money to the Masses on social media: YouTube - ⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠ Facebook - ⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠ Instagram - ⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠  Tik Tok - ⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠ Support the podcast You can now support the MTTM podcast by visiting our  ⁠⁠⁠⁠dedicated podcast page ⁠⁠⁠⁠when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠ - Click to support the show Links referred to in the podcast: Vanguard introduces minimum fee for DIY investors Best Vanguard ISA and Pension alternatives (including heatmaps) Cheapest Stocks & Shares ISAs in 2025 Best & Cheapest Pensions in 2025 Investment platforms paying the highest interest on cash InvestEngine review (including how LifePlans work) Best ISA cashback offers (and fee-free deals) Best pension cashback offers (and fee-free deals) How to check your credit report for free Experian Boost review Tips for completing your self-assessment tax return for 2023/24

Learn how to avoid holiday shopping pitfalls and quickly improve your credit, with ideas for restoring your credit. How can you avoid overspending during the holidays? How can you can help your credit score recover after missed payments? Can rental payments be reflected on your credit reports? Hosts Sean Pyles and Sara Rathner discuss optimizing your financial habits during the holiday season and overcoming credit mishaps that could show up on your credit report. They begin with a discussion of impulsive holiday shopping, providing tips for intentional spending, minimizing waste, and prioritizing experiential gifts over material items. Then, NerdWallet credit writer Amanda Barroso joins Sean and Sara to discuss actionable strategies to help your credit score recover, including writing goodwill letters, disputing errors with credit bureaus, and improving payment consistency. They also explain how renters can report on-time payments to credit bureaus with free and low-cost services, tools like Experian Boost, and the importance of credit freezes for families. Missed a payment? Try writing a goodwill letter to remove it from your credit report. Here's NerdWallet's article on how to do it, along with a sample goodwill letter: https://www.nerdwallet.com/article/finance/goodwill-letter How to dispute credit report errors: https://www.nerdwallet.com/article/finance/dispute-credit-report   Real ways to improve your credit fast: https://www.nerdwallet.com/article/finance/raise-credit-score-fast  NerdWallet's guide to rent-reporting services: https://www.nerdwallet.com/article/finance/rent-reporting-services  Here is a downloadable letter you can print and complete to send to TransUnion to request that they freeze your child's credit: https://www.nerdwallet.com/assets/blog/wp-content/uploads/2019/09/TransUnion_credit-freeze_fill.pdf  In their conversation, the Nerds discuss: how to improve credit scores, rent payment credit reporting, credit utilization, goodwill letter for credit report, holiday shopping tips, sustainable holiday spending, credit freeze for children, building credit with rent, free rent reporting services, how to dispute credit report errors, intentional spending habits, credit reporting tools, credit repair strategies, holiday budget tips, protecting your credit, identity theft prevention, actionable credit repair tips, credit myths busted, low-cost credit building tools, affordable rent reporting options, and the child credit freeze process. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/  Building credit can be a challenging journey full of twists and bumps, so sometimes it helps to have a little boost! The good news? There are amazing tools and products out there that can help you build your credit. But not all of them are created equal–some are far better than others. That's why today, I'm ranking the top 6 credit boosters to help you decide which ones to use! Tune in. Key Takeaways:00:00 Intro 00:57 Credit Boosters Explained03:11 Experian Boost 04:19 Chime 05:27 Money Lion 06:14 Credit Strong07:26 Kikoff08:08 Self 09:56 My Final Point10:12 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  The Ultimate Guide to Credit-Builder Loans in 2024!Make sure to subscribe so you stay up to date with our latest episodes.

Despite all the advances in fintech lending, the way data has been furnished to the credit bureaus has remained largely unchanged for several decades. We still operate on a 30-day payment cycle with no allowance for real time data. Not to mention all the recent credit innovations such as BNPL and short-term cash advances. This is about to change.My next guest on the Fintech One-on-One podcast is Christian Widhalm, the CEO of Bloom Credit. They have created a system that can work with cash flow data, can work with BNPL, can work with real time payment data, all while staying within the legacy confines of the Metro 2 data format of the credit bureaus.In this podcast you will learn:How Christian helped the founder of Bloom Credit get things going.Why Bloom Credit pivoted from B2C to B2B.What convinced him to join as CEO in 2021.The problems with Metro 2, the 26-year-old credit bureau data format.How their solution works as the intermediary between the bureaus and lenders.How Bloom Credit works with real time payment data.Why they store the payment data themselves.The types of FIs using Bloom Credit today.How Bloom Plus works and how it is different from Experian Boost.How Bloom Plus can help people build credit without taking on debt.The key trade lines from a checking account that are reportable to the bureaus.How new immigrants and new adults can enter the credit system.Why this is such a great opportunity for community banks and credit unions.How winning Finovate Best in Show in May has helped Bloom Credit over the last few months.Christian's vision for Bloom Credit.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

In this episode of Money Talk With Tiff, Tiffany Grant welcomes her mentor and friend, Steve Stewart. Steve delves into the intricacies of qualifying for a traditional mortgage without relying on a traditional credit score. Listen in as Steve shares his personal journey of securing a mortgage with a zero credit score and the tools and strategies he used to achieve this. From leveraging utility payments to using tech solutions like eCredible and Experian Boost, Steve breaks down alternative pathways to building creditworthiness and securing a mortgage.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/mortgage-without-a-credit-score/About Our GuestSteve Stewart is the Podcast Editor for some of the biggest indie personal finance podcasts like the Stacking Benjamins Show, Afford Anything, and the MilMo Show.He also created the Podcast Editors Club, now with over 9,000 members, and co-founded the Podcast Editor Academy - which helps individuals build their own podcast services business.If you're looking for help with your podcast, Steve is there to support!Key Points DiscussedWhat constitutes a traditional mortgage and the role of a FICO score.Steve's personal experience of maintaining zero consumer debt since 2007.Importance of payment history and amounts owed as components of a FICO score.Introduction to tools like eCredable and Experian Boost to report alternative payment histories.The benefits and security of using debit cards for travel and daily expenses.Practical advice on focusing less on traditional credit scores and more on financial responsibility.Resources MentionedeCredable: eCredable Website (affiliate link)Experian Boost: Experian Boost WebsiteFollow Steve StewartWebsite: SteveStewart.MeSocial Media: @SteveStewartMe on all platformsFollow Tiffany GrantWebsite: Money Talk With TiffSocial Media: @MoneyTalkWithT on all platformsWhat's Next?Explore the options available through eCredable and Experian Boost to build a non-traditional credit score.Review your current debts and consider strategies to pay them off promptly.Evaluate the benefits of using debit cards over credit cards for your personal spending habits.Share this episode with someone who might benefit from understanding alternative ways to build creditworthiness.Support this PodcastThanks for joining us on this insightful episode with Steve Stewart. Be sure to subscribe, rate, and review Money Talk With Tiff on your favorite podcast platform! If you have any questions or topics you'd like us to cover, drop us a message on social media.This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Credit Scores: Gatekeepers of Wealth and Opportunity Credit scores play a crucial role in determining access to loans, housing, and even employment. In this episode of "Hood Health Report," we discuss how credit scores can either open doors to opportunities or reinforce economic disparities. Learn about the systemic issues within the current credit scoring models and how initiatives like Experian Boost are attempting to level the playing field.⏰ Timestamps:00:00 - Introduction: Meet KV and Celine01:15 - Personal stories about our first jobs03:30 - The history of child labor in the U.S.10:20 - Modern laws and ongoing debates15:45 - Our take: Balancing work and life as a teen
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Buying a house soon and wondering what loans to use or tips to get a better credit rating? Do I need to work with a lender and will they really look out for me? That is why I invited my friend, Rita Hairston, a senior home loan consultant with Main Street Home Loans. She covers mortgage loans, tips, and busts some mortgage myths in this week's podcast episode. Mentioned in this episode: Experian Boost https://www.experian.com/consumer-products/score-boost.html Check out Rita Hairston's website at www.hairstonhomeloans.com

Looking for some quick tips to improve your credit ASAP? I got you! Listen in to learn best tips to improve (or build) your credit profile quickly. Some of the places Coach Kristi references: To pull your free credit report: https://www.annualcreditreport.com/ Self.inc for the credit builder account: https://www.self.inc/blog/what-is-a-credit-builder-loan Reporting rent through Self.inc: https://learn.self.inc/lpg/mpa/rent-bills-landing/?_gl=1*1igfd3o*_gcl_au*ODQ1NTA0NzY3LjE3MTE5ODY3NDE. Experian Boost: https://www.experian.com/consumer-products/score-boost.html Questions@CreditKristi.com

Have you ever wished your credit score was a few points higher? Ok, maybe a whole heap of points higher? Whether you're looking to make your next big financing move or just want to keep tabs on your credit and identity, it never hurts to improve your score.  Good thing our former VP of Lending, Greg Marcella, is here with two handy tools to monitor and even possibly raise your score. He'll tell us about Savvy Money and Experian Boost® and how these tools are integrated with your accounts at Gain Federal Credit Union.  To Know More visit TheBetterBankingPodcast.com Follow us on social: Facebook: GainCreditUnion Twitter: @gainfcu Instagram: @gainfcu The views and opinions expressed by hosts and guests of The Better Banking Podcast are not those of Gain Federal Credit Union. Gain is insured by the NCUA and an Equal Housing Lender. NMLS #407810. ©2024 Gain Federal Credit Union

In this episode, we break down the five crucial steps to kickstart your travel hacking journey.  Whether you're a seasoned traveler or a novice explorer, this podcast equips you with the knowledge to travel smarter, save money, and create unforgettable experiences. Tune in now and embark on a path to becoming a travel hacking pro. Your next adventure awaits – let's make it extraordinary! Experian Boost: https://www.experianboost.com

We've all seen countless ads and promos that claim to have the magic solution for improving our creditworthiness. Unfortunately, most of these claims are just smoke and mirrors.   Take Experian Boost, for example. It's marketed as a way to raise our credit score, but does it really deliver on that promise? The truth is Experian Boost may only impact free credit scores, which often aren't the scores that matter to lenders.    Could using Experian Boost also potentially damage our credit score? Why should we always read the fine print when it comes to credit score-boosting offers?    In this episode of the series with Author and Founder of Color My Credit, Alisa Glutz, we take a look at Experian Boost and other credit reporting software and bring truth to light on how it doesn't actually help. Alisa also shares insight on a legitimate scoring model. You'll also learn; Data harvesting opportunities Doing research when in doubt What happens when your data gets into the wrong hands The legitimate scoring model Why you should be careful with what is marketed to you   Guest Bio   Born and raised in Arizona, Alisa is also a proud graduate of Arizona State University. After a successful beginning to her career working in Hollywood as an Executive for HBO and a Producer on ABC's Politically Incorrect with Bill Maher, Alisa decided to return to her native Arizona where she became committed to helping her community realize the dream of home ownership and understand their true credit potential.   A busy advocate for consumers who are equally passionate about improving their credit scores, a prolific writer, and a woman bent on empowering others, Alisa Glutz is no stranger to the media! She is an expert in mortgage credit with 18 years of being a top originator in the mortgage industry. Alisa is a teacher at heart, a natural speaker and engages audiences from short podcasts to lengthy radio shows to live Q&A sessions weekly on social media.   Alisa has spoken to intimate groups, apartment tenants, home owners, and corporate audiences, helping employees learn how to manage their finances, credit, and financial legacy through easy to understand and engaging presentations   Find Alisa on LinkedIn @Alisa Glutz Find Alisa on TikTok @colourmycredit Find Colour My Credit on Instagram @colourmycredit  Visit https://www.glutzgroup.com/ Visit https://colormycredit.com/  Visit https://www.optoutprescreen.com/    Subscribe on YouTube, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!   

In episode 9 of the CPO Rising Series, Experian CPO Gregory Wright shares his expertise in fostering innovation and growth. In conversation with host Renée Niemi, Greg highlights the paramount importance of alignment among cross-functional teams for streamlined innovation and market success. Experian's approach revolves around "jobs to be done" for clients in various credit lifecycle stages, utilizing data, analytics, and services to empower consumers throughout their credit journey. The Experian culture is driven by a mission of financial inclusion, collaboration, and innovation. Greg emphasizes the power of a product-led approach, with a focus on solving vital problems for clients and consumers. The podcast delves into the essence of product-led growth, shedding light on strategies like clear growth drivers, technological investment, and collaboration with sales teams. The episode emphasizes the value of testing and learning before major investments, and showcases Experian's commitment to consumer empowerment through innovative products like Experian Boost. Key takeaways include the significance of ruthless prioritization, alignment with sales and finance, and the essential traits of a successful product leader.

In this episode I breakdown my Experian boost does not help you when it comes to improving your credit to buy a home or car. Experian boost main purpose it to get access to you banking account. Per their website " improve your credit scores and build credit history using utility, telecom, rent and streaming service bills you pay every month. Experian Boost works by connecting to your bank and credit card accounts to find qualifying on-time bill payments" DIY Credit Master Class-https://youtu.be/-BvQpQyMAPY Experian site- https://www.experian.com/blogs/ask-experian/does-experian-boost-work/ Ficoscore.com scores lenders use- https://www.ficoscore.com/education This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs TikTok https://www.tiktok.com/@coinsnculture IG- https://www.instagram.com/coinsnculture/ @coinsnculture coins-n-culture

If you'd like a to buy a vehicle or a home, there might not be one for you to get a loan for right now. You could take this time to improve your credit score, so you'll be ready when the supply is more plentiful. We'll be giving suggestions on how you can raise your credit score on the show today and also taking personal finance questions.Experian Boost program: https://www.experian.com/consumer-products/score-boost.htmlCredit building loan: https://www.experian.com/blogs/ask-experian/how-do-I-get-a-credit-builder-loan/Maintain your vehicle longer: http://autocorrect.mpbonline.org/Free credit reports from: https://www.annualcreditreport.comMore information from Consumer Financial Protection Bureau: https://www.consumerfinance.gov/More ways to improve your credit score: https://www.myfico.com/credit-education/improve-your-credit-scoreMoney Talks shows about credit score:Past Credit shows083121 http://moneytalks.mpbonline.org/episodes/money-talks-new-credit-freeze051220 http://moneytalks.mpbonline.org/episodes/money-talks-credit-counseling020420 http://moneytalks.mpbonline.org/episodes/money-talks-credit-reports-and-new-fico-score100218 http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d6f070318 http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d7cQuestions:remove a name from an accountrebuilding creditusing a credit cardretired debt freecheck credit score See acast.com/privacy for privacy and opt-out information.

Join the 700 team and boost your credit scores! Thank you for watching today's episode! Support the show and join The Village at : https://www.patreon.com/QFLOStudios. Your support will get you early access to all our videos and discounts on merchandise. Facebook: https://www.facebook.com/WilsonFinancialMGMT Instagram: https://www.instagram.com/WilsonFinancialMGMT Website: www.wilsonfinancialmgmt.com Credit Sesame — https://www.creditsesame.com/tree-freecreditscore-v1/ Fiona — https://fiona.com/partner/tph/loans Experian Boost — https://www.experian.com/consumer-products/score-boost Pretected — https://www.pretected.com/get-car-insurance Bonus Article: https://apple.news/AghkOdZmdRrCdNkSqCOaGeA

A proud Chicago native with decades of experience driving Diversity, Equity and Inclusion in the payments space, and a heartfelt desire to “pour back into others some of the lessons his mentors taught him,” Will Lewis is a dynamic individual. He's a Drake University graduate, the Chief Diversity, Inclusion and Belonging Officer at Experian and he is grateful for the opportunity to speak to you about one of his truest professional passions: financial inclusion.When it comes to the percentage of the American population who are still un-and-under-banked, it truly is a wonder that we haven't managed to cross this hurdle in today's digitally dominated landscape. And this is why people like Will are so valuable to our industry.With programs like Inclusion Forward: Experian Empowering Opportunities and Experian Boost, Will and his team are driving opportunities for individuals that are currently challenged with the limitations that come from being “credit invisible,” as he puts it. Through advocating on behalf of the consumer, these programs aim to give the cash-only consumers financial opportunities with a more comprehensive view of what could be considered “credit visibility.”Wil speaks about all things financial inclusion, including the goals of these programs, what Experian is doing to promote financial inclusion and why it's so important in today's every-changing ecosystem.

Are you a landlord who has their fair share of horror stories? Do you need help evicting tenants, or finding and placing the best tenants? Who should you be renting to so that you don't bring tenants in and then have to kick them out later?  Applicants can be nice or be nightmares. Today, Clint Coons of Anderson Business Advisors talks to David Pickron, President of Rent Perfect, an investigative screening company that helps clients onboard tenants from the initial background check to leasing and payment collection. David is a licensed private investigator and landlord who manages several short- and long-term rentals. Also, he hosts the Rent Perfect Podcast, which offers the latest industry news and provides expert tips on how to manage properties. Highlights/Topics: How much is a good tenant worth? The key to managing your own cash flow.is to have stable tenants. What's going on with moratoriums to collect rent? The government wanted to pass another one, but it did not go through. Landlords are partners with the government right now because they can't evict someone or take their property. How do landlords protect themselves? They want long-term renters and holds to set it, forget it, and let them go. What can landlords do to find the right renters? There are still a lot of regulations stacked against landlords, and there are a lot of courts that are withholding data. Why did credit bureaus pull off all evictions, judgments, and liens? They were getting sued for putting the wrong data on the wrong people's files Have you heard of that new Experian Boost? They're realizing that they're not giving us all the information we need on those credit bureaus. They're allowing consumers to start reporting their own credit to their own credit bureau. If you are screening a tenant, can you find out if they were evicted because they weren't paying rent during the pandemic? There's an eviction moratorium, but some people could be or were evicted because of set parameters. Why ask tenants for 12 months of bank statements? It shows if they paid their rent or prioritized spending money on other things, such as a new boat. What are detailed criteria? Exactly who qualifies for your property so everybody's treated the same. Don't allow anybody with a felony record within the last 5 years or misdemeanor within the last 3 years; or collections against landlords for the last 2 years. What is fair housing? If they have a criminal history, do an individual assessment - How long ago did the crime occur? How old was the person when they did it? Have they been in any rehabilitation that they can prove? Does this affect your property? What does Rent Perfect offer? No more waiting for checks in the mail, no more dropping off checks. It's a complete platform and helps you find that right renter. How much does Rent Perfect cost? There's a one-time $4.95 signup fee. Applicants pay for everything else, such as $39 for the background and credit checks. Resources: Rent Perfect Landlord Registration Rent Perfect Rent Perfect Podcast Sample Criteria: Email info@rentperfect.com. Rent Perfect: 877-922-2547 National Real Estate Investors Association (REIA) Arizona Multihousing Association (AMA) Experian Boost Paycheck Protection Program (PPP) Clint Coons  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Harvey explains how whole of life insurance works including the types of policies you can buy and who they might be good for. Bronte joins Andy and reveals the top 15 homebuyer turnoffs and what can be done to increase the asking price of your property. Finally, Laura talks to Andy about whether getting a loan with the sole purpose of increasing your credit score is a good idea. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT 15 homebuyer turnoffs 6 mistakes people make when selling a property 5 reasons your house is not selling and what to do about it Whole of life insurance - what you need to know Experian Boost review Loqbox review    

You may have seen commercials for Experian Boost- what is it and how can it benefit you? The commercials indicate an improvement in your credit score- but how much and by what means? Questions@creditkristi.com

Being stuck in our past can hold us back in the present- both from where we need to be, and from who we want to be. Whether it's past relationships, financial challenges, or childhood experiences- it's so easy to get caught in a rut, letting the past stunt our growth TODAY. It's often easier said than done, but we must move on from past trauma and heartache to truly find happiness. In this week's episode, both Josh & Kameron share past experiences that have affected their lives greatly. They discuss things they have never talked about publicly, thus taking a crucial step in the healing process together. In this synchronous 21st episode, our hosts fall into a comfortable flow of breaking bread with each other and the listeners. It's been quite the journey up to this point, as our hosts continue to blur and break down the lines between races, having a hell of a time getting to know each other in the process. We listen as the differences seem to fade away, and realize when the dust settles that it's merely two human men standing with shared experiences and struggles. In this week's "Mullet Minute": Josh questions - Will the “dumb phone” make a return to popularity? What are your thoughts? Hit us up at bread4breaking@gmail.com Kameron discusses Experian Boost- a resource to help improve your credit score w/ Experian only. One thing to note, you must have paid all utility bills on time or it will work against you. Please do more research to see if this can be beneficial to you. For more details visit: https://www.experian.com (scroll mid screen for details.) For more information about Josh & his work visit: https://www.bigbluemotion.com/ For more information about Kameron visit: https://linktr.ee/kambeckum You can reach B4B in any of the following ways: https://www.facebook.com/bread4breaking Bread4breaking@gmail.com https://www.instagram.com/bread4breaking/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/bread4breaking/message Support this podcast: https://podcasters.spotify.com/pod/show/bread4breaking/support

Do you want to know all of the details of the 95% Mortgage Guarantee Scheme?  You have been sending in your questions, and in this episode I answer them ALL, including: What is the Mortgage Guarantee Scheme?  What is a 95% mortgage? What is the difference between the Help to Buy Scheme and the Mortgage Guarantee Scheme?  Why has the government launched the scheme?  Who is eligible to apply? Which lenders will be/are offering mortgages under the scheme? What rates will be/are available on 95% mortgages? Are there any 90% mortgages available? Can you get a 95 mortgage on a new build? Can I buy a house with a 5% deposit? Can I use the new 95% mortgage guarantee and take advantage of the stamp duty holiday at the same time? What are the advantages/ risks/disadvantages? Will house prices go up or down?  Should I save for a bigger deposit? How much can I borrow with a 95% mortgage? What are the alternatives to the mortgage guarantee scheme? Help To Buy Equity Loan Scheme - new scheme from April 2021 - March 2023 Shared Ownership Guarantor Mortgages/Familly Assist  As always, I aim to break this information down in a way that you will understand. On a side note, have you checked your credit report recently? If you'd like to get an exclusive Mortgage Mum FREE 30 day trial with Check My File please use this link: https://www.checkmyfile.com/?ref=sarahtucker2&cbap=1 If you would like to apply for the EXPERIAN BOOST scheme Sarah discussed please follow this link: https://www.experian.co.uk/consumer/experian-boost.html This can help you INSTANTLY boost your credit score! If you have any questions for Sarah following this podcast please email sarah@themortgagemum.co.uk or contact Sarah on social media. Alternatively, please head over to www.themortgagemum.co.uk or contact us on social media. We would love to help you! The Mortgage Mum is a team of 20 female brokers based all across the UK. They are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish. Follow The Mortgage Mum on all social media platforms: Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/in/sarah-tucker-the-mortgage-mum-%E2%9C%A8-669898185/ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw Thank you for listening. Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented. If you would like to appear as a guest on The Mortgage Mum podcast please email sarah@themortgagemum.co.uk

In this episode Sarah Tucker tackles the subject of credit reports and credit scores. After appearing on BBC Essex in May 2021, Sarah had a lady come on the radio to ask her lots of questions about credit reports and what they mean. It was clear that there is a lack of information out there to help you know what to do with your credit report, and why you need it! So let The Mortgage Mum break it down for you.... There are 3 credit agencies - Experian, Equifax and Transunion (was Callcredit).  Each agency records details of your active and closed credit (bank accounts, credit cards, loans) and stores it in a report. The combination of data gives you a credit score.  Mortgage lenders generally use this data, and your score, to determine your risk as a client.  Each mortgage lender refers to different agencies, or a combination of them. As brokers - we know this information and it can make ALL the difference between you getting a mortgage approved, or not. Not enough people are checking their report regularly. There are sometimes incorrect data on your report, or accounts that should be closed - being aware of your credit report and score is super important! The reports give us a full picture of someone's credit, and how they use it. This episode will educate you and hopefully inspire you to become more credit aware. We can't wait for you to get your own reports regularly, and let us know here at The Mortgage Mum of any surprising findings you have! As always, Sarah aims to break this information down in a way that you will understand.  The Mortgage Mum have an affiliate relationship with Check My File, where you can get a 30-day free trial. Check My File sees your data from all 4 credit agencies, not just one, and is consistently rated excellent on Trustpilot. Your trial, and the subscription, can be cancelled at any time. Beyond the 30 day free trial the service is charged at £14.99 per month. Please use our exclusive link below: https://www.checkmyfile.com/?ref=sarahtucker2&cbap=1 If you would like to apply for the EXPERIAN BOOST scheme Sarah discussed please follow this link: https://www.experian.co.uk/consumer/experian-boost.html This can help you INSTANTLY boost your credit score! If you have any questions for Sarah following this podcast please email sarah@themortgagemum.co.uk or contact Sarah on social media. Alternatively, please head over to www.themortgagemum.co.uk or contact us on social media. We would love to help you! The Mortgage Mum is a team of 20 female brokers based all across the UK. They are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish. Follow The Mortgage Mum on all social media platforms: Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/in/sarah-tucker-the-mortgage-mum-%E2%9C%A8-669898185/ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw Thank you for listening. Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented. If you would like to appear as a guest on The Mortgage Mum podcast please email sarah@themortgagemum.co.uk  

Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. This week Debbie and Heidi discuss the new Experian Boost feature and explain everything you need to know if you are about to apply or are in the middle of applying for a mortgage. In This Issue "It is not in the stars to hold our destiny, but in ourselves." - William Shakespeare Sell in May and Go Away - When stocks go down, so do rates. 2021 Housing Market Predictions - After dealing with a year of uncertainty in 2020, the housing market looks to hit it big in 2021. Turn an Old Dresser Into a Unique Sink - This simple DIY project can turn an antique into a stunning sink for your bathroom. Q&A: Can You Qualify for a Mortgage Without Credit? - Is it possible to obtain a mortgage, even if you don't have any credit to your name? Knowing what options you have can help you purchase a home. Please feel free to forward this newsletter to friends, family or co-workers who may find it helpful. What To Watch Sell in May and Go Away - Explained Each spring, the same phrase pops up for stock investors: "Sell in May and go away." It's important to track, as generally stocks go down, and so do rates. That question is whether or not stock market investors will see “Sell in May and go away” this season. Yahoo Finance tells us that the full axiom was originally, "Sell in May and go away, and come on back on St. Leger's Day.” It has its roots in the city of London. Financial professionals would go on holiday in May for approximately four months to escape the summer heat and return for the St. Leger derby in mid-September. Traders and bankers in the U.S. appropriated the aphorism over the years and condensed it to its current form. The current form is based on the historical tendency for the stock market to produce its best gains between Halloween and May Day (the so-called “winter” months) and to produce well-below-average returns the other six months of the year (the “summer” months). We did not see “Sell in May” last year, as the stock markets were on a big surge higher after the huge losses seen in March due to the shutdowns. But with stocks at record high levels and high market volatility, there is a possibility of a move lower in stock prices after earnings season winds down at the end of the month. Despite never-ending stimulus, which stocks love, they cannot go straight up, and corrections big and small are always healthy and expected. If this were to occur, it could shift some investing dollars from stocks into bonds, which would help to further stabilize or cap the recent rise in mortgage rates that was seen from mid-January until the end of March. If "Sell in May" does not take place this year, do not get too worried. The Federal Reserve continues to try and hold rates at historically low levels and will do so until we see full employment and ideal inflation. Can mortgage rates increase marginally if the economy continues to grow? Yes, that would be normal in an an expanding economy. If the economy is strong, and if the job market continues to rebound, modestly higher rates should not be a deterrent to homeownership. Bottom line: Rates are still historically low, and now is still a great time to either refinance or consider purchasing a home. Source: Mortgage Market Guide   Housing News 2021 Housing Market Predictions The housing market is tricky to predict, especially since 2020 was a year full of unpredictability. Although no one can forecast what will happen with entire certainty, housing trends can give you an idea about what to expect when it comes to buying or selling a home. It should come as no surprise that 2020 saw huge fluctuations in the housing market as the country was hit with massive amounts of unemployment and extensive shelter-in-place orders. However, the housing market saw an uptick in pending home sales and rebounded much faster than other sectors of the eco...

Join Devon and Paul with their special guest, Patricia Finn from Universal CIS, as they discuss ‘Understanding Your Credit Report'. Topics will include the various scoring systems, risk scores, and the Experian Boost program. Show Links • Paul Seguin's website: www.sellwithseguin.com • Devon Carr's website: http://www.goldstarfinancial.com/devoncarr

In this episode Sarah Tucker tackles the issue of "bad credit" and gives you advice on how you can get a mortgage, even if you have had arrears, defaults, CCJ's, IVA's or people places on a Debt Management Plan or suffered bankruptcy in the last 6 years. Sarah wants to get rid of the SHAME around this, and help you look forward, educated and empowered to make changes! Let us help you get out of the hole that you feel you can't get out of........ Questions we cover in this episode: What is Bad Credit? Will Anyone Lend to Me With Bad Credit? What is a credit report? How do I know if I have bad credit? (Credit Reference Agencies) How Can I Improve My Credit Score? Can I get a Mortgage with Bad Credit? Can you get a Mortgage with a 500 Credit Score? Can I get a mortgage with a CCJ? Can I get mortgage with a default? Can I get a mortgage with a IVA? Is the Process Any Different for First Time Buyers? Is the Process Any Different If I Remortgage? How can a Mortgage Broker help? What is Experian Boost? What is Check My File? What is a soft footprint and a hard footprint? As always, Sarah aims to break this information down in a way that you will understand. If you'd like to get an exclusive Mortgage Mum FREE 30 day trial with Check My File please use this link: https://www.checkmyfile.com/?ref=sarahtucker2&cbap=1 If you would like to apply for the EXPERIAN BOOST scheme Sarah discussed please follow this link: https://www.experian.co.uk/consumer/experian-boost.html This can help you INSTANTLY boost your credit score! If you have any questions for Sarah following this podcast please email sarah@themortgagemum.co.uk or contact Sarah on social media. Alternatively, please head over to www.themortgagemum.co.uk or contact us on social media. We would love to help you! The Mortgage Mum is a team of 20 female brokers based all across the UK. They are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish. Follow The Mortgage Mum on all social media platforms: Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/in/sarah-tucker-the-mortgage-mum-%E2%9C%A8-669898185/ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw Thank you for listening. Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented. If you would like to appear as a guest on The Mortgage Mum podcast please email sarah@themortgagemum.co.uk

Experian Boost How To Boost Your Score! Self Made Interview With Experian Credit Expert John Webb by Self Made Podcast

Now in general, I’m not a fan of paying for a credit score and generally think it’s best to just be patient and build it over time. But I think it might make sense for some people who are thinking of applying for a significant loan or mortgage in the near future. So in this video, I’m going to break down how you can buy a 730+ credit score with only about $25. Add me on Instagram! - AppleCriderOfficial So if you’ve heard anything about buying a credit score before, you’ve probably heard of buying tradelines. I give that a big thumbs down because you’re essentially paying someone to add you to a line of credit that they have had established for a while. These are deceptive, can cost thousands of dollars, and may sometimes qualify as bank fraud. So let’s steer clear of that. Instead of potentially committing a crime, I’m going to fill you in on a way to “buy” a credit score that is 100% by-the-books and approved of by banks as a legit way to establish your credit. This is by reporting your bill payments to the credit bureaus. Your credit score is largely a measure of your ability to make on-time payments (this makes up 35% of your credit score), so many banks are willing to take your cell phone payment and utility bills into account when calculating your score. This can be an ideal solution for people in the Dave Ramsey “credit cards are evil” camp because it allows you to build credit without the use of credit cards or the potential to get into debt. Now, you personally can’t just start editing your credit report and adding your Netflix payment to your credit report, but there are a number of companies that will allow you to do just that. One of them is a completely free option, and the other is going to run you $24.95 per year. The free option is Experian Boost and it is a service provided by the credit bureau Experian to “boost” your credit score by linking to your bank account, finding the monthly bills you pay and subscriptions you are on, and reporting these on your Experian credit report. These are only going to show up on your Experian report and not on your TransUnion or Equifax reports. So if you’re in the market for applying for a loan, it might be worthwhile to ask the lender which report they’ll use before you sign up for Experian Boost. But what about the downsides? Well, Experian Boost only reports positive payments which might seem like a good thing but lenders aren’t a huge fan of this. Imagine if every time you paid late on a credit card or went into default you could just opt out of putting that on your credit report. Kinda makes the whole system not very useful. So some banks don’t value Experian Boost as highly as typical on-time payments. The paid option for increasing your score is similar but likely to have a bigger impact. This is called eCredable. eCredable is going to work with your TransUnion report instead of your Experian report and is generally looked at more highly by lenders. That’s because they don’t plug into your bank account. Instead, eCredable plugs into your utility and phone bill accounts to track your payment history. As a result, they’re going to be reporting on-time payments as well as late payments so lenders will know they’re getting the full picture. Additionally, eCredable pulls back the last 24 months of payments across an unlimited number of accounts which can have a really big impact for someone with low-or-no credit. On their site, they estimate that a person coming in with no credit could see their score jump to over 730 with only 3 bills that they have paid on-time for 12 months. That’s a huge jump and enough to make you eligible for many of the best rewards credit cards out there. In the end, I think that both of these services have a use case for people who need to build their credit from scratch and are looking for a better option than a predatory credit card. Experian Boost is free and the biggest downside is that it won’t impact your score at all, so if you’ve got a thin credit file and pay bills from your bank account, it might be worth it to take a couple minutes to sign up and see what happens. eCredable does cost $25 per year which is more than zero, but if you are planning on applying for a loan relatively soon, paying $25 to boost your credit score by a potentially significant amount could end up saving you thousands of dollars or more. Personally, I don’t use either of these nor am I incentivized to get you to sign up, but I do think they make much better options than buying tradelines or paying someone $200 to remove a credit inquiry off of your report. TIMESTAMPS 0:00 Intro 0:40 How NOT To Buy A Credit Score 1:30 How Buying A Credit Score Works 3:00 The Free Option (Experian Boost) 5:10 The Downside Of Experian Boost 6:55 The Paid Option (eCredable Lift) 8:25 How To Boost Your Score To 700+ 9:30 Who Should Use This Strategy? 10:45 Other Routes For Increasing Your Credit Score 11:40 Outro

Jeremy interviews Steve Hartmann in this week's episode, an Inside look at Performance Marketing for a Fortune 100 Company with a $100million + Budget. Steve Hartmann is the Head of Integrated Marketing for Experian’s direct to consumer business where he is responsible for the management of all paid media channels and partnerships. The current focus of Experian’s consumer strategy is the revolutionary Experian Boost product that launched in 2019 with an expansive cross-channel marketing strategy. With almost 20 years of marketing experience, Steve has a broad-reaching marketing background with an emphasis on customer acquisition, media strategy and brand marketing. Prior to Experian, Steve ran successful marketing teams at several digital businesses including eHarmony, GameFly and HelloTech.

FICO never seizes to impress us. Today, Merrill Chandler talks about some interesting tactics and strategies that are being used by one credit bureau and by FICO to create a more inclusive credit score. The question is does that make you more fundable? Merrill gets down on UltraFICO and Experian Boost, which is offered by […]

FICO never seizes to impress us. Today, Merrill Chandler talks about some interesting tactics and strategies that are being used by one credit bureau and by FICO to create a more inclusive credit score. The question is does that make you more fundable? Merrill gets down on UltraFICO and Experian Boost, which is offered by Experian but uses FICO. He also reveals what appears to be an awesome opportunity for one credit bureau. LOVE THE SHOW? Subscribe, rate, review, and share! Here’s How » JOIN THE ARE YOU F*ABLE? COMMUNITY TODAY: getfundable.com/podcast/ Funding Hackers Facebook Group

How podcast apps work & the importance of subscribing to podcasts. Experian Boost gets bashed, and a few tips of how to really build your credit are given. This weeks Bank Roll total, and the up & down games that helped the final number. A deep dive in the purpose of the podcast and the expectations of it, including the hunt for betting strategies, and seeking the mental fortitude of when and when not to make bets. Look into the upcoming NBA value games. XFL Week 4 picks.Twitter: @CWFLPodcastMyBookie.ag Promo Code: CWFLIntro Music: Got Funk by Kevin MacLeod https://filmmusic.io/song/3819-got-funk/Corrections/Mail Music: Monkeys Spinning Monkeys by Kevin MacLeod https://filmmusic.io/song/4071-monkeys-spinning-monkeysOutro Music: Afronaut by Otis Galloway https://filmmusic.io/song/5119-afronaut/License: http://creativecommons.org/licenses/by/4.0/

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: Lost Social Security Card? Here's What to Do?; Experian Boost vs. UltraFICO. Which is Best for You?; Can a Debt Collector Collect After 10 Years?; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990www.RonSiegelRadio.comwww.SiegelLendingTeam.com your Yorba Linda Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com     Ron Siegel, Your Yorba Linda Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate

Experian launches a new boost program and we examined all of its elements. Is it a good idea? What are the benefits? What are the disadvantages? Why do we have so many unanswered questions. Find out if Experian Boost is right for you. About the Host: Nathalie Noisette has been hailed as the credit “secret weapon.” With the creation of this podcast and the existence of her company Credit Conversion, the content being shared is worth its weight in gold. Nathalie has the credit bureaus shaken up by arming consumers with lesser known credit insights and empowering them to engage in the conversations that will convert their credit. About Credit Conversion: #1 Credit Resource Company. As seen in YahooFinance, BusinessInsider, MSN Money & more. Curating credit converting content that has the credit industry shaken up. Get in Touch: Instagram: www.instagram.com/creditconversion/ Facebook: www.facebook.com/credconversion/?…=admin_todo_tour Self Lender: selflender.com/refer/19514253 Be a part of our exclusive Facebook group: www.facebook.com/groups/CreditConversionCommunity/ or directly e-mail us with your questions at creditconversionorg@gmail.com Free Credit Consultation: Admin@creditconversion.org 1-888-775-3777 For Media Inquiries or Ad placement, please contact Nathalie at 1-888-773-5777 or media@creditconversion.org Disclaimer: All information contained within this audio is a reflection of the author’s opinion in proximity to when the audio was produced. Credit and best practices are ever-changing organisms, due to this notion, there can be changes to this podcast at any time based on new information. Also, the host’s opinion may change as well. The host has done their due diligence to ensure that the information presented is presented with the most relevant information, but takes no responsibility to any changes that may be made. Again, these are opinions based on expert experience. You are more than welcome to cross reference any information presented in this clip. Any missing information is not the responsibility of the host. Any results direct, indirect or consequential, or otherwise are not the responsibility of the host. The information is not to be taken as legal advice. If you are in need of legal advice please contact a qualified attorney.

Adam Savage (@donttrythis) is a special effects designer, educator, actor, former cohost of MythBusters, current host of Savage Builds (both on Discovery Channel), and author of Every Tool's a Hammer: Life Is What You Make It. What We Discuss with Adam Savage: What you have to gain by paying heed to your obsessions. The sublime benefits of real expertise. How deadlines spur action past the bottleneck of intended perfection. The universality of imposter syndrome. How an expanded vocabulary leads to unexplored solutions. And much more… Full show notes and resources can be found here: https://jordanharbinger.com/219 Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course! Are you trying to hire the right person for your business, but the best candidates keep slipping away? Let ZipRecruiter — the fastest way to hire great people — help you screen only the best at ziprecruiter.com/jordan! Get two months of Skillshare — unlimited access to over 18,000 classes in design, business, technology, photography, entrepreneurship, film, writing, and more — for free at skillshare.com/harbinger! Explore Blue Diamond for all your almond product needs. From delicious almond nut snacks to gift baskets, they've got you covered at a store near you or at bluediamond.com! Boost your credit score fast and for free. Experian Boost includes your free credit score, score tracking, and the personal factors that affect your score. Find out more at experian.com/jordan! Build Your Network with Travis Chappell is a podcast for aspiring professionals who want to grow their inner circle and sharpen their relationships. Listen here! Like this show? Please leave us a review here — even one sentence helps! Consider including your Twitter handle so we can thank you personally!

Chelsea Handler (@chelseahandler) is a writer, comedian, producer, TV host, activist, and the author of five consecutive New York Times bestsellers -- her latest is Life Will Be the Death of Me...And You Too! What We Discuss with Chelsea Handler: Finding the line between mood enhancement and paranoia-generating abuse when it comes to cannabis. How a DUI at age 21 led to Chelsea's entry into the world of standup comedy, and what she was really trying to get from her search for attention. As someone who's never been afraid to quit a job she's grown tired of doing, what really matters to Chelsea? What's the difference between authentic generosity and generosity that just feeds the giver's ego? Why is Chelsea writing books, doing standup comedy, and working on television projects when she was sure she'd burned out on doing all of these things not long ago? And much more... Full show notes and resources can be found here: https://jordanharbinger.com/216 Sign up for Six-Minute Networking -- our free networking and relationship development mini course -- at jordanharbinger.com/course! Calm is the number one app for meditation and sleep! Want to explore its many benefits? Enjoy an exclusive discount of 25% off a Calm premium subscription by going to calm.com/jordan! Boost your credit score fast and for free. Experian Boost includes your free credit score, score tracking, and the personal factors that affect your score. Find out more at experian.com/jordan! Have you ever thought about the fact that where you choose to live directly affects the "you" you become? Apartments.com has the most listings, which means you have the most apartments, townhomes, condos, and houses to choose from. Change your apartment, change the world at Apartments.com here! KiwiCo delivers monthly STEAM (Science, Technology, Engineering, Art, Math) crates that inspire kids to see themselves as scientists, artists, creators, and makers. Get your first month free at kiwico.com/jordan! Got cats? Breathe easy when maintaining the litter box with Arm & Hammer's Cloud Control dander shield technology. Plus get the confidence of guaranteed seven-day odor control. Find it in a store near you or learn more about it here! By listening to the Dexter Guff Is Smarter Than You podcast, you have made the decision to change your life by listening to an under-qualified, over-confident lifestyle entrepreneur. Celebrate self-proclaimed thought leadership...

Most people know today's guest as the award-winning actor in ABC's The Good Doctor or from his nine years on CSI: NY. But Hill Harper is also a four-time New York Times bestselling author + trailblazing humanitarian focusing on financial literacy and mentorship. Hear Hill share seldom-told stories about his selfless passion for empowering underprivileged youth, his friendship with Barack Obama and the legacy he hopes to leave behind. Today's inspiring, down-to-earth conversation is for you if you would like to hear what is right in the world, and get ideas for how you can make it even better. SHOW NOTES "It’s our responsibility to make the world a better place." Hill shares about his friendship with Barack Obama and a seldom-told story about when Hill took him to a prison to play basketball with inmates when they were classmates at Harvard Law School. Hill shares an exclusive story on his passion for Big Brothers Big Sisters. Develop positive relationships that have a direct and lasting effect on the lives of young people with Big Brothers Big Sisters. Find your local BBBS office here. Learn more about Hill's Manifest Your Destiny Foundation, a nonprofit dedicated to empowering underserved youth through mentorship, scholarship and grant programs here. Learn more about Experian Boost here. Get Hill Harper's New York Times bestseller The Wealth Cure: Putting Money in Its Place here. Hill Harper starred alongside award-winning actor, philanthropist and past Live Inspired Podcast guest Gary Sinise. As one of America’s favorite, heart-led leaders, Gary shares lessons on gratitude, service, celebrating America’s defenders, veterans, first responders and so much more. Listen to Gary Sinise on ep. 128 here. We've welcomed other New York Times bestselling authors like Brené Brown and Judith Viorst onto the Live Inspire Podcast. Listen to all of those episodes here! HILL HARPER'S LIVE INSPIRED 7 1. What is the best book you’ve ever read? Way of the Peaceful Warrior by Dan Millman. 2. What is a characteristic or trait that you possessed as a child that you wish you still exhibited today? Fearlessness. When I was a kid, they'd say, "he'll do anything." 3. Your house is on fire, all living things and people are out. You have the opportunity to run in and grab one item. What would it be? My poetry book from when I was a kid. 4. You are sitting on a bench overlooking a gorgeous beach. You have the opportunity to have a long conversation with anyone living or dead. Who would it be? Jesus and I would chop it up. I'd ask, "why do we allow children to suffer?" 6. What advice would you give your 20-year-old self? Every idea or impulse you have, act on it. Don't sit on it. 7. It’s been said that all great people can have their lives summed up in one sentence. How do you want yours to read? Dedicated his life to impact and legacy in a positive way. *** Did you enjoy today's episode? Subscribe, rate + review on Apple Podcasts or wherever you get your podcasts! Live Inspired with John daily on Facebook, Twitter, YouTube, LinkedIn, Pinterest, Instagram + get his Monday Motivation email.

Listen to learn how to increase your credit score as much as 100 points in 5 minutes using Experian’s new Boost program. https://www.experian.com/boost   ______________________________________________________ RondiLambeth.com Rondi's Coaching Course   #AskRondi your question   Please rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By: VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)

One of the questions someone recently asked me was: What would you do today if you had to rebuild your life after a financial loss? And it got me thinking back to 2009 and my devastating bathroom floor moment. Now, if you’re new to Redefining Wealth, you might not know this story. So, let me quickly give you the gist. First, thank you to Experian for sponsoring this episode. All thoughts and opinions are my own. To learn more about Experian Boost as mentioned in this episode, visit Experian.com/patrice. Straight out of college, I built a 7-figure business. Then at the height of the recession, I went from making a million to scrounging for change in couch cushions, old purses – any and everywhere possible. Fortunately, though I was able to pick my life back up and rebuild everything. And if I had to do it again, I’d use the same tangible things we talk about on today’s podcast. Give Yourself Grace I know for many people who find themselves in financial despair, it can leave them ashamed, embarrassed and downright depressed. I know for me, when I lost everything, we’re talking foreclosure, repossession and creditors calling left and right, I felt guilty and ashamed and I beat myself up about the situation – wondering how could I have let this happen. You see, it’s so easy to fall into that beat-up mindset, BUT I want you to remember (and tweet) this vital point: [spp-tweet tweet="[bctt tweet="“You are not a failure simply because you find yourself in a failed circumstance.” – Patrice Washington" username="seekwisdompcw"] Now, a big part of Redefining Wealth is the Faith Pillar, and one thing that it has taught me is this: [spp-tweet tweet="[bctt tweet="“Nothing in life happened to me; instead, it happened for me.” – Patrice Washington" username="seekwisdompcw"] I want you to remember these two things and show yourself some grace. Yes, take personal responsibility and acknowledge what you could have done differently, but drop the shame and beat-up mindset because they’ll not serve you well at all. Instead, get curious. Think about what you could do differently in the future. What changes would you make? What might you notice sooner? Commit to a Plan One of the first things I remember doing in 2009 when everything was falling apart was to refocus and reflect on my goals at that moment. Not what they were back when I was making 7-figures, but what they were in that moment of financial scarcity. This approach is similar to the concept “So What, Now What” from my book Real Money Answers for Every Woman – meaning, “Okay, so this has happened, what are you going to do NOW?” In creating and committing to a plan, it’s essential to get clear on the “now” piece. What can I do now? What are my goals now? What is the next best step I can take now? What is my “why” now? The other part of this approach is having a why – a reason for working through your situation. The best advice I can give is to take it step-by-step and write everything down. What is your first goal? Is it to downsize and move into a smaller space? Is it to figure out your car situation? Is it to look at your budget? What is the new normal you’re willing to embrace? And what is the plan that goes along with that? In other words, for you to take your next best step, what do you need to do? Who do you need to call? Where do you need to go? What do you need to sacrifice? Add a Boost to Your Credit If you’re like many people, when you’re in a financial struggle, you avoid opening your mail, you stop answering the phone, and you likely avoid checking your credit report. Now, dodging your credit report is one of the worst things you can do. Why? Because credit is weaved into so much of your life  – many opportunities you’ll have (or won’t have) are directly linked to your credit. Hill Harper, brand ambassador of the credit bureau, Experian, says this: [spp-tweet tweet="[bctt tweet="“The most important thing you can do is pay your bills on time and not take on too much debt.” – Hill Harper" username="seekwisdompcw"] Experian Boost is something I wish was around 10 years ago. It works by giving your credit a boost when you pay your household bills such as utility bills, cell phone bill, cable bill and others on time, every time.   Until now, things like the electric, gas, water, cell phone, cable bills haven’t affected your credit score. But now that they can, you’ll have the chance to boost your score instantly with every on-time payment. While results will vary, if you’ve been through a lot and you want to have something that allows you to feel like you’re making progress, take advantage of Experian Boost by visiting Experian.com/patrice and get your quick win! Seek Support Sooner Rather than Later For me, the worst part of my financial trouble was the sense of loneliness. I felt I couldn’t tell anyone because of guilt and shame. I also felt people wouldn’t understand or respect me anymore. I felt alone and waited until my back was up against the wall before getting any help. It wasn’t until I was crying on the bathroom floor that I reached for my Bible and landed on Proverbs 17:16, “What good is money in the hands of a fool if they have no desire to seek wisdom? That was when it occurred to me: I’d been good at chasing money, but I had no idea how to ask for help. Once I opened up to the possibilities that were out there and asked for help, I realized the variety of resources available – and that was 10 years ago. Today, there are thousands of resources available at your fingertips. It’s literally that easy to find support, and I recommend doing it sooner rather than later because another minute spent trying to work through your struggles alone is another minute lost. LINKS: To advertise on the podcast: http://www.patricewashington.com/podcastads Become an Official Purpose Chaser: http://www.iamapurposechaser.com Join Patrice’s Pod Club: http://www.patricespodclub.com To check out ALL of our past guests + episodes: http://www.patricewashington.com/Listen If you have questions about booking Patrice or sponsoring the podcast, email us at info@seekwisdomfindwealth.com. Find me in Social Media: Our podcast hashtag is #RedefiningWealth Instagram: @SeekWisdomPCW Twitter: @SeekWisdomPCW Facebook: @SeekWisdomPCW YouTube: @SeekWisdomPCW

Accomplished writer Allison Silverman (Russian Doll, Unbreakable Kimmy Schmidt, The Colbert Report) joins Conan writers Mike Sweeney and Jessie Gaskell to talk about her time working at Late Night with Conan O’Brien. She also talks about having her own bathroom to privately weep in when she felt a pitch didn’t go well at The Daily Show, the reaction in the room being brutal when Stephen Colbert did the White House Correspondents’ Dinner, and her experience being in an all female writers room for Russian Doll compared to her early experiences working in a predominantly male writers room. This episode is brought to you by CLR (www.clrbrands.com), Experian Boost (www.experian.com/insideconan), and Daily Harvest (www.daily-harvest.com code: insideconan). Check out Conan Without Borders: Australia: https://teamcoco.com/australia Check out Conan25: The Remotes: https://conan25.teamcoco.com/ Got a question for Inside Conan? Call our voicemail: (323) 209-5303 and e-mail us at insideconanpod@gmail.com For Conan videos, tour dates and more visit TeamCoco.com

Gaby wades into the scary waters of investing with the help of the "Broke Millennial" - aka Erin Lowry. She talks about how to take the first step with investing, breaks down some of the tricky terminology, explores how to stick to your principles when investing your money, and explains why language really matters when it comes to investing... not SAVING... for retirement. Her new book is called "Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money." This episode is sponsored by Honeybook - www.honeybook.com (promo code MONEY), Experian Boost (www.experian.com/money) and VitaCup http://VitaCup.com/money Learn more about your ad choices. Visit podcastchoices.com/adchoicesOur Sponsors:* Check out Arena Club: arenaclub.com/badmoney* Check out Chime: chime.com/BADMONEY* Check out Claritin: www.claritin.com* Check out Indeed: indeed.com/BADWITHMONEY* Check out Monarch Money: monarchmoney.com/BADMONEY* Check out NetSuite: NetSuite.com/BADWITHMONEYAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Gaby wades into the scary waters of investing with the help of the "Broke Millennial" - aka Erin Lowry. She talks about how to take the first step with investing, breaks down some of the tricky terminology, explores how to stick to your principles when investing your money, and explains why language really matters when it comes to investing... not SAVING... for retirement. Her new book is called "Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money." This episode is sponsored by Honeybook - www.honeybook.com (promo code MONEY), Experian Boost (www.experian.com/money) and VitaCup http://VitaCup.com/money

Scott Galloway (@profgalloway) cohosts Pivot with Kara Swisher, publishes the No Mercy/No Malice newsletter, is a professor at NYU Stern School of Business, and is the author of The Algebra of Happiness: Notes on the Pursuit of Success, Love, and Meaning. What We Discuss with Scott Galloway: How American priorities have shifted from a society that creates millions of millionaires to one that idolizes individuals worth the GDP of Norway. Why the opportunities Scott and earlier generations enjoyed are no longer available to the majority of the population today. How Scott can predict if a young person will be successful by the time he or she is 30 (and what you can do to give yourself an edge if you're not on the path). Why striving for work/life balance and following your passion aren't ideal strategies if you aspire toward great wealth. The good news: why you don't have to have great wealth in order to live a rich and happy life. And much more... Full show notes and resources can be found here: https://jordanharbinger.com/204 Sign up for Six-Minute Networking -- our free networking and relationship development mini course -- at jordanharbinger.com/course! Need custom graphics, logos, or Web design? Access a community of 600,000+ designers by registering at designcrowd.com/jordan and enjoy up to $100 off with The Jordan Harbinger Show bonus offer! Ever dreamt of having the cleanest bum on the block? Omigo reinvented the toilet seat so you never have to use toilet paper again! Curious? Go to myomigo.com/jordan to get 20% off the toilet seat that's changing lives one wash at a time. Boost your credit score fast and for free. Experian Boost includes your free credit score, score tracking, and the personal factors that affect your score. Find out more at experian.com/jordan! Rocket Mortgage by Quicken Loans. Apply simply. Understand fully. Mortgage confidently. To get started, go to RocketMortgage.com/JORDAN! KiwiCo delivers monthly STEAM (Science, Technology, Engineering, Art, Math) crates that inspire kids to see themselves as scientists, artists, creators, and makers. Get your first month free at kiwico.com/jordan! Disgraceland is a true crime podcast about musicians getting away with murder. If you love true crime and you love music, get ready to love Disgraceland here! Like this show? Please leave us a review here -- even one sentence helps! Consider including your Twitter handle so we can thank you personally!

Rick Hanson (@drrhanson) is a psychologist, Senior Fellow of the Greater Good Science Center at UC Berkeley, co-host of The Being Well Podcast, author of Hardwiring Happiness, and co-author of Resilient: How to Grow an Unshakable Core of Calm, Strength, and Happiness. What We Discuss with Rick Hanson: While you can't count on others or the world, you can count on your own strengths (and why this is a good thing). Why your brain is like velcro for the bad and teflon for the good and what you can do to mitigate your own negativity bias. The two stages by which you develop mental resources: experience and conversion to lasting change. How you can build resilience by focusing on experiences rather than conditions. How to stay informed about current events without letting the news hijack your emotions. And much more... Full show notes and resources can be found here: https://jordanharbinger.com/192 Sign up for Six-Minute Networking -- our free networking and relationship development mini course -- at jordanharbinger.com/course! Are you trying to hire the right person for your business, but the best candidates keep slipping away? Let ZipRecruiter -- the fastest way to hire great people -- help you screen only the best at ziprecruiter.com/jordan! Take breakfast back with Just Crack An Egg breakfast bowls. Simpy crack a fresh egg over tasty ingredients for a hot, fluffy scrambled egg breakfast. Find out more here! HoneyBook allows you to keep track of projects, manage important documents, schedule appointments, streamline communications, draft proposals, process payments, and more. Get 50% off your first year at honeybook.com with promo code JORDAN! Boost your credit score fast and for free. Experian Boost includes your free credit score, score tracking, and the personal factors that affect your score. Find out more at experian.com/jordan! Stable, happy leaders are in a position to make better decisions and take smart risks. Entrepreneurs who aren't sure how to pay the rent...not so much. Hear all about it on The $100 MBA Episode 1229: How Paying Yourself First Puts Your Business First here! Like this show? Please leave us a review here -- even one sentence helps! Consider including your Twitter handle so we can thank you personally!

Experian Boost® Score Today we’re going to take an in-depth look at Experian Boost score, One of the problems that FICO® has had in the past with other versions of a new FICO® score was trying to score people with a thin repository file. FICO® was trying to create a reliable scoring model that used fewer data inputs. The Experian Boost® score is the first-time additional data has been used from a financial intuition to supplement the repository file. They’re connecting bank payment history into this repository file, looking for consistent payments to creditors. Experian Boost® will be included in FICO 8 and FICO 9 credit scores FICO® has tried this in the past, they called it XP, they called it new FICO®, many times over the years they’ve tried to create a FICO® score using less information and it never worked. What’s different about this is that they are getting more information from financial institutions. What Experian Boost® is looking for is a series of payments to a creditor like a utility company or a cell phone provider, something that the consumer has set up to automatically pay or to pay through a bank account. Experian Boost® is linking consumer accounts much like an online mortgage application or TurboTax, they’re interfacing with the consumer’s financial institutions. Creating a credit history based on past payments that the consumers have made and adding it to the Experian repository file. I had made some payments out of my Bank of America account and when Experian Boost® reviewed that information. it gave me a few more points now this is not designed for somebody with a long credit history is really designed for somebody with a thin credit history somebody who does not have a lot of credit. The drawbacks from a lending perspective is that Experian Boost® will not look at derogatory information. It looks at payment history in consumer’s bank accounts. In my specific situation, it found a few payments out of one of my accounts and added it to my repository file. My DTE account added to my Experian® Boost score; 19 payments, a utility, average payment amount, then it calculates my score new score. In this situation, my score happened to go up, a few points from the boost. Experian Boost® will improve both FICO 8 and FICO 9 scores if your financial institution uses one of those scoring models then it could help you get a better rate on some financing. If a consumer is planning to apply for a mortgage Fannie and Freddie do not accept any other credit score other than FICO5 score. The Experian Boost® score will not impact a consumer’s mortgage credit score. Right now, Fannie and Freddie still require FICO5 I’ll be at the Building Community Conference in Lansing speaking about all the latest developments in credit scoring.

Building your credit or improving your credit score all starts with your credit report. It’s what lenders look at when you need to borrow money. Having a lower credit score could mean paying more to borrow money or not being able to borrow money at all. But more and more places are looking at your credit score before they will do business with you...cell phone companies, utilities, or apartment rentals. So having a good credit score is essential. In this episode, I talk with the Director of Consumer Education and Awareness for Experian, Rod Griffin. He shares some great advice for improving or building your credit. We also talk about Experian’s new program Experian Boost to help many improve their credit score by being able to use their positive utility payments. Stick around for What's on Lacey's Ming to hear us talk deeper about Boost. In this episode: What’s a credit score? What a credit score is made up of What is a good and a bad score range? Steps people can take to improve their credit score How to read and interpret a credit report The difference between collections vs charged off Experian Boost

On episode 153 of the BSP I analyze Youtube’s change to enforcing violations of their Thumbnail / External Link / Prank & Challenge videos, YouTube maybe fixing the recommendations system, Netflix increasing the price, Credit rating agencies exploiting the poor and proving that privacy is no longer a right but rather a privilege offered for the rich, the new Audient Sono guitar audio interface, and a lot more. Apologies for the subpar audio & over compression. There was an error in the signal chain running into the DAW and it was irreversible. Subscribe to the full audio podcast at http://www.bandrewsays.com Twitter: @bandrewsays Ask Questions: AskBandrew@gmail.com Merch; https://teespring.com/stores/podcastage-store Discord: https://discord.gg/dXQUc7v 00:00 - Intro 01:03 - YouTube Thumbnail Enforcement * https://support.google.com/youtube/thread/1063311?hl=en 02:39 - YouTube External Link Enforcement * https://support.google.com/youtube/thread/1063326?hl=en 03:21 - YouTube Prank / Challenges Crack Down * https://support.google.com/youtube/thread/1063345?hl=en 07:25 - YouTube Fixing Recommendations? 08:35 - Netflix Price Hike 10:21 - Share Bank Account Data for Credit Score Increase! * https://www.experian.com/blogs/ask-experian/introducing-experian-boost/ 16:22 - Audient Sono * Audio Demo: https://www.youtube.com/watch?time_continue=5&v=fKoQacbKndE * Product Page: https://audient.com/products/audio-interfaces/sono/overview/ 18:05 - WYHTS: Why are Advertisers So Scared of YouTube 24:12 - WYHTS: Why Patreon is No Better than Monetizing on YouTube 27:13 - WYHTS: USB vs XLR Microphones Not a Big Benefit 30:15 - WYHTS: Glenn Beck’s Microphone 31:01 - WYHTS: Conspiracy Corner as a Stand Alone Podcast? 32:20 - WYHTS: Just Launched My Own Podcast!!! 33:04 - Ask Bandrew 33:24 - Email 1 34:02 - How do I Get Computer Audio to Behringer X1222 Mixer? 34:48 - Email 2 35:13 - What Do I Need to Run NW700 as XLR? 35:46 - Email 3 36:03 - Best Gaming Mic Setup Under $100? 37:33 - PRSNL: Cheryl’s Complaining About Noise 40:36 - Outro

We talk about the NEW Experian "project" to help increase your credit score.