Women Talk Money

Strategic Spending: How to Live Your Best Life While Building WealthNavigating Financial Stability: Andrea Ramos' Money StoryIn this episode of Women Talk Money, we explore the art of strategic spending and how planning your finances doesn't mean restricting your joy. The host breaks down the misconception that financial planning requires cutting out everything you love, instead showing how proper spending plans actually create more freedom. Learn the difference between planned spending (groceries, beauty appointments, scheduled brunches) and free-flowing spending money that you can use guilt-free on things that genuinely bring you happiness. Discover how to identify what truly makes you light up versus spending for appearances, and why skipping the plan actually kills the spontaneous spending you crave. This episode reveals how to become a debt-free, self-made millionaire without waiting until you're rich to enjoy life.00:00 Introduction and Self-Made Millionaire Program Announcement02:30 The Foundation: Planning Your Spending05:15 Reframing What Planning Really Means08:45 Why Skipping Plans Kills Free-Flowing Spending12:20 Living Your Best Life vs. Living an Extravagant Life16:10 Practical Planning: Known Expenses vs. Want Spending19:40 The Millionaire Money System Approach23:15 Guilt-Free Spending and Financial Freedom26:30 Conclusion and Program DetailsTo learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠⁠here⁠⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to Surplus Living⁠ to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠⁠. 

From Business Crisis to Financial Confidence: Ashley Jean's StoryIn this episode of Women Talk Money, creative entrepreneur Ashley Jean shares her journey from nearly shutting down her business after a devastating client experience to building financial confidence across multiple income streams. Learn how she eliminated $4,000 in unnecessary expenses in two months, overcame scarcity mindset, and created systems that allow her to take intentional time off without financial stress. This conversation explores the unique money challenges first-generation entrepreneurs face and why financial education is crucial for creative business owners who focus more on their craft than the business side.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠⁠here⁠⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to Surplus Living⁠ to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠⁠. 

In this episode of Women Talk Money, Aqura breaks down how to know if it's your income, spending, or debt that's keeping you stuck. Because if you don't solve the actual problem, you'll stay in the same cycle of “catching up,” no matter how much money you make.You'll learn more about: ✨ The truth about making more money to solve your money problems. ✨ How to know if debt is your real issue, and why just paying it down isn't enough to truly fix the issue. ✨ The telltale signs of a spending problem. ✨ Why most people think they have an income problem.Whether you're buried in debt payments, living on “someday money” from your next raise or client, or watching every extra dollar disappear without knowing where it went…this episode will help you get clear on what's really holding you back.Self-Made Millionaire is open for enrollment. You'll spend 50% less in 90 days without feeling restricted by spending strategically- no matter what your income is right now, how much debt you have, and even if you have no savings.

If you're making more than ever but still feel behind financially, this episode is for you. Aqura interviews her former client Kristen, a speech language pathologist, who was making the most money she'd ever made in her life but she still felt behind. Savings wasn't building, debt wasn't moving, and money felt tight no matter how much came in.In this episode, Kristen shares how she:- Is spending less money because of spending strategically and still able to get the things she wants.- Stopped relying on credit cards and paid off $5,000 in debt.- Saved for her wedding stress-free and fully funded ahead of time.- Helps her mom financially, without putting herself behind.Kristen didn't need to earn more money first. She learned how to spend strategically, so she could do more with the income she already had. This episode will show you what's possible when you stop feeling like your money is in control of you and start building the financial safety and peace you deserve.Register for the free training, ⁠Spend 50% Less in 90 Days Without Feeling Restricted⁠, happening Wednesday, August 20 at 6PM EST. You'll learn the 3 strategies to cut your spending without sacrificing everything you want along the way.When you register, you'll be eligible for a bonus Done-For-You Spending Review, where I'll personally review your numbers and give you customized feedback on your spending and the first thing to focus on for your specific situation.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠.

In this episode of Women Talk Money, we dive into why spending less is the non-negotiable first step to becoming a self-made millionaire as someone who didn't (and won't) inherit a head start to building wealth. You'll learn how focusing on strategic spending can create a surplus at any income level that you can you can turn directly into wealth. Register for the free training, Spend 50% Less in 90 Days Without Feeling Restricted, happening Wednesday, August 20 at 6PM EST. You'll learn the 3 strategies to cut your spending without sacrificing everything you want along the way.When you register, you'll be eligible for a bonus Spending Review, where I'll personally review your numbers and give you customized feedback on your spending and the first thing to focus on for your specific situation.

In this episode of Women Talk Money, Aqura sits down with Coach Lii, also known as the Soft Life Fairy Godmom, to talk all about money, relationships, and learning how to receive. She shares how she went from food stamps and struggle love to building a business that brings in $50K months.Coach Lii talks about what it really means to build a soft life, why your money needs a mission, and how knowing what you want is the first step to getting it. If you've ever felt uncomfortable receiving help, struggled to stay disciplined with money, or wondered how to actually use your income with purpose, this conversation is for you.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode of Women Talk Money, Aqura chats with Adelle Thompson, a career change and confidence coach. Adelle shares her inspiring journey from growing up with financial hardship to empowering others and building her own successful business.You'll hear how Adelle, a former teacher and single mom, learned to use money to provide experiences for her daughter and reduce stress. She bravely shares her biggest money challenge: battling the deep-seated fear of being poor again, even after achieving significant savings. This episode is packed with honest insights on breaking generational cycles and why money gives you access and options.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode of Women Talk Money, Aqura chats with Saba Ferdinand, founder of Her Support System. Saba shares her inspiring journey from growing up between Florida and Haiti to becoming a thriving operations agency owner.You'll hear how Saba realized you can't budget what's not enough, leading her to aggressively pay off debt. She also discusses managing business finances and prioritizing travel. Saba shares what she's still figuring out and the empowering words her money story would tell her today.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode of Women Talk Money, we dive into Andrea Ramos' unique journey as a money coach for first-generation women of color. Andrea shares her experiences from growing up in a saver mentality household to realizing the importance of intentionality with money. She opens up about her parents' cancer diagnoses, and how it became a turning point for her financial journey. Listen in as Andrea talks about transitioning from a spending era to becoming a ‘super saver', managing money as an entrepreneur, and finding balance with her husband. Get ready for an inspiring story on financial mindset and stability. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠⁠here⁠⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to Surplus Living⁠ to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠⁠. 

In this episode of "Women Talk Money: The Summer Money Series," Aqura chats with Devin Wells Gibson, a family law attorney and the force behind The Prenup Queen. Devin shares how her mom's struggles after divorce fueled her passion for empowering women financially.You'll hear how Devin shifted from a scarcity mindset to one of abundance, emphasizing the importance of financial transparency in relationships. She also opens up about what she's still figuring out with money and how she's striving for early retirement without sacrificing her peace.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode of "Women Talk Money: The Summer Money Series," Aqura chats with Kimmoy, a senior content designer and world traveler, about her incredible money journey. Kim shares how growing up in St. Thomas shaped her money views and led her to a unique path of financial freedom through contract work.You'll hear how Kimmoy learned to save and invest early, even snagging Apple shares for under $10! She also opens up about financial setbacks and offers powerful advice on believing in your skills in the workplace. Get ready to be inspired to live life on your own terms!To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura kicks off a special summer series "Still Figuring Money Out" with her own money story. She shares how she grew up never needing for anything, but still overheard the stress of “there's never enough.” Even after landing a high-paying job, she found herself stuck in the same paycheck-to-paycheck cycle.You'll hear how she started budgeting, learned to save, invested for the first time, and even built a business, plus what she's still figuring out when it comes to resting and enjoying the life she built. She also shares Her next big goal, and why it's not about hustleTo learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, my client gets real about what it's like to look successful on the outside while quietly struggling behind the scenes. She opens up about the pressure to hold it all together, the wake-up call that came through her relationship, and the emotional work it took to finally stop avoiding her finances.We talk about:What it feels like to always make money but never see itHow avoidance, overspending, and guilt became her normalThe moment she let her partner see her full financial picture for the first timeWhat changed when she stopped pretending and started planningThis episode is for anyone who feels like they should “have it together by now” but secretly knows the numbers don't add up. You're not alone.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Surplus & Safety to keep more of what you earn, feel in control, and always know you're safe, no matter what's coming in. You won't just make more money, but. you'll finally feel safe with the surplus.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura gives 5 tips on how to balance multiple financial goals without losing momentum. If you're someone who wants to pay off debt, and build an emergency fund, and buy a home, all in the same timeframe this episode is for you. You will learn the most important thing you can when it comes to achieving any financial goal and what to do when you're limited in terms of money and time. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura talks all about unexpected expenses that's keeping you behind financially. Those annoying things like car repairs, vet bills, property taxes, and the other things that pop up at the worst times. You will learn about how to manage these unexpected expenses without falling behind so you can get ahead and stay ahead financially. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Samone (TorahCents) shares her story of building trust with herself again with managing money after experience money trauma during a previous marriage. You will learn about how Samone took back control and ownership of her personal finances as a business owner who is now paying herself consistently and has money left over each month.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura walks you through exactly how to create a simple spending plan every time you get paid so you can cover your needs, enjoy your wants, and stop running out of money before the next paycheck hits. You don't need a complicated budget to stay in control of your money, just 10 minutes and a plan that works with your real life. Episodes referenced in this episode: EP 035 Why I Don't Recommend The 50/30/20 Rule For Personal Finances or Profit First For Business Finances & What You Should Do InsteadTo learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Surplus Living⁠⁠⁠⁠⁠, a weekly email series to help you make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura shares the only three scenarios you fall in after filing taxes and what you should do for each one. You will learn what your options are for each scenario, what to consider, and how to take control over your tax bill or refund. Episodes referenced in this episode: EP 057 How to Not be Confused About Taxes as a Small Business Owner: The 5 Things You Need to KnowTo learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Surplus Living⁠⁠⁠⁠⁠, a weekly email series to help you make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura takes you into how she's managing her business and personal finances in Q2 2025 as a money coach. You will get an update on goals from Q1, what she's implementing differently, and what her focus is for this quarter. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura shares a rating system you can use to rate your own spending. You will learn the mindset behind your spending, the overall financial impact of it, the financial stress level for each rating level, and red flags to look out for. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura shares 3 straightforward steps you need if you want to pay off debt this year and not end up back in debt. You will learn the 2 steps most people miss and why it results in being in debt again and the red flags to look out for in each stage.Episodes referenced: Episode 011 The Best Debt Payoff Strategy For Both Short & Long Term ResultsTo learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Jazmyne shares her money story of how the habit of swiping her credit card led to debt, money avoidance and overspending. You will learn about how leaving a marriage and her 9-5 job to pursue her business full time brought her to a turning point where she knew she needed help with her finances.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura shares the 3 steps to having up to $5,000 left over at the end of every single month. You will learn how to have instant savings just by knowing your numbers, how to keep up with it consistently, and the only money skill that will allow for you to have thousands left over each month to put towards your goals. Episodes referenced in this episode:EP 035 Why I Don't Recommend The 50/30/20 Rule For Personal Finances or Profit First For Business Finances & What You Should Do InsteadTo learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 4 of the Spending Struggles Series where Aqura shares the spending struggles that's been holding you back from having money left over at the end of each month. Whenever you're ready to throw in the towel and convince yourself that the only solution to your money problems is to make more money, listen to this Spending Struggles series to reset and get back on track.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 3 of the Spending Struggles Series where Aqura shares the spending struggles that's been holding you back from having money left over at the end of each month. Whenever you're ready to throw in the towel and convince yourself that the only solution to your money problems is to make more money, listen to this Spending Struggles series to reset and get back on track.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 2 of the Spending Struggles Series where Aqura shares the spending struggles that's been holding you back from having money left over at the end of each month. Whenever you're ready to throw in the towel and convince yourself that the only solution to your money problems is to make more money, listen to this Spending Struggles series to reset and get back on track.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 1 of the Spending Struggles Series where Aqura shares the spending struggles that's been holding you back from having money left over at the end of each month. Whenever you're ready to throw in the towel and convince yourself that the only solution to your money problems is to make more money, listen to this Spending Struggles series to reset and get back on track.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura shares her raw story about how she broke her overspending habit for good after normalizing it for so long. You will learn about the different stages that led to finally overcoming this spending habit, the 1 mindset shift that changed the trajectory of her money management and how she thinks about spending now that prioritizes wealth building. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura shares the 5 fundamentals you need to understand about taxes as a small business owner. You will learn why you are being hit with a huge tax bill every year, what to expect from your bookkeeper and accountant, and what you need to be doing throughout the year to ensure you are prepared for taxes year after year. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this two-part episode, Aqura takes you into how she's managing her personal finances in Q1 2025 as a money coach. You will hear about her lessons learned from last year, what she's implementing differently, what her focus is for this quarter and what's keeping her motivated. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this two-part episode, Aqura takes you into how she's managing her business finances in Q1 2025 as a money coach. You will hear about her lessons learned from last year, what she's implementing differently, what her focus is for this quarter and what's keeping her motivated. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura shares what's in and what's out in 2025 when it comes to your finances. You will learn how to improve your 2025 financial goals by applying "what's in" to your specific goals. You'll also get insight of what you can let go of, so you're spending your time focused on what will move the needle the most. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 5 of the Money Reset Series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 4 of the Money Reset Series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal. Episodes referenced: EP 032 The Personal and Business Bank Accounts You Need to Manage Your Money Simply and Effectively EP035 Why I Don't Recommend The 50/30/20 Rule For Personal Finances or Profit First For Business Finances & What You Should Do Instead To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 3 of the Money Reset Series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 2 of the Money Reset mini-series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠⁠here⁠⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠⁠. 

This episode is Part 1 of the Money Reset mini-series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura shares the 5 things you need to do with your money after the holidays to set you up to start of the New Year already making progress towards your goal. You will learn the time between Christmas and the New Year is the perfect time to get these things done. Fill out your BOI report here. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click here⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura explains the 5 stages of overspending and how to break the cycle. You will learn how to determine if you're an overspender and the ONLY solution to stop overspending. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura shares the key differences between an accountant, a bookkeeper and a money coach so you know who to go to for what type of support and how to get an ROI. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click here⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠. 

A letter to Black women. 11/07/2024.

In this episode, Aqura shares four tips on how to have a debt free holiday season. You will learn how starting to plan now for the upcoming holiday season will keep you from going deeper into debt, whether you plan to participate in gift giving or not. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

In this episode, Aqura breaks down what the only 3 reasons you aren't hitting your money goals no matter how big or what they are. She shares the problem you need to solve for each reason if you want to start off 2025 contributing to your money goals consistently and stay on track through the year. Episodes referenced: EP 030 Owner's Pay Guide: How to Approach How Much, When to Start & How Often to Pay Yourself To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 6 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt. Episodes referenced: EP 028 The Three Stages to Becoming Consumer Debt Free To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 5 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 4 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 3 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 2 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

This episode is Part 1 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt. Episodes referenced: EP 034 The Best & Fastest Way to Achieve Your Biz & Personal Money Goals No Matter How Many Goals You Have or How Big They Are To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click here⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it. Follow Aqura on Instagram ⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠. 

In this episode, Aqura shares why it's important to get ahead of negative cash months in your business so you can start working on the 5 steps to overcome them. You will learn how cash forecasting will help you identify negative cash months in advance so you have adequate time to start working through the 5 steps. Episodes referenced in this episode: ⁠EP 024 The Best Debt Payoff Strategy For Both Short & Long Term Results To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click here⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. Subscribe to ⁠⁠⁠⁠Women Who Earn⁠⁠⁠⁠, a weekly email series inviting women to achieve their financial goals and stop living paycheck to paycheck by mastering managing, spending and earning money without guilt. When you subscribe you will get a free training teaching you how to set up your accounts so your money routine can be simple and help you prevent overspending. Follow Aqura on Instagram ⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠. 

In this episode, Aqura breaks down what the 50/30/20 rule and profit first method is. She shares the shortcomings of both approaches when it comes to planning both business and personal finances. You will learn what to do even if you have no idea where to start either in your business or personal finances. To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click here⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. Subscribe to ⁠⁠⁠⁠Women Who Earn⁠⁠⁠⁠, a weekly email series inviting women to achieve their financial goals and stop living paycheck to paycheck by mastering managing, spending and earning money without guilt. When you subscribe you will get a free training teaching you how to set up your accounts so your money routine can be simple and help you prevent overspending. Follow Aqura on Instagram ⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠.