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Welcome to The Organically Growing, an audio experience with the intention to create an inclusive community through the use of interactive storytelling and humor. In this episode, Shameka and I have a conversation about what it takes to run a Virtual Assistant Agency working alongside lawyers, managing a 9 - 5 while sustaining her thriving agency Full-Time, and how she has created flexibility within her career. She even drops her daily self-care routine, get your notes ready! Announcements: Looking for a community to join? Become a part of the community by staying in the know through The Lilac Brown newsletter! Here we discuss the topics more in-depth, share the perspective of those within the group, and grow within a community that is a space to fellowship, gain insights, and amplify your voice. Be ready to gain a peer or two, join here! Sound Designers: Intro / Outro - Produced by J08's The website is live, check it out here! Wanna continue the conversation, connect with me and Sham on social media! Jaleesa's IG- @Jaleesatheteamcoach Shameka's IG - @Coachmeka
Are you serious about getting into the real estate investing business? Today I’m going to talk about the best way to do that. In a few minutes I’m going to play for you a brief presentation I did for those on a recent Flipping America REIA call describing my coaching program in detail. You’re going to hear that it covers every topic you need in order to launch and grow your real estate career. Or if you just want real estate as a side gig, I’m prepared to guide you there as well. We do a personalized investing plan with every person in the program, provide a ton of content online and do a weekly coaching call with me. Why should you hire me to train you? Since 2002 I’ve been a part of over 2000 real estate transactions including more than 1000 fix and flip projects, hundreds of rental houses, and hundreds of other projects either as a funder, a third-party buyer, or a wholesaler. When it comes to single-family homes you’re not going to find anyone with more experience, knowledge or understanding of the process. There isn’t a deal structure I haven’t used. There isn’t a piece of the process that I haven’t built a system or even an entire course around. I’ve been doing it for years and I’ve been teaching it for years. I’m still doing deals today. But don’t just listen to me, listen to others: I just got off the phone with Roger for our 1:1 strategy call and it was amazing. The breadth of his knowledge and his willingness to share his experience and expertise as an investor was enlightening. Roger is the real deal, I learned more in our 30 min conference call than I did from other investment instruments that I have been using thus far. My sincere thanks for an awesome jump start to my career as a real estate investor. Raghu Valusani does 8-10 wholesale deals every month now. Here’s what he said: I was looking for someone who has tremendous amount of Knowledge, Experience friendly and Helpful. So I joined FlipStarter Course in March 2019, came to know How really caring and genuinely interested in helping, I understood "He is the one", I joined Roger's Coaching program, which is Amazing!. I would not be where I am without him and I alway have deep gratitude for Roger. “Before meeting Roger we were very lost in the real estate world and always felt like we were trying to get a sip of water out of a fire hydrant. The minute we met Roger and joined his coaching program, we felt a huge relief. Roger is an open book and very honest, he will guide you but also tell you when you’re not doing things correctly. He has probably answered a million questions for us and that alone we could not be more grateful for. If you’re even thinking about paying for one of those seminars, or classes from the “big players” save your money and join Roger’s coaching program, I promise you it is worth every penny.” Jorge and Chabelly Rodriquez It was a joy to work with Roger, but more importantly Educational. This was our first home renovation project. We did not have a clue where to start, Roger put us in contact with the right company to fund our project and that set us off in the right direction. From there we ran into a lot of obstacles along the way. He gave great advice when we needed him too. More importantly he made him accessible throughout the entire time. I would definitely recommend anyone inexperienced in flipping properties to work with Roger. Lamar Johnson How to contact us www.RogerBlankenship.com. Leave a voicemail right from the home page! Facebook.com/flippingamericamedia Twitter and Instagram @FlippingAmerica Call our National Comment Line: 877-55-ROGER (877-557-6437) ext 1. Leave your message or your question. Email your questions to questions@rogerblankenship.com. Please always tell us where you are from. We like to know where the show is being heard. And let us know how you found out about us if you don’t mind. Sponsors American IRA: www.americanIRA.com Announcements: Looking for focus group volunteers for the FAN News They 3D printed a house on site! 1400 sf 3/2, $299,000. https://www.architecturaldigest.com/story/a-3d-printed-home-is-on-the-market-in-new-york I always say “compare everything with everything” Here’s an interesting take on investing in real estate vs stocks. https://www.marketwatch.com/story/should-you-invest-in-stocks-or-real-estate-2021-01-22 Questions Henrietta, Norcross, GA “I’m trying to buy a house that is in foreclosure here in Gwinnett Co. Georgia. The seller is ready to walk away from the house and told me the loan balance is $85k. She accepted my offer of $87k. Now I hear from the lender, a private individual that the actual balance is 97k. The house is worth 220k so I offered the lender 100k in cash. He said ok, but he already paid the attorney to handle the foreclosure and I would need to speak with him. What do you recommend? The property is scheduled for the auction in 1 week. Dena, Lancaster, PA “I am wondering how you rehab those properties you are buying around the country. How do you do a remote rehab?” Madison, Las Vegas, NV “Someone told me that they heard you make exceptions to the MAO rule. What are the exceptions?” Motivational Quote: “Security Is Mostly A Superstition. Life Is Either A Daring Adventure Or Nothing.” – Life Quote By Helen Keller
Sick and tired? Need a break? In this episode of Figure Out Your Life Podcast, I discuss workplace burnout and emotional exhaustion and share 6 ways to deal with this psychological syndrome. Links mentioned in this episode: Burnout harms workers’ physical health through many pathways Overloaded | Beyond Burnout Workplace burnout is real and here’s how to cope Emotional exhaustion: what it is and how to treat it 8 black therapists on their best advice for coping right now 7 Virtual Mental Health Resources Supporting Black People Right Now Filling our Cups: 4 Ways People of Color can Foster Mental Health and Practice Restorative Healing How to Refuel When You’re Feeling Emotionally Drained How I Learned to Stop Glorifying the Hustle and Start Living Intentionally Sign Up For Figure Out Your Life Newsletter Click here to subscribe via RSS feed (non-iTunes feed): http://figureoutyourlife.libsyn.com/rss Announcements: Looking for life advice? Send questions for the new “listener’s letter” segment that’s coming to the podcast. Once I get a critical mass of questions, I can add this segment to the show. Email toya@figureoutyourlifeblog.com and put hashtag #AskingToyaT in the subject. Social Media Info: Have thoughts about the episode? Share on social media using #FigureOutYourLifePod and follow the podcast on Instagram. Email toyat@figureoutyourlifeblog.com with thoughts and questions! Contact with Toya T on social media: Website: www.figureoutyourlifeblog.com Instagram: @figureoutyourlifepod Facebook: https://www.facebook.com/figureoutyourlifepod Twitter: @LuvBeing_ToyaT
Dating can be complicated even during “normal” times. Add in masks, social distancing, and a highly contagious virus for which there is no cure or vaccine, and you get a bunch of people trying to figure out how to safely meet someone during a pandemic. In this episode of Figure Out Your Life podcast, I talk with the Flirty Savage, a Law of Attraction coach, about dating, relationships, and sex, and she shares tips for manifesting the relationship you’re looking for. Listen on iTunes, SoundCloud, Spotify, or Stitcher Links mentioned in this episode: Flirty Savage How to Date During a Pandemic The Only 8 Flirting Moves You’ll Ever Need Sign Up For Figure Out Your Life Newsletter Where to find the Flirty Savage: https://www.flirtysavage.com Facebook: https://www.facebook.com/TheFlirtySavage Instagram: https://www.instagram.com/theflirtysavage/ Flirty Savage Spirit: https://www.instagram.com/flirtysavagespirit/ Click here to subscribe via RSS feed (non-iTunes feed): http://figureoutyourlife.libsyn.com/rss Announcements: Looking for life advice? Send questions for the new “listener’s letter” segment that’s coming to the podcast. Once I get a critical mass of questions, I can add this segment to the show. Email toya@figureoutyourlifeblog.com and put hashtag #AskingToyaT in the subject. Social Media Info: Have thoughts about the episode? Share on social media using hashtag #FigureOutYourLifePod and follow the podcast on Instagram. Email toyat@figureoutyourlifeblog.com with thoughts and questions! Follow Toya T everywhere on social media---Instagram, Facebook, YouTube, and Twitter
Jim and Brent talk about 12 lies told to new photographers and being flexible planning a photo shoot A dozen lies they tell new photographers https://improvephotography.com/49778/dozen-lies-tell-new-photographers/ Flexibility in planning a photo shoot http://www.brentbergherm.com/travel-with-me/croatia-2018/ Announcements Looking for 8 people with something cool to share about photography IP+ is about to get awesomer Going to another country to spend 3 days with ... The post 12 Lies Told To New Photographers and Flexible Planning appeared first on Master Photography Podcast.
This week a Listener Recommendation for a new budgeting app and a question about retirement investments leads us to a lengthy discussion on budgeting wins and fails. How can you stay faithful in a room full of clothes?! Well, it isn't easy but someone's gotta do it, so it might as well be us (Millennials). Tune in to hear how Rich and WIM avoid buying big rims and 80 gold rings, most weeks. Anyway, I'm behind like one week but a really good app (far better than Mint IMHO) is Level. You link your account (s), tap transactions that are bills and it will automatically track your spending and let you know when you're overspending. It will also let you know how much to save a month, set up personal trackers for specific types of purchases like coffee or vacation and it will automatically track the transactions as you go. It was helpful when I needed to figure out where to cut back in order to pay off a credit card. Really intuitive and simple. One last thing, are you guys ever going to talk about investing as a means to saving/accumulating wealth for retirement or anything really. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
This week we introduce a new segment: "The Money Minute." On our first Money Minute we introduce NerdWallet's 2015 AMERICAN HOUSEHOLD CREDIT CARD DEBT STUDY, which uses survey data to measure the average American's household debt from credit cards to mortgagees and everything in between. What's the average American's debt load for 2016, you wonder? We answer: the average U.S. household was carrying $204,992 in mortgages, credit cards, and student loans on a median household income of $55,192! We implore you to be better than average and on upcoming shows we'll begin covering tips for: 1) how to separate yourself from the average debt holder by first recognizing the problem; 2) designing a budget in less than 15-minutes, and 3) how to develop a debt management strategy you can actually stick to by dividing your good versus your bad debt. As an added bonus, we cover two listener questions for making a mid-career change, including tips for defining your personal values and how you can use those values to personally tailor your job search. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
This week, Rich recounts his experience and lessons from the most recent Podcast Movement 2016 in Chicago. It was a great opportunity for Rich to represent PayChecksAndBalances and connect with some listeners, followers, and talented content creators in the podcasting field. Thanks to everyone who showed support during the visit or connected with us in person! So, what's the next next conference in store for #PayBal -- #FinCon 2016??? TBD!!! Sticking to why we started the podcast -- Career Advice and Debt Management Tips -- Rich shares an app that he has been using for less than two months but that has already helped him save over $500! Want to learn more? Click here: paychecksandbalances.com/digit! To wrap-up the show, we follow-up on our most recent poll results: "Are '5 year plans' still relevant for millennials?" Survey says: NAH! But, lucky for you, we do have some advice on how to turn an un-reasonable 5-year plan into a millennial friendly 90-day plan that has already given us a proven track record for success and results you can actually measure and adjust in real-time. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
This week we're reminded about priorities: life vs. work. Adulting comes at you fast. Are Millennials destined to choose between work and life? Is the "work/life balance" a figment of our generation's imagination? We try to figure it all out on this week's episode. Also, are your friends killing your finances? We cover how to keep your friends from derailing you from the road to debt freedom and beyond. In an even more difficult scenario -- is your significant other killing your finances? We use an AskPolly: My Husband Can't Handle Money article to address how you can successfully discuss money and finances with your significant while minimizing the emotion and focusing on a goals-driven strategy that benefits both of your financial goals. Tune in! Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
This week a listener question leads to a thoughtful response from Rich and WIM on career choices and lessons learned. Thinking of a career change? This episode covers the advice we've used or heard that helped us in the past. We see this is an introductory episode to the topic of successfully navigating your current and future career path. Next, we'll follow-up on a related listener question and look to bring in a guest speaker to share their career change experience. But for now, this week's question: Hey guys, Love the show! I'm 26 years old working in the corporate retail world and I am completely miserable at my job. I can recall in one of your podcasts you mentioned looking to your managers to see your future and honestly, my future looks pretty grim haha. Right now I'm looking to have a career change but I'm not quite sure what I want to pursue. Also, I fear that if I do have a career change I may end up feeling the same way about the next job, but making a lot less than I do now. Have any of you been at this point in your careers? How do you find your way? What do you believe are the best methods or resources in finding the right career to pursue? Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
We answered two listener questions this week. Have a question you'd like us to answer? Contact us! 1. Hey Rich and WIM! I love the show! It has been a wealth of information as I try to successfully navigate the workplace and get my finances in order. My question is about cover letters. What amount of significance does the cover letter play in the hiring process? I would like to know especially for applicants in technical fields like engineering. I am an engineer who spends a lot of time crafting specific letters for each application, but I wonder if I am wasting my time. Do hiring managers even read them or are they only scanning resumes for key words and specific skills? 2. I applied for a job about a month or so ago. I did some research and emailed the [*removed by editor*]. I told her I was interested in working for the company and that I applied to two different positions there. She emailed me back and said I lacked experience for one and they were close to hiring someone for the other. She told me they liked my resume but just didn't have anything available. She said she'd keep my name on file and that in the future, the team would be expanding so I should keep checking the job board. I'm really interested in the company. Would it be doing too much to try and set up a meeting with the office and get some general interest questions answered? I know that it isn't far fetched at most companies and this place is more of a tech startup. Not sure how to navigate asking for a meeting like this, particularly when the person I spoke to doesn't work in that particular office. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
This week we discuss why it's important (and beneficial) to keep your income profile updated on your credit card(s). In the market for a new credit card? We also discuss the pros/cons and "how to" not only search for a new credit card but also how to pick the credit card that best fits your specific need. Lastly, staying on the subject of debt management this week, we share our 5 favorites from @MyFabFinance of MyFabFinance.com’s 12 Things You Probably Shouldn’t Be Doing If You’re Broke. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
Today's question: You guys give great info and I just enjoy listening to you while at work. Please keep up the great work...young professionals need you. Now on to the question...I'm looking to transition to another division within my company (getting back in the lab space) and a hiring manager for a position I'm interested in agreed to an informal meeting with me to discuss the role. Even through it's informal, are all of the rules still the same for my part? Also, is it okay to bring/ discuss my resume? I don't want it to seem like I'm trying to go around the online application/ hiring system that is in place but since I'll have the hiring manager's ear I want to make it memorable. Got questions you'd like us to answer on the show? Email us at info at paychecksandbalances dot com! Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
"The Millennials shall inherit the Earth." – Ancient Internet Proverb In 2015, Millennials passed Baby Boomers as the largest generation. So, what now? Are we too young to start our Millennial-Life Crisis? What does a Millennial’s “pursuit of happiness” and the new “American Dream” look like through the eyes of Millennials? Ranging in age from 18-34, many of us are, or will soon be, confronting these questions for the first time. This week, we discuss three tips to help avoid the Millennial Crisis and instead, turn your questions into answers. Give it a listen and share your thoughts in the comments or email us for a chance to hear our response to your question(s) on an upcoming show. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
This week we follow-up on a success story from a listener's following of our advice form PB8: Credit Roulette. On the career management and job front we discuss the following quote: What do you think? Is it your job's responsibility to make you happy? Can you really check off the boxes of good money, work life balance, and job satisfaction or do you have to sacrifice one for the other? If yes, how did you succeed at manage to land a rewarding career that aligns with your personal happiness? Lastly, we provide some tips for finding jobs in a new career field when you're not positive about the exact job titles to search. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
PAYMENTS? Credit card, PAYMENTS? WE TALKING CREDIT CARDS PAYMENTS??? That's right friends. We talking credit card payments. This week we also address two listener questions from our Twitter account: RT @mmhmmgirl @PayBalances: what's the quickest way to get a lowered interest rate? RT @itsa_toristory @PayBalances: what should I be looking for when getting my first credit card? #PayBal Episode 8 covers: how to use a good credit card rate to help you pay off debt faster instead of accumulating more debt; the pros and cons of credit card points and rewards; how to calculate whether a balance transfer to a new card or paying over the minimum payment on your current credit card will save you the most money; and how a little pre-planning at websites like CreditCards.com might help you avoid paying any interest on your debts for over 12-months. Have more questions about the best debt payment plan? We recommend you use this FREE BankRate calculator to find even more ways to save on your credit cards and identify the best debt repayment strategy for your budget or contact us with your specific career or debt management question for a future PaychecksAndBalances Q&A. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
On a quick note, Rich discusses the benefits of keeping yourcredit card information up-to-date (income, address, etc.).However, this week's main topics? Career moves you can make in your20s to win in your 30s. Already in your 30s? Ok, still applies! Weshare our own experiences and lessons learned from the5Best Career Moves to Make in Your 30s. Topics cover but are byno means limited to: 1) How to Boost Your Leadership Skills; 2) TheImportance of Networking and Coworker Relationships; 3) WhyYour Relationship with Your Ex-Boss Is Still Important at Your NewJob; 4) Public Image and Personal Branding (Be sure to check outour previousepisode on the importance of branding and mentoring here); and5) How Public Speaking Can Set You Apart from Your Peers. Also,need additional tips to improve your public speaking? We have an episode for that. Announcements: Looking for more career development and debt freedom tips? Joinour email list at PaychecksandBalances.com/email for exclusive contentincluding show updates, digital giveaways, and more. We don’t spam.We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us onTwitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances.Our only request: Please be respectful.
We got some great feedback and some great questions this week! Check them out below. Have a question of your own? You ask the questions. We find the answers. Email us: info@paychecksandbalances.com My boss is attempting to engage in a clear case of employment discrimination by hiring an unqualified man over multiple women that are significantly more qualified. A team of us conducted the interviews and everyone, except my boss, ranked the man last. He has been very vocal about his motive: Our team is overwhelmingly female and he wants to hire a man. I am not OK w/ this. I plan to leave this job soon, but I still don't want to burn any bridges. I have spoken to him about this privately, letting him know that it is both morally/ethically wrong as well as illegal. But it seems that he is still going to go through with it. What would Rich & WIM do? What should I do if I decide that this is something that I cannot sit idly by and let happen? Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
A listener comments, "I wish they'd mentioned earning more $$$!" Ask and ye shall receive! We've got good news and bad news. You can definitely make more money, but it'll take a little patience and a lot of sacrifice. For the average person, it'll also take a lot of years but more on that later. If you want to be a millionaire, this is the episode for you. We tell you exactly how much money you need to invest each month at age 20, 25, 30, and 35 to have a million dollars by the time you retire. Aint got time for that? You want the expedited road to riches? Don't worry, we've got you cover, too. On this episode we discuss some ways to make more money right now and we cover some quick and easy ways to lose money (avoid these debt traps). Want to know how close you are to the 1% right now? Use this calculator. Want to know which jobs will help you make over six figures? We've got you covered @PayBalances. So, now that you know how to make a million dollars and which jobs you should focus on to get there, then why is it so hard to make $100,000 in the first place? Here's your answer. Luckily, if you've got youth on your side, there are even a few immediate lifestyle changes you can make in your 20s and 30s to improve your odds of making more income but be careful not to over extend yourself. Last but not least, do you want to know the exact month and year you'll be a millionaire? There's a calculator for that. At PaychecksAndBalances, you ask the questions. We find the answers. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
This week on Paychecks and Balances we discuss interview questions you should always be prepared to answer when you're looking to secure that next paycheck. Topics include: how to prepare for an interview; the importance of researching potential employers before interview day; and five example and situational interview questions you should always keep in mind, like "tell me about a time..." and tips for answering the infamous, "where do you see yourself in five years?" question. Are there other interview questions you've asked, heard, or struggled with in your work experience? Contact us or share in the comments below. Enjoy! Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
This week in PaychecksAndBalances Q&A: What's up fellas, congrats on the new pod. You guys have helped me make some great moves in advancing my career. So thank you for that. I am currently working in a bank, and through networking got an interview with a top financial advisory firm. Everything seems to be a go, the move would lead to a $28k bump up in base salary. The only issue I may have is the assets under management goals that have to be hit each month after my 7th month on the job. My question is does a move like this make sense even with the targets i am expected to hit. Worst case is I make the base plus whatever commissions and go elsewhere or I actually hit all the targets and stay. What are your thoughts? Got a question for us? You ask the questions. We find the answers. Contact us! Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
Size doesn't matter! Well, when it comes to your personal finances anyway. Do you have at least $2,000 in debt or more? Simply adding $10 extra dollars to your minimum payment can save you over $2,400 in interest payments and help you pay your debt off in 1/3 of the time. Don't have $10? LIAR! But, just in case you are telling the truth, we found 5 easy ways to save you over $3,000 this year with a few temporary cutbacks. Sacrificing for just 90, 180, or 365 days can help you pay off your debt in months instead of years. Want to save even more money? Hop on over to Bankrate to use their free debt payment calculator to see how soon you can pay off your debts. Still don't believe us? Listen to the show and we'll prove it. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
This week, Paychecks & Balances is happy to introduce "Ask a Professional." We've realized that we don't know everything, but we do know people who know a lot of answers to those things questions we can't answer. With the help of Desiree Mullins, a licensed real estate agent in New York City, we will navigate some frequent questions for first time home owners and renters re-entering the current real estate and housing market. Inspired by a StreetEasy article estimating some New Yorkers spend upwards of 60% of their income on rent, Desi helps us understand how this came to be; the best time to rent for buyers; why "the rent is too damn high"; and much much more. Sit back, listen, learn and enjoy! Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
Don't call it a comeback! We're back this week with Part 2 of Office Habits That Hold You Back. Picking up where we left off last week, we talk about how introverts can overcome the "why are you so quiet?" struggle that extroverts seem to love to ask us. We also discuss why an apology is ok, but apologizing too much is not ok. Lastly, remember to promote yourself! Not literally, because that might be frowned upon by HR, but remember to track your progress throughout the year, because that's not your manger's responsibility. Your manager's responsibility to manage you and make sure your "duties as assigned" are completed with "minimal supervision." This is why it's important that you take ownership for your work, track your work, complete your work, then gloat about your work using the template you used to track your work come Performance Evaluation season. We want you to be great by taking control of your career goals and your career progress. This week we tell you how to just that. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
Welcome to Paychecks & Balances Question and Answer. This week we answer the following: How do you handle a situation where someone that does not report to you isn't doing their job but it is impacting your ability to do YOUR job? I feel like an a** going to their boss, but is there any other way after you've talked to them several times? My question is about applying to jobs. Sometimes when looking at openings I come across two or more positions I'm interested and qualified for. Should I apply to all or pick the one I have the best shot at? Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
On this week's Paycheck & Balances we discuss tips for getting ahead at work and how the simple wording of an email might be holding you back. Do you find yourself apologizing too much for missing deadlines? Have you dealt with a coworker that repeatedly promises greatness but barely delivers on mediocrity? This is the episode for you. We provide simple tips for rewording how you communicate with your boss and peers to emphasize solution oriented outcomes versus assigning blame or taking a hit for someone else's mistakes. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
Welcome to Paychecks & Balances first Question and Answer session. This week we tackle two listener questions: In the middle of a job search (looking for more money & more responsibility) and just found out that my dad is sick. I’ll probably need to travel often to help with doctor’s visits/treatment. Should I put my search on hold/decline offers or take the job and then slowly reveal my situation? Hi, I work in insurance. I really like insurance, but I don’t really like the culture of the insurance industry. For this reason, I’m interested in possibly pursuing opportunities at insurance start-ups. There’s one in particular that I’m interested in. My question is: how does startup recruiting work, and how is it different than recruiting at more mature companies. Also, given the info I’ve shared so far, how would you go about starting a conversation with the recruiting function at the startup I’ve described? Have a question for us? Contact us at info@paychecksandbalances.com or quickly access our ask.fm account at ask.fm/PayBalances. Announcements: Looking for more career development and debt freedom tips? Join our email list atPaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
Welcome to the first episode of Paychecks & Balances. We know time is money, so we didn't waste any time tackling our first show topic: "Paycheck Plateaus." What's a Paycheck Plateau? It's when you constantly find yourself with too much month left at the end of your money. At PaychecksAndBalances we've learned the hard way that your money stops growing way before you stop getting older and how a $5,000 mistake in your 20s can cost you over $630,000 by your 60s. That's why we spend this episode breaking down the money and career decisions you need to prioritize at each phase of your career in your 20s, 30s, and 40s. Tune in so you can know better, then do better. Announcements: Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances! Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.
My goal this week is to answer a question that I get pretty regularly: “Is Saint George still a saint?†Or “Is Saint Christopher still a saint?†Or “Is Saint Philomena still a saint?†As you know, these saints were removed from the liturgical calendar and so you quite often hear people claim that Saint George or Saint Christopher are no longer saints. We’re going to look at this question from a historical, liturgical and theological point of view. Oh, and don’t worry, I’ll definitely explain why George is depicted with a dragon and why would should take that seriously. So if you’ve wondered “What’s up that dragon?†this is the podcast for you. Click to Listen: #060: Is Saint George Still a Saint? (This podcast is out of order because I goofed and made two Episode 57’s! So this episode which was announced as 57, has been moved and renumbered as Episode 60. Sorry about the confusion.   If the audio player does not show up in your email or browser, please click here to listen. Proverb of the week: Prov 23:31-32 Featured Segment: Is Saint George still a Saint? Announcements: Looking for a solid Advent Devotion this year. Give a gift to Christ. Consecrate yourself to Mary with the 33 day consecration. We have everything need for it at 33Mary.com. Please visit 33mary.com and sign up. My new book Sword and Serpent is coming out around December 1 in time for Christmas!!! Please watch my new book trailer for Sword and Serpent: Tip of the week: Skitch Latin word of the week: Draco Are you enjoying this podcast? Please share it on Facebook by clicking here. Please Share Your Feedback: 270,967 downloads on iTunes as of today. SHOUT OUT: A huge “shout out†to all 253 (!) of you who wrote amazing 5-star reviews at iTunes. Please rate this podcast by clicking here and then click “View in iTunes.â€Â From there you can leave a review. I appreciate you for this! Thank you! SUBSCRIBE: Please subscribe (FREE) to this podcast in iTunes and get a new podcast every Wednesday. SURVEY: Please view our Podcast Listener Poll by clicking here. Question: What are other helpful ways that we can explain infant baptism? Do have any recommendations or advice to share? You can leave a comment by clicking here. Podcast Archive # Title Released Advent Total Consecration to Mary 11/13/2014 056 Top 5 Advent Devotions 11/07/2014 055 Is God Male or Female – The Catholic Teaching 10/22/2014 054 Why Do We Baptize Babies? The Covenantal Argument 10/08/2014 053 Lucifer vs. Saint Michael 10/01/2014 052 1 Year Anniversary Special Edition: Essentialism What is the Essence of Your Life? 09/24/2014 051 The Price of Your Anger 09/17/2014 050 The Seven Sorrows of Mary are the Seven Gifts of the Holy Spirit 09/15/2014 049 Obstacles in Your Life (How to Conquer Them) 09/10/2014 048 Brain Science, Your Soul & Prayer 09/03/2014 047 Don’t Swallow the Camel 08/27/2014 046 The Secret Life of Thomas Aquinas 08/22/2014 045 Did Saint Paul Teach Once Saved Always Saved? 08/06/2014 044 How to Escape Joyless Catholicism, Part 2 07/30/2014 043 How to Escape Joyless Catholicism, Part 1 07/24/2014 042 Golf Cart Saint 07/15/2014 041 5 Intellectual Virtues and Pornography, Art, and Culture 07/02/2014 040 Taylor and Joy Talk About Their Marriage 06/25/2014 038 Should You Budget Time 06/04/2014 037 The Theology of Vacation, Leisure, and Recreation 05/28/2014 036 Noah Movie Review – Rock Monsters? 05/21/2014 035 Children Need Fortitude 05/14/2014 034 Jokes of Saint John XXIII 05/07/2014 033 Divine Mercy: 5 Common Questions 04/30/2014 032 4 Sections of Hell 04/23/2014 031 Meet The Saint Version of You 04/16/2014 030 Should You Be an Optimist? 04/09/2014 029 Finding Fellowship like Samwise Gamgee 04/01/2014 028 Demons, Snakes, and Ticks: Lessons from a Hunting Trip 03/26/2014 027 How to Make an Eternal Impact with Your Life 03/19/2014 026 Thoughts on My Pilgrimage to Our Lady of Guadalupe 02/26/2014 025 Why is the Catholic Church Roman? 02/19/2014 024 The Seven Lies We Believe About Our Failures 02/11/2014 023 How to Restart Your Mental Computer 02/06/2014 022 Top Five Productivity Tips from Thomas Aquinas 01/29/2014 021 Did You Miss God’s Plan for Your Life? 01/23/2014 020 When Prayer Becomes a Chore 01/15/2014 019 12 Attributes of a Baptized Christian 01/08/2014 018 A Podcast Against Bitter Catholics! 12/30/2013 017 Mary’s Painless Delivery of Christ Explained 12/18/2013 016 Our Lady of Guadalupe and Saint Luke (Plus How to Set Goals) 12/11/2013 015 Total Consecration to Mary 12/04/2013 014 What’s Your Apostolate? 11/27/2013 013 6 Items for the Liturgy of Your Life 11/20/2013 012 Why You Should Be More Creative 11/13/2013 011 Why Did They Stop Teaching Virtue? 11/06/2013 010 How Do Saints Hear Our Prayers? 10/30/2013 009 My Opinion of Martin Luther 10/23/2013 008 My Top 5 Daily Prayers 10/16/2013 007 Your Guardian Angel 10/03/2013 006 How You Can Convert 7 Billion People 09/25/2013 005 3 Strategies for a Marriage that Sings! 09/18/2013 004 4 Step Plan When Family Leave the Faith 09/12/2013 003 5 Tools for Deep Daily Prayer Life 09/04/2013 002 Three Tips to Increase Your Passion for Life 08/28/2013 001 How to Find a Spiritual Director 08/18/2013 The post #060: Is Saint George Still a Saint? [Podcast] appeared first on Taylor Marshall.
This week we will continue with listener questions. As you may remember, we just completed our first ever Annual Reader/Listener Survey for this site (and podcast). We got some interesting and surprising results in that survey… and lots of feedback, comments, and questions. We will answer more questions and comment on more comments. Also on today's episode… Tip of the Week I address the overreaction to my comments about “radical grace”. Would you like to be in a mastermind with me? And the always award-winning, much much more. Announcements: Looking for a copywriting gig? Send me a one sheet “sales letter” on why you would be a perfect copywriter for me to hire. 800 words maximum. Also send along any samples you think would convince me you are brilliant. Make the subject line of your email say only: “Blue Fondue”. Send that email to the address I provided in the podcast, and listen to the podcast audio for instructions about what happens next. If you email me with questions, I have not listened to the podcast instructions, I won't be able to answer you. Starting this week, every person who submits an audio question for the podcast will receive a free gift (if, and only if, we use your question on the podcast). Click here to submit your audio question. Meanwhile, if you would be interested in the possible one-day mastermind with me and 11 other people, where we make radical progress in your business… And if you're not just “interested” but you already know you want to do it, fill in this form. If it looks like you would be a good fit, I will call you myself. (If you just want the “details”, listen to the podcast. I explain all the “details”.) Conferences where I will be attending and/or speaking: Strategic Influence Jan 14-16, 2014, Phoenix, AZ NAMS 11 February 7-9, 2014, Atlanta, GA Social Media Marketing World, March 26-28, 2014, San Diego, CA JV Alert: The Perfect Game April 24-27, Denver, CO SCORRE Conference May 5-8, Orlando, FL Tip Of The Week Stuck In Customs Copywriting Corner This is the official kickoff of one of your suggestions from our listener survey: that I include a copywriting tip in each episode. Each week I will include a tip on how to improve the power and persuasiveness of your copy. In other words, I will help you write copy that moves people to action, whether that action be to buy a product, to opt into a list, or to adopt an idea you are “selling” to them. This week's tip: the easiest and fastest way to influence anyone is by using what is already influencing them. This is a restatement of Robert Colliers classic advice: you must enter the conversation that is already taking place in the mind of the reader. But how do you do this? To get into the mind of your prospect, you need to have tea. No, it's not a beverage. It's a visualization exercise, for which I have coined the term The Empathy Amplifier (T.E.A.). Here's how to do it: Gather all the actual data you have about your prospects (the people to whom you are writing). Get into a quiet place. Perhaps even have an actual cup of tea. Now visualize yourself stepping into the body and life of your prospect. (This is not some form of demonic astral projection, it simply you using your sanctified imagination to understand another person's life better.) Walk through every detail of their day that you can imagine: when they wake up, how they wake up, what they see/hear/smell/feel… What they have for breakfast, the kind of car they drive to work, the neighborhood they drive through, the waiter greeted at the office, the emotional state they feel throughout the day… Right up to the moment they walk through the door of home at the end of the workday and collapse onto the sofa to watch TV. Or whatever they do. Take your time. Do this exercise thoroughly. Think about what their fears, frustrations, and anxieties are. What is their dominant driving emotion, most of the time? When you have bathed yourself in the wash of their experience… Now you can start writing some copy. Try it. In fact, I would love to share some reader examples with everyone else. So if you do this exercise, and write a paragraph or two of copy, and you know there is a difference-send me that copy! I'll share with the world! Spiritual Foundations Last week I talked about those who resist a “radical grace” approach to the gospel. I mentioned that some people are afraid this is an error, and refer to it as “cheap grace” or “greasy grace”. Their concern is that this teaching that Jesus has already paid the price for our sins… past, present, and future, is a perversion of the gospel. That it gives people license to sin, and makes them bitter, arrogant, and prideful. I said that Grace is not a license to sin. It is what empowers us to overcome sin. I also knowledge to that some use the word “grace” as an excuse for their sin. But we don't know (a) whether that person IS or IS NOT a true believer… and (B) how and/or when that person will be overcome by God's Grace and led out of a life of sin. Let me assure you that I got the same objections from more than one person. So if you objected, and you are hearing this, please understand that I am not directing this only at you. I am, in the best way I know, lovingly offering you a different way of considering this issue. I reached my conclusions on these matters based solely on Scripture. I can defend them based solely on Scripture. But that would take an entire podcast to even begin to scratch the surface. So let me summarize this quickly, and perhaps allow some people to rest easy, by saying this: The grace that Jesus Christ offers lets you completely off the hook for sin. It settles your sin problem once and for all. Past, present, and future. It is not necessary for you to beg for forgiveness every time you cross the line in sin. Even if you do it willfully. Grace is much more powerful than that, and creates within you a new heart that makes it more and more impossible for you to sin. For the grace of God has appeared that offers salvation to all people. It teaches us to say “no” to ungodliness and worldly passions, and to live self-controlled, upright and godly lives in this present age. Titus 2:11-12, NIV Grace does not increase the desire to sin. Preaching this radical grace does not cause people to sin more. What causes that is the very spirit of “religion” which so desperately wants to bind people to rules and regulations. It is this religious spirit that causes well-meaning believers say things like, “Yes, grace is wonderful, but you got to be careful… you've got to make sure you balance that teaching with an emphasis on holiness… and following God's commandments.” I humbly disagree. We are not under the law, but under grace. Let's see what the New Testament has to say about the Law. Acts The law is an unbearable yoke. (Acts 15:10) Romans The law reveals sin but cannot fix it. (Romans 3:20) If the law worked then faith would be irrelevant. (Romans 4:14) The law brings wrath upon those who follow it. (Romans 4:15) The purpose of the law was to increase sin. (Romans 5:20) Christians are not under the law. (Romans 6:14) Christians have been delivered from the law. (Romans 7:1-6) The law is good, perfect, and holy but cannot help you be good, perfect, or holy. (Romans 7:7-12) The law which promises life only brings death through sin. (Romans 7:10) The law makes you sinful beyond measure. (Romans 7:13) The law is weak. (Romans 8:2-3) 1 Corinthians The strength of sin is the law. (1 Corinthians 15:56) 2 Corinthians The law is a ministry of death. (2 Corinthians 3:7) The law is a ministry of condemnation. (2 Corinthians 3:9) The law has no glory at all in comparison with the New Covenant. (2 Corinthians 3:10) The law is fading away. (2 Corinthians 3:11) Anywhere the law is preached it produces a mind-hardening and a heart-hardening veil. (2 Corinthians 3:14-15) Galatians The law justifies nobody. (Galatians 2:16) Christians are dead to the law. (Galatians 2:19) The law frustrates grace. (Galatians 2:21) To go back to the law after embracing faith is “stupid.” (Galatians 3:1) The law curses all who practice it and fail to do it perfectly. (Galatians 3:10) The law has nothing to do with faith. (Galatians 3:11-12) The law was a curse that Christ redeemed us from. (Galatians 3:13) The law functioned in God's purpose as a temporary covenant from Moses till John the Baptist announced Christ. (Galatians 3:16 & 19, also see Matthew 11:12-13, Luke 16:16) If the law worked God would have used it to save us. (Galatians 3:21) The law was our prison. (Galatians 3:23) The law makes you a slave like Hagar. (Galatians 4:24) Ephesians Christ has abolished the law which was a wall of hostility. (Ephesians 2:15) Philippians Paul considered everything the law gained him as “skybalon” which is Greek for “poop.” (Philippians 3:4-8) 1 Timothy The law is only good if used in the right context. (1Timothy 1:8 – see next verse for the context) The law was made for the unrighteous but not for the righteous. (1 Timothy 1:9-10) Hebrews The law is weak, useless, and makes nothing perfect. (Hebrews 7:18-19) (As an aside – that's some fighting talk – no wonder the author of Hebrews remains anonymous to this day!) God has found fault with it and created a better covenant, enacted on better promises. (Hebrews 8:7-8) It is obsolete, growing old, and ready to vanish. (Hebrews 8:13) It is only a shadow of good things to come and will never make someone perfect. (Hebrews 10:1) This list of scripture, and the commentary, was supplied by my good friend Phil Drysdale. I recommend you read Phil's blog at PhilDrysdale.com Let me answer clearly this accusation that there is such a thing as “greasy grace”: no, no, no! Grace does not cause disregard for holiness-your religion does. As a final thought on this subject, I will quote the well-respected Bible commentator Martyn Lloyd Jones, who wrote the following in his Commentary on Romans 6: The true preaching of the gospel of salvation by grace alone always leads to the possibility of this charge being brought against it. There is no better test as to whether a man is really preaching the New Testament gospel of salvation than this, that some people might misunderstand it and misinterpret it to mean that it really amounts to this, that because you are saved by grace alone it does not matter at all what you do; you can go on sinning as much as you like because it will redound all the more to the glory of grace. If my preaching and presentation of the gospel of salvation does not express it to that misunderstanding, then it is not the true gospel.” Your Further Comments More emphasis on selecting niches and keywords. This is my biggest problem. I prefer to read the transcription of a podcast. Broadcast listener questions I like the short format the best. I really like the podcast. It would be nice if all blog post were able to be listened to. Your Further Questions Do you have live hands-on workshops about Writing Riches for those of us who could use a tutorial? I believe in your message and impressed by you as a person — so my question would be “What can I do to help you be successful Ray?” What is the best way to get content and products created without bogging down and missing the market? Do you think it's possible to create an income with “just” a Dad blog and podcast? Is it really that easy to charge big money for common knowledge? (or maybe I know more than I think I do) More details about how you include God in your daily business activities. Very few people mention God and business together (that's why I love your posts/Podcasts). How do you specifically include prayer in your business activities? What To Do Now If you enjoy the podcast, I would consider it a great favor if you subscribe (and leave a review) in iTunes. This helps new people discover the podcast. You can also find the podcast on Stitcher. Question: how are you doing on your goals and resolutions so far in the new year? Click here to leave your comments.