Podcast appearances and mentions of Saint George

Joel Berry of the Babylon Bee tweeted: “This won't be easy for people to hear, but there are only about 200 professed Catholics still living in Gaza and they all support Hamas.” Dr. Taylor Marshall explains why this is wrong and links it to Babylon Bee's anti-Catholic past. https://ChristianPatriotBook.com Pre-Order Dr. Marshall's new book Christian Patriot. Watch this new podcast episode by CLICKING HERE Today's Sponsors: https://nsti.com/checkout/?rid=pJNK69 This is the NSTI discount link to receive your $1 jump start at New Saint Thomas Institute

Israel has accidentally hit Christian churches and sites about 5 times recently. Why do these accidents keep happening? Pope Leo XIV calls for “an immediate ceasefire.” https://ChristianPatriotBook.com Pre-Order Dr. Marshall's new book Christian Patriot. Watch this new podcast episode by CLICKING HERE Today's Sponsors: https://nsti.com/checkout/?rid=pJNK69 This is the NSTI discount link to receive your $1 jump start at New Saint Thomas Institute.

A “blood oath” involving a priest and seminarians, including a ritual with a man dressed in a white Yeti costume, has scandalized the Catholic Archdiocese of Denver. Dr. Taylor Marshall provides commentary. https://ChristianPatriotBook.com Pre-Order Dr. Marshall's new book Christian Patriot. Watch this new podcast episode by CLICKING HERE Today's Sponsors: https://nsti.com/checkout/?rid=pJNK69 This is the NSTI discount link to receive your $1 jump start at New Saint Thomas Institute. https://purehealthresearch.com — Get 35% off when you try Liver Health Formula today and use code Taylor at checkout! https://purehealthresearch.com — Get 35% off when you try Liver Health Formula today and use code Taylor at checkout!

pWotD Episode 2997: Druze Welcome to popular Wiki of the Day, spotlighting Wikipedia's most visited pages, giving you a peek into what the world is curious about today.With 197,037 views on Wednesday, 16 July 2025 our article of the day is Druze.The Druze ( DROOZ; Arabic: دَرْزِيّ, darzī or دُرْزِيّ durzī, pl. دُرُوز, durūz), who call themselves al-Muwaḥḥidūn (lit. 'the monotheists' or 'the unitarians'), are an Arab esoteric religious group from West Asia who adhere to the Druze faith, an Abrahamic, monotheistic, and syncretic religion whose main tenets assert the unity of God, reincarnation, and the eternity of the soul.Although the Druze faith developed from Isma'ilism, Druze do not identify as Muslims. They maintain Arabic language and culture as integral parts of their identity, with Arabic being their primary language. Most Druze religious practices are kept secret, and conversion to their religion is not permitted for outsiders. Interfaith marriages are rare and strongly discouraged. They differentiate between spiritual individuals, known as "uqqāl", who hold the faith's secrets, and secular ones, known as "juhhāl", who focus on worldly matters. Druze believe that, after completing the cycle of rebirth through successive reincarnations, the soul reunites with the Cosmic Mind (al-ʻaql al-kullī).The Epistles of Wisdom is the foundational and central text of the Druze faith. The Druze faith originated in Isma'ilism (a branch of Shia Islam), and has been influenced by a diverse range of traditions, including Christianity, Gnosticism, Neoplatonism, Zoroastrianism, Manichaeism, Pythagoreanism. This has led to the development of a distinct and secretive theology, characterized by an esoteric interpretation of scripture that emphasizes the importance of the mind and truthfulness. Druze beliefs include the concepts of theophany and reincarnation.The Druze hold Shuaib in high regard, believing him to be the same person as the biblical Jethro. They regard Adam, Noah, Abraham, Moses, Jesus, Muhammad, and the Isma'ili Imam Muhammad ibn Isma'il as prophets. Additionally, Druze tradition honors figures such as Salman the Persian, al-Khidr (whom they identify with Elijah, John the Baptist and Saint George), Job, Luke the Evangelist, and others as "mentors" and "prophets".The Druze faith is one of the major religious groups in the Levant, with between 800,000 and a million adherents. They are primarily located in Lebanon, Syria, and Israel, with smaller communities in Jordan. They make up 5.5% of Lebanon's population, 3% of Syria's and 1.6% of Israel's. The oldest and most densely populated Druze communities exist in Mount Lebanon and in the south of Syria around Jabal al-Druze (literally the "Mountain of the Druze"). The Druze community played a critically important role in shaping the history of the Levant, where it continues to play a significant political role. As a religious minority, they have often faced persecution from various Muslim regimes, including contemporary Islamic extremism.Several theories about the origins of the Druze have been proposed, with the Arabian hypothesis being the most widely accepted among historians, intellectuals, and religious leaders within the Druze community. This hypothesis significantly influences the Druze's self-perception, cultural identity, and both oral and written traditions. It suggests that the Druze are descended from 12 Arab tribes that migrated to Syria before and during the early Islamic period. This perspective is accepted by the entire Druze communities in Syria and Lebanon, as well as by most Druze in Israel.This recording reflects the Wikipedia text as of 01:47 UTC on Thursday, 17 July 2025.For the full current version of the article, see Druze on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm neural Ruth.

Cardinal Burke recently preached on the Third Secret of Fatima, saying: “The message speaks about the practical apostasy of our time that is the going away from Christ by so many in the Church and the violence and death which are its fruit.” Dr. Taylor Marshall comments. https://ChristianPatriotBook.com Pre-Order Dr. Marshall's new book Christian Patriot. Watch this new podcast episode by CLICKING HERE Today's Sponsors: https://icatholicmobile.com/ Switch to a faithful Catholic alternative to your phone coverage, and tell them Dr. Taylor Marshall sent you. https://nsti.com/checkout/?rid=pJNK69 This is the NSTI discount link to receive your $1 jump start at New Saint Thomas Institute for your Catholic Bible in a Year, Catholic Bible Cheat Sheet, and Catholic Lifetime Reading List and 10 Catholic Courses from Dr. Taylor Marshall. https://www.birchgold.com/taylor — Get your FREE infokit from Birch Gold and secure your future today. http://youtube.com/c/drtaylormarshall… Get FREE signed books (AND a free Rosary) and support my work on Patreon:   / drtaylormarshall   Get Dr. Marshall's Books: SWORD AND SERPENT: A historical fiction novel about Saint George and the Dragon: https://amzn.to/3TkZsWF ANTICHRIST AND APOCALYPSE: A Catholic approach to the end times and commentary on Revelation: https://amzn.to/3ESfDEL INFILTRATION: The Plot to Destroy the Church from Within: https://amzn.to/2ENisHk Please support the channel and receive autographed Taylor Marshall Books at   / drtaylormarshall   Dr. Marshall's Traditional Catholic Calendar: store.taylormarshall.com Will you please help me in 3 ways? ✅ 1) Please click the Thumbs-Up Like Button

Diane Montagna uncovers new evidence confirming CDF Report: Erodes Vatican Narrative on Traditional Latin Mass Restrictions. Full Substack story by Diane Montagna here: https://dianemontagna.substack.com/p/… https://ChristianPatriotBook.com Pre-Order Dr. Marshall's new book Christian Patriot. Watch this new podcast episode by CLICKING HERE Today's Sponsors: https://purehealthresearch.com — Get 35% off when you try Liver Health Formula today and use code Taylor at checkout! https://nsti.com/checkout/?rid=pJNK69 This is the NSTI discount link to receive your $1 jump start at New Saint Thomas Institute for your Catholic Bible in a Year, Catholic Bible Cheat Sheet, and Catholic Lifetime Reading List and 10 Catholic Courses from Dr. Taylor Marshall.

Pope Leo XIV led prayers for the victims and families affected by Texas floods that have so far killed 81 people, including the 28 children at a Christian girls' camp. https://ChristianPatriotBook.com Pre-Order Dr. Marshall's new book Christian Patriot. Watch this new podcast episode by CLICKING HERE Today's Sponsors: https://www.birchgold.com/taylor or text TAYLOR to 989898 to get your FREE, no obligation info kit on owning gold from Birch Gold. https://nsti.com/checkout/?rid=pJNK69 This is the NSTI discount link to receive your $1 jump start at New Saint Thomas Institute for your Catholic Bible in a Year, Catholic Bible Cheat Sheet, and Catholic Lifetime Reading List and 10 Catholic Courses from Dr. Taylor Marshall.

The Catholic laity in Charlotte continues to kneel despite Bishop Michael Martin's attempts to discourage the traditional practice by removing kneelers. https://ChristianPatriotBook.com Pre-Order Dr. Marshall's new book Christian Patriot. Watch this new podcast episode by CLICKING HERE Today's Sponsors: https://nsti.com/checkout/?rid=pJNK69 This is the NSTI discount link to receive your $1 jump start at New Saint Thomas Institute for your Catholic Bible in a Year, Catholic Bible Cheat Sheet, and Catholic Lifetime Reading List and 10 Catholic Courses from Dr. Taylor Marshall.

This is Derek Miller, Speaking on Business. Alsco Uniforms has played a key role in establishing many of the industry standards followed today. Since 1889, the company has delivered high-quality linen and uniform services with a focus on reliability, innovation, and customer care. General Manager, Craig Beals, joins us with more. Craig Beals: Utah is growing fast — and with that growth comes the need for a reliable supplier who will keep your business running smoothly. That's where Alsco Uniforms comes in. For over 135 years, Alsco Uniforms has been Utah's trusted laundry service, quietly supporting businesses across the state. From restaurants in Ogden to hospitals in Salt Lake and auto shops in Saint George, we deliver more than just uniforms. Alsco Uniforms provides hygienically clean linens, crisp uniforms, floor mats, mops, restroom supplies and first aid kits — so business owners can focus on what they do best. We even serve some of Utah's most notable venues, like the Delta Center, home of REAL Salt Lake and Royals America First Field, and the new Bee's stadium in Daybreak. Even if you haven't heard of Alsco Uniforms, you've likely used our products while visiting a Utah business. This fifth-generation, family-owned local company remains a reliable consistent partner to thousands of Utah businesses. Derek Miller: Alsco Uniforms goes beyond just uniforms and linens — they're dedicated to delivering exceptional customer service and helping businesses thrive throughout Utah. To learn more about their services and story, visit Alsco.com. I'm Derek Miller, with the Salt Lake Chamber, Speaking on Business. Originally aired: 7/1/25

Behold, mortals and mech-fanatics! Welcome to the very first episode of our theological deep-dive into the grimdark future where there is only war... and apparently, a surprising amount of sacramental symbolism.

durée : 01:28:45 - Relax ! du vendredi 20 juin 2025 - par : Lionel Esparza - Pour se détendre cet été, rien de mieux que trois biographies qui viennent d'êtres publiées : Monsieur de Saint-George, Erik Satie et Edvard Grieg. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

durée : 01:28:45 - Relax ! du vendredi 20 juin 2025 - par : Lionel Esparza - Pour se détendre cet été, rien de mieux que trois biographies qui viennent d'êtres publiées : Monsieur de Saint-George, Erik Satie et Edvard Grieg. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

Hosts Pastor Robert Baltodano and Pastor Lloyd Pulley Question Timestamps: Diane, ID (3:38) - What should I think about Derek Prince's teachings? Can demons possess Christians? Can you recommend any resources for spiritual warfare? DM316, YouTube (9:17) - Is open air preaching a specific calling that some people have? What advice would you give to those who feel called or drawn to that kind of ministry? John, PA (12:08) - Why does God cast the demons into the pigs? John, NY (14:17) - Can you help me find a Bible believing church in Saint George, New York? Mike, NJ (16:18) - Is it true that if you get divorced and remarry, you are committing adultery for life? What about leaders in situations like Michael Tait? Calvary Young Adults Q&A (25:45) - How do I stop watching pornography? Carl, NH (33:50) - Recommending an audio Bible for people who have poor vision. Nelsun, Facebook (35:36) - Is it okay to consume media from former Christian authors and artists? Specifically someone like Josh Harris? Jason, SC (37:45) - When did the world switch over to the BC and AD calendar? Carlos, NJ (40:58) - I need to repent of a sin that my wife convicted me of. How do I do it? Demetrious, KY (44:13) - If Jesus forgives us, then why are all of our actions written down and recorded in the Book of Life? Tara, NJ (50:05) - What happens to people that are born far away from Christians and don't ever hear the Gospel? Ask Your Question: 888-712-7434 Answers@bbtlive.org

In this episode, James talks to Professor Ian Pace from City, Saint George's University of London about academic freedom, discussing the challenges facing universities, including political pressures, institutional neutrality, and the need for legislation to protect free speech and critical inquiry in academic settings. The conversation explores recent developments in academic freedom legislation in the UK and New Zealand, examining how universities are navigating complex issues of free speech, institutional policies, and the potential risks of political conformity in higher education.

Editor's note: This piece is slightly different to our normal ones. It's more akin to a blog and written in the first person. However, we deemed it interesting given the writer, where they are, and the wider context. Although I am not an infantryman, I am assigned to an infantry unit here in the USA. At our recent dining out, talk inevitably turned to Saint Maurice. For those who do not know, Saint Maurice is the patron saint of infantrymen. When it came time for the commander to induct a select few into the Order of Saint Maurice, I heard the script - which includes the story of Saint Maurice - as if it was for the first time. Maurice was ordered to have his legionnaires offer pagan sacrifices before battle near the Rhone at Martigny. The Theban Legion refused to participate, and also refused to kill innocent civilians in the conduct of their duty, and withdrew to the town of Agaunum. Enraged, Maximian ordered every tenth man killed, yet they still refused. A second time the General ordered Maurice's men to participate and again they refused. Maurice declared his earnest desire to obey every order lawful in the eyes of God. "We have seen our comrades killed," came the reply. "Rather than sorrow, we rejoice at the honor done to them." I had been in a funk for the preceding few weeks. Like all members of the profession of arms I had been trying to make sense of the changes in Department policy and U.S. foreign policy that had been cascading out of the National Command Authority. Everything seemed to be in flux. Opinions among my peers differed. Nothing seemed to make sense. And then I heard this story and suddenly I felt better. I am not a religious man. And even if I were, the religion of my ancestors did not include the veneration of saints (if you must know, I'm Jewish, but you can only get military inspiration from the stories of the Maccabean Revolt so many times before you need to look further afield for inspiration). But in a time when everyone is talking about "warrior culture" - and not necessarily in a way that made good sense - the story of Saint Maurice seemed like it held some sort of answer. As a good cavalryman, I went straight to the story of Saint George. As a result of his personal bravery, this man - then known as Nestor of Cappodocia - became a member of the Roman Emperor Diocletian's personal bodyguard. In 303 AD, Diocletian issued an edict in Nicodemia, now a part of Turkey, that ordered the destruction of all Christian Churches, sacred writings and books, and outlawing all Christians who did not, on the surface at least, conform to paganry. Upon seeing the edict, Nestor tore it down. For his act and his refusal to abide by the pagan emperor's edict, Nestor was imprisoned, tortured, and executed. Early Christians changed Nestor's name to George, and he became associated with bravery, dedication to faith, and decency. The legend of St. George's defeating the dragon perpetuates the might of the mounted warrior over the forces of evil. It is an Italian legend dating from the 12th Century, and the story goes like this: Near the city of Silene, a frightful dragon came to live in a marshy swamp, and its breath poisoned all who attempted to drive it away. To protect themselves, the citizens offered the dragon two sheep every day. Soon, however, they ran out of sheep, and human sacrifices were then drawn by lot. One day, the lot fell to the king's daughter. She was left in the swamp to face the dragon, and this is where St. George finds her during his travels. In a fierce combat, George defeats the dragon but does not kill it. Instead, he ties the princess' waistband around the dragon's neck and has her lead it back to the city. There he promises to slay the dragon if the people will embrace the Christian faith. This they agree to do, and he kills the dragon. Later, of course, the dragon came to represent the embodiment of evil and hatred rather than an animal, but the moral remained. The heroism and faith of S...

durée : 00:06:49 - "Monsieur de Saint-Georges : un rival de Mozart" - par : Max Dozolme - La biographie "Monsieur de Saint-George, un rival de Mozart" d'Alain Guédé vient de ressortir dans une édition enrichie chez Actes Sud. Une magnifique porte d'entrée pour découvrir le destin hors normes de ce grand homme des Lumières !

On this episode of Agency Nation Radio, we meet Jorge Wetenkamp, agency owner of Desert Crest Insurance in Saint George, Utah. Wetenkamp's career in insurance was unexpected. After working at In-N-Out Burger and at the DMV, he took a job with AAA Insurance when they started offering DMV services. This opened his eyes to the opportunities for career growth and serving the Hispanic community. In 2021, he started an independent agency and the business has grown “far beyond what I set my goals as three or four years ago,” Wetenkamp says. After hiring his first employee in January 2024, he's currently onboarding two new agents that will allow him to grow, as well as focus on servicing his existing book. “Now, it's about buying back my time, so all new leads will go to my new agents,” he says. “At the beginning, you grind nonstop—you work late, do whatever it takes. But once your business is established, you start thinking about balance.” Agency Nation Radio is where insurance professionals turn on the mic and share unscripted stories about leadership, technology, marketing, success and failure—stories that helped make them the professionals they are today. From Main Street USA to the pages of Independent Agent magazine—we've got the stories you want to hear. For more, catch Agency Nation Radio on your favorite streaming platform or visit iamagazine.com/podcasts. This podcast is sponsored by the Insurance Marketing & Communications Association (IMCA). IMCA Ignite 2025 is taking place in Scottsdale, Arizona, June 23-25. Don't miss the only conference where the insurance marketing and communications community comes together to share content-rich, forward-thinking and relevant topics while also networking for lasting connections. Register here: https://rise.imcanet.com/Portal/Portal/Events/Annual_Conference/2025_Annual_Conference/IMCA_Ignite_2025.aspx

Cecil Bartholomew aka Mr. B was born in Curepe, Trinidad, attended Presentation College in Chaguanas, worked at the license office then moved to the US to study. He gained a Bachelor of Science in Electrical Engineering from the Polytechnic Institute in New York, bolstered by further studies in Artificial Intelligence at MIT as well as jazz and classical guitar. He served as an International Engineering Manager at Electronic Signature Analysis Technologies with Xerox for 30 years, in the US, South America, Europe, Middle East, Africa and Australia, innovating strategic technologies to enhance component reusability. He returned to the Caribbean in 2000 as ICT director for OECS [Organization of eastern Caribbean States] under the leadership of the then Prime Minister of Grenada, Carriacou and Petit Martinique, Dr. Keith C. Mitchell. Mr. B resides in Saint George's, Grenada.He is a world-renowned Classical/Jazz guitar/Arranger/Composer, celebrated for his unique fusion of tropical rhythms and jazz structures and performed as a backup guitarist for visiting artists while he was active in New York City and had a significant performance history during the 1980s and 1990s. Although classically trained, Jazz became the main thrust. After a solo performance Gloucestershire England other performances occurred in Holland, Germany, France, and Australia, when a classical solo album was sold worldwide. Cecil also has two CDs. With a profound passion for music, he coined the term “Kingdom-Guitar,” emphasizing his commitment to integrate music with a powerful message. Cecil's musical journey began in Trinidad and continued in Grenada, where he developed a deep appreciation for the guitar under the mentorship of jazz legends Laurindo Almeida and Kenny Burrell. His compositions often reflect the Bossa Nova rhythm blended with cheerful lyrical jazz solos, creating a vibrant musical landscape in his works. Bartholomew's style, best described as "Tropical Jazz Fusion," artfully combines rock, calypso, and jazz standards, while also incorporating original compositions. As the composer and guitarist for the band, Bartholomew leads the ensemble's exploration of tropical jazz fusion, enhancing their sound through acoustic and electric guitar arrangements. The music produced is a harmonious blend of original works and creatively rearranged covers. Cecil was leader, composer and arranger of 2 bands: Akasa in the US and Quiet Fire in Grenada. His contributions in composition and arrangement helped shape the band's unique sound. He also played the double tenor steel pan and is a dedicated music instructor at Archibald Avenue Music since 2009.Presently retired, Mr. B performs weekly at the prestigious Calabash Hotel in Grenada and at special venues, mostly as a solo artist for the Government of Grenada and at other private events, while recording, teaching and changing the minds and hearts of youths through his music.A man of deep faith and conviction, Bartholomew sees music as a spiritual passage and a vehicle for societal change. He emphasizes discipline, effort, and heartfelt communication throughout, as well as advocating for women.

Nous sommes le 25 décembre 1739, en Guadeloupe. Ce jour-là, Joseph vient au monde, fils d'un colon, planteur, noble et d'une esclave noire. Contrairement au sort réservé aux enfants mulâtres, Joseph, selon la volonté de son père, va bénéficier de l'éducation dispensée dans ce que l'on appelle la « bonne société ». A Paris, il est formé, notamment, à l'escrime et à la musique. Des domaines dans lesquels il va exceller. Epéiste d'exception, celui qui est devenu le chevalier de Saint-George, va particulièrement s'illustrer en tant que violoniste et compositeur. Il dirige aussi les plus grands orchestres de son époque et rivalise avec Mozart. Proche de la reine Marie-Antoinette, il côtoie les plus influents, devient franc-maçon. Adulé en même temps que victime des préjugés, il s'engage dans la Révolution, prenant la tête d'un régiment composé de noirs et de métis volontaires. Il sera le premier colonel noir de l'armée française. Mais ses liens avec les royalistes le rendent suspect ; il est dénoncé, suspendu et incarcéré. Après sa mort, en 1799, son nom sombre dans l'oubli. Il est l'un des nombreux répudiés de l'Histoire. Partons sur les traces de Monsieur de Saint-George, le « Fameux Saint-George » comme ses contemporains le nommèrent… Avec les Lumières de Alain Guédé, journaliste, président de l'association « Le concert de Monsieur de Saint-George ». Auteur de « Monsieur de Saint-George – Un rival de Mozart » ; Acte Sud. Sujets traités : Saint-George, escrimeur, colon, esclavage, Mozart, Marie-Antoinette, Révolution, Merci pour votre écoute Un Jour dans l'Histoire, c'est également en direct tous les jours de la semaine de 13h15 à 14h30 sur www.rtbf.be/lapremiere Retrouvez tous les épisodes d'Un Jour dans l'Histoire sur notre plateforme Auvio.be :https://auvio.rtbf.be/emission/5936 Intéressés par l'histoire ? Vous pourriez également aimer nos autres podcasts : L'Histoire Continue: https://audmns.com/kSbpELwL'heure H : https://audmns.com/YagLLiKEt sa version à écouter en famille : La Mini Heure H https://audmns.com/YagLLiKAinsi que nos séries historiques :Chili, le Pays de mes Histoires : https://audmns.com/XHbnevhD-Day : https://audmns.com/JWRdPYIJoséphine Baker : https://audmns.com/wCfhoEwLa folle histoire de l'aviation : https://audmns.com/xAWjyWCLes Jeux Olympiques, l'étonnant miroir de notre Histoire : https://audmns.com/ZEIihzZMarguerite, la Voix d'une Résistante : https://audmns.com/zFDehnENapoléon, le crépuscule de l'Aigle : https://audmns.com/DcdnIUnUn Jour dans le Sport : https://audmns.com/xXlkHMHSous le sable des Pyramides : https://audmns.com/rXfVppvN'oubliez pas de vous y abonner pour ne rien manquer.Et si vous avez apprécié ce podcast, n'hésitez pas à nous donner des étoiles ou des commentaires, cela nous aide à le faire connaître plus largement. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Today's episode is a rerun of an older story. Before we get into the story, I talk about my religious experiences during Easter. St George is a famous mythical figure throughout Europe. Most versions of his story involve him fighting and killing a dragon who is causing problems in a city. But in my version, things are bit... smellier. Go to ⁠EasyStoriesInEnglish.com/George for the full transcript. Get episodes without adverts + bonus episodes at ⁠EasyStoriesInEnglish.com/Support⁠. Your support is appreciated! Level: Pre-Intermediate. Genre: Myths & Legends. Vocabulary: Saint, Dragon, Dew, Kingdom, Desert, Tame, Well (water), Pass out, Knight, Scratch, Collar. Setting: Fairytale. Word Count: 1662. Author: Ariel Goodbody. Learn more about your ad choices. Visit megaphone.fm/adchoices

Qatar has brokered talks between the government of Democratic Republic of Congo and the M23 rebel group, which is backed by Rwanda, to agree to common terms for a dialogue that includes a ceasefire. Also, Mexican President Claudia Sheinbaum bans foreign political ads on Mexican TV after a wave of anti-immigration spots sponsored by the Trump administration airs nationwide.  And, as Spain's Catalonia region celebrates Sant Jordi, or Saint George's Day, there's been controversy this year over one writer who lives in Catalonia but only writes in Spanish. Plus, new research shows that the venom of some rattlesnakes has evolved to be simpler and better tailored to their prey.Listen to today's Music Heard on Air. Learn about your ad choices: dovetail.prx.org/ad-choices

"George, this truly great and glorious Martyr of Christ, was born of a father from Cappadocia and a mother from Palestine. Being a military tribune, or chiliarch (that is, a commander of a thousand troops), he was illustrious in battle and highly honored for his courage. When he learned that the Emperor Diocletian was preparing a persecution of the Christians, Saint George presented himself publicly before the Emperor and denounced him. When threats and promises could not move him from his steadfast confession, he was put to unheard-of tortures, which he endured with great bravery, overcoming them by his faith and love towards Christ. By the wondrous signs that took place in his contest, he guided many to the knowledge of the truth, including Queen Alexandra, wife of Diocletion, and was finally beheaded in 296 in Nicomedia." (Great Horologion) The Empress Alexandra, along with a pagan priest who confessed Christ due to George's witness, were executed together with the Great Martyr. St Alexandra is commemorated on April 21/May 4.   Neither the Great Horologion nor the Prologue, nor the Church's services to St George, mention the most popular story of St George, his slaying of a dragon. Though many icons of the Saint show him mounted on horseback, slaying a dragon with a spear, the story is thought by many to be legendary, and the dragon in the icon symbolic.

Salve! This is a preview to our bonus episode for ⁠paid subscribers⁠!Every episode is a different song. This is the song today:"Jorge da Capadócia" by Jorge BenApril 23rd is a state holiday in Rio de Janeiro, celebrated in honor of Saint George's Day. Among his many devotees is Jorge Ben, who paid tribute to the saint in several songs, sometimes blended with Afro-Brazilian spirituality, through Saint George's syncretic counterpart, Ogum. One of his most iconic songs is "Jorge da Capadócia", released in 1975 on the album Solta o Pavão, featuring direct lines from a traditional prayer to Saint George, invoking protection against enemies. Find the full translation with our friends at Translationsmith. Over the years, the song has become a staple of Brazilian music, covered by influential artists like Caetano Veloso, pop singer Fernanda Abreu, and hip-hop legends Racionais MCs.

We Don't Need Starmer's Flag Lessons! We Don't Need Starmer's Flag Lessons! #KeirStarmer #SaintGeorgesDay #EnglishFlag #ReformUK #BritishPolitics  On Saint George's Day 2025, Keir Starmer stood outside Downing Street with Gary Lineker and other political allies to deliver what he called a patriotic message — but what looked more like a calculated political move. By wrapping himself in the St George's flag, Starmer claimed the Labour Party is the “true patriotic party” of British politics. But this was no celebration of English identity — it was a transparent attempt to hijack English patriotism and fight off the growing threat of Nigel Farage and Reform UK, who are gaining fast in the polls. Starmer says he wants to “take the flag back from extremists” — but who gave it away in the first place? If anyone's been divisive, it's Starmer himself. After the Southport massacre, he smeared all the protestors as “far-right thugs” and withheld details about Axel RudaKubana, the man whose murder triggered national outrage. Even his own counter-terrorism czar admitted this silence helped spark the riots. Let's also not forget the Emily Thornberry flag scandal back in 2014 — where the top Labour MP mocked a home displaying the English flag. She was demoted, but now Starmer has elevated her to the House of Lords. That's Labour's idea of accountability?  The flag of Saint George is not a symbol of hate or division — it's a symbol of the English working class, of tradition, and of pride. But in Starmer's politically correct, divided version of England, even the definition of a woman is up for debate. The people of England don't need flag lessons from the Labour Party. We need honesty, unity, and leadership that respects our national values — not more empty gestures.

A row's broken out between a developer and residents after plans for six flats on land in Folkestone were approved.The council meeting had to be paused and staff called to intervene after the argument broke out between Leo Griggs and people opposed to his proposals for Shorncliffe Road.Also in today's podcast, a man accused of murdering another man in Canterbury is set to walk free after his friend accepted blame for the killing.Samare Gerezgihir died after being stabbed in the city centre during a late night attack last October.Bosses in Dover have thanked the community for coming together to help families affected by a huge fire.Flats on Crabble Hill had to be evacuated after the blaze broke out in the early hours of Saturday.Figures seen by the podcast have revealed the cost of three by-elections in Medway came to more than £14  per vote, as only 20% of voters cast a ballot.Just over 4,200 people had their say over who should win the Medway Council seats in February. We've been getting reaction from the council leader.Hundreds of children have been taking part in St George's Day parades in north Kent.They've spent the past few weeks doing creative workshops to make Saint George themed shields and dragons - They also carried signs promoting friendship, unity and community.And, the boss of a Medway restaurant's been telling us how he uses money he makes on TikTok to provide food for people who are homeless.Burgerman Serj runs the Hungry House site on Chatham High Street, and has more than 280,000 followers on social media.

As I walk the hills of Helensburgh, Scotland, gazing over the Clyde from Ben Bouie, I'm struck by the battles we face, not just physical, but spiritual. Today, April 23, we celebrate St. George's Day, honouring a man who stood unwavering for Christ. Saint George, born around 275 AD in Cappadocia, now Turkey, was a Roman soldier under Emperor Diocletian. When ordered to renounce his faith, he refused, facing torture and martyrdom in 303 AD.

Across the world, people are mourning the death of Pope Francis at the age of 88. Anderson Cooper is live from Saint George's Cathedral in London, en route to Rome. Plus, the fallout and denials after Defense Secretary Pete Hegseth shared detailed military plans in a second Signal chat, which included his wife and brother. Anderson gets reaction from Democratic congressman Adam Smith. Learn more about your ad choices. Visit podcastchoices.com/adchoices

He was born in Sykeon in Galatia in Asia Minor. (The Great Horologion says that he was born out of wedlock; the Prologue that his mother, Maria, was a rich widow; in either case, he was reared by his mother alone). At the age of ten, Theodore took up a life of strict asceticism, devoting himself to prayer, fasting and vigils. His mother planned for him to enter the military; but St George appeared to her in a dream, telling her that Theodore was to serve the King of Heaven rather than any earthly king. After this, Saint George appeared to Theodore many times, sometimes instructing him, sometimes saving him from danger. After a trip to the Holy Land, Theodore became a monk in Galatia — we should say "officially became a monk," since he had been living as a monk from the age of ten. Once he had taken monastic vows, Theodore redoubled his ascetical labors, which exceeded those of any other monk of his time: for his asceticism, he was sometimes called the "Iron-eater." Around 584 was ordained Bishop of Anastasiopolis in Galatia, much against his will. He served his flock faithfully for ten years, then begged to be relieved of his episcopal duties so that he might return to his beloved monastic life. Even during his lifetime, he was famed for his miracles and his authority to cast out demons. He departed this life in peace in 613.

Os hablamos de Saint George's que cumple 100 años. Salvi nos explica el por qué de su origen en Madrid y cómo han celebrado la onomástica, ademas de alguna anécdota divertida y planes futuros. Podéis visitarla en: https://www.stgeorgesmadrid.org Esperamos que os resulte interesante conocer algo más sobre la cultura británica y esta vez en pleno centro de Madrid.

Father Paul tells the story of a man who, according to legend, slew a dragon and died a heroic martyr.

fWotD Episode 2883: The Spy Who Loved Me (novel) Welcome to Featured Wiki of the Day, your daily dose of knowledge from Wikipedia’s finest articles.The featured article for Thursday, 27 March 2025 is The Spy Who Loved Me (novel).The Spy Who Loved Me is the ninth novel and tenth book in Ian Fleming's James Bond series, first published by Jonathan Cape on 16 April 1962. It is the shortest and most sexually explicit of Fleming's novels, as well as the only Bond novel told in the first person. Its narrator is a young Canadian woman, Viv Michel. Bond himself does not appear until two-thirds of the way through the book, arriving at precisely the right moment to save Viv from being raped and murdered by two criminals. Fleming wrote a prologue to the novel giving the character Viv credit as a co-author.The story uses a recurring motif of Saint George against the dragon, and contains themes of power, and the moral ambiguity between those acting with good and evil intent. As the narrator who tells her own backstory and expresses her emotions and motives, Viv has been described as the best realised and most rounded female character in the Bond canon. The reviewers were largely negative, with some expressing a desire for a return to the structure and form of the previous Bond novels. In a letter to his editor after the reviews had been published, Fleming reflected that "the experiment has obviously gone very much awry".Following the negative reactions of critics, Fleming attempted to suppress elements of the novel: he blocked a paperback edition in the United Kingdom and, when he sold the film rights to Harry Saltzman and Albert R. Broccoli, they were permitted to use the title but none of the plot of the book. In the 1977 film The Spy Who Loved Me, the tenth in the Eon Productions series, only the title and the character of one of the villains, Jaws, is taken from the book. The film was the third to star Roger Moore as Bond. A heavily adapted version of The Spy Who Loved Me appeared in The Daily Express newspaper in daily comic strip format between 1967 and 1968; a British paperback edition of the novel was published after Fleming's death.This recording reflects the Wikipedia text as of 00:59 UTC on Thursday, 27 March 2025.For the full current version of the article, see The Spy Who Loved Me (novel) on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm generative Matthew.

Plus: Irene's school lunch adventures

On this week's Aftermath, Rebecca revisits the lost history of composer Joseph Bologne with Professor Charles Pettaway, Chair of the Music Department at Lincoln University. A concert pianist himself, Charles offers helpful insight for understanding the popularity of the Chevalier de Saint George's music at the time and discusses the advantages and disadvantages his race and talent afforded him. Afterward, Patreon subscribers can hear the post-interview discussion with Fact Checker Chris Smith and Producer Clayton Early and see if the verdict holds up. Make a one time Donation while we recover from the Eaton Canyon Fires.Join our Patreon!Join our Discord!Tell us who you think is to blame at http://thealarmistpodcast.comEmail us at thealarmistpodcast@gmail.comFollow us on Instagram @thealarmistpodcastFollow us on Twitter @alarmistThe Support this show http://supporter.acast.com/alarmist. Hosted on Acast. See acast.com/privacy for more information.

Who's to blame for the Lost History of Composer Joseph Bologne (AKA Chevalier de Saint-Georges)? This week, The Alarmist (Rebecca Delgado Smith) welcomes Dr. Jon Higgins (The B.F.F. Podcast, Black. Fat. Femme: Revealing the Power of Visibly Queer Voices in Media and Learning to Love Yourself) to discuss history's neglect of 18th century composer (and swordsmen?!) Joseph Bologne, also known as the Chevalier de Saint-George. Why were Bologne's works ignored for almost 200 years despite him being regarded as the most accomplished man of his age? Was racism to blame? Did his mixed-race background have something to do with it? Or was he just too friendly with Marie Antoinnette and the aristocrats of that time? Producer Amanda Lund and Fact Checker Chris Smith join the conversation.This episode is brought to you by BetterHelp.Make a one time Donation while we recover from the Eaton Canyon Fires.Join our Patreon!Join our Discord!Tell us who you think is to blame at http://thealarmistpodcast.comEmail us at thealarmistpodcast@gmail.comFollow us on Instagram @thealarmistpodcastFollow us on Twitter @alarmistThe Support this show http://supporter.acast.com/alarmist. Hosted on Acast. See acast.com/privacy for more information.

Join our conversation with Nuria Garrote I Esteve and Sean Sutton of Ferndale, MI, based wine importer VinoVi & Co., as we discuss their signature, annual event, Catalan Wine Week taking place this upcoming April. It's a really a full month of Spanish cultural activities built around the holiday of the patron saint of Catalunya, Sant Jordi (i.e. Saint George) and is a celebration of love, culture (read: wine!), roses, and books!Enjoy the conversation, and get details of the upcoming Catalan Wine Week events at www.vinovico.com.

Amanda Joyce, a #1 bestselling author and health coach with roots on a ranch that nurtured her deep connection to nature, is driven by her top values of balance, peace, health, well-being, wisdom, intelligence, freedom, and happiness. Passionate about equipping people with whole, cheerful hearts that thrive despite life's challenges, Amanda has raised tens of thousands of dollars for blood cancer research and the American Heart Association and earned global recognition for her advocacy in revolutionary immunotherapy. Through the healing power of nature, heart-centered research, transformative coaching, and heartfelt, award-winning writing, she inspires others to embrace healthier heart habits, cultivate resilience, and create lives anchored in balance, joy, and freedom.“Amanda Joyce Jensen will always remember the night she told her 4-year-old son, Kezman, that his father, Marshall, had died of cancer – and how Kezman said he already knew because ‘Daddy came to me first.' He cried as he drew a picture of his dad standing at the end of the hallway, wearing a red superhero cape, flying into his thoughts. The euphemisms that adults often use to soften the shock can be confusing to a child of such a young age – that someone is “lost” or “passed away” – so his mother talked with Kezman gently but directly. He grasped more clearly than she had imagined that his father was gone and never coming back.”Read her full story in 2 recent articles about childhood grief where a journalist interviewed Amanda about her experience.https://www.sltrib.com/news/health/2025/01/27/utah-has-taken-groundbreaking-step/https://mindsitenews.org/2025/01/23/grief-in-children-soaring/Her book, Marshalling Beats of Your Heart can be found at this link:https://a.co/d/c1s6AUb. This April she has a course called Unpack Your Heart for caregivers and those who've experienced loss- watch for that on her website amandajoyce.com or https://amandjoyce.com.You can find me on Instagram, Facebook and X as aceamandajoyce since I'm certified through ACE- empowering transformation through lifestyle behavior change. You can purchase my book on Amazon or at a few local stores in Saint George.Keira's Site:https://www.keirabrinton.com/island-author-adventureLearn more about Keira Brinton, JOA Publishing, & the MOSAI Network here: https://www.keirabrinton.com/____________________________Register for First Friday's Free coaching and learn other ways to work with me: ⁠⁠⁠⁠⁠⁠⁠https://paperbell.me/meagan-skidmore⁠⁠⁠⁠⁠⁠⁠https://⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠meaganskidmorecoaching.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠Please help the podcast grow by following, leaving a 5 star review on Spotify or Apple podcasts and sharing with friends.Living Beyond the Shadow of Doubt™ is a proud member of the Dialogue Podcast Network [⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DialogueJournal.com/podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠].Hopeful Spaces, a monthly support group facilitated by Meagan Skidmore Coaching, is a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dallas Hope Charities⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ component of Hopeful Discussions sponsored by Mercedes-Benz Financial Services USA. Send an email to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠chc@dallashopecharities.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to join.

The truth behind the priests lecherous legends.By Nakod Apa. Listen to the Podcast at Steamy Stories.The PledgeAs was customary, the Temple constables came for Diana early on the day that she came of age; for it was ordained that one who had not been sired by a man was holy and consecrated to the service of the gods, if male to become a priest, if female to serve as a vestal servant; and that they should remain celibate all their years. She wore her finest outfit and did herself up for this big occasion. Today she was accepting a celibate vow and a lifetime of religious duties in the temple and the ministries of the priests. She was stunning, and folks stopped and stared along the streets, as her family procession went by.Diana was named for a great goddess. Her natural beauty was striking. Her inner grace and humility prevented her from any vanity at all.Peaceably Diana bade farewell to her mother but allowed them to follow behind her, to the Temple stronghold, for even had she so wished, there was no way she could escape her fate. She had long known that it was her destiny to become a vestal, as it had been her brother's to become a priest.Shut in a small cell, the hours passed slowly, boringly, as she waited to be given the first initiation step; a red robe of a novice; then be instructed in her duties. At last there came a clatter in the corridor and the sound of a key in the lock. Awkwardly, bearing a tray of food, a tall, young priest entered.“Jon!” She exclaimed in surprise. She jumped up and embraced her brother.“Hush, not so loud, little sister,” he admonished. “I had to bribe the kitchen vestal to allow me to deliver this in her place.”“But how are you, brother? Two years and I've not heard from you. Why have you not written?”“As you will discover it is not permitted for those commanded to the service of The Gods, to communicate with the ones they leave behind.”“Not even their sisters?”“Especially not them, for they might disclose the truth of matters that only The Chosen may know.”“Oh! But I was chosen to become a vestal anyway.”“And now you are not. That's why I came as soon as it was possible. To advise you.”“What do you mean, not to become a vestal? What else can I be?” Diana was confused.Jon paused to gather his thoughts. “Let me first set you aright, for much that we are taught is false; especially, that only those who are married may know and practice sex. Thus it follows that the children of an unmarried woman, like us, must have been conceived without benefit of a man, and are therefore special. Correct?”“Yes, of course.”“It's complete nonsense.”“Then who is our father?”“I know not, except that he must have been a priest.”“But the priests are celibate.”Jon gave a snort. “That is what we are meant to believe. The truth is that a priest may have sex whenever he pleases. I've enjoyed many women in the last two years.”“But where did you, do they, find the women?”“What do you think vestals are for?”“You mean, no I cannot believe it.” Diana was dismayed.“Vestals keep house, but that is secondary. Their main duty is to serve us priests. If you had become a vestal you would have been required to entertain any priest who desired you, and with looks like yours it would not have been long before most would have taken and enjoyed you. Wow, look at you, Diana! You're far more beautiful than I remember! These past two years have been very good to you.”“But what has this to do with being special.”“Well, how do we replace those that go to join the gods? If it were to be with the offspring of priests and vestals it would expose the myth of our purity, and in any case would eventually lead to serious inbreeding. So, at a certain point in their career, each priest is commanded to select from the Common Folk an unmarried woman he fancies, then drug the Eucharist she receives at prayers, divert her to private quarters after mass, then wait for her to pass out. When she finally awakes, she knows nothing of the sexual relations that occurred. But if she conceives, she is publicly esteemed by the priest, for having an immaculate conception. The bastards are the special ones, the replacements, us.”Diana shuddered and studied the floor. “But if I'm not to be a vestal, what am I to be?”“You remember in our lessons they taught us about the war with the nation of Dragonia?”“Yes.”“And how as part of the peace treaty, and to mark our subservience, we are bound to provide an annual tribute?”“Sure.”“What they didn't say was that this tribute is not a tax. That collected tax is diverted to secret clerical treasuries. The actual required Dragonian tribute is only nominal, and takes the form of a maiden. A beautiful young maiden from among the vestals and pledges. She becomes a slave to please and entertain the man who is ruler of Dragonia, The elders have decided that you are to be our tribute for this year.”“But I'm not beautiful.”“Oh my sister, Your humility denies the truth. Everyone else thinks otherwise, and they make the decisions in the Temple. Anyway just accept what comes, for a day or so. It won't be anything serious, at least not until you are given to the Dragonian dictator. I don't know what happens after that. But for now I'll keep an eye out and help where I can. Look, I'll have to go or they'll be wondering where I've disappeared to. Eat that food. Keep your strength up.”Awkwardly Jon leant forward and gave her a brotherly peck on the cheek, then slipped out of the cell door.The InitiationSomewhat perturbed Diana toyed with her food until, some thirty minutes later, two vestals appeared, led her to a room lined with old, cracked tiles, briskly undressed her, bathed her, then clothed her in an ancient red robe.“What happens now,” Diana asked.“You get to be taken to the High Cardinal.” One of the vestals told her. “Come on! He's impatient to know you.”Wearing only his outer dalmatic vesture, the High Cardinal watched as Diana was brought to stand before him. The red shift marking her as a novice was threadbare and at least two sizes too big, only just clinging to the points of her shoulders and leaving bare her slim neck and clavicle. The thin cloth draped itself enticingly around her ample breasts and rippled slightly as she walked, plainly revealing the bulge of her nipples with their dark areola. Her gleaming black hair tumbled down her back in disarray until it nearly touched her tight butt.He said nothing, just looked. He felt his manhood gradually stir and stiffen into readiness. This was one he would relish. Three-and-a-half score years, and more, were behind him but still he had the will and the power to want, ravish and enjoy, although not as often as in his prime. This one would delight him with the softness of those hand filling breasts and the thrusts of his shaft inside her hot, throbbing center. Of the many vestals he'd selected to pleasure him over the years, few had possessed a body to compare with this girl. It was a pity she must be relinquished to the Tribute, but it had to be. At least he would have a use of her before she was sent south.For her part Diana waited uncertainly. The supreme head of the Temple, this holy man, was staring at her most peculiarly. It was as if he wanted, intended, to have her. But no, he couldn't, if Jon was right he could take any woman he wished, so why should he want her? Anyway he was so old. That scrawny neck, those hollow cheeks and drooling lips revolted her. The thought of those liver-spot covered hands roaming across her body, fondling her breasts and caressing her thighs, made her feel sick.“My daughter. It was intended that thou shouldst become a vestal. That our priests, who so devoutly serve the Mighty Gods, might be blessed with some reward for their endeavors by enjoying the pleasures of your body. But on occasion the good of our congregation requires another, higher, sacrifice. We wish it were not so, that we could keep you amongst us, but we must bow before The God's command. Thou art to be our Tribute to The Great Dragon, the ruler of Dragonia, that he may leave us in peace for another year.” The High Cardinal paused, “We do not have to explain, your brother covered it well enough.”“You were listening?”“Do you think we are so imprudent as not to take a few precautions. Of course we heard all that he said, There remains just one item to be confirmed. Your beauty is undeniable, but alone it may not suffice to provide the pleasure to which a ruler is entitled. It is our duty to confirm that you will fully answer his desires.”She was muddled, disjointed, confused. “I don't understand.”Prima Nocta“We must be sure that when he uses you, as a man uses a woman, you will satisfy him. So we must first test your bounty.”“I'm to be mated?”“Yes. It is a chore we will ourselves undertake.”The thought of being taken by him repelled her. His pretense that he was only performing his duty was unconvincing, every word merely echoed his lust for her body.The High Cardinal drew a silk scarf from the pocket of his dalmatic vesture. “But first, since your preference will likely run to youth rather than experience, let us blindfold you. Then you can focus your mind on our skill, not our image.” He fastened the scarf around her eyes.“Now come. Disrobe and let us savor that lovely body with which The Great Gods have blessed you.”What choice did she have? Trembling, she raised her arms and reached behind to unfasten her shift. Lazily it fell to circle her feet. She felt a slight draught caress her body, and shivered as she imagined his eyes on her naked and vulnerable flesh. He would be studying her boobs, her untouched cunni. Tightly she pressed her legs together to hide her nether lips.“Trust us,” he said. “Do all we say and you will have an experience you will never forget.”She managed a faint, “I do not doubt it, Your Grace.”Smiling, pleased with her submissiveness, he looked her up and down, his eyes agleam with desire. His gaze lingering first on her quim with its lush beaver, then on her full, firm tits. His breathing grew harsh, his chest heaved as he reached for her and crushed her to him, the hardness of his erection stabbing her stomach. His palms stroked up and down her back, gently massaging her, feeling the smoothness of her skin; then paused on her hips, slid round to her flat belly and up, up to those adorable boobs. He stopped for a long moment, just cupping them and savoring their firm weight.When he again moved he slowly dragged his palms to and fro across her nipples, feeling them swell, before holding her by the shoulders and easing her to the couch. Firmly he pushed her back until she was lying, her neat buns at the edge, her legs dangling.His hands left her. Diana could hear a rustling, he was removing his dalmatic vesture. Quiet footsteps and she sensed he was beside her again. A light, barely felt touch, brushed her mouth. Her tongue instinctively flicked out to find his finger as he caressed each lip in turn. Then he stroked her cheeks, before dragging his palms down across her chin, her neck, the hollow of her collar bone, smoothing the skin in small circles. When he reached her left breast he pressed gently around the edge spiraling in until he found her bud. It stood high for him to squeeze firmly, sending a bolt of ecstasy straight to her centre. She moaned.The High Cardinal heard her breathing deepen, leant forward and ran his tongue around her other breast. God, she was tasty. His thin lips opened to take her swollen nipple into his mouth. He nipped her with his teeth, sucking her deep.The fingers of his other hand found her cunni. Gently, oh, so gently at first, he stroked her from clit to anus. His fondling grew firmer. He pushed a finger inside to test her dampness, was gratified when she arched her back and pushed her mound into his hand.The scarf was doing its work; she was unable to see him but his heavy breathing and the musky, unmistakable scent of sex was feeding her carnal needs and overcoming her revulsion. Her soft, “Yes, yes,” was music in his ears.“What do you want, my dear?” he asked.Diana barely heard him, all she knew was the rapture of his hands and mouth thrilling her in a way she had never known before. As he rubbed her clit, she began to pant, gave a low moan and dug her nails into his shoulders, then down his back to his hips, instinctively pulling him to her.He held back, in no hurry. She felt him ease himself onto the couch and kneel across her. All the time his tongue licked her nipples, his fingers explored her cunni, testing her wetness but not entering her. Her breathing quickened, she was near to climax. She whimpered, she needed to be filled. He would not let her come. His touch on her swollen cunni lips was feather light, then firm, then light. He seemed to sense her need and to repeatedly rouse and then deny her.She was ready. His fingers parted the soft lips of her center. The helmet of his cock butted them, sliding up and down coating itself with her dampness. He eased away from her, placed a hand to one side to take his weight, his other reaching for her thighs to open her wider before grasping his now totally rigid staff and positioning it at her entrance.She felt it, hard yet soft, probing, pushing her lips apart as the glans slowly entered, forcing deeper and deeper. There was nothing else in the world now but this manhood thrusting, filling, rewarding her. His stroke was slow, his pelvis grinding her clit. She couldn't resist. The tremors started deep inside her then rushed out to explode around his cock.He heard her cry, felt her come, but it was too soon, he wasn't ready yet. He thrust harder, faster; her beauty, her pleasure, her satisfaction were a dim, unimportant memory. All that mattered was his release. His thighs tightened, he shuddered, he whimpered. Hot and hard his seed erupted into her, filling her. He lowered his chest onto her two soft boobs and rested while his heartbeat slowed and the blood drained from his tyrannical probe.Some minutes passed before he rose, resumed his robes and removed the blindfold. “Yes, you will be a worthy Tribute. Would that we had more time to attend to your education ourselves. It would please us greatly to instruct you further. However, the Gods have ordained otherwise. You are required to leave at first light.”“No. Leave that. You deserve better,” he said as she reached to cover herself with the discarded shift. He pulled a cord by the tapestry and she heard the faint chime of a distant bell.The two vestals who had escorted her into his presence entered and genuflected. They were good looking women only a few years older than Diana.“What is the meaning of this rag?” The High Cardinal thrust the shift at them.“But, Your Grace, it is not worth giving her new robes just for the journey. Especially as we are told she will be naked for the presentation ceremony.”“But what if she is seen on the journey. What of her dignity. She deserves your respect. Both of you, remove your robes. Now!”Quaking somewhat at his anger they quickly unfastened their gowns, red with the white edging of senior vestals, and laid them before their feet.“Right,” he turned to Diana, “take your pick. Either should be a reasonable fit.Hesitantly Diana stepped to where, naked, staring at the floor, the two vestals waited. Gingerly she selected the nearest robe and swiftly lowered it over her head, grateful in the draughty room for the residual warmth of it's previous owner.Priest GeorgeThere was a sharp rap on the door. “Come!” Commanded the High Cardinal. The figure that entered was young for a senior priest being but a couple of years older than Diana's brother, but he carried himself with the assurance of one who has already received some prominence in the governing hierarchy.“Ah! George. Well timed.” The High Cardinal frowned at the two Vestals. “We will discuss your performance later. You may withdraw.”Hastily one gathered up the remaining robe and the other the rag that Diana had worn and, still naked, they hurried out of the chamber.“There she is, George,” the old man gestured toward Diana. “You may take her and be on your way. I will expect you back within three weeks.”The young priest bowed his head. “I am honored Your Grace. I will not fail the Gods.” Reaching out he took Diana's hand and drew her from the room.

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What if the true heir of the Roman Empire was not Rome, but Florence? Over the course of his life and career as a scholar and politician, the great humanist Leonardo Bruni made this argument multiple times, and in a variety of ways. In doing so, he gave novel accounts of liberty and virtue, and eventually moved away from an appeal to Florence's Roman roots and appealed instead to her Etruscan roots. In doing so, he laid the groundwork for the preeminent Italian political thinker commonly associated with the birth of modernity: Niccolò Machiavelli.New Humanists episode on Leonardo Bruni's letter to Battista Malatesta: https://www.buzzsprout.com/1791279/episodes/14460440-mediocrity-versus-glory-in-the-renaissance-episode-lxiiJames Hankins's Virtue Politics: https://amzn.to/3UiQpp3Leonardo Bruni's History of the Florentine People: https://bookshop.org/a/25626/9780674005068C.S. Lewis's The Weight of Glory: https://bookshop.org/a/25626/9780060653200Aristotle's Nicomachean Ethics: https://bookshop.org/a/25626/9781107612235Donatello's Saint George: https://en.wikipedia.org/wiki/Saint_George_(Donatello)Roberto Valturio's De re militari: https://www.historyofinformation.com/detail.php?id=315New Humanists is brought to you by the Ancient Language Institute: https://ancientlanguage.com/Links may have referral codes, which earn us a commission at no additional cost to you. We encourage you, when possible, to use Bookshop.org for your book purchases, an online bookstore which supports local bookstores.Music: Save Us Now by Shane Ivers - https://www.silvermansound.com

Dragons are cool, aren't they? That's our subject for today, specifically the giant, monstrous beasties of myth, fantasy, and legend. They can be evil, they can be clever, they can be animalistic and wild, they can be friendly, they can be wise and all knowing, there's absolutely no common personality to dragons at all. There's this old idea that there are “Western” and “Eastern” dragons in myth, that is simply nonsense and just a relic of an older way of looking at the world. The truth is that dragons are present in most cultures in some form. Famous dragons in myth are the ancient Germanic creatures like Jörmungand, Níðhöggr, or the dragons fought by Beowulf and Siegfried. There's the famous dragon that was slain by Saint George, the godly Celtic dragon that adorns the Welsh flag, there are many wise demigod Greek dragons, as well as the more animalistic Hydra. There's Tiamat from Mesopotamia, a more godly creature, and speaking of gods there's the Rainbow serpent from the Australian indigenous cultures who created all the world! The Mayans had Quetzalcoatl with its rainbow body and beautiful feathered wings. Then we have all the dragons from East Asia and Southeast Asia who can be outright godly and imperial or simply associated with elemental aspects of the landscape but this is barely scratching the surface. Dragons in culture are FAR richer than “East Vs West”. What from do they take though, what defines are dragon? Well most dragons are serpentine and reptilian in form, with scales, large teeth, and an elongated body. they often have four limbs with claws, a pointed tail, and sometimes even wings, usually bat style but sometimes feathered. Those are not needed for a creature to BE a dragon though, the long serpentine form is enough. Dragons in modern pop-culture fantasy tend to have a long tail long neck, scales, a head covered in horns and or fins, a big body with four limbs, and a large pair of bat wings. They can be anything from cat sized to the size of a continent but are usually the size of a big house. Fantasy gave us many notable dragons and fantasy art really lit my young brain aflame, with the wonderful imagery by the likes of Michael Whelen, David Roe, and so many more. As a child I was captivated by an image of “Smaug” on the cover of an ‘80s printing of Lord of the Rings. Later I was fascinated by the dragons in the stories by Ursula K. Le Guin, Anne McCaffery, Katherine Kerr, Terry Patchett, Gordon R Dickson and more. I'm sure many have fond memories of Dungeons and Dragons and the book series Dragonlance. Not to mention the great movies like Dragonslayer, How to train your Dragon, Dragonheart, A flight of Dragons, Raya the Last Dragon, The Hobbit, Reign of Fire, Jabberwocky, Game of Thrones and more. Then of course there are human dragons! There were some dragons in myth that could take human form. Draco, who we get the name of “draconian” laws from was a Greek fellow with a draconian name. Vlad the Impaler's dad is supposed to have earned the title of “Dragon”, which is why we call him Dracula (son of the dragon) and where we get the fantasy horror vampire creature's name “Count Dracula”. A “dragon” in modern Greece is a particularly evil type of criminal (which I won't discuss here). A Dragon in US business language is a powerful investor. And a dragon-lady is usually a very intimidating and powerful Chinese woman. But my favourite human dragon is Haku from Spirited Away. What is YOUR fave dragon? Is it from myth or fantasy? Do you even like dragons at all? This week we have another best off from Gunwallace. Due to the dragon topic I selected Gunwallace's them to Dragonet from Quackcast 251! - It's best described as “Royal, commanding, and bleak”. Topics and shownotes Links Featured comic: GUZ - https://www.theduckwebcomics.com/news/2024/oct/07/featured-comic-guz/ Featured music: Dragonet - http://www.theduckwebcomics.com/Dragonet/ - by Willgun, rated E. Special thanks to: Gunwallace - https://www.theduckwebcomics.com/user/Gunwallace/ Ozoneocean - https://www.theduckwebcomics.com/user/ozoneocean Tantz Aerine - https://www.theduckwebcomics.com/user/Tantz_Aerine/ Banes - https://www.theduckwebcomics.com/user/Banes/ VIDEO exclusive! Become a subscriber on the $5 level and up to see our weekly Patreon video and get our advertising perks! - https://www.patreon.com/DrunkDuck Even at $1 you get your name with a link on the front page and a mention in the weekend newsposts! Join us on Discord - https://discordapp.com/invite/7NpJ8GS

As our discussion of Marie Antoinette and the French Revolution continues, we're looking at the life of Joseph Bologne, Chevalier de Saint-Georges. Saint-Georges was a mixed-race man born to an enslaved woman and her enslaver in Guadaloupe. Sent to Paris to be educated, his athleticism and musical gifts made him a celebrity. We're joined today by Professor Julian Ledford, Assistant Professor of French and French Studies at The University of the South in Sewanee, Tennessee. — References: The Chevalier de Saint-Georges: Virtuoso of the Sword and the Bow by Gabriel Banat Le Chevalier de Saint-Georges, Man of Music and Gentleman-at-Arms: The Life and Times of an Eighteenth-Century Prodigy by Gabriel Banat Joseph Boulogne, the Chevalier de Saint-George and the Problem With Black Mozart by Julian A. Ledford — Get 15% off all the gorgeous jewellery and accessories at common.era.com/vulgar or go to commonera.com and use code VULGAR at checkout — Get Vulgar History merch at vulgarhistory.com/store (best for US shipping) and vulgarhistory.redbubble.com (better for international shipping) — Support Vulgar History on Patreon  — Vulgar History is an affiliate of Bookshop.org, which means that a small percentage of any books you click through and purchase will come back to Vulgar History as a commission. Use this link to shop there and support Vulgar History. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this monumental 50th episode, join me in discussing a likewise monumental artist of the early Renaissance: Donatello. This episode examines the landmark works of the Florentine sculptor, taking a close look at his early life, mature works, and cultural impact. Donatello skillfully navigated the practical world of civic sculpture, then became a sought-after court artist in the elite world of early modern Italy. Looking closely at three sculptures in three mediums, this discussion details Donatello's vast innovations towards embedding life and sensation in his figures, an effect that would pulse through the veins of future Renaissance sculpture thanks to his departures from convention. Works Discussed:David, marble, ca. 1408.Saint George, marble, 1415-17.Penitent Magdalene, wood, ca. 1430-50.Equestrian Monument of Gattamelata, 1453.David, bronze, 1440-60.Get additional content by becoming a Patron: patreon.com/TheItalianRenaissancePodcast Support the show

The image of Saint George astride his horse, sword and spear in hand, slaying a dragon, is one of the most iconic iconographical spectacles of all time. But what was the historical truth of this deeply mythologised figure? The conventional take on his story is well known: once, long ago, there lived a pagan king who refused to honour the one God. As punishment, a terrible dragon was sent to ravage his lands, and his daughter sent to supplicate the beast. Until, the saintly George rode up to save the girl and the king's soul…herein lies an important feature of the historical George: his piety, with the earliest sources casting him as a Christian martyr from Cappadocia, gruesomely tortured and killed in the 3rd century BC. Over time the legend has changed and evolved; from the courts of English monarchs such as Edward I and Henry VIII, who celebrated his chivalry to buttress their regimes, to his many religious and ideological detractors. Throughout it all, though, George stands apart from the ranks of Christian saints. But why?  Join Tom and Dominic as they trace the historical Saint George and his famous slaying of the dragon. From the earliest accounts of him in the Near East, to the cults of the medieval era, the reformation, Tudor pageantry, and the introduction of the St George's flag. Fearsome 17th century dragons, mythical beasts, and miraculous resurrections all feature… EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/restishistory Try it risk-free now with a 30-day money-back guarantee! *The Rest Is History LIVE in 2024* Tom and Dominic are back onstage this summer, at Hampton Court Palace in London! Buy your tickets here: therestishistory.com Twitter: @TheRestHistory @holland_tom @dcsandbrook Producer: Theo Young-Smith Assistant Producer: Tabby Syrett Executive Producers: Jack Davenport + Tony Pastor Learn more about your ad choices. Visit podcastchoices.com/adchoices

We trace the heroic journey of Christian lords and knights like Duke Godfrey as they reconquer and retake Jerusalem. We'll also cover the battle of Nicaea and Antioch, including the miraculous appearance of Saint George. One of the key figures we'll also discuss is Bohemond, the giant-like hero, and his nephew, Tancred. We'll also ask pivotal questions for our own time: Which institutions could be retaken? Why is it right and proper that men follow other men and leaders who have won real fights, either in the culture war, church, or in business? Be sure to sign up at the King's Hall Patreon to get exclusive access to interviews with historians like Glenn Sunshine and to access the Deus Vault, a Patreon-exclusive podcast that goes deeper into the histories, mysteries, and heroes of Christendom.Alpine Gold Exchange Website: alpinegoldogden.comSet Up a Meeting: https://calendly.com/alpinegold/alpine-gold-consultation10 Ways to Make Money with Your MAXX-D Trailer.Buy your beef or pork box today from Salt and Strings Butchery. Visit https://premierbodyarmor.com/kingshall and use promo code KINGSHALL for 10% off your order. Got questions? Reach out to customer service or send their President an email directly at alex@premierbodyarmor.com and speak to him yourself.Talk to Joe Garrisi about managing your wealth with Backwards Planning Financial.Squirrelly Joe's Coffee. Visit their website here to purchase your first bag! Share Coffee. Serve Humbly. Live faithfully.Contact Private Family Banking Partner at banking@privatefamilybanking.com to set up a free private consultation and get started building wealth now and unto future generations. "For a free copy of a new book "Protect Your Money Now!  How to Build Multi-Generational Wealth Outside of Wall Street and Avoid the Coming Banking Meltdown" by Private Family Banking Partner, Chuck DeLadurantey,   go to www.protectyourmoneynow.netVisit KeepWise Partners to talk about your small business & finance accounting needs! Get 50% off your first three months. 

Get our free real estate course and newsletter: GRE Letter Apartment construction is falling. It's not because banks are pulling back from lending. Projects aren't feasible for builders. Housing market intelligence analyst Rick Sharga returns to discuss the real estate market.  We discuss: real estate price movement, affordability concerns, expected mortgage rate changes, migration, price reductions, new homes vs. existing homes. Can anyone even find a new-build $225K detached SFH today? They're nearly extinct. Homebuilders are still buying down mortgage rates for you into the 4%s and 5%s at GREmarketplace.com. America needs more SFHs, especially at the entry-level.  Apartment rents have declined a little. SFH rents are up about 3% year-over-year.  Delinquency and foreclosure activity remains low. These have a strong correlation with unemployment rates. The volume of homes sales should increase this year, but only by perhaps 10%. A recession is still quite possible later this year and expected to be mild. Every region of the nation is currently experiencing residential RE price growth.  When mortgage rates fall, more new buyers than sellers are expected, pushing up property prices. Resources mentioned: Show Page: GetRichEducation.com/496 Inquire about business with Rick: CJPatrick.com Rick Sharga on X: @ricksharga LinkedIn: Rick Sharga For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:00) - Welcome to GRE. I'm your host, Keith Weinhold. Tons of new apartments were built last year, but that's abruptly going to change going forward. You'll learn why. Then a housing market intelligence analyst and I break down what's happening in the real estate market and the future direction of rents, prices, foreclosures, interest rates, and a lot more today on get Rich education. When you want the best real estate and finance info. The modern internet experience limits your free articles access, and it's replete with paywalls. And you've got pop ups and push notifications and cookies. Disclaimers are at no other time in history has it been more vital to place nice, clean, free content into your hands that actually adds no hype value to your life? See, this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor and it's to the point to get the letter. It couldn't be more simple. Text GRE to 66866. And when you start the free newsletter, you'll also get my one hour fast real estate course completely free.   Keith Weinhold (00:01:16) - It's called the Don't Quit Your Day Dream letter and it wires your mind for wealth. Make sure you read it. Text GRE to 66866. Text GRE 266866.   Corey Coates (00:01:34) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold (00:01:50) - Welcome to grow from Alexandria, Egypt, to Alexandria, Virginia, and across 188 nations worldwide. I'm Keith Weinhold, holding your inside get rich education. I'm grateful to have you here. A few weeks ago, I discussed all the apartment buildings that were constructed last year. One thing that you'll often hear out there today is that apartment construction is now falling because banks are pulling back on construction lending. But no, it's really not quite that simple. In fact, that's not even the top reason for construction delays now and going forward with apartments. The number one reason for the delays today is that the project is not economically feasible at this time. That's what the NMC tells us. All right. So what does that really mean? Well, it means that projects aren't penciling out.   Keith Weinhold (00:02:44) - In other words, apartment developers, they can't generate the returns that they need to justify the project to their capital partners, those that are funding the building. And this is, by the way, not about greedy developers, because contrary to some of the noise, it's the fact that developers do not self-fund their projects. They get the money from others. So yeah, it's the developer's job to convince investors and lenders to inject that capital. And that is just harder to do right now. Despite developer's best efforts and higher rates are obviously still contributing to the problem. It's not so much that the construction financing is not available, because for residential, it's often there. It's available. The thing is, is that apartment mortgage terms and rates are way less favorable than they were a couple of years ago, as we all know. So developers, I mean, they're paying a higher interest rate then. And you therefore need higher rent to cover that higher interest rate unless you can cut a lot of costs elsewhere and in apartments, you're also getting a lower loan to value ratio.   Keith Weinhold (00:03:55) - So that means developers, they therefore need to raise even more equity in order to cover that gap. And what's happened is a lot of the equity that's shifted away from brand new ground up apartment development, and instead it's gone over into chasing potential lease up distressed deals, properties that are already out there and are having some problems. So that's where the apartment money is moving right now. Not so much to new developers and builders also aren't building many apartments this year because construction costs remain a problem. Some materials got cheaper, others didn't. One bright spot is that construction labor that is getting easier to find. But yet the actual labor cost that really hasn't dropped. Property insurance is higher too, so these rising expenses, that means apartment projects are not penciling out for builders and then apartment rents. They're just not rising that much. That doesn't help. So it's hard for it to rise, since so many were built last year and the year before. They're in the apartment world. But obviously the long term demand is for just about all residential housing.   Keith Weinhold (00:05:11) - That demand. Is there loads of long term demand for apartments, condos, single family homes, co-ops, modular homes, mobile homes, duplexes, triplexes, fourplex container homes, row houses, farmhouses, penthouses, outhouses. I think you get the idea. The demand is there. Residential is the resilient spot, and it's all about where you want to get in. And speaking of homebuilders and finding a smart place to get in, it's important to share with you the good news that homebuilders are still buying down your interest. Right for you. Now the third year rate, it hit 8% last year. And Non-owner occupied property costs a little more. So it was nearly 9% on income property. It's come down off that as we know it's been around seven lately. But see here at GREwe work with builders that are still buying down your interest rate into the fives and sometimes still into the fours on new construction, single family homes, up to four plex and sometimes larger in Florida, Alabama and elsewhere. I mean, that is just the best deal going for you today to have an income producing new build property in the path of growth at 4 to 1, leverage to 5 to 1 leverage and.   Keith Weinhold (00:06:46) - Your mortgage in the fives or less, and we'll help you find the real deals within that. To connect with a great investment coach at great marketplace.com. I think you'll be glad you did. Now, today, if somehow I could use a time machine to write a letter back to my 2020 self and inform myself about what's going to happen in the housing market for the next 4 or 5 years? And I had to keep this note to myself short. I would have written that everything is going to shoot way up, rents up, prices up, interest rates up, expenses up, inflation up. Well, now that nearly all of those run ups have settled into place, we can draw a clearer picture of where we think the real estate market is going to be positioned in the future. Our guest has just freshened things up and he's got the latest in the property market all updated for us. I do two with my own research. You'll like this. It's our housing intelligence analyst guests and I. Straight ahead.   Keith Weinhold (00:07:55) - I'm Keith Weinhold. You're listening to get Rich education.    You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns, or better than a bank savings account, up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation. If you want to invest where I do, just go ahead and text family to 66866. Role under the specific expert with income property, you need Ridge Lending Group and MLS for 256 injury history from beginners to veterans.   Keith Weinhold (00:09:15) - They provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Caeli Ridge. Personally, they'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com.   Kristin Tate (00:09:42) - This is author Kristin Tate. Listen to get Rich education with Keith Weinhold. Don't quit your day dream.   Keith Weinhold (00:09:59) - Hey what has not been a very long goodbye. Just like last week when we discussed the economy this week we have the return of the C.J. Patrick Company's Rick Sharga, an extraordinary housing intelligence analyst, as we more specifically cover the real estate market. And if you're on video, you'll have the benefit of seeing some charts as well. Rick. Welcome back. Good to be back, Keith. Long time no see. Yeah, it hasn't been so long. What are your overall thoughts with the housing market? Last week we largely talked about a resilient economy potentially with some headwinds. Yeah we did.   Keith Weinhold (00:10:32) - And I think we're one of the things we left off on was the impact that the Federal Reserve had had on the mortgage market and the housing market. We probably start there. When you look at what's gone on, and just to show you how random all of this can feel sometimes this is a snapshot of mortgage rates from March 12th. And mortgage rates were trading at about 6.92% for a 30 year fixed rate loan.   Rick Sharga (00:10:56) - The most recent number I saw was about 7.1%. And as I mentioned to you and your listeners last time, I expect until the Federal Reserve makes its first fed funds rate cut, we're going to see mortgages trade right around 7% between 6.75 and 7.25%. This has made a big difference in the market because it has limited affordability for literally millions of prospective home buyers. That's makes for a difficult situation for people looking to buy or sell homes, but it also presents millions of rental property opportunities because these people need to live somewhere and they've voted themselves off the island temporarily. They just can't afford to buy a house.   Rick Sharga (00:11:41) - And you see that in terms of the reduction in number of mortgage applications that are being made. So if the Mortgage Bankers Association tracks the number of people that apply for loans, if you went back to December when mortgage rates dipped just a little bit, we saw a run up of loan applications, and as soon as they went back up to seven, we saw that number fall off. It's a very, very rate sensitive market. We'll talk a little bit about some of the implications of that as we move ahead, Keith. But the weak affordability, the higher interest rates, the continuing high home prices led to a very, very weak year in 2023. In terms of overall home sales, we ended the year with about 3.9 million existing homes sold. That's the lowest number of homes sold in a year in a quarter century. Yeah, even lower than we saw in the Great Recession. And December was the 28th consecutive month where we sold fewer properties than we sold the year before.   Keith Weinhold (00:12:39) - So a contraction in the number of sales, although prices appreciated last year.   Rick Sharga (00:12:44) - Yeah, we'll talk about that this year. I'd been hopeful that we'd be a little bit of a better start. January and February were both up in terms of home sales on a month over month basis, but continued this trend of lower sales on a year over year basis. We're looking at 30 consecutive months where we sold fewer properties than we sold the prior year. As a result of this.   Keith Weinhold (00:13:05) - Supply crash, that really began about four years ago.   Rick Sharga (00:13:08) - It's partly supplied as partly costs, that affordability. We really can't overestimate the impact that affordability has had. But you're right in terms of inventory and in fact, a good segue, it's almost like you'd seen this before, Keith. Inventory is up significantly from last year, about 24% higher than it was a year ago, according to some data from Altos Research. But it's still only running about half of 2019 levels. So in a normal market, we would have about a six month supply of homes available for sale in our market today, we're looking at somewhere between two and a half and three months supply.   Rick Sharga (00:13:44) - That lack of supply with some pent up demand is one of the reasons we have seen prices continue to be very healthy, and we haven't seen the the price crash that all the snake oil salesmen on YouTube comments. As of mid-March, about 513,000 homes available for sale, again, about 24% higher. Than last year when the numbers were just dismal. We normally do see more inventory coming to market this time of year. We'll not get anywhere near where we were back in, you know, years like 2019, 2020. But it wouldn't be a surprise to see a little bit more inventory coming to market.   Keith Weinhold (00:14:21) - Now, Rick, for existing properties, we have the very well documented interest rate lock in effect. I think a lot of people understand that. But as far as bringing more supply onto the market, do you see anything from the builder side? You know, costs are up for builders and builders feel this lack of affordability from the buyer market as well. So therefore that motivates them to build somewhat less.   Keith Weinhold (00:14:43) - And they're also building smaller properties, some shrinkflation with new construction property to try to help out with that affordability. So what are your thoughts with builder motivations this year and next year?   Rick Sharga (00:14:54) - All that thought is we're going to get to new homes in just a couple of minutes. So keep that right forefront in mind. But let's just kind of wrap up on existing sales. I do want to point out to your listeners that the inventory growth is actually outpacing the number of new listings. So new listings are only up about 14% year over year, whereas overall inventory is up 24%. The reason for that is it's taking longer to sell homes once they get to market. So once those properties are listed, they're staying in the inventory numbers a little bit longer than they were last year or even a few months ago. So that's one of the reasons the inventory numbers look a little bit better than they did. You talked about the rate lock effect. It's still very real. About two thirds of everybody with a mortgage has a mortgage rate of 4% or less.   Rick Sharga (00:15:43) - And this is not home sellers being picky or having a psychological problem. This is math. If you sell a property today and buy a new one for exactly the same price as the one you just sold, you've now doubled your monthly mortgage payment and most people simply can't afford to do that. So the properties being listed or by by people who feel like they need to sell, there's a death in the family or a birth in the family. There's a divorce or there's a marriage. There's a job loss or job that requires a transfer, maybe some financial difficulties where the borrowers in distress so they feel like they have to sell the home, or somebody's been retired for a long time, has a lot of equity, and just says, oh the heck with it. It's time for me to downsize. But the people who would normally be making a decision that maybe I'd like to sell, maybe I'd like to look at a move up opportunity. Those people are sitting on the sidelines and rather than seeing a price crash, which is what people are breathlessly trying to sell you on YouTube, the most likely scenario, something we've seen play out in the 80s and 90s and is likely to play out again in the 2020s, which is several years of kind of lackluster sales volume and modest price growth.   Rick Sharga (00:16:54) - And it takes a few years to reset the levels so that all those people with the Sub4 mortgages gradually, slowly work their way out of inventory and are replaced by people with mortgages that are closer to today's rates. And we've seen that happen, like I said, in the 80s and 90s, and it's a very normal occurrence when you have a sudden shift in either mortgage rates or home prices, that's much more likely to happen than a 2030 40% drop in home prices to make things affordable. And I would just ask anybody who's skeptical, if somebody approached you tomorrow and you didn't have to sell, but they said, hey, sell me your house for 40% less than market value. How interested would you be in having that conversation?   Keith Weinhold (00:17:36) - Wouldn't last long.   Rick Sharga (00:17:37) - No. And then home prices are up in every region. You mentioned this, Keith. Across the country I'm sharing for people that can see it. I'm sharing data from the Fhfa, which is the entity that controls Fannie Mae and Freddie Mac. So all of those 30 year fixed rate conventional loans and a year over year basis, we saw prices go up 6.3%.   Rick Sharga (00:17:56) - They were up in every region of the country. And that's a little different than the prior year when the Pacific region was actually down. But every region of the country is seeing price growth right now. And whichever price index you look at Case-Shiller,, Freddie Mac, the Fhfa index, National Association of Realtors, everybody showed similar numbers were every region was up. But importantly for your listeners and I emphasize this enough, local results are very different than national results. So even within markets where we're seeing prices go up, there are going to be neighborhoods where prices are going down and vice versa. So it's much more important for you to understand what's going on in your local market than to listen to a lot of these national trends. I will tell you that some of the markets that overheated during the pandemic, as people were moving out of high priced, high tax or highly congested areas, are seeing a bit of a clawback. So places like Boise, Idaho and Saint George's, Utah and Austin and Phoenix and Las Vegas, we're seeing those markets with the prices clawing back a little bit, a lot of price growth continuing the southeast.   Rick Sharga (00:19:04) - So and surprisingly now in the Midwest as well. So we are still seeing a bit of a migration from high price, high tax areas into lower priced markets. I tell folks, Keith, I have two adult kids living at home. My son's getting married in September. He's a teacher. His fiance is a lawyer, and they took me aside recently and said, hey, you follow this stuff. What states should we be looking at outside of California to move so that we can own a house?   Keith Weinhold (00:19:31) - Wow, that is really, really interesting that that would dictate their decision on where they live, if they have that much of a preference to own rather than rent. Recently, a lot of us in the industry learned that the average age of the first time homebuyer is now 36, older than ever.   Rick Sharga (00:19:48) - Yep. And these are two kids with good heads on their shoulders. They know there are benefits to homeownership, and they also know that the median price of a home sold in California last month was almost $800,000, and the First National Bank of dad ain't financing that acquisition.   Rick Sharga (00:20:02) - So I'm sure these conversations are happening in New York, in Chicago, in Miami and in San Francisco, and it's just the reality of today's marketplace. We talked about prices going up. We are seeing slightly more homes having a price reduction before they're sold. That always happens somewhere along the lines of 30 to 35% of homes listed wind up with a price reduction before they're sold. We're up to about 31% now, so we're still in the normal range, but we're a little higher than we've been in recent months.   Keith Weinhold (00:20:35) - This is interesting, a statistic we don't talk about very much, the percent of homes experiencing list price reductions.   Rick Sharga (00:20:42) - And it peaked in 2022. The highest number we've seen in quite a while was over 40%. And that was right after interest rates doubled. And so it's probably not a huge surprise. People were anticipating they were pricing based on the prior market. And I think we're seeing more rational pricing today. But again, that combination of prices just being as high as they are and interest rates being as high as they are, are creating some affordability issues.   Rick Sharga (00:21:05) - And for people that have to sell, they're taking price reductions. Now, keep in mind these price reductions are often very, very minimal. In California, for example, the average price reduction is less than a percent. So it's not a huge reduction, but it's still a reduction from what the list price was. You asked about new homes. So now I'm going to make you happy. We'll talk about new homes. New home inventory levels are increasing. We normally want to see about a six month supply of existing homes for sale. The new home inventory is usually between 7 and 8 months. And we're back to that number right now. Some of those homes available for sale are still under construction, but they are nonetheless available for sale. And we've seen that inventory improve over the last year as supply chain disruptions have minimized as builders are now more able to find laborers for construction. Those are two huge holdups they had over the last couple of years, and we've seen new home sales increase. And one of the reasons for that is they're available.   Rick Sharga (00:22:05) - So if you're a builder and you put a home in the market at the right price, you're going to sell it because there just aren't that many existing homes available for sale. And to your other point, Keith, new home prices are actually down 15% from peak. Existing home prices are up, new home prices are down. And in fact, if you look at the most recent new home pricing data put up by the Census Bureau recently, new home prices are at the lowest level since June of 2021. So they've really come down pretty significantly and are not that far away from existing home prices in many markets. So that median price of an existing home and the median price of a new home for sale are closer than they've been in years, partly because the builders are building smaller homes, partly because you're using less expensive fixtures. And the other thing that the builders have been doing, and this price is a lot of people, but it's brilliant on their part, is they're coming to closing with thousands of dollars and they're paying down mortgage rates.   Rick Sharga (00:23:01) - They're buying points and dropping the mortgage rate for their buyers. I spoke to a group in Denver recently where there was a local builder advertising mortgage rates of 4.99%. So think about that.   Keith Weinhold (00:23:13) - We have providers we work with here that are doing similar things. We're still seeing the rate buy downs happening, and that's why I've often told people, Rick, like, this is potentially a good time in the cycle when you're adding more rental property to really look at new builds or build to rent while these rate buy downs last. Now, I talked to a builder in Houston yesterday, and I learned a few interesting things. You talked about the smaller square footages. They could confirm that often times this builder offers either a bedroom or a study. You can get an extra bedroom or a study like a little office space. And more and more people are opting for the study. So they're starting to build homes more with the study in mind because more people are working from home and one less bedroom because people are having fewer children.   Rick Sharga (00:23:57) - Exactly right. It's the combination of both of those two things, either having fewer children or having them later. And many more people working from home than they were prior to the pandemic. And those studies become very, very useful., rooms to have in the house. Rick, what.   Keith Weinhold (00:24:12) - Is the lowest cost, new build, single family home that you see? I mean, is anyone even building in any parts of the nation, like a 225 K new build home? I haven't seen one.   Rick Sharga (00:24:26) - I haven't seen one. But I wouldn't be surprised if you're in a market in a state like Alabama or Mississippi and some of the more outlying areas, maybe some markets in the Midwest where home prices aren't as astronomical as they are elsewhere. But look, the builders are building judiciously. They're not overbuilding., we had a cycle in 2008 where we had a 13 month supply of homes available for sale and building Irish building. They got caught with overstock. But what they are building, they tend to build as move up homes because they're more profitable.   Rick Sharga (00:24:58) - So you're just not seeing an awful lot of entry level homes being built. And the hope is that as they build that first move up level home, some of the people with entry level homes will opt to sell and bring some of that inventory back to market. We are seeing more construction. We are seeing building permits,, going up on a year over year basis., most recent numbers are around 1.5 million permits. So the builders are bullish on the future. And housing starts were up in both January and February. Most importantly they're up most strongly in single family owner occupied homes. We're seeing housing starts to decline dramatically in terms of multifamily starts, right. But that's because there's about a million new apartment units coming online between last year and this year. And we don't need a whole lot more apartments., we need,, more single family homes. So if your listeners are seeing headlines talking about housing starts being lower, it's really because we're seeing fewer multifamily starts.   Keith Weinhold (00:25:54) - Last year was a big year for multifamily construction.   Rick Sharga (00:25:57) - All time high in terms of multifamily units under construction. And a lot of those are still coming to market this year. There are going to be some markets that are actually still oversupplied. So again, you have to be paying very close attention. When we talk a little bit about the rental market in the apartment category, we have seen apartment rents decline year over year in pretty much all categories. Whether you're looking at studio apartments, one bedroom apartments, two better apartments on a year over year basis, rents are actually in negative territory, according to Realtor.com and according to some data I've recently seen from RealPage. If you're looking at the actual price of rent and I know that's a little different than percentage increases or decreases, you're still seeing that rents about it's below peak. It's about 1.6% below the peak we hit in 2022,, when vacancy rates were just about nothing. But we are still below peak, and the median rent is ranging,, somewhere in the neighborhood of $1,700 a year for apartments, single family homes, which I suspect more of your listeners are actually,, renting out than apartments.   Rick Sharga (00:27:03) - Yes. Are doing better. We're seeing year over year rents continue to grow. They're growing modestly. They have not gone into negative territory, and they haven't,, during this boom and bust cycle that we've seen in the housing market. And if you're looking at,, price gains, according to some recent data from CoreLogic, if you're at the higher end of the single family rental market, prices are up about 3% year over year. At the low end, they're up about 2.9%. So very little difference depending on your price tier and also very little difference depending on whether you're looking at an attached single family residence or,, detached family single family residence. All those are up right around 3% year over year. And that's a good sign. Again, you're dealing with a as your your listeners know, you're dealing with a slightly different tenant in a single family home than you are in a, an apartment. And a lot of these people who would have been buyers or opting to rent stands to reason that,, they'd rather rent a house, particularly if it's in a good school district or in a good neighborhood than an apartment, because they have needs.   Keith Weinhold (00:28:06) - Rents are extremely stable historically. They just sort of plod up slowly. What happened about two years ago, three years ago, with that 15% plus rent increase, that's an aberration.   Rick Sharga (00:28:19) - Yeah, that's a good point, Keith. If we're looking at 3% rental growth year over year right now in the single family rental market that tracks with historic normals, usually you're somewhere between 1 and 5% a year. So threes, you know, smack dab in the middle of all that. And the growth rates also vary wildly by markets., just kind of give you a range if you're looking at a single family rental property in Honolulu, in the city, year over year, you're up about 6%. If you're looking at a unit in Miami, Florida, you're down about 2.5%.   Keith Weinhold (00:28:50) - So rental growth rates.   Rick Sharga (00:28:52) - Rental growth rates. So really just depends on where you are. That's pretty much your range from a couple points down to I think Honolulu actually had the largest,, increase in the CoreLogic study. A lot of your listeners are probably interested in buying foreclosure properties.   Rick Sharga (00:29:07) - We're not seeing a lot of foreclosure activity. Still, we are starting to see a little weakness in consumers. When we met last week, we talked a little bit about the strength of consumer spending, but we also talked about increasing amounts of spending on credit cards. And we're seeing consumer delinquency rates increase in pretty much every aspect of consumer lending, whether it's a loan, whether it's a credit card debt, whether it's an auto loan, whether it's a home equity line of credit, whether it's a mortgage, a mortgage, delinquencies are up a little bit. The only category we're not seeing an increase in delinquencies right now is student loans. And my theory on that is that people have only recently had to start making payments again on student loans, and we don't have any data to show that they're going delinquent yet. But the delinquency numbers we need to take with a grain of salt, because many of them are most of them are early stage delinquency. So somebody missed a payment, but then they catch up before they get 60 or 90 days delinquent.   Rick Sharga (00:30:02) - But we are seeing trends that suggest more delinquencies. And if you have more delinquencies, that leads to more foreclosures. Mortgage delinquency rates, according to the Mortgage Bankers Association, went up to about 3.8% in the fourth quarter, the historic average going back to the 1970s, which is as far back as the NBA goes, is about 5.25%. So we're still way below normal levels of delinquencies. As I mentioned, most of those are early stage delinquencies, and they're being resolved before they get more serious. Because of that, we don't have a lot of foreclosure activity. So this is no longer Keith government intervention. It's no longer government forbearance programs and foreclosure moratoriums. It's the fact that the economy's been so strong. Unemployment rates have a very strong correlation to mortgage delinquency rates. We got together last time I mentioned the unemployment rate was at 3.9%. I just told you that word delinquencies are at 3.8. Can't get much closer than that. And because of that, foreclosure activity is still down almost 30% from where we were in 2019 prior to the pandemic.   Rick Sharga (00:31:07) - And I should point out, the 2019 wasn't a particularly big year for foreclosures either. So I don't see us getting back to pre-pandemic levels of foreclosure activity until sometime next year. And what's important for people in this space to understand is that even though we're seeing roughly the same number of delinquencies that we saw back in 2019, fewer of those delinquent loans are going into foreclosure. Fewer of those foreclosures are getting as far as the auction, and even fewer of those are going back to the banks as REO properties or bank owned properties.   Keith Weinhold (00:31:40) - Delinquency occurs before foreclosure. We have low levels of both, and I would imagine that one substantial reason for that are these low fixed rate payments that so many people have. Minutes ago, you showed us that 90% of those with a mortgage have a rate in the fives or less. And then oftentimes when we talk about these sorts of things, we don't even consider the fact that more than 4 in 10 homeowners are free and clear. They don't have any mortgage at all. So it's difficult for people to get in trouble.   Rick Sharga (00:32:10) - Yeah. And when they do get in trouble, what's really a saving grace for a lot of these people? And I believe the reason we're seeing fewer foreclosure auctions and bank repossessions is that there's $31 trillion in homeowner equity in the market, and 90% of borrowers in foreclosure have positive equity. A huge percentage of those have at least 20% equity. So what's happening interesting is that many, many of these borrowers are protecting their equity by selling their home before the foreclosure sale. If they get to foreclosure sale, they run the risk of losing all their equity, or at least the overwhelming majority of their equity.   Keith Weinhold (00:32:48) - That's a great point with how this really works.   Rick Sharga (00:32:50) - And so if you're looking to buy a distressed property, if you're looking to buy a foreclosure property, you really need to be working directly with the homeowner in the earliest stages of foreclosure rather than waiting for the auction. And certainly rather than waiting for the bank to repossess the home and resell it. And some recent data from a friend of mine@auction.com tracking some numbers from Adam Data.   Rick Sharga (00:33:15) - 55% of the distressed properties that were sold through from June through to September of last year were sold in that pre foreclosure period prior to the foreclosure auction. That's wildly different than we've been in in years past. So really important for anybody looking to buy distressed property, to consider moving upstream and working directly with that homeowner. And it's a win win. You can help that homeowner protect their equity, have some cash to make a fresh start with and, and typically buy a home in pretty good condition and a home that you need to be part of your rental portfolio. So just kind of recapping some of the stuff we talked about, Keith, both today and last week, I still think that from an economic standpoint, there's still at least a good possibility we might have a short, mild recession sometime later this year. I don't see unemployment going much higher than 5%. Even if we do have a recession, if we don't have a recession, we'll only see the economy slowed down a bit. It might be hard to tell the difference.   Rick Sharga (00:34:10) - I'm expecting the volume of home sales to go up. I think we bottomed out in 2023, but not by a lot. Maybe we see a 10% lift over last year, which would take us to roughly 4.4 million existing homes. I wouldn't be surprised to see 700,000 new homes sold, really just depends on how quickly builders bring inventory to market. But if I'm right and mortgage rates go down slowly over the second half of this year, we'll see more home buyers come to market more quickly than sellers. We don't see a lot of sellers come to market until we get interest rates down to about 5.5% or lower, which probably won't happen until 2025. So more buyers coming to market than sellers means the prices will continue to go up. We continue to see investors account for 25 to 30% of all residential purchases. So I think we'll continue to see a higher rate, partly because investors are active, partly because a lot of consumers are waiting for market conditions to improve, but that limited affordability in today's market conditions, I really do think means more demand for rental units.   Rick Sharga (00:35:14) - And I think foreclosure activity stays below normal levels for the rest of this year, and REO inventory bank repossessions are going to remain even lower for even longer. I don't think we see REO activity come back to more normal levels for at least a couple of years, so anybody looking to buy these properties really does need to be moving upstream in order to make those purchases.   Keith Weinhold (00:35:34) - Yeah, with low affordability, hence more demand for rentals. I've already noticed that the homeownership rate, which is somewhat of a trailing number here, has already fallen from 66% to 65.7%. And with low affordability, it seems that that homeownership rate could fall even more, meaning the rate of renters would be higher.   Rick Sharga (00:35:54) - A friend of mine always complains that the government's somehow beside behind all of these trends, one way or the other, and and wonders why, with all the government programs aimed at increasing homeownership, we haven't seen that homeownership rate increase much. And I think sometimes things said to the natural level and our homeownership rate, really for the last 30 years, has been somewhere between 64% and 66%.   Rick Sharga (00:36:19) - And that might just be what the natural level for homeownership is in the United States. Will it dip a little bit as people can't afford to buy a house? Probably. Probably will. When market conditions improve for buyers, will it go up a little bit? Probably. But we hit 70% homeownership back in 2006. And it turned out that was the bad number and that not everybody's ready financially for the kind of commitment that homeownership requires. And so I've always said that the key isn't getting everybody into a home. It's the sustainability of homeownership for people that that we do get into that house. One of the best days of your life is when you get the key to that house, and it has to be one of the worst days if you have to give it back. So I hope we all keep that in mind as we move forward.   Keith Weinhold (00:37:03) - That's right. Government incentives is in the past saying there's a $10,000 first time homebuyer tax credit. Oh, we're not in an era where we need help. On the demand side, all you're doing is driving up prices.   Keith Weinhold (00:37:14) - And I don't know that you're helping out anybody in that case. But I think with really overall, one big takeaway here, Rick, is that if you the listener, if you're waiting for prices to drop substantially sometime or for interest rates to drop substantially sometime, that might not be worth the wait. You could be waiting a long time.   Rick Sharga (00:37:32) - I do expect mortgage rates will decline. I don't really go back to the sub for rates we saw a few years ago, but they're going to decline slowly and they may not decline enough to offset rising home prices. I mean, you have to get your calculator out and and figure out how that math works for you. But you're absolutely right, Keith. And I tell people today, even with mortgage rates being where they are, if you find a house you love or you find a house that's a good investment and you pencil it out and the numbers work, don't wait because the opportunity costs can be severe and you could wind up missing out on a property that could either be a good cash flow unit for you on rental, or it could be a property that you wind up living in for the next 30 years.   Rick Sharga (00:38:13) - So don't be afraid of today's market. Just be very prudent and judicious in the way you approach it.   Keith Weinhold (00:38:19) - Well, Rick, get resuscitation of followers and the nation have been a beneficiary of your housing market intelligence expertise for quite a while now. If someone wants to engage with you in the CJ Patrick Company, who are those types of people and how could you help?   Rick Sharga (00:38:36) - I appreciate the opportunity. Most of the companies I work with or companies that provide services to lenders, anybody who has a business that's in the real estate or financial services markets, who would benefit from my coming in to share with them industry data, or has data themselves that they would like to get out into the marketplace? Anything data related really, I tend to specialize in. So market updates and market overviews and market. Analysis or things that I do on a pretty much daily basis for companies.   Keith Weinhold (00:39:07) - How can they engage with you?   Rick Sharga (00:39:08) - They can find our website, which is C.J. patrick.com. They can find me on Twitter. I hide there under my name, Rick, or reach out to me on LinkedIn.   Rick Sharga (00:39:17) - And if you reach out to me on on a social media channel, make sure that you mention you know me through Keith, and you're not some crazy Russian bot trying to hack into my personal information.   Keith Weinhold (00:39:27) - Well, then, Rick, it's been great having you back on the show.   Rick Sharga (00:39:30) - I'm sure we'll do it again sometime soon. Thanks for having me.   Keith Weinhold (00:39:39) - Yeah, terrific Intel there. In this episode, Rick said that to still expect a lower amount of sales going forward and expect modest property price appreciation. Every region of the nation is seeing price growth now. And by the way, you remember that late last year, I unveiled Gray's home price appreciation forecast for this year, stating that prices should rise 4% and here in Q2, I still like how that looks. There is not much distress with current homeowners, but if you're looking to scoop up a foreclosed property cheap, you better get aggressive and work directly with the homeowner in the earliest stages of foreclosure. Don't wait for that property to go to auction. Rick also said more demand for rental units is coming, and I encourage you to engage with Rick.   Keith Weinhold (00:40:30) - Let him know you heard about him through me. If you want to go deeper and engage with some of the services that he offers, perhaps you work for a real estate company or a demographic company. You can do that at C.J. patrick.com. But most of you, the listener is an individual investor. So check him out on X where his handle is Rick Sharga. He is Rick Sharga on LinkedIn. Big thanks to Rick Sharga today. Until next week I'm your host, Keith Wild. Don't quit your daydream.   Speaker 5 (00:41:04) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively.   Keith Weinhold (00:41:32) - The preceding program was brought to you by your home for wealth building. Get rich education.com.