Podcast appearances and mentions of barry barry

Buckle up for a no-holds-barred recap of 2023 with the ever-outrageous Barry! This episode is an unfiltered riot, featuring Barry's most embarrassing and side-splitting moments, including the infamous "Barry Shits Himself" New Year's fiasco. Delve into the world's craziest New Year's traditions, all while Barry pokes fun with his edgy humor. And get a kick out of Barry's bizarre and bold resolutions for 2024. Expect nothing less than raw, laugh-out-loud storytelling in this wildly entertaining look back at the year. If you're ready for some crude humor and outrageous tales, this is your must-listen episode to cap off 2023 with Barry!

Yo Fam! Check out some www.peterprincemusic.com to help you get over the Blues we are feeling week in and week out of the Joe Barry Era of Green Bay Packers losses. Fear Not though, the future is bright! Follow me on the X-Twits @acmepackerspod and join the conversation! --- Send in a voice message: https://podcasters.spotify.com/pod/show/acmearmy/message Support this podcast: https://podcasters.spotify.com/pod/show/acmearmy/support

On this episode I discuss scheduling updates for men's and women's basketball (6:06), including a massive early-season test for Shauna Green (11:45). Later, I'm joined by TCR's Brad Repplinger to share our cheers and jeers from football's loss to Penn State (14:51), as well as the issues surrounding Illinois' offensive identity (44:14) and players we hope see more from. We also preview this week's matchup versus FAU (65:49).

Matt and Bruce talk Packers loss to Atlanta, why Joe Barry needs the boot and the Saints coming to Lambeau. Join us for some laughs. --- Send in a voice message: https://podcasters.spotify.com/pod/show/packers-without-borders/message

Welcome to Golf Talk Live! Tune in LIVE Thursday at 6:00 PM Central This week on Coaches Corner: John Hughes &Jamie Leno Zimron. Later in the show Ted's joined by special guest: Barry Goldstein,Professional Golf Instructor & Golf Tips Top 25 Instructor. More on Barry: Barry is a golf instructor based out of Coral Springs, FL and Binghamton, NY. He's received recognition for teaching everyone from junior golfers, amateurs and professional golfers. Goldstein was born and raised in Binghamton, NY and attended Binghamton High School. He was the captain of the ice hockey team and a baseball player, and ultimately decided to play baseball at Florida Atlantic University. Once his baseball career ended, he turned to golf. He quickly took to the game, competing as an amateur golfer. His focus would soon shift to the teaching side of golf. Goldstein has been selected as one of Americas Top 25 Instructors by Golf Tips Magazine. One of Barry's biggest personal accomplishments is being the coach and caddy for his daughter, Carly Goldstein, who won the Florida State Golf Title in 2012 and was a member of the LSU Tigers Golf Team. Join LIVE Thursdays from 6:00 - 8:00PM Central http://www.blogtalkradio.com/golftalklive Or listen on any of these social media platforms:  iTunes , Stitcher, Tunein, Castbox, TalkStreamLive & Spotify.

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It's the moment you've all been waiting for on Waterloo Road, as we react to the arrival of Barry Barry and his family – because the show wasn't already preposterous enough. Waterloo Road superfan Tom Beasley and Luke Stevenson are your hosts. Watch SERIES 8, EPISODE 11 of Waterloo Road here: https://www.bbc.co.uk/iplayer/episode/b01plf1f/waterloo-road-series-8-episode-11/ Prepare for SERIES 8, EPISODE 12 here: https://www.bbc.co.uk/iplayer/episode/b01pskh6/waterloo-road-series-8-episode-12/ *** If you want to subscribe to the PATREON page, visit http://www.patreon.com/waterlooroadpod/ for full details. The first two Ackley Bridge episodes are available now. *** Many thanks to our current Patrons: Joel, Holly, Matthew Kumar, Mel, Tom Percival, Becky, Eliza (@waterlooxroad_ on Instagram), Rebecca Grimshaw, Peter, Hannah Louise (NHS Mental Health Services), Alicia, Emmy, Ollie C, Sarah Mythen, Helen (@red.head.read on Instagram), Joe Buckle, Arya, avidcollector, Frank, Natalie (@nataliethebookreader on Instagram), Eve, Laura, Charlotte, Lou Parsons, Kat, Maddie, Lottie Smith and Georgia Leigha (@theavocadobath on Instagram and TikTok). Please do follow us on Facebook, Twitter and Instagram for updates, clips and probably terrible jokes also. And, of course, hit that subscribe button and leave a rating/review on your podcast service of choice!

Matt LaFleur says he doesn't expect any changes to take place on the Packers coaching staff. Why is Tausch so bothered by that commentary from LaFleur's end-of-season media availability on Monday? Wilde & Tausch examine whether the team is making the right decision by "running it back" or not.

Morality is on a spectrum and so is Barry, while NoHo Hank might become a hard-as-nails criminal, stone-cold killer, ice man but he'll always be the best, and Sally already stopped reading this far. You don't want honest, you want entertainment in 3...2...1...BINGE! Support our podcast by trying out Audible! Get a free audiobook when you visit https://www.audibletrial.com/321binge --- Send in a voice message: https://anchor.fm/3-2-1-binge/message

Welcome to Golf Talk Live! Tune in LIVE Thursday at 6:00 PM Central This week Ted's joined by two LPGA professionals to Coaches Corner: Jamie Leno Zimron & Sue Weiger. Then later in the show he welcomes special guest: Barry Goldstein,Professional Golf Instructor & Golf Tips Top 25. More on Barry: Barry is a golf instructor based out of Coral Springs, FL and Binghamton, NY. He's received recognition for teaching everyone from junior golfers, amateurs and professional golfers. Goldstein was born and raised in Binghamton, NY and attended Binghamton High School. He was the captain of the ice hockey team and a baseball player, and ultimately decided to play baseball at Florida Atlantic University. Once his baseball career ended, he turned to golf. He quickly took to the game, competing as an amateur golfer. His focus would soon shift to the teaching side of golf. Goldstein has been selected as one of Americas Top 25 Instructors by Golf Tips Magazine. One of Barry's biggest personal accomplishments is being the coach and caddy for his daughter, Carly Goldstein, who won the Florida State Golf Title in 2012 and was a member of the LSU Tigers Golf Team. Join LIVE Thursdays from 6:00 - 8:00PM Central http://www.blogtalkradio.com/golftalklive Or listen on any of these social media platforms:  iTunes , Stitcher, Tunein, Castbox, TalkStreamLive & Spotify.

Rick Fischer, CHHC, hTMAPRick is a leading expert in HTMA, copper toxicity, and mineral education. As the founder of coppertoxic.com, together with supporting international research and his various educational materials on the topic, Rick's work over the past decade has advanced public and practitioner awareness of copper toxicity. He works as a clinical HTMA practitioner as well as an instructor. Rick is a passionate advocate for maintaining the integrity and authenticity of HTMA and is the co-founder of the HTMA Virtual Summit – which strives to provide excellence and leadership in HTMA based health education. Rick is also the founder and teacher of the Mineral Mastery program, a course designed to bring vital mineral-based health education to both practitioners as well as the general public. You can connect with Rick at MineralsandHealth.com or visit his teachings at: www.MineralMastery.com and CopperToxic.com. TranscriptAnd honestly, John, like when I've had, I've had two mothers now, well, one mother with the morgue situation where her daughter was told there's no such thing as copper toxicity was on a copper IUD killed herself. And then the mother went to the morgue to collect the air sample, and the hair samples showed sky-high copper.Now, if the denial of copper toxicity didn't exist and people were educated in this information, we could literally be saving lives.Hey, Rick, welcome to the mineral minded podcast. Nice to have you here.Happy to be here, John.So I have seen you throughout the internet with all of your work on copper toxicity and hair tissue mineral analysis before we get into any real conversations because I know that you're really keen to talk about copper. Maybe you could just tell us a little bit about how you actually got into hair tissue mineral analysis because everyone has a bit of a different story and how it came to them.Yeah, certainly. I began this work back in 2013 after the incident that happened to my fiancee at that time, with copper toxicity stemming in large part from her copper IUD and some other factors as well. And because of the denial of hair analysis at that time by her doctor, she was led on a.You know, a dangerous, dangerous path, and it destroyed our relationship, our family and I just realized for several years just into the research of copper toxicity, which. Can only fully be understood when you look at copper in connection with other minerals.And in order to do that, you also need to. Utilize hair analysis because of blood tests, and we can talk more about this if you want, but a blood test alone is not enough to fully grasp copper toxicity.And this is why hair analysis is so important. And unfortunately, it's it's it's a test that has been attacked over and over again over the decades, which has kept it off the radar of a lot of people with tragic consequences.Wow. Yeah. So you come completely in that copper toxicity basis. Most people usually talk about their own health, but for you, it was someone in there you were in a relationship with and you've seen the devastating effects that that can have.Yeah, this was this was an act of love that got me into this field. I mean, I have a nutrition background to begin with and the health background, but I was never taught any of these, these deep mineral concepts or hair analysis and training.And just as I began my research and witnessing more and more of the denial of copper toxicity, first of all and the non-acceptance of HTMA or the misuse of HTMA and the vast numbers of people and women, especially who were affected by copper toxicity, that just drove me further to really get this information out there.That's fantastic, because, you know, Leslie said the blood test is limited, and I think we should be clear because we both of us primarily practice with their tissue in our analysis that hair testing is limited as well. But it's just understanding those limitations.And then if you can't see what you're looking for, maybe you should consider another test. And I think that's one reason why a lot of medical doctors have this veil of ignorance over them is because they kind of live in this, you know, blind range.It's the ultimate test and then they might do urine or something if they're looking for a kidney infection or something. But they overlook the simplicity of a hair test. And to be fair, I think it's because maybe it's a lot like when you went to nutrition school.I know it was when I went. I didn't really learn much about new minerals. Basically, it was like, Oh, they're important, they're essential for health. And then it goes calcium for bones, magnesium for bones and ATP. And then you just kind of brush over it and then it's.Like your kale and eat healthy and the very fluffy stuff.Here's some food sources for all of it. And now they have put a vegan twist on it all anyway. But it's basically to eat a balanced diet, which is the same thing the medical doctor says. And when it comes into practice, it doesn't always pan out that way.So I think hair tissue analysis is a critical tool, but we need to understand that because it's been vilified throughout history and even to some degree, maybe there was a kind of effort to destroy this whole perspective of hair testing that we definitely need to be mindful about.When you know you and I incorporate it into our practices to be a little bit more open about, you know, the limitations, but also like its validity and, you know, keep hammering home that like this isn't like a, you know, a bio energetic test that one person might test you and another person might test you for thesame thing and they come back complete opposites. You know, maybe you've had that experience with kinesiology where someone says, you know, you need copper, you need selenium, and then when you do an actual hair test, it's like now you really don't.Right? And it's like, I like that hair scan that we see on the internet, and some people come to me and they go, Hey, I've got a hair test and they send me this report that was done through a machine.Do you have any experience with that?Oh, John, I have experience with pretty much all the different types of hair out there, and there are a lot of them. And this just adds to the confusion because, you know, people think that a hair analysis is all the same and it is anything but.There are not only many labs and and forms of hair analysis, and not all are focused on what we are talking about here, in terms of nutritional their analysis. But as you mentioned, there's a biogenic element to it where you place, you know, a hair follicle on a disk and it gets beamed across the ocean and magicallysends back a beautiful report with results. I mean, I've received hair analysis. These hair analyzes from overseas where someone got their tests done by the local lab and magnesium wasn't even included. Now, I mean, you and I both know that made these last one.It's important minerals. So how can you even do a mineral test and not even test for magnesium? It's shocking. And then I've seen others where or a lot, where the practitioner or the lab is simply. Advising based on the the face value readings, OK, so if we use magnesium again as an example, a magnesium bar can behigh in the here analysis. Same thing with zinc or possibly potassium or other levels as well. And without proper training, they will just say, well, your level of that mineral is high, and therefore you should avoid it. In some cases, they'll say it's toxic, you know, avoided at all costs.And they are not understanding that a lot of these situations where a higher level is elevated is being caused by intracellular loss. So this concept needs to be understood by any practitioner offering hair analysis. And I find that many practitioners are not trained in that very simple concept.There's also the ignorance to exaggerate those exposures. What I mean by that is if a person has had an absence of baths, for example, and their hair contact the absence of bath water and their hair magnesium as high, again, that should be that should be a question that any practitioner asks of their patient if they see ahigh level. Is this a possible exposure source? What about, well, water if certain levels show high, maybe manganese or iron? So I don't just assume that it's a high level in the body. You know, ask other exposures. Could this person have had to have created this high level?Can I just say something on that, though? So one thing with the contamination thing, and I think this is something we need to consider as well, is it's not enough just to say, Oh, because it might be on the hair that you're, you know, have a burden of it or even a toxicity of it.But it's also something to consider that especially in the case of iron and manganese in, well, water, that if you've been exposed to that for years and you've been washing your body literally bathing in it, to some degree, it's where a contamination becomes an exposure because you've been consumed.It's like copper. It's if it's in the water and you have acidic water or even it doesn't even always have to be very acidic water. It can still pick that up. And yes, it can be a contamination, but you're also being exposed to that.It's like a welder and gifts for a plumber or something. You're exposed to lead and it's on the hair and they didn't wash it. OK, that's contaminant. But there's, you know, it's still a source as well.Absolutely. There is that transdermal absorption that does happen. So if you are. Bathing or showering in water that comes from your well or in, you know, you're in a swimming pool every day that's using copper sulfate. Your hair can show a very high level, but yes, there is that transdermal absorption that also happens.Yeah.I just I think it's important to talk on that now. So that would be a high level that comes from basically a contamination. And you touched on this loss that you think everybody should be. Well, I think as well, everyone should be aware of what this loss is.Maybe you can just share that because, you know, people that listen to this podcast are likely they might be practitioners, but they might not be, and they might be working with someone that's, you know, reading every level as face value.So do you.Want to just share about that a little bit?Certainly. So let me give you. I'll use a very easy example. People understand calcium and magnesium for the most part, right? These are two minerals that you can go to any any store, and you'll often see the calcium magnesium bottle.You know, that's the formulation where those two minerals are kind of combined because those two nutrients need to be in balance, they have a relationship. So in their analysis, quite often we'll see a very high calcium level paired with a very high magnesium level.So what does that mean? Well, the high calcium level is representing tissue calcification. What happens in that process is calcium is leaving the bone where it needs to be entering the blood and ending up in soft tissue. Well, as a natural response to body then pulls magnesium out of the cell to put magnesium into blood in aneffort to keep calcium in solution. You know, if you go back to basic, you know, chemistry class in high school in solution basically means it's soluble. So instead of having little calcium crystals floating around in the blood, we don't want that.The body protects itself by bringing magnesium into the blood to keep the calcium in solution. So you're losing magnesium from the cell where the magnesium needs to be, it's going into the blood. And then what is circulating gets picked up eventually by the hair follicle as as the hair grows out.Then it shows up as that elevated magnesium level. And this is very common now. So this this loss pattern needs to be understood. And also even stress stress can induce loss patterns, especially with things like magnesium and zinc, for example, we lose those minerals under stress.Mm-Hmm. So when a practitioner looks at a hair analysis and sees a high level, it's very important to be asking. The question is what is causing the high level? What's behind this level? And don't just automatically assume that it's a high level and the person doesn't need that nutrient.Yeah, that's fair. And I think with the stress and if zinc in magnesium and even B vitamins are like the first things to be, you know, utilized to stress, it's not always that like, oh, stress depletes these nutrients.It does, but it's only because the body uses those nutrients in response to the stress. So, you know, when you do have a stress and you find that zinc go up, it's probably because the body's utilizing it. And then it starts to get eliminated through the urine or something and can come from the sweat or some otherplace. And then.The.Zinc and magnesium are really interesting because both of those are synergistic with potassium, so you can likely still have a high potassium level or even a sodium level. The sodium potassium have that balance, right? So we see, at least in my practice, we see a lot of people that come in with a calcium channel, but then they'llalso have an elevated sodium and potassium. And, you know, I think on Thai, they call it like a saw three years. So for a pattern where they're not like the classical high calcium and magnesium and low sodium and potassium, they're more like a for high pattern.We would call it Ariel or like a three hives or something. And those to me are really stress induced losses of pattern because of minerals. Because if you're slow oxidizing, you shouldn't at least typically have a really high sodium or really high potassium.We need to ask why, and we know sodium and potassium is correlated with the adrenal gland, and the adrenal gland is what responds to that stressors right with aldosterone, cortisol and adrenaline, even. So, you know, we always going to be mindful of that.So I get a lot of clients that end up going to like a natural path here in Australia. And then they'll go, Oh, we did a hair test and we've already gone through an interpretation and they say, Oh, my natural gas and my sodium is high, so I need to avoid it.I have too much potassium in all of this, so I got to stop eating so much fruit or something. Do you find that in your practices while regular people use that at face value and then make like a big claim like, you know, just to avoid something where you should know?Absolutely, absolutely. You know what you're talking about there with the, you know, the slow three or yeah, or four highs powder. And that's typically a slow oxidizer under stress because as you know, you're under the surface, you're you're still in exhaustion state.But there's something causing the adrenals to kick in aldosterone to increase raising the sodium level and then with sodium and potassium tends to rise as well. And it's often a loss I can. I can tell you that the vast majority of people have a deficiency of potassium to think that anyone's potassium is, is, you know, in itstrace elements tested by lab. The ideal is ten milligrams per cent if we see a ten mg percent potassium. Yeah, in my opinion, it's unrealistic to think that person has a perfect potassium level. It's not realistic. In almost every case that potassium is reflecting a loss to some degree, most people, almost everyone has a deficiency of potassiumat the cellular level. So then if potassium is showing high, well, is it a loss? Is there something impairing potassium from getting to where it needs to be? And I see this. This is another misconception that I see quite often among practitioners where.You know, in one test, you'll have a potassium level at, say, two or three and then the next test, the potassium goes up to eight or nine. And on the surface, that looks good. And the client feels happy because they see potassium going up into a good range, and the practitioner says that's an improvement.Well, it can be. But are you asking is it is that simply an increased loss happening?It's possible. I mean, I think that's the value of interpretation and then actually evaluating because the other one comes as you can have people that live on coffee and cigarets or, you know, whatever sodium and potassium razors that increase adrenal response.And they might come back and they might have a diet completely deficient of potassium, but still have a good level of potassium on the hair test. So with me, I'm always suggesting that my clients aim if you're going to focus on anything with your diet, focus on your potassium intake and then because it's not easy to maketo reach that and that RDA or the RDA, depending what country or and it was a 4700 milligrams. And even there's some disagreement among government agencies. So what ideal potassium is, but that RDA is only the bare minimum we should be going for.And you know, I think it was the kind of ethic people were known to have. Like, what, 8000 milligrams of potassium? We can't. Yeah, I can't get that much, you know? So it's something to consider when you find some of the potassium levels or even high that maybe it's not exactly the case.Do you think that plays a role with even some of this reason why some people say to me is not accurate because they would say, Hey, my level's good.Grams.All the time is if you're simply reading a hair analysis at face value, you're going to get things wrong. Mm hmm. And this is why, you know, training and practice is so essential. And even just I know, John, you're making a course right now, which I commend you for doing it.Nothing can replace at this time. Nothing can replace practical experience. I get it. Getting the training is is important. Getting your certificate is step one, but then going into practice and working, you know, not with patience. Initially, work with your friends and family and practice this because you may and I see this too as someone gets theircertificate and you know, next day they call themselves a practitioner.Starting their business and they're now an expert.Exactly, exactly. Me is is so complex, you know, I don't think anyone can ever fully understand all the nuances of HIV. It's an ongoing process of learning, but it does take, you know, I say it takes at least 100 hair analysis analysis to analyze just to get comfortable with what you're doing.Anything below that you're still an apprentice.So I agree, because intercourse that was a concern of mine was book learning without practical experience. So trying to replicate that in our course became a real challenge. So we ended up doing case studies. So I would comment about various, you know, I think I did ten or 13 different case studies where I would go through, youknow, how I perceived this task, why I recommended things, but it wasn't like the, you know, the student learning their own experiential way. It was learning from someone else of what they've done and why they did it and then what the results came back as.So we can kind of show them over a year or two years what can happen if you do things? And then, you know, and I've honestly even been like, you know, I just knew intuitively they needed this and it wasn't indicated on the hair test.I was just like, Hey, they need this new training, you know, and then it seems to pan out. And the other thing is, so we tried to, at least in our course, we try to replicate a little bit of that mentorship with that.And then we also gave them actual case cases themselves. So we give them a hair test and an intake form and ask them to interpret it and, you know, type of thing up. And then we also ask them, Hey, do supplement recommendation, you know, and we did it for three, but you need more than three, you know, but it was to. So when they finish, it's not their first time doing it was kind of our goal so that it was at least they're it's not their first time working with someone and it's their mom, right?At least they would have been approved for something they recommended, you know, in the past.So tried to do this. Yeah, that's really important. That's one of the things that I do. I mean, I have trained a lot of practitioners and just even even doing ongoing mentorship as practitioners are are getting comfortable with with a state aid and they'll submit to me their their protocol.I'll review it and I'll give them my suggestions. And having that person to bounce ideas off of is, I think, really. And until you've done a number of these and really get comfortable with it, and like you said, there's also that an element of kind of intuition, we kind of start to pick up on things that Ithink only come with experience, you know, intuitive suggestions or intuitive understanding of what might be causing a certain pattern.You know, it's interesting, and I guess because we were talking about losses, we also got to consider, you know, stress like emotional stress, physical stress is a real thing. It's undeniable, but there's also that stress in the body due to chemicals or toxic metals that we might not see on that hair test.And there's lots of times I've been talking with someone. I said, Look, you're going to start dumping LED or you're going to start dumping it. Dumping this or mercury is another one because you see the lower zinc, you see the last millennium and we see, you know, low thyroid and you're like, there's going to be some mercurythere. You know, this person, they tune in for the last six. You know, where is it? And then the next has it jumped straight up and then, you know, it makes the client actually really believe you as well.And you can kind of foresee the future with what's going on. But then also, it's just that like there was no indication on the test to show that, well, the level itself, if you looked at mercury or whatever one that that was the reason why they had a high sodium or something, you know?So yeah, or low potassium, you know, blocking potassium from getting to where it needs to be. And again, this goes back to what we talked about earlier about reading a test to taste, telling you you cannot do that.So just because you don't see any toxic metals showing up in the hair does not mean that the body has no toxic metals in the body. It's not immobilized at that time. So if you see a zinc level at ten or eleven milligrams percent, and yet mercury is not showing, there is a pretty good chance that thereis mercury in the system. It's just not mobilized. And sure enough, then on a retest, maybe next retest or two test down the road, you'll see that mercury pop up or aluminum or arsenic, whatever it might be. And you know, a client then will sometimes be discouraged because they see that as, as, you know, a worsening oftheir condition. And again, this is where the practitioner has to explain this is not necessarily a worsening of your condition. This is your body. Now having the ability to mobilize that metal, which is step one, step two, is getting it out of the body, but at least you're mobilizing things now.Yeah.Of course. And it can take, you know, sometimes years to get metals out, you know, and you are always getting exposed as well. So it's kind of like, you know, you're trying to empty a bucket that's being filled at the same time and you want to kind of encourage the elimination quicker than the utilization.And that's where we need to take advantage of nutrients and how they antagonize and protect us from toxic metals, as well as encourage the elimination. So, you know, that's one reason why I don't really like like any color protocols or something where it's just like, take your cue later and then they're like, Oh, don't take it out, B vitamins, it has sulfur in it. It's like, you know how important sulfur is for detoxing. You can't just avoid sulfur and say, Oh, I'm detoxing because I'm taking a cue later to do it. And there are some cases where too much sulfur is contraindicated as well because sulfur can raise calcium.And but that kind of takes some practice as well. Do I use a methyl donor first oxidizer? Do you use them like taurine or HTMG or anything?Absolutely. Yeah, absolutely. Especially with something like copper. You know that that taurine that sulfur amino acid is so important to help escort copper out of the body. If you think about copper and we can talk about that next, if you aren't.Sure the.Copper toxicity, the primary root of copper toxicity to get out of the body is through bile and what supports bile will your sulfuric amino acids and taurine is one of those. So, yeah, I mean, I'm I'm applying taurine pretty much with anyone with with a blatant copper toxicity condition.I tell you if they're not, you know, if you're if you're on a meat based diet, you're eating lots of meat, then you're probably there's a good chance you're you're getting probably enough taurine, but especially if you're a vegetarian or vegan, you're taurine.Dietary intake is is minimal at best.I absolutely know because it comes from animals primarily, so, you know, taurine. I guess I just wanted to comment quickly just on this idea of addressing a hair test completely based off nutrient interactions can cause problems as well.So it's like just just only because we have taurine and like a slow oxidizer taurine is a muscle. Groups of like a sulfur and sulfur can raise calcium. And some people will say, don't take anything that would raise calcium if they have the calcium shell or if they have an elevated calcium.It seems like you're not in that camp, Rick, and I'm not in that camp, either. I will use something, even though it might be somewhat contraindicated, but it's because they have a reason for using it. You know, like, you know, sometimes, you know, even just using actually calcium or magnesium, and sometimes you can't use too much magnesiumor something, but you do need it still, and taurine is a good example of that. Or even HTMG, right? Yeah. The really important nutrients. And the other thing is those sulfur amino acids. Maybe you have some experience with this drink, but when you're going through copper dumps or like for those that don't know it, it's basically likewhen your body starts to eliminate that copper that was built up in the liver or in the nervous system, it can even be in the muscles. And once it starts to come out, it's usually you don't feel that great A and then B, they can have a really strong mental and emotional connection.And using sulfur amino acids like inositol coli, methionine, you know, taurine, even niacin can be really helpful to kind of curve that cop or dump symptoms to use it for that as well. Or is it just because you already recommend it that you don't use more?Or what do you? What's your thoughts on that, Rick?Yeah, no, I do use that. I just want to comment quickly on the word elimination because I find that leads to sometimes a bit of misunderstanding among people who are new to this. So when we think of elimination, we conjure up the image of the body, eliminating it, getting it out of the body.Yeah, and copper dumping really is not so much the elimination as it is the mobilization. Copper dumping is the mobilization of the copper out of cell and tissue into the bloodstream, and now it's mobilized. Things are dumping and then elimination is the next step is getting it out of body.Thanks for that question, because I just kind of, you know, breeze over it a little bit. But no, you're absolutely right. It is like that.Mm-Hmm. So in terms of the elimination aspect, yes, taurine and the sulfur amino acids are definitely or yes, sulfur compounds are definitely important for that. And it is during that dumping phase where copper is being stirred up and floating around in the blood that the reactions typically amplify.People don't feel good, and it's going to lead to the the heightened anxiety, the heightened panic reactions because there's that hypoglycemic reaction and this increasing adrenaline at that same time and adrenaline and anxiety and panic hormones. So, yeah, copper dumping from, I would say, most people who are truly copper toxic is not a fun experience.So again, then comes the education. People feel worse initially, and if they're not taught that this is part of the process, they might give up. And likewise, just because a person feels better immediately, does that necessarily mean that their healed, you know, likely not.You can drink. You know, boatloads of coffee and get a buzz and seal all revved up and stimulated and high energy, but does that mean your body is functioning optimally and you're in, you know, your energy is actually really good?No, it's a stimulant, and copper actually has a similar effect. Copper has a similar effect on the brain is the amphetamine. So then people are buying their copper supplements and getting, you know, feeling good initially, and they're not being taught about coppers effect on, you know, that mechanism, how it's a stimulant initially.So you have a lot of clients that initially come to you to feel better. And are you the one of the I know I do it. I usually tell them where you might feel worse. And then again, in the long term, you can feel better.But you know, once we start improving the body and taking away some crutches, you might not always feel the best ever. And you know, I say this to like, you know, even potential client. I'm a terrible salesperson because I'll tell them, like, you know, yes, in the long term honor on a program, you can feel better.But depending on your situation.I'm going to put you through hell for us.And you'll feel better only because of how bad you felt before. Not now. But that is a thing, right? Where some of those dumping and it's to some degree you can kind of predicted, but not always like you don't know when you're going to start dumping and then eliminating that copper.And some people will start dumping before their bodies, really able to completely eliminate and accidentally cause a real challenge as well. And it's hard for us to predict that with every individual, you know?Well, you want to be supportive. I mean, I see the protocols that are pushing the high. So let's go. Let's go back a step. A lot of my clients, the majority of my clients, because my specialty is copper toxicity and I work with well now thousands of copper toxic emails, a lot of them on copper IUDs.That is the the bulk of my my clientele. Yeah, and they're most of them are really struggling when they come to me with all kinds of health symptoms. The anxiety, depression, the overwhelming fatigue, exhaustion and then gut issues, I would say, would be the third thing.And then weight gain and other symptoms as well. But they're feeling like they're feeling horrible and all they want to do is feel better tomorrow. And it's not as simple as that. And you know, all the time I work with women who will have a copper IUD in their body.They take it out in the next day. The next week, they feel they feel better and they ask that their body is now balanced. No, it's not. You've simply taken a weight off your shoulder and in the sense of you've eliminated a toxin, a toxic exposure from your body, your body's breathing, a sigh of relief.And inevitably, you know, a month, six months down the road, they're struggling. So this is where the state comes in. So importantly, because that helps you understand what's happening with the mineral system. B, if you are, that's a good sign.Your body is not ready to be dumping large amounts of copper because it's going to be floating around and it's not going to be leaving your body. So work on. Of course, supporting the liver is supporting detox pathways supporting motility.Right? If you have to do a couple of weeks of some kind of a colon cleanse or taking some kind of a laxative or something just to get things flowing and moving, maybe a colon hydrotherapy as well could be employed, depending there's conditions where you wouldn't want to do that.But that's just a common sense thing to look at. What are your bowel movements? Anybody can ask that question.Yes, it almost every call, every day, every time I have a consult, a sign of where the bowel movements like know and they often sometimes especially those new clients on regular qualify. How regular are you? Are you going once a week regularly?Are you going, you know, twice a day? What is regular to that person? Because they might think it's normal to do that. And I've had clients, you know, once they begin the program, like at least the program I put together for them, they're like, Oh, it's a pain in the butt.I keep going poo. I think I'm going twice a day, sometimes now, and it's like, it's a real burden. It's got to be, do you know, like that's part like it shouldn't be a pain in the.Butt.To do that. But Rick, do you find that sometimes you know you're not trying to cause someone to dump copper, but it still happens anyway, because I've had this before when it's used, just give a couple of nutrients just to support metabolism.And then it just seems like they're dumping copper. And even the next test will find even an elevated copper that wasn't there before, and we didn't really try to do that. And then it's kind of like scrounging up, trying to give these things to kind of really improve, you know, bowel movements like this is to ensure thatit's being eliminated. That's what I find nowadays because I don't always try to get it out and it comes out sometimes.Well, look, I mean, you can do whatever you do with with nutritional guidance. And died in a very gentle way in that sense. But if the client has some major stressor going on or they decide to run a marathon or intense exercise, you know that's that's going to induce a don't.So it's not always what the practitioner is doing in terms of getting supplements like what is the person's level? What are they going through? What up, you know, because all those factors can induce dumping.Can I get your opinion on something? So there's a well known in nature may. There's kind of like a fork in the road where the roads divide, and it seems like as the road divides in different perspectives, it keeps dividing.So it turns into like this fractal, you know, division. Not everyone uses copper as a supplement. I know you work thousands of people with copper. So I know you have a lot of experience in this. Do you recommend clients avoid copper in their food?Do you use copper supplementation for those you know, people with copper excess or copper burns? Or do you just try and eliminate it all and antagonize.Come your thoughts? So first of all, there is there is no one size fits all protocol. Everybody is unique, bio individually unique. So I will never say that this supplement, this food. Everyone should take my opinion. That's dangerous, and I see that I see people who are copper talks.So, for example, a fast metabolism with low copper level, they might do quite well with beef liver, which is a high copper food, but is for people who are truly toxic. They might not be tolerating that beef liver very well, and I've seen people taking these because they've been told to and getting worse.So it's it's a bio individual approach and what I tend to do. We all need copper. This is also a misconception is that copper is all bad. It is not. Copper is an essential nutrients. Yeah. So there is this delicate balance between work supporting detox and detoxing copper, as well as supporting the bioavailability of copper.So it should never be all about trying to just detox copper and not support the bioavailability of it or avoiding all copper foods. Someone who has copper toxic with a very overt, clear copper toxicity condition. No, I do not suggest high copper foods is that need to religiously avoid everything 100% that has absolutely not intelligent in yourin your dietary choices. Know what's high, copper. Know what's not. And, you know, maybe avoid the beef liver. Maybe avoid the dark chocolate.I just had to ask because I know like Dr. X, like, you know, one of the pioneers in the field of copper, he had recommended copper.As.An especially. If someone has had high copper or they've been eliminating copper over a prolonged period of time, she would still suggest it. And his idea was that, well, the body just kind of dumps it all out, and it just tries to get rid of everything.And in doing that, it creates deficiency state. So he provides some to kind of support that. So. And I.Know.Dr. Watt's is very he'll use a lot of copper as well as those fast fours or something. You get ten mg, which is a big dose because they're trying to change the hair test itself. So that's why I asked is I know that like even the pioneers would have used copper, but that doesn't mean we have tohave going forward or at least be mindful on the dose if you do or consider food first in all of this stuff. So that's why I ask. It's not because, you know, it's a serious question, as.It is a serious question. I've seen I've seen both. I've seen more more so men than women experiment with pretty high dose copper and seem to be OK. I've seen also clients who've been taking copper or beef liver, and they feel horrible.And, you know, Dr. Rick Malter 40 years in the field, working largely with copper toxic clients. Yeah. Hill agree. Copper beef liver is not the best suited food for someone who is truly copper toxic. I'm somewhere in the middle in terms of I like me personally, I like to use.A product called beef organs or a blend of organs. Yeah. To when when copper is. When copper is low in the age to me, or I should say, I mean, copper is commonly low in the east, but in a fast metabolize or oxidizer pattern, I'm OK with the liver.But for a slow metabolism, I'm I feel much more comfortable. It's it has safer reactions to use a blend of organs. So, you know, there are beef organs products out there that have a blend. So there is still liver in the products, but it's usually at one fifth or one quarter or one sixth of the amount blendedtogether with other organs. So it has a much more balanced ratio of copper to zinc and iron.Okay. No, I appreciate that. You know, I've personally, I've had issues taking liver supplements, but I'm fine eating liver, and I think that was probably to do with processing or something as well. And you know. But you know, I've taken copper as a slow oxidizer, as a fast oxidizer.You know, if I might be this masculine Dan's a little different than the females. I've had clients where I'll try one approach, you know, and it might not work. And then I'll change to a different, you know, methodology because it just doesn't seem to be going the way that it's been expected, you know, kind of expected thingsto turn. So I'm kind of in the middle to where I'll use it sometimes. But then sometimes it's just that sometimes even that intuition, you just go, No, I do that. So, so I guess I got another question that a lot of people talk about using whole food vitamin C because it's got copper in the white tyrosinein there and say it's the true molecule vitamin C DS that you open to using just ascorbic acid because that can lower copper.Right?No, I agree with the use of force and vitamin C, and this is another controversial topic, as you said about it, agrees with this. But there is a copper molecule in the whole copper, iron and in the whole food c molecule.It is more supportive for copper. Again, we're we're considering detoxing as well as supporting bioavailability of copper. If the person has a deficiency of copper, then ascorbic acid to make that worse. Same thing with with oxygen issues you raise, ascorbic acid is is generally not ideal with oxygen issues, but whole food is tends to be better tolerated. So yes, I do use whole to see when appropriate.OK.Yeah.I rarely use it. I recommend people eat it, but I rarely use it. You know, tell him to avoid vitamin C containing foods because they're pretty much stuffed if they try. Almost even meat has, you know, a form of vitamin C dehydrate ascorbate.It's not technically ascorbic acid, but you know, they're just not testing for ascorbic acid when they do analysis. So it's still there. It's just in a different form.Right? Yeah, I mean, I would rarely use ascorbic acid, except in cases of true copper toxicity. You can use ascorbic acid to help bring down copper in, you know, immune function. Yes, we can. All the ascorbic acid, you know, short term said we started moving system that that's fine, in my opinion.And when people ask me, can I, can I have, you know, it's my birthday? Can I have a drink tonight? You know, can I can I take ascorbic acid, whatever it is? What matters is the things that you are doing day in, day out, long term.If you give them something for short term, a few days for a week, it's not the end of the world. What matters are the daily habits that you develop.I think so because we're looking on a hair test an average of three to four months, not micromanaging your life every day. So on average.This.Is what you typically do, not the one off things, you know, because I just think it's interesting that people kind of overlook that one. You know, it's like you have to be this purist person and everything has to be perfect.And personally, I think you should be able to do some things that aren't called healthy. And I think if you can do that and not reap the wrath of it, that's a sign of health, too. You know, like, I feel like if you have a bit of, you know, refined sugar and that knocks you off your horse, then I don't care how healthy you think you are, you probably know. I think I think humans should be able to take a little bit of stuff because, you know, like what happens if you go for a walk beside a road and a car comes by and blows smoke in your face?Is that going to like, you know, destroy your health completely? Like, I don't think health is that fragile. I think you should be able to adapt to those things and rebound very quickly. So, you know, the occasional drink or whatever, I don't worry about it exactly.You got to enjoy life, too. You got to find this balance where you're still enjoying ice and you have the flexibility to do so. It's a protocol is too rigid, any rigid dogma. I, you know, I think people so often then rebound in the opposite direction because they simply can't handle it and then they'll kind of rebeland rebound in the opposite direction.So it's like they say, tell a child, no, he's going to go, yes, right? So and not saying everyone that is childlike, but I mean, I'll admit I'll do that if scientists don't take copper. I've I tried it.I took 30 milligrams of copper to see what would happen because, you know, I've done it with every new. I just took a whole bunch of it just to see what its effects would be. And I felt if I'm going to recommend a clean take, you know, 100 mg of zinc, I better do it, you know, andsee what that's going to feel like if I at least add my own personal experience. So I've tried taking everything, you know, high dose or on high dose copper, then what I didn't do is iron, because I don't really like iron supplementation anyway desires to antagonize copper at all.Well, it can antagonize copper, but I don't use iron. No, I'm quite opposed to iron supplementation. And just in the past few weeks, I've had to two clients, both of whom have been on high dose iron supplementation. one was, I think, 325 mg of ferrous sulfate or six grams of elemental iron, and she's a lady in hertwenties or thirties. And then another was a two year old toddler whose doctor had put this toddler on. I believe it was 30 milligrams of of. Iron is just.A big dose for a little bit.Is it is the epitome of negligence, in my opinion, to to do that to a two year old kid. And not surprisingly, the majority of his symptoms and this other lady, they're both their symptoms were quite reflective of zinc deficiency, which is not surprising because we know more than 25 milligrams of iron is going to impair yourzinc. So that's two year old toddler. Most toddlers are born zinc deficient to begin with being put on high dose iron for his age, depleting his zinc. Causing a whole range of health issues and same thing with this young lady.So no irony, I believe, is being given without looking at what is the underlying cause if if you are diagnosed as anemic. You know, it's it's the the sad word. You know, you're anemic. What is the underlying cause of that and less?You have ongoing really heavy bleeding or you're a vegan. Aside from that, there is very little reason for a person to be anemic. It's an issue to do with iron metabolism, and that's got to be supported first.I agree.And you know, I always say because I don't like using it, if any, giving any mineral gives me an idea. It's I like and I've had to do it honestly. In the past, I just had to because we've tried and exhausted all other means and it was like, OK, let's try it.And then as soon as a person started taking iron, they started feeling nauseous. They started having a lot of issues of cramping and digestive issues and all of this. And it was like, I know what it is, is the iron, right?And that's why we don't like recommending it. But then, you know, I've had to I've had to recommend by, in some cases, a pregnancy near that last trimester. The baby starts taking a lot of the woman's blood. They didn't have good the kind of getting in a rock and a hard place as a practitioner and things likethat. So I have used it in the past and recommended it. But even then, sporadic use. You know, you don't have to take 30, 40, 60 mg every day. Take it. Occasionally, it's still going to bump your overall thing and on average, you'll have a higher iron intake, right?But yeah, I've had I've had to use it just had to be honest.Yeah. And like anything, whether it's iron, whether it's copper, zinc, magnesium, whatever it is, understand that all these minerals have interactions with other minerals. So if you're taking iron, then maybe it's wise to add in a little extra zinc because they they antagonize each other.And so if you're taking.On at the same time, though, hey.Sorry.Maybe not at the same time because they might block it, you know?Of course, of course. I mean it. The timing of the day matters as well. But during pregnancy, the woman's zinc level is also dropping right. So if you're taking a pregnancy, you've got to be mindful of, you know, of not making that natural zinc deficiency even worse or worse.Yeah.That's interference. He opens the door for copper to increase.Agree, I agree, but I agree. You know, I was thinking because we have a newborn that like a lot of the creams that they would use for like a rash or something, have zinc.Zinc in them? Exactly.It's very small amount. It's only a little bit of diabetes or whatever. But it was interesting to me because I was thinking like, you know, children on milk, which is milk is classically quite low and zinc. Maybe nature intended that you can always override like serum that their vitamin D deficient.So give them vitamin D and all of this. But it just got me thinking a little bit about how we use some zinc supplements and like, you know, even transdermal or something where as you get older, those things kind of go away as well.It's not like people regularly put zinc, you know, moisturizer on them. They usually use just whatever they use, which probably doesn't have zinc in it. So what happens, I think, is like this lack of consumption. And I know when I grew up, I went vegetarian because of the ethical reasons.And you know, I was I was one of those people. I thought I could get zinc from food as a vegetarian, so I used to go out of my way and eat ants. So ants were hot there. Black foods are high in zinc.Right?I'll tell you my first hair. She didn't think I was getting anything.I'm sorry you ate ants as a vegetarian. Did I miss something there?Yeah, yeah. Ants. So I wasn't like vegan. It was like, you know, I'd eat egg and have milk and dairy product, and I would eat ants, so. And cricket was kind of like I would do it, but they didn't taste that nice.So they were efforts, you know, like when you go to an extreme, how far more extreme you have to be to get something. And I was a whole food as I was like, I don't need to supplement, you know, I get it from food.So now I, you know, happily will take at least from me, and this is a little different for every person. But I usually go up to 100 milligrams of zinc and I don't have any issues at all when I take a dose like that, you know, in small doses throughout the day, whereas I've had clients like mywife who's not like, she's my client, kind of. I mean, I do our programs, but you know, when I first recommended her zinc, she couldn't do 25 milligrams, you know? And so I guess you would find that in your practice to people that can't all the.Time.Adobe.Guys can generally. Yeah, guys can generally tolerate a lot more zinc than women. You know, we were taking 50 mg or 100 mg is usually not a big deal for guys. For women, I, I rarely, whatever, recommend more than 20 fires.I would usually start off around ten or 15 milligrams and zinc. I call one of the more volatile minerals when it comes to supplementation just because the reactions are so individual. That's not to say that zinc should be ignored, and I, you know, I've heard, you know, not even to worry about zinc, and that's just utter nonsense. Zinc is imperative for so many things, including keeping copper in balance. Yeah, but in terms of tolerance, some people and women, some women can tolerate 25 mg, no problem at all, and some cannot even tolerate five milligrams or even 2.5 milligrams.It's that extreme where you're literally dabbing a wet fingertip into an open capsule and looking to think off your fingertip, and that's all you can tolerate. Yeah, but you know, it's a very individual and volatile mineral in the sense of tolerability.So you start, start low dose and gradually work your way up.I agree. And I mean, I'm quick to recommend the high dose, but I say that to every person start low and then build your doubt even with any program I put together, at least if I recommend to take things three times a day, I can't micromanage everything on a piece of paper of, you know, start this thatand then do that. It gets chaotic and confusing. So I usually just say start with the time slot or one or two products in a time slot in the morning. Start taking something and then see how you go for a bit and build it in.And because the reality is, it doesn't matter how experienced you are, you know, at least in my experience, isn't that how experienced you are? We can't predict how someone's going to respond to that. But even if we have seen this exact same pattern on a hair test 100 times, it's so irretrievable.It sounds.All right. So I guess I wanted to just bring up a little bit about some of the work you've done in HTMA. So you've done what copper talk sitcom you've done the virtual summit. So you're really trying to move the field in a new direction.Not a new direction, just to maintain the integrity of team me because I see it being quite the it's it's being led astray by different forms of TV that I do not feel are really supportive of the field of TV in general, and that includes the over automation of reports or just relying on, you know.So again, you'll be relying on over automation, different different types of ACMA that. Often don't follow proper like even at the lab, don't follow proper testing protocols. See, some is more focused on toxic metals. And then we talk about, well, is the lab washing the hair sample or are they not washing their sample?And if they're not washing the hair sample or regardless of what they do, it's not likely to affect the toxic metals. So if that is the focus of the DNA, then you can work with whatever lab you want to.But if the focus on nutritional hair analysis, which is, you know, relevant in this conversation with minerals like copper and zinc and whatnot, you want a lab that is not ideally washing the hair sample and following all proper testing protocol and the lab and the T lab are the two that have advanced this field the furthest andfollow, you know, all proper testing protocol and. There is it's very easy to, I think, attack HTMA when tests are misinterpreted, when HTMA is combined with all kinds of. You know. Woo woo angles and you bring it, you know, all kinds of controversial theories about weird concepts, I'm not even going to mention them here, but I knowit's it's been going on now for several years and.Well, incorporating religion. I think it a.Is religion, sexual preferences, politics, alien stuff, spirituality. I mean, if we want to be accepted clinically, we need to stick to the science and that is the focus. And that's the reason why for many years or for several years, I was we would get together.This is prior to COVID myself. Dr. Karen von Devora, Dr. Rick Malter, Rachael Neuman. Several of us would get together annually down in Sedona, and we were planning to launch a live event for teaching HIV to practitioners. And then COVID hit, so we switched direction and we ended up.Myself and Lisa Pitel killah, we decided to create the virtual summit. So annually we we run the virtual summit. You're one of our speakers, which we grateful to have you. And it's just about bringing the, you know, the real science and the real experience back to time where people can learn about minerals, about actually keeping the integrity of this field intact. I think it's very important. And then, yes, I do it in clinical practice as well. I mentor practitioners in this field. So yes, I'm well first in this mineral and I teach the mineral mastery course as well.So the mineral mastery course is the found is it's a foundational education for anybody interested in learning about minerals you. It's difficult to talk about minerals without a tornado. So I do teach about HIV, but it's not an HIV focused course.Okay? And that's one of the things that you that you're adding is your course is quite focused on today. But the Mineral Mastery Course brings a lot of unique insight into the foundational aspects of mineral related health reasons for imbalance and whether you are a practitioner or just in the general public wanting to improve your health.That's what mineral mastery is. Is about teaching.Cool. Yeah, because I remember Caesar must have been like at least ten years ago, and I know I'm a young guy, but I started off with minerals pretty early. I was fortunate enough to go to a few seminars and learn a thing or two when I was young because my mother was really into health as well.But am I saying that ten years ago when I first learned probably more, when I first learned about vitamins and minerals and the effect that they can have on people's livelihood and quality of life? And every time I tried to bring it up to other practitioners or anything, they talk to a doctor path.As a kid, I call up and ask Pat's office and just be like, You know, let's talk for a bit. I want to know what you do and what you know, because I thought, talk about being what I thought about doing.Cairo, I thought I went to. I called them all up and talk to them. But when I called them up, asthma, vitamins and minerals, they're like, Oh yeah, they're important. But our practice doesn't focus really on the Ramones and using progesterone and stuff.And it was like, I thought they were just missing something like minerals was like critical, like, you're made of minerals. How are you going to overlook what you're made of?Minerals regulate your hormones. Exactly. So, you know, I really appreciate you doing work on the educating about minerals, and it's not an easy task. It's like, where do you start? You know, when people say, Oh, minerals are essential. We're not saying like, Oh, they're critical.They're very important. We're saying, like, you can't live without them. They are essential to life. But people kind of just overlook that word. You know, they're like, Oh, hands, they're important. Like, No, you got it all wrong. You see, like, you know, you can't live without them.Yeah.So I find that unless somebody is a practitioner with, you know, a deep interest in learning or unless somebody is struggling with a significant health condition, and somehow they've been led to connect the dots to the underlying mineral imbalances.Most other people, they just their eyes glaze over if you say minerals are important. Oh yeah, I take a multivitamin.It's not had. I've had clients that are like working with other practitioner is really common. When you work with chronic health conditions and they go, Oh, I'm working with the practitioner of my thyroid. We're taking ashwagandha and I'm like, Great, really helpful for adrenal is really helpful for thyroid.What are you doing nutritionally to support this? Oh, I'm taking more binders and I'm taking this. And it's like.But when you die, you die and your selenium, your manganese, your zinc players.Exactly. And I'm like, Geez, you got to be. They have to be there like they don't come from nowhere. You know, I don't care how advanced meditator you are, you can't conjure up minerals. I know that there's breath areas that say they can, but I don't think so.Yeah. Well, you know, I mean, I've worked my client base. I've worked with everyone from the sickest of the sick to champion athletes, nutritionists, dietitians, people who have all the tools in their tool kit, functional diagnostic nutritionists. They all have supposedly the tools in their toolkit to eat and live healthy.And yet a lot of them have symptoms, even the elite, my elite clients have symptoms and they all they all have mineral imbalances. So does that just by eating healthy and doing everything right, you're going to have a balanced mineral system is wishful thinking.Things so, you know.Absolutely.I really feel that the mineral aspect to health and nutrition is one of the well, I would say it's the most overlooked and yet important aspects to health and nutrition. Furious six.Yeah, I think minerals are more important than vitamins because you need minerals for vitamins to work.Exactly.So even sometimes, you know, people are like, get concerned. How do you discern better thiamin deficiency in my? Well, I want to make sure that their adrenal function is working in general, not just thiamin, not just vitamin, but not just vitamin B5.Am I so admire practice, and I'll speak for myself because I don't know entirely about what you do, but I like to recommend nutrients in general and then do a kind of mineral balancing approach. So I don't want a client of mine to be deficient in vitamin C.I don't want a client to be low and be one and be to any of them and make sure you're getting at least the RDA. And then I'll do the other stuff because especially if you're working with chronic people with chronic health issues and if their minerals are imbalanced, they're likely deficient in multiple vitamins as well.So I don't care if they're far lovers. And you know, for low pattern, people often say don't give B vitamins, it's a too stimulating. Sometimes a little bit is needed, I think at least and I will provide them, you know what I you know, and sometimes especially that for low case.And I mentioned this just because I know that there's different camps of approaching it.But you know.People often use sedatives and nutrients, calcium, magnesium, zinc. I find that there's two different situations there were. Some are depleted and they honestly just need to be to put the adrenals to bed like Dr X has put him to sleep.Not like a vet, but like, you know, I make them tired. And then there's the other group that are just so depleted they don't have the nutrients to actually have energy anymore. So sometimes I'll give, you know, for a load pattern, a little bit of B vitamins and then slow them down.And for others, just and this comes from a conversation. It doesn't come from a mathematical equation on a hair test. You know, this pattern equals this dose. It's Hey, we need to give some more B vitamins regardless of the hair test and, you know, support your body's ability to recover, you know, so I'm kind of like inthe middle. So, you know, I think minerals are so important that I'll recommend them, even if it's somewhat contraindicated, sometimes on the hair test.All right.Do you have any shout outs before we end this conversation? I think it was fantastic.Yeah, I would just encourage everyone listening, whether you're a practitioner or just the general public to dove deeper into this mineral world and to learn as much as you can. You know, I want to say I take John's course, take my course.John, your is coming out when early next year.We're hoping next in 2023. 20, of course, is done. It's just, you know, there's a little bit of errors on slides. And in the beginning I had microphone issues and camera issue. And so like the content done, it's just redoing it all over again with one fine tooth comb to make sure that everything is good.Because I feel to be honest, at least without my course, is that I felt like there is a need for a more in depth on hair testing and not just hair testing. We go into, you know, the principles and philosophy of natural medicine, which is, I think your principles and your philosophy guide your whole practice.So I was to me, it has to be a part of your perspective when you learn a STEM, because if you come from it thinking replacement therapies the best or if you come from it, thinking reductionism, bring it down to single things is the best that's going to affect your practice down the road.And so we wanted to kind of at least educate you or our students on what, you know, at least the natural perspectives are. It's up to you if you can believe them, you know, like dogmatic, but it's at least bring them to the table and talk about holism and this kind of stuff.And then we did like a separate course on nutrition, and we just covered the foundations of nutrition. What does Barry Barry look like and do we see it in clinical practice? We might not find the diagnosis, but we still find people deficient in B vitamins, you know, and if you have a client like dermatitis and diarrhea andtheir memories going, I would be considering vitamin B3 know regardless of the hair test, less kind of support that. And we talk about the limitations of symptoms and the limitations of the test as well. And we still encourage people to keep going after our course, which is 100 and something.Ours was 150 hours of recorded information to keep going and learning because life is about learning, you know, get to start just like, all right, I'm an expert, I'm still learning. I'm forever reading textbooks on vitamins and minerals, PubMed articles, you know, reading wreck stuff, your articles, watching your stuff, watching other practitioners in the field to seewhat they are coming up with. So I really, you know, keep learning. As you said, it's just this is the way of life.Absolutely. Yeah. And so the mineral mastery course, which I teach mineral master recom this, as I said, is a course for both practitioners, as well as the general public going deep into the minerals reasons why we have mineral on balance.You know, things like zinc deficiency, which is so often overlooked and the myriad of reasons why zinc is important and why we have imbalances when saying consume with magnesium and copper, especially, I mean, I am the copper guy.So this course is the the the fundamental course for learning about copper toxicity and dealing with copper toxicity. This course can be life changing. And honestly, John, like when I've had, I've had two mothers now. Well, one mother with the morgue situation where her daughter was told there's no such thing as copper toxicity was on a copperIUD killed herself. And then the mother went to the morgue to collect the air sample, and the hair samples showed sky high copper. Now, if the denial of copper toxicity didn't exist and people were educated in this information, we could literally be saving lives.So I'm very passionate about getting this information out there and helping support young women, especially with this vital health knowledge.They're doing a great job, especially with your website copper talkSPORT.com. I go to it. I send clients to it, especially as soon as I get a test and it comes back with like copper immediately. Go check out that website, you know?Well, thank you, sir. I got a lead. I could probably add some of these to it. It's it's, you know, several years old now. But the downside.Is the way it's always that way you learn and then, you know, it takes a little while for it to reach the websites. It's also another reason why it's great to work with you or work with a practitioner because they don't always have time to update their website.Update saying right assistance those times. I don't have the time right now to be tweaking the website. But yeah, I was through it in a very easy to understand way because the corporate side is, you know, there's a lot of information there that can be overwhelming.So I teach things in a step by step progression easy to understand connection between minerals and vitamins, connection between minerals and toxic metals, and how understanding the mineral imbalance helps you understand toxic metals. How to detox those toxic metals.All of that. So one thing that in terms of shout outs, John, I will simply mention this for your listeners. I

In this Barry-Barry-nice episode, we address an email from "Mandy" about her transition to retirement.  We discuss minimizing the taxes with long-term capital gains rates, a proposed NTSX-based portfolio, preferred shares funds and how to think about setting your personal withdrawal rate in a flexible way that matches your actual expenses.Links:  NTSX-Based Portfolio Analyses:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)Article re Preferred Shares Funds:   Preferred Stock ETFs: Taking A Closer Look At PFFD, PFFR, PSK | Seeking AlphaPFFV Fund Page:  Variable Rate Preferred ETF (globalxetfs.com)Risk Parity Radio YouTube Channel:  Risk Parity Radio - YouTubeSupport the show (https://www.riskparityradio.com/support)

Welcome to Golf Talk Live! Tune in LIVE Thursday at 6:00 PM Central Joining me on this week's Coaches Corner Panel:Brandon Stooksbury & Jamie Leno Zimron. Later, on the show is my special guest: Barry Goldstein,Professional Golf Instructor. More on Barry: Barry is a golf instructor based out of Coral Springs, FL and Binghamton, NY. He's received recognition for teaching everyone from junior golfers, amateurs and professional golfers. Goldstein was born and raised in Binghamton, NY and attended Binghamton High School. He was the captain of the ice hockey team and a baseball player, and ultimately decided to play baseball at Florida Atlantic University. Once his baseball career ended, he turned to golf. He quickly took to the game, competing as an amateur golfer. His focus would soon shift to the teaching side of golf. Goldstein has been selected as one of Americas Top 25 Instructors by Golf Tips Magazine. One of Barry's biggest personal accomplishments is being the coach and caddy for his daughter, Carly Goldstein, who won the Florida State Golf Title in 2012 and was a member of the LSU Tigers Golf Team. Join me LIVE Thursdays from 6:00 - 8:00PM Central http://www.blogtalkradio.com/golftalklive Or listen on these social media platforms:  iTunes , Stitcher, Tunein, Castbox, TalkStreamLive & Spotify.

This episode, we are visiting with our lovely and talented friend who travels around the country teaching kindness to school children (and people of all ages, really). He is a phenomenally kind, beautiful human being, writer, publisher, musician, husband, father, great friend, Barry Lane! This episode will calm your senses and make you feel way better about the world! Barry even sings to us! And we discuss the way of kindness. Enjoy this very important episode. to contact us: www.ourfriendlyworldpodcast.com or www.ourfriendlyworld.com To contact Barry: www.forcefieldforgood.com Transcript: Episode 36 - A Kind World with Barry Lane [00:00:00] Track 1: [00:00:00] And Matt, we're an interracial couple with two kids wanting to do something that highlights the power of friendship and what it means to be in the company of true friends. We're going to move our society away and out of the loneliness epidemic and into a friendlier, happier world. Welcome to our friendly world. Better, stronger together, guys, listen to this. Barry Barry, will you lead us in please? Sure. [00:01:00] no worries. No more fears, something new between the years someone hits you. Turn your cheek. The word peak is the day. The new day now is you can judge me by my skin kick in time to look within treat you the truth is on the track, but no one talks behind your back is now is the new day. Now is the day, both are weak [00:02:00] is a verdict. So there's the burden sings, but more love and much less much the world go up. Hurry. Cause now is. Now is any day now is the mixed fleet of one tree live in peace and unity at the old embrace a new you, you. Now is your day. How is the day now is a new day hungry people, scared. They don't know how much we can feast the sun soak up. It's raised it's time to find a [00:03:00] better week because. Now is the new game that the day now is done. That is the perfect introduction for today. Everyone I'd like to introduce you. To our new friend Barry lane, you can find barryLane@forcefieldforgood.com where he sings and teaches kindness. And that is the subject for today. Barry is an amazing writer, musician. Publisher. Amazing human being were so fortunate to become friends with him. Welcome to our friendly world, Barry. Welcome. Oh, thank you. It's so great to be here. I feel [00:04:00] really at home. You are at home. You're literally in our home, in our kitchen virtually, ironically, you're in your home. Thank you so much for being here. I'm so happy. You're here. I wanted to talk about kindness today and I looked up the roots of what kindness is. I have some definitions that I've found. So check this out. Kindness. It's from the old English word. How would you pronounce that? Matt? Jacob and Jason is G E C Y N. The means kind nature, race related to kin. Family it's from the prodo Germanic. Coon does, is that how I would pronounce that map? What do you think? Which means family race from PI roots? Jen, Jean, I'm sorry guys. I can't pronounce [00:05:00] things. English is not my first language. Either give birth begets with derivatives, referring to procreation and familial and tribal groups. Here's the other definition. It comes from the old, this is the etymology of kindness. It comes from the old English and is constructed from the adjective kind. And the suffix ness kind comes from the middle English, kin old English. How do you pronounce that? And I was like genocide. She, and it meant it meant friendly. Well, disposed tender ness is announced suffix middle English ness and is used to denote a quality or state when attached to an adjective. Right? So originally kind

County10.com reporter Amanda Fehring is back in the field, this time at the movies! She chats with local business owner Adam Barry about the difficulties he's facing during the COVID-19 pandemic. Barry discusses being a small business owner, the creative ways he's trying to keep his business afloat while movies aren't being produced, and a few fun things you can still do at the movies. To contact the show, e-mail: 10Cast@County10.com Shows are made possible by:  Elevate Rehab: Hand and Orthopedic Physical Therapy Rendezvous Dental Wyoming Department of Transportation

Episood 90. Agnes räägib meile eriti väärastunud tungidega sarimõrvarist nimega Peter Kürten, kes oli pärit Saksamaalt. Eliise räägib lõpuks loo, mida ta on hoidnud aasta aega - Jackie Hernandez ja San Pedro haunting.

Goście: Barry-Barry, Adrian Gut, gość widmo W poranny wtorek dowiemy się co w trawie piszczy, gdyż celebrujemy dzień piszczałek. Przełamująca wiadomość! Objawi się pollegendarny Barry-Barry, któremu po wielu tygodniach udało się uwolnić z windy. W połowie programu ugościmy Adriana Guta, reprezentanta zawodu najwyższego zaufania społecznego, z którym rozmawiać będziemy nie o trunkach, a o życiu... Będzie też tajemniczy gość i gość widmo. Bawiąc uczymy, parafrazując słowa Boba Marleya – tańcz i słuchaj. #HaloPoranek #szaleństwo #społecznik #przytup #BobMarley #winda #elevator #barry #barman #bar #trunki #life #życie #zycie #zaufanie

Harley and Al talking about Hurricane Barry, Barry and find some relationship questions on Reddit and give advice.

Aquaman is crushing and we wanna know why. @barry_happy joins and we get to the wet bottom of it all. 

On this week’s episode of the In The Corners Podcast with C.C. Hawkley...Barry Schickling, host and executive producer of ECHL Week, joins the show!

Do you follow your "Yes?"Following your "Yes" is about you taking a step forward in your partnerships by taking action and applying at least one thing you heard from our guests during their interviews this week. On today’s episode, all of this week’s guests have generously provided BONUS MATERIAL, not included in the interviews you listened to earlier this week. Each one has provided incredible examples of the power of following your “Yes”.  Enjoy! Barry SelbyNot Following - About twelve years ago Barry was in a relationship and he ignored all the very loud warning flags that showed up by not owning his space in the relationship. This happened because there was titillation and great sex. But he was misaligned and not taking charge. He was not in the right relationship, but he said yes out of a desire to make her happy. When he looks back he’s grateful for the lesson, but at the time it wasn’t fun. Following - When Barry wrote his book, he asked what to do with a list of principles he had written down.  The little voice that was his guidance said “write a book.” And he spent two weeks arguing with it. When he did follow his “Yes” everything he needed to do it laid out in front of him. It ended up being an effortless process because he was in alignment with spirit and his purpose. Listen to Barry's full interview here (https://speakingofpartnership.com/139-barry-selby/) Connect with Barry - Barry's website (http://theloveconfidant.com/) Twitter (https://twitter.com/barryselby) Facebook (https://www.facebook.com/barryselby.author) JP SearsNot Following - About 4 years ago JP got into a relationship. Now his internal guidance was giving him the No sign. But he ignored it. Even though he knew in his heart this relationship wasn’t going to work, he wanted it to work so he was fighting his guidance. The relationship lasted 2 1/2 years, but there was a lot of suffering including lessons he had already learned in other relationships. Apparently he needed to experience them again to teach him the consequences of avoiding his internal yeses and nos. Following - Over the past 15 years JP has build up a very thriving, successful one-on-one client practice.  And recently he got a very clear “Yes” to let go of his client practice. This was very scary because it had supported him financially and he had learned so much from it. It’s sometimes very easy to let go of a crappy thing, but to let go of a great thing did not make sense. But his internal guidance was calling him to let it go. When he took this step he felt like he was stepping off a very high cliff, but he honored the “Yes” and it has been very freeing for him and allowed other new things to come into his life. Listen to JP's full interview here (https://speakingofpartnership.com/jp-sears-the-sequel/) Connect with JP - JP's website (http://AwakenWithJP.com) Facebook (http://www.facebook.com/AwakenWithJP) Twitter (http://www.twitter.com/AwakenWithJP) YouTube (http://www.youtube.com/AwakenWithJP) Instagram (http://www.Instagram.com/AwakenWithJP) (https://speakingofpartnership.com/141-follow-yes-friday-42/)

This week we get a peek into Barry's future, and he ain't looking too good. You better believe that we have some stupid opinions about what happened on all the new episodes this week. So grab a Zoom from Jitters and check out our latest podcast!

Today’s episode started with a bizarre Barry flashback. Chris went nuts and it was awesome. Barry Barry everywhere! First a quick Thank You to our sponsor, TribeBoost! A great way to grow your Twitter audience with relevant and quality people. Learn More Here, and be sure to use Coupon Code “Unscrambled” for 15% OFF the first […]

Welcome to Golf Talk Live! First up this week - Coaches Corner with Matthew Cooke & Michael Wheeler. Later in the show I interview - Professional Golf Instructor: Barry Goldstein Here's a little about Barry: Barry is a Professional Golf Instructor from Coral Springs, Florida & has been selected by Golf Tips Magazine as One Of America's Top 25 Teachers. He has also named by Edwin Watts Golf inaugural list of "The World's Top Golf Teachers" selected by his peers of top ranked golf professionals. Golf Talk Live is available at iTunes.com & Stitcher.com Tune in"LIVE" Thursday from 6:00 -8:00 PM Central right here on Golf Talk Live!

Ep.12 Barry Dowling – TransferMate Global Payments – Minimising costs and complexities associated with foreign currency payments seamlessly from with Xero Highlights of my conversation with Barry Dowling ·        Spending time to understand your client ·        Using client feedback to tweak the solution offered ·        Achieving the milestone of $5US billion in transfers ·        Using referral links as a marketing strategy Subscribe to Episode 12 of Cloud Stories on iTunes: https://itunes.apple.com/au/podcast/cloud-stories-heather-smith/id908333807 Transcript Heather:        Heather Smith here. Welcome to Cloud Stories. Today I’m talking with Barry Dowling. Barry Dowling is the cofounder of TransferMate Global Payments. He is dedicated to making the process of booking foreign currency payments seamless, easier, faster and cheaper. TransferMate Global Payments is a global Fintech company that provides integrated solutions enabling companies to seamlessly process international payments. They provide a 24 hour phone service and online systems to enable clients to seamlessly process their foreign currency payments. They sync with Xero, enabling Xero users to cut down on wasteful double entry and transaction costs when processing payments. Whether your business is based in Australia and looking to transfer funds to China or based in California and transferring to the U.K., TransferMate has the widest collection of payment licences worldwide, enabling their team to assist clients get a better deal than using their bank. I started by asking Barry who is his favourite super hero and why? Barry:             Who is my favourite? I really didn’t expect that question to be honest. I can’t help get Wonder Woman out of my head which is not saying too much but I’d have to stick with Wonder Woman. It’s the first thing that came into my head. Heather:        Sensational. You’re not into super heroes then? Barry:             Listen, I like them all to be honest with you. Wolverine, I’d be a big fan of Wolverine too but listen, to be honest with you, as a kid growing up in the 80s, Wonder Woman would have held most of our fascination, so I’ll have to stick with her. Heather:        This is going to timestamp this interview but you must be excited by the news, the Spiderman/Wolverine news that came out yesterday, that they’re now allowed to be in the same shows together. Barry:             Oh, I didn’t realise they were prohibited from that before, were they? Heather:        They were owned by different companies. The comics were owned by different … Barry:             Marvel and … Heather:        Sony. Something Sony, I’m not exactly sure of all the details but I know that now they can appear on shows together. Barry:             Well, all I know is whoever is behind the marketing of Lego is destroying our bank balance with our kids. Every superhero Lego character is there. Heather:        Cool. You’ll have to turn it into little videos for your products and then you can have it as a tax deduction. Yes, they always go viral those videos do. Barry:             That’s a very good idea. So Barry, you cofounded a business called TransferMate Global Payments. Is that the full name of it? Is that correct? Barry:             That’s right, yes. It’s generally referred to as TransferMate. As the name suggests, ultimately our core service is to help clients transferring money. At the moment, still about 90% of companies would use the bank. There’s a better way to do it. Quite often businesses get caught up with naturally running their own business and taking care of sales and dealing with inventory and everything that goes with that, and in terms of all the daily activities, making the payment is kind of the one that slots in as a once a fortnight, once a monthly activity. It doesn’t get as much attention but when you look at it, it’s quite apparent that the banks charge too much generally, as a general rule of thumb. Heather:        Absolutely. So you would probably be in agreement that businesses don’t think about the actual cost of the payment involved, it’s kind of like an afterthought. Barry:             Well, I think that it doesn’t help that the banks are less than transparent. Quite often if you do a transfer to the bank … we’ve checked with all the banks in Australia, and as a general rule of thumb, without naming banks, the fees are typically anything between $22 and $35. You can even look at let’s say … we’ve talked to Xero clients in the States and one in particular is paying their US bank $80 for no apparent reason, and it’s sometimes just rolled up in a monthly fee but typically $22 to $35. But that’s not really where the loss is. The loss can be seen in the exchange rate and the exchange rates can ultimately be beaten. Quite often what you’ll find is a company will say, “You know, I’m inclined to do …” if you’re a Xero partner and you have clients that do foreign currency payments and you speak with them, quite often the client will do what they’ve always done. The whole idea of cloud accounting broke that myth and has revolutionised accounting. In the same way, this should really do it for the client. I suppose all the client really needs to see is a comparison cost to really get themselves interested. Heather:        Yes, absolutely. So what you’re saying is there are two expenses involved: both the actual charge and then the exchange rate, and it’s understanding there are better alternatives out there.                         Go on, sorry, I didn’t mean to cut you off. Barry:             I was just going to say, technically there’s three: the exchange rate, the sender fee and the receiver fee. Heather:        Yes. Barry:             So if you’re an Australian business making a payment to the UK, the UK bank in addition charge a fee too because the beneficiary receives the payment and the bank says, “You know what, I’m going to charge you for receiving that.” Why? Because you can’t do anything better. Heather:        Yes. Barry:             So what we’ve created is a bank-to-bank network worldwide. We have bank accounts in 90 countries. When we make a payment to the UK from Australia, as one example, we pay out of our UK account. So we receive in Australia and pay out of the UK. Heather:        Okay. Barry:             That way it avoids all the international fees altogether. We’re effectively using our own clearing system. Heather:        Excellent, yes, and you are unaware of that. I know I’ve dealt with business and we’ve paid the business, and then they’ve said, “Yes but you owe us another $20 after you’ve paid them like $20,000,” and you’re like going, “Seriously? We paid everything we were supposed to pay there,” but we didn’t realise that was happening. What inspired you to start TransferMate Global Payments then? Barry:             I suppose we’ve been involved with a number of online businesses in the past. It’s only really when we got a chance to look deep down at the rates and the fees the banks were charging that we realised that there was a better way to do it. I suppose back in 2010/2011, we had quite a number of corporate clients that we felt needed a service that would beat the banks. At the time there was one licence required to operate this service. So we took about six months to get the licence and it was very much a … there wasn’t very much technically involved. We were basically dealing with the banks and we’d get a wholesale deal with the banks and we were able to … the same way a wholesaler gets better pricing for a product and can pass something on to the retailer, we had the same on our setup. Then I suppose over the years we advanced. We now transfer $5 billion US dollars on behalf of clients worldwide. Heather:        Wow. Barry:             The system that we built automatically prices up wholesale banks. A lot of the banks we would have traditionally bought currency off can’t give us the currency at the rates we buy it off. So we’re now buying it, in many cases, at the same rates the banks are buying it at. With the volume you buy, you can really go in and get the best possible deal. The systems that we built are all in-house and they’re bulletproof. We set them up in 2010 and it’s just getting better and better and better. I suppose a natural progression was to integrate into the likes of Xero to make the whole process much easier. Heather:        That’s really interesting. What have been the biggest challenges and obstacles that you’ve faced running this business and growing this business? Barry:             I guess a challenge is always getting the brand out there. I have to say, I guess it would be the case for a lot of services, it’s ultimately the idea of apathy. How do you convince a client what they’re doing today and have done for years … everyone knows a client – I wouldn’t say stubborn – but has run a successful business. They’re the boss. They’ve been doing something for 10 years and you walk in and you know where you stand with them in terms of accounts, “You do that but this is my business,” kind of way. It’s trying to convince him that there’s another way to do it without maybe telling the client, you know, any obligation.                         We win over clients but it does take time. I suppose it’s that time that it takes because when we contact clients, they typically don’t have a payment today. So the analogy I use is it’s kind of like approaching a client after coming out of a restaurant and saying, “We’ve got a nicer hamburger.” They’d say, “Great, I’ve already eaten.” So the timing isn’t quite good. It’s a case of timing really. Heather:        Yes, I know in situations where I’m dealing with businesses and they’re doing this, when they need to do the transfer, they have no time to actually think about doing it a better way, so they never have anything in place. They also just keep going through the same old process. I know I’m quite detailed in that I split out all the expenses related to exchange rate both movements and charges, and they really, really add up, and they’re just straight off the bottom line if you’re not monitoring them. Barry:             That’s kind of interesting. From a Xero perspective, and Xero handles foreign currency far better than most accounting packages out there … Heather:        Yes, love the way it manager multi-currency in Xero. Love it. Barry:             It’s brilliant. But nevertheless, if you have say 10 payments to make today, when it comes back to actually making those payments you have to go into your online banking, make each one individually, then you have to go back to your account software, change the exchange rate, account for the bank fees. Believe it or now, for each payment, it probably takes about five minutes. You can do it faster if you rush but it probably takes five minutes. With the add-on that we created, you can literally click a button, log in, it pulls 100 payments in for example, shows you the live rates, the fees are automatically 75% cheaper than the bank, you click one button and it does all the auto posting of the currency loss, gains, bank fees, and the payments directly into your account software. Heather:        Excellent. Barry:             It’s much, much more time efficient, and funnily enough, that’s the part the clients really like. Heather:        The time efficiency. Barry:             Yes, because the fee thing, they can kind of get over the $10 or the $15 or whatever they save in fees but what they see is the hassle gone. That’s what they really like. Heather:        Let’s jump ahead. Can you describe to our listeners … I’ve got Xero running and I want to integrate it to TransferMate, what does that look like and how quickly does it take me to set it up? Barry:             Okay, so it takes two minutes to register. All I need to do … there’s a special website for Xero add-on and it’s called TransferMateonline.com. Heather:        I’ll put that in the show notes for listeners. Barry:             Perfect, yes. There’s a special link also on your website obviously. We’ll make sure we fast track those but basically once they register on that website then they’ll have a one page, we call it an AML form, it’s like a signup form and we just need those details there for regulatory purposes. It’s nothing serious. It just says who are the shareholders, who are the directors, sign here, that’s really all. Then we take that to our compliance team and it’s set up usually either same day or within 24 hours, and then the client’s pretty much good to go.                         We provide all the help in terms of setting up the add-on but it’s really, really simple. They just simply add their bank account, add a few supplier background details, and they’re ready to go. Heather:        Excellent. Do you think the payment fees on your solution are less than if you’re paying say subscriptions via PayPal? Barry:             I’m not too sure what the subscriptions are to be honest with you but I do know that PayPal, the exchange rate, is basically 3-odd percent. So it’s definitely not … if you’re doing any payments of any consequence, it’s definitely cheaper to use our solution. Heather:        Excellent. Where about is your business based Barry? Barry:             We have an office in Sydney and we have offices in Chicago, London, Dublin, Madrid and Paris. They’re our main offices. Heather:        Excellent. So you’ve got quite a lot of offices then. Barry:             Yes, but mainly what we do is we wanted to provide a 24 hour solution for clients, so if you’re a client in Australia, for whatever reason you want to check a payment at 9 o’clock at night, you can pick up the phone and you’ll get through to our team in Europe. It’s the same as the CRM system. Everyone would be able to tell you what’s happening with your file. Equally if a client wants to call at 2 o’clock in the morning, they’re talking to our US office, and same again. We provide a 24 hour solution for clients worldwide. We have a big base of clients in the US and Europe and increasingly in Australia and New-Zealand. Heather:        Wow, so it’s 24/7 access to the solution and it’s operating globally, so all of Xero’s global customers can access your solution if they need to. Barry:             Absolutely. Heather:        Excellent. I was going to ask sort of what business industries does the solution suit but I’m guessing it’s anyone who is transferring money internationally. Barry:             Yes, you’d be amazed … well not amazed, you mentioned the Spiderman figures, I suppose as shocked as I was with the question and had no answers, if I told you exactly what sort of companies or the crazy stuff they’re doing, I’d probably bowl you over too but it’s really anything. I suppose, in my experience, it’s typically somebody who basically imports a product and then basically resells it. But you also have services, business that might … it’s really kind of anything. Like if you look at … I suppose 70-80% of the payments out of Australia, for example, are in US dollar. I’d hazard a guess that about 60-70% of those are to China and they are to buy products. Heather:        Yes, absolutely. Barry:             Right now it’s quite an interesting time because I saw in the Sydney Morning Herald today that the rate, the US dollar/Aussie rate is expected to go down to 0.68, so it’s quite an important time to be making sure you’re getting I suppose the best rate. Heather:        Absolutely, from an Australian perspective, yes. Barry:             I’m sorry. Equally I suppose there are pressures on all currencies against the US dollar at the moment but I suppose time has changed, while the US dollar is strong now it may not necessarily be but it’s forecast to have a lot of strength over the next year. Heather:        It just seems to be an ever growing roller coaster. I’d like to probably clarify for our listeners. Xero has various subscription levels, one which has multi-currency in it, however I believe your product will work even if you don’t have the multi-currency level in Xero. Is that correct? Barry:             Yes, in order to get the integration and the benefits, what the add-on does is it pulls in the invoices that are due and it pushes them back as paid. So it needs to know what currency they are to show you a rate but if you don’t have multi-currency enabled, you can use the standalone website which is just TransferMate.com/xero as opposed to TransferMateonline.com. The other part we’ve seen is despite the fact that the multi-currency is so easy to setup in the packet, some clients just say, “I don’t need to pay X for it. I don’t do enough payments.” But if you look at the savings you can make on a couple of payments, it warrants … and we’ve seen it, clients upgrading to the premier package, they can see the benefits of time saving. Even if they’re making a couple of payments a month, that in itself warrants even looking at maybe upgrading. Heather:        So upgrading their Xero package. Barry:             Exactly, yes. Heather:        I do find that a lot of people have this mentality that if something is online they shouldn’t pay for it. You explain to them, “But look at the time it’s saving you,” and it’s a real mindset that they’ve got, “Well, I can just spend that hour doing that.” Barry:             Totally. Heather:        It’s like, “Wouldn’t that hour be better off enjoying yourself on the beach or working with your customers, like not doing an administrative process that doesn’t need to be done. It can be completely automated.” Barry:             You could be playing with Spiderman and Batman on the beach. Heather:        You could be. You could be making little videos of Spiderman, turning your videos viral. Barry:             You’re totally right. Some people are inclined not to put a value on their time. I suppose really good business, like the Xero advisers, this whole kind of revolution … the whole era of the adviser level doesn’t really appear at all in the UK/Ireland, but it’s very, very … you can feel it’s very strong in the Australia/New Zealand, and it’s great for businesses to have that kind of crutch to lean on. I don’t think it exists in the UK/Ireland. Heather:        Yes, it’s interesting watching the wave spread across the world on social media and how people are kind of reacting to it and how the early adopters are reacting to it and how other people are like going, “No, I don’t want to do it that way. I don’t want to let anyone loose on our accounts,” and stuff like that. What have been some of the key milestones or successes in growing your business Barry? Barry:             Well, the way we look at it is every week we have clients coming onboard and asking, “You know what, this feature here, this is the way we want to do it.” There’s always a tweak that a client is going to put to the add-on because surprisingly enough it’s not simply just putting your payments and pushing them through. That’s a really good challenge for us because for me it’s important to make sure the Xero add-on is the best available. Our developers are great. They turn around change really quickly. So we want to make sure that it’s as good as it could ever be.                         I just love, to be honest, talking to a client and seeing how quickly the changes go into play because quite often with the desktop software, people are used to not having to put up with whatever they get. Heather:        The annual update. Barry:             Yes. It’s just great when you have a client and you know you’re saving them time. Again, with the Xero software in particular, what I find really interesting is how open clients are to kind of looking at the add-ons in particular because they expect that kind of eco system which is great. Heather:        Yes, that is true because I’ve been on desktop software for a long time and I was just like complacent. I know the first time I heard Rod Drury speak about Xero, etc., I was astonished at how upset he was about desktop software and how frustrated he found it. I was like, “Wow, it’s not that bad,” but I kind of get it now. It took me a while to get onboard with that. I now find it frustrating. It’s like, “Why won’t it work,” but it’s the evolution of it. Barry:             Just on the back of that another milestone for us to hit I suppose it’s a really big number and one we’re proud of, $5 billion transfers … Heather:        Yes, that’s seriously big. Barry:             On the scale of things, it’s very, very small. In Australia alone there’s $200 billion in foreign currency payments taking place for small to medium business, and again, I think it’s $70 billion in New Zealand. US – you can imagine the size of the market. I suppose it’s great to know that when we see our numbers escalating like that, it just tells us that we’re doing something right. It’s great to see. Heather:        And someone is making a lot of money on the foreign exchange if that’s the number of foreign exchange transactions that are happening. The banks are – is what I’m saying, and they could be saving a lot of money using you. Barry:             Well, I think so. I suppose the great thing about the add-on is they don’t need to take our word for it. They can just quickly sign up and they can check themselves. Sometimes our clients will just pick up the phone and call us and get a rate quote. That’s I suppose the great thing about it: it’s an alternative but not an obligation. So they can get a rate quote without pushing through the money? Barry:             Yes, absolutely. Heather:        They can get a rate quote before the transaction happens. Barry:             You can pick up the phone 24 hours a day and say to the guys, “I heard about you. Give me a rate.” Heather:        Excellent. How many people do you have on your development team Barry? Barry:             About 12 including web developers and database developers. I suppose the system that we have in place is … we’re kind of unique in that we spent a long time getting regulated and we’re probably one of the more regulated businesses of our kind in the world. In the US along, you have to be regulated in each state. To give you an example, in California, it took 18 months to get regulation, and you have to have a million dollars in deposit. It’s not something that you can take lightly. Then you have to do monthly filings with each state. I don’t know where I was going with that. But in terms of our developers, our system has to be up online 99.999% of the time. We’ve got a huge investment in datacentres. All this terminology, I wasn’t really aware of it for … synchronous replication, so if the system goes down it comes back up again in 2 seconds on another site. We’re quite heavy in that respect but we’ve got the best, I think anyway … Heather:        My transcriber is going to love that word – synchronous replication. Where about are your datacentres based? Barry:             They’re based in the States and also in Europe. Heather:        Excellent. So you’ve just come home from London Xerocon. Can you share with us what your experience was like at London Xerocon? That’s 2015 for people listening in. Barry:             I’ve been to Xerocon in Sydney and it definitely had the same theme. The whole place was buzzing with energy. Heather:        Yes. Barry:             I think it was packed to capacity. Everyone seemed to kind of be buzzing off each other, the kind of family feel, it was just … yes, you literally could have closed your eyes and you would have thought you were in the Sydney one. Heather:        Oh really? There you go. There didn’t seem to be very many kilts hanging around when I saw in the photos there. It just seemed the Satago guys had come down with the kilts. Barry:             Yes, I think they were dominating the dress wearing. Did you have any revelations at the London Xerocon? Barry:             Not necessarily revelations. I just … having walked around talking to a number of accountants at the show, they all seemed … the common theme was ultimately they’ve got to catch up or they’ll be left behind. That’s a very powerful message to somebody who’s been doing the same thing or doing it the same way for years, to be told, “This is what we’ve seen,” because we’ve seen the evidence before. It’s a great way to have a room sit up alert. Heather:        Yes, we had a local Xero roadshow in Brisbane yesterday and I think it was like 50% of the attendees, if not more, it was the first time they’d been to a Xero roadshow. They were just walking around stunned at what was going on and what was being told at the actual sessions. It’s like, “My goodness, we need to get on this.” Barry:             I kind of look at it like … and again, I’m not probably representing it right but a lot of the advisers seem to be almost like MacGyver’s with all the add-ons and the functionality of the software. It was kind of like a big bullet belt or suitcase full of tricks that they can show clients that … Heather:        What do you mean by MacGyver sorry? Barry:             MacGyver, again, an 80s show. He used to have tricks and ways of getting out of situations … Heather:        Is he like Inspector Gadget? Barry:             Yes, kind of like that. So he could basically pick locks with a toothpick or a matchstick. I suppose ultimately the idea being that there wasn’t anything he couldn’t do with his box of tricks. I know this is going to be a 20 year old saying, “Who the hell is MacGyver?” Heather:        I know I was kind of going … I kind of vaguely knew who he was but wasn’t exactly sure how the reference was working in. But yes, Inspector Gadget, I get what you’re saying and definitely the bookkeepers that I’ve seen who have kind of moved to the cloud integrator space, they’re saying to businesses, “Okay, you’re a business, you need to get in this product, this receipt scanning product, this debt tracking product, this cash flow solution. Integrate it with Xero, and that’s the roll out, and you’re getting that. If anything else is happening then we can talk about it.” Barry:             Yes. Heather:        We’re seeing the education of the add-on solutions, which you probably don’t perceive yourself as an add-on solution, but for the people within the Xero community it’s like, “Okay, then this solution TransferMate, we need to add it to all of our companies who have it sitting there as an option for all of our companies who are doing international exchanges.” Barry:             Yes, and I’d be happy if you did. I suppose an interesting kind of feedback, we saw recently because someone asked us and we hadn’t really kind of looked at it before, was what’s the retention rate? What’s the repeat use rate? It’s over 90% which is phenomenal I think, which ultimately tells us that it’s working and clients like it. The main reason why the 10% aren’t mainly is because they don’t have payments [for tolls? 00:27:24]. Heather:        Yes, people evolve their business. Look, whenever I put in a new solution, I always evaluate the time cost and will drop it if it’s not beating that. But even if I’m using a solution, sometimes for 40 minutes a month, I know it’s saving me so much money in the actual use of it. I just keep adopting and plugging in more. Then people come and say to me, “How can you manage to do so much?” I’m like, “Well, all of my life is automated, so that’s how I manage to do it.” Barry:             Actually that was one of the take points from the show. I suppose one of the gold partners sat up on stage and he was asked, “What has it meant to him,” and he said, “Well, typically I have a big client, for example, that would normally take two staff, two days to do a return for him. Now it takes one staff, one day.” So he said it’s quite a simple way to break it down in terms of the cost saving. Heather:        Absolutely. Barry:             But even if you look at the add-ons, traditionally I would have seen old desktop software, and you have clients clambering around trying to find inventory, third party inventory, to slot in and their pieces don’t really fit in well. But it just seems to be the eco system here is quite unique in that the pieces have to work. Heather:        Yes, absolutely. I think the technology behind the open published API which I’m not pretending to understand exactly, everyone seems to say is like this phenomenal, “Click and it works, and the flow of data is what’s saving us all that time, that automation.” Barry:             Well, the great thing about it is the team in Xero, the developer team, can see that it works. You can’t build an add-on and say it works because they’ll say, “No, it doesn’t. We can see that.” Heather:        And everyone raves about the Xero developer team, so that’s good to know. To ask you a bit more about your business, what activities have been successful for TransferMate in generating leads for your business? Barry:             I suppose typically it’s going through and contacting accountants, letting them know how the service works. We do a little bit of social but ultimately it’s picking up the phone and calling companies. I suppose it’s ultimately getting to talk to clients, getting directly to a client is something we can measure a lot easier than necessarily going through a channel because I suppose we’re talking directly to the client, so we can know if we make X amount of calls today … it might sound like a funny way of doing things but that’s what we find has traditionally worked. But we’re more open to we now have a partner channel where we have the centres in place for the accounting partners to earn additional revenue stream by telling their clients about the service, and in doing so having the clients save money. That’s a more logical way to go for us and it’s something we really, really encourage. Heather:        Do you want to expand on your partner programme? Barry:             Yes, so in effect what we do is, if you’re a partner and you believe you’ve got clients or you may know of companies that make international payments, we provide a unique tracked web form and we simply give it to you to put on your website. If someone stumbles across it, they may not even be your own client, they may be a company down the road or somebody who has come across your website because you perform well in the search engines, as long as they see that link there in the website and they register, automatically we sign up the client and every time the client books payments, there is a referral fee split for the partner, and the partner can track that online in our online system. So the more clients transfer, they simply log in every [one? 00:31:26] and they can see exactly what’s been earned and how active their clients are, referrals are. So you’re effectively encouraging partners to assist in the selling process on your behalf? Barry:             I suppose what I’d liken it to is basically opening the door and letting our flyer in I guess to some degree. If you can imagine we’re in a neighbourhood, and there’s a roundabout in the middle, and there are eight houses around that roundabout, and all the doors are closed but there’s a party happening inside every house, we’re kind of just saying, “Open your door and let us in.” Heather:        Sensational. I’ve not heard it described that way but yes, it’s a warm introduction. Barry:             And to be honest with you, that’s why I guess the relationship that advisers have with clients is naturally a very strong one. It’s one of advice. It’s one of reliance to some degree, and because of that there is trust there that helps us move past, “Who are you,” to “Okay, I understand you’re a good company. What does your service do?” Heather:        Excellent. Yes, absolutely. On the technical side of that, I think you used a different term – referral link, but in terms of the referral link or the affiliate link, is it built in-house or did you use a commissioning programme to provide that? Barry:             We built it all in-house. Heather:        With your smart team of developers, sensational. Barry:             I guess to be honest with you, we’ve been involved in online businesses for I suppose the best part of 10 years. The one thing we’ve seen from day one, our referral programmes were like many which is basically, “Tell us a client and we’ll record all the details and sales and we’ll share Excel sheets.” It just doesn’t work. Partners shouldn’t need to have to second guess or figure out how it works. It should be very, very transparent.                         The way it works is quite simply if a client books a payment, signs up and books a payment today, within five minutes you’ll be able to login and see the details right through our system. That’s exactly the way it should be. Heather:        Excellent. It sounds like another solution you could sell to the cloud community … Barry:             Yes, we’ll have to get on it. Heather:        You could split of and sell. What have you learnt from running your business? Barry:             I suppose I’ve learned that power of the brand. So early days we would go out and we would tell clients about what we do and it shouldn’t really be about, in my opinion … I guess it’s nice to build a big brand out there but it’s also, in terms of scaling up, it’s nice to be able to lean on an existing brand whether that be an adviser brand or a Xero brand. I suppose clients, when they understand the association between Xero, as an example, it opens the door a lot easier. Heather:        Yes. Barry:             I understood very quickly that the cold call is a cold call. The warmer it can be obviously the quicker you can get to where you need to get to. Other than that, I suppose it’s the same principle for any business: you’ve got to say what you do. If you win a client it doesn’t mean they’re going to stay, particularly in the Xero community. If you don’t do what you’ll say you’ll do, it won’t go unnoticed. You have to basically stand by your service and I suppose take care of business. Heather:        I guess that’s actually when we’ve moved from desktop to cloud computing, we’ve also evolved into social media. So whenever something goes wrong, it’s just all across there and these grumpy people have these grumpy complaints about stuff, so you’ve got to be on the ball all the time with it, just monitoring it what’s going on with stuff. Barry:             It’s interesting though, while the Australian banks aren’t necessarily the best, they’re not the worst. Heather:        No. Barry:             We have clients … the French banks are charging up to 12% on foreign exchange to clients. Heather:        Wow. Barry:             I asked one of our clients before to ask their client three questions for a partner and the three questions were: who are you using? Question two was basically how do you find our service now? Three: would you recommend it? When it came to the third question after saying he used a particular bank in France, the answer from the client was, “Not only would I recommend you but when I told my bank the rate you gave me, they told me to use you too.” Heather:        That’s a great case study. Barry:             Yes. Heather:        So I’ve got one final question for you Barry. No, I’ve got two actually. First question is will we be seeing you at Auckland Xerocon? Barry:             I hope so. We have a team in Australia, so I hope to have one of our team in Auckland, absolutely. Heather:        Sensational. I’m planning to go so I’ll see someone there. My final question for you Barry is what advice would you have for your 18 year old self? Barry:             Ah, you hit me with another one. Don’t throw out the Superman figuruines. Heather:        Because you can make a lot of money. Barry:             Put away the Wonder Woman outfit. No, what would my advice for my 18 year old self … my advice would be I suppose from day one I’ve always wanted to be involved and working for myself in one of my own businesses. When I was 18 in school, I didn’t think … I was fully of ideas but I just didn’t think I was ready for it yet. I ducked into a master’s for a year and it gave me a lot of time to sit back and work on concepts and I suppose just ready myself, but like anything else, get out there and if you’re … I suppose it depends what you want to do. I’m from a family who like to sell things and ultimately that’s what we do. We’ve got that in us whether we do it well or not. I suppose it’s in our blood. It’s what we love to do. So do what you love to do and ideally keep on doing it. Heather:        Do you think that the master’s helped you or do you think it was just the time that helped you while you were doing the master’s? Barry:             I think … looking back on it now to be honest with you, I think … it seems to be more logical for someone to take a masters on after you’ve … so they may have gone through college, they may not have but they find themselves in the workforce and they may not be doing things particular right or there are processes they could be doing better. Then when they go to do a masters, they can understand, “Well, that’s what I should be doing.” It kind of puts a framework on top of it. I’m kind of glad. It sounds a bit square to do it so I’m kind of just glad I got it. I knew I had to do it straight away after I finished college because I knew as soon as I got out and started selling, I wasn’t going to want to go back to college. Heather:        Yes, absolutely. Barry:             Our best sales guys did not spend any time in college. I suppose if it’s … I know quite often in terms of candidates looking for work, they’re preoccupied with finding candidates that have college degrees but I suppose there is nothing better than finding somebody with a passion and being likeable. So I don’t really necessarily think that everybody should have one. Heather:        No, the education question I think is evolving very quickly as we speed up. I think concise learning is really important but this extended long learning is interesting, whether it’s still going to be relevant in many years to come. Barry:             I suppose cloud accounting wasn’t taught in college. It was probably learnt in the minds of creative thinkers. Heather:        Absolutely. I’m a professional accountant so I used to get up at 4 o’clock in the morning and study through till 11 o’clock in the evening for like four years while I completed my qualifications while working full time. I’m looking back on it, “Hmm, I’m not sure it was worth it.” But anyway, it’s done, box ticked. Barry:             I guess the accountant is different. Like it’s lovely to be able to have an actual skill, a passport that can say, “You know what, as a matter of fact, this is a tangible skill to have.” It’s a great thing to have. I suppose in the marketing/sales side of it, you have to rely on a little bit of luck, a little bit of ideas and timing, and [crosstalk 00:40:29] I guess. Heather:        Absolutely. Well, thank you so much for speaking to me today Barry. I really appreciate it and I’m sure the listeners will get a lot of information from this session as well as learning more about TransferMate Global Payments and also about how you grew your cloud business globally. Thank you very much. Barry:             Thank you very much for your time. Heather:        Cheers. Barry:             Take care. Talk to you soon. Bye-bye. Heather:        Thanks a lot Barry. Bye. 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