Podcasts about integrate

If you've been wanting a masterclass on pelvic floor health, look no further. Ashleigh interviews Dr. Caroline Packard, DPT, a pelvic floor physical therapist, lifelong athlete, and mother of three who is changing the way women think about their bodies, their strength, and what's actually possible after pregnancy, injury, or years of being told their symptoms are just "something to manage."  They discuss: What coaches and active women get wrong when they separate "core training" from pelvic floor function Symptoms women normalize that are actually pelvic floor dysfunction How to tell whether the issue is strength, tension, coordination, timing or pressure management What breath and bracing should look like during strength training to protect pelvic floor function How to modify without fear-mongering or telling women to stop lifting How to progress back to heavier training, impact or intensity in a way the body can actually support All that and more - if you have any questions or want us to continue to cover this topic, reach out at musclescience4women@gmail.com. Dr. Packard has created the Connect app, featuring an extensive program grounded in pelvic floor physical therapy principles and built around five progressive training phases: Prep, Reset, Integrate, Strength Fundamentals, and Elevated Strength. Members begin by learning how the diaphragm, deep core, posture, and pelvic floor function together to manage pressure and stabilize the body, then systematically apply that foundation to increasingly challenging strength work. Ashleigh has been using the app herself for months and calls it the most comprehensive guide to understanding and improving pelvic floor function that she's ever seen.  Muscle Science for Women listeners can 20% off an annual subscription using the code MUSCLESCIENCE. Click here to learn more and sign up. Join the conversation - leave a comment on the podcast, share the episode on social media, or leave a comment, topic idea, or question on the website: https://musclescienceforwomen.com/contact Check out the MSW Substack here: https://musclescienceforwomen.substack.com Learn about all of the MSW training programs here: https://musclescienceforwomen.com/programs Subscribe to the new YouTube channel here: https://www.youtube.com/@musclescienceforwomen   

THE HEALING LOOP - the cycle that brings you back to yourself.You know you're in the loop. That's one thing. Knowing how to get out of it is another thing entirely. The Fantasy Loop™ is the seven-stage cycle that keeps you attached to unavailable love - and it has an answer. Every stage of the fantasy loop has a healing response, and together those responses are the Healing Loop.In Episode 326 of Secret Life Podcast, Brianne Davis breaks down the Healing Loop - the seven-stage way out of The Fantasy Loop - and shows exactly how the two cycles speak to each other.In this episode:Why activation isn't love, and how we mistake anxiety for chemistry and uncertainty for excitementWhy potential is not a relationship, and what to ask about who someone actually is todayHow you end up trying to get today's person to repair yesterday's wound, and why they can'tWhy healthy love can feel boring at first, and what "boring" is actually telling your nervous systemThe Healing Loop, all seven stages: Awareness & Truth, Regulate & Stabilize, Choose Reality Over Fantasy, Heal the Wound, Reclaim Self & Strengthen Identity, Integrate & Live It, Open to Healthy LoveThe goal was never to stop feeling this. The goal is to know what to do when you feel it. The fantasy loop taught you to chase. The healing loop teaches you to return.You're not broken. You're becoming.Take the free Fantasy Loop Quiz to find out which stage you're in: https://quiz.thefantasyloop.comIf this one hit, send it to the person who's been telling you about their situationship for six months.

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So many of us think the next certification will finally make us feel clear, confident, or ready. But more information is not always the answer. Sometimes the real missing piece is integration. In this restream episode, I'm talking about the certification trap, why your nervous system may be keeping you in "learn more" mode, and how to begin organizing your existing tools into a clear, repeatable method that actually supports your clients and your business. We'll also look at why movement, somatic awareness, and embodied coaching can create a deeper kind of transformation than talking or mindset work alone. If you're a yoga teacher, coach, healer, or wellness practitioner who has taken multiple trainings but still feels scattered, this episode is for you. Let's explore:

Join our upcoming live event at GREwebinars.com. It's called "The Seven Figure Solution" on August 27th at 8 PM Eastern. After listening to me for 12 years, learn how to finally put it all together for a coordinated, tax-efficient retirement and wealth plan.  Keith debunks alarmist predictions of an 80–95% housing crash and explains why inflation, constrained supply, and strong demand continue to put upward pressure on home prices.  He breaks down key trends in renter mobility, highlights how the AI boom is driving record-breaking rents in San Francisco, and contrasts "dopamine culture" and money maxing with GRE's philosophy of growing one's means through income property and leverage.  Keith also discusses how the Seven-Figure Solution framework helps real estate investors more effectively integrate properties, taxes, insurance, and retirement planning.  Episode Page: GetRichEducation.com/620 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. An alarmist calls for a housing price crash of 80 to 95 percent. We'll listen to it. This city's rents are up 26 percent annually. The rise of dopamine culture and money maxing has made its way into personal finance. Then an invitation to join us for a special event today on Get Rich Education.   Keith Weinhold  0:29   What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms MidSeal has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:35   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:51   Welcome to GRE from Naples, Italy, to Naples, Florida, and across 188 nations worldwide. You're listening to one of America's longest-running and most listened-to shows in the real estate world. This is Get Rich Education, and I'm Keith Weinhold. Yes, the very founder of this snaggle-toothed operation right here. I'm a longtime real estate investor myself, erstwhile writer for both Forbes and the Rich Dad Advisors, serving on the Forbes Real Estate Council, you can also see my work in the USA Today and Business Insider. I'm the creator of Real Estate Pays Five Ways and the Inflation Triple Crown. Oh, after all that, really, I'm just a shaved mammal with slack jaw, a highly leveraged hominid of the landed gentry, right before I discuss the housing price crash of 80 to 95% you know, keep in mind that most people think that if you're in real estate, then you've got to be either a realtor or a landlord. I am neither a realtor nor a landlord. People also think that it takes tons of money. It does not. Now you could pursue no money down strategies, but that takes some time to learn and skill to develop. Now I was a landlord in the early years of my real estate investing, but after about six years of that, I hired a property manager and never looked back. Therefore, keeping this mostly passive, a 20 to 25 percent down payment on a carefully selected residential rental property includes ones that today can still have purchase prices below 200k. That's purchased in a geographically investor advantaged market. Okay, that is the center of what we do here because when you own property this way, now you've got the margin where you can pay a property manager to enjoy the five ways that you're paid mostly passively. Be a savvy borrower.   Keith Weinhold  4:02   Now, when you're between deals and accumulating capital to add the next piece of property to your rental portfolio, that's where you can flip and do the opposite in the short term and be a real estate lender for perhaps an eight to 10% stable return. That's what I do, rather than getting three and a half percent, which is the going rate today in a high yield savings account. So be a lender between deals in the short term, or you're a savvy borrower long term. Now the late analyst at Housing Wire, and he was also a past guest here on the show, Logan Modashami, he brought this 80 to 95% housing price crash media piece to my attention. It's in the form of a meta reel that got a lot of attention. Let's play it. I mean, this type of nonsense circulates out. It's not founded on anything substantive, and this just absolutely does not serve anybody. You've got to take this type of thing as entertainment, but it's being presented in a serious, informative way, and just listen to the basis for the claim.    Hayden Weston  5:19   The United States housing market is about to collapse 80 to 95 percent, which means that homes that were worth 1.5 million are going to be worth 300,000. The reason is simple: the U.S. housing market has reached its most unaffordable level in history. People cannot afford to buy homes, and if people cannot buy homes, the market must correct. The question is how hard the market is going to crash, not if it will. According to CPI and price history data, this is predicted to be worse than the 2008 housing bubble. We are going to see prices drop 80 to 95 percent.   Keith Weinhold  6:02   A housing price collapse of 80 to 95 percent. This is from a platform called Hayden Trades. It has got to be the worst example of trying to steal attention rather than serving people. Gosh, don't even make 20% or 50% crash predictions anymore go for far higher, I guess. He says it is according to the CPI and price history data. This doesn't even make sense. Now the low affordability mentioned that part is true, and this is what's slowed home price appreciation. But here in the late 2020s, there was more upward pressure on home prices, not downward inflationary pressure, which is rampant. That is poised to raise replacement cost because a home is a bundle of land, labor, lumber, concrete, copper, and energy. America's best job markets face land and regulatory constraints that pressures prices upward, and regulations are not easily repealed either. There's a large reservoir of sideline buyers that still want to own, and single-family home construction is woefully insufficient, keeping the supply down. Indeed, there is more upward pressure on home prices, not downward. This coming inflation wave, that's exacerbated by war, is unfortunately, or fortunately, if you're positioned, it's poised to widen the K-shaped economy where winners win bigger and losers lose more. The boat is leaving the dock. Are you on it?   Keith Weinhold  7:54   The distance between the boat and the dock just keeps increasing, and eventually you won't be able to make the leap, the jump from the boat to the dock. Now, in the near term, because we're approaching the fall season, when you hear stats about median home prices, note that prices are lower in autumn and winter than they are in spring and summer. It happens pretty much every year. Now, why is this? Well, one reason is that a lot of people don't think about is simply the fact that smaller houses get sold in the winter compared to the summer. And why would this be? This is because families with school-age children who need larger homes get their deals done in summer months before school starts. That is one reason why median home prices are higher in the summer than they are in the winter. When you look at a long-term price chart of homes, this is why you see peaks each summer and dips each winter. Now, investors like us. Now we're not buying so much for school-age children considerations, but this phenomenon affects the median prices that you see quoted in most any market. That is how that works, and why homes present better in the summer too. Green lawns, Leaves, flowers, and natural light improve curb appeal. Some say buy when the snow is flying, sell when the flowers are blooming.   Keith Weinhold  9:32   Shortly, I want to tell you about the city with rents that are up 26% year over year, and there's no end in sight to those rent increases, either. But first, there's a significant national real estate trend. Now, a lot of times, the discussion about the rental market centers around the level of rents or the vacancy rate, and those metrics sure do matter. But what about tenant retention? That is. Renter mobility rate. How long do residents stay? Well, renter mobility is down, down, down. They are not moving around. That's the big trend. Tenants are staying longer. Renters are waiting longer to buy homes than prior generations did. I mean a lot of people are beginning to wonder if their starter home will arrive before their first social security check does? The share of renters planning to move within three years that has plunged since 2019 from 57% then down to just 37% now. This is according to a national survey from the New York Fed. 57 down to 37% that plan to move within three years. Yes, this means that even after the pandemic waned, renters plan to stay in place longer. Everyone is staying put longer, and what exactly is keeping all of those moving boxes in storage? You guessed it. Buying their own home is more difficult to afford. It's kind of like an obstacle course where the down payment is waiting at the finish line, which is a long ways away. It's like an ultra marathon. This decline in renter mobility. This is obviously good news for income property owners and landlords because vacancy and turnover are our greatest expenses. People are paying more.   Keith Weinhold  11:39   You know, it's interesting that many are staying and put because a lot of renters often pay three to 5% annual renewal increases, especially in single-family rentals. Among apartment dwellers, there are currently more move-ups than move downs. People willing to spend a little more, and part of this is because a lot of people have just simply given up, completely given up on buying a home, choosing instead to fritter away their money on DraftKings parlays, couchie predictions, meme coins, burritos whose delivery fees cost more than the burrito, and a dozen forgotten subscriptions quietly feeding on their checking account. Yeah, a lot of people have just given in. Besides falling renter mobility, there is also falling homeowner mobility. One reason it has fallen is due to the well-documented mortgage rate lock-in effect. But mobility is down among both groups, among renters and homeowners, for a few different reasons. Like I've mentioned in previous shows, America is aging, and older people move less. Remote work means people don't have to move for a job, and housing inventory remains limited. This means that there are few attractive alternatives to move into, whether you're a homeowner or a renter. Those are some reasons as to why mobility is down for both groups. And the New York Fed analysis shows that renter mobility it is especially weak among that subgroup that believes that they will never own a home. I mean, this group of people really isn't moving. They are staying in place even longer. This group that believes that they will never own a home, and this is a skew toward lower income renters for sure, but even upper income renters are staying longer. You know, I own a lot of single family rental homes myself, and I'm just thinking now, I can't even remember the last time someone's moved out. It might be over a year since anyone has moved. The average renter's perceived chance of ever owning a home that has fallen, and this is significant for investors. Okay, that percent of renters that ever hope to own a home has fallen from 52% back in 2015 down to just 35% last year. 52% down to 35% The amount of renters that think they'll ever own a home. Both single-family rental and apartment renters are staying longer. This is both types, and it's not because these renters stop wanting homes. About two-thirds say that they would prefer to own if they had the money to do so. This is substantial. The drop in American mobility rate. I mean, that part is actually decades long, and this seems to catch people off guard. A lot of people falsely believe that people are moving more often, and that's something I've touched on before. This deeply hurts.   Keith Weinhold  15:00   Certain industries like moving companies, furniture stores, and yes, real estate agents—all these groups of people have got to be wondering where did everybody go? The answer is nowhere. Apparently, they are not going anywhere. So the bottom line here, with this lack of mobility, is that renters feel locked out, owners feel locked in, and landlords feel locked up with their tenants staying longer. Although this is good news for landlords and investment property owners, you know there is one thing to be careful of amidst these longer tenant stays, and that is, well, say you buy a rental property with an existing tenant in place that's been there for a while, it's more likely then that that tenant is paying below market rent, and why would that be? Well, because generally, the longer a tenant stays, the more likely it is that the previous landlord gave them a break on the rent. Now, why does that happen? Well, landlords can get lazy about bumping up the rent, and see what's really going on is that the previous landlord, perhaps the person you bought the property from, they themselves bought the property at a much lower price years ago than you did today, and therefore their mortgage payment is lower, and therefore the lower rent was able to cover their mortgage payment. So they weren't too worried about it. But if you're buying at today's prices, well, then you cannot stand for yesterday's rent amount, and that's why it's more likely that you need to bump up the rent to market rent. Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report.San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, 6,020 dollars for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing. I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge while it's on your mind. Start at RidgeLendingGroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Keith Weinhold  17:22   Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report. San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, $6,020 for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing.   Keith Weinhold  20:46   I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Keith Weinhold  21:23   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Robert Kiyosaki  22:26   This is our rich dad, poor dad author Robert Kiyosaki. Listen to Get Rich Education with Keith Weinhold, and there is I respect Keith. He's a very strong, smart, bright young man.   Keith Weinhold  22:47   Welcome back to Get Rich Education. I'm your host Keith Weinhold. The rise of quick hit dopamine culture has definitely hit the personal finance world, and this is not a good trend for a lot of Gen Zers, who are those age 14 to 29, sports gambling is increasingly a part of what they think is financial planning. A recent survey from the wealth management platform Betterment shows that 26% of Gen Zers, more than one in four, then consider sports gambling as part of a deliberate long-term financial strategy. If you think that's bad, more than half of Gen Zers, 52% say they've rerouted funds from investment over to sports betting in the past year, and that's versus just 24% of all Americans. Yes, the rapid legalization of sports gambling means it's never been easier to bet your whole paycheck that the Mets are going to lose 100 games this season. When a prediction market or a sports book starts to feel like a retirement strategy, we have a problem, and this is congruent with the rise of dopamine culture across all of society, where we've gone from playing sports, then to watching sports, and now to gambling on sports. In the kitchen, it's where we've gone from home cooking to leaving and getting fast food, to ordering Uber Eats, it's where media has gone from film and TV to streaming shows, and now with dopamine culture, it is watching reels. It's how shopping has gone from first high street shopping, then to Amazon and now to the TikTok shop. It's how communicating with people. It's gone from handwritten letters to sending emails to Snapchats. It's how we've gone from newspapers to breaking news to rage bait. As far as what we listen to for music, this rise of dopamine culture-it used to be vinyl records, and then Spotify playlists, and now it's trending sounds.   Keith Weinhold  25:11   It's gone from finding love to casual dating to infinite swiping. How about the way we look at and share photos? It's gone from photo albums to camera rolls to Instagram stories, and how about the way we access information with this rise of dopamine culture? It's gone from libraries to Google to Chat GPT, and that brings us to money maxing. Okay, yes, here in our finance world, the rise of dopamine culture has led to this. Yes, that is apparently a word now. Money maxing-it's all one word with 2x's. It sounds like something invented by a 22-year-old who's got three credit cards, three hoodies, and one fork. Okay, but money maxing-that is one of the newest personal finance trends spreading across social media. Now, the maxing stuff in that whole suffix that first became popular through terms like looks maxing, which means trying to maximize your physical appearance, whether you're male or female, and now people are sleep maxing, health maxing, career maxing, and I guess it was just inevitable until they were money maxing. And what it really means is optimizing your financial life so that every dollar works harder for you. That could include using a high yield savings account, earning credit card points and rewards, automating your investments, negotiating bills, and eliminating wasteful spending-eh, in other words, it's just another internet reinvention of financial responsibility. I mean, your grandparents just called it being sensible.   Keith Weinhold  26:58   Now, I do like the fact that young people are talking about money. I mean, as we've covered before, financial education is desperately needed. Schools will teach you about the parts of a biological cell, but surely not how to read a mortgage statement. So you can graduate knowing that mitochondria are the powerhouse of the cell, while believing that a tax refund is free money from the government. So you know, directionally, money maxing is good, but see, it usually only focuses on one side of the equation. That's the problem with money maxing. It only focuses on spending less. And here at GRE we take a different approach. The old financial advice is live below your means, and GRE's philosophy is grow your means. You should only live below your means earlier in your financial life when you sort of have to and you need to form capital for investments. But grow your means so that you can have the means to do things. I mean, that is the point of financial betterment.   Keith Weinhold  28:09   Long term, financial betterment is certainly not sustainable by saving money by getting a haircut at home, only watching men's fast pitch softball at the Moose Lodge because it's free instead of going to a Major League Baseball game, saving $120 on air tickets by adding an extra layover on your trip itinerary, or a buy one get one free deal on Hillshire Farm Bacon. Now, of course, you shouldn't waste money if you're paying for six streaming services and you're only watching one. Well, cancel the others. If you carry a credit card balance at 24% surely extinguish that financial dumpster fire. But you cannot shrink your way to an extraordinary life. There is a floor beneath how little you can spend, there is no ceiling above how much value you can create for others. You can cancel your coffee, you can stop eating out, you can turn down the thermostat until your living room feels like a meat locker, but eventually there is nothing meaningful left to cut. That is the weakness in traditional money advice. It treats personal finance like a sinking ship, and it just hands you a bucket. Growing your means is building a bigger ship. The most powerful form of money maxing is not squeezing another 2% off your grocery bill. It is increasing your income. It is acquiring productive assets and creating systems that pay you repeatedly. I mean, saving 20 bucks is fine. Creating another income stream can continue for. Years. This is the difference between subtraction and multiplication. Most money-maxing advice really isn't different than that conventional advice. It's living in the world of subtraction. Cut this. Cancel that. Buy the generic cereal. Drive across town to save 12 cents per gallon. Hey, congratulations! You just spent 40 minutes of your finite life to save $2.80. Real wealth is built through multiplication. Multiply your income, multiply your skills, multiply your relationships, learn a new system, multiply the number of people you serve with rental property, and then multiply your money through productive assets. Now, this does not mean to spend recklessly. Growing means is not permission to inflate your lifestyle every single time your income rises, but it means directing more attention toward expansion than deprivation.   Keith Weinhold  30:59   Ask yourself a better question. Instead of asking how can I save another $100 this month, ask how can I create another $1,000 of monthly income. That very question activates a completely different part of your brain. Now maybe you develop a valuable skill. Maybe you negotiate your compensation. Maybe you start a business. Maybe you acquire an income property. Maybe you turn knowledge, intellectual property, or an audience into a recurring revenue stream. You start looking for leverage rather than looking for coupons and leverage, that is the real engine of what money maxing ought to be. Leverage means accomplishing more with less of your personal effort, and there sure are a lot of forms you can leverage other people's time. You can leverage systems and technology. We're going to talk about a system later here. You can leverage media where one message reaches 1000s or millions of people, and in real estate, you can leverage other people's money. You can scale. A few weeks ago, here I discussed four different types of scale. Real estate investors can get them all at the same time. If you remember, they are financial leverage, like with the five ways. There's operational leverage, there's geographic leverage, and finally replication. You use a relatively small down payment to control a much larger asset while your tenant pays you rent, that income helps cover the property's expenses and mortgage, and over time, inflation tends to lift rents and property values. While your fixed rate debt becomes easier to repay with diminished dollars, I mean that is real money maxing right there. In fact, GRE's real estate pays five ways framework might be the ultimate money maxing system. One property can produce cash flow; it can appreciate. Your tenant can gradually amortize your loan for you. You get the tax benefits, and inflation can transfer wealth from the lender to you through your fixed rate debt, five simultaneous financial benefits attached to one asset. Oh, and we're going to take that and compare that with saving 50 cents on toothpaste. Now, both things technically do improve your finances, but they don't even belong in the same zip code.   Keith Weinhold  33:41   Now, none of this means that every leveraged property is a good investment. In fact, leverage amplifies outcomes. A well-selected, properly financed property is going to accelerate your wealth creation. But a bad deal with thin reserves-hey, that can accelerate your introduction to an attorney. Money maxing still requires judgment. You want durable income, adequate liquidity, responsible underwriting, and you want to have enough reserves to withstand the inevitable surprise. Because every rental property eventually introduces you to something that is leaking, squeaking, or perhaps refusing to pay. The goal is not to optimize every dollar so aggressively that your financial life becomes fragile. And really, that is an important warning about all forms of maxing. Optimization can go too far. Someone might transfer money among five banks to chase these tiny promotional yields, and open 12 credit cards for bonus points, and then monitor every purchase with the intensity of airport security. Okay, I mean technically they're optimization. Their money, but they're also turning their life into like an unpaid accounting internship. Your money should create freedom, not become another demanding employer. Effective money maxing focuses on the big levers first. Get some big wins. Increase your earned income. Own those productive assets. Use good debt prudently. Reduce taxes legally. Protect yourself against catastrophic losses. Maintain liquidity, and then optimize the smaller expenses. Do not spend three hours clipping coupons while ignoring a poorly structured $400,000 mortgage. You do not congratulate yourself on saving $9 on lunch while leaving 50k idle in an account that earns almost nothing. So we don't obsess over credit card points while carrying a balance because paying 24% interest to earn 2% cash back is not money maxing. That is like arithmetic getting mugged in an alley. And there's also an important difference between looking rich and becoming wealthy. Social media rewards visible consumption on things like cars, watches, first-class seats, rooftop dinners, actual wealth-that's something that's often invisible. It is the rental property quietly producing income. It is the ownership stake compounding in the background. It is the tax strategy that's never going to appear in a photograph, and it is the growing gap between what you earn and what you need to live.   Keith Weinhold  36:46   The person displaying the most wealth can have the least. The person saying very little might own the building. So yes, embrace money maxing. Know where your money goes. Eliminate the waste. Negotiate recurring expenses, automate your good decisions, and make your dollar purposeful. Each dollar, but don't stop with living below your means because that is only financial defense. Growing your means is financial offense. Saving money can make you more secure. Owning productive assets-that's what can make you free. The highest form of money maxing is not becoming the world's most efficient consumer. It is making the transition from consumer to owner. Own businesses, own equities, own real estate, own assets that produce value while you sleep, travel, or spend time with the people that matter to you. Because your time is limited, and yet your appetite for generic cereal is also limited. But your ability to create value, acquire assets, and grow your means. That is far less limited. Live below your means if you must, but don't stay there. Grow your means. That is true money maxing. And the number one reason that people don't acquire wealth. Do you know what it is? It's that it simply does not occur to them that they can.    Keith Weinhold  38:24   That is what Brian Tracy said. That is so incredibly simple, and it's true. If you want a money max, you need to have a great system. Let me tell you about a system called the Seven Figure Solution. Now you've been listening to me weekly for almost 12 years here, which I'm immensely grateful for. You've been earning money, investing well, and here with the seven-figure solution, you're going to be able to finally see how it all goes together. It's about making sure that your real estate and other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time, the liquidity is key because this is where a 401(k) or IRA limit you. Those vehicles have taxes and penalties if you want to use those funds early, and this does not.   Keith Weinhold  39:34   But the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach here, Naresh uses something like this, and he's in his 30s. It also gives you a significant tailwind during your investing career. Integrate the seven-figure solution the GRE way, where we have a conscientiousness about leverage in cash flow, and in this case, part of it is how to prove. Leverage a life insurance policy. When it's time to tap that policy's cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, and therefore you're using the funds in more than one place. That's the leverage, and then the IRS does not tax loan proceeds, and this reminds me of a billionaire borrowing against the value of their stock rather than having to sell any of those assets. And yet, this can be done tax-free. It's similar to what you can do with the seven-figure solution, even for non-billionaires, it is buy, borrow, die. This leverages an indexed universal life policy, and there is the right way to do this and the wrong way to do it. Part of the seven-figure solution is that your cash value can have an upside ceiling and loss protection on the downside. That's really something that you only care about more as you're closer to retirement. And there are some mistakes to avoid here. You don't just want to set up the seven-figure solution off of a website, and it's based on products that you might have heard of from companies like Nationwide and mass mutual. I strongly encourage you to learn more, see how it all goes together, and learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, and even a 721 and 1031 exchange. This is very much about you being able to picture your future, you've been building your real estate portfolio either from your investment coach or on your own. This is how the puzzle pieces finally are all going to go together. I am cordially inviting you to join us for a special live event, the Seven Figure Solution. It is co-hosted by our own GRE investment coach Naresh and Haven Bridges Jared, who you heard from on the show with me last week. By attending live from the comfort of your own home or from anywhere, you can have your questions answered in real time. It is this Thursday, the 27th, at 8 p.m. Eastern, 5 p.m. Pacific.   Keith Weinhold  42:23   Most people spend decades building wealth, and then they lose far too much of it because the retirement pieces were never designed to work with each other. So you're going to see how real estate, taxes, insurance, and retirement income can fit into one coordinated strategy, helping you grow and protect your wealth, access capital without immediately selling your assets, and potentially avoid losing hundreds of thousands of dollars to taxes unnecessarily. So it's not just another collection of disconnected financial tips. Really, it's your opportunity to finally see the entire retirement picture and understand what might be missing from yours. It's complimentary to attend. The longer you wait, the fewer options you could have. Decisions made today can affect your wealth for decades. Don't wait until retirement day to discover that your plan had expensive holes in it. There are some moving pieces here, so it's especially helpful that you attend this one live, and that way you can have any questions answered in real time, so that you really understand. And you might have been one of thousands of listeners that have attended our property webinars before, and they are important to building your portfolio. But this one could very well be more important in seeing your big picture, seeing your retirement, and seeing that your heirs aren't left with a giant tax bill too. You can reserve your seat now for the seven-figure solution at grewebinars.com again. That's grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  44:14   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  44:42   The preceding program was brought to you by your home for wealth building. getricheducation.com.

Want to bring your brand to life inside your rental property? In this episode of the short and sweet summer series, I'm sharing 5 ways that you can incorporate your brand into the physical space of your short-term rental.Time-stamps:Welcome mat (1:19)Coffee mugs (2:09)Guidebook and guestbook (3:12)Souvenirs (4:19)Memorable photo moment (5:02)Connect with Ali: Website: brandandmarket.coInstagram: instagram.com/brandandmarket.coBook a discovery call with Ali: brandandmarket.17hats.com/p#/scheduling

In this livestream, Tatiana Agafonova, a New Biology Clinic wellness specialist, shares an introduction to Reorganizational Healing and how it connects with the work she offers through breathing integration, meditation, and biofield tuning.She introduces Reorganizational Healing as a wellness and behavior-change paradigm developed by Donny Epstein, including its three central elements:-The four seasons of well-being-The triad of change-The energetic intelligencesDiscussion link here.Highlights from this session include:-Tatiana defines healing as an internal process of self-awareness, vulnerability, and non-judgmental presence with one's thoughts, emotions, sensations, and spiritual being.-She reflects on pain and discomfort as invitations to pause, reassess, and ask different questions rather than immediately responding from fear.-She explains the four seasons of well-being: Discover, Transform, Awaken, and Integrate, describing how each season reflects a different state of energy, posture, emotion, and awareness.-She introduces the triad of change—perception, behavior, and structure—and explains how sustainable change often happens when two of these elements come together.-She discusses the energetic intelligences: bioenergetic, emotional, lower thought, higher thought, soul, and universal spirit, and how each relates to different layers of experience and expression.-She closes the teaching portion by reading the seven unifying principles of Reorganizational Healing, emphasizing choice, available energy, pain as an interruption, and the importance of honoring the season one is currently in.Questions discussed in this webinar include:-Is there an incentive to want to change behavior?-Do you believe the body expresses our needs through illness even if the need is unconscious?-Do you yourself have an example from your own life where all of this applies to, just to clarify the steps and how it progresses?Throughout the webinar, Tatiana emphasizes that discomfort can carry energy and information, that healing begins with awareness, and that each person has the choice to relate to symptoms, stress, and life challenges as opportunities for transformation rather than simply problems to eliminate.Support the showWebsites:https://drtomcowan.com/https://www.drcowansgarden.com/https://newbiologyclinic.com/https://newbiologycurriculum.com/Instagram: @TalkinTurkeywithTomFacebook: https://www.facebook.com/DrTomCowan/Bitchute: https://www.bitchute.com/channel/CivTSuEjw6Qp/YouTube: https://www.youtube.com/channel/UCzxdc2o0Q_XZIPwo07XCrNg

Keith breaks down why global crises, geopolitical shocks, and nonstop "doom" headlines haven't stopped stocks and real estate from reaching near all-time highs, and what that means for investors focused on inflation-resistant assets.  He also discusses Memphis as a surprising cash-flow market poised to benefit from the AI boom, sharing details on an upcoming webinar with Mid South Homebuyers.  Keith is joined by real estate investor and educator Jared Garfield to unpack the "Seven-Figure Solution," a strategy that combines cash-flowing rentals with tax-advantaged life insurance to create liquidity, reduce risk, and support long-term retirement income.  Together, they explore how disciplined portfolio growth, smart leverage, and coordinated tax planning can help real estate investors better align their assets with their long-term financial goals. Episode Page: GetRichEducation.com/619 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:02   Welcome to GRE. I'm your host Keith Weinhold. The world is about to end again. It's the economic disaster that never arrives. I'll break it down. Then you've been earning money and investing well all these years. How does it all go together? It can culminate in the seven-figure solution, it's about seeing your future today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. And September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before, we're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:39   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:55   Welcome to GRE from Kankakee, Illinois, to Cherokee, Iowa, and across 188 nations worldwide. I'm Keith Weinhold. This is Get Recid Education, and the world is about to end. Even if you survive, your portfolio surely won't. Oh, jeez. At least that's the impression you get from mass media and what I'll call the Doom Scroll Industrial Complex. Fear creates urgency. Urgency attracts eyeballs. Eyeballs attract ad dollars. And I guess that using a slogan like "everything will probably be fine" well, that's never been a great ratings strategy. Now, can what has happened since 2020. Just this cheery little sequence: COVID, then Ukraine, Israel, Gaza, tariffs, and then the war in Iran. All that just since 2020. I mean, that right there sounds less like an economic timeline and more like a movie plot, or that the world is repeatedly spinning the wheel of misfortune. Yet after all of that, what is the result? Both stocks and residential real estate are near all-time highs. Apparently, the apocalypse has been postponed yet again-at least economically speaking. Now let's zoom out and break down these threats and a few more, all just since 2020, because 2020 is the year where, of course, you had the COVID-19 pandemic, economic shutdowns, the fastest major stock bear market in history, supply chain breakdown. You saw empty shelves, and there was unprecedented government intervention from the Paycheck Protection Program to stimulus checks to mortgage loan forbearance. Then, in 2021 and 2022, you had post-COVID inflation and supply shortages. Now, this was more of a result, not strictly geopolitical, but a major investment threat, and that led to aggressive interest rate hikes. From 2022 to the present, you have Russia's invasion of Ukraine, energy and food shocks came from that, sanctions, instability over in Europe, and really a heightened nuclear risk in 2023. You had the U.S. regional banking crisis. Remember SVB, yes, Silicon Valley Bank, Signature Bank, First Republic. They raised fears of a financial contagion that would spread like fat. Than a secret in a small town, it actually made me buy some gold. From 2023 to the present, you had the Israel-Hamas war and this broad Middle East instability, Hezbollah attacks, Houthi attacks, Red Sea shipping disruptions. It's almost like a geopolitical group project. And then from 2025 to the present, you have renewed U.S. tariffs and a global trade war, and this year you have the U.S.-Israeli war with Iran and the Strait of Hormuz disruption. That is the biggest current geopolitical investment threat because it combines all of these things: war, oil disruption, inflation, higher interest rates, and a recession risk. So it's a lot like this particularly unpleasant smoothie that's been blended together.   Keith Weinhold  5:55   All right. Well, all of that-that is just an absurd amount of uncertainty and disruption only since 2020, and though major markets are at all-time highs in the face of this, let's acknowledge that some were hurt here, like apartment building owners vulnerable to interest rate resets, and certain commercial sectors like office. Even worse, let's be sensitive to the fact that COVID in wars have resulted in a real loss of life. GRE's enduring strategy of primarily owning long-term residential rentals with fixed-rate debt has been comparatively really resilient. In fact, these calamities-they probably made you better off from the inflation that it has spurred. More people work from home. Well, that means that they're consuming our product while higher inflation debased our debt and jacked up our property values and our rents. And you know somehow every. single generation thinks that their collection of crises is uniquely terrifying, and it is not. And what do I mean by this? Well, in the 1980s, people feared war with the Soviet Union, the Cold War. A global population explosion so bad that millions or billions of people would surely die from hunger. You had the AIDS crisis. You had a hole in the ozone layer. Well, all those things. Virtually zero investors make decisions based on that stuff: an imminent Soviet attack or mass starvation from overpopulation. There is one thing that is 100% certain here, and that is that more shocks are coming. In case you don't want to sleep well, you can get worked up over the certainty of future calamities, artificial intelligence is making cyber attacks faster and more scalable. AI has even created entirely novel viruses. A confrontation between China and Taiwan that could create risk in the semiconductor space.   Keith Weinhold  8:18   A blockade that might disrupt the world's advanced chip supply, creating more inflation and more uncertainty. Here is what's changed, though, for what investors care about. You know what has changed with today's set of calamities versus those of the 1980s and earlier, because there is something, and it's a big deal for investors. Here's what's changed: recent history shows that the government does more to intervene during disasters, stimulus checks, liquidity programs where they're printing trillions, bailouts, pushing interest rates down to almost zero, quantitative easing. How about a foreclosure moratorium? Anything you know during COVID, it was a lot of these things, and it was the CARES Act, and it was a student loan payment pause. I mean, the Federal Reserve even set up emergency credit facilities. We now know that when the economic building catches fire, policymakers they rarely stand around admiring the flames. They just flood the place with currency. So the best investors they keep prudently building real estate portfolios in the face of risk, not the absence of risk, because the latter does not exist. This incessant government intervention, whether you agree with it or not, it gives you more safety cushions the next time that things fall apart. That's why what appears risk. Is still risky, but less so. So there is more incentive to take on prudent risk than I've ever seen. You know, no politician wants America to fall apart under their watch. So increasingly, they'll just paper over the problem by printing, printing, printing, and then, therefore, the resultant inflation, the consequence of this, that can be dealt with under the next president's watch, not theirs. In fact, future calamities they almost make you want to own scarce real assets that benefit from inflation, not a hedge, a benefit. Trying to time every war, election, banking crisis, tariff announcement, virus, and Fed decision. Trying to time all of those things-that is usually ineffective. You either own more assets, or you get left behind in everything that's happened since 2020. That just underscores this. In fact, Berkshire Hathaway, the closely watched company that Warren Buffett ran for a long time, but he still has influence in.   Keith Weinhold  11:16   You know, they recently began moving out of cash and into assets, they ended their long net selling stretch. In fact, in the latest quarter ended, they've now done the most buying that they've done since early 2022. They have jumped back in the game. It appears that Berkshire Hathaway got tired of sitting on the sidelines and seeing others make gains, and they're pretty bullish on housing too. They bought a home builder. The bottom line here is that shocks are going to keep arriving, and yet productive assets and well-financed residential real estate has repeatedly survived them and just continued appreciating. Don't wait for a risk-free world because you'll wait forever. When you evaluate all these calamities, just since 2020, again, COVID, Ukraine, Israel, Gaza, tariffs, and war in Iran, and then you realize that both real estate and stocks are near all-time highs anyway, and the government keeps backstopping asset owners like never before. This is just a fresh angle on how much better off you are when you prudently own more inflation-benefiting assets sooner. I want to tell you about something called the seven-figure solution. You've been here listening to me weekly since 2014. You've been earning money. You've been investing well, and now you're going to see how it all goes together. It's about making sure that your real estate and your other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time. Now the liquidity here is key because this is where a 401(k) or IRA limit you, they have taxes and penalties if you want to use those funds early. This doesn't, but the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach Narayish uses something like this, and he is in his 30s. Let's discuss it, and then you'll see where I have an invitation for you, where you can get involved. I'd like to welcome in a guest we last had on the show a few years ago.   Keith Weinhold  13:54   He's a frequent guest on popular shows, including our friends over at the Real Estate Guys Radio Show, and this guest has also been a terrestrial radio show host himself. He's a long-time real estate educator and an active investor, just like you and I. So he speaks from experience and not a textbook. He's the creator of what we'll discuss today, called the Seven Figure Solution. Welcome back to the show, Jared Garfield.   Jared Garfield  14:21   Hey, it's great to be with you again. Thanks for having me.   Keith Weinhold  14:25   It's so good. Now you're with the Haven Bridge Group, and you help people, especially real estate investors, with what's called the seven-figure solution. Tell us about it.   Jared Garfield  14:37   it. Well, Haven Bridge, we get the name for that because people are really looking for a haven of safety, and the bridge is kind of what crosses the gaps that could kind of destroy your wealth, and it's the path to get there. So we want to take people on a path to safety, and the seven-figure solution is the idea that if you're going to be drawing out even 4% per year to not outlive your money, because people are living now. To 8590, 95 years old, and so that means you could have 35 years in retirement. And with inflation and different things like that, you really have to have a lot bigger nest egg than what most people realize. So a seven-figure solution is how to get to more than a million dollars liquid that you can draw on in a tax advantaged manner for the rest of your life, while also having living benefits. And we pull real estate in with it because we want people to have 10 or 15 or 20 rental properties by the time they retired. That they 1031 exchange regularly, so that they're always keeping tax advantages. So that even in retirement you have strong tax advantages, and ultimately we think that when you're 65 or 70, you might want to go from 30 single-family houses to 1031 exchange into one institutional asset that's a little bit less management intensive.   Keith Weinhold  15:57   Okay, so this is a tax advantage vehicle that real estate investors can use during their investing career, and those tax advantages then really convert into something that you can use in retirement as well.   Jared Garfield  16:11   Yes, what it does is it's a vehicle that instead of saving the money from your cash flow from your rental properties in the bank, we say, well, why wouldn't you rather invest in something where it grows tax-free, number one, and then number two, you don't have the penalties like you would with a 401k, where you get taxed and you get penalized 10% if you pull it out. It's liquid, usually about 80 to 90% liquid, so you can pull from it whenever you like, and you can use it for down payments to grow your real estate portfolio. But you can earn sometimes between five and even seven or 8% in a tax advantaged manner where you're not taxed on it, but you're earning a much higher return than if you put the cash flow into a bank.   Keith Weinhold  16:51   All right, so you're building this tax advantage pool of capital that grows over time, and this is important to have some liquidity. You know, Jared, I've often talked to our audience, about three to 5% of your portfolio value ought to be kept liquid. Maybe with a vehicle like this, you would want to put in more of that because real estate investors we have expenses, so you have this liquidity to cover things like vacancies and major repairs, or perhaps you could even use this account for future down payments on additional investment properties. Is that how it's utilized?   Jared Garfield  17:27   Yeah, absolutely. And I get it partially this way because in my early 20s, I got up to where I had about six rentals, and at the time, I also owned a real estate brokerage, and I was doing very well. I was making a six-figure income and things. And what happened is, I back when a   Keith Weinhold  17:41   six-figure income was a big deal.   Jared Garfield  17:43   Yeah, back in the early 2000s, it was a little bit better money. But the funny thing was, I had four rental properties that all went vacant at the same exact time, and so now all of a sudden, I was paying like 4500 bucks a month in mortgages, not counting the house I lived in, but I had to cover four mortgages on four of my rental properties all at the same time, and I hadn't saved the cash flow, so I didn't have a huge emergency fund. All my liquid capital went into down payments and into renovation money to rehab the properties. Okay, and so it put me in a real bind, and I was out driving a Volvo S80 around throwing two paper routes in the mornings, and then going to my real estate brokerage after my paper routes to cover those rental properties. And so this was basically meant as a way to say, okay, this is a way that I have the liquidity. I'm getting a higher return, but now my tenants are not only buying me the houses, but they're also giving me a couple million dollars in life insurance, and they're wrapping my investment component or the cash value of that, the cash value part of the policy. They're wrapping that in a way that it grows tax-free, so it just accomplishes a lot of things. But the other thing that's a beautiful thing about it is there's a lot of things that we call living benefits.   Keith Weinhold  19:02   All right, so you have the living benefits and the tax advantages, and I know how you have pointed out that this can save an investor 10s of 1000s of dollars in taxes per year and hundreds of 1000s or more over time. Can you tell us more about that?   Jared Garfield  19:20   Yeah, because what happens is the money that goes in is growing tax-free, so you don't get taxed on any of the growth. But what we really like about it is, let's say that you're cash-flowing $2,000 a month off your rental properties, and you're putting 2000 a month into this policy. Usually, after the first year, if you're max funding, 80 to 90% of that's liquid. So if you've got 24,000 sitting in there, you've got access to 89 to 90% of the money. So it's pretty liquid. But what happens is over a 20 or 30 year period, that money could turn into three or 400,000 a year that you can pull out in the form of policy loans. And by doing that, it's not taxed. And you can pull that out throughout your retirement tax-free. So if you were paying 25% in taxes and you're pulling out 200 grand a year, that's $50,000 a year in retirement that you're saving in taxes. But that could be over a 20 or 30-year period. So over 20 years, that 50,000 could end up being a lot of money. I mean, 500,000 over 10 years, a million over 20, and so that means you don't have to accumulate as much. But a lot of our investors love it because they'll save it up with discipline, and then that way it's there if the furnace blows. So it makes your real estate safer, but it also becomes your down payment funds to expand your portfolio.   Keith Weinhold  20:40   Okay, the seven-figure solution is the vehicle that we're talking about here, and what part of the IRS code, just briefly, is it that gives this tax advantage?   Jared Garfield  20:51   It's Internal Revenue Code Section 79 that allows it to grow tax-free. In the 1980 s, doctors and a lot of very wealthy people were using this to the point that IRS changed the laws. They went and sued the insurance companies because doctors would go in and dump $2 million in, and they would buy a $2 million life insurance policy. So they were self-insured, which meant that they didn't have any cost of mortality on it. So they basically got all the benefits of the tax-free growth and the tax-free pullout. And the IRS said, "Wait a minute! We think you're doing tax evasion. So what they did is they came around and they said, "We're not going to let you use this loophole anymore for the very wealthiest people to have this. So they came to a compromise, and the compromise was that if you wanted to put in 2 million, you had to maintain a corridor where there had to be a little bit higher amount of life insurance. So you might have to buy a $2.3 million policy, but then you could still dump, say, $2 million in and have all the tax advantages. It's a strategy that's been used for over 100 years by families like the Rockefellers and the Hunts and J.P. Morgan. The very wealthiest families have always used these strategies to grow and protect their wealth.   Keith Weinhold  21:59   Okay, so it's a part of the tax code that allows cash value to accumulate within and be withdrawn from a life insurance policy tax-free.   Jared Garfield  22:11   Correct, and it gives you living benefits, which I alluded to a minute ago. And the living benefits are if if you end up having to go through things like long-term care, disability, if you can't perform, you know certain functions for a certain period of time, chronic illness, critical illness, terminal illness. If any of those things happen to you, you can borrow against the policy and have access to money during those things that would normally decimate your wealth, because you can actually access the death benefit in advance.   Keith Weinhold  22:42   Now I know a little about the six risks. Tell us about that.   Jared Garfield  22:47   Well, Keith, there are six risks that all investors face regularly. The first one is inflation erosion, and that means that your purchasing power often ends up leaking out of your balance. And the balance might look fine, but inflation can eat away at it. So even if you've raised a lot of money, if inflation means that you can buy half as much five or 10 years from now, then you know your wealth isn't as big as you thought. The second is the volatility setback, and that's sequence of return risk. That means that if you retire on a bad year where things really bad, stock market drops, you could end up using your money at a time where it really weakens your wealth because it may have dropped by 50% So if you had a million, now you have a half a million, and you're spending 100,000 a year. At the end of year one, you might only have 400,000 left. So sequence of of return risks from volatility setback, tax drain. That's just the compounding cost of an uncoordinated tax picture can really be a problem, and then the next one is liquidity. If you don't have liquidity and you've locked up all your money and you can't access it until you're 59 and a half without significant taxation and 10% penalties, the liquidity lock is a problem. There's the longevity paradox. What happens if you outlive your money, you know. So living longer is a benefit, but it exposes you to where you might not have enough money to live on in your latter years. The last two are care avalanche, and that is if an unexpected health event happens at the wrong time, it could really destroy your wealth because medical costs have spiraled out of control, and then the last one is the line to land, and that's only one of the six that's really about growth.   Keith Weinhold  24:28   Right, only one of the six of those was about growth. I can't stand the longevity paradox. Yeah, we think we all want to live a long time, but then it's more difficult to fund living a long time, and if you outlive everybody, nobody shows up at your funeral either. The longevity paradox-one of the six risks that the seven-figure solution can really help you with. Now, tell us more about funding it, so you can get a good cash value balance in. There, I know that one way you do it is actually with short-term rentals instead of a paycheck.   Jared Garfield  25:06   We love short-term rentals, especially for our highest net worth clients, because the reason is is the bonus depreciation of the big beautiful bill. Oh, right! You could take up to like 150 or even $200,000 in year one, they take that depreciation that they used to spread out over a whole lot of years, and they make it to where if you get with your CPA and you analyze your short-term rental, you could potentially take all of the furnishings, all of the artwork, all of the dishes and things that are in the property. Sometimes they'll let you take components like the appliances, the air conditioning unit, the furnace, and they'll let you take it all in year one instead of having to line item it and spread it out over you know 27 and a half years. So what this means is, if you have a short term rental, then you you might get like 150 to 200,000 tax break in the first year on the right property, but it's better than that because instead of having to have like 750 hours to hit full-time real estate professional status, it cuts the hours that you have to have significantly down. I think it's more like 150 hours or something like that, or 300. It's like half the hours, and so you can hit the benefits of taking unlimited passive loss much easier if you have a couple of short-term rentals.   Keith Weinhold  26:24   You're listening to Get Rich Education. We're talking with Jared Garfield about the seven-figure solution, something that takes some time to understand, but it can give you a tax-advantaged pool of capital that grows over time, and it also creates this overall tailwind, not just during your investor life, but then it provides tax advantaged retirement income at the same time. More on this when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group and MLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com, that's ridgelendinggroup.com.   Keith Weinhold  27:25   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. This is the   Speaker 2  28:28   Real Wealth Network's Kathy Betke, and you are listening to the Always Valuable Get Rich Education with Keith Weinhold.   Keith Weinhold  28:46   Welcome back to Get Rich Education. I'm your host Keith Weinhold. We're talking about the seven-figure solution with Jared Garfield. Something that can be a particular benefit to real estate investors both during your investing career and then once you're in retirement as well, and this can take the form of either an indexed universal life policy or a whole life policy. There are a lot of wrong ways to do this and wrong things to get into. We're talking about the right way. Part of that is funding it as best you can. Can you tell us more about that?   Jared Garfield  29:20   Well, there's a lot of different ways to fund it. A lot of our clients will come in. We have some people who will use rollovers if they're nearing the end of retirement. Some people will roll over a 401k into a cash value life insurance policy because they can do it over a five or seven year period, and they pay the taxes when they roll it over, so their taxes go up a little bit for five or seven years of retirement, but then what happens is that means that during their retirement they're not taxed on the income all the way through retirement, so that can save really significantly. But a lot of our clients will do a flip and dump 40 or 50,000 a year in by just saying I'm going to do one flip a year and use that to. Fund the whole thing, or they'll take the cash flow and dump the cash flow into here instead of the bank, just so that they get the living benefits and they get the much higher return with still 80 to 90% liquidity. So could be cash flow from rentals, could be money from a flip, or sometimes some of these short-term rentals can make 20 to $30,000 a year, and if you get $100,000 tax break, you have more money that's not going to Uncle Sam, and then because that's your discretionary income now, because of the tax break, you could use that money to for down payments to grow your portfolio or to do a flip.   Keith Weinhold  30:35   Now, Jared, I sort of think of the cash value that you're accumulating in this policy as safe money that grows at a slow to moderate steady rate, but if it rarely or ever loses value, can you tell us more about that and the rate of return expected in the policy?   Jared Garfield  30:52   Yeah, absolutely. With the IULs, it's going to depend a little bit upon the carriers and stuff like that, and whether you go with a mutual company and stuff like that. It can vary, but a lot of times people are going with things that are what we call indexed. So you can actually index it to the S and p5 100 if you think that we're going to have a bull market and the market's going to really go up strongly. You can index it to the market, and sometimes they'll have a participation rate where they'll say, "Okay, you can participate up to 12% So if the stock market does 17% the most you can make is 12% So you're giving up a little bit of upside, but that's still not nothing. I mean, that's not three or 4% You can still make you know 10 or 12% that year, but you're giving up the part above the participation rate. And the reason that you do that is if the market tanks and drops by 30 or 40% The worst you can do is 0% return. Zero is my hero because you didn't lose anything. So if you had a half a million sitting there, you don't go down to 250 and then wait eight years to get back to break even. Instead, you're still at half a million. And if the market goes up next year by 20% and you had a 10% cap. Then your half a million, you know, is now at 550,000. When everybody else, if it went up by 10% they're at half the amount that they had.   Keith Weinhold  32:13   You have a story or example of how you've helped somebody with this, because I know a lot of investors that are passionate about utilizing the cash value inside an insurance policy tell us.   Jared Garfield  32:28   Well, I've got one friend who's a developer, and he did like a $5 million policy. And every time he flip a subdivision or flip a house, and let's back   Keith Weinhold  32:36   up. Does a $5 million policy mean that's the death benefit?   Jared Garfield  32:40   Yeah, that's the death benefit. Thanks for catching that. That's the death benefit, but that also has a correlation to how much money you can dump into it. So if you have a $5 million policy, you can dump a lot more money in for the tax free growth. And the quicker you hit that death benefit amount, at that point you're self-insured, and so at that point you really don't have cost of insurance on administering the policy hardly at all, and so at that point, when you're what we call self-insured, the return on the investment becomes a lot better. But this particular developer was able to use this policy because he had so much cash value in, and if he sold a house, he'd take 40,000. If he sold 10 a year, he might take you know 400,000 and dump it into this policy, and so it made him bankable. And he was able to use the money to go out and do new subdivision developments because the bank would actually use the policy as the collateral to be able to give him loans at much lower interest rates.   Keith Weinhold  33:38   That's valuable. Tell us about that. I don't want to use the wrong words here, but then effectively with this example, are you borrowing against the funds in the policy? So therefore, you can get those dollars working for you somewhere else, all while simultaneously the cash value continues to compound and grow. Sort of another form of leverage.   Jared Garfield  34:01   Correct. What they basically do is they basically freeze part of the amount and say, okay, we're using this as the collateral and stuff like that to be able to do the loan. But if it grows and and makes 7% you're still making the money off of the money that's sitting in there. It's just collateralized as part of the loan. And some people will even use it to like go buy a car, like instead of buying a car and going getting a bank loan and paying 7% to the bank, they might borrow money out, go pay cash for the car from the life insurance policy loan, and pay 2% instead of 7% But they're paying it to themselves, and as long as they're paying the interest to themselves, if the money that they borrow out could potentially still earn the same money and earn 7% even though you had borrowed out. So it's doing two things for you at the same time, as long as you're paying that loan interest. But and that depends on the option that you take when you do your loan.   Keith Weinhold  34:54   We love leverage around here. Leverage trumps compound interest. In so many ways. Oh, I'm really glad that you told us some more about that using the funds in more than one way at the same time. Tell us more about what it costs for the investor, the costs of setting this up, and then what some of those trade-offs are, Jared.   Jared Garfield  35:18   Well, that really depends on the individual. I mean, everybody has to sit down and be able to decide what is acceptable for them. You know, a lot of times people will want to max fund the 401k that they're doing at least just to the amount that's matched. But then after that, this could be a great place instead of putting a whole bunch more money into a 401k. Some people will elect to say, "I'm going to put the matching portion into my 401k, but then I'm going to take my cash flow from my real estate and money that I could have contributed to other alternatives and put it into this because I want the liquidity. I want to be able to leverage this money and pull it out without any restrictions. That as long as I can pull out 80 to 90 percent, I could go buy a car wash, or I could invest in a business, or I could, you know, do whatever I wanted to. I could loan it to my kids for their college and make them pay me loans back to my policy. There gives you a lot of flexibility to do it. But the thing that we love about it is we'll do what's called an illustration, and it may end up if you start at the right time, it could be a six-figure passive income stream at retirement, and then if you have the real estate, because this helped you grow your portfolio, where without doing the strategy, you might have ended up with say 10 properties. We might be able to get you to 20 or 30 properties working together as a team with your real estate coaches and stuff like that. Then we can potentially grow your real estate portfolio, and what we want to do is 1031 exchange every seven to eight years. I don't believe in holding properties for 30 years.   Jared Garfield  36:47   I believe in exchanging them every seven to eight years because when the tax benefits have been used up, if you exchange to twice the size portfolio, you have better appreciation on a portfolio worth twice as much. But that new value, you still get the depreciation advantages, where the old value that was half, you know, the depreciation is used up. So you're you're getting new depreciation on the higher value assets, and then our goal would be that by the time you don't want to be involved in managing the property managers, that at some point you're going to have a 200 unit apartment complex with on-site management, and at that point you don't have any financial worries really because you're 1031 exchanging into those apartment complexes, but you have so much equity that you're still maintaining depreciation during your retirement years. When most people who have lesser plans don't have the tax advantages,   Keith Weinhold  37:41   I love that you said so much of that, and to you, the listener, Jared is licensed to do this, and our own in-house investment coach. You mentioned coaching. Naresh has the proper licensing as well to holistically help integrate this into your investor life. And for example, yes, we are rarely of the mindset that you would hold a property for all 30 years because after seven to 10 years, your leverage ratio gets worn down, and then additionally, if you're buying turnkey properties, oftentimes that's when capex expenditures start to enter into the picture. So yes, oftentimes we do these seven to 10 year holds.    Jared Garfield  38:23   I love that. Yeah, that's a really really good strategy, and and it always makes it to where you can grow so much bigger portfolio by not being taxed through that exchange. And you know, believe it or not, there's actually even ways when you have extra cash boot, they do allow if you notify them in advance. Sometimes you can take some of the cash boot on the exchange and roll it into some of the products that we utilize.   Keith Weinhold  38:47   For more specifics, I know you said it's based on one's individual situation, but how much does it cost to set up a policy? And then, are there any ongoing maintenance fees? Can you give us more specifics there?   Jared Garfield  38:59   So, there's small fees to administer the policy because you have people who are trading and doing different things and working within the policy for the funds. But usually, you can set policies up as low as 100 or even $200 a month. We don't usually recommend that because you want to max fund it. Usually, when you're doing these strategies, if you're just doing $100 or $200 a month, you're basically buying life insurance, but you're missing a lot of the benefits because what you want to do is to be able to max fund it. So what we like people to do is get as minimum life insurance. That's not in our advantage because we get paid based on the premium of the amount of life insurance you get. But you get the smallest amount of life insurance for the amount that you can max fund. I would much rather have somebody get a $500 a month policy that, let's say, they could put you know a thousanmd a month in or something like that, than to have somebody get $1,000 a month policy where they're paying a thousand a month but they can't max fund it because by max funding it you're maximizing the growth component of the cash. Value, and so it depends on how much you want. But you can go anywhere from $100 or $200 a month to we have clients that will dump $20,000 a month in because they really want to shield as much money as they can from tax growth.   Keith Weinhold  40:15   Tell us more about who the seven-figure solution is for and who it's not for.   Jared Garfield  40:20   Well, if you're living month to month and you don't have discretionary income, it's probably not a good solution. In that situation, you probably want to get term insurance and just make sure that you cover catastrophic things. But if you've got discretionary income and you've got an extra four to $500 a month that you could use to max fund, we figure most people need life insurance anyway, and the way that we teach it, when you mix it with real estate, rather than pulling it from your monthly budget, doesn't it make a lot more sense to let your tenants buy the houses for you, but also pay for a half a million or a million dollar life insurance policy for you, where the tenants are covering the savings for anything that happens at the property with capex or vacancy or damage, and at the same time covering life insurance and potentially a six-figure passive income that's tax advantaged at retirement. So I pull the money out from other assets and let the assets cover this asset.   Keith Weinhold  41:18   Oh well, Jared, this has been great. Before I ask you if you have any last things to tell the audience about the seven-figure solution, I invite you, the audience, to join us. It's going to be Jared and our own in-house investment coach, Nareesh, bringing you a live online event that you can join from the comfort of your own home next Thursday, the 27th at 8 PM Eastern. You can register now; it's free at grewebinars.com because there are a lot of moving parts, and it does take some time to wrap your head around this, benefiting from the cash value of an insurance policy. And this way you can have a Q and A, and you can get answers in real time at this event. It's called the Seven Figure Solution: Build wealth, reduce risk, and create tax advantage retirement income through real estate. Again, it is next Thursday, the 27th at 8p.m. Eastern, you probably have generated some questions inside your head while you're listening to this, and you can sure have them answered there as you're going to learn a whole lot more about it next Thursday. This could help a lot of people. Jared, do you have any last thoughts?    Jared Garfield  42:38   I think the only thing is that we like to work with the team. We like to work with your CPA. We like to work with your real estate investment coach. I used to be a coach and trainer for Robert Kiyosaki, who wrote Rich Dad Poor Dad, and he always talked about power teams. And so we want to be able to be a part of your power team and work with your other advisors to help you implement something. We're not here to give you tax advice. We want you to be able to work with your investment advisors and your CPAs, and just be a part of the team. But I would point out that over my career, I've owned hundreds and hundreds of single-family cash flow rentals, duplexes, fourplexes, apartment complexes. I've done some land development, and I implement these strategies myself. I had 17 Airbnbs, and so these are the strategies that I implemented as a full-time real estate professional. I felt like that this strategy of having a seven-figure solution could help you to avoid some of the pitfalls that I experienced in my 20s.   Keith Weinhold  43:32   So much all comes together for one pretty comprehensive solution. It's the intersection of growing your portfolio, getting tax advantages and having the death benefits of insurance and more all coming together next Thursday, so that you can learn more. Jared, it's been great having you back on the show.   Jared Garfield  43:52   Thanks, Keith. Always glad to join you.   Keith Weinhold  44:00   Integrate the seven-figure solution the GRE way, where we have this conscientiousness about leverage and cash flow. In this case, it's how to prudently leverage a life insurance policy. When it's time to tap your cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, hence using the funds in more than one place, and the IRS does not tax loan proceeds. This reminds me of a billionaire and how they borrow against the value of their stock. That way, they don't have to sell their assets. This is similar to what you can do with this. Another thing is that you know real estate investors are not used to a volatile ride because our asset values stay stable. You heard Jared mention the acronym IUL there. That's an indexed universal life policy. It's a real benefit. That says you tie yours to the S and P five hundred. Well, that index was down 18% in 2022, and that your cash value can have an upside ceiling and loss protection on the downside-an option that you'll care more about as you get toward retirement. In 2008, the S&P was down 37% so the math is cruel on value losses. In fact, it's even worse than it sounds because if you're down 30%, then you need a 43% gain just to get back to even. That is just math.   Keith Weinhold  45:39   There are some mistakes to avoid here, and you don't just want to set up your seven-figure solution off of a website. And it is based on products that you might have heard of from companies like Nationwide and Mass Mutual. I strongly encourage you learn more, see how it all goes together, learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, 721 exchange, and 1031 exchange. This is very much about seeing your future. You've been listening to me here every week for almost 12 years, earning money from your day job, building your real estate portfolio, either from our investment coaching or on your own. This is how it all goes together. Next week with Jared and GRE investment coach Naresh. By attending live, you can have your questions answered in real time. One last time, you can sign up for the event for next Thursday, the 27th at 8 PM. Eastern, 5 PM. Pacific. Learn about something that's potentially really valuable to you: the seven-figure solution at grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  46:59   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  47:26   The preceding program was brought to you by your home for wealth building, getricheducation.com  

Please visit answersincme.com/WWD860 to participate, download slides and supporting materials, complete the post test, and get a certificate. Presented by Peter Lio, MD, FAAD; Sarah L. Chamlin, MD; and Heather Moery. In this activity, experts in pediatric atopic dermatitis discuss earlier use of systemic therapy to improve long-term disease control and patient-centered outcomes. Upon completion of this activity, participants should be better able to: Identify the need for systemic therapy among pediatric patients with moderate-to-severe atopic dermatitis (AD); Recognize pediatric patients with moderate-to-severe AD for whom biologic therapy is an appropriate, evidence-based option; Review shared decision-making considerations regarding biologic therapy for pediatric patients with moderate-to-severe AD; and Integrate strategies to optimize biologic treatment for pediatric patients with moderate-to-severe AD.

Please visit answersincme.com/WWD860 to participate, download slides and supporting materials, complete the post test, and get a certificate. Presented by Peter Lio, MD, FAAD; Sarah L. Chamlin, MD; and Heather Moery. In this activity, experts in pediatric atopic dermatitis discuss earlier use of systemic therapy to improve long-term disease control and patient-centered outcomes. Upon completion of this activity, participants should be better able to: Identify the need for systemic therapy among pediatric patients with moderate-to-severe atopic dermatitis (AD); Recognize pediatric patients with moderate-to-severe AD for whom biologic therapy is an appropriate, evidence-based option; Review shared decision-making considerations regarding biologic therapy for pediatric patients with moderate-to-severe AD; and Integrate strategies to optimize biologic treatment for pediatric patients with moderate-to-severe AD.

What role can a book play in helping a financial advisory firm build credibility, strengthen trust, and convert more prospects into clients?In this episode of the Top 50 Most Innovative Voices in Advisor Growth series, Jon Kuttin joins Paul G. McManus and Gabe McManus for a candid conversation about authority, organic growth, client acquisition, and how financial advisors can use books and media to become more influential in their markets.You'll learn how financial advisors can:• Use a book to build credibility before the first meeting• Stop relying exclusively on cold leads and chasing prospects• Turn referrals into stronger trust-based conversations• Integrate a book into seminars, CPA relationships, client events, and acquisitions• Differentiate themselves when prospects are comparing multiple advisors• Use stories to show ideal clients that they understand their concerns• Build authority through books, podcasts, YouTube, and other media• Transfer the founder's ideas and credibility to other members of the team• Turn a book into a playbook for clients, prospects, and employees• Use authority marketing to strengthen existing business development activities• Accelerate the speed of trust during the sales process• Build visibility that continues working even when the founder is not in the roomOne of Jon's most powerful observations is that the book does not work because it sits on Amazon. Its value comes from consistently putting it into the hands of prospects, clients, centers of influence, and people evaluating the firm.Jon describes his book as a credibility piece and differentiator. When two advisors appear equally capable, being the advisor who has clearly articulated a point of view in a book can help tilt the decision in your favor.The larger opportunity is not simply becoming an author. It is using the ideas inside the book as the foundation for a broader authority system that supports referrals, seminars, acquisitions, media, team growth, and better client conversations.ABOUT JON KUTTINJon Kuttin is a Barron's Hall of Fame Advisor and longtime financial services leader with more than 25 years of experience building and growing advisory businesses.Since beginning his career in 1994, Jon has been recognized among Barron's Top 100 Independent Financial Advisors and has also received recognition from Forbes and the Financial Times.In addition to leading his financial advisory practice, Jon founded Kuttin Consulting Group to help financial advisors and financial professionals grow through leadership, acquisitions, professional alliances, recruiting, organic growth, and other strategic initiatives.Over the course of his career, he has helped more than 1,000 CPAs and financial professionals rethink and grow their practices.ABOUT INFLUENTIAL ADVISOR MEDIAThe Influential Advisor Podcast, hosted by Paul G. McManus, features conversations with leading voices shaping the future of financial advisor growth, marketing, authority, media, and business development.Subscribe for more strategies on financial advisor marketing, authority building, books, referrals, AI search visibility, advisor growth, and building a more influential advisory business.https://influentialadvisor.com/Support the show

Unlock your potential with Gratitude EQ Meditation, a transformative practice that harmonizes mind, body, and spirit through the power of gratitude. The Process:Ground & Center: Begin with grounding exercises and deep breathing to find your calm.Acknowledge the Dark: Gently embrace your shadows and past experiences.Ignite the Spark: Use affirmations and visualizations to highlight the positive aspects of your life.Harmonize the EQ: Balance your emotions and achieve inner peace with heart-focused breathing.Integrate & Reflect: Journal your insights and reinforce your growth.Benefits:✨ Emotional Balance✨ Enhanced Gratitude✨ Inner Harmony✨ Self-AwarenessJoin us on this journey of self-discovery and transformation. Embrace the Human Equalization Process and let your "G-Vibe" shine, creating a ripple effect of positivity and gratitude. #greenscreen #gratitudeEQG #HumanEqualization #Mindfulness #InnerHarmony #SelfDiscovery #GVibe #TransformativeMeditationDeborah Ann Sliker is the founder of Spirituality Gone Wild™, an online resource community for spiritually curious people to find teachers, guides, artists and products to raise your vibration and lift your soul energy. Spirituality Gone Wild is on YouTube at @spiritualitygonewild129Please set the intention to receive then relax and enjoy!**Click here to SUBSCRIBE to the Enlightened World Network YouTube channel with over 1000 videos: http://bit.ly/2KQp6PD Check out the EWN website featuring over 150 lightworkers specializing in meditation, energy work and angel channeling Explore videos, articles and meditations. https://enlightenedworld.onlineSign Up For News from Enlightened World Online: https://lp.constantcontactpages.com/sl/2TRBaeGLink to EWN's disclaimer: https://enlightenedworld.online/disclaimer/

PMBOK 8 Governance Explained — Why Governance is the NEW Integration Management!The PMP Exam is changing July 9th, 2026… and one of the BIGGEST shifts is the move from traditional Knowledge Areas into the new PMBOK 8 Performance Domains.In this video, we break down the Governance Performance Domain in plain English and show you how it connects back to classic PMP concepts like:✅ Integration Management✅ Change Control✅ Quality Assurance✅ Project Knowledge✅ Monitoring & Controlling✅ Project ClosureWe also explore:

Join our burn team as they dive into the complex world of skin substitutes in burn care, breaking down a practical four-axis framework to help clinicians navigate product selection, patient factors, and clinical goals when managing massive burn injuries.Hosts: - Kathleen Romanowski – University of California Davis Hospital, Shriners Hospital Sacramento - Laura Johnson – Grady Memorial Hospital - Lauren Nosanov – Grady Memorial Hospital - Victoria Miles – Louisiana State University Health Science Center, University Medical Center New Orleans Learning objectives: 1. Classify skin substitutes along four axes: layer replaced, cellularity, origin, and duration. 2. Integrate wound, patient, phase-of-care, and goal factors to select an appropriate skin substitute or combination strategy. 3. Critically appraise the evidence base for skin substitutes, including industry influence and the distinction between adjunctive tools and definitive autologous coverage.If you would like the table mentioned in the episode, please email hello@behindtheknife.org. Please visit https://behindtheknife.org to access other high-yield surgical education podcasts, videos and more.  If you liked this episode, check out our recent episodes here: https://behindtheknife.org/listenBehind the Knife Premium: https://behindtheknife.org/premiumOral Board Review: https://behindtheknife.org/oral-boardOral Board Simulator: https://behindtheknife.org/oral-board/simulatorGeneral Surgery Oral Board Review Course: https://behindtheknife.org/premium/general-surgery-oral-board-reviewTrauma Surgery Video Atlas: https://behindtheknife.org/premium/trauma-surgery-video-atlasDominate Surgery: A High-Yield Guide to Your Surgery Clerkship: https://behindtheknife.org/premium/dominate-surgery-a-high-yield-guide-to-your-surgery-clerkshipDominate Surgery for APPs: A High-Yield Guide to Your Surgery Rotation: https://behindtheknife.org/premium/dominate-surgery-for-apps-a-high-yield-guide-to-your-surgery-rotationVascular Surgery Oral Board Review Course: https://behindtheknife.org/premium/vascular-surgery-oral-board-reviewColorectal Surgery Oral Board Review Course: https://behindtheknife.org/premium/colorectal-surgery-oral-board-reviewSurgical Oncology Oral Board Review Course: https://behindtheknife.org/premium/surgical-oncology-oral-board-reviewCardiothoracic Oral Board Review Course: https://behindtheknife.org/premium/cardiothoracic-surgery-oral-board-reviewOBGYN Oral Board Review Coures: https://behindtheknife.org/course/obgyn-oral-board-reviewEPA Playbook: https://behindtheknife.org/course/epa-playbookSurgical Instrument Flashcards: https://behindtheknife.org/course/surgical-instrument-flashcardsABSITE Review: https://behindtheknife.org/course/absite-2026-exam-reviewDownload our App:Apple App Store: https://apps.apple.com/us/app/behind-the-knife/id1672420049Android/Google Play: https://play.google.com/store/apps/details?id=com.btk.app&hl=en_US

In this episode, Bart speaks with Rabih El Khodr, author of The Way Out of Burnout, about what burnout really is, how to recognize it, and what it takes to overcome it. Drawing on research in psychology and neuroscience as well as his own personal experiences, Rabih challenges the conventional view that burnout is the result of working too hard, arguing instead that it often stems from the gap between our authentic selves and the roles we feel we need to play at work. Central to his work is the idea that burnout begins when we start following survival scripts, a concept he pairs with his F.L.O.W. Framework, a practical approach to identifying and changing the patterns that contribute to burnout. The conversation also offers valuable insights for leaders on how to spot burnout in their teams and support them before it becomes overwhelming. As the demands on leaders continue to intensify, Rabih's perspective offers a fresh approach to sustaining high performance without sacrificing oneself in the process. Get a sneak peek at the introduction of Rabih's book here: https://the-burnout-graduates.kit.com/ Watch his TEDx talk "Burnout Begins with a Script" here: https://www.youtube.com/watch?v=il8L9CB8dsQ Show notes: 00:33 Show intro 01:10 Introducing Rabih El Khodr 01:37 The topic of burnout 02:04 What is burnout, and what do we get wrong about it? 02:29 Burnout is caused by "putting on an act" 03:01 Why some hardworking leaders don't burn out 04:05 Where did it all start? 04:09 Starting a career in marketing and communications 04:57 Multiple episodes of burnout throughout his career 05:22 How a lifetime of burnout led to the book 05:47 The realization that changed his perspective on burnout 06:17 The worldview that made burnout worse 06:31 The three unachievable objectives that drive burnout 06:53 The personal experiences that shaped his thesis 08:11 The panic attack in Istanbul 09:39 What are the signs you may be experiencing burnout? 09:52 Losing interest in the activities you once loved 11:39 What causes burnout? 11:58 Introducing survival scripts 12:17 How operating on autopilot leads to burnout 12:38 The cognitive theory behind burnout 13:02 Why burnout begins at the belief level 13:19 The scripts that lead us to burnout 13:23 The Three Cs 13:29 Composure 13:41 Connection 13:53 Control 14:06 The pressure leaders feel to be perfect 15:48 Why do some people burn out while others don't? 16:12 Robin Williams and the danger of unchecked survival scripts 17:34 Why self-awareness is the path out of burnout 18:51 The self-awareness gap: 95% vs. 10–15% 20:09 How can you develop greater self-awareness? 20:36 The PONI framework 20:46 Pause 20:55 Observe 21:01 Name the emotion 21:08 Integrate it 21:12 Applying PONI to a real-world situation 23:41 The survival mode of the modern era 24:11 Why leaders deserve more empathy 25:56 The FLOW framework 26:18 Understanding the flow state 26:41 The four-step FLOW process 26:48 Face your scripts 27:47 Applying FLOW to Rabih's own journey 28:46 Burnout isn't inevitable 29:31 When is it your script, and when is it simply too many hours? 30:31 The problem with many workplace wellness programs 31:37 Can bad bosses cause burnout? 35:02 Why self-awareness is the foundation of emotional intelligence 35:58 Where to learn more about Rabih's work 36:17 Final thoughts 36:36 Outro

Work with me for free: https://www.skool.com/inspired-life-method-9441/Do you keep having the same fight with your partner, over and over, and you can't work out why it keeps happening? Every time you get triggered it feels like it comes out of nowhere, but it never actually does. Left unaddressed, these repeated arguments quietly build resentment and distance until they end relationships that could have worked.In this video I'll show you why your partner triggers you more than anyone else in your life, and the exact four step process to find the root cause and stop the cycle for good.WHAT YOU'LL LEARN IN THIS VIDEO:Why your identity, not your partner, is the real source of every triggerThe simple one word exercise that reveals which unhealed parts of your parents you're datingWhy intimate relationships mirror your unresolved wounds more than any other relationship in your lifeThe ARRI framework, Awareness, Regulate, Reflect, Integrate, to work through triggers properly instead of reacting to themHow to bring your partner into this process without it turning into another fightYou are not broken and your relationship is not doomed to repeat the same conflict forever. Every trigger is a breadcrumb pointing you back to the part of yourself still waiting to be healed. Follow it, and you get to build a relationship from the version of you that isn't running the old patterns anymore.Drop your biggest takeaway in the comments below.Subscribe for weekly content on healing, identity, and creating a life you actually love.

This Aquarius Full Moon meditation guides a chakra healing journey and full chakra cleanse from Root to Crown.The Full Moon in Aquarius peaks on July 29, 2026. Join Crystal Heinemann of The Psychic Soul for a 35-minute guided meditation to release non beneficial energy, settle into a calm parasympathetic state, and restore the natural flow of your energy.Through Aquarius water bearer alchemy, you will work with water, air, breath, Full Moon light, Tibetan singing bowls, and tuning forks. Each chakra becomes a sacred vessel as you move through the Root, Sacral, Solar Plexus, Heart, Throat, Third Eye, and Crown. This practice supports energetic cleansing, nervous system regulation, grounding, inner wisdom, and a return to your natural state of balance.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Uadiale.

Elizabeth Capalletti is a trauma-informed guide and practitioner who supports individuals navigating deep healing and transformation, particularly through ketamine-assisted work.Her approach emphasizes safety, presence, and integration—helping clients make sense of and embody their experiences beyond the session itself.She is the creator of Awaken & Integrate, a gentle, trauma-informed workbook designed to support individuals through every phase of the ketamine journey—from preparation to experience to post-session integration—holding space for truth, healing, and growth.Elizabeth's work centers on honoring each person's process while fostering lasting, meaningful change.Explore more:About Elizabeth — https://elevatewithelizabeth.info/aboutWork With Elizabeth — https://elevatewithelizabeth.info/servicesCourses & Offerings — https://elevatewithelizabeth.infobreakfreefrom anxiety the return to selfCode: Guy50Become a supporter of this podcast: https://www.spreaker.com/podcast/the-trauma-therapist--5739761/support.---Thank you for listening!If you want to support the show, I've got three options and every bit helps.$5.00 PayPalhttps://www.paypal.com/ncp/payment/NPKS32G8KVSN2$10.00 PayPalhttps://www.paypal.com/ncp/payment/495AMDFXQFC3L$15.00 PayPalhttps://www.paypal.com/ncp/payment/M7V5RREUKVD8JThank you to our Sponsors: Jane App - use code GUY1MO at https://janesoftware.partnerlinks.io/ngvcwcxqt2jx-4afv8i (https://jane.app/book_a_demo)Rebound - https://hellorebound.com/ttBeducated - Complete the quiz for one month free https://beduc.at/pd2629-traumatherapist

War Room Congress Votes to Integrate U.S. Military Tech and Supply Chains With Israel, as Rep. Massie Gives Final Warning About NDAA Provision… PLUS, Trump Vows to Destroy a Power Plant or Bridge for Every Ship Iran Targets 

AI can be fantastic for relieving a lot of administrative burdens, allowing individuals to focus on more complex tasks that need a human touch. However, many are all too quick to install and integrate, which can lead to crucial vetting processes being skipped. So many applications have also integrated various AI features, and while you may have vetted the software before these were available, those new AI features still need scrutiny before widespread use within the business. In this episode, we dive into why there is a need for a more cautious approach to implementing AI and share some tips on basic Information Security checks you can do to ensure an AI application or integration is safe to use.   You'll learn ·      The link between AI and increasing data breaches ·      Recent incidents as a result of AI misuse or error ·      Key considerations for the implementation of AI technology ·      11 Information Security checks for AI tools     Resources ·      Isologyhub ·      ISO 42001 Webinar ·      IAF Accreditation Check   In this episode, we talk about: [02:25] Episode Summary – Stephanie Churchman explains the need for caution when exploring the implementation of AI tools, and provides guidance on some information security checks you can perform to ensure your data stays safe. [02:45] The link between AI and increasing data breaches: Data breaches tripled since the wide adoption of AI in early 2024 and studies are saying there is a clear link between these two events. Here in the UK alone, 32% of businesses experienced a cyber-attack or data breach in 2023, compared to 43% of businesses in 2025, with us already steadily on track to surpass that in 2026. Does this mean people shouldn't use AI at all? No, of course not, but we do need far more caution before you simply start using a tool. [03:35] Recent incidents as a result of AI misuse or error: ChatGPT copycat – There was a ChatGPT clone available as a web extension that was downloaded by some 1.5 million users. It functioned just like ChatGPT, answered queries and provided links to legit sources. But, in the background, it was scrapping passwords and gathering information that was to be sold off without users knowledge. Sage Copilot - The popular accounting software had to temporarily suspend Sage Copilot after a data-isolation flaw occurred. This incident caused an issue where users who prompted the AI to list recent invoices ended up with incorrectly surfaced financial records belonging to unrelated businesses. This was a major security issue, especially for an application thousands of businesses rely on to track their financial records. Google Gemini – Google Gemini was found to have been abused by bad actors for data reconnaissance. One particular group were building profiles on major cybersecurity and defense companies and were looking to gather specific technical job roles and salary information. Google's threat intelligence team characterized this activity as a blurring of boundaries between professional research and malicious reconnaissance. Their soft touch approach allowed the bad actors to craft tailored phishing personas and to further identify potential soft targets to compromise. [06:30] Key considerations for the implementation of AI technology: Any software or technology you plan on introducing into the business that will interact with your and your customers data should be subject to clear vetting procedures, with clear rules for use to follow. Before integrating an AI tool, ask yourself, is the tool you want to use: a)    Relevant b)    Safe c)    Ethical Ethical may sound strange, and will depend on what you're using an AI for. Take CV sorting for example, many studies have shown that AI's can have an inherited bias based on their training data. This has also now evolved into AI based recruitment tools preferring AI generated CV's over human written ones. From a safety standpoint, think about the data you are feeding into those recruitment tools, that's personally identifiable information, full names, phone numbers, emails and possibly even addresses. A full profile for an individual. Is that system your using closed, do you know if you consented to having any input data used for further training? Don't just assume that inputted data won't be used beyond your control. If that recruitment AI tool gets hacked, who do you think is liable for the breach? Is it the AI tool developer or the business that input the data? You think the answer would be clear, but the legality of all this is still being debated. [09:10] 11 Information Security checks for AI tools: #1: Have an AI Policy and AI Integration approval process in place - Many businesses will already have an AI policy in place, most are very generic, so we recommend looking at the guidance provided by ISO 42001 to see what good looks like for an AI policy. You should also create a clear approval process that any AI tools must pass BEFORE people start using them. This should be clearly communicated to the wider team, and there should be a method to manage these checks such as a ticketing system to kick off the process. #2: Understand where your data actually goes - Find out whether inputs are used to train the vendor's models. These inputs can include prompts, uploaded files or even customer data depending on what the tool is. You also need to find out how long that data is retained, and whether it's stored in a specific jurisdiction. You can look for answers to these in a DPA (Data Processing Agreement), don't rely on the basic marketing blurb they state on the website. If those answers aren't provided, contact the tools support or basic enquiries to find out. #3: Check for a SOC 2, ISO 27001, or equivalent certification – This is an easy check for vendor's security posture. Absence of certification shouldn't automatically disqualify a vendor or tool, but it should prompt more due diligence, not less. Even with a certification in place, you also need to double check that it's valid. ISO 27001 for example will need to be certified by a UKAS accredited certification body for those in the UK. For overseas, you will have your own ISO accreditation bodies, which can be verified on the IAF website. #4: Map out third-party and subprocessor risk - Most AI tools sit on top of other infrastructure like cloud hosting, underlying foundation models and additional analytics tools. You should ask for a subprocessor list to fully understand who else touches the data. #5: Test for prompt injection and data leakage - If the tool interacts with external content such as emails, documents or web pages, it can potentially be manipulated by malicious instructions hidden in that content. Businesses should ask vendors how they mitigate this and ideally test it themselves. #6: Clarify access controls and permission scoping - This is especially the case for AI agents or tools with system integrations. You need to establish if the tool operates with the same permissions as the user, or whether it has broader access. Overprivileged AI agents may operate independently with no human oversight. 'Human in the loop' has become a common phrase within cyber security for a reason, you always need a point of human oversight to ensure the AI is doing what it's supposed be doing and is doing so safely. #7: Ask about model update and versioning transparency - You need to ensure that the vendor won't just silently swap out the underlying model for its AI tools, as this can introduce sudden behaviour changes in the tool itself. Transparency is a key component of emerging AI security frameworks and regulations such as ISO 42001 and the EU AI Act. If a vendor isn't willing to tell you when they're making major changes to their tools, then it's not a vendor you want to entertain. #8: Evaluate the output reliability and hallucination risk in context - For security-adjacent or compliance-adjacent AI tools, factually wrong outputs are a risk. AI can have a tendency to 'hallucinate' data or outcomes and then present them as fact. So, ask the vendor what guardrails exist and whether their tools' outputs are auditable / traceable. They should know what data was used to train their models, or where their models are pulling data from. If they don't or can't control what data is being used, then it's not a tool you can 100% trust. #9: Review incident response and breach notification commitments - If the vendor is breached, do you how quickly you would be notified, and what their recovery process looks like? If you hold ISO 27001 and ISO 22301, or simply have a business continuity plan in place then you will already have similar procedures in place for peace of mind for your own customers, so why should you settle for any less? And just like your clients would expect, breach notifications and expected recovery times should be contractually defined, not just assumed. #10: Consider the supply-chain risk of the vendor itself - This tech is still relatively new, and so newer AI vendors may have smaller security teams and less mature processes than what you may be used to with more established providers.  However, startup pace doesn't mean you have to tolerate the start-up risk. Consider all of the previously mentioned steps, if they don't have a lot of that in place, then they may not be mature enough yet for you to go ahead with. This doesn't mean you have to automatically disqualify them, if they have a clear plan of action for growth, which shows a clear focus on increased security and transparency within a reasonable timeframe, then it's still worth considering. #11: AI tool monitoring and Kill switch – In addition to this initial vetting procedure, you should also have a process in place to continuously monitor these AI tools too. Many AI tools aren't static, they'll update and become better or possibly introduce issues as they will inevitably face the risk of bugs and other technical problems as they roll out updates. If a tool is consistently encountering issues, continuous monitoring allows this to be flagged up as a security issue. Which is where you'll also need a kill switch in place if an AI tool is behaving unsafely. It's important that you know how to isolate it and remove it from your systems. AI tools are more ingrained that your typical software, often designed to work in tandem with existing apps rather than as a standalone system. This will mean that some tools will have access to possibly sensitive data, something that needs to be protected if the AI tool experiences issues that could lead to that data being compromised. The relevant staff, likely your IT team, need to have a clear process for what to do in those scenarios. If you'd like any assistance with implementing ISO standards, get in touch with us, we'd be happy to help! We'd love to hear your views and comments about the ISO Show, here's how: ●     Share the ISO Show on Twitter or Linkedin ●     Leave an honest review on iTunes or Soundcloud. Your ratings and reviews really help and we read each one. Subscribe to keep up-to-date with our latest episodes: Stitcher | Spotify | YouTube |iTunes | Soundcloud | Mailing List

Ever feel like you're doing the same thing, in the same building, with the same people — year after year — and you're starting to lose the spark? This episode might be the reset you didn't know you needed.Recorded live at ISTE, this episode flips the mic: I'm joined by David Berner and Jeremy Mikla, hosts of the Integrate This podcast, for a conversation about what actually reignited their passion in this profession — and what quietly burned it out.Check out the full shownotes: http://www.teachingmindbodyandsoul.com/episode156

Integrate patient perspectives to refine evidence-based therapy for CLL. Credit available for this activity expires: 7/21/27 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/elevating-cll-care-integrating-evidence-guidelines-and-2026a1000nxr?ecd=bdc_podcast_libsyn_mscpedu

Please visit answersincme.com/860/101834101-replay to participate, download slides and supporting materials, complete the post test, and get a certificate. Presented by Simpa S. Salami, MD, MPH; and Neal D. Shore, MD, FACS. In this activity, experts in prostate cancer discuss new evidence for individualized, evidence-based treatment strategies in metastatic hormone-sensitive disease. Upon completion of this activity, participants should be better able to: Evaluate the clinical implications of the most recent data informing the standard of care treatment options for mHSPC; Integrate patient-, disease-, and therapy-related factors to develop individualized, evidence-based treatment strategies for mHSPC; and Design patient-centered care approaches that balance the benefit and risk of treatment to optimize outcomes in mHSPC.

I loved this conversation because it reminded me that God doesn't just call pastors and missionaries; He calls teachers, nurses, engineers, business leaders, parents, and every one of us to make an impact for His kingdom. Brian Mueller shares his incredible journey from basketball coach to president of Grand Canyon University, along with his heart for raising up a generation that lives out their faith wherever God places them. If you've ever wondered whether your work, your family, or your gifts really matter to God, I think this episode will encourage you to see your everyday life as a sacred calling. And remember, I'd love to connect more on Instagram, where you'll find me at @donnaajones. And don’t forget to subscribe so you don’t miss a single episode! Xo, Donna Key Takeaways: 00:02:40 - From Coach to President: Brian’s Unlikely Road to GCU 0:06:48 - Sacred Vocation: Turning Every Career into Kingdom Work 0:13:58 - Risking Comfort: Leaving Success at Phoenix to Rescue GCU 0:18:30 - Five-Point Plan: Jobs, Safety, Homes, Scholarships, Service 0:26:15 - It Starts at Home: Parents Raising Culture-Shaping Kids What We Talk About Brian Mueller's unexpected journey to leading Grand Canyon University Why every vocation can be a sacred calling Integrating faith into work instead of separating the two Raising children to influence culture for Christ The importance of Christian education and discipleship Living out the Gospel through service and community transformation Trusting God's plans over our own Helping young adults discover purpose and calling Living Your Faith Through Your Calling Brian shares a simple but powerful perspective on how Christians can influence the world: Recognize your vocation as a sacred calling. Every profession can honor God. Integrate your faith into your everyday work. Don't compartmentalize your spiritual life. Serve people with excellence and integrity. Your character often speaks louder than your words. Build relationships that reflect Christ. The Gospel is demonstrated through how we love others. Trust God to use your unique gifts. Your passions and experiences are part of His greater purpose. Donna’s Resources: Order a copy of my latest book - Healthy Conflict, Peaceful Life: A Biblical Guide to Communicating Thoughts, Feelings, and Opinions with Grace, Truth, and Zero Regret. It is available anywhere books are sold– here is the link on Amazon. If you need a helpful resource for someone exploring faith and Christianity or simply want to strengthen your own knowledge, you’ll want a copy of my book, Seek: A Woman’s Guide to Meeting God. It’s a must for seekers, new believers, and those who want to deepen their faith. Connect with Brian: Brian’s Website: https://www.gcu.edu/ Let’s Connect: Instagram: @donnaajones Website: www.donnajones.org Donna’s speaking schedule: https://donnajones.org/events/ Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

AUA2026: Focus on: ADT in the Modern Era - Balancing Cancer Control and Cardiovascular Safety CME Available: https://cme.auanet.org/URL/FOCUS265ONL LEARNING OBJECTIVES: After participating in this CME activity, participants will be able to: 1. Integrate cardiovascular (CV) risk assessment into ADT initiation by applying key findings from the REVELUTION-1 trial to identify patients at elevated risk for atherosclerosis and MACE. 2. Compare and apply the CV safety profiles of LHRH agonists versus GnRH receptor antagonists to guide personalized ADT selection in patients with varying CV risk. 3. Implement streamlined monitoring strategies for men on oral ADT, including testosterone levels, lipid and blood pressure evaluation, and surveillance for early CV risk indicators. 4. Collaborate with cardiology and primary care to optimize statin use and coordinate CV risk-reduction strategies for prostate cancer patients receiving ADT. 5. Strengthen shared decision making and adherence by incorporating discussions of oncologic benefit, CV risk, and mitigation strategies into routine oral ADT counseling and follow-up. ACKNOWLEDGEMENTS: Support provided by independent educational grants from: Pfizer, Inc Sumitomo Pharma America, Inc.

This conversation delves into the intricacies of managing hunting properties, focusing on soil health, water sources, and the behavioral ecology of deer. The speakers emphasize the importance of creating a closed-loop system for soil health, the strategic placement of water holes to attract wildlife, and the integration of aquatic ecosystems to enhance hunting success. They share personal experiences and practical advice for land management, aiming to maximize the effectiveness of hunting properties. In this conversation, the speakers discuss the importance of ecosystem health, particularly in relation to pond management and wildlife. They emphasize the need for sustainable practices that enhance soil and forage quality while minimizing reliance on chemical interventions. The discussion also covers the significance of water resources in maintaining healthy ecosystems and the impact of current land management practices on wildlife health. The speakers advocate for a shift in mentality towards more holistic and ecologically sound approaches to land management. takeaways Take a broader view of soil function. Soil health discussions have matured over time. Quality plants attract quality animals. Water sources are critical for wildlife, especially in colder months. Placement of water holes should consider deer behavior. Integrate aquatic ecosystems for better wildlife management. Use native vegetation around water sources for better habitat. Understand the landscape of fear in deer behavior. Effective land management requires a holistic approach. Clean water leads to healthier wildlife. I struggle with pushing products; my loyalty is with people. Herbicides can be a medicine, but overuse is abuse. We need to create ecosystems that are abundant. Plant diversity increases insect populations, benefiting wildlife. Convenience often drives poor ecological practices. Improving forage quality is essential for wildlife health. Supplemental feeding can degrade natural forage intake. Clean water is critical for healthy ecosystems. Clear-cutting can negatively impact forage quality. Sustainable practices require a shift in mindset.   Social Social Links https://whitetaillandscapes.com/ https://www.facebook.com/whitetaillandscapes/ https://www.instagram.com/whitetail_landscapes/?hl=en https://www.theuntamedambition.com/ https://www.theuntamedambition.com/whitetailambition Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode examines how emergency managers can reap the benefits of AI tools while avoiding some of their pitfalls, like hallucinations. Guest Biographies Jamie Biglow is a Project Manager with CNA's Center for Emergency Management Operations. She'll be speaking at the 2026 National Homeland Security Conference. Gregor Goodman is CNA's chief AI officer, acting as the end-to-end technology interlock between study sponsors and CNA on the largest high-impact projects. He works together with business and research leaders to build a technology partnership, ensuring that offered technical solutions deliver exceptional results for clients.

Why is every emotion you have ever suppressed running your nervous system?Josh Trent welcomes Relationship Coach, Dr. Sarah Hensley, to the Wellness + Wisdom Podcast, episode 824, to explore why emotions are not problems to be solved but waves to be completed, how unprocessed feelings are stored in the nervous system become the invisible engine behind every failed relationship pattern, and why healing shame is not just psychological work but a deeply spiritual act.Save 10% on all of Dr. Sarah Hensley's programs (including her Hybrid Group Coaching Program) with code WISDOM

Click to Text Thoughts on Today's EpisodeThe wellness industry will always have something new to sell you — red light masks, cold plunge tubs, vagus nerve stimulators, hydrogen water bottles, sleep maxing gadgets. And honestly? Some of them might even be worth it. But how do you know?In this final episode of the Common Sense series, I'm giving you something more valuable than a product review: a framework for thinking. Seven questions to ask yourself before you buy anything — so you can move forward with clarity, confidence, and yes, a little healthy skepticism.In this episode:The one question that cuts through almost any wellness trend: does this claim actually make sense?How to spot "magic wand" language — and why no single product will ever fix your sleep, your energy, or your hormonesWho's really behind the recommendation, and why that matters more than the testimonialWhat the research actually says about popular trends like vibration plates, infrared saunas, and vagus nerve stimulatorsWhy the right tool isn't always the best tool — and how to match a product to your actual needs and lifestyleA honest conversation about privilege, economics, and what else that money could do for your healthHow to make sure your wellness choices align with your values and what God is calling you to right nowA quick-start research guide: how to use AI, Perplexity, Consensus, and PubMed to go deeper than a Google searchResources mentioned:Why Now is the Perfect Time to Integrate the Blue Zones Lifestyle — Season 18, Episode 13Sleep Better in Midlife: 16 Common Sense Tips that Actually WorkInhale Calm, Exhale Stress: A Common Sense Guide to BreathingPerplexityConsensusPubMedHow To Fitness Podcast with Kate Lyman and Michael UlloaMy latest recommended ways to nourish and move your body, mind and spirit: Nourished Notes Bi-Weekly Newsletter30+ Non-Gym Ways to Improve Your Health (free download)Connect with Amy: GracedHealth.com Instagram: @GracedHealthYouTube: @AmyConnell

We're entering a new society, is what I said, and then laughed at hearing myself say something so extreme, but…It's what I truly believe!Dominant narratives are losing their zing, filmmakers (and audiences!!) are more discerning than ever about Hollywood's ultimate goals, and something new and non-dependent is rising like a perfectly baked soufflé. For the cost of an oatmilk matcha (pre-tip), you can unlock the vault of Town Hall workshops designed ~specifically~ to help non-dependent artists build audiences.It was an absolute pleasure to get into non-dependence, grief, the creative process, and well.. all of it with Laverne McKinnon, an executive producer, grief coach, and career strategist on her Substack Live a few weeks ago.Below you'll find the timestamps and 5 actions filmmakers can take right now to build their careers in the brand new world we're creating every single day.Timestamps & Topics* 00:03:42 — The “coziness” of Birdman and how it helped me learn screenwriting* 00:08:14 — The influences of seeing space shuttle launches in Florida as a kid* 00:10:10 — Learning that artistic freedom wasn't on my industry career path* 00:11:11 — Accepting reality: no one's looking for breastfeeding mom directors!* 00:15:30 — Career coherence and a resistance to having a “marketable” identity* 00:20:02 — The ambition it takes to chart a difference course* 00:22:53 — Instability brought on by mergers, strikes, and AI* 00:23:44 — Forging genuine relationships between filmmakers and audiences* 00:24:39 — The NonDē infrastructural builds we're currently working on* 00:27:35 — Why my negative self-talk is none of my business* 00:30:34 — The importance of collecting data for filmmakers* 00:32:07 — Collaboration over competition as a necessary strategy for audience-building* 00:32:30 — The current initiatives being run by the Non-Dependent Film Movement on and off FilmStack* 00:37:08 — How to generate momentum when it's lost* 00:41:22 — What folks get very wrong about non-dependence* 00:45:55 — Defining career grief and the language and support to process it* 00:47:41 — My personal story of not working for 3 years* 00:50:43 — Learning to “take the L” as a major life strategy* 00:55:02 — How severed attachments impact the brain's cognition* 00:57:18 — How being with my dad in his final days impacted my work* 01:00:13 — How holding all parts of life, including death and loss, can create meaning and even sometimes fulfillment5 Actions for Filmmakers to Take Right Now * Execute on one thing today. Execution is momentum. Waiting for “20/20 vision” or a perfect plan is a thinking trap because as much as I would la-hove to think my way out of every situation, situations usually require action before you can figure them out. But action doesn't have to be a grand gesture. You can catch a momentous wave by simply sending an email, following up with someone when a ball has been dropped or phoning in a favor. There's always something to do, and it doesn't have to be a big thing for it to have big impact.* Collect whatever data you have access to right now and write it down. We all know we're supposed to be collecting our data, but what does that mean?It could mean:* Your subscriber count* Your subscriber open rate* Your last film's overall seat count* Your conversion rate (for email or ticket sales or podcast eps, or…)* Your ACV (Average Customer Value), meaning, how much does each customer/audience member typically spend with you?* Funding raised across all projectsCollecting this kind of data puts you in the driver's seat whether you're going fully non-dependent or not. Because if you decide you want a traditional distribution deal down the line, when you collect your data now, having that data will give you better leverage when striking that deal.* Strike up a radical collaboration with another filmmaker. For non-dependent filmmakers, when you focus on competing rather than collaborating, you're kneecapping your ability to grow your audience. You aren't in a competitive business, you're in a collaborative one. Audiences do not get sick of movies. If they like your filmmaker friend's film, that is actually GOOD NEWS FOR YOU. It means they're more likely to watch yours. So whatever you can do today to radically collaborate with someone will only benefit you. It could be as simple as a joint Substack post or as complicated as a multi-city collaborative theatrical tour. Collaboration allows artists to collapse timelines, learn from each other's mistakes faster, and offset the risk from going it alone.* Participate in an infrastructural build. Because the traditional Hollywood system has become an unstable place to chart a career, it's incumbent on us to build the infrastructure we need. But we can't build the house without the scaffolding. We need small bits of infrastructure to build the bigger, better system as a whole. Small builds could be: rounding up all of the screening venues in your neighborhood or city and sharing them with NonDē Alternative Venue List, or suggesting an initiative within the NonDē 50 Films Project, or writing a Substack post on your post-production workflow. Small infrastructure is still infrastructure, and we need it to build the entire ecosystem.* Develop your career-grief literacy. The disappointment you feel in the industry (or in the speed at which you're able to build outside of it) creates legitimate physiological events in your body that impact cognition and physical health. Take the time to grieve it. Mourn the things you thought were for you. Mourn the direction you thought you were pointed in. Integrate that loss into your identity, you don't have to always just rise above. Sometimes you can wade directly through, and that's a faster salve. Remember: maintaining your emotional resilience is required to continue making art. Take good care of yourself, always.Psst. If you've made it this far in the post, then you deserve the insider secrets! You can grab a 7-day free trial to test drive past LGA Town Halls to see if they're valuable, before you commit. :)Feeling NonDē curious? Quick Ways to Get Started in the NonDē Film Movement ahead »* Subscribe to FilmStack Daily Digest and start getting your analysis and breakdown from thinkers on this platform with independent voices.* Try non-dependence one of these 64 ways.* Read about the New Film Criticism and subscribe to a swath of amazing film critics who don't just introduce us to new work, but also help us think and write about films in an altogether fresh, original, personal way. Check out Film Soup Zine run by KLA Media Group and C. C. Simmons who will be reviewing specifically-NonDē films.* Join the NonDē 50 Films Project by signing up here and checking out the dashboard here.* Start talking about it. Let's bring these ideas into the conversation. At first people will say we can't do it. That's fine, let's talk about it. Let's bring these big ideas into the rooms with us.* Discuss with your team. Be the leader on your production team and bring non-FilmStack filmmakers into the fold. Share resources and posts with them about how to do things differently.* Share about the NonDē Film Movement far and wide. A better world is inevitable if we make it so.Read the entire NonDē series:* It's not too late to say you were there when it started* You're invited to the table* If you say it, they will come* Went to Slamdance, and all I got was renewed faith in the future of film* The (not so) hidden agenda of non-dependent film (part 1 of 3)* The love of the game is a power move (part 2 of 3)* Who gets to speak about the future of film? (part 3 of 3) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit letsgoagain.substack.com/subscribe

Are you building walls—or are you setting boundaries? It's a question that goes to the heart of why so many relationships end up feeling distant or disconnected. In a world where emotional safety matters more than ever, knowing when you're protecting yourself versus shutting others out can make all the difference. Too often, our automatic defenses keep us from the kind of authentic intimacy and connection we deeply crave. In this episode, listeners are guided through understanding the difference between healthy boundaries and protective walls, how early experiences shape these survival strategies, and what it takes to become more conscious and intentional in relating. Practical examples and heartfelt stories reveal how increased awareness and compassionate communication can help transform old protective patterns, paving the way for deeper connection and a more resilient love. Kate King, MA, LPC, ATR-BC, is a licensed professional counselor and board-certified art therapist with nearly twenty years of experience helping individuals heal their inner wounds so they can positively contribute to the evolving collective. Her work incorporates a dynamic synergy of brain and nervous system science, psychological teachings, spiritual practices, and art therapeutic creative expression to provide a unique and effective approach to healing and growth, personally and relationally. King is also a professional artist, podcast host, creative entrepreneur, and multi-award-winning author.   Episode Highlights 05:15 Understanding protective walls vs. boundaries. 11:16 Impact of parenting on relationships. 14:44 Understanding nervous system activation in relationships. 17:35 Stages of change and contemplation. 20:55 Navigating change and inner growth. 25:35 Discussing attachment styles in relationships. 28:11 Early communication in a relationship. 32:16 Discussing emotional walls with mom. 35:33 Discussing intimacy and vulnerability. 38:39 Navigating personal relationships and stress. 41:32 Understanding boundaries vs. requests. 43:04 Setting personal boundaries. 51:40 The Radiant Life Project website.   Your Checklist of Actions to Take Reflect on Your Patterns: Take time to observe your own relationship habits, especially when you feel disconnected or defensive, and ask yourself if you are putting up walls or setting boundaries. Differentiate Boundaries and Walls: Regularly check if your limits are collaborative and flexible (boundaries) or rigid and isolating (walls), making adjustments as needed. Acknowledge Your Triggers: Identify early life experiences or stressors that might influence your current relational responses, and get curious about old protective strategies that may not serve you anymore. Communicate Openly: Share your patterns and needs with your partner, even if it feels vulnerable, to foster mutual understanding and support. Request Instead of Demand: Clearly articulate requests to your partner rather than ultimatums, and express how their behaviors impact you without blaming. Set Intentional Boundaries: Be explicit about what you need for your emotional safety and communicate how you will care for yourself if those needs aren't respected, rather than focusing on controlling your partner's actions. Practice Titration: Take small, manageable risks in sharing more of yourself or softening boundaries as you build trust and safety in the relationship. Integrate and Process: After moments of growth or conflict, intentionally reflect and give your mind and body space to integrate new experiences so you can expand your relational capacity.   Mentioned Mend or Move On (*Amazon Affiliate link) (book) The Radiant Life Project (*Amazon Affiliate link) (book) ERP 150: What To Do When Stuck In Self Sabotage Integral Theory by Ken Wilber Carol Gilligan's Theory of Moral Development Shifting Criticism For Connected Communication (free guide)   Connect with Kate King Website: theradiantlifeproject.com Facebook: facebook.com/TheRadiantLifeProject Instagram: instagram.com/theradiantlifeproject LinkedIn: linkedin.com/in/theradiantlifeproject/  TikTok: tiktok.com/@theradiantlifeproject  

Join Robyn and Colleen Benelli as they welcome Reiki Master Mirjam Top from the Netherlands to explore how Reiki truly becomes a way of living. Mirjam shares her beautiful transition from a rational healthcare professional and deep skeptic to a committed Reiki practitioner, detailing how daily Reiki practices completely transformed her relationship with anger. The conversation dives deep into her current work translating Kaiji Tomita's historical 1920s text, The Benevolent Art of Healing, and the profound life changes that occur when we heal our ancestral lineage. Tune in to discover how these gentle, steady spiritual shifts create a grounded, authentic human experience. In This Episode, You Will Learn: Discover how subtle, gradual experiences with Reiki can lead to profound, long-term personal transformation and deep self-care. Master a deeper understanding of the Reiki precepts, transforming emotions like anger from harmful forces into beneficial internal signals. Explore the history and treatment insights of the 1920s Tomita-Style Usui Reiki through Mirjam's translation work of his book, The Benevolent Art of Healing. Release intergenerational burdens and heavy ancestral patterns to empower the strength, love, and gifts of your lineage. Integrate regenerative thinking into your practice, shifting your focus from fixing problems to cultivating living potential. Mentioned in this Episode ●      The Benevolent Art of Healing (Tomita-Style Hands-On Therapy) by Kaiji Tomita ●      The Reiki Precepts / Ideals ●      Justin Stein's podcast episode ●      Brian Brunius (Reiki Centers of America) ●      The Reiki Alliance ●      Rebecca Bredenhof (Mirjam's initiating master) ●      Marta Getty (Developer of Healing Your Family Tree with Reiki) ●      Phyllis Furumoto (granddaughter to Hawayo Takata and former lineage bearer of Usui Shiki Ryoho Reiki) ●      Ben Haggard and the Regenesis Group (Regenerative Thinking) ●      Reiki Home organization ●      Mount Kurama, Kyoto, Japan  Support Mirjam Top's Dutch translation project by visiting her GoFundMe page. https://gofund.me/8c037f9db   Connect with Mirjam   My websites: www.reikitwente.nl www.regeneratievedenkkracht.nl Mirjam Top | LinkedIn Reiki leren leven met Mirjam Top (YouTube)    Connect with Colleen & Robyn ReikiLifestyle.com Reiki Lifestyle Podcast - On major podcast channels Free Online Reiki Share: Tuesdays, 9:30 am – 11:00 am Pacific Time, for a global Reiki healing circle. Free phone consultation: with Danni Instagram: @reikilifestyleofficial Email: info@reikilifestyle.com  Love the Show? If this episode helped you on your journey, please subscribe and leave a 5-star review on Apple Podcasts or Spotify. Your support helps us share the gift of Reiki with more people around the world! **DISCLAIMER** This episode is not a substitute for seeking professional medical care but is offered for relaxation and stress reduction, which supports the body's natural healing capabilities. Reiki is a complement to and never a replacement for professional medical care. Colleen and Robyn are not licensed professional healthcare providers and urge you to always seek out the appropriate physical and mental help professional healthcare providers may offer. Results vary by individual.

Books and more here : https://karenswain.com/kelly-bowker-2 In her late fifties, Kelly experienced what she describes as a spiritual awakening following a dark night of the soul. Long-held beliefs and identities began to fall away, opening the door to a deeper relationship with Spirit, consciousness, and her own inner knowing. What followed were experiences that challenged everything she thought she understood about reality and led her into an exploration of energy, healing, multidimensional awareness, and communication beyond the physical world. Appreciate KAren's work Awakening Consciousness? THANK YOU for your Support for the content. Share your appreciation on this link https://www.paypal.me/KArenASwain LIVE Shows Dates & Times: USA - Sundays - 6:30 - 8 pm EDT: 5:30 - 7 pm CST: 4:30 - 6 pm MST: 3:30 - 5pm PST Sundays - 11:30 pm GMT UK Mondays - 8:30 - 10 am AEST Winter .... 12 am - 2 am EU Sumer LINKS: KAren Swain Website: https://linktr.ee/KArenSwain ATP- Media: https://karenswain.com/listen/ SHORTS & CLIPS: https://www.youtube.com/@atpmediaclips FaceBook profile: https://www.facebook.com/AccentuateThePositive/ FB Groups https://www.facebook.com/groups/TheInnerSanctumSessions https://www.facebook.com/groups/AwakeningEmpowermentNetwork #piritualawakening #intergration #downtoearth #ascension #spiritguides

AI has complicated network automation. It has created questions: If AI generates code for me, do I need to learn Python? Should I be writing a script to gather network information if I can dispatch an AI agent to gather that information for me instead? What new skills can I skip obtaining if AI stands... Read more »

AI has complicated network automation. It has created questions: If AI generates code for me, do I need to learn Python? Should I be writing a script to gather network information if I can dispatch an AI agent to gather that information for me instead? What new skills can I skip obtaining if AI stands... Read more »

AI has complicated network automation. It has created questions: If AI generates code for me, do I need to learn Python? Should I be writing a script to gather network information if I can dispatch an AI agent to gather that information for me instead? What new skills can I skip obtaining if AI stands... Read more »

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Here’s a structured summary of the Nandi Edouard interview with Rushion McDonald from Money Making Conversations Masterclass, including its purpose, key takeaways, and notable quotes.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Here’s a structured summary of the Nandi Edouard interview with Rushion McDonald from Money Making Conversations Masterclass, including its purpose, key takeaways, and notable quotes.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Here’s a structured summary of the Nandi Edouard interview with Rushion McDonald from Money Making Conversations Masterclass, including its purpose, key takeaways, and notable quotes.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Uadiale.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Uadiale.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Uadiale.

Scott interviews Ben Freeman of the Quincy Institute about Section 224 of the 2027 NDAA, which, if passed, would essentially integrate the entire US military industrial complex with Israel. Scott and Freeman dig into the consequences of such a change and how you can get involved in the ongoing effort to stop it. Discussed on the show: The Trillion Dollar War Machine: How Runaway Military Spending Drives America into Foreign Wars and Bankrupts Us at Home by William D Hartung and Ben Freeman “Congress quietly moves to integrate US and Israeli militaries” (Responsible Statecraft) thinktankfundingtracker.org Ben Freeman is a Research Fellow at the Quincy Institute. He previously served as Director of the Foreign Influence Transparency Initiative with the Center for International Policy. Read his work at Antiwar.com and Responsible Statecraft. Follow him on Twitter @BenFreemanDC.  Audio cleaned up with the Podsworth app: https://podsworth.com Use code HORTON50 for 50% off your first order at Podsworth.com to clean up your voice recordings, sound like a pro, and also support the Scott Horton Show! For more on Scott's work: Check out The Libertarian Institute: https://www.libertarianinstitute.org Check out Scott's other show, Provoked, with Darryl Cooper https://youtube.com/@Provoked_Show Read Scott's books: Provoked: How Washington Started the New Cold War with Russia and the Catastrophe in Ukraine https://amzn.to/47jMtg7 (The audiobook of Provoked is being published in sections at https://scotthortonshow.com) Enough Already: Time to End the War on Terrorism: https://amzn.to/3tgMCdw Fool's Errand: Time to End the War in Afghanistan https://amzn.to/3HRufs0 Follow Scott on X @scotthortonshow And check out Scott's full interview archives: https://scotthorton.org/all-interviews This episode of the Scott Horton Show is sponsored by: Tax Attorney Matt Sercely https://agoristtaxadvice.com; Moon Does Artisan Coffee https://scotthorton.org/coffee; Tom Woods' Liberty Classroom https://www.libertyclassroom.com/dap/a/?a=1616 and Dissident Media https://dissidentmedia.com Sign up for the Scott Horton Academy of Foreign Policy and Freedom at scotthortonacademy.com You can also support Scott's work by making a one-time or recurring donation at https://scotthorton.org/donate/https://scotthortonshow.com or https://patreon.com/scotthortonshow Learn more about your ad choices. Visit megaphone.fm/adchoices

 Download Audio. Scott interviews Ben Freeman of the Quincy Institute about Section 224 of the 2027 NDAA, which, if passed, would essentially integrate the entire US military industrial complex with Israel. Scott and Freeman dig into the consequences of such a change and how you can get involved in the ongoing effort to stop it. Discussed on the show: The Trillion Dollar War Machine: How Runaway Military Spending Drives America into Foreign Wars and Bankrupts Us at Home by William D Hartung and Ben Freeman “Congress quietly moves to integrate US and Israeli militaries” (Responsible Statecraft) thinktankfundingtracker.org Ben Freeman is a Research Fellow at the Quincy Institute. He previously served as Director of the Foreign Influence Transparency Initiative with the Center for International Policy. Read his work at Antiwar.com and Responsible Statecraft. Follow him on Twitter @BenFreemanDC.  Audio cleaned up with the Podsworth app: https://podsworth.com Use code HORTON50 for 50% off your first order at Podsworth.com to clean up your voice recordings, sound like a pro, and also support the Scott Horton Show! For more on Scott’s work: Check out The Libertarian Institute: https://www.libertarianinstitute.org Check out Scott’s other show, Provoked, with Darryl Cooper https://youtube.com/@Provoked_Show Read Scott’s books: Provoked: How Washington Started the New Cold War with Russia and the Catastrophe in Ukraine https://amzn.to/47jMtg7 (The audiobook of Provoked is being published in sections at https://scotthortonshow.com) Enough Already: Time to End the War on Terrorism: https://amzn.to/3tgMCdw Fool's Errand: Time to End the War in Afghanistan https://amzn.to/3HRufs0 Follow Scott on X @scotthortonshow And check out Scott's full interview archives: https://scotthorton.org/all-interviews This episode of the Scott Horton Show is sponsored by: Tax Attorney Matt Sercely https://agoristtaxadvice.com; Moon Does Artisan Coffee https://scotthorton.org/coffee; Tom Woods' Liberty Classroom https://www.libertyclassroom.com/dap/a/?a=1616 and Dissident Media https://dissidentmedia.com Sign up for the Scott Horton Academy of Foreign Policy and Freedom at scotthortonacademy.com You can also support Scott's work by making a one-time or recurring donation at https://scotthorton.org/donate/https://scotthortonshow.com or https://patreon.com/scotthortonshow

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Nandi Edouardo. Guest: Nandi EdouardoHost: Rushion McDonald (Money Making Conversations Masterclass)Focus: Education innovation, entrepreneurship, and building Simple View Academy (SVA) Nandi Edouardo, founder of Simple View Academy, shares her journey creating a charter school in Georgia designed to integrate entrepreneurship, financial literacy, and project-based learning into traditional education. Her mission centers on empowering students—especially Black and brown youth—to become creators, innovators, and financially literate leaders.

Francis Rose discusses the U.S. military's efforts to integrate AI by "gamifying" systems to make them intuitive for young, video-game-literate service members. He also highlights CISA's work in rebuilding its workforce to protect private-sector cyber infrastructure and the Army's Joint Innovation Outpost, which aims to accelerate the transition of technology from private inventors to the battlefield. (16)1606

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Nandi Edouardo. Guest: Nandi EdouardoHost: Rushion McDonald (Money Making Conversations Masterclass)Focus: Education innovation, entrepreneurship, and building Simple View Academy (SVA) Nandi Edouardo, founder of Simple View Academy, shares her journey creating a charter school in Georgia designed to integrate entrepreneurship, financial literacy, and project-based learning into traditional education. Her mission centers on empowering students—especially Black and brown youth—to become creators, innovators, and financially literate leaders.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Nandi Edouardo. Guest: Nandi EdouardoHost: Rushion McDonald (Money Making Conversations Masterclass)Focus: Education innovation, entrepreneurship, and building Simple View Academy (SVA) Nandi Edouardo, founder of Simple View Academy, shares her journey creating a charter school in Georgia designed to integrate entrepreneurship, financial literacy, and project-based learning into traditional education. Her mission centers on empowering students—especially Black and brown youth—to become creators, innovators, and financially literate leaders.