Podcasts about loftium

Yifan Zhang's journey from a Harvard graduate to a serial entrepreneur and now the Managing Director at AI2 Incubator exemplifies her evolution within the tech startup ecosystem. Immigrating from China, she first ventured into the startup world by founding GymPact, a fitness app, followed by Loftium, an innovative home ownership model. Zhang's transition to investor at AI2 Incubator marks a new chapter where she leverages her experience to mentor early-stage AI startups with a focus on nurturing AI solutions that promise both global impact and local community innovation. ## Summary of topics covered: 00:00 Yifan Zhang's Early Background 08:18 AI2 Incubator and its Approach 12:22. Company Building in the AI Space 15:27. AI2 Incubator and Seattle's Ecosystem 18:56. Yifan Zhang's Community Work in Seattle 21:22. Seattle's Potential as an AI Hotbed 24:58. Mentors 28:51. The Future of Work is Strategic ## Connect with Yifan Zhang ⁠LinkedIn⁠ Email: yifan@ai2incubator.com Connect with Boaz Ashkenazy ⁠Twitter⁠ ⁠LinkedIn⁠ Email: ⁠shift@simplyaugmented.com⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/shift-ai/message

A NEW MODEL FOR HOME OWNERSHIP: Yifan Zhang, CEO & Co-Founder of Loftium Yifan Zhang is the CEO & Cofounder of Loftium, a Norwest and Threshold-backed startup that creates affordable homeownership in expensive cities through management of an onsite Airbnb. Loftium and Yifan's own experience hosting has been featured in The New York Times, and Yifan was named in Entrepreneur's “50 Most Daring Entrepreneurs”. Yifan served on former Seattle Mayor Jenny Durkan's Innovation Advisory Council and currently serves on Seattle Mayor Bruce Harrell's One Seattle Civic Partnership. She was previously named Forbes “30 under 30” as the founding CEO of top mobile fitness startup GymPact. She is a Techstars alum and current mentor. Yifan graduated magna cum laude in Economics from Harvard University.   Loftium is re-defining home ownership by providing buyers a home with built-in savings for a down payment.  Loftium makes the American dream of homeownership possible for people that may have ordinarily been left out by buying dream homes. Host to Own clients paying Loftium 1% of their home price while generating income from hosting AirBNB guests in their homes.  Learn more here.  For this episode of the Impact Report Series Producer, Katie Ellman, speaks with Yifan about how Loftium is creating next-generation affordable housing  in cities around the United States.  ImpactReportPodcast.com  

ClearCast hosts Kenon Chen and Jeff Allen sat down for a conversation with Yifan Zhang, CEO & Co-Founder of Loftium, at Blueprint 2022 in Las Vegas. They discuss Loftium's roots and how the company helps people achieve homeownership by leveraging a host-to-own model.

Can you buy a house in Denver even if you're struggling to set aside money for a down payment? Loftium's new Host to Own program allows buyers to move into their handpicked dream home today and build up a down payment to purchase the house by hosting Airbnb guests. Loftium co-founder and CEO Yifan Zhang joins us to talk about how the program works, and why it's a great alternative for would-be homeowners in an expensive and competitive market.

Josh is a managing partner and co-founder of Threshold. He currently holds board responsibilities at Chartbeat, Databook, LaunchDarkly, LendKey, Sanity, and Talkdesk. He is also actively involved with the firm's investments in AngelList, Doximity, Front, Loftium, and Rippling. His previous investments include Box (NYSE: BOX), Periscope Data (Sisense), Redfin (NASDAQ: RDFN), Selligy (Veeva Systems), SugarCRM (Accel/KKR), Swell (Apple), Tremor Video (NYSE: TRMR), Twilio (NYSE: TWLO), Yammer (Microsoft), and Yardbarker (Fox Sports Interactive). Josh was a VP at Telephia, where he managed a group providing strategic analysis and information to the nation's largest wireless carrier. Previously, Josh was a co-founder, director, and the chief strategy officer for ViaFone (NYSE: SY), a leading provider of wireless enterprise applications. He has also held positions in product management at Microsoft and NetObjects, and was a management consultant at The Boston Consulting Group. Josh holds a BA from Dartmouth College, an MBA from the Stanford University Graduate School of Business, and is a graduate of the Kauffman Fellows Program. Josh was named by Forbes to its annual Midas List of top technology investors in three consecutive years and was twice recognized as a “top VC investor” by New York Times/CB Insights in their annual rankings. He was also a recipient of the Deloitte Fast 500 Venture Capitalist of the Year award. Connect with Josh Stein: https://www.linkedin.com/in/joshsteinvc Connect with Robby Allen: https://www.linkedin.com/in/robbyallen Connect with Poya Osgouei: https://www.linkedin.com/in/poyaosgouei/ This week's episode was supported by Oracle NetSuite (sign up for a personalized product tour at www.netsuite.com/scale), Indeed (get a $75 credit for your job post at www.indeed.com/scale) and Bambee (Get your HR Audit for free at Bambee.com/uncharted or Bambee.com/scale) --- Support this podcast: https://anchor.fm/uncharted1/support

Recent studies from Intuit indicate that Millennials are embracing the Gig Economy at rates faster than any other demographic group. Gig workers tend to move more often than other workers and do not always have predictable incomes – a formula that will not endear you to a bank that is deciding whether to offer you a home loan. In this show, I discuss these trends and how the Gig Economy is going to change how houses are financed, sold and shared in the future.If you like Gigging: Everything and the Sharing Economy, you might like my other podcasts, Guerrillapreneur: The Art of Waging Small Business Warfare and Career Coaching Xs and Os. Please check out some of my other podcasts:1. Guerrillapreneur: The Art of Waging Small Business Warfare - Interviews with Startup Executives and Influencers. https://www.spreaker.com/show/guerrillapreneur-podcast 2. Career Coaching Xs and Os - Career Advice for Executives who want the corner office. https://www.spreaker.com/user/5249131/ep-19-7-things-to-consider-before-re-hirIf you want to continue the conversation, follow me on Twitter @GiggingAnd or @ceyeroconsltg. Please subscribe, comment and like the show. It will make me happy. Need help developing a business pitch for your startup or small business? Check out my online course "How To Develop A Winning Business Pitch" https://ceyero-consulting-eschool.thinkific.com/courses/how-to-develop-a-winning-business-pitch. The course is only $39.00.

Recent studies from Intuit indicate that Millennials are embracing the Gig Economy at rates faster than any other demographic group. Gig workers tend to move more often than other workers and do not always have predictable incomes – a formula that will not endear you to a bank that is deciding whether to offer you a home loan. In this show, I discuss these trends and how the Gig Economy is going to change how houses are financed, sold and shared in the future.If you like Gigging: Everything and the Sharing Economy, you might like my other podcasts, Guerrillapreneur: The Art of Waging Small Business Warfare and Career Coaching Xs and Os. Please check out some of my other podcasts:1. Guerrillapreneur: The Art of Waging Small Business Warfare - Interviews with Startup Executives and Influencers. https://www.spreaker.com/show/guerrillapreneur-podcast 2. Career Coaching Xs and Os - Career Advice for Executives who want the corner office. https://www.spreaker.com/user/5249131/ep-19-7-things-to-consider-before-re-hirIf you want to continue the conversation, follow me on Twitter @GiggingAnd or @ceyeroconsltg. Please subscribe, comment and like the show. It will make me happy. Need help developing a business pitch for your startup or small business? Check out my online course "How To Develop A Winning Business Pitch" https://ceyero-consulting-eschool.thinkific.com/courses/how-to-develop-a-winning-business-pitch. The course is only $39.00.

Episode 27 is a Guerrillapreneur News show where we bring you news, views and predictions about the Gig and #sharingeconomies that are expected to grow to $335B by 2025. We discuss how the Empire is striking back, again. Mainstreet companies like Amazon, Walmart and Facebook are buying and partnering their way into the Gig Economy. Facebook announced that it was adding a "Marketplace" tab to its platform that will allow users to connect with service providers like #Handy, #HomeAdvisor, and #Porch. #Amazon is launching a pilot in Seattle with a cleaning company and #Walmart is also partnering with Handy on furniture delivery and installation.We also discuss how a new startup, #WhyHotel, is impacting the real estate market. WhyHotel creates "#Pop-Up" hotels in newly developed apartment buildings that have not leased all of its units. WhyHotel provide luxury amenities and high-tech features including Amazon Echos in each room instead of telephones.We also discuss a new startup in the real estate space called Loftium. Loftium will contribute to your mortgage down payment if you agree to allow them to collect Airbnb income off your property for three years. This innovative solution is helping Millennials own homes. Airbnb is jumping into this space as well by offering existing home owners the opportunity to re-finance with it's banking partners, Quicken Loans, Citizens Bank and Better Mortgage. Airbnb essentially offers a letter of credit for those home owners to generate Airbnb income from their residence. Are you an artist/singer/songwritter? Want to feature your new song on my podcast FREE OF CHARGE, tweet me @guerillapreneur. Please support the show by contributing at www.patreon.com/guerrillapreneur. If you can't donate, please share, like and comment on the show or your favorite episode. Join the tribe by subscribing and encourage other like minds to do the same. Remember, we only want "Mavericks!" Non-Mavericks don't have to go home, but they got to get up out of this podcast.Keep fighting, Guerrillapreneurs!!!Host: mark anthony petersonHost Social media: @guerrillapreneur (Facebook, Instagram, Twitter and Periscope). @ceyeroconsltg (Facebook, Instagram, Twitter and Periscope).Sponsor: Ceyero Consulting: www.ceyero.com

Saving up potentially a lot of money for the down payment to buy your home can seem like a very daunting process. I know when I bought my first home it felt like I was scraping money together in every direction just to find enough to "make it work." Unfortunately, in many cities, the cost of entry for buying your first home has only become more and more expensive - hello San Francisco, New York, LA and even places like Chicago.The good news is the three companies we're talking to today are in the business of reinventing how you can actually afford that hefty down payment. On This Podcast Episode:Ask Shannah: Our question comes from Caitlin today who is trying to find ways to supercharge their savings to buy their first home in a really expensive market. Although there aren't any secret tricks, when you're trying to save for a big purchase you must know your numbers - where every penny is going and why to try to find excess savings. Take a listen as I offer some other tips for Caitlin and her husband.If you're looking for innovative ways to save for your down payment, this podcast is for you. I'm talking to three companies about what they offer millennials so you can put what savings you do have, with a little assistance, into your dream home sooner rather than later.Loftium - they're using one innovative company, Airbnb, to help you afford your 20% down payment.Landed- calling anyone who works for a school, this company is for you. They offer an innovative down payment program for teachers who don't often have the means to save 20% down on their own.Unison- think Landed but for anyone in any career. Unison is changing the way you afford your down payment so you can start living in your dream home and not just dreaming about it. Links Mentioned:Debt-to-Income CalculatorDownpayment MovementShout Out To Our Sponsors:Beach Body on Demand - text MYMoney (no spaces) to 303030 for a free trial membership.ZipRecruiter - Right now, my listeners can try ZipRecruiter for free. That’s right FREE! Just go to ZipRecruiter.com/mymoney! Thanks for Tuning In:Thanks for tuning in to listen to this episode of Millennial Money. Every download means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!Millennial Money is more than just a podcast, we’re all about family here. We want to hear your money story - the good and not so good - for a project we're working on. It's all confidential, so don't worry. Please go here to share your story. Want More:Shannah on TwitterShannah on Instagram

Vacations over, the boys are back with great stuff like THE GUESTS FROM HELL! Steve's new Airbnb spot he calls Art House Hurst! What is Loftium? And overwhelmed with Airbnb?? Perhaps we can help. Or at least make light of things. All this and soooooo much more, so LIVE, LET THRIVE!!! SIGN UP TO AIRBNB THROUGH OUR LINK AND GET A FREE CONSULTATION WITH GUYS! https://www.airbnb.com/host/homes?irgwc=1&irclid=Wc80AGzqIRLIyBSSs7RWl0YkUkjUgCT%3AIzsyxM0&ircid=4560&c=Live%20Let%20Thrive&sharedid=&af=126295512 CREATE AN AWESOME GUESTBOOK WITH A HOSTFULLY ACCOUNT FREE! www.hostfully.com discount code: LIVE LET THRIVE www.liveletthrive.com liveletthrive@gmail.com 469-300-9100 (leave us a voicemail!) Myka's Listings: https://www.facebook.com/ArtisVacationsLLC/ Steve's Airbnb (Art House Hurst) https://www.airbnb.com/rooms/20895053?s=51

Vacations over, the boys are back with great stuff like THE GUESTS FROM HELL! Steve's new Airbnb spot he calls Art House Hurst! What is Loftium? And overwhelmed with Airbnb?? Perhaps we can help. Or at least make light of things. All this and soooooo much more, so LIVE, LET THRIVE!!! Hollar at Steve and Myka! www.liveletthrive.com liveletthrive@gmail.com 469-530-0239 (KEEP THE QUESTIONS COMING!) IG: @liveletthrive FB: https://www.facebook.com/LiveLetThrive/ Join our Fan Group: https://www.facebook.com/groups/18642... Rent Steve's Dallas Condo! Mention LLT and get 15% off! https://www.airbnb.com/rooms/44686852?check_in=2020-09-22&check_out=2020-09-23&s=67&unique_share_id=d71c9932-5a34-4b59-a3d8-51cfe3287157 cell: 817-566-4777 (send me a shout!) Myka's Info: FB: https://www.facebook.com/myka.a.artis IG: @sharebednbreakfast IG: @mykaartis Airbnb listings: sharebnblistings.com littlerockairbnb.com jacksonville-airbnb.com Myka's Consulting: Clarity.fm/sharebnb Mahogany Fitt's info: www.facebook.com/Mahoganyfitt/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, you’ll hear about: -How Loftium was inspired by Yifan’s own experience when she and her husband moved to Seattle and started renting out a spare bedroom -The new market Loftium has created for home buyers, and the company’s initial traction since its recent launch -The pros and cons to growing a real estate, and fintech, focused start up in Seattle -Yifan’s parents' emigration from China, and her memories of when they purchased their first home -What Yifan’s first venture, Pact, taught her about motivating users, why she decided to recently shut it down, and what she plans on doing differently this time around -The skills Yifan learned from going through Techstars with Pact, and why she decided not to go through it again with Loftium Catch the end of the show, where Yifan shares the Seattle startup she loves, and the founder she’d most want to interview (it’s a new one)!

Investing in real estate can be very risky yet very rewarding. Learn how Kendra Barnes without knowing much, in the beginning, started her fast-growing real estate empire. It all started when she and her husband had an epiphany while playing a board game which inspired them to get serious about building wealth and they haven't looked back since.  While buying real estate isn't for everyone (as discussed in last week's podcast episode with Kristy & Bryce), if you do your proper research and invest wisely, you can eventually build a nest egg of asset producing properties that will serve you well on your path to Financial Freedom.  In this episode with Kendra Barnes we discuss the following: How she and her husband owned seven rental units by the time they were 30 years old Why and how real estate is a good or not so good investing option for people What makes someone successful as a real estate investor What are the steps someone can use to buy their very first property (especially if they don't have much money) Tips for someone living in a HCOL area who wants to get into the real estate game  The costs that you should be prepared for when buying and maintaining an investment property and primary residence Why you need to step out of your comfort zone to build wealth plus so much more!   Other related blog posts/links mentioned in this episode: Kendra's site- The Key Resource Naca.com Loftium.com Episode 11- Rejecting Homeownership, Traveling the World & Retiring by 31 Years Old YNAB -  You can try it free for 34 days and after that its $5 a month or $50 a year. I recommend you at least sign up for the free trial. If you don’t want to continue after the trial, you will have at least practiced active budgeting for a month. If you sign up beyond the 34-day free trial using my referral link, you’ll get a month free and I’ll get a month free, seems like a win-win to me! Connect with Kendra: thekeyresource.info on Instagram on Facebook  Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group  

Airbnb is often cast as the villain in discussions around affordable housing. Aspiring home owners struggle to afford the 5% down payment required for a conventional mortgage, and as increasing numbers of real estate investors use platforms like Airbnb to accommodate tourists, prices get further out of reach for would-be residents.Yifan Zhang is re-casting Airbnb as a force for good in affordable housing with the launch of her new startup. Yifan is the co-founder and CEO of Loftium, a service that provides prospective home buyers with up to $50K for a down payment with the caveat that they list an extra bedroom on Airbnb for 12-36 months, and share the profits with Loftium for the length of the contract.A 29-year-old Harvard grad with experience in the startup world, Yifan became an Airbnb host when she and her husband bought a townhouse in Seattle. The revenue stream from their spare bedroom covered the couple’s mortgage payments, and Yifan got the idea to help prospective home buyers come up with a down payment based on the potential profit of listing a spare room on Airbnb. Today she discusses rising home prices in the US, the strict mortgage regulations in place, and the media attention Loftium has received since its launch. Listen in to learn how the application process works, what happens if a customer breaks their contract, and how Loftium shares Airbnb profits with its hosts.Topics CoveredHow Yifan got the idea for Loftium•Tried hosting herself in apartments, always got caught•Bought townhouse with husband in Seattle•Listing spare bedroom on Airbnb covered mortgage•Seeing revenue stream gave her idea to solve down payment problemHow much a typical down payment costs in the US•Conventional mortgage requires minimum 5%•First-time home buyers who meet qualifications can get 3%•Average price of home in Seattle is $700K (5%=$35K)•Difficult to save for down paymentThe strict mortgage regulations in the US•Can’t use just any funds•Must save up for years•Only other option is gift from parents•Loftium is first regulator-approved source of down payment fundingWhere Loftium operates•Product launch in Seattle•Plans to scale to other cities•Vote for expansion cities on websiteLoftium’s current partners•Mortgage provider Umpqua Bank•Apply down payment to conventional Fannie Mae loanHow the Loftium process works•Go to loftium.com•Look up home for sale•Platform gives estimate of down payment•Use funding to make offerWhat happens if Loftium customer breaks contract•Pay back pro-rata amount of time remaining + termination fee•No consequence if hosting traffic declinesHow hosts and Loftium share Airbnb profits•Split varies, adjusted based on how much customer needs for down payment•Typical split is 70/30How Loftium handles changes in regulations•Only open in markets with regulatory approval•Restricted to spare bedroom in primary residence•If rules change, Loftium has second lien on property•Company gets paid back when customer sells house•No cash burden on customerLoftium’s competitors•ClearBank (Canadian lender)•Works exclusively with existing hosts•Loans for furniture, renovations•Recently added property•Most Loftium customers are first-time hostsHow Loftium supports its customer-hosts•Provides automation, software•Partnering with existing companies•Plan to supply suite of services•Automated keypad, smart messaging, pricing tool See acast.com/privacy for privacy and opt-out information.

Felix Salmon of Fusion, political risk consultant Anna Szymanski, and Slate Moneybox columnist Jordan Weissmann, discuss: -       Toys R Us filing for bankruptcy-       The new startup Loftium -       Sukuk bonds Check out other Panoply podcasts at panoply.fm. Email: slatemoney@slate.com Twitter:@felixsalmon, @Three_Guineas, @JHWeissmann Production by Daniel Schroeder Learn more about your ad choices. Visit megaphone.fm/adchoices

Felix Salmon of Fusion, political risk consultant Anna Szymanski, and Slate Moneybox columnist Jordan Weissmann, discuss: -       Toys R Us filing for bankruptcy-       The new startup Loftium -       Sukuk bonds Check out other Panoply podcasts at panoply.fm. Email: slatemoney@slate.com Twitter:@felixsalmon, @Three_Guineas, @JHWeissmann Production by Daniel Schroeder Learn more about your ad choices. Visit megaphone.fm/adchoices

Take a walk down the yellow brick road of Airbnb news this week for stories of brains, courage and heart, and learn about the brilliant idea behind a new startup in the ecosystem, the resolve behind the mandatory host registration in Paris, and the love story of a host in Philadelphia—who fell for one of her Airbnb guests!Jasper is discussing these stories and your questions with Nicole Prentice Williams, VP of Strategic Partnerships at Hostfully. They get into the details of Loftium, the new Seattle startup that provides aspiring home buyers with up to $50K for a down payment, pending they agree to list a spare room on Airbnb and share the profits. Jasper and Nicole also cover the latest developments in the affordable housing crisis as Paris attempts to enforce its 120-day rule, and an Airbnb romance resulting from a mutual attraction between an American host and her European guest.Last but not least, Jasper and Nicole answer listener questions around Airbnb deductions and the pros and cons of back-to-back bookings. Listen in for their advice about who to contact with tax questions and why it is more lucrative to hire a cleaning service and fill your Airbnb calendar.Topics CoveredArticle #1: A Down Payment with a Catch: You Must Be an Airbnb Host•Startup founded by 29-year-old Harvard grad, Yifan Zhang•Bought Seattle townhouse, rented spare bedroom on Airbnb•Realized income covered mortgage•Founded Loftium to help home buyers with down payment (up to $50K)•Must be willing to list spare bedroom on Airbnb for 12-36 months•Loftium collects portion of Airbnb profits•Strict guidelines (only eight ‘freebie’ days/year)•Partnership with mortgage lender Fannie Mae•Pilot program in Seattle with intention to expand•ClearBank provides similar service for seasoned hosts with proven successArticle #2: You’ll Soon Need to Register Before Renting Out Your Paris Home on Airbnb, Le Figaro Reports•Mandatory registration opens October 2nd•Aimed at curbing city housing shortage•Rules limit homeowners to rentals of 120 days/year•Hosts have two months to comply•Similar policies in San Francisco•May be reaction to UN global housing study•Enforcement difficult with limited resourcesArticle #3: Experience: I Fell in Love Through Airbnb•Reluctant host accepted same-day booking•Drawn to guest right away•Spent time together, mutual attraction•Pursuing long-distance relationship•Brings up issues of professionalism, awkwardnessQ1: Can I only list my home on Airbnb, or do I need to actually have rentals before the end of the year to claim deductions for this year? Can I claim deductions next year for improvements and spending that occurred this year?•Contact your CPA for accurate info•Shared Economy CPA specializes in AirbnbQ2: Does having a day before and after each booking really hurt me? I like to be able to clean the space myself.•Will miss out on bookings•Consider hiring cleaning service•Cost 10-20% of potential revenueResources MentionedArticle #1: https://www.nytimes.com/2017/09/18/your-money/mortgages/loftium-airbnb-down-payment.htmlLoftiumFannie MaeClearBankArticle #2: bloomberg.com/news/articles/2017-09-16/airbnb-paris-rental-agents-to-register-from-oct-2-figaro-saysUN Study: Global Housing CrisisArticle #3: theguardian.com/lifeandstyle/2017/sep/15/experience-i-fell-in-love-through-airbnbShared Economy CPAAirbnb News Facebook Group Connect with JasperEmail: jasper@getpaidforyourpad.comTwitter: @GetPaidForUrPadInstagram: @GetPaidForYourPad See acast.com/privacy for privacy and opt-out information.