Millennial Money

In this episode of Everyone's Talkin' Money, we're diving into the untold story of stay-at-home moms and financial independence with Karen Johnson, also known as The 21st Century SAHM. Karen opens up about her powerful new book, What Do I Want to Be When They Grow Up?, and the identity crisis many mothers face when they step away from a paycheck to raise their kids. You'll hear: How to reclaim your financial worth as a stay-at-home mom — even if you're not bringing in income The emotional and financial cost of sacrificing your career for your family and how to rebuild your sense of self Why investing in yourself isn't selfish — and how to do it without the mom guilt How to have honest money conversations with your partner when you're not earning a paycheck Karen's top advice for women in their 40s navigating big life pivots and financial decisions Whether you're a stay-at-home mom, a working mom, or somewhere in between, this conversation will remind you that your worth isn't defined by a paycheck — and that it's never too late to invest in you. You'll walk away learning:  Many women feel guilt about pursuing interests outside of motherhood. Motherhood can feel like a death of previous identity. Social media often portrays an unrealistic view of motherhood. Women are conditioned to feel guilty about not enjoying every moment. Perfectionism can negatively impact mental health in motherhood. It's important to focus on accomplishments rather than shortcomings. Unpaid labor in the household is valuable and should be recognized. Women should feel empowered to ask for what they deserve. Many women handle day-to-day finances but lack knowledge of larger financial matters. It's crucial for both partners to be educated about household finances. Financial literacy can prevent future hardships in case of unexpected events. Women often feel guilty about spending money on themselves. Selfishness in financial decisions can be redefined as self-care. Finding personal hobbies is essential for mental well-being. Aging can bring a sense of freedom and acceptance. Conversations about money should be open and honest, without guilt. Follow Karen on social media @21stcenturysahm and visit the21stcenturysahm.com to pre-order her book, What Do I Want to Be When They Grow Up? And don't forget to follow us on Instagram @everyonestalkinmoney for more real talk about money, motherhood, and finding your power. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are budgets making you feel trapped instead of empowered? In this episode of Everyone's Talkin' Money, Shari sits down with Rachel Duncan, a financial therapist and founder of the Money Healing Club, to discuss why traditional budgeting often backfires — and how to break free from the binge-and-restrict cycle for good. Rachel reveals how emotional spending can spiral into spending addiction, why self-compassion is the missing link in most financial plans, and how to create a spending plan that actually aligns with your life. You'll hear: Why Rachel believes traditional budgeting is a recipe for financial burnout How to spot the emotional triggers behind spending addiction and take control The real reason emotional spending can feel impossible to stop — and how to heal it Rachel's practical tips for building a spending plan that's flexible, sustainable, and guilt-free Ready to take the first step toward financial healing? Rachel is offering 50% off the Money Healing Club for all listeners for their first month. Just use the code TALKIN at MoneyHealingClub.com and start transforming your money mindset today. You'll walk away learning:  Rethinking budgeting can lead to financial peace. Emotional triggers play a significant role in spending habits. Flexibility in financial planning is crucial for success. Understanding needs versus wants is essential for budgeting. Spending addiction often stems from emotional triggers. Self-compassion is a key skill in financial management. Traditional budgeting methods can lead to burnout. Planning for annual expenses can prevent financial stress. Open conversations about money can reduce shame. Creative solutions can help maintain social connections while spending less. And don't forget to connect with us on Instagram @everyonestalkinmoney for daily money mindset tips, behind-the-scenes content, and episode updates. Tune in, take notes, and get ready to rethink your relationship with money. Because financial healing isn't about restriction — it's about building a plan that actually works for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I'm joined by Kara Stevens—founder of The Frugal Feminista, personal finance coach, and unapologetic advocate for women healing their relationship with money. Kara opens up about her journey from earning six figures while buried in $65K of debt to building a life centered around emotional well-being, financial clarity, and aligned values. We talk about how money avoidance shows up in sneaky ways, why emotional spending isn't just about impulse, and how to demolish debt without feeling like you're in financial lockdown. You'll hear: Why income doesn't equal financial confidence How generational money trauma impacts Black women in particular What “values-based budgeting” actually looks like in real life The difference between being rich and feeling rich Why healing—not hustling—is the real secret to long-term wealth We also dive into Kara's approach to parenting around money, navigating side hustles while holding a 9-to-5, and the mindset shifts that turn shame into strategy. Whether you're staring down your own debt, trying to break a financial cycle, or just ready to feel more in control of your money—this conversation is a must-listen. You'll walk away knowing: Many women face hidden struggles with money and debt. Shame and confusion often accompany financial challenges. Teaching children about money can create a positive relationship with finances. Debt repayment should be approached with compassion and understanding. Balancing work and side hustles requires strategic planning. Income does not equate to wealth; understanding assets is crucial. Finding fulfillment beyond spending is essential for financial well-being. Aligning spending with personal values can lead to better financial decisions. Creating sustainable financial goals involves understanding one's pace and needs. Healing one's relationship with money is key to achieving financial success. Resources & Links: Heal Your Relationship With Money by Kara Stevens Visit Kara at The Frugal Feminista Follow @frugalfeminista on Instagram Don't miss out on any of the money talkin' fun! Follow us on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Feeling like you're running out of time to “get it together” financially? You're not alone—and more importantly, you're not behind. In this episode of Everyone's Talkin' Money, host Shari Rash sits down with author, entrepreneur, and creator of The 30Phobia Project, Kate Berski, who went from broke at 29 to millionaire by 39. She's proof that financial timelines are made up—and that it's never too late to take charge of your money, your mindset, and your future. Kate gets real about the financial anxiety so many of us feel in our 30s, the pressure to hit unrealistic milestones, and the myth that saving alone will get you to wealth. Instead, she shares how shifting her mindset, increasing her income, and letting go of comparison unlocked the life—and bank account—she always dreamed of. What you'll learn in this episode: Why your 30s (and 40s!) are the perfect time to build real wealth The most common money lies we believe—and how to replace them How to earn more without burning out or starting over The truth about social media, comparison, and financial shame How short-term risks can lead to long-term financial wins Whether you're stuck in a job that doesn't pay you what you're worth, struggling with financial insecurity, or just tired of feeling “behind,” this conversation will inspire you to rethink your path—and start building wealth on your timeline. Download Kate's free Mind Hacker Cards Order Kate's book: 30Phobia: Why Your 20s Suck and How to Get UnStuck→ link to buy Connect with Kate on Instagram: @kateberski Learn more: kateberski.com

If you've ever said, “I'm just bad with money,” this episode is your wake-up call. Money isn't just math—it's emotion, memory, survival, and shame. And chances are, you were never taught how to have a healthy, empowered relationship with it. In this solo episode, Shannah peels back the emotional layers of what it really means to be “bad with money” and guides you through a powerful reframe that can shift everything. You'll laugh, maybe cry (in a good way), and definitely leave with a new perspective—and actual tools—to stop spiraling and start rewriting your money story. This is your financial reset, your pep talk, and your permission slip to stop carrying money shame and start stepping into money power. Why you're not actually bad with money (and who taught you that you were) How to uncover your “Money Origin Story” Three simple, powerful money exercises that go beyond budgeting The truth about emotional spending—and how to stop sabotaging yourself How to rewrite your internal money script and finally feel in control Be sure to like and subscribe! Follow us on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

What if money isn't just about budgeting, saving, or grinding harder—but instead, a form of radical self-love? In this powerful episode of Everyone's Talkin' Money, Shari sits down with Elizabeth Ralph—wealth strategist, intuitive investor, and host of The Spiritual Investor podcast—to completely rewire how we think about money. A former financial executive turned energetic wealth mentor, Elizabeth shares how money and love operate on the same frequency—and how learning to receive is just as important as learning to earn. They dig into why we confuse discipline with deprivation, how spiritual people accidentally block abundance, and why aligning your financial decisions with your values is one of the most loving things you can do for yourself. This isn't your typical money advice. This is money through a soul-aligned, energetically expansive lens. Whether you've been stuck in scarcity, avoiding your bank account, or wondering why things still feel tight despite "doing everything right"—this episode is your reset. You'll learn: Why money is an act of self-love—not sacrifice How to shift from lack-based goals to aligned wealth creation The trap of spiritual bypassing in money work What “money normalization” is and why it keeps you stuck How to create abundance without hustle or shame Plus, Elizabeth shares what intentional investing really looks like—beyond portfolios and into your purpose. Ready to shift your relationship with money for good? This is the conversation you didn't know you needed. Elizabeth is gifting the ETM audience a free month of SI Club (normally $17/month). This includes investing tools, energetic money teachings, and a supportive community space. Sign up here: Free Month of SI Club Learn more about Elizabeth Ralph: Website: thespiritualinvestor.com Podcast: The Spiritual Investor Podcast Instagram: @elizabethralph  Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's face it—most of us would rather do anything than talk about death. But avoiding the conversation doesn't make it go away—it just leaves your loved ones drowning in decisions, grief, and sometimes financial chaos. In this episode of Everyone's Talkin' Money, I sit down with Dr. Kimberly Harms, a grief counselor, death doula, mediator, author, and former national spokesperson for the American Dental Association, who has lived through more loss and reinvention than most of us can imagine. From losing her son to suicide, her husband to a broken heart, and her career to injury, Kim rebuilt her life by embracing the hardest conversations—and now she teaches others how to prepare emotionally and financially for the inevitable. We talk about: Why open conversations about death and money reduce family conflict and emotional trauma The importance of legacy planning, estate organization, and writing a “love letter” binder Common financial regrets people share at the end of life—and how to avoid them What every member of the sandwich generation needs to know about long-term care and expectations How to talk to your kids (and grandkids! and parents!) about death without fear or shame Why grief + money = explosive—and how to avoid drama by planning ahead The surprising role of hospice, and why dying on your terms can be the greatest gift you give Kim's wisdom will leave you inspired to tackle your own plans, have those long-overdue conversations, and rethink what a “wealthy” life really means. You're going to walk away knowing: Financial planning is crucial for emotional preparedness in end-of-life scenarios. Hospice care focuses on comfort rather than prolonging life. Many families experience conflict after a death due to lack of communication. Leaving a legacy of love is the most important aspect of life. Planning for retirement and end-of-life care can alleviate burdens on family members. Kim encourages writing love letters to family members as a lasting legacy. Conversations about death should be normalized to reduce fear and discomfort. Joy and resilience are essential themes in navigating life's challenges. If you just want to make life easier for your loved one, or yourself - this is your must-listen episode. Connect with Dr. Kimberly Harms: https://drkimberlyharms.com Learn more about her book Are you Ready? How to Build a Legacy to Die For  Rethinking Death.Life podcast Connect with me (Shari!) on Instagram: @everyonestalkinmoney Subscribe to Everyone's Talkin' Money and leave a review if this episode moved you Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you hand a mic to a room full of 8th graders and start talking about money? You get insights that are smarter, bolder, and more financially sound than you'd expect — and in some cases, more than most adults can offer. In this episode of Everyone's Talkin' Money, I'm taking you behind the scenes of my daughter's middle school Career Day, where I spoke about being a money expert and podcaster. But instead of just lecturing, I flipped the script and asked them the big money questions. What I heard blew me away. We'll explore: How a one-quarter financial literacy class (just 45 days!) is shaping the way kids think about saving, spending, and investing Why kids associate money with freedom — and adults with stress Actionable ways parents, guardians, and educators can start real money conversations with kids (without eye rolls or lectures) The simple frameworks I use to teach kids how to spend, save, and give with purpose What my first job as a “toast girl” taught me about assigning value to every dollar Whether you're a parent, educator, or just someone who wants to raise a generation of money-smart kids, this episode will leave you inspired — and ready to start the conversation. Tune in to hear how just a little bit of financial education can go a very long way. What you'll walk away with: Money is about feelings, mindset, and not just spreadsheets. Kids can have a strong financial foundation if taught early. Engaging kids in money conversations empowers them. Every dollar should have a purpose to instill confidence. Teaching kids about money can prevent future mistakes. Financial literacy classes in schools make a difference. Kids understand concepts like delayed gratification and impulse spending. Adults should share their money mistakes to teach wisdom. Saving and budgeting are essential skills for kids. Money management is about balance between spending and saving. Follow us on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is the great equalizer—even for U.S. presidents. In this episode, bestselling author and financial expert Megan Gorman joins me to reveal the surprising, messy, and totally relatable financial stories of America's commanders-in-chief. Shannah and Morgan dig into how student debt, budgeting failures, and quiet financial panic have shaped the men who shaped the country. And trust me—these aren't the stories you learned in history class. From Thomas Jefferson's spending addiction to why Herbert Hoover might be your new financial role model, we uncover the real money lessons hiding behind the White House curtains. Whether you're in debt, rebuilding, or just trying to get a grip on your finances, this episode will leave you feeling a little less alone—and a lot more empowered. What We Cover: Why money worries don't stop at the Oval Office Which presidents were surprisingly bad with money (and who got it right) The role women played in financial decision-making behind the scenes What presidential money mess-ups can teach us about resilience and leadership Why financial literacy should be considered a leadership skill How student loans haunt even the most powerful And the budgeting habits worth stealing from history About Megan Gorman: Megan Gorman is the author of All the Presidents' Money, a fascinating dive into how U.S. presidents handled their personal finances—and what it reveals about power, failure, and money myths. She's also a financial strategist, speaker, and contributor to major outlets like Forbes and The Wall Street Journal. Grab the Book: You can find All the Presidents' Money by Megan Gorman everywhere books are sold. Links & Resources: Megan's Website: megangorman.com Get the Book:  All the Presidents' Money simonandschuster.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In a world of layoffs, AI disruptions, and career burnout, it's never been more critical to take control of your professional life. In this episode, Erika Ayers Badan—author of Nobody Cares About Your Career—breaks down the five simple (but powerful) actions you need to succeed at work: do the work, always be learning, build your network, make time to think, and have a clear vision for your career. We dive deep into what it really means to own your career path, how to stay grounded when things feel uncertain, and why a strong money mindset is a must if you want to be paid what you're worth. This is your real-world, no-fluff blueprint for building a meaningful career—even when everything around you feels chaotic. What You'll Learn: The five essential actions that lead to career success How to create a clear career vision and direction The right way to network for real growth What to do when layoffs or job changes hit How to set boundaries and create true work-life balance Why your mindset about money affects your professional future Get Erika's book Nobody Cares About Your Career - https://www.erikaayersbadan.com/book  Learn more about your ad choices. Visit megaphone.fm/adchoices

By 2030, women will control over $30 trillion in wealth—but the financial industry still hasn't caught up. Despite this massive shift, many female investors feel underserved, unheard, or outright ignored by traditional financial advice. So what gives? In this episode of Everyone's Talkin' Money, Shannah and Shari are joined by Cary Carbonaro—award-winning Certified Financial Planner™, Women & Wealth Ambassador at Ashton Thomas, and author of the soon-to-be-released Women and Wealth—to uncover exactly where the industry is falling short and how to fix it. We cover: Why 67% of female investors feel misunderstood by their advisors How to attract and retain female clients through better communication Behavioral finance tools every advisor should be using with women Breaking outdated gender assumptions in financial planning Why Women and Wealth is the playbook the industry needs right now If you're a woman navigating wealth—or a financial pro ready to serve women better—this episode is your wake-up call. Grab Cary's new book Women and Wealth: A Playbook to Empower Clients and Unlock Their Fortune (Wiley) Learn more about Cary and her work: https://www.carycarbonaro.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting a big tax refund might feel like winning the financial lottery—but spoiler alert: it's not free money, it's a sign you've been giving the IRS an interest-free loan all year. In this episode, I'm breaking down the financial reality behind your tax refund and showing you how to flip the script for long-term money power. We'll talk about why owing taxes isn't always a bad thing, how to adjust your withholdings the smart way, and what to do with that extra cash in your paycheck (hint: it's time to put your money to work). You'll walk away with practical strategies to pay less in taxes, avoid those painful surprises in April, and finally take control of your tax season like a boss. Whether you've been counting on that refund or dreading your tax bill, this episode will change the way you think about the IRS—and your own money habits—for good. In this episode, you'll learn: Why tax refunds aren't “bonus” money How to adjust your W-4 to keep more cash throughout the year What to do if you owe taxes—and how to avoid panic Strategies to maximize tax-advantaged accounts like 401(k)s and HSAs How to use your tax return data to break even next year Where to put your “found money” so it builds wealth instead of disappearing Love what you're hearing? Be sure to rate and review the show. Also, don't keep us a secret, share this episode with a friend! Want to have even more fun?! Follow Shari on Instagram at @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Life isn't just expensive — it's strategically expensive. From college debt to first apartments, weddings, babies, buying homes, midlife career chaos, and finally retirement, every life phase hits your wallet harder than the last. In this episode of Everyone's Talkin' Money, Shari breaks down the five (plus!) biggest financial phases you'll face — and how to survive each one without spiraling into panic mode. You'll learn: How to avoid student loan traps and budget through the broke college years Why your first paycheck isn't as big as it looks — and how to adult without going broke The real cost of weddings, homes, and babies (hint: it's more than your Pinterest board thinks) How to financially prepare for midlife chaos — career pivots, aging parents, and rising healthcare costs Why retirement isn't a finish line — it's a decades-long phase you need to plan for now Whether you're knee-deep in bills, spotting life changes on the horizon, or helping someone else navigate their journey, this episode is your practical guide to building financial confidence through every stage. Tune in, take notes, and share with a friend who needs a financial BFF in their corner. Because no one should go through these expensive phases alone. Learn more about your ad choices. Visit megaphone.fm/adchoices

Feeling like you're behind in life (and in your bank account)? You're not alone — and you're definitely not broken. In this first solo episode, Shari Rash is calling out one of the biggest silent killers of your financial peace: comparison. Spoiler alert: It's not just draining your confidence — it's draining your wallet, your energy, and your joy. In this episode, you'll learn: Why comparison quietly wrecks your money mindset How to spot when comparison is driving your financial decisions A real-life story of rushing into homeownership for all the wrong reasons How jealousy can actually be used as a powerful tool (not a shame spiral) The exact mindset shift to help you stay grounded in your timeline Why staying in your own lane isn't just good advice — it's a real money strategy Plus, Shari walks you through a quick Money Vision Exercise to help you reconnect to what you actually want — not what looks good on Instagram. This week's challenge: Notice one moment when comparison tries to sneak in — and choose curiosity instead of shame. DM Shari @everyonestalkinmoney on Instagram what you realized or tag her in your wins! Subscribe so you never miss an episode! Love this episode? Share it with a friend who needs a reminder they're right on time — and don't forget to leave a review to help more amazing people find this show. Connect with Shari: Instagram: @everyonestalkinmoney Website: everyonestalkinmoneypodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when the only person who can help… is you, but you're already drowning? In this special crossover episode, I'm sharing my recent appearance on the incredible True Home Confessions podcast. A listener calls in with a heart-wrenching dilemma: her mom is aging, refusing help, and hinting at moving in. The problem? She's not financially or emotionally ready—and she's stuck in that “good daughter” guilt loop. You'll hear my advice on what to actually consider before combining finances or buying a home with a parent, and how to set healthy boundaries when emotions and obligations are all tangled up. If you've ever felt like you're carrying the weight of your family's expectations—especially when it comes to money—this episode will hit home. In this episode: The emotional cost of being the “responsible one” Financial red flags when a parent wants to move in How to create boundaries before resentment takes over Why saying “no” can be the most loving thing you do Resources & Links: Listen to more episodes of True Home Confessions Learn more about your ad choices. Visit megaphone.fm/adchoices

You're in for something extra special today. Not only are we tackling a powerful listener question from Jen—who's wondering if it's too late to build wealth in her 40s as a single mom—but we're also dropping some BIG news... Meet your new official co-host of Everyone's Talkin' Money: Shari Rash! Shari is a fellow money expert and all-around badass when it comes to building wealth that feels good. She's joining the mic with me to bring even more insights, real talk, and money magic to the pod. In this episode, we dive into: Jen's story of paying off debt and feeling unsure if she's “behind” Why your 40s are not too late to build wealth Real tips and mindset shifts that create momentum at any age How to stop the shame spiral and take aligned money action now If you've ever felt like you missed the boat on building wealth, this episode is your loving kick in the pants to stop doubting and start doing. Be sure to share this episode if you enjoyed it! Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me ask you something: if a crisis hit tomorrow, would your finances be ready? In this episode, I'm joined by financial preparedness expert Tony Steuer, and we're talking about something most people avoid—getting your financial life organized. Whether it's life insurance, estate planning, or simply knowing where your documents are, having a Financial First Aid Kit is one of the most important (and overlooked) ways to protect yourself and your family. We get into the why behind the avoidance, how to break through the intimidation, and exactly what you need to have in place so you're not left scrambling when life throws you a curveball. No shame. Just action steps you can actually follow. If you've been putting this off, this episode is your sign to start. Here's what we talk about: Why so many of us avoid financial planning (and how to stop) What belongs in your Financial First Aid Kit How to think about life insurance in a totally new way Why digital and physical copies of documents are essential Resources I Mention: Tony Steuer's Website & Tools Create Your Financial First Aid Checklist Let's Connect: Instagram: @shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've been feeling stuck, scared, or straight-up pissed about money lately — this one's for you. According to a new LinkedIn Workforce Confidence survey, Americans are less confident about their financial future than they were in 2020. Yep, lower than the panic-buying, banana-bread-baking era of the pandemic. In this episode, I break down why your financial confidence is tanking (spoiler: it's not just you), what's actually going on behind the scenes, and the real, practical things you can do this week to take your power back — without budgeting yourself into oblivion. We're talking emotional burnout, job market instability, AI-induced panic, and the sneaky ways financial trauma is still messing with your decision-making. But more importantly, we're talking solutions — bold, doable, no-BS strategies to rebuild confidence, reclaim control, and move forward. What You'll Learn: Why financial confidence is at a record low (and why that matters) How fear is silently shaping your money moves 5 practical steps to start rebuilding confidence today The one tiny money goal you can hit this week to feel back in charge Why your nervous system and your bank account need a plan LINKS LinkedIn Survey Instagram: @shannahgame True Home Confessions podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to stop working for your money and start having your money work for you? This vault episode is packed with insights on how to build multiple streams of passive income—even if you're starting from scratch. I'm joined by Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, who became financially independent not once, but twice, and paid off over $1 million in debt without declaring bankruptcy. Chris pulls back the curtain on why traditional financial advice keeps you stuck, and how shifting your mindset and money strategy can open the door to real wealth. In this episode, we break down: How to build passive income on almost any budget Why traditional financial advice can do more harm than good The truth about scarcity mindset and why saving alone won't make you wealthy How to rethink everything you've been told about retirement planning If you're ready to challenge the old-school money rules and create lasting wealth your way, this episode is a must-listen. Links Money Ripples Website: https://moneyripples.com Money Ripples Podcast: https://moneyripples.com/podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's get real: women are more likely to end up in poverty, have less money saved, and face bigger financial challenges than men. But why? And more importantly—what can we do about it? In this powerful episode, I'm joined by the incredible Kim Curtis, bestselling author of Money Secrets and Retirement Secrets, nationally recognized wealth management advisor, and CEO of Wealth Legacy. Kim breaks down the systemic reasons behind the wealth gap and shares the exact steps women can take right now to take control of their financial futures and build the wealth they deserve. We're talking strategy, mindset, and money moves. If you've ever felt behind or unsure where to start with your money, this conversation is your wake-up call. LINKS & RESOURCES Kim's Website – Wealth Legacy Institute Money Secrets Book Retirement Secrets Book CONNECT WITH SHANNAH Follow Shannah on Instagram Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever felt overwhelmed, ashamed, or stuck when it comes to money—you are not alone. In this powerful episode, Shannah sits down with Jessica Moorhouse, host of the More Money podcast and author of the new book Everything But Money, to unpack the emotional side of our finances that rarely gets talked about. They dive into early money memories, inherited money trauma, ADHD and financial management, and why shame around money is more common than you think. This isn't your typical money conversation—it's raw, real, and necessary. What you'll hear in this episode: Why your first money memory still impacts you today How shame around money shows up in sneaky ways The difference between guilt and shame—and why it matters What inherited trauma has to do with your spending habits How ADHD intersects with financial stress and trauma Why vulnerability is a superpower when it comes to healing your money story How to start viewing money as a tool, not your identity Whether you're navigating money shame, trying to get unstuck, or just curious about how your past might be driving your financial present—this episode will leave you feeling seen, empowered, and ready to take your next step. Connect with Jessica Moorhouse: Listen to More Money on any podcast player Get her new book Everything But Money wherever books are sold Visit her website: https://jessicamoorhouse.com/book Subscribe to the show so you never miss an episode, and leave a review if this one hit home. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would you do if you suddenly received a $600,000 payout? For my guests, Haley and Justin Brown-Woods, it felt like a financial dream come true—until it turned into a nightmare. In this episode, they share their story of how a massive windfall led to unexpected financial struggles. We dive deep into the emotional impact of sudden wealth, how lifestyle inflation can quietly drain money, and why financial education is critical for making smart money decisions. What You'll Learn in This Episode: Why receiving a large sum of money doesn't guarantee financial security How emotions influence financial decisions, often leading to overspending The hidden dangers of lifestyle inflation and how to avoid them Why financial wellness is an ongoing process that requires intentional effort This conversation is raw, honest, and full of valuable lessons about money, relationships, and the emotional weight of financial decisions. Resources and Links: Connect with Haley & Justin: Price of Avocado Toast website, podcast, and coaching Follow me on Instagram @shannahgame for daily money insights If this episode resonated with you, share it with a friend and leave a review. Your support helps bring these important money conversations to more people. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I'm introducing you to one of my favorite podcasts, Money For Couples. In Money For Couples, you'll hear real stories and practical strategies to help you align on finances, stop money fights, and build a shared financial vision. I'm going to play a portion of that episode 192 for you now. If you want to hear more actionable strategies to build your rich life today, search “Money For Couples” wherever you listen to this podcast. Listen to the full episode, as well as all Money For Couples Episodes: 192. “We spend 98% of what we make—Where is it all going?” Find it on Spotify Apple Learn more about your ad choices. Visit megaphone.fm/adchoices

Struggling to figure out if you're making the right money moves? Wondering if debt consolidation is actually a smart move—or just a financial trap? In this vault Ask Shannah episode, I'm answering two crucial money questions from listeners who need real, no-BS financial advice. Question 1: Am I on the Right Track Financially? How to know if your money is working for you (or against you) The key signs that you're building a solid financial foundation What to do when you're doing “everything right” but still feel stuck Question 2: Should I Consolidate My Debt? The truth about debt consolidation companies (what they don't tell you) When debt consolidation actually helps—and when it's a scam Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is complicated. It's messy, stressful, and full of questions—Are you spending in a way that supports your goals? Saving enough for retirement? What's the deal with all those investing acronyms? And how do you actually enjoy life through the financial rollercoaster? In this vault episode, we revisit my conversation with legendary comedian Paula Poundstone, host of Nobody Listens to Paula Poundstone. Paula knows a thing or two about life's financial ups and downs—because she once found herself $1 million in debt. Climbing out of that hole took years, resilience, and a whole lot of humor. Paula shares how she tackled massive debt, the unexpected money lessons she's learned, and why happiness isn't found in a perfect bank balance—but in how you live your life. If you've ever felt overwhelmed by money, this episode is your reminder to breathe, laugh, and take back control. Resources from this Episode: Nobody Listens to Paula Poundstone Podcast Paula's Comedy Tour Dates The Totally Unscientific Study of the Search for Human Happiness Learn more about your ad choices. Visit megaphone.fm/adchoices

What if you're moneying too hard? Financial stress, constant budgeting, and trying to “get it right” with money can leave you feeling exhausted. Enter financial therapist Amanda Clayman, host of Emotional Investment on Audible, who believes true financial wellness isn't about working harder—it's about aligning your behaviors with your values, setting loving boundaries, and shifting money from a “problem to be solved” to a source of empowerment. And wait until you hear the wild story of her $19,000 haircut—it's a lesson in money choices you won't forget. In this vault episode, we dive into: Why we overcomplicate money (and how to stop) How to create financial wellness that actually feels good The infamous $19K haircut (yes, really) LINKS: Listen to Emotional Investment Connect with Amanda Clayman Follow Amanda on Instagram Learn more about your ad choices. Visit megaphone.fm/adchoices

Everything is getting more expensive, and it's not just inflation. The U.S. just slapped massive tariffs on Mexico, Canada, and China, and that means your grocery bill, your next car, and even your favorite bottle of tequila are all about to cost way more. But why is this happening, and more importantly—what can you do about it? In this episode, we break down: WTF tariffs actually are and why they make everyday goods more expensive The biggest price hikes coming your way in 2025 (groceries, cars, electronics, home goods, and more) How to adjust your spending habits to stay ahead of these price surges The hidden costs of tariffs no one is talking about—job layoffs, shrinkflation, and sneaky fees How to manage financial stress and make smarter money moves instead of panic-spending This episode is all about giving you the game plan you need to survive and thrive in this new economy. Because feeling broke isn't an option. Listen in, take notes, and share this episode with someone who needs to know what's coming. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if making more money isn't the answer to your financial struggles? In this episode, I chat with Germaine Foley, money coach and creator of the Do Both Method, to explore the emotional and psychological side of money management—especially for women. They discuss why so many successful women still feel like they're failing with money, how emotional spending and perfectionism sabotage financial success, and why you don't have to choose between building wealth and enjoying life. Germaine shares her personal journey from being over $200,000 in debt to achieving financial freedom, and how she helps women balance financial responsibility and joy. If you've ever felt guilty about money, stuck in cycles of avoidance, or overwhelmed by financial pressure, this episode is for you. What You'll Learn: Why emotional spending keeps women stuck—even high earners How to break free from money shame and perfectionism Why budgeting alone won't fix financial stress The key to building wealth without sacrificing joy How intentional spending can change your money story Resources & Links: Order Shannah's book, Unraveling Your Relationship with Money: https://www.unravelmoneybook.com Learn more about Germaine Foley and her work: https://www.germainefoley.com Sign up for Germaine's free workshop, How to Build Wealth Without Going on a Strict Budget: https://www.germainefoley.com/wealthclass Follow Shannah on Instagram: @shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this powerful final episode of the Unraveling Your Relationship with Money series, forensic accountant Tracy Coenen joins me for a deep dive into the emotional and psychological ties we have with money. We explore how childhood experiences shape financial mindsets, why so many women struggle with financial control in relationships, and the hidden reality of financial abuse—a silent but devastating form of control many don't even recognize. Whether you've experienced financial struggles, fear of not having enough, or are navigating the challenges of divorce and money, this episode is a must-listen. We're breaking the silence, busting myths, and giving you the tools to take back your financial power. What You'll Learn in This Episode: The fear of not having enough money—why it's so common and how to shift your mindset How childhood experiences shape our financial decisions as adults Tracy's journey from criminology to forensic accounting—and how she helps people uncover hidden money Why so many women hand over financial control in relationships—and the dangers of doing so The shocking reality of financial abuse and how to protect yourself Resources & Links Mentioned: Listen to Tracy Coenen's podcast: Find Me The Money Get Tracy's Divorce Money Guide book and more to help you protect your financial future: Divorce Money Guide Read Shannah's book: Unraveling Your Relationship with Money Follow me on Instagram: @shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Why does money feel so hard? If you've ever felt like no matter how much you try, you just can't seem to get ahead, you're not alone. The truth is, money isn't just about math—it's deeply emotional. If you don't address the emotions behind your money habits, you'll stay stuck in the same cycle, no matter how many budgets you try. In today's episode, we're throwing out the financial guilt and breaking down what it really takes to build Healthy Wealth—a financial life that works for you, feels aligned, and sets you up for success and freedom. Here's what we cover: Why traditional money advice fails most people (spoiler: "stop buying lattes" isn't the answer) How your money story is secretly running the show and how to rewrite it A three-step method to finally feel in control of your money: Heal, Plan, Build A fun segment called "Am I the Financial Drama Queen?" to help you spot your own money habits How to create a spending plan that doesn't feel like punishment but actually works for your real life The simple, no-BS way to start building wealth now, even if you feel behind For a limited time, you can get $300 off Healthy Wealth. Sign up now HERE and use code WEALTH300 at checkout. Get $300 Off Healthy Wealth for a Limited Time Healthy Wealth isn't just another financial program. It's a transformational approach to money that actually works. If you're tired of feeling stuck, this is your moment. Inside Healthy Wealth, you'll learn how to: Heal your relationship with money and stop self-sabotaging your financial goals Create a spending plan that works for your life without financial guilt Build wealth with confidence, even if you feel behind Get expert coaching and join a community of women on the same journey Get $300 off until March 15 HERE. Use code WEALTH300 at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money, sex, and power—three things we all think about but rarely talk about honestly. In this episode of the Unraveling Your Relationship with Money series, I'm joined by Kirsten Trammell, host of The Naked Connection podcast, to explore the deep emotional ties between these forces and how they shape our lives, relationships, and financial choices. Why do we tie money to self-worth? How does financial power show up in relationships? What does money have to do with intimacy and control? From childhood money wounds to gender roles, relationship power struggles, and the lies we tell ourselves about money, this episode goes deep. If you've ever felt shame about wanting more money, struggled to talk finances with your partner, or wondered why money conversations feel more intimate than sex, this is for you. What You'll Learn Why money fights in relationships aren't really about money How financial power impacts intimacy and connection How gender roles influence money beliefs and how to unlearn them Resources and Links Subscribe to The Naked Connection podcast HERE Preorder my book Unraveling Your Relationship with Money – the guide to ditching money shame and taking control. http://www.everyonestalkinmoney.com/book Join the conversation on Instagram @shannahgame. If this episode resonated with you, share it with a friend and leave a review. The more we talk about money, the more power we take back. Learn more about your ad choices. Visit megaphone.fm/adchoices

You've been told money is complicated. That investing is risky. That financial security is for someone else, someone who “gets it.” But here's the truth—everything you've been taught about money? It's not the full story. And today, we're pulling back the curtain. I'm sitting down with the powerhouse Dr. Tonya M. Evans, and we're diving deep into the real reasons women struggle with money—the childhood experiences that shape our fears, the financial trauma that keeps us stuck, and the voices in our heads whispering, “You don't know enough.” But today? That changes. This conversation is about rewriting your money story and shifting from fear to power. Because let's be real—women are getting left out of the biggest wealth-building opportunities of our time. We're tackling investing, cryptocurrency, and the financial moves you need to start making now. What You'll Learn in This Episode: Why women must start investing—and how to get past the fear Cryptocurrency 101: What you need to know (and why it's a game-changer) The #1 mindset shift you need to take control of your financial future Resources & Links: Digital Money Demystified book Unraveling Your Relationship with Money book Loved this episode? Leave a review, share it with a friend, and tag me on Instagram @shannahgame! Let's keep this money conversation going. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money fear is real. Feeling stuck in a job, a relationship, or a situation because of money? That's real. Worrying that you'll never have “enough” or that you'll never figure it out? Yep, that's real too. But here's the truth: You are in control. In this episode, I'm sitting down with Emilie Aries, founder of Bossed Up and host of the Bossed Up Podcast, to talk about how she faced her own money fears, walked away from what wasn't working, and learned that financial self-care is the most radical act of self-love. This conversation is real, raw, and will make you rethink everything you believe about money, success, and owning your life. WHAT YOU'LL LEARN: Why money fear keeps you stuck—and how to break free The holy sht* moment Emilie had that changed how she saw money forever How to stop outsourcing your power and make money decisions like a boss The reason financial self-care is THE self-care move no one talks about How to walk away from what's draining you—even when it's scary as hell CONNECT with Emilie Learn more about Bossed Up and the podcast - https://www.bossedup.org/ Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Follow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Today is a big day, and I couldn't think of a better way to celebrate than by pulling back the curtain on Unraveling Your Relationship with Money. In this special episode, my dear friend Laurie March—project manager, former HGTV House Counselor, and host of True Home Confessions—takes over the mic to interview me about the real, raw, and messy journey behind writing this book. We get into: My biggest money secrets, including some I haven't shared before How my own relationship with money has evolved, the good, the bad, and the surprising What I learned while writing this book and why it was one of the hardest things I've ever done Why emotions around money are the key to real wealth and how to start shifting your money story today Behind-the-scenes moments from writing, editing, and getting this book into the world This conversation is honest, deep, and full of real talk. If there's one thing I've learned, it's that we all have a money story, and it's time to start rewriting it. Tune in and celebrate this milestone with me. If you love the episode, grab your copy of Unraveling Your Relationship with Money today. Get the book here: https://www.everyonestalkinmoney.com/book Listen to True Home Confessions podcast: https://www.truehomeconfessions.com/ Join the conversation: What's your biggest money insight? Send me a message on Instagram @shannahgame and let's talk. Learn more about your ad choices. Visit megaphone.fm/adchoices

We love it. We hate it. We chase it. And let's be honest—sometimes, we don't even know how to talk about it. But what if we flipped the script? What if money wasn't just about stress, bills, and hustle—but about opportunity? What if knowing your worth and advocating for yourself was the key to unlocking the life you actually want? In today's episode of Unraveling Your Relationship with Money, I sit down with Hannah Williams, creator of Salary Transparent Street, who's leading a radical movement around money transparency, self-advocacy, and breaking the silence on salary discussions. Hannah has been where so many of us have—underpaid, undervalued, and unsure how to change it. But instead of staying stuck, she turned her experiences into a platform that's helping thousands understand their worth, negotiate better pay, and take control of their financial future. What You'll Learn in This Episode: Why money should be seen as an opportunity, not just a source of stress The 24-hour rule that transformed Hannah's spending habits Why talking about money openly is the key to financial empowerment Resources & Links: Grab my book, Unraveling Your Relationship with Money, and get free access to my Unfuck Your Money course! → everyonestalkinmoney.com/book Follow Hannah Williams & Salary Transparent Street: Instagram YouTube Website Loved this episode? Make sure to subscribe, leave a review, and share it with someone who needs to hear this message! Your relationship with money starts with a single decision—let's make it a powerful one. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about something that too many women struggle with—feeling guilty for wanting financial security. If you've ever hesitated to negotiate, felt like you're constantly over-giving, or tied your self-worth to your bank account, this episode is for you. I'm sitting down with Jacqueline Twillie, CEO of ZeroGap and author of Dear Resilient Leader and Don't Leave Money on the Table, to unpack the deep emotional and societal forces that shape how we think about money. We're diving into childhood money lessons, the pressure to put everyone else first, and why so many women feel like there's never enough—even when they're earning more than ever. Here's what we're getting into: Why you keep feeling like money is never enough The hidden power of negotiation (and why most women avoid it) How to finally shift from a scarcity mindset to abundance Why financial stability is NOT selfish—it's necessary If you've ever felt stuck in a cycle of over-giving and under-prioritizing yourself, this episode is going to change the way you think about money. LINKS Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Follow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Follow Jacqueline Twillie: Instagram: https://www.instagram.com/jacquelinetwillie/ Website: https://www.zerogap.co/ Buy Jacqueline's books Love this episode? Share it with someone who needs to hear it, leave a review, and help us spread the word about living a purposeful, wealthy life. Let's do this together! Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode #4 in the Unraveling Your Relationship with Money Series Here's the truth: No one is coming to save you. If you want financial freedom, confidence, and security, you have to take control of your money NOW. And today's guest, Erin Skye Kelly, host of Get The Hell Out of Debt podcast, is here to show you exactly how to do it. In this laugh-out-loud, lightbulb moment–packed episode, Erin gets real about her own money mess, the financial rock bottom that forced her to wake up, and the radical shifts that changed everything. This is the money conversation you didn't know you needed—raw, hilarious, and filled with gems that will change your life. In This Episode, We Cover: The sneaky money lies keeping you stuck Why childhood money messages are running the show (and how to rewrite them) How debt impacts your identity and self-worth The ONE money shift that can change everything Pre-Order My New Book! This episode is just a taste of what's inside my book, Unraveling Your Relationship with Money. If you're ready to heal your money trauma, take back control, and start building the wealth you deserve, grab your copy now! Pre-Order Here - http://www.everyonestalkinmoney.com/book Subscribe to Erin's Podcast - Get the Hell out of Debt Grab Erin's books - https://www.erinskyekelly.com/ Follow me on Instagram - @shannahgame Love this episode? Don't forget to subscribe, rate, and review! Your support helps us reach more badass women ready to take control of their money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Since you were a kid, you were taught that money equals success. That a big paycheck means you've made it. That if you just work hard enough, earn enough, or save enough, you'll finally feel secure, confident, and happy. But let me tell you something no one else will—money won't be the thing that fixes your life. If it did, millionaires wouldn't be miserable. If it did, six-figure earners wouldn't feel like they were drowning in student loan debt. If it did, women wouldn't question their value in relationships just because they make less—or nothing at all. Your worth is not measured in dollars. This is episode three of the Unraveling Your Relationship with Money series, leading up to the launch of my book, Unraveling Your Relationship with Money. Today, I'm sitting down with Heather Boneparth, partner at Bone Fide Wealth, co-author of Money Together (coming October 2025), and creator of the Joint Account newsletter, to pull apart the toxic narratives we've been fed about money. We're talking about the shame spiral of six-figure student loan debt, because it's not just about numbers—it's about identity. Why career choices feel personal and why you are not your job title. And the lie women have been sold about financial worth in relationships, and how to break free from it. Press play. This episode will change how you see yourself—and your money. Resources & Links: Preorder Money Together by Heather Boneparth & Douglas Boneparth (coming October 2025) Subscribe to Heather's The Joint Account newsletter Grab my book Unraveling Your Relationship with Money Follow me on Instagram @shannahgame Love this episode? Share it with a friend who needs to hear it and tag me on IG! Don't forget to leave a review—it helps more people find the show. Learn more about your ad choices. Visit megaphone.fm/adchoices

You've been lied to. Society has told you that if you're not constantly grinding, stressing, and hustling, you don't deserve financial success. That's complete B.S.—and today, we're calling it out. In this episode of Unraveling Your Relationship with Money, I'm joined by Dr. Barb and Maggie Nielsen from Purse Strings to break down one of the most toxic money beliefs holding women back: the idea that making money has to be hard. Here's what we're tackling: Why women are conditioned to believe struggle = success The emotional toll of financial anxiety (and how to ditch it) Why working harder doesn't always mean making more How to build wealth without burning yourself out This episode is part of my Unraveling Your Relationship with Money series, leading up to the launch of my book Unraveling Your Relationship with Money, because if you don't heal your money story, you'll stay stuck in the same cycle forever. Resources & Links: Connect with Purse Strings for financial education & resources → https://pursestrings.co/ Preorder Unraveling Your Relationship with Money → http://www.everyonestalkinmoney.com/book Follow me on Instagram @shannahgame → http://www.instagram.com/shannahgame If this episode hit home, here's what to do next: Share it with one woman who needs to hear this truth. Leave a review—it helps more women break free from money stress. DM me on Instagram with your biggest takeaway. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode marks 10 years of Everyone's Talkin' Money—formerly Millennial Money. Over the past decade, I've interviewed hundreds of experts, financial therapists, and entrepreneurs, and today, I'm sharing the 10 biggest money lessons I've learned. In this episode, you'll learn: How money trauma impacts your financial decisions—and how to heal from it Why wealth isn't about how much you make but how you feel The key to building a spending plan that actually works Why you can't “out-earn” a bad money mindset The simple investing strategy that wins over time How financial shame keeps you stuck—and how to move through it If you want to change your financial life, it starts with your money mindset. That's why I wrote Unraveling Your Relationship with Money, a guide to breaking free from money trauma and building real wealth. Resources & Links Get my book Unraveling Your Relationship with Money → http://www.everyonestalkinmoney.com Work with me 1:1 for money coaching → https://savvycal.com/everyonestalkinmoney/comp Listen now and celebrate 10 years of talking money with me. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people think saving every penny is the key to financial security. But what happens when saving isn't just a strategy—it's an obsession fueled by fear? In this raw and unfiltered episode, I sit down with Tess Waresmith from Wealth with Tess, who opens up about how childhood money fears shaped her into a compulsive saver. She believed hoarding money was the only way to feel safe—until she realized that true financial freedom required more than just saving. In this episode, we dive into: How childhood money fears shape our financial decisions as adults Why compulsive saving can be just as limiting as overspending How she broke free from fear-based money habits and started building wealth How women are conditioned to feel guilt and fear around money—and how to reclaim your power If you've ever felt stuck in a scarcity mindset, afraid to spend, or unsure how to make your money work for you, this episode is a must-listen. Grab Your Copy of My Book! My new book, Unraveling Your Relationship with Money, is officially here! If money has ever felt stressful, confusing, or out of your control, this book is going to change everything for you. It's time to stop playing small and start owning your financial future. Grab your copy HERE -http://www.everyonestalkinmoney.com/book Listen & Subscribe: Don't miss the rest of the Unravel Your Relationship with Money Mini Summit! Hit subscribe and get ready for more deep, unfiltered money conversations all month long. Connect with Us: Follow Tess on Instagram: @wealthwithtess Follow me on Instagram: @shannahgame Share this episode with someone who needs to hear this, leave a review, and tag us on Instagram so we can shout you out! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I'm answering two big money questions from listeners who want to make the right financial moves but aren't sure how. Question 1: "Am I on the right track financially?" How do you actually know if you're making smart money moves? I'll break down how to assess where you are, what a strong financial foundation looks like, and what to do next if you're feeling stuck. Question 2: "Should I consider debt consolidation?" Debt consolidation sounds like a quick fix—but is it really? I'll share the truth about debt consolidation companies, what to watch out for, and when it might (or might not) be a smart move.Listen in for actionable advice to help you make confident money decisions! LINKS & RESOURCES Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Follow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you ever catch yourself thinking, “It's too late for me to learn about money,” or, “I'll never get out of debt”? Maybe you've convinced yourself that earning more money is the magic solution to happiness. These limiting beliefs about money are all too common and can keep you stuck in a financial rut. In this powerful episode, I'm joined by two incredible money experts—Jordan Grumet, aka Doc G., host of the Earn & Invest podcast, and Joe Saul-Sehy, host of The Stacking Benjamins Show. Together, we're breaking down the harmful money myths that hold you back and teaching you how to rewrite your money story, no matter your age or financial situation. We'll explore: Why it's never too late to turn your finances around The truth about money shame and how to overcome it How to move past financial mistakes and focus on your future Why making more money doesn't guarantee happiness (and what does) Actionable tips to shift your mindset and start building wealth today Whether you're feeling overwhelmed, stuck, or ready for a fresh start, this episode is packed with relatable insights and advice to help you regain control of your money and your future. Links & Resources Mentioned in This Episode: Earn & Invest podcast The Stacking Benjamins Show Connect with Shannah: Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Follow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm spilling the tea on 10 secrets to paying off debt that no one talks about—the hacks, mindset shifts, and strategies that will finally help you take control of your finances and kick your debt to the curb. No boring advice here. We're getting tactical, emotional, and a little unconventional with tips that actually work. Whether you've got credit card debt, student loans, or just want to get ahead faster, this episode is packed with actionable steps to help you crush your debt while still living your life. What You'll Learn in This Episode: Why mindset is the #1 key to paying off debt. The Debt Snowglobe trick for staying motivated. How micro payments can save you thousands in interest. A 7-day financial detox to uncover hidden spending leaks. Resources Mentioned in This Episode: Debt Payoff Calculator: Take the guesswork out of your debt-free journey. Plug in your numbers and see exactly how fast you can crush your debt. Click here to access the calculator. Pre-Order My Book: Ready to rewrite your money story? My book, Unraveling Your Relationship with Money, is your no-BS guide to healing your money blocks, ditching financial shame, and building unapologetic wealth. Pre-order your copy here. Let's Connect! Follow me on Instagram @shannahgame for more tips, behind-the-scenes content, and a little dose of motivation to keep you going on your financial journey. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's get real: no one teaches you the real secrets about money. You're expected to just figure it out—and that's total BS. So today, we're fixing that. In this vault episode, I'm sharing 13 powerful money lessons that will change the way you think about earning, spending, and saving. These are the game-changers—the advice no one talks about because they assume you already know (hint: most people don't). Here's what we're covering: Why it's NOT about how much you earn but how much you keep (and how to master that). The #1 mistake people make when buying a car—and how to avoid it. How your ego is wrecking your finances (and how to stop it). The truth about money worries—and why you don't have to live with them. Plus, so much more! These secrets aren't just advice—they're tools you can start using TODAY to take control of your money and your life. So, what are you waiting for? Hit play, take notes, and let's get to work. You've got this! LINKS Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Follow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

You've been lied to about money your entire life. These lies are keeping you stuck, stressed, and wondering why you can't seem to get ahead financially. But today, I'm breaking it all down for you. In this episode, I'm exposing the biggest money lies you've been told—and more importantly, I'm giving you the truth that can change everything about how you manage your finances. We'll tackle: Why money is more about emotions than math (and how to manage your money mindset). The hustle culture myth: Why working harder isn't the answer to building wealth. The truth about debt: It's not a moral failure—it's a tool. How to align your money with your values for true financial freedom. It's time to ditch the guilt, the fear, and the shame. By the end of this episode, you'll be armed with actionable steps and a fresh perspective to take back control of your money. LINKS FREE Guide: Unf*ck Your Finances Pre-order my book: Unraveling Your Relationship with Money Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I'm joined by Jen and Jill from the Frugal Friends podcast and authors of Buy What You Love Without Going Broke to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters. Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you're a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life. What You'll Learn in This Episode: Why dopamine hits are highest in the anticipation of shopping, not the act itself. How to redefine frugality as a form of financial freedom, not sacrifice. Why understanding your personal values is the secret to intentional spending. Tips to curb impulse shopping without feeling deprived. How mistakes in your financial journey can be your greatest teacher. The importance of asking non-shaming questions about your money habits. How frugality can lead to more meaningful and fulfilling experiences. LINKS Frugal Friends podcast n this episode of Everyone's Talkin' Money, Shannah is joined by Jen and Jill to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters. Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you're a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life. What You'll Learn in This Episode: Why dopamine hits are highest in the anticipation of shopping, not the act itself. How to redefine frugality as a form of financial freedom, not sacrifice. Why understanding your personal values is the secret to intentional spending. Tips to curb impulse shopping without feeling deprived. How mistakes in your financial journey can be your greatest teacher. The importance of asking non-shaming questions about your money habits. How frugality can lead to more meaningful and fulfilling experiences. LINKS Frugal Friends podcast Buy What You Love Without Going Broke book CONNECT WITH SHANNAH Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like your thoughts about money are running the show—and not in a good way? You're not alone. From family influences to societal expectations, your brain is like a sponge soaking up everything about money, creating beliefs that might be keeping you stuck. But here's the good news: you don't have to stay stuck. In this reboot episode, I'm sitting down with Kara Loewentheil—J.D., Master Certified Coach, host of the hit podcast Unfck Your Brain*, and author of Take Back Your Brain. Kara is a powerhouse when it comes to rewiring how you think, and this episode is packed with practical strategies to help you finally shift your money mindset. Here's what we're diving into: Why your brain is wired to think negatively about money—and how to reprogram it. The Thought Ladder: a simple, powerful tool to change how you think about money. How to escape the scarcity mindset and start making confident financial decisions. Why hiding what you buy isn't the answer—and how to stop the shame cycle. Whether you're starting fresh this year or just want to feel less anxious about your finances, this episode will give you the tools you need to take control of your thoughts and your money. Links Mentioned in This Episode: Kara's new book: Take Back Your Brain Kara's podcast: Unfck Your Brain CONNECT WITH SHANNAH Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Follow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to ditch the traditional budgeting rules that never seem to work and finally take control of your debt? In this episode, we're tearing up the budget and introducing The Anti-Budget Blueprint—a simpler, more effective way to fast-track your journey to debt freedom. We'll cover: Why traditional budgets fail most people (and what to do instead). The key steps to creating a spending plan that feels good and works. How to prioritize your debt payoff without sacrificing everything you love. Real-life examples of how this approach can change your money game. This isn't just about paying off debt—it's about transforming how you think about and manage your money. Whether you're overwhelmed by debt or just ready for a fresh start, this episode gives you actionable steps to take back control. LINKS Free Guide: Unfuck Your Finances – Your first step to a better money mindset. Pre-order my Book: Unraveling Your Relationship with Money Grab a 15-minute complimentary phone call to talk about Money Coaching Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I'm getting real about the fears and stories that keep so many of us stuck in our financial journeys. If you've ever felt too scared to check your bank account, ashamed of your spending habits, or just unsure how to move forward, I've got you covered. Together, we're diving into the real reason behind these fears, how they show up, and, most importantly, how to tackle them head-on. With humor, vulnerability, and actionable steps, I'll help you rewrite your money story and take back your power. What You'll Learn in This Episode: Why your money fears aren't actually about money (and what's really behind them). The sneaky ways fear shows up and holds you back. My 3-step plan to face your money fears and rewrite the story that's been keeping you stuck. How small, brave actions can lead to massive change. Why persistence matters more than perfection when it comes to your money journey. Resources I Mention: Grab your FREE Unf*ck Your Finances Workbook: This workbook will walk you through identifying and overcoming your money fears so you can start building unapologetic wealth. https://etmpod.link/workbook My book, Unraveling Your Relationship with Money: I dive deep into the stories, emotions, and behaviors shaping your financial life and show you how to transform them. [Get your copy → http://www.everyonestalkinmnoney.com/book Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to make 2025 your year of adventure? In this episode, I'm joined by travel expert Lyn Mettler from Families Fly Free to talk all about the exciting travel opportunities waiting for you and how to make them happen without breaking the bank. We're diving into: Revenge Travel 2.0: Why 2025 is the year people are hitting the skies and roads like never before. Miles & Points Mastery: How to use miles and points to slash your travel costs. Southwest Airlines' Companion Pass: The ultimate travel hack for families and budget travelers. Lyn shares practical tips to maximize your travel experiences while saving money and making memories. If travel has been on your vision board, this episode is packed with strategies to make it happen. LINKS Learn more about the Southwest Airlines Companion Pass Check out Families Fly Free LET'S CONNECT If this episode inspired you, share it with someone who needs to hear it! Don't forget to pre-order my book, Unraveling Your Relationship with Money, so you can create the life you've been dreaming of. Tag me on Instagram @shannahgame and let me know your 2025 travel plans! Loved this episode? Subscribe and leave a review—your feedback keeps this podcast going strong! Learn more about your ad choices. Visit megaphone.fm/adchoices