Podcasts about gig economy

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Best podcasts about gig economy

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Latest podcast episodes about gig economy

Way Too Busy
The Endless Job Hunt

Way Too Busy

Play Episode Listen Later Nov 22, 2023 42:33


Paul welcomes back Dr. Charles Michael Austin, also known as Dr. Chaz, for an in-depth discussion about his latest book, "101 Ways to Find Work... and Keep Finding Work for the Rest of Your Career." This episode is a must-listen for anyone eager to navigate the evolving landscape of employment, whether you're job hunting, seeking growth in your current role, or just curious about the changing dynamics of the workplace. About Dr. Chaz: Dr. Charles Michael Austin, an expert in Organizational Leadership with a Doctorate from Pepperdine University, brings over two decades of experience in guiding leaders and managers across the globe. Dr. Chaz is renowned for his proficiency in enhancing leadership effectiveness and leveraging social media for professional outreach. His expertise extends to training individuals in the Gig Economy on how to effectively market themselves. Additionally, Dr. Chaz is a seasoned educator, teaching a variety of courses in business, leadership, and communication. Key Resources: Dr Chaz LinkedIn Profile - https://www.linkedin.com/in/chazaustin/ Dr Chaz TedX Talk - https://www.youtube.com/watch?v=b3gf1kK3iLc 101 Ways to Find Work... and Keep Finding Work for the Rest of Your Career - https://a.co/d/69gGhH2 LinkedIn Learning CoursesCREATING A CAREER PLAN - http://goo.gl/IFMDCj SUCCEEDING IN A NEW JOB - https://goo.gl/lYxRSH TRANSITIONING OUT OF YOUR JOB - http://goo.gl/YtWBkr Humanity Working is brought to you by BillionMinds. BillionMinds helps companies be ready for the future of work by developing adaptable, resilient employees. You can learn more about them on LinkedIn or by visiting billionminds.com.

Heartland Franchise Guy
EVERYTHNG is About to Change with How You Find Your Franchise - Introducing QualiFYI

Heartland Franchise Guy

Play Episode Listen Later Nov 21, 2023 18:08


Remember when using the internet for daily purchases seemed strange? When calling a Taxi was the only option? Depending upon your age, you may or may not remember, because our Gig Economy, with improved options for self-directed decision making, has changed everything. And NOW, Self-Directed franchise brokerage / franchise match-making has also arrived! It's called QualiFYI. How big is QualiFYI? Big enough that....... at least until we see just how dramatically it changes everything about researching #franchiseopportunities.This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

RIMScast
Solving Wicked Problems with Dr. Gav Schneider

RIMScast

Play Episode Listen Later Nov 20, 2023 38:46


Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   The term Wicked Problems was originally coined in an academic paper authored by design theorists Horst Rittel and Melvin Webber over 50 years ago. While there are many attributes that define a Wicked problem, generally they are based on problems that are fast evolving with no clear solution or where the solution generates further problems and a level of residual risk that is potentially worse than the initial issue itself. Fast forward to today, Risk Managers and Leaders try and grapple with the reality of a Volatile, Uncertain, Complex, Ambiguous, and Digital (VUCAD) world that challenges us with more and more Wicked Problems. In this session, we will explore how Risk Managers and Leaders can better cope with and wrangle wicked problems to create successful outcomes.   Key Takeaways: [:01] About RIMScast. [:14] RISKWORLD 2024 will be held in sunny San Diego, California, May 5th through May 8th. Booth and sponsorship sales are open. Member registration opens November 2023. Public registration opens December 2023. Visit RIMS.org/riskworld for more information. [:33] About today's episode, a discussion of wicked problems with Dr. Gav Schneider. [:55] The RIMS CRMP is the only competency-based risk management credential that matters because earning the certification shows employers and recruiters that you have the skills necessary to manage risk and create value for your organization. [1:15] Several Exam Prep virtual workshops are coming up, starting with December 13th and 14th with former RIMS president, Chris Mandel. On January 13th, 20th, and 27th, 2024, the RIMS CRMP Exam Virtual Workshop will be presented in conjunction with Conrad Clark Nigeria. [1:38] The RIMS CRMP-FED Exam Prep Virtual Workshop will be held January 30th and February 1st. That's a two-day course. Visit the certification page on RIMS.org for more information. A link is on this episode's show notes. [1:56] RIMS is one of the educational development partners with AFERM, the Association for Federal Enterprise Ris Management. Two AFERM leaders joined RIMScast last week for a brief interview during the ERM Conference. This is a last call about AFERM's upcoming SUMMIT. [2:17] Join fellow ERM practitioners at the 2023 AFERM Summit Training. The theme is “Collaborate and Celebrate: Weaving ERM into the Fabric of Government.” The ERM SUMMIT will take place in Washington, D.C. at the Walter E. Washington Convention Center and virtually on November 28th and 29th. Links are in the show notes. [2:41] A Shout out the the RIMS New Zealand and Pacific Island Chapter and Marsh Australia and New Zealand, who welcome you to Embrace The Unknown: Unleashing the Power of Risk on February 12, 2024 at the Pullman Hotel in Aukland, NZ to discuss the critical role of risk management in today's uncertain world. A link is in the notes. [3:25] We have one of the featured speakers on RIMScast today, Dr. Gav Schneider. Dr. Schneider will present on “Wrangling Wicked Problems: The Ultimate Risk Management Challenge.” Dr. Gav Schneider is with the Centre for the Study of Wicked Problems and he was the Risk Management Institute of Australasia's 2023 Risk Leader of the Year. [3:50] Dr. Schneider is the creator of the Presilience Approach. Dr. Gav Schneider, welcome to RIMScast! Dr. Schneider joins RIMScast from Brisbane, Australia, and is originally South African. He moved to Australia nearly 20 years ago. Dr. Schneider is with the ISRM ANZ CSWP (Center for the Study of Wicked Problems). [5:07] Dr. Schneider started his career in martial arts in South Africa. He is an 8th Degree Black Belt. He taught self-defense and defensive tactics. He transitioned to close protection, bodyguarding, and executive protection. He set up his first business in South Africa, 24 years ago and sold it in 2014. [5:36] On the way, Dr. Schneider became fascinated with decision-making and risk management, as he kept seeing it being done so badly, even when there were life-or-death consequences attached. He looked at corporate risk management and how it intersects with compliance and how performance measures come into play. [6:00] Dr. Schneider became interested in practical application combined with sound academic theory, primarily focusing on the way humans make decisions. He is known as the Human-centric Risk Guy. He has taught a post-graduate program on the psychology of risk for the past seven years. It's been great for his learning, as well. [7:06] The Institute for Strategic Risk Management is an international group that's looking at how strategy, risk, and management intersect. ISRM has been collaborating with RIMS NZ for a couple of years. [7:21] The first paper on Wicked Problems was published 50 years ago. The fact that the world is so hypercomplex and we are bombarded with information all the time has made the study of wicked problems quite an important area. [7:56] We've become good at process- and compliance-based risk management. From the Industrial Revolution, we've gotten good at organizing and arranging things but now we're moving out of management-centricity. In a world with a high degree of control and certainty, process- and compliance-based risk management works. [8:43] In the modern world, we are bombarded with uncertainty, quickly changing events, and lack of control because of our hyper-connected systems. Dr. Schneider cites a recent seven-hour telecom outage in Australia. It hurt businesses. In supply-chain management, one supplier having an issue can be catastrophic for many businesses. [9:22] Certainty and control have eroded, compared to 20 years ago. [9:38] The difference between a Wicked Problem and a poly-crisis will be covered at the workshop at the RIMS Conference in New Zealand. You need time to understand it. Today's challenges are not one-dimensional risks to manage. A crisis evolves over one variable. If your team is coping, it's not a crisis. [11:39] When lots of crises happen at once, the support structures we have in place become overwhelmed. The interconnections between them become overwhelmed. A poly-crisis made up of lots of Wicked Problems. A standard crisis might just be us being overwhelmed. [12:41] Dr. Schneider says we are all risk practitioners. When making decisions, we weigh out the likelihood of success or failure. Dr. Schneider gives a few examples of the risk management of self-defense. In South Africa, when he had the self-defense business, there were 78 reported carjackings a day. [14:04] A lady called Dr. Schneider's self-defense business to learn how to defend against carjackings because she had been carjacked four times. The carjacker had hidden behind the same bush four times. She needed to cut down that bush! [14:42] When people called about close protection and security, they started with “Money is no object.” That high standard lowered when they were advised to hire two cars and four bodyguards; “Can't I get by with one car and two guards?” Suddenly, the price to protect their lives was half of the amount they were recommended. [16:13] If you don't have culture, engagement, and performance right, none of your other systems work. How do we achieve efficacy and sustained high performance during business as usual and how do we create the ability to thrive in a disruption not just survive? That has been Dr. Schneider's study since 2008 for his PhD. [16:40] In running the psychology of risk program, Dr. Schneider has seen smart, capable graduates become frustrated, doing everything they can on the process/compliance side while people they work with feel that risk management is the “handbrake to happiness,” keeping them from achieving what they want to do. [17:06] Dr. Schneider and the Centre for the Study of Wicked Problems want to “shift the dial” from negative outcome management to seizing and creating opportunity as a positive outcome. They developed the concept of “presilience,” a term Dr. Schneider coined. [17:46] The Centre for the Study of Wicked Problems was launched this year as a collaboration with the ISRM head office in the UK, and in NZ and AU. Fifty years after the first paper on wicked problems, you don't see wicked problems management getting nearly enough “airplay” or understanding in the world of conventional risk management. [18:12] Usually, the wicked problems cause pain for risk leaders and risk managers because those are the problems where the conventional systems don't work that well. [18:25] RIMS plug time! Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. December 7th starts the three-part course, Leveraging Data and Analytics for Continuous Risk Management, which will be led by our friend Pat Saporito. [18:48] Fundamentals of Insurance returns on December 12th and 13th. It will be led by our good friend Gail Kyomura. Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [19:04] On November 21st, Beazley returns to present Business Risk: Helping Your Executives to Navigate Today's Volatile Risk Environment. [19:18] On December 1st at 7:00 a.m. Eastern, Prudent Insurance Brokers Private Ltd. returns to discuss Business Interruption. On December 7, 2023, our friends at TÜV SÜD GRC return to discuss Engineering Resilience: Strategies for Preventing Machinery Breakdown. [19:36] On December 12th, Prepare Yourself for the New Generation of Risk with Riskonnect. On December 14th, Aon will be Addressing Today's Risks While Preparing for the Risks of Tomorrow. [19:50] Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [20:14] Dr. Schneider's session is from 4:10 p.m. to 4:50 p.m. called “Wrangling Wicked Problems: The Ultimate Risk Management Challenge.” It will touch upon control efficacy measurement and risk intelligence. Risk intelligence is the human ability to make great decisions, grabbing upside opportunity and minimizing downside negative impact. [21:48] Risk intelligence is the living application of risk management as opposed to process-based application of risk management. Lots of smart people make terrible decisions because they blindly follow a process, they blindly follow a policy that's out-of-date, or they make no decision because they panic under pressure. [22:27] Not doing something, especially in a crisis or poly-crisis, is often worse than making the wrong call. Even the wrong call creates momentum, which gives you learning, to see that didn't work, so you can tweak it or do something different. [22:43] There are fundamental differences in the way to apply wicked-problems-based risk management and the way to apply process-based or compliance-based risk management. They require different skill sets. Process- and compliance-based risk management requires an auditor compliance-driven mindset that loves rules. [23:47] Epidemics, geopolitical instability, solar flares, and other things that are going to be significantly challenging for us, that are bigger than us, are very difficult to solve. Mist organizations set a strategic plan and then assume risk management will help them achieve the plan. [24:10] If we identified wicked problems early, we could forecast which strategic plans are going to be blocked by them and we could use a different skill set to deal with them. That skill set is highly-evolved risk intelligence; people who are good at dealing with uncertainty, achieving objectives in different ways, and are great communicators. [24:36] Dr. Schneider has a list of things he will share when he runs sessions. We want to be thinking of the risk leader of the future. Most risk managers don't manage risk; they manage a process or set up a policy that other people in a business have to manage or own. [24:59] Who's leading risk? People making decisions that have negative or positive consequences are risk leaders. We need to build dual skill sets. MBAs and Public Policy degrees teach to be good at process and compliance. Wicked problems require highly evolved emotional intelligence, influence skills, and pattern recognition. [25:50] In the session that Dr. Schneider will introduce in New Zealand, he will be covering some of those skill sets, and how to build them. His firm hope is that these teachings will create the risk leaders of the future that will enable a society that thrives through disruption and can endure when things go wrong. [26:26] Dr. Schneider talks about the psychology of risk work. He believes people learn by hearing, learn more by hearing and seeing, and learn even more if they are also entertained. So it's about engaging the audience to have significant takeaways that make their work life better and enable their efficacy in their job to increase. [27:05] Dr. Schneider's presentation style is informal. He walks around and gets involved with the audience. He doesn't separate himself from the audience with a podium. Because they give their time and resources to listen to him, he gives them something that makes them more effective in their jobs and ultimately helps their organization. [29:06] Dr. Schneider has a unique hybrid South African-Australian accent. People either find him easy to listen to or can't understand a word he says! [29:44] Dr. Schneider shares his thoughts for the RIMScast audience. We're in a challenging era. It's almost overwhelming in its opportunity. We can integrate technology and leverage knowledge and connections in ways we've never been able to do. There are a few things we need to remember. [30:17] We are not over COVID-19 yet. It still has effects on social cohesion and personal interaction. In many cases, people were shut down from other humans for an extended time. Their skills of collaboration, teamwork, and empathy have eroded and they haven't returned yet. [30:39] We're seeing that now with an increase in things like workplace violence, active shooting incidents, and geopolitical war. Part of the global challenges we have as risk leaders is that people are not thinking about the skills for solving wicked problems. Most risk leaders had a tough time through COVID-19 and need to refresh. [31:34] We're now in an era of disruption. Systems we've built over the last few hundred years are not able to cope with the complicated and interwoven variables we're facing. We need to be ready. Dr. Schneider's message is to build your skills, maintain your mental and physical health, and find your balance. This is a marathon, not a sprint. [32:02] Dr. Schneider says things are going to continue to be challenging. Increased interest rates and fiscal moves by governments to try to cap inflation is a good example of a wicked problem. People in financial stress get desperate and crime, violence, and fraud go up. Learn to look at the interconnected world. [32:52] Cybercrime is here to stay. Risk leaders need to get comfortable with the virtual world. AI comes up repeatedly at every risk conference. If businesses and business leaders are talking about it, it's going to be the problem of risk leaders and risk managers. It's either a problem or an opportunity, depending on how you look at it. [33:50] The way criminals take advantage of vulnerabilities in our systems is very different from the way protectors like risk leaders look at them. A convicted criminal told Dr. Schneider that he's never seen a computer or a computer program spend time in jail. AI and tech are still driven by humans. It's a human problem or opportunity. [34:32] The more tech we get, the more human-centricity we need. The deep thinking is going to have to be done by humans. We have to manage the opportunity and the risk of AI and tech simultaneously. [35:04] Justin is excited for anyone who gets to go and see Embrace the Unkown: Unleashing the Power of Risk at the Pullman Hotel in Aukland, NZ, February 12, 2024. [35:44] Special thanks to Dr. Gav Schneider. On February 12, 2024, Dr. Schneider will be a presenter at the day-long live conference Embrace the Unknown, which will be at the Pullman Hotel in Aukland, NZ. That event is hosted by Marsh and the outstanding RIS NZ and PI Chapter. The link is in this episode's show notes. Check it out and register! [36:07] More coverage leading up to this event will follow on RIMScast. [36:15] Go to the App Store and download the RIMS App. This is a special members-only benefit. Everybody loves the RIMS App! [36:39] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [37:22] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [37:47] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [38:03] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and in print, and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [38:24] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: Embrace The Unknown: Unleashing the Power of Risk | Hosted Live & In-Person by RIMS NZ & PI | Feb. 12, 2024 2023 AFERM Summit Training | Nov 28–29, 2023 Riskworld 2024 — San Diego, CA | May 5–8, 2024 Dan Kugler Risk Manager on Campus Grant RIMS-Certified Risk Management Professional (RIMS-CRMP) NEW FOR MEMBERS! RIMS Mobile App RIMS Risk Management Magazine: ERM Special Edition 2023 RIMS Webinars: Business Risk: Helping your Executives Navigate Today's Volatile Risk Environment | Sponsored by Beazley | Nov. 21, 2023 Business Interruption | Sponsored by Prudent Insurance Brokers Ltd. | Dec. 1, 2023 Engineering Resilience: Strategies for Preventing Machinery Breakdown | Sponsored by TÜV SÜD | Dec. 7, 2023 Prepare Yourself for the New Generation of Risk | Sponsored by Riskonnect | Dec. 12, 2023 Addressing Today's Risks While Preparing for Tomorrow | Sponsored by Aon | Dec. 14, 2023 RIMS.org/Webinars Upcoming Virtual Workshops: Leveraging Data and Analytics for Continuous Risk Management | Dec 7 Fundamentals of Insurance | Dec 12 See the full calendar of RIMS Virtual Workshops All RIMS-CRMP Prep Workshops – Including Chris Mandel's Dec 13–14 Course Related RIMScast Episodes: “Harnessing Innovation's Promise with ERM Conference Keynote Bob Roitblat” “ERM's Value Proposition with Chris Mandel” Sponsored RIMScast Episodes: “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. (New!) “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Chris Mandel! Spencer Educational Foundation RIMS DEI Council   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest   Dr. Gav Schneider Summarized BIO — Keynote Speaker, Director, CEO, Academic: Dr Gavriel (Gav) Schneider (CCRO, RPP, FISRM, FIML, FIS (SA), FGIA, FARPI, MAIPIO, CPP) IFSEC 2019, 20, 21 and 22 top twenty global influencer — Thought Leadership RMIA Risk Leader of the Year 2023 and Risk Consultant of the Year 2019 Dr Gav is an acknowledged business leader and specialist in the field of human-based risk management and the psychology of risk. He is the creator of the Presilience® approach (recognized in the prestigious AFR Most Innovative Awards in 2021). He is a serial entrepreneur and has been running his own businesses since 2001. He has conducted business in over 17 countries and provided a wide range of services for a very diverse client base, ranging from heads of state to school teachers. He is a leading academic and subject matter expert in his field and is a much sought-after International speaker. In Addition to being the RMIA's Risk Leader of the Year in 2023, and Risk Consultant of the Year in 2019, Dr. Gav is the only Australian to make the IFSEC Global Influencers' top 20 thought Leaders list for the last 4 years in a row.   The Institute of Strategic Risk Management ANZ CSWP (Centre for the Study of Wicked Problems) The Centre for the Study of Wicked Problems is an international academic institution dedicated to facilitating effective research, analysis, and solutions to the wicked problems faced by our organizations, governments, and communities. The Centre brings together stakeholders, academics, policymakers, and practitioners with one common platform to develop effective frameworks and strategies to address multifaceted challenges.   Tweetables (Edited For Social Media Use): I started my career in South Africa. I kicked everything off with the world of martial arts. So I'm an eighth-degree black belt and that's how I got started, teaching self-defense and defensive tactics. — Dr. Gav Schneider   This year is the 50th anniversary of when the first paper on Wicked Problems was penned. The fact that the world is hypercomplex and we are bombarded with information all the time has made the study of wicked problems quite an important area. — Dr. Gav Schneider   It's usually, the wicked problems that are causing such pain for risk leaders and risk managers because it's where the conventional systems don't work that well. — Dr. Gav Schneider   If businesses and business leaders are talking about AI, it's going to be our problem. It's either a problem or an opportunity, it depends on how you look at it. — Dr. Gav Schneider

I Hate Numbers
Tax and the Gig Economy

I Hate Numbers

Play Episode Listen Later Nov 19, 2023 9:26 Transcription Available


In the dynamic landscape of the gig economy, additionally, we find ourselves at the crossroads of change. The term, a buzzword for many, holds particular relevance for those in the UK. Specifically, this week's episode of I Hate Numbers delves into the impending legislation by HMRC, set to take effect on January 1, 2024.The Gig Economy's ScaleBefore we explore the legislative intricacies of tax, let's comprehend the scale of the gig economy. Undoubtedly, a staggering 7.35 million people actively participate in this industry in the United Kingdom alone. Moreover, what does this mean in the grand scheme? Our friends at HMRC, in conjunction with the OECD, believe it necessitates new legislation.New Legislation: A Compulsory ShiftStarting January 1, 2024, digital giants like Airbnb, Fiverr, Upwork, and Deliveroo will be compelled to report income details to HMRC. Consequently, this isn't a mere option; it's a mandatory action. The global stage is witnessing a synchronized effort to curb what tax authorities perceive as evasion and avoidance in the gig economy.Impact and EnforcementMoreover, as we transition into the heart of the matter, it's crucial to understand the implications. The legislation unfolds in two stages: reporting by digital platforms in 2024 and cross-checking by HMRC in 2025. The message is clear – transparency is non-negotiable. Those who fail to comply may find themselves the subject of a meticulous investigation.Tax Evasion vs. Avoidance: Drawing the LineUnderstanding the thin line between tax evasion and avoidance is paramount. For instance, while tax avoidance is legal and smart, evading taxes is a criminal offense. HMRC's focus is on ensuring individuals rightfully declare their income, thereby minimizing the tax gap and preventing loss of revenue.Responsibilities of Gig WorkersGig workers, take note. Equally, if you're self-employed and your yearly sales exceed £1,000, self-assessment registration is mandatory. Even if your income incurs no tax, it is crucial to declare. Thus, remember, hiding income can lead to repercussions beyond financial implications.Potential Consequences and PreparationHMRC possesses the authority to prosecute, emphasizing the severity of non-compliance. Meanwhile, preparation is key. Get your financial house in order. Explore our show notes for valuable resources and register for our free webinar on December 6, 2024, for a more comprehensive understanding.Conclusion: Navigating the Tax TerrainIn conclusion, by addressing it head-on, anxiety can be mitigated, allowing gig workers to navigate this changing landscape successfully. Ready to master your financial game? Dive into our resources, stay informed, and elevate your financial literacy. Explore more on our website now.This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Rethink Community: The Podcast
Entrepreneurship and the Gig Economy: Thomas White

Rethink Community: The Podcast

Play Episode Listen Later Nov 17, 2023 29:09


In this episode, our guest is Thomas White, a seasoned entrepreneur in the Gig Economy.  Thomas speaks from his own lived experience on the benefits of gig work, the pitfalls and how entrepreneurs and everyday people can leverage their skills for cash through current platforms.  Thomas also speaks to how each of our communities can better support entrepreneurs and those choosing to make a living through non-traditional approaches to work and business.

Political Capital with Rob Shaw
#113 - Labour rules for gig economy, anti-racism hotline, NDP convention, Surrey policing

Political Capital with Rob Shaw

Play Episode Listen Later Nov 17, 2023 39:54


The NDP government brings in long-awaited rules for drivers at Uber, Skip the Dishes and other gig economy roles - do they hit the mark? A new anti-racism hotline is set to go live three years after it was first promised. And a look-ahead to the BC NDP convention, one year before the election. Plus, Mike Farnworth suspends the Surrey police board, so is it clear sailing for a municipal force now?Host Rob Shaw is joined by Jeff Ferrier of Framepoint Strategies, Allie Blades of Mash Strategies and Carlie Pochynok of Hill & Knowlton. Brought to you by Uber Canada.

It's Related, I Promise
Finding Your Why || Surviving The Gig Economy

It's Related, I Promise

Play Episode Listen Later Nov 17, 2023 84:46


Finding your why in the gig economy can be such an enlightening experience. Listen in on this episode to hear how Shazz, Ciru, Sharon, and Jules define their why and let us know what yours is in the comments below... --- Send in a voice message: https://podcasters.spotify.com/pod/show/irip/message

The Process Podcast
The Future of Work Is(n't) in the Gig Economy

The Process Podcast

Play Episode Listen Later Nov 15, 2023 51:15


Take One Daf Yomi
Bava Kama 12 – The Gig Economy

Take One Daf Yomi

Play Episode Listen Later Nov 14, 2023 7:47


Today's Talmud page, Bava Kama 12, explores the difference between land, which is unmovable property, and slaves, which are moveable. The Talmud explores the difference in what must be done to demarcate ownership of each of these types of “property”. This brings up the modern-era issue of the gig economy, where people are moveable, and work for themselves rather than for an organization or company. What happens to the trust between one another us as we treat people more and more like commodities? Listen and find out. Like the show? Subscribe to our weekly newsletter. Send us a note at takeone@tabletmag.com. Follow us on Twitter at @takeonedafyomi and join the conversation in the Take One Facebook group. We think that you may also enjoy Liel's new book How the Talmud Can Change Your Life: Surprisingly Modern Advice from a Very Old Book, available directly from the publisher, or wherever you purchase books. Take One is a Tablet Studios production. The show is hostedby Liel Leibovitz, and is produced and edited by Darone Ruskay, Quinn Waller and Elie Bleier. Our team also includes Satephanie Butnick, Josh Kross, Robert Scaramuccia, and Tanya Singer.  Check out all of Tablet's podcasts at tabletmag.com/podcasts.

RIMScast
Live From RIMS ERM Conference 2023

RIMScast

Play Episode Listen Later Nov 14, 2023 26:26


Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews several notable attendees of the RIMS ERM Conference 2023 in Denver, Colorado. First is Fernanda Gutierrez Franco, a student at the University of Colorado. Fernanda speaks of the risk management program at the university. Next are two high-ranking AFERM members, Marianne Roth, and Bobbi-Jo Pankaj, who describe the similarities between AFERM and RIMS. They also speak of the Summit, AFERM's Conference. Finally, Justin catches up with Dr. Innocent Uzombah, MBA, the Registrar General/CEO of the Chartered Institute of Loan & Risk Management of Nigeria. Dr. Uzombah hopes to bring the risk management body of knowledge in Nigeria to current standards. Justin wraps the episode with some of the benefits of attending the RIMS ERM Conference.   Key Takeaways: [:01] About RIMScast. [:28] The segments of today's episode were recorded live at the RIMS ERM Conference 2023 in Denver, Colorado. Live event episodes are Justin's favorites. They capture the energy of RIMS events! [:43] Justin sends a quick shout-out to the RIMS New Zealand Pacific Island Chapter and Marsh Australia and New Zealand, who welcome you to Embrace The Unknown: Unleashing the Power of Risk, a one-day event on February 12, 2024 at the Pullman Hotel in Auckland, NZ. [1:07] It will be a gathering of experts, thought leaders, and professionals from various industries to explore and discuss the critical role of risk management in today's dynamic and uncertain world. There will be sessions on AI, Resilience, and Adaptability, highlighted by case studies and insights. See the link in this episode's show notes.  [1:28] Next week on RIMScast, one of the speakers will be joining us! Be sure to tune in. [1:34] It's never too early to talk about RISKWORLD 2024! Save the date, May 5th–8th, 2024 in sunny San Diego, California. Booth and sponsorship sales are open. Member registration opens this month, November 2023 and public registration opens in December 2023. Visit RIMS.org/RISKWORLD to learn all about it. [2:09] We have a range of perspectives on today's episode of RIMScast. Our first perspective comes from a soon-to-be rising star in the risk profession, Fernanda Gutierrez Franco, a student at the University of Colorado. She is very involved in the risk management program and risk management groups at the school. [2:32] Fernanda was one of the contestants for ERM Squares. Justin caught up with Fernanda in the ballroom to hear from her how students are seeing the risk profession and what her career goals are. [2:48] Fernanda Gutierrez Franco, welcome to RIMScast! Fernanda started college with a biology major for pre-med or nursing. It wasn't a fit, so she switched to business, hoping to go into management or accounting in the health sector. In one of her classes, guest speakers talked about the RMI program. She booked a meeting and switched her major. [4:06] Fernanda loves risk management for the opportunities for students and how welcoming everyone is in the industry. Fernanda describes opportunities at CU Denver and RMI events such as spotlights on companies and shadow days to visit companies and shadow the employees. Fernanda describes Gamma Iota Sigma internship events. [4:59] Many speakers come to talk to classes in panelist events or to talk about risk control and company practices. [5:19] Fernanda loves ERM for everyone coming together to realize that there has to be something done;  there has to be a risk assessment or something laid out. It's educating people that aren't in the risk industry that risk is always here and it's better to be prepared than to be sorry later. [5:44] Fernanda will take a course under David Young in her grad program. [6:05] Fernanda is the Women in Business VP,  the Gamma Iota Sigma VP. She is more involved with the Gamma Iota Sigma group that meets Tuesday morning, weekly and hosts two to three events monthly. They have nine elected officials and are working on getting more members involved in the organization. [6:49] Fernanda was a moderator at the RIMS Western Regional. It was her first time moderating at a risk event and her first time in front of a huge crowd. It scared her a bit to be standing in front of 400 people, but it was a great opportunity, she got a lot of exposure and the session was fun and informative. [7:49] Fernanda has had other speaking opportunities, including high school commencement, for around 150 people. [8:12] Fernanda was one of the first two contestants for the RIMS ERM Squares. She had to agree or disagree with answers from nine seasoned risk professionals on stage. [9:18] Justin congratulates Fernanda and thanks her for being on RIMScast. [9:23]  RIMS plug time! Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. December 7th starts the three-part course, Leveraging Data and Analytics for Continuous Risk Management, which will be led by our friend Pat Saporito. [9:44] Fundamentals of Insurance returns on December 12th and 13th. It will be led by our good friend Gail Kyomura. Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [10:01] On November 16th, Nationwide returns to present U.S. Customs Surety Bonds: A Primer for Risk Professionals. On November 21st, Beazley returns to present Business Risk: Helping Your Executives to Navigate Today's Volatile Risk Environment. [10:25] On December 1st at 7:00 a.m. Eastern, Prudent Insurance Brokers Private Ltd. returns to discuss Business Interruption. At 2:00 p.m. Eastern, on December 1st, the RIMS PUBLIC POLICY COMMITTEE PRESENTS: Understanding Nevada's “Defense Within the Limits” Ban. [10:47]  On December 7, 2023, our friends at TÜV SÜD GRC return to discuss Engineering Resilience: Strategies for Preventing Machinery Breakdown. On December 12th, Prepare Yourself for the New Generation of Risk with Riskonnect. On December 14th, Aon will be Addressing Today's Risks While Preparing for the Risks of Tomorrow. [11:08] Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [11:28] The next guests are Bobbi-Jo Pankaj, 2023 Summit Committee Chair, with AFERM, the Association for Federal Enterprise Risk Management, and Marianne Roth, AFERM President. AFERM was at the ERM Conference. [11:53] RIMS looks forward to collaborating with them for the 2023 AFERM Summit Training on November 28th and 29th at the Walter E. Washington Convention Center in Washington, D.C. The link is in this episode's show notes. Bobbi-Jo Pankaj and Marianne Roth, welcome to RIMScast! [12:18] Justin interviews high-ranking AFERM members, Marianne Roth, and Bobbi-Jo Pankaj, at the RIMS ERM Conference 2023. Marianne says AFERM is the only organization dedicated to government employees who are leaders in ERM. AFERM has about 500 members from state, local, and federal government and the private sector. [13:07] The members of AFERM facilitate ERM at all levels of government and in the nonprofit sector. Bobbi-Jo says she has a deep love for ERM. AFERM is the Association of Federal Risk Management. AFERM has a lot of activities for state, federal, and local governments and vendors. Bobbi-Jo is a vendor. She works for Guidehouse. [13:32] Bobbi-Jo is the Summit Chair for 2023. The Summit is very similar to the RIMS ERM Conference. The Summit focuses on weaving ERM into the fabric of government. There are usually 300 or 400 attendees in person and virtually. The Summit is November 28th and 29th. [13:53] AFERM is heavily tied to the federal government, so if the government shuts down, the event will be moved to a later date. It will still be in Washington, D.C. at the Washington D.C. Convention Center. RIMS is slated to have a presence at the Summit. [14:22] At the Summit, there's an exciting vibe; everybody loves ERM. There are speakers from the public and private sectors. There are 21 unique break-out sessions. There are five plenary speakers, including the Commissioner of the Internal Revenue Service. There's a lot of networking. Which is one of the best takeaways from the event. [14:46] There are tools and techniques that members have found successful in the government and the private sector. RIMS will have a booth at AFERM. Bobbi-Jo is excited to get potential new AFERM members from RIMS. A lot of AFERM members have the RIMS CRMP certification and the RIMS CRMP-FED microcertification. [15:20] Marianne and Justin met online a few years ago after Marianne won the Theodore Roosevelt Excellence in Government Award for Innovation in ERM at the Consumer Financial Protection Bureau. Justin saw it on LinkedIn and reached out to Marianne. They did a Q&A. It is linked in this episode's show notes. [15:54] Marianne has been an ERM risk practitioner for almost 10 years. Bobbi-Jo was in risk management first and has also been an ERM risk practitioner for about 10 years, since ERM took off in the federal government. [16:07] Marianne has seen a lot of maturation of ERM capabilities across federal agencies with organizations focusing on risk appetite and maturing their processes, mitigating risks more effectively. Bobbi-Jo agrees and notes that a lot of AFERM members use the RIMS Risk Maturity Model® to track the maturation of programs. [16:44] AFERM is an all-volunteer organization. They seek volunteers year-round. Marianne enjoyed the Summit so much, she got involved with AFERM. Bobbi-Jo has been doing the Summit for seven years and took on the Chair position because it is an amazing event. Justin looks forward to seeing them at future RIMS events. [17:22] Justin's final guest for this episode is Dr. Innocent Uzombah, MBA, the Registrar General/CEO of the Chartered Institute of Loan & Risk Management of Nigeria. He came from Nigeria to attend the RIMS ERM Conference in Denver and has also been to several more RIMS events. Justin invited him to RIMScast to share his unique perspective. [18:09] Dr. Innocent Uzombah, welcome to RIMScast! Dr. Uzombah is happy to be here. Dr. Innocent Uzombah has been a risk management practitioner for 13 years. Dr. Uzombah explains what drew him to risk management. He came to the RIMS ERM Conference to improve the body of knowledge in risk management practice in Nigeria. [19:56] The Chartered Institute of Loan & Risk Management of Nigeria shares ideas and information with offices in Ghana, Cameroon, Kenya, and some other African countries. [20:22] Dr. Innocent Uzombah says the session on Resilience was very good. He enjoyed other sessions, too. He will bring this information to Nigeria to teach others. He says risk management is a void in Africa. His advice to people in Nigeria interested in risk management is to get the right knowledge and education to fill the void. [21:57] Dr. Innocent Uzombah has attended the RIMS ERM conference starting with the 2019 conference in Louisiana. He will continue to attend so the body of risk knowledge will improve in Africa. Justin is glad Dr. Innocent Uzombah is getting so much from the RIMS conferences and looks forward to seeing him again. Dr. Uzombah thanks Justin. [23:23] Special thanks to all of my guests for joining us and to all the attendees of the RIMS ERM Conference 2023. We had a blast, from the sponsors to the attendees and presenters, everyone left with some great new insight, a wider network, and fun memories! Announcements about next year's ERM Conference will be made in 2024. [23:41] There is a special ERM edition of RIMS Risk Management Magazine that is also publicly accessible via the show notes. Check it out. You'll see articles and RIMScast interviews featuring familiar names and faces from the conference. [23:55] Go to the App Store and download the RIMS App. This is a special members-only benefit. Everybody loves the RIMS App! [24:19] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [25:02] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [25:26] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [25:42] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and in print, and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [26:04] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS Risk Management Magazine: ERM Special Edition 2023 2023 AFERM Summit Training | Nov 28–29, 2023 Riskworld 2024 — San Diego, CA | May 5–8, 2024 Embrace The Unknown: Unleashing the Power of Risk | Hosted Live & In-Person by RIMS NZ & PI | Feb. 12, 2024 Dan Kugler Risk Manager on Campus Grant RIMS-Certified Risk Management Professional (RIMS-CRMP) NEW FOR MEMBERS! RIMS Mobile App ERM Q&A with Marianne Roth: ERM at the Consumer Financial Protection Bureau (2020) RIMS Webinars: An Introduction to U. S. Custom Surety Bonds | Sponsored by Nationwide | Nov. 16, 2023 Business Risk: Helping your Executives Navigate Today's Volatile Risk Environment | Sponsored by Beazley | Nov. 21, 2023 Business Interruption | Sponsored by Prudent Insurance Brokers Ltd. | Dec. 1, 2023 RIMS PUBLIC POLICY COMMITTEE PRESENTS: Understanding Nevada's “Defense Within the Limits” Ban | Dec. 1, 2023 Engineering Resilience: Strategies for Preventing Machinery Breakdown | Sponsored by TÜV SÜD | Dec. 7, 2023 Prepare Yourself for the New Generation of Risk | Sponsored by Riskonnect | Dec. 12, 2023 Addressing Today's Risks While Preparing for Tomorrow | Sponsored by Aon | Dec. 14, 2023 RIMS.org/Webinars Upcoming Virtual Workshops: Leveraging Data and Analytics for Continuous Risk Management | Dec 7 Fundamentals of Insurance | Dec 12 See the full calendar of RIMS Virtual Workshops All RIMS-CRMP Prep Workshops — Including Chris Mandel's Dec 13–14 Course Related RIMScast Episodes: “All Roads Lead to ERM with Merline Barrington of the Port Authority of NY & NJ” “Harnessing Innovation's Promise with ERM Conference Keynote Bob Roitblat” “ERM's Value Proposition with Chris Mandel” “ERM in Banking & Finance with Eleni Willis” “Emerging Risks and Board Reporting with Suzanne Christensen” Sponsored RIMScast Episodes: “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. (New!) “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Chris Mandel! Spencer Educational Foundation RIMS DEI Council   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests Fernanda Gutierrez Franco Vice President | Gamma Iota Sigma-Beta Mu Vice President | Women in Business Student Assistant | Environmental Health and Safety Attends: University of Colorado Denver   Marianne Roth, AFERM President Bobbi-Jo Pankaj, 2023 Summit Committee Chair  Aferm.org   Dr. Innocent Uzombah, MBA — Registrar General/CEO, Chartered Institute of Loan & Risk Management of Nigeria   Tweetables (Edited For Social Media Use): ERM is everyone coming together to realize that there has to be a risk assessment or something laid out. It's educating the people who aren't a part of the risk industry that risk is always here and it's better to be prepared than to be sorry later. — Fernanda Gutierrez Franco   I have a deep love for ERM. AFERM is the Association of Federal Risk Management. We have a lot of activities for federal, state, and local government, as well as vendors. I'm a vendor. — Bobbi-Jo Pankaj   At the Summit, everybody loves ERM. We have public and private sector speakers. We have 21 unique break-out sessions. We have five plenary speakers, including the Commissioner of the Internal Revenue Service. There's a lot of networking. — Marianne Roth   We share ideas between countries and try to improve the body of knowledge in the risk management practice in Africa. — Dr. Innocent Uzombah, MBA  

Redeye
BC must extend full labour code protections to workers in the gig economy

Redeye

Play Episode Listen Later Nov 11, 2023 13:33


Over a quarter of a million Canadian workers now participate to varying degrees in app-based gig work. Most of these are ride hail and food delivery workers. The BC government is planning on updating regulations that affect these workers. The Canadian Center for Policy Alternatives-BC made a submission to the government, aimed at extending protections and benefits that other workers receive. We speak with Véronique Sioufi, CCPA Researcher for Racial & Socio-economic Equity.

Inspired Money
The Rise of the Gig Economy: Thriving in the Freelance Revolution

Inspired Money

Play Episode Listen Later Nov 10, 2023 78:43


In Episode 12 of the Inspired Money Podcast's live stream series, "The Rise of the Gig Economy: Thriving in the Freelance Revolution," hosted by Andy Wang and produced by Bradley Jon Eaglefeather. In this episode, we navigate the evolving landscape of freelance work, exploring the opportunities, challenges, and ethical considerations of this burgeoning sector.  Overview In Episode 12, we delve into the intricate world of the gig economy, a seismic shift redefining the traditional 9-to-5 work paradigm. Our panel of experts, Lindsey Cameron, Steve Stewart, Elaine Pofeldt, and Sergio Avedian, bring a wealth of knowledge and experience, guiding us through the financial, ethical, and technological facets of freelance work. Segments Segment 1: Exploring the Gig Economy: A Complete Guide to Freelance Work We examine the opportunities and pitfalls of the evolving labor market, offering a comprehensive guide to navigating the gig economy landscape. Segment 2: Financial Freedom for Freelancers: Mastering Budgets and Taxes in 2023 This segment equips freelancers with essential financial management skills, from tax planning to budgeting, ensuring a stable and prosperous freelance career. Segment 3: Unlocking Freelance Success: Proven Strategies for a Thriving Career Discover how to strategically position yourself in the freelance marketplace, leveraging your unique value to build a successful and fulfilling career. Segment 4: Tech-Led Gig Economy: How AI and Algorithms Shape Freelance Work Explore the symbiotic relationship between technology and the gig economy, examining how AI and algorithms are shaping the future of freelance work. Segment 5: The Gig Economy: Unpacking the Ethical and Social Dilemmas We tackle the ethical and social complexities of the gig economy, balancing innovation with worker rights and social responsibility. Guest Profiles: Lindsey Cameron: An Assistant Professor of Management at the Wharton School, University of Pennsylvania, Lindsey Cameron is a luminary in the field of gig economy research. Her work delves into the intricacies of the platform economy and algorithmic management, making her a leading voice in understanding the gig economy's human element. Steve Stewart: A transformational figure in the podcasting world, Steve Stewart transitioned from financial coaching to podcast editing, finding his true calling. His journey from consumer debt to financial literacy and entrepreneurship is a testament to the power of skill and passion. Elaine Pofeldt: An accomplished freelance writer and editor, Elaine Pofeldt specializes in entrepreneurship and small business. Author of "The Million-Dollar One-Person Business," she brings a wealth of knowledge on achieving high revenues as a freelancer. Sergio Avedian: Based in Los Angeles, Sergio Avedian is a multi-talented individual known for his advocacy in the rideshare community. His diverse skill set, from stock trading to golf instruction, makes him a fascinating addition to our panel. Join us for a transformative journey that transcends mere financial discussions, delving into the essence of modern work and personal freedom. Tune in to Episode 12 of the Inspired Money live-stream series, and let's navigate the freelance revolution together! Guest Links: Lindsey Cameron: https://www.lindseycameron.com Steve Stewart: https://stevestewart.me Elaine Pofeldt: https://www.elainepofeldt.com Sergio Avedian: https://therideshareguy.com

Gap Year For Grown-Ups
Rona Maynard on How Adopting a Rescue Mutt When She Was 65 Made Her a Better Person

Gap Year For Grown-Ups

Play Episode Listen Later Nov 10, 2023 33:50


Today, Debbie talks with Rona Maynard, an author, writer, and former VIP, as she puts it. When she left Canada's leading magazine for women as editor-in-chief, she began looking for her next big project. Around this time, her husband suggested getting a dog. She resisted for several years, then relented. When she was 65, they adopted Casey, a two-year-old rescue mutt with an appealing personality.He left dog hairs everywhere and peed on her favorite chair the day they brought him home. But the result was an unexpected next new thing, a gradual transformation  of how she is approaching life, and a lovely new book, a memoir, titled Starter Dog.//////////Don't miss Behind The Scenes for every new episode in Debbie's [B]OLD AGE newsletter. Leave a comment on Substack and she will respond.//////////Of course, the book is not just about her dog. Rona is an extraordinary writer so it is  the woven story of her life as a young woman and a young wife, her ambitions, her relationship to food (and Casey's), getting older, and how - with Casey leading the way through her Toronto neighborhood - she began to soften and notice more. In the book she illuminates how taking Casey for daily walks ultimately made her a better person. She pulls the past and present together, and, engagingly, includes quotations from two of Debbie's favorite poets: Emily Dickinson and Gerard Manley Hopkins.Rona learns how to be kind (kindness was not stressed when she was growing up in a household full of ambition), how to befriend strangers and the homeless, how to appreciate the details of changing seasons and the outdoors (after working at a desk for so many years), how to be more patient, and how to live in the moment.Because of course while she was growing old - eight years pass - her dog was growing older. Casey is now 10, while Rona's in her mid-70s, and he's teaching her how to embrace old age. Just take it one walk, one squirrel, one bowl of dog food (two if you're lucky), and one day at a time.Mentioned in this episode or useful:Starter Dog: My Path to Joy, Belonging and Loving This World by Rona Maynard (ECW Press, 2023)My Mother's Daughter: a Memoir  by Rona Maynard (McClelland & Stewart, 2009)RonaMaynard.comRona's new Substack newsletter: Amazement SeekerPoet Emily DickinsonPoet Gerard Manley Hopkins Connect with Debbie:debbieweil.com[B]OLD AGE podcast[B]OLD AGE newsletter on SubstackEmail: thebolderpodcast@gmail.comDebbie and Sam's blog: Gap Year After SixtyLinkedIn: linkedin.com/in/debbieweil Our Media Partners:CoGenerate (formerly Encore.org)MEA and with thanks to Chip ConleyNext For Me (former media partner and in memory of Jeff Tidwell) How to Support this podcast:Leave a review on Apple PodcastsSubscribe via Apple Podcasts, Google Podcasts, Stitcher or Spotify Credits:Host: Debbie WeilProducer: Far Out MediaMusic: Lakeside Path by Duck Lake

RIMScast
Emerging Cyber Trends with Davis Hake

RIMScast

Play Episode Listen Later Nov 7, 2023 30:47


Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Davis Hake, Co-Founder of Resilience, about his career in national security work, including working with former Congressman Langevin, Homeland Security, and Obama's National Security staff. Davis tells about co-founding Resilience in the private sector to help organizations build cybercrime resilience. He introduces the Resilience Midyear 2023 Claims Report, revealing important trends discovered in cybercrime through claims data, Reliance research, and partner research.   Davis closes the interview with a look to 2024, his plans for pushing the flywheel faster, and his analysis of what it will take to break the new cybercrime business model.   Key Takeaways: [:01] About RIMScast. [:27] About today's episode, where we will discuss cyber security trends from Resilience's Midyear 2023 Claims Report. [:36] First, a quick shoutout to the RIMS New Zealand Pacific Island Chapter and Marsh Australia and New Zealand, who welcome you to Embrace The Unknown: Unleashing the Power of Risk, a one-day event on February 12, 2024 at the Pullman Hotel in Auckland, NZ. [1:00] It will be a gathering of experts, thought leaders, and professionals from various industries to explore and discuss the critical role of risk management in today's dynamic and uncertain world. There will be sessions on AI, Resilience, and Adaptability, highlighted by case studies and insights. See the link in this episode's show notes.  [1:21] It's never too early to talk about RISKWORLD 2024! Save the date, May 5th–8th, 2024 in sunny San Diego, California. Booth and sponsorship sales are open. Member registration opens this month, November 2023 and public registration opens in December 2023. Visit RIMS.org/RISKWORLD to learn all about it. [1:51] Our guest today, Davis Hake, is the Co-Founder of Resilience, which recently released its Midyear 2023 Claims Report. They say ransomware is entering a new era as cybercriminals have begun shifting their tactics to bypass security controls by hitting critical vendors and seeking larger targets for extortions. [2:14] They're big game hunting again and we're going to talk all about it with Davis Hake. Davis had a fascinating career in government and we will learn about that, as well. [2:33] Davis Hake, welcome to RIMScast! This episode was recorded in October, National Cybersecurity Awareness Month, but as Davis says, every month is National Cybersecurity Awareness Month! [3:18] Davis grew up working in politics on the Hill, for Congressman Jim Langevin. Congressman Langevin was one of the first on the Hill to identify we had serious problems in our critical infrastructure in everything from power plants to communication. At about that time, Stuxnet became a public concern. [3:50] Congressman Langevin dove into looking at what we need to do as a nation to secure these larger problems. He realized cyber is an economic problem of incentives, cost, and how businesses manage their digital innovation. He set Davis on a path to be passionate about trying to fix it. [4:14] Davis worked for a time in the Obama administration for the National Security Council. He came to the private sector to work in cybersecurity and got together with his Co-Founders to build something that would take this technical problem to understand a company's risk and how they invest against it. [4:41] They looked at the insurance industry for how to drive better risk management practices and applied RM to cyber. They started in 2016. Now, in 2023, they have an amazing insurance team with some of the best folks in the industry, serving clients in the U.S., the EU, and the UK with close to 200 staff members. [5:32] Davis praises former Congressman Langevin for his intense concern about national security, not as a politician but as one who served not only his constituents but the nation. He worked across the aisle to serve the national good. Most importantly, he got things done. [6:18] Congressman Langevin left Congress in 2023. Before he left, he worked on the Cyber Solarium Commission, helped establish the office of the National Cyber Director, and helped establish some of the authorities that allowed DHS to build CISA. Congressman Langevin has retired to work on issues in the state of Rhode Island. [7:43] Resilience's Midyear 2023 Claims Report covers events from January through June of 2023. They wanted to report the data with actionable analysis on top of it. Besides Resilience claims data, they analyzed public data from other organizations to understand Resilience's data in the context of the broader cybercrime trends. [9:08] Third-party vendor risk has always been a concern. The change is that fewer and fewer companies are paying extortions to ransomware actors. So now groups are targeting critical vendors and running data extortions with thousands of victims. They don't encrypt. Resilience clients have filed incident reports on these attacks from Clop. [9:47] How do you protect against vendor risk? Risk transfer through cyber insurance is so important. Don't just look at the risk mitigation side, but also the risks out of your control. Insurance helps absorb environmental risks. With vendors, you can require that they prove verification from certain audits, like the SOC 2 Audit. [10:30] You can have vendors tell you best practices they follow with other clients. Are they practicing what they're preaching with their data security? You can limit the data you share with them. By just working with any vendor, which we all have to do, you are assuming their risk if they're holding your data and they're not your company. [11:22] The ransomware criminal marketplace is a bunch of startups, taking the easiest path to revenue. Running a negotiation, locking up a company, and ensuring that you get access to their backups all take a lot of time. [11:52] It is easier to target companies that have highly sensitive data they wouldn't want exposed and threaten to release it. Resilience sees a lower rate of payment for these types of attacks but those who pay, end up paying large amounts. The Moveit attack and following attacks are estimated to have made Clop around $100 million. [12:44] The Resilience report discusses data from other groups that show less than 40% of encryption victims are paying ransom, down from 80% in 2022. Resilience works to prepare their clients against ransomware attacks and about 15% of their clients attacked by ransomware pay the ransom. That number has gone down since 2022. [15:06] Resilience helps clients to imagine the worst day for their clients. Let's work backward to ensure that the worst day doesn't happen. That thinking has been core in helping companies reduce paying extortions. When executives pay extortions, it's usually in a panic, thinking they can make this worst day immediately go away. [15:49] If criminal groups have access to your data, they will do everything they can to use it against you. Prepare to protect that data in a way that is incredibly secure or resilient or make your organization resilient to this type of pressure. That's the best thing you can do to limit financial loss and protect your customers from their worst day. [16:21] RIMS plug time! Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. December 7th starts the three-part course, Leveraging Data and Analytics for Continuous Risk Management, which will be led by our friend Pat Saporito. [16:42] Fundamentals of Insurance returns on December 12th and 13th. It will be led by our good friend Gail Kyomura. Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [16:59] Metrics That Matter has cyber on their minds with Enhance Decision-Making Across Your Cybersecurity Program on November 7th. CLARA Analytics makes its RIMS debut on November 9th with Risk Management in the Era of Artificial Intelligence. [17:22] On November 16th, Nationwide returns to present U.S. Customs Surety Bonds: A Primer for Risk Professionals. On November 21st, Beazley returns to present Business Risk: Helping Your Executives to Navigate Today's Volatile Risk Environment. [17:41] On December 12th, Prepare Yourself for the New Generation of Risk with Riskonnect. On December 14th, Aon will be Addressing Today's Risks While Preparing for the Risks of Tomorrow. [17:54] Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [19:01] After the Colonial Pipeline attack, the U.S. security establishment got much more serious about ransomware. Defense against cybercrime was something that had been left up to the private sector. The administration started to take cybercrime seriously and cooperate with industry, working with CISA and the FBI heavily to fight back. [19:48] When the War in Ukraine happened, the cooperation between the public and private sectors in the fight against ransomware intensified. As organizations have become more resilient against paying extortion, cybercriminals have to go after the big guys to get a payment. Cybercrime is indiscriminate between industries it targets. [20:29] In Q1, 2023 there was a tide of cybercrime targeting healthcare organizations. In Q2, there was a big tide against manufacturing organizations. Clop then hit a few vendors for educational organizations. Organizations like MGM and Caesar's which were hit, have massive networks full of devices they monitor, with different networks. [21:13] MGM refused to pay, while Caesar's paid the extortion. The reporting shows that Caesar's has had an easier road to recovery. It may make more economic sense for large companies to pay the extortion. But that's a bad message. That's what has Resilience concerned. More complex clients, though better defended, are likely to pay. [22:02] Groups like Clop are choosy about their targets and prioritize large organizations with a lot to lose. To successfully defend cyber in an enterprise, all the tech teams must work together and not remain siloed. Incentives have to come from the top that get the CIO, Risk, and Finance planning budgets together. It's how your team works together. [23:06] Davis served briefly on the National Security staff in the Obama Administration after working in Homeland Security. [23:22] After the Obama Administration, a lot of the National Security staff moved to the private sector. Some continued to fight the security fight. The CEO of Resilience is a part-time Reservist working in Cyberdefense. He sees the national-level mission and the larger cyber trends. [24:18] Most insurance is not operational; it's reactionary, working with prior data to price the risk. In cyber, you're too late if you're taking that approach. Resilience has a threat intelligence team, taking in data much faster than a traditional insurance organization. [25:07] Resilience is standing up a team that is working to provide technical analysis and trend analysis. They will show the large trends and the reasons they are happening, and validation from Resilience data and partner data. They're combining financial loss and impact with threat intelligence they are monitoring from the security team. [26:59] Davis says the tactic of encryptionless distortion is an evolution of the cybercrime business model, making it more efficient and effective. It's a call to action for security. Building better widgets will not out-innovate these guys. We have to build better strategies and better business models that take their business models down. [27:28] Resilience is working to build a better resilient flywheel, with insurance, visibility, and working with clients to address that will ultimately lead to lower financial loss for clients and the Resilience insurance company. They want to push the flywheel faster and faster until they can get inside the adversary's business model. [28:03] Special thanks again to Davis Hake for joining us on RIMScast. The link to the Midyear Report is in this episode's show notes. [28:13] Go to the App Store and download the RIMS App. This is a special members-only benefit. Everybody loves the RIMS App! [28:37] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [29:21] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [29:46] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [30:02] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and in print, and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [30:25] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: Riskworld 2024 — San Diego, CA | May 5–8, 2024 Embrace The Unknown: Unleashing the Power of Risk | Hosted Live & In-Person by RIMS NZ & PI | Feb 12, 2024 | Register early to save 18%​: Dan Kugler Risk Manager on Campus Grant RIMS-Certified Risk Management Professional (RIMS-CRMP) NEW FOR MEMBERS! RIMS Mobile App Resilience Midyear 2023 Claims Report RIMS Webinars: Enhance Decision-Making Across Your Cybersecurity Program | Sponsored by Metrics That Matter | Nov. 7, 2023 Risk Management in the Era of Artificial Intelligence | Sponsored by CLARA Analytics | Nov. 9, 2023 An Introduction to U. S. Custom Surety Bonds | Sponsored by Nationwide | Nov. 16, 2023 Business Risk: Helping your Executives Navigate Today's Volatile Risk Environment | Sponsored by Beazley | Nov. 21, 2023 Prepare Yourself for the New Generation of Risk | Sponsored by Riskonnect | Dec. 12, 2023 Addressing Today's Risks While Preparing for Tomorrow | Sponsored by Aon | Dec. 14, 2023 RIMS.org/Webinars Upcoming Virtual Workshops: Leveraging Data and Analytics for Continuous Risk Management | Dec 7 See the full calendar of RIMS Virtual Workshops All RIMS-CRMP Prep Workshops — Including Chris Mandel's Dec 13–14 Course Related RIMScast Episodes: “Cybersecurity Awareness Month 2023 with Pamela Hans of Anderson Kill” “Cybersecurity Reporting Updates with Hilary Tuttle of Risk Management Magazine” “Cybersecurity and Insurance Outlook 2023 with Josephine Wolff” “Genuine Generative AI Talk with Tom Wilde of Indico Data” “Getting to Know Jackware with Dan Healy of Anderson Kill” Sponsored RIMScast Episodes: “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. (New!) “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Darius Delon! Spencer Educational Foundation RIMS DEI Council   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest Davis Hake Co-Founder of Resilience   Tweetables (Edited For Social Media Use): Instead of encryption for ransom, it is easier to target companies that have highly sensitive data they wouldn't want to be exposed and threaten to release it. — Davis Hake   Most insurance is not operational; it's reactionary, working with past data to price the risk. In cyber, you're too late if you're taking that approach. — Davis Hake   The current tactic of encryptionless distortion is an evolution of the cybercrime business model, making it more efficient and effective. It's a call to action for security. — Davis Hake    

EnFactor Podcast
Unpacking the Gig Economy: A Series Introduction

EnFactor Podcast

Play Episode Listen Later Nov 2, 2023 23:14


In this captivating miniseries, we'll peel back the layers of the gig economy, uncovering its history, exploring its various platforms, and diving into the stories and experiences of gig workers from all walks of life. From the early days when college graduates flooded the job market in search of stability, to the modern era where gig work has become a way of life for millions, we'll trace the fascinating evolution of this ever-growing phenomenon.

Breakfast Business
A landmark judgement will have major impact on the so-called gig economy

Breakfast Business

Play Episode Listen Later Nov 2, 2023 7:08


Just over a week ago, the Supreme Court passed a landmark judgement which will have a major impact on the so-called gig economy in Ireland. The ruling could impact more than 100,000 people and cost their new ‘employers' more money.Speaking to Joe this morning on the show with more on this was Anne Dullea from the Revenue Commissioners.

RIMScast
All Roads Lead to ERM

RIMScast

Play Episode Listen Later Oct 31, 2023 26:22


Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Merline Barrington, ERM Manager for the Port Authority of NY and NJ, who will be a speaker at the RIMS ERM Conference 2023 on the morning of Friday, November 3rd. Justin and Merline discuss Merline's career path, what her passion is, and how it led her to the Port Authority. She speaks of the benefits she gains from her CRMP certification and gives us a glimpse of what to expect from her session on Nov. 3, at the RIMS ERM Conference 2023.   Key Takeaways: [:01] About RIMScast. [:14] These are the final days to register for the RIMS ERM Conference 2023, in Denver, Colorado on November 2nd–3rd. Visit RIMS.org/ERM2023 and listen to this episode to hear the online-only code you can use to save 10% off your registration at checkout! [:46] About today's episode, where we will discuss ERM and transportation with Merline Barrington of the Port Authority of NY and NJ. Merline will be a presenter at the ERM Conference 2023. [1:06] The RIMS ERM Conference 2023 will be held in Denver, Colorado on November 2nd and 3rd. Visit RIMS.org/ERM2023 to view the agenda. At checkout, if you type code 2023RIMSCAST, all one word with no spaces, you will receive 10% off your registration. [1:27] The ERM Conference 2023 will be different than years past. We've got some great changes. Book your travel plans now! RIMS will host a Post-conference Workshop for the RIMS CRMP from 9:00 to 4:00 MT on November 4th and 5th. Save $100 when you register for the conference and workshop in one transaction. Links are in the notes. [1:58] My guest today, Merline Barrington, is the Manager of Enterprise Risk Management for the Port Authority of New York and New Jersey. On November 3rd, she will be leading one of the breakout sessions at 9:00 a.m., titled “Connecting ERM to Strategy: Tackling Strategic Risks a Deep Dive at a Time.” [2:20] Merline is also a CRMP holder and a lot of fun to speak with. Let's get started! Justin welcomes Merline Barrington to RIMScast! [2:32] Justin and Merline met last year at the RIMS ERM Conference 2022 in Indianapolis. Merline was a very excited attendee. Justin picked up on that enthusiasm and suggested Merline should submit a session. Today, they will talk about the session Merline will do for RIMS ERM Conference 2023. [3:13] Merline Barrington's session for RIMS ERM Conference 2023 is called “Connecting ERM to Strategy: Tackling Strategic Risks a Deep Dive at a Time,” on November 3rd, kicking off the Friday morning sessions. Merlin is more excited than nervous about it! [3:34] Justin was fascinated with Merline's position at the Port Authority of New York and New Jersey. She is the lead for ERM. The ERM unit is a small, nimble, central group with dotted line connections up, down, and across the enterprise to areas that are indirectly or directly responsible for ERM risks to their business and objectives. [4:35] As a Certified Risk Management Professional (CRMP), Merline is responsible for leading and innovatively developing an ERM program designed to proactively manage business, operational, emerging, and strategic risks to this very complex, quasi-government, bi-state organization. [4:55] The Port Authority of New York and New Jersey spans several global business segments altogether valued at several billion dollars. Merline's work includes determining the agency's ERM framework and architecture, and integrating risk intelligence with key functions such as strategic planning and resource allocation.  [5:21] Merline also works with partners in different lines of defense, such as audit and insurance. All of this is ultimately to inform decision-making and to provide that holistic view and understanding of significant risks to executive and board-level audiences. [5:39] Merline works with various levels of the enterprise, from the most senior executive levels to the front-line staff to proactively identify and manage risk via workshops, risk control self-assessments (RCSA), and other techniques. [5:57] Importantly, Merline's job also includes developing and mentoring practitioners on her team and indirect team members throughout the organization to deliver on its program's value proposition. [6:32] Merline discusses the value proposition of ERM. If you take the time to craft an honest and accurate value proposition for the brand of ERM of your organization and consider what your key audience expects from ERM, you can develop a cascading message where the core remains the same but there are different levels of zooming in. [8:06] The Port Authority is responsible for transportation by land, water, air, and roadways. This includes the major airports in the New York-New Jersey region, and one in upper New York: LaGuardia, JFK, Newark, and National Airports. It includes the seaport, marine terminals, bus terminals, bridges, tunnels, and commuter rail pass. [9:31] The Port Authority also has some real estate in Lower Manhattan. If you're in or around New York or New Jersey, you touch a Port Authority asset, one way or another, [10:02] Merline explains what brought her to the Port Authority. She has a passion for public service. She earned a spot in the agency's competitive management program for grad students. She touched many areas of the agency, which piqued her interest in a career in an area where she could leverage her skills to improve public service. [10:41] Merline's career at a transportation provider led her to risk by providing an avenue to build her career in an area that is purposed to protect routine, mature organizational value. That is ERM. Following her passions in what she is good at is what led Merline to ERM. She wants to make public institutions better with her skills. [11:21] This is Merline's 10th year at the Port Authority. [11:50] RIMS plug time! Justin sends a quick shoutout to the RIMS New Zealand and Pacific Island Chapter and Marsh Australia and New Zealand, who welcome you to “Embrace the Unknown, Unleashing the Power of Risk.” This is a one-day session on February 12th, 2024 at the Pullman Hotel in Auckland, New Zealand. [12:13] It will be a gathering of experts, thought leaders, and professionals from various industries to explore and discuss the critical role of risk management in today's dynamic and uncertain world. There are sessions about AI, resilience, and adaptability, highlighted by case studies and insights. A link is on this episode's notes. [12:35] Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. Our friend Chris Hansen was recently on RIMScast. He will be leading Managing Worker Compensation, Employer's Liability, and Employment Practices in the US on November 7th and 8th. Be sure to register for that course! [13:03] December 7th starts the three-part course, Leveraging Data and Analytics for Continuous Risk Management, which will be led by our friend Pat Saporito. [13:15] Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [13:24] On October 31st, Resolver returns to present Building Your Business Case for GRC Software in 2024. Metrics That Matter has Enhanced Decision-Making Across Your Cybersecurity Program on November 7. CLARA Analytics makes its RIMS debut on November 9th with Risk Management in the Era of Artificial Intelligence. [13:56] On November 16th, Nationwide returns to present U.S. Customs Surety Bonds: A Primer for Risk Professionals. On November 21st, Beazley returns to present Business Risk: Helping Your Executives to Navigate Today's Volatile Risk Environment. [14:15] On December 12th, Prepare Yourself for the New Generation of Risk with Riskonnect. On December 14th, Aon will be Addressing Today's Risks While Preparing for the Risks of Tomorrow. [14:28] Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [14:49] Generally speaking, organizations of similar size or depth to the Port Authority may be experiencing a confluence of strategic risks, such as cybersecurity meets climate change, and the need to adopt digital and climate-friendly technology at a balanced rate, so as not to exceed the adoption curve, while attracting the right talent. [15:41] Merline believes organizations are having to grapple with the introspection of these risk areas, compounded by a volatile global and economic context. The ability to interpret uncertainty before it fully emerges is relevant to organizational strategy. Being able to measure the potential impact is critical to the success of any organization. [16:25] Merline advises organizations and travelers to book flights early and plan ahead. Have a Plan B. See if your destination is also served by rail or other modes of transport since things are unpredictable. If your flight doesn't work out, you have another plan. [17:44] Merline's RIMS CRMP certification has added much value to how she approaches ERM in the organization, especially in how she develops new staff. It helps when mentoring staff to be able to point to specific principles and research to delve into to become a better RMP and communicate how said principles enrich the work they do. [18:26] Merline earned her RIMS CRMP about two years ago. She was attending the conference where she met Justin as a way to gather credits toward recertification. Merline has a lot of interest in ERM and AI and data analytics and ERM.  [19:28] All roads lead to the further integration of ERM and strategy, using all the developing emerging technologies of AI, data, etc. ERM is to get better insights and get ahead of the curve to bring meaningful dialog to the attention of decision-makers and facilitate decision-making based on a thorough understanding of data and analytics. [20:14] Merline Harrington shares her CRMP story in a link in this episode's show notes. [20:21] Merline's ERM session will be one of the first Conference breakouts of November 3rd, “Connecting ERM to Strategy: Tackling Strategic Risks a Deep Dive at a Time.” Merline is excited to share a bit of the journey of her ERM practice at the Port Authority, sharing her wins and lessons learned that turned into tactics and techniques. [21:31] Merline will be highlighting some of the turning points, all of which happened at a complex organization while engaging several different types of businesses, which added complexity to her work. [21:54] Merline is eager to have this conversation on ERM starting with COSO's updated version of the ERM Framework in 2016‒2017, explicitly tying what we do to strategy setting, strategy execution, and strategy monitoring. And then the hard work came in of planning how to do it. Everyone has their own flavor or path of ERM. [22:32] If a person can walk away from the session with a helpful technique or two Merline will think she has been successful. Justin will try to jump into Merline's session first thing in the morning. [22:58] Justin tells Merline Barrington it's a real pleasure to see her again, and looks forward to seeing her later this week in Denver. [22:19] Special thanks again to Merline Barrington of the Port Authority of New York and New Jersey for joining me on RIMScast. I have a link to her CRMP story on this episode's show notes. She'll be kicking things off for us on November 3rd at the RIMS ERM Conference 2023 in Denver, Colorado. [23:40] Last call for registration, folks. Visit RIMS.org/ERM2023. Register today, We want to see you there! [23:48] Go to the App Store and download the RIMS App. This is a special members-only benefit. Everybody loves the RIMS App! [24:10] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [24:54] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [25:20] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [25:36] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and in print, and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [25:58] Justin thanks you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS ERM Conference 2023 | Nov 2–3 in Denver, CO! Enter 2023RIMSCAST at checkout for 10% off registration! Embrace The Unknown: Unleashing the Power of Risk | Hosted Live & In-Person by RIMS NZ & PI | Feb 12, 2024 | Register early to save 18%​: Dan Kugler Risk Manager on Campus Grant RIMS-Certified Risk Management Professional (RIMS-CRMP) NEW FOR MEMBERS! RIMS Mobile App Merline Barrington's RIMS-CRMP Story RIMS Webinars: Building Your Business Case for GRC Software in 2024 | Sponsored by Resolver | Oct. 31, 2023 Enhance Decision-Making Across Your Cybersecurity Program | Sponsored by Metrics That Matter | Nov. 7, 2023 Risk Management in the Era of Artificial Intelligence | Sponsored by CLARA Analytics | Nov. 9, 2023 An Introduction to U.S. Custom Surety Bonds | Sponsored by Nationwide | Nov. 16, 2023 Business Risk: Helping your Executives Navigate Today's Volatile Risk Environment | Sponsored by Beazley | Nov. 21, 2023 Prepare Yourself for the New Generation of Risk | Sponsored by Riskonnect | Dec. 12, 2023 Addressing Today's Risks While Preparing for Tomorrow | Sponsored by Aon | Dec. 14, 2023 RIMS.org/Webinars Upcoming Virtual Workshops: Captives as an Alternate Risk Financing Technique | Nov 1 Managing Worker Compensation, Employer's Liability and Employment Practices in the US | Nov 7 Leveraging Data and Analytics for Continuous Risk Management | Dec 7 See the full calendar of RIMS Virtual WorkshopsAll RIMS-CRMP Prep Workshops – Including Chris Mandel's Dec 13-14 Course Related RIMScast Episodes: “Harnessing Innovation's Promise with ERM Conference Keynote Bob Roitblat” “ERM's Value Proposition with Chris Mandel” “ERM in Banking & Finance with Eleni Willis” “Emerging Risks and Board Reporting with Suzanne Christensen” Sponsored RIMScast Episodes: Cyclone Season: Proactive Preparation for Loss Minimization | Sponsored by Prudent Insurance Brokers Ltd. (New!) “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Darius Delon! Spencer Educational Foundation RIMS DEI Council   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest Merline Barrington ERM Manager for the Port Authority of NY and NJ   Tweetables (Edited For Social Media Use): As a Certified RMP, I am responsible for leading and innovatively developing an ERM program designed to proactively manage business, operational, emerging, and strategic risks to this very complex, quasi-government, bi-state organization. — Merline Barrington   I work with various levels of the enterprise, from the senior executive levels to the front-line staff to proactively identify and manage risk via workshops, risk control self-assessments (RCSA), and other techniques. — Merline Barrington   If a person can walk away from the session with a helpful technique or two, then I think I would have been successful. — Merline Barrington    

Do Not Listen to This Podcast
Gig Economy Week 6

Do Not Listen to This Podcast

Play Episode Listen Later Oct 27, 2023 2:32


Episode 6 of a 10 week series called Breaking the Business Mold

Gap Year For Grown-Ups
Debbie & Sam on the Acceleration of Aging: Smudged Glasses, Creaky Bodies and Before It's Too Late

Gap Year For Grown-Ups

Play Episode Listen Later Oct 27, 2023 27:28


Welcome back to Season 6! You might've noticed that we changed the name of the show to more accurately reflect the focus, which is to explore the transition from midlife to old age. [B]OLDER seemed a bit too general, so it's now [B]OLD AGE. Given our ageist society, it requires [b]oldness to say proudly, "I am old." This season our goal is to be even more honest and vulnerable about what it's like as the clock ticks away.For this first episode, Debbie is joined by her husband, Sam Harrington, a popular recurring guest who is known for his dry humor. He's a retired physician and an author.They start by talking about how aging has suddenly accelerated for both of them, in their early 70s. Sam says he can see his telomeres fraying when he looks in the mirror. He notes that only a decade ago they still looked remarkably young in photos. (See photo accompanying this episode; in 2014 Debbie and Sam were hanging out in Madagascar with lemurs.)//////////Don't miss the Behind The Scenes for every episode in Debbie's [B]OLD AGE newsletter. Leave a comment or question on Substack and she promises to respond.//////////They also talk about the long vigil of accompanying a dying parent and how that affects your own sense of old age; how health span has noticeably increased in the past 50 years;  and what the stunning demographic shift to an aging society will mean. By 2030, there will be more adults over 65 than children under 18. Debbie notes the parallel between the acceleration of aging and the acceleration of global warming. At first the changes are slow and hardly noticeable. Then they happen all at once, like this past summer.But the conversation veers back to the physiological fact of aging. Sam's favorite mantra is that "80 might be the new 60, but 86 is the new 85." The current research to better understand and to slow aging may be too late to benefit them, Sam says.  Mentioned in this episode or useful:Definition of heuristicDefinition of telomeresLiving to 120 is becoming an imaginable prospect (The Economist, Sept. 28, 2023)How a Vast Demographic Shift Will Reshape the World (The New York Times, July 16, 2023)The Washington Gerontocracy (The New Yorker, September 24, 2023)AT PEACE: Choosing a Good Death After a Long Life by Samuel Harrington MD (Hachette, 2018)Earlier podcast episode: S5-EP7: Andrew Steele on Research at the Cellular Level That Could Slow AgingSam's summer project: Island Workforce Housing on Deer Isle, Maine. Connect with Debbie:[B]OLD AGE podcast[B]OLD AGE newsletter on SubstackEmail: thebolderpodcast@gmail.comDebbie & Sam's joint blog: Gap Year After Sixty Facebook: @debbieweilInstagram: @debbieweilLinkedIn: linkedin.com/in/debbieweil Our Media Partners:CoGenerate (formerly Encore.org)MEA and with thanks to Chip ConleyNext For Me (former media partner and in memory of Jeff Tidwell)How to Support this podcast:Leave a review on Apple PodcastsSubscribe via Apple Podcasts, Google Podcasts, Stitcher or SpotifyCredits:Host: Debbie WeilProducer: Far Out MediaMusic: Lakeside Path by Duck Lake

Irish Times Inside Business
Could a Supreme Court decision have huge implications for workers in the gig economy?

Irish Times Inside Business

Play Episode Listen Later Oct 25, 2023 30:20


In a decision that has important implications for workers in the gig economy here, a Supreme Court ruling last week found that delivery drivers for a pizza restaurant should be treated as employees and not contractors.Ciarán Hancock is joined by Irish Times Work Correspondent Emmet Malone and employment solicitor Anne O'Connell to tease out the potential ramifications for businesses and workers alike.And after Web Summit's CEO Paddy Cosgrave decision to step down from his role following his comments on the Israel-Hamas war, what could that mean for Portugal's business-friendly image and Lisbon's tourism economy? Lisbon-based journalist Jair Rattner gives his thoughts.Produced by John Casey, with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

RIMScast
Fine Art and Risk

RIMScast

Play Episode Listen Later Oct 24, 2023 42:44


Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. While ERM can fit any organization, it is also different for every organization. How do you translate ERM from your previous organization to your new one? What areas of synergy might you have, and how do you navigate different governance structures and cultures? This session will provide insight from different perspectives and companies to demonstrate how you can implement a successful ERM program wherever you go. In this episode, Justin interviews three guests: Sandra Fontenot, Manager of Risk Management at Omnicell, Alison Sweeney, Vice President and Fine Art Expert, and Michelle Stegmann, Vice President of Claims, both of Distinguished Fine Art & Collectibles. Justin and Sandra discuss her ERM career and her upcoming ERM Conference Session on Nov 3. Then Justin interviews Alison Sweeney and Michelle Stegmann about insuring fine art and their experiences in it.   Key Takeaways: [:01] About RIMScast. [:14] Register for the RIMS ERM Conference 2023, which will be held in Denver, Colorado on November 2nd–3rd. RIMS will also host an ERM-based tour of Ball Arena in Denver on November 1st. Limited seating is available. Visit RIMS.org/ERM to register and listen to this episode to hear the code for 10% off your registration! [:41] About today's episode where we will first talk about ERM and then get into a discussion about fine art and risk. [1:01] All about exciting, upcoming RIMS events! The Spencer-RIMS Risk Management Challenge is a six-month competition for university students where teams compete to develop and present the most comprehensive risk management report based on a case study. [1:19] Eight teams will present their findings at RISKWORLD 2024 in San Diego, California to a panel of risk management professionals. The top three teams will be awarded cash prizes and recognized at the Spencer reception and during the  RISKWORLD Conference Finale. This is our annual international student competition. [1:39] Full details can be found on the Spencer website at Spencered.org. The application period closes on October 31st, 2023. Get involved; participate. We hope to see you at RISKWORLD! [1:52] The RIMS Legislative Summit is returning to Washington, D.C. on October 25th and 26th. Visit RIMS.org/Advocacy to register. [2:04] The RIMS ERM Conference 2023 will be held November 2nd and 3rd in Denver, Colorado. On November 1st, RIMS is hosting an ERM-based tour of Ball Arena, where the Denver Nuggets and Denver Avalanche play. There is limited seating. Register at RIMS.org/ERM2023. At checkout, type code 2023RIMSCAST for 10% off registration! [2:52] The ERM Conference 2023 will be different than years past. We've got some great changes. Book your travel plans now! RIMS will host a Post-conference Workshop for the RIMS CRMP from 9:00 to 4:00 MT on November 4th and 5th. Save $100 when you register for the conference and workshop in one transaction. Links are in the notes. [3:22] My first guest, Sandra Fontenot, is an ERM Manager for Omnicell in Texas. She was a recipient of the ERM Award of Distinctions Honorable Mention in 2021 for her work at Dallas Fort Worth International Airport. [3:39] We will hear a bit about Sandra's career and the session that she will co-present at the RIMS ERM Conference on November 3rd, titled “ERM: Same Process, Different Organization.” Sandra Fontenot, welcome to RIMScast! [4:43] Sandra is the Manager of Risk Management at Omnicell, an autonomous pharmacy company. Omnicell works with hospitals and pharmacies, providing pharmacy staffing, software, and robotic dispensing machinery to make sure the right patient gets the right medication at the right time. Omnicell is global, based in Texas. [6:18] Sandra describes her past work at DFW Airport. A month-and-a-half after she started there, DFW went on lockdown during COVID-19. It gave Sandra the opportunity to learn the ins and outs of the airport while working in a hybrid situation. It also opened opportunities for construction and improvements to the facility. [7:30] In 2021, DFW Airport was awarded the RIMS Global Award of Distinction for its Enterprise Risk Management program. Sandra describes how that came to pass. The infrastructure of an airport is like a city. It all has to run from the roads to the water to the bathroom tissues and the concessions. It has a police department. [10:26] Sandra will be one of three presenters of a session at RIMS ERM Conference 2023, on November 3rd, called “ERM: Same Process, Different Organization.” One co-presenter, Trisha Sqrow, worked with Sandra at DWF Airport. Their presentation states that no matter what your enterprise is, the ERM process is typically the same. [11:01] You have to make sure that you have a process in place to look at risks and opportunities and determine the likelihood and the potential financial impact of each risk or opportunity. The basis and principle are the same wherever you are. Risk professionals in ERM network and share ideas at ERM conferences. [12:14] Sandra's presentation will be on November 3rd at the RIMS ERM Conference 2023 in Denver, Colorado. [12:31] When Sandra started at Omnicell, they had rolled out their first ERM survey the previous year. Now they are doing deeper dive conversations, adding onto that survey, and putting together a Risk Council. Sandra says she is a department of one-and-a-half, including the support and guidance of her great manager. [13:38] Sandra is also looking forward to being an ERM Square. ERM Squares is the new conference finale! It will feature nine seasoned risk professionals answering questions that students will then agree or disagree with. At the end of ERM Squares, there will be a raffle for a complimentary registration to RISKWORLD 2024 for an audience member. [15:57] RIMS plug time! RIMS wants you to submit your nomination for Risk Manager of the Year 2024. This prestigious award recognizes outstanding performance in the practice of risk management and will be presented at RISKWORLD 2024. Individuals must be RIMS members in good standing if they are selected to receive this award. [16:22] You are also required to be a member to win any future award. Part 1 Nominations for the 2024 Risk Manager of the Year program are due by October 27th. Check the link in this episode's show notes for more information and to view the guidelines for submission and judging criteria. [16:42] Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. Our friend Chris Hansen was recently on RIMScast. He will be leading Managing Worker Compensation, Employer's Liability, and Employment Practices in the US on November 7th and 8th. Be sure to register for that course! [17:16] Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [17:24] On October 26th, our friends from Zurich North America return to present PFAS Forever Chemicals – Regulations, Litigation, New Technologies. On October 31st, Resolver returns to present Building Your Business Case for GRC Software in 2024. [17:49] Metrics That Matter has Enhanced Decision-Making Across Your Cybersecurity Program on November 7. CLARA Analytics makes its RIMS debut with Risk Management in the Era of Artificial Intelligence. [18:08] On November 21st, Beazley returns to present Business Risk: Helping Your Executives to Navigate Today's Volatile Risk Environment. On December 12th, Prepare Yourself for the New Generation of Risk with Riskonnect. On December 14th, Aon will be Addressing Today's Risks While Preparing for Tomorrow. [18:32] Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [18:46] National Fine Art Appreciation Day is celebrated annually on October 25th. My next guests, Michelle Stegmann and Alison Sweeney, from the Distinguished Fine Art and Collectibles Group at Distinguished Programs, paint some broad strokes for us about how fine art and risk management intersect.  [19:09] Michelle Stegmann and Alison Sweeney, welcome to RIMScast! [19:44] Michelle is a 30-year claims veteran and an attorney. She has been with large carriers including CNA, Clemen Forster, and Firemans Fund/Allianz, and in the programs space, working with MGAs and now with an MGA, Distinguished Programs, on their fine art and collectibles team. Michelle has a huge passion and love for the arts space. [20:38] Before joining Distinguished Programs, Alison was a fine art underwriter for AXA XL. Before that, she was a broker in the fine art space for eight years. For nine years before that, Alison worked in art appraisals, doing risk assessments and evaluations and working on claims. Alison is passionate about art and has a master's in art history. [21:52] Alison explains that commercial fine art policy is a property policy on items of a fine art nature, and antiques, jewelry, silver, rugs, and more that you might collect that have value. Art is subjective. For an insurance policy, it is something unique or unusual that has a market value and is replaceable. [22:47] The policy makes the client whole by restoration or replacement of the item with one of similar value or as close to restoration or replacement as is possible. [23:23] Michelle describes types of fine art policies for galleries, owners, collectors, and museums. [24:05] Michelle lists use cases to show the value of a fine art policy to an organization or a collector. Many objects that have important value to the people who belong to an institution can be covered. [25:07] The large majority of claims are not dramatic theft claims but damage or loss of the piece during transit; water damage from a burst pipe; damage from humidity, fire, or smoke; vandalism, linked to climate change protests; outdoor sculptures being subjected to the elements; natural catastrophic disasters; or accidental breakage. [27:22] A total loss is quite uncommon, except in a fire. Much more frequently there are partial losses where something needs to be repaired to be restored to its original condition. [27:51] In a partial loss, you may get the call while the loss is in progress. The first step is to make sure the artwork is removed from the dangerous situation to prevent further damage. When the situation is stabilized, you get a conservator involved to look at the piece, assess what needs to be done to repair it, and come up with a treatment plan. [28:49] If the artist is living, the claims adjuster will confer with the artist under the Visual Artists Rights Act (VARA) in America which gives artists the moral right to ensure that the essential meaning and intent of the piece is preserved even after sale, and make sure that the artist is on board with the treatment plan. [29:14] Once everything aligns, the treatment plan is commenced and the piece is restored. Then there is an assessment done to determine if there's any diminution in the value. Then there is a determination on whether any payments would appropriately issue. Finally, the claim is concluded and the restored piece is returned to the owner. [29:56] Alison reveals that the greatest number of claims the industry has seen in recent years was the result of Superstorm Sandy. There was a huge inundation of water in Chelsea, where a lot of galleries and storage facilities were based. It impacted a huge number of commercial galleries. It took many years to sort through insurance claims. [30:32] As a result of Superstorm Sandy, people have become more cautious about basement storage. A stillage warranty requires maintaining property a certain number of inches off the ground. There has been a huge embrace of water sensors that alert the owner to any sort of inundation from pipes or flooding, to get in and remove property. [31:17] Michelle relates the story of the Picasso painting, Le Rêve, which was owned by casino magnate Steven Wynn in New York and sold to hedge fund manager Stephen Cohen in 2006 for a record $139 million. Before the transfer, when showing it to Nora Ephron and Barbara Walters, Wynn accidentally put his elbow through the painting. [32:22] This resulted in a six-inch tear. The tear was repaired by an insurance carrier for $90 thousand. The painting sold again in 2013 to Stephen Cohen for a record $155 million. Damage to a piece of art doesn't necessarily cause diminution in value. [33:19] Alison addresses fine art insurance trends. Since COVID-19, art fairs, where multiple galleries exhibit, have been picking up again. Galleries have also made a big pivot to online sales, growing into new markets. That means an increase in transits and smaller sales. It leads to a change in the way to approach transit insurance. [34:21] Michelle talks about dealing with reputable shippers and packers who know how to pack fine art. There has been an increase in people moving, and moving their personal items as well as their fine art. They must make sure the company they work with is very well-versed in how to move art. [35:02] In 2019, Justin covered an event for RIMS, called The Business of Art. Alison was there. She remembers people coming up with creative and interesting questions. Events like that show what insurance industry professionals who don't work in fine art are interested in. She hopes to attend more events like that soon. [37:17] Michelle reflects on her career. From a claims perspective, this is exactly where she planned to be when she started. She was always interested in helping people solve their problems and fix something that had gone awry. That is also what attracted her to the law. [37:49] In the fine arts space, people have an emotional connection to these pieces of beauty which means that there's a human interaction that can't be downplayed in the claims process, in facilitating that and making sure they get to where they need to be. [38:00] Alison didn't know when she started studying art history that there was a world in which you could be an advisor in an insurance capacity. She feels extremely fortunate to have this position to help people with the collections they are personally invested in. The items very often are family heirlooms. [38:55] Alison has seen a huge trend in businesses toward maintaining a cloud-based management system for their collection. Having a photo document accessible with details on the location of the property, the values, and the dimensions is a gift. It's great, from an insurance perspective to access that. [39:28] Happy National Fine Art Day to you both! It's been such a pleasure to have you hear on RIMScast. There is a link to an article from Distinguished on this episode's notes. Hopefully, we see you at another fine art event in the city, and not put our elbows accidentally through anything and create a six-inch tear! [40:00] Special thanks again to all of my guests. I have a link to an article from Distinguished about fine art and risk management. I've also got a link to RIMS coverage, including a piece I wrote, covering a fine art and risk management event in 2019. See the links in this episode's show notes. [49:17] Go to the App Store and download the RIMS App. This is a special members-only benefit. Everybody loves the RIMS App! [40:37] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [41:20] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [41:44] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [42:00] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and in print, and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [42:21] Justin thanks you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS ERM Conference 2023 | Nov 2–3 in Denver, CO! Enter 2023RIMSCAST at checkout for 10% off registration! RIMS Legislative Summit — Oct 25 & 26, Washington, D.C. Dan Kugler Risk Manager on Campus Grant Spencer-RIMS Risk Management Challenge 2024 — Be a Case Study or Join Judging Panel! RIMScast to receive the 2023 Excellence in MarCom Award from the New York Society of Association Executives (NYSAE)! RIMS-Certified Risk Management Professional (RIMS-CRMP) Nominate someone to RIMS 2024 Risk Manager of the Year or another RIMS award NEW FOR MEMBERS! RIMS Mobile App Fine Art coverage: “The Risky ‘Business of Art' Explored at Observer Event” | Risk Management Monitor “The Intrinsic Beauty of Risk Management” | Risk Management Magazine “Protecting the Priceless” | Risk Management Magazine “Understanding Fine Art and Collectibles Insurance by Distinguished” | Distinguished Fine Art & Collectibles Insurance RIMS Webinars: PFAS Forever Chemicals — Regulations, Litigation, New Technologies | Sponsored by Zurich | Oct. 26, 2023 Building Your Business Case for GRC Software in 2024 | Sponsored by Resolver | Oct. 31, 2023 Enhance Decision-Making Across Your Cybersecurity Program | Sponsored by Metrics That Matter | Nov. 7, 2023 Risk Management in the Era of Artificial Intelligence | Sponsored by CLARA Analytics | Nov. 9, 2023 An Introduction to U. S. Custom Surety Bonds | Sponsored by Nationwide | Nov. 16, 2023 Business Risk: Helping your Executives Navigate Today's Volatile Risk Environment | Sponsored by Beazley | Nov. 21, 2023 Prepare Yourself for the New Generation of Risk | Sponsored by Riskonnect | Dec. 12, 2023 Addressing Today's Risks While Preparing for Tomorrow | Sponsored by Aon | Dec. 14, 2023 RIMS.org/Webinars Upcoming Virtual Workshops: Captives as an Alternate Risk Financing Technique | Nov 1 Managing Worker Compensation, Employer's Liability and Employment Practices in the US | Nov 7 See the full calendar of RIMS Virtual WorkshopsAll RIMS-CRMP Prep Workshops — Including Chris Mandel's Dec 13-14 Course Related RIMScast Episodes: “Harnessing Innovation's Promise with ERM Conference Keynote Bob Roitblat” “Celebrating International Podcast Day™ and Risk with Jay Gates and Elisa Stampf” “Evolving Fire Risks with Ralph Bless”“Trisha Sqrow Talks ERM in the Air and on the Ground” Sponsored RIMScast Episodes: “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. (New!) “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Darius Delon! Spencer Educational Foundation RIMS DEI Council   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests Sandra FontenotManager, Risk Management at Omnicell   Alison Sweeney Vice President and Fine Art Expert, Distinguished Fine Art & Collectibles   Michelle Stegmann Vice President of Claims, Distinguished Fine Art & Collectibles   Distinguished.com/blog   Tweetables (Edited For Social Media Use): DFW Airport is a mini-city within itself. We did have our own police department, so we made sure that they were able to get back and forth to work and scheduled overnight housing at hotels for them. — Sandra Fontenot   In the fine arts space, people have an emotional connection to these pieces of beauty which means there's a human interaction that can't be downplayed in the claims process, in facilitating that and making sure they get to where they need to be. — Michelle Stegmann   I didn't know when I started studying art history that there was a world in which you could be an advisor in an insurance capacity. I feel extremely fortunate to have this position to help people with the collections they are invested in; often heirlooms. — Alison Sweeney  

Rideshare Rodeo Podcast
#287 | Gig Economy Safety & YouTube Prankster Shot By Doordash Dasher

Rideshare Rodeo Podcast

Play Episode Listen Later Oct 22, 2023 128:11


Second weekend bonus. My guest co-host for this episode is Roy (@RealtalkwithRoy on YouTube), and we talk about the Dasher who shot the YouTube Prankster & App based gig worker platforms.  See y'all on the ORiGiNAL RODEO PODCAST which drops every Tuesday! ***** To learn even more about Curri, join the Rideshare Rodeo Patreon page: https://patreon.com/ridesharerodeo

Gap Year For Grown-Ups
Season 6 - Trailer

Gap Year For Grown-Ups

Play Episode Listen Later Oct 20, 2023 2:30


When Debbie started this podcast almost five years ago, she was as she puts it "a mere 67." Old age seemed very far away. Now it doesn't.So this season we're focusing on the lived experience of old age. What's it really like? What are the truths, both positive and negative, about moving from midlife to old age? How do you OWN being old in a society that denigrates and devalues old people? //////////Don't miss the BTS (behind-the-scenes) for every episode in Debbie's [B]OLD AGE newsletter.//////////We'll still talk about things like finding purpose and redefining retirement. But we'll also look at the upside of slowing down; for example, "being" vs. "doing" when you've been driven by ambition your whole life. The point is to bring you honest and vulnerable dispatches of the ordinary and the profound. And so this little tweak in the name: it's now the [B]OLD AGE podcast because it takes courage and [b]oldness to move gracefully from midlife into old age. We hope what we talk about here will help you on your own transition into [b]old age, wherever you are now. Maybe you're young and worrying about becoming middle-aged. Or you're in midlife and looking ahead.As always, send comments or questions to thebolderpodcast@gmail.com.  And check out Debbie's new [B]OLD AGE newsletter where you can get the BTS (behind-the-scenes) on each episode of the podcast, read her personal essays, get writing tips, and more. You can leave your comments on every Substack post. Debbie promises to respond.  Connect with Debbie:debbieweil.com[B]OLD AGE podcast[B]OLD AGE newsletter on SubstackEmail: thebolderpodcast@gmail.comBlog with her husband Sam: Gap Year After SixtyFacebook: @debbieweilInstagram: @debbieweilLinkedIn: linkedin.com/in/debbieweilOur Media Partners:CoGenerate (formerly Encore.org)MEA and with thanks to Chip ConleyNext For Me (former media partner and in memory of Jeff Tidwell)Credits:Host: Debbie WeilProducer: Far Out MediaMusic: Lakeside Path by Duck Lake

Tomboy Official
Making money on Ebay, Craigslist, Offerup, online & in person sales (gig economy)

Tomboy Official

Play Episode Listen Later Oct 18, 2023 19:28


Making money on Ebay, Craigslist, Offerup, online & in person sales (gig economy). IF YOU ENJOY GIG ECONOMY CONTENT CHECK OUT THE FREE SITE www.gameandcompute.com

Tomboy Official
Projects for Multiple Income Sources (gig economy)

Tomboy Official

Play Episode Listen Later Oct 18, 2023 20:49


Projects for Multiple Income Sources (gig economy). Daily update for 10/18/23. IF YOU ENJOY FINANCE RELATED TOPICS AND IDEAS FOR ONLINE PROJECTS CHECK OUT sww.gameandcompute.com FOR FREE CONTENT.

RIMScast
ERM's Value Proposition with Chris Mandel

RIMScast

Play Episode Listen Later Oct 17, 2023 34:43


Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Chris Mandel on his career highlights and service award, being RIMS President, how the tone of the profession has changed, and how ERM has evolved. They explore why having an organizational ERM group is still a tough sell. They discuss Chris's sessions in the upcoming RIMS ERM Conference 2023 on November 2, with one session in the morning and one in the afternoon, and what members can expect when they attend. They wrap up the discussion with thoughts on the RIMS-CRMP Virtual Workshop on December 13 and 14 and some insights into Chris's popular ERM LinkedIn Group.   Key Takeaways: [:01] About RIMScast. [:14] Register for the RIMS ERM Conference 2023, which will be held in Denver, Colorado on November 2nd–3rd. RIMS will also host an ERM-based tour of Ball Arena in Denver on November 1st. Limited seating is available. Visit RIMS.org/ERM to register and listen to this episode to hear the code for 10% off your registration! [:41] About today's episode on all things ERM with former RIMS President, Chris Mandel. [1:01] All about exciting, upcoming RIMS events! If you will be attending RISKWORLD 2024 in San Diego, California, take a moment to sign up as a volunteer judge on the panel of risk professionals in the Spencer-RIMS Risk Management Challenge 2024. [1:27] The top three teams will be awarded cash prizes and recognized at the Spencer reception and during the RISKWORLD Conference Finale. This is our annual international six-month-long university student competition. Full details can be found on the Spencer website at Spencered.org. [1:44] The application period closes on October 31st, 2023. Get involved; participate. We hope to see you at RISKWORLD! [1:53] The RIMS Legislative Summit is returning to Washington, D.C. on October 25th and 26th. Head to the RIMS.org/Advocacy page to register. [2:04] The RIMS ERM Conference 2023 will be held November 2nd and 3rd in Denver, Colorado. On November 1st, RIMS is hosting an ERM-based tour of Ball Arena, where the Denver Nuggets and Denver Avalanche play. There is limited seating. Register at RIMS.org/ERM2023. At checkout, type code 2023RIMSCAST for 10% off registration! [2:52] The ERM Conference 2023 will be different than years past. We've got some great changes. Book your travel plans now! RIMS will host a Post-conference Workshop for the RIMS CRMP from 9:00 to 4:00 MT on November 4th and 5th. Save $100 when you register for the conference and workshop in one transaction. Links are in the notes. [3:23] Chris Mandel is well-known in the risk management community and among RIMS members. He served as RIMS President in 2002 and received the Harry and Dorothy Goodell Award for outstanding service and achievement in the risk management discipline in 2016. He's had a wonderful career that seems to go on and on! [3:48] Check out the link and listen to the RIMS Risk Leaders series episode I did with Chris a few years back. Chris is also the President and Managing Consultant for Excellence in Risk Management, an LLC based in Tennessee. He's here today to discuss all things ERM. [4:11] Chris will lead two sessions at the RIMS ERM Conference 2023 in Denver, CO on November 2nd. In the morning, he will lead “The Value Proposition and Process for Operationalizing Risk Appetite Strategies and Frameworks.” [4:28] In the afternoon, Chris, with leaders from HUB International, will co-lead a 45-minute session titled, “Nerd-Out on Numbers: Why Analytics Are Key to Extraordinary ERM.” Chris will also be leading a RIMS CRMP Virtual Workshop on December 13th and 14th. He just can't quit risk management and we're all better for it! [4:55] Justin welcomes Chris Mandel to RIMScast. Chris was RIMS President in 2002–2003. Chris spent the first half of his career in traditional risk management in large corporations. In the first part of this century, Chris was asked to create an ERM strategy and ultimately became Chief Risk Officer for USAA in San Antonio, for 10 years. [6:02] That was where Chris's career became more progressive. Chris was on the RIMS board for seven years, was Risk Manager of the Year in 2004, and received the Goodell Award in 2016 for lifetime achievement. He has retired twice but he can't seem to stop. He has a consulting firm specializing in ERM. [6:27] Chris spent eight years doing strategic work for Sedgwick. He is on the faculty at Embry-Riddle Aeronautical University, where he teaches ERM. ERM is a key aspect of his skillset. The risk discipline is advancing and maturing, so there's never a dull moment. [7:41] The risk management profession has changed since 2002. In 2002, risk managers were focused on insurable risk. The Enron debacle raised the question of whether risk was being managed effectively in a lot of companies. Risk management became an explorative discipline of embracing risk and exploring the ERM version of the discipline. [8:53] Chris calls the years since 2002 a time of expanding, exploring, and innovation until now when we are executing on things that were more conceptual in the past, employing progressive tactics and strategies to manage an ever-expanding landscape of risk for organizations that are increasingly being challenged by risks. [9:29] ERM is constantly maturing. RIMS has published its second ERM maturity model. It's recognition of getting to a level of maturity where we might accomplish some other objectives that might push this more from a discipline into a profession. Risk professionals need recognition in their organizations so they can influence decisions. [10:17] Organizations are discovering the need for robust ERM and how it adds value in risktech and insuretech. If you ignore rare risks, and they blow up in your face, you get asked, “How did you miss that?” ERM is coalescing into an issue for serious practitioners who want to rise in the ranks to be more influential in their organizations. [12:30] There are still detractors who believe all you need to worry about is how you insure the organization. They believe that as long as nothing uninsured blows up in their faces. Then they believe in ERM. [12:45] Chris will present “The Value Proposition and Process for Operationalizing Risk Appetite Strategies and Frameworks” at RIMS ERM Conference 2023. Chris just co-authored a paper on risk appetite in financial institutions that is being considered for publication in a journal of risk management for banking. [14:16] The presentation is to convince the audience that even if you're not in financial services, there's good reason why you want to manage risk to risk appetite. That's a simple way to state what can be a very complicated approach and process. How can you manage risk if you don't know how much risk you're able to take or need to take? [15:14] Chris will be presenting with Barry Franklin, former CRO for Zurich North America who is an actuary. [15:31] In the afternoon, Chris, with leaders from HUB International, will co-lead a 45-minute session titled, “Nerd-Out on Numbers: Why Analytics Are Key to Extraordinary ERM.” Jeff Guttman and Chrystina Howard from HUB International, Client Analytics and ERM, had asked Chris to join them on this presentation. [15:53] The session focuses on the evolution from total cost of risk (TCOR) to applying concepts and tools that get risk quantification done in a more robust way and move beyond just those things that are insurable. A lot of people are still skeptical about that. That's one reason risk appetite frameworks and strategies are not always adopted. [16:28] There will be some compelling arguments presented about some ways in which risk can be quantified that people may never have been exposed to. If you thought strategic risk was unquantifiable, you're wrong. Strategic risk has been shown to be the most destructive kind of risk, over financial, operational, legal, and compliance risks. [17:16] These two sessions dovetail nicely for Chris. They are hot topics for him, what he teaches at Embry-Riddle Aeronautical University, and what he practices in his consulting. [17:32] RIMS plug time! Sponsor an episode of RIMScast! Contact us at pd@rims.org. Justin is pleased, humbled, and excited to announce that RIMS and RIMScast have won the 2023 Excellence in MarCom Award on October 24, 2023, from the New York Society of Association Executives (NYSAE)! [18:18] On Friday, November 10th, from 10 to 11, NYSAE is presenting a virtual program called ”Podcasting — A Revenue Stream for Your Association.” Justin is honored to be one of the panelists. A link is in this episode's notes. [18:35] Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. Our friend Elise Farnham returns on October 24th and 25th to lead the two-day course Fundamentals of Risk Management. [18:56] Our friend Chris Hansen was recently on RIMScast. He will be leading Managing Worker Compensation, Employer's Liability, and Employment Practices in the US on November 7th and 8th. Be sure to register for that course! Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [19:27] On October 26th, our friends from Zurich North America return to present PFAS Forever Chemicals – Regulations, Litigation, New Technologies. On October 31st, Resolver returns to present Building Your Business Case for GRC Software in 2024. [19:51] Metrics That Matter has Enhanced Decision-Making Across Your Cybersecurity Program on November 7. On November 21st, Beazley returns to present Business Risk: Helping Your Executives to Navigate Today's Volatile Risk Environment. [20:11] There is a lot of great educational content for you in the next month! Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [20:38] Even in college, Chris was deathly afraid of public speaking. For the last 15 or 20 years, it seems all he has done is talk to audiences. As RIMS President, he talked to conference audiences in the thousands. He traveled the world talking to chapters and regional conferences. It's almost 2nd nature to him now. It's what he loves doing. [22:05] Chris brings that same feeling to a RIMS ERM 45-minute session on numbers as well as to an address. He makes it concise and engaging. He plans it as a conversation with the audience, including questions. [23:46] Chris will be leading a RIMS-CRMP Virtual Workshop on December 13th and 14th. Chris was in the first 200 to take the RIMS-CRMP as soon as he qualified for it. He felt he needed it if he was going to keep speaking on risk. There were no preparatory materials at the time but he passed. Now there are the Virtual Workshops to help you. [24:55] Chris tells us how to be better prepared for the RIMS-CRMP examination. It's a reflection of experience and knowledge that goes way beyond the surface. It's designed to cause people to think. People need to properly prepare for it to get through it. CRMP reflects, more than anything, the advancement of the discipline closer to a profession. [26:24] You can't memorize the CRMP test. The test changes every time around. You're learning core concepts in the workshop. The RIMS-CRMP is about what you've put into practice over the years; it's an attempt to measure the depth of your experience, knowledge, and skills. [26:44] Chris uses interaction in his presentation of the RIMS-CRMP Virtual Workshop. It's a combination of lecture and group exercises that keep people engaged throughout. Chris teaches it at the university or master's level. [27:40] Chris created an ERM LinkedIn group in 2004 or 2005. See the link in the show notes. It has around 51,000 members from around the world. Chris blocks people who try to sell things or present topics that do not relate to risk management. Justin is going to post a link to this episode on the group. Any ERM enthusiast can learn from Chris. [31:03] Chris Mandel will be at the RIMS ERM Conference 2023 in Denver, Colorado on November 2nd. The first session he's going to do is 60 minutes, called