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What is a Mortgage Payment? What's IN a Mortgage Payment? Never Fear! Your Chef Dwayne Stein is here to explain it all. It's not just a sum of money, there is a lot that goes into it, and Dwayne explains it all. The new CPI reports aka Consumer Price Index are in, and Dwayne has receipts on what Jerome Powell has been saying. All that and more on Mortgage Gumbo w/ Dwayne Stein 6/14/25

This week your Chef Dwayne Stein shares some credit tips first time homebuyers. For instance, what's an authorized user? Should I pay down my credit in 10% increments? Then Dwayne goes over the latest data on Pending Home Sales and the Jobs Report. Finally, Dwayne shares his thoughts on where are Rates Going.Up, Down, Around? Find Out. All that and more on Mortgage Gumbo w/ Dwayne Stein 6-7-25

The TEN Commandments when buying a home! This week your Chef Dwayne Stein goes over ten things that you should NOT do when applying for a home loan. Dwayne revisits a call we got from last weeks show about a person who wants to move into a new home, but he really likes his current 3% rate. What should he do? Also Dwayne continues to warn against Buy Now Pay Later, and how CostCo is getting in on the trend. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/31/25

This week your Chef Dwayne Stein answers the question, "Do I need a 20% Down Payment?" The short answer. No. Save that money for liquidity and more. Also,what is Federal Debt? Dwayne breaks it down. Finally, Buy Now Pay Later is becoming an epidemic, and Dwayne is one of the few out there fighting on the front lines. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/24/25

First Time Home Buyers are taking over! Your Chef Dwayne Stein wants you to know he's proud of you! First timers are no longer chasing a number but looking at the benefits of home ownership! Later Dwayne talks about the latest info on Student Loans. The extensions on student loans are done, and now the Fed is looking to collect. Finally, do you own Section 8 housing? Do you live in Section 8 housing? Well, huge budget cuts may have an effect on your lifestyle. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/10/25

This week your Chef Dwayne Stein wants to give you some tips for 1st time home buyers. But this isn't the usual stuff, like credit repair, down payments. This is a deep dive on HOW to prepare for buying a home. Also, Dwayne has seen an alarming trend in buy now pay later among Gen Z. Finally, Dwayne has some good news. You might actually be Middle to Upper Class! All that and more on Mortgage Gumbo w/ Dwayne Stein 5/3/25

What is a Construction Loan? Well, your Chef Dwayne Stein has brought in the Expert! Shan Lassig, Executive Vice President of Construction Loans with the Mothership. Shan and Dwayne will guide you through the process, and types, and best practices when looking for a construction loan. All that and more on Mortgage Gumbo w/ Dwayne Stein 4-26-25

Happy Easter from your Chef Dwayne Stein! This week Dwayne explains How Mortgage Rates are Calculated and Determined. What goes into deciding the rates. Well, Dwayne has you covered. For instance, what is your lock period, how many days? 15, 30 45? All that and more on Mortgage Gumbo w/ Dwayne Stein 4-19-25

This week your Chef Dwayne Stein explains what a recession actually is, and how it affects your rates. Dwayne is also joined by Charles Guinchard. President of the Old Mandeville Business Association. to talk about the Girod Street Stroll. All that and more on Mortgage Gumbo w/ Dwayne Stein 4-12-25

The Queen of Insurance Collette Biedenkopf has arrived in her golden chariot! The Queen is in studio with your Chef Dwayne Stein to talk about the state of the Insurance Market. Also they discuss the importance of insurance, and why you need it! All that and more on Mortgage Gumbo w/ Dwayne Stein 4/5/25

This week your Chef Dwayne Stein has a Spring Special on the menu. Dwayne presents the top home improvement projects with the best returns on your investment. Several small ideas, that can have a huge impact on the value of your home. Also, Dwayne talks about his buddy Jerome Powell, and the latest PCE numbers. All that and more on Mortgage Gumbo w/ Dwayne Stein 3/29/25

Spring is here and home loan refinancing is in bloom. This week your Chef Dwayne Stein wants to help you find out if a Refinance is right for you. To do that Dwayne goes down the Refinance Checklist. Also, Dwayne suffered through Fed Chair Jerome Powell's press conference so you don't have to! All that and more on Mortgage Gumbo w/ Dwayne Stein 3/22/25

On today's menu, your Chef Dwayne Stein goes through a checklist on How to Find the Right Home!. Dwayne will discuss different loan types, and programs that can help narrow your serach.Also, how can a free second look at your home loan help you out? Well...that free second look can save you thousands of dollars! Finally Dwayne talks about DSCR Loans...Debt Services Coverage Ratio, and how it can help you get into the real estate business. All that and more on Mortgage Gumbo w/ Dwayne Stein 3/15/25

Are you ready to become a real estate investor? Well, you Chef Dwayne Stein is here to help. Have you heard about DSCR Loans? Debt Services Coverage Ratio loans can make the dream a reality. Later Dwayne looks at his crystal ball to examine appreciation. Why owning a home is great, now and in the future. All that and more on Mortgage Gumbo w/ Dwayne Stein 3/8/25

Credit Awareness Month continues as your Chef Dwayne Stein helps you prepare for the Spring Home Buying Season! To help you prepare Dwayne explains the state of inventory at the moment, as well as tips to prepare. Finally Dwayne explains what a Contingency is when purchasing a home. What you need to know that can help you save money. All that and more on Mortgage Gumbo w/ Dwayne Stein 02-22-25

It's Credit Awareness Month, and your Chef Dwayne Stein continues his month long journey to bring you education and options when it comes to Credit Awareness. This week Dwayne is Debunking Credit Myths! Not just that, but answering your questions. Also, Dwayne hopes you had a great Valentines Day...wink wink. All that and more on Mortgage Gumbo w/ Dwayne Stein 02-15-25

What is a Renovation Loan? Your Chef Dwayne Stein has the answers and a special guest! Sandee Lutz, Renovation Loan Specialist and the Renovation Ninja joins the show to explain Reno Loans. Who can get one? How do I get one and what can I use it for? All that and more on Mortgage Gumbo w/ Dwayne Stein 02-08-25

It's February and that only means one thing! Credit Awareness Month! To kick off the month your Chef Dwayne Stein is gonna bake a Pie Chart! This pie...chart will explain How your Credit is actually Scored. So sit back, grab a paper and pen, and starp in as we prepare you for the Spring Home Buying season. All that and more on Mortgage Gumbo w/ Dwayne Stein 02-01-25

This week your Chef Dwayne Stein is talking about Seller Paid Conncessions. Dwayne is shocked by the amount of people who have NO IDEA what these are and how they can make your dream of homeownership easier to achieve. Later Dwayne covers the Existing Home Sales data that has come out. All that and more on Mortgage Gumbo w/ Dwayne Stein 01-25-25

This week's Big Topic is Down Payments. How much money do I need to put down to buy a home? Your Chef Dwayne Stein talks about perception versus reality when it comes to down payments. Also Dwayne recaps your 5th grade education about Supply & Demand. All that and more on Mortgage Gumbo w/ Dwayne Stein 01/18/25

This week your Chef Dwayne Stein covers the TEN Commandments when buying a home. How are those New Year Resolutions going? Ya sticking to em? Also Dwayne talks about Budget Busters on your credit cards and home budget. All that and more on Mortgage Gumbo w/ Dwayne Stein 01/11/25

Happy New Year!!! Your Chef Dwayne Stein kicks off the New Year with Education & Options to help you protect your largest investment...your Home! Dwayne starts the show with the 2025 Mortgage Rate Forecast. What are the Rates, and should I wait? Later Dwayne talks about the Top 6 Resolutions that people make to start the New Year. All that and more on Mortgage Gumbo w/ Dwayne Stein 01/04/25

MERRY CHRISTMAS!!! How do you use a Gift when looking to buy a home. This week your Chef Dwayne Stein digs deep in the explanation of how to properly use a gift of equity when purchasing a home. Who can give a gift? Who's eligible for a gift? What can the gift be used for? Later Dwayne talks about good ole Jerome "Clueless" Powell with his BS Report. Also is a Loan Calculator a real thing, or just for entertainment purposes only? All that and more on Mortgage Gumbo w/ Dwayne Stein 12/21/24

This week you Chef Dwayne Stein is joined Live In Studio with Jeff LeSaicherre of Fleur De Lis Law & Title. A proud member of the Total Home Authority and Gumbo Nation. Jeff talks about all things related to your home. But todays big emphasis is all about Estate Planning. Do you have a plan in place? A will or trust? How hard is it to change a will. How do you make sure your final wishes are followed. Jeff and Dwayne break it all down. Contact Jeff and his Team at https://www.fdllawandtitle.com/ All that and more on Mortgage Gumbo w/ Dwayne Stein 12/14/24

This week your Chef Dwayne Stein is joined by Senior Reverse Mortgage Advisor Patrick Ortiz aka The Doctor of Reverse-ology. What is a Reverse Mortgage? Who qualifies for a Reverse Mortgage? More importantly, how does it work? Are you a Boomer who wants to make sure you don't leave your kids with your Mortgage Payments? Then you DO NOT want to MISS this show! All that and more on Mortgage Gumbo w/ Dwayne Stein 12/07/24

The cornerstone of Mortgage Gumbo is Education and Options. Education, Education, Education. This week your Chef Dwayne Stein answers the question...What is the Federal Fund Rate? Dwayne makes an easy to understand analogy about Lemonade stands and Banks. Also, to help people understand, he talks about the good ole days of FREE Checking, a free Microwave or Toaster with a new checking account. Then he goes into great detail about the Federal Fund Rate. Also, Dwayne has strong words for the Fed about the new BS Jobs Report. All that and more on Mortgage Gumbo w/ Dwayne Stein 11/23/24

Ho Ho Ho This week your Chef Dwayne Stein has some Christmas Credit Tips for you! This show is built on education and options, and Dwayne plays Santa this week to help you Win this Christmas. Also he talks about Loan Limits and Conforming Loans. Then Dwayne asks what's up Gen Y and their obsession with Buy Now / Pay Later? All that and more on Mortgage Gumbo w/ Dwayne Stein 11/16/24

Mortgage Gumbo Salutes Our Veterans! Today's show is all about VA Loans. Who's Eligible. What's Entitlement? What are the Benefits of VA Loans. What are the Pros and Cons? Finally, what about Taxes for Veterans on VA Loans. All that and more on Mortgage Gumbo w/ Dwayne Stein 11/9/24

This week on Mortgage Gumbo your Chef Dwayne Stein will arm you with the toolsyou need to succeed. Dwayne has the tools you need to show you what your house and it's appreciation value will be 5 years from now. Alos he can show you which houses will give you a larger return on your investment. Later Dwayne explains what the saying "Marry the House, Date the Rate" actually means. All that and more on Mortgage Gumbo w/ Dwayne Stein 10/26/24

How to get rid of PMI. Well the first question might be what is PMI? How can I use it to my advantage? PMI stands for Private Mortgage Insurance and it's available for conventional loans, but what about non conventional? Does your head hurt yet? Don't sweat it, your Chef Dwayne Stein will explain it all. Later Dwayne talks about Owning versus Renting, and why home ownership is infinitely more valuable. All that and more on Mortgage Gumbo w/ Dwayne Stein 10/12/24

This week, your Chef Dwayne Stein is answering your questions! Whether you send themin via emil, or slide into the Gumbo Nation DM's or even good old fashioned snail mail. Dwayne answers some Facebook Live questions as well. For example... What is PITI? Principles, Intrest, Taxes and Insurance. But what does it mean? Also Dwayne explains what an escrow is. Or what is the DSCR Program? All that and more on Mortgage Gumbo w/ Dwayne Stein 10/05/24

Today your Chef Dwayne Stein is joined by The Queen of Insurnce Collette Biedenkopf. The Queen and the Chef discuss the current state of Insurnace in the State of Louisiana. Specificaly the Insurer of last resort....now the only resort...Citizens Insurance. Also they talk about Hurricane coverage and tips for home owners...such as taking a video of your belongings before the strom. Finally the discuss Flood Insurance in regards to Hurricane Helene and it's devastating effects in Georgia, Tennessee, and the Carolinas.If you want to get in touch with Collette Biedenkopf, the Queen of Insurance visit her at https://agentpages.twfg.com/biedins/ All that and more on Mortgage Gumbo w/ Dwayne Stein 9/28/24dway

Total Home Authority Member, Collette Biedenkopf, the Queen of Insurance joins the show! This week we're talking Insurance. Home Owners insurance, Flood Insurance, and more. Later Dwayne and Collette do a Rapid Fire Q&A session. Like, what is a deductible, the difference between replacement cost and actual cash value, and so much more! Get in touch with Collette's office by calling 985-951-2070 All that and more on Mortgage Gumbo w/ Dwayne Stein 2/24/24 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Credit Awareness Month rolls on! This week your Chef Dwayne Stein Debunks Credit Myths. What's the difference between a Soft credit pull versus a Hard credit pull? Dwayne also answers the questions you sent in via email, or social media messages. Dwayne kicks off the show with some intresting data he found. What is the Average FICO score for your Generation? All that and more on Mortgage Gumbo w/ Dwayne Stein 2/17/24 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Credit Awareness Month Continues. Last week broke down HOW your Credit Score was determined. This Week your Chef Dwayne Stein revisits that information, but gives you the Tips & Tricks you need to know to Increase your Score! Later Dwayne shares his thoughts on Jerome Powell and his 15 minutes of fame. Also Dwayne breaks down the Debt numbers for Americans.....and it is UGLY with a capital U. All that and more on Mortgage Gumbo w/ Dwayne STein 2/10/24 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

February is Credit Awareness Month. All month long your Chef Dwayne Stein will be giving you education and options, and most of all the Truth about you Credit Score and More. We kick off Credit Awareness month by explaining HOW your Credit is Scored. Later Dwayne talks about the the latest news from the Fed. The September Jobs report came out and Dwayne calls it Baloney...he would say worse, but the FCC is listening. Home Sales numbers came out and Dwayne discusses the Median Home Prices. All that and more on Mortgage Gumbo w/ Dwayne Stein 2/3/24 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Is a Refinance Right for You? Your Chef Dwayne Stein is always bringing you education and options, and his favorite phrase is Marry the House, Date the Rate. We can't all have a 2% rate, but you can maximize your savings by considering a refi. Dwayne kicks off the show with the full data from 2023 on New Home Sales...that means new builds that have never been lived in. Later Dwayne talks about the rise of Debt in 2023...are you on that list? You feeling that pinch of Debt, well your Chef has some tips. Finally we have our weekly segment "Rate Watch" brought to you by Tito's Handmade Vodka...tasty. All that and more on Mortgage Gumbo w/ Dwayne Stein 1/27/24 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

So you Offer was accepted, and you're under Contract. So now what? Never Fear when your Chef Dwayne Stein is here! As always he's bringing you education and options, and today's show is no different. But we kick off today's show talking about Santa Claus....yes. Santa Claus. Later he covers the latest housing, data, the attacks on shipping in the Middle East, and how it affects the US economy. And of course his weekly segment Rate Watch brought to you by Tito's Handmade Vodka. All that and more on Mortgage Gumbo w/ Dwayne Stein 1/20/24 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

How are Mortgage rates determined? Your Chef Dwayne Stein is going to explain why it's so much more than just a phone call asking..."What are your rates?" The latest CPI Numbers (Consumer Price Index) came out, and Dwayne breaks them down for you. PRE-Qualified Versus PRE-Approved. What's the difference? Those two little words can mean the difference between home ownership and homelessness. All that and more on Mortgage Gumbo w/ Dwayne Stein 1/13/24 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Happy New Year!!! It's time to get Financially Fit! Your Chef Dwayne Stein, as always, brings you education and options on getting yourself financially fit in 2024. Todays main topic is for Homebuyers. What are Contingencies and what do they mean for you when you are purchasing a home. Dwayne also talks about the new BS Report...uh...the B L S Report. Later Dwayne has his weekly segment "Rate Watch" brought to you by Tito's Handmade Vodka. All that and more on Mortgage Gumdo w/ Dwayne Stein 1/6/24 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

It's the Final show of 2023! Your Chef Dwayne Stein closes out the year with a look at the future. What will the 2024 Housing Market look like? What can you expect for the value of your home or future home? Later Dwayne explains what the Fed cuts mean for Home Buyers. What is the Lock In Effect, and what does CDC stand for? Finally we close out the year with our last Rate Watch segment brought to you by Tito's Handmade Vodka. All that and more on Mortgage Gumbo w/ Dwayne Stein 12/30/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Merry Christmas from your Chef Dwayne Stein! On today's menu...Why 2024 is Your Year for Home Ownership! Santa Stein dips into his goodie bag for Stocking Stuffers of info for home buyers. Later Dwayne talks about the New Home Sales numbers, and separate's the Headlines from Facts! The new info on Student Loan Debts will boggle your brain. Finally Dwayne does his weekly segment "Rate Watch" brought to you by Tito's Handmade Vodka. All that and more on Mortgage Gumbo w/ Dwayne Stein 12/23/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Merry Christmas from your Chef Dwayne Stein. There's still time to join the Gumbo Nation and get registered to win from a cornucopia of prizes! Sign up here---> https://mortgagegumbo.com/ On the menu this week...What is a Gift of Equity? Who can give a gift? How do they work? What types are there? Dwayne will explain it all. Jerome Powell spoke this week, and for once it was some good news. Later Dwayne is talking about Predictions on Rates.Where are they going and where will they end up? Finally, Dwayne has his weekly segment "Rate Watch" brought to you by Tito's Handmade Vodka. All that and more on Mortgage Gumbo w/ Dwayne Stein 12/16/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

The Trend is our Friend! Rates are falling, but what does it mean? It means your buying power just increased. Your Chef Dwayne Stein is going to explain how that works, and why it works. Also, for all you homeowners out there. You may just be sitting on a Gold Mine! Later Dwayne goes over the Job Report data aka the BLS Report, or as Dwayne affectionately refers to as the BS Report. Finally we bring you Rate Watch brought to you by Tito's Homemade Vodka. All that and more on Mortgage Gumbo w/ Dwayne Stein 12/09/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Rates are Falling, and your Chef Dwayne Stein continues to provide education and options backed with actual data. First off, new existing home sales numbers are out and they're at a 15 year low. New Loan Limits are working in your favor. Later Dwayne explains how to compete in todays market. How can you get the most for your home in this market. Finally Dwayne has his weekly segment "Rate Watch" brought to you by Tito's All that and more on Mortgage Gumbo w/ Dwayne Stein 12/02/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

What is a Point? Specifically a Mortgage Point. What do they do? When do you use them? Well your Chef Dwayne Stein is going to explain it all. The Pro's and Con's and everything in between. Dwayne starts the show talking about the lawsuits that are coming to a town near you. With Independent Mortgage Bankers losing almost one thousand dollars per loan, it could be a pretty big deal. Then Dwayne talks about the employment numbers, jobless claims, and builder confidence. All that and more on Mortgage Gumbo w/ Dwayne Stein 11/18/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Veterans We Salute You! Happy Veterans Day to all our Vets from the Gumbo Nation and your Chef Dwayne Stein. Todays show is for our Veterans. Dwayne is talking everything VA Loan related. He's gonna break down the VA Loans like no one has done before! Who's eligible? What is it? What type of properties? What are the benefits? How does entitlement work? Of course Dwayne presents his weekly segment called "Rate Watch" brought to you by Tito's. All that and more on Mortgage Gumbo w/ Dwayne Stein 11/11/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

The Fed pauses...again. But what does that mean? Your Chef Dwayne Stein breaks it down for you. The new Jobs Report is in. But why must they Lie?!?! Dwayne does a Deep Dive into the report data, and explains why they feel the need to lie. Later Dwayne presents a few new programs for potential home buyers, and his weekly segment "Rate Watch" brought to you by Tito's. All that and more on Mortgage Gumbo w/ Dwayne Stein 11/04/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Happy Halloween from the Hulkster! It's not just Halloween Season, but Halloween Buying Season! Why is now the best time to buy a new home or duplex? Most house sales happen in March and April, but the Hulkamaniac is going to tell you why you should look during the winter. Later Dwayne explains where all the money has gone, and why 84 Billion doesn't just get lost in the couch cushions. Later Dwayne goes over the latest housing data and as always we do the Tito's Vodka "Rate Watch. All that and more on Mortgage Gumbo w/ Dwayne Stein 10/28/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

This week your Chef Dwayne Stein wants you to Follow the Money! Projections indicate 2 million dollars less in sales. Which means Banks are doing less loans. So the question is "How can we rejuvenate the Market?" Here's where the procrastinators win. Banks have reduced the down payment from 20 percent to a whopping low of 5 percent. Now you can be a Real Estate Mogul too! Later Dwayne takes your questions, and does the weekly Tito's Vodka "Rate Watch" All that and more on Mortgage Gumbo w/ Dwayne Stein 10/21/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

On today's menu, your Chef Dwayne Stein is talking about the war in Israel and it's impact on the US Housing Market. Dwayne has been saying for years that World strife will always affect the Market. In this particular case we are seeing an immediate effect on Gas Prices. But we are also seeing rates drop. Later Dwayne responds to your questions via email and social media. Finally, Procrastinators may actually be winning. If you were waiting on purchasing a home, now you may want to consider buying a multi unit home. Become that Real Estate Mogul you've always dreamed of becoming. All that and more on Mortgage Gumbo w/ Dwayne Stein 10/14/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.