Randy Selzer's Real Estate Podcast

Today we dive into the truth about staging. We interview Maria Saverino, a top home stager, professional photographer, and interior designer working in the Greater Toronto Area. Learn why staging works, and gains insights into the psychology behind staging. Understand what happens when you stage your home, and get insider tips on how to declutter and de-personalize your living space. Home staging has become an integral part of marketing a house or condo in today's real estate market. Maria explains how expert staging can help you to sell faster and possibly bring you a higher offer. Reach Maria Saverino at Milagro Interiors: https://milagrointeriors.ca/ 416-897-0339   #realestate #staging #sellinghomes Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/

We interview Brent Bowers, and real estate investor and coach, about the surprising benefits of investing in vacant land. Is vacant land a good investment? Brent gives great details on his personal journey from being an active member of the U.S. armed forces to becoming financially free through investing in vacant land. Lean how Brent took a small first investment, and used that to create a very successful real estate business. Find out exact details on what to look for when investing in land, and how to profit from it. Check out Brent's coaching at: https://www.thelandsharks.com/   #realestate #vacantland #investing Randy Selzer 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/

Learn about the latest changes to mortgage rules in Canada. We interview Denise Pisani, a well known mortgage broker in the Greater Toronto Area, and discuss: 1.) the change in cap from $1 million to $1.5 Million for high ratio mortgages 2.) new 30 year amortizations for first time buyers and buyers of new construction 3.) removal of the Stress Test requirement if you are changing banks when renewing your mortgage. All three of these were announced in the fall, but came into effect in December, 2024. We cover some of the lesser known details that can help you to come out ahead when shopping for a mortgage loan. Find Denise here: https://mortgageinthecity.ca/ And a big shout out to Feedspot.com. They are a media company based in the U.S. who recently recognized my podcast as one of the top 25 real estate podcasts in Toronto, and one of the top 70 real estate podcast in Canada. Thank you, Feedspot! https://podcast.feedspot.com/toronto_real_estate_podcasts/ https://podcast.feedspot.com/canada_real_estate_podcasts/ Check out Feedspot for worldwide podcast rankings for every imaginable topic. #realestate #mortgage #business Randy Selzer 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/  

Simply posting randomly on social media is not very effective! If you have a business, there are proven ways to give you much better results from your social media marketing. In today's video, special guest Cole Jarvis explains everything you need to know on how to market your business on social media. Whether you are a real estate agent, or if you are in any other industry, get ready for some proven strategies for growing your brand on social media.   #RandySelzer #socialmediamarketing #highticketsalessuccess   Check out my website here: https://www.randyselzer.com/ Video recording of this podcast: https://youtu.be/QnU3jk44lGY?si=Tq2R6c6DpnATie74 Randy Selzer - Real Estate Agent 33 Pearl St Mississauga ON L5M 1X1 416-433-3556  

We interview Todd O'Donnell, a well known influencer in the insurance sector, about home insurance. Todd explains how home insurance is an essential part of the real estate buying process. For example, when buying a house, did you know that having an insurance policy in place is mandatory before the bank will release your mortgage funds? We discuss the differences between a condo purchase and a freehold purchase. Other topics include interim occupancy when buying a new condo, heritage homes, tenanted properties, and what insurance companies look for when providing coverage. Todd also explains the Red Flag Checklist - a list of 13 potential problems that can make your house difficult to insure. We cover everything from electrical to plumbing, from roofs to sump pumps. Get insider home insurance tips in this fascinating talk. The Red Flag checklist will open your eyes. #realestate #homeinsurance #insurance You can reach Todd and his team at: 519-651-0496 Or check out his website at: https://insurancetodd.com/   Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556

We interview Andrew Galea, a prominent mortgage broker with MortgagePal in Toronto. Today's real estate market is filled with uncertainty. Prices are still high, and although there was a recent interest rate cut by the Bank of Canada, a lot of people are still sitting on the fence when it comes to buying real estate. Is now a good time to buy? Will interest rates go down further? Will prices rebound, or will they go down further as well? Andrew quotes the great Warren Buffett when he says, "Be nervous when other people are greedy, and be greedy when other people are nervous." Topics include: - why the big banks in Canada have to adhere to the Stress Test, while certain credit unions do not - how each bank is tied to a specific credit reporting company (there are 3), and how a good mortgage professional knows the differences - should you even consider a variable rate mortgage now that rates appear to be headed down? - how to have a strategy regarding purchasing a rental property - whether it makes sense to look at purchasing real estate in Alberta - and much more! Andrew shares several great insights and actionable tips in the podcast. You can reach him at andrew.galea@mortgagepal.ca www.mortgagepal.ca #realestate #mortgages #realestateagent   For a video version of this podcast, see here: https://youtu.be/UUVZpetdmrE?si=ZbVCGZihjYYx16NT   Please don't forget to like and subscribe! Let me know what you think in the comments.  EMAIL: rselzer@sutton.com  INSTAGRAM: @randyselzer   / randyselzer   FACEBOOK: @randyselzer    / randyselzer..  . TWITTER: @randyselzer    / randyselzer   TIKTOK: @randyselzer    / randyselzer    Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/  

Today we interview Giovanni Barca, a mortgage specialist in the Greater Toronto Area. Gio explains how mortgage approvals happen, with a special focus on investors. We also talk about mortgage renewals. Should you renew your mortgage loans at a fixed rate or a variable rate? Should you go for a 5 year term, a 3 year term, or even shorter than 3 years? Where will interest rates be two years from now? 2024 is definitely a time when there are further changes taking place in the real estate market in Canada. Gio gives good insights on where we are headed. You can reach Giovanni Barca at: giovanni.barca@bmo.com Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com #realestate #mortgage #finance #podcast #mortgageindustry #fixedrates #bankofcanada #mortgagerates #canadanews #canadalife #mortgagerates #ratecuts #canadarealestate

Today we interview Cody Tritter, Managing Partner with the Real Estate Partners Team (REPYYC) at Real Broker, brokerage. Cody is a Calgary realtor who leads one of the top real estate teams in Alberta, with over 25 full-time agents working under his leadership. They are a force to be reckoned with in Calgary real estate, and are noted for many innovative strategies that they are implementing in the Calgary area. For example, Cody and his team have been recognized by the real estate industry as the number #2 team in social media for all of Canada. Cody and I discuss the state of the market in Canada, including why there is so much migration from British Columbia and Ontario to Alberta. The numbers may surprise you. We also talk about how Cody built such a large successful team, the systems that he uses, and how he scaled his business. Topics include SEO, paid ads, CRM follow up techniques, and much more. The Calgary real estate market is booming for a lot of reasons, especially due to migration from other parts of Canada. Is it worth checking out? If you are considering moving to Calgary, or considering investing in the Calgary real estate market, our podcast today will help to answer these and many other questions. You can reach Cody and his team here: https://www.repcalgaryhomes.ca/ 587-578-7653 Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com

We interview Chris Prefontaine, a well-known real estate investment advisor and best selling author, on how to use creative financing to acquire property in 2024. Chris explains advanced techniques for the real estate investor such as rent-to-own from both a buyer and a seller perspective, and how to utilize seller financing (vendor take-back mortgages). You will get valuable insider tips on creative real estate financing on this podcast. If you are interested in real estate investing, but are discouraged by today's interest rates, you will find these techniques a real eye-opener. We also discuss the state of the market in both Canada and the United States, and why there are opportunities today that may not have existed three years ago when bidding wars were hapening everywhere. Learn about the differences in how mortgages are structured on both sides of the border. Where are interest rates headed? Find out what we think, and what pressures the Bank of Canada and the U.S. Federal Reserve are under today. #realestate #investing #creativefinancing Chris is generously offering a free book called Real Estate on Your Terms to listeners of the podcast, which you can order here: https://wickedsmartbooks.com/Randy1   Check out Chris' site: https://smartrealestatecoach.com/ Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/

Today we interview Debbie Cosic, Founder and CEO of In2ition Realty, a major marketing company in the pre-construction real estate market in the Greater Toronto Area (GTA). Buying pre-construction condos has been a winning strategy in the Toronto area over the past 15 to 20 years. The timelag between purchase and completion allowed for price appreciation, so that when the building was complete, buyers already had a capital gain built in. Debbie and I review the process on how to buy pre-construction properties. We cover the basics, from worksheets to deposit structure, from interim occupancy to final closing. Learn how the process works. Today's real estate market has changed due to higher interest rates. A lot of people are expecting interest rates to go down in the future. Will buying a pre-construction condo now benefit from possible lower rates when the final closing occurs? Investing in real estate has its risks and rewards. Get great insider insight from our talk today. Reach Debbie and her team at: https://in2ition.ca/ 905-286-5270 #realestate #Toronto Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 Access the video version of this content at: https://youtu.be/RFTHgHVA-3E?si=KEew0Lwv4HCOB9qP My main site: https://www.randyselzer.com

Today we interview Jordan Silvester, a top real estate agent in Windsor, Ontario. Jordan grew up in a real estae family, and today, he and his team are a force to reckoned with in Essex County. We discuss the state of the market. Will housing prices drop in 2024? Will they rise? Will interest rates go down, like so many are predicting? What if they don't? Is Canada going into a recession? Is this the best time to buy real estate? Is 2024 a good time to be investing in real estate in Canada? Find out the answers to these and many other questions on our talk. If you are thinking of buying or selling in Windsor or anywhere in Essex County, you can reach Jordan and his team at: 519-960-0350 jordan@silvesters.ca #realestate #RandySelzer #realestateagent Don't forget to like and comment! If you like this type of unbiased information, please consider subscribing. Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 https://www.randyselzer.com/

Today we interview John Krpan, a well-known real estate developer in the west end of the Greater Toronto Area. John Krpan is the CEO of The Krpan Group, a vertically integrated real estate company that has built over 15,000 residences in Mississauga, Oakville, Burlington, and Hamilton. His company builds residential, commercial, and industrial properties across the region, and has a specialty - they are experts in obtaining approvals for development, whether dealing with the province, the regions, or the various municipalities. We talk about 15 minute cities, "smart cities", where people are able to live, work, shop, and play within a 15 minute radius. The old paradigms of city versus suburb have been replaced with new ideas. John goes into detail about a recent major project they are doing in Waterdown, Ontario. We also discuss the state of real estate in Canada. Canada is currently in a real estate crisis, where the demand for housing vastly exceeds supply. The result has been sky-high prices for properties to buy or rent. Can it be fixed? The truth is, there are many impediments to building enough homes for everyone, including governmental red tape, NIMBY pressures, high interest rates, and the cost of construction. Find out answers to these and other questions in this podcast.

Today we interview Jess Lenouvel, one of the top real estate coaches in North America. Jess explains concepts and systems that helped her to build a 7 figure real estate business. These concepts and systems will work for any business in any niche, not just real estate. Learn how to scale your business, how and when to hire a team, how to maximize efficiencies, when to delegate, and when not to delegate. Learn how to win by presenting your authentic self to your potential customers. Jess has great insight into the psychology of buyers, and she explains how to understand what they are looking for before they themselves know. One of today's great quotes from Jess: "More millionaires were made during the 1930's Depression then at any other time". That is a true statement, and you will learn how to find opportunities in a slow market, or even during a recession. I know you will enjoy today's talk! #realestate #marketing #toronto Check out Jess LeNouvel at https://www.thelistingslab.com/ or at her Instagram: https://www.instagram.com/jesslenouvel Please don't forget to like and subscribe! Let me know what you think in the comments. https://www.randyselzer.com EMAIL: rselzer@sutton.com INSTAGRAM: https://www.instagram.com/randyselzer/ FACEBOOK: https://www.facebook.com/randyselzer.... TWITTER: https://twitter.com/randyselzer TIKTOK: https://www.tiktok.com/@randyselzer PINTEREST: https://www.pinterest.ca/randyselzer/  

Learn how to acquire real estate by assuming the Seller's existing mortgage loan through a technique known as "Subject To" investing. We interview William Tingle, a well kown real estate investor, coach, author, and public speaker. This technique works especially well in the U.S., but will also work in Canada. It would especially be of interest for Canadians looking to buy property in the United States. What is "Subject To" investing? “Subject To” is a real estate investing strategy where a buyer takes over the seller's existing mortgage payments. Instead of applying for a new loan, the buyer pays the remaining balance of the seller's mortgage. The deed transfers to the buyer, but the mortgage remains in the seller's name. While the deed transfers, the original loan stays in the seller's name, meaning they're still legally responsible for the mortgage. Hence, this method requires a significant level of trust between the buyer and seller. Check out William's website here: https://www.sub2deals.com/ And his Youtube channel here: https://www.youtube.com/Sub2Deals Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com #realestate #realestateinvesting #subjectto

Today we interview Franco Perez, a mobile home builder and real estate personality in San Jose, California. Franco realized that there is a wealth gap in today's market. Buyers, and especially young buyers, are finding it nearly impossible to purchase real estate with today's high prices and high interest rates. This is especially true in California, and in the big metro areas in Canada, such as Toronto and Vancouver. Single family homes, semi-detached, townhouses, and condo apartments are rapidly becoming out-of-reach for most first time buyers. So many of them are trapped into renting. There is, however, another alternative that is much less expensive than buying traditional real estate. Purchasing a mobile home can be an excellent stepping stone to purchasing more traditional real estate down the road. There is definitely some stigma attached to living in a mobile home in a trailer park, but it doesn't have to be that way. Check out Franco's website and social media for some eye-opening photos. What do you think? Are mobile homes something that we should be considering to find a way around today's crushing prices? https://www.francomobilehomes.com/ https://www.youtube.com/channel/UCgQ4otKTfwxGJkUqH-dGEYg https://beacons.ai/franco.tv   #mobilehomes #realestate #trailerpark Randy Selzer - Real Estate Agent 33 Pearl St Mississauga ON L5M 1X1 416-433-3556  

Something's gotta give. The combination of sky-high real estate prices and high interest rates is unsustainable. In March of 2022 the Bank of Canada started raising interest rates in an effort to combat inflation. We can point fingers as to how we got into this situation, but it is probably a combination of ultra-low interest rates in the preceding years, coupled with the massive printing of money by governments around the world when the Covid-19 pandemic hit. The fact is, real estate prices in Canada have been on a tear since 1996. We managed to avoid the big crash that the U.S. experienced in 2008. Despite numerous efforts by the federal, provincial and various municipal governments to slow the market, prices just kept on rising. Toronto and Vancouver were the most affected, although almost every city and town across the country saw sizeable gains. People were making money through real estate. Good times. Once interest rates started going up, those high prices became a liability. For someone buying a million dollar home, even a single interest rate increase can cause substantial stress on monthly overhead. Anyone who has to renew their existing mortgage, has to do so at a higher rate. So far, we have had 10 interest rate increases in 17 months. We are at a point where almost no-one can afford to buy a house in Canada. Even a starter condo is out of the question for many first time buyers. There is a shortage of listngs, partly because no-one can afford to move. And the cost to rent has also gone through the roof. So something has to give. Either rates have to come down, or real estate prices will. We have been buffered at bit by the extremely high number of immigrants being admitted into the country, but even that is a misguided policy choice. Immigrants are great for a country like Canada, but when there is nowhere for them to live, that only makes the problem worse. Denise and I talk about all these issues, and more in today's episode. We welcome your comments. #realestate #canada #mortgage You can reach Denise Pisani at https://mortgageinthecity.ca/ phone: 416-629-5363 Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/ Please don't forget to like and subscribe! EMAIL: rselzer@sutton.com INSTAGRAM: @randyselzer https://www.instagram.com/randyselzer/ FACEBOOK: @randyselzer https://www.facebook.com/randyselzer.... TWITTER: @randyselzer https://www.twitter.com/randyselzer TIKTOK: @randyselzer https://www.tiktok.com/@randyselzer PINTEREST: @randyselzer https://www.pinterest.ca/randyselzer/

We interview Robinson Smith, financial guru and best-selling author of Master Your Mortgage for Financial Freedom. Learn how to implement the Smith Manoeuvre to gradually convert the interest that you pay on your Canadian mortgage loan to tax deductable interest. Rob has appeared on television, radio, and many personal finance blogs. He is a sought after speaker at conferences in the world of personal finance. #realestate #realestateinvesting #SmithManouevre Reach out to Rob at: https://smithmanoeuvre.com/ Check out his best-selling book at: https://www.amazon.ca/Master-Your-Mor... Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/ Please don't forget to like and subscribe! Let me know what you think in the comments. EMAIL: rselzer@sutton.com INSTAGRAM: @randyselzer https://www.instagram.com/randyselzer/ FACEBOOK: @randyselzer https://www.facebook.com/randyselzer.... TWITTER: @randyselzer https://www.twitter.com/randyselzer TIKTOK: @randyselzer https://www.tiktok.com/@randyselzer

Our guest today is Dr. Adam Gower Ph.D, founder of GowerCrowd.com. He is a 30+ year real estate veteran with over $1.5 billion of CRE investment and finance experience who today builds digital marketing systems for real estate professionals who want to raise equity capital online (aka ‘crowdfunding'). He is also the author of a new book The Reality of Distressed Real Estate. His clients handle in excess of $35bn in AUM and have raised hundreds of millions of dollars using his systems. Adam has taught over 4,800 individuals how to build wealth, preserve capital, and earn passive income from investing in real estate and he has over $7 billion of experience transacting real estate with high-net-worth individuals, major institutions and banks. Dr. Gower has multi-cycle real estate syndication experience and is the country's foremost expert in investing in discounted distressed commercial real estate. He believes a period of wealth-transfer in CRE is upon us, bringing exceptional investment opportunities to both sponsors looking to buy discounted deals, and to individual accredited investors who want to invest in these opportunities. Learn: - The state of the real estate market in mid 2023 - How to invest in discounted distressed commercial real estate - How to invest in discounted distressed commercial real estate syndications Check out Adam's site and his new book The Reality of Distressed Real Estate: https://gowercrowd.com/ #realestate #realestateinvesting #commercialrealestate Please don't forget to like and subscribe! Let me know what you think in the comments. EMAIL: rselzer@sutton.com INSTAGRAM: @randyselzer https://www.instagram.com/randyselzer/ FACEBOOK: @randyselzer https://www.facebook.com/randyselzer.... TWITTER: @randyselzer https://www.twitter.com/randyselzer TIKTOK: @randyselzer https://www.tiktok.com/@randyselzer Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/

Is real estate still a good place to invest? Learn about the 8 Profit Centers of Investing in Real Estate. We interview Gord Lemon, CEO of the Real Estate Investment Institute, and discuss the many ways to make money through real estate investing. Find out whether it is still safe to buy property in 2023. While the big cities are expensive, there are many other options available where you can derive a steady Return on Investment (ROI). Check out Gord's excellent investing course here: https://www.rei.institute/ #realestate #realestateinvesting #RandySelzer ► MORE GREAT INFO at my site: https://www.randyselzer.com ► SUBSCRIBE here to never miss an episode: https://randyselzer.podbean.com ► INSTAGRAM: https://www.instagram.com/randyselzer/   Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556

We interview Rod Khleif, a legendary real estate investor, author, mentor, and coach. Learn how Rod overcame a huge setback in 2008, when he lost $50 million dollars, and how he recovered to the success that he is today. Rod has owned over 2000 single family homes in his career, and has a deep knowledge of the real estate business. Today Rod is a leader in multifamily property investing. In this video, he gives a lot of tips that show how you can do it too. He is also an expert on how to manage your mind for peak performance. Learn the right ways of motivational thinking that will help you to succeed in any business. Rod has a large number of students and followers who will be attending his Live Bootcamp Event in Orlando, FL from September 15-17, 2023. Check out Rod here: https://rodkhleif.com/ Live Event Tickets: https://www.multifamilybootcamp.com/S... Use the code Randy to get your tickets at a low price of $197.00USD #RodKhleif #RandySelzer #realestate   Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556

We interview Jason Marino, an attorney in New Mexico, about the differences real estate investing in the U.S. versus investing in Canadian real estate. Topics include asset protection, mortgage terms and conditions, the state of the market in Canada, interest rates, wholesaling, fixer-upper strategies, tax implications, property management, and much more.   #realestate #internationalrealestate #canada Brought to you by: Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 https://www.randyselzer.com

We review what happened to the real estate market in 2022, and offer a forecast of what's to come in 2023. Topics include: - interest rates hikes and their effect on the market - sales numbers in the Greater Toronto Area - real estate price change - condos - single family residential - pre-construction risk - mortgage renewal risk - fixed and variable rate mortgages #realestate #realestatemarket #toronto  

We interview special guest David Korman, a prominent real estate lawyer in the Greater Toronto Area, about what happens when a firm sale does not close. Find out: - what rights do the Sellers have? - what rights do the Buyers have? - what exactly is a breach of contract? - what happens to the deposit money? - are there ways to fix the situation? - what is an extension? - problems with MLS sales - problems with pre-construction sales and much more! Check out David's YouTube channel: https://www.youtube.com/playlist?list... Audio-only podcast: https://anchor.fm/davidanddavidonreal...   #realestate #Toronto #realestatelawyer

Today we look at creative financing for real estate. With the recent rapid rise in interest rates, many buyers are finding it difficult to qualify for their mortgage loan. Special guest Chris Prefontaine explains 3 different ways to purchase property that avoid banking restrictions. Learn how to grow your real estate portfolio by: - having the Seller provide their own financing to help you (VTB) - by keeping the Seller's financing in place while you get title on the property - using a rent-to-own strategy Chris also explains how you can successfully earn three separate paydays on every purchase. Get two free real estate investing books here: https://wickedsmartbooks.com/randy Check out Chris' free webinar training here: https://smartrealestatecoach.com/mastersclass Chris Prefontaine YouTube Channel: https://www.youtube.com/user/smartrealestatecoach #realestate #creativefinancing #buyproperty Please don't forget to like and subscribe! Let me know what you think in the comments. EMAIL: rselzer@sutton.com INSTAGRAM: @randyselzer https://www.instagram.com/randyselzer/ FACEBOOK: @randyselzer https://www.facebook.com/randyselzer.... TWITTER: @randyselzer https://www.twitter.com/randyselzer TIKTOK: @randyselzer https://www.tiktok.com/@randyselzer Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/  

What is a Trigger Rate? Today's special guest Denise Pisani and I discuss the Mortgage Trigger Rate situation with variable rate mortgages. Topics include: - fixed rate mortgage vs. variable rate mortgage - 2 types of variable rate mortgages - adjustable rate mortgages (ARM) - variable rate mortgages with a fixed payment (VRM) - what to do when you get a trigger rate letter from the bank - trigger rate options: lump sum payments, extended amortization, increased monthly payments - what to expect in 2023 #mortgagetriggerrate #realestate #variableratemortgage

We interview Tim Hudak, former leader of the Progressive Conservative Party in Ontario, and current CEO of OREA, the Ontario Real Estate Association. Find out why the current downturn will end, and pent up demand will bring a fast recovery. Topics include: - where the real estate market is headed today - the bullish case for real estate in the future - current initiatives that OREA is spearheading - exclusionary zoning and the problems that it creates - adaptive reuse of surplus government, commercial, and industrial buildings - transit projects including subways, LRTs, GO Train, highways - dealing with NIMBYs - the upcoming OREA Reality Conference in Toronto with high profile speakers such as former President Bill Clinton Register for the OREA conference here: https://realityconference.ca/ #OREA #TimHudak #realestate  

We interview Dan Plowman, head of a prominent realtor team in the east end of the Greater Toronto Area. Dan and I discuss the state of the real estate market in Toronto, Durham Region, and other parts of southern Ontario. We discuss: - the effect of higher interest rates on the market - recent sales numbers and sale prices - the risks of "sitting on the fence" - real estate news in Toronto - levels of government involvement - immigration into Canada - supply and demand imbalance in real estate - what the expect in the coming year Dan offers a coaching program for realtors, you can check out his offering here: https://www.danplowmancoaching.com/ #realestate #realestateagent #torontorealestate   Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556

In today's episode, we interview Emily Miszk, a Director of the Port Credit Business Improvement Association (BIA). Emily shares a lot of info about this popular and touristy area of Mississauga, Ontario including: - an explanation of what the Port Credit BIA does - an overview of the charms of Port Credit - favorite things to do in the area - seasonal vs year-round activities - changes over the past 5-10 years - community involvement - future developments including Brightwater and the Hurontario LRT - the state of the real estate market in Port Credit Check out Emily and the Port Credit BIA here: https://www.portcredit.com/about-us/b... She is also a mortgage broker and business owner of Port Credit Mortgages. https://www.portcreditmortgages.com/ #Mississauga #PortCredit #PortCreditBIA

In today's interview with Alex Kjorven, Chief Product Officer at Ourboro, we discuss how to buy property with an equity partner. How does co-ownership, or "shared ownership" work? Ourboro is a company that helps buyers by providing them with additional cash for their required downpayment. They charge no interest, but instead take an equity interest in the house or condo that you buy. When you sell the property, they get paid a proportion of the profit. Alex and I also discuss the upcoming OREA Realty+ conference, where Ourboro will be a participant. And we discuss Alex's creative side - she is an accomplished painter.   Check out Ourboro at info@ourboro.com https://ourboro.com/ https://www.instagram.com/ourborohq/ Alex Kjorven art: https://www.alexkjorvenart.com/ https://www.instagram.com/alexkjorven... also from this episode: https://caboodl.ca/

In today's episode, we are joined by special guest Denise Pisani, a top mortgage broker in the Greater Toronto Area. We discuss the impact of rising interest rates on the mortgage loan Stress Test that banks require potential buyers to pass. Today, buyers are required to qualify for their mortgage loan at rates that are two percentage points above their actual contracted interest rate. With fixed and variable rate mortgages now between 4.5% and more than 5%, this means you have to qualify at 6.5% to more than 7% to get your mortgage loan.   Find out how this will affect you in today's real estate market. #stresstestmortgage #stresstest #realestate #realtor #mortgagebroker #interestrates #realestatemarket

After a very long bull run, the Toronto real estate market has shifted from wildly positive in January and February, to a much slower pace this summer. Is the market simply more balanced now, or are we headed into something much more serious?  The change came about because of a rapid rise in interest rates. The Bank of Canada, in its efforts to tame inflation, has put a serious dent into the real estate market. The slowdown in real estate sales in the Greater Toronto Area has been significant. Now prices are falling too, with single family homes taking the biggest hit. What are we to make of all this, and what are we to expect in the coming months? We attempt to answer these and other questions in the podcast. #realestate #realestateagent #realestatemarket #Toronto #Mississauga #Oakville #TRREB #marketcrash #interestrates #condos #houseprices #realestatebust #Canada  

The Toronto real estate market has slowed down. Interest rates are going up. Should you buy a house or condo now, or should you wait until the market begins to recover? If you are an investor, is this a good time to find some deals? We interview Evan Ungar and Jordan King, managing partners of TUK Capital, a real estate investment and consulting firm based in Toronto, Canada. Get insight on what to do when the real estate market shifts. Prices have slipped a bit, and interest rates are going up. Bidding wars are not so common these days. And yet the rental market is on fire. The economy in the Greater Toronto Area is strong. And immigration levels into Canada are at record-breaking levels. Find more info on TUK Capital here: https://tukcapital.com/      

Special guest Denise Pisani, a top mortgage broker in Mississauga, Ontario shows how to repair bruised credit. Learn tips and best practices on how to improve your credit score. You will learn: - what is a credit score? - how to fix your credit score - how to improve your credit score - the effects of a personal bankruptcy - the effects of a consumer proposal - how many credit cards are too many? - what not to do before closing on a house - how to improve your chances of getting a mortgage loan #realestate #creditrepair #creditscore   Contact Denise at: denise@mortgageinthecity.ca   Please check out: My main real estate website: https://www.randyselzer.com Instagram: https://www.instagram.com/randyselzer/

We interview Mindy Applebaum, Founder and CEO of Luxury Move Management. Learn how this Toronto-based company provides interesting solutions for people who need to move. If you are downsizing, undergoing a renovation, estate clearing, relocating, divorcing, moving into a condo, a new home or retirement residence, every move can bring stress to the homeowner. Find out how Mindy's company co-ordinates with realtors, home stagers, and moving companies, to help you declutter, get rid of unwanted furniture, pack and unpack, and store your possessions temporarily if needed. You can reach Luxury Move Management at: info@luxurymovemanagement.com 416-937-0499 #realestate #Toronto #movinghouse

What if there was a way to insure your offer in a real estate bidding war, so there was no worry about a low appraisal afterwards? We interview Jason Henneberry, mortgage expert and co-founder of Fundible Finance Corporation. Fundible is launching an interesting new product that promises to help buyers in this exact situation.  Today's market often results in multiple offers - situations where several buyers bid simultaneously on a single property. These bidding wars contain risks for the buyer, even if they are pre-approved at the bank. It's something new. Check out the podcast to see how it works. You can reach Jason at: jason@mortgagepal.ca Website: https://fundible.ca/ JIvD2pK0Wlcnaya91e69

We interview Dawn Marcotte, bestselling author of Success Guaranteed: 9 Lies Online Entrepreneurs Need to Know. Dawn explains the myths of online marketing, and shows techniques and strategies that can help you to be successful with your online business. Topics include the top 3 myths you need to know, sales funnels, websites, Facebook pages, scheduling, batching, and much more. You can find Dawn's book at: https://www.amazon.com/Success-Guaranteed-Lies-Online-Entrepreneurs-ebook/dp/B096PY1VXD/   

We interview Christopher Alexander, President of RE/MAX Canada, and Elton Ash, Executive VP of RE/MAX Western Canada, about luxury real estate. Find out what's happening with sales and prices of these luxury homes. Topics include sales numbers, what is causing the boom, and where we are headed in 2022.

We interview expert mortgage broker Denise Pisani on how to get a mortgage when you are self employed. Denise explains what paperwork is required, what the fees are, the three types of mortgage products that are available for self-employed people, and how any tax arrears can affect your chances of getting a loan. Contact Denise at: denise@mortgageinthecity.ca for further details. #realestate #mortgage #mortgages #selfemployed #mortgagesforselfemployed   

We interview Rizwan Malik, Senior VP of Sotheby's International Realty Canada about the real estate market in Toronto, and what to expect in 2022. #realestate #Toronto #RizwanMalik #RandySelzer #realestatemarket #GTA #Canada #interestrates #houseprices

Two special guests explain how to lower your Canadian marginal tax rate from 53.5% to 12.2% to potentially zero percent. Robinson Smith, best selling author of Master Your Mortgage for Financial Freedom and JP Laporte, Canadian attorney and CEO of INTEGRIS Pension Management Corporation, show you how to pay less taxes. Reach Rob at robsmith@smithman.net Buy the book at https://www.amazon.ca/Master-Your-Mor... Reach JP at jp.laporte@integris-mgt.com    

We interview Scott Smith, an attorney with Royal Legal Solutions in Austin, TX., about estate planning, and how to structure your real estate and other assets into a Living Trust. Learn how to avoid the probate process, and how to seamlessly transfer your property to your children, using techniques that work in both the U.S. and Canada.  You can reach Scott at https://royallegalsolutions.com scott@royallegalsolutions.com 512-871-0843  

We review results from 2021, and predict where the Toronto real estate market is headed in 2022. Topics include interest rates, the state of the local economy, immigration into the Greater Toronto Area, and where inflation is headed. 

Latest podcast with Denise Pisani, we go indepth on multiple offers. We address topics such as: Is it safe to make a firm offer if you are pre-approved at the bank? Will a conditional offer even work in today's market? What happens if the bank appraisal comes in low? and lots of other fun stuff! #realestate #realestateagent #realestateagentMississauga #realtorlife #offers #biddingwars #houses #condos #RandySelzer #DenisePisani #financehelp #mortgage #mortgages   You can reach Denise at: denise@mortgageinthecity.ca Find her on Instagram: https://www.instagram.com/mortgageinthecity Contact Randy at: rselzer@sutton.com Check out my Insta at https://www.instagram.com/randyselzer/  

We interview Jean-Pierre Laporte, CEO of Integris Pension Management Corp., on advanced techniques in tax planning and pensions. Topics include how to incorporate as a professional, how to set up a personal pension plan, and how to use that pension plan to purchase real estate investments which will then grow in a tax-exempt environment. When purchased through a pension plan, real estate investments grow tax free. Rents paid by tenants are not claimed as income, and if you sell the property, there is no capital gains tax to pay. Learn the critical differences between Personal Pension Plans (PPP) and RSPs. We cover how to avoid paying tax when you transfer assets to your children, how to buy U.S. property through a Canadian personal pension plan, and how to pool pensions together with other incorporated individuals.   You can reach Jean-Pierre ("JP") at:   jp.laporte@integris-mgt.com 1- 844-484-3777 https://integris-mgt.com/   #realestate #pensionplans #tax         

We interview Anthony Woods, a consultant with Chartwell Retirement Residences. As baby boomers get older, many are faced with the decision of whether they should consider moving into a retirement residence, or not. We cover the options available to everyone: you can stay in your existing home, downsize, move to a condo, rent an apartment, or move to a retirement residence. Learn about the different types of retirement homes, and compare features and benefits.   Reach Anthony at: awoods@chartwell.com https://chartwell.com/  

We talk with bestselling author Robinson Smith about the Smith Manoeuvre, a way for Canadians to create tax deductions from the mortgage loan on their principal residence. Learn how to get a special "re-advanceable" mortgage that combines your mortgage loan with a line of credit. Use the line of credit to make further investments. Over time, the Smith Manoeuvre gradually converts your non-deductable mortgage loan interest to tax deductable investment interest. Rob explains exactly how it works. This strategy is allowed by the Canada Revenue Agency (CRA), and these special re-advanceable mortgages are offered by the big five banks in Canada. #smithmanoeuvre #mortgages #realestate Contact Rob Smith at: robsmith@smithman.net https://www.smithman.net Check out Rob's bestselling book here: https://www.amazon.ca/Master-Your-Mortgage-Financial-Freedom/dp/1999171608/ref=sr_1_1  

We interview special guest Denise Pisani, on how to buy a multi unit property. Learn all about multi family mortgage loan requirements, how to lower your down payment by occupying one part of a duplex, what interest rates apply, how to qualify, and whether or not multi family, multiplex real estate is for you. You can reach Denise at: denise@mortgageinthecity.ca also, find her on Instagram: https://www.instagram.com/mortgageinthecity/ Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 Topics include down payment, interest rates, how to qualify, owner occupied units, duplex, triplex, four and five unit investments, and more.

New Interview! We talk with Scott Smith, an attorney with Royal Legal Solutions in Austin, Tx. on how to set up asset protection strategies for real estate and other investments. Learn how to construct a corporate shield around your investments, by utilizing a Limited Partnership structure, in tandem with an LLC, that will protect you against lawsuits and other dangers.   Reach Scott here: scott@royallegalsolutions.com   https://royallegalsolutions.com/      

Special guest Denise Pisani shares secrets and tips on how to refinance your mortgage, including how to pull equity out for debt consolidation, home improvements, future investments, and more. Reach Denise at denise@mortgageinthecity.ca  

We summarize promises made by Canada's 4 major political parties - Liberals, Conservatives, NDP, and Green, regarding real estate. Each party has its own approach to making housing more affordable, restricting foreign ownership, mortgage rules, increasing supply, green initiatives, and more. You can compare their approaches here. 

We discuss Rent to Own from the perspective of the real estate investor, with special guests Maninder Chauhan and David Pereira. Does it work? Does it even make sense in today's market? See how smart investors are using this technique to create targeted returns with a clear exit strategy.