Podcasts about Doomed

With nothing left but their lives, Dr. Rooke and Agent Mackey beg Freddy to escape with them. But with Cora still in the clutches of Innsmouth's sinister folk, Freddy faces an impossible choice, one that could save a friend or doom them all. In this episode, we conclude our playthrough of the scenario “Escape From Innsmouth” by Kevin A. Ross and others, and published by Chaosium. TRIGGER AND CONTENT WARNINGS: Language, Madness, Gore, Body Horror, Violence, Spirituality, Death, PTSD. Published by arrangement with the Delta Green Partnership. The intellectual property known as Delta Green is a trademark and copyright owned by the Delta Green Partnership, who has licensed its use here. The contents of this podcast are © Mayday Roleplay, excepting those elements that are components of the Delta Green intellectual property. CAST OF CHARACTERS • Lev (they/them) - Cora Loquillo (she/they) • Amanda (she/her) - Arthur Clark (he/him) • Caleb (he/him) - Kennedy Newell (he/him) • Eli (any/all) - Dr. Theodore Rooke (he/him) • Zakiya (she/they) - Freddie Thurman (she/they) • Sergio (he/him) - The Handler MUSIC & SOUND EFFECTS • Post Sound Supervision: Sergio Crego, Eli Hauschel • Mixed: Eli Hauschel • Original Music: Aaron A. Pabst • Soundstripe (soundstripe.com) • Epidemic Sound (epidemicsound.com/) • Soundly (getsoundly.com/) DELTA GREEN LINKS • Delta Green (http://deltagreen.com/) MAYDAY ROLEPLAY LINKS • Join Our Newsletter (https://tr.ee/We5xVbEvUK) • Patreon (https://www.patreon.com/maydayrp) • Ko-Fi (https://ko-fi.com/maydayrp) • Mayday website (https://www.maydayroleplay.com/) • Youtube (https://www.youtube.com/@Maydayrp)

August 27th: Norfolk Headless Body Found (1974) There are some cases that seem doomed to remain unsolved from the moment they are discovered. On August 27th 1974 a body was found in Norfolk, England. One that, from the very beginning, had one major issue stopping police from proceeding with the case. https://en.wikipedia.org/wiki/Norfolk_headless_body, https://unidentified-awareness.fandom.com/wiki/Norfolk_Headless_Body, https://www.the-independent.com/news/uk/crime/headless-corpse-discovered-in-norfolk-40-years-ago-could-be-sex-worker-known-as-the-duchess-a6835176.html, https://www.bbc.com/news/uk-england-norfolk-35350440, https://www.bbc.com/news/uk-england-norfolk-35402014, https://www.the-independent.com/news/uk/crime/operation-monton-cold-case-duchess-norfolk-b2607932.html Learn more about your ad choices. Visit megaphone.fm/adchoices

Zechariah gives a stark image of this faithlessness. He tells of shepherds who value God's people so little that their worth is calculated at a mere thirty pieces of silver—the price of a slave gored by an ox. This paltry sum, their shepherd's wages, is then contemptuously thrown into the house of the Lord. It is a chilling prophecy of betrayal, revealing the heart of worthless leaders and pointing ahead to the one Good Shepherd who would be sold for this very price.  The Rev. Andrew Preus, pastor of Trinity Lutheran Church in New Haven, MO, joins the Rev. Dr. Phil Booe to study Zechariah 10 and 11.  To learn more about Trinity Lutheran, visit trinitynewhaven.com. The Persian king Cyrus issues an astonishing decree: the exiles may go home. Among them are the Jews—God's chosen people—whom this pagan ruler not only repatriates, but commands to rebuild the temple of the Lord. Ezra 1–4 tells of their return, the joy of restored worship, and the crushing opposition that brings construction to a standstill. Then the prophets Haggai and Zechariah speak with God's authority, calling His people to courage, repentance, and hope. In Ezra 5–8 the temple is completed, worship flourishes, and hearts are renewed in God's Word. This series on Thy Strong Word follows the events in the order they happened, revealing how the Lord moves kings and prophets, overcomes opposition, and restores His people. Thy Strong Word, hosted by Rev. Dr. Phil Booe, pastor of St. John Lutheran Church of Luverne, MN, reveals the light of our salvation in Christ through study of God's Word, breaking our darkness with His redeeming light. Each weekday, two pastors fix our eyes on Jesus by considering Holy Scripture, verse by verse, in order to be strengthened in the Word and be equipped to faithfully serve in our daily vocations. Submit comments or questions to: thystrongword@kfuo.org.

In the 7 AM hour, Larry O’Connor and Julie Gunlock discussed: WMAL GUEST: GARRETT EXNER (Board Member, Veterans on Duty) on the Abbey Gate Attack Anniversary LATEST FROM ARLINGTON COUNTY SCHOOLS: Middle Schoolers Asked for 'Preferred Pronouns' LARRY'S SUBSTACK: NYT Admits the Ugly Truth: Democrats Are Doomed by the Map Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Tuesday, August 26, 2025 / 7 AM HourSee omnystudio.com/listener for privacy information.

WNBA players continue negotiations with the league...for a new collective bargaining agreement. According to a report released Monday...the WNBA and its players are likely to miss the October 31st deadline to get a new CBA finalized. Which means...the 2026 WNBA season could be delayed or potentially cancelled. We discuss ongoing negotiations for a new CBA in the WNBA. We explain why failure to get a deal done by October 31st...could at minimum delay the 2026 WNBA season. We also explain why we believe next season will be cancelled...and why NBA owners are likely the reason a new CBA hasn't been finalized. For free and unbiased Medicare help, dial 510-279-3616 to speak with our trusted partner, Chapter, or go to https://askchapter.org/behind Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Dr. Rick Hanson is a psychologist, senior fellow of UC Berkeley's Greater Good Science Center, and bestselling author known for bridging neuroscience, mindfulness, and positive psychology. His work focuses on how the brain can be trained for greater resilience, happiness, and inner strength. Through books such as Hardwiring Happiness and Resilient, Dr. Hanson shares practical, science-based tools to cultivate well-being and reduce stress. He is also a popular speaker and teacher, offering workshops and online programs that integrate psychology, meditation, and neuroscience for personal growth.In our conversation we discuss:(00:00) – Misunderstandings about relationships(04:00) – Love as a practice and skill(08:00) – Brain science and romance(12:00) – Following emotions versus awareness(16:00) – The value of mindfulness(20:00) – Acknowledging feelings and avoidance(24:00) – Negative rumination and brain circuits(28:00) – Exploring what lies beneath rumination(32:00) – Healing after heartbreak(36:00) – Building confidence and self-worth(40:00) – Imposter syndrome and motivation(44:00) – Letting go of inherited beliefs(48:00) – Practical steps for self-respect(52:00) – Choosing the right partner(56:00) – Signs of emotional availability(1:00:00) – Avoidant attachment and relationships(1:04:00) – Moving on from unavailable partners(1:08:00) – Closing thoughts and resourcesLearn more about Dr. Rick HansonBooks:Making Great RelationshipsResilient: How to Grow an Unshakable Core of Calm, Strength, and HappinessWebsites:rickhanson.com — free resources, videos, and coursesglobalcompassioncoalition.org — initiative he promotes near the endWatch full episodes on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@seankim⁠⁠⁠⁠⁠⁠⁠Connect on IG: ⁠⁠⁠⁠⁠⁠https://instagram.com/heyseankim

Run coach, did you post way less than you hoped on social media this summer? Send no newsletters? Get caught up comparing to the runners who DO post every day and feel like there's no point? You're not alone.And in this episode I share the truth about how I haven't showed up as much as I wanted to this summer. But that doesn't mean I'm quitting or that I'm bad at business. If run coaching is your side hustle, your hobby business or even your full time business, and this summer you had other bigger priorities (your full time job, kids at home, anything else...) that only allowed you to make running schedule updates, do athlete check ins and reply to (most) your emails and DMS and your Instagram feed got left behind, that doesn't mean you're doomed. Business has ebbs and flows and if marketing your run coaching business took a backseat this summer, here are 3 ways to start taking action, without the overwhelm. ___To chat with me about my 1:1 business coaching spot, learn more and schedule a call here.

Jon van der Decken, for blasphemy or arrogance, is condemned to sail the famous cursed ship forever. He's allowed to come ashore briefly once every seven years. During one of these visits, he encounters a minister and his beautiful daughter — and ominously plans to kill her. A fictional story based on the real-life ghost story – it's “The Flying Dutchman” from Witch's Tale! | #RetroRadio EP0488Join the DARKNESS SYNDICATE: https://weirddarkness.com/syndicateCHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Show Open00:01:30.028 = CBS Radio Mystery Theater, “One Girl In a Million” (September 28, 1976) ***WD00:45:12.840 = Witch's Tale, “Flying Dutchman” (April 26, 1934) ***WD01:14:38.343 = X-Minus One, “Lulungameena” (May 29, 1956)01:42:36.604 = ABC Mystery Time, “Murder In Haste” (1957) ***WD02:06:19.241 = Strange Adventure, “Death Rides The Limited” (1945) ***WD02:09:32.844 = BBC Ghost Story, “A Little Place Off The Edgware Road” (1986-1987)02:22:19.355 = Beyond The Green Door, “Henry Gill Joins The Foreign Legion” (1966) 02:26:16.664 = The Black Book, “My Favorite Corpse” (February 24, 1952) ***WD02:40:44.003 = (Rare Audio, Show Name Unknown), “Black Ghost” (1930?) ***WD03:06:48.032 = Box 13, “The Biter Bitten” (July 17, 1949)03:33:18.393 = CBC Mystery Theater, “The Duel” (1966-1968) ***WD04:02:54.830 = Chet Chetter's Tales From The Morgue, “The Mysterious Island, Part 1” (1990-1992) ***WD04:30:59.114 = Chet Chetter's Tales From The Morgue, “The Mysterious Island, Part 2” (1990-1992) ***WD04:58:38.199 = Show Close(ADU) = Air Date Unknown(LQ) = Low Quality***WD = Remastered, edited, or cleaned up by Weird Darkness to make the episode more listenable. Audio may not be pristine, but it will be better than the original file which may have been unusable or more difficult to hear without editing.Weird Darkness theme by Alibi Music LibraryABOUT WEIRD DARKNESS: Weird Darkness is a true crime and paranormal podcast narrated by professional award-winning voice actor, Darren Marlar. Seven days per week, Weird Darkness focuses on all thing strange and macabre such as haunted locations, unsolved mysteries, true ghost stories, supernatural manifestations, urban legends, unsolved or cold case murders, conspiracy theories, and more. On Thursdays, this scary stories podcast features horror fiction along with the occasional creepypasta. Weird Darkness has been named one of the “Best 20 Storytellers in Podcasting” by Podcast Business Journal. Listeners have described the show as a cross between “Coast to Coast” with Art Bell, “The Twilight Zone” with Rod Serling, “Unsolved Mysteries” with Robert Stack, and “In Search Of” with Leonard Nimoy.= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.= = = = =#TrueCrime #Paranormal #ScienceFiction #OldTimeRadio #OTR #OTRHorror #ClassicRadioShows #HorrorRadioShows #VintageRadioDramas #SuspenseRadioClassics #1940sRadioHorror #OldRadioMysteryShows #CreepyOldRadioShows #TrueCrimeRadio #SupernaturalRadioPlays #GoldenAgeRadio #EerieRadioMysteries #MacabreOldTimeRadio #NostalgicThrillers #ClassicCrimePodcast #RetroHorrorPodcast #WeirdDarkness #WeirdDarknessPodcast #RetroRadio #ClassicRadioCUSTOM WEBPAGE: https://weirddarkness.com/WDRR0488

Don't believe the hype - these upcoming WWE and AEW storylines and feuds are DOOMED!ENJOY!Follow us on Twitter:@AndyHMurray@WhatCultureWWE Hosted on Acast. See acast.com/privacy for more information.

Thorin and Yamato discuss the state of T1 compared to LCK rival GenG, where Fnatic stands in the LEC, Shopify Rebellion's massive upset over Cloud9 in the LTA, IG's thrilling surprise victory over BLG in the LPL, and more! Go to https://www.buyraycon.com/lfn TODAY to get up to 20% off the fan-favorite Everyday Earbuds Classic! Control Body Odor ANYWHERE with Mando and get 20% off + free shipping with promo code SUMMONING at shopmando.com!

Gen AI projects succeed when grounded in practical, incremental use cases—not in overhyped visions of full autonomy. Avoid the mirage; real value comes from augmentation, not automation. That's the key take-away message of this episode of the Wise Decision Maker Show, which discusses why many Gen AI projects are doomed to fail.This article forms the basis for this episode: https://disasteravoidanceexperts.com/heres-why-many-gen-ai-projects-are-doomed-to-fail/

The Doomed & Stoned Show ~Season 11, Episode 6~ PLAYLIST: INTRO (00:00) 1. The Delayed - "Demon's Bargain" (00:31) HOST SEGMENT I (05:34) 2. Z28 - "Rat Race" (45:24) 3. Aceves - "Just Your Disguise" (50:57) 4. King Witch - "Swarming Flies" (56:11) HOST SEGMENT II (1:01:00) 5. Aganoor - "Bury My Soul" (1:16:29) 6. Bushfire - "Dead Man's Hand" (1:22:43) 7. Goat Shaman - "Weed Slug" (1:27:04) HOST SEGMENT III (1:34:50) 8. Sleeping Mountain - "Wildfire" (2:06:35) 9. Ravine - "Conjure" (2:10:21) 10. Fusskult - "Hippielort (The Sacrifice I Make)" (2:20:34) 11. Electric Citizen - "Lizard Brain" (2:28:00) 12. Woodhawk - "Truth Be Told" (2:32:03) HOST SEGMENT IV (2:39:24) 13. 1968 - "Endgame" (3:33:56) 14. Lorquin's Admiral - "Aren't We" (3:38:26) 15. King Potenanz - "Sabbatum Sanctum" (3:42:59) 16. Mooch - "Prominence" (3:48:48) 17. Goya - "Cemetery Blues" (3:55:25) OUTRO (4:02:57) Bonus Tracks: 18. Dahuz - "Sol Invictus" (4:04:05) 19. Holyroller - "Crunch Riff Supreme" (4:12:13) 20. Black Helium - "On A Hill" (4:15:42) 21. Kamgaarn - "Icarus" (4:20:19) 22. Domkraft - "Concrete Waves" (4:24:00)

Doomed ep 411  Aired January 18, 2000  IMDB Summary  While attempting to redefine her relationship with Riley, Buffy must also stop demons that are determined to reopen the Hellmouth.  Directed by: James A Cotner Written By: Joss Whedon, Marti Noxon, David Fury  Connect with us  Instagram www.instagram.com/themistergordo_pod  Tik Tok @themistergordopodcast Email themistergordopod@gmail.com

Scripture: Revelation 17:1-18Visit us at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://christchurchbham.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or Connect with us on social:Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/christchurchbham/⁠⁠⁠⁠⁠⁠⁠⁠⁠

The end is near. With Kennedy dead and Innsmouth in chaos, Arthur Clarke flees through the shadows with Ruth, a local nurse whose kindness may be their only lifeline. Meanwhile, Cora, Freddie, and Dr. Rooke uncover a chance at escape in the form of Brian Burnham. But the mob is closing in. Escape may be possible... if they survive long enough. Fate has other plans. Innsmouth isn't done with them yet. In this episode, we continue our playthrough of the scenario “Escape From Innsmouth” by Kevin A. Ross and others, and published by Chaosium. TRIGGER AND CONTENT WARNINGS: Language, Madness, Gore, Body Horror, Violence, Spirituality, Death, PTSD. Published by arrangement with the Delta Green Partnership. The intellectual property known as Delta Green is a trademark and copyright owned by the Delta Green Partnership, who has licensed its use here. The contents of this podcast are © Mayday Roleplay, excepting those elements that are components of the Delta Green intellectual property. CAST OF CHARACTERS • Lev (they/them) - Cora Loquillo (she/they) • Amanda (she/her) - Arthur Clark (he/him) • Caleb (he/him) - Kennedy Newell (he/him) • Eli (any/all) - Dr. Theodore Rooke (he/him) • Zakiya (she/they) - Freddie Thurman (she/they) • Sergio (he/him) - The Handler MUSIC & SOUND EFFECTS • Post Sound Supervision: Sergio Crego, Eli Hauschel • Mixed: Eli Hauschel • Original Music: Aaron A. Pabst • Soundstripe (soundstripe.com) • Epidemic Sound (epidemicsound.com/) • Soundly (getsoundly.com/) DELTA GREEN LINKS • Delta Green (http://deltagreen.com/) MAYDAY ROLEPLAY LINKS • Join Our Newsletter (https://tr.ee/We5xVbEvUK) • Patreon (https://www.patreon.com/maydayrp) • Ko-Fi (https://ko-fi.com/maydayrp) • Mayday website (https://www.maydayroleplay.com/) • Youtube (https://www.youtube.com/@Maydayrp)

By Black Crown Initiate

Lars Larson relays economist Joe Cortright's warning to the Portland City Council: the I-5 Bridge replacement could top $10B, with no funding plan and a history of ODOT cost overruns. https://www.clarkcountytoday.com/news/opinion-dire-warning-to-pdx-city-council-about-10b-bridge-project-thats-doomed/ #Opinion #PacificNorthwest #I5Bridge #Infrastructure #TransportationFunding #ODOT #CostOverruns #LarsLarson #JoeCortright #PortlandCityCouncil

The Nerdrotic Nooner with Chris Gore  @FilmThreat  Produced by  @XrayGirl_  from  @pourchoices_  WAITING FOR NERDROTIC: FROM PRISON TO YOUTUBE https://rippasend.com/campaign/waiting-for-nerdrotic/ If you want to travelContinue reading

Bombshell: Kash Patel uncovers Obama Deputy AG Sally Yates emails ordering FBI to not investigate Hillary Clinton. Lindsey Graham, war hawk, preaches Ukraine war, but now has shifted to focus on Isreal/Hamas war. The liberal media is doomed! CNN ratings are the worst it's seen in it's history and locally the AZ Republic is firing reporters. The left just doesn't get it, welcome, to the Golden Age of Trump.

Glacial bursts, smoking & brain eating amoebas...are we doomed? Hour 2 8/13/2025 full 2162 Wed, 13 Aug 2025 20:00:00 +0000 YeJ3pX1HNMztvxFqtYyyJhGpQ8a57ltN news The Dana & Parks Podcast news Glacial bursts, smoking & brain eating amoebas...are we doomed? Hour 2 8/13/2025 You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False https://play

Thank you so much to our Patreon community for supporting this channel. Join us today at http://www.Patreon.com/KitAndKrysta for exclusive content including predictions and reactions to the latest Switch 2 news *~*~*~*~*~*~*~*~*~* Hello! We've been thinking a lot about what Nintendo's long-term plan is to get new younger players into their gaming ecosystem. With gaming habits changing to SO much in the last few years, Nintendo is going to have to do some other things if they want to stay relevant with the younger generation. It's an interesting time to look into the question since the Switch 2 is selling so well, but this is a topic where they really need to look ahead into the future. Are they doing enough or are they doomed to fail? Follow Us! https://www.patreon.com/kitandkrysta https://twitter.com/kitandkrysta https://www.tiktok.com/@kitandkrysta https://www.instagram.com/kitandkrysta/ http://www.facebook.com/kitandkrysta/ https://bsky.app/profile/kitandkrysta.bsky.social -Kit & Krysta

Am I doomed to repeat the mistakes I saw in my parents' marriage? That question made me afraid of love—especially when I started dating. At times, it even made me not want to get married at all. And now, even as a married man, that fear still shows up.If you come from a divorced or deeply dysfunctional family, you probably feel it too.The question I kept asking: How do I avoid that? How do I not get divorced? And more importantly, how do I build a strong marriage?That's what we explore in this episode, plus:Are children of divorce actually doomed to fail at marriage—or is there real hope?5 surprising predictors of whether your marriage will last—including one tip that lowers your divorce risk by 25%The truth behind the “soulmate” myth—and what actually makes couples happyWhy staying single might not be the safe bet you think it isIf you've ever felt afraid of love or marriage, this episode is for you.Buy Dr. Brad's Book: Get Married: Why Americans Must Defy the Elites, Forge Strong Families, and Save CivilizationView Restored's ResourcesGet Dakota's FREE Guide, The Biggest Fitness Mistakes to AvoidShownotesQuestion for Joey or our guests? Text us. We'll answer on the show as soon as we're able. You can be anonymous if you'd like!

We look back to the dawn of the new millennium and a comic book industry in disarray. Failed imprints, faltering sales and widespread panic was pervasive. Interviews and excerpts from notables shed light on a tumultuous start to a new era! Erik Larsen! Kurt Busiek! Mark Waid and so much more!!

We would love to pray for you! Please send us your requests here. --------Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

Whit Stillman is something of a cult film director. He rose to prominence in 1990 with his debut film Metropolitan, which became the first in the so-called “Doomed. Bourgeois. In love” trilogy: Barcelona came out in 1994 and The Last Days of Disco in 1998. Set among America's so-called “Preppy” class, the films are comedies of manners in the tradition of Jane Austen, exploring the transitional phase of youth and a certain American identity.The films are now having something of a revival. Stillman joins the New Statesman's culture editor Tanjil Rashid. Hosted on Acast. See acast.com/privacy for more information.

Nick Wright discusses Micah Parsons' ongoing contract dispute with Jerry Jones and the Dallas Cowboys. Matthew Stafford’s back injuries and what it means for the Los Angeles Rams, as well as Nick’s NFL futures bets. Then, Nick predicts what the 2025 Kansas City Chiefs will look like stylistically and how much they will rely on a slimmed-down Travis Kelce. Later, Nick previews the first week of the preseason, including expectations for Cleveland Browns QB Shedeur Sanders and Travis Hunter of the Jacksonville Jaguars. Finally, as always, Nick and Damonza answer your questions including which NFL head coach would win in a battle royale. #VolumeSee omnystudio.com/listener for privacy information.

Traditional religion in the United States has suffered huge losses in recent decades. The number of Americans identifying as “not religious” has increased remarkably. Religious affiliation, service attendance, and belief in God have declined. More and more people claim to be “spiritual but not religious.” Religious organizations have been reeling from revelations of sexual and financial scandals and cover-ups. Public trust in “organized religion” has declined significantly. Crucially, these religious losses are concentrated among younger generations. This means that, barring unlikely religious revivals among youth, the losses will continue and accelerate in time, as less-religious younger Americans replace older more-religious ones and increasingly fewer American children are raised by religious parents. All this is clear. But what is less clear is exactly why this is happening. We know a lot more about the fact that traditional American religion has declined than we do about why this is so. Christian Smith is the William R. Kenan, Jr. Professor of Sociology and Founding Director of the Center for the Study of Religion and Society at the University of Notre Dame. Smith is well known for his research focused on religion, adolescents and emerging adults, and social theory. He has written many books, including Divided by Faith, Soul Searching, and Moral, Believing Animals. His new book is Why Religion Went Obsolete: The Demise of Traditional Faith in America.

In this fiery episode of the Packernet Podcast, host Ryan Schlipp unleashes a passionate rant on Bears fans' victim mentality after hyping Caleb Williams and their offseason moves, only to see it all crumble in training camp. He dissects Kyle Brandt's dramatic defense of the Bears, mocks Caleb's ongoing struggles with interceptions, temper tantrums, and poor decision-making, and contrasts Packers fans' dedication—packing Lambeau for Family Night—with Bears fans' empty seats at Soldier Field amid lame excuses about Chicago's distractions. Dive into the rivalry, city myths, and why the Bears keep earning the mockery they can't handle. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast

In this fiery episode of the Packernet Podcast, host Ryan Schlipp unleashes a passionate rant on Bears fans' victim mentality after hyping Caleb Williams and their offseason moves, only to see it all crumble in training camp. He dissects Kyle Brandt's dramatic defense of the Bears, mocks Caleb's ongoing struggles with interceptions, temper tantrums, and poor decision-making, and contrasts Packers fans' dedication—packing Lambeau for Family Night—with Bears fans' empty seats at Soldier Field amid lame excuses about Chicago's distractions. Dive into the rivalry, city myths, and why the Bears keep earning the mockery they can't handle. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast

On this week's episode of The Therapy Crouch, it's a post-holiday debrief with Abbey Clancy and Peter Crouch as they return from an eventful family break—and nothing is off-limits.From Pete's secret golf membership plot and near Baywatch-style beach rescue, to chaotic flights with kids and a philosophical deep-dive into how youth culture has shifted, the duo mix hilarious storytelling with heartfelt reflections on parenting, aging, and staying (semi) relevant - as they tackle TikTok slang, embarrassing parenting fails, and the pressures kids face in the social media age.00:00 – Opening chaos: golf secrets, Portugal trip01:00 – Abbey suspects Pete's secretive behavior02:30 – Pete joins a golf club in disguise04:10 – Peter's Baywatch moment: kids adrift at sea06:15 – Red budgie smugglers + card-swallowing disaster08:10 – Holiday airport horror with the kids10:45 – Color wars: the fight over one coloring book13:00 – Listeners' Weekly Whines & shoutouts15:00 – Abbey's emotional horse reunion18:00 – The two types of families on holiday20:00 – Abbey & Pete's Little Moons obsession22:00 – Youth today vs. our generation24:30 – Instagram pressure on young girls26:00 – The terrifying influence of social media on kids30:00 – Abbey & Pete try decoding Gen Z slang36:00 – “It was better in my day…” rant begins39:00 – Abbey vows never to be a bitter old womanEmail: thetherapycrouch@gmail.com Instagram: https://www.instagram.com/thetherapycrouchpodcastTikTok: https://www.tiktok.com/@thetherapycrouch Website: https://thetherapycrouch.com/ For more from Peterhttps://twitter.com/petercrouchFor more from Abbeyhttps://www.instagram.com/abbeyclancyOur clips channelhttps://www.youtube.com/channel/UCZntcv96YhN8IvMAKsz4Dbg#TheTherapyCrouch #AbbeyAndPete #RelationshipAdvice #Podcast Hosted on Acast. See acast.com/privacy for more information.

Marvel has had three underperformers this year -- Captain America 4, Thunderbolts and Fantastic Four. This doesn't bode well for Avengers: Doomsday... Watch this podcast episode on YouTube and all major podcast hosts including Spotify. CLOWNFISH TV is an independent, opinionated news and commentary podcast that covers Entertainment and Tech from a consumer's point of view. We talk about Gaming, Comics, Anime, TV, Movies, Animation and more. Hosted by Kneon and Geeky Sparkles. D/REZZED News covers Pixels, Pop Culture, and the Paranormal! We're an independent, opinionated entertainment news blog covering Video Games, Tech, Comics, Movies, Anime, High Strangeness, and more. As part of Clownfish TV, we strive to be balanced, based, and apolitical. Get more news, views and reviews on Clownfish TV News - https://news.clownfishtv.com/ On YouTube - https://www.youtube.com/c/ClownfishTV On Spotify - https://open.spotify.com/show/4Tu83D1NcCmh7K1zHIedvg On Apple Podcasts - https://podcasts.apple.com/us/podcast/clownfish-tv-audio-edition/id1726838629

Since the beginning of the year, your intrepid hosts have been concentrating exclusively on older, classic material- this all changes today. At least for this episode. In today's entry, we feature the triumphant return of Paimon Gate with a new record that elaborates on their established style with more evolution than might appear at first blush, and the inaugural volley by Pyromancer, whose oppressive brand of late 80s filth brings to mind a blood-smeared and heroin-shooting take on Celtic Frost. 0:00:00 - Intro 0:02:42 - Paimon Gate - Advanced Satanic Witchcraft (Nuclear War Now) 0:58:40 - Interlude - Blood Storm - “The Atlantean Wardragon,” fr. The Atlantean Wardragon (Cacophonous Records, 1997) 1:03:51 - Pyromancer - Absolute Dominion by Fire (Adirondack Black Mass) 1:44:42 - Outro - Gravewürm - “Ancient Storms of War,” fr. Doomed to Eternity (Hell's Headbangers) Terminus on Youtube Terminus on Patreon TDMG on Substack thetrueterminus@gmail.com

WATCH the show on YouTube: https://www.youtube.com/live/rQV-3tvVh9A?si=mtMHV9Nz49wfJsyu Learn more about your ad choices. Visit megaphone.fm/adchoices

Big show this week! I expanded DJ cypher's Dark Nation Radio this week to three hours to pack in as much new material as I could—this will be a good show for those of you who like discovering new music. New tracks are featured from bands and artists including Curse Mackey, Rotersand, Dead Lights, Liya, Lord of the Lost ft. Within Temptation, Die Sexual, 16Volt, In a Darkened Room, Gothminister, Ozibut, Memory Index, Visions in Clouds, Blood Handsome, Mortes, The Black Veils, pMad, Kaos Karma, HVIRESS, KY, Cosmobrigade, Skold, and The Cure. I hope you'll give it a spin. Thank you for your support! As always, if you like what you hear, I hope you will support the bands and consider following me on your preferred platform. Reposts of the show so that others can find out about it are particularly appreciated. Questions and promo materials may be directed to darknationradio@gmail.com. Thanks for your support! DJ cypher's Dark Nation Radio Playlist 3 August 2025 Liya, “Never Will It Be Gray” Louisahh, “In My Veins” The Cure, “Drone:NoDrone (Anja Schneider remix)” Die Sexual, “Desire” Negative Format, “Silos” Spider Lillies, “Descend” Sun's Spectrum, “Pain is Just a Noise” Torul, “On My Way” Without Warning, “Time is Running Out” In a Darkened Room, “When Shadows Come” HVIRESS, “I Am the Snake Queen” Mortes, “Bleed (Everything You Bury)” Dead Lights, “Break Out” 16Volt, “If You Like It” Gothminister, “Forgotten” Kaos Karma, “Mnstr” Beasto Blanco, “Fight” 38Coffin, “Dark Night” Then Comes Silence, “I Gave You Everything” The Black Veils, “Have You Seen Bunny Lake” pMad ft. Lunar Paths, “Celestial” Lord of the Lost ft. Within Temptation, “Light Can Only Shine in the Darkness” Psyclon Nine, “Off With Their Heads” The City Gates, “Drawn and Quartered” Technoir, “Pictures of You” PIG, “Viva Evil (Mortiis remix)” Essenger, “Divine Virus” KY, “Bad Choices” Sonum Unum, “Surrender” Ozibut, “Créature” Black Angel, “Kiss of Death (Bloo-d Ran remix)” Cosmobrigade, “Lighthouse” Bella Eterna, “Fire” Memory Index, “Sorrows” Edna Frau “See Me” Occults, “Crystal Coffins” Visions in Clouds, “Life in Rewind” Blood Handsome, “Dreaming in Silver” Rotersand, “Sexiness of Slow” Skinny Puppy, “I'mmortal” Curse Mackey, “Doomed for a Monday” Skull Cultist, “Swornshadow” Dead Delicious, “Give In” Skold, “Pop the Smoke” DJ CYPHER'S DARK NATION RADIO—24 years strong! **Live Sundays @ 9 PM Eastern US on Spirit of Resistance Radio sorradio.org **Recorded @ http://www.mixcloud.com/cypheractive **Downloadable @ http://www.hearthis.at/cypheractive **Questions and material for airplay consideration to darknationradio[at] gmail[dot]com **Facebook @ http://www.facebook.com/groups/darknationradio

Is AI going to take over automotive content? We talk real vs. robotic wrenching, recap Deuce Days (including that rear-end surprise), and share how watching our neighbor roast tires reminded us why we still do this—one rough project at a time.

Dr. Phil unpacks Gen Z's mental health crisis—crushed by debt, climate dread, and digital despair, is this generation truly doomed or just misdiagnosed? Gen Z has been dubbed “Generation Doom”—but is that label fair or fatalistic? Dr. Phil sits down with young people who say they feel hopeless about their futures. From housing that's out of reach and careers that feel like scams, to endless online toxicity and the looming climate crisis, many are questioning the point of even trying. Is this the result of economic, environmental, and psychological pressures or has society lost touch with what young people are truly facing? Dr. Phil explores the roots of this generational burnout and asks: Is there still a path forward, or has Gen Z already given up?   This episode is brought to you by Preserve Gold: Visit: https://drphilgold.com/  Get a FREE precious metals guide that contains essential information on how to help protect your accounts. Text “DRPHIL” to 50505 to claim this exclusive offer from Preserve Gold today. Subscribe | Rate | Review | Share: YouTube: https://bit.ly/3H3lJ8n   Apple Podcasts: https://apple.co/4jVk6rX Spotify: https://bit.ly/4n6PCVZ Website: https://www.drphilpodcast.com #GenZ  #MentalHealthCrisis  #YouthDepression  #WhyEvenTry  #GenerationDoom  #DrPhil #Anxiety  #Hopelessness #StudentDebt  #ClimateAnxiety  #HousingCrisis 

Reposted from Still Slaying: A Buffy-verse podcast which you can find at https://podcastica.com/podcast/still-slaying-a-buffy-verse-podcast “It's the end of the world. Everyone dies. It's rather important, really.” Penny, Kara, Sam, and Steve dive into this nostalgic episode where the Scoobies go back to high school. The discussion starts with the Y2K phenomenon and winds through the episode, touching on Spike's chemistry with everyone, Giles's failings, Forrest's jealousy, mansplaining, dorm hygiene, the horrifying prospect of naked limbo, Supernatural, and The Boys.    Next time we'll be talking about Angel, Season 1, Episode 11, “Somnambulist.” Let us know your thoughts! Keep Slaying! News Links/Referenced Links Original Trailer/WB Promo: BTVS “Doomed” Original Promo Y2K | This Is SportsCenter What's On Tonight Podcast - YouTube The Bitch Is Back with Charisma Carpenter - Podcast —---------------------------------------- Viewing Order Buffy 4x11 - Doomed Angel 1x11 - Somnambulist Angel 1x12 - Expecting Angel 1x13 - She Buffy 4x12 - A New Man Buffy 4x13 - The I In Team Buffy 4x14 - Goodbye Iowa Angel 1x14 - I've Got You Under My Skin Angel 1x15 - The Prodigal Buffy 4x15 - This Year's Girl (1/2) Buffy 4x16 - Who Are You? (2/2) Buffy 4x17 - Superstar Angel 1x16 - The Ring Angel 1x17 - Eternity Buffy 4x18 - Where the Wild Things Are Buffy 4x19 - New Moon Rising Angel 1x18 - Five by Five (1/2) Angel 1x19 - Sanctuary (2/2) Buffy 4x20 - The Yoko Factor (1/2) Buffy 4x21 - Primeval (2/2) Buffy 4x22 - Restless Angel 1x20 - War Zone Angel 1x21 - Blind Date Angel 1x22 - To Shanshu in LA Join the conversation! You can email or send a voice message to stillslayingfeedback@gmail.com, or join us at facebook.com/groups/podcastica and Still Slaying A Buffy-verse Podcast where we put up comment posts for each episode we cover.  Follow us on Instagram Still Slaying: a Buffyverse Podcast from Podcastica Network (@stillslayingcast) • Instagram photos and videos Join the Zedhead community - https://www.patreon.com/jasoncabassi Theme Music:℗ CC-BY 2020 Quesbe | Lucie G. MorillonGoopsy | Drum and Bass | Free CC-BY Music By Quesbe is licensed under a Creative Commons License. Tags #smashthepatriarchy #femisim #patriarchy #buffythevampireslayer #btvs #buffy #buffyverse #buffyfans #vampires #tv #nostalgia #the90s #nerds #nerdy #spike #spuffy #thebronze #stillslaying #stillslayingpodcast #stillslayingcast #podcast #podcastica #recap #slayer #vampireslayer #buffyseason4 #sunnydale #hellmouth #TheWB  #sarahmichellegellar #anthonystewarthead #alysonhannigan #nicolasbrendan #amberbenson #jamesmarsters #slaythepatriarchy #marcblucas #riley #doomed Learn more about your ad choices. Visit megaphone.fm/adchoices

Is the West, specifically America at a breaking point? Today, I have renowned social critic and author Os Guinness here to talk about his latest book, Our Civilizational Moment. Using history, philosophy, and faith, he believes that unless the West returns to its founding spiritual roots, decline is inevitable.READ: Our Civilizational Moment: The Waning of the West and the War of the Worlds by Os Guinness (https://a.co/d/areQybY)*Get a MASTERS IN APOLOGETICS or SCIENCE AND RELIGION at BIOLA (https://bit.ly/3LdNqKf)*USE Discount Code [SMDCERTDISC] for 25% off the BIOLA APOLOGETICS CERTIFICATE program (https://bit.ly/3AzfPFM)*See our fully online UNDERGRAD DEGREE in Bible, Theology, and Apologetics: (https://bit.ly/448STKK)FOLLOW ME ON SOCIAL MEDIA: Twitter: https://x.com/Sean_McDowellTikTok: https://www.tiktok.com/@sean_mcdowell?lang=enInstagram: https://www.instagram.com/seanmcdowell/Website: https://seanmcdowell.org

The investigation into Innsmouth comes to a harrowing close as our team makes a desperate bid for escape. With damning photos in hand, their only hope lies in contacting Headquarters in Boston—but first, they'll need to find a phone. A risky encounter with a local splits the party, and what follows is a slow, agonizing unraveling of their chances. Each step forward demands a sacrifice, and every mistake tightens Innsmouth's grip. It's only a matter of time before the town swallows them whole. In this episode, we continue our playthrough of the scenario “Escape From Innsmouth” by Kevin A. Ross and others, and published by Chaosium. TRIGGER AND CONTENT WARNINGS: Language, Madness, Gore, Body Horror, Violence, Spirituality, Death. Published by arrangement with the Delta Green Partnership. The intellectual property known as Delta Green is a trademark and copyright owned by the Delta Green Partnership, who has licensed its use here. The contents of this podcast are © Mayday Roleplay, excepting those elements that are components of the Delta Green intellectual property. CAST OF CHARACTERS • Lev (they/them) - Cora Loquillo (she/they) • Amanda (she/her) - Arthur Clark (he/him) • Caleb (he/him) - Kennedy Newell (he/him) • Eli (any/all) - Dr. Theodore Rooke (he/him) • Zakiya (she/they) - Freddie Thurman (she/they) • Sergio (he/him) - The Handler MUSIC & SOUND EFFECTS • Post Sound Supervision: Sergio Crego, Eli Hauschel • Mixed: Eli Hauschel • Original Music: Aaron A. Pabst • Soundstripe (soundstripe.com) • Epidemic Sound (epidemicsound.com/) • Soundly (getsoundly.com/) DELTA GREEN LINKS • Delta Green (http://deltagreen.com/) MAYDAY ROLEPLAY LINKS • Join Our Newsletter (https://tr.ee/We5xVbEvUK) • Patreon (https://www.patreon.com/maydayrp) • Ko-Fi (https://ko-fi.com/maydayrp) • Mayday website (https://www.maydayroleplay.com/) • Youtube (https://www.youtube.com/@Maydayrp)

Highlights from Stage 4 of the women's Tour de France. Thanks to Garmin and Van Rysel for supporting the show! Enter the Van Rysel competition here: https://docs.google.com/forms/d/e/1FAIpQLSepTMEjgmROEOQ1sjOaclxAJTu5KWxtAENgGO9_G2Eb4zD_fg/viewform00:00 Ad: Garmin gadgets 00:41 Ad: Win a Van Rysel RCR-F 01:35 Demi Vollering Crash Update03:30 Highlights06:59 Standings07:27 Jimmi's data corner09:15 Alternative jerseys14:06 Stage 5 preview14:47 Ad: Win a Van Rysel RCR-F 16:49 Femmes Fantasy league updatesJoin the CADE Tour de France fantasy leagues at velogames.com! Once you've made a team, go to “Join a Featured League” and select CADE Fantasy League from the drop down menu (or enter league code 728980319)You can check out the video versions of the podcast, plus more videos from Cade Media here:https://www.youtube.com/@Cade_Media/videosIf you'd like us to send in a question, story, some good news, things you'd like us to discuss or anything else, email us at wildonespodcast@cademedia.co.ukThanks and see you next time. Hosted on Acast. See acast.com/privacy for more information.

'He's DOOMED!' - Ret FBI Behavioral Analysis Chief on Bryan Kohberger's Future In Prison In this gripping episode, we break down the viral victim impact statement from Alivea Goncalves during Bryan Kohberger's sentencing—and the devastating psychological precision behind it. Retired FBI Special Agent Robin Dreeke joins host Tony Brueski to analyze how Alivea's words struck directly at Kohberger's psychological vulnerabilities, attacking his sense of superiority, control, and academic identity. We explore how the Goncalves family flipped the script on what a victim statement can be—not a plea for justice, but a public dismantling of a killer's ego. Kohberger's emotionless facade, clenched jaw, and unblinking stare may have been his only defense left—and even that showed cracks under pressure. Robin offers a behavioral profiler's take on how Alivea and her family delivered a rare kind of psychological justice, one that may haunt Kohberger in ways that life behind bars never could. We also ask: Did this force Kohberger to confront a reality he had long evaded? Did it shake the fantasy he'd built about how this story would end? This is not just commentary—it's behavioral dissection at its finest. If you thought the courtroom was for closure, think again. This was a takedown—and we're here to unpack it. #BryanKohberger #IdahoMurders #AliveaGoncalves #VictimImpactStatement #TrueCrimePodcast #PsychologicalProfiling #FBIBehavioralAnalysis #KohbergerSentencing #JusticeForTheVictims #HiddenKillers Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

'He's DOOMED!' - Ret FBI Behavioral Analysis Chief on Bryan Kohberger's Future In Prison In this gripping episode, we break down the viral victim impact statement from Alivea Goncalves during Bryan Kohberger's sentencing—and the devastating psychological precision behind it. Retired FBI Special Agent Robin Dreeke joins host Tony Brueski to analyze how Alivea's words struck directly at Kohberger's psychological vulnerabilities, attacking his sense of superiority, control, and academic identity. We explore how the Goncalves family flipped the script on what a victim statement can be—not a plea for justice, but a public dismantling of a killer's ego. Kohberger's emotionless facade, clenched jaw, and unblinking stare may have been his only defense left—and even that showed cracks under pressure. Robin offers a behavioral profiler's take on how Alivea and her family delivered a rare kind of psychological justice, one that may haunt Kohberger in ways that life behind bars never could. We also ask: Did this force Kohberger to confront a reality he had long evaded? Did it shake the fantasy he'd built about how this story would end? This is not just commentary—it's behavioral dissection at its finest. If you thought the courtroom was for closure, think again. This was a takedown—and we're here to unpack it. #BryanKohberger #IdahoMurders #AliveaGoncalves #VictimImpactStatement #TrueCrimePodcast #PsychologicalProfiling #FBIBehavioralAnalysis #KohbergerSentencing #JusticeForTheVictims #HiddenKillers Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Reposted from Still Slaying: A Buffy-verse podcast which you can find at https://podcastica.com/podcast/still-slaying-a-buffy-verse-podcast “Blues wasn't forced on us like that religion. Nah, son, we brought that with us from home. It's magic what we do. It's sacred... and big.” Penny, Sam, Kara and Jason revel in the artistic and box office success of Ryan Coogler's genre defying tale of family, fellowship, music, and freedom. The discussion ranges from the serious to the silly, with stops along the way for auteur theory, sports metaphors, representation, all art is political, zombie movies, sundown towns, the Tulsa Massacre/Black Wall Street, the horror genre as conduit for political and social discourse, joy as revolutionary act, A.I. and cultural appropriation, Annie as a potential slayer, oners, Alvin Ailey, and #OscarsSoWhite.    Note: Since this is an R-Rated movie, we've decided not to humorously bleep out the swear words.   Next time we'll be covering Buffy the Vampire Slayer, Season 4, Episode 11, “Doomed.”    Keep Slaying! News Links/Referenced Links Sinners (Original Motion Picture Soundtrack) - Album by Sinners Movie | Spotify Jim Crow Museum Blues Foundation The ‘Sinners' Movie Syllabus - AAIHS Life (1999) Official Trailer - Eddie Murphy, Martin Lawrence Movie HD The Rise and Fall of Jim Crow. Richard Wormser.  Segregated America. Smithsonian Institute.  Jim Crow Laws. National Park Service.  “Exploiting Black Labor After the Abolition of Slavery.” The Conversation.  https://www.npr.org/2017/03/08/515814287/heres-whats-become-of-a-historic-all-black-town-in-the-mississippi-delta “The Model Minority Myth” Aspect Ratios with Sinners Director Ryan Coogler Mound Bayou, Mississippi - Wikipedia Ruth E. Carter on designing costumes from ‘Do The Right Thing' to ‘Black Panther' Ruth Carter's Creative Process | Oscar-Winning Costume Designer Watch Abstract: The Art of Design | Netflix Official Site Ryan Coogler on 'Sinners' Creative Process, 'Black Panther' News, NBA Players Love & More Ryan Coogler says 'Sinners' inspiration felt 'like a bolt of lightning' —---------------------------------------- Viewing Order BONUS: “Sinners”  Buffy 4x11 - Doomed Angel 1x11 - Somnambulist Angel 1x12 - Expecting Angel 1x13 - She Buffy 4x12 - A New Man Buffy 4x13 - The I In Team Buffy 4x14 - Goodbye Iowa Angel 1x14 - I've Got You Under My Skin Angel 1x15 - The Prodigal Buffy 4x15 - This Year's Girl (1/2) Buffy 4x16 - Who Are You? (2/2) Buffy 4x17 - Superstar Angel 1x16 - The Ring Angel 1x17 - Eternity Buffy 4x18 - Where the Wild Things Are Buffy 4x19 - New Moon Rising Angel 1x18 - Five by Five (1/2) Angel 1x19 - Sanctuary (2/2) Buffy 4x20 - The Yoko Factor (1/2) Buffy 4x21 - Primeval (2/2) Buffy 4x22 - Restless Angel 1x20 - War Zone Angel 1x21 - Blind Date Angel 1x22 - To Shanshu in LA Join the conversation! You can email or send a voice message to stillslayingfeedback@gmail.com, or join us at facebook.com/groups/podcastica and Still Slaying A Buffy-verse Podcast where we put up comment posts for each episode we cover.  Join the Zedhead community - https://www.patreon.com/jasoncabassi Theme Music:℗ CC-BY 2020 Quesbe | Lucie G. MorillonGoopsy | Drum and Bass | Free CC-BY Music By Quesbe is licensed under a Creative Commons License. #ryancoogler #sinners #michaelbjordan #smokestacktwins #milescaton #jimcrow #mississippidelta #history #filmreview #vampires #southerngothic #wunmimosaku #haileesteinfeld #ruthcarter #blackhistory #stillslaying #stillslayingpodcast #stillslayingcast #podcast #podcastica #smashthepatriarchy #feminism #patriarchy #buddyguy In Defense of ‘Grace' from ‘Sinners' Learn more about your ad choices. Visit megaphone.fm/adchoices

3pm: The Foreword: The profound evolution of consumerism // The bewildering phenomenon of declining quality // This Day in History – 1999 – “Doomed” Woodstock ’99 begins // Now Casting:  Couples in Conflict // Why John’s wife wants to apply for this show

6pm: John breaks down the trouble with Trump going after Biden for treason // House Oversight Committee issues subpoena for Ghislaine Maxwell //  Judge denies Justice Department request to unseal Epstein grand jury records // Furious Spirit Airlines passenger lashes out after being banned for her outfit: 'They treated me like a criminal' // This Day in History – 1999 – “Doomed” Woodstock ’99 begins // Now Casting:  Couples in Conflict // Why John’s wife wants to apply for this show

Pity the poor Cowboy fan. Doomed to loud and sometimes comical failure by an octagenerian who still thinks he's the smartest man in pro football. SCOTT LINN and STEVE SOLOMON join me a on rare Tuesday where you get the OG's for FREE this week! We talk NFL news cycle ramping up, Mike Brown's big ol' Charlie Brown head, "bald bias" in media and advertising, Steelers throwbacks, therapy piano horses and a whole lot more! Enjoy!Our Sponsors:* Check out Hims: https://hims.com/CZABE* Check out Indeed: https:// indeed.com/CZABEAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

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