Podcasts about 6pm

WRAL News at 6PM for Monday, November 23.

WRAL News at 6PM for Friday, November 20.

WRAL News at 6PM for Thursday, November 19.

WRAL News at 6PM for Wednesday, November 18.

WRAL News at 6PM for Tuesday, November 17.

WRAL News at 6PM for Monday, November 16.

WRAL News at 6PM for Friday, November 13.

This year, SPAR brings a little extra Christmas spirit to you and your home. Tune in to Carols by Candlelight at 6PM on Wednesday, 9 December on jacarandafm.com. Enjoy all the jingles and bells while you dance and sing along from the comfort of your home.

WRAL News at 6PM for Thursday, November 12.

In this episode, I talk about how our thoughts can aid us with gradual improvement and the small steps we can take to ensure our minds don’t get the better of us.I’ll recount a personal story of how I recently experienced the feeling of success and how you can, too, by simply changing the rules you have set up for yourself in your mind. I’ll explain that completing small tasks, like hitting play to hear this podcast or persevering despite how many times you make a mistake, should be considered successes. Listen in to find out how to stop feeling like a failure and how you can redefine what it means to succeed.IN TODAY’S EPISODE, YOU’LL LEARN:How to redefine what success looks like to you.Small steps you can take to feel successful. REFERENCED IN TODAY’S EPISODE:Reservations for 6 at Six - Get you 6PM brain back in alignment with you 6AM brain.  - offered exclusively inside EXIT & BeyondExit & Beyond Life Coaching Membership

WRAL News at 6PM for Wednesday, November 11.

Mega show tonight kicking off at 6PM. Guests include David Shelton at 6:30, Head Coach Jamey Chadwell at 7PM, Camden RB Willis Lane at 8PM and our predictions for the 1A and 2A opening round of playoffs. 

WRAL News at 6PM for Tuesday, November 10.

WRAL News at 6PM for Monday, November 9.

Tonight State Senator Scott Wiener will share his harrowing experience being targeted by the far-right conspiracy-theory group QAnon. Senator Wiener received over a thousand death threats from QAnon followers after sponsoring SB 145, a state law that corrects an inequality in sex offender registration requirements. We will also get a COVID update from Erin Allday, San Francisco Chronicle health reporter. And are you missing live music in the Bay Area? We’ll hear from Pitch Perfect’s music director and San Francisco native, Deke Sharon. That’s tonight at 6PM on City Visions, 91.7 FM KALW San Francisco.

Mrs. V will be virtually traveling to Murrells Inlet, Greenville, Lake View and back to Columbia. Football and basketball tonight! Kickoff and Tip Off begins at 6PM. 

Dr. Mitch Ghen has 40 years of experience in anti-aging and holistic and integrative medicine. In addition, he has authored dozens of articles in peer-reviewed journals. He has been a host and guest on hundreds of radio programs as well as television, where he has been the expert in alternative health. He was the host of the Dr. Mitch Show on SiriusXm Mon. -Fri. 11:00A.M.-1:00 P.M.Est On Jamie Foxx’s, Foxxhole 98. He hosted the largest health talk program in South Florida, The Dr. Mitch Show, on WFTL 850 on Sun. from 3-5:00 P.M for 71/2 years and did a worldwide show Mo.-Fri. Noon-1Pm on Boca Chamber Radio. He was the Medical Expert on the Andy Dean Show "America Now" every Monday night at 8:00 P.M. and the Nat'l syndicated morning Sam Sorbo show. As well as his work in nutritional medicine, he has some of the most experience as an expert clinician and researcher in the field of stem cell transplantation. He currently is the host of the largest health TV show on WGGS-16 in South Carolina, North Carolina, and parts of North Georgia every Fri. 5-6PM. Also, Dr. Mitch is an international lecturer on topics about oral and IV nutrition, life-style changes, bioidentical hormone replacement, and stem cell transplantation. He is noted to be one of the premier teachers at conferences and seminars on integrative medicine and his vast academic knowledge, coupled with his entertaining delivery, makes a well sought-after presenter. He is the co-author of four textbooks including the Advance Guide to Longevity Medicine, The Ghen and Raine’s Guide to Compounding Pharmaceuticals, the Anti-Aging Physicians’ Handbook for Compounding Pharmaceuticals, and his newest, The Essentials and Science of IV Parenteral Medicine.According to The President of the American Academy for Anti-Aging Medicine, the largest organization of its kind of 30,000 physicians in over 113 countries, says Dr. Mitch is considered one of the top ten anti-aging physicians and consultants in the world.

Dr. Mitch Ghen has 40 years of experience in anti-aging and holistic and integrative medicine. In addition, he has authored dozens of articles in peer-reviewed journals. He has been a host and guest on hundreds of radio programs as well as television, where he has been the expert in alternative health. He was the host of the Dr. Mitch Show on SiriusXm Mon. -Fri. 11:00A.M.-1:00 P.M.Est On Jamie Foxx’s, Foxxhole 98. He hosted the largest health talk program in South Florida, The Dr. Mitch Show, on WFTL 850 on Sun. from 3-5:00 P.M for 71/2 years and did a worldwide show Mo.-Fri. Noon-1Pm on Boca Chamber Radio. He was the Medical Expert on the Andy Dean Show "America Now" every Monday night at 8:00 P.M. and the Nat'l syndicated morning Sam Sorbo show. As well as his work in nutritional medicine, he has some of the most experience as an expert clinician and researcher in the field of stem cell transplantation. He currently is the host of the largest health TV show on WGGS-16 in South Carolina, North Carolina, and parts of North Georgia every Fri. 5-6PM. Also, Dr. Mitch is an international lecturer on topics about oral and IV nutrition, life-style changes, bioidentical hormone replacement, and stem cell transplantation. He is noted to be one of the premier teachers at conferences and seminars on integrative medicine and his vast academic knowledge, coupled with his entertaining delivery, makes a well sought-after presenter. He is the co-author of four textbooks including the Advance Guide to Longevity Medicine, The Ghen and Raine’s Guide to Compounding Pharmaceuticals, the Anti-Aging Physicians’ Handbook for Compounding Pharmaceuticals, and his newest, The Essentials and Science of IV Parenteral Medicine. According to The President of the American Academy for Anti-Aging Medicine, the largest organization of its kind of 30,000 physicians in over 113 countries, says Dr. Mitch is considered one of the top ten anti-aging physicians and consultants in the world.

There is fungus among us. This week, an ode to the species that is more like us than we think... and we've never been prouder. With over 50,000 varietals, more potassium than a banana, and the ability to make you either hallucinate OR murder you in cold blood, you've gotta get to know your shrooms. There are only 20 types of edible mushroom that are delicious enough to grace the table, and Ari and Sophie are here to help you navigate your next fungal fest. **DO NOT TAKE A MUSHROOM HOME WITHOUT GETTING TO KNOW THEM FIRST** We’ve got merch now! Shop our instagram @havinganight! And see you Wednesdays at 6PM for Chip Hour on Instagram Live!

Uncle Snoops Army and Bobby Dee Presents ‘Contrast Uncut’ Season 3 Episode 40 with James DuBose. James DuBose, founder and CEO of DuBose Entertainment in Hollywood, California, has spent 16 years in the television production industry and believes his creativity, determination, and ability to understand entertainment and quality programming have served him well throughout his career. DuBose. DuBose is the executive producer of FOX SOUL, Fox TV's first OTT ("over-the-top," aka being delivered directly to viewers via the internets), ad-sponsored streaming service dedicated to the African American community comes in. Fox Soul, which currently airs weekdays live from 6PM to 10PM (PST), is a focused mix of talk shows diving deep into topics within the community, live music and comedy performances, and celebrity news that speaks to African-American life. Uncle Snoops Army and Bobby Dee Presents Contrast Uncut Hosted By Zylo Hefferan Produced by Kev King Executive Produced by Zylo Hefferan Music by Jay P Bangz Intro: Sequence Outro: King dreams ft myguymars “CUZ OF YOU” Produced by myguymars mike & keys of 1500 or Nothin

Don Heriberto Marín es una leyenda viviente de nuestra historia puertorriqueña. Revolucionario durante la Insurrección Nacionalista o Revolución Nacionalista de 1950. Es uno de los últimos patriotas que lucharon por la independencia de Puerto Rico junto a Don Pedro Albizu Campos. Don Heriberto nace un 23 de noviembre de 1928 en Coabey, Jayuya, en las tierras de la Familia Canales. Su niñez y juventud en este lugar hermoso es relatada en su obra: “Coabey, el Valle Heroico." Un 30 de octubre de 1950, Don Heriberto tomó parte en los eventos conocidos como la Insurrección Nacionalista de 1950 que estremeció a Puerto Rico por dos semanas. Don Heriberto participó activamente en los sucesos de Jayuya, siendo la persona que estuvo junto a Blanca Canales izando la bandera de Puerto Rico desde el segundo piso del edificio de la Farmacia Hernández, conocido como el Riverside Palace Hotel en el casco urbano de Jayuya. Don Heriberto estuvo en Jayuya junto a 31 otros revolucionarios. Luego de estar horas en clandestinaje por los campos de Jayuya, y luego que su pueblo fuera ametrallado por aviones , fue puesto preso, enjuiciado y condenado a carcel perpetua. Al cumplir nueve años de carcel fue liberado, desde entonces ha vivido una vida activa comprometido con su ideal de la independencia para Puerto Rico. Hoy a sus casi 92 años en un ser muy humilde, que nos relata con mucha claridad lo vivido en su juventud como nacionalista, seguidor de Don Pedro Albizu Campos y revolucionario del Grito de Jayuya durante la Insurrección Nacionalista. Esta noche en el Isla Caribe Podcast Ep. 84 nos sentamos con Don Heriberto Marín a hablar sobre su vida. No te lo pierdas, a las 6PM por Isla Caribe. Y este próximo 30 de octubre de 2020 no te pierdas el recorrido virtual dedicado a los 70 años de la Insurrección Nacionalista. Será transmitido en vivo desde Jayuya, Puerto Rico con la opción de recibir café en su hogar. Separa tu espacio en www.islacaribetours.com

On today's conversation we talk about gays harassing straight guys. Celebrating holidays early...a little too early. And why being an influencer steals your authenticity. Tun in everyday as we go live at 6PM on all social media channels. Support Miami Comedy and check out the merch: miamicomedy.com/shop To find live and virtual comedy shows in Miami, visit miamicomedy.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/miami-comedy-podcast/message Support this podcast: https://anchor.fm/miami-comedy-podcast/support

[NOTE: Check links under description!]In THESE episodes of BARRACKS TALK:It isn't often that we slump two episodes of BARRACKS TALK live shows into one podcast and this time, we done just that. Find out how you can help end human trafficking just by watching some Veterans be idiots and play video games on October 24th beginning at 6PM eastern. Not only that, hear what's been going on and why DV Radio seems to have "changed" in some people's eyes!----------Join the 24-hour video game stream to end #HumanTrafficking with SayScape & DV Radio. All donations go directly to Operation Underground Railroad!https://tiltify.com/@colossalstreams/endtraffickingCheck Out Operation Underground Railroadhttps://www.ourrescue.org/----------Help Breast Cancer Patients with purchasing the CLOSER t-shirt!https://bit.ly/BreastCancerAwareness2020----------WE NEED TO RAISE $10,000 FOR THE DV FARM!!https://www.gofundme.com/f/therapy-for-veterans----------Find Out More About Betsy Ross At Her Websitehttp://bit.ly/Betsy-Ross_Website----------Grab Betsy Ross' "FIGHT" Right now!"FIGHT" is available on Kindle & Audible on Amazon!Grab "FIGHT: To Fight Again" in paperback & Kindle on Amazon!![Click the link to buy now! https://amzn.to/2l7kCLi]----------Help us to END IT ALL by purchasing DV against DV merchandise!https://bit.ly/31Kqhsa----------*Got an idea for BARRACKS TALK or any other show? Want to be a guest? Then please feel free to contact us by sending an email to info@dvradio.net, oink@dvradio.net.*or frosty@dvradio.net.----------WE NEED YOUR HELP!!https://bit.ly/2ZatlfX----------**LINKS TO CHECK OUT**GRAB YOUR DV RADIO MERCH NOW!http://bit.ly/DVR-Store---------- DV Radio On Patreonhttp://bit.ly/2Ji9uFk----------DV RADIO PARTNERS, SPONSORS, and AFFILIATEShttps://hypel.ink/DVR-Family-Sponsors ----------Grab DV Radio's Battlegrounds From Ubora Coffee At:http://bit.ly/DVR-BattlegroundCoffee---------- WE'RE HIRINGhttp://bit.ly/2HaXNhU ----------DV RADIO PARTNERS, SPONSORS, and AFFILIATEShttps://hypel.ink/DVR-Family-Sponsors

Der zweite Teil mit der Youtuberin Meret von Meretube geht in die zweite Runde. Es werden Themen behandelt wie: Fashion im Wandel der Neuzeit, Geheimtipps, wie du an deine Grails kommst und ob sich die Social Media Plattform TikTok gut für Fashioncontent eignet. Reinhören lohnt sich!

PLEASE NOTE: This mix features lots of chat as it's a LIVE interactive mix. SUBSCRIBE to our NEW LIVE Streaming service! CLICK: https://www.wordofmouthevents.com/live - Press Login/Body icon top right of player - Login with facebook. And you’ll be registered to interact with us on FRIDAY from 6PM!

WRAL News at 6PM for Friday, October 9.

WRAL News at 6PM for Thursday, October 8.

WRAL News at 6PM for Monday, October 5.

Welcome back to Was It Something I Said? I cannot believe it’s finally season three! I’m your host Yasmeen and this season we're talking twitter nonsense, politics, and really just growing up at what seems to be the end of the world... Tune in on October 18th at 6PM for the season three premiere and make sure to stick around every Sunday at 6PM for all new guests, topics, and takes that maybe should've stayed in the drafts... Website - https://wasitsomethingisaid.crd.co/

PLEASE NOTE: This mix features lots of chat as it's a LIVE interactive mix. SUBSCRIBE to our NEW LIVE Streaming service! CLICK: https://www.wordofmouthevents.com/live - Press Login/Body icon top right of player - Login with facebook And you’ll be registered to interact with us on FRIDAY from 6PM!

PLEASE NOTE: This mix features lots of chat as it's a LIVE interactive mix. SUBSCRIBE to our NEW LIVE Streaming service! CLICK: https://www.wordofmouthevents.com/live - Press Login/Body icon top right of player - Login with facebook And you’ll be registered to interact with us on FRIDAY from 6PM!

In two out of the last five Presidential elections, the winner of our country’s popular vote lost the Electoral College and the race for President. Could that happen again? What would Presidential campaigns look like for Californians if Democrats and Republicans had to fight for every vote? Is it time to scrap the Electoral College? Our guest Bill Petrocelli thinks so. Host Joseph Pace will also be talking to law professor Lara Bazelon about Supreme Court Nominee Amy Coney Barrett and to Avery Hellman about how the Hardly Strictly Bluegrass Festival plans to bring live music to listeners. Join us on City Visions tonight at 6PM here on 91.7 FM KALW San Francisco. Guests (in order of appearance): Lara Bazelon , Professor of Law at Univeristy of San Francisco School of Law, whose recent Op-Ed in the New York Times is "Amy Coney Barrett is No Ruth Bader Ginsburg" ; Bill Petrocelli , author of Electoral Bait and Switch: How the Electoral College Hurts American Voters; and, Avery Hellman ,

This is a PSA: DeCruz, Jordi, and Ray will be hosting a Youtube Livestream of the first 2020 Presidential Debate on September 29 at 6PM, PST. You can access it here: https://youtu.be/QphYi55SOQ8. Bookmark that link and join us at 6PM, PST.

Guttentag, goofballs! Here we are again with another ear pleasuring episode of the Who Goes There Podcast. Last week we discussed body invasion, aliens, and Russian conspiracies. This week we decided to tone things down a bit and discuss... excessive use of force by police and... systemic... racism. Damn. Well, at least the abuse of power and racism is in the form of the film Manic Cop and not in the form of the 6PM news. Oddly enough, a lot of the themes discussed in this 1988... comedy, horror film (?) are just as relevant today as they were over thirty years ago. (Review at 35:50) Next week's episode will be a lot more fun and less serious, probably. We already recorded it, but it was like 3 weeks ago, I honestly don't even remember what movie we did. I guess we'll find out together! Huzzah, friendship! With a little luck, the network will pick me up. It's the Who Goes There Podcast episode 276! If you enjoy the show, please consider joining our Patreon subscribers (http://patreon.com/whogoestherepodcast) . That means for less than the cost of a beer, you get bonus content, exclusive merchandise, and special giveaways! Most importantly, you get to help us continue doing what we love. The Who Goes There Podcast is available to subscribe to on iTunes (https://itunes.apple.com/us/podcast/who-goes-there-podcast/id685991398?mt=2) and Spotify (https://open.spotify.com/show/5UO3YcEhW5U9TWDhDduNIe?si=odslFtP0Ria8jb_IjVzqUw) . Not an iTunes user? You can listen on our Dread Central page (https://www.dreadcentral.com/category/podcasts/who-goes-there/) . Can’t get enough? We also do that social media shit. You’ll find us on Facebook (http://www.facebook.com/whogoestherepodcast) , Twitter (http://www.twitter.com/whogoestherepod) , Instagram (http://www.instagram.com/whogoestherepodcast) , Twitch (http://twitch.tv/whogoestherepodcast) , and YouTube (http://www.youtube.com/whogoestherepodcast) .

Guttentag, goofballs! Here we are again with another ear pleasuring episode of the Who Goes There Podcast. Last week we discussed body invasion, aliens, and Russian conspiracies. This week we decided to tone things down a bit and discuss... excessive use of force by police and... systemic... racism. Damn. Well, at least the abuse of power and racism is in the form of the film Manic Cop and not in the form of the 6PM news. Oddly enough, a lot of the themes discussed in this 1988... comedy, horror film (?) are just as relevant today as they were over thirty years ago. (Review at 35:50) Next week's episode will be a lot more fun and less serious, probably. We already recorded it, but it was like 3 weeks ago, I honestly don't even remember what movie we did. I guess we'll find out together! Huzzah, friendship! With a little luck, the network will pick me up. It's the Who Goes There Podcast episode 276! If you enjoy the show, please consider joining our Patreon subscribers (http://patreon.com/whogoestherepodcast) . That means for less than the cost of a beer, you get bonus content, exclusive merchandise, and special giveaways! Most importantly, you get to help us continue doing what we love. The Who Goes There Podcast is available to subscribe to on iTunes (https://itunes.apple.com/us/podcast/who-goes-there-podcast/id685991398?mt=2) and Spotify (https://open.spotify.com/show/5UO3YcEhW5U9TWDhDduNIe?si=odslFtP0Ria8jb_IjVzqUw) . Not an iTunes user? You can listen on our Dread Central page (https://www.dreadcentral.com/category/podcasts/who-goes-there/) . Can’t get enough? We also do that social media shit. You’ll find us on Facebook (http://www.facebook.com/whogoestherepodcast) , Twitter (http://www.twitter.com/whogoestherepod) , Instagram (http://www.instagram.com/whogoestherepodcast) , Twitch (http://twitch.tv/whogoestherepodcast) , and YouTube (http://www.youtube.com/whogoestherepodcast) .

Bill Thomas, event organizer and Director talks about this years 40th Annual Simsbury Fly-In, Car Show and Food Truck Festival. It may be a bit different, but that should not stop anyone from coming out to enjoy a great day out and some awesome food!The Food Truck Festival will follow all Covid-19 safety regulations. Food service will be on a drive-by basis. You'll stay in your car to order from a menu, and receive delivery of your food items while remaining in the car. What is better than that! September 26-27 at Simsbury Airport. Our hours are 11AM to 6PM each day More info HERE See omnystudio.com/listener for privacy information.

Ric Burns makes his first appearance on the podcast to discuss his new documentary, "Oliver Sacks: His Own Life" which will begin an exclusive virtual engagement at FilmForum.org; then I am joined by Illeana Douglas, Alex Mankiewicz & Sydney Stern for a discussion about their upcoming 92Y panel on The Brothers Mankiewicz, Sept. 22, 6PM.

WRAL News at 6PM for Wednesday, September 16.

WRAL News at 6PM for Tuesday, September 15.

Who wants to hear what the Bible teaches about the future? Join us this Sunday as Pastor Rory helps us bring the future into focus! In Person @ 9 & 10:30 AM Facebook Online @ 9AM, 10:30AM, 6PM, 8PM New Promise is committed to preaching God's Word and Seeking and Saving the Lost. Help support our Church by going to http://www.newpromisechurch.com/giving/

Looking to hear an inspiring and inspirational message? Join us this Sunday as Pastor Rory continues his sermon series on Having Ears to Hear our God who Speaks, through Dreams In Person @ 9 & 10:30 AM Facebook Online @ 9AM, 10:30AM, 6PM, 8PM New Promise is committed to preaching God's Word and Seeking and Saving the Lost. Help support our Church by going to http://www.newpromisechurch.com/giving/

Looking to hear an inspiring and inspirational message? Join us this Sunday as Pastor Rory continues his sermon series on Having Ears to Hear our God who Speaks through Promptings In Person @ 9 & 10:30 AM Facebook Online @ 9AM, 10:30AM, 6PM, 8PM New Promise is committed to preaching God's Word and Seeking and Saving the Lost. Help support our Church by going to http://www.newpromisechurch.com/giving/

In November of 1947, Roma Wines announced they were dropping their sponsorship of Suspense. Roma’s last episode was on November 20th, 1947. As CBS began to sustain the show’s cost, they indicated they were no longer interested in offering Suspense to an alcohol brand. For the next five weeks Suspense shifted to Friday evenings live, coast-to-coast at 9:30PM eastern time. December 26th, 1947 was the last of those Fridays. Director William Spier chose Ozzie and Harriet Nelson to star as a husband and wife driven to despair by a hateful invalid uncle. It was called “Too Little To Live On,” and written by Robert L. Richards, who also wrote “The House in Cypress Canyon.” “Too Little To Live On” is a masterpiece in long-scene radio drama. The next week, Suspense began a new hour-long format, hosted by Robert Montgomery. William Spier’s last date with the production was January 24th, 1948. He married June Havoc the next day. The Nelsons vacated their Sunday at 6PM time slot to take over the Friday at 9:30 position Suspense occupied here. Although their CBS rating climbed to 13.4 that season, in the fall Ozzie and Harriet Nelson left for NBC.

WRAL News at 6PM for Friday, August 28.

(From The 08/22/2020 Show) Normally held at the Visulite Theatre each spring, Wes Lawson and Bill Bartee of Jesse Brown’s Outdoors discuss the upcoming Fly Fishing Film Tour (F3T) which is being held virtually this year, starting August 27th at 7PM.  The guys discuss the different movies which will show during the event, movies that span settings all around the world. One film, Common Thread, focuses on a 70-year-old widow fishing in Canada, while another film, TIME, reminisces on the legacy of Lefty Kreh told from the perspective of men affected by his career in fly-fishing. There is the usual excitement too, such as fishing in the Seychelles, Baja California, and the Gunnison River. We hope that you'll join the pre-movie conversation with Jesse Brown's on Facebook Live,(www.facebook.com/JesseBrownsclt) beginning at 6PM. Purchase your tickets for the event here: https://flyfilmtour.myeventscenter.com/event/North-Carolina-Charlotte-2020-F3t-Digital-Event-38567. Jesse Brown’s is also hosting a raffle benefitting our local friends in conservation, veteran services, and fly-fishing education. We hope to ‘see’ you then and there!

Looking to hear an inspiring and inspirational message? Join us this Sunday as Pastor Rory continues his sermon series on Having Ears to Hear our God who Speaks, through the People Around You In Person @ 9 & 10:30 AM Online @ 9AM, 10:30AM, 6PM, 8PM New Promise is committed to preaching God's Word and Seeking and Saving the Lost. Help support our Church by going to http://www.newpromisechurch.com/giving/

This week the girls had the privilege of interviewing culinary ambassador Pierre Thiam. Born in Senegal, Thiam is a New York City- based chef, restaurateur, author, and entrepreneur who has worked to bring the flavors and culinary traditions of West Africa to the rest of the world, and whose career runs the gamut between hospitality and social justice. His company Yolélé Foods advocates for smallholder farmers in the Sahel by opening new markets for crops grown in Africa; its signature product, Yolélé Fonio, is now available at retailers across America. It is also extremely delicious and, as Thiam says, easier to pronounce than quinoa :). Join us as we talk about the importance of sharing food with both loved ones and strangers.  Xoxo See you at Chip Hour everyday Wednesday at 6PM est! And rate the pod if you love the pod as much as we love you!

Laura and Kayti discuss their wellness tips and tricks,plus a nasty tea recipe that will change your life. Listen for a giveaway! (Winner announced by 6PM 8/21/20)

Sometimes Joe Nicola plays well-known tunes, but more frequently he plays is his own compositions. Thinking about his August 22, 6PM show at Lake Monster in Saint Paul, Joe said that his ideas for composing come from having the guitar in his hands a lot.

On today’s show we’re going to ask a fundamental question about business structure. I’m not going to answer the question. But give you something to think about. The potential problem arises when you have a mismatch between a short term revenue commitment from your customers and a long term expense commitment in your business. These situations arise all over the industry. Starbucks signs a multi-year commercial lease for a location. But the customers are not making a long term commitment to buy coffee. A customer commitment to a coffee is a 15 minute commitment. Somehow, the folks at Starbucks are comfortable and confident with the notion that someone who bought a coffee today is likely on average to buy a coffee tomorrow even though there is no long term commitment to do so. In the co-working space, companies like WeWork and others in the same segment are experiencing a dramatic drop in revenue because customers in many cases had a 30 day commitment to the space. Whereas the co-working landlord had made long term financial commitments. Critics of the business model point to the 30 day commitment as the Achilles heel of these companies. I too have been a critic of WeWork for that reason. But the exact same theoretical problem exists all over the place. The entire Self Storage industry is based on the notion of customers renting a storage locker in 30 day incremental commitments, and the storage company has a long term commitment to the business. The entire hotel industry is based on clients making a one night commitment. You can cancel free of charge up to 6PM on the night of arrival. Yet the hotel owner builds a multi-million dollar, building complete with swimming pools, conference facilities, a restaurant and a big fancy lobby. All of this for a one night commitment of revenue. Most of the time these mismatches between a short term asset and a long term liability work out just fine. Then again, in the rare case it results in complete business failure. The entire rental car industry is suffering terribly because of this fact. Hertz Rent A Car is in bankruptcy because they have long term commitments to their bond holders to the tune of $19B dollars. Here too, customers commit to rent cars one day at a time. The airlines purchase an entire fleet of aircraft where each aircraft costs a couple of hundred million dollars. Many of these purchases are financed. In some cases, the planes are leased and there is a long term lease. The customer on the other hand is committing to fly to London and back over the next couple of weeks. Maybe you’ve purchased a property and put it into the short term rental market with AirBnB or VRBO. You have mortgaged the property to get some bank financing for the next 25 years. Again, the customers are committing to a couple of nights stay at your beautifully furnished vacation rental by the lake. You’re starting to get the idea. It’s easy to look at WeWork or Hertz and have sage wisdom on the folly of their business model. It’s easy to be an armchair quarterback and say how you would do it better. But the reality is so much of the business world and the lending world has accepted the notion that a mismatch between the lifespan of an asset and that of a liability can be different. But that mismatch has some risk inherent in it. The greater the mismatch in time, or the greater the volatility of the revenue, the greater the risk. The risk is of a pandemic, or a terrorist flying a jet into a building, or armed conflict, or social unrest. Any of these things can result in business disruption that can expose the risk to the revenue stability. Again, I don’t have all the answers. But it’s something to think about how you mitigate that risk, incredibly small as that risk may seem on the day you sign on the loan agreement.

Join us as Pastor Rory kicks off his new sermon series about how to have ears to hear our God who speaks. 8671 Euclid Chardon Road, Kirtland, OH 44094 In Person @ 9 & 10:30 AM Online @ 9AM, 10:30AM, 12PM, 2PM, 4PM, 6PM & 8 PM New Promise is committed to preaching God's Word and Seeking and Saving the Lost. Help support our Church by going to http://www.newpromisechurch.com/giving/