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Keith shares how a recent trip to Colorado Springs and a changing commission landscape reveal what really matters for real estate investors now From there, the show dives into the three levers investors truly control—leverage, operations, and relationships—before welcoming lender Caeli Ridge to break down the major mortgage options for investors. You'll hear how different loan types fit different strategies: from your first conventional "golden ticket" loans, to DSCR loans based on property income, to short-term fix-and-flip and bridge loans that prioritize speed and flexibility.  The episode then moves into how more advanced investors can scale beyond 10 doors, navigate debt-to-income and tax strategy, and even approach financing for short-term rentals—all while highlighting why having the right lending partner and long-term plan can make a big difference to your results. Episode Page: GetRichEducation.com/591 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold with new ways to think about your life through goals momentum in the real estate market. Then learn about various mortgage loan types, conventional DSCR, fix and flip, bridge loans, short term rental loans and more. Knowing which loans to use can save you millions and learn the fatal mortgage mistakes you must avoid today on get rich education.   Corey Coates  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Winnebago, Minnesota to Winnipeg, Manitoba, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, the voice of real estate investing since 2014 before we get into the mortgage discussion, where we'll discuss five or 10 different investor loan types and their various pros and cons, which could save you millions over the course of your life. I shared with you that I traveled to Colorado A couple weeks ago, for a goals retreat hosted by the real estate guys, top notch event, I spent extra time there in Colorado Springs, because I find it really livable, and I spent five hours with a local realtor there, one day out and about visiting properties in the area I'm potentially looking for a home or a second home. And by the way, how is this for a price range? The realtor wanted to know what my Buy Box is, and since I'm just learning the Colorado Springs market, I told him I'm willing to spend between 400k and 1.2 million on the property, yeah, pretty wide range, a mile wide. Fortunately, my other Buy Box criteria are more narrow and specific, and I have got to say, I'm surprised at how low the area's home prices are. I thought they'd be higher. Interestingly, before touring homes, my buyer agent wanted me to sign a six month exclusive representation agreement. Fair enough, that's standard stuff. It was on the agreement, though, that I as the buyer pay a 3% commission up on the purchase, and the seller would presumably pay the other 3% to make up that total 6% commission for the agent compensation. Well, historically, the seller paid the entire 6% and this, of course, goes back to the NAR settlement, and that ruling that became effective in August of 2024 you probably remember this, and I talked about it on the show back then, and how it's not really that big of a deal, especially to investors like us, because at GRE marketplace and with our GRE investment coaching, it's a direct model. There's zero commission on either side, and then you, in turn, get some of those savings, but out in the larger world and in the owner occupant world. Well, that rule change that started a year and a half ago. It means that sellers are no longer required to pay the buyer's agent. Instead, the fee is now negotiable between buyers and their agent. The other change is that property listings no longer display the buyer agent's commission offer. But here's what's interesting in practice, and what really ends up happening in the end, in most cases, is that the seller still pays the full commission and compensates both agents that full 6% sometimes it's 5% instead of six buyers and buyer agents, they still operate under the seller pays. And that's largely because that has just been the norm. It's what's seemingly always been done. It's what buyers are used to. And the reason that that often persists. Is because the seller is the party in the transaction that has that thick equity in the property, deep equity, and buyers are the ones often just trying to scrape together whatever they can for a down payment and closing costs. Buyers are not going to be able to come up with another 15k for an agent commission when they're buying a 500k property, that's 3% especially today, this is true because American homeowners the seller then still have record equity positions of about 300k an all time high. Nearly half of mortgaged homes are considered equity rich. What does equity rich mean? It means that the loan balance is less than half of the home's value, yeah, the seller has the means to pay the full commission. So the point is, in practice, the seller, yeah, still pays that full five to 6% commission in the overwhelming majority of cases, and the buyer pays nothing. And if that does change, it's going to take a long time. You know, a lot of these evanescent real estate stories that people think are going to have some seismic impact. It rarely does, like this erstwhile NAR ruling or the 50 year mortgage proposal or banning big institutions for buying more single family rentals. You know, this stuff is like one little baseball sized asteroid striking an entire planet. I mean, it's like a barely discernible impact. Real estate is anchored in one place like Jabba the Hut. It is solid. These stories are interesting, but they're not impactful.   Keith Weinhold  6:52   Instead, I've mentioned it before. What are three things you control in real estate that really matter. And these are evergreen things. First, it's, how many dollars are you leveraging? That's where your wealth is going to come from. In fact, we're going to discuss that today with mortgage loan types. Second, what's the efficiency of operations on your existing properties? And thirdly, what is the quality of your relationships? And actually, we're addressing the third one today too, talking to a lender that you could make part of your team. You can control these three things. They're unyielding, they're evergreen, they're long term, and they all have gratitas and impact those three things, leverage operations and relationships. Now my agent drops me off and picks me up from my hotel here at the Broadmoor in Colorado Springs. This was also the event hotel for the goals retreat. I just extended my stay to hang out in the area. Look at real estate, do some climbing on Pikes Peak. Pro tip for you on hotel room rates, talk to a human being before I booked my stay, I called the front desk and asked them if they could extend the attractive event room rate to more nights on my extended stay. And they agreed. You might have heard of the Broadmoor. It is well known. It's been here for more than 100 years, and it is such a fine place to stay. Let me tell you about this special piece of real estate. In fact, I've thought it through, and I will now hereby proclaim that it is the finest us hotel experience that I've ever had in my life. I say us because I stayed at an amazing place in Dubai. But what makes the Broadmoor stand alone? It's the details and the service. A lot of hotels are nice, but this is on a different level. And I don't say this to brag, and this is because you probably can afford to stay here, yeah, like I have. You might have paid more elsewhere in your life for a lesser hotel, although I am here in the low seasons. Okay, now, sure, you've got views of the Rockies and a man made lake and waterfall and even a beautiful chandelier in my hotel room. The thing that sets it apart, though, is you have this service that feels old world and not corporate. That's what makes the difference. The Broadmoor is horse themed, since horses are a symbol of the American West. There are about 800 rooms here. It's kind of like a self contained adult Disneyland championship golf courses, a world class spa, even an outdoor lap swimming pool like that has lanes that I swam in one morning for. Fine dining, casual dining, access to hiking, fly fishing, even falconry, zip lines, tennis, pickleball pools. Take the cog railway to the Pikes Peak, Summit. Okay. Now, other nice hotels have attractions that are sort of like that, but when I rave about the service, it's the little things they are knocking on my door before 10am to come in and clean the room. And you know how so commonly, when you first check into your hotel room and you look in the closet, there are not enough clothing hangers, and they're all like stupidly mismatched. These all match. They're all nice wood, and there are plenty of them. So I'm talking about these details. I'm telling you. I had dinner at one of the broadmoor's restaurants the other night. I just happened to take a close look at the tag on the napkin. Sure enough, it is made in Italy. I mean, jeez, no detail is overlooked at this stellar place. In fact, here's what I'll do. You know, I'll just completely stop my Colorado Springs home search right now. Instead, I'm going to stop down by the Broadmoor front desk, tell him to give me some moving boxes, because I'm moving into the Broadmoor and I'll be here for the next decade. Start forwarding my mail here and everything. And hey, at least I was courteous enough to give them notice. I can't stay here too long, or my standards will be rising faster than my net worth. Yeah, yeah. Can't go to sleep with a mint on your pillow every night, I suppose.    Keith Weinhold  11:38   Now, the reason I came here now is to attend that aforementioned goals retreat, and let me take all the time and all the resources that I put into being here and distill them into just a few of the most salient takeaways for you. Goals should be smart, strategic, measurable, actionable, relevant and time based, they must be written down. Now, how would you describe yourself to somebody else that didn't know who you were? Write that down next. What do you think your reputation is? How would others describe you? Write that down now that you can see how you describe yourself and how others describe you, you can see that there's a gap there. That gap is what you need to work on. I learned that goal should be written in the present tense, not the future tense. I did not know that before. For example, say it is January 1, 2035, and I own $5 million in rental property. That's an example of how you would do that. So take future events and write them in the present tense. Other questions at the goals retreat that got really introspective are, what are you really going to do with your life? And write down that answer. Sheesh, that is tough. And if you think that's a hard question for you to ask of yourself, the next one is even harder. It's simply why? Why is that where you're going with your life? And then write that down? I mean, would you answer questions like this for yourself? And you really think about it, that can occupy a new segment of your entire headspace. It is a big cognitive load, and a last one to leave you with is to dream not just big, but gigantic. Get it out there, write down a dream that interests you, but it's so grandiose that you're actually embarrassed to tell someone about this stretch dream, for example, for me, it's the first person to walk on another planet. No human has ever done that, and this would most likely happen on Mars. See, this is so grand that is sort of embarrassing for me to even share that with you. It almost makes you sound Loony, like I would have to learn so many new skills to travel to and walk on Mars. But you should write down a bunch of other goals too. You're sort of brainstorming on goals, attainable goals. Recall that is the A in the SMART goals acronym, you want to write down a bunch of attainable ones, not just that stretch one. So for attainable ones, one of them is for me to become the highest man on earth. To give you an example. And I attempted that goal two years ago, and I failed. I told you about that at that time. But see now, compared to my embarrassing stretch goal of walking on Mars, the highest man on earth feels attainable, I know what it takes to achieve it, and it's worth doing, ah, but it's a grind to get there, yet it would be worth it. Those are some quick take. Ways from the real estate guys goals retreat while on stage the event host Robert helms he took a minute respite from the goals material, and he recognized the fact that, as he calls it, the four OG real estate podcasters are all in the same room. One of them is helms himself, and now I feel like the other three are all older and doing it longer than me. I was one of the four that he mentioned. But you know, there is only one podcast that was mentioned from stage, and that is that Robert helms told the audience that they should be listening to the get rich education podcast. That was a nice thing to say, and he is always a gracious giver.   Keith Weinhold  15:45   Next, we're talking about four major loan types, conventional DSCR, fix and flip and then bridge loans. When we discuss the first two parts of it could sound repetitive, but you'll see why we do this, because then you'll be able to compare it to nichey loan types that we discuss, for example, the speed of a bridge loan, where you can get funded in just one week, compared to a slower conventional loan. The mortgage landscape changes. I still remember how in 2012 we had still somewhat freshly emerged from the global financial crisis, and back then, you could only get four conventional loans, four rental properties, not 10 like you can today, 20 married. So get your loans while you can, you probably won't always be able to get 10 loans. We'll start with loan types that are more for beginners, and then we'll get to advanced material. Let's welcome back one of our favorite recurring guests.   Keith Weinhold  16:54   You can make millions more throughout your life by understanding mortgage loans. This is key, and today it's the return of the woman that's created more financial freedom through real estate than any other lender in the entire nation, because she's the president of ridge lender group. Hey, it's time for a big welcome back to the incomparable, yet somehow still so approachable Chaley Ridge   Caeli Ridge  17:16   my Keith, thank you for having me. I love being here. I love what you're doing. It's my pleasure, sir.   Keith Weinhold  17:23   And our followers, our listeners, have been approaching you since 2015 you're one of the longest running guests, truly one of the OGS around here at GRE and now Caeli, before we discuss loan types. You know, we don't really talk politics on this show rather policies, and we're in the midst of a presidential administration that often, in the name of the word affordability, is trying to supremely shake things up in the housing market. Help us dissect what matters and what won't.   Caeli Ridge  17:58   I have found that at least as it relates to current administration, whoever that might be, I wait for the buzzwords or the taglines to become the actual policy. Like you said, That's a good point in this case. You know, you've got things floating around, like the 50 year mortgage cutting off the hedge fund guys and that kind of thing. Whether or not, those things come to fruition. I'm happy to give my opinion on them. I do not think that it's going to move the needle much for the people that you and I serve with regard to I mean, just taking them one at a time, I don't think that the 50 year is going to come to fruition. Just first and foremost, if it did do, I think it would be a good idea for a homeowner, probably not, but for an investor, maybe if there's some way that we can keep our payment lower, given the maturity date of a mortgage for an investment property is usually about five years. I mean, I know that this is a 30 year fixed mortgage, but statistically speaking, the average shelf life of a non owner occupied mortgage is about five years. So getting a 50 year amortization, if that were going to reduce the payment, I don't think is a bad thing for an investor, however, and this may get a little bit technical for the listeners, so I apologize in advance if we were to go to a 50 Year am the adjustments, something called, and you and I have talked about this before, something called an llpa, that stands for loan level price adjustment, I think would be such that it could end up defeating the purpose of having the longer term amortization, because I think the interest rates would be higher and I think they may offset so that was a long way to say. One, I don't think it's going to happen. I don't think it's actually going to get to its final resting place. And two, would it be a good idea for investors, yeah, I think it would be worth considering if it kept the payment lower. Okay, that's that as the other piece to cutting off the hedge funds, the big, you know, BlackRock, some of the big players, and giving them access to the residential housing and first right of infusion or etc, because they've got such deep pockets. You. It's such a small amount to what our individual investors are going to have access to that I don't think that that moves the needle either. So I don't know if I'm answering the question, except to say anything that they're going to tout, I would wait for it to actually become written in stone and pass by the rest of the powers that be before I would get excited about or concerned about any of it.   Keith Weinhold  20:21   This is pretty parallel with what I've been telling our listeners. All these things seem to make splashy news, but I haven't seen anything that's going to make a deep impact yet, whether it's the 50 year mortgage, which probably won't even come to fruition, or if it's doing these mortgage bond buy downs in order to bring more liquidity into the market and bring rates down, or if it sees any of these other things being discussed with these institutional investors, since they already own such a smaller proportion of the housing market than a lot of people think, we'll discuss seasoned real estate investors and their loans shortly, but first for newer real estate investors, you Know, chili, I kind of think of four or more loan types that a beginner should be familiar with. I think of conventional loans, dscrs, fix and flips and then bridge loans, the first one with conventional loans. What are the basics that someone should know?   Caeli Ridge  21:17   So first of all, you should know that there are 10 of these. We call them the golden tickets. I'm pretty sure I coined this, okay, 100 years ago, the golden ticket. We call the conventional aka Fannie Freddie, aka agency. They go by different names, but they all mean the same thing. We call them the golden tickets because it's the highest leverage and typically at the lowest interest rate you can find. Now I do have a hook in our conversation today about that. I'll get we'll get to it. There are 10 of these per qualified individual. So one of the first things that I would tell somebody is, is that if they are a partnership or a husband and wife team, you want to make sure to keep the debt obligation separate, because if you want to maximize these golden tickets, let's just say it's a husband and wife team. You each have, per qualification access to 10, and that includes a primary residence. In fact, let me just take a quick second and define what counts in the 10, because some people get this wrong. So the 10 golden tickets are counted by any residential property, single family, up to four Plex that has a loan on it, where the loan is in the individual name or personally guaranteed by the individual. That's where people get tied up. So if they went out and got a kind of more of a commercial type loan, that was in an LLC name, for example, but they signed a personal guarantee, per Fannie Freddie guidelines, that particular mortgage is going to count against the 10. So those would be some of the first pieces of news or detail I would give them about conventional    Keith Weinhold  22:40   for married couples, don't take ownership in both the husband and wife's name, either the husband or the wife. That way, you can get to 20 rather than 10. And yes, you do have to be mindful that your primary residence does count in that 10 or 20, whatever it might be. Anything else quickly with conventional loans, LTVs so on,    Caeli Ridge  23:01   yeah, LTV can go to 85% loan to value. So you get a little bit extra than you're going to get in some of the other loan product types. It will have PMI, private mortgage insurance, anything over 80% LTV will always have PMI on a more conforming, conventional basis. So keep that in mind. But the factor is pretty low. I would encourage people that are looking to stretch the almighty dollar. Do the math. Look at the 85 with PMI against, say, an 80% and see what are you giving up versus what you're getting. And then qualification stuff, you guys, my dumb joke, it's Keith's favorite. I'm sure vials of blood and DNA samples are sort of required for the Fannie Freddie loans. So just be prepared to supply or submit us the tax returns and pay stubs and bank statements and and all that stuff,   Keith Weinhold  23:44   you'll feel like you're getting fingerprinted almost for a conventional loan qualification. And the second one that I brought up DSCR loans, that's short for debt service coverage ratio. And these mortgages are pretty standard for rental properties. They're underwritten based on a property's income potential. So you know, the way I think of dscrs Chaley from the lender's perspective, is that sustainable cash flow is what matters. The rent has got to support the property's monthly mortgage payments. So we talked to us more about dscrs.    Caeli Ridge  24:15   Yeah, I love this product, and this is for somebody that either can't fit into the conventional Fannie Freddie box, or maybe they've exhausted their golden tickets and they're graduating and moving on. This is a great option that will reduce the amount of vials of blood and DNA samples that you're going to have to submit. It still provides for a 30 year fixed mortgage. The leverage is roughly the same, 80% in most cases, on a purchase. And to your point, the gross income divided by the principal, interest, taxes, insurance and Hoa, if it's applicable, is the simple formula, the easy method I'll give people, just to kind of solidify that math, is that if the gross rents were $1,000 a month, and if the PI TI was $1,000 a month, when you divide that, your debt service is 1.0 Now you can go as low, believe it or not, as low as a point seven, five, DSCR, they have those available be ready for the interest rate to get a little hair on it. Okay, it's going to be higher than what the 1.0 and above is going to be. But you can go as low as point seven, five, those are going to be for the investors that have found a property, maybe in distress, and they cannot show the current market value rent, perhaps, and it's on the low end. So you can still get that done at point seven, five, just be ready for a higher interest rate.   Keith Weinhold  25:30   So the DSCR loan an alternative for you, which might be especially useful, like Chaley touched on, if you've already exhausted your 10 golden ticket. Fannie Freddie loans, a DSCR of 1.2 for example, means that your rent income needs to exceed your principal, interest, taxes and insurance payment by 20% or more. That's what we're talking about here. And then Chile, those were more of loans for the buy and hold type of investor. Tell us about fix and flip loans.    Caeli Ridge  26:03   Yeah. So these are shorter term loan that will allow you to include not just the purchase of the property, but also some renovation or rehab money if you need that. And we're going to be looking at an ARV after repair value. So you've got a purchase price, you've got your renovation or scope of work budget. And then we're looking for an ARV with the ARV to be somewhere around 75% so what that means, if you've not heard of this before, you're going to take, let's say, $100,000 value. And if we want the ARV to be at 75% we're going to lend 75,000 is kind of the mix there. Those are quicker loans. You're going to be paying much higher rates on those. You know, between nine and 13% depending on the deal. The points are also going to be a little bit higher, but a great option for that quick turn and burn where you know your deal has enough skin in it and you can recapture all your capital and make a good tidy profit on it.   Keith Weinhold  26:53   We're talking about basically fixer upper loans here with Chaley Ridge, the president of ridge lending group, yes, these are jalopies that rarely qualify for traditional bank financing. And oftentimes, when I think about these fix and flip loans, I'm thinking that often there is interest only flexibility with regard to those higher interest rates that you need to pay. And I think of it as, you know, a shorter term loan that you've got during your renovation period, oftentimes 12 to 18 months. Does that sound about right?   Caeli Ridge  27:24   Yeah, 6,18, even 24 months. And to your point, yes, all of these are going to be interest only. And one of the cool things is about these loans is, is that, if there's enough room in the deal, right, based on what you need to borrow and what we think the ARV is expected to be, you don't even actually have to be making those interest payments. You can build it into the final payout when we go to refinance you out of this short term loan, or you simply sell the property and pay off that loan. So for example, let's say that your interest only payment is $1,000 a month, okay? And the value of the property is going to be $200,000 and you only took 120 okay, we're going to be well within that 75% ARV. You can build in that $1,000 say, for 12 months, there's $12,000 and just add it to the outstanding balance that you started by owing, and not have to be making those payments on an ongoing basis. It's not rented, right? So it might be nice to be able to factor that in to the actual payoff when you go to refinance that if it's a fix and hold versus go to sell it on a fix and flip.   Keith Weinhold  28:31   Now, long term, we know that the big gains for real estate investors really come from that leveraged appreciation getting that loan. But sometimes there are situations where we might want to act as a cash buyer. And that brings up this fourth of four loan types that I brought up, the bridge loan, short term loans that can temporarily finance a property purchase while you're waiting for a longer term loan to come through. The bridge loan, so I think of it as a pretty speedy loan, if you sort of want to act like you're an all cash buyer.   Caeli Ridge  29:04   Yeah, I like this, and in many ways it's similar to a fix and flip interest only. Obviously the term is going to be shorter, six months, 12 months, up to 24 months, and based on largely relationship, the bridge loan for the purpose that you described, really comes into play for an investor that we know and we're comfortable with, we can fund those inside a week, for somebody that we've done several of these loans for. So for those that need that really quick turn, once you've established yourself as a seasoned, experienced investor in that space, those are pretty slick and easy to get through.   Keith Weinhold  29:39   Why would someone use a bridge loan, rather than a fix and flip loan.   Caeli Ridge  29:43   So if they're in a very competitive market, that might be another option, because those are going to be faster. The bridge loan is going to be faster where they need to say that they're an all cash buyer and they only need seven days to close, or whatever it is. It depends on the municipality in the state. But what if you're at the courthouse steps? And you need cash quickly. Sometimes it needs to be immediate. So that might not be applicable in this case, but if you put the bid in, and you win the bid, and you've got, you know, three days to perform, usually we can get those done. So it's circumstantial. Those would be two variables or two scenarios that that would apply to   Keith Weinhold  30:17   the bridge loan gives you the advantage of speed, but that speed can come at a cost.   Caeli Ridge  30:22   Oh yeah, yeah, you're going to be paying probably three points, maybe four points, and it's short term interest, 13, 14%   Keith Weinhold  30:30   so with these four loan types that we've discussed, conventional DSCR, fix and flip and bridge loans, you can kind of see that there is a loan for most every investment scenario, and there's no reason to rely on only one type, a flipper. Might start with a short term fix and flip loan or a bridge loan and then later refinance to a DSCR or a conventional loan. So consider mixing and matching based on your needs. You're listening to get rich education. We're talking with Ridge leninger, President Taylor Ridge, more when we come back, including steps for more advanced investors, I'm your host. Keith Weinhold   Keith Weinhold  31:06   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone, headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with a better business bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW Mid South. Enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com    Keith Weinhold  32:08   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds. Don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or GRE, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989,   Keith Weinhold  33:19   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Blair Singer  33:53   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  34:09   Welcome back to get rich education chili when we go beyond this beginner stage that we've been discussing, how about for an investor just trying to scale to 10 doors worth of one to four unit properties. Now, are there any strategies there or more of a loan order that you would recommend in getting up to your first 10 you know   Caeli Ridge  34:29   I think the strategy starts with calling your lender, ideally Ridge lending group, and having that deep strategy call that, that discovery call, so that we can really understand and plant some seeds that say, Okay, Mr. Jones, these are your qualifications today. This is where you want to be in a year or 10 years. These are the steps that are going to be important that we are mindful of and we take to accomplish and reach those milestones. It's really important to have that baseline understanding of what is your debt to income ratio on day one, what are your assets? Sets. What is your credit? Where do you want to be in a year or 10 years? Right? Do you want 10 properties in a year's time? It's going to be a very different conversation than if you're going to slow roll this and want to establish 10 purchases or 10 investment properties over 10 years. So identifying those details is going to be part one, and then next, in terms of order, I would say, largely the higher price point properties, typically, I would say, put those in one through six. And the reason that I'm saying that is is that the underwriting guidelines under conventional financing, they will change based on how many finance properties you have. So of all of the inner working guidelines and things that go into securing a conventional mortgage loan, the three top most heavily weighted are going to be debt to income ratio, credit score and assets. Okay? And within each one of those, the marker or the qualification guideline changes as you evolve and acquire more property. So the higher up the ring you go, or the rung that you go to 10, the more restrictive the guidelines are going to be. So I would typically say, get the higher price point properties go into maybe one to four, one to six, if that's part of your strategy and your diversification of portfolio ownership. Then after you've established having two or three or four properties and that higher price point it as it gets harder to qualify, potentially, if your debt to income ratio is a little bit tight, you've got the smaller loan sizes that might be less impactful in debt to income ratio. All of this is very subjective to the individual's qualifications and needs, of course, but that might be one rule of thumb that I would take   Keith Weinhold  36:39   gosh, this This is absolute gold in helping you structure the architecture of a growing income property portfolio. And we're coming up on this Super Bowl, and whatever mortgage lender advertises for the Super Bowl or has some big, splashy campaign nationally, you know they are not the ones that are going to have conversations like this for you, they might be fine for buying a primary residence, but this is why you want to have a long term strategy and work with a lender that's aligned with you on exactly that sort of thing. And Chaley, is there a specific way in which one can avoid hitting the Fannie Freddie loan ceilings too early if you haven't already touched on it.    Caeli Ridge  37:22   Yeah, very good question. You know, I think that this is going to come down to a debt to income ratio conversation. It's easy enough to ensure that we contain assets and credit. Those are easier conversations. The debt to income ratio is the piece that's more complicated and can get away from an investor without them even knowing it. You don't know what you don't know, right? So I would say that debt to income ratio and making sure that your lender again, hopefully Ridge lending, because we know this like we know our own faces, making sure they know how to structure and provide feedback and consult on that schedule E, part of the beauty of real estate investing is the tax deductions. Right? Many people get into real estate investing, not for the cash flow, not even for the appreciation, but for that tax strategy, because they're high wage earners, or whatever it may be, and they're sick of paying x in taxes. So the debt to income ratio is key in scaling and making sure you can continue to qualify for those loans. The conversations that we have with our clients really go deep about where we can maximize our deductions to ensure that we get the tax benefit without precluding our qualification on a conventional underwriting basis in the DTI category.   Keith Weinhold  38:35   Now, during my growth as an investor, when I got above 10 doors, one gets above 20 doors. When one gets to 216 doors, I began where I needed to qualify more on a DSCR basis, where the lender is looking at the properties qualification, more so than me. So are there any other thoughts with regard to how one can set themselves up for success in really going big and well beyond 10 doors   Caeli Ridge  39:03   absolutely so once we've exhausted the Fannie Freddie, and I think one of the real value adds about Ridge is that we are not a one size fits all, and we are extremely holistic versus transactional. So having that first conversation and understanding what those goals are, so that we can pivot as we need to maximize the golden tickets, whether that be 10 to 20, right? If you're in a marriage or a partnership or whatever, and then setting up for the DSCR loans when the time comes, and taking advantage of those, there is no limit to how many DSCR loans we can get for one individual. We have yet to file an individual that we've had to say no, and we've done quite a few of the high, high acquisition investors, so I don't expect that to be an issue, but yeah, I think it's about planning, planting those seeds, creating roadmaps together and have those smart discovery conversations.   Keith Weinhold  39:50   Now, as you grow, one way you might diversify is to have perhaps at least a part of your portfolio in short term rentals. So what I. Comes to getting loans for sort of Airbnb or VRBO type properties. What does one look for there? How much does the landscape change versus the longer term rentals that we've mostly been talking about here?    Caeli Ridge  40:10   Yeah, I think that the differences are going to be about purchase versus refinance. If we're just talking about purchases, let's kind of try to keep it in one lane. If we're talking about purchasing a short term rental, you may be limited on leverage. You might lose a little bit of leverage, 5% let's say you could get to 75% and maybe on a short term they're going to back it off to 70% LTV, so there may be reduction in that loan to value. And the way in which we're going to quantify the income is absolutely important to share with your listeners on a purchase transaction, we have access to things like an appraisal. An appraisal is going to give us some median rental income, whether it be long term or short term, that we will use to offset a new mortgage payment if that's needed for the individual's debt to income ratio qualification. Now, if they don't need the rental income to qualify, then it's a non issue. But if they do, like most of us, need that rental income to absorb this new mortgage payment that we are securing for them, how that's going to quantify is important. So if it's not in a short term rental area, let's just say it's kind of off the beaten path, and there may not be enough data points to support the income that you need. It's important to know that up front versus way down the rabbit hole, when you paid for appraisals and you're all the way through the transaction and earnest money might be off the table if you had to cancel that kind of thing. So really important to understand the numbers in advance, I would say, when we talk about short term rentals and how the income is going to be quantified from an underwriting perspective,   Keith Weinhold  41:43   why does a borrower often need to make a higher down payment on a short term rental than they do a long term rental?   Caeli Ridge  41:49    You know, I think that in secondary markets, as we talk about mortgage backed securities and things like that, it's looked at as a higher risk. A short term rental is going to be a higher risk than just the stable long term, long burn tenant is going to be there and they've got their lease for a year, two years or whatever, at a time, the short term rental is more volatile and it's seasonal. It can be I mean, there's all those different factors, so higher risk means more skin in the game for the investor.   Keith Weinhold  42:13   That makes a lot of sense. Does that higher risk also translate into a higher mortgage rate for short term rentals than long term rentals?   Caeli Ridge  42:18    Fannie Freddie versus DSCR The answer is no. On the Fannie Freddie side, the interest rate's not going to change on a DSCR loan. Yes, it can be slightly higher, usually about about a quarter of a percentage point on a short term versus a long term.   Keith Weinhold  42:33   Now, are there any particular markets that lenders want to avoid with short term rental loans?   Caeli Ridge  42:39   No, as long as the property is habitable, and all the other metrics fit Qualifications and Credit and assets and all that stuff. No, there isn't a market that we're going to have any issues with now. We do get the notifications for natural disaster areas, and as that relates to the appraisal and things like that, if it's in a natural disaster area or zone, we may have to hold funding until after the disaster is over, and then we can go and take more pictures and make sure it's still standing and there's no major issues. But otherwise, aside from that, as long as it's habitable, no, there is no market restriction.   Keith Weinhold  43:12   Yes, with that variability of income for short term rentals, you can understand how a lender would be more careful in making a loan, and would want you, the borrower, to put more skin in the game for a short term rental. Well, Caeli, overall, what should an investor do in the next 24 hours to make themselves more lendable before contacting someone like you?   Caeli Ridge  43:36   I would say the answer is sticky, but call rich lending group. That's how you're going to make yourself more lendable. And the reason that I can say that is is that everybody's qualifications and needs and goals are inherently different. So calling someone that understands this landscape and can navigate the battleship in the creek like I like to say, that's the visual aid for those of you that need the visual is the first key. And with that conversation, we're going to be able to identify for you specifically what you would need to do to become more lendable. And it may be nothing   Keith Weinhold  44:07   well over there, Chaley, you're growing. You do loans in almost all 50 states. The GRE podcast has more than 5.8 million listener downloads, and you have helped countless GRE listeners acquire smart investor loans for fully a decade now. Just amazing. So talk to us about all of the loan types that you offer investors there at ridge.   Caeli Ridge  44:30   My gosh. Okay, so I think one of the real value adds for us is that we have such a diverse menu of loan products. We touched on a few of them already. So we've got the conventional Fannie Mae Freddie, Mac stuff. We've got our DSCR loans. We have bank statement loans, asset depletion loans. I can touch on those if you want. Keith, we have our short term bridge fix and flip. We have our All In One my favorite, first lien, HELOC we have second lien HELOCs. We have commercial loan products, and commercial can apply to residential and commercial property. A cross collateralization, commercial for residential properties. That just means, if you're putting 10 single families into one blanket loan, that would be cross collateralization, or if you're buying a storage unit that's straight commercial, and probably even more than that, ground up construction, there's really not a limit to the loan products that we offer, specifically for investors. The only thing we don't have, I would say in our arsenal is bare land loans. Those are hard to come by   Keith Weinhold  45:24   It sounds like you recommend a call in order to get some of that back and forth, to learn how you can best help that investor. But tell us about all the ways that someone   Caeli Ridge  45:32   can get a hold of you. Yes, there's a few ways. Of course, our website, ridgeline group.com, you can call us toll free at 855-747434385, 747-434-3855, 74, Ridge. Or feel free to email us info at Ridge lending group.com   Keith Weinhold  45:49   and you might get lucky. Hey, spin the wheel. Chaele does get on the phone and talk to individual investors herself too. So Chaley, it's been valuable as always to cover all these different loan types for beginners, and then what one does when they advance beyond that. It's been great having you back on the show.    Caeli Ridge  46:09   Thank you, Keith. I appreciate you.   Keith Weinhold  46:16   Oh yeah, a lot to learn from Chaley today. You've got mortgage rates three quarters to 1% lower than they were a year ago. At this time, in fact, last month, they ticked below 6% for the first time in years, and their lowest level in over three years. But when you introduce geopolitical uncertainty, well, that tends to make rates tick up again. Now, just what does happen when you have a lower overall rate trend like we have? Well, in this cycle, it's already spurred an increase in housing sales volume. It surged to 4.3 5 million in the latest reporting month, and that is the hottest annualized pace in nearly three years. Some of the same people who said, wait until rates fall, they're about to realize that prices didn't wait. Demand comes back fast. Inventory doesn't if mortgage rates take another leg lower, we could see quite a refinance wave in balanced markets or in supply constrained markets, bidding wars could follow. Now I've shared with you before that I totally do not predict interest rates. I don't know if anyone should. It is a great way to be fantastically wrong and supremely waste a lot of people's time. Instead, I think it's more efficacious for you to be able to interpret the signs that can trigger a further rate drop. Those signs are a weak jobs report that tends to bring lower rates because the labor market needs the help. So does softening wage growth, GDP below expectations, inflation continuing to cool, or a pickup in US Treasury demand. These are all signs that can lead to even lower rates. In fact, right now, with already lower rates and higher wages, real estate is more affordable than it's been in about three years, but overall, longer term, yeah, income properties still feel somewhat less affordable. It's less affordable than it was in pre pandemic times. That's for real for US investors, though, affordability is less about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting for you, that's why it still works for us as investors. Higher prices don't kill investors inaction during inflation does you're not so much buying a say, 350k property. You're controlling it with 70k while your tenant and inflation do the rest. We don't rely on hope or appreciation. We start with inflation, tax benefits and debt pay down, and then appreciation typically happens too. A lot of times, the question for us goes beyond whether or not a property is affordable. The question is whether owning an investment property is better than inflation compounding against us, which is an investor mindset for this era, Ridge landing gear. President Chaley Ridge is a regular guest here because the mortgage space is so dynamic and things change a lot. For that reason, we expect to have her with us every few months this year, I'll see you next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  50:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  50:30   The preceding program was brought to you by your home for wealth building, getricheducation.com   

Send us a message!Condo-hotels and resort-style properties sit in a tricky middle ground. They are not traditional hotels, but they are not quite vacation rentals either. Many still run on hotel tech stacks, charge hotel-style commissions, and operate with hotel-era assumptions.Meanwhile, guests are increasingly searching on vacation rental channels, homeowners are asking why they cannot find their units online, and off-site managers charging half the commission are pulling inventory away. In our February First-of-the-Month bonus episode, we sit down with Emmanuel Lavoie, CEO of Jetstream, to unpack why so many condo-hotels and resort operators still resist distribution on channels like Airbnb and Vrbo, what it really takes to service this category well, and how AI is starting to reshape channel management.Episode Chapters:01:17 - Leaving a 10-year engineering career for travel tech03:33 - How a Canadian OTA accidentally became a channel manager9:43 - Why resorts still hesitate to embrace Airbnb and Vrbo12:00 - What full-service channel management actually includes13:42 - Why a $10 billion company chose service over cheaper tech15:18 - Off-site managers are winning the homeowner battle16:56 - The challenge of selling non-unique inventory on Airbnb24:12 - Why one listing with 300 reviews beats 50 identical listings30:42 - Building an AI-powered guest communication system35:27 - Using AI for listing content creation at scale38:21 - Empowering frontline teams as AI champions42:09 - The human side of AI disruption44:02 - Where Jetstream is heading nextConnect with Emmanuel:LinkedIn: https://www.linkedin.com/in/emmanuel-lavoie-5b89b924/ Website: https://jetstreamtech.io/ ✨ Exclusive Offer to Alex & Annie Listeners:Streamline your short-term rental operations with Hostfully.Mention the Alex & Annie Podcast when you sign up and get free onboarding ($1000 value).

The only thing worse than getting to a proto-Vrbo and realizing you have no way to Netflix and chill is getting stuck in the yellow jacket tunnel at Payless Shoe Source with a bag full of rotting apples and the extra large condom you brought isn't big enough to catch them all #BarLife #AnkleMonitorLife   https://www.patreon.com/posts/149615999/

This week, we look at “Clapback Ads.”A clapback ad is a response or retaliation to another commercial.We'll talk about a Canadian province that took offence to a Vrbo ad.A youth orchestra who retaliated against a big car commercial.And a tech company CEO who got caught having an affair – which forced his company to respond - with humour.We know you want to listen to all the ads in this show. On the off-chance you don't, subscribe ad-free here. Hosted on Acast. See acast.com/privacy for more information.

Elatia Abate is an entrepreneur with a mission to revolutionize leadership to empower humanity in the Age of AI. Named a Forbes leading female futurist, she is a globally recognized expert on the futures of work and strategy and is a distinguished member of the American   Her Future-Led Leadership learning and development content has been utilized in organizations including Verizon, UniGroup RMI – Rocky Mountain Institute, Grupo Globo, CME Group, Arcus Power, GMAC (Graduate Management Admissions Council), and The College of William and Mary Raymond A. Mason School of Business. She previously served as Futurist in Residence for Paylocity.   Elatia is a sought-after keynote speaker on the topics of the future of work, leadership and resilience, sharing her message for audiences of tens and auditoriums of thousands for including, Citi, NY Life, VRBO, Deloitte, Honeywell, KPMG, and SHRM, among many others. She has a TEDx talk titled, "Pioneering the Future of Work."   Summary:   In this episode of The Heartbeat For Hire, we welcome back Elatia Abate, a Forbes-recognized futurist and expert on the future of work. As the conversation around Artificial Intelligence shifts from "possibility" to "pressure," leaders are often left feeling off-balance by the sheer velocity of change.   Elatia breaks down how we can move from fear to empowerment in the face of disruption. She introduces the concept of the "Stackable Factory" to explain the evolution of knowledge work and discusses the critical need for "Regenerative Resilience". From the emergence of new roles like "Vibe Coders" to the importance of embodied leadership, this episode is a guide to maintaining humanity and ethics in a rapidly accelerating digital world.   Key Takeaways:   - The "Stackable Factory" of Knowledge Work - Regenerative Resilience - Business Beyond the Brain - Slow Down to Lead   Episode Chapters:   00:00 – Intro: The shift from AI hype to AI pressure. 01:07 – Meet Elatia Abate: Futurist and Leadership Expert. 03:21 – The Leadership Room: What executives are really asking about AI. 06:52 – Operationalizing AI: Focusing on business challenges, not just tools. 08:08 – The "Stackable Factory": How AI changes knowledge work. 10:10 – Future Roles: From Prompt Engineers to Vibe Coders. 12:10 – The Ethics of AI: Safety, profit, and global responsibility. 15:37 – Regenerative Resilience: Thriving in chaos. 18:13 – Business Beyond the Brain: The Think, Do, Be framework. 23:37 – Looking Ahead: Impact and conscious leadership in 2026. 27:37 – Conclusion: Slowing down to speed up.

Expedia (EXPE) is up 61% in six months, with digital traffic up 13% year-over-year. Likefolio's Megan Brantley explains that this growth is driven by premium travel and a unified loyalty platform. Expedia's Hotels.com and Vrbo brands are outperforming Airbnb (ABNB) in consumer sentiment. While the high-end consumer is doing the heavy lifting, Megan remains cautious about the stock's valuation ahead of earnings.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

What if one of the biggest opportunities in rentals isn't short-term or long-term — but everything in between? In this episode of The STR Data Lab, Jamie Lane sits down with Jeff Hurst, CEO of Furnished Finder and former President of Vrbo, to unpack why midterm rentals have quietly become one of the fastest-growing segments in the housing market — and why so many investors still misunderstand them.Drawing on newly released AirDNA data and Furnished Finder's on-the-ground experience, the conversation explores how demand for 30+ day stays has more than doubled since 2019, fueled by relocating families, healthcare professionals, construction crews, academics, and a growing need for flexible living. Jeff explains why midterm rentals aren't just “discounted short-term stays,” but a fundamentally different asset class — with different pricing logic, tenant expectations, and operational realities.From regulation and affordability to investor accessibility and tech gaps, this episode reframes how STR hosts and property managers should think about midterm rentals — not as a fallback, but as a durable, scalable third pillar of the rental economy that's still early in its evolution.You don't want to miss this episode.Key Takeaways You Can Apply TodayMidterm demand is surging: AirDNA data shows stays of 28+ days are up 138% since 2019 — outpacing short-term rental growth by a wide margin.It's a different business model: Midterm rentals price closer to long-term housing, prioritize functionality over flash, and often book one stay at a time with frequent extensions.The strongest demand drivers are practical, not leisure: Think hospitals, universities, construction corridors, and suburban job centers — not vacation hotspots.Lower capital, lower friction investing: Midterm rentals often require less upfront furnishing, fewer turnovers, and significantly less day-to-day management.The category is still early: With limited tech infrastructure and minimal institutional saturation, midterm rentals today resemble short-term rentals circa 2008.Sign up for AirDNA for FREE

Raids replaced audits, and guns replaced spreadsheets. Blake and David connect the dots from Minnesota's sprawling public-assistance fraud to a decade of IRS budget cuts and ICE crackdowns. You'll learn why enforcement shifted from prevention to raids, what California's one-time billionaire tax really proposes, how new AICPA rules could hit PE-backed firms, and why a botched audit didn't cost PwC its client, plus one pro tip to level up your Excel game.SponsorsOnPay - http://accountingpodcast.promo/onpayTaxBandits - http://accountingpodcast.promo/taxbanditsUNC - http://accountingpodcast.promo/uncChapters(00:00) - TAP 470 (00:33) - Minnesota Fraud Scandal Overview (03:18) - Historical Context and IRS Budget Cuts (08:34) - IRS and ICE Collaboration Issues (10:39) - Impact of Budget Cuts on Fraud (20:56) - Current Events and Political Reactions (26:17) - California Billionaire Tax Act (27:58) - Billionaire Tax Proposal Discussion (29:01) - Challenges of Implementing Wealth Tax (29:58) - Practical Concerns and Comparisons (34:24) - VRBO's Legal Battle with Michigan (36:46) - Private Equity and CPA Firms (47:17) - UNC Master of Accounting Program (51:11) - Excel World Championships Insights (55:27) - Earmark App for CPE Credits  Show NotesJudge hits pause on IRS sharing taxpayer information with ICE https://www.nbcnews.com/politics/immigration/judge-issues-order-blocking-irs-sharing-taxpayer-information-ice-rcna245262Federal Agents Pepper Spray Protesters During Tucson Taco Giro Raid https://www.themarshallproject.org/2025/12/05/tucson-ice-raid-protests-taco-giroPoll: Nearly Half of Americans Think Their Financial Security Is Worsening https://www.cpapracticeadvisor.com/2025/12/29/poll-nearly-half-of-americans-think-their-financial-security-is-worsening/175587/California Billionaire Tax Act (2026 Billionaire Tax Act - PDF) https://oag.ca.gov/system/files/initiatives/pdfs/25-0024A1%20(Billionaire%20Tax%20).pdfVrbo Parent Company Sues Michigan Over $18.8 Million Tax Bill https://www.cpapracticeadvisor.com/2026/01/02/vrbo-parent-company-sues-michigan-over-18-8-million-tax-bill/175675/AICPA Seeks Comment on Ethics Rules Update for Alternative Practice Structures https://www.aicpa-cima.com/news/article/aicpa-seeks-comment-on-ethics-rules-update-for-alternative-practiceWH Smith asks shareholders to support PwC despite audit error https://www.internationalaccountingbulleteen.com/news/wh-smith-support-pwc-audit-error/I won the Microsoft Excel World Championship. Here's what every office worker should know about Excel. https://www.yahoo.com/lifestyle/articles/won-microsoft-excel-world-championship-093001306.htmlNeed CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastWant to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page

Join Seth Woolcock and Scott Bogman as they reveal their top picks and predictions for the Vrbo Fiesta Bowl between the Miami Hurricanes and the Ole Miss rebels Timestamps: (May be off due to ads) Intro - 0:00:00 Last Weeks Recap - 0:00:20 #10 Miami (FL) Hurricanes vs. #6 Ole Miss Rebels - 0:04:20 Best Picks - 0:06:00 BettingPros - 0:16:54 Prop Bets - 0:17:28 Same-Game Parlay & Score Predictions - 0:23:10 Helpful Links:Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, MI, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-833-PLAYWISE. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, MI, NJ, OH, TN, VA). ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Make winning bets with advice and picks from top sports betting experts. The BettingPros app puts consensus and expert-driven sports betting advice at your fingertips to help you pinpoint the best odds and make winning bets. Download it today on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠App Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Play⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Looking to up your game in sports betting? Join our exclusive sports betting Discord community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/chat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Not only can you connect with expert handicappers who provide free picks for NBA, NFL, MLB, NHL, player props, live betting, and more, but now you can also participate in our weekly community picks. Cast your vote, see how your picks stack up against the experts, and track your success! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Pick Tracker⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Want to track all of your wagers in one place? Check out the BettingPros Pick Tracker. It syncs up with your sportsbooks to tally which picks hit, and which miss AND gives you a live look at what the public is doing so you can use real-time tracking to determine which plays to make, and which to fade: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/pick-tracking⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠See omnystudio.com/listener for privacy information.

Kiera and Tiff are together on the pod to talk about their favorite team bonding activities that keep everyone feeling seen, heard, valued, and respected. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team listeners. This is Kiera and it is a special day. I have the one and only Spiffy Tiffy, TTKD on the pod. We normally don't get a podcast together and I feel Tiff, these used to happen a lot more. We like fix things and now we're gonna hang out a bit more. So welcome. I feel like it's such a treat when you and I get a podcast together. How are you today?   The Dental A Team (00:18) Thank you, I agree. We don't get enough time together and we are two ships in the night. So I'm good. I wanted to tell you though, ⁓ Spiffy Tiffy sparked this for me. Kiera, as everyone knows, is a fantastic gift giver. You really are, because you put so much thought into every gift that you give and it's sent with love. So I hope all of our clients who get gifts know that like that same spirit is sent in everything that you get. But my point of it is, years and years have gone by now.   The Dental A Team (00:28) Thank you.   Thank you.   The Dental A Team (00:45) that I get little Spiffy Tiffy gifts. So it either just says Spiffy Tiffy or it has my caricature who will make a comeback one day. But I used my, it's coming, I know, I know. I used my luggage, like my bag that you had given me. And I was just randomly just like walking along like I always do. This happens to me a lot, like Spiffy Tiffy. And I'm like, what? Like, who are you? Like, how do you know that? You listening to a podcast? That's weird.   The Dental A Team (00:50) One day, we're coming.   Mm-hmm.   Thank   you   The Dental A Team (01:12) And then I realized that I had   The Dental A Team (01:13) Weird.   The Dental A Team (01:13) my, they were like, what is that? What does that mean? And I was like, well, that's me, obviously. My caricature is on there. So anyways, it was just a funny story that I was just like, what? Like it always catches me off guard when somebody calls me Spiffy Tiffy, or when I get on a client call and somebody's like, ⁓ Spiffy Tiffy. And I'm like, this is so weird.   The Dental A Team (01:28) you   It is weird and so it makes me so happy that people like get into like who Tiff is the spiffy Tiffy like they're calling you they're like that's like a very very inner circle name and so for people in the airport to be like hey spiffy Tiffy.   The Dental A Team (01:38) They love it.   I know, literally, literally. And I had   a client the other day that was like texting me. ⁓ We text all the time, me and this client, he knows who he is and he listens to all of them and I know this because he was texting me and he's like, it's so weird. Well, he was voice texting in his Tessie, but he's like, this is so weird to be like listening to the podcast in my car, you're talking, but like I'm voice texting to you. So then Tessie is like saying it back. And I was like, wow, that is like an alternate universe.   The Dental A Team (01:55) Yeah.   you ⁓   you   That's a that's a full Spiffy Tiffy moment all the way around and I do love because Spiffy Tiffy actually came from the podcast So like we really want to throw this all the way back. I just I love a good a good nickname I love a good like and honestly tiff it's just stuck like it used to be like TT tiff tiff Spiffy Tiffy though I think is like the clutch like it is the best of the best so and I mean it's got to you We've been doing this for a long time together and that's I think why it's a special treat   The Dental A Team (02:19) Yeah.   I said it.   The Dental A Team (02:41) I don't know how you guys feel in your practices, but if you've got your core person that's been with you since the get-go, I think as the business evolves, you kind of lose that time together because you have to like, Tiff's over with consultant, she's podcasting, I'm running different pieces. We've got like our two different worlds, but I think like, I'm just gonna say a shout out to the founders and their like core person. Have fun time together. Like remember why you got into business together, which is why Tiff and I like enjoy a good podcast time. It's a good hangout. So on that note,   Tiff and I are gonna talk about one of our favorite things, team bonding. And this came up because Tiff has so many fun games that she does in offices when we go in and consult. And I just thought about like, offices don't think like we do. And I didn't realize this, Tiff and I used to think everybody, I mean, Tiff and I can be across a room, even today when we're coming onto the podcast, I'm going into Slack to message Tiff our link to podcasts, right as she's sending me a thing of do you want me to join? Like Tiff and I are, it is a weird.   I do feel like we were twins. Like, I think we just got separated by one year, but like we were meant to come into this world at the same time. It is a weird synergy that we have together. So sometimes we think that everybody thinks like us for better or for worse. And I was realizing that teams don't think about team bonding like you and I do Tiff. You are such a talented person at getting teams to engage, to have fun, to like get lightheartedness and then really dig into deep topics. And so that's where I thought, Hey, it's Kieran Tiff. Like, let's just do a throwback. Let's have a fun time today on the podcast and give our listeners.   Like, hey, here's some great ideas for team bonding that you can do that's fun, enjoyable, energetic, and honestly will bring a little curative magic to your practice. And if you hate doing this, a reason you should reach out to Dental A Team, because we love to do this. I feel like we're just going to put on a party when we're in an office and have a good time doing it. So Tiff, let's talk some of our favorite team bonding things that we do in offices.   The Dental A Team (04:26) Yeah, think number one, thank you, Kiera, for all of what you said. There's so much there to be thankful for and grateful for. So this journey has been incredible. And I'm just excited that we're still here together. It's been some moments, you know? I'm kidding, not kidding, but dirty laundry.   The Dental A Team (04:38) Me too. Yeah. I mean, I'm just going to slight tangent. was recording earlier and   I was talking about like 12 systems and I'm like, Oh my gosh, Tiff and I did a labor of love on the podcast. Do you remember that? We did all 12 systems and we talked about how like you and I have hard conversations together and some client texted you and they're like, how did you and Kiera get there? And you're like, Oh, if you see the conversations behind the scenes that we've had for the years. And I say like, man,   The Dental A Team (04:53) huh.   The Dental A Team (05:07) appreciation to you. This was not my forte until I met you and you have pulled it out of me, but I do agree. I think that will also tie into team bonding. it's not really a total side tangent. ⁓ I think having conversations and relationships, we were even talking about, we're coming together for a company ⁓ annual planning of leadership and we were debating like, we all stay in separate hotels or do we get a VRBO and we're all together? And Tiff, you said it so well this morning. You're like, it's like family.   The Dental A Team (05:17) So I was gonna say, yeah.   The Dental A Team (05:33) When you're in leadership, when you're in teams, you've got to learn to work through those problems and not just run to your room, slam the door and be siloed. But I think that that's what team building and bonding is supposed to be about. It's not just supposed to be the surface level. Like if you really want a team that can jive and energize and be solid, you've got to have these team building. And I think a lot of team buildings, the communication and tip, that's honestly something shout out to you and appreciation. Cause the woman I am today, you have had a huge influence on me being the communicator.   the hard conversations, the directness. You even tell me like, Kiera, just be freaking direct. Just tell me what you want. I'm like, okay, this is what I want. Like, thank you. That's great. Let's move on. And just the, which I appreciate. So I think like not planned. I think that that's a core route to the team bonding and the pieces is that's what you're ultimately trying to get to is that that connection, that confidence, that trust, that vulnerability that you can say what needs to be said. And the person on the other side is not just going to walk away.   The Dental A Team (06:07) Yeah, that's my efficiency.   The Dental A Team (06:28) even if it doesn't land right. There have been times you and I have had eyes with each other of like, so I'm going to say like what I think you were trying to say and you let me know if that's what you meant. Cause what I heard was definitely not that.   The Dental A Team (06:38) Yeah, yeah, thank you for that. I appreciate that. And I think that to my core, it's why, to my core, it's why waste time on stuff that doesn't, like why waste time, period. Just why waste time? Time is like so precious in all of our lives and we spend so much time trying to figure out what someone meant by something they said or what they're actually thinking or.   they said this, like actually they I know that they meant this. I'm like, well, you don't because that's not what they said. So like you can ask them or we can sit here and like keep talking about it. My friends probably love and hate that about me and Kiera, you probably do too, because sometimes I'm just like, how many times are we going to talk about this like boy, right? Like, like I can't talk about this boy anymore because you it's either yes or no. like, so we move on, right. So time and I do think like   The Dental A Team (07:13) love.   The Dental A Team (07:24) I appreciate that, Kiera. Everything you said, again, thank you. And I agree, like we've come so far and with team bonding and even just like having fun team meetings, the key is that everyone in life just wants to enjoy what we're doing. We just want to enjoy every day. We just want to enjoy the life that we're living. So coming in and having a stuffy meeting or having a like forced to bond with people situation, like sometimes I don't want to bond with that person and that's okay too. We can still be on a team together and work.   really freaking well. So don't force people to bond together and don't force things that just just don't force things you guys it should be a very natural situation but the point of all of that is my core is efficiency so like don't waste time just what can we do to like just and and I'm not saying don't work through things I'm saying tell me what needs to be said so that we can work through it because I will spend as much time as possible.   as needed, as necessary to work through something. But I don't like the like him and ha back and forth because it makes me uncomfortable because I can't figure out what to do. And so it's a space of just like, as long as it's clear, I can work through anything with anyone. I can be anyone's friend for the rest of our eternity because I can work through anything as long as on the other side it's reciprocated. And for team bonding, and I think   me working with teams, I think that's something that I carry and that I bring to make it fun. It's like, cool, we're gonna have fun. And who I am as I show up today is who I am as I show up in offices too. And so I think it breaks down a lot of barriers. So when you come in and you're like, I am the leader and I am the boss and we're gonna do these things, it's like, no, just be with them. So we can just be with each other and be together. like Kiera.   Kiera not staying, she doesn't have to stay at the VRBO while we go do our leadership retreat, right? Like we could have put the rest of us together because we're not the owner of the company and maybe she needs a breather, maybe she needs, like she could have done that, but it would have broken that bond between Kiera and the rest of the team. So her being like on the same level as us does not mean that we don't respect her as the owner of the company and as the lead to us that she is.   it means that we feel seen, heard, valued, and respected ourselves. So that team bonding really becomes about the team and not just the rest of the team. Kiera's a part of that team. ⁓ But I think, Kiera, I think that was massive information and it was a good spin on it. But I think the fun piece that we bring, think we should, we talk about that. And a lot of that comes from Kiera, you,   The Dental A Team (09:58) Mm-hmm.   The Dental A Team (10:12) giving the permission to be that way. When we first started, I think anyone who's like, there's a lot there, but I think anyone who's like, I'm going to be a consultant, right? It's like, I'm going to wear the heels and I'm going to wear the pencil skirt. I was listening to a podcast yesterday, it was like that CEO mindset. And it's like every little girl is taught like you're going to be a mom and a CEO. And we all have that mindset. And that CEO is like, stern. She's like, Yep, GSD.   The Dental A Team (10:17) you   The Dental A Team (10:41) We don't laugh, don't talk, we get stuff done and I go home to my kids. And it's just like this like stern, stuffy human. And coming into consulting, it feels like that's how I'm supposed to be. And I know a lot of companies are that way and that's totally fine. And I know it works for people, works for people. What we came into was know we're here to have fun and we're gonna bring out the child-like enthusiasm.   Because it helps get things done and people can love their jobs like I don't want to come in and be like man I do this Stern Stern I want to come in and be like let's play games like let's rally let's shake things up let's make this fun again and watch what you can do to your profitability just by Living a fun life and care I think that's a piece that people miss when we when we decide we're adults now, so we decide we're adults and we're like   The Dental A Team (11:15) Mm-hmm.   The Dental A Team (11:36) not supposed to have fun anymore. We're not supposed to laugh at work. We're supposed to be serious. And that was just the movies we watched, right? That was the Devil Wears Prada. Nobody's actually running around like the Devil Wears Prada and loving their life. Like, no, we're here to have fun. And Kiera, think that's something that you give all of us permission to do, because I think that's the spirit that you carry in life. I think it's like a balance for you, and you're constantly on the teeter totter of that. But I, as just   The Dental A Team (11:46) Right. ⁓   The Dental A Team (12:05) lead consultant in the company, not owners, CEO, whatever titles you carry, I get to live that up constantly and not have that teeter quite as much. So I think when it comes to team bonding and you asking me that it's because I do have that permission to like shake things up and just be fun and have fun. And if I'm, I tell my, every practice I walk into, every team meeting that we do, I tell them if we're not having fun here.   The Dental A Team (12:06) you   The Dental A Team (12:32) I am peace and out. I do not want to live a life that's not fun. So this meeting is like, yeah, exactly. And I tell them that I'm efficient, I'm not wasting my time, I'm not wasting your time. Promise you, I will never waste your time. So if we're not having fun in this meeting, we are not enjoying the heck out of our lives and getting actionable, clear, pushing forward pieces that we can implement right away, why did we even come here today?   The Dental A Team (12:35) There's your efficiency.   I love it. And thank you for the things you said and the agreed fun I think is such a key element in the spirit of fun. I was thinking about it. It's not quite my best alliteration for you, but I think it's going to be just an added on for you that you're going to appreciate. I was thinking, okay, TIFFs efficiency. We've got Spiffy Tiffy. So it's not perfect because I think it can be taken a smidgey wrong, but I think it's freaking funny. I think we call you iffy Spiffy Tiffy because I can't quite get efficiency, but the iffy kind of just edges for you.   The Dental A Team (13:26) So it's like, yeah,   yeah, yeah, I like it, I like it.   The Dental A Team (13:27) We got the iffy   Spiffy Tiffy over there. I'll work on it a little bit more. But to that point, the efficiency, the fun, the team bonding and agreed for me, I don't want to be in a company and this is your space. This is what you do for us on Dental A Team. Fun is one of our core values. It's who I am at my core. ⁓ like yesterday I walked into a meeting, ⁓ and walked in virtually and Eve, our marketer, I she doesn't get embarrassed by this. Like it was freaking funny. I laughed so hard. We were like changing our names. were giving me a hard time because my name came in as the wrong name.   And she was like, Kiera, no, you can just change your name like this. So she put in big boss in all caps and we're on this marketing meeting and I freaking laughed. I thought it was hilarious. The fact that she could say that in front of her boss to me. Well, I also know that Eve has the utmost respect for me of what we would do and would never in her wild streams ever disrespect me. So then of course I pop onto the me. I had to like switch and join in a different way. So I throw in bigger boss with a smiley face.   and Eve like dies laughing on it. And then our marketing consultant was like, and the ultimate boss. But I think in those realms, being human as the CEO and as the boss of it is more fun. And Tiff, to your point about team meetings and team bonding, I think living life on purpose and having fun in what you're doing is the key to getting success of your team. We can talk and we can give you all the tactics. Like Tiff and I do balloon towers and we help you with that. We do a lemonade stand. That's a ton of fun. We do.   Two truths and a lie. do, ⁓ gosh, there's like riddles that we do. There's so many different things that we do that we can tell you that we can spin. We do paper airplanes, we do peanut butter and jelly. Like we can give you the tactical, but Tiff, think it was unintentionally perfect today that the core of how you get team bonding to really resonate is one, be who you are and be true to who you are. I did not want a stuffy consulting company. That was not what I was here for. I did not want the pencil skirts. I want us to deliver the pencil skirt standard while being an approachable human for you.   And that to us is our core. That's who we bring in for consultants. If you are too stuffy, if you can't have fun, if you can't laugh at yourself, probably not the place to be because we want clients to be able to do that. So one, be true to who you are. Two, have fun and make sure that your team and your like you're experiencing this and then do bonding on purpose. Like you said, Tiff, I think it's like, what's the purpose when we do all those games, there is a purpose that we tie to it of helping people like peanut butter and jelly is communication of handoffs.   Like you tell me to put peanut butter on, I'm gonna wipe it all the way up my arm. We had a whole commercial for this, like let's do some real big throwbacks. It was one of the funniest things we ever did because like that was real and that's real life for handoffs. But when you do team bonding, make sure it's intentional, make sure you're human, make sure you're real and make sure you're having fun. I think would kind of be the pretty bow to put on this team bonding. Tiff, any last bows you wanna add to our team bonding funds? Iffy, smiffy, tiffy over there.   The Dental A Team (15:46) So great.   Yeah. I... Whatever it is. Come on, guys.   You guys can help with this. Everyone knows me now. ⁓ No, I think...   The Dental A Team (16:10) I'm gonna get you a bag.   They're gonna really like iffy Spiffy Tiffy. I just love okay I'll work on it   The Dental A Team (16:15) Are you or aren't you? Which one is it? I   think a pretty bow. I think you hit so many pieces on the head. I think one of the pieces you said was, yes, make sure that the games are intentional. Whatever it is that it's tying back to something. So something I think we do really well is tie back to the thing that we want. train teams to do this all the time. It's like treatment planning. I want you to schedule. So it's like, no, I don't have that. But what I can do is put you here. I'm tying it back always to what I want.   So whatever game it is, whatever bonding experience it is, like how can we relate this to what we're doing? Kiera took us all, and this is not to tell you what to do with your bonding. Kiera took us all one year to Disney. And we were like, fantastic. But then right before Disney, she's like, and our goal is to figure out how Disney does what they do, right? And I was like, for the love, we can't just have a day, you know? But then it was like, immediately I was like, gosh, give it up, woman, right?   The Dental A Team (16:53) Thank   The Dental A Team (17:14) But then I was like, actually, that's really brilliant because how does Disney do what they do? Like, how do they clean up the trash without anybody knowing? Like, how do we go above and beyond for our clients in a way that mimics how Disney goes above and beyond? And so it actually turned into like this really great thing, right? But anyways, be intentional, be true to yourself, be yourself, and let people see you.   The Dental A Team (17:38) Tiff, yes, I have softened up a little bit. We don't always have as many meetings or as many photo shoots, but I appreciate that you said that because I also do believe as a CEO, I want people to bond and to be together and to, but again, it's an intentional bonding. And when we did go to Disney and it was a ton of fun, like we had a blast. think our second round, you and I looked at each other, because sometimes Tiff and I, we have a good, good friendship, you guys. We've been like dear friends, like.   The Dental A Team (17:42) ⁓   Thank you.   The Dental A Team (18:04) I'd put it in like BFF. Like I think if we were in elementary school, we'd have those separate heart brace like necklaces. ⁓ Tiff and I are truly like dear friends in and outside of work. And I sometimes make Tiff not be my friend in public settings because I'm like, no, I'm here as a boss. And the last time we loosened up a lot and I'm like, everybody should know that Spiffy, Tiffy and Katie go way far back in the, like you should be grateful that Tiff and I are as close as we are for the things we've gone through. But to that point when we did Disney,   The Dental A Team (18:30) Mm-hmm. Mm-hmm.   The Dental A Team (18:33) I think that there's always, ⁓ as leaders, your job is to make sure teams can tie back to that because you might help them highlight and see, Tiff now thinks about Disney very differently, then it's fun, but how can we now make our company this way? And to develop and develop leaders, I think is one of the paramount pieces of team development. So I know Tiff and I were a little like spirally, we had a good time. guys, Tiff and I don't get to chat all the time, so I hope you enjoyed a little chit chat personal on this, also a lot of fun, but I hope if nothing else, you take the core of exactly what Tiff said.   Be intentional, be true to yourself, bond for the sake of bonding, not forced bonding, and really truly have a lot of fun. Teams will resonate so much faster in that childhood fun. How do we as consultants flip the results we do? It's by getting you to basic ease, fun core that helps them see the purpose, the why behind it, but did it in such a playful, fun way. So if you need more tips or you want help with that, be sure to reach out. Tiff and I have a bajillion ideas. I feel like we're like Mary Poppins with our bag full of tricks, but it's truly with intentional purpose.   to help your teams just rise to the level that they want to go, not necessarily where the CEO wants them to go. It's conjoined, it's conjunct, like they really do come together. So enjoy that. Tiff, thanks for being on the podcast. I know we've got to both run to our next meetings, but thank you. Swiftie Tiffy, thanks for being in my life. Thanks for being on the podcast. Thanks for giving all this goodness to everybody. And truly you just change teams lives when you go in there. So I think any practice who gets to work with you or our team that you train truly is super blessed to have that. So thank you. Yeah.   The Dental A Team (19:44) Thank you.   Thank you. Thank you.   The Dental A Team (20:02) And for all of you listening, reach out, go to the website, click on, book a call. Hello@TheDentalATeam.com is our email reach out. We're here to help you and your team have more fun. Enjoy. And as always, thanks for listening. We'll catch you next time on the Dental A Team podcast.  

Savvy CEO Eric Goldreyer breaks down his remarkable track record (including 8- and 9-figure exits)... how Savvy's brilliant model is disrupting the vacation rental market… the company's explosive early growth… and his 3–5-year vision. In this episode: One-on-one with hospitality pioneer, Savvy CEO Eric Goldreyer [00:15] Eric's remarkable track record (including 8- and 9-figure exits) [04:15] A brilliant model disrupting Airbnb and Vrbo [12:10] How Savvy plans to make money without charging traveler fees [19:45] Eric's 3–5-year vision: 1 million listings and beyond [25:40] Curzio One members have the rare chance to invest…[30:00] Did you like this episode? Get more Wall Street Unplugged FREE each week in your inbox. Sign up here: https://curzio.me/syn_wsu Find Wall Street Unplugged podcast… --Curzio Research App: https://curzio.me/syn_app --iTunes: https://curzio.me/syn_wsu_i --Stitcher: https://curzio.me/syn_wsu_s --Website: https://curzio.me/syn_wsu_cat Follow Frank… X: https://curzio.me/syn_twt Facebook: https://curzio.me/syn_fb LinkedIn: https://curzio.me/syn_li

Nikki Bella joined Bruce & Gaydos to talk about her WWE career and what it was like to be selected as the grand marshal for the 2026 Fiesta Bowl parade.

Fran Maier, the Founder & CEO of BabyQuip and Co-Founder of Match.com, joins the show to share her journey from starting the 1st online dating site to creating the #1 baby gear rental service for traveling families. Hear how to keep your business simple, how to build a business powered by moms, how BabyQuip started partnering with Vrbo, how to define your ideal customer avatar, and the best things to do in Santa Fe. Connect with Fran at BabyQuip.com and on LinkedIn

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Fran: I've been the one who came in and looked at [ideas] and said, ‘Oh, I can do something with this.Traveling with babies can be a daunting task. From packing bulky gear to ensuring cleanliness and safety, parents often find themselves overwhelmed. BabyQuip, led by CEO and founder Fran Maier, provides a simple, effective solution. BabyQuip connects traveling families with local providers of baby gear, offering a trusted marketplace for renting everything from cribs to strollers.Fran shared how her experience as a mother and Airbnb host inspired BabyQuip. “I did not want to buy, store, clean, take care of baby gear for guests,” she explained. Her entrepreneurial instincts led her to harness the gig economy, creating opportunities for over 3,000 providers—mostly moms—who deliver, set up, and clean the rented gear. “We're a marketplace, like Turo or Airbnb. We really harness the energy and dedication of our providers,” she added.This innovative model addresses a significant need in the $3 trillion U.S. travel industry. Parents flying with children no longer need to lug heavy gear or worry about availability at their destination. Fran noted, “It's an acute need, because it's something you need at a specific time in a specific place.”The company's success is evident. BabyQuip now operates in 28 countries, recently partnered with Vrbo, and has earned a Good Housekeeping award for innovative travel solutions. This year, the company expects to fulfill over 120,000 orders and even achieved profitability in Q3.BabyQuip is poised for further growth, with plans to expand into mobility equipment and international markets. To fuel this expansion, Fran is raising capital on StartEngine via a regulated crowdfunding campaign. “I have a brand that customers love. Crowdfunding lets me invite them to be part of the journey,” she explained.By addressing a real pain point for families and leveraging the gig economy, BabyQuip is redefining the travel experience for parents everywhere.tl;dr:BabyQuip solves the hassle of traveling with baby gear by connecting families to local providers.The company operates in 28 countries and has fulfilled over 120,000 orders this year alone.BabyQuip recently partnered with Vrbo and won a Good Housekeeping award for travel innovation.Fran Maier is raising capital on StartEngine to fund expansion into mobility and international markets.Fran's superpower is her visionary instinct for building trusted brands that solve real problems.How to Develop Visionary Instinct As a SuperpowerFran's superpower is her ability to “see things and get it” instinctively. She described how her entrepreneurial journey has been shaped by her knack for identifying potential in ideas and turning them into trusted brands. As Fran explained, “I've been the one who came in and looked at [ideas] and said, ‘Oh, I can do something with this.'” Her marketing background and experience enable her to see how businesses can grow, make an impact, and solve real problems for people.Fran's visionary instinct was on full display when she co-founded Match.com in the mid-1990s. At the time, the internet was in its infancy, and many doubted its potential. Fran, however, immediately recognized its transformative possibilities. “When I first saw the internet, I was like, ‘Oh my God, this is going to change everything,'” she recalled. She joined Match to build a trusted brand, foreseeing the massive societal shift toward online dating that would follow.Tips for Developing Visionary Instinct:Trust Your Gut: Pay attention to your instincts when evaluating new ideas or opportunities.Immerse Yourself in Trends: Stay informed about industry shifts and emerging technologies to spot opportunities early.Practice Pattern Recognition: Look for recurring themes or challenges in your field that you can address.Build on Experience: Leverage knowledge from past successes and failures to inform your decisions.Think Big: Envision not just the product but the larger impact and scale it can achieve.By following Fran's example and advice, you can make visionary instinct a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileFran Maier (she/her):CEO and Co-Founder, BabyQuipAbout BabyQuip: BabyQuip is the leading global marketplace for renting baby gear, beach gear, pet gear, and mobility equipment—helping travelers avoid the hassle of hauling bulky items and enabling more families to travel with ease. With 3,000+ vetted Quality Providers across more than 2,000 locations and 22,000 zip codes, BabyQuip is the only scaled, trusted brand in this category.We have now fulfilled 300,000+ reservations, maintain a world-class 94 NPS, and achieved Summer 2025 profitability in our core U.S. rentals business. Our marketplace take rate is 31%, among the highest in consumer marketplaces.Website: babyquip.comLinkedIn Profile: linkedin.com/company/babyquipCompany Facebook Page: facebook.com/BabyQuipTwitter Handle: @ProjectDrawdown Instagram Handle: @babyquip Other URL: startengine.com/offering/babyquipBiographical Information: BabyQuip is led by Fran Maier, an award-winning serial entrepreneur and category creator. Fran co-founded Match.com—helping define online dating—and later served as the long-time CEO of TRUSTe (now TrustArc) privacy technology provider, where she led its nonprofit-to-for-profit transformation and raised significant venture funding. Fran has been widely recognized for her leadership, including being named to Forbes 50 Over 50. Her expertise in building trusted consumer platforms and scaling marketplaces is central to BabyQuip's success and defensible position.LinkedIn Profile: linkedin.com/in/franmaierPersonal Facebook Profile: facebook.com/fran.maierSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, and SuperGreen Live. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Mike Green, Envirosult | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Superpowers for Good Live Pitch, December 11, 2025, at 8:00 PM Eastern / 5:00 PM Pacific, will bring together four mission-driven founders—Fran Maier (BabyQuip), Farooq Zama (CureValue), Andrei Evulet (Jetoptera), and Erin Martin (Pump For Joy)—as they present their companies live to a national audience on e360tv, YouTube, and LinkedIn. Hosted by Devin Thorpe, CEO and Founder of The Super Crowd, Inc., this special broadcast showcases entrepreneurs raising capital to solve real-world problems across family travel, healthcare access, disaster response aviation, and maternal health. Viewers are encouraged to watch the live pitches and then continue the experience by joining the Private Investor Session immediately following the broadcast, where attendees can engage directly with founders, ask deeper questions, and explore their active investment offerings in a focused, off-air environment. Whether you are an active investor or simply interested in the future of mission-driven innovation, this event offers a rare opportunity to witness purpose-driven companies in action and connect with them directly after the show.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on December 16, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, December 17, 2025, at 12:00 PM Eastern, will feature Devin Thorpe, CEO and Founder of The Super Crowd, Inc., leading a session on “Designing a Winning Marketing Strategy for Your Investment Offering.” Drawing on his deep experience in impact crowdfunding and investment storytelling, Devin will break down the essential elements of building a marketing strategy that attracts, engages, and converts potential investors. Participants will learn how to identify and reach the right audience, craft messages that build trust, and develop a promotional plan that supports sustained momentum throughout a raise. Whether you're preparing for your first regulated investment crowdfunding campaign or looking to strengthen an ongoing one, this SuperCrowdHour will provide the insights and practical frameworks you need to elevate your offering and boost investor participation.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Tired of paying high OTA commissions? This week, we're diving deep into the power of direct bookings for your short-term rentals and boutique hotels. Learn how to increase profits, build guest loyalty, and protect your listings—all without getting kicked off Airbnb or VRBO. Discover strategies that top hosts use to win repeat guests and take control of their business. Discover how to set up your direct booking site in under 10 minutes Learn which types of properties benefit the most from direct bookings Tips to safely promote your site without OTA penalties Tools & tricks to capture guest emails for repeat bookings Real talk on what actually works (and doesn't) with social media marketing Direct bookings are more than a trend—they're your path to long-term success and sustainability. Start small, stay consistent, and take back control of your rental income. If this episode helped you, subscribe, leave a review, or share it with a fellow host! Check out our videos on YouTube: https://www.youtube.com/@ShortTermRentalRiches Grab your free management eBook: https://strriches.com/#tools-resources Looking to earn more with your property (without the headaches)? Chat with our expert management team: https://strriches.com/management-services/

Mastering Short-Term Rental Investments: Insider Tips with Kenny Bedwell | REIGN Podcast   Welcome back to the Real Estate Investor Growth Network (REIGN) Podcast, hosted by Jen Josey! In this episode, we welcome short-term rental expert and data-driven investor Kenny Bedwell. Kenny reveals how he transitioned from a corporate career at Citibank to building a thriving real estate portfolio focused on short-term rentals and vacation properties.   Discover proven strategies for finding off-market deals, identifying the most profitable short-term rental markets, and maximizing your rental income. Kenny discusses the importance of niche investing, selecting the right amenities for Airbnb and VRBO properties, and using data analytics to boost your returns. You'll also learn how to avoid the most common mistakes made by new short-term rental investors, the difference between forced appreciation and cash flow, and why reviews are critical for STR success.   Whether you're a new real estate investor or looking to scale your short-term rental business, this episode is packed with actionable tips on property management, market research, and leveraging consulting resources like STR Insights. Don't miss Kenny's personal advice for achieving your real estate goals! 00:00 – Real Estate Investor Growth Network (REIGN) Podcast introduction, short-term rental investing overview 01:02 – How to find off-market real estate deals, lead generation strategies 03:15 – Guest intro: Kenny Bedwell, short-term rental specialist, Airbnb investing 04:38 – Kenny's real estate investing journey, transitioning from corporate to entrepreneurship 08:01 – Maximizing short-term rental income, property performance optimization 09:50 – How to identify profitable short-term rental markets, market research tips 26:52 – Essential amenities for Airbnb, VRBO, and vacation rental properties 31:20 – Pros and cons of boutique hotels vs. short-term rentals 34:53 – Forced appreciation strategies vs. short-term rental cash flow 35:56 – Common rookie mistakes in short-term rental investing, risk management 41:43 – The importance of guest reviews and reputation management in STRs 48:56 – STR Insights, consulting services for short-term rental investors 54:56 – Kenny's personal goals, success advice for real estate entrepreneurs   KENNY BEDWELL is a seasoned real estate investor and entrepreneur known for helping high-income professionals identify and acquire short-term rental properties that generate strong cash flow. With over eight years of experience in market analysis and deal structuring, he has guided more than 300 clients toward investments that consistently deliver impressive returns. Kenny's heavy data-driven experience and knowledge stem from his time at CitiBank, where he worked for several years as a data analyst in the Equities Market. This foundation has shaped his analytical approach to real estate, enabling him to uncover high-performing opportunities others often miss. Beyond investing, Kenny is the host of Cash Flow Positive, a top-ranked podcast that reached #30 in iTunes' Entrepreneur category and #85 among all U.S. business podcasts. Through his podcast, coaching, and speaking engagements, he shares proven strategies for spotting opportunities, leveraging data, and optimizing property performance. Kenny's straightforward, results-driven approach empowers investors to act with confidence—whether closing their first deal or scaling a portfolio. His mission is clear: to help others achieve financial freedom through real estate while avoiding the costly mistakes he's seen many investors make.   To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby Interested in growing your rental portfolio with Jen as your coach? Check out Rental Property Pro: https://rentalproppro.com/booking?am_id=reign

In this week's episode of Kankakee Podcast News, Drew Raisor delivers the top headlines from around the county. Kankakee officials announced stricter enforcement of snow-route parking regulations this winter, emphasizing towing for vehicles blocking priority streets once snowfall reaches two inches. Illinois residents will see lower Thanksgiving costs this year as turkey prices fall more than 16 percent, bringing the average cost of a classic dinner for 10 down to $49.20 statewide. Manteno approved a new short-term rental ordinance for Airbnb and VRBO hosts, removing several proposed requirements and omitting a 5% hotel tax while strengthening tools to address problem properties. The Relay for Life of Kankakee County fundraiser exceeded expectations, raising more than $255,000 for cancer research and patient support programs. Finally, the Illinois Commerce Commission reduced Nicor Gas's proposed rate hike by nearly half, lowering its profit rate and expanding protections for low-income customers.Send us a textSupport the show

Send us a message!VRMA International 2025 is in the books and if you were there, you probably felt it too: this year hit differently.More people, deeper conversations, and a sense that the vacation rental industry is entering a new chapter. But what actually stuck after the applause faded?In this episode, Alex & Annie sit down with Tim Rosolio, Ela Mezhiborsky, and Jessica Gillingham to reflect on what stood out most, not just from the sessions, but from the conversations around the show. From global distribution shifts and OTA quality standards to how AI is reshaping operations, trust, and discoverability, this is a candid look at what's changing and what it means for property managers on the ground.We discuss:1️⃣ The state of global distribution with Tim Rosolio2️⃣ Trust, verification, and real-world AI risks with Ela Mezhiborsky3️⃣ Marketing visibility and the future of discoverability with Jessica GillinghamWhether you joined the crowd in Vegas or followed along from afar, this conversation will catch you up on the bigger picture.Connect with Tim:LinkedIn: https://www.linkedin.com/in/tim-rosolio-434b2a98/ Connect with Ela:LinkedIn: https://www.linkedin.com/in/elamezhiborsky/ Connect with Jessica:LinkedIn: https://www.linkedin.com/in/jessicagillingham/ Get 20% off any yearly or bi-yearly Lodgify plan, plus free personalized onboarding (a $3,000 value).

For the final episode in this special Future of Travel series, I sat down with someone who has quietly shaped more of the vacation rental industry than almost anyone working in it today: Tim Rosolio, VP of Vacation Rental Partner Success at Expedia Group. If you've ever wondered how VRBO evolved from a subscription classifieds site to a global e-commerce engine—or what the next decade of supply, demand, and distribution will actually look like—this is the conversation insiders will be talking about. Tim has spent the better part of a decade helping lead VRBO through some of the most dramatic shifts the category has ever seen: the end of inquiry-based booking, the rise of instant book, the professionalization of hosts, the explosion of supply post-2020, and now, the dawn of a new era where quality, trust, and distribution matter more than raw inventory. In this conversation, we get into: When vacation rentals truly went mainstream Why Vrbo is prioritizing quality over raw supply The rise of branded portfolios and social-led demand Expedia Group's distribution advantage How One Key changes the funnel The real take on OTAs vs. direct Connect with Tim: https://www.linkedin.com/in/tim-rosolio-434b2a98/ Connect with Zach: https://www.linkedin.com/in/zacharybusekrus/ Apply to join the Journey Alliance: http://journey.com/alliance/   Behind the Stays is brought to you by Journey — a first-of-its-kind loyalty program that brings together an alliance of the world's top independently owned and operated stays and allows travelers to earn points and perks on boutique hotels, vacation rentals, treehouses, ski chalets, glamping experiences and so much more. Your host is Zach Busekrus, Head of the Journey Alliance. If you are a hospitality entrepreneur who has a stay, or a collection of stays with soul, we'd love for you to apply to join our Alliance at journey.com/alliance.

Ever wonder how Airbnb, Vrbo, and dynamic pricing tools actually decide what your nightly rate should be? In this episode, we break down the real data sources behind those pricing recommendations — from market demand signals and booking windows to competitor performance, seasonality, and algorithmic trends. When you understand how platforms think, you can finally stop guessing and start pricing with confidence.Whether you're self-managing or scaling, getting your pricing right is one of the fastest ways to boost your revenue without adding extra work. If you'd like help with your pricing strategy or you're looking for a reliable co-host who treats your property like a business, I'd love to work with you.

WWP NIGHT w/ the DETROIT RED WINGS (Nov. 15th vs. BUF) TICKETS:  https://www.gofevo.com/event/WingedWheelPodcast11-15 WWP NIGHT w/ the GRAND RAPIDS GRIFFINS TICKETS ON SALE NOW: https://griffinshockey.com/wwp Is it decision time for Todd McLellan and Steve Yzerman in Hockeytown? Tune in as we start by discussing Todd McLellan's comments about how Nate Danielson's arrival could help the Detroit Red Wings make some decisions on some players: who those players could be, what this means for the likes of Rasmussen, Berggren, Soderblom, Compher, & others, and what kind of moves could follow. Also, a further dive into what has changed in the Detroit Red Wings game plan that has not only the bottom 6, but also the likes of Dylan Larkin, Lucas Raymond, Alex DeBrincat, & other key players not scoring (5:40). Next, a look at the jumbled lines as Emmitt Finnie moves down with Patrick Kane, and Marco Kasper joins Nate Danielson, and the Seider - Edvinsson pair stays together as Chiarot stays with Sandin-Pellikka (25:20). After that, we discuss Marco Kasper's "sophomore slump" and what has changed in his game (36:15) before jumping into NHL news: Slovakian Olympic jerseys & Italian facilities concerns, Celebrini, Bedard, & Caufield on the outs for Team Canada and USA, & lots more (46:50) before we take your questions and comments in our Overtime segment (1:00:00) - enjoy! Head over to wingedwheelpodcast.com to find all the ways to listen, how to support the show, and so much more! This episode is brought to you by Green Light Lending: gogreenlightlending.com #ad Banff Vacation Rental - AirBnB: https://www.airbnb.ca/rooms/1452965978844590141 VRBO: https://www.vrbo.com/en-ca/cottage-rental/p20166303 Support the Jamie Daniels Foundation through Wings Money on the Board: https://www.wingedwheelpodcast.com/wingsmotb

One decision you may be working on right now is where to stay during holiday or spring travel. Clark has some key advice if you're considering AirBnB or VRBO.   And - tomorrow is Veteran's Day. Clark shares advice and special warnings for those who have served our country. Airbnb & VRBO - New Rules: Segment 1 Ask Clark: Segment 2 Veterans Day: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Oops, You Broke Something at an Airbnb. What Now? Clark Howard's New Airbnb Rule to You Need To Follow 3 Reasons You Should Never Book a Nonrefundable Hotel Room How To Find Cheap Flights in 3 Easy Steps Google Flights Launches New Tool for Finding Cheap Airfare Military and Veterans Guide: Free Resources for Your Finances-Clark.com Job-seeking servicemembers: Avoid scams while you search Want to support veterans? 4 tips for finding good charities Veterans and caregivers: Recognize VA benefits overpayment scams How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Best Cash Back Credit Cards With No Annual Fee in 2025 Cash Back Credit Card Calculator - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

WWP NIGHT w/ the DETROIT RED WINGS (Nov. 15th vs. BUF) TICKETS:  https://www.gofevo.com/event/WingedWheelPodcast11-15 WWP NIGHT w/ the GRAND RAPIDS GRIFFINS TICKETS ON SALE NOW: https://griffinshockey.com/wwp Nate Danielson has made his NHL debut, but unfortunately the Detroit Red Wings are also going through a big scoring drought... Tune in as we open by discussing the Red Wings' 4-1 loss to Panarin and the New York Rangers, including Patrick Kane's return, Jonathan Quick outplaying Cam Talbot, no offense from Dylan Larkin, Lucas Raymond, Alex DeBrincat, Marco Kasper, or the rest of Detroit's top players, and more as McLellan's squad had a disappointing return to Hockeytown (3:55). Next, Nate Danielson being called up & how Todd McLellan & Steve Yzerman are sending a message to the likes of Michael Rasmussen and other bottom 6 players (11:55), before a breakdown of the loss to Connor Bedard & the Chicago Blackhawks: Larkin, Raymond, & Simon Edvinsson connecting for the only goal, terrible penalty kill and power play, & an overall lack of scoring (14:15). We then discuss the scoring drought overall and why the defense behind Seider & Edvinsson is good but the offense is struggling, and how the bottom 6 offer no support when the rest of the team goes cold (23:25). After that, a look at what may be causing the special teams to struggle, and John Gibson's tough start to his Detroit Red Wings career (44:40), before jumping into a look at what Nate Danielson being called up means for his career, what's next, how he compares to Marco Kasper, and what this means for Yzerman's roster choices (52:25). Finally, positive Hockeytown news as Max Plante and Trey Augustine are dominating the NCAA (1:00:15), & NHL news including Binnington, Jordan Kyrou trade thoughts, & NHL pipeline changes (1:02:25) before we take your questions and comments in our Overtime segment (1:13:30) - enjoy! Head over to wingedwheelpodcast.com to find all the ways to listen, how to support the show, and so much more! Go to KoffeeKult.com and use code WWP for 15% off your order! #ad This episode is brought to you by Green Light Lending: gogreenlightlending.com #ad Banff Vacation Rental - AirBnB: https://www.airbnb.ca/rooms/1452965978844590141 VRBO: https://www.vrbo.com/en-ca/cottage-rental/p20166303 Support the Jamie Daniels Foundation through Wings Money on the Board: https://www.wingedwheelpodcast.com/wingsmotb

Greg Schulze has spent more than two decades helping build one of the most influential companies in modern travel — Expedia Group. But here's the thing about Greg — he doesn't talk like a corporate executive. He talks like a traveler. He's lived and worked all over the world. He named his dog Kaya after a coconut jam he discovered while living in Southeast Asia. And he still lights up when describing what it feels like to walk through an airport on the cusp of somewhere new. Greg's career has spanned from American Airlines in the early 2000s to leading Expedia Group's global commercial strategy today — a period that's seen the birth of OTAs, the rise of mobile, and now, the dawn of the AI-powered traveler. In this episode, Greg and I explore: How Expedia has evolved from a dot-com upstart to a travel empire spanning Expedia, Hotels.com, and Vrbo. What he's learned from 20 years of guiding one of the most complex, global marketplaces in the world. The real story behind Expedia's relationship with independent operators — and what “partner forward” actually means. How the tension between discovery and control will define the next decade of travel planning. And why he believes the future of OTAs will be built not on ads or algorithms — but on trust, clarity, and flexibility. Greg's a global citizen in the truest sense of the word — deeply thoughtful about the human side of technology and the emotional heartbeat of travel itself. This conversation is the second episode in my new Behind the Stays series, The Future of Travel, recorded live at EXPLORE Connect in Austin, Texas — a gathering of the world's top vacation rental operators and hospitality leaders. If you care about where the industry is headed — and how the people behind its biggest brands are thinking about discovery, booking, and guest experience in the years ahead — this is a must-listen.   Connect with Greg: https://www.linkedin.com/in/gregschulze/?originalSubdomain=uk Connect with Zach: https://www.linkedin.com/in/zacharybusekrus/ Apply to join the Journey Alliance: http://journey.com/alliance/   Behind the Stays is brought to you by Journey — a first-of-its-kind loyalty program that brings together an alliance of the world's top independently owned and operated stays and allows travelers to earn points and perks on boutique hotels, vacation rentals, treehouses, ski chalets, glamping experiences and so much more. Your host is Zach Busekrus, Head of the Journey Alliance. If you are a hospitality entrepreneur who has a stay, or a collection of stays with soul, we'd love for you to apply to join our Alliance at journey.com/alliance.

In this week's episode of Kankakee Podcast News, Drew Raisor recaps the top local headlines from around Kankakee County. The popular New York City Deli is expanding to a second location in downtown Kankakee, with plans to open in spring 2026 following a $345,000 renovation supported by a city TIF incentive. Kankakee Community College announced its upcoming “Explore KCC Day,” inviting prospective students to learn about academic programs, financial aid, and campus life. In Bourbonnais, village trustees approved the purchase of a 2.19-acre parcel from Olivet Nazarene University to further development plans near The Grove. Manteno officials are weighing a proposal to apply the village's 5% hotel tax to short-term rentals like Airbnb and Vrbo, potentially generating new tourism revenue. And finally, the March 2026 primary ballot is taking shape, with multiple contested county board races and a challenge to County Clerk Dan Hendrickson for the first time since 2018.Send us a textSupport the show

WWP NIGHT w/ the DETROIT RED WINGS (Nov. 15th vs. BUF) TICKETS:  https://www.gofevo.com/event/WingedWheelPodcast11-15 WWP NIGHT w/ the GRAND RAPIDS GRIFFINS TICKETS ON SALE NOW: https://griffinshockey.com/wwp The Detroit Red Wings have wrapped up their road trip, and they're returning to Hockeytown with a winning record. Tune in as we open by discussing Todd McLellan's squad's shootout win over Macklin Celebrini and the San Jose Sharks, including Lucas Raymond's excellent goal from Axel Sandin-Pellikka and Dylan Larkin, Moritz Seider's first of the season from Simon Edvinsson and Alex DeBrincat, Nedeljkovic and Talbot battling strong, & more (4:40). After that, a recap of the 1-0 loss to Jack Eichel's Vegas Golden Kinghts, including John Gibson's progressive improvement, the offense suffering a bit without Patrick Kane, what's ahead for the Red Wings, and how Cam Talbot & John Gibson have stacked up so far for the Red Wings this season (12:40). Next, a look at Moritz Seider's dominant season and the recognition he's getting from across NHL media (27:00), how Todd McLellan and Trent Yawney's improved penalty kill has turned things around for Steve Yzerman's Detroit Red Wings (38:25), and finally a look at dominant prospects like Max Plante, Eddie Genborg, Dmitri Buchelnikov, and Sebastian Cossa across the world of hockey in the Red Wings pipeline (44:30). All of that and lots more before we take your questions and comments in our Overtime segment (48:55) - enjoy! Head over to wingedwheelpodcast.com to find all the ways to listen, how to support the show, and so much more! Go to KoffeeKult.com and use code WWP for 15% off your order! #ad This episode is brought to you by Green Light Lending: gogreenlightlending.com #ad Banff Vacation Rental - AirBnB: https://www.airbnb.ca/rooms/1452965978844590141 VRBO: https://www.vrbo.com/en-ca/cottage-rental/p20166303 Support the Jamie Daniels Foundation through Wings Money on the Board: https://www.wingedwheelpodcast.com/wingsmotb

Want to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.facebook.com/share/g/16XJMvMbVo/https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmoore

This week on Good Morning Hospitality, Brandreth Canaley, Jamie Lane, and Michael Goldin unpack three big stories shaping travel. Has Airbnb hit its ceiling as growth slows and regulations tighten? Why are luxury all-inclusives becoming the go-to for high-end travelers? And how is Vrbo's new “Loved by Guests” program using trust and transparency to win over travelers? From platforms to guest experience, the GMH crew breaks down what these shifts reveal about where hospitality is headed next. Presented by ⁠⁠⁠Lodgify⁠⁠⁠ Follow the Hosts: Brandy Canaley – ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Jamie Lane – ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Michael Goldin – ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with Skift: LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/skift/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WhatsApp: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://facebook.com/skiftnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/skiftnews/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.threads.net/@skiftnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bluesky: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bsky.app/profile/skiftnews.bsky.social⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/skift⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠@SkiftNews⁠ and never miss an update from the travel industry.

Welcome back to Behind the Stays, presented by Journey. This episode kicks off a special series on the future of travel — conversations recorded live in Austin, Texas, at Expedia Group's EXPLORE Connect — a gathering that brought together some of the most powerful voices in travel tech alongside the top owners and operators of vacation rental management companies from around the world. I sat down with several of Expedia's most influential leaders — the folks guiding brands like Expedia, Hotels.com, and Vrbo — to unpack how they're reimagining discovery, bookings, and experiences in an AI-powered world. In this first conversation, I chat with Larry Plawsky, Senior Vice President and General Manager of Vrbo. And get this — this was actually Larry's first-ever podcast interview. Larry's a brand builder who's spent his career rooting for the underdog — from helping revive Old Spice back in the day to scaling massive two-sided marketplaces like Ticketmaster. And now, he's leading Vrbo into its next chapter within the Expedia Group ecosystem. We dive deep into: How Vrbo plans to take on Airbnb by doubling down on trust and quality — not just scale. The single biggest opportunity Larry sees to increase traveler confidence when booking a home. How Expedia's integrated network of brands — from Hotels.com to One Key — gives Vrbo a unique competitive edge. And how AI is already reshaping discovery on Vrbo — from smart sorting and review summaries to a vision of what travel planning could look like when chat-based search meets marketplace precision. Larry's thoughtful, humble, and sharp — a rare mix of brand soul and analytical rigor — and in this conversation, you'll hear exactly how one of the most iconic names in alternative accommodations plans to redefine trust and loyalty in the years ahead. So grab your coffee, settle in, and enjoy this special conversation with Larry Plawsky, SVP and General Manager of Vrbo, right here on Behind the Stays.   Behind the Stays is brought to you by Journey — a first-of-its-kind loyalty program that brings together an alliance of the world's top independently owned and operated stays and allows travelers to earn points and perks on boutique hotels, vacation rentals, treehouses, ski chalets, glamping experiences and so much more. Your host is Zach Busekrus, Head of the Journey Alliance. If you are a hospitality entrepreneur who has a stay, or a collection of stays with soul, we'd love for you to apply to join our Alliance at journey.com/alliance.

BabyQuip helps families travel lighter by delivering clean, vetted baby gear—like cribs, car seats, and strollers—right to your hotel or vacation rental. CEO Fran Maier (co-founder of Match.com) shares how the company hit its first profitable quarter and keeps growing through strong word of mouth and a new Vrbo partnership that puts BabyQuip in front of more travelers. The team is also expanding beyond baby gear into beach, pet, and mobility equipment under the GoQuip brand to serve seniors and people with disabilities. We dig into how the marketplace works (trusted local providers, insurance, and safety standards), why partnerships are the biggest growth lever, and where BabyQuip is headed next—including selective international expansion and deeper integrations with travel platforms. Chapters00:00 Why BabyQuip (and why now)01:00 Fran's track record & revenue trajectory02:19 Profitability & Q3 inflection03:33 Vrbo partnership—scope & impact04:55 Beyond baby: beach, pet & GoQuip mobility05:55 Growth mix: organic/direct ≈ 68%06:45 Marketplace unit economics (take rate, churn, AOV)08:06 International & airport/car-seat opportunities09:12 Provider network, insurance, safety moats10:30 Capital plan: $3M to scale partnerships & GoQuip11:40 Big-picture TAM and long-term scale targets13:00 Closing & how to invest

Platform promotions are everywhere right now, but are they actually helping your short-term rental business, or just draining your profits? In this episode, we dig into the truth behind Airbnb, VRBO, and Booking.com discounts, uncovering how they work and how you can use them strategically without sacrificing revenue. Learn how to stand out in search results without slashing your nightly rate. What You'll Learn in This Episode: • How Airbnb's early bird, last-minute, and length-of-stay discounts really impact visibility • The "new listing" discount every OTA is pushing—and whether you should use it • Why dynamic pricing tools miss these promotions and how to avoid double discounts • Booking.com's loyalty Genius Program and how it compares to Airbnb or VRBO • A pro hack using PMS channel markups to gain visibility without lowering your prices If you've been unsure about whether OTA discounts are worth it, this episode brings clarity and strategy. Learn how to work the system—without letting it work you. Don't forget to subscribe, share, and check the links below for free tools to help you scale your rental income the smart way. Resource Links: Check out our videos on YouTube: https://www.youtube.com/@ShortTermRentalRiches Grab your free management eBook: https://strriches.com/#tools-resources Looking to earn more with your property (without the headaches)? Chat with our expert management team: https://strriches.com/management-services/

This week's Wealth Formula Podcast features an interview with a tax attorney. While I'm not a tax professional myself, I want to drill down on something we touched on briefly that is incredibly relevant to many of you: the so-called short-term rental loophole. If I were a high-earning W-2 wage earner, this would be at the top of my list to implement—and I know many of you are already doing it. The short-term rental loophole is one of those quirks in the tax code that most people don't even know exists, but once you do, it can be a total game-changer. Here's why. Normally, when you buy a rental property, depreciation losses can't offset your W-2 income. They're considered passive, and they stay stuck in that bucket. But short-term rentals—Airbnb, VRBO, whatever—work differently. If the average stay is seven days or less and you materially participate, the IRS doesn't classify it as passive. It becomes an active business.  That means the paper losses you generate can offset your ordinary income, even from your day job. Normally, you'd need a real estate professional status to get that benefit. This is the one situation where you don't. So let's walk through how it works. When you buy a residential property, the IRS requires you to depreciate the structure—the walls, roof, foundation—over 27½ years. On a million-dollar property, that's about $36,000 a year. It's a slow drip. A cost segregation study changes that. Instead of treating the property as one block of concrete and wood, it carves out the parts that don't last 27 years. Furniture, carpet, appliances, cabinets, and even ceiling fans—those are considered 5-year property. In other words, you can depreciate them much faster. Now add bonus depreciation. Instead of spreading those 5-year assets out over five years, the current rules let you write off most of them all at once in year one. Here's the example. You buy a $1,000,000 short-term rental and finance it at 70 percent loan-to-value. That means you put in $300,000 cash and borrow $700,000. A cost seg often shows about 30 percent of the property—roughly $300,000—is 5-year personal property. Thanks to bonus depreciation, you deduct that entire $300,000 immediately. So you put in $300,000 cash, and you got a $300,000 paper loss in the same year. In practical terms, you just deducted your entire down payment against your taxable income. This is what real estate professionals do all the time and why they often end up with no tax liability at all. In this case, it works for you as a W2 wage earner. And for that reason, I think its one of the most powerful tools out there for high paid professionals that is grossly underutilized. Remember, the biggest expense for most people is the amount of tax they pay—especially W2 wage earners. This strategy lets you use money you would otherwise pay the IRS to build a cash-flowing asset for yourself.  Listen to this week's Wealth Formula Podcast to learn other ways to legally pay less tax!

What happens in Vegas doesn't stay in Vegas this time. Jamie Lane and Scott Sage are back from the VRMA conference with powerful insights shaping the future of short-term rentals—from the rise of AI tools to why “national is dead and local is king.” They unpack the data behind what's really driving property manager success today—and what's holding others back.In this episode, Jamie reveals new AirDNA research showing a major divide between top-performing property managers and the rest: those with review scores above 4.7 are keeping clients, while those below are losing nearly a quarter of their portfolio. They also explore why small, hyper-local co-hosts are thriving while national brands stall, and how a well-designed loyalty program can win repeat guests without relying on Airbnb or Vrbo.Later, they dig into the latest STR data—muted summer demand, shifting guest behavior, and the surprising 40% surge in New Year's bookings driven by holiday timing. Plus: a PSA every host using a PMS on Airbnb needs to hear before October 27th. Key Takeaways AI is already transforming hosting: Innovative tools are boosting communication scores and guest experiences, even before Airbnb or Vrbo roll out their own versions.The 4.7 Rule: Property managers with review scores below 4.7 now face double the churn rate (24%) of top performers—quality is retention.Local > National: Hyper-local operators managing 6–20 properties are growing fastest, proving proximity and personal touch beat big-brand scale.DIY Loyalty Works: Local managers can build profitable loyalty programs that attract repeat guests—no need to wait for OTA initiatives.Holiday & Market Insights: Expect strong end-of-year demand, a 40% New Year's Eve surge, and higher bookings in World Cup host cities next summer.Sign up for AirDNA for FREE

Today, we talk about how the Airbnb at the Holler Hub became a real revenue stream — what's working, what isn't, and what we've learned along the way. If you've ever thought about turning a space on your property into income, this one's for you. We'll also cover our usual Monday segments. Featured Event Farm to Table Dinner Friday, November 15 Basecamp Lodge, Lancaster, TN Join us for an unforgettable evening featuring a full-course dinner sourced entirely from Tennessee farms. Real, local food, cooked from scratch, and shared in community. Sponsors AgoristTaxAdvice.com/LFTN – Helping entrepreneurs, homesteaders, and freedom-minded folks handle taxes the smart way.   StrongRootsResources.com – Homestead design, consulting, and high-quality plants to help you build resilient systems that last. LFTN Stocking Exchange Time is running out to sign up! We'll assign your Secret Stocking Santa on November 1, so don't miss out on this fun community tradition. Sign Up Here Tales from the Prepper Pantry Lambs came in, lambs went out! Processing and rotation are in full swing. Time to harvest the sweet potatoes. The restackening of the firewood has begun — getting ready for cold weather. Starting to tap into the canned goods, especially green beans. Made powdered sugar from regular sugar after realizing I forgot to buy it. Frugality Tip I like a little lemon juice in my water. Some of those bottles pour out like a waterfall, which is wasteful and makes something I do not want to drink. So this is a hack and a tip in one. The cap from Worcestershire sauce bottles fits on a lot of other things, including every lemon juice bottle I have purchased. So keep the lids that help you regulate the amount of "stuff" coming out of a bottle so you do not end up wasting product. Happy savings y'all ~Margo Operation Independence The Airbnb has been renting well since we got back from SRF! It's great to see the Basecamp space generate steady revenue while serving the broader Holler Hub vision. Main Topic: Airbnb Revenue Stream – Lessons Learned Every property should have a purpose, not just be a payment. Turning Space Into a System The Airbnb wasn't about renting space — it was about keeping the Basecamp Lodge working for the mission.   Formerly a long-term rental ($1,600/month). Now a flexible, short-term system that:   Generates income when not used for training.   Brings new people into the Holler Hub community.   Connects us to potential partners and collaborators.   Tools like Airbnb and VRBO open us to audiences beyond LFTN, expanding both reach and opportunity. What's Working Booked every available weekend in October by opening to tourists during fall travel season.   Earned ~$650 in October while still hosting events — a deliberate tradeoff between revenue and flexibility.   Low cleaning fee + clear expectations → relaxed guests and repeat visitors.   Purposefully low nightly rate to earn initial 5-star reviews and build credibility.   Making meaningful connections with guests — one couple with 10 glampers in California, another moving to Tennessee for homesteading. Where It Got Messy One guest left it a wreck → 8 hours of cleanup.   Result: added language about cleaning expectations.   Next step: keep a vacuum for pet-friendly stays.   “Clean beats new every time.”   Set boundaries early: check-out policies, no parties, pet rules. Pricing & Positioning Set nightly rate (~$100) based on $3,000/month gross goal if fully booked.   Kept pricing low to reflect the space (one usable bedroom, not remodeled).   Using Airbnb's automated pricing to test how it behaves during peak season.   Cleaning service quote revealed current pricing barely covers costs — future plan to add modest cleaning fee.   Focus remains on mission-aligned guests first, not just volume bookings. Systems That Keep It Running Reset takes 45–60 minutes; double linens to avoid bottlenecks.   Pet stays add 1 hour for vacuuming and extra laundry.   Critical practice: always start cleaning immediately after checkout to stay ready for last-minute bookings.   Personal touch: greet guests, tell the Holler Hub story, collect feedback, and build relationships. How to Apply It Don't build the Taj-Ma-Rental — start minimum viable and test.   Clean trumps new every time.   The biggest mindset shift: being comfortable letting strangers on your land.   Most people with bad intentions aren't paying hundreds to sleep in your barn.   Reality Check Short-term rentals aren't easy money there's always time involved:   Responding to messages, building a guidebook, handling maintenance.   Be available when problems arise — or you'll hate the process.   The fast reset is key: handle the “yucky” stuff early so it never piles up. What's Next Goal: book events at Basecamp that aren't led by you — already in the works.   Next expansion: a miner's cabin/tent rental to diversify the property's offerings.   Each step builds toward the broader Holler Hub vision — systems that connect people, sustain the land, and generate reliable income. Every property should have a purpose, not just a payment. Make it a great week.   Make it a great week. GUYS! Don't forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce.  Community Follow me on Nostr: npub1u2vu695j5wfnxsxpwpth2jnzwxx5fat7vc63eth07dez9arnrezsdeafsv Mewe Group: https://mewe.com/join/lftn Telegram Group: https://t.me/LFTNGroup Odysee: https://odysee.com/$/invite/@livingfree:b Resources Membership Sign Up Holler Roast Coffee Harvest Right Affiliate Link  

If your calendar looks emptier than usual this October, you're not alone. 2025 has been one of the toughest years for short-term rental owners in recent memory — occupancy rates are down across nearly every market.In this episode, I break down exactly why bookings have slowed and what you can do right now to protect your cash flow, attract bookings, and stay profitable through the storm.I cover:✅ The real data behind October's drop in demand✅ Why price cuts alone won't fix your occupancy problem✅ How to audit your listing and stand out in an oversupplied market✅ Smarter ways to run promos, reduce fees, and increase value perception✅ The mindset every serious host needs to survive this market cycleWhether you manage one property or fifty, this episode will help you adjust, adapt, and thrive when others panic.

Today in Dear Jordana we get a special voice message from Alan in Roseville, the importance of marrying a chivalrous man, and more as Dear Jordana answers your tough questions!

If you've ever wondered how to profit from real estate without jumping through short-term rental hoops, this episode is for you. CEO of Furnish Finder, Jeff Hurst, shares how midterm rentals are solving affordability and regulatory issues—and why they're becoming one of the hottest trends in housing. Get ready to rethink your rental strategy. • Discover how Furnish Finder is quietly dominating the 30+ day rental space—more listings than Airbnb for monthly stays! • Why midterm rentals are booming—and what tenant types are driving demand in 2025. • Jeff Hurst's insider take on why Airbnb-style platforms miss the mark on midterm stays. • How to scale profitably with less turnover, more stability, and fewer regulations. • Pro tips to price and manage midterm rentals like a pro (and avoid costly gaps). If you're serious about sustainable rental income in today's economy, this episode is a must-listen. Jeff brings deep insight from years at Expedia and VRBO, now focused on the booming midterm rental space. Share this episode, leave a review, and stay tuned for more expert strategies. Check out our videos on YouTube: https://www.youtube.com/@ShortTermRentalRiches Grab your free management eBook: https://strriches.com/#tools-resources Looking to earn more with your property (without the headaches)? Chat with our expert management team: https://strriches.com/management-services/

DuPage County could soon expand its rental rules to include short-term stays like those offered on Airbnb and Vrbo.

Today we're talking about Airbnb, VRBO and the dark side of the whole short term rental industry as a whole. This is The Dark Side of Airbnb: Terrifying Vacation Rental Stories

The vacation rental landscape is evolving fast — and Vrbo's taking bold steps to redefine what “success” means in this new era. In this episode, Jamie Lane sits down with Tim Rosolio, VP of Vacation Rental Partnerships at Expedia Group, to explore how Vrbo is prioritizing quality over quantity, building stronger demand through Expedia's massive network, and integrating cutting-edge AI tools to improve the booking journey for guests and hosts alike.Tim shares an inside look at Vrbo's journey from HomeAway's early subscription days to today's global platform, explaining how the industry's supply boom has reshaped what travelers expect — and what property managers need to deliver. From AI-powered review summaries to the “One Key” loyalty program bridging hotels and vacation rentals, this conversation unpacks the biggest levers shaping the next phase of STR growth.Whether you're managing one property or a thousand, you'll walk away with insights to future-proof your business in an increasingly competitive market.Don't miss this one — it's packed with an insider's perspective you won't find anywhere else. Key Takeaways

Airbnb's shifting fee structure is shaking hosts, but the real issue goes deeper—pricing psychology, guest behavior, and knowing your market.In this episode, Thibault shares actionable strategies that hosts can use to protect margins, win more bookings, and scale smarter.• Why Airbnb's new fee model has hosts freaking out• How to price for what guests see (not what you keep)• Tools like PriceLabs—and why they're useless without context• How European vs. U.S. guests think about fees differently• When to simplify pricing and present “one clean price”• The principles of occupancy, demand, and market alignment00:05:12 – 3 Pricing Foundations Every Host Must Know00:07:02 – Why Hosts Are Freaking Out About Airbnb Fees00:08:22 – The Real Reason Airbnb Changed Its Fees00:09:15 – The Only Price That Matters to Guests00:10:24 – Why “One Clean Price” Converts Better00:11:50 – Airbnb vs. Vrbo vs. Booking.com Costs Compared00:12:09 – How Airbnb Went From Host-Friendly to Guest-First00:24:50 – Are More Bookings Always Better?00:25:04 – AI + Pricing Strategy: Where the Future Is Headed00:25:22 – Who Owns Mistakes—You or the Machine?Guest Bio:Thibault Masson is the Head of Product Marketing at PriceLabs. His short-term rental journey started as a villa owner in Bali and St. Barts, which gave him firsthand insight into the opportunities and challenges of hosting. That passion for hospitality later brought him to Booking.com, where he worked on vacation rental strategy at a global scale, and inspired him to launch Rental Scale-Up as a platform for industry knowledge-sharing. Today at PriceLabs, Thibault brings together his experience as a host, tech marketer, and industry advocate to help property managers worldwide grow through smarter pricing and revenue management.Guest Link:https://www.linkedin.com/in/thibaultmassonGet FREE Access to our Community and Weekly Trainings:http://group.strsecrets.com/

In this bold and thought-provoking episode, Heather sits down with Humphrey Bowles, the founder of Truvi and who has adopted the term "digital sharecropping" within the short-term rental industry. Together, they explore the illusion of entrepreneurship in the short-term rental world - especially when you build your business entirely on platforms like Airbnb, Vrbo, and Booking.com. Humphrey shares the powerful analogy behind digital sharecropping and breaks down what it really means to build a business you don't own. If you've ever questioned who really controls your guest relationships, your reviews, or even your ability to operate, this episode will hit home. From psychological burnout to platform dependency, from trust to true entrepreneurship, this is a conversation that every host and manager needs to hear.

We explore how Vrbo is deepening its integration within Expedia by expanding distribution, tying vacation rentals into the One Key loyalty program, and testing AI-powered reviews to meet global demand, while Hospitable takes a different path by raising $1.5 million from its own customers and employees to fuel AI innovation, platform reliability, and sustainable growth in short-term rental management.Are you new and want to start your own hospitality business?Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Boostly and join the discussion:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Want to know more about us? Visit our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Stay informed and ahead of the curve with the latest insights and analysis.

Join Kyle Matthews as he welcomes Jeff Hurst, President and CEO of Furnished Finder, to the Matthews Mentality Podcast. In this insightful conversation, Jeff delves into the nuances of wealth, happiness, and the evolving landscape of flexible housing. Drawing from his extensive career in the travel and real estate industries, including leadership roles at Expedia and VRBO, Jeff shares invaluable lessons on career growth, financial discipline, and the future of midterm rentals. The episode offers a wealth of advice for both aspiring real estate investors and young professionals, including the importance of hard work, relationship-building, and taking calculated risks. Don't miss this episode packed with practical tips and inspirational stories!

Another day, another masterclass in awkward honesty courtesy of The Rizzuto Show. This week, the crew dives into the eternal mystery: how the hell do you actually know if someone's into you? Spoiler: apparently it involves secret triangles with your eyes, unnecessary elbow touching, and maybe staring at lips like a weirdo?! But the real highlight? Lern hits us with a story about her mom letting one rip right in front of her at a girl's weekend — and not the “oops, blame the chair squeak” kind. Nope, the kind that makes you reconsider ever making eye contact with your parent again. Listen now and prepare to be blown away… hopefully not the same way Lern was. Show Notes: Who won the Pick'em Challenge this week between the Rizz Show and the 101ESPN's Fast Lane? Moon's weekend review of Las Vegas. Lern's weekend review of Salem Mass. King Scott's weekend review being knighted by the Hives at White Castle. VRBO guest ‘permanently injured' by cockroach feces in coffee, lawsuit claims Six Flags St. Louis has 'no plans to close,' company says “That's so outta pocket”: Florida A&M band announcer Joe Bullard sparks outrage over calling Alabama State's Honey Beez “the new Face of Ozempic” Mother-of-two left with a broken neck after huge YAWN: 'I had a 50/50 chance of survival' Texas high school teacher shamelessly tells students she fed ‘ailing' kitten to class snake ‘Bio-baiting' is the latest toxic dating trend fooling singles: ‘Erodes trust' We Asked Boomers, Gen Xers, Millennials And Zoomers How To Flirt. Their Answers Were Surprising. Follow The Rizzuto Show @rizzshow on all your favorite social media, including YouTube, Facebook, Twitter, Instagram, TikTok, and more. Connect with The Rizzuto Show online at 1057thepoint.com/rizzSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Airbnb's new 15% fee structure has left property managers, cohosts, and homeowners asking the same question: who's really paying?In this episode, finance expert Ben Coons breaks down the numbers behind gross vs. net commission models—and what you must do to protect your margins.• Gross vs. net commission explained in plain English• How Airbnb's fee hits managers vs. homeowners• Why this change is different from Vrbo and Booking.com• Pricing adjustments to avoid eating the new fee• Commission stacking and where your money really goes• How to communicate fee changes to homeowners clearly• Key takeaways to stay profitable under the new systemCo-hosts and homeowners: want the real numbers on Airbnb's 15% fee? Click the link and DM us “SPREADSHEET” and we'll send you the file.Link: https://ig.me/m/mike.sjogren?utm_source=Podcast&utm_medium=Captivate&utm_campaign=T027&utm_content=Spreadsheet00:04:30 – Example Scenarios: Who Really Pays the Fee00:07:00 – Comparing Airbnb, Vrbo, and Booking.com00:11:30 – Impact on Gross Model Operators00:14:00 – Impact on Net Model Operators00:18:30 – The Homeowner's Point of View00:23:30 – Commission Stacking: The Hidden Cost00:26:00 – Pricing Adjustments to Stay Profitable00:29:00 – How to Communicate Fee Changes to Homeowners00:32:00 – Key Takeaways: Run the Numbers & Adapt EarlyGet FREE Access to our Community and Weekly Trainings:http://group.strsecrets.com/

In this week's episode, I'm joined by my husband, Zane, for a candid Q&A where we answer your questions! I asked my Instagram followers on my IG Story to submit their biggest questions, and together we're covering it all: faith, marriage, parenting, grandparenting, finances, business, and even menopause. If you've ever wondered what life, marriage, and faith look like behind the scenes for us, this conversation is full of practical wisdom, honest reflections, and even a laugh or two.   QUESTIONS ANSWERED IN THIS EPISODE: Why did Zane convert to Catholicism? Do Catholics really believe it's Jesus plus works that save you? What's the pricing on our family's VRBO? Looking back, what would we do differently in our marriage? What did we do well? How did we navigate and nurture our marriage with little kids? What's it like stepping into grandparenthood? How do we handle arguments (and what has changed over the years)? What keeps a husband happy day-to-day? How do you find a trusted financial advisor? What's the best way to retire when you own a business with a partner? How can you encourage strong relationships with adult children? How can a husband support his wife through menopause? What does a “perfect marriage” really look like?   LINKS & RESOURCES MENTIONED: The Retreat at Marble Valley officially launches this weekend! Once it's live, I'll update the show notes with a direct link so you can check it out and book your stay. In the meantime, be sure to follow along on Instagram @retreatatmarblevalley for updates and a first look at all the details. The Spirit of Wealth Preservation by Ken Polk Outfit Details: Necklace: The Pearl Source White Baroque Freshwater Pearl Necklace - Use code JAMIE15 for a special discount! Dress: Brochu Walker's Kate Crepe Belted Dress   ZANE'S LIST OF QUESTIONS TO ASK A WEALTH MANAGER 1. How do you get paid, and what is your total compensation structure? 2. Are you a fiduciary at all times, and how do you ensure my interests come first? 3. What is your investment philosophy, and how do you tailor it to someone in my stage of life, goals, and risk tolerance? 4. What does your ideal client look like, and how many clients like me do you currently serve? 5. How do you measure success for clients, and what reporting/communication can I expect? 6. What resources, team members, or specialists will I have access to beyond you? 7. Can you share a story of how you helped a client navigate a major market downturn or significant life transition?   WHERE TO LISTEN The SavvyCast is available on all podcasting platforms and YouTube. One of the best ways to support the show is by leaving a rating and review—I so appreciate you sharing your thoughts, my friends!   ENJOYED THIS EPISODE? CHECK THESE OUT! My Husband Converted to Catholicism: How We Navigate Faith Differences in Marriage Listen on Apple Podcasts or Spotify Watch on YouTube Jamie & Zane: Impactful Quotes We Love & Live By Listen on Apple Podcasts or Spotify Watch on YouTube

This week on the Hosting Hotline, we're answering Renee's question about buying a property that's already operating as a short-term rental—and what to do about the future bookings that come with it.If you've ever considered purchasing an “active STR,” you'll quickly find out there's a lot more to it than inheriting a calendar full of reservations. Sarah and Annette explain why listings follow the host (not the property), what that means for your ability to transfer bookings, and the negotiations you'll need to have with the seller before closing.You'll learn:Why STR listings and reviews don't automatically transfer with a property sale.How to negotiate booking transfers, co-hosting arrangements, or guest rebookings.The tax, payout, and guest experience factors you need to consider.How to involve OTAs (Airbnb, VRBO) in a booking transition.Why getting everything in writing is non-negotiable.If you're thinking about buying a short-term rental, this episode will help you navigate the booking handoff process and avoid the pitfalls that can derail a smooth transition.Mentioned in this episode:Make More Money This Year! Join us for a Boot Camp!Make More Money This Year! Join us for a Boot Camp!Make More Money This Year! Join us for a Boot Camp!

Think buying a short-term rental is the fast track to homeownership? In this episode, David Sidoni unpacks the real math behind Airbnb investing — and why it might be the wrong move if you're still renting.With affordability at an all-time low, many first-time homebuyers are exploring creative ways to get into real estate. One trend gaining popularity: buying a short-term rental like an Airbnb in a cheaper market instead of purchasing a primary residence. But in this brutally honest episode, David Sidoni reveals why that plan could backfire.David breaks down the 2025 short-term rental landscape, explaining how increased competition, regulations, and declining profits have changed the game. More importantly, he highlights the financial risks renters take when they try to become investors before becoming homeowners.This episode dives into the math, the mindset, and the myths — showing you why owning your own home first is the smartest play. If you're tempted by Airbnb hype, you need to hear this before making a costly mistake.Quote: "The golden goose of Airbnb is losing its feathers and turning into a turkey super quick."Highlights:Why short-term rental investing isn't what it used to be in 2025The financial danger of skipping rent replacementHow tax laws, maintenance, and financing make STRs riskier than they lookA breakdown of real costs vs. projected incomeWhat first-time buyers should do instead of chasing Airbnb profitsConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Emily and Shane are in Tahoe at a beautiful Vrbo! They’re giving the latest updates on the gruesome Idaho murders, the Menendez brother’s potential release and Blake Lively’s withdrawn subpoenas.See omnystudio.com/listener for privacy information.