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How did you celebrate July 4 this year? What did the country's landmark 250th anniversary, in honor of the founding of the United States, mean to you?The next 50 years likely hold a lot of change for our country where democracy, economic uncertainty, technology, and our social fabric are concerned.What do we want that change to look like? We opened the phones so that you, our listeners, can tell us.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
You may have heard of a parasite that's causing some gastrointestinal distress.Cyclospora has sickened thousands of people across 34 states this summer – more than six times the number reported at this point last year. The CDC has linked a major cluster to shredded iceberg lettuce at Taco Bell in some states. And Taylor Farms de Mexico has now pulled all of its iceberg lettuce from the U.S. market despite an FDA finding that reports that its product contained the parasite were a false positive.We answer your questions about what cyclosporiasis is, how you get it, and why investigators have had such a hard time finding the source.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
One of the most critical parts of a democracy is the right to dissent. But if democratic norms weaken, that right can become harder to exercise. And when authoritarianism creeps into a government, dissent can get dangerous.Nelson Mandela spent 27 years in prison for resisting Apartheid before becoming South Africa's first Black president. Before becoming president of Czechoslovakia, Vaclav Havel was jailed for his dissident writing under Communist rule.But there are also dissidents everywhere around us here at home. Protesters demonstrated against ICE in cities across the U.S. last week. And an estimated 8 million people turned up worldwide for “No Kings” protests in March.So, what does it actually take to stand up to a government that's stopped playing by the rules? And when does it make a difference? We speak with the authors of the new book “On Courage: How To Be A Dissident in an Age of Fear.”Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
As ICE ramps up its operations in and around American communities, its agents were involved in the deaths of three men in the last week.Trump Director of National Intelligence nominee Jay Clayton refused to answer Georgia Sen. John Ossoff's question about the results of the 2020 presidential election during a confirmation hearing.After weeks of silence, Kentucky Sen. Mitch McConnell confirmed on Sunday that he was on the mend after suffering a fall and pneumonia. The 84-year-old posted a photo from the hospital this week to put an end to rampant speculation on his health. And, in global news, questions about the operational status of the Strait of Hormuz continue to echo around the globe. And President Donald Trump and Iranian leaders traded barbs following the lapse of the ceasefire and renewed strikes between the two combatants.Following devastating Russian attacks, June was the deadliest month for civilians in Ukraine since 2022.And U.S. Secretary of State Marco Rubio says that the U.S. will attempt to diplomatically dismantle the International Criminal Court.We cover the most important stories from around the globe on the weekly News Roundup.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Israel is expanding its command of Gaza and now controls almost 70 percent of the tiny enclave that's home to more than two million people.More than 1,100 Palestinians have been killed since the ceasefire between Israel and Hamas nearly a year ago. Some 73,000 Palestinians have been killed in total since Israel's military offensive began after Hamas fighters killed 1,200 people on Oct. 7, 2023. Meanwhile, dozens of aid groups have been barred from operating in Gaza.Almost every Gazan is dealing with hunger, with 77 percent of the population facing high levels of food insecurity, according to the World Food Programme.So, what do these shifting lines of control mean for those in need? And how could changing political tides affect the situation?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
An Alzheimer's diagnosis can have a real impact on a person and their family. There's a lot to consider — what the future will hold, what symptoms they'll experience, and on what timeline.About 7.5 million people in the U.S. currently suffer from Alzheimer's. Every year, around half a million more are diagnosed with the disease or another form of dementia. As the population gets older, that figure will continue to rise.For decades, researchers have struggled to understand these kinds of diseases. But when it comes to testing and treatment, particularly for Alzheimer's, there have been significant advances in the past few years.In this installment of our series, “In Good Health,” we tackle the revolution in dementia research. What will that mean for patients?For more information on dementia research, find Pam Belluck's latest reporting at the New York Times. And Dr. Karlawish's “Neurotransmissions” column at STAT News, covering dementia care and research.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
What do gyms, TV shows, pet food, and smart doorbells all have in common?Nowadays, you might use a monthly subscription or other recurring membership to access these goods or services. The average American spends $219 every month on subscriptions. That's more than $2,600 a year. Those recurring payments mean predictable profits for companies. That is, unless you cancel.Enter: subscription traps. That's when companies make it easy for customers to sign up but difficult to be done. Some also use deceptive tactics to automatically enroll customers into a subscription after a free trial ends without making the terms clear. In recent years, cities and states have moved to crack down on subscription traps.They're also taking steps to regulate junk fees that companies can add to goods and services. That's caused prices to soar far beyond what's advertised. One of those leading the way is New York City, where authorities announced a ban on abusive subscription practices on Friday.How are regulators around the country working to protect consumers?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
The Trump administration is threatening top election officials with criminal prosecution if any ballot is cast by noncitizens in their state. That's according to a letter from the Justice Department sent last week to all 50 states and the District of Columbia.The president's threats raise the specter of noncitizen voting. In Michigan, for example, officials found that only 16 noncitizens voted in the 2024 election. That's 0.00028 percent of the state's total votes. And in Texas, their state investigation found about 100 potential noncitizen voters in 2024, though Gov. Greg Abbot initially suggested that there were over 1,900 potential noncitizen voters in the state.The Trump administration's efforts to sow doubt in elections doesn't stop there. Last Thursday, President Trump fired the remaining members of the bipartisan federal Election Assistance Commission, just months ahead of this year's midterms. And the Federal Emergency Management Agency warned states it will withhold a percentage of antiterrorism preparedness funds if states don't change the way they conduct elections, including implementing paper ballots, verifying citizenship, and running costly audits.In this installment of our weekly politics series, “If You Can Keep It,” we look at the administration's attacks on the election process. How is it affecting the way that Americans' perceive their elections — and what that all means for freedom and fairness of our elections.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
1. The Need of It 2. The Truth of It 3. The Joy of It Scripture: Romans 8:28-39 Psalters: 118C, 32B, 1A, 100C, 150F
Democratic Senate candidate Graham Platner dropped out of the race for Maine Sen. Susan Collins' seat in Congress, after sexual assault allegations made by a former partner surfaced. Democrats are searching for a replacement.Calls for answers on Kentucky Sen. Mitch McConnell's whereabouts and wellbeing are growing. The former Senate majority leader has not been seen in three weeks, leading to speculation about his health.And the United States was knocked out of the 2026 FIFA Men's World Cup this week following a 4-1 defeat to Belgium.And, in global news, President Donald Trump said the MOU between the U.S. and Iran is over, calling Iranian leaders “scum.”At the annual NATO summit, Danish leaders underlined their commitment to Greenland after Trump claimed the territory would be better suited to American control.Brexit champion Nigel Farage abruptly resigned from his position in Parliament this week. He will run for office again. Critics say the situation is a ploy to avoid a formal inquiry over his finances.We cover the most important stories from around the world in the News Roundup.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Humans like to know what's coming next. How to plan for the future. And what the consequences of our actions might be.But the modern world is only becoming less certain — war abroad and political conflict at home, technological breakthroughs once only seen in science fiction, a volatile economy and labor market with the careers of billions at risk. And of course, the climate crisis, which rages on in the background, and now in the foreground of our lives?What exactly is uncertainty? And is it always a bad thing?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
At the end of June, the Supreme Court ruled six to three that the federal government can end Temporary Protected Status, or TPS, for more than 300,000 Haitians and 6,000 Syrians currently residing legally in the United States.TPS is a program that allows people from designated countries currently experiencing crises, like natural disasters or civil war, to live and work in the U.S.Some Haitian TPS recipients have been in the U.S. for 16 years. They work in hospitals, warehouses, and factories nationwide. In Springfield, Ohio, they make up nearly a fifth of the city's population.But their time in America could come to an end as soon as late July.What does the future hold for TPS holders and their families? And what does it mean for the communities and jobs they leave behind?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Today we take a look at 4 socialists hiding behind personal ideologies to justify their 1A expressions of the right to “promote the insurrection of the Constitutional Republic of the United States”. Pastor Stan shares in detail how the Democratic Socialists of America just adopted a Radical New Platform. Finally, we take a look at how socialism comes first, then comes communism and finally your rights go with it! 00:00 Intro 00:54 Goals of their Movement 09:27 FBI Ready to Deploy 12:46 First Comes Socialism 15:48 Growing Cancer 18:20 Clouds in the Skies 22:41 Freedom to Dictatorship
Today we take a look at 4 socialists hiding behind personal ideologies to justify their 1A expressions of the right to “promote the insurrection of the Constitutional Republic of the United States”. Pastor Stan shares in detail how the Democratic Socialists of America just adopted a Radical New Platform. Finally, we take a look at how socialism comes first, then comes communism and finally your rights go with it! 00:00 Intro 00:54 Goals of their Movement 09:27 FBI Ready to Deploy 12:46 First Comes Socialism 15:48 Growing Cancer 18:20 Clouds in the Skies 22:41 Freedom to Dictatorship
siman 408:1A in Chelek Daled-Hilchos Techumim by Rabbi Tzvi Thaler
We hold these truths to be self-evident, that all men are created equal. 250 years on, are these words still guiding us?The Declaration of Independence marked the start of our American Experiment. Does that document still hold central tenets of who we are as a nation? Deep political polarization has made that question murkier than perhaps ever before.We reflect on what a shared civic gospel looks like for America today and what role faith plays in that search.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Actor Charlie Hall stops by studio 1A to discuss his latest dark comedy "Maximum Pleasure Guaranteed." Plus, Jenna and Sheinelle sit down with King Randall the founder behind a program out of Georgia that has gone viral for teaching practical skills to teenage boys. Also, one of King Randall's former teachers stops by to surprise him for his work in building an organization that uplifts teenage boys. And, Mikel Welch takes us inside his stunning home in Los Angeles and shares 3 D-I-Y projects to get some designer looks for less. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
It's been nearly a year since a major reshaping of the State Department. It was part of the Trump Administration's goal to overhaul the federal government and to streamline and reduce redundancies. On July 8, 2025 the Supreme Court cleared the way for the Administration's massive reduction in force plan. Days later, more than 1,350 employees, including foreign services officers were laid off from the State Department.At the time, the moves were criticized by current and former diplomats. The American Foreign Service Association said, “Losing more diplomatic expertise at this critical global moment is a catastrophic blow to our national interests.”As part of our If You Can Keep it series we ask what this reshaping has meant for U.S. global power, aid, and diplomacy. Also: how is the agency operating today and what happened to all those former employees?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
It's a milestone birthday for the U.S. this weekend. And we're marking the 250th by taking a look back at this year's Sounds of America series.Every year, the National Recording Registry at the Library of Congress selects 25 pieces of sound to add to its collection — songs, speeches, and beyond.In the past, we've partnered with the 14th Librarian of Congress, Carla Hayden, who oversaw this project for nine years. Each spring, 1A worked with Hayden and the Library of Congress to bring you a look at why those honorees matter to America.This year, the Library of Congress looks a little different. President Donald Trump fired Hayden in 2025. The White House cited her “pursuit of DEI” as reason for her dismissal.But we continued our annual series this year with a look at the 2026 inductees. And we'll continue to ask you: What are the sounds of America? Highlights have included Martin Luther King Jr.'s “I Have A Dream” speech, Tracy Chapman singing “Fast Car," The Giants' “shot heard round the world” walk-off home run in 1951. And the theme song from Super Mario. You can nominate your favorite piece of sound through the Library of Congress.Now to the class of 2026: First, we sit down with Rachael Stoeltje. She's the head of the National Audio-Visual Conservation Center in Culpeper, Virginia, which houses and preserves the Library of Congress' audio and video artifacts. Then, we get the backstory on "The Devil Went Down to Georgia," by the Charlie Daniels Band. We bop along to "Beauty and the Beat" by The Go-Go's and meet members of the all-women rock band. And close it out with the radio broadcast of "The Fight of the Century" between Muhammad Ali and Joe Frazier.The Sounds of America series is produced by Jennie Cataldo of Accompany Studios.You can hear all our past Sounds of America interviews with Carla Hayden here. Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
OA1275 - As June ends and another Supreme Court Season wraps, it is time to look back and survey the damage: significant blows to voting and trans rights, harder times for immigrants throughout the system, and a vast expansion of executive powers. But we also go beyond the headlines to see what has been going on with some of the Court's more routine business. What can we learn from their more mundane 9-0 decisions--and can we actually find some good news here among the wreckage? Matt does his best. Finally, in today's seasonal footnote: why the world believed for exactly five minutes that Samuel Alito had closed Supreme Court Season by announcing his retirement on Tuesday, and what we can learn from this weird mistake about how mainstream media covers the Supreme Court. Executive Power / Immigration Trump v. Barbara — 25-365 (June 30, 2026)(birthright citizenship) Learning Resources v. Trump — 24-1287 (Feb. 20, 2026) (IEEPA tariffs) Trump v. Cook — 25A312 (June 29, 2026) (Fed removal) Trump v. Slaughter — 25-332 (June 29, 2026) (FTC removal) Mullin v. Doe — 25-1083 (June 25, 2026) (TPS) Mullin v. Al Otro Lado — 25-5 (June 25, 2026) (asylum at the border) Blanche v. Lau — 25-429 (June 23, 2026)(LPRs at the border) Urias-Orellana v. Bondi — 24-777 (Mar. 4, 2026) (asylum standard of review) Criminal Law Barrett v. United States — 24-5774 (Jan. 14, 2026) (§924(c)/(j) stacking) Bowe v. United States — 24-5438 (Jan. 9, 2026) (successive §2255 petitions) Ellingburg v. United States — 24-482 (Jan. 20, 2026) (restitution / Ex Post Facto) Chatrie v. United States — 25-112 (June 29, 2026) (geofence / 4A) United States v. Hemani — 24-1234 (June 18, 2026) (cannabis & 2A rights) Hunter v. United States — 24-1063 (June 18, 2026) (appeal waivers) Pitchford v. Cain — 24-7351 (May 28, 2026) (Batson / AEDPA challenge) Olivier v. City of Brandon — 24-993 (Mar. 20, 2026) — (§1983 rights with prior conviction) Case v. Montana — 24-624 (Jan. 14, 2026) (emergency-aid / 4A) Villarreal v. Texas — 24-557 (Feb. 25, 2026) (counsel during recess) Clark v. Sweeney — 25-52 (Nov. 14, 2025) (habeas / new-trial reversal) Civil/Voting Rights Landor v. Louisiana DOC — 23-1197 (June 23, 2026) (RLUIPA damages) Louisiana v. Callais — 24-109 (Apr. 29, 2026) (Voting Rights Act §2) West Virginia v. B.P.J. — 24-43 (June 30, 2026) (trans student athletes) Wolford v. Lopez — 24-1046 (June 25, 2026) (2A concealed carry) Chiles v. Salazar — 24-539 (Mar. 31, 2026) (conversion therapy) NRSC v. FEC — 24-621 (June 30, 2026) (1A / campaign finance) Procedural Issues Enbridge Energy v. Nessel — 24-783 (Apr. 22, 2026) (removal deadline) Coney Island Auto Parts v. Burton — 24-808 (Jan. 20, 2026) (Rule 60(b)(4) finality) Other SCOTUSblog Stat Pack (2025-2026)[PDF] “NPR retracts story about Alito retirement,” Kelly McBride, NPR (June 30, 2026) Check out the OA Linktree for all the places to go and things to do!
Throughout history, adulthood has often been defined by clear markers — turning 18, moving out of your parents' home, or getting married. But most of us know that being an adult by law is very different from being one in real life.Traditional markers of adulthood like purchasing a home or getting married are happening later and later these days. The average first-time homebuyer in 1981 was just 29 years old. But in 2025, the median age of a first-time homebuyer was 40. That's a historic high, according to the National Association of Realtors.People are also hearing wedding bells later in life. One and ten adults are now marrying for the first time between the ages of 40 and 59, according to the Wall Street Journal.What does it mean to be an adult, especially when our definition of adulthood has evolved? And what if you never really feel like a grown-up, even well into old age?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Put on your blindfolds, fill a wine glass to the brim and get ready to listen to the blather of a 35,000-year-old Lemurian god/warrior named Ramtha. It is only possible through the body of JZ Knight, a former cable television saleswoman who channeled that old dude after placing a paper pyramid on her head in 1977. And she has made millions off of it. Strange Country cohosts Beth and Kelly discuss the supposed enlightenment JZ shills as Ramtha's mouthpiece and whether channeling Ramtha might be the cure for Kelly's perimenopausal symptoms. Theme music: Big White Lie by A Cast of Thousands. Cite your sources: Aldred, Lisa. ""Money is just Spiritual Energy": Incorporating the New Age." Journal of Popular Culture, vol. 35, no. 4, 2002, pp. 61-74. ProQuest, https://www.proquest.com/scholarly-journals/money-is-just-spiritual-energy-incorporating-new/docview/195365462/se-2. Braga, Michael. "FDA crackdown on alternative health - From fringes, growing distrust of feds' motives." USA TODAY (Arlington, VA), FIRST ed., sec. NEWS, 15 Sept. 2020, p. 1A. NewsBank: Access World News, https://infoweb.newsbank.com/apps/news/openurl?ctx_ver=z39.88-2004&rft_id=info%3Asid/infoweb.newsbank.com&svc_dat=AWNB&req_dat=0FA0729FAB9D3500&rft_val_format=info%3Aofi/fmt%3Akev%3Amtx%3Actx&rft_dat=document_id%3Anews/17D81F89B606B428. Accessed 23 June 2026. Brunner, Jim. "Guess who's a big Trump fan? Ramtha, as channeled by Democratic donor JZ Knight." The Seattle Times, 4 April 2017, https://www.seattletimes.com/seattle-news/politics/guess-whos-a-big-trump-fan-ramtha-as-channeled-by-democratic-donor-jz-knight/. Accessed 18 June 2026. Buchanan, Susy. "Ramtha Riled." Southern Poverty Law Center, 24 May 2014, https://www.splcenter.org/resources/reports/ramtha-riled/. Accessed 18 June 2026. Egan, Timothy. "Worldly and the Spiritual Clash in New Age Divorce." New York Times, 25 Sept. 1992. Gale OneFile: News, link.gale.com/apps/doc/A174939497/STND?u=nysl_sc_ahs&sid=bookmark-STND&xid=e41ec71f. Accessed 18 June 2026. Eric, Scerri. "What the #$'! Do They Know?" Skeptical Inquirer, September/October 2004, https://skepticalinquirer.org/2004/09/what-the-do-they-know/. Accessed 23 June 2026. Hosenball, Mark. "The guru and the FAA." Newsweek, vol. 125, no. 10, 6 Mar. 1995, p. 32. Gale OneFile: High School Edition, link.gale.com/apps/doc/A16642039/STOM?u=nysl_sc_cayuga&sid=bookmark-STOM&xid=07d4682f. Accessed 23 June 2026. J. Z. Knight Divorce Trial Reveals Workings of Channeling Bu." The Skeptical Inquirer, vol. 17, no. 3, Spring, 1993, pp. 253. ProQuest, https://www.proquest.com/magazines/j-z-knight-divorce-trial-reveals-workings/docview/219263409/se-2. Mackay, Rob. "Shocking allegations from former JZ Knight follower." FOX 13 Seattle, 18 April 2014, https://www.fox13seattle.com/news/shocking-allegations-from-former-jz-knight-follower. Accessed 23 June 2026. "Madame Blavatsky and Theosophy." Expedition Magazine 29, no. 2 (July, 1987): -. Accessed June 18, 2026. https://www.penn.museum/sites/expedition/madame-blavatsky-and-theosophy/ "Ramtha is Solely Knight's, Court Says." The Seattle Times, 12 June 1997, https://archive.seattletimes.com/archive/19970612/2544252/ramtha-is-solely-knights-court-says. Accessed 17 June 2026. "Ramtha School of Enlightenment Promotes Natural Healing - Three Students report nontraditional recoveries from serious conditions thanks to RSE." PR Newswire (USA), 5 Apr. 2012. NewsBank: Access World News, https://infoweb.newsbank.com/apps/news/openurl?ctx_ver=z39.88-2004&rft_id=info%3Asid/infoweb.newsbank.com&svc_dat=AWNB&req_dat=0FA0729FAB9D3500&rft_val_format=info%3Aofi/fmt%3Akev%3Amtx%3Actx&rft_dat=document_id%3Anews/13DF7B30E8151FA8. Accessed 23 June 2026. Reiss, Adam, and Dareh Gregorian. "Steve Bannon pleads guilty in New York 'We Build the Wall' case." NBC News, 11 February 2025, https://www.nbcnews.com/politics/politics-news/steve-bannon-pleads-guilty-new-york-build-wall-case-rcna191672. Accessed 17 June 2026. RHODES, ELIZABETH. "STATE OF MIND JZ KNIGHT PREACHES SELF-LOVE THROUGH A 35,000- YEAR-OLD-SPIRIT." THE SEATTLE TIMES, SUNDAY ed., sec. SCENE, 25 Oct. 1987, p. K1. NewsBank: Access World News, https://infoweb.newsbank.com/apps/news/openurl?ctx_ver=z39.88-2004&rft_id=info%3Asid/infoweb.newsbank.com&svc_dat=AWNB&req_dat=0FA0729FAB9D3500&rft_val_format=info%3Aofi/fmt%3Akev%3Amtx%3Actx&rft_dat=document_id%3Anews/0EB5328A5EA73AE1. Accessed 23 June 2026. Sagan, Carl. The Demon-Haunted World. pgs. 204-5, Random House Publishing Group, 1997. Sailor, Craig. "Ramtha channeler J.Z. Knight apparently has donated $10,000 to Mexican border wall campaign." The News Tribune, 21 December 2018, https://www.thenewstribune.com/latest-news/article223435620.html. Accessed 17 June 2026. "' School of Enlightenment' Subpoenas Facebook for Information on Former Members." Tacoma Examiner (WA), sec. Tacoma Private Schools Examiner, 30 Mar. 2013. NewsBank: Access World News, https://infoweb.newsbank.com/apps/news/openurl?ctx_ver=z39.88-2004&rft_id=info%3Asid/infoweb.newsbank.com&svc_dat=AWNB&req_dat=0FA0729FAB9D3500&rft_val_format=info%3Aofi/fmt%3Akev%3Amtx%3Actx&rft_dat=document_id%3Anews/1455FCEBF1D3C0A8. Accessed 23 June 2026. Scott, Marion. "SHE'S SOME PROFIT!; The blonde who'll tell you the secrets of a 35,000 year old man ... for pounds 1,000 a go." Sunday Mail [Glasgow, Scotland], 23 May 1999, p. 20. Gale OneFile: News, link.gale.com/apps/doc/A60213035/STND?u=nysl_sc_ahs&sid=bookmark-STND&xid=ccd425a2. Accessed 18 June 2026. Schrader, Jordan. "Appeals court upholds most of ruling for JZ Knight." Olympian, The (WA), 1st State ed., sec. News, 22 Jan. 2016, p. 14A. NewsBank: Access World News, https://infoweb.newsbank.com/apps/news/openurl?ctx_ver=z39.88-2004&rft_id=info%3Asid/infoweb.newsbank.com&svc_dat=AWNB&req_dat=0FA0729FAB9D3500&rft_val_format=info%3Aofi/fmt%3Akev%3Amtx%3Actx&rft_dat=document_id%3Anews/15A8BE1384485BF8. Accessed 23 June 2026. Sommer, Will. "QAnon Teams Up With Alleged Cult Leader." Daily Beast, The, sec. Right Richter, 21 May 2019. NewsBank: Access World News, https://infoweb.newsbank.com/apps/news/openurl?ctx_ver=z39.88-2004&rft_id=info%3Asid/infoweb.newsbank.com&svc_dat=AWNB&req_dat=0FA0729FAB9D3500&rft_val_format=info%3Aofi/fmt%3Akev%3Amtx%3Actx&rft_dat=document_id%3Anews/173945FB34159670. Accessed 23 June 2026. Sottile, Leah. Blazing Eye Sees All: Love Has Won, False Prophets, and the Fever Dream of the American New Age. Grand Central Publishing, 2025. "Testing Concludes That JZ Knight and Ramtha Have Distinct, Separate DNA - Results confirmed by three separate labs in different locations." PR Newswire (USA), 12 Mar. 2015. NewsBank: Access World News, https://infoweb.newsbank.com/apps/news/openurl?ctx_ver=z39.88-2004&rft_id=info%3Asid/infoweb.newsbank.com&svc_dat=AWNB&req_dat=0FA0729FAB9D3500&rft_val_format=info%3Aofi/fmt%3Akev%3Amtx%3Actx&rft_dat=document_id%3Anews/154063EF485623D8. Accessed 23 June 2026. Williams, Allison. "The Ancient Spirit That Settled in Small-Town Washington." Seattle Met, 15 November 2022, https://www.seattlemet.com/news-and-city-life/2022/11/jz-knight-ramtha-yelm-washington-school-of-enlightenment. Accessed 18 June 2026.
Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
A Special Industry Update, With Jason Diamond and Mindy Diamond Jason and Mindy Diamond revisit how advisor due diligence is evolving—from AI and enterprise value to firm stability, ownership, and optionality—and why those questions matter more than ever. In Summary Due diligence has always been about finding the right fit. But what advisors are evaluating has expanded considerably. In this replay of an Industry Update, Jason Diamond and Mindy Diamond revisit The Advisor Transition Playbook to explore how advisor priorities continue to evolve. Beyond the traditional reasons advisors consider change, they discuss newer factors shaping decisions today—from artificial intelligence and enterprise value to ownership structure, firm stability, and long-term optionality. The conversation reinforces that while every advisor's motivations are personal, the evaluation process has become far more strategic. Today's advisors aren't simply comparing recruiting deals or platforms. They're considering how today's decisions may influence the value, flexibility, and future of the businesses they're building. The Storyline For years, advisor movement was largely driven by familiar themes: bureaucracy, management changes, technology frustrations, and the desire for greater independence. Those factors remain important. But the conversations Diamond Consultants has with advisors today increasingly include questions that rarely surfaced just a few years ago. How should AI factor into firm selection? What is the long-term value of building enterprise value instead of simply maximizing a recruiting package? How important is a firm's ownership structure? And how should advisors think about stability in a marketplace where acquisitions, recapitalizations, and private equity investment have become commonplace? Jason and Mindy revisit the transition framework introduced in Part 1, focusing less on the mechanics of making a move and more on the evolving criteria advisors are using to evaluate their options. The result is a broader discussion about due diligence—not simply as a transition exercise, but as an ongoing strategic process for advisors seeking to build their best business life. Topics Covered Advisor due diligence Traditional vs. emerging drivers of advisor movement Artificial intelligence in wealth management Enterprise value and advisor ownership Recruiting deals versus long-term economics Reverse due diligence Firm ownership and stability Private equity in wealth management Advisor optionality Building a long-term advisory business Blubrry Player > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why are the traditional drivers of advisor movement still relevant? (4:00) Jason and Mindy revisit the longstanding push-and-pull factors that continue to influence advisor decisions, from bureaucracy and management frustrations to the desire for greater ownership and control. How has AI become part of the due diligence process? (13:50) The discussion explores why advisors increasingly expect firms to demonstrate a clear AI strategy—and why investment, integration, and vision may become meaningful competitive advantages. Why should advisors care about enterprise value, even if they don't technically own their business? (24:30) Jason and Mindy explain why more advisors are evaluating decisions through the lens of long-term business value rather than solely short-term economics. What does reverse due diligence really involve? (37:15) The conversation highlights why advisors should evaluate prospective firms with the same rigor firms use when evaluating advisors. How does firm ownership affect advisor optionality? (38:00) Private equity, acquisitions, and changing ownership structures have made it increasingly important to understand what happens if a firm's strategy changes after an advisor joins. Why has due diligence become more strategic than ever? (45:30) The episode concludes with a broader discussion about defining one's “best business life” and making decisions that align with long-term goals rather than reacting to short-term frustrations. Key Takeaways The reasons advisors evaluate change have expanded well beyond traditional frustrations such as bureaucracy and compensation. AI has become an increasingly important component of firm evaluation, not because it replaces advisors, but because it can enhance productivity and client service. Enterprise value is becoming a consideration even for advisors who currently work within employee models. Reverse due diligence is just as important as a firm's evaluation of an advisor, particularly when assessing ownership structure, capitalization, and long-term stability. The most effective transition decisions balance immediate economics with long-term flexibility, ownership, and optionality. Every advisor's definition of success is different, making clarity around personal goals the foundation of any due diligence process. https://youtu.be/WZbUZJZK1yc Quotable Moments “Every advisor deserves to live their best business life.” “Just because you're frustrated doesn't mean you should move. You need something worth moving toward.” “The question isn't simply what you're paid today. It's what you're building over time.” “Knowledge is power. Understanding what your business is worth should be part of every advisor's decision-making process.” FAQs Why are more advisors expanding their due diligence beyond compensation? While transition economics remain important, advisors are increasingly evaluating technology, AI capabilities, enterprise value, ownership opportunities, and long-term flexibility as part of the decision-making process. How should advisors evaluate a firm's AI strategy? Rather than looking for finished products, advisors should assess whether a firm has a clear vision, meaningful investment, and an integrated approach to using AI to improve advisor productivity and client experience. What is reverse due diligence? Reverse due diligence is the process of evaluating a prospective firm as thoroughly as the firm evaluates the advisor. It includes understanding ownership structure, financial stability, culture, technology, leadership, and long-term strategy. Why does enterprise value matter for employee advisors? Even advisors who do not currently own their businesses may benefit from understanding how different business models create opportunities for ownership, long-term value creation, and future monetization. How has private equity changed advisor due diligence? Private equity has introduced new opportunities for growth and capital, but it has also made it more important for advisors to understand ownership structures, investment horizons, and what future transactions could mean for their business. What does Diamond Consultants mean by an advisor's “best business life”? It refers to aligning an advisor's business model, goals, client experience, compensation, flexibility, and long-term vision in a way that best supports both the advisor and the clients they serve. While transition economics remain important, advisors are increasingly evaluating technology, AI capabilities, enterprise value, ownership opportunities, and long-term flexibility as part of the decision-making process. Rather than looking for finished products, advisors should assess whether a firm has a clear vision, meaningful investment, and an integrated approach to using AI to improve advisor productivity and client experience. Reverse due diligence is the process of evaluating a prospective firm as thoroughly as the firm evaluates the advisor. It includes understanding ownership structure, financial stability, culture, technology, leadership, and long-term strategy. Even advisors who do not currently own their businesses may benefit from understanding how different business models create opportunities for ownership, long-term value creation, and future monetization. Private equity has introduced new opportunities for growth and capital, but it has also made it more important for advisors to understand ownership structures, investment horizons, and what future transactions could mean for their business. It refers to aligning an advisor's business model, goals, client experience, compensation, flexibility, and long-term vision in a way that best supports both the advisor and the clients they serve. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. Related Resources The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between – Part 1 Annual Advisor Transition Report Top 10 Tips for a Strategic Due Diligence Process Should I Stay or Should I Go? View the transcript of this episode… The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between – Part 2 A Special Industry Update with Jason Diamond and Mindy Diamond. Jason Diamond: Welcome to a replay of one of the most popular episodes from our podcast series for financial advisors, The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between. It's Part 2 of a 2-Part Industry Update with Mindy Diamond. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner, well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our Annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: There’s been a noticeable shift in how advisors are approaching decisions about their business, not necessarily in whether they’re exploring change, but in what they’re focused on when they do. Mindy is back with me for a continuation of our earlier conversation on the Advisor Transition Playbook. Last time, we spent time on the mechanics, how due diligence works, what a move actually entails, and how to think through the process. What’s become more apparent since then is that the inputs into that process are evolving. The traditional drivers are still there, but layered on top are a set of considerations that didn’t carry the same weight before. AI is one of them, and not just as a tool, but as a differentiator that advisors are starting to diligence more seriously. Enterprise value is another. Showing up in conversations, even for advisors who don’t technically own their business, but are thinking more critically about what they’re building over time. And then there are questions around stability, ownership, and flexibility. What happens to the firm itself and whether advisors retain the ability to adapt again if circumstances change. None of this is theoretical. It’s showing up in real time conversations. What we want to do here is unpack those new triggers of advisor movement and what they suggest about how decisions are being made today. So let’s get to it. Mindy, the legend, thank you for joining me. So glad to have you on. Mindy Diamond: Thank you. I’m so happy to be here. Jason Diamond: Great. Let’s dive right in. I’ll set the stage really quickly one more time. When we spoke about this topic last, we talked about the drivers of movement, what we’ll call in this conversation as the old or the legacy drivers of movement, and we spoke about the mechanics of the move. Before we get into the new drivers of movement, which I want to be the meat of the conversation, remind us, when we talk about the legacy drivers of movement …. And by the way, by saying legacy, I by no means want to suggest that they’re not valid today, because they’re equally valid, if not more so today than they were then. But when you think of the classic drivers of movement in our industry, what are they? Mindy Diamond: Yeah. So I would say, first of all, let’s start by saying that for every advisor, they’ve got a unique set of needs. So the first thing to say is that while you and I can talk about the categories of frustrations or things that might bother an advisor, they show up differently in each advisor’s life. So it’s important to note that everyone is unique. But generally speaking, if I had to package them, I’d say it’s number one that shows up most of the time is too much bureaucracy. A feeling that a firm or a model is just too hypervigilant in terms of compliance and it’s too bureaucratic and too hard to get things done. Number two would be some sort of change in or frustration with management. Something is going on that the person or persons that are responsible for managing the business are just not … They’re not the wind at their back. They’re obstreperous. They’re causing difficulty and frustration. And probably the third one would be less about a pain point and more about the desire to be something that they couldn’t where they were. The notion that they want to be more independent, they want to be a business owner and they just can’t do that. That doesn’t exist within the model where they work. Those probably have been the three ones top of mind, but I bet you’ll have some … You’ll add to that. Jason Diamond: I’ll add a couple. But before I do, I’ve heard you talk about this topic, maybe said another way as pushes and pulls. Can you explain what you mean by that? Mindy Diamond: Yeah. So I think that we think about the pushes, the frustrations, the things pushing somebody out the door, the factors that make it less easy or less fluid to do business. And there’s almost always pushes that exist when somebody comes to us, where they’re frustrated to some degree or another about certain things. But we tell people all the time that just to be frustrated should never be enough, because if all you’re doing is running from one set of problems, you’re very likely to run into maybe a different set, but still problems elsewhere. So a move needs to be driven in equal part, if not more, by pulls. Being pulled toward an opportunity that can be needle moving enough or better enough than where you are now. Pushes and pull. Jason Diamond: I love it. So let me ask you a little bit of a pointed question. Is a recruiting deal a valid pull factor? Mindy Diamond: So look, it’s different for every person. We’ve had advisors come and say, “I just went through a divorce and the most important thing to me is to recapitalize. And so a recruiting deal is really important.” And while I would never be one to say that’s not valid, it can be … And by the way, any advisor should want to and expect to better their financial situation. There should be economic gain. But it shouldn’t be the only or the primary reason for the move. So you want to monetize. The notion of wanting to monetize in the short term should be a factor in what model you pick, but it shouldn’t be the primary driver for a move. Jason Diamond: I agree with that wholeheartedly. I was going to say something I think maybe would’ve surprised you a little, which is like, yeah, I think recruiting deal is a very valid pull factor because what we’re saying is, it shouldn’t be the only pull factor. And sometimes it is and it makes us a little bit sad, I think, when that’s the case. But all of these factors you mentioned, and the ones I would add, I think that maybe technology would be another kind of factor that drives movement, all of these factors are not one specific reason. If you did the exit interview, either actually conducted the exit interview with advisors or thought exercise exit interview, I think they would point to a confluence of all of these factors. Compliance was a headache. I wanted to launch a podcast. I wanted to be able to send a timely communication to my clients. We used to hear that one during COVID a lot, right? By the time compliance approved something to send to clients, it was already stale. So do you agree with that, that it’s generally a confluence or a combination of these? Or in your experience, is it advisors are like, “No, compliance or the tech is so bad, I’m out”? Mindy Diamond: Yeah. So most often there’s a straw that breaks the camel’s back incident or thing where they’re willing to put up with a series of minor paper cuts, if you will. And then almost always there’s something that happens. You and I got a call the other day from a team that said that they had split from their partner and the management of the firm was favoring the ex-partner, making it harder for them to stay or making it less fun or feel good for them to stay. So while they gave me a laundry list of things that were imperfect, I don’t know that any one of the things that were imperfect up until then would’ve been enough to drive them out. But when that one thing, that feeling that they were a second class citizen came up, that was the straw that breaks the camel’s back and went from a minorly frustrated to, “I’m out of here.” Jason Diamond: Yeah. And there’s probably a hundred examples you could walk us through. And I wanted to just highlight too, this concept is not limited to the wirehouse or employee or captive firm world, this is equally relevant for independent advisors. Granted, some of the pushes and pull factors, some of the triggers are not necessarily the same, but the idea that advisors outgrow a broker dealer or an RIA or either need or want or desire in some way, shape or form, greater autonomy, flexibility, freedom, control is certainly not limited to the employee space. I just wanted to make that point. Mindy Diamond: And I think that’s absolutely right. I think the notion of that frustrations or limitations or bureaucracy only existed if you were a W2 employee at a bulge bracket firm. That went out the window. As the industry landscape has expanded and there’s more and more valid ways to be a financial advisor, there’s more and more ways for a firm or a model or an infrastructure to frustrate an advisor. And that’s not being overly negative. It’s just to say there is no perfection anywhere. Jason Diamond: Yeah, 100%. And by the way, to play a little bit of devil’s advocate on that, and then we’ll move on, I would just say there are pain points that might come from a firm being small and subscale as well. My firm doesn’t have efficient technology. They don’t invest enough in the business. They don’t provide a lead mechanism. They don’t have a robust banking and lending or investment solutions platform. So this stuff cuts both ways. An advisor can be frustrated or limited and an advisor can be excited. Pushes and pulls I think touch on, we’ve heard from advisors in every single pocket of the market, this is a relevant concept. Mindy Diamond: The theme of this is that every advisor deserves to live their best business life. That’s what people are in search of when they reach out to us or when they engage with us. What they’re looking for more than anything, and this is irrespective of where they work or how long they’ve worked or how much they manage, every advisor is in search of their best business life. And what defines their best business life is having the best quality of work life, but also the best ability to do what they want to do with their business, to serve their clients without limitations, to grow the way they want, to be paid a fair wage, and ultimately set up to maximize the value of the business they’ve built. Those are the definitions of one’s best business life. Jason Diamond: I used an even simpler definition of best business life and I stole it from you, which is the true north concept, which is if your true north is maximizing enterprise value and chasing the dollar and trying to build something that’s scalable and saleable, then great. If your true north is to build a lifestyle practice, there’s plenty of advisors who are successful and happy and content in that regard as well. And I think that’s what we’re talking about, is finding your true north and then it’s possible. I mean, that’s the beauty of the landscape. We’re talking about this, a lot of this is pain points or things that advisors experience. The exciting part of this is there’s never been a better time to be an advisor because of the breadth of choice they have and the ecosystem that’s been born to support advisors, to your point, across the spectrum. Mindy Diamond: Yeah. And it’s also, I think, worth saying that it starts with really good crystal clear clarity around not only what’s frustrating you, but what you want ideal to look like. Because I can’t tell you, or I can tell you because … I can’t tell our listeners, I can’t stress enough how often we get calls from advisors that tell us where they think they want to be or tell us they want to move. They have clarity about what’s frustrating them or what they want to change, but they don’t really have clarity about what they want it to look like. And the less clarity you have, the less likely you are to be successful in finding the exact right solution. So our work, the thing we probably do best is really work with advisors to help them. It doesn’t take long. In an hour conversation, we can help them to really get crystal clear on what they’re looking to solve for. Jason Diamond: Absolutely. All right. Great appetizer. We set the table. Let’s dive into the main course now. I want to talk now about what I’m calling the 2.0 triggers or the new triggers of movement. And to be clear, it’s not that these are more important or better or more significant drivers of movement. In fact, you could argue they’re probably at present less significant than the ones we just listed. But I think what we’re saying is these are triggers that are starting to come up more and more in conversations and we expect them to only proliferate further. And in that regard, they’re noteworthy and important for advisors because advisors should be reconciling not just what are the things I need to be worrying about today, but also what are the things I need to be potentially worrying about five years from now. So with that in mind, let’s dive in. I think the first one we have to start with is AI. And I always chuckle a tiny bit when we mention AI, we used to have to specify what are we talking about. Are we talking about artificial intelligence or alternative investments? And now it’s very clear. Everybody knows we’re talking about artificial intelligence. So the direction of the industry, no over-dramatization to say is at stake here. It’s that important of a topic. Let me ask you just very simply first, is this coming up in conversations with advisors? Mindy Diamond: Oh, all the time, but it’s almost table stakes. So I think the way it comes up is that people assume, advisors assume, and by the way, have the right to assume that AI is part of the tech stack. The notion that if I’m evaluating a firm and part of what frustrates me or part of what’s really important to me is cutting edge, really robust technology, part of what I am expecting is that a new firm is going to have really robust technology. And part of that is really robust access to AI. And has honed the AI in a way that’s user-friendly, that really answers or delivers on making me a better … Not replacing me as an advisor, but making me a better, more efficient advisor. Jason Diamond: 100%. And I would also add, so as I think about this AI topic, I don’t want this to become a conversation around, is AI going to replace advisors, because I think we both agree that’s not going to be the case. Especially at the top end of the market for quality advisors, I think they’re not going anywhere. But in my view, when we think about the trigger of movement, AI has the potential to be transformative because a couple kind of use cases or trigger cases come to mind, and I’d love to hear your thoughts. One is, do you think advisors will potentially consider a move because they’re worried about this? So in other words, play this logic out with me. I’m 55 years old and I’m like, “Oh man, AI might be coming from my job.” And there’s firms offering 400% of revenue to move my book. Maybe I should take that check and kind of de-risk and monetize while I can. What are your thoughts on that? Mindy Diamond: I absolutely think we’re already working with that fall into that category, but to say that is the only reason for the move would be wrong. I’m grateful that people trust us enough to be transparent with us. So they let us know that underneath the notion that they want to better serve clients, they ultimately want better access to A, B, and C, they want to be able to do D, E and F with less restriction, is really the main reason for the move. But underneath it, the notion that my book, I want to protect myself. My book may well be the biggest it’s ever going to be. It is going to be worth more today than it could be in the future if things don’t go my way. And if I know I’m going to move and one of my goals is to monetize, I might want to do that now. Jason Diamond: I agree. And that’s where the top deal story comes in also. Firms paying a top deal is a part of that story. It’s what you just said, plus advisors know firms are willing to pay incredible multiples. I mean, as we speak, UBS is in market with one of the largest deals in history. So those two narratives side by side, I agree. I think this becomes more of a kind of catalyst or driver movement. It’s come up in my conversations on both sides of the spectrum. It’s the tech savvy, AI savvy advisors who are excited about this, who are like, “I want to be the most AI enabled version of myself I can be. It’s going to make me a rockstar and it’s going to widen the gap with my peers,” but it’s also come up with the people who are, I think, rightly scared and fearful about what this might mean for their job. Mindy Diamond: Let me ask you, what are examples of the way you’ve seen some of the best firms who have embraced AI? What is their narrative? What is it that they’re saying to advisors that if you come here from a tech or AI perspective, you’ll be better because we’re able to do … Fill in the blank. Jason Diamond: Yeah. So a couple that come up. First of all, I want to make the important point. Advisors do not expect that firms, either their current firm or firms that they are diligencing prospectively, have this figured out or solved. Everybody understands this is a fairly new area that firms are still very much kind of developing their strategies in. What advisors want to see is a few things. They want to see though leadership, they want to see investment, and they want to see a strategy, right? Effectively, they want to see a step in the right direction, really. So I’ll give you a couple examples. There are a number of tech savvy RIAs, very tech-enabled, AI-focused RIAs, because I think this is easier to be nimble. I think where you’ll see this quicker probably is in the independent space. That what they’re doing is things like this. An advisor logs on to their workstation in the morning and their system queues them proactively, Mr. and Mrs. Smith may be good candidates for a Roth IRA conversion. And then if the advisor decides to contact the client in some way about it, the system will of course help them draft the communication, but then it’ll take it a step further and actually help them to process and transact that conversion. So soup to nuts, ultimately driving efficiency. That’s the name of the game. That’s why firms, I think, are excited about AI, at least the good firms. Because what I think they realize it will do is, the stuff that’s a waste of time that could be automated that advisors, and probably even more so their associates, client associates are spending time on, that should be a massive time saver for advisors. And I think if you play that story out, what does that mean? It should mean bigger books of business and therefore more productive advisors because they have more time to prospect and focus on their clients. Thoughts? Mindy Diamond: Yeah. So I think you said it perfectly, but it raises the question then. You say that the RIAs can be more nimble. You’re right. I mean, the big story around the biggest firms was like moving a battleship, it takes a long time to turn it. It’s not as nimble. So what and how are the bigger firms competing against the RIAs with respect to AI? And second question, we still always get questions, and rightly so, about Morgan Stanley has more money to invest… Jason Diamond: That was going to be part of my answer. Mindy Diamond: … than fill in the blank RIA. So how does that all work? Jason Diamond: That is absolutely going to be part of my answer, is that I have heard this question posed almost presumptively both ways. “Oh, it’s got to be that the RIAs are going to be the clear winners in this.” And I’ve also heard, “Oh, it’s got to be that the wirehouses are going to be the clear winners in this.” I don’t think it’s going to be channel specific like that. I think it is going to be firm specific. I think there’s going to be firms that are going to do this well and firms that are going to not do this well. But there’s going to be winners in the wirehouse space. There’s going to be winners in the regional firm space, with firms like Raymond James who are clearly trying to be on the cutting edge of this. There’s certainly going to be winners in the broker-dealer space. LPL is investing heavily in this, as are many of their broker-dealer competitors. And then of course the RIA space, where sometimes they may not have the budgets, but they have a couple things. They have private equity backing, sometimes. They have the custodians that they’re built on, right, or the tech vendors that they’re built on. So Schwab and Fidelity or Orion and Addepar. They have other ways to access these innovations. One of the things that comes up with this that your question I think gets at is, a similar question that was raised around technology stacks, which is strength of offering versus integration. And that’s where I think a firm like Morgan Stanley really will shine, is they should … Because they don’t put anything out that’s not well integrated. The big firms have generally done a pretty good job of that. Versus the RIAs. Sometimes we’ve heard feedback where, yes, you have access to you name it, right? You dream it up, you can go and buy it. But the left hand may not speak to the right hand quite as well. Mindy Diamond: Yeah, that’s actually a really good point. And integration is probably one of the biggest … If you ask an advisor when they talk about technology as either being one of their pushes or pulls, probably what they’re referring to more than anything is not only having the capability, but having the integrated capability. So that’s a great point. And I think your point is right, that the final chapter on this has not been written. Nobody thinks that it has. And so whatever answers you and I can talk about today about who’s winning this race, or this tech race or this AI race, will be totally different tomorrow. We all know that. But I think for purposes of this conversation, to say that an advisor having an expectation that their technology be outstanding and that AI be on the table, that a firm is embracing it and heading in the right direction, if you will, has the right thought leadership and the right willingness to invest in it is what advisors are really looking for right now. Jason Diamond: Absolutely. And this is a question too from the firm’s perspective, if you are a firm of any size, you must be able to answer that. This has become question 1A. And again, I don’t mean to suggest that I think AI is the number one most important factor driving advisor movement today. It very well might be at some point down the road. I don’t think we’re there yet. But I do think it’s the topic du jour or the hot topic, where every advisor is asking about this. So that means if you’re a firm, you need to be prepared to tell the story or at least have the vision. And I think what we’re hearing from both advisors and from firms is this, AI is going to … What is right now a gap between the good and the bad, the quality and the non, is going to become an absolute chasm, right? An absolutely mountainous gap between the best firms and the firms who are able to adapt this technology or this AI. And the same thing at the advisor level, between the AI-enabled superpowered advisor versus those who are in the dinosaur ages, for lack of a better term. Mindy Diamond: Yeah. And we’ll move on, but it is worth saying that the day of the standalone independent, the one man or one woman band who hangs out a shingle, and to use your term, running a lifestyle practice, nothing wrong with that, but it would be near impossible to imagine a world where a standalone independent can compete with a private-equity-backed RIA or an RIA that has a big pool of capital behind them or to compete with the major firms. And our point is the ability to compete is probably more important with respect to this topic than just about any other. Jason Diamond: Totally agree. Thank you for tying a bow on that because I think that’s a good place to leave the AI topic, at least for now. I’m certain we’ll have more to say on this one. By the time we release this episode, we’ll probably have more to say on it. So we’ll have to do a follow-up again. But I want to talk now about enterprise value. And this is one where if you’re an RIA or if you’re an advisor at an independent firm, this might sound like a duh, but hear me out on this one. The idea is as follows, if I’m a wirehouse advisor or any sort of captive advisor, I don’t technically own anything. Agree? Mindy Diamond: Agreed. Jason Diamond: Okay. So if that’s true, that I don’t technically own anything, I technically don’t have any sort of enterprise value or ability to monetize. But my premise here and why I would argue that enterprise value has become a driver of movement is even wirehouse advisors know … They see teams like OpenArc, a massive RIA that launched last year. They see their corner office peers breaking away, starting independent firms. They see them selling to asset managers, private-equity-backed RIAs, private equity firms in their own right for these massive multiples. And what I guess I’m getting at, and I’m curious if you agree is, if a wirehouse advisor, let’s say, sees their colleagues sell to a private equity firm for 20X, doesn’t that have to become a little bit of a catalyst for movement in its own right? Mindy Diamond: Without a doubt. Historically … Actually, let me date myself. When I started this business now 32 years ago, there was zero way for an advisor who was a captive employee of a firm, of any firm, to monetize their business. It’s why there was so much movement, because the only way they could monetize was to get paid a big fat transition deal to move from one firm to the other. Jason Diamond: Yep. Mindy Diamond: Obviously, we all know that first it started with the big firms, and then just about every brokerage firm on the street began to offer a retire-in-place program. And that is the big firms or a traditional brokerage firm’s way of allowing advisor to monetize in place from their perspective to stave off attrition. And for an advisor that believes that the status quo serves them well, that finishing their career, that leaving their legacy, that leaving their team at their firm is the best thing to do, then those retire-in-place programs, like Merrill’s CTP or Morgan’s FAP or UBS’s Alpha or a name at every firm has them, is the best gift to advisors there is. But the problem is that the next generation at those firms are buying an asset they don’t own. And so when we talk about enterprise value or the desire to build enterprise value as a real driver of movement, what we’re talking about is not only that advisors want ownership of an asset, because ownership translates into more control and autonomy and agency over building it the way you want to, but it also translates into maximizing the value of the business that you’ve built. So that’s a long-winded way of saying that the OpenArc deal you are referencing, for anybody not familiar, is a Merrill Lynch team, a legacy Merrill Lynch team in Atlanta that was managing more than 120 billion in assets, part retail, ultra high net worth client assets, and part institutional consulting assets. And believe me, I don’t want to make it sound like it was a snap that one day they’re happy and the next day they’re going independent. Over a 10-year period became more and more aware, driven by the pushes and more aware of the pulse. But ultimately, while there was a long list of things they wanted to be able to do that they couldn’t to best serve clients and grow the business, the real driver at the end of the day, or I shouldn’t say the real driver, but a major driver was the notion of building and owning enterprise value. Yes, they could have all gotten very attractive deals and retired with your Merrill CTP, but they wanted to own the business, they wanted cap gains treatment. And so they went through the sweat equity big time of building what they’re calling OpenArc for the ability for probably five, 10, 20 years, because there’s partners with all different ages, so at all different times, to be able to really maximize the value of the business they’ve built. Jason Diamond: Can I push back on that for … It’s a super helpful example, but my one thought is, okay, yeah, of course, 130 billion in assets, they should be concerned with enterprise value at that size. And the delta between caring about enterprise value and not is too great because those guys have, by all accounts, a phenomenal business that is rivaled by very few in the industry. Most of our audience does not fit into that stratosphere. So what about advisors in, let’s call it the million to $10 million space? Should they still care about this concept? Mindy Diamond: Again, it’s an inside job. It’s a personal thing. Some don’t. But the answer is yes. And if I were them, I would. Why? Because whether I am generating a million a year in revenue or $10 million a year in revenue, at the end of the day, I’ve got an asset. I’ve built a valuable asset. And I have the choice at the end of the day or the middle of the day to decide a million things about that asset. How do I want to live my business life? How do I want to serve my clients? Where do I want to work? But one of the biggest factors to determining where and how they want to work is, ultimately, do I want to be able to maximize the value of the business that I’ve built? And while there are few things that are really definitive in this industry, the one thing that is absolutely indisputably definitive is that if you build an independent practice like the ex-Merrill Lynch churned RIA OpenArc team did, you will ultimately build enterprise value exponential multiples greater than any way you could monetize the business as a traditional employee. Jason Diamond: And that math absolutely still holds up even at numbers smaller than we’ve mentioned. I totally agree with that. I’ll give you one other reason why I think you should care. And I’d love your thoughts on this one. I’ll ask it two ways maybe. I’ll tell you my take and then I’ll ask you yours. Morgan Stanley, let’s use as an example. Who are Morgan Stanley’s competitors? In my opinion, the legacy answer to that is, well, of course the wirehouses are Morgan Stanley’s competitors. Merrill, UBS, Wells Fargo, what maybe used to be a longer list, but today those four. I don’t think that’s the answer anymore. I think those are the direct competitors. But because of this enterprise value conversation, I think Morgan Stanley’s competitors are anyone and everyone who recruits financial advisors with books of business. Because if you think about it, an advisor who has a $3 million business at a wirehouse, even if they’re not actually going to do this, they don’t have any entrepreneurial spirit, no desire to go independent, they still know that they could. This is an option and a viable option. And firms are even figuring out ways to cut out the middle step, right? Because this was historically a two-step process. You’re a wirehouse advisor or a W2 advisor. You break away, launch an independent business to establish your enterprise value, begin building it, and then you monetize it. If you could cut out the middle step, or even if you couldn’t, I still think it’s pretty clear that if you’re an advisor, this is important because the firms know … Like when Morgan Stanley’s writing a recruiting deal, they’re kept honest by RIAs and acquirers just the same as their direct peer set. Do you agree with that or do you think I’m reading too far into this? Mindy Diamond: Oh no, I agree a thousand percent. I think that it is naive for anyone recruiting for or on behalf of a traditional firm to think that the only competition is another traditional firm. The days of pomposity for a senior leader at a traditional firm to say, “We’ve got the best technology, the best everything fill in the blank. We have no competitors.” That’s just naive. Because even if it’s true, you’ve got the best platform infrastructure fill in the blank, there is a multitude of advisors that value things different than what you can provide. Beauty is in the eye of beholder is probably a good way to say that. But at the end of the day, what we’re really talking about is when I started the business, because there was no way, no really good way for an advisor to really monetize their life’s work, the only thing they could or were focused on from a personal financial gain perspective was the short-term deal. What are they paying? What’s the transition deal? Now, of course they’re concerned about that. But almost to a person, they’re equally concerned about what I can build and what will this allow me to build in terms of the value of the business I’m building in the long term. So let me ask you, if we’re talking about an advisor that has the ability to monetize in the short term for what could be 4X and in some cases more than that these days, and we’re talking about the ability to maximize enterprise value, and we talk about the concept of moving once and monetizing twice, what kind of numbers are we talking about? Fill in the blanks there. Jason Diamond: It’s such a hard question to answer because I do genuinely believe recruiting deals, when you talk about 300 to 400% revenue deals in the recruiting space, they vary a little bit, but I feel pretty comfortable quoting those types of numbers that most firms are somewhere in the 300 to 400% of T12 realm. There are some outliers, we mentioned UBS. But the multiple or EBITDA based or enterprise value M&A market where we’re doing these legitimate buyout transactions, the valuations do vary quite a bit. But here’s how I think about it. First of all, most firms are not purchased or sold at top line revenue. Most are sold at some sort of adjusted EBITDA number, which factors in local expenses, platform expenses, but also advisor compensation. And then that adjusted number is typically multipled. The multiples are anywhere from 8X for small kind of, let’s say, million dollar revenue businesses up to, we’ve seen deals struck at north of 20X for some of these mega cap RIAs. Typically, just back of the envelope, if I had to quote, I typically estimate around 5X top line at capital gains is a good kind of ballpark valuation. But there is quite a bit of nuance to it, more so than the traditional recruiting space. And I do think, shameless plug, part of the value in working with somebody who’s an expert on the entirety of the industry landscape is just that. It’s the idea that you need to run the horse race across multiple verticals. The good advisors who work with us typically are looking at a wire like a Morgan Stanley or a Merrill. They’re looking at a boutique firm like a Rockefeller, or they’re looking at a regional like an RBC or a Ray J. They’re looking at an independent firm like an LPL or a Sanctuary. They’re looking all across the spectrum. Mindy Diamond: I think that’s exactly right. But the topic of enterprise value, you can see how powerful it is and how wise it is. For an advisor today, when considering their personal economics to consider not just the short term, but to weigh in or add in or factor in, what could I be building and what ultimately will that business be worth at the end of the day? Jason Diamond: Yeah, 100%. Short of going out and selling your business, what can advisors do then? So I’m an advisor, okay, I’m curious about this. Or is it just as simple as, “Yeah, you should know what your business is worth if you’re an advisor”? Mindy Diamond: Definitively yes, because I mean, we always believe that knowledge is power. And just like it’s important for you to understand what your options are within your own firm, how can I ultimately retire out and monetize my business where I am, I think it’s really hard to make a decision in a vacuum without having other perspective. And getting other perspective doesn’t have to be that you have to go out and take 20 meetings. It’s not that hard for you to figure out what your business is worth to make it a data point for whether or not you’re ultimately best to retire in place or go elsewhere. Jason Diamond: Yeah, that I think is the main takeaway. And the education point is so important. I think because these are relatively new concepts for a lot of advisors that haven’t formally shopped a business before, there’s a lot of resources available. And we’ll certainly link some as well on the page for the episode. Let’s shift gears now, our kind of final trigger 2.0, which is stability and ownership structure of the firm. And this has been a little bit of a hot topic. It’s honestly been a hot topic every year because it seems like things pop up every year. And a lot of times advisors don’t reconcile the question of who owns the firm or how stable is the firm until something happens. The firm gets bought, the firm goes bankrupt, like the First Republic scenario. What should a good advisor do proactively about the idea that if you’re a W2 employee or even an employee who’s affiliated with a broker dealer, you saw this with Commonwealth, you just don’t really have control over what the firm decides to do. Give me your thoughts on this. I know it’s a big topic. Mindy Diamond: Yeah. First of all, using Commonwealth an example, it’s a good one. Because for those unfamiliar, Commonwealth is a boutique broker dealer that was privately owned and whose tagline was, “We love our privately owned status and we are never going to sell,” until one day they did. And not only did they sell, but they sold to the biggest independent broker dealer in the country, ala LPL. That’s not good nor bad, it’s just a fact. So if Commonwealth, who had definitively said we’re never up for sale, suddenly sells, any time you’re an employee of a firm, you never know what tomorrow brings in. You’re not in control over whether it’s sold. So that’s one example. But as you’re talking about this, I’m thinking about, I’m probably going back 20 years, so I’m 10 years into my career and I talked to someone who had been a very successful Merrill advisor. So I’m going to say he was probably generating around $5 million in revenue at the time. Going back 20 years, that’s a pretty significant book of business. He was courted for years by what he thought was a top RIA. And in those days, remember 20 years ago, the RIA space wasn’t nearly as mainstream as it is now. But the story the RIA told him was that ultimately, one, he was going to be a partner in the firm, that was very appealing to him. So he was going to have equity in the firm and much more freedom and control. And locally, by the way, the RIA was a really high quality brand. He worked on a lot of the economics, the short term and the long term with them. They did a ton of due diligence on his book of business. But he failed to ask … And I didn’t represent him. I just know this story. He failed to ask or do enough due diligence about the stability of the firm. What we think is really important, we talk about this expanded landscape. If you’re looking at Morgan Stanley, I don’t think you necessarily need to see Morgan Stanley’s balance sheet. If you are talking to a firm that is anything but a bulge bracket or anything but a large firm, it’s really important to do what we call reverse due diligence and to really understand if a firm expects you to open your kimono and show everything about your business to prove your worth, it is equally important that you do the same for them. In this new world order where private equity has come in and there are so many different ways for a firm to be owned and to be capitalized, it’s very important that an advisor understand what’s going on behind the scenes. And one of the questions around stability, if a firm is private equity backed, is it permanent capital? Is it patient capital? Is the private equity firm going to look to sell and monetize in five years? And then who would the likely buyer be and what does that mean for you? So the question is a big question and it’s really important. Jason Diamond: I love everything you just said, except I do think even the wirehouses, wirehouse advisors, honestly, as much as anybody should be asking these questions. And I’ll give you an example right now, UBS. And UBS, it’s not a story of balance sheet stability. I don’t think anybody has concerns that UBS is going to fail. But UBS management has been very publicly, “Oh, we’re cutting costs.” There’s been some rumors, I think for years, probably dating back 30 years to when you started the business about UBS’s commitment to the US wealth management business. I think those questions about stability and ownership structure are still valid. And to me, the implication of it is twofold. One, what you said, reverse due diligence, ask the questions, plan B. But also the concept of the exits or the off-ramps or how many bites of the apple do you get. So if you’re an advisor and you sell your business to somebody and you sign garden leave and non-competes and non-solicits, the question of ownership structure of that firm becomes less relevant because you have no off-ramps and no ability to exit that business anyway. A lot of times that’s how advisors get comfortable with this concept. And that’s what firms will tell them too, frankly, and we’re living through the middle of this, by the way, with Commonwealth and LPL, is vote with your feet, right? To the extent advisors can, the offer … And this is like, you used the example of private-equity-backed firms. This is how Rockefeller addresses the question of their private equity ownership. If we sell to UBS, all of our advisors will leave. They have that built-in put option. So knowing where the off-ramps are or how many bites of the apple an advisor gets, I think is a big concept that ties into that. But we’re absolutely seeing this pop up, probably largely because of those two examples, Commonwealth and UBS this year, more so Commonwealth, to your point. Janney’s another example last year or two years ago now where KKR comes in and buys Janney. So when these examples happen, it seems like it triggers advisors to say, “Is this something that could happen to me and should I be thinking about this?” Mindy Diamond: Yeah. So let me ask you a question. You’re talking, you’ve mentioned UBS offering this outsized deal. So how does the notion of stability and ownership factor in? If an advisor is considering an unprecedented deal from UBS, what are the caveats or concerns with respect to stability and ownership? Jason Diamond: It’s the same list of considerations you should and would ask of any other firm you’re diligencing, except I think amplified even more in the case … If I was counseling an advisor who was looking at UBS, that would be what I would say, is exactly that. You’re seeing all of these departures and defections, and I would want to have conversations with those advisors and understand exactly why and have guarantees or assurances that I’m not going to suffer from those same pain points that force them to leave. Or, and I say this a little bit flippantly, but it’s a little bit true, I understand the devil that I’m getting into bed with, but for 550%, or whatever the deal might be, I can suck it up. And that’s something that some advisors might well say as well. Mindy Diamond: Yeah. Jason Diamond: I don’t want to end on the negative note of overly large transition, not there’s anything wrong with large transition deals, but as you look out, is there anything that’s coming up in your conversation with advisors that you view as the next wave of this? I’ll give you one that maybe you could touch on, and if you have another one, feel free to offer it in conclusion, but do you think age or advisors starting to succeed out of the business will become more of a driver of movement, even though to your point, advisors can access sunset deals? Mindy Diamond: I do actually, because I think the more the average advisor age increases, the more likely that those advisors are going to want to move on to do something else to monetize the business. And so much of the wave of movement we see is driven not so much by the senior advisor, because many seed advisors are happy enough with the ability to monetize their business in place. Even though it may not maximize the value of the business, it’s a close enough approximation and it means I don’t have to disrupt the apple cart. So we support that 100%. But where we get the calls is from the next generation that says, “Yeah, but hold on a minute. It’s a good way for me to take on a book of assets that I not otherwise have access to. And it’s great for my senior partner, my father, my mother, my whatever to monetize the business. But I’m buying an asset again that I don’t own and I ultimately don’t have control over all these things we’re talking about, the AI investment, the ability to create enterprise value, the stability, the cost cutting, all of it.” So I think it’s all of the above. You say, “What else is there?” I think that’s it. It’s all of the above. It’s anything and everything that drives movement. One, it’s personal, it’s highly unique, it’s different for every advisor. There are certainly themes, and we’re talking about them, but there’s a million different things. It’s personal. And while there are an awful lot of pushes, things that can frustrate an advisor, it is the most exciting time in our view to be an advisor, particularly a high quality one, because the options abound, the ecosystem is big, because the ability to monetize both in the short term and the long term is big, mammoth, exponentially bigger than it ever was before. And the true ability to really build an enterprise has never been greater. And I think all of those things, the desire for an advisor to be the best that they can be and live their best business life is probably the biggest driver of all. Jason Diamond: It’s really true these days, if you can dream it, you can probably build it. And we’ve said in the past, if you build it, they will buy it. It’s a great place to end. This was a really fun topic. I think that’s a spot on kind of fourth trigger, by the way, too. This sort of next gen is almost like the force multiplier or the amplifier of like they see all this other stuff and they’re asking these questions even more so. Because if I’m 60 years old, none of this matters all that much. It matters, but I’m out of the business in five to 10 years. Versus the next gen advisors are the ones who often bear the brunt of this. So I think a lot of really smart stuff. Thank you for sharing your wisdom and expertise. In the episode page, we’ll be sure we have our Industry Transition Report. And we’ve also created a tool, the top 10 tips for a strategic due diligence process, which is a great kind of practical hand-in-hand companion for this topic for advisors looking for more pointed tips on the due diligence process. So Mindy, thank you again. This has been a blast. Mindy Diamond: My pleasure. Thank you. Jason Diamond: Thank you for joining us. We'll be back with a new episode next week, so be sure to listen in. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between – Part 2 A Special Industry Update with Jason Diamond and Mindy Diamond. Jason Diamond: Welcome to a replay of one of the most popular episodes from our podcast series for financial advisors, The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between. It's Part 2 of a 2-Part Industry Update with Mindy Diamond. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner, well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our Annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: There’s been a noticeable shift in how advisors are approaching decisions about their business, not necessarily in whether they’re exploring change, but in what they’re focused on when they do. Mindy is back with me for a continuation of our earlier conversation on the Advisor Transition Playbook. Last time, we spent time on the mechanics, how due diligence works, what a move actually entails, and how to think through the process. What’s become more apparent since then is that the inputs into that process are evolving. The traditional drivers are still there, but layered on top are a set of considerations that didn’t carry the same weight before. AI is one of them, and not just as a tool, but as a differentiator that advisors are starting to diligence more seriously. Enterprise value is another. Showing up in conversations, even for advisors who don’t technically own their business, but are thinking more critically about what they’re building over time. And then there are questions around stability, ownership, and flexibility. What happens to the firm itself and whether advisors retain the ability to adapt again if circumstances change. None of this is theoretical. It’s showing up in real time conversations. What we want to do here is unpack those new triggers of advisor movement and what they suggest about how decisions are being made today. So let’s get to it. Mindy, the legend, thank you for joining me. So glad to have you on. Mindy Diamond: Thank you. I’m so happy to be here. Jason Diamond: Great. Let’s dive right in. I’ll set the stage really quickly one more time. When we spoke about this topic last, we talked about the drivers of movement, what we’ll call in this conversation as the old or the legacy drivers of movement, and we spoke about the mechanics of the move. Before we get into the new drivers of movement, which I want to be the meat of the conversation, remind us, when we talk about the legacy drivers of movement …. And by the way, by saying legacy, I by no means want to suggest that they’re not valid today, because they’re equally valid, if not more so today than they were then. But when you think of the classic drivers of movement in our industry, what are they? Mindy Diamond: Yeah. So I would say, first of all, let’s start by saying that for every advisor, they’ve got a unique set of needs. So the first thing to say is that while you and I can talk about the categories of frustrations or things that might bother an advisor, they show up differently in each advisor’s life. So it’s important to note that everyone is unique. But generally speaking, if I had to package them, I’d say it’s number one that shows up most of the time is too much bureaucracy. A feeling that a firm or a model is just too hypervigilant in terms of compliance and it’s too bureaucratic and too hard to get things done.
“We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.” 250 years ago, the founding fathers were days away from adopting the Declaration of Independence.Fast forward to July 4, 2026, two and a half centuries later, has America lived up to those lofty ideals?Is this anniversary a time for celebration, mourning, reckoning, or something else? We hear from 1A listeners on what Independence Day means to them.Note: One of our callers referenced the Frederick Douglass speech ‘What to the Slave is the Fourth of July.' You can read that here. Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Americans are grappling with a rising cost in healthcare. For the first time in five years, fewer than half of Americans can consistently afford healthcare. That's according to the latest data from Gallup. The cost of healthcare in the US remains higher than any other large, wealthy country. According to a report from the Department of Health and Human Services, five million fewer people are enrolled in marketplace plans for 2026, compared to last year. That's as average premium costs rose about 58%.With health care costs increasingly becoming a stress for Americans, voters are now making the issue a top priority at the ballot box. And it's an issue that crosses party and geographic lines. According to new polling from The Century Foundation, 71% of Democrats, 66% of Republicans and 75% of rural voters agree that reigning in hospital costs should be a top priority for lawmakers. While new polling from Ipsos and Axios suggests that a majority of Americans say they're more likely to vote for candidates in November who will lower their health costs.How will the issue of healthcare shape the midterms? And how are Americans grappling with the cost of their health?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
The number on the scale went down, so why does everything still feel soft, loose, and unfinished? Monique Ramsey curates the best moments from conversations with the LJCSC team to answer the question that lands in consultations almost every day.Janelle Robinson, who leads the practice and has used the medication herself, explains who's actually showing up for the medical weight loss program at LJCSC — and it's not people with 50 pounds to lose. Dr. Gerald Haas educates us about what the medical literature actually says versus what TikTok is selling.Dr. Hector Salazar lays out the tummy tuck decision framework — four separate benefits that stack on top of each other, and why a perfect candidate earns a spot in the textbook. Dr. Luke Swistun adds the 360 lipo argument: why three positions instead of two, and what the back's adherent zones actually explain about those mid-back rolls. Dr. Johan Brahme addresses the sequencing question — why the abdomen almost always comes first when someone needs multiple areas done.Dr. Salazar has a phrase for the moment a candidate checks every box: they'd be "figure 1A" of a textbook chapter on tummy tucks. If you've heard something like that from your own surgeon, this episode explains exactly what they mean.LinksMeet San Diego plastic surgeon Dr. Hector Salazar-ReyesMeet San Diego plastic surgeon Dr. Luke SwistunMeet San Diego plastic surgeon Dr. Johan BrahmeLearn more about liposuction in San DiegoLearn more about tummy tuck in San DiegoPlease request your free consultation online at https://www.ljcsc.com/ or call La Jolla Cosmetic Surgery Centre, San Diego, at (858) 452-1981 for more information.Questions answered by this episodeWhat happens to your skin after losing a lot of weight on GLP-1 medications?Is liposuction enough after major weight loss, or do I need a tummy tuck?What is 360 liposuction and why do surgeons do it in three positions?What are the benefits of a tummy tuck beyond just removing extra skin?Can liposuction make loose skin look worse?What causes the mid-back rolls that don't go away with weight loss?What is muscle diastasis and how does a tummy tuck fix it?What is a belt lipectomy and who needs it?How long does recovery take after 360 liposuction?What order should I do procedures in if I need liposuction and a tummy tuck?About this podcastLearn from the talented plastic surgeons inside La Jolla Cosmetic Surgery Centre, the 12x winner of the San Diego's Best Union-Tribune Readers Poll, global winner of the 2020 MyFaceMyBody Best Cosmetic/Plastic Surgery Practice, and the 2025 winner of Best Cosmetic Surgery Group in San Diego Magazine's Best of San Diego Awards.Join hostess Monique Ramsey as she takes you inside LJCSC, where dreams become real. Featuring the unique expertise of San Diego's most loved plastic surgeons, this podcast covers the latest trends in aesthetic surgery, including breast augmentation, breast implant removal, tummy tuck, mommy makeover, labiaplasty, facelifts and rhinoplasty.La Jolla Cosmetic Surgery Centre is located just off the I-5 San Diego Freeway at 9850 Genesee Ave, Suite 130 in the Ximed building on the Scripps Memorial Hospital campus.To learn more, go to LJCSC.com or follow the team on Instagram @LJCSCWatch the LJCSC Dream Team on YouTube @LaJollaCosmeticSurgeryCentreThe La Jolla Cosmetic Surgery Podcast is a production of The Axis: theaxis.ioTheme music: Busy People, SOOP
President Donald Trump has taken an increasingly personal role in the government's clemency process, wielding pardons aid his allies and advance his own political grievances.A Reuters investigation found that 96% of Trump's second-term clemency grants have gone to recipients who didn't fulfill longstanding DOJ guidelines for such requests. Past presidents on have sidestepped those rules before, but fewer than 1% of those who received clemency during the Biden administration and just 14% of recipients in Trump's first presidency failed to meet the guidelines.Pardon applicants once had to comply with longstanding DOJ guidelines, such as a five-year wait after conviction or demonstrated remorse for their crimes. But a Reuters' analysis shows that under Trump, clemency now is far more dependent upon access to his inner circle. They also found that “access is enhanced when an applicant can craft a narrative that resonates with the president's own sense of victimization.”During his first administration, Trump granted just 238 pardons and commutations, most of which came amid his frantic final days in office. But this term the White House has made clemencies a key part of its agenda.As part of our weekly series “If You Can Keep it,” we discuss pardons in the second Trump Administration.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
The Knicks traded (a lot) during the NBA Draft, and we had all the reactions to what Leon Rose is up to this week. Plus, Becky Hammon addressed her comments about Jalen Brunson not being a 1A, leading to Evan Roberts sounding off on why that one sound bite will never go away. Plus, Boomer and Gio react to Julius Randle returning to New York...this time as a member of the rival Nets.
The Knicks traded (a lot) during the NBA Draft, and we had all the reactions to what Leon Rose is up to this week. Plus, Becky Hammon addressed her comments about Jalen Brunson not being a 1A, leading to Evan Roberts sounding off on why that one sound bite will never go away. Plus, Boomer and Gio react to Julius Randle returning to New York...this time as a member of the rival Nets.
The Knicks traded (a lot) during the NBA Draft, and we had all the reactions to what Leon Rose is up to this week. Plus, Becky Hammon addressed her comments about Jalen Brunson not being a 1A, leading to Evan Roberts sounding off on why that one sound bite will never go away. Plus, Boomer and Gio react to Julius Randle returning to New York...this time as a member of the rival Nets.
This week the Supreme Court sides with President Trump on ending Temporary Protected Status. The decades-long program currently gives legal status in the U.S. to about 350,000 Haitians and more than 6,000 Syrians seeking refuge from crises at home.The court also ruled to renew a “turn-back” policy at the border with Mexico that prevents migrants from entering the U.S. to seek asylum. A decision on President Trump's effort to end birthright citizenship in the U.S. is expected soon.Also in Washington, the president creates chaos in his own party, demanding that Republican Senators reconsider their support for a war powers resolution on Iran. A vote to limit war powers passed on Tuesday with support from four Republicans. A similar resolution failed on Wednesday. President Trump also on Wednesday refused to sign a bipartisan housing bill that had passed the House 358-32.And in New York, three candidates backed by Mayor Zohran Mamdani win their primaries for Congressional seats against establishment Democrats.And, in global news, Secretary of State Marco Rubio and Vice President J.D. Vance were overseas this week, selling and negotiating an end to the U.S.-Israeli war in Iran.But Iran's chief negotiator calls the deal an “American declaration of defeat” and it marks the end of any remaining joint Iran-strategy between the U.S. and Israel.Delegations from Israel and Lebanon meet in Washington to extend a ceasefire in a conflict that's killed more than 4,000 people in Lebanon and displaced 20% of the population of under 6 million. And Israeli Prime Minister Benjamin Netanyahu vows to continue fighting in Lebanon as he faces pressure at home and isolation from U.S. leaders.Prime Minister Keir Starmer resigns in the U.K., but analysts say his likely successor Andy Burnham will face the same deep challenges that have knocked out six leaders in the 10 years since Brexit.We cover the most important stories from around the world in the News Roundup.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Ultimi giorni di iscrizioni per la Cogito Academy ➤➤➤ QUI ⬇⬇⬇SOTTO TROVI INFORMAZIONI IMPORTANTI⬇⬇⬇FONTI PER IL VIDEO Ten years on from the Brexit referendum: is the UK better off? - Real Instituto Elcano, https://www.realinstitutoelcano.org/en/commentaries/ten-years-on-from-the-brexit-referendum-is-the-uk-better-off/Expert Explains | Ten years after referendum, how Brexit has reshaped UK's economy and politics, https://indianexpress.com/article/explained/explained-global/expert-explains-ten-years-after-referendum-how-brexit-has-reshaped-uks-economy-and-politics-10753368/The Economic Impact of Brexit | Stanford Institute for Economic Policy Research (SIEPR), https://siepr.stanford.edu/publications/working-paper/economic-impact-brexithttps://ukandeu.ac.uk/brexits-impact-on-the-uk-economy/How Brexit has made Britain poorer – in charts, https://www.theguardian.com/politics/2026/jun/14/how-uk-economy-changed-since-brexit-vote-chartsBrexit – a bad idea then, a bad idea now - LSE Blogs, https://blogs.lse.ac.uk/europpblog/2026/06/23/brexit-10-bad-idea-historical-mistake/Revealed: Brexit voting areas have seen faster growth in foreign workers since EU referendum, https://www.theguardian.com/politics/2026/jun/20/leave-voting-areas-foreign-workers-decade-since-brexit-referendumHow six lives were changed by the Brexit vote, https://www.ft.com/content/0446f33b-3dd2-422a-87f1-25966cb88ade?syn-25a6b1a6=1A survey of the long-term impact of Brexit on the UK and the EU27 economies - EconStor, https://www.econstor.eu/bitstream/10419/207746/1/1049134648.pdfRejoining customs union would not fix damage caused by Brexit, research finds, https://www.theguardian.com/politics/2026/jun/18/brexit-customs-union-exports-single-market-researchThe impact of Brexit on the UK manufacturing sector | Opus Business Advisory Group, https://opusllp.com/the-impact-of-brexit-on-the-uk-manufacturing-sector/Ten years on, has the Brexit vote helped or hindered the EU?, https://www.theguardian.com/politics/2026/jun/20/ten-years-later-has-brexit-benefited-europe-more-than-ukTen years on, Brexit's lesson for the far right was to stay, not leave, https://www.epc.eu/publication/ten-years-on-brexits-lesson-for-the-far-right-was-to-stay-not-leave/UK immigration trends - Brexit FactBase, https://brexitfactbase.com/6-immigration/long-term-immigration-trends/Long-term international migration, provisional: year ending December 2025, https://www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/internationalmigration/bulletins/longterminternationalmigrationprovisional/yearendingdecember2025A decade after the Brexit vote, Europe has moved on even if Britain hasn't, https://www.theguardian.com/world/2026/jun/24/a-decade-after-the-brexit-vote-europe-has-moved-on-but-britain-is-still-feeling-the-aftershocks Abbonati per live e contenuti esclusivi ➤➤➤ https://bit.ly/memberdufer Leggi Daily Cogito su Substack ➤➤➤ https://dailycogito.substack.com/ I prossimi eventi dal vivo ➤➤➤ https://www.dailycogito.com/eventi Scopri la nostra scuola di filosofia ➤➤➤ https://www.cogitoacademy.it/ Racconta storie di successo con RISPIRA ➤➤➤ https://cogitoacademy.it/rispira/ Impara ad argomentare bene ➤➤➤ https://bit.ly/3Pgepqz Prendi in mano la tua vita grazie a PsicoStoici ➤➤➤ https://bit.ly/45JbmxX Tutti i miei libri ➤➤➤ https://www.dailycogito.com/libri/ Il nostro podcast è sostenuto da NordVPN ➤➤➤ https://nordvpn.com/dufer #rickdufer #brexit #geopolitica INSTAGRAM: https://instagram.com/rickdufer INSTAGRAM di Daily Cogito: https://instagram.com/dailycogito TELEGRAM: http://bit.ly/DuFerTelegram FACEBOOK: http://bit.ly/duferfb LINKEDIN: https://www.linkedin.com/pub/riccardo-dal-ferro/31/845/b14 -------------------------------------------------------------------------------------------- Chi sono io: https://www.dailycogito.com/rick-dufer/ -------------------------------------------------------------------------------------------- La musica della sigla è tratta da Epidemic Sound (author: Jules Gaia): https://epidemicsound.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Artificial Intelligence is advancing at a dizzying pace. One analysis shows it doubling its abilities every seven months.And it's surpassed humans in more than just trivia and Chess. Last year, an AI from Microsoft solved complex medical cases with 85% accuracy, far about the 20% average for experienced physicians. And a recent Stanford report found that some of the newest A-I systems now match or beat the average human expert on PhD-level science questions.But what happens when A-I is better and smarter than the brightest among us at every task? That's called superintelligence.Researchers disagree about how close we are to that sci-fi goal: is it years, or decades—or possible at all? And what happens if that genie-in-a-bottle is let loose? Some say the risk is as existential as total human extinction.We'll discuss the biggest promise – and peril – of AI's advancement beyond humans.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Black Americans serving in the U.S. military have long lived with a great contradiction. The country they're fighting to protect is the same one that's failed to serve and protect them.Despite this, Black Americans continue to enlist. There are over 350,000 Black active duty and select reserve members and more than 2.4 million Black veterans. That's according to the Institute for Veterans and Military Families at Syracuse University.This year, Defense secretary Pete Hegseth has blocked or delayed the promotions of more than a dozen Black and female senior officers. He's also dismissed several high-ranking Black and female officers, according to The Atlantic. This comes amid the second Trump administration's aggressive rollback of programs and policies connected to diversity, equity and inclusion.Black military members have always battled discrimination. But for some, this is a step too far in the wrong direction. So, what does their future hold? And what does it mean for the U.S. military?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
The full-scale Russian invasion of Ukraine. The U.S. and Israel's war in Iran. The Israel-Hamas war.Each of these conflicts of the last few years is rewriting how war is fought. Cheap drones are doing damage that once required far more expensive weapons. Battlefield information is now available at a distance in real time. And some of the biggest innovations are coming from countries with relatively small defense budgets.We sit down with a panel of experts and ask what these conflicts are teaching us – and how the U.S. is responding to these lessons.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Dr. Lorenzo Tomé apresenta o terceiro pilar da estruturação do negócio médico: as vendas. Não a venda como empurroterapia, e sim a venda como parte do cuidado — o ato de persuadir o paciente a aderir àquilo que o próprio médico, baseado em evidência, sabe que vai mudar o desfecho dele. O episódio começa desarmando o tabu que custa caro: a ideia de que médico que vende é picareta. Lorenzo separa com clareza persuasão de manipulação — agir sobre o outro pelo bem do outro, e não pelo bem de quem vende — e mostra por que o silêncio do bom médico não protege ninguém: apenas deixa o paciente refém de quem manipula. A tese central é direta: vender é uma fração do cuidado, nunca o cuidado uma fração da venda. E a medicina não se concretiza na prescrição, se concretiza na adesão. A partir daí, o episódio entra na mecânica do negócio. A diferença entre venda simples (a consulta, que cabe à secretária) e venda complexa (o upsell do médico, que não se delega). Por que o médico precisa, sim, conduzir a venda até o preço. A relação entre CAC crescente e LTV — incluindo o custo de oportunidade de quem deixa o convênio precificar o próprio trabalho. E o acompanhamento longitudinal como a saída ética para aumentar o lifetime value sem empurroterapia, já que o plano de acompanhamento é uma prescrição de nível de evidência 1A, não um produto. Para fechar, Lorenzo apresenta a técnica MAPA — Motivação, Alerta, Plano e preço, Adesão — um rito para vender com mais segurança, e fala sobre algo que move o ponteiro do faturamento e quase todo médico negligencia: a gestão da secretária, do follow-up e da reunião de accountability. Se você é um médico ético e sente desconforto com a palavra "vender", esse episódio reorganiza o conceito do zero — e mostra por que não oferecer o que há de melhor para o paciente é, no fim, uma falha no cuidado. O background do Dr. Lorenzo Tomé Lorenzo Tomé é médico, fundador e CEO da SD Escola de Negócios Médicos — escola especializada em estruturação de modelos de negócio para médicos com ética, método e previsibilidade. Com mais de 500 médicos capacitados, desenvolveu uma metodologia própria baseada em receita recorrente por acompanhamento longitudinal, que combina gestão, marketing, vendas, finanças e tecnologia aplicados à prática clínica. Atua como mentor direto de médicos em diferentes especialidades, ajudando-os a construir negócios sustentáveis, escaláveis e alinhados com o propósito de cuidar. Entre na Comunidade SD no WhatsApp e tenha conteúdo gratuito todos os dias sobre negócios médicos. Aplique para a sessão estratégica com o time SD! Assista esse episódio também em vídeo no Youtube no nosso canal Saúde Digital Podcast! Acesse os episódios anteriores! SD363 - 52 planos vendidos e 90% de renovação: como ela reestruturou o seu consultório SD362 - Por que o médico ético trava no marketing (e como se estruturar) SD361 - Quando seu principal produto perde mercado: como estruturar um novo modelo antes que seja tarde Música: Declan DP - Echo Music © Copyright Declan DP 2018 - Present. https://license.declandp.info | License ID: DDP1590665
How would lawmakers respond to election interference – both foreign and domestic – ahead of the midterm elections?That was the central question of a summit held earlier this month between top Senate Democrats and election experts. The meeting came weeks after President Donald Trump signed an executive order that gave the U.S. postal service control over who gets to vote by mail. That order is being challenged in court.Meanwhile, the president continues to spread unfounded claims about the insecurity of U.S. elections. And he's characterizing his executive orders as a means to shore up trust in voting.How is the president using his power to undermine the midterms and the electoral process? And what's at stake for our democracy if election interference succeeds?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
When a couple struggles to conceive, the assumption is often that there is something wrong with the woman. Women are evaluated for infertility far more often than men. But male factor infertility accounts for about half of all infertility cases. And when that's the case, men are less likely to talk about it, seek support, or even get tested in the first place. In this installment of our “In Good Health” series, we talk about male infertility — what causes it, what can be done about it, and what it's like to go through it.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
This week, on the southern shores of Lake Geneva, leaders of the Group of Seven countries gathered for their annual summit.There are several pressing issues that require attention including the U.S. and Israeli war with Iran, the resulting economic crisis, the state of the Persian Gulf, and long term questions about the future of relations with Iran.The G7 meeting also notably brought Ukrainian President Volodymyr Zelenskyy face-to-face with President Donald Trump. Trump told reporters that the war Ukraine was not a priority for the United States, saying that his country had “nothing to do” with a war that was “thousands of miles away.”We discuss what this 2026 G7 meeting reveals about the state of the U.S. relationship with its most important allies, especially after months of a war of choice with Iran.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
It's a busy time for the Supreme Court – with 20 cases left and only weeks left in its term. The Court has a stacked docket of high-profile cases that could have seismic effects for years to come.Decisions are expected soon on immigration and Birthright Citizenship, a nearly 160-year legal precedent that says those born in the US are citizens. Plus decisions on mail in ballots, transgender athletes and the president's ability to fire the heads of independent agencies.We'll get into all of it and what these decisions could mean for you.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
President Trump is working fast to remake the nation's capital in his image.His major construction projects include demolishing the East Wing of the White House for his proposed ballroom and a planned 250-foot arch that would dwarf the Lincoln Memorial.As part of the mission to renovate D.C., the White House has bypassed many of the checks put in place for any president seeking major transformations in the city — like firing all six members of the Commission of Fine Arts and installing deputies who align with his policies.But as the president moves to transform D.C., what does the lack of oversight say about how transparent the administration is being with its plans? And where is the money from these projects coming from?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
The latest inflation number are out, and prices are rising fast. Last month, prices soared at the fastest rates seen in three years.A new $70 billion immigration enforcement bill narrowly passed the Senate on Tuesday. The package funds ICE and Border Patrol through the end of Trump's second term in office.And the World Cup began on Thursday, with Mexico taking on South Africa in a replay of the opening match of the 2010 tournament.And, in global news, early in the week President Donald Trump told reporters the U.S. would hit Iran hard after Iranian forces attacked a helicopter near the Strait of Hormuz this week. He also threatened to “assume total control” of Iran's oil and gas industries. On Thursday, he canceled plans for those attacks.Trump and Israeli Prime Minister Benjamin Netanyahu are going through a rough patch. When the United States and Israel attacked Iran on Feb. 28, they appeared to be shoulder to shoulder. But over the past 100 days, things have changed. Reports of expletive filled calls and defiance on the part of each leader continue to grow.And on Tuesday, anti-immigrant riots broke out in Belfast after a Sudanese asylum seeker was charged with attempted murder in a stabbing attack that left a man with serious face and neck wounds.We cover the most important stories from around the world in the News Roundup.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
In 1966, the United States declared victory over a destructive flesh-eating parasite that devastated livestock. The New World Screwworm is a fly whose larvae burrow into the living flesh of mammals. It was eradicated after a long campaign that involved releasing millions of sterile flies over infested areas.Last week, that fly came back.The U.S. Department of Agriculture confirmed five cases of larvae contamination in Texas and New Mexico – the first detections in decades. Federal officials say the food supply is safe, but the cattle industry is on high alert. The American cattle supply is already at a 75-year low. Beef prices are high. And a screwworm outbreak could make it worse.Outside farms and ranches, the tick population is growing and spreading in new parts of the country. Emergency room visits for tick bites hit a 10-year seasonal high in April. And a growing number of Americans are discovering they've developed an allergy to red meat triggered by tick bites.We sit down with a panel of experts to talk about it.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
104 games. 48 teams. Three host nations. One dream.The men's World Cup returns to North America for the first time in 32 years. And fans from all over the world are descending on cities like Dallas, Toronto, and Monterrey, hoping to watch their nations find glory.But it's not all grass and glamour. The run-up to this tournament has been plagued by issues around ticket pricing, transportation costs, threats of immigration enforcement, and the consequences of geopolitical conflict.What does it all mean for the action on the field?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Across the U.S., cities and communities are celebrating Pride during the month of June.At the same time, a new poll from Gallup suggests attitudes around LGBTQ issues are shifting. After two decades, support for the community has now dropped. The swing is being largely driven by republicans. Just four years ago, polling data suggested a majority of Republicans supported same sex marriage at 55 percent. That number is now at 37 percent.Trans issues, specifically, is another story. Only 5 percent of Republicans say changing one's gender is morally acceptable. That number was at 22 percent five years ago.Trans rights in the U.S. are a hot button issue among conservative politicians and voters. President Donald Trump campaigned on it, spending millions of dollars on anti-trans ads. Since then, the administration has rolled back protections for and access to gender-affirming care.What is the state of LGBTQ+ rights in the U.S. today? And what does this reported dip in acceptance mean for the community?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Last week marked the anniversary of Congress passing the 19th Amendment.In 1919, that Constitutional amendment gave women the right to vote — although it only applied in practice to white women for decades. Poll taxes, literacy tests, and Jim Crow-era state laws prevented Black women from voting.Fast forward 107 years, and a growing conservative movement now wants to repeal the 19th Amendment and the other hard-won rights of women and people of color. It's called “masculinism,” and its goal is to combat what its believers see as a “feminized” U.S. society.In this edition of “If You Can Keep It,” we explore how a fringe movement on the right is gaining momentum thanks to its connections to the Trump administration. What do followers of this movement want? And what does it mean for our democracy if a growing movement in conservative politics wants to re-institute patriarchy?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
The U.S. House of Representatives voted this week to end the war in Iran. While not yet passed into law, it demonstrates a break between the Trump administration and the GOP-majority legislative body.In light of its recent ruling concerning the Voting Rights Act, the Supreme Court once again cleared the way for Alabama to use its new Congressional map. This comes despite a three-judge panel has blocking the map in late May.A convicted Jan. 6 rioter was hired at the Pentagon this week. Elias Irizarry will now work in one of the agency's offices that handles highly-classified military information.And, in global news, talks between Washington and Tehran are hanging by a thread. Now, Iranian officials say they have yet to deploy the full power of their military and they are prepared for any scenario, even a direct confrontation.Ukrainian missiles hit the Russian city of St. Petersburg this week as Vladimir Putin's premiere economic forum begins.And during testimony on Capitol Hill, Marco Rubio told lawmakers that Greenland remains a part of Denmark “for now.”We cover the most important stories from around the world in the News Roundup.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
On Tuesday, a legion of screaming fans packed the Beacon Theatre in New York City – arms outstretched for the glittery, long-haired rock star known as the Vampire Lestat.Of course, in reality, the vampire Lestat de Lioncourt and his touring band don't exist. He's the creation of beloved horror writer Anne Rice. And this version of him, played by actor Sam Reid, is the lead of AMC's television adaptation of Rice's books.But for the fans who packed the Beacon Theatre this week, these distinctions are unimportant. And it speaks to a shared commitment between the fans of Rice's vampiric world and the actors and creators behind the series who strive to honor it.The third season of “Interview with the Vampire's” begins airing Sunday. It's a departure from the first two – which focused on Louis de Point du Lac, played by actor Jacob Anderson, his transformation into a vampire, and his rocky relationship with his maker.The third season puts Lestat in the driver's seat – his perspective, his music, and a peak into his 200-year backstory. We sit down with the series showrunner and the actors to discuss the show's third season, honoring Rice's vision, and rocking out as a vampire.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
More than 300,000 federal workers have left government service since the start of the second Trump administration.Some were laid off by the administration. Some took buyouts. Some walked out. The cuts hit every major agency — from the State Department to the Justice Department.That doesn't mean things have been easy for those still working for the government. Last week, the Office of Personnel Management proposed requiring all federal employees to sign non-disclosure agreements that would prevent them from sharing internal government information.We sit down to talk about how those cuts are affecting the workers who remained.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Smart phones. Smart cars. Smart speakers. Web browsers. Social media. Artificial Intelligence.Technologies we rely on every day generate a massive amount of information about what we do, where we go, what we like, and who we are. That data can make life very convenient — your rideshare app knows where you want go before you enter an address, you only see ads for products you're already interested in buying, videos on subjects you enjoy are already auto-populated in your feed.But at what cost? What's the tradeoff?Andrew Guthrie Ferguson is a professor of law at the George Washington University School of Law and a national surveillance expert. He says that the rise of the self-surveillance state has big ramifications for Americans' personal freedoms and America's democratic values.We sit down with him to talk about how are data is being used against us and about his books, “Your Data Will Be Used Against You: Policing in the Age of Self-Surveillance.”Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
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