The Advantaged Investor

Senior Portfolio Manager Neela White joins the podcast and host Chris Cooksey to discuss how we can ease the transition of moving mom and dad into retirement or assisted living facilities, including: What sort of preplanning should be done? How do you transition into assisted living? What do you do with their new space?  How do you make it feel like home?  Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Senior Portfolio Manager Neela White returns to the podcast and joins host Chris Cooksey to discuss financial planning tips for women.  A lot of financial planning applies to everyone, which we discuss, but there are important general considerations for women that should be acknowledged, including: Why should financial planning be different for women? What are the unique challenges for women? When should saving/planning start?  Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head Fixed Income Trader Harvey Libby joins host Chris Cooksey for his regular update visit to review 2024 so far and where we may be heading, including: Review of the year so far Rates/Inflation Opportunities Follow the podcast on LinkedIn: The Advantaged Investor  Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head of Investment Strategy Neil Linsdell joins host Chris Cooksey for his regular update visit to discuss the recent market volatility and give an overview of what has gone on so far in 2024, including: Review of 2024 so far Recent volatility The Sahm rule Interest rates Magnificent 7 and AI Tech stock trends Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Charlotte Jakubowicz, VP Fixed Income and Currencies joins host Chris Cooksey to discuss the options available in the fixed income market from the traditional bonds and GICs to newer alternative options, including: What are the options available? Approaches to fixed income investing Bank of Canada rate cuts and the effect on the fixed income market Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.  

Financial Planner Yannick Rivest joins the host Chris Cooksey to discuss for so summer financial planning tips, including:   In your opinion how does a financial planner help with investor success? How important is it for your plan to evolve as you do and your situation changes? Spring/summer cleaning – as we starting think about summer and holidays, what are some tips for people who will be distracted by summer fun? What are some of the common ‘mistakes' you see when talking planning with clients/investors? At Raymond James we are excited to be able to offer our Total Wealth Solutions – what does TWS mean? Follow the podcast on LinkedIn: The Advantaged Investor   Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.  

Javed Mirza, Quantitative/Technical Strategist joins host Chris Cooksey to discuss quantitative and technical analysis, including: Overview of technical analysis Overview of quantitative analysis You are a Chartered Market Technician® - what does mean? How does you use technical and quantitative analysis to inform your views on what is going on in markets?   What are you current views? Follow the podcast on LinkedIn: The Advantaged Investor   Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Robin Taub, CPA &CA, keynote speaker and bestselling author joins host Chris Cooksey to discuss what's going on in equity markets, including: Importance of financial literacy Lack of financial planning education for kids/youth How to start helping your kids/grandchildren Important things teenagers/young adults can do Follow the podcast on LinkedIn: The Advantaged Investor  Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.  

Head of Investment Strategy Neil Linsdell joins host Chris Cooksey to discuss what's going on in equity markets, including: Q2 quarterly update highlights Interest rate cuts Differences between US and Canada Recession? Issues in the housing market Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head Fixed Income Trader Harvey Libby joins host Chris Cooksey to discuss what's going on in fixed income markets, including: Recent federal budget and the new capital gains taxes Recap of where we are/where we have been Rates and inflation Opportunities The importance of after-tax yields.   Follow the podcast on LinkedIn: The Advantaged Investor   Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Sonya Dolguina, Manager, Tax Consulting joins host Chris Cooksey to talk tax, including new tax accounts and laws, cross border tax implications as well some general tax planning topics: New account and laws First Home Savings Account (FHSA), what is it and who can open one? What if someone previously owned a home, can they open the FHSA account? How can a FHSA help with supporting your adult children with purchasing their first home? o   New tax law – federal anti-flipping rule for selling real estate held for less than a year o   New tax law – multi-generational home renovation tax credit Cross Border Tax implications of moving to Canada, including with investments and US retirement accounts from previous employer Tax implications of moving out of Canada General Tax Planning Income splitting with a spouse Maximizing tax benefits of donations by donating stocks rather than cash Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Susan Latremoille, co-founder Next Chapter Lifestyle Advisors joins host Chris Cooksey to discuss the planning non-financial aspects of retirement, which are often overlooked by pending retirees, including: Who is Susan and what does Next Chapter Lifestyle Advisors do? The importance of planning your retirement lifestyle and having meaningful non-financial conversations. The difference between being financially ready to retire, and being mentally ready to retire. What are the common pitfalls people fall into when it comes to the non-financial aspect of retirement?  Follow the podcast on LinkedIn: The Advantaged Investor     Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Mutual Fund & ETF Specialist Luke Kahnert joins host Chris Cooksey in this episode. Luke and Chris look at the mutual fund and ETF industry, what are the trends, what are flows indicating and other interesting aspects that should be considering when look at investing into these products, including:   What is new in the Canadian mutual fund and ETF industry? What were some of the top takeaways from this year's report from IFIC? Do you see these growth trends for ETFs continue as we move forward and do you think, at some point? Can you provide some reasons for why we are seeing this continued ETFs growth? Growth in the ETF industry has been helped by ETFs have evolved from passive investing to other options, e.g. rules-based ETFs. Can you touch on some of other innovations we've seen in ETFs over the years? What other research can you provide when looking back at 2023? What do you think might be a factor that will affect next year's IFIC report?  Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Paula Lester joins host Chris Cooksey in this episode. Paula is Associate VP, Estate and Trust Solutions, for Solus Trust, which is an affiliate of Raymond James.  We recently published an article in the commentary and insights section of RaymondJames.ca called Failure to Launch: Adult Dependents and their Estate Rights and today Paula and I will be discussing this case and questions it raises, including:   Overview of the case Why is this case so astounding? Who else might have a right to support from someone's estate? How does a court decide how much a person should receive under a support claim? What can people do when planning their estate to either prevent someone from making a successful support claim like the one in this case? Can a person avoid these support claims by making sure that all assets pass outside of the estate? For example, putting them in trust or naming a direct beneficiary on life insurance or registered accounts? Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Chief Economist, Eugenio Alemán returns to the podcast to discuss his 2024 outlook with host Chris Cooksey, including:     Where we are in the economic cycle What may be in store for 2024 What is he worried about for economy Inflation and rates   Follow the podcast on LinkedIn: The Advantaged Investor   Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Washington Policy Analyst, Ed Mills returns to the podcast and has wide-ranging discussion with host Chris Cooksey, including:     How bills passed in the last couple of years are only starting to hit the economy. We are talking about Inflation Reduction Act, Chips and Science Act and the Bipartisan Infrastructure Bill. How they could be under threat of repeal in a Trump Administration/how they should also be viewed in the lens of national security.   Follow the podcast on LinkedIn: The Advantaged Investor   Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head of Investment Strategy, Neil Linsdell returns to the podcast to discuss equity markets with host Chris Cooksey, including:   Review of 2023 Inflation Rates Opportunities in 2024 Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head Fixed Income Trader Harvey Libby returns to the podcast to discuss fixed income with host Chris Cooksey, including:   The environment at end of 2023 Inflation Rates Opportunities in 2024 Follow the podcast on LinkedIn: The Advantaged Investor   Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.  

Financial Planner Ines Iraoui returns to the podcast to discuss end of year financial planning tips with host Chris Cooksey, including:   What subjects are we talking about today regarding year-end financial planning? Tax-loss selling. Is there a deadline to do this? Can I sell, trigger a loss, and buy back these securities the next day? When it comes to donating, what are the options for year-end? Can someone only donate in cash, or can they donate investments? Possible changes in 2024 when it comes to donations. Retirement accounts - what needs to be done by the end of the year? Any other strategy regarding RRIFs? TFSA contribution limit announced for 2024? Is there a deadline for make a TFSA contribution? How about TFSA withdrawals? What other recommendations would you have for year-end financial planning? Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Portfolio Manager Neela White returns to the podcast to discuss advance care planning with host Chris Cooksey, including:   What is it? How do you start? What to investigate? Decisions to be made? The conversation - with who? Should you write it down? Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head Fixed Income Trader Harvey Libby joins host Chris Cooksey to discuss his views from fixed income trading desk, including:   Review of the last quarter Rates Opportunities Inflation Where we are headed Follow the podcast on LinkedIn: The Advantaged Investor   Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Portfolio Manager Neela White joins host Chris Cooksey to discuss tips on how seniors and caregivers can develop resilience, including:   What is resilience? Why is it important? What are ways to develop resilience as a caregiver (or anyone)? Why is self-care so important?  Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Senior Manager, Technology Risk and Assurance, Dave Iverson joins host Chris Cooksey to discuss cybersecurity awareness, including:   Social Engineering Secure Password Public Wi-Fi Perils Avoiding Updates AI Emerges  Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Equity analyst Brad Sturges joins host Chris Cooksey to discuss the sector he covers, real estate, including:   The effects of interest rates and inflation Update on REITs and REIT valuations and total returns beyond income Update on corporate real estate Comments on residential real estate Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.  

Head of Investment Strategy Neil Linsdell joins host Chris Cooksey to discuss the Canadian economy, inflation and interest rates, including:   Inflation Is the rate hiking from the Bank of Canada having the desired effect on tackling inflation? The federal government has set lofty goals for immigration. Is that helping or hurting inflation? Housing affordability What does affordability mean? How does all of this work back to inflation? Does that mean interest rates are expected to stay higher for longer? Recession?   Follow the podcast on LinkedIn: The Advantaged Investor   Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Equity analyst Jeremy McCrea joins host Chris Cooksey to discuss the oil and gas sector, including:   Overview of the sector What Jeremy is looking at when he's reviewing a company or the sector Outlook for the rest of 2023 Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Financial Planner Ines Iraoui joins host Chris Cooksey to discuss the new first home savings account (FHSA), including:   What is an FHSA? Who can open an FHSA? Who is considered a first-time home buyer? What if I am a joint owner of a property and want to buy one alone? How does a FHSA work? Are FHSA contributions similar to those in an RSP? Are withdrawals from your FHSA similar to those in a TFSA? Where can I open an FHSA? When will the FHSA be closed? What if I opened an FHSA, and I decided that I didn't want to buy a home anymore? Follow the podcast on LinkedIn: The Advantaged Investor   Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

ETF & Mutual Fund Specialist Luke Kahnert joins host Chris Cooksey to discuss ETF and mutual fund flows and looks at trends in the industry and what they may be telling us about the mindset of investors, including:   Why look at ETF and mutual fund flows? Review of the first half of 2023 in mutual fund and ETF flows? Trends in the growing Canadian ETF space HISA ETF structures Money market ETF structures that have been generating investor demand Trends in new product launches   Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Portfolio Manager Neela White returns to discuss with host Chris Cooksey issues facing the solo senior. Neela has been on the podcast many times before, sharing her knowledge and experiences on these sorts of topics, so I encourage you to investigate the archive and check those episodes out.  What is a solo senior? What should they be planning for ? How should they plan differently than someone with a partner? What systems should they put in place for safety? Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Financial Planner Ines Iraoui returns to the podcast as she and host Chris Cooksey discuss financial planning ideas you can do over the summer. Ines has been on the podcast previously, so check her previous appearances as they contain some great ideas around saving for retirement and education. What are some of the ways a person can enhance their financial situation in the summer? How can we evaluate our financial life and where do we start? Now that we have a budget, what do we do next? We now have an emergency fund – what about debt while planning for a vacation? What would be the first thing to do when planning for a vacation? What do we do when the vacation budget is lower this year? Are there any financial tips you would give to someone before they leave on vacation? When we are back from vacation, what can we do to evaluate and improve our financial situation? Follow the podcast on LinkedIn: The Advantaged Investor     Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head of Investment Strategy Neil Linsdell joins host Chris Cooksey to provide an update on equity markets and the economy, including: First half of 2023 Interest rates/economy/inflation Thoughts on recession What's the rest of the year look like? Follow the podcast on LinkedIn: The Advantaged Investor. Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head Fixed Income Trader Harvey Libby joins host Chris Cooksey to provide an update on the fixed market and opportunities therein, including: What is the current outlook for bond yields in the next year? After-tax yields, why they are important? Any other opportunities that you see in the market right now? Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Executive Director of the Raymond James Canada Foundation & Head of Corporate Sustainability Eric Saarvala and Senior Branch Manage Sarah Brillinger join host Chris Cooksey to discuss philanthropy, the Raymond James Canada Foundation and RJ Cares month, including: What is RJ Cares? What does RJ Cares support communities and its importance to our associates? How does RJ Cares contribute to the culture at Raymond James? How is the Ottawa branch giving back to the community? How clients participate in RJ Cares? How is RJ Cares connected with Raymond James' corporate sustainability strategy? Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Senior Trust Advisor from Raymond James Trust (Canada), Damian McGrath, returns to the podcast to discuss transferring a family business to the next generation and some considerations for estate planning, including: What was in the last federal budget What about estate planning and the family business? What is an estate freeze? What about the scenario where I have one child in the business and another not – how do I estate plan around that? And what about an executor – who should that be? The importance of planning. Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Financial planner Ines Iraoui returns to the podcast to discuss some common financial planning myths, including misconceptions around: Retirement planning TFSAs Non-registered accounts RESPs Follow the podcast on LinkedIn: The Advantaged Investor Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.  

Portfolio Manager Neela White returns to the podcast to discuss seniors and aging in place. Specific topics include: Safety tips Important home modifications When do we know that home is no longer manageable? Follow The Advantaged Investor on LinkedIn. Please subscribe, rate and review The Advantaged Investor. Reach out at advantagedinvestorpod@raymondjames.ca.

Head of Whole Loan Trading John Toohig (Memphis) and Nadeem Kassam (Toronto) join host Chris Cooksey to discuss interest rates, loans and what's going on in the current market, including: Big Picture of the current interest rate environment A look at the housing market What's the auto loan market saying Expectations going forward Follow on LinkedIn: John Toohig Nadeem Kassam The Advantaged Investor  Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Equity Research Analyst Stephen Boland joins host Chris Cooksey to discuss the Canadian diversified financials sector. We also touch on the recent news about US regional banks (e.g. SVB), including: 1. With the recent news about some US banks, are there any similar concerns for Canadian companies? 2. Tier 1 capital levels/liquidity of the banks compared to US peers. 3. Contagion risk of the SVB issue on the Canadian banking sector? 4. Measures currently in place to protect consumers/depositors – e.g., CDIC. 5. How are Canadian financials responding to the current interest rate environment? 6. Is there a big worry about how Canadian consumers will be able to service their loans and mortgages? 7. Strength of the sector as a whole. Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Eric Saarvala, Executive Director, Raymond James Canada Foundation & Head of Corporate Sustainability, joins host Chris Cooksey to discuss corporate sustainability and ESG, including: 1. You hear the terms, CSR, sustainability and ESG but what exactly do they all mean? 2. What are some of the trends happening in this space? How has it evolved? 3. What does this mean for Raymond James? 4. How does the work of the Raymond James Canada Foundation contribute to our ESG story? 5. What is one thing you would like us to remember from this conversation today? Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head Fixed Income Trader Harvey Libby, joins host Chris Cooksey to discuss what is going in the fixed income market, including: With interested rates on pause in Canada, what are some fixed income opportunities? Best term to invest in? How is inflation affecting fixed income? The yield curve is inverted, what does that mean? Thoughts on rates, are going higher or lower? Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Equity research analyst (energy) Jeremy McCrea, joins host Chris Cooksey to discuss the Canadian energy sector, including: Intuitional views of the sector. Recent piece 10 Red Flags to Watch Out For This Reserve Season and Alternative Solutions – what is reserve season and why it's important. Top three red flags (full report been posted to our social media accounts). Record profits. M&A activity. Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Head of Investment Strategy Nadeem Kassam, joins host Chris Cooksey to discuss the start of 2023 and what may happen as we go through the year, including: o Market performance year to date o What's your base case for 2023 - is a recession still in the cards? o How are US earnings so far? o Inflation, has it peaked? o Interest rates, is the pain here done? o Major risks Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Chief Economist Eugenio Aleman, joins host Chris Cooksey to discuss his 2023 outlook, including: What's going on with the debt ceiling Employment Inflation What's keeping you up worrying Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Financial Planner Ines Iraoui joins host Chris Cooksey to discuss registered retirement income funds (RRIFs), including: ¨ Why is 71 an important age in financial planning? o Can you convert your RRSP at any point? o What about Locked-in RRSPs? ¨ How do RRIF withdrawals work? o Are there minimum amounts for withdrawals? o What about the maximum? You said there isn't any? o What about Locked-in LIFs minimums and maximums? ¨ What do these withdrawals mean for your investments? o A portion? o Why? ¨ How does it affect retirement income? o What can individuals do to minimize the taxes? ¨ Are there tax advantages that come with these withdrawals? ¨ Can individuals continue to make RRSP contributions when they turn 72? o How does that work? Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Senior Manager, IT Security, Dave Iverson, joins host Chris Cooksey to discuss how to protect your online information and the importance of regularly reviewing your digital footprint, including: Review your passwords Delete social accounts you no longer need Centralize items saved to the cloud Review digital subscriptions Double check account settings Give everything a good clean Delete old apps Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Senior Trust Advisor Riaan Botha, from Raymond James Trust (Canada), joins host Chris Cooksey to discuss digital assets and your estate, including: What are digital assets? Can they be part of your will? Current laws that cover digital assets? Things to consider (passwords, encryption) Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Certified Professional Consultant on Aging (CPCA), Elder Planning Counselor (EPC) and Portfolio Manager Neela White joins host Chris Cooksey to discuss ways to include family with dementia in all the activities that the holiday season presents, including: What sort of activities should we do at a holiday get together? What should we be prepared for? What should we do if the whole experience becomes too overwhelming? How long is too long for someone with dementia? Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca. Happy holidays and all the best for a profitable 2023 – new episodes return in January 2023. In the meantime, check out the archive.

John Toohig, Head of Whole Loan Trading for Raymond James & Associates, joins host Chris Cooksey to discuss his role with the firm and gives a great overview of what whole loan trading is and what the segment is indicating in terms of the overall market, including: 1. Overview of Whole Loan Trading 2. Current trends among consumer borrowers and lenders 3. How the US consumer is doing 4. Liquidity in US lending markets 5. With talk about recession out there, are any signs of stress in the US lending market John and his team within the Whole Loan Group publish weekly commentary on LinkedIn, called Let's Talk Loans – check it out. Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca

Wondering what high yield debt is? David Barcus, Head of High Yield Capital Markets for Raymond James & Associates joins host Chris Cooksey to give an overview of North American high yield debt, including: What is high yield debt? How have things like raising interest rates and recession talk influenced markets. Some of the current trends. Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.

Portfolio Manager & Senior Equity Specialist Larbi Moumni joins host Chris Cooksey to discuss dividend investing, including: Benefits and risks of dividend paying stocks How to evaluate dividend stocks What type of companies should investors consider when searching for dividend stocks Please subscribe, rate and review.

Institutional Equity Strategist Tavis McCourt joins host Chris Cooksey to discuss recent market action with a look towards 2023, including: Catalysts of the recent rally from the October lows. Bear market rally or new bull? Is the worst behind us? Where do you see the best opportunities? What about bonds and cash? What are major risks to your outlook? What keeps you up at night? Please subscribe, rate and review.