Donald Trump's presidency stirred controversy at the crossroads of politics and mental health. His leadership, rhetoric, and behaviour faced intense scrutiny. Mental health professionals, including Dr Bandy Lee, joined the debate, raising ethical and fundamental questions. As we navigate these uncharted waters where politics meets psychiatry, Dr Bandy Lee provides insights that extend beyond one individual, opening the door to a broader dialogue about the intersections of mental health, power, and governance in contemporary society. [00:17] - About Dr Bandy X Lee Dr Bandy is a forensic psychiatrist and a world expert on violence. He became known to the public by leading a group of mental health professionals in Breaking the Silence, about Donald Trump's psychology. He has published a New York Times bestseller called, “The Dangerous Case of Donald Trump.” Dr Bandy has taught at Yale School of Medicine and Yale Law School for 17 years. She served as Director of Research for the Center for the Study of Violence and co-founded Yale's Violence and Health Study Group. Her clinical practice consists of psychiatric services at maximum security prisons and in state hospitals --- Support this podcast: https://podcasters.spotify.com/pod/show/tbcy/support
George Kingman discusses the importance of work-life balance, psychological safety, and cultivating a positive work environment. He shares personal experiences and lessons learned from his journey in the automotive industry, emphasizing the need for passion and positivity. Kingman also discusses leadership strategies inspired by George Washington and how they can be applied in modern businesses. He stresses the importance of making employees feel valued and connected to their work. George Kingman, Blue Sky Tire and Auto, Georgia and Illinois. Advanced Shop Leadership Show Notes Watch Full Video Advanced Shop Leadership Group https://www.advancedshopleadership.com/ Safety and the Importance of Passion (00:02:18) The role of safety in fostering passion at work, both in terms of physical safety and psychological safety. The Contagion of Passion and Negativity (00:03:35) How passion is contagious and can uplift others, while negativity can also have an impact on the work environment. Finding Passion and Building a Team (00:06:44) The importance of finding the right people (the "who's") to support and complement your skills and passions in order to build a successful team. The importance of learning from mistakes (00:09:57) The value of allowing employees to make mistakes and the learning opportunities that come from them. Creating a positive work culture for work-life balance (00:12:09) The importance of fostering a positive work culture to achieve a proper work-life balance and how it affects employees' motivation and happiness. Psychology articles and work-life balance (00:22:15) Discussion on the importance of work-life balance and the misconception that more time off is the solution. Creating psychological safety at work (00:23:21) Exploration of the significance of making employees feel happy and safe at work, rather than solely focusing on time off or monetary compensation. Building a positive culture and purpose (00:24:54) Importance of creating a positive work culture and purpose, and the role of leaders in mentoring and improving the attitudes of team members. The power of bringing something extra (00:35:48) The importance of going above and beyond in order to achieve success, both personally and professionally. George Washington's Leadership (00:36:53) George Washington's ability to motivate his troops and redefine their purpose during difficult times. Building Positivity in the Workplace (00:38:31) Using George Washington's methods to motivate employees by sharing success stories and creating a positive culture. Taking Care of Each Other (00:41:17) The importance of taking care of teammates and spreading joy in the workplace to create a successful business. Thanks to our Partner, NAPA Auto Care Learn more about NAPA Auto Care and the benefits of being part of the NAPA family by visiting https://www.napaonline.com/en/auto-care Connect with the Podcast: -Follow on Facebook: https://www.facebook.com/RemarkableResultsRadioPodcast/ -Follow on LinkedIn: https://www.linkedin.com/in/carmcapriotto/ -Follow on Instagram: https://www.instagram.com/remarkableresultsradiopodcast/ -Follow on Twitter: https://twitter.com/RResultsBiz -Join our Insider List:
durée : 00:36:51 - Le Temps du débat - par : Emmanuel Laurentin - Alors que l'ONU a prévenu hier que les opérations humanitaires dans la bande de Gaza "cesseront sous 48 h" faute de carburant, les civils sont pris au piège au milieu des combats. Les tensions s'intensifient dans les pays voisins, existe-t-il un risque d'embrasement ? - invités : Ofer Bronchtein Président du Forum international pour la paix; Dominique Eddé Romancière et essayiste libanaise; Fatiha Dazi-Héni Chercheuse spécialiste des monarchies de la péninsule arabique à l'Institut de recherche stratégique de l'école militaire (IRSEM)
durée : 00:36:51 - Le Temps du débat - par : Emmanuel Laurentin - Alors que l'ONU a prévenu hier que les opérations humanitaires dans la bande de Gaza "cesseront sous 48 h" faute de carburant, les civils sont pris au piège au milieu des combats. Les tensions s'intensifient dans les pays voisins, existe-t-il un risque d'embrasement ? - invités : Ofer Bronchtein Président du Forum international pour la paix; Dominique Eddé Romancière et essayiste libanaise; Fatiha Dazi-Héni Chercheuse spécialiste des monarchies de la péninsule arabique à l'Institut de recherche stratégique de l'école militaire (IRSEM)
On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the latest two commission lawsuits and what those mean for the wide range of defendants.Related to this episode:Commission lawsuits pile up: NAR, Keller Williams named in new South Carolina caseCommission lawsuits spread to ManhattanHousingWire's YouTube ChannelEnjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
In this episode Gyles and Aphra Brandreth meet award winning Indian poet Sudeep Sen. Born and raised in New Delhi, Sudeep eloquently shares his formative influences growing up in a Bengali household steeped in poetry, literature, music, and dance. Describing poetry as ‘the oldest form of art', Sudeep brings his art to life, reading a poem from his most recent collection which is both about the politics of language but mostly a homage to his first manual type writer. Exploring the importance of spoken poetry, as well as the impact of poetry on the written page. Sudeep discusses themes around Climate Change which he draws on in his most recent collection - Anthropocene: Climate Change, Contagion, Consolation – the first collection in his eco trilogy. Poems this episode include: Language; and Disembodied both by Sudeep Sen.
From the dense canopies of the Amazon, a shadow spreads. A contagion, unknown and uncharted, threatens to unravel the fabric of reality. Where does nature end and nightmare begin? Hosted by Josh Tomar! https://twitter.com/tomamoto https://www.twitch.tv/tomamoto Episode Written by Malice Aditional Writing & Production by The Disciple https://twitter.com/The__Disciple https://www.youtube.com/@TheOnlyDisciple Mark Reynolds Voiced by themattalorian Arborist voiced by The Disciple Subscribe on Spotify! https://open.spotify.com/show/5OgfQg3svBwSUiU0zGqhet Please Review us on Apple Podcasts! https://podcasts.apple.com/us/podcast/redwood-bureau/id1597996941 Subscribe to the YouTube Channel https://www.youtube.com/@RedwoodBureau Find more shows like Redwood Bureau at http://eeriecast.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices
#Israel: Antisemitism on campus in America. Joel Finkelstein- Dr. Joel Finkelstein is the Co-Founder and Chief Science Officer of the National Contagion Research Institute. Malcolm Hoenlein @Conf_of_pres @mhoenlein1 https://networkcontagion.us/reports/11-6-23-the-corruption-of-the-american-mind/ 1918 Nassau Hall Princeton
Check out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/proRebel capitalist merchandise https://www.rebelcapitaliststore.com
Headquartered in Dubai, Blockchain Smart Technologies prides itself as a global leader in “blockchain distribution”. The company set up shop in Dubai because of the city's early adoption of blockchain technologies. According to CEO Dr Eva Porras, this presented an excellent opportunity for the company to provide blockchain solutions across various sectors, starting with a particular project: "what brought us to Dubai specifically was our willingness or interest in helping the airport make better use of their runways," Eva noted. Speaking on this week's CoinGeek Conversations, Eva explained that her role extends beyond Blockchain Smart Technologies as she is also the managing director of SmartLedger. Despite offering similar products and solutions, she clarified that the two companies are separate entities. "These are two independent businesses, totally independent," Eva said. Yet, as she points out, most partners are involved in both companies, sharing a common vision and passion for blockchain technology. For Eva, this allows for seamless collaborations on a range of projects and solutions while at the same time, building a robust blockchain ecosystem. Blockchain Smart Technologies has developed a variety of consumer-focused apps designed to address specific needs and provide real-world solutions to users. One of these, TicketMint, offers a service that issues tamper-proof tickets. "The customer is the owner of the event, and we provide the certificate that not only cannot be forged but can also serve various purposes for the event owner," Eva explained. Eva and her team took a “horizontal” approach, expanding their solutions across different sectors. Beginning with TicketMint, they developed various products and services, including wallets and solutions for artists' intellectual property rights. Eva's academic background adds a unique dimension to her role as an entrepreneur. Her two-volume book, Bubbles and Contagion in Financial Markets, explores the dynamics of market bubbles, emphasizing the impact of value and contagion on market behavior. Eva discussed how her academic perspective gives her an advantage in understanding market psychology and activities – particularly those of unscrupulous players in the ‘crypto' market: "I can see them planning, setting their business to steal money from other people or to run these rumors that will confuse those who are less used to this type of scenario". For Eva, the utility of blockchain technology is more important than the speculative price of cryptocurrencies. She highlighted the importance of small token values in promoting the growth of the blockchain ecosystem. Smaller token values allow for faster, high-volume transactions, making blockchain technology more efficient. "I think this is the one technology that is going to allow the next revolution. Without these, there is no revolution," Eva said. While some individuals in the Bitcoin SV blockchain community are hoping for an increased value of its token, Eva believes that the true wealth generated by blockchain technology comes from its utility and transformative power. "I don't think they really understand the implications. The value of each token has to be the driver of the value that this token provides to the ecosystem," Eva noted. Eva's vision for the future is to create solutions using blockchain technology. She expressed enthusiasm for projects that can make a profound difference in people's lives, such as identity verification and solutions for refugee camps. In these areas, Eva sees the potential to simplify and improve the lives of millions.
Do you feel guilty for blowing up the status quo "all the time?"In this insightful Episode, we delve into the world of a restless soul and how she can find inner peace through the wisdom of Human Design. If you're someone who constantly disrupts relationships and living situations in search of expansion and evolution, this episode is for you.
Failed deals. Capital calls. Lost investor money. A dreadful and sobering conversation ensues for many some commercial real estate sectors. Residential (1-4 unit) and commercial (5+ unit) real estate fortunes are decoupling. Multifamily commercial loans are at the mercy of interest rate resets. Residential is stable due to low supply and sustained demand. Neal Bawa from MultifamilyU and I outline the multifamily problem. Values have plummeted 25%. The magnitude of the multifamily problem is about 1/80th of the 2008 Global Financial Crisis. There are two reasons for the office apocalypse—both declining income and increasing expenses. Only 3% of office buildings in downtown cores have a floor plan that can be converted to residential. Dreadful. There will be possible discounts in the hotel industry due to a lack of funding and loans. Retail has surprising bright spots. We discuss the future of rents through 2026. Will multifamily problems create contagion into 1-4 unit residential? We discuss. Timestamps: Multifamily industry changes and challenges [00:00:46] Discussion on the new difficulties faced in multifamily, such as failed deals, capital calls, and banking industry challenges. Opportunity arising in the multifamily market [00:01:12] Exploration of the current opportunity in the multifamily market due to a 25% reduction in prices from the peak, caused by distressed transactions and high interest costs. Anatomy of the problem with floating rate debt [00:05:57] Explanation of the issues faced by apartment building owners or syndicators when they have floating rate debt without rate caps, leading to potential deal blow-ups. The rate cap issue [00:08:29] Discussion on operators neglecting to buy a rate cap or buying a rate cap set too high, leading to negative cash flow. Magnitude of the multifamily reset problem [00:09:47] Comparison of the current multifamily reset problem to the global financial crisis, highlighting the challenges faced by operators. Challenges in refinancing properties [00:12:10] Explanation of the challenges faced by properties in refinancing due to decreased net operating income and increased mortgage costs, leading to potential loss of investor money. The availability of multifamily loans [00:16:50] Neil discusses the availability of commercial real estate loans, particularly in the multifamily space, and how it differs from other asset classes. Lending challenges in the commercial real estate space [00:18:03] Neil talks about the severe lending challenges faced by asset classes like office, retail, and self-storage, while expressing confidence in the stability of multifamily lending. Contagion and the impact on the 1 to 4 unit space [00:20:56] Neil discusses the limited level of contagion that could affect the 1 to 4 unit space due to problems in the multifamily market, highlighting the healthiness of the single-family market and institutional interest in it. The Troubled Office Sector [00:25:35] The speaker discusses how the office sector is facing a long-term demand crisis due to the decrease in office occupancy and the challenges of converting office buildings into residential units. The Ten-Year Problem in the Office Sector [00:27:06] The speaker explains that the office sector is about to face a ten-year problem, with defaults and declining values affecting the downtown core and other assets. Bright Spots in Retail and Hotels [00:29:21] The speaker highlights that retail occupancy is higher than multifamily occupancy, and despite the Amazon effect, retail is doing well. They also mention that hotels have seen strong recovery post-pandemic. Hotels and Multifamily Discounts [00:32:55] Discussion on the current cash flow opportunities in hotels and multifamily properties, potential discounts in the next 12 months. Retail Reinvention and Rents in a Recession [00:33:57] Exploration of how retail can sustain itself through experiential offerings, the resilience of rents in past recessions. Artificial Recession and Rent Growth [00:35:33] Analysis of the possibility of a recession and its impact on rents, the strength of the US economy, and the expected short duration of the recession. The recession and its frequency [00:40:56] Discussion on the frequency of recessions and how they are a normal part of the business cycle. Learning opportunities at MultifamilyU.com [00:41:31] Information on the webinars offered by multifamily ewcom, covering various topics including single-family and multifamily projects. Appreciation for Neil Bawa's insights [00:42:22] The host expresses gratitude for Neil Bawa's informative contributions and welcomes him back on the show. Resources mentioned: Show Notes: GetRichEducation.com/473 Neal Bawa: MultiFamilyU.com and Grocapitus.com For access to properties or free help with a GRE's Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Complete episode transcript: Speaker 1: Today's guest is well known as the mad Scientist of multifamily. He's a data guru, self-described self-described process freak, and an outsourcing expert. He's a ten figure man with his billion dollar plus multifamily portfolio and his 900 plus investors. He's also the CEO at a multifamily education company because he's a really good teacher. It's been about a year and a half since you were first here. Welcome back to Neal Bawa. Speaker 1 (00:00:40) - Well, thanks for having me back on. It's it's a delight to be back. Had a fantastic conversation with you last time. So I'm looking forward to this one. We did. Speaker 2 (00:00:46) - The last one was so fun and spirited. But my gosh, since then, Neal, about a year and a half ago, so much has changed in the multifamily industry. We know that a lot of new difficulties have come into multifamily, like failed deals and capital calls and the need to raise bridge debt and banking industry challenges. Speaker 2 (00:01:06) - So where would you like to start to help give us some perspective on all that? Speaker 1 (00:01:12) - Well, think opportunity is finally here. You know, when when we talked a year and a half ago, I was I said things like, well, prices are too high. I said things like, I don't know where the margins are. I don't know how people make deals work. I don't know how they make them pencil out. Right. Um, in some ways, I'm still saying some of those things, but it's certainly not because of pricing anymore. So, you know, the single family market is a perfect sort of benchmark for the world that live in multifamily. As far as I know, in the last 12 months, single family prices have either been flat or up 1% or down 1%, depending upon which analyst you pick. But it's certainly been an extremely, extraordinarily stable market in terms of prices, where it's it's you know, the volume, of course, has cratered. It's down a ridiculous percentage. Speaker 1 (00:02:00) - Whereas multifamily was an industry that has hurt more because of the portion of multifamily that was purchased or traded in the 2020, 2021 and 2022 time frame. Almost all of those trades happened using bridge loans which were floating, whereas almost all single family transactions were 30 year fixed loans. Right. So so two completely different things have happened. Normally the single family and multifamily market tend to be in lockstep. And that's certainly been the case for ten years. But over the last 18 months, single family and multifamily have separated from each other. And the big reason for that is almost all of the distressed transactions that you're talking about, that you're alluding to all of those cash calls. They are related to bridge loans, which had floating debt. And that floating debt has gone from, you know, 6% to ten, eight, you know, 11%, even for for some of these, these operators making it extremely difficult to make numbers work, making it very difficult to pencil. But on the good side, we've now seen compared to the peak, which was probably about 20, 21 months ago, we've seen a 25% reduction in prices, which is huge because we mean multifamily usually as an asset class, doesn't go down 25% simply because it its value is based on rents, you know, and rents rarely go down. Speaker 1 (00:03:22) - They hardly went down for 6 or 7 months in 2008, so we didn't see much of a decline there in 2008, simply because, you know, the, the, the income was strong, but this time, the much, much higher cost of interest means that our overall post mortgage income is down. And that's why prices are down 25%. So both opportunity and distress in the multifamily space. Speaker 2 (00:03:46) - That's such a staggering number. So let's frame that. Multifamily prices down 25% since their peak or year over year. And then just to be clear, we're talking about five plus unit residential apartment buildings with that figure. Speaker 1 (00:04:01) - Yes, I'm glad you asked the question that way because I do need to qualify a few things. So so first thing is down from peak and depending upon different markets, the peak was either the last quarter of 2021 or the first quarter of 2022. And in a couple of markets, even the second quarter of 2022. So it's I'm not saying year over year, it's basically they're down 25% in the last 18 or 20 months. Speaker 1 (00:04:25) - Um, so the second piece is that the down 25% is predominantly, let's call it hotter markets in the United States. So if we're talking about a steady Midwest market like Kansas City or Indianapolis, then you're probably seeing a decline of half that amount. So maybe 12.5, 13, 14%, where if you're talking about a very fast growing market, you know, all the Texan markets, the Floridian markets, then you might be seeing declines of that 25% level, since a lot of the transactions that did happen in the last two years were in the faster growing markets, that 25% number is still reasonable. And some people listening to this show might say, no, I don't think 25% is right. It's more like 20, it's more like 18. So I'll. Be at that by saying it's a pretty wide range. We're seeing as little as 18% in some of these fast growing markets, you know, hot markets. And we're also seeing markets like Phoenix, where we're seeing 27, 28% declines in price. Speaker 1 (00:05:23) - Also, the the range is dependent on the number of units. We are seeing smaller declines if you've got less than 100 units. Right. So smaller properties, we're seeing a smaller decline maybe 15%. And then when we are seeing properties that are 300 units or more, just the whoppers, we're seeing 30% declines in those assets. So so a lot of it is really dependent upon, you know, because the bigger the size, the harder it is to finance it these days, the less the banks want to take a risk on it. So the bigger the property, the harder, harder it's hit at this point of time. Speaker 2 (00:05:57) - The bigger the property, the less liquidity. So maybe, Neil, to help the listener get a full understanding, maybe you can take us through the anatomy of where a common problem is with what happens to an apartment building owner or syndicator when they got this floating rate debt and they didn't get a rate cap and rates spiked? What exactly happens that makes these deals blow up? Speaker 1 (00:06:24) - Right? First, want to, you know, set the size of the of the problem. Speaker 1 (00:06:28) - Right. So when you compare it to 2008, it's not comparable in 2008, the total size of distress or you know, potential distress was 8000 billion or $8 trillion. So it was it was a it was an absolutely staggering event. Luckily, not a lot of that distress actually happened. So that was good. But the the total size of distress was in that $8 trillion or $8000 billion range, the total size of distress in the multifamily market appears to be in the $100 billion range, so about 1/80 of the size of the distress in 2008. So keep that in mind. Also, as a percentage of the overall multifamily industry, there's about 100,000 multifamily properties in the United States that are on the bigger size. Let's call them more than 50 units. There's 20 million apartment units total. 100,000 are the bigger properties. Of those 100,000, the distressed portion of the portfolios is about, from what I can tell, about 3000 properties. Maybe it could be as much as 4000, but 3000 is a very common number. Speaker 1 (00:07:30) - So about 3% of the properties are distressed. And why are they distressed? Multifamily has been doing incredibly well. Rent growth has been phenomenal, especially in 2021 where it was 15%. Just so you know, they the 50 year average is about 2% rent growth. So 15% is you know, champagne time. So so we've certainly had positive trends. And we continue to see positive trends. You know there's there's less and less people can afford a mortgage. So there's basically a you know brand new renters being created every day because of mortgage rates being this high. But the, the the downside was that a portion of those 100,000 properties were purchased in late 2020, 2021 and then, you know, 2022, and they were purchased using floating debt. And the the so we're talking about those 3000 properties. Those 3000 properties either didn't have a rate cap. So when when you you're purchasing using, you know, bridge debt or floating debt, you want to buy a rate cap. So if rates do go up they hit that cap. Speaker 1 (00:08:29) - And then anything above that cap is something that the rate, you know, cap selling company reimburses to you. So that way you're not affected by but by going above that, well, some of these operators neglected to buy a rate cap, which was a really bad thing to do. But then there were others that other operators that bought a rate cap, but their rate cap was set too high. So, you know, they basically didn't think that rates would go up. So they did put a rate cap in. But instead of buying a rate cap at 6% or 7%, they may be bought a rate cap at 8 or 9. They were basically looking for the worst case scenario, and so they bought the cheapest rate cap that they could find. And now, you know, rates have gone up and they've already hit that rate cap. Maybe it's eight and a half or 9% and it had eight and a half or 9%. That mortgage is still too high for that property to cash flow. So now the property has negative cash flow. Speaker 1 (00:09:18) - So there's I personally know of a few dozen properties where the negative cash flow is between 20,000 and $200,000 a month. And that negative cash flow means that the syndicators, the the general partners are basically putting that money in themselves, or they're taking short term loans and they are now looking for a solution there and their solutions are limited. I can give you a list of those, but their solutions are limited because the property is is negative cash flow and nobody wants to touch a property that's negative cash flow. Speaker 2 (00:09:47) - Did we say that he's a data driven guy or what? That was some great perspective that the magnitude here of the multifamily reset problem has been about 1/80 of what the problem was in real estate during the global financial crisis. That was a great way to put things in perspective. Yeah, Neal, you know, it's such an interesting mindset that an operator would have the awareness to buy a rate cap with their floating rate debt, but yet not have the cap be low enough in order to keep them out of trouble. Speaker 2 (00:10:20) - That's really unusual to me. Do you have any idea what percent of operators have bought a rate cap with their floating rate debt? Speaker 1 (00:10:30) - I think a majority of them have. So I'd say more than 50% of the properties that were purchased during this time did have caps, but a lot of the caps were set high. So that that was a very common thing, where the caps were set to 8% or higher, as opposed to them being set at, you know, 6 or 6.5%. So it's more of a high cap issue rather than a no cap issue. And I think the bigger the secondary challenges, let's say let's say they had a good rate cap, right? So I bought it. Let's say you bought a property in the, um, let's call it the final quarter of 2020. And you bought a two year rate cap. And the rate cap was good. It was 6.5%. Yeah. Good for you. Right. But that rate cap was a two year rate cap. So now it expired basically last year. Speaker 1 (00:11:14) - And so since last year you're now up at 10 or 11%. And, you know, a year's gone by. Your property is bleeding. Maybe it was doing well, but now that it's been bleeding for a year and you've been paying all of that bleed out of your operating expenses, now you're in trouble. And maybe you bought it. Three rate cap. Well, if you bought the property in the final quarter of 2020, then in about a month or two months from now, we're in the final quarter of 2023. Well, that rate cap is going to be gone. And then maybe in the next three, 4 or 5, six, seven months, all of your operating budget, all of your operating, you know, fund is going to be, you know, gone because you have this much higher mortgage. So what's happening is that this is one of those situations where there isn't a trigger on any one particular day, and a huge number of properties come to market. There were a lot of properties purchased in the final quarter of 2020, all four quarters of 2021 and the first three quarters of 2022. Speaker 1 (00:12:10) - Right. So you're looking at a total of eight quarters. So each quarter, a certain percentage of those properties get to the point where either their rate cap is gone. Right. So it's finished because you bought a one year or two year rate cap, or they're they're at the point where even without the rate cap, their loan is expiring. So a lot of these bridge loans were two year loans and three year loans. And so the vast majority of the challenges that the multifamily industry is going to face are going to be in 2024, because that's when a vast majority of either rate caps or mortgages expire. And because because the net operating income of these properties has gone down and the and the mortgage cost has gone up, most of these properties cannot be refinanced. So I'd say out of the 3000 properties, you could probably refinance using some mechanism, a thousand of them, maybe a third of them. And that could be, you know, do a cash call, get, you know, money from your investors. Speaker 1 (00:13:07) - Or you could do what is known as a pref lending, where you basically take money from an outside party and that outside that extra money helps you refinance into into perm debt. So those are your options. And the third option, which is likely to be most common, is that you go out and sell your property. But from what I'm seeing, the vast majority of these properties that don't get refinanced. So out of 3000, the 2000 that don't get refinanced are likely to come to market, and the vast majority of them will end up losing all of their investor money or a majority of their investor money. And so you, you know, if it's a $100 billion problem, that's, you know, we're talking about 30 to $40 billion of investor money, and a majority of that 30 to $40 billion could be lost. Speaker 2 (00:13:48) - Yeah, that is troubling and really concerning as far as those LPs, those limited partners, those investors in someone else's syndication, hopefully that syndicator, that operator is communicating with their investors. Speaker 2 (00:14:03) - But for investors, is there anything they can do to identify cracks in the arm or where they might be losing their deal, where they might be losing their money, where they might be throwing good money after bad if a capital call is requested? Speaker 1 (00:14:18) - I think it's a very difficult thing to do for a limited partner because you have, you know, you have more, you have much more exposure to the deal than you would when you invest in the stock market, where you know, there's almost no exposure unless it's a public company. Um, but and these are all private syndications. But I think that a lot of investors simply don't know how to read the, the budgets versus actuals. They don't necessarily know how to read the Performa. So it's it's challenging. So if you're somebody that is. Comfortable doing that. I suggest you dive in and basically ask a lot of the questions of the syndicators. I have one such property, so, you know, I was lucky in that during that time a lot of my colleagues had I have people who I know colleagues that bought 10 to 12 properties during that time frame. Speaker 1 (00:15:02) - It was very normal. I bought one and a half. So one of those properties was my own property, exited one of my partners. So I call it a half a property because it was already mine. Um, and then I bought purchased one other property in a military metro. So I was able to get it for a lower price because it was a military metro. And usually the prices are lower for, for for military towns and, and that property, you know, I'm having the same challenges that I've described. So, you know, the the rate cap issues and the fact that basically prices have gone down by 25%. And I'm dealing with it by constantly communicating with my investors, giving them, you know, options. You know, here's, you know, how when, when we were when we were all selling these these shares to investors, we gave them a, um, a sensitivity analysis showing them, you know, worst case scenario, best case scenario, you know, in a middle case scenario. Speaker 1 (00:15:55) - And so now we're basically doing a sensitivity analysis based on what we are seeing in the marketplace today. And and giving them feedback on what our options are and think a lot of it comes down from the the general partners communicating with the limited partners. And if the your general partner is not very communicative, is not giving you information, ask for one on one meetings, ask for you know, more information in their webinar or in their updates. I think this is a time for limited partners to be vocal. Speaker 2 (00:16:25) - You've learned about the problem in the larger apartment space. You've learned about how operators and apartment syndicators are dealing with the problem. And then, Neil, where do you think that we're going next and think maybe we should ask and look at it through the lens of where do you think we're going next with the availability of multifamily loans, could this help the source of capital dry up? Speaker 1 (00:16:50) - And so I think the answer is we are going to a very dark place with availability of commercial real, you know, loans. Speaker 1 (00:16:57) - Multifamily is in a privileged asset class. So, you know, the the term commercial real estate is sometimes meant to include multifamily, sometimes not. So I'll assume that multifamily is part of commercial real estate, but there are many other asset classes. So there's office which is the next biggest asset class. There's retail hotels, there's self-storage, you know, and and a few others like mixed use. And of those commercial real estate asset class, there's only one that's privileged and that's multifamily because there are not one, not two, but three lenders who are government or quasi government organizations whose only job it is to keep lending in the multifamily space liquid, and also the single family space liquid. And they are Fannie Mae and Freddie Mac and hard. Right. So Housing and Development Authority. So these three lenders right now are extremely, extremely active. And what has happened is that in in good times, call it 20 early 2022. You had life companies. You had all these private, you know, bridge capital, you had all kinds of capital that was lending to the multifamily space. Speaker 1 (00:18:03) - Now some of that capital has backed off. There's still a huge percentage, I'd say probably 40, 50% of all loans that are being done today are these kinds of private, you know, groups. But think the government or quasi government groups are much more active today and their lending. So I don't think multifamily lending dries up at all. I don't think that that's the case. I think it dries up for the non privileged asset classes, hotel, retail, self-storage, office. These are the classes that are likely to see, you know, near lending dry up especially because on a fundamentals basis there's absolutely nothing wrong with multifamily. In fact as I mentioned I think we're a lot better off than 2019 to 2023 given that home prices have gone up 40%, incomes are only gone up 15%. So there's a very large number of Americans that simply cannot qualify for a single family home anymore. And so those people have to go to apartments. So the the fundamentals are really good for apartments. That is not true of office. Speaker 1 (00:19:02) - So office is an asset class that is experiencing the worst fundamentals it has seen in its entire history. And so I do think that there's going to be very severe lending challenges in the commercial real estate space. But I haven't really seen that multifamily, and I don't anticipate seeing it in the future as well. Speaker 2 (00:19:20) - Well, I don't know if any of that could have as much fun as last time. There were rather gloomy subjects to discuss here with Neal and come back. Can this problem in the multifamily space create contagion for the 1 to 4 unit space? And like with what Neil touched on, what about other commercial sectors like office and retail? How troubled are they when we come back? This is get recession. I'm your host, Keith Weinhold. Speaker 2 (00:20:14) - Welcome back to Get Rich Education. We're talking with the mad scientist of multifamily, a big brained visionary. He's also an excellent teacher. I'm sure you can tell as you're listening to him here. And if you're listening in the audio only Bawa is spelled b a w a new. Here on this show, we talk an awful lot about investing in the 1 to 4 unit space and the advantage of the 30 year fixed that long term fixed interest rate debt. Do you see any areas for contagion with problems in the multifamily five plus unit space bleeding over into the 1 to 4 unit space? Speaker 1 (00:20:56) - Yes, but to a limited level, I think that the the 1 to 4 unit space is the healthiest that I've seen in a very long time. Speaker 1 (00:21:05) - And there's reasons for that. One of the biggest reasons is multifamily, which is the most well sought after asset class for institutional investors who don't typically don't usually like the 1 to 4 unit space. There's a few companies in that space, let's call them half a dozen, but there's several thousand companies that invest in the multifamily space. Some of them are right now looking at single family as a, you know, as a, you know, safe haven to park some of their money. Right? So there's, you know, more institutional level interest in the single family space because of its access to those, you know, those those 30 year fixed loans. So there's and the fact that single family prices basically haven't declined. So I think that there's there's a lot of interest in the single family space. Um, keep in mind that millennials are reaching their peak years of household formation. So they started in 2019. So until 2025. So from 19 to 2025, those are the peak years of household formation for millennials. Speaker 1 (00:22:01) - And that's also putting a cushion under the single family space there. Contagion is some form of contagion is inevitable. I think that the office market is going to see spectacular levels of contagion, similar to 2008. I think that the other associated markets, like hotel and retail, are going to see some level of contagion, though I certainly don't expect it to be as bad as office. And then multifamily is going to see some contagion, as we mentioned, because of these 2 or 3000 properties that have to be basically sold into the marketplace and prices are down, which always creates contagion. Why? Because think about it. You're a mid-level bank. So a mid-level bank in the US is $250 billion or less in assets. Well, a lot of these assets are these banks are the ones that loaned out money to multifamily and retail and hotel and in office, and now are being forced by the Federal Reserve through a process known as mark to market. They're being forced to write down the value of these assets because these assets, you know, there's still you know, there's still active loans, but maybe they they loan $20 million. Speaker 1 (00:23:00) - And now basically they're $20 million is only worth 18 or 16 or 15. And so now the fed is saying, hey, you know, you got to mark these assets down in value. And as they mark them down to value, that can lead to the banks becoming or mid-sized banks becoming less stable. I don't think this affects any of the large banks in the US, but the midsize ones are affected. And some of those mid-sized banks do lend to the single family space, but not a lot. I find that the single family space, when I look at their source of lending, not a lot of those mid-sized banks are involved. There's a little bit they do some brokerage work, but then they're selling those loans back to Fannie Mae and Freddie Mac and a bunch of other, you know, governmental type organizations. So I don't see a sense of contagion in the single family space. I do see potentials of some price declines because until about two months ago, mortgages were predominantly in the sixes. They, you know, they spiked up once to the sevens and then they pulled back into the sixes. Speaker 1 (00:23:56) - Now they've gone into the sevens and they may stay in the sevens for a substantial amount of time. When that happens, that can affect the single family market as well, simply because, you know, you can get to the point where supply is higher than, than demand. So I wouldn't be surprised if there's a pullback in single family prices. Let's call it 5%. But I'm not predicting the kind of challenges where the office market think we could see 40% declines in prices from peak, whereas single family you might see 5%. I think that's still an incredible outcome for the single family market compared, you know, just looking at the outrageous increases in prices since Covid don't I don't think that's a even a pullback. I would just say that's a balancing out. Speaker 2 (00:24:44) - Who know the residential housing market. Really, it's something that's non-discretionary on a human need basis. Everyone needs to live somewhere and they will either own rent or be homeless. And you talked about some of those affordability challenges before. The lower the homeownership rate gets, the more renters you have. Speaker 2 (00:25:05) - So long term, we will have some demand baseline for both multifamily and properties in the 1 to 4 unit space, of course, but the same thing cannot be said about some of these other commercial sectors, especially the troubled office sector space, where you have more and more abandoned buildings downtown. And a lot of these office buildings cannot be easily converted from offices to residential units. So why don't you talk to us about some of those other troubled commercial sectors, starting with office. Speaker 1 (00:25:35) - Office is in a apocalypse. I think that this is far, far worse than 2008 and far, far worse than than 2001, because 2008 and 2001, they were liquidity crisis. They were short term, you know, demand crisis. This is a long term demand crisis because, you know, I read very important documents from companies that are in the key swiping business. You know, when you enter an office in a downtown core, you're swiping your card. And so those companies actually have phenomenal day by day data of how many people are actually going into offices today. Speaker 1 (00:26:11) - It's been more than a year since companies started calling back, you know, people to the office and think that by now every company, whether you know, they're they're forcing five days back to the office or four days or three days or two days, everyone's sort of, you know, put their line in the sand. And we're at the point where, you know, this, this is what offices look like going forward. And if I'm right and this is what it looks like going forward, it is simply catastrophic for the office market in the United States, because we're still seeing key swipes at 50 to 60% of the people that used to swipe in before Covid. And that number is staggeringly, staggeringly low. And if this is what it settles at, you know, some companies are two days, some three, some four. I think we're in for a world of pain for the office market. You also, you know, there's a lot of people that in these podcasts basically will often say something like, no, the office stuff will get converted into residential. Speaker 1 (00:27:06) - And I have news for you, only 3% of office buildings in office in downtown course have the floor plate, the floor plate necessary for residential conversion. Why? Because residential conversion by law requires that every every single room have a window. So what is happening is most of the time you basically can only convert the buildings on the edge, the, the square footage on the edge of a building, but that's central core but then becomes worthless. And if you don't have a use for it, then you still have to buy that office building to convert and you have to buy it at a reasonable price. The math doesn't work. I mean, you'd you'd need to see office values down 80% for, for, you know, a somebody who's converting to multifamily to say, fine, I'll just leave the 60% in the middle empty and I'll just convert the size. So 80% declines in value are needed for that kind of conversion to happen. So we are about to see a ten year problem in the office sector. Speaker 1 (00:28:03) - And it's also dragging down all of the other assets in the downtown core. So we are seeing we just saw a $727 million default on two hotels in San Francisco. We saw a $558 million mall default. Also in San Francisco, we're seeing defaults across the board in New York, Boston, Seattle, San Diego, Miami, sort of heavy markets where this these challenges are happening. We're seeing a lot of these and it's happening in a very, very slow way. Keith. And the reason for that is the office market, their average lease is, you know, five years long. Some leases are ten years long, and a lot of these companies haven't gone out of business. So if the company is in the lease, they're continuing to pay even though the office is empty. But the moment that lease comes up for renewal, either the company doesn't renew it or they renew maybe half the space. Right. And so we we already know that this is an incredible debacle, but it doesn't seem like it at any given point of time because it's happening in a very slow motion way. Speaker 2 (00:29:02) - Well, that's such a good point about how there will be this slow drain, this slow leak when these office leases expire over time. What about other areas of the commercial space, any other particularly troubled areas or bright spots that you see going forward? Speaker 1 (00:29:21) - Ironically bright spots. And this is where I've been proven wrong in the past. You know, I've often maybe 4 or 5 years ago talked about the retail apocalypse, right, where Amazon would basically, you know, lead the retail market to become illiquid. Well, none of those things have happened because of two reasons. One is the retail apocalypse with people like me, you know, being on on 200 podcasts, talking about it, a lot of development of retail that was scheduled to happen simply didn't happen. So the very. Speaker 2 (00:29:48) - Late podcast, people lost confidence. No. They were invested in retail. Speaker 1 (00:29:52) - Exactly right. So so, you know, I fulfilled that prophecy. Think. But bottom line is that there's there's been very responsible levels of new construction in retail. Speaker 1 (00:30:02) - So, you know, they haven't built a lot. Very few models have been built in the United States in the last few years. And even some of the malls that have been repurposed, some of their square footage is being used up for, for multifamily. And so that was one. The second reason is that retail is being very careful with pricing. So, you know, over, over the last 5 or 6 years, the retail market has adjusted to new forms of pricing, where, you know, you go into a mall and you see a gym where before the pricing of that mall never really allowed for a gym to be in a mall. It just gyms, you know, they want, you know, a lower price per square foot. And so malls have adjusted, strip malls have adjusted. And so today we have a surprising event where retail occupancy in the United States is higher than multifamily. This is the first time ever that multifamily is about a little under 95%. Now it's 94% occupied. Speaker 1 (00:30:52) - Retail is 96 or 97% occupied, which never happens, right? Normal. Normally retail is right around 90%, 88%, something like that. But the high level of occupancy shows that that retail is doing well. Now, having said that. So so on the occupancy side, they're doing really well. There's there's really no pullback in terms of demand. But on the other side, because of the fact that interest rates are so high, retail cap rates are very high, which means prices are low. So prices are very reasonable there for retail. And so I think that real opportunity that I'm seeing I wouldn't invest in office at this point, Keith, because you don't know the end of this process. You don't know how long it takes. I think it takes a decade. So I might get 50% off in office and I don't want it. I just don't want to touch that asset class. It's tainted. Now, if I get 40% off in retail, I think I'm interested because fundamentally I don't see a demand issue if this is the highest occupancy that retail has seen ever. Speaker 1 (00:31:53) - And at the same time, I'm getting a 40 or 50% discount simply because of lack of lending. Well, that is to me a classic opportunity to look at because once again, fundamentally, nothing is wrong with demand. And I realize that the Amazon effect is extremely real. But what I'm seeing is that that people want that experience of shopping. And so even amongst the young people, sure, each year Amazon, you know, goes up a little bit. But now Amazon's growth is no longer a hockey puck. Amazon's growth is sort of like this. You know they're growing by 10%, 15% a year, which is still great for Amazon. But I think when you when you project that across a 300 million person market that the US is retail no longer has to fear for an apocalypse. So this is actually a pretty good time to take advantage of the 40% discounts that I think will happen in 2024 for retail. Same thing. Everything I just said also applies to hotels. Hotels came out of the pandemic very strong, with huge increases in ADR or average daily rates and huge, huge increases in occupancy. Speaker 1 (00:32:55) - So hotels right now are a very robust cash flowing business. If you've got good hotels and good locations, you're making a lot of money. They're cash flowing like crazy because their orders have gone up and their occupancy has gone up. So they've taken two positive hits. But once again, I expect there to be discounts simply because of a lack of funding, a lack of loans. And you can you might we might easily see 30%, maybe not 40, but 30% discounts in hotels in the next 12 months. So think both of those are really good opportunities, along with multifamily discounts at 25%. So this is an opportunity. This is a case of distress creating unusual levels of opportunity. I don't think we're quite there yet, Keith. We're beginning to see some distress in multifamily. We're certainly seeing distress in office. We haven't heard anything about the distress in retail or hotels yet. That's because a lot of their their loans don't don't trigger until 2024. Right. So that's we'll see what happens next year when these loans start to trigger and you can't really refinance them. Speaker 2 (00:33:57) - I completely believe that inflation has thoroughly soaked in to hotels. You talk about their ADR, their average daily rate. I've recently stayed at hotels in Denver, Omaha, Chicago, Toledo and Boston, so I've gotten a pretty good sample size and sure feel the hit there. And interestingly, the last time I shopped at a mall, it was the biggest mall in this city, and I noticed a bowling alley that I had not noticed there before. And I went bowling and noticed an ice skating rink was there. So I just wonder how much retail can reinvent itself if it tilts enough into the experiential part, rather than just buying items off a shelf at a store, maybe that can help sustain that retail sector, to your point. Well, Neil, maybe we should wrap up really on what supports an awful lot of values in multifamily, and that is rents and the direction of rents, especially if we have almost hate to say this. R-word, a different R-word, a recession, because it seems like this thing has been around the corner forever. Speaker 2 (00:35:03) - I know historically that rents are quite resilient in a recession, something that you touched on earlier back even during the 2008 global financial crisis, when I was a landlord, I owned fourplex buildings. Then I noticed that I had a pretty good steady stream of renters. My rents didn't really go up much, but they were really resilient. They didn't go down, and that's because people couldn't get a loan. So that was an affordability problem. Then we have another affordability problem now. But if we do tilt into recession, what do you think that is going to do to rents? Speaker 1 (00:35:33) - I think we are going to see a decline in rents if a recession happens. Now, that's a question. By the way, six months ago, if you told me, you know, a recession wasn't going to happen, I'd say, no, that's not possible. We are going to go into a recession. However, I must admit that the US economy has truly, truly, truly outperformed beyond anyone else, beyond anyone's imagination. Speaker 1 (00:35:54) - So today, the chances of a recession are certainly not 100%. Might be 50%. But let's assume that it happens and a recession happens. I think what is very, very likely is that this recession will be very short. So once again, if you're not paying attention to to to what's happening in the marketplace, this is a time that, you know, I was born in India and this is my adopted country. I feel very proud of the US economy today. If I compare the US economy to the Canadian, the eurozone, the Germans, the Japanese, we are outperforming every one of those economies. We're at the point where we're outperforming China, which almost never happens, by the way. And so we have an extraordinarily resilient and strong economy at this point. So if it falls into a recession just because the fed keeps hitting it over the head with this interest rate hammer, I think that recession will be fairly short, because as soon as the economy does go into a recession, the fed usually figures that out within a few months. Speaker 1 (00:36:47) - Then they can stop hitting us with a hammer. I'm not saying that they'll just cut interest rates back to zero, but they certainly will provide some cushion. Maybe they cut rates by one one time, two times, just to make the market breathe a little bit easier. Because this is an artificial recession, there is no shortage of demand in the US economy. There's an incredible number of open jobs. There were as many as 11 million jobs now. Now there's about 9 million open. So there's there's a and wage growth has been so strong. Right. Because we have so many people retiring that at this point, for the first time since the early 60s, I believe, or late 60s, we actually have pricing power. So anyone who wants to be employed can ask for more money and get it. And so wage growth has been about four, 4.5%, which is really good for rents, by the way. It's phenomenal news because we needed wage growth for future rent growth. So we have a artificial recession if it does happen. Speaker 1 (00:37:38) - And that artificial recession is being caused by the fed because they want that wage growth to come closer to 2% from the 4% that it's at, because everything else has come down. Right. So commodities have come down with the exception of oil, and so has, you know, so have the supply chain issues are gone, rents are down. So in the US the last 12 months, rents were flat and in some markets they might be down 1% or 2%. Austin I think was the only market that was down a lot. But most other markets were down very, very small amounts. So rents have been flat, which is, I think, really credible because if you look at rents over the last two years, they're up 16%. So in 2022 they were up 16%. In 2023 they were up basically zero. So if you average that out now you're looking at 8% rent growth, which is phenomenal compared to the long term average of 2.5%. So we've been outperforming on rent and we needed to take a breather in the last 12 months have been that breather. Speaker 1 (00:38:32) - Now, if the recession happens, I do expect rents to go down, but not normally they don't. So in a in a in a six month, three month or six month average recession, you know, the average US recession is two quarters. So six months normally you don't get rent drops. You might get, you know, the rents plateau out. Or maybe their rent growth drops from 3% to 1%. That's that's much more common this time. We might see rent growth in a short recession drop by maybe 1% or 2%. And the biggest reason for that is supply. The largest supply of apartments in the history of the country is delivering, starting basically the beginning of 2023 until the end of 2024. So these two years, 2023 and 2024 are massive apartment supply years. And obviously, as you supply 500,000 apartments into an economy that overall is not outperforming, is is doing okay, but and it starts to go into a recession, then you're going to see some concessions. And that concession drives down the price of multifamily, which then drives down the price of single family rentals. Speaker 1 (00:39:36) - So we could see a decline in rents. I'd say probably 1% to 2% is is possible, but that decline is likely to be short. So I think let's assume that the recession starts in the final quarter of 2023, which might not happen. I think it's more of a Q1 and Q2 of next year. If the recession does happen, those are the two most likely quarters. As soon as the economy rebounds and becomes positive, we should see very strong and stable rent growth. Well, I would say stable rent growth for the rest of 2024 by 2025, a lot of that incoming supply is done. So now supply supply and demand are in balance. So in 2025 I expect strong rent growth as much as 4 or 5%. And in 2026 I expect very, very strong rent growth. We might we might see 6% rent growth in 2026. So 2024 is that year where rent growth is a little bit shaky because of this. Word, the recession word. And, you know, whether it happens or not is we don't know. Speaker 1 (00:40:37) - And when it happens, we don't know how long it lasts. But I think because it's an artificially induced recession, it's likely to be the vanilla US six month recession, which basically drives wages closer to that 2% target for the fed, and gives the fed the room to start easing up on interest rates. Speaker 2 (00:40:56) - Recessions are not good. Perhaps the one positive about a recession is that then we can all stop talking about and speculating upon when does eventually happen, because on average, it does happen every five years. It's just a normal part of the business cycle. Well, Neal, this has been very informative around the multifamily world and beyond, including projections for the future. You've always got such great insight in stats on the pulse of the market. If someone wants to learn more about you and your resources, what's the best way for them to do that? Speaker 1 (00:41:31) - Come join us at multifamily. That's multifamily, followed by the letter EW.com we get about 20,000 registrations in our webinars. We do about a dozen webinars each year. Speaker 1 (00:41:41) - We do them on single family multifamily. We do them on other asset classes like office. We just did one on on on the office apocalypse and people like that because there's no education fee, there's no subscription, there's no upsell. People come join us. They learn a lot. And occasionally during one of these webinars, if you have a multifamily project that we are doing, we mention it for about 30s. And if that sounds like it's interesting, you can, you know, jump in and you know and participate. But otherwise, you know, there's a lot of tens of thousands of people that have never participated with us in any of our projects that come and join us at this ecosystem of learning called multifamily EW.com. Speaker 2 (00:42:22) - Neal Bawa, Gro Capital and multifamily EW.com. It's been informative, just like it was the last time you were here. It's been great having you back on the show. Speaker 1 (00:42:32) - Thanks for having me on, Keith.
I'm thrilled to welcome you all to the first episode after the rebranding to Making Markets. This is a wide-ranging discussion on the economy with Samuel Rines - economist, author and managing director of Corbu LLC. We cover where we are in the economic cycle, 'excuseflation', the state of the consumer and the different sectors of the American economy. I hope you enjoy the kick off of "Making Markets" with Sam Rines. For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ----- Making Markets is a property of Colossus, LLC. For more episodes of Making Markets, visit joincolossus.com/episodes. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @makingmkts | @ericgoldenx Show Notes (00:02:00) - (First question) - What Sam believes The Fed is likely to do based off the current economic cycle (00:05:00) - The inflationary pressure on The Fed even though tech is replacing the workforce (00:06:40) - His explanation of price over volume (00:09:30) - How temporary price over volume is and its impact on consumer spending (00:13:40) - Current consumer spending money and where it's coming from (00:16:15) - Ignoring the coastal markets and focus on middle America (00:18:30) - What he thinks is slowing consumers (00:20:00) - The revenge of the middle and its meaning for economic stability (00:21:15) - His view on soft landings in the market and which sectors are affected (00:23:30) - His take on the travel and leisure sector (00:25:30) - A look at the current residential and commercial real estate markets (00:30:00) - Red flag market areas he thinks people should be weary of (00:32:00) - Contagion risk caused by potential private sector collapses (00:34:00) - Whether he thinks The Fed missteps or not (00:36:15) - Global turmoil and its impact on market portfolios (00:39:30) - How he positions his portfolio building based off of global risk (00:41:00) - Sam's favorite out-of-consensus bet Learn more about your ad choices. Visit megaphone.fm/adchoices
Overpriced JPEGs - Courthouse Edition! There was no court today, so instead I'm breaking down the lawsuit that was filed last week against Gemini, Genesis, and DCG. If you don't know this story already, it's well worth the listen. Plus, these are companies who were ultimately brought down by Alameda's bankruptcy. It all connects in the world of centralized crypto! @carlypreilly on Twitter Lawsuit complaint against Gemini, Genesis, DCG: https://ag.ny.gov/sites/default/files/court-filings/nysoag-complaint-against-gemini-et-al.pdf #sambankmanfried #sambankmanfriednews #sbf #crypto #cryptocurrency #carolineellison #nishadsingh #gemini #genesis #dcg #barrysilbert #michaelmoro OPJ Gin Bottle Redemption: https://overpricedjpegs.cc/gin OPJ NFT Link: https://overpricedjpegs.cc/buy-opj-nft OPENSEA | STUDIO Check out the latest drops in OpenSea: https://overpricedjpegs.cc/OpenSea WEB3SENSE | DEMO Find out more + get a demo today: https://overpricedjpegs.cc/web3sense
Season Four Episode 1This episode is a sequel! It's a follow up to last year's "Contagious Laugh-ers" compilation. It'll probably turn into a regular series for our podcast as we continue to transition from a podcast to a lifestyle brand. I've got some new laugh-ers going into my Hall of Fame! Including: Ryan Sickler, Your Mom's House studios, Nadiv (former YMH producer, in memorium), Tom Segura, Joey Diaz, the NBA-On-TNT crew and UK Comedian Jamie Hutchinson (Havin' a quick wank). Sickler and company join Artie Lange, Dom DeLuise, Burt Reynolds and Ricky Gervais in the Contagious Laughter Hall of Fame. Thank you to the Have a Word podcast for the clips and to YouTube user @LOLNation!The podcast exists to examine and document pop culture comedy and at times begrudgingly uses unauthorized material to supplement our ongoing study of modern comedy. All rights reserved to the respective copyright owners. #Conaldpeterson #indiepodcasts #podcast #ConwayTwitty #Comedy #CountryMusic#Comedypodcast #ACDC #meditation #TrueCrime #UFO #UFOdebunking #UFOhunting #sasquatchhunting #sasquatch #podcasting #newpodcast #googlepodcasts #newpodcast #podcastmovement #podcastseries#newepisode #blackpodcasts #podcastepisode #newpodcastalert#applepodcasts #spotifypodcast #podcastshow#podcasthost #googlepodcasts #applepodcasts
There are shreds of truth in war, but the truth is marginalized, while the squeaky wheel gets the grease. I highlight recent examples of the media's lies about the current conflict and how every institution that follows are exposing themselves as being controlled by the same criminal mafia. From the media, talk radio, to politicians, to universities, to school boards, to freedom conferences and everyone in-between.
Episode Summary This week on Live Like the World is Dying, Margaret and Patrick talk a lot about covid, public health, the role of anarchism in public health, and the weirdly similar origins of the names of two projects. Guest Info Patrick (he/him) can be found hosting the Last Born in the Wilderness podcast. You can find it at www.lastborninthewilderness.com or wherever you get podcasts. You an also find Patrick on Instagram @patterns.of.behavior or on Twitter @LastBornPodcast Host Info Margaret (she/they) can be found on twitter @magpiekilljoy or instagram at @margaretkilljoy. Publisher Info This show is published by Strangers in A Tangled Wilderness. We can be found at www.tangledwilderness.org, or on Twitter @TangledWild and Instagram @Tangled_Wilderness. You can support the show on Patreon at www.patreon.com/strangersinatangledwilderness. Transcript Last Born in the Wilderness on Anarchist Public Health **Margaret ** 00:14 Hello, and welcome to Live Like the World is Dying, your podcast for what feels like the end times. I'm your host today, Margaret Killjoy. I say it that way because there's other hosts now and I'm very excited about that. But sometimes, apparently, we have the same voice. And so people think that we are each other, but we're not. We're different people. And you can tell because my name is Margaret Killjoy and Inmn's name is not Margaret Killjoy. It is instead, Inmn. But that's not what we're talking about. What we're gonna talk about today ... Well, we're gonna talk about a lot of stuff today. I'm really excited about it. We're gonna be talking with the host of a podcast you should probably be listening to if you're not already called Last Born in the Wilderness. And it's like the [laughing] smarter thinking version of this show. And so we're gonna talk about that. And first, here's a jingle from another show on the network, which is ... the network is Channel Zero Network, which is a network of anarchists podcasts, and here's a jingle. Buh buh bah buh buh bah [singing like a simple melody] **Margaret ** 02:09 Okay, we're back. Okay. So if you could introduce yourself with your name, your pronouns, and then kind of maybe introduce this other podcast, this project that you do. **Patrick ** 02:18 Yeah. Thanks for having me on. My name is Patrick Farnsworth. Pronouns are he/him. I'm the host of Last Born in the Wilderness. It's a podcast I've been hosting for quite a long time now and I ... I don't know how to describe it. Someone described it once as a podcast about death and dying, which sounds rather bleak. It's an interesting way to describe it. I mean, it's, uh, you know ... I certainly come from a radical leftist and anarchist, or as someone else has said about me, "anarchistic adjacent perspective." I'm talking about collapse. I'm talking about the implications of global climate change, climate disruption, the so-called sixth mass extinction anthropocene, like these kind of big, heady, huge global subjects around, you know, extinction and mass extinction events and so on. And I kind of also explore the history of settler colonialism and issues around whiteness, or I should say, white supremacy. I talk about a whole bunch of stuff. And I think the point of it is to really get at the question of: what are the roots of these kinds of broader biosphere crises that we're in the midst of? Why is it that human beings, or the dominant culture of human beings that we are part of, producing a mass extinction event? And what does that portend? What does that lead to? What can we expect to happen in the coming decades? And kind of wrestling with really deep ... "Deep." [said with an introspective laugh] I mean "deep" in the sense emotionally and spiritually with the question of what does extinction mean for our species? And how do we grapple with that? It's a big question. So yeah, that's more or less what the podcast is kind of addressing. **Margaret ** 04:03 Yeah, no. Okay, wait, so with extinction, do you run into this thing .... Okay, well, no, first I'm gonna ask about your name, then we're gonna come back to extinction. Where did you get this sick name? It's such a sick name. It's obviously ... As someone who is part of a project called Strangers in a Tangled Wilderness and then has a show called Live Like the World is Dying, I'm clearly a fan of this slightly long and poetic style of naming. But Last Born in the Wilderness is a sick name. I'm curious about its background. **Patrick ** 04:28 Sure. I mean, the name itself came--it's a funny origin story really--when I came up with the name, I was homesick and I didn't know what to call this thing. I didn't even know what I wanted to make. But I was thinking about what my father would call me because I'm the youngest of this large Mormon family. No longer LDS but grew up in this LDS family, LDS environment. He would call me his "last born in the wilderness" because being kind of ... he's kind of a lovely but very quirky man who would have these very strange nicknames for his kids, including me being the youngest, being the, quote, "last born the wilderness," meaning he was paraphrasing from the Book of Mormon. There's a verse in the Book of Mormon about this family going through the wilderness and something about being the "last born in this wilderness of mine afflictions." Like it's really dramatic kind of bleak Mormon scripture stuff and it's weird. So, I don't know, I guess I thought of my dad, I thought of that, I thought of my history, I thought of ... it sounded like it could have multiple meanings. And it does because as I did the podcast more and more I started to really think about the other layers of it, of, "Okay, are we the last generation?" Like is this the end of this idea of wilderness. Wilderness itself is kind of an interesting idea. And the kind of colonialist notion, the dualism of civilization versus wilderness, and that in and of itself is a problematic idea. Like, there's a lot of layers to it that I've discovered, which is actually what I love about really cool names or titles of things is when you name something and you realize over time that it actually has other meanings that kind of come up, and you're like, "Oh, that actually means this as well. I did not know that." So that's where it comes from. **Margaret ** 06:13 Okay, I really like that for a thousand reasons. One of the things you talked about ... I've been reading more and more stuff that's critical of the idea of "wilderness," right? Because you're creating an artificial distinction between humans and everything else, right? As if, like ... I mean, we're not capable of doing things that are not natural because we're literally, natural beings, right? **Patrick ** 06:33 Yeah, exactly. **Margaret ** 06:35 And the idea of untouched wilderness as this very colonial concept where it's like, actually, a lot of forests are managed by people and we're .... And it gets humans off the hook if we treat ourselves like we're bad, like, inherently, right? **Patrick ** 06:51 Yeah. **Margaret ** 06:51 Because like, "Ahhh, well, we're human, so of course we clear cut." And we're like, "Well, that's not true. A lot of people lived here for a very long time and didn't clear cut everything," right? **Patrick ** 07:02 They didn't. No. **Margaret ** 07:03 Okay. And then the other reason I like it, it's kind of the same background as Strangers in a Tangled Wilderness. **Patrick ** 07:09 Oh, really. **Margaret ** 07:10 I was once, when I was a weird "look at me, I'm so strange, oogle kid" running around and pulling books out of the trash, I dumpstered the Christian Science holy book. I don't know what it's called. And I just started cutting it up to make new assemblages of words and things, right? And one of the pieces that I cut out of it and then put on this piece of art I was making just said "strangers in the tangled wilderness." And I really liked it. And so I named my first zine I ever made like 20 some years ago--well not the first zine--but the first zine that I called Strangers in a Tangled Wilderness because that's how I felt is like this wander, right? And then but since then I've learned, I think, I'm not an expert on Christian Science, although I can claim, my great grandmother was raised that way and then she was like, "This sucks," and then she just became an agnostic atheist pagan person. She was cool. It was like 100 years ago. She applied to college and she got so mad that they asked her what her religion is and she wrote "Sun worshiper," on the thing, which is complicated. But for a woman in the 1910s, I'm fucking into it. Anyway, the next line in it is "strangers in a tangled wilderness, wanders from the parent mind." And so it's using wilderness as a negative conception, I believe, in the traditional thing. And so yeah, it's like this interesting thing where Christianity ... Like, okay, so this "last born in the wilderness" seems to be implying this negative conception of wilderness. Which is this very negative version of Christianity producing such a thing. I don't know. That's what I've got. **Patrick ** 08:46 Yeah, I think the wilderness in scripture and Christian literature, or whatever, it's very much this .... Like, if you're wandering the wilderness, you're not in a good place. You've kind of either been banished or God is leaving you alone, giving you distance to figure your shit out for a while. Like, there's good things and bad things with that. But I think that the wilderness can .... Yeah, there is this implication in it of it being symbolic, or whatever, of it being not the best place to be in. You're not in paradise, that's for sure. You're not in the Promised Land, that's for sure. You're maybe on the way there, but you're not there. Yeah. And certainly, in that passage, if I remember, it's like, "In the wilderness of mine afflictions." Like, it's very, it's not ... you know, it's not a good place to be. But they were on their way to the Promised Land, I guess, in that scripture. So ... **Margaret ** 09:42 Okay, so you're like the last one before we reach paradise or whatever? **Patrick ** 09:46 I guess. I don't know **Margaret ** 09:47 Like you're the last people who have a concept of wilderness and everyone else is going to live underground growing their food in very controlled environments because everything's hard. **Patrick ** 09:55 I guess so. I mean, yeah, I don't know. I think that certainly the world as we know it, the world that you and I were born into, is like kind of no longer here and we've entered into a new earth, which is not one that is hospitable to human, or much of the more than human life, unfortunately and it's gonna get progressively more and inhospitable. So, being the last born is really ... it's not a ... it's all of us. It's not like .... You're not the last man on the Earth, or whatever, or the last person on the Earth. You're one of a generation, or several generations, that really remembers what it was like before the climate was completely chaotic and everything was on fire and everyone was coughing in your face with a plague. You know, that was a nice time. Remember that? That was cool. And now we're in this new place, or this seemingly novel place for us at least, of, kind of, amplifying crises. And it's .... Yeah, so anyway, sorry, that's rather bleak. But it's a little bit of what I talk about, I guess, or bring up in the podcast. The overarching sense. **Margaret ** 11:04 No, no. Okay. Well, let's talk about coughing in people's faces with the plague. [Laughing] One of the topics that we wanted to talk about was kind of a little bit of where we're at with Covid. And not just a like, "Hey, there's a new wave coming. And there's new ... or here." And there's also like, you know, "Time for your yearly booster," and there's the non MRA [struggles with the letters] **Patrick ** 11:27 Non MRNA. **Margaret ** 11:28 Yeah, thank you. Vaccines that just got approved and like all this other stuff. But, more about, I want to kind of ask you about what you've learned through your work about the fact that we are living in this place where community care has been left to individuals and smaller organizations, by and large, with some larger institutions trying to do good, while the, at least, federal level care and things like that have largely abandoned us to fend for ourselves. **Patrick ** 12:00 Yeah. You know, it's weird. This has been a disillusioning period, I think. Pandemic has been really rough for a lot of reasons. And I think I've talked about it a lot through a variety of lenses. I think there's a baseline of trust that's been lost among myself and a lot of other people. Like, I feel like to kind of continuing to keep up precautions and to avoid catching Covid is really a difficult thing at this time. And it's weird because there's been a normalization on such a broad level. And there's people on the left who really have given up and don't really care about it anymore. And seemingly, it sort of seems like we've kind of turned a corner. It feels like culturally, socially where it's kind of unacceptable to continue to care about it in this way. But I think if you are a leftist, in the broadest sense, not just a radical anarchist, or whatever, you really need to kind of get the facts straight about what Covid is and how it's still impacting people. How many people are becoming effectively disabled as a result of Covid infections? And then normalizing it is really fucked up. It's eugenicist, frankly. It's ableist. It's wrong. And I was just thinking, I don't know if I want to call .... I don't want to .... I don't know. I was thinking recently about how my partner and I moved up to Canada. Actually, we're in Victoria, BC right now, the city that is called Victoria, on Vancouver Island. There was an anarchist bookfair here. No mask requirements at this fair. And I think at other book fairs around, I don't know if around BC or just in the US in particular, masks were a requirement, like respirators were required. It's just a basic thing I think we need to kind of do now as leftists or anarchists is just to have, if we're gonna have a public event, these types of things just need to be kind of there. Like we just have to do them. Because there's a lot of people who are immunocompromised or disabled that just can't show up because this is not a safe, "safe," these [unhearable word] words, but like literally, it'll harm their bodies. **Margaret ** 14:09 Yeah, it's like full of spikes that are shooting out of the ceiling. You know, it's not... **Patrick ** 14:14 Yeah, exactly. So I think just the act of community care on that level--I mean, you don't have to be an anarchist to do this of course--but I think particularly for anarchists that are supposedly about communal acts of care and mutual aid, like this is a really basic one, a pretty easy one. It's interesting how it's not-- you know for anarchists, there's no like ... I don't know if there's a global anarchist Federation that has doled out some kind of guidelines. That would never make sense. But it's interesting how in every place around North America there's different kinds of cultural temperaments, or certain attitudes, around certain things and particularly around Covid. It's interesting how in Canada, how maybe anarchists in Canada don't maybe care as much about it. I don't know. I guess I can't speak for them, but it's an interesting thing to experience the ways in which the normalization of Covid has affected different regions. And it's ... Yeah, so anyway, I just wanted to kind of bring that up because we are still in the midst of this thing. I can get into reasons why it's still a problem, why it is still a threat to people's health, but it shouldn't be. I don't know. I just think it's really imperative that anarchists kind of get with the program if they haven't already. **Margaret ** 15:26 Yeah, and like, I've been fairly proud of the fact that overall I've found anarchists and punks and different sorts of subcultural folks and political folks to be more on top of it than the average person or place, but not .... I haven't been blown away either, you know? And we have had .... Most of the book fairs that I've been aware of or gone to, or whatever, this year have had some kind of masking requirement. Sometimes it's a rigid requirement. Sometimes it's like, here's the masks at the door, and someone's going to kind of be like, "You should really wear one of these," but not like kick you out without a mask. Like, I .... Shout out to the anarchist space called Firestorm in Asheville, North Carolina that during COVID, they actually moved into a new building, and part of why they picked the building, as far as I can tell, is that it used to be an auto shop so the doors open all the way, like one wall is open. And they still have a mask requirement inside of the store because they're like, "Well, they're still a pandemic. So you should wear a mask. This isn't complicated," you know? And like .... Okay, have you ever seen the TV show The 100? **Patrick ** 16:42 I think I've heard of it. **Margaret ** 16:45 I watched the first two or three seasons a while ago. And I .... But there's this thing that I think about all the time. It was not a particularly important TV show to me. But there's one thing that seemed kind of hackneyed at the time where basically almost no one can live on the Earth because there was a pandemic. And a lot of people live in space. And then some people come back down from space. And then there's people who have "lost their minds" and "lost civilization" who, you know, have adapted. And then there's these people who live inside a mountain. And they're like, "Oh, we can't go outside the mountain except with, you know, full suits that protect ...." I forget the word for this, like the chemical suits or whatever. **Patrick ** 17:23 Like hazmat suits or something like that. **Margaret ** 17:25 So yeah, you can't go outside without a hazmat suit and a gas mask. And like, you know, when you come back in you have to go through decontamination and all this stuff. And I remember watching it and being like, you just sort of take it for granted. You're like, yeah, you know, if there was a thing in the air that killed people or made people disabled, people would like, take it seriously, you know? And then now I'm like, "Man, that was a utopian piece of fiction right there." Like, within the first week someone would be like 'Fake news. There's nothing in the air outside," and then the whole mountain would have been destroyed. **Patrick ** 18:00 Speaking of like pop culture .... Like, sometimes it is. I watched that film Contagion a while ago. It came out before Covid. It's like what, a Stevens Soderbergh film? Whatever, it doesn't matter. It came out. And it was like "What would happen if a really, really dangerous, very contagious virus just started spreading? Like, what would the agencies do? What would the CDC do? What would global world governments do?" Whatever. And, you know, it was fairly .... It tried to be realistic while also being kind of dramatic. And it was a really nasty virus. Everybody is locked down, quarantine, blah, blah, blah. They make a vaccine, they do a lottery, people get it at the end, and it's over. Like, that's the end of the movie. Everybody gets the vaccine. Everybody gets the vaccine, everybody's happy to get the vaccine. And no, you know, I mean, yeah, certainly .... Covid is in this weird, I feel like it's in this weird space. And I've said this before on an interview with somebody, this epidemiologist, I was saying it's this weird space where it's like, it's obviously really, really bad to get it, but it's also like a lot of people get it and it doesn't seem to affect them that much. They kind of feel like, "Oh, it's kind of like the cold or kind of like a flu." It isn't, though. I mean, looking at the actual virus and how it affects the body, it is not like those viruses. So it's very different. But the fact is, is that, you know, percentage wise, you know, most people get it, they don't die from it. So what's the big deal? So, I think it's in this weird space where it's a very contagious, very nasty virus, but it doesn't have the mortality rate of like Ebola or something so people aren't going to take it seriously. So, it's weird. It's a weird thing. And we're, you know, almost four years into this thing. So, people are obviously quite weary. We've been talking about it. So yeah, it's hard. **Margaret ** 19:53 No, totally. And like, I mean, it's funny because it's like I also get the ... I get why people are over it and have to live their lives. And I think I talked about this in a recent episode, I can't remember. I was talking to someone about it. I no longer have real conversations. I only have podcast conversations. It was like, okay, we can't not have live music as part of our human experience of the world, or whatever, right? But to me it's all about looking at these cost-benefit analyses. And by and large, with exceptions, like if someone's doing hard manual labor all day I can see why wearing a mask is particularly hard, or like, you know, there's complicating factors. But, overall, it's just not a fucking big deal. Like to--Covid is--but to wear a mask-- **Patrick ** 20:38 Yeah. **Margaret ** 20:39 --for, I think, most people in most situations, And I think the main reason people don't wear masks is because of the social aspect of it. Because they are afraid of being the only person wearing a mask. And I just like ask us to not act out of fear. I ask us to do what's right. Or I think we are asked by being alive. I think that we are asked to be ... to do what is right, not what is popular, or whatever, right? And, so that's what's so disappointing to me about it. And I mean, this is part of why everyone gets so mad at people who .... Because I also try not to be like .... You don't really like gain a lot when you tell people like, "What the fuck? What's wrong with you? You can't do that." It's not a very effective strategy, you know? And so I do think it's like, overall, I really appreciate a lot of the phrasing that I've seen about being like, "Hey, even if you stop masking, here's like a good reason to start again." And like, you know, there's no harm in just mea culping and just starting to mask again, **Patrick ** 21:46 Yeah, no, for sure. And I don't know, there's a lot of other things going on too. When you .... It really is fascinating to be like .... You obviously want to be like, you want to encourage this level of care and I think what's sort of hard is there is a real lack of public .... Like, good public health messaging has been terrible. So, it's an interesting dynamic. I feel like anarchists are people who are more on the ground organizing at grassroots levels. At a grassroot level, you are trying to fill a void, which is the government doesn't really want to fucking deal with this shit. They just don't want to deal with it. They have, they've learned enough. And they know that they can move on warm, more or less. And so they're not going to do anything about it anymore. And so you have to take care of yourself, The rich are taking care of themselves. They have all the tools, They know exactly how to run a Covid-safe event. They've been doing it for a while now. And they have really good like .... In the way that you would pay for security or catering at an event, they pay for Covid Safety coordinators. Yeah, they're really good at it. And if they're doing that, and they understand this, then we should be doing it for ourselves because we as the poors, we need to take care of each other, take care of ourselves and learn basic information that unfortunately a lot of people don't have. And actually .... I understand that by doing my podcasts or doing this kind of work that I am able to delve into some of these subjects more closely. So, I might know a little more about Covid than the average person. And honestly, the more I learn about it, the more I don't want to get it and the more I would encourage people to avoid reinfection more than anything. If you've had it before, you don't want to get it again. There's so many intersecting issues here. I guess I just, I just really want to emphasize community care is the most important thing right now in regards to this. Need to really get on top of that, if we haven't already. And a lot of people are. It's amazing, actually, how many people are doing it, like mask blocks. There's all kinds of people organizing around this subject. And they don't have any particular, seemingly political ideology that's animating it. It's just they're doing it because it's right. **Margaret ** 23:57 Yeah, totally. One of the things you were saying about realizing like the government has abandoned us, so the government has moved on and things like that. It's one of these ... at the beginning of Covid, it actually kind of challenged, in some ways, it challenged a lot of my own anarchist thoughts, right? Because I try not to assume I'm right. I try not to look at a problem and say "What's the anarchist solution?" I try to look at a problem and say, "What's the solution?" I have a bias that lends itself towards non state, non capitalist solutions. But I try to earnestly look at every problem and say, "What is the best solution?" and so far in my life the answer is usually nonstate, anti capitalist, anti oppression, right? Well, and some of those things are also moral, you know. But at the beginning of Covid, you start being like, "Well, shit, someone needs to .... This needs to be organized on a massive scale, right?" And then, now what we actually saw instead gave me the opposite, whereas at the beginning of Covid mutual aid groups popped up everywhere, you know, and mutual aid groups like stepped into the void of what was not being met. Because people were locked down, they were like, not able to meet a bunch of other needs, and a lot of them, in the US, at least, we have, you know, we got stimulus money or whatever. And it wasn't enough for most people. And, but I think that it becomes really clear that you look a year on and as soon as Covid is over, you're like, "Oh, you're running some cold math about dead people in the economy, or disabled people in the economy, and you are deciding that getting people back to work makes the country more money even though a bunch of people will die or become disabled as a result," you know? And so it's like one of those things, to me, it just lays bare the reality of government, that governments exists to make this kind of cold calculation, not take care of people. **Patrick ** 25:57 Yeah, no, I think at the beginning there was a lot of ambiguity. We didn't know what this would really be. So obviously lock downs--or what we would call lock downs but really just kind of stay-at-home orders--or just tell people, like, "Please just avoid social gatherings for a while." And then the masks came into the picture and things like this, that was implemented just because there was, you know, there was a lot of ambiguity. We didn't know everything we know now. And once the, kind of, the cold calculus really came in, and there's a lot of other things too, but really when that came in and it was like, "This is hurting the economy. This isn't gonna work. You know, we have to really focus on jobs over, you know, everything else, over our lives. So, yeah, let's just get back to work." And I don't know. But I think it is kind of an interesting thing, though, because the anti-mask thing is very much an aesthetic choice. It's not as much a practical, irrational thing, because we could have jobs and all this stuff running exactly as before but people are wearing high quality respirators. Sure, we could have all kinds of things implemented. It would take an investment. From a cold capitalist perspective, it's rational to put an air filtration, it's rational to have people wear respirators, and yet from .... I don't know what it is, but just the idea of actually providing public health infrastructurally on that level is just not possible at this point for some reason. It's just not feasible. I was thinking about the kind of origins of public health, as it were, and like John Sn--I think his name was John Snow in England--he kind of figured out where the cholera outbreaks were coming from. And that really helped kickstart this movement to, you know, kind of figure out how to provide clean water for people on a massive social scale, on the scale of a city, right? It took a long time and a lot of deaths for something to finally change. And now we just take for granted that when you turn on a faucet in most places around, say, North America, you're gonna find you're gonna have clean water. Like it's pretty not always the case, certainly, but, you know, it's kind of taken for granted that that's almost like a right that we have. But clean air has not really entered into that same, that level of feeling like an entitlement that we have as human beings for a quality of life issue, that this is important. So, I don't know, it's interesting to witness how this has been playing out and also sort of an anarchist, or whatever, thinking about it from that level of like, if we want to move away from States and governments, how would an anarchist society deal with this issue? How would non-Statist, anti-Statists deal with this? And it's interesting. I don't know yet. I haven't really figured that out. And, I was kind of thinking because you do a history podcast as well. And I'm wondering if there was anything you came across as, you know, kind of radical leftist movements that were like, "How do we apply the values of public health and health care from a maybe communal collectivist sense that does not rely on the institution of states and bureaucracies? Like, I don't know, I wonder about this because we're trying to just fill the gap of what the State isn't doing. It's almost reactionary, right? What would it look like to be proactive in that sense? I don't know. I don't have an answer to that. I just think it's interesting. **Margaret ** 29:26 Okay, no, that's interesting. From a history point of view, there's a piece that I read right near the beginning of pandemic--that I haven't read in a while and I don't remember as well--this Italian anarchist, Malatesta, wrote a piece called like something like "Anarchists and the Cholera Outbreak," and it was about anarchist public health responses to a late 19th century health crisis. But I also know that anarchists have been doing a ton of stuff on public health since the beginning. I think that like .... I mean, you can look at like ... it's anarchists who, at least in the US, pushed birth control and pushed information about sexually transmitted diseases and like sexual health. And it's like, people are like, "Oh, yes, early feminists," and I'm like, "Yeah, they were early feminist anarchists." I mean, there's some exceptions to that. And then of course, you have bad examples where Margaret Sanger, who founded Planned Parenthood, was, like, a "complicated figure" who embraced non-racialized eugenics. And that is bad. But it is spun to mean that she was different, that she believed in something different than what she actually believed. And, but it's still bad. And she started off as an anarchist. She, actually, by the time she was really doing the eugenics because a lot of like--a lot of eugenics, you kind of need the State for, right, especially like the evilest parts of it or the like who gets to decide who has babies are whatever, right, and all that shit. But Margaret Sanger was an anarchist when she first started doing a lot of the birth control stuff. Emma Goldman got arrested a ton of times. The person who's at the longest in jail in US history for advocating birth control was this guy--I just did an episode about this, I don't normally have all these facts in front of me--was this guy named Ben Reitman, who was mostly an anarchist. He spent most of his life fucking around with the anarchist scene. But the anarchists scene didn't like him because he was super horny and he kept cheating on Emma Goldman, which is impressive because they were in an open relationship. Yeah, but he still managed to sort of piss her off with how many people we slept with, even though it was supposedly okay. He spent the longest of anyone in history, in US history, in jail for advocating birth control. And he was also a ... he was a hobo doctor. He was a doctor who went to medical school, became a physician, specifically so that he could treat STIs in the poorer classes and people who didn't have access to public health. And so a lot ... As far as I can tell, I see this thing, this pattern happen a lot where things come from the bottom up and then the top is like, "Okay, cool, we got that." And you can see this benevolently where you're like, "Oh, it comes from the bottom up and then the State comes in and takes charge and everything's okay." And, and there's some advantages that have come up through that, but overall, I think it is to the detriment of these systems. And I think that... I don't know, I guess I'm like, I think that decentralized networks that have some forms of centralized information sharing, are very capable of doing these sorts of things. Also, sorry, I'll stop spitting out anarchist history in a minute.But the legalization of abortion, the first Western European country... Soviet Russia was the first country to legalize--I could be wrong about this--was one of the first countries, if not the first country, to legalize abortion in Europe. But then Stalin was like, "Just kidding. You must make babies," because he's a bastard. Then Federica Montseny, the woman Minister of Health in revolutionary Spain, who was an anarchist--which is really complicated and there was a lot of arguing at the time about whether Federica Monseigneur and some of her peers should have joined the coalition government--she legalized abortion. And so it's like, funny. So even the State idea of public health came from an anarchist who was part of the State, you know? **Patrick ** 33:30 I don't know, I think that it's this thing where when we're thrust into these big crises, like a pandemic, we start to really... we do have to reevaluate our ideological stances a little bit like. Because for me, you know--I think this is something we talked about when you were on my podcast like three years ago, or whatever--something about, like, it's not our position to tell people how to do things. Like, if it's another country and other people they're going to figure out how to solve their problems in their own way. And, you know, I think a lot of revolutionary movements do lead to certain types of, obviously, State kind of action or States.... It's directed towards the State or the State itself's kind of response to it in a way that is actually beneficial to the people. But that's not because the State is good. It's just under enormous amounts of pressure. It's just.... It's complicated. I don't think it's one thing and I think that it's a good thing that the government was able to mass produce or help mass produce vaccines, but I also think it was really fucked up that it was then decided that that was the end of the pandemic because everybody was vaccinated. It's kind of this... It's this thing. It's not one thing. It's very complicated. But I do think overwhelmingly, absolutely, if public health is being administered on this sort of ground level where the feedback between the actual public and the sort of people administering public health, if that feedback loop is shorter, where you're able to actually hear what people are saying and you can actually see what's going on in the ground, there's an actual connection and it's done democratically and collectively then you actually can administer public health in a way that is going to help people and not being imposed on people. Right? So yeah, I think there's been, for me, a lot of questions and lessons learned from this pandemic up to this point. So, and also, I don't know, I just throw this in there, they're not necessary anarchist, but like the Black Panthers and the Young Lords, you know, they were very much about health care and administering health care on a community level and did forward a lot of things that even today...like I think it was something like the Young Lords were really pushing for patients having access to their own... like that the doctors had to explain to them what....Is that right? **Margaret ** 35:44 Yeah, they introduced the Patient's Bill of Health that has since been used internationally. **Patrick ** 35:51 So you know, and they were radical, you know, they took over hospitals, they occupied, you know, they did a lot. So, yeah. Anyway, I just, I think in regards to the pandemic, right now, whatever major breakthroughs that we're gonna have in regards to dealing with cleaning the air or, you know, actually making sure that people have access to resources and information, it's gonna have to come from the ground level, in pressure from the ground level because it ain't good right now. It really isn't. **Margaret ** 36:22 No, and that, I really liked that. I think that's a really good point. And when I think about it, the Young Lords are the perfect example of this. And they're, you know, yeah, they were Marxist Leninists, but they were doing something from the bottom up and forced the city of New York City to take action. Like, for example, in the neighborhood that they lived in--they moved all over the place, but they first started in, I want to say, the Upper East Side in a Puerto Rican neighborhood in Manhattan--and no trash was coming. No trash pickup was happening there, partly because of some racism of some white labor unions and the trash union and partly due to just systemic poverty and other forms of racism. It wasn't all just the trash workers problem...fault. But, you know, they just started dragging trash in the middle of the street and setting it on fire. And they did it in the parts of their neighborhood that rich people have to drive through. They did it in the through fares. And it worked. Trash pickup became a major issue in the next mayoral election. And then trash pickup, like they like, revolutionized how trash is picked up in New York City. And it was this major health issue. And then the other things that they would do is they would go door to door to do tuberculosis screenings. And they would also like--they're so fucking cool. At one point, they hijacked an X-ray van that was going through these neighborhoods to like X-ray people for tuberculosis but wasn't going to poor neighborhoods of color. And there's like some arguments about whether that was because of what time the schedule was and didn't work for people's jobs or if it was a straight up, like, "Nah, we're just hanging out in the white neighborhoods." But what happened was the X-ray technicians, they were like, "Sick, we don't give a shit. We just want to fucking help stop TB." And that's what's so interesting to me about government workers versus non-government workers is that the people doing the shit, whether it's for the government or not, they just want to get the shit done. They don't care which system is doing it. Like the X-ray technicians were like "Sick, fuck yeah, we're still getting paid. Like, it's a little weird that you came in with guns, but whatever, it was necessary. You take us up there." And then they started. And they ended up with a fucking X-ray van parked outside the Young Lords headquarters several days a week, paid for by the hospital. And so it.... I got really worked up. **Patrick ** 38:37 Yeah, no. It's cool, though. **Margaret ** 38:38 But I think that these questions about anarchist public health, one of the things that is so interesting to me is that it's like systems allow things to happen but people are who do it. And so often people will ask, will be like, "Well, how will an anarchist society produce insulin?" or whatever. And like, well, part of the answer is, I don't know how we make insulin now, but that's probably how we'll make it then too, right. You know? And so like, anarchist public health can look, in some ways, really similar in terms of like, well, we'll have people who know a lot about public health directing these things, you know? Because it's not the government that regulates things, it is people who design the systems of regulation. And anything that people can do, we are people, and also I'm not trying to disclude those people from my society. And I just want it to happen in a system that is actually anti-oppressive, that is horizontal, that is anti-capitalist, you know, that is all of these things. And so yeah, so what if instead of we build shit from the bottom up and the government swoops in and then kind of makes it shitty and watered down, we build things from the bottom up and then keep building and just keep those buildings that we make horizontal and keep them like.... Yep, I got totally worked up. **Patrick ** 39:51 No, you're good. No, you're right, though. That's exactly it. Like, there are, at every stage of the way, I think...sorry, I'm also kind of worked up.... I feel like health and healthcare is actually is a core and central component of any sort of revolutionary movement because it is so integral to everyone, obviously, our health and well-being is such an integral part of everyone's lives. So how we treat disabled people, how we treat people of all age groups, how access to care is affect...you know, people's sort of demographic that they exist in, the racial system that we have, it affects how people have access to certain types of care. I mean, all of this is so...it intersects with so many things. So, I think the pandemic has highlighted a lot of this. And I think it's been a very upsetting and difficult time. And I think people kind of need to...they've tuned out. They need to kind of tune back in and I get why they tuned out, but they just need to try to tune in tune in a bit because it's going to--I'm sorry, it sounds bleak and this is kind of my thing--it's gonna get worse unless we make it better. And I think there's an assumption that somehow got better and it really hasn't. And again, this is just because I am, I mean, I am doing this sort of collaborative series right now. But also, I've just learned as much as I can about how Covid is affecting the body and it's a nasty virus. It's causing really wild complications in people's bodies. It is a very strange thing. So, you know, it's not enough to just tell you as an individual, "Please do this thing," or "Please do that." We need actual systems of care that really accommodate everybody. So yeah, to me, it is...and I know, we were kind of discussing how this, you know, what my podcast really addresses is a lot of it's around climate and the implications of climate change. How we deal with Covid is indicative of how we're dealing with...it's like a Russian doll, you know, nested within itself. It's like, "This is how we're dealing with this? Well, this is how we're dealing with ecological crisis and the climate crisis as well." How we adapt to the changes that are coming from this pandemic is how we are choosing or not choosing to deal with the changes that are coming from a rapidly changing climate system. So, this is all related. And I think, again, as radical leftists, you have to catch up with that and to kind of recognize that part of it in my opinion. **Margaret ** 42:31 No, that makes sense. There's kind of...one of the things that I do, I do a lot of crafting as my main way to decompress and stuff like that, right, and one of the things that I've like been learning as I get older is a random maxim, that's a cliche, which is how you do one thing is how you do everything. And it's not literally true. But I think about it when I want to cut corners. I think about it, when I like... I finished, you know, I'm making my raised beds and I'm like, "I'm going to not sand that corner. It doesn't really matter. I'm not going to see that part" right? You know? But those all build up and more that by learning the discipline of handling things and taking things seriously, it puts me in the position for the parts that do matter, to not cut corners, to go at things systematically, to make sure I do things right. And I kind of liked this, this presentation of how we handle Covid is how we handle climate change. You know, they're not the same problem. They're related. They're part of the interwoven crises we are facing. And so we shouldn't freak out about either because that literally doesn't do us any good. But we should probably be more alarmed than overall we are about both of these things and looking soberly at the problem and what solutions are and running cost benefit analyses but not cost benefit analysis for what saves the economy but what costs benefit analyses feed people. And to be fair, the economy is part of what feeds people, but there's other methods of feeding people, which the government knows and that's part of why they're like "Shit, we got to make sure that we stay feeding people because otherwise people are gonna figure out communism." **Patrick ** 44:17 Yeah. [Chuckling] **Margaret ** 44:18 But...No, I like this framework. I like this idea that we should.... You know, I mean, it's a thing that I think I've talked about before on this show where I'm like, well, we should just be installing better HVAC systems. And even if you want to have...like, there's certain things that are not conducive to masking, right? An inside restaurant is not conducive to masking. And personally, I just kind of avoid them because it's not a big part of my life. I live in the middle of nowhere and I make all my own food. But that's me and I can't get mad at other people for making different decisions around that. But--well, I mean, there's certain decisions I can get mad at people about but whatever. But at the very least, you can look at being like, "Okay, we have a restaurant, how are we going to build it for HVAC? How are we going to build it for, you know, cycling the air as much as possible, for keeping windows open, for patio service, for whatever. And this is still within a very not changing that much about society framework. I would prefer greatly to consider larger frameworks. But then again, a lot of things that we talk about within larger frameworks... like when I imagine how I think society would work is that personally, I'd be like, "Well, a lot of food is like people cook at home and eat with their family and friends and stuff, but also, you can just go to the big free restaurant that's kind of probably a food line and they put food on your plate and then you eat it. And it's great. You hang out with everyone. And I'm like, well, how the fuck do you do that in a Covid world? And it's hard to know. And it changes what is possible and what is safe and what is good that we live in this different world. I'm done. This is the end of my rant. **Patrick ** 45:51 Yeah, no, it's.... I think, you know, while I do, admittedly, succumb to sort of bleak and sad and depressed attitudes around a lot of things, I actually think what you said there is interesting because it's actually...you know, people look at it like it is a--what do they call it--a foreclosing of possibilities, right? And it is on some level. You are foreclosing the possibility of...like, for instance, I miss going to just coffee shops and chilling out and drinking coffee and working on my computer, reading, or whatever, and hanging out with people. And there's this whole like social aspect to that particular thing. But it is also a business where people are probably getting paid too little and being treated like shit by entitled customers. And, you know, I've worked in the coffee business long enough that I know exactly what that's like. That said, that is very much related to the restaurant business and all these other types of businesses and industries that people exist in where they're exploited regularly and people don't really, if they don't have to deal with that type of labor and do that themselves, they often don't really care. And so they just want that experience again, right? They just want to go back to being served again in a restaurant. That's so cool. If you, of course, have a more, I mean, anti capitalist laboratory attitude, you'd be like, "Well, how do we have that experience without it being so fucking shitty for a certain group of people," right? And how do we also make it so that it's Covid safe so that people don't catch awful plagues sitting around and having fun together? And eating, you know, and drinking coffee or wine or whatever? It's like, how can we imagine the restaurant/coffee shop experience without it being through this sort of...as it being a sort of capitalist enterprise? And that's...I think, through crisis, or through this sort of thing of a pandemic, we can reimagine it in a way that is safer and better for everybody that isn't exploiting everyone, or certain groups of people. You know what I mean? **Margaret ** 47:48 No, absolutely. I...I don't know, I agree. **Patrick ** 47:53 I think you just said something that kind of brought up something for me because I have this tendency, and it comes through in the podcast that I do a lot, which is I am not a particularly optimistic person. And so I can tend to fall into a.... I mean, there's certain things I'm just always going to have this attitude about, but you know, I think.... My partner laughed when I said that. [A third voice laughs in the background] I...I have the tendency, but I think I can kind of...it does foreclose possibilities and sort of radical action and things that can be done right now and can alleviate some of the suffering and misery that I and others are experiencing if we kind of just...I don't know, it's...I don't know. I guess I just appreciated what you said because it just kind of opened a little door in my head where I kind of forgot, like, "Oh, yeah, like, actually, I don't have to be that way all the time. Okay. Cool." **Margaret ** 48:47 I think it's really funny that I took the name Killjoy and now I'm basically a professional optimist. I mean, I want to be a realist. But I'm like.... Well, like, I don't know, one of things I learned from cognitive behavioral therapy is they're, "Well, what's the worst that could happen?" and you're like, "Well, I could die." And they're like, "Okay, what then?" and you're like, "Well, then nothing," you know, and they're "Okay, well, what do you want?" Like, you know, and it's kind of like all this really terrible stuff is happening that's absolutely true. We need to take that seriously. But like, well, we're all gonna die anyway, you know? So... **Patrick ** 49:22 Yeah, yeah. Well, I mean, there's even something about..I think that what I've learned from doing my work is that, you know, I do get these responses from people that say, like, "I really appreciate that you're saying the thing. You're not looking away from it. You're just talking about it. There's actually a comfort in it." Because I think people feel kind of--and this word's overused--but gaslit where there's sort of this normalization of stuff that just feels like people aren't quite...like there's a glazed look in their eye when you bring up certain subjects and they're kind of bothered...you know, it's like...Um, it's a difficult thing, and I guess I've always been one to want to talk about those types of subjects. And, yeah, death, if death is the worst possible thing that can happen then, you know, what else? You know, then what? Right? **Margaret ** 50:12 Yeah, what else you got? Like? **Patrick ** 50:14 Yeah, exactly. So. But, I mean, Frankly, you know, I mean, you know, some of the subjects I deal with in a broad sense, you know, are about extinction and are about the implications of climate change. And that is a heavy thing. And I do think that it weighs on the minds and hearts of people. And so I don't know if there's answers...There's no answer to how to like.... There's no therapy that will fix that, right? There's no like...You can't go to a therapist to fix this problem. It's just, it is what it is. And so then what? And that's... I don't have an answer, but at least I can talk about it. **Margaret ** 50:49 Absolutely. Well, we are running out of time, but I'm wondering if there was anything that I should have asked you on this particular topic and then if not, or after that, I'm wondering how people can find your work to engage with it. **Patrick ** 51:06 Yeah, well, I mean, I'm glad we could talk about Covid and it did kind of open some things up for me, so thank you for the discussion. I don't know, I guess there's a lot to say. I guess I would ask people, if you haven't been masking, start masking again. We are in a wave. Learn more about that. It's actually quite fascinating. So just do that. That'd be cool. It'd be good for your own health and the benefit of others. There's a lot to say, I don't know, I guess I guess we could have talked more about some other aspects of my work. But this is fine because I've been obsessively learning about Covid, so that's probably on my mind more than anything. Yeah, no, I mean, I guess people can learn more about my podcast. I have my website lastborninthewilderness.com. Everything is there. You can listen to it wherever you listen to podcasts. You can support my work on Patreon. All that stuff. I have that.... I mentioned I'm doing a collaborative series with, his name is Joshua Pribanic from the Public Herald. He's a journalist and filmmaker. And we're doing a collaborative series on long covid specifically, so that should be.... We haven't quite figured out exactly how that's gonna play out. But we will have that out in the coming weeks or months, starting to release those episodes. So I would ask people to look out for that. **Margaret ** 52:18 Hell yeah. Alright, well, thanks so much for coming on. And I have a feeling...yeah, there's so much more that even was on our list of things we're going to talk about, so I have a feeling I'm going to try and drag you back pretty soon. **Patrick ** 52:29 Okay, good. **Margaret ** 52:34 Thank you so much for listening. If you enjoyed this podcast then take public health seriously. [Said with a skeptically questioning tone] It shouldn't have to be on us. But it kind of always does because everything is always on us because we're all actually equals in this society that we all collectively build. So think about that, I guess, and listen to the Last Born in the Wilderness. And if you want to support this podcast in particular, you can support it by telling people about it, you can do.... You can tell machines about it. Just go to a computer and write on it with a sharpie and say like, "I like Strangers in a Tangled Wilderness, and then whoever's computer it is, hopefully doesn't run as fast as you, and then after that, you can also support us financially by supporting us on Patreon, by supporting our publisher, Strangers in a Tangled Wilderness, whose province of name you now know. Because I was cutting up holy books like a jerk. And you can support us on Patreon and it's patreon.com/strangersinatangledwilderness. If you support us at $10 or more a month, we send you a zine every month. But if you support us at like $1 a month, you're still helping this podcast have a transcript and you're helping this podcast be edited. Those are the people who get paid currently. And one day it'll pay the hosts and that'll be sweet because I like eating food. But I'm not trying to pressure you about that. Also, if you don't have any money, don't give it to us. Just fucking spend it on your own food. Like whatever. From each according to ability to each according to need. It is a slogan that predates Marx, so don't worry. But now I don't remember who said it off the top of my head. In particular, I would like to thank a list of people. I would like to thank Eric and Perceval, Buck, Jacob, Catgut, Marm, Carson, Lord Harken, Trixter, Princess Miranda, BenBen, anonymous, Funder, Janice & O'dell, Aly, paparouna, Milica, Boise Mutual Aid, theo, Hunter, S. J., Paige, Nicole, David, Dana Chelsea, Staro, Jenipher, Kirk, Chris, Michaiah. And as always, Hoss the Dog was a very good dog. I'm not gonna tell you where Hoss lives, but I've met Hoss. Hoss is great. Okay, I hope everyone is doing as well as you can despite the fact that everything's ending
On this episode of The Enemies List, Rick is joined by Dr. Bandy Lee. Dr. Lee is an author, forensic psychiatrist, and editor of “The Dangerous Case of Donald Trump.” Together, the two discuss Trump's mental state from a medical perspective, which of the lawsuits leveled against him are most likely to affect his demeanor, how his own personal mania has spread to the public, mental health comparisons for him, and more! All of Dr. Lee's books, including Profile of a Nation: Trump's Mind, America's Soul, are available now. Timestamps: [00:01:35] A public health threat [00:06:25] Eager to present his own narrative [00:07:30] An enormous figure [00:09:56] The second time around [00:13:37] The cult of Trump [00:15:46] The power of the mind [00:18:33] The next 12 months Follow Resolute Square: Instagram Twitter TikTok Find out more at Resolute Square Learn more about your ad choices. Visit megaphone.fm/adchoices
Scott Z. Burns is a screenwriter, director, producer and playwright. His film writing credits include “The Bourne Ultimatum,” “The Informant!," "Contagion,” “Side Effects,” and “The Laundromat.” As a director, his work includes “Pu-239” and “The Report.” He also was a producer for the Academy Award-winning documentary “An Inconvenient Truth” and served as an executive producer of the film's sequel as well as “Sea of Shadows.” Most recently, he's the writer, director, executive producer and creator of the Apple TV+ series “Extrapolations,” which features eight interconnected stories exploring how climate change will affect all aspects of our lives.Resources from this episode:Read the media impact report from USC Norman Lear Center.Learn about Good Energies Stories, a nonprofit consulting firm focused on climate storytelling.Listen to Scott Z. Burns' interview on the Climate One podcast.Check out EDF's Green Jobs Hub.Related episodes:Transfer your skills to a green job with Work on Climate's Eugene KirpichovHow to green any job with Project Drawdown's Jamie Beck AlexanderThe future of climate-smart ag and the hot politics of your dinner plateLake Street Dive on music, activism, and bravery***
Cirroc Lofton (Jake Sisko in Star Trek: Deep Space Nine) and sci-fi producer, Ryan T. Husk, critique, review and react to Star Trek: the Next Generation, episode 211, "Contagion." Special Guest: Dr. Trek, Larry NemecekProducer: Ryan T. HuskAudio Engineer: Scott JensenExecutive Producers:Dr. Susan V. Gruner & Jason OkunAssociate Producers:Homer Frizzell Dr. Ann Marie Segal Eve England Yvette Blackmon-Tom TJ Jackson-BeyBill Victor Arucan Titus MohlerDarlena Marie Blander Dr. Mohamed Noor Tierney C. Dieckmann Anna Post Rex A. Wood Anil O. Polat Joe BalsarottiMike GuDr. Stephanie BakerDequeue Justine Norton-KertsonCarrie SchwentFaith HowellEdward Foltz AKA Crewman guyMai, Live From TokyoMatt BoardmanChris McGeeJustin WeirJake BarrettJane JorgensenHenry UngerJed ThompsonAllyson Leach-HeidJulie ManasfiMarsha "Classic" SchreierGreg K. WickstromSpecial Thanks to Malissa LongoSpecial Thanks to Carl FrederiksenEvery week, we rewatch an episode of The Next Generation, relive and review it. Join us!Rewatch TNG every week and get in on the discussion - we'd love to have you!If you enjoy our content please leave us a five star rating and comment/review.Support and join the community here:https://www.patreon.com/The7thRuleWatch the episodes with full video here:https://www.youtube.com/c/The7thRuleSocial media:https://twitter.com/7thRulehttps://www.facebook.com/The7thRule/https://www.facebook.com/groups/The7thRuleGet cool T7R merchandise here:https://the-7th-rule.creator-spring.com/Malissa Longo creates fun and functional Star Trek art at:https://theintrovertedrepublic.com/Get radical Trek swag at Ryan's online store here: https://star-trek-and-chill.myshopify.com/We continue The 7th Rule journey without our friend, our brother, Aron Eisenberg.He is still with us in spirit, in stories, in laughter, and in memories, and the show must go on.
Israeli intelligence services are known for their effectiveness and have a long history of safeguarding the country's security interests. The primary Israeli intelligence agencies include the Mossad, Shin Bet (also known as the Israel Security Agency), and Aman (the Directorate of Military Intelligence). Here is a comprehensive summary of how these agencies work:Mossad (HaMossad leModi'in uleTafkidim Meyuhadim):The Mossad is Israel's premier intelligence agency, responsible for foreign intelligence and covert operations abroad.Its primary mission is to gather intelligence related to potential threats to Israel, including terrorism, nuclear proliferation, and other security concerns.The Mossad conducts espionage, counter-terrorism, and covert operations, including assassinations or sabotage when necessary.It operates under the jurisdiction of the Prime Minister's Office and is led by a director who reports directly to the Prime Minister.Shin Bet (Israel Security Agency or ISA):Shin Bet focuses on domestic intelligence and counter-terrorism within Israel and the Palestinian territories.Its primary responsibilities include monitoring and combating terrorism, subversion, and espionage within Israel and the West Bank.Shin Bet also provides security for high-ranking officials and critical infrastructure.The agency operates under the Ministry of Public Security and reports to the Minister of Public Security.Aman (Directorate of Military Intelligence):Aman is the military intelligence agency responsible for collecting, analyzing, and disseminating intelligence related to military threats to Israel.It focuses on regional military developments, such as the capabilities and intentions of neighboring states and non-state actors.Aman plays a crucial role in Israel's national security and helps shape military strategies and operations.The agency operates within the Israeli Defense Forces (IDF) and provides intelligence support to the military and other Israeli security agencies.Key aspects of how these Israeli intelligence services work:Cooperation: The different intelligence agencies in Israel often collaborate and share information to ensure a comprehensive and coordinated approach to national security.Recruitment: These agencies recruit and train agents, informants, and operatives to gather intelligence or carry out covert operations. Recruitment may involve both Israeli citizens and foreign assets.Technology and Cybersecurity: Israeli intelligence agencies are known for their expertise in technological intelligence and cyber capabilities, which are vital for monitoring and countering threats in the modern era.Counterterrorism: Given Israel's unique security challenges, counterterrorism is a significant focus. These agencies work to identify, prevent, and respond to terrorist threats, both domestically and internationally.Political Oversight: Israeli intelligence agencies operate under the oversight of various governmental bodies, ensuring that their activities remain within legal and ethical boundaries.Global Reach: The Mossad, in particular, operates globally and conducts operations in various countries to protect Israeli interests. This global reach is a key element of Israel's national security strategy.Clandestine Operations: These agencies are known for their ability to carry out covert operations, such as assassinations or sabotage, when deemed necessary to protect Israeli interests.Even with all of these resources and all of their previous success, the Israeli Intelligence services were caught sleeping just like they were 50 years ago at the start of the Yom Kippur War. The question is, how? (commercial at 8:53)to contact me:firstname.lastname@example.org:How did Israel miss what Hamas was planning? – POLITICOThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5003294/advertisement
In this episode, the guys break down how ideas can spread out of control. Googliography: Social contagion: https://en.wikipedia.org/wiki/Social_contagion Nudge Theory: https://en.wikipedia.org/wiki/Nudge_theory 'TikTok Tics: A Pandemic Within a Pandemic': https://movementdisorders.onlinelibrary.wiley.com/doi/10.1002/mdc3.13316 --- Send in a voice message: https://podcasters.spotify.com/pod/show/gametheory/message
Cirroc Lofton (Jake Sisko in Star Trek: Deep Space Nine) and sci-fi producer, Ryan T. Husk, critique, review and react to Star Trek: the Next Generation, episode 211, "Contagion."Producer: Ryan T. HuskAudio Engineer: Scott JensenExecutive Producers:Dr. Susan V. Gruner & Jason OkunAssociate Producers:Homer Frizzell Dr. Ann Marie Segal Eve England Yvette Blackmon-Tom TJ Jackson-BeyBill Victor Arucan Titus MohlerDarlena Marie Blander Dr. Mohamed Noor Tierney C. Dieckmann Anna Post Rex A. Wood Anil O. Polat Joe BalsarottiMike GuDr. Stephanie BakerDequeue Justine Norton-KertsonCarrie SchwentFaith HowellEdward Foltz AKA Crewman guyMai, Live From TokyoMatt BoardmanChris McGeeJustin WeirJake BarrettJane JorgensenHenry UngerJed ThompsonAllyson Leach-HeidJulie ManasfiMarsha "Classic" SchreierGreg K. WickstromSpecial Thanks to Malissa LongoEvery week, we rewatch an episode of The Next Generation, relive and review it. Join us!Rewatch TNG every week and get in on the discussion - we'd love to have you!If you enjoy our content please leave us a five star rating and comment/review.Support and join the community here:https://www.patreon.com/The7thRuleWatch the episodes with full video here:https://www.youtube.com/c/The7thRuleSocial media:https://twitter.com/7thRulehttps://www.facebook.com/The7thRule/https://www.facebook.com/groups/The7thRuleGet cool T7R merchandise here:https://the-7th-rule.creator-spring.com/Malissa Longo creates fun and functional Star Trek art at:https://theintrovertedrepublic.com/Get radical Trek swag at Ryan's online store here: https://star-trek-and-chill.myshopify.com/We continue The 7th Rule journey without our friend, our brother, Aron Eisenberg.He is still with us in spirit, in stories, in laughter, and in memories, and the show must go on.
Jack and Geoff return to the world of Boom! POTA comics with a look at Dawn of the Planet of the Apes: Contagion. Released right before the movie that shares its title, this one-shot comic may be little more than an appetite-whetter, but your Ape hosts are here to break it down nonetheless! Also: exciting Marvel POTA news, and a brief tour through the history of (largely Japan-centric) King Kong games!
"Reinforcements are like fireworks. You don't get change with a one-time bang; it needs sustained impact." - Damon Centola ------------------------------------------------------------------- Damon Centola's revolutionary insights offer a seismic shift in the way we think about influencing the influencers. As we pivot from our outdated methodologies, it's imperative for business leaders to adapt and understand the real mechanics of social contagions and networks. In a world where 'timing and luck' sound like bingo phrases, Damon argues for an empirically-grounded approach to orchestrate wide-scale change. ------------------------------------------------------------------- Here are my show notes: How did you get into the field of sports? (10:20) From the few to the many. (16:26) How do you influence the influencers? (21:58) The concept of strong ties. (27:59) The power of serendipity and social diversity. (33:41) Reinforcements are like fireworks. (38:09) Diversity is reinforcing our worldview. (43:27) The importance of timing and luck. (49:21) How did the idea of exclusive become elitist? (57:28) How to identify social networks in organizations. (1:02:13) Clusters, Bridges and Networks. (1:09:05) ------------------------------------------------------------------- Quote of the Episode: Pure truth cannot be assimilated by the crowd; it must be communicated by contagion. - Henri Frederic Amiel ------------------------------------------------------------------- If you like what you see, please subscribe to the show: bit.ly/subscribetotheshow Learn more about your ad choices. Visit megaphone.fm/adchoices
This month, how an extinct marine mammal made its haemoglobin work in the cold, how does learning compassion change the shape of the human brain, women publishing cautiously, how populations evolve to social distance in disease conditions, and can biochemical clocks accurately track ageing in children? Join Dr Chris Smith for a look at some of eLife's latest leading papers... Get the references and the transcripts for this programme from the Naked Scientists website
After Summerland, we're back! Today, we talk about sympathy and contagion in magic: the idea that things that are alike can provide access to each other, either through being alike or containing the essence (Greek: ousia) of a thing. We chat about them as subsets of attraction, referring to the Laws of Magic outlined in Real Magic. We talk a little bit about joss money (AKA "hell notes" or "hell money") as an example, but the majority of this discussion grows out of the need for Rev. Avende to provide access to religious and magical support in their new role as a prison chaplain: how can we provide services to incarcerated individuals, particularly in light of the restrictions that are imposed on them. Rev. Dangler floats his notion of "magic as access" here, probably for the first time publicly, so what you're hearing in the last half of this episode is really an initial oral argument for that definition, and we expect there's more to come on that as it develops. A couple of things get mentioned in this episode, including a collaborative whiteboard image of Epona that we painted in the pandemic, and the Flame of Hope experience in an airport, which we've previously mentioned. Find us on Facebook, check us out at threecranes.org, and learn more about Druidry at adf.org.
How does the recent white paper plan to address under and unemployment? A former RBA board member reflects on the early days of the GFC when financial contagion threatened the global economy. Mid-week golf is booming but shouldn't you be at work?
Chapters cont... 4. Dysentery 5. Typhoid & Cholera 6. Yellow Fever, Typhus and Malaria 7. Small Pox 8. Aids to Covid ps Biological WarfareThe second and concluding part to our dive into the story of Contagion.Mankind has defeated all comers in the struggles we have had with the animal kingdom – no sabre-tooth tiger, crocodile or shark has been able to stall the Ascent of man … except perhaps our microscopic competitors; pathogens in the form of a virus, bacteria or God forbid, fungus. Throughout our history these miniscule machines of death have destroyed huge numbers of people across the planet. And we, humans, seem to positively encourage their many successes with our move to urbanisation, our migrations, our wars. Pestilence and plague seem to follow our every geopolitical convulsion. These crafty pathogens find any convenient vector to invade our fragile bodies – they are in the water we drink, the food we eat, the air we breath.From the distant past to the present day ‘Plagues' have been sawing at the trunk of human progress: in this episode we take a tour through their greatest hits. Pity the poor Pangolin.so it goes,Tom Assheton and James Jackson See also:YouTube: BloodyViolentHistoryhttps://www.instagram.com/bloodyviolenthistory/https://www.jamesjacksonbooks.comhttps://www.tomtom.co.uk If you enjoy the podcast, would you please leave a short review on Apple Podcasts/iTunes, Spotify or Google Podcast App? It takes less than 60 seconds, and it really helps to spread the wordSee https://simplecast.com/privacy/ for privacy information
Dylan Moglen and Alex Christodolou are two recent MIIS graduates. In 2022, they participated in a research project that fundamentally reexamined the definition of conflict, resolution, and transformation, focusing on communities that occupy a unique yet powerful space in the global imaginary: Indigenous communities living in the Amazon basin. In total this project engaged in dialogues with leaders and thinkers from over 9 different ethnicities in communities surrounding Leticia, Colombia, in the Pastaza region of Ecuador, and with communities and organizations near Nauta and Pucallpa, Peru. In this conversation with CT Collaborative director Sarah Stroup, Dylan and Alex explore the insights from their fieldwork for understanding and engaging in conflicts, and invite us to reflect on the relationship between humans and their environment as central to our understanding of conflict. This research project was one of ten inaugural research projects funded by the Conflict Transformation Collaborative in 2022. They recommend a few additional resources as supplemental material: Davis, Wade. (2010) The wayfinders : why ancient wisdom matters in the modern world / Wade Davis UWA Publishing Crawley, Canadian Broadcasting Company W.A Slutkin, G. (2013). Violence is a contagious disease. The Contagion of Violence. Institute of Medicine. www.cureviolence.org/wp-content/uploads/2014/01/iom.pdf GINTY, R. M. (2008). Indigenous Peace-Making Versus the Liberal Peace. Cooperation and Conflict, 43(2), 139–163. http://www.jstor.org/stable/45084517 The Territory (2023) Documentary featured on Disney+ Mihnea Tanasescu (2013) The rights of nature in Ecuador the making of an idea, Vrije Universiteit Brussel,
Jacob Diaz, aka the undercover virologist, is a student of the BioTerrain Model and a passionate researcher into the many contagion myths blamed on nonexistent pathogens.In this conversation with Jacob we discuss:The questionable origins of the Spanish Flu "virus"How troop – and then public – injections played into the development of "disease"Why the cures were worse than the "disease"The history of TuberculosisThe questionable studies used to "prove" the causes of TBKoch's fraudulent TB cure...and more!You can learn more about Jacob by following him on Instagram.Terrain Theory episodes are not to be taken as medical advice. You are your own primary healthcare provider.If you have a Terrain Transformation story you would like to share, email us at email@example.com.Learn more at www.terraintheory.net.Music by Chris Merenda
On today's episode we mainly focus on the biggest topic at hand, FriendTech. It's done more volume than the entire NFT market. Is it the future? Is it just a airdrop farm? Plus much more. Today's show is sponsored by Phantom wallet, the friendly crypto wallet built for DeFi & NFTs. Phantom's Twitter Tune in live every weekday Monday through Friday from 9:00 AM Eastern to 10:15 AM. Buy our NFT Join our Discord Check out our Twitter Check out our YouTube Give us your thoughts on the show by leaving a rating. -- DISCLAIMER: You should never treat any opinion expressed by the hosts of this content as a recommendation to make a particular investment, or to follow a particular strategy. The thoughts and commentary on this show are an expression of the hosts' opinions and are for entertainment and informational purposes only. This show is never financial advice.
There have been nine coups in seven African countries over the past three years – some analysts have called it a coup contagion, the Secretary-General of the UN called it a coup epidemic. Each country has its own circumstances, but there are common factors linking them.Geoff York, The Globe's Africa Bureau Chief, joins us to explain why so many countries are facing coups, what it means for the people of those countries, and what role other countries like Russia, China and the US have in what's going on.Questions? Comments? Ideas? Email us at firstname.lastname@example.org
The Book Leads - Episode 67: Holly Jackson & Her Book, Inspiration Contagion: Health Secrets For Raving Success In this episode, Holly, a Revenue Maximizer, Bestselling Author, and Podcast Host, walks me through her life's challenges and lessons that have lead her into the work she's doing now, the book she's written (with more to come), and the movement she's created. She's another great example of an author who is putting to the page the lessons that have helped them to help others streamline their own journey and life pain points. And we can use Holly's lessons to tackle most of the challenges in life, including overcoming fear. And she's practicing what she preaches. (I mean, how often has anyone had to give their Tedx Talk twice because the first one wasn't recorded?) This episode is another great reminder for all of us to share the lessons we've learned in life while sharing our own story. Sure, they may not resonate with everyone who hears them. But there will be someone who needs to hear pieces of what we have to share -- especially when it comes to minimizing their pain (whatever form it might take). It's also a great reminder of how often we need to take our own advice and medicine, remembering the lessons we've learned along the way -- even us coaches. We often aren't cognizant of how much is in our control and all the various pieces that go into building a sound life. I love how well-rounded Holly's book is, covering such things as sleep, self care, self-talk, chronic pain, among many others, and all shared with a the foundation of inspiration underneath them to guide us toward respecting our lives by using the tools we've been gifted for it. EPISODE HIGHLIGHTS “… any time you try to force something, have you not learned to let go and trust?” How the book is "...authentic, vulnerable, real, and raw so others who are suffering realize they're not alone." The difference between being a "How are you?" person and one who wants to ask, "What is new in your world?" Stopping a charging bear. The MAIN QUESTION underlying my conversation with Holly is, Are we taking a holistic approach when we step back, assess, and manage the challenges in our life? ABOUT HOLLY Holly Jean Jackson is a Revenue and Performance Consultant, International & TEDx Speaker, Podcast Host of Inspiration Contagion, Best Selling Author, and founder of Business Builder Throw Down. Her career spans from technology to communications as well as organizational change, public relations and content strategy. In her Peak Performance Blueprint, she looks at a holistic and logistical approach to success. Business owners hire her to master the art and science of real success because most lack direction, action, and results. So, she helps define and design a business roadmap for impactful visibility, intentional profitability, and endless sustainability. I met Holly through publisher and business strategist Laura Di Franco , whom I met while contributing my own chapter to the book The Ultimate Guide to Becoming a Successful Soul Professional: 22 Powerful Growth Strategies for Upleveling Your Soul-Aligned Business, a book for which Laura was the publisher and Camille L. Miller, MBA, Ph.D. ABD, the lead author. I had a conversation with Camille in Episode 58 of this series. LEARN MORE ABOUT HOLLY Holly's Book: Inspiration Contagion: Health Secrets for Raving Success - Kindle edition by Jackson, Holly Jean. Religion & Spirituality Kindle eBooks @ Amazon.com. LinkedIn: https://www.linkedin.com/in/hollyjjackson/ Instagram: https://www.instagram.com/CoachHollyJeanJackson/ Website: https://hollyjeanjackson.com/ Tedx Talk: https://video.search.yahoo.com/search/video?fr=mcafee&ei=UTF-8&p=tedx+holly+jean+jackson&type=E211US714G0#id=1&vid=81fcac3261ad796d87ab070ed9caa8fb&action=click Watch the episode on YouTube: https://lnkd.in/ey_KTZe Learn more about The Book Leads: https://lnkd.in/eFb76ck
On this episode, some interesting possible predictive programming is uncovered with images from the 1996 MARS ATTACKS movie showing Aliens wearing masks similar to what what we were mandated to wear in 2020. Does life imitate art or art imitate life? Is the Mass Media Hypodermic Needle theory still valid? What else happened in 1996? A whole bunch! Also go into the numerology involved. Tune in for an epic deep dive into Alien Attacks, Black Budget Projects, and Contagion HEROparanormal.com SpaceWolfResearch.com
The pandemic is not based on science, but circular logic about contagious disease, viruses, and vaccines.Dr. Andrew Kaufman MD, AndrewKaufmanMD.com, joins to talk about the assumptions inherent in the computer models, PCR tests, and variants used to control the publicFind out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money is only what YOU hold: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHT
Dennis Prager says liberals don't know what they're doing when they vote for leftists. True. But he's blind to the same problem on the rightPolitical cartoonish Michael Ramirez, free market & conservative, responds to those who think he's changed because he occasionally does a critical cartoon of Trump. Will Trump hand the country to Democrats? He makes a compelling argumentTrump's tariff plan would put a 10% tax on ALL imports. An additional $2 Trillion in taxes. A feature or a bug?WATCH: Trump's Moment of Truth about Fauci — Megyn Kelly nails him on how he put Fauci in charge and Trump responds with an unbelievable LIEMusk's "X" censors man who called for justice for FauciAs abortionists file lawsuits in 3 states to allow abortions, this mother chose to forgo an abortion and delayed treatment for rapidly advancing cancer, the baby is now a year oldINTERVIEW Federal Reserve is LOSING MONEY The Federal Reserve creates money, but they're LOSING money themselves …so why would you trust their fiat currency? Also, Argentina's hyperinflation, poverty, and questions about precious metal IRAs. Tony Arterburn, DavidKnight.gold, joins. INTERVIEW Andrew Kaufman, MD - Real Virus or Computer Model? The pandemic is not based on science, but circular logic about contagious disease, viruses, and vaccines. Dr. Andrew Kaufman MD, AndrewKaufmanMD.com, joins to talk about the assumptions inherent in the computer models, PCR tests, and variants used to control the publicFind out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money is only what YOU hold: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHT
The pandemic is not based on science, but circular logic about contagious disease, viruses, and vaccines.Dr. Andrew Kaufman MD, AndrewKaufmanMD.com, joins to talk about the assumptions inherent in the computer models, PCR tests, and variants used to control the publicFind out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money is only what YOU hold: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHT
Dennis Prager says liberals don't know what they're doing when they vote for leftists. True. But he's blind to the same problem on the right Political cartoonish Michael Ramirez, free market & conservative, responds to those who think he's changed because he occasionally does a critical cartoon of Trump. Will Trump hand the country to Democrats? He makes a compelling argument Trump's tariff plan would put a 10% tax on ALL imports. An additional $2 Trillion in taxes. A feature or a bug? WATCH: Trump's Moment of Truth about Fauci — Megyn Kelly nails him on how he put Fauci in charge and Trump responds with an unbelievable LIE Musk's "X" censors man who called for justice for Fauci As abortionists file lawsuits in 3 states to allow abortions, this mother chose to forgo an abortion and delayed treatment for rapidly advancing cancer, the baby is now a year oldINTERVIEW Federal Reserve is LOSING MONEY The Federal Reserve creates money, but they're LOSING money themselves …so why would you trust their fiat currency? Also, Argentina's hyperinflation, poverty, and questions about precious metal IRAs. Tony Arterburn, DavidKnight.gold, joins. INTERVIEW Andrew Kaufman, MD - Real Virus or Computer Model? The pandemic is not based on science, but circular logic about contagious disease, viruses, and vaccines. Dr. Andrew Kaufman MD, AndrewKaufmanMD.com, joins to talk about the assumptions inherent in the computer models, PCR tests, and variants used to control the publicFind out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money is only what YOU hold: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHT
Mankind has defeated all comers in the struggles we have had with the animal kingdom – no sabre-tooth tiger, crocodile or shark has been able to stall the Ascent of man … except perhaps our microscopic competitors; pathogens in the form of a virus, bacteria or God forbid, fungus. Throughout our history these miniscule machines of death have destroyed huge numbers of people across the planet. And we, humans, seem to positively encourage their many successes with our move to urbanisation, our migrations, our wars. Pestilence and plague seem to follow our every geopolitical convulsion. These crafty pathogens find any convenient vector to invade our fragile bodies – they are in the water we drink, the food we eat, the air we breath.From the distant past to the present day ‘Plagues' have been sawing at the trunk of human progress: in this episode we take a tour through their greatest hits. Pity the poor Pangolin.so it goes,Tom Assheton and James Jackson Reading by David Hartley - The Black Death, 1348, Henry Knighton See also:YouTube: BloodyViolentHistoryhttps://www.instagram.com/bloodyviolenthistory/https://www.jamesjacksonbooks.comhttps://www.tomtom.co.uk If you enjoy the podcast, would you please leave a short review on Apple Podcasts/iTunes, Spotify or Google Podcast App? It takes less than 60 seconds, and it really helps to spread the wordSee https://simplecast.com/privacy/ for privacy information
The "Wild West" era of crypto lending ended in a series of bankruptcies. Now the industry is attempting to rebuild in a sustainable and accountable manner.Today's episode is sponsored by Kraken Pro.Today's featured story is an opinion piece from Mauricio Di Bartolomeo, titled: “Crypto Lenders Caused Crypto Contagion Last Year. How Is the Industry Rebuilding?”-From our sponsors:Meet the all-new Kraken Pro. The powerful, customizable, beautiful way to trade crypto.It's Kraken's most powerful trading platform ever - packed with trading features like advanced order management and analytics tools — all in a redesigned, modular trading interface.Head to pro.kraken.com and trade like a pro.Not investment advice. Some crypto products and markets are unregulated. The unpredictable nature of the cryptoasset markets can lead to loss of funds and profits may be subject to capital gains tax.-This episode was hosted by Michele Musso. “Markets D