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Regular listeners will know that Down to Business has a long association with the EY Entrepreneur of the Year Awards. This week, Bobby is joined by some of this year's finalists and alumni to look at the changing nature of financial services. Joining Bobby is:Eddie Dillon, who is a finalist in the emerging categoryDerek Foley of Grid Finance who is in the established categoryRoger Wallace, Head of Assurance & EY Entrepreneur of the Year Partner Lead
Au programme : assurance jeunes conducteurs / fin de l'hydrogène / pneu intelligent / Voitures d'exception édition 2025
Brad Klassen • 1 John 2:18–2:27 • Sermon Notes (Video) • Men of the Word
Pennsylvania Attorney General Dave Sunday announced a $750,000 settlement with American Mint LLC over its negative option subscription practices — marking the company's second major enforcement action following a 2005 Assurance of Voluntary Compliance. The case underscores how state AGs continue to use UDAP authority to address deceptive subscription practices, even without specific auto-renewal laws on the books. For legal, compliance, and marketing teams, this settlement highlights the importance of clear, conspicuous disclosures, express consent, and accessible cancellation methods — and serves as a reminder that legacy agreements and practices remain enforceable decades later. Hosted by Simone Roach. Based on a blog post by Paul L. Singer, Abigail Stempson, Beth Bolen Chun, and Andrea deLorimier.
Brad Klassen • 1 John 2:18–2:27 • Sermon Notes (Video)
Ce jeudi 20 novembre, Antoine Larigaudrie a reçu Charles Dalarun, associé chez Arsene, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
In this episode, Nina Olding, Staff Product Manager at Weights & Biases and formerly at Google DeepMind, working on trust and compliance for AI, joins Randy to explore the UX challenges of AI‑driven features. As AI becomes increasingly woven into digital products, the traditional UX cues and trust‑signals that users rely on are changing. Nina introduces her framework of the three “A's” for AI UX: Awareness, Agency, and Assurance, and explains how product teams can build this into their AI‑enabled products without launching a massive transformation programme.Key Takeaways— As AI features proliferate, the UX challenge is less about the technology and more about how users perceive, understand and trust the interactions.— Trust is based on three foundational dimensions for AI‑enabled products: Awareness, Agency, Assurance.— Awareness: Make it clear when AI is involved (and when it isn't). Invisible AI = risk of misunderstanding. Magical AI without context = disorientation.— Agency: Give users control, or at least the option to opt‑out, define boundaries, choose defaults vs advanced settings.— Assurance: Because AI can be non‑deterministic, you must design for confidence—indicators of reliability, transparency about limitations, ability to question or override outputs.Chapters00:00 – Intro: Why AI products are failing on trust00:47 – Nina Old's journey from Google DeepMind to Weights & Biases03:20 – The UX of AI: It's not just a chat window04:08 – Introducing the Three A's framework: Awareness, Agency, Assurance08:30 – Designing for Awareness: Visibility and user signals14:40 – Agency: Giving users control and escape hatches21:30 – Assurance: Transparency, confidence indicators, and humility28:05 – Three key questions to assess AI UX30:50 – The product case for trust: Compliance, loyalty, and retention33:00 – Final thoughts: Building the trust muscleFeatured Links: Follow Nina on LinkedIn | Weights & Biases | Check out Nina's 'The hidden UX of AI' slides from Industry Conference Cleveland 2025We're taking Community Questions for The Product Experience podcast.Got a burning product question for Lily, Randy, or an upcoming guest? Submit it here. Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A...
Fondée par Townley Le Guénédal, Skarlett est une marketplace unique dédiée aux finances personnelles des plus de 60 ans. Assurance santé, épargne, prêts hypothécaires ou gestion patrimoniale : Skarlett accompagne une génération active et connectée dans la maîtrise de son pouvoir d'achat. Avec une approche simple, digitale et humaine, la start-up redonne du sens et de la sérénité à la retraite. Portée par une croissance fulgurante et une levée de 8 M€, Skarlett s'impose comme le nouvel acteur de référence du “bien vieillir” financier.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Assurance of salvation is the by-product of walking in the Spirit. Please click here for the YouTube video.
In the fast-paced world of ASCs, sterility assurance isn't just a priority—it's non-negotiable. But what does getting it right actually look like? In this episode of "Sterile Horizons," we're joined by clinical compliance expert, Sharon Greene Golden, for an honest look at the tools, techniques, and team habits that help SPDs stay on track. From washer testing missteps to misunderstood indicators and documentation gaps, Sharon breaks down the details that matter—and the education gaps that could be holding teams back. If you're ready to tighten up your workflow and build lasting confidence in your processes, this one's for you! This engaging 5-part series dives into the realities of Ambulatory Surgery Centers (ASCs)—where tight spaces, small teams, and quick turnarounds are just part of the day-to-day. With each episode, you'll discover practical strategies to optimize your workflows, strengthen team collaboration, and deliver exceptional patient outcomes—all while navigating the fast-paced ASC environment. A special thanks to our sponsor, Solventum, for supporting this CE-approved podcast series! After finishing this interview, earn your 1 CE credit by passing the short quiz linked here: https://www.flexiquiz.com/SC/N/sterilehorizons_ep4 #BeyondClean #Solventum #SterileHorizons #ASC #Workflows #SterileProcessing #SterilityAssurance #Workflows #Education
We're jumping back into Relationships in HD with a foundation talk on connectedness—how a living relationship with God reorders everything: marriage, parenting, friendship, and our witness to a hurting world. Eric unpacks why Jesus at the center isn't a slogan but a way of life: husbands loving like Christ (Eph. 5), wives honoring, parents reflecting the Father's heart, and believers resisting a culture of condemnation by pointing people to the Savior who saves rather than shames (John 3:16–18). From Eden's breach and God's covering (Gen. 3) to the cross where love is proven (Rom. 5:6–8) and the promise that nothing can separate us (Rom. 8:31–39), this message calls us to walk in the light through ongoing repentance (1 John 1:5–9) and to let grace flow through us, not just to us. If your relationships need tools to cultivate, mend, or even restore, start here—on the sure foundation of the gospel. Key Scriptures (NKJV): John 3:16–18; John 1:12; John 10:27–30; Genesis 3:8–10, 21; Ephesians 5:25, 33; Romans 5:6–8; Romans 8:31–39; 1 John 1:5–9. Highlights: Connectedness: why our bond with God sets the tone for every other relationship. Jesus at the center of marriage and parenting—what that actually looks like day to day. Gospel posture: not condemning, but inviting people to the One who removes condemnation. Assurance that holds: the Son's hand, the Father's hand, the Spirit's seal. Walking in the light: repentance as a lifestyle that keeps fellowship fresh. Practical tools to cultivate, mend, or restore relationships with Scripture as the guide. Next Steps: Personalize John 3:16 in prayer this week (“For God so loved me…”). Ask the Lord where condemnation has replaced compassion, repent, and take one concrete step of grace—beginning at home. Invite a couple or friend who's struggling to listen and talk with you after.
Is increasing "audit fatigue" stifling genuine environmental progress? In this episode, we tackle the sustainability reporting paradox with John Mesko, CEO of the Potato Sustainability Alliance, Wyatt Maysey, Director of Sustainability, Taylor Farms, and Garland Perkins of Fresh Endeavors Consulting. Discover how the fresh produce industry can move from reactive compliance to "making our own playbook"—transforming the sustainability reporting burden into a strategic input for growth and prosperity. This episode of Produce Talks podcast is sponsored by Crawford Packaging
Ce mardi 18 novembre, Antoine Larigaudrie a reçu Félix Baron, fondateur du Club des Investisseurs Indépendants, et Christian Fontaine, directeur de la rédaction du Revenu, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Doublement du déficit foncier, bilan du sommet Choose France… Rattrapez l'actualité économique du jour avec notre podcast 120 secondes. Hébergé par Audion. Visitez https://www.audion.fm/fr/privacy-policy pour plus d'informations.
How can church leaders navigate life's uncertainties with confidence? Hensley M. Moorooven encourages trusting in God's unchanging presence, yesterday, today, and tomorrow, to face the unknown with assurance rather than anxiety.
Series: N/AService: Sun PMType: SermonSpeaker: Robert Fudge
By Pastor Tyler Braun Main Text: 1 John 5:13-21 Play in new window The post The Gift of Assurance appeared first on New Harvest Church.
The Foundation for Salvation-Assurance - Romans 5:6-8 - Pastor Kurt M. Smith - 11/16/2025
By Pastor Tyler Braun Main Text: 1 John 5:13-21 Play in new window The post The Gift of Assurance appeared first on New Harvest Church.
Send us a textStart here if you've ever wondered what to do with a “good day.” We open with gratitude and a simple challenge learned in a freezing boot camp line: when you're steady, scan for the person struggling more and lift them up. That mindset reframes pain, builds courage, and quietly rewires how communities heal. From there we root relationships in scripture, not trends, exploring Titus on temperate elders, reverent mentors, and homes shaped by love, self-control, and sound speech.We then walk through 1 John to connect belief, love, and obedience. The message lands with weight: God's children don't make a practice of sin. Falling is human; forming a habit is deadly. Assurance isn't vague comfort—it's knowing the Son and keeping His commands. We talk about prayer that aims at God's will, why answers often arrive in forms that stretch us, and how intercession restores rather than excuses. The call is to guard our hearts from idols and cling to Christ with a steady, repentant loyalty.Midway, we honor Specialist Michael R. Blanchfield, who threw himself on a grenade to save others—a story that cuts through noise and clarifies what real love costs. We also read Civil War Thanksgiving proclamations from Abraham Lincoln and Jefferson Davis, reflecting on gratitude, national sin, and the sobering work of repentance. The thread tying it all together is service: serve God first, serve your family with integrity, and serve neighbors by carrying their load when you can. If this resonates, subscribe, share with a friend who needs encouragement, and leave a review to help others find the show. Your support keeps these stories and scriptures in the ears that need them most.Support the showThe American Soul Podcasthttps://www.buzzsprout.com/1791934/subscribe
Ken Carman and Anthony Lima return to talking about the Cleveland Cavaliers, and whether Donovan Mitchell's postgame comments were enough to soothe frustrations over a home loss to the Toronto Raptors.
We face the undeniable reality of a sinful human heart and the certainty of God's righteous judgment. Across history, countless solutions have been offered by various groups and philosophies, yet all ultimately fail to provide lasting peace or satisfaction. Rodgers Atwebembeire explores the single, definitive solution for mankind: the free gift of grace offered through faith in Jesus Christ. Listen and discover the biblical foundation for true hope and redemption!
Aujourd'hui, j'ai le plaisir de recevoir Vincent Strauss, ancien patron de COMGEST et un véritable colosse de la finance.Dans cet épisode, j'ai demandé à Vincent de me présenter ses nouvelles convictions d'investissement pour 2026, notamment à l'ère des discussions de plus en plus présentes sur la bulle de l'IA...***
Ce jeudi 13 novembre, Sébastien Champion, responsable partenaires et solutions chez Swissquote, est revenu sur la particularité et les atouts de l'assurance-vie luxembourgeoise dans Tout pour investir L'Événement, dans l'émission Tout pour Investir, présentée par Antoine Larigaudrie. Tout pour Investir est à voir ou écouter du lundi au vendredi sur BFM Business.
A new MP3 sermon from The Narrated Puritan is now available on SermonAudio with the following details: Title: Helps To a Full Assurance of Salvation Subtitle: Assurance Speaker: C. H. Spurgeon Broadcaster: The Narrated Puritan Event: Audiobook Date: 11/11/2025 Bible: 1 John 5:17 Length: 40 min.
A new MP3 sermon from The Narrated Puritan is now available on SermonAudio with the following details: Title: Helps To a Full Assurance of Salvation Subtitle: Assurance Speaker: C. H. Spurgeon Broadcaster: The Narrated Puritan Event: Audiobook Date: 11/11/2025 Bible: 1 John 5:17 Length: 40 min.
California has taken a new approach to protecting minors online. Governor Gavin Newsom just signed the Digital Age Assurance Act, shifting responsibility for age assurance to app developers while leaving verification to self-reported age data at the operating system level. The law—backed by Big Tech and set to take effect in 2027—moves away from the stricter parental consent models in Utah and Texas and creates a new compliance landscape for developers under CCPA and COPPA. Hosted by Simone Roach. Based on a blog post by Alysa Z. Hutnik, Laura Riposo VanDruff, Alexander I. Schneider, and Salim Rashid.
Condemnation. Doubt. Guilt. Is the enemy using these emotions to keep you from God's love and power? How do you get rid of them? Chip explains how you can prepare yourself for spiritual battle and win!Introduction: The South Pacific after WWII was wonThe victory had been won, but battles continued and lives were lost; the bullets were real.The same is true spiritually:Satan was defeated at the Cross.Sin's penalty was paid for all people for all time.Sin's power was broken.Yet, Satan and his host of fallen angels engage in guerilla warfare to discourage, deceive, divide, and destroy God's people and God's program.Believers are commanded to equip and prepare themselves in the strength of the Lord and in His mighty power to stand firm against the enemy's schemes, repel his multi-faceted attacks, and engage and defeat him in specific battles.Four keys to spiritual victoryWe must become AWARE of the Invisible War.We must learn to APPROPRIATE God's protection for daily living.We must learn to ENGAGE the enemy with supernatural weapons.We must utilize God's means of deliverance when spiritually attacked.How can you prepare yourself for satanic attack?Having girded your loins with TRUTHHaving put on the breastplate of RIGHTEOUSNESSHaving shod your feet with the preparation of the gospel of PEACEApplicationKnow and understand the content of the Gospel. -1 Cor. 15:1–5; Eph. 2:1–9Know the basis for your eternal security and the assurance of your salvation. Security – Rom. 8:38–39; Eph. 1:13–14. Assurance – 1 Jn. 5:11-13Faith is based on facts, not feelings.Sharing your faith is one of the most powerful faith-builders available, often “the best defense is a good offense.”Broadcast ResourceThe Invisible War ResourcesMessage NotesAdditional Resource MentionsThe Invisible War Small Group OfferConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
In this compelling episode of the Meditative Prayers podcast, Dr. Tim Clinton takes the reins as the host, guiding us through a contemplative exploration accessible on Pray.com. Our focus shifts from the pursuit of personal accomplishment to the theme of assurance within our spiritual journey—a theme deeply resonant within the Christian community. Throughout our quest for spiritual growth, there are instances when seeking assurance becomes a central yearning. These moments not only deepen our faith but also strengthen our connections, propelling us toward our individual aspirations. The steadfast truth endures: with the unwavering guidance of the Lord, we possess an inherent capacity for assurance, uncovering renewed hope and purpose in our journey. Grounded in sacred scriptures, we delve into the transformative nature of this human experience. For those seeking assurance on their spiritual journey, we extend a warm invitation to explore the Pray.com app. A simple download opens the door to a transformative voyage of faith and resilience, firmly rooted in the abiding presence of the Divine. Together, let us wholeheartedly embrace the incredible potential for assurance within us, finding boundless inspiration and strength as we navigate our shared spiritual pilgrimage. Join us in this enlightening episode as we venture toward a profound understanding of assuring our spiritual aspirations, discovering the extraordinary sense of assurance residing within each one of us, under the guidance of Dr. Tim Clinton. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com’s Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.
Preached on November 9, 2025 from Hebrews 6:4-12. For more information about Columbia Christian Church, please visit our website: www.columbiachristian.org
Living a Christ Centered Life OUTLINE 1. Assurance of Faith - Without Faith it is Impossible to please Him 2. Ambition for the Gospel 3. Abandon the Flesh - For me to live is Christ - Are you willing to give up things to serve God? 4. The anticipation of meeting God - Are you passionate about the Savior? - Are you investing in the things of eternity? Don't lose your focus on Christ!!
Bible StudyDon't just take our word for it . . . take His! We would encourage you to spend time examining the following Scriptures that shaped this sermon: Exodus 12:43-51, 13:3-16. Luke 22:14-23, 1 Cor 5:6-8.Sermon Notes:Introduction – Moving Forward by Looking BackIllustration: The Boys in the Boat — rowers face backward to move forward.God calls Israel to move forward from Egypt—but commands them to look back through Passover.In the same way, Jesus sends us forward in mission—but sustains us by remembering Him through Communion.Key Idea: We move forward in faith by looking back to God's saving work.I. Tactile TeachingGod teaches not just through words but through embodied practices.Sacrament: Outward sign of inward grace. Passover: Eating the lamb — tangible memory of deliverance.Communion: Bread and wine — tangible grace of Christ.Exodus 12:26–27 – Children ask, “What does this mean?”Learning by participation.Application: “Taste and see that the Lord is good.” (Psalm 34:8)Simple signs, profound grace.II. Out with the OldFeast of Unleavened Bread—removing leaven as a symbol of leaving Egypt behind.God not only removes His people from Egypt but Egypt from His people.1 Corinthians 5:6–8 – “Cleanse out the old leaven… for Christ, our Passover Lamb, has been sacrificed.”Application: Confession before Communion clears away the “old leaven” of sin. Communion humbles, not shames; we come needy and receptive to grace.III. Assurance of Forgiveness and LovePassover: Blood of the lamb caused God's judgment to pass over His people.Communion: Jesus, the true Passover Lamb, takes judgment on Himself.“This is my body, given for you.”Application:Communion assures us tangibly that God's love and forgiveness are real.“As real as this bread and wine are, so real is God's love for you.”Moving Forward by RememberingThe life of faith always moves forward—but draws strength from looking back.Personally: Remember God's past faithfulness as fuel for trust.As a Church: In transition, look back with gratitude, not nostalgia.The Cross stands as our enduring sign of God's faithfulness.Discussion Questions:Share about your experience with Communion. Did you grow up taking Communion regularly? How do you currently experience grace through it?Compare and contrast the act of celebrating a birthday or anniversary with Communion. What are the similarities? What are the differences?Why is confession important before Communion? Do you practice personal confession?If you feel guilty over some sin, should you not take Communion that week? Why or why not? What are some reasons to refrain from taking Communion?Do you ever struggle to believe God loves you or forgives you? How might taking Communion help you?Extra ResourcesCheck out Sam Fornecker's Ridley Course - Jesus and the Jewish FeastsQuestions?Do you have a question about today's sermon? Email Randy Forrester (RForrester@StAndrews.Church).
In today's devotional, Dr. Michael A. Youssef encourages us with Christ's promise of eternal life.If you would like more insight into today's devotional topic, listen to Dr. Michael A. Youssef's sermon series Freedom from Fear: LISTEN NOW
The Bible shows we're in a conflict, and Satan wants you to fail. Chip reveals how to be victorious over the Evil One by using the supernatural weapons God provides to protect you and your loved ones. Fight back!Introduction: The South Pacific after WWII was wonThe victory had been won, but battles continued and lives were lost; the bullets were real.The same is true spiritually:Satan was defeated at the Cross.Sin's penalty was paid for all people for all time.Sin's power was broken.Yet, Satan and his host of fallen angels engage in guerilla warfare to discourage, deceive, divide, and destroy God's people and God's program.Believers are commanded to equip and prepare themselves in the strength of the Lord and in His mighty power to stand firm against the enemy's schemes, repel his multi-faceted attacks, and engage and defeat him in specific battles.Four keys to spiritual victoryWe must become AWARE of the Invisible War.We must learn to APPROPRIATE God's protection for daily living.We must learn to ENGAGE the enemy with supernatural weapons.We must utilize God's means of deliverance when spiritually attacked.How can you prepare yourself for satanic attack?Having girded your loins with TRUTHHaving put on the breastplate of RIGHTEOUSNESSHaving shod your feet with the preparation of the gospel of PEACEApplicationKnow and understand the content of the Gospel. -1 Cor. 15:1–5; Eph. 2:1–9Know the basis for your eternal security and the assurance of your salvation. Security – Rom. 8:38–39; Eph. 1:13–14. Assurance – 1 Jn. 5:11-13Faith is based on facts, not feelings.Sharing your faith is one of the most powerful faith-builders available, often “the best defense is a good offense.”Broadcast ResourceThe Invisible War ResourcesMessage NotesAdditional Resource MentionsThe Invisible War Small Group OfferConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Responding to questions from listeners about the YouTube shows called "The Promised Land," using debate to sharpen up your public speaking skills, looking for assurance for struggling or stagnant Christians, and reviewing Allie Beth Stuckey's recent address to men at a TPUSA event. Visit wwutt.com for all our videos!
In this episode, Jason and Makenzie have a conversation around the meaning and relevance of assurance in the context of an M&A transaction and more specifically in an ESOP transaction. They discuss who needs assurance and why - whether it be in the form of a financial statement audit, surety bond, fairness opinion, or simply advice from your providers.
Christians can get confused and lose the assurance of their salvation for a number of reasons. Charlie will name some of these, but more importantly, he will show how four rhetorical questions from Romans chapter 8 are designed to give full assurance of salvation. The first question reminds us that since God is for us, no one can stand against us. He answers a question with another question by arguing from the greater to the lesser. That is, if God gave us His Son, will He not also give us everything else needed to accomplish our final salvation? The second question reminds us that no one can bring a charge against us because we have been acquitted (justified, declared righteous) by the Judge of the universe. His third question reminds us that no one can condemn us. The fourth and final question elicits from the Apostle a flourish of imagery meant to convince us that there is nothing, no one, nowhere, at no time which can separate us from God's tenacious love. After hearing this episode, you will find peace as you rest in God's securing and assuring grace. This episode is from GraceNotes no. 6 of the same title. #Assuranceofsalvation#eternalsecurity#gracelifeministries#Simplybygrace
Brad Klassen • 1 John 2:12–2:27 • Sermon Notes (Video | PDF | DOC | Slides) • Men of the Word
Brad Klassen • 1 John 2:12–2:27 • Sermon Notes (Video | PDF | DOC | Slides)
How can we learn to rest in the saving work of Jesus Christ? Pastor John offers eight God-given ways to increase our confidence in him.
FROM TODAY'S RECAP: - Article: How Can I Have Assurance of My Salvation? (Got Questions) - Article: How Can I Have Assurance of My Salvation? (Christianity.com) - Article: The Agonizing Problem of the Assurance of Salvation - Article: Insecurity and Assurance of Salvation - Share your story with us or contact TBR! Note: We provide links to specific resources; this is not an endorsement of the entire website, author, organization, etc. Their views may not represent our own. SHOW NOTES: - Follow The Bible Recap: Instagram | Facebook | TikTok | YouTube - Follow Tara-Leigh Cobble: Instagram - Read/listen on the Bible App or Dwell App - Learn more at our Start Page - Become a RECAPtain - Shop the TBR Store - Credits PARTNER MINISTRIES: D-Group International Israelux The God Shot TLC Writing & Speaking DISCLAIMER: The Bible Recap, Tara-Leigh Cobble, and affiliates are not a church, pastor, spiritual authority, or counseling service. Listeners and viewers consume this content on a voluntary basis and assume all responsibility for the resulting consequences and impact.