The Vault with Financielle

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Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

Financielle


    • Jun 2, 2025 LATEST EPISODE
    • weekdays NEW EPISODES
    • 37m AVG DURATION
    • 92 EPISODES


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    Latest episodes from The Vault with Financielle

    UNLOCKED: should we be getting married, PLUS how to make a billion

    Play Episode Listen Later Jun 2, 2025 30:39


    Send us a textWelcome to The Vault with Financielle.This week, we're talking marriage (or not), Bieber's billions, asking whether buy now pay later ACTUALLY makes things affordable - plus some amazing wins!---------Connect with our Partners

    We're Saving for a House… But He's in Denial About His Debt | The Vault Episode 66

    Play Episode Listen Later May 28, 2025 39:36


    Send us a text“We're Saving for a House… But He's in Denial About His Debt”“You shouldn't talk about money at work”

    UNLOCKED: Why you're overthinking pensions, PLUS how to retire early

    Play Episode Listen Later May 25, 2025 34:38


    Send us a textWelcome to The Vault with Financielle.This week, we dive into Pensions - why we're overthinking them; what to think about if you'd like to retire early and looking at the state pension a little too!

    "Is My Boyfriend Taking Advantage of Me Financially?" | The Vault Episode 65

    Play Episode Listen Later May 21, 2025 50:09


    Send us a text“Freelancing isn't the freedom it's cracked up to be”—controversial or just real? We unpack it in Episode 65 of The Vault, then dive into your dilemmas:

    UNLOCKED: premium bonds, debt free journeys and we got a follow up!

    Play Episode Listen Later May 19, 2025 40:51


    Send us a textWelcome to The Vault with Financielle.This week, Laura's talking premium bonds, debt free journeys and we had the best follow up!Connect with our Partners

    “Do I Really Need an Emergency Fund?” | The Vault Episode 64

    Play Episode Listen Later May 14, 2025 42:43


    Send us a textIn Episode 64 of The Vault, we discuss this week's controversial opinion, “You don't need an emergency fund if you have a high, reliable income”. We then dive into our listener dilemmas:

    UNLOCKED: Unhinged + feral money hacks, plus an engagement and a baby!

    Play Episode Listen Later May 11, 2025 23:53


    Send us a textWelcome to The Vault Unlocked, by Financielle.This week's episode involves some outrageous money hacks shared by others, plus some questions focussed on big life moments!The Vault is an entertaining yet thought provoking podcast that answers our community's dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

    “My Boyfriend's Unemployed and I'm Spiralling” | The Vault Episode 63

    Play Episode Listen Later May 7, 2025 48:19


    Send us a textIn Episode 63 of The Vault, we discuss this week's controversial opinion, “Spending money on therapy/mental health is equally as important as investing”. We then dive into our listener dilemmas:

    Unlocked: Cheap Dates + Mini Q&A

    Play Episode Listen Later May 4, 2025 33:28


    “What Should I Do With My Bonus?” | The Vault Episode 62

    Play Episode Listen Later Apr 30, 2025 56:20


    Send us a textIn Episode 62 of The Vault, we discuss this week's controversial opinion, “There's no incentive to pay off your overdraft”. We then dive into our listener dilemmas:

    UNLOCKED: Debt free journey shout outs

    Play Episode Listen Later Apr 27, 2025 31:40


    “Should I Be Able to Manage My Money by Now?” | The Vault Episode 61

    Play Episode Listen Later Apr 23, 2025 36:32


    Send us a textIn Episode 61 of The Vault, we discuss this week's controversial opinion, “We NEED to break up with influencers”. We then dive into our listener dilemmas:

    UNLOCKED: Life Admin, Net Worth and Credit Scores —Your Questions Answered

    Play Episode Listen Later Apr 20, 2025 34:15


    "Am I Allowed to Take a Break from My Debt Payoff Journey?” | The Vault Episode 60

    Play Episode Listen Later Apr 16, 2025 40:02


    Send us a textIn Episode 60 of The Vault, we discuss this week's controversial opinion, “Cash stuffing is SO outdated”. We then dive into our listener dilemmas:

    UNLOCKED: Should I Still Be Investing?! (After This Week's Madness)

    Play Episode Listen Later Apr 13, 2025 41:51


    ”Are Holidays the New Car Finance?” + How to Travel Debt-Free | The Vault Episode 59

    Play Episode Listen Later Apr 9, 2025 44:01


    Send us a textIn Episode 59 of The Vault, we discuss this week's controversial opinion, “You should NOT be exchanging money with children for doing chores”. We then dive into our listener dilemmas:

    UNLOCKED: Managing Money with a Neurodivergent Brain (ADHD, Autism & More)

    Play Episode Listen Later Apr 7, 2025 28:45


    “My Sister's Hen Do Could Put Me in Debt!” | The Vault Episode 58

    Play Episode Listen Later Apr 2, 2025 39:51


    Send us a textIn Episode 58 of The Vault, we discuss this week's controversial opinion, “We should be allowed to say no to hen dos with no issues". We then dive into our listener dilemmas:

    UNLOCKED: Money Talk, Mum Guilt & Pensions—Your Questions Answered

    Play Episode Listen Later Mar 31, 2025 37:25


    Send us a text*just a note - we had the video and some audio files error post filming so you may hear a couple of glitches - so it's not perfect but we still wanted you to have the episode so we put it out anyway. Team Financielle xxxx*

    “I Feel Like I've Wasted My 20s!” | The Vault Episode 57

    Play Episode Listen Later Mar 27, 2025 49:01


    Send us a textIn Episode 57 of The Vault, we discuss this week's controversial opinion, “It's absolutely fine to take your children out of school to go on holiday”. We then dive into our listener dilemmas:

    UNLOCKED: Debt Shame Is Keeping You Stuck—Here's How to Overcome It

    Play Episode Listen Later Mar 24, 2025 38:22


    “My Kids Are Costing Me the Earth!” — How to Stop Impulse Buying | The Vault Episode 56

    Play Episode Listen Later Mar 20, 2025 34:45


    Send us a textIn Episode 56 of The Vault, we discuss this week's controversial opinion, “The whole “personal finance is personal” thing is a cop-out — there are universal truths we should all follow”. We then dive into our listener dilemmas:

    UNLOCKED: The Truth About Property Investment

    Play Episode Listen Later Mar 17, 2025 32:40


    "I'm a London Shopaholic in the Trenches!" | The Vault Episode 55

    Play Episode Listen Later Mar 13, 2025 43:41


    Send us a textIn Episode 55 of The Vault, we discuss this week's controversial opinion, “We should be doing all of our spending on credit cards”. We then dive into our listener dilemmas:

    UNLOCKED: Your Money Questions Answered: Life Insurance, Buying a Home & Paying Off Debt

    Play Episode Listen Later Mar 10, 2025 35:57


    Don't Risk Your Family: Why You NEED a Will (Legacy Week Special) | The Vault Episode 54

    Play Episode Listen Later Mar 6, 2025 38:35


    Send us a text#AD We've got a special episode for you as part of our Legacy Week at Financielle. We're encouraging you to get your protection life admin sorted. We're talking wills, life insurance, critical illness cover, etc. Laura shares a difficult personal story about a dear friend, in the hope of inspiring some of the millions of people without a will to make one and ensure their wishes are followed. ❤️We're also answering these listener dilemmas:

    UNLOCKED: The #1 Money Mistake? Not Protecting Yourself

    Play Episode Listen Later Mar 3, 2025 29:27


    Saving vs Investing, Flatmate Drama & Reframing Job Loss | The Vault Episode 53

    Play Episode Listen Later Feb 27, 2025 39:49


    Send us a textIn Episode 53 of The Vault, we discuss this week's controversial opinion, “Savings accounts are a waste of time apart from to keep your emergency fund in”. We then dive into our listener dilemmas:

    UNLOCKED: Money Guilt, Debt & Budgeting—Your Questions Answered

    Play Episode Listen Later Feb 24, 2025 37:23


    Save for the Future or Enjoy Life Now? | The Vault Episode 52

    Play Episode Listen Later Feb 20, 2025 45:24


    Send us a textIn Episode 52 of The Vault, we discuss this week's controversial opinion, “People are too obsessed with retirement” before diving into our listener dilemmas:

    UNLOCKED: How to Budget When You're Self-Employed (Or Your Income Is Unpredictable!)

    Play Episode Listen Later Feb 17, 2025 32:22


    The Pink Tax & What To Do With Savings | The Vault Episode 51

    Play Episode Listen Later Feb 13, 2025 35:08


    Send us a textIn Episode 51 of The Vault, we discuss this week's controversial opinion, “Pink Tax isn't real” before diving into our listener dilemmas:

    UNLOCKED: How to Stop Impulse Spending & Save More Money

    Play Episode Listen Later Feb 10, 2025 27:23


    Is Valentine's Day A Scam? + Getting Married For Practical Reasons | The Vault Episode 50

    Play Episode Listen Later Feb 6, 2025 43:48


    Send us a textIn Episode 50 of The Vault, we discuss this week's controversial opinion, “Valentine's Day is a scam” before diving into our listener dilemmas:

    UNLOCKED: Why Investing Isn't Scary—And Why You Need to Start Now

    Play Episode Listen Later Feb 3, 2025 50:00


    Early Retirement And Guilt-Free Spending | The Vault Episode 49

    Play Episode Listen Later Jan 30, 2025 42:01


    Send us a textIn Episode 49 of The Vault, we discuss this week's controversial opinion, “Your 20s are NOT for building wealth, your 30s are” before diving into our listener dilemmas:

    UNLOCKED: Why Everyone Should Track Their Net Worth (Not Just the Rich)

    Play Episode Listen Later Jan 27, 2025 51:10


    The Truth About Budgeting, Downsizing, And Lending Money | The Vault Episode 48

    Play Episode Listen Later Jan 23, 2025 43:22


    Send us a textIn Episode 48 of The Vault, we discuss this week's controversial opinion, “the 50/30/20 budgeting rule is bullshit” before diving into our listener dilemmas:

    UNLOCKED: Why You're Sh*t at Saving Money (And How to Fix It)

    Play Episode Listen Later Jan 20, 2025 30:25


    Send us a text

    “£60K Debt And My Boyfriend Won't Accept Help” | The Vault Episode 47

    Play Episode Listen Later Jan 16, 2025 37:21


    Send us a textIn Episode 47 of The Vault, we discuss this week's controversial opinion, “Cutting back on friends' celebrations is fine”, before diving into our listener dilemmas:

    UNLOCKED: Why Debt Is Holding You Back

    Play Episode Listen Later Jan 13, 2025 35:14


    "They Promised A Pay Rise But I'm Still Underpaid” | The Vault Episode 46

    Play Episode Listen Later Jan 9, 2025 41:22


    Send us a textIn Episode 46 of The Vault, we discuss this week's controversial opinion, “Playing the lottery is basically throwing money away”, before diving into our listener dilemmas:

    UNLOCKED: How to Set Money Goals You Will REACH!

    Play Episode Listen Later Jan 6, 2025 28:51


    Can You Build Wealth Without A High Income? | The Vault Episode 45

    Play Episode Listen Later Jan 2, 2025 44:07


    Send us a textIn Episode 45 of The Vault, we discuss this week's controversial opinion, “You don't need a high income to build wealth”, before diving into our listener dilemmas:

    UNLOCKED: How To ACTUALLY Budget - A Step By Step Guide

    Play Episode Listen Later Dec 30, 2024 47:30 Transcription Available


    2025: The Year We Get Money Right | The Vault Episode 44

    Play Episode Listen Later Dec 26, 2024 56:42


    Send us a textIn Episode 44 of The Vault, we discuss this week's controversial opinion, “New Year's resolutions never work”, before diving into our listener dilemmas:

    UNLOCKED: The Secret To Managing Money As A Couple

    Play Episode Listen Later Dec 23, 2024 35:56 Transcription Available


    Spoiler: Cutting Out Coffees Won't Make You Rich | The Vault Episode 43

    Play Episode Listen Later Dec 19, 2024 40:06


    Send us a textIn Episode 43 of The Vault, we discuss this week's controversial opinion, “Cutting out buying coffees won't make you rich”, before diving into our listener dilemmas:

    UNLOCKED: The Dark Side Of 'Buy Now Pay Later' & Overconsumption

    Play Episode Listen Later Dec 16, 2024 34:41 Transcription Available


    How To Get Out Of ‘F*ck It' Mode | The Vault Episode 42

    Play Episode Listen Later Dec 12, 2024 46:32


    Send us a textIn Episode 42 of The Vault, we discuss this week's controversial opinion, “Buy cheap, you buy twice”, before diving into our listener dilemmas:

    UNLOCKED: The Financielle Method

    Play Episode Listen Later Dec 9, 2024 40:27


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