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#625: What do you do when you've reached financial independence? JL Collins says it depends entirely on your spending rate, not just your net worth. Collins joins us for part two of our conversation about what happens after you reach financial independence. He tackles the question of whether you should invest differently once you've "won the game." Someone with $5 million spending $100,000 per year sits in a completely different position than someone with the same amount spending $200,000 per year. The first person can afford to stay aggressive with stocks. The second person needs bonds to smooth the ride. Collins walks through his withdrawal strategy using his daughter as an example. She stepped away from corporate life in her early thirties and now follows an 80-20 stock/bond allocation. She pulls dividends from both funds into her checking account, covering about 2.5 percent of her target 4 percent withdrawal rate. Vanguard automatically sells shares to cover the remaining 1.5 percent. We cover Collins' thoughts on the 4 percent rule, which he calls extraordinarily conservative. He references Bill Bengen's research showing that 5 percent withdrawals succeed 86 percent of the time. Collins would take those odds to escape a soul-crushing job, especially since most financially independent people end up accidentally making money anyway. We discuss the tension between frugal habits that build wealth – and learning to spend money once you have it. Collins flies first class, but he drives a basic car. Collins explains why financially independent people often stay engaged with work — the problem was never work itself, but working without agency. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Intro (2:00) Investing when you've won the game (5:30) Spending rate versus total wealth (8:00) Three-year versus ten-year timelines (11:00) Adding bonds gradually or all at once (14:00) Why 4 percent is extraordinarily conservative (17:00) Soul crushing jobs and 5 percent risk (24:16) Withdrawal frequency and dividends (27:16) Automatic share sales setup (31:16) Starting business while financially independent (36:16) Accidentally making money after retirement (47:09) Agency versus having to work (50:09) Spending advice for frugal philanthropists (54:09) Charity auction magnifying effect Resources Mentioned: https://affordanything.com/377-how-i-discovered-the-4-percent-retirement-rule-with-bill-bengen/ https://affordanything.com/bill-bengen-created-the-4-rule-now-he-thinks-we-can-withdraw-more/ Learn more about your ad choices. Visit podcastchoices.com/adchoices
Not even Spotify can stop us now!
Viva la radio!saludos cordialesthe galgogracias de galgo to Román.
Olivia Mitchell, Professor and Executive Director of the Pension Research Council at the Wharton School, joins the show to discuss Fidelity's latest data showing record-high retirement saving rates, explore the policy and psychological factors driving increased 401(k) participation, and examine how generational trends, employer incentives, and concerns over Social Security and national debt are shaping the future of retirement preparedness. Hosted on Acast. See acast.com/privacy for more information.
D&P Highlight: An urge contrary to swallowing is an automatic DQ...but there's no shame in that game. full 325 Tue, 08 Jul 2025 18:55:00 +0000 LYQAmW1uUPMNic8f4bmozjeWN1ehNkL8 news The Dana & Parks Podcast news D&P Highlight: An urge contrary to swallowing is an automatic DQ...but there's no shame in that game. You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False
The American Democracy Minute Radio News Report & Podcast for July 9, 2025Tale of Two States: New Mexico Rolls Out Automatic Voter Registration while New Hampshire Mandates ID & Citizenship Docs for Absentee VotersNew Mexico rolled out its automatic voter registration system July 1st, allowing citizens to conveniently register to vote or change residency information while at the DMV. Across the country, New Hampshire's legislature may burden its elderly and disabled absentee voters by requiring copies of ID when voting by mail, and citizenship papers when registering by mail.Some podcasting platforms strip out our links. To read our resources and see the whole script of today's report, please go to our website at https://AmericanDemocracyMinute.orgToday's LinksArticles & Resources:New Mexico Motor Vehicles Department - Automatic Voter RegistrationsKOAT - Automatic voter registration now in effect in New Mexico Institute for Responsive Government - Four States Open the Door to Automatic Voter Registration for Native AmericansAlliance for Youth Action - FACT SHEET: Automatic Voter Registration Transforms Oregon Youth Registration & Turnout RatesNew Hampshire Bulletin - Lawmakers push for yearly voter roll reviews, stricter absentee ballot verificationCampaign Legal Center - The Barriers to Voting Faced by Americans with DisabilitiesAmerican Democracy Minute - Voter Suppression Bills Aimed at College Students Pushed (Again) by the NH LegislaturePBS - Noncitizen voting is extremely rare, yet Republicans are making it a major election concern Groups Taking Action:Disability Rights Center NH, Open Democracy, NM Native Vote, ACLU New MexicoPlease follow us on Facebook and Bluesky Social, and SHARE! Find all of our reports at AmericanDemocracyMinute.orgWant ADM sent to your email? Sign up here!#News #Democracy #DemocracyNews #NewMexico #AVR #NewHampshire #VoterSuppression #FreedomtoVote
Bill Million of The Feelies fills us in on their new top shelf collection of covers, "Rewind." Plus new sounds from Comet Gain, Automatic and The New Eves
Join our Patreon to enter in the lightsaber giveaway!Welcome to Talk about Tatooine! We are so happy you took the time to watch this video! www.patreon.com/TalkAboutTatooinePatreon Benefits: 1. Private Discord Access for Life2. Access to private events (Example: Game nights and book clubs)3. Production input for Podcasting & Streaming4. Access to discount codes for Etsy Shop5. Automatic entry into future giveawaysAll our Links can be found here: https://linktr.ee/talkabouttatooineSubscribe to our podcast here on YouTube, Google, Apple, Anchor and Spotify!
Illinois Secretary of State Alexi Giannoulias says they have 'turned off access' to numerous agencies that he says were using license plate readers 'for not permissible reasons.' He says authorities in Texas were using the readers to track a woman they said had a self-administered abortion.
A quick lesson in conceptualization from Aiden at Don't Move Until You See It. To learn more about Don't Move Until You See It and get the free 5-day Conceptualizing Chess Series, head over to https://dontmoveuntilyousee.it/conceptualization
President Trump announced a ceasefire in the war between Israel and Iran. Markets reacted swiftly: stocks rallied, oil plunged, the dollar and gold slipped. But as investors shrug off geopolitical tensions, are they underestimating the risks? And in today's Dumb Question of the Week: Can you buy oil? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. --- Try PensionCraft's Premium Membership and get 75% off your first month. Simply use coupon code SAVE75 before July 1st, 2025. Gain access to premium content, and remember, you can cancel anytime and still retain access to our Beginner's bundle of courses. pensioncraft.com/investor-education/membership ---Get in touch
Send us a text“If your partner won't talk money, run” - we unpack this week's controversial opinion, then dive into your dilemmas:
It's New Tunesday: new releases from the past week! Give the bands a listen. If you like what you hear, support the bands! Today's episode features new releases by The Last Arcade, Wolfclub, Bending Grid & Jolie, Arcade Beach, Haberdashery, Oblique, Fused, X Marks The Pedwalk, Mari Kattman, 40 Octaves Below, Ottoman Grüw, Blood Shot Eyes, Vondkreistan, Die Sexual, Ultra Sunn, Moon 17, Incirrina, Such Beautiful Flowers, Life Afterlife, Automatic, Handful Of Snowdrops, and Iron Years!
I interviewed 60 Brits to debunk one of psychology's greatest myths. Priming is one of the best-known biases in behavioural science. Kahneman mentions it 35 times in his best-selling book Thinking Fast and Slow. And yet, I'm not convinced it really works. In five separate experiments, I tested it. Does priming work, or is it a myth? The studies: Authenticity study: https://ibb.co/5W14DM2N Creativity study: https://ibb.co/FbxxNMDf Guilty study: https://ibb.co/XrTLXrY4 Anchoring + priming study: https://ibb.co/99LLw7G9 Reading time study: https://ibb.co/LDYc18yF --- Subscribe to the (free) Nudge Newsletter: https://nudge.ck.page/profile Connect on LinkedIn: https://www.linkedin.com/in/phill-agnew-22213187/ Watch Nudge on YouTube: https://www.youtube.com/@nudgepodcast/ Learn more about Voxpopme: https://www.voxpopme.com/ --- Sources: Bargh, J. A., Chen, M., & Burrows, L. (1996). Automaticity of social behavior: Direct effects of trait construct and stereotype activation on action. Journal of Personality and Social Psychology, 71(2), 230–244. Chernev, A. (2011). Semantic anchoring in sequential evaluations of vices and virtues. Journal of Consumer Research, 37(5), 761–774. Doyen, S., Klein, O., Pichon, C. L., & Cleeremans, A. (2012). Behavioral priming: It's all in the mind, but whose mind? PLoS ONE, 7(1), e29081. Fitzsimons, G. J., Chartrand, T. L., & Fitzsimons, G. M. (2008). Automatic effects of brand exposure on motivated behavior: How Apple makes you “think different”. Journal of Consumer Research, 35(1), 21–35. Goldsmith, K., Cho, E., & Dhar, R. (2012). Priming creativity: The effects of subliminal priming on creative problem solving. In Z. Gürhan-Canli, C. Otnes, & R. Zhu (Eds.), Advances in Consumer Research (Vol. 40, pp. 472–473). Association for Consumer Research. Kahneman, D. (2011). Thinking, fast and slow. Farrar, Straus and Giroux. Kahneman, D. (2012, September 26). A letter to the priming research community [Open email].
Gonzalo E. Mon, Beth Bolen Chun On May 9, 2025, New York Governor Kathy Hochul signed a large budget bill with “major components of legislation necessary to implement the state transportation, economic development, and environmental conservation budget for the 2025-2026 state fiscal year.” Buried in Part W of the 99-page bill are various provisions that will also impact how companies can offer automatic renewal programs in New York, starting this November. Some of these changes appear to echo Negative Option Rule and California Automatic Renewal Law amendments, while others are more prescriptive.
Try Javvy Today: https://snwbl.io/javy-coffee/TALKABOUTT97755discount code: TALKABOUTT97755Lightsaber Giveaway is LIVE! Join the patreon to enter! Welcome to Talk about Tatooine! We are so happy you took the time to watch this video! www.patreon.com/TalkAboutTatooinePatreon Benefits: 1. Private Discord Access for Life2. Access to private events (Example: Game nights and book clubs)3. Production input for Podcasting & Streaming4. Access to discount codes for Etsy Shop5. Automatic entry into future giveawaysAll our Links can be found here: https://linktr.ee/talkabouttatooineSubscribe to our podcast here on YouTube, Google, Apple, Anchor and Spotify!
All episodes and glossary at www.talettellerclub.comWelcome to Immersion, you have reached Strata 12The Basement People (Emotions)I searched the globe for want of you,A friend to call my own,My space,A tribe,Was this the place?Was I really home?And there you stoodA tree of hopeArms outstretchedTo envelopeMy ravaged bodySavaged mindThis soul so lost And you so kind.Most humans progress through life along a path created by the society and culture they are part of. Existentialism emphasises individual existence, freedom, and choice. Androids and machines are essentialists, focusing on the inherent nature or essence of things and the assumption in fundamental unchanging truths. Emotions are vital to help humans learn and make decisions. Feelings are experienced constantly from birth to death. A newborn baby is emotionally involved with its mother as soon as it understands she is a valuable source of food and comfort. The emotional attachment is instantaneous and intuitive.Human emotions are essential to consistency, being part of a social group, and staying safe.Androids have successfully been programmed with 'visceral-like' responses but these are mimicked, in essence, they are faked. Androids are trained to respond to their owners' emotions as they are not able to understand emotions themselves through their lens. Such models are trained to respond to human physical cues such as odours, pupil changes, vocal idiosyncrasies etc, and to reciprocate. We could call this 'fake empathy'.Automatic robotic vehicles do not fear the crash, they simply ‘know' that a collision is not desirable for the ongoing success of the mission in hand.'We should get some *infon and *preds,' Shabra said, thinking hard about the best time of night to get to the edge, which was renowned for tribal and gang flashpoints.Renyke asked *POS to explain.…It appears that Shabra is gathering helpful information to aid our journey….Renyke was uncertain what to do. This feeling was becoming all too familiar and quite at odds with his hitherto programmed assuredness.'You coming or what?' Shabra asks from outside the car, leading the way to a set of stairs that led down into a noisy basement.The *robo-dog wagged its tail and sat importantly on the roof of the vehicle looking around and growling.Shabra knocked on a large door and a camera was activated above them. They were being scanned.The door opened suddenly and a large man with a long beard frisked them before allowing them entry.Renyke, not used to any sort of frisking in his past life, was sensing increasing anxiety. POS was idle.'Welcome brother,' the guard said to Flex. 'Are you well?''Fine, just fine, my friend,' Flex answered, 'We continue unabated to live another day. *Vilarev!' Both men laughed convivially whilst Renyke wondered what had amused them.They enter a meeting place, some kind of bar. It is thick with smoke, the smell of nibs, sweat, and the streets. A woman approaches chanting poetry with her arms outstretched. 'The sun shines bright when you let in the light, welcome, my sister of the night.' There is more convivial laughter.She embraces Shabra and they exchange warm greetings. Excited to make new acquaintances the woman beckons the group to sit at a table.'Ah, come, come my friends. I have a perfect place for you to sit, and please, be my guests at the bar.The woman beckons a member of staff. 'Let's have liquor.' she says, 'bring my best for my new friends.'Renyke asks POS for details about the venue, the location and the owner but it makes little sense, stuttering and breaking up........data, unavailable..... scrambled, information…'How come these places aren't mapped?' Renyke asked Shabra. 'Mr Renyke, you ask too many questions. 'Hiding is surviving.''Yes,' interjected Flex, 'and we move, we move often. The key to freedom is movement.Nothing is permanent. Only your lungs and your heart. Only your breath and when that's not permanent, you're dead and you're ready for the *metamorph.' Flex chuckled.'And we know not where that will take us for certain.'Renyke checks POS whose signal was improving......*Urchs believe in various spiritual concepts but little has been documented. Oral traditions and faith seem to be passed from parents to children. I will attempt to decipher the information at my disposal….POS was silent momentarily.It would appear that urchs believe in the existence of dissatisfied ghost-like entities who visit the present from the future referred to as *shads.Urchs believe that death is not the end, merely a manifest alteration, referred to as the third life. This third life is fiercely protected with love because hate manifested in individuals will be carried to the next stage of life causing agony for the entity.They also believe that hate is so powerful that it can control what the yet-unborn will do in the future. Hate becomes a circular energy that rotates between past present and future, forging an eternal and devastating cycle of ruin across several dimensions of existence. The dead are responsible for the living, the living are responsible for the future born. To honour this mantra, enlightenment and love are the only tools required to ensure human success......Urchs also believe that taking drugs or mind-altering ingested compounds will help them understand what is existential truth and meaning and that the stresses of daily existence mask these realities and render them misunderstood. Urchs believe that intoxication enables them a greater understanding of truth, and even an ability to meet the entities or ghosts of the future.'We shouldn't stay here too long, and you shouldn't get high,' said Renyke, looking at Shabra who was drinking the free liquor.'You are so uptight Mr Renyke.' Shabra winks.There is a brief conversation between a man and Shabra that Renyke cannot understand.POS has lost signal so Renyke turns to Flex.'What is this dialect?' he asks.'Ah, that is *zone speak, with some colour changes for the urchs. We have our own code see.'Shabra rises, 'Let's Go! I think there is some trouble around tonight.'Outside a small *urch child sits on the bonnet of the car.'Can I come too?' the child asks excitedly.'No man, This is grown-up stuff. Come see me tomorrow, now *fucksyoff.'The child jumps off the bonnet, hugs Flex, and runs awayThere is a flurry of drug and weapon traders who are hustling for sales.Finally, they are all in the car. There is a sense of trepidation as they drive in silence to the underpass through a thinning crowd. The child appears again on the bonnet, facing forward and singing with a fist raised.'No sweat,' says Flex, 'we will get him off the other side. He does no harm, annoying is all.' Suddenly there is an almighty bang and the child on the bonnet is shot. Its guts are all over the windscreen, blood drips down the glass and the crowd scarpers.Everyone on the street is screaming.POS engages.....99% likelihood of robbery, ambush, death. This is a red alert! You must take action! Repeat, red alert!..There is a man in front of the car pointing an AK47 at Shabra's head.Two other men flank the vehicle and bang rhythmically on the windows.'Bastardos gang ain't getting my *vicular', shouts Shabra.
Happy Saturday! On this bonus episode sponsored by our partners at Supra, Josh Tobkin joins Yano to share all about the new and exciting advances that Supra are making when it comes to combining AI, oracles and blockchain to create TAOs (Threshold AI Oracles) and AutoFi - the new frontier of decentralized finance! -- Start your day with crypto news, analysis and data from Katherine Ross. Subscribe to the Empire newsletter: https://blockworks.co/newsletter/empire?utm_source=podcasts -- Follow Joshua - https://x.com/JoshuaTobkin Follow Jason: https://x.com/JasonYanowitz Follow Empire: https://twitter.com/theempirepod -- Join the Empire Telegram: https://t.me/+CaCYvTOB4Eg1OWJh -- Chapters: (00:00) Intro (02:08) What's Supra? (08:04) Modular Approach Limitations (10:34) Supra's L1 Approach (18:44) Solana, Base, Hype (21:43) AutoFi (35:49) Super Treasury (43:49) Evolution Of Revenue Models (47:47) MEV (55:41) The Crypto Cool Kids — Disclaimer: Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Santiago, Jason, and our guests may hold positions in the companies, funds, or projects discussed.
Ever wonder why you can recognise your friend's face instantly but struggle to remember where you put your keys? Your brain is running the most sophisticated learning system ever created, and most of us have no clue how it actually works. Nicholas Shea is an Oxford and King's College Researcher working in philosophy of mind, cognitive neuroscience and artificial intelligence. He breaks down the fascinating psychology behind how we build concepts in our minds. Think of concepts as mental shortcuts - when you see a dog, you don't analyse four legs, fur, and a tail. Your brain instantly accesses everything you know about dogs. We dissect these fundamental building blocks of learning into how the brain actually works and learns, and build mastery. Three key takeaways: What builds basic concepts into subject mastery? How do emotions inform decision-making? The real difference between deliberate practice and passive learning ------- NEW SHOW - How to Change the World Sam's new show can be found on major podcast players: Spotify - https://open.spotify.com/show/1Fj3eFjEoAEKF5lWQxPJyT Apple - https://podcasts.apple.com/us/podcast/how-to-change-the-world-the-history-of-innovation/id1815282649 YouTube - https://www.youtube.com/@HowToChangeTheWorldPodcast Can't find it on your player? RSS feed - https://feeds.acast.com/public/shows/682b3b86696b5d1232d698a8 ------- Nicholas Shea Nick & his work - https://www.nicholasshea.co.uk/ Book - Concepts at The Interface - https://philpapers.org/rec/SHECAT-11 Paper - Concepts as Plug and Play Devices - https://www.nicholasshea.co.uk/wp-content/uploads/2023/01/Shea_22_Concepts_plug-and-play_RSTB_OA.pdf Recommended Books "Consciousness Explained" - Daniel Dennet Metazoa : Animal minds and the birth of consciousness” - Peter Godfrey Smith "Other Minds: The Octopus, the Sea, and the Origins of Consciousness” -Peter Godfrey Smith "The Pleistocene Social Contract" - Kim Sterelny Helen Steward - Book on Free Will in animals (let me know if you can find it!) UPGRADE to Premium:
Don't let a flat tyre leave you stranded. A portable tyre pump can save you hours of waiting for assistance, improve safety, and costs less than annual roadside subscriptions - while giving you the freedom to handle pressure issues immediately.For more information, visit https://www.ordiniq.com/ AutoPump City: London Address: Chevalier House, 45-51 Chatham Road South Website: https://www.ordiniq.com/
Here's the replay from the most recent live Q&A that was held on my YouTube channel!Special offer extended to you as a podcast listener
Lumineers front man and two-time Grammy nominee Wesley Schultz goes deep on his passion for songwriting. PART ONE:Paul and Scott tell the harrowing tale of the Wesley Schultz interview that almost didn't happen. Plus, do you have a question for Patty Griffin, Dave Mason, or Mary Chapin Carpenter? Share it with us and you just might hear your name on an upcoming episode! PART TWO:Our in-depth conversation with Wesley Schultz. ABOUT WESLEY SCHULTZWesley Schultz is best known as the co-founder, lead singer, and guitarist for The Lumineers. Founded in 2005, their blend of alternative rock, Americana, and electrifying live performances has earned them a dedicated following. Over the course of five studio albums, the band has achieved 24 #1 hits across multiple radio formats, earned over 6 billion streams, sold more than 1.5 million albums in the US, and built a Spotify following of 22 million monthly listeners. Their accolades include two GRAMMY® nominations, five Billboard Music Awards nods, an American Music Award nomination, and an iHeartRadio MMVA win for their #1 hit “Stubborn Love.” Aside from all that, Wesley Schultz is, fundamentally, a songwriter. The Lumineers' most recent album is called Automatic.
Please NOTE: Due to increasing censorship on platforms like YouTube, this episode is available exclusively in audio format only. We want to protect the integrity of this important conversation — thank you for understanding and for listening with an open heart. In this powerful and nuanced episode, Corey and Christine are joined by Dr. Nina Marie Rueda — a naturopathic doctor, doula, lactation educator, and mother. They dive into the conversation of vaccines and discuss: ingredients, efficacy of studies, risk vs. benefit, informed consent, and so much more. The hosts understand this is a delicate subject and ask all listeners to be respectful and listen with an open mind. Thank you to our sponsors! Baja Gold Salt Use code MAM10 for 10% off at checkout | https://bajagoldsaltco.com/ Corey's Cookbooks | MAM15 for 15% off | Automatic downloads of three different cookbooks Previous Episodes Mentioned: That Crazy Postpartum Life Books Mentioned and Books We Recommend on Vaxxines: Dissolving Illusions Turtles All the Way Down Vax Facts Millers Review of Critical Vaccine Studies What Your Doctor May NOT Tell You About Vaccinations Connect with Nina Marie: Website Instagram Connect with Christine and Corey: @fornutrientssake | https://www.instagram.com/fornutrientssake/ @nourishthelittles | https://www.instagram.com/nourishthelittles/ @modernancestralmamas | https://www.instagram.com/modernancestralmamas/ YouTube | https://www.youtube.com/@ModernAncestralMamas7
Stock markets tend to go up over time — but every so often, they fall off a cliff. Some crashes are brief and recover quickly, while others shake the financial world to its core. But what can we learn from the scariest days in stock market history? And in today's Dumb Question of the Week: What is a circuit breaker? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. --- Try PensionCraft's Premium Membership and get 75% off your first month. Simply use coupon code SAVE75 before July 1st, 2025. Gain access to premium content, and remember, you can cancel anytime and still retain access to our Beginner's bundle of courses. pensioncraft.com/investor-education/membership ---Get in touch
In this episode, Matthew James and Timmy Hendrickson are joined by Nalin Senthamil, Founder and CEO of Storylane, to discuss the future of pre-sales and AI driving influence beyond pipeline. They explore how demo automation is transforming the self-serve buyer experience, the changing role of solutions engineers, and how AI can create 10X impact in pre-sales workflows. Nalin shares insights on leveraging AI for demo personalization, managing complex product integrations, and why the traditional discovery call may be dying. To join the show live, follow the Presales Collective's LinkedIn page or join the PSC Slack community for updates. The show is bi-weekly on Tuesdays, 8AM PT/11AM ET/4PM GMT. Follow the Hosts Connect with Matthew James: https://www.linkedin.com/in/matthewyoungjames/ Connect with Timmy Hendrickson: https://www.linkedin.com/in/timmyhendrickson/ Connect with Nalin Senthamil: https://www.linkedin.com/in/nalinpradeep/ Links and Resources Mentioned Join Presales Collective Slack: https://www.presalescollective.com/slack Storylane: https://www.storylane.io/ Timestamps 00:04 Welcome 01:08 Nalin's background and founding Storylane 03:08 What does a self-serve buyer experience look like? 08:18 How AI has changed presales 13:40 Training AI agents to answer technical questions 17:02 AI testing customer scenario 19:28 Overlooked use cases for demo automation 26:30 One workflow where AI can create 10X impact today Key Topics Covered The Death of Discovery Calls Why buyers are coming to conversations already educated How self-serve experiences span the entire buying journey The role of AI sales agents in initial discovery The Four Categories of SE Work Relationship building and strategic solutioning Demo delivery and POC management Administrative tasks and CRM updates Knowledge sharing and product insights AI as an SE Sidekick Demo preparation and tailoring automation Administrative task reduction Strategic thinking enhancement rather than replacement Demo Automation Use Cases Supporting different AE to SE ratios Managing complex product integrations Upsell and expansion opportunities Micro-demos for specific features Training AI for Technical Questions Leveraging tribal knowledge from Slack, Google Drive, and call recordings Importance of data quality and curation Automatic ingestion of organizational knowledge The Future of Pre-Sales AI enabling faster iteration and personalization Strategic partnership between CS and pre-sales for upsells The evolution from technical support to strategic advisory roles
Try Javvy coffee TODAY! https://snwbl.io/javy-coffee/TALKABOUTT97755 Welcome to Talk about Tatooine! We are so happy you took the time to watch this video! www.patreon.com/TalkAboutTatooinePatreon Benefits: 1. Private Discord Access for Life2. Access to private events (Example: Game nights and book clubs)3. Production input for Podcasting & Streaming4. Access to discount codes for Etsy Shop5. Automatic entry into future giveawaysAll our Links can be found here: https://linktr.ee/talkabouttatooineSubscribe to our podcast here on YouTube, Google, Apple, Anchor and Spotify!
Matt and I met recently at the AWCI Build 25 show in Charlotte. I knew right away that I was going to like him. He's been a brand ambassador for Columbia for a bit and it's through that channel that we've gotten to know each other. I'm fascinated by travel and have even lived in a camper myself so when I heard that he lives in a 5th wheel trailer I got even more excited to talk with him. Recently he's blown up his social media pages and has quickly made a name for himself as a premier Drywaller but don't let me tell you. This interview speaks for itself. From Trim-Tex to Automatic tools, we cover it all on this, the 134th, episode of The Drywall Podcast. This episode and all the episodes in the month of June are brought to you by Tape-Tech. You can find out more about Tape-Tech by visiting their website at TapeTech.com or follow them on all your favorite social media platforms.
Mark Ericksen, creator of the Elixir LangChain framework, joins the Elixir Wizards to talk about LLM integration in Elixir apps. He explains how LangChain abstracts away the quirks of different AI providers (OpenAI, Anthropic's Claude, Google's Gemini) so you can work with any LLM in one more consistent API. We dig into core features like conversation chaining, tool execution, automatic retries, and production-grade fallback strategies. Mark shares his experiences maintaining LangChain in a fast-moving AI world: how it shields developers from API drift, manages token budgets, and handles rate limits and outages. He also reveals testing tactics for non-deterministic AI outputs, configuration tips for custom authentication, and the highlights of the new v0.4 release, including “content parts” support for thinking-style models. Key topics discussed in this episode: • Abstracting LLM APIs behind a unified Elixir interface • Building and managing conversation chains across multiple models • Exposing application functionality to LLMs through tool integrations • Automatic retries and fallback chains for production resilience • Supporting a variety of LLM providers • Tracking and optimizing token usage for cost control • Configuring API keys, authentication, and provider-specific settings • Handling rate limits and service outages with degradation • Processing multimodal inputs (text, images) in Langchain workflows • Extracting structured data from unstructured LLM responses • Leveraging “content parts” in v0.4 for advanced thinking-model support • Debugging LLM interactions using verbose logging and telemetry • Kickstarting experiments in LiveBook notebooks and demos • Comparing Elixir LangChain to the original Python implementation • Crafting human-in-the-loop workflows for interactive AI features • Integrating Langchain with the Ash framework for chat-driven interfaces • Contributing to open-source LLM adapters and staying ahead of API changes • Building fallback chains (e.g., OpenAI → Azure) for seamless continuity • Embedding business logic decisions directly into AI-powered tools • Summarization techniques for token efficiency in ongoing conversations • Batch processing tactics to leverage lower-cost API rate tiers • Real-world lessons on maintaining uptime amid LLM service disruptions Links mentioned: https://rubyonrails.org/ https://fly.io/ https://zionnationalpark.com/ https://podcast.thinkingelixir.com/ https://github.com/brainlid/langchain https://openai.com/ https://claude.ai/ https://gemini.google.com/ https://www.anthropic.com/ Vertex AI Studio https://cloud.google.com/generative-ai-studio https://www.perplexity.ai/ https://azure.microsoft.com/ https://hexdocs.pm/ecto/Ecto.html https://oban.pro/ Chris McCord's ElixirConf EU 2025 Talk https://www.youtube.com/watch?v=ojL_VHc4gLk Getting started: https://hexdocs.pm/langchain/gettingstarted.html https://ash-hq.org/ https://hex.pm/packages/langchain https://hexdocs.pm/igniter/readme.html https://www.youtube.com/watch?v=WM9iQlQSFg @brainlid on Twitter and BlueSky Special Guest: Mark Ericksen.
In this episode Corey and Christine sit down to recap the previous 4 episodes from the grain series to reflect on everything they have learned. They share their honest thoughts on each conversation, unpack the spiritual symbolism of bread in the bible, and talk about how these insights have shaped their own experiences in the kitchen and their faith. If you've ever wondered how ancient wisdom meets daily nourishment, this is the wrap-up you won't want to miss! Support the Show We love partnering with brands that align with our ancestral values and aid in nourishing our listeners and their families. When you shop through the affiliate links below, using our codes, you help keep Modern Ancestral Mamas going — at no extra cost to you. Thank you for supporting the show! Masienda | MAM10 for 10% off | We love their tortilla starter kit! Seatopia | ANCESTRALMAMA for 10% off | Christine loves their Sashimi Date Night box Corey's Cookbooks | MAM15 for 15% off | Automatic downloads of three different cookbooks Previous Episodes Mentioned: How to Choose the Best Bread Grain Revival: Fresh Milling, Grain Mills, and the Unsifted Mission with Sarah and Kiera Keeping Starters Strong: Sourdough and Freshly Milled Flour with Courtney Queen The Healing Powers of Freshly Milled Grains with Sue Becker Alcohol, Acidity, & Ancient Grains: Rethinking Bread with Anthropologist Bill Schindler Connect with Christine and Corey: @fornutrientssake | https://www.instagram.com/fornutrientssake/ @nourishthelittles | https://www.instagram.com/nourishthelittles/ @modernancestralmamas | https://www.instagram.com/modernancestralmamas/ YouTube | https://www.youtube.com/@ModernAncestralMamas7
Beating the benchmark is the holy grail of active management — but it's notoriously difficult and rare. Still, against the odds, a handful of portfolio managers do outperform the index, even if only fleetingly. We explore the tactics funds use to gain an edge. And in today's Dumb Question of the Week: What is the ‘Information Ratio'? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. --- Try PensionCraft's Premium Membership and get 75% off your first month. Simply use coupon code SAVE75 before July 1st, 2025. Gain access to premium content, and remember, you can cancel anytime and still retain access to our Beginner's bundle of courses. pensioncraft.com/investor-education/membership ---Get in touch
Chief Architect Russell Leighton discusses how Panther's cloud platform revolutionizes security operations by treating detections as Python code and AI enabled alert vetting turning responses from hours into minutes. Topics Include:Panther is a cloud security monitoring tool (cloud SIEM)Works at massive scale, more cost-effective than legacy systemsKey differentiator: "detections as code" written in PythonBrings software engineering best practices to security operationsEnables unit testing and version control for security detectionsRecently adopted generative AI to improve security workflowsSOC burnout is renowned due to tedious ticket processingAI has intelligence of security engineer, works much fasterExample: Alert shows "Russ Leighton removed branch protection"Old way: Manual log analysis, checking user profiles manuallyTakes hours of squinting at detailed log dataNew AI way: Automatic vetting happens in minutesAI checks user profile in Okta or IDPDetermines engineer status, assesses typical behavior patternsProvides risk assessment based on historical alert dataLow risk for engineers, high risk for unusual usersExample: HR person accessing production code is escalatedCustomer quote: Takes vetting "from hours to seconds"Panther customers get dedicated AWS accounts for securityCompany can't see customer data, only self-reported metricsAI provides summaries, risk assessments, timelines, visualizationsAlso suggests remediations like human security engineer wouldInitial concerns about putting AI in production environmentCustomer feedback exceeded expectations with feature requestsAWS Bedrock integration addresses customer security concernsUses Anthropic Claude as base LLM through BedrockCustomers can enable additional Bedrock guardrails independentlyAI transparency prevents hallucination concerns through explanationsClaude's extended thinking mode shows reasoning processAI visualizes thinking with flowcharts explaining decision processParticipants:Russell Leighton – Chief Architect, PantherFurther Links:Website: Panther.comAWS MarketplaceSee how Amazon Web Services gives you the freedom to migrate, innovate, and scale your software company at https://aws.amazon.com/isv/
The construction industry is currently at a significant juncture where the industry's traditional practices begin to converge with new cutting-edge technologies like Artificial Intelligence. AI helps teams to uncover insights, streamline operations, and improve decision-making, making it an emerging powerful partner rather than a tool. Trevor Schick is the CEO of Slate Technologies, a company revolutionizing the construction industry through AI-driven decision support tools. He brings a unique perspective to the industry's technological space, having a career leading global supply chains at major high-tech companies like Apple, Hewlett-Packard, and Motorola. About a decade ago, he started applying lessons about materials and logistics from high-tech industries to the world of construction. He became the CEO of Slate Technologies after initially working with them as a customer. He joined us today to talk about how AI is redefining the possibilities in construction by enhancing safety, minimizing delays, and unlocking the importance of hidden data. HIGHLIGHTS [01:29] Trevor's background in the construction industry. [03:13] Cultural differences at HP, Motorola, and Apple. [07:23] The potential of off-site construction and supply chain innovation. [09:11] AI's role in safety, progress reporting, and linking data in construction. [13:18] The importance of data quality for AI implementation. [17:31] Automatic insights and solutions. [18:56] Perona-based AI tools. [22:11] The benefits of adapting to user perspectives. [25:50] AI's impact on pre-construction and scheduling. [29:22] The importance of AI in centralizing data, reducing time spent, and project estimations. KEY TAKEAWAYS Explore off-site construction and speed up project timelines. Use AI-powered cameras to proactively identify on-site safety risks. Provide clean, structured data to ensure your AI tools deliver accurate insights. Capture and apply lessons learned from past projects using AI. Use human feedback to train and improve AI's problem-solving over time. Encourage your team to see AI as a collaborative partner, not a tool. RESOURCES Connect with Trevor Schick LinkedIn – linkedin.com/in/trevor-schick-97620b9/ Wensite - slate.ai YouTube - youtube.com/@SlateTechnologies Restaurant Recommendation - jeffreysofaustin.com/ 90-Day High-Performance Dashboard You can't afford to let your people drift. To drive real performance, you must coach with clarity and purpose. Use the 90-Day High-Performance Dashboard to: Get clear on what matters most. Drive focused action and accountability. Strengthen trust and deepen relationships. Success doesn't happen by accident. It happens when leaders coach with precision and consistency. Download the 90-Day High-Performance Dashboard here: https://www.constructiongenius.com/high-performance-in-a-new-role Coach your team toward real results — one conversation at a time. Resources to Help You Win in Construction
To listen to the full episode, type "#475 - VO - Shane Parrish - Farnam Street - Clear Thinking: The Decision-Making Expert" on your listening platform.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Doug Lesmerises joined Baskin and Phelps to explain comments made by Ryan Day about expanding automatic bids to the College Football Playoffs, why he made those comments, and how realistic it is to give the SEC and Big 10 more auto bids. He also talked about how NIL is changing the landscape of college football and if it's impacting prospects' draft stock.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3167: Gordon Stein explores how high-quality dividend stocks can serve as a shield against inflation while potentially accelerating portfolio growth. Highlighting examples like Lockheed Martin, Stein illustrates how dividend growth, reinvestment strategies, and careful stock selection can offer rising income and market resilience, even in volatile times. Read along with the original article(s) here: https://cashflowcookbook.com/dividend-stocks-fight-inflation/ Quotes to ponder: "Dividend stocks fight inflation with both a rising stock price and rising dividends." "A dividend growth rate that is above inflation provides income that rises faster than inflation." "Automatic reinvestment of dividends means that you will buy more as the stock price dips and buy less as the price rises, improving your overall investment." Episode references: Vanguard Dividend Appreciation Fund (NYSE:VIG): https://investor.vanguard.com/investment-products/etfs/profile/vig SPDR S&P Dividend ETF (NYSE:SDY): https://www.ssga.com/us/en/intermediary/etfs/funds/spdr-sp-500-dividend-etf-sdy Learn more about your ad choices. Visit megaphone.fm/adchoices
The guys open the show discussing Ryan Day's comments about wanting 4 automatic Big Ten bids in the College Football Playoff.
The people chime in on the CFP automatic bids topic.
Here is a bonus episode for you. Tony Gerdeman of Buckeye Weekly and Kevin Noon of Big Me Kickoff step in for Tom Orr on Buckeyes TomOrrow Morning and have a discussion about Ryan Day, the Big Ten, and the CFP.Ohio State head coach Ryan Day has come out in favor of the Big Ten receiving a set number of automatic bids for the College Football Playoff. In this episode of Buckeyes TomOrrow Morning, hosts Tony Gerdeman and Kevin Noon of BuckeyeHuddle.com discuss Day's comments and the positives and negatives of auto bids. Tony then tries to convince Kevin that auto bids are the best path forward for college football. Will Kevin eventually agree, or will he stand firm in his beliefs that auto bids are the coward's way out?
Ohio State head coach Ryan Day has come out in favor of the Big Ten receiving a set number of automatic bids for the College Football Playoff. In this episode of Buckeyes TomOrrow Morning, hosts Tony Gerdeman and Kevin Noon of BuckeyeHuddle.com discuss Day's comments and the positives and negatives of auto bids. Tony then tries to convince Kevin that auto bids are the best path forward for college football. Will Kevin eventually agree, or will he stand firm in his beliefs that auto bids are the coward's way out?
June 4, 2025 - New York is in the process of setting up a system of automatic voter enrollment, but advocates are already identifying ways to make the effort more expansive. We discuss an enhanced program with Wennie Chin, senior director of community and civic engagement for the New York Immigration Coalition.
In this episode Corey and Christine sit down with renowned anthropologist, author, and food archaeologist Dr. Bill Schindler to dive deep into the ancient art—and science—of bread-making. From the pH of properly fermented sourdough to the impact of properly prepared alcohol, Dr. Schindler brings a wealth of ancestral knowledge and modern research to the table. They discussed why fermentation is essential for bioavailability and digestion, and how ancestral bread differs drastically from what you'll find in today's grocery stores. If you've ever wondered what the "best" bread really is—or whether you should be eating it at all—this conversation is for you! Thank you to our sponsors! Baja Gold Salt Use code MAM10 for 10% off at checkout | https://bajagoldsaltco.com/ Corey's Cookbooks | MAM15 for 15% off | Automatic downloads of three different cookbooks Previous Episodes Mentioned: Eat Like a Human with Dr. Bill and Christina Schindler How to Choose the Best Bread Grain Revival: Fresh Milling, Grain Mills, and the Unsifted Mission with Sarah and Kiera Keeping Starters Strong: Sourdough and Freshly Milled Flour with Courtney Queen The Healing Powers of Freshly Milled Grains with Sue Becker Books Mentioned: The Drunken Monkey Connect with Bill: Modern Stone Age Kitchen Website Modern Stone Age Kitchen Instagram Bill Schindler Instagram Connect with Christine and Corey: @fornutrientssake | https://www.instagram.com/fornutrientssake/ @nourishthelittles | https://www.instagram.com/nourishthelittles/ @modernancestralmamas | https://www.instagram.com/modernancestralmamas/ YouTube | https://www.youtube.com/@ModernAncestralMamas7
The US is gearing up to turn a trade war into a capital war. Trump's signature fiscal bill proposes retaliatory levies on investors from countries the US deems to have “unfair” tax regimes. But what exactly counts as an “unfair” tax? How likely is this to become law? And what could it mean for investors holding US assets or doing business in America? And in today's Dumb Question of the Week: What is capital flight? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
Dear HR Diary - The Unfiltered Truth You Wish They Taught in Management School
Send us a textGrab your coffee—and maybe a calculator—because we're getting real about retirement. In this episode, I sit down with retirement plan whisperer Courtenay Shipley to chat about all things 401(k), from why this benefit is more than just a line item to how we really need to be talking about it with our employees.Whether you're a manager, an HR pro, or someone who just keeps “set up 401(k)” on your to-do list indefinitely (we see you), Courtenay brings the clarity, strategy, and humor needed to finally make retirement planning feel… possible.We talk about: ✅ Why retirement benefits still matter—yes, even for Gen Z ✅ The value of automatic enrollment (hint: it helps people who forget to adult) ✅ Why skipping the company match is like turning down free money ✅ The most common types of 401(k) plans and what makes each one tick ✅ Growth strategies that don't require a finance degree ✅ Communication tips to help employees actually understand their retirement options ✅ Why helping people “get the why” is the key to better participation and less future regretCourtenay also breaks down how to prepare for the transition to retirement and how organizations can support employees at every stage of their financial planning journey.This episode is all about turning that “I'll get to it later” mindset into “I'm on it!” Because let's be honest—future-you deserves a nap on a beach, not a panic attack at 68.Resources Mentioned:
In this episode of Patrick Jones Baseball, the focus is on the mental game, which is often overlooked in favor of physical mechanics. Patrick discusses how understanding the brain's function can lead to improved performance, emphasizing the importance of self-awareness, identity, and focus. He introduces the 'Core Five' strategies to enhance mental skills and addresses the unique mental challenges faced in baseball, including managing expectations and utilizing statistics effectively.The mental game is crucial for player development.Understanding how the brain works can lead to breakthroughs.Players at all levels experience similar fears and doubts.Automatic negative thoughts can hinder performance.Having a clear vision and identity is essential for success.Self-awareness helps players tune into their thoughts and feelings.Focus is a skill that can be trained off the field.Defining success by process rather than outcome improves confidence.Lowering expectations can reduce pressure during games.Statistics can inform better decision-making at the plate."The brain is wired to protect you.""70 to 80% of thoughts are negative.""You are not your thoughts.""What type of player do you want to be?""Focus is a trainable skill.""Lower your expectations for yourself.""Statistics can guide your approach."00:00 The Importance of the Mental Game09:28 Understanding the Brain and Thoughts18:51 Core Five Strategies for Mental Improvement27:59 Navigating Expectations and Mental Challenges32:48 Statistics and Counts in HittingCheck out Patrick's new courseSwing Decisions: How To Master The Strike Zone Hosted on Acast. See acast.com/privacy for more information.
It sounds too good to be true, but there is something you can do that will automatically cause victory in your life! Join Andrew Wommack for this profound teaching on the vital importance of the Word of God. As a part of a series of teachings on Jesus's parables, this episode of Charis Daily addresses Mark 4–The Parable of the Sower & the Seed. For more resources and to view our upcoming conferences and events: www.charisbiblecollege.org.