Podcasts about Automatic

This episode of High Society Radio is an absolute masterpiece of internet audio lore.We look back at Chris Stanley's unhinged musical legacy, dissecting how his classic mashup of Brett Kavanaugh Senate hearings remix "Automatic Still Is" (set to Avicii's Levels) becoming an underground internet sensation. The guys trace the audio's path from its original YouTube upload to viral SoundCloud edits, Spotify distribution, and the unexpected core demographics keeping the track alive today.Plus, Faga drops his unified "Peter Thiel Gay Theory," the guys analyze the corporate PR mechanics behind the Vatican, and we look at the dark future of content generation as AI bots officially destroy online media organic reach. To close it out, Stanley lays out his ultimate vision for transforming GaS Digital into the American WeChat—the all-in-one app for absolute comedy chaos.Drop a comment: Does Stanley's Kavanaugh EDM remix belong in the internet hall of fame? Subscribe for more NYC comedy!Air Date 6/11/26DON'T FORGET TO WATCH FAGA'S NEW SPECIAL "BURN AFTER SAYING" ON THE HSR YOUTUBE PAGE!⁠⁠https://www.youtube.com/watch?v=TxIHJU2LotU⁠⁠Support Our Sponsors!Body Brain Coffee: https://bodybraincoffee.com/ - Grab A Bag of Body Brain Coffee with Promo Code HSR20 to get 20% off!3rd Mic Harrington: https://3rdmicharrington.com/High Society Radio is 2 native New Yorkers who started from the bottom and didn't raise up much. That's not the point, if you enjoy a sideways view on technology, current events, or just an in depth analysis of action movies from 2006 this is the show for you.Chris Stanley is the on air producer for Bennington on Sirius XM.Chris Faga is a lifelong street urchin, a former head chef, county comitteman and supposed comedian.Twitter: https://twitter.com/ChrisFromBklynInstagram: https://www.instagram.com/chrisfrombklynEngineer: DomExecutive Producer: JorgeInstagram: https://www.instagram.com/themharrington/Twitter: https://twitter.com/TheMHarringtonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Should retirees live off dividends and bond interest, or use a total return strategy? Don and Tom tackle one of the most persistent myths in retirement investing: that dividend-paying stocks create safer retirement income. They explain why dividends are not “free money,” how dividend-focused portfolios can create hidden risks, and why most academic research favors a diversified total return approach. The conversation explores dividend traps, covered-call income funds, sustainable withdrawal strategies, and the importance of diversification. They also respond to a listener defending Robinhood's platform, debate gamification in investing, and discuss Philadelphia's new automatic retirement savings program designed to help workers without employer-sponsored plans.0:05 Introduction: Dividend income vs. total return investing1:44 Why retirees are attracted to dividend-focused portfolios2:19 What a total return strategy actually means3:37 The appeal of predictable dividend income4:55 High-yield ETFs and the risks behind the payouts5:03 Why dividends are not free money6:10 Larry Swedroe's argument: dividends are not income6:27 Understanding the dividend trap7:05 Extreme dividend yield example: GMEX Robotics8:35 YieldMax and triple-digit yields9:44 Why academics favor total return strategies10:48 Rebalancing as an income source in retirement11:43 The hidden risks of income-focused products13:30 Bridge-playing and retirement banter14:21 How listeners can submit questions15:12 Listener question: Is Robinhood getting unfair criticism?16:13 Robinhood, gamification, and investor behavior18:18 Why “stodgy” may be good for money management19:53 Philadelphia's new retirement savings initiative20:45 Automatic enrollment and retirement success22:30 Why saving must be made easy23:28 Free portfolio reviews at Appella24:21 Discussion of The Line Uncrossed26:47 Family history and future book possibilitiesQuestions? Comments? Click!

How do we shift the role of teachers from passive curriculum implementers to active classroom architects? This week on Trending in Ed, host Mike Palmer is joined by K-12 math teacher and author Jim Gaona Ellis on the day his new book drops: Educators as Designers: The Hidden Architecture of Learning. Drawing from his unique background transitioning from an architecture student to a global educator across Phoenix, Madrid, and Vienna, Jim brings a fresh, human-centered lens to Universal Design for Learning (UDL). We dive deep into the real-world application of design thinking in the classroom, moving past rigid checklists to focus heavily on the actual problems students face. Key Insights: Deconstructing "Hostile Design" in Schools: Jim explains how hostile urban architecture (like park benches built to deter the unhoused) mirrors common school punishments—such as stripping away a student's lunch period for missing homework. We discuss how these reactions merely mask symptoms rather than addressing root causes like student confusion or forgetfulness. High-Tech vs. No-Tech Classroom Tools: We look at how Jim pairs digital platforms like Desmos to illustrate the immense scale of scientific notation with his absolute favorite tool: a massive, double-page whiteboard that fosters democratic, collaborative learning. AI and the "Illusion of Learning": Recording in 2026, we tackle the double-edged sword of the AI revolution. Jim envisions a massive upside where backend AI instantly identifies learning differences like dyslexia and dynamically adjusts workloads on a slider scale. However, we weigh this against the front-end risk of cognitive offloading, which can rob students of critical thinking and create a false sense of academic progress. Rejecting "Solution Salesmanship": Rather than treating educators as a passive market for pre-packaged tech tools, we advocate for an industry-wide return to respecting teachers as creative thought partners who co-design learning experiences directly with their students. Embracing the Constraints: From navigating shifting cultural norms to managing the industrial "cells and bells" physical structure of school buildings, Jim shares how treating systemic limitations as design puzzles is the ultimate key to teacher longevity and instructional growth. Subscribe to Trending in Ed on Youtube, Apple Podcasts, Spotify, or your favorite RSS player so you never miss a forward-thinking conversation like this one! Timestamps: 00:00 - Introduction and welcoming Jim Gaona Ellis 01:30 - Jim's global journey: Transitioning from architecture to teaching in Phoenix, Madrid, and Vienna 03:30 - What inspired the book and expanding on traditional UDL frameworks 06:30 - Understanding "hostile design" in urban spaces and its parallels in modern classrooms 11:00 - The state of AI in 2026: Automatic backend accommodations vs. the front-end "illusion of learning" 16:30 - Moving past educational "solution salesmanship" to truly respect and empower teachers 20:00 - Classrooms in action: Visualizing data with Desmos vs. the democratic power of whiteboards 22:30 - Overcoming the industrial "cells and bells" model through thoughtful classroom experimentation 30:30 - Final takeaways: How to embrace systemic constraints as a learning designer

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Milan from NanoGPT joins Kenton and Denny to discuss his journey from central banking to building a privacy-focused AI platform powered by crypto. They explore NanoGPT's integration with THORChain, the future of AI payments, and why privacy matters in both finance and artificial intelligence. Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:03:00 Kenton update, Churn, 3.19.100:04:00 Marketing update, signed an agreement with Sal the Agorist and Mark Edge ASK00:06:00 Every single person watching that show should be using THORChain00:07:00 Milan starts, NanoGPT00:09:00 Milan worked for the central bank00:11:00 The central bank was anti-crypto00:12:00 The central bank wanted a button to stop transactions and KYC and the money issuing to be in their hands00:13:00 Why did you decide to work at a central bank00:16:00 Kenton had a friend that worked with the Bank of Canada00:17:00 Milan did not have a good breakup00:19:00 Milan thought subscriptions for AI models was a terrible idea00:20:00 An early user was Erik Voorhees00:21:00 NanoGPT has grown to include all AI models00:22:00 Claude pulled Fable access for everyone00:23:00 NanoGPT is an AI aggregator, 80 providers00:26:00 NanoGPT is the same price or cheaper00:27:00 Kenya man used Nano for medical questions00:28:00 Neobanks are getting shut down, do you run that risk?00:29:00 Big providers make a loss with subscriptions — many people share a subscription00:31:00 They know what we are doing00:32:00 How do customers choose what AI model to use? Automatic or custom?00:34:00 AutoModel checks what kind of question it is and decides the prompt difficulty00:38:00 Website feature00:42:00 CEX story of getting paused00:43:00 Iranian linkage because of $3200:44:00 THORChain and NanoGPT are a great partnership00:47:00 How did the Kenya man figure out you existed?00:48:00 NanoGPT and Venice are competitors?

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Flo Lloyd-Hughes is joined by Jessy Parker Humphreys and Becky Taylor-Gill to chat through England's games against Spain and Ukraine, which left them out of the automatic qualification spots for the 2027 Women's World Cup and into the playoffs. We'll also discuss and update on Alexia's move to London City and the concerning news about Durham's future. Host: Flo Lloyd-Hughes Guests: Jessy Parker Humphreys & Becky Taylor-Gill Producer: Katie Baxter Learn more about your ad choices. Visit podcastchoices.com/adchoices

Clark's teaching mission has always focused on getting you to save every dollar you can for retirement, especially when you can “set it and forget it” through automatic contributions. It's the best way to achieve financial freedom. Smart new initiatives are helping Americans save more:  Automatic Retirement Savings Programs.   Meanwhile, if you feel like your paycheck isn't going as far as it used to, you're right. Comparing what everyday items cost 30 years ago versus today, the math explains why so many hardworking Americans feel completely squeezed. Critical pillars of the American dream have skyrocketed. Check out the link below to calculate your own inflation reality and see how to make your dollars work harder for you. Inflation Calculator - Clark.com Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 10, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark  Automatic Retirement Savings: Segment 1 Ask Clark: Segment 2 Calculating Inflation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] A better way to make saving money easier What Is a 403(b) and How Does It Work? - Clark Howard How I Set My Teens Up for Retirement in 5 Minutes Here's What 26 Everyday Things Cost In The 1990s Vs. 2026 Inflation Calculator - Clark.com Dacia Cars - Good Thinking - Dacia Chase - Payment Choices Matter Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

The best investors aren't necessarily the cleverest, the best-paid, or the most daring. In fact the evidence suggests they're closer to the opposite. We look at the backgrounds and temperaments that may outperform. And in the Dumb Question of the Week: Are cats better stockpickers than fund managers? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Of the many methods people use to communicate with the spirit world, the most intriguing and controversial is automatic writing. In 1917, Nobel laureate poet W.B. Yeats and his wife embarked on a paranormal journey where they used automatic writing to produce Yeats' groundbreaking book “A Vision”. In addition to receiving messages from the spirits, the couple also witnessed other strange, unexplained phenomena. And the ensuing book is considered to be one of the strangest, most divisive works of literary modernism. Join me as I explore the fascinating story of Yeats' experiments with automatic writing. Support: https://buymeacoffee.com/hauntedhappenings Contact: barrypirro@yahoo.com Website: ConnecticutGhostHunter.com

It was another successful night in Páirc Uí Chaoimh for Ireland as they saw off the Dutch in a thrilling game. With automatic qualification for Brazil 2027 now a possibility, Kathleen McNamee was joined by Karen Duggan, Scarlett Herron and Emma Carroll to reflect on the night and look ahead to the big game against France on Tuesday.Republic of Ireland Football on Off The Ball with Cadbury #CadburySupporterAndAHalf

It was another successful night in Páirc Uí Chaoimh for Ireland as they saw off the Dutch in a thrilling game. With automatic qualification for Brazil 2027 now a possibility, Kathleen McNamee was joined by Karen Duggan, Scarlett Herron and Emma Carroll to reflect on the night and look ahead to the big game against France on Tuesday.Republic of Ireland Football on Off The Ball with Cadbury #CadburySupporterAndAHalf

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

At NAB 2026, Chuck Joiner talks with Ryan Burke, Portfolio Director for RØDE about the new RodeLink 2 UHF wireless system, developed with Lectrosonics expertise. The discussion covers interference-resistant UHF performance, 32-bit float recording, timecode, adaptive power, battery life, and removable storage media.  Ryan also provided a look at the new RODECaster Studio AI audio editing app for podcasters.  Show Notes: Chapters: 00:03 Introduction from NAB 2026 00:10 Why RØDE remains a favorite stop at the show 00:33 Introducing the RodeLink 2 UHF wireless system 01:04 How Lectrosonics expertise influenced the new system 01:22 Why UHF helps avoid interference and body blocking 01:50 Receiver, transmitters, and creator-focused design 02:04 32-bit float recording, timecode, and USB output 02:45 Receiver-based control and sub-gigahertz communication 03:14 Starting and stopping transmitter recording remotely 03:35 Automatic frequency scanning and backup frequency hopping 04:10 Adaptive output power and battery optimization 04:46 Timecode accuracy and sync performance 05:17 Pricing, availability, and included accessories 05:38 Battery life expectations in different production settings 06:14 MicroSD recording and removable storage 06:42 RodeLink 2 as the standout product of the show 07:04 Introducing the RODECaster Studio app 07:30 AI-assisted podcast editing and highlight creation 08:04 Removing filler words, profanity, false starts, and mistakes 09:00 Regenerating corrected spoken words with natural cadence 10:03 Speaker recognition and saved audio fingerprints 12:34 Pricing, beta access, and subscription tiers 13:17 Rodecaster hardware integration and cloud upload workflow 13:49 Security questions around AI cloud processing 14:12 RØDE's in-house infrastructure and processing approach 14:48 Waitlist information and wrap-up Links: Sign up link for RØDECASTER STUDIO: https://studio.rode.com Support: Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect: Web:      http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices Mastodon:      https://mastodon.cloud/@chuckjoiner Facebook:      http://www.facebook.com/chuck.joiner MacVoices Page on Facebook:      http://www.facebook.com/macvoices/ MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice LinkedIn:      https://www.linkedin.com/in/chuckjoiner/ Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

At NAB 2026, Chuck Joiner talks with Ryan Burke, Portfolio Director for RØDE about the new RodeLink 2 UHF wireless system, developed with Lectrosonics expertise. The discussion covers interference-resistant UHF performance, 32-bit float recording, timecode, adaptive power, battery life, and removable storage media.  Ryan also provided a look at the new RODECaster Studio AI audio editing app for podcasters.  Show Notes: Chapters: 00:03 Introduction from NAB 2026 00:10 Why RØDE remains a favorite stop at the show 00:33 Introducing the RodeLink 2 UHF wireless system 01:04 How Lectrosonics expertise influenced the new system 01:22 Why UHF helps avoid interference and body blocking 01:50 Receiver, transmitters, and creator-focused design 02:04 32-bit float recording, timecode, and USB output 02:45 Receiver-based control and sub-gigahertz communication 03:14 Starting and stopping transmitter recording remotely 03:35 Automatic frequency scanning and backup frequency hopping 04:10 Adaptive output power and battery optimization 04:46 Timecode accuracy and sync performance 05:17 Pricing, availability, and included accessories 05:38 Battery life expectations in different production settings 06:14 MicroSD recording and removable storage 06:42 RodeLink 2 as the standout product of the show 07:04 Introducing the RODECaster Studio app 07:30 AI-assisted podcast editing and highlight creation 08:04 Removing filler words, profanity, false starts, and mistakes 09:00 Regenerating corrected spoken words with natural cadence 10:03 Speaker recognition and saved audio fingerprints 12:34 Pricing, beta access, and subscription tiers 13:17 Rodecaster hardware integration and cloud upload workflow 13:49 Security questions around AI cloud processing 14:12 RØDE's in-house infrastructure and processing approach 14:48 Waitlist information and wrap-up Links: Sign up link for RØDECASTER STUDIO: https://studio.rode.com Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Are you still in alignment with the goals and manifestations you set at the beginning of the year, or has the busyness of life swept you away? Join Robyn Benelli for a deeply restorative, guided Reiki journey to look back at your last six months, connect with your past self, and evaluate what still holds life force for your path forward. Grab a pen and paper for automatic writing as we travel across the Bridge of Light to the River of Life and the Reflection Pool to uncover the deeper intentions behind your dreams. Key Insights Visiting Your Timeline at the River of Life: Standing by the primordial waters of creation allows you to non-judgmentally witness the version of yourself from six months ago. This perspective helps you see exactly what has changed, what has stayed the same, what has come to fruition, and how much you have grown in empowerment. Uncovering Deeper Intentions at the Reflection Pool: Often, the physical manifestations we ask for are just the surface layer. Looking into the reflection pool helps you discover the deeper soul needs beneath your goals, revealing whether an intention has naturally completed, softened, or is ready to transition into a new form. Aligning Across Time and Space: Activating the distance symbol during a guided journey enables you to securely connect with past and future versions of yourself. This deepens your awareness of your multi-dimensional timeline, helping you integrate past lessons so you can confidently take your "one next step" in the present. The Power of Automatic Writing in Reiki: Automatic writing bypasses the critical, analytical mind by letting the information channel directly with the Reiki energy. By putting pen to paper without evaluating the words, you allow your higher consciousness to reveal what your ordinary mind might be blocking. People Also Ask (FAQ) What do I do if my beginning-of-the-year goals have completely changed? It is completely natural for goals to shift, soften, or lose momentum over six months. A mid-year check-in is about recognizing how your healings and empowerments have changed who you are today, allowing you to move forward with what still holds life force.  How does automatic writing work during a guided meditation? Automatic writing is the practice of letting information flow freely through you without processing or evaluating it first. In a Reiki channel, you simply keep your pen moving across the paper, trusting that the high-vibration energy is bringing forth direct guidance from your higher thought and intuition. What is the "Reflection Pool" in a Reiki journey? The Reflection Pool represents a sacred space in the third level of consciousness where you can see your true nature reflected. It allows you to look beneath the surface of your daily busyness to find the ultimate truths of your soul, revealing the authentic essence of what you are truly calling into your life. Connect with Robyn and Colleen Website: https://reikilifestyle.com Podcast: https://reikilifestyle.com/podcast/ Community: Join our next Distance Reiki Share: https://reikilifestyle.com/reiki-share/ **DISCLAIMER** This episode is not a substitute for seeking professional medical care but is offered for relaxation and stress reduction, which supports the body's natural healing capabilities. Reiki is a complement to and never a replacement for professional medical care. Colleen and Robyn are not licensed professional healthcare providers and urge you to always seek out the appropriate physical and mental help professional healthcare providers may offer. Results vary by individual.  

Para salir en las respuestas de ChatGPT.Automatización con Make.De lista de YouTube a resumen de ChatGPT a mi blog.Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/seo-para-google--1693061/support.Newsletter Marketing Radical: https://marketingradical.substack.com/welcomeNewsletter Negocios con IA: https://negociosconia.substack.com/welcomeMis Libros: https://borjagiron.com/librosSysteme Gratis: https://borjagiron.com/systemeSysteme 30% dto: https://borjagiron.com/systeme30Manychat Gratis: https://borjagiron.com/manychatMetricool 30 días Gratis Plan Premium (Usa cupón BORJA30): https://borjagiron.com/metricoolNoticias Redes Sociales: https://redessocialeshoy.comNoticias IA: https://inteligenciaartificialhoy.comClub: https://triunfers.com

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

The Powell era is over — a pandemic, two wars, and the worst inflation in four decades. We ask whether JPow did a good job, or just survived it. Now Kevin Warsh inherits the chair. But what actually changes? Beneath the handover lie bigger questions: what a central bank is really for, who it answers to, and whether any of it works the way they claim. --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Budgeting has a branding problem. For a lot of people, it feels restrictive, shame-filled, tedious, and honestly kind of like financial punishment. But what if the problem is not you? What if the problem is that what you've been calling budgeting is really just tracking where your money already went? In this episode, Shari Rash, founder of GWA Wealth, talks with Shana and Vanessa of Budget Besties and the Financial Coaching for Women Podcast about why traditional budgeting fails so many people and what actually makes a money system stick. They explain why tracking every transaction is not the same thing as budgeting, why checking your bank account and hoping for the best is not a plan, and why separating your money into spending and savings buckets can create more freedom, not less. You'll hear how their digital envelope system works, why annual and irregular expenses are usually the things that blow up your budget, and how automation can help you stop relying on willpower. They also get into the credit card points debate, why using a credit card can make it harder to stick to a budget, and why nobody built real wealth from points alone. Cute perk? Maybe. Financial plan? Absolutely not. Check out Shana and Vanessa's Free Money Stress Quiz You'll hear: Why budgeting feels so shame-filled for so many people The difference between tracking and true budgeting Why your budget needs to include annual and irregular expenses How digital spending buckets can replace old-school cash envelopes Why separating bills from spending can create more clarity How to automate bills, savings, spending, and investing Why credit card points may not be worth it if they keep you disconnected from your numbers The simple first step Shana and Vanessa recommend if your budget has never worked before If you've tried budgeting and felt like you failed, this conversation will help you see that maybe the system failed you. Budgeting should not be about obsessing over every transaction. It should be about giving your money a job before it disappears. If you want help building a financial plan that connects your cash flow, investing, savings, and bigger life goals, learn more about working with Shari Rash and GWA Wealth at gwawealth.com. Follow Everyone's Talkin' Money on your favorite podcast app so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Knowing what to do is not the same as being able to do it consistently. Episode #259 — Turbo Talk

No he didn't! You have to hear his explanation for this blasphemy! Plus Seer Mari gives us all a spiritual reading for the week. 

Join the conversation with C4 & Bryan Nehman.  Governor Moore to sign automatic charging bill.  More bombs dropping in Iran.  A recap of yesterday's interview with Carroll Co Sheriff Jim DeWees.  Should all tech including phones & laptops be removed from schools.  Former governor of MD Larry Hogan joined the show discussing the Hogan Institute.  Listen to C4 & Bryan weekdays from 5:30-10am on WBAL News Radio 1090, FM 101.5 & the WBAL Radio app!!

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

On this week's episode of The MacRumors Show, we discuss Apple's WWDC 2026 keynote date, the sweeping Siriredesign coming in iOS 27, Apple's latest accessibility feature previews, and the hinge troubles reportedly plaguing the foldable iPhone ahead of its expected launch in the fall.Apple this week confirmed its ‌WWDC 2026‌ keynote for June 8 at 10 a.m. Pacific Time, with the conference running through June 12. The event is expected to introduce ‌iOS 27‌, iPadOS 27, macOS 27, watchOS 27, tvOS 27, and visionOS 27, with developer betas available immediately after the keynote and public releases following in September. The focus is expected to be on Apple Intelligence and AI advancements across its platforms. No major hardware announcements have been rumored for the keynote, but we are overdue seeing a new "homeOS" platform for a tabletop or wall-mounted smart home hub, though launch timing remains unclear.Bloomberg's Mark Gurman reports that ‌iOS 27‌ will bring a sweeping ‌Siri‌ redesign, evolving the assistant into a full chatbot designed to compete with ChatGPT, Claude, and Gemini. For the first time, ‌Siri‌ will apparently have a dedicated app, showing a grid or list of past conversations with support for favoriting, searching, and starting new chats, all using iMessage-style chat bubbles.‌Siri‌ will also purportedly be integrated into the Dynamic Island, where triggering it will show a "Search or Ask" prompt with a glowing cursor; results appear as a translucent card, and pulling it down opens a full conversation mode. ‌Siri‌ is set to replace Spotlight search, though Suggestions will remain and gain access to more user data.Users will be able to set chats to auto-delete after 30 days, one year, or never. The app could also launch labeled "beta" despite years of development, and is powered by Google Gemini, though Apple is said to be reluctant to emphasize that given Google's reputation as an advertising business.Separately, Apple this week previewed new accessibility features coming later this year, ahead of Global Accessibility Awareness Day, as is Apple's annual tradition. Among the highlights: VoiceOver Image Explorer uses ‌Apple Intelligence‌ to generate detailed descriptions of images, scanned bills, and personal records throughout the system; the Action button can now be used to ask questions about what the camera sees, with natural language follow-up supported; and Voice Control is getting a natural language upgrade that lets users describe on-screen elements in their own words rather than memorizing exact labels. Automatic captions for personal videos will also arrive, generated on-device for recorded videos, received from friends, or streamed online. The features are expected to launch with ‌iOS 27‌, iPadOS 27, ‌macOS 27‌, tvOS 27, and visionOS 27 in September.Finally, Apple's “iPhone Ultra" reportedly hit a new obstacle this week, after Weibo leaker "Instant Digital" posted that trial production has run into a serious hinge reliability problem. According to the leaker, the hinge is consistently failing Apple's quality control under high-frequency open and close testing, eventually producing audible rattling, and the issue "must be solved with absolute perfection, otherwise progress will remain stalled."That broadly aligns with a DigiTimes report from April that placed production one to two months behind schedule, with mass production now pushed from June to August. Bloomberg's Gurman has pushed back on a Nikkei report suggesting the device could slip to 2027, calling it "off base", and expects the foldable iPhone to land around the same time or soon after the iPhone 18 Promodels; if it does launch in September, supply is expected to be constrained, with some reports suggesting customer availability could slip as late as December.The foldable iPhone is rumored to be called the "iPhone Ultra" and is expected to start at over $2,000, with one report citing $2,500, which would make it the most expensive iPhone ever.Ready to tackle bigger problems? Get started with Claude today at — Claude.ai/mac

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In this deeply personal first solo episode of the Clarity to Consciousness, Kristen Leigh Griffiths opens up about the hidden wound that has quietly shaped much of her life: the feeling of not being “enough.”Kristen shares the story behind finally stepping into her own voice after 39 episodes of interviewing others, revealing how struggles with self-worth, fear of taking up space, and subconscious limiting beliefs delayed her first solo episode.Inspired by a transformative women's spiritual retreat and deep reflection on her Chiron placement in astrology (known as the “wounded healer”) Kristen explores themes of consciousness, healing, intuition, perspective, victimhood, spiritual awakening, and personal transformation.She also shares a powerful automatic writing message she received from her higher self: a reminder to “put on the worthiness crown.”

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Today, Dr. Killeen explores a powerful idea from behavioral economics about how busy schedules shrink our mental bandwidth. When we feel rushed, we stop making thoughtful decisions and begin defaulting to automatic responses, especially saying yes to things without fully thinking them through. Those small yeses can quietly take over your time and attention. Meetings, interruptions, and nonessential tasks can slowly pull you away from the priorities that matter most. Strong leadership requires space to think clearly. Sometimes a simple pause before answering is enough to make better decisions and take back control of your schedule.

You set up your 401(k) contributions years ago. They go out of your paycheck automatically, before you even see the money. You've been doing this for years. And you've been telling yourself you're saving for retirement. You're not saving. You're investing. Automatically, often without much thought, into a market-linked account where the value can drop without you withdrawing a single dollar. https://www.youtube.com/live/ISSLntYMpig That distinction isn't just semantic. It explains why so many high-earning, responsible people feel like they're not making real financial traction even when they're doing everything they were told to do. I've worked with clients across this exact transition for years. And what Bruce Wehner and I talked through on the podcast this week gets to the root of it. Not which products to use. The order. Save automatically. Invest intentionally. Get that order right and everything changes. Key TakeawaysThe Difference Between Saving and Investing (And Why Most People Get It Wrong)What About Inflation?The Language ProblemWhy the Default Financial Playbook Works Against YouThe Automatic Investing TrapThe Syndication Cautionary TaleThe Savings VoidHow the Wealthy Reverse the SequenceThe Personal Economic ModelThe Client Who Saved His Way to RetirementLifestyle Creep: The Silent UnderminerWhy You Save Automatically, and What That Frees You to DoThe Counterintuitive LogicWhat Gets Freed UpWhy Interrupting the Compounding Curve Costs More Than You ThinkWhat Interruption Actually CostsWhat It Means to Invest Intentionally, and How to Know If You AreInvestor DNAReal Due Diligence in the Current EnvironmentSafety, Liquidity, and GrowthThe Savings Vehicle That Bridges Both StagesHow It Works in PracticeThe Death Benefit BackstopWhere Saving and Investing Fit in the Wealth Creator's Cash Flow SystemChange the Order, Change the OutcomeBook A Strategy CallFrequently Asked QuestionsWhat is the difference between saving and investing?Why is automatic 401(k) investing not the same as saving for retirement?How do I start saving automatically?What does intentional investing actually mean?How does whole life insurance fit into saving automatically?Why do wealthy people save before they invest? Key Takeaways Saving and investing are not the same thing. Saving has a dollar-value floor - your $100 stays $100. Investing doesn't - the value can drop without you touching a cent. Most people have been calling one thing the other. The order you do them in determines your financial outcome. The default playbook is: invest automatically first, spend second, save whatever's left. The wealthy do it in reverse: save automatically first, spend from what remains, invest intentionally from the surplus. Automatic 401(k) contributions are investing, not saving - and doing them without due diligence, in a market-linked account you don't control, is a bet most people don't realize they're making. Automating saving is a cognitive strategy, not a cop-out. It removes a high-stakes decision from your mental queue, so your best thinking goes toward evaluating actual investments, where discernment genuinely matters. Interrupting the compounding curve is more costly than it looks. The exponential gains happen late in the cycle. Most people never get there because they restart the clock repeatedly by spending, redirecting, or skipping months. Intentional investing means deploying capital into things you understand, with control, sized to what you actually have, not automatically following historical performance into deals you don't fully understand. The Difference Between Saving and Investing (And Why Most People Get It Wrong) Let's start with a precise definition, because the confusion between these two things is where most of the problem lives. Saving is placing money somewhere it cannot lose dollar value. If you put $100 into a savings vehicle, those $100 will be there when you come back. The amount won't become $60 or $80 because of market conditions. You haven't taken the money out. No one stole it. It's just there, in full, because you put it there. Investing is different. When you invest, you're placing capital somewhere it has the potential to grow, but also to lose value. Not because you withdrew anything. Because the asset itself dropped. You can wake up to an account statement showing your $100 is worth $50, and that's investing. What About Inflation? This is where people push back, and it's a fair point. Inflation erodes the purchasing power of savings over time. That's real. But what often gets missed is that inflation erodes investments too. The same monetary forces that reduce what your saved dollars can buy are working on your invested dollars simultaneously. And an investment loss on top of inflation doesn't solve the inflation problem. It doubles it. Losing hundreds of thousands of dollars in a badly-timed deal isn't an inflation hedge. It's your money going backward at speed. The distinction we're drawing is about the dollar-value floor. Savings has one. Investing doesn't. That's it. The Language Problem The reason this gets so muddled is that the phrase "saving for retirement" has become the universal shorthand for 401(k) contributions, which are, by this definition, investing. Money in market-linked funds can drop. It has dropped. For many people, it's dropped dramatically at exactly the wrong moment. Calling that saving doesn't make it safer. It just makes it harder to think clearly about what you're actually doing. Why the Default Financial Playbook Works Against You Here's how most working Americans handle their money, in order: First, a payroll deduction flows automatically into a 401(k) or similar vehicle before the money arrives in their account. Then spending happens. Then, if anything is left at the end of the month, it might get saved. Maybe. The sequence is: invest first, spend second, save whatever remains. The problem isn't the investing. It's what that order produces in practice. The Automatic Investing Trap That first move, the automatic 401(k) contribution, is made without active due diligence, without specific knowledge of the underlying assets, and without meaningful control over timing or allocation. For most people, the decision is: pick a fund from a list, or accept the target date fund default. That's it. Target date funds are a genuine improvement over doing nothing. They diversify automatically and grow more conservative as you approach retirement. Financial advisors help take emotion out of the process, which matters more than most people realize. These are real improvements. But they don't solve the core problem. You've still lost control of that capital. You face future tax liability. And if you need access to it before retirement, the options are limited, costly, or both. The Syndication Cautionary Tale Bruce has been in over 6,000 client meetings. And one thing he's seen play out repeatedly in recent years is what happens when the "must always be invested" mindset runs into a changing economic environment. A lot of people deployed capital into real estate syndications because the historical performance looked strong and the tax benefits were real. What they didn't fully evaluate was what happens when interest rates rise sharply, and when deals structured around balloon-payment loans need to be refinanced. Rates went up. Sponsors couldn't refinance. Distributions stopped. In many cases, that capital is effectively gone. Not because real estate is a bad investment category. Because people committed capital without evaluating the current monetary environment, and instead relied almost entirely on historical performance as their due diligence. The people who pushed that money in because they felt they couldn't afford to leave it sitting somewhere safe are the ones who lost. Their money didn't just fail to outrun inflation. It evaporated. The Savings Void Because saving is residual in the default sequence, it often doesn't happen at all. By the time spending is done, there's nothing left to put aside. And that's the trap. When a genuinely good investment opportunity appears, there's no capital ready to move on it. The people who can act are the ones who built up savings first - liquid, available, usable cash that's safe and in their control. The others watch the opportunity pass. How the Wealthy Reverse the Sequence The pattern Bruce sees consistently across his wealthiest clients is the opposite of the default. They save automatically first. They determine spending second. They invest intentionally from what remains. The order of priority is reversed, and everything that follows is different because of it. The Personal Economic Model Think of your money as moving through a system. Income arrives. Taxes come out. Then every dollar faces a decision. The first and most important decision isn't to save or invest. It's: how much of this am I going to spend? Spending less than 100% of what you earn is the prerequisite for everything else. It sounds basic, but it's the step most people skip conceptually, even when they think they're doing it.  The Richest Man in Babylon put it plainly: set thy purse to fattening.  A part of all that you earn is yours to keep. Mike Michalowicz made the same argument for businesses in Profit First. If you wait to see what's left after spending, there won't be anything left. There never is. Once you've decided what you're keeping, the next question is the order. Save first, spend from what remains, then invest intentionally from the surplus you've built. The Client Who Saved His Way to Retirement Bruce shared a story that most financial commentators would dismiss as a cautionary tale, but it's actually the opposite. One of his clients kept his 401(k) in a money market account for his entire c

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Stop Starting Over and Break the Moderation CycleIf you feel like you keep repeating the same cycle with drinking, doing well, slipping, feeling shame, and starting over again, this episode is for you.In this episode of the Sober Vibes Podcast, I break down why emotional drinking follows predictable patterns and how to build a sobriety routine that helps staying sober feel more automatic.If you're stuck in the moderation cycle or trying to stop drinking without constantly resetting, this episode will help you understand the deeper pattern underneath it.In This Episode, You'll Learn• why the moderation cycle keeps repeating • the emotional drinking script: stress → drink → shame → reset • where coping patterns around alcohol often begin • why “starting over” can reinforce shame and inconsistency • how to replace emotional drinking with healthier coping habits • how small routine shifts help support long-term sobriety • how to create a sobriety plan that works in real life • why staying sober becomes easier with systems instead of willpowerYour drinking pattern is not random.It's a learned script.And once you start changing the script, you start changing the outcome.Ready for Support? Here Are 3 Ways to Work With Me:• Stop Starting Over Program• Sobriety Circle• 1:1 Sober Coaching Gain access to my Masterclass when you submit a review on iTunes. Email me sobervibes@gmail.com with a screenshot of the review, and I will send you the code to unlock my Masterclass for free!Thank you for tuning in!Thank you for listening! Help the show by Rating, Reviewing, and/or Subscribing to the Sober Vibes Podcast.Connect w/ Courtney:InstagramJoin the Sobriety CircleApply for 1:1 CoachingOrder the Sober Vibes Book

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763

Download Chilling to watch Gale: Yellow Brick Road, and stream hundreds of other films and award winning horror audiobooks! Click here or just search Chilling in your app store! https://apps.apple.com/us/app/chilling-horror-movies-more/id1545878763