Podcasts about real numbers

One of the most searched questions in Disney vacation planning is how much a Disney trip actually costs. In this episode, we are giving you real numbers, not vague ranges, so you can figure out exactly what a Disney World vacation could look like for your family. We break down the four main budget categories- resort, tickets, food, and the extras nobody talks about- and walk through what you are actually paying for at each resort tier, from value to deluxe. We also cover park ticket pricing, realistic daily food budgets, and the costs that quietly add up, such as Lightning Lane, Memory Maker, and airport transfers. Then we put it all together with three real budget examples for a family of four for five nights: a budget-friendly trip, a mid-range trip, and a deluxe trip, so you have something concrete to plan around. If you have been wondering whether a Disney vacation is actually possible for your family, this episode will give you the clarity you need.

You went looking for Infinite Banking, or maybe "be your own bank," and a max funded IUL came back as the answer: market-linked growth, tax-free access, no downside. On paper, it sounds like whole life, only better. https://youtu.be/UMTiXDmYNok A max funded IUL is an indexed universal life policy funded at or near the maximum premium the IRS allows before the contract becomes a modified endowment contract. It's not a separate product, but a funding decision applied to an ordinary IUL that pushes cash value growth harder while offsetting internal costs. Max funding gets invoked to explain why an IUL didn't work: you just didn't fund it hard enough. But a product that needs funding to its legal ceiling to perform as illustrated says something about the product, not just the strategy. Max funding improves the odds. It doesn't remove the fragility underneath. What Is a Max Funded IUL?Why Max Funded IULs Are Marketed So AggressivelyThe IUL Fees the Illustration Doesn't Show YouWhy Your Credited Return Is Not the Index's ReturnThe Rising Cost of Insurance Inside an IULCan a Max Funded IUL Still Lapse?Max Funding a Whole Life Policy InsteadWhen Max Funding an IUL Makes SenseWhat to Ask Before You Fund OneBook a Strategy CallFrequently Asked QuestionsWhat is a max funded IUL?What does max funding an IUL actually mean?How does a max funded IUL work?Is a max funded IUL better than a 401(k) or Roth IRA?Can a max funded IUL still lapse?Can you max fund a whole life policy instead? Key takeaways: Max funding is a funding strategy, not a distinct product. There's no "max funded IUL" you buy off the shelf. A zero-crediting year isn't a flat year: fees still come out, and growth compounds off a permanently lower base. The insurer can change your cap, participation rate, and spread once a year, without asking first. Max funding defers lapse risk. It doesn't eliminate it. Apply the same instinct to whole life, and you get the guarantees an IUL was never built to offer. What Is a Max Funded IUL? A max funded IUL, sometimes called a maximum funded indexed universal life policy, is an indexed universal life policy funded at or near the highest premium level the IRS permits before crossing into modified endowment contract status. There's no separate product line behind the term, just this definition. A few people write it as "max funded indexed universal life" or shorthand it to "max fund IUL"; all of it points to the same funding decision. Every universal life policy quotes two premium figures: a minimum, the least you could pay and still have a shot at sustaining the death benefit if the index cooperates, and a maximum, the most the IRS allows before the tax treatment changes. Max funding means paying near the top of that range. More dollars in means more dollars exposed to crediting: 10% on $100,000 of premium is $10,000; the same 10% on $10,000 is $1,000. One term worth pinning down: a modified endowment contract, or MEC. The IRS caps how much premium can go into a permanent policy while preserving tax-free access. Cross that limit and the policy still grows tax-deferred, but access gets taxed, including policy loans, tax-free in every other context. (Consult a licensed tax professional on how §7702 and §7702A apply to your contract.) The distinction everything else here rests on: this isn't a different kind of policy, just a decision about how much premium goes into an IUL. You'll sometimes see it called an overfunded IUL, which is just another name for the same funding choice, not a separate product to shop for. And it's worth flagging now: you can max fund a whole life policy the same way. For a full breakdown of how an indexed universal life policy works, see what an indexed universal life policy is. Why Max Funded IULs Are Marketed So Aggressively Before picking apart max funding, it's worth saying plainly: the appeal is real. A max funded IUL has genuine features that draw in smart, financially literate people, and pretending otherwise would make the rest of this article dishonest. It offers tax-deferred growth with tax-free access through policy loans, no annual contribution ceiling like a 401(k) or Roth IRA imposes since capacity is governed by the death benefit purchased, a 0% floor marketed as downside protection, an included death benefit, and in strong index years, the possibility of double-digit credited growth. The most effective version shows up as a retirement play: a tax-free income vehicle for people phased out of Roth eligibility or maxed on contribution room elsewhere. We won't unpack that comparison; we cover IUL-for-retirement here. Bruce and I both make this concession without hesitation: the instinct behind max funding is correct. It flips the usual "buy the most death benefit for the least premium" logic on its head and treats a permanent policy as a place to store and access capital instead. The open question isn't whether to max fund, but which product deserves it. The IUL Fees the Illustration Doesn't Show You IUL fees are disclosed, sitting in the contract right now, but rarely walked through in the illustration or the sales conversation, so buyers routinely agree to a fee structure they've never once seen quantified. Give the product its due: disclosure is a genuine point in its favor. Whole life keeps most costs internal, priced against guarantees, so an actuary can tell you exactly what those costs do to cash value over time. An IUL has no such floor, so the same load fee taken from a smaller balance next year does more damage, and the shortfall compounds forward. One misconception worth correcting: indexed crediting doesn't mean your premium is invested in the index. The insurer manages the underlying assets and hedges its own exposure as it sees fit. Surrender charges also tend to run larger on an IUL than on whole life, relevant only if you actually surrender; whole life's rough equivalent is simply lower cash value in the early years. This is where max funding earns its name: it exists to outrun these fees through sheer volume, which means the strategy's own proponents are conceding the drag is real. The illustration never asks what happens if the funding doesn't outrun it. For the full risk picture beyond fees, see dangerous truths about IUL risks. Why Your Credited Return Is Not the Index's Return The 0% floor isn't free. It's purchased with three mechanisms the insurer can adjust annually: a cap ceilings the credited rate, a participation rate credits only a percentage of the gain, and a spread is a hurdle the index must clear before anything credits. The worked numbers are below. One "uncapped" strategy runs a three-year point-to-point at 60% participation: the index gains 30% over three years, but the policyholder is credited 18%, roughly 6% annualized. "Unlimited" is doing marketing work the mechanics don't back up. MechanismWhat it doesWorked exampleCapCeilings the credited rate15% cap, index gains 25%, credited 15%Participation rateCredits a percentage of the gain80% of a 15% cap, credited 12%SpreadDeducts a hurdle before crediting3% spread, index gains 8%, credited 5%0% floorPrevents index-driven loss, fees still deductedIndex falls 15%, credited 0%, fees still come out The insurer can change the cap, participation rate, and spread once a year, without your consent. It's disclosed, not misconduct, just a term rarely explained. With fifteen indexes and multiple crediting strategies on offer, a policyholder can face well over a hundred permutations, which reads as control and functions as confusion. Now the zero-year mechanics, the single most important thing to understand here. A zero-crediting year is not a flat year: fees still come out, pulled from a smaller cash value, and the next year's crediting compounds off that lower base. A zero in year eight of a $3-million, thirty-year projection doesn't just mean missing that year's interest , it resets the compounding base permanently, and when the index drops, the insurer's hedging costs rise too, so you lose nothing to the index and still lose money. Agents say zero is your hero, then illustrate 30 years at a flat assumed rate, often 6.45% or 6.85%, sometimes a more conservative 5.25% column, without a single zero year anywhere in the projection. Both claims can't be true at once. Average isn't actual either: $100,000 down 20% is $80,000, and up 20% from there is $96,000, not $100,000. For an independent take on these mechanics, see Todd Langford's analysis of indexed universal life. The Rising Cost of Insurance Inside an IUL IUL insurance charges are priced as annually renewable term. The cost re-prices every year based on age, and it climbs. Max funding puts more premium in to help absorb it, but doesn't change the fact it keeps rising. The climb accelerates: something like $10 more from age 55 to 56, then $14, then $22, then $35. Whole life prices base-policy mortality cost across the entire life of the contract with a defined endowment point built in, so early years cost more relative to a small cash value and later years cost less relative to one grown large enough to absorb them. Bruce has personally seen carrier illustrations where mortality cost inside an IUL becomes severe around age 77, with the in-force death benefit graph turning sharply downward within a couple of years, even under continued maximum contributions. That's his observation from specific illustrations, not a universal threshold. That leaves the policyholder in a rough spot decades in: pay materially more than illustrated, or give up a policy funded faithfully for thirty years. This is the cost max funding is supposed to outrun, and the one cost that climbs on a schedule funding can't influence. Can a Max Funded IUL Still Lapse? Max funding reduces lapse risk. It does not remove it,...

This week's show, after a botched 1974 Big Star belt: brand new The Tubs, DIIV, Deep Sea Diver, Johnny Marr, Sunday Mourners, Real Numbers, Richard Thompson, and Paul McCartney, plus The Regents, Temptations, Pretty Things, Nazz, Burl Ives, Dave Robins...

Discover the real cost of AC repair in San Diego, from minor fixes to major replacements. Learn the 50% rule, why maintenance saves thousands, and how to avoid costly surprises when your system breaks down.Info: https://pointlomahomepros.com/news/ac-repair-in-poway-ca-prices-finding-the-best-company/ Point Loma Home Pros City: San Diego Address: 4990 Viewridge Ave Website: https://www.pointlomahomepros.com

Should you rent or buy? Turns out the "adult" thing to do isn't always the smart financial move. This week, Vivian sits down with Amanda Pendleton, Home Trends Expert at Zillow, to break down why the old rules of real estate don't apply anymore, and what actually makes sense for your life instead of your parents' life. In this episode, Vivian and Amanda cover: 1. Why the "buying means you've made it" mindset is so hard to shake, whether Gen-Z's fears about never owning a home are actually justified, and the cities right now where renters come out ahead financially, even over 30 years. 2. The real questions to ask before you ever open a mortgage calculator, whether "throwing money away on rent" is actually true, and the hidden costs, taxes, insurance, maintenance, HOA fees, that blow up most people's math. 3.What to do if you don't have 20% saved, the down payment assistance programs most first-time buyers don't know exist, and the one piece of conventional real estate wisdom Amanda thinks you should ignore. Keep up with Amanda at https://www.linkedin.com/in/amanda-pendleton-b0b98056/.  Learn more about Zillow's BuyAbility calculator https://www.zillow.com/homeloans/buyability/ and try out the rent vs buy calculator https://www.zillow.com/rent-vs-buy-calculator.  Find the Zillow Plan tab https://www.zillow.com/plan.  Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hola mi gente! This week I'm switching things up. My husband Ray is joining me in an actual whole ass podcast studio to talk about the real estate business we've started building: house flipping. We closed on our first fixer-upper here in Florida, in cash, and we're pulling back the curtain on why we did it, what the real numbers look like, and how we keep being business partners from turning into a threat to our marriage.WE GET INTO: 00:00 Welcome to the studio: meet Ray02:03 Ray's construction background (his dad and grandfather taught him everything)09:41 Why they sold the Puerto Rico condo to fund this12:50 Finding the house: the comps, the negotiation, closing at $140K19:21 Inspection day: the good, the bad, and the roaches24:17 The full renovation scope, room by room34:04 The real numbers: budget, target sale price, profit margin38:59 How they split roles: the LLC, the credit card, the labor45:10 Keeping the flip from taking over the marriage47:44 Rapid fire: who's most likely to...51:27 Plan B if it doesn't sell54:42 Final thoughts: budgeting for the unexpectedKEY TAKEAWAYS:→ You don't need a mortgage to get started, but you do need liquidity and a plan for where that cash comes from→ Comps are everything. Know what renovated properties are actually selling for before you fall in love with a "deal"→ Budget for the worst case on every line item (roof, HVAC, electrical) so a surprise doesn't wreck your numbers→ Permits exist because someone got hurt before you. Don't DIY the things that legally require one→ When you're in business with your spouse, define your lanes clearly, money person and labor person, and stay in yours→ Always have a Plan B (long-term rental, Airbnb) if the flip doesn't sell fast→ The real ROI in this episode isn't the house, it's the years of money mindset work that made a six-figure cash purchase feel possible instead of terrifyingTAKE THE NEXT STEP WITH YO QUIERO DINERO:

Almost nobody in this industry will show you their real numbers. So I'm showing you ours.The financial year just wrapped up here in Australia, and I've been through every single dollar our business made over the last 12 months... where it came from, which offers did the heavy lifting, and what it cost to make.And no, this wasn't our best year ever. That's the point. This is what a regular, boring, reliable seven-figure year looks like when the systems are doing their job.If you've ever wondered what's really going on behind the scenes of a mostly automated coaching business (or quietly suspected everyone's hiding the real numbers)... this episode is for you.What percentage came from low-ticket offers vs our signature programme? How much revenue did order bumps and upsells quietly add while we did nothing? What did we spend on ads all year? And which "small" revenue stream would quietly shrink everything else if we cut it?Listen to find out.

The post Betting Income: The Real Numbers appeared first on FTS Income.

Sign-up for the free Sales Skills For Founders newsletter: https://salesskillsforfounders.com/Most startup founders set an annual revenue goal and then hope for the best. In this video, I break down a simple but powerful framework for working backwards from your number so you always know exactly where you stand.This can be the difference between hitting your number and scrambling at year-end. Whether you're early in your sales journey or trying to add more predictability to your revenue, this math-first approach will change how you think about your pipeline.Chapters:00:00 Why Startup Founders Struggle With Predictable Revenue01:18 Setting an Annual Target and Breaking It Into Halves and Quarters02:45 Going Monthly and Why Smaller Chunks Keep You on Track04:20 Pipeline Coverage and Why You Need 3-4X Your Revenue Goal06:10 Running the Real Numbers on Deals and Pipeline Size08:30 Three Takeaways: Know Your Number, Break It Down, Build Coverage10:45 Diversify Your Pipeline and Stay Accountable Week Over Week

Many people dream of becoming an airline pilot, while many pilots eventually dream of retiring early. Retiring at 55 offers more time for family, travel, hobbies, or a new chapter outside aviation, but it is not simply an age decision. It is a financial and lifestyle decision.In this episode of A Wiser Retirement® Podcast, we discuss what pilots need to consider before leaving the cockpit 10 years before mandatory retirement.Related Podcast Episodes: Ep 259. What Pilots (& Others) Should Consider 5 Years Before Mandatory RetirementEp 322. How Airline Pilots Can Make the Most of Their Profit-Sharing BonusRelated Financial Education Videos:Will New Aircraft Technology Boost Pilot Pay?What Would a Change in FAA Retirement Age Mean for Pilots?Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom.  Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by Wiser Wealth Management. Thanks for listening!

One of Georgia's top indie outfits Ultra Lights hold forth on their debut long player. Plus we spin new music from The Tubs, Real Numbers, while we take another listen to the new one from Boards of Canada

Georgia Mappin is the Managing Director of Haven't You Done Well Productions, the company behind Aunty Donna. But as Georgia explains, what looks like three guys mucking around with a camera has always been a far more deliberate operation.In this episode, Georgia is remarkably open about how it all works. We cover the philosophy of platform agnosticism, and why her business treats every revenue stream as equal, with no hierarchy between a Netflix commission and a Patreon upload. And she doesn't hold back on the numbers: what YouTube ad revenue really looks like in a year, why Patreon quietly became one of their biggest earners, how touring makes the millions that fund everything else, and why a TV show that earned a fraction of a tour was still worth a full year of the company's time.An honest, funny, and unusually transparent look at building a comedy business that refuses to be defined by any single medium.Topics covered: creator business structure · platform agnosticism · revenue transparency · the ecosystem model · creator-first IP deals · traditional media vs the creator economy · comedy as a genre-led production company

Still waiting for the "perfect" launch before you go all in? This episode might change your mind.After 10 years in business, I just had my best launch ever — and I'm pulling back the curtain on every messy, imperfect detail so you can shortcut your own learning curve.I'm talking real numbers, the mistakes I made live and in public, how I launched while my daughter finished school and I was literally out of town, and how I stayed calm, grounded, and unattached even when my nervous system was screaming.If you're a skilled practitioner who's been told you need a massive audience, flawless sales calls, or a perfect funnel before you can scale — consider this your permission slip to start now, imperfect and all.In this episode:The real numbers from my most successful launch (and the goals I blew past)3 mistakes I made publicly — and what each one taught meWhy a price objection is almost never actually about the priceHow to launch while life is happening without burning outWhat I'd do differently next time — and what I'd do exactly the sameThis episode is for you if you've been asking:Do I need a big audience before I launch an online program?How do I launch when my sales calls or funnel aren't "perfect" yet?Can I run a launch while life is full and still stay grounded?Why do people say no on price — and is it really the price?If you're a licensed practitioner ready to build income beyond your treatment schedule, this is the honest, unfiltered look at what a real launch takes.Important Links:Follow me on Instagram →  igniteyourwellnessbusinessReady to work with me? Book a consultation call on my website!→ https://igniteurwellness.com/business-coach-for-health-coaches/Hit 10K Months online with this FREE guide: https://igniteurwellness.com/10k-months-masterclass/

Are you wondering if your life insurance policy will actually be there when your family needs it? Mary Jo Irmen walks through multiple real-life life insurance policy review illustrations showing exactly how flexible premium universal life, variable universal life (VUL), and adjustable universal life policies perform over time — and why so many of them collapse before you're likely to die, leaving your family with no death benefit and no cash value. What you'll learn in this episode: What an in-force illustration is and how to request one from your carrier Why universal life policies often reach zero cash value before the insured's death — leaving families with NO death benefit Real example: $82,000 paid into a policy → zero payout at death How a VUL policy on a 38-year-old lapses completely by age 79 The difference between "current charges" and "max charges" — and why it matters for your life insurance policy lapse risk Why whole life insurance (with paid-up additions rider) is the superior alternative for farm estate planning and farm succession planning How whole life insurance cash value grows predictably compared to universal life Why IUL (indexed universal life) and variable universal life insurance carry hidden risks most agents don't explain What to ask your agent when you get your in-force illustration How whole life insurance for farmers fits into a financial planning and infinite banking strategy

Credit repair business secrets, affiliate marketing that actually fills your pipeline, and the dispute strategy most owners get wrong. Jenn Brown of Maximus Financial Group joins Daniel and Keenan to share how she went from poverty to the Credit Repair Cloud Millionaires Club. Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/?utm_source=podcast&utm_medium=audio&utm_campaign=341&utm_term=interview Jenn has spent almost 15 years in credit repair, fixed over 3,000 files, and did 1.2 million in revenue last year while keeping her prices low enough to serve more people. She breaks down why disputing directly with the bureaus often fails, the difference between information that's accurate and information that's legally reportable, and how she reads a credit report line by line to find violations. She also gets honest about marketing. Most of her growth came from boots-on-the-ground affiliate work, walking into mortgage broker and realtor offices, offering to fix one client for free, and earning referrals that send her dozens of clients a month. She shares how she grew to 60,000 Instagram followers by leading with education, why mindset content converts, and what she would do differently starting from day one. Whether you're signing your first five clients or scaling past a million, Jenn lays out the systems, the onboarding process, and the mindset that got her there. Tune in! P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/   Key Takeaways: 00:00 Intro 02:00 Growing Up in Poverty With No Credit Knowledge 04:14 Can Anyone Do This? Jen's 30-Second Answer 04:50 Real Numbers. $1.2M in Revenue and What She Charges 06:24 Why She Left Real Estate for Credit Repair 09:00 How She Got Her First 100 Clients With No Ad Budget 13:40 The $25,000 Mentorship Mistake 18:00 Mindset Over Skillset 28:46 What Most People Get Wrong About Credit Repair 29:46 What a Credit Sweep Is and Why It's Illegal 30:42 The Right Way to Dispute Every File 32:28 How She Onboards Clients and Sets Expectations 37:24 Adding Business Funding to Her Business 52:32 Organic vs. Ads. What She'd Do With $500 a Month 53:44 How to Land Your First Mortgage Broker 56:58 The $50 Gift Card Referral System 01:02:00 Rapid Fire Questions 01:04:36 Final Thoughts Additional Resources: Jenn Brown on Instagram Maximus Financial Group Website Get a free trial to Credit Repair Cloud Get my free credit repair training   Bruce Politano Reveals How He Hit $10 Million in Credit Repair (Part 1) Be sure to subscribe to the podcast Facebook, Instagram. Get your FREE trial of the Credit Repair Cloud software at: HERE Make sure to subscribe so you stay up to date with our latest episodes.

Rob is joined by industry peers Dave Hamilton, Luke Slota, and Marques Pfaff to talk about the realities of podcast advertising. The group discusses the realistic download numbers needed for host-read sponsorships, comparing traditional CPM models to cost-per-action (CPA) campaigns.The conversation covers the necessity of video in modern podcasting. While video aids discoverability and search on platforms like YouTube, the panel agrees that audio remains the core experience for loyal subscribers who drive actual sales.Finally, the group shares the biggest mistakes creators make when working with advertisers. From skipping over ad-read instructions to overpricing their shows, the peers outline how to build credible, long-term relationships with brands.Guest ContributorsDave Hamilton — Backbeat Media, Gig Gab, Mac Geek Gab, and Business BrainLuke Slota — The Out Loud GroupMarques Pfaff — Amplitude Media PartnersLinks to interesting things from this episodeGrowth Labs Sessions!Are You Ready for Podcast Ads? (Diagnostic Checklist) - YouTubeHow to Use Captivate Marketplace, AIME Campaign Management (Live Walkthrough)People, Shows & LinksAmplitude MediaThe Outloud GroupGig Gab — A Weekly Podcast for Working Musicians - Gig GabBackBeat MediaMac Geek Gab PodcastA Weekly Podcast For Entrepreneurs Who Do The Work - Business Brain - The Entrepreneurs' PodcastIn & Around Podcasting is a podcast industry podcast started by Mark Asquith and Danny Brown and now hosted by Elsie Escobar and Rob Walch, continuing its mission as an industry show that belongs to the whole community.If you enjoy the show, we'd love for you to leave us a rating or review on your favourite podcast app! You can also drop us a tip at https://www.inandaroundpodcasting.com/support, too!If you're an independent creator who would like to co-host with us, please let us know by emailing the show! community@captivate.fm.Please tell your friends that the show is available on Spotify, Apple Podcasts, and YouTube, plus wherever else they may listen to their podcasts.If you'd like your podcast trailer featuring in our "Wave File" segment, submit it via this quick contact form, please.The podcast is also available at In & Around Podcasting.This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

National promised us a leaner state with 8,200 public service job cuts, but the latest numbers show the bureaucracy is actually blowing out. In just three months, nearly 1,000 new full-time positions were added to the core public service. We look at how this hiring spree breaks government promises, impacts the budget surplus, and why the numbers just do not match the political spin. Learn more about your ad choices. Visit megaphone.fm/adchoices

Direct-to-consumer is finally out of the shadows. Eight public studios just revealed how much revenue they drive through D2C — and the numbers make the case better than any pitch could. But there's a window closing, and the studios moving now are the ones who'll win.We are joined by Chip Thurston (FastSpring) for a D2C deep-dive built around the Pocket Gamer report aggregating publicly disclosed D2C revenue. They break down the three cohorts (social casino, mid-core, casual) and what each tells us, the standout data points (Playtika at 39% of revenue, Fishing Clash at 33%, Double Down at 44%), the difference between direct-checkout links and web stores and why you need both, Google's new External Content Links policy, the still-unapproved Epic v. Google settlement and its 20% linked-payment fee, where Apple's appeals stand after the Supreme Court declined to hear them, and the single most actionable takeaway: maximize US D2C traffic today, while you can still steer without fees.⏱️ TIMESTAMPS00:00 Cold open — maximize US D2C traffic today01:35 The Pocket Gamer D2C report and why it matters05:35 The three cohorts — social casino, mid-core, casual11:50 Direct checkout vs web store — the frictionless path16:00 Google's External Content Links policy explained21:20 The Epic v. Google settlement and the 20% fee30:10 Where Apple stands after the Supreme Court36:20 Casual works too — Playtika and the playbook

In this live call-in episode of Stay Paid, Luke Acree, Josh Stike, & Acree Brothers Realty answer your most pressing questions on YouTube strategy, finding sellers, and building a sustainable social media presence. Whether you're brand new to the business or a seasoned veteran looking to modernize your approach, this episode delivers real advice you can act on immediately. Key topics covered: •      How to use AI to build content pillars and a posting strategy for YouTube •      Why "R&D" (rip off and duplicate) is the fastest path to a working YouTube strategy •      The cash offer script that's generating listings at a 75% conversion rate •      Why your sphere and geographic farming are still the #1 places to find sellers •      How the "document, don't create" approach makes social media sustainable •      Why your personal Facebook profile outperforms your business page every time •      How to tag and collaborate with local businesses to get reshares and grow faster   Have a question for Luke and Josh? Submit it at remindermedia.com/ask or DM us on Instagram @staypaidpodcast Subscribe so you never miss an episode.

What actually happens after you sign on with a financial advisory firm? For most dental practice owners, the reality is a fragmented mess of disconnected CPAs, brokers, and advisors who never speak to one another.In this episode of The Millionaire Dentist, Casey Hiers and Jarrod Bridgeman sit down with Stacy Phillips, CFP, and Director of Financial Planning at Four Quadrants Advisory, to pull back the curtain on a completely different model. We walk through the exact journey a practice owner takes from their very first day as a client, moving from initial apprehension to total financial clarity.In this episode, we pull back the curtain on:The Indianapolis Experience: A look inside our curated client experience, from chauffeur service to an intensive, 4-to-5-hour annual meeting designed to turn over every stone of your personal and business finances.Taking 90% Off Your Plate: Why we don't just hand you a template and leave you to execute it. From sourcing bank financing to applying the "$5,000 rule," we handle the heavy lifting.The $15M Retirement Shift: How shifting from a fragmented model to a coordinated, monthly strategy can elevate a standard $3M to $4M retirement trajectory into the $15M to $20M range.Real Numbers, Real Success: Dramatic case studies of clients doubling their income, quadrupling their annual savings, and the story of one practice owner who retired completely at age 49.The Mindset of Wealth: Navigating critical wealth-building shifts, like prioritizing systematic investing over rapid debt payoff, and why running a practice doesn't leave room for day trading.Discover what happens when your business advisory, accounting, and personal financial planning share a single, unified vision for your life.Upcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

What does it actually look like to own a franchise business, and can it stack up financially against a traditional career path?In this episode, Tash & Ana sit down with Angelica, a Baker's Delight franchisee & business owner who purchased her first bakery at 21 after first being a Baker's Delight employee.They get into:

Scott from Portal Pros is back, and this time the conversation is all about Toyotas — because Portal Pros has been busy expanding well beyond Jeeps. Jimmy and Tyler catch up with Scott on everything that’s happened since his last appearance: Portal Pros installed their first set of portals on a Lexus GX470 (basically a bougie 4Runner with a DVD player and leather seats), stress-tested it at Holister Hills, broke a ring gear in Moab, got bailed out by the FJ Cruiser Facebook community the same night, and somehow drove the thing home. If you’re wondering how capable a portal-equipped Toyota can be on trails it has no business being on — this episode answers that question pretty thoroughly. From there, Scott digs into the numbers most people actually want to know: what does a portal build cost compared to a traditional suspension build on a Toyota? They run two comparisons — a mild build and an extreme build — and the results are more interesting than you’d expect. On the mild side, portals run about $3,000 more than a traditional lift kit setup, but you’re getting ground clearance, gear reduction, and the ability to transfer them to your next vehicle. On the extreme side — when you’re comparing portals to a full Marlin Crawler long travel kit plus a Dana 60 rear axle swap — portals actually come out around $6,000 cheaper. They also cover what Toyota applications are available now (4th and 5th gen 4Runner, 2nd and 3rd gen Tacoma, GX470, GX460), what’s coming soon (200 series Land Cruiser, Sequoia, 2nd gen Tundra), why Portal Pros is probably not making a Super Duty version anytime soon, and why Scott designed these things to be installed in your driveway and rebuilt on the trail. A good one if you’ve ever thought about portals and talked yourself out of it over the price. Portal Pros:Website – https://portalprosoffroad.com/Instagram – https://www.instagram.com/portal_pros/?hl=enYouTube – https://www.youtube.com/@portal_pros– Monthly newsletter (hand-written by Scott, no AI) — sign up at their site We have a massive discount this month with Rusoh Fire Extinguishers. You can get 25% off this month only with the discount code Rusohcrawlers. Go grab yours today! SnailTrail4x4 Discord: https://discord.gg/yFyFFkQbuyCome hang out with us on the SnailTrail4x4 Discord — it’s the easiest way to connect with Tyler and Jimmy directly, chat with fellow offroad enthusiasts, and get first access to Group Buys and Treasure Hunt token drops. MORRFlate Giveaway at 900 Reviews on Apple Podcast. But our next giveaway is when we reach 800 reviews; we are giving away an OnX Elite Membership. We will also give away an OnX Elite membership when we get to 850. However, when we reach 900 Reviews, we are teaming up with MORRFlate for a $1000 MF Product Giveaway. Go over to Apple Podcasts to leave your review now and become eligible to win. Congratulations to A13XMONT, who won a set of tires from Yokohama Tire! Call us and leave us a VOICEMAIL!!! We want to hear from you even more!!! You can call and say whatever you like! Ask a question, leave feedback, correct some information about welding, say how much you hate your Jeep, and wish you had a Toyota! We will air them all, live, on the podcast! +01-916-345-4744. If you have any negative feedback, you can call our negative feedback hotline, 408-800-5169. 4Wheel Underground has all the suspension parts you need to take your off-road rig from leaf springs to a performance suspension system. We just ordered our kits for Kermit and Samantha and are looking forward to getting them. The ordering process was quite simple, and after answering the questionnaire, we ensured we got the correct and best-fitting kits for our vehicles. If you want to level up your suspension game, check out 4Wheel Underground. SnailTrail4x4 Podcast is brought to you by all of our peeps over at irate4x4! Make sure to stop by and see all of the great perks you get for supporting SnailTrail4x4! Discount Codes, Monthly Give-Always, Gift Boxes, the SnailTrail4x4 Community, and the ST4x4 Treasure Hunt! Thank you to all of those who support us! We couldn’t do it without you guys (and gals!)! SnailSquad Monthly Giveaway Massive thanks to this month’s giveaway with Rusoh Fire Extinguishers. We have one of their 2.5-pound extinguishers to give away to a lucky winner. This extinguisher has an 18-year shelf life and is the best fire extinguisher for any off-road vehicle. To learn more, check out Rusoh.com. If you want a chance to win, sign up for the Giveaway Tier on Irate4x4 For the Month of April, we are giving away Gift Boxes. It’s Gift Box month, and two lucky individuals will win one of our gift boxes. These are jam-packed with goodies from tools to whiskey smokers. They are always different and always random. If you want a chance to win, sign up for the Giveaway Tier on Irate4x4 Listener Discount Codes: SnailTrail4x4 –SnailTrail15 for 15% off SnailTrail4x4 MerchMORRFlate – snailtraill4x4 to get 10% off MORRFlate Multi Tire Inflation Deflation™ Kits4WheelUnderground – snailtrail 10% offIronman 4×4 – snailtrail20 to get 20% off all Ironman 4×4 branded equipment!Sidetracked Offroad – snailtrail4x4 (lowercase) to get 15% off lights and recovery gearSpartan Rope – snailtrail4x4 to get 10% off sitewideShock Surplus – SNAILTRAIL4x4 to get $25 off any order!Mob Armor – SNAILTRAIL4X4 for 15% offSummerShine Supply – ST4x4 for 10% offBackpacker’s Pantry – Affiliate LinkLaminx Protective Films – Use the Link to get 20% off all products (Affiliate Link) Show Music: Midroll Music – ComaStudio Outroll Music – Meizong Kumbang

The insurance industry is shifting fast, and this episode of RiskCellar doesn't let a single headline slide. Hosts Brandon Schuh and Nick Hartmann are back in the cellar breaking down three of the most talked-about stories in the industry right now. The Rad Power Bikes wrongful death lawsuit and what it means for micro-mobility product liability, the escalating legal fallout from Howden's alleged broker raid on Brown & Brown, and the accelerating softening of the reinsurance market that's reshaping valuations across the board. Plus a deep dive on the collapse of litigation finance as an asset class, and why that might matter more than anyone's admitting.Brandon brings his front-row seat at the Christensen Group specialty desk to every story, and Nick matches him stride for stride with sharp market observations from the field. The episode covers the wrongful death suit filed by Shannon Stephens against Rad Power Bikes after an e-bike lithium-ion battery fire in an Alabama garage on January 3, 2025, killed her husband, Dr. Keith Stephens. Brandon unpacks the legal complexity of successor liability after Rad Power's bankruptcy, notes that the company's assets were reacquired for roughly $13 million, and questions whether the evidence standard will meet the plaintiff's burden given expert testimony that focused on design containment, not outright defect. The CPSC's intervention requiring UL certification for e-bike batteries is also examined in the context of legacy stock.The second half of the episode is equally dense. Brandon and Nick dissect the Brown & Brown vs. Howden broker raid litigation, including a new Minnesota temporary restraining order barring 16 former Brown & Brown employees now at Howden from soliciting clients or recruiting staff. With $31 million in business allegedly lost and Howden carrying roughly $5 billion in total debt against a $3 billion revenue base, the guys ask tough questions about runway and financial viability. They also explore the quiet implosion of litigation finance as an asset class, Burford Capital's 47% stock drop on a single day after a $16.1 billion Argentina judgment was overturned in a US appeals court being the centerpiece moment, alongside JP Morgan's latest analysis calling for continued reinsurance price softening into 2027. It's a dense, entertaining, and genuinely insightful look at where the market stands right now.Key Takeaways:Rad Power Bikes faces a wrongful death lawsuit tied to a lithium-ion battery thermal runaway event in January 2025Successor liability questions are unresolved, old entity is defunct; assets were acquired for ~$13M in bankruptcyBrown & Brown obtained a Minnesota TRO barring 16 former employees at Howden from soliciting clients or staffBrown & Brown disclosed ~$31M in lost business from the Howden broker raid on a recent earnings callHowden carries approximately $5B in debt against a ~$3B broker revenue base, a tight leverage positionChapters:00:00 Introduction01:55 Banter, Travel & Industry Events09:45 Rad Power Bikes Wrongful Death Lawsuit14:05 E-Bike Battery Safety, CPSC & UL Certification17:25 Brown & Brown vs. Howden, Broker Raid Update20:55 Howden's Debt Load & Financial Runway24:05 Property Rate Softening, Real Numbers from the Field26:40 Deductible Buy-Down Policies & Adverse Selection Risk29:45 Litigation Finance Collapse, Burford Capital & Argentina37:40 JP Morgan: Reinsurance Softening Into 202739:15 Three Truths and a Lie: Space Edition47:00 AI at Insurance Innovators Conference51:25 Data Centers in Space? Cooling Logistics Debate52:45 Wrap-Up & CheersConnect with Risk Cellar:Website: https://www.riskcellar.comBrandon SchuhLinkedIn: https://www.linkedin.com/in/brandon-stephen-schuhInstagram: https://www.instagram.com/schuhpapaFacebook: https://www.facebook.com/profile.php?id=61552710523314Nick HartmannLinkedIn: https://www.linkedin.com/in/nickjhartmann

FF: Socialism, Racism, & Real Numbers While nominal value may be increasing for items like the Dow, the real numbers tell a different story. You need to know the difference to be able to make good decisions for yourself. We also cover Mamdani's plan to tax white neighborhoods more and what New York City may be like in the future. We cover illegal activities from a state representative in Florida, tipping culture, and gold. Why are rents dropping in Argentina? Javier Milei has taken many actions that are making housing more affordable in his country. What can the U.S. learn from them? If you don't have accountability or good incentive structures, you end up with a lot of waste, fraud, and abuse. Pendulums eventually swing to the other side, and we are heading toward more accountability and freedom! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds. Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Or Click Here to order our new Real Power Family silver rounds. 1 Troy Oz 99.99% Fine Silver Abolish Property Taxes in Ohio: www.AxOHTax.com  Get more information about abolishing all property taxes in Ohio. Our Links: www.RealPowerFamily.com Info@RealPowerFamily.com 833-Be-Do-Have (833-233-6428)

Some listeners may be perturbed to learn that much of the discussion on this program about the trends and traditions of anime in our country is built on a foundation of assumptions. Mind you, this is not the same thing as a foundation of lies, because these assumptions are based on the qualified observations and deductions of sensible people, but some out there will not accept anything less than a quantified take. Well, that's what I'm delivering this episode, and I've invited Miles Atherton of Quest for the Best and White Box Entertainment to give us a look at the real numbers underlying audience trends, which shows have been truly impactful and which province has the trashiest taste in anime.

Everyone wants to move abroad, but most people either overestimate the cost or underestimate it completely.In this episode, we break down how much money you actually need to move abroad using real numbers, So you can plan properly and avoid getting stuck.Because it's not just one number. It's 3.What You'll Learn: The 3 types of costs when moving abroad  Real monthly budgets across Europe  Hidden expenses most people miss  How much you should realistically save Real Monthly Costs (Examples): Lisbon: ~$2,050–2,250  Valencia: ~$1,700–1,950  Berlin: ~$2,150–2,350  Bologna: ~$1,600–1,800  London: ~$3,600–4,000 The truth: moving abroad is more achievable than you think! But only if you plan with real numbers, not assumptions.

The amount you spend starting a farm has almost no correlation with how successful it becomes. Some of the worst outcomes I've seen came from people with the most money to spend. Click here to watch the full episode on our YouTube Channel.  Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Should you run a lead magnet funnel or run ads direct to a low-ticket offer?I've been running an experiment over the last 90 days to find out. Same time period. Similar number of people. Same offer at the end.One was a lead magnet funnel. The other was a direct sales funnel.And I tracked everything: what we spent, what we made upfront, and how many people from each funnel went on to buy our other programs over 30, 60, and 90 days.If you've been wondering which funnel strategy is right for you—this episode is for you.I'm pulling back the curtain and sharing the real numbers. Which one was more profitable upfront? Which one converted better long-term? And which one is right for your business right now?Listen to find out.Want help setting up your funnel?DM us on Instagram: @hellofunnels

Send us Fan MailKeeping a home as a rental sounds like the safe, “smart” move until you run the numbers against what the market might do next. We break down a renting versus selling comparison chart built to answer one specific question: should you sell now or hold the property as a rental for three years? If you like seeing the math, there are visuals available too, so you can follow along instead of trying to imagine the figures. We start with the bottom line scenarios that matter most for real estate decision-making. What happens if your local housing market drops 20% over the next three years? After you count rental income and then subtract the real costs of being a landlord, including property management fees and other expenses, the “rent it out” plan can fall behind selling now by a surprisingly large amount. Then we look at the other side: if prices rise about 5%, the additional benefit of waiting may be much smaller than most people expect. From there, we zoom out to talk about why the upside forecast is conservative today and why downside risk is still real in many markets. We also show how this tool is personalized based on your home value, expected rent, mortgage, expenses, and local trends, because a one-size-fits-all rent-versus-sell calculator is never enough. Finally, we go beyond renting and compare different home selling options side by side, including FSBO, a conventional listing, and CPO paths such as a cash offer, so you can focus on estimated net proceeds and pick what fits your goals. If this helped you think more clearly, subscribe, share the episode with a homeowner friend, and leave a review so more people can find it.

JOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more.Garrett Gunderson x Brett TannerGarrett Gunderson drops a take most financial advisors don't want you to hear: compounding interest is the greatest myth ever sold to the public. He breaks down how banks use your money for immediate cashflow while telling you to wait 30 years, then dismantles the "Warren Buffett compounded his way to wealth" argument with the actual numbers. Buffett made 5.5 million percent returns by buying companies outright, making concentrated bets, and deploying cashflow — the exact opposite of what he tells everyone else to do.TIMESTAMPS0:00 The Most Dangerous Money Myth0:32 How Banks Actually Use Your Money1:22 Compounding Interest Takes 30 Years1:46 Warren Buffett's Real Numbers (5.5M% vs 39,000%)2:30 See's Candies, Geico, Precision Cast Parts3:26 Buffett's One Word for Success: Focus3:56 Compound Knowledge, Not Interest4:40 "That's Not What He Did" — Concentrated Bets & The FloatBOOKS & RESOURCES MENTIONED- Killing Sacred Cows by Garrett Gunderson (NYT Bestseller)- What Would the Rockefellers Do? by Garrett GundersonGET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesInfinite Banking Education: SaveLikeaBank.comCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business - then teaches them how to think about their money. Because wealth is far more than money - it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

In this episode, I share three key numbers from my latest launch and how I will use these metrics to make important decisions about next steps. ✨ Follow for moreInstagram: https://www.instagram.com/steviedillon_Substack: https://lifestylebusinessschool.substack.com/Youtube:https://www.youtube.com/@lifestylebusinessschool

The Real Numbers on Special Education Funding in Kansas | Mundo Clip 3-12-26See omnystudio.com/listener for privacy information.

What if your next tenant wasn't a short-term guest or a Section 8 renter but the U.S. government? You're about to hear about a real estate business that makes not hundreds or thousands, but millions in predictable rental income, and the best part is that it doesn't require huge startup costs or a large portfolio! Welcome back to the Real Estate Rookie podcast! When Noble Crawford took time off work for a family medical emergency, he never expected to return and become the scapegoat for the company's bad sales numbers. In that moment, he realized he would never have control over his time, peace, or finances while working for someone else. So, he swiftly quit his W-2 job and pivoted to something that could give him what he was looking for: real estate investing. Fast forward to today, and Noble's making millions with an investing strategy that most rookies have never even heard of. His very first contract was worth $65,000 a month—life-changing money for any rookie. His latest deal? A five-year contract worth $44 million, with roughly $17 million in pure cash flow. Where does he find these deals, and how can you copy his model? Stick around and he'll show you! In This Episode We Cover How to secure “predictable” rental income through government contracting Making $44 million in five years from a single government contract How to find, negotiate, and land government contracts (start to finish) Why Noble pivoted from short-term rentals to government housing How to fully furnish your “arbitrage” units without incurring extra expenses And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-690 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Description On this week's MTM Travel Thursday show, Shawn and Mark cover three big topics: the restaurant credit programs worth your time right now (Resy, InKind, Hilton's local bar trick), all seven active transfer bonuses including Rove's 50% Japan Airlines launch deal, and a full walkthrough of Mark's recent credit card application haul — $4K cash, 230K miles, and 112K Built points, offset by $2,169 in annual fees. The Spirit Airlines miles subplot also gets resolved. Great episode for anyone thinking about credit card strategy heading into spring. 0:00 - Intro 0:20 - Resy Credits & Detroit Dining 3:31 - Hilton Credits: The Local Bar Hack 10:59 - Active Transfer Bonuses 13:47 - Rove Miles & Japan Airlines 19:08 - Sticking to Programs You Know 20:31 - Mark's Credit Card Application Results 24:36 - Spirit Card Update 25:07 - Mark Writing Again at MTM Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

(This audio contains a fix for part of Tony's audio)(These show notes are using Buzzsprout's CoHost tool. Buzzsprout are our sponsor and very good at podcast hosting and all that.)We dig into YouTube's rare revenue reveal, Spotify's mixed ad picture, and why premium is rising fast. Tony Doe joins live from Lagos to unpack Nigeria's podcast boom and what creators can learn.• Captivate hires Rob Walsh and Elsie Escobar for monetisation and creator community• YouTube discloses $60bn revenue and 1.7tn hours watched with strong subscription mix• Spotify hits 750m MAUs and 290m subs while podcast ad sales dip• Supercast acquired by Red Seat Ventures and premium models accelerate• Acast ad revenue grows and ARPL rises despite prior losses• Nigeria's podcast index, formats, languages, and monetisation paths• Apple's ranking “fairness” pledge and BBC's new tech show• Transcripts as a standard, AI assistants, and discovery toolsSend James & Sam a messageSupport the showConnect With Us: Email: weekly@podnews.net Fediverse: @james@bne.social and @samsethi@podcastindex.social Support us: www.buzzsprout.com/1538779/support Get Podnews: podnews.net

Most virtual summits generate attention. Very few generate real revenue. In this episode of Productive & Paid, I sit down with Gemma Bonham Carter to break down exactly how she built a virtual summit that generated $90,000 in year one — without using it as a back-end launch. We talk real numbers. Real pricing decisions. Real strategy. If you've ever considered hosting a summit to grow your email list, increase revenue, or build authority, this episode walks through what works and what doesn't. You'll learn: The pricing change that reduced revenue — and what she's doing differently next time What she did to increase her average cart value without raising the main ticket price The timeline and preparation required to launch a profitable virtual summit We also touch on how Gemma is building AI assistants to streamline her backend systems and how she structured her digital offers to support a year living in Paris with her family. This is a tactical conversation about monetizing a virtual summit the smart way. Topics Covered Virtual summit pricing strategy Early bird pricing vs live event pricing Increasing average cart value in digital events Sponsorship revenue for online events Building email list growth through summits Using ads to scale digital product revenue Leveraging evergreen funnels alongside live launches AI assistants for business automation Structuring a lifestyle-first digital business   Listen to The Course Creator Show Visit: https://gemmabonhamcarter.com Follow on Instagram: @gemma.bonhamcarter  

Click Here for the Show Notes In this episode of Passive Real Estate Investing, guest host Melissa Nash sits down with longtime investor Jefferson Howell to unpack what it really looks like to start—and scale—a real estate portfolio as a busy professional. From buying his first turnkey property out of state to growing to 11 doors across multiple markets, Jefferson shares his mindset, strategies, and lessons learned along the way. The conversation dives into overcoming the fear of getting started, leveraging turnkey and hybrid BRRRR-style strategies, building trusted relationships on the ground, and using cash flow to accelerate long-term wealth through debt payoff. Whether you're brand new to investing or looking for smarter ways to scale passively, this episode offers real-world insight, encouragement, and proof that building wealth through real estate doesn't have to be as intimidating as it seems. If you're serious about building passive income through real estate, don't just listen—take action. Book your free strategy session and find out exactly how you can start building your own profitable rental portfolio today. -------------------------------- Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. SUBSCRIBE on iTunes   If you missed our last episode, be sure to listen to TBT: Ask Marco - How to Best Insure Using Umbrella Insurance? Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals. -------------------------------------------------------- #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments

In this data-packed episode, Stacie sits down with Shannon McNab, a surface designer, educator, and the creator of the annual Surface Design Industry Survey. Drawing from six years of research and thousands of responses, Shannon shares real insights into income trends, shifts in licensing, and the evolving paths artists are taking in today's creative economy. This conversation is equal parts truth-telling and encouragement, giving artists a transparent look at what's possible and what's changing when building a sustainable creative business. Today on Art + Audience: Data Over Promises: Why artists need real numbers and clear benchmarks to make confident decisions in their creative careers. Income Trends: A look at what's increasing and what's declining in artist income, with insights drawn from current industry data. Part-Time Artists: Why more creatives are pursuing art alongside other work, and what the data reveals about the income potential of side hustles. Top Earning Opportunities: The most profitable income streams for artists today and why some income paths are worth revisiting. Print-on-Demand and Products: What is shifting in the world of POD and physical products, and how artists are adapting to these changes. Longevity Pays Off: Why artists who stay committed for six years or more tend to see higher income and opportunity over time. Connect with Shannon McNab: Website: shannonmcnab.com Instagram: @smcnabstudio Download the 2025 Surface Design Industry Survey Report at sketchdesignrepeat.thrivecart.com/2025-surface-design-industry-survey/   Connect with Stacie Bloomfield: Subscribe, Rate, and Review: Art + Audience Podcast Website: staciebloomfield.com | leverageyourart.com Instagram: @gingiber | @leverageyourart  Facebook: @ShopGingiber Pinterest: pinterest.com/gingiber Got questions? Call the Art + Audience Podcast hotline: (479) 966-9561 Get Stacie's book: The Artist's Side Hustle  

Welcome back to another solo episode of the Franchise Fit Podcast with Lance Graulich—where he talks about real franchise owner incomes, real numbers, and the ROI math most people ignore.In this episode, Lance gives you the Wall Street benchmark (the S&P 500 long-term average returns) so you can stop asking “How much do franchise owners make?” like it's one number—and start judging a franchise opportunity like a serious buyer.You'll learn the income equation every buyer needs, why revenue is NOT income, how margins + managers + debt change everything, and how smart owners get paid twice: cash flow now + equity on exit (often a multiple of EBITDA/cash flow).Sponsored by: SEO Samba — predictable results + AI-driven marketing for franchise brands.

New DraftKings customers Play just $5 on your first pick set and get $60 in Bonus Picks. Sign up using https://dkng.co/enjoy or through promo code ENJOY NOTB is taking over NBA All Star Weekend once again with a live show on Friday, February 13 at the Belasco in Los Angeles, CA. Tickets are out NOW! Get them while they last on Ticketmaster: https://www.ticketmaster.com/event/0900642923E807D8 On this episode of 'Numbers On The Board' - Kenny, Pierre, Mike and Darrick give their takes on what they believe is the best situation for Giannis. Gambling Problem? Call 1-800-GAMBLER. Help is available for problem gambling. Call (888) 789-7777 or visit https://ccpg.org (CT). 18+ (19+ AL/NE, 21+ AZ/MA/VA). Must be physically present where required by state law, see https://dkng.co/pick6states. Void in NY, ONT, and where prohibited. Eligibility restrictions apply. For entertainment purposes only. Winning a contest on DraftKings depends on knowledge and exercise of skill. 1 per new DraftKings customer. First $5+ paid Pick Set to receive max. $60 issued as 6 $10 Bonus Picks. Bonus Picks are single-use, non-withdrawable, and expire in 14 days (336 hours). Ends 2/8/26 at 11:59 PM ET. Terms: https://pick6.draftkings.com/promos #NumbersOnTheBoard #NBA #Basketball #Hoops Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you need proof that it's still possible to create a successful elopement photography business, even in this economy? In this episode, we're sharing $1.6 million in real, documented wins from elopement photographers we've worked with inside the Elopement Photographer Mastermind. These aren't highlight reels or inflated numbers; they're real women, in different seasons of life, building sustainable businesses that actually support their lives.   We also take you behind the scenes of the Elopement Photographer Mastermind and talk about why this mentorship works and why it's been such a catalyst for growth for so many elopement photographers.   If you're ready to stop doubting what's possible for you and start seeing real evidence that this work can support your life, your family, and your goals, hit play now.      Connect with Megan:    

Consider this my Dentist 2025 Wrapped

What if thousands of steps of gentle walking aren't giving you the brain protection you think they are? In this solo episode, I break down one of the most important exercise studies published in Nature Communications and what it means for your brain, longevity, and Alzheimer's risk. Tracking over 73,000 people for eight years using wearables, the findings are shocking: one minute of vigorous exercise is worth up to 10 minutes of moderate activity — not the outdated 2-to-1 rule. For diabetes prevention, it's nearly 10-to-1. For cardiovascular mortality, it's 8-to-1. And here's what no one is saying: every outcome measured — heart disease, diabetes, metabolic dysfunction — is an independent risk factor for Alzheimer's and dementia. I explain why vigorous exercise is so powerful for your brain: shear stress that strengthens blood vessels, lactate that triggers BDNF, muscle fiber recruitment that protects against falls and cognitive decline, and glucose regulation that defends against insulin resistance — a driver of neurodegeneration. Think vigorous exercise is out of reach? Good news: the study defines it as brisk stairs, carrying groceries, or playing actively with your kids. No gym required — just effort. Just 3–4 minutes of vigorous bursts per day can reduce all-cause mortality by 40% and cardiovascular events by nearly 50%. For women over 40, this is critical. Two-thirds of Alzheimer's cases are women, and perimenopause is a vulnerability window for the brain. Vigorous exercise can partially compensate for declining estrogen by improving glucose regulation, reducing inflammation, and protecting the brain in ways gentle movement cannot. *** Reduce your risk of Alzheimer's with my science-backed protocol for women 30+: https://go.neuroathletics.com.au/brain-code-yt Subscribe to The Neuro Experience for more conversations at the intersection of brain science and performance. I'm committed to bringing you evidence-based insights that you can apply to your own health journey. *** A huge thank you to my sponsors for supporting this episode. Check them out and enjoy exclusive discounts: Rho NutritionYou can get 20% off with the code NEURO at https://rhonutrition.com Function HealthVisit https://functionhealth.com/louisa or use gift code NEURO100 at sign-up to own your health. AquaTruGo to https://AquaTru.com now for 20% off using promo code NEURO. TimelineHead to https://www.timeline.com/neuro to get 20% off. Cure HydrationGet 20% off your first order at https://curehydration.com/neuro with code NEURO. *** I'm Louisa Nicola — clinical neurophysiologist — Alzheimer's prevention specialist — founder of Neuro Athletics. My mission is to translate cutting-edge neuroscience into actionable strategies for cognitive longevity, peak performance, and brain disease prevention. If you're committed to optimizing your brain — reducing Alzheimer's risk — and staying mentally sharp for life, you're in the right place. Stay sharp. Stay informed. Join thousands who subscribe to the Neuro Athletics Newsletter → https://bit.ly/3ewI5P0 Instagram: https://www.instagram.com/louisanicola_/ Twitter : https://twitter.com/louisanicola_ Topics discussed:00:00:00 Introduction: The Exercise Intensity Revolution 00:01:02 The Study That Changes Everything 00:04:50 The Flawed Foundation: Why Guidelines Were Wrong 00:06:50 The Real Numbers: 4 to 10 Times More Powerful 00:08:53 The Brain Connection No One Is Talking About 00:15:32 Mechanism 1: Shear Stress and Cerebral Blood Flow 00:17:38 Mechanism 2: Lactate and BDNF Production 00:19:25 Mechanism 3: Type 2 Muscle Fibers and Myokines 00:24:30 Mechanism 4: Glucose Regulation and Mitochondrial Health 00:28:18 VILPA: The 3-Minute Daily Game Changer 00:32:16 Women and Menopause: The Critical Window 00:35:19 Practical Protocols: What to Do Starting Today Learn more about your ad choices. Visit megaphone.fm/adchoices

“Be honest — what's something you've been consistent at… but haven't seen results from yet?” You can do the right things and still be headed in the wrong direction. In this episode of the Secret to Success Podcast, the conversation goes straight at a frustration many disciplined people quietly carry: “I followed the rules. I showed up. I stayed consistent… so why isn't it working?” This isn't a motivational episode. It's an examination. The team breaks down why effort alone doesn't produce growth, how consistency without measurement becomes rehearsed failure, and why isolation — not laziness — is often the real reason progress stalls. You'll hear why pain is often proof of progress, why feedback is essential (even when it hurts), and how following the wrong formula can keep smart, hardworking people stuck for years. If you've been doing the work but questioning the results, this episode will help you identify what needs to change — without throwing away everything you've built. This conversation is about alignment, correction, and building with intention — not just grinding harder. Chapters 00:00:00 Opening: Consistency Isn't Enough 00:01:26 Welcome and Team Introductions 00:06:55 How Do You Know When God Is Telling You to Move? 00:11:33 The Power of Making Decisions Over Waiting 00:13:23 Patterns Over Decisions: Learning God's Ways 00:15:57 Excellence Is God: Moving in the Spirit of Excellence 00:16:46 Consistency Without Quality Is Rehearsed Failure 00:21:37 The Sandpaper People: Why You Need Correction 00:24:18 Stop Working in Isolation: The Cage Mentality 00:34:39 Measuring Progress: Pain Equals Progress 00:38:04 Quick Evaluation: The Secret to Accelerated Growth 00:40:15 Being Coachable: ET's Jordan Brand Adjustment 00:43:09 Real Numbers, Real Accountability 00:57:52 Breaking Free from Your Cage: Changing Your Circle 01:02:07 Closing: Merry Christmas and Final Encouragement Subscribe If you're serious about growth — not just motivation — subscribe to the channel. New conversations drop weekly, focused on discipline, clarity, and building a life that actually works. Join Our Patreon Community If you want to go deeper than the podcast, join our Patreon community. Patreon members get: - Behind-the-scenes conversations - Extended discussions and bonus content - Direct access to the community shaping these ideas in real time patreon.com/s2spodcast120 Share This Episode If this episode made you uncomfortable — it'll probably help someone you care about. Share it with a friend who's doing everything right but feels stuck. Share this with someone who's doing everything right but feels stuck

Is Catholicism really growing? Across TikTok, YouTube, and X, Catholic and Orthodox content seems to be exploding — but is this a true religious shift or just a digital trend? In this video, Christian Barrett explores why Catholic conversations are increasing, whether Catholicism is actually growing statistically, and what all of this means for Protestant churches today.In Part 1, he analyzes the rise of Catholic and Orthodox voices online, the renewed interest in tradition, liturgy, and authority, and what's driving the digital “Catholic moment.”In Part 2, he examines what's actually growing in Christianity and why Protestantism — especially evangelical and non-denominational churches — continues to shape most conversions worldwide. We also discuss what Protestants must recover: depth, discipleship, theology, formation, and historic rootedness.Support Emet Ministries, so we can continue to provide content and resources to help disciples become disciplers: https://veritas-ministry-415223.churchcenter.com/givingMy reading list:⁠ https://www.goodreads.com/user/show/74696644-christian-barrettChapters:00:00 – Is Catholicism Really Growing?00:22 – Why Catholic Content Is Exploding Online04:18 – Are Catholicism and Orthodoxy Actually Growing in Real Numbers?12:03 – What's Really Growing in Christianity Today?15:40 – What the Rise in Christian Interest Means for Protestants17:XX – The Protestant Opportunity: Depth, Discipleship, and FormationCatholicism growth, Catholic revival, Protestant church decline, Orthodoxy trends, is Catholicism growing, why Catholicism is growing, Catholic TikTok, Protestant vs Catholic, Christian trends 2025, Christian conversions data, theology, church history, Emet Ministries#catholic #protestant

Real numbers

You know how every summer Australians wander down to the beach, breathe in the salty air, have a few too many wines, and suddenly convince themselves that owning a holiday home is a brilliant investment strategy?   Well… it isn't. In fact, it's one of the biggest financial traps I see Aussies fall into.   And today, I'm joined by Brett Warren, National Director of Property at Metropole, to unpack all the reasons why holiday homes almost always underperform, why the numbers never stack up, and what smarter investors are doing instead.   Our discussion highlights the risks associated with holiday properties, the necessity of prioritising long-term financial goals, and the current market trends that could impact property investment decisions in the coming years.   Takeaways  ·         Holiday homes often come with hidden costs and risks. ·         Successful investors prioritize essential investments over lifestyle choices. ·         Understanding market trends is crucial for long-term investment success. ·         Emotional decisions can lead to poor investment choices. ·         It's important to evaluate the true costs of owning a holiday home. ·         Investing in high-demand areas can yield better returns. ·         The property market is cyclical, and timing is essential. ·         Strategic planning can help achieve financial goals more effectively. ·         Investors should focus on data-driven decisions rather than emotions. ·         Wealth building requires a long-term vision and strategy.   Chapters  00:10  Why holiday moods lead to bad investment decisions. 05:05  Why holiday towns underperform long-term despite recent spikes. 10:05  Airbnb myths, hidden costs and tax pitfalls investors ignore. 15:05  Volatility, low land value and why holiday homes drag wealth. 20:00  Strategic investing vs lifestyle buying as 2026 market shifts. 24:55  Wealth principles: build assets first, enjoy holidays later.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us   Brett Warren - National Director of Property at Metropole   Michael Yardney   Join Brett Warren and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Welcome to Freedom In Five Minutes! The brutal truth nobody's talking about: AI won't replace you... but a competitor using it absolutely will. And that gap? It's widening right now in December 2025. In this episode, Kevin from the Pro Sulum team breaks down the latest industry research showing why small and medium-sized businesses are perfectly positioned to dominate with AI—yet most are frozen in analysis paralysis while their competitors race ahead.

In this powerful conversation, real estate entrepreneur and author Garrett Maroon shares his journey from grinding 60-hour weeks to redefining success on his own terms. With five kids at home and a thriving business, Garrett reveals how he doubled down on what truly matters—family, faith, and fulfillment—without sacrificing profitability. This episode challenges the hustle culture narrative and offers a refreshing roadmap for entrepreneurs who want to win at work without losing at life.Episode Topics:Redefining Success Beyond Revenue: Why traditional metrics of success leave entrepreneurs empty and how to create your own scoreboardThe Breakdown That Led to Breakthrough: Garrett's pivotal moment realizing his business was getting in the way of the life he wantedHustle in a Box: How to channel ambition within healthy boundaries instead of letting it consume your lifePlaying to Your Superpowers: Why trying to be good at everything keeps you working more while earning lessThe Ego vs. Family Account: Recognizing which account you're depositing into with every business decisionFaith in Business: Navigating authenticity and showing up as your whole self in an increasingly secular marketplaceAmbition vs. Submission: The tension between dreaming big and surrendering to divine timingInsights:Success should be measured by personal goals like family time and profit targets, not just industry standards for sales volumeWorking within defined boundaries actually increases profitability because it forces you to eliminate unnecessary tasks and delegate effectivelyLike Einstein's fish judged on tree-climbing ability, entrepreneurs often pursue strategies that don't align with their natural strengths, leading to burnoutBuilding a business around your unique superpower allows you to do less work while earning more because you're focusing on your highest-value activitiesAsking "how do I achieve X?" is incomplete—the better question is "how do I achieve X without sacrificing Y?"Faith and identity aren't a backpack you can take on and off—authenticity means showing up as your whole self in every contextBurnout is often a signal that you're operating outside the boundaries of your intended purposeHighlights:00:00 Introduction and Guest Background02:28 Motivation for Writing Book11:22 Defining Personal Scoreboard16:06 Reducing Hustle While Growing25:54 Faith and Authenticity in Business33:40 Purpose, Stewardship, and Contentment38:25 Practices to Hear Guidance43:56 Book Launch and Contact Info45:54 Podcast episode ended Resources:Book: The Balanced Breakthrough: Winning at Work Without Losing at Life by Garrett Maroon (Launches November 25th - Available for pre-order)https://www.simonandschuster.com/books/The-Balanced-Breakthrough/Garrett-Maroon/9781637634752 The Balanced Breakthrough is a call to redefine success by aligning your business with your values, so you can thrive professionally without sacrificing what matters most. Drawing from his experience as a top-producing real estate agent, Garrett Maroon shares the PDA Formula—Predictability, Dollar-Productivity, and Authenticity—to help others build intentional, profitable businesses. The book challenges the industry's toxic scoreboard and guides readers to create their own, measuring success on their own terms. It's a practical and heartfelt roadmap to...

In this eye-opening episode of American Potential, host David From sits down with David McNeilly, a financial advisor from Michigan, who shares how the Tax Cuts and Jobs Act (TCJA) has had a measurable, personal impact—not just on his clients, but on his own family's financial freedom. With a background in ministry and a passion for helping others, McNeilly now helps middle-class families navigate retirement planning, tax strategy, and long-term financial goals. But when he crunched the numbers comparing his 2023 tax bill under current rates versus pre-TCJA levels, the result shocked him: a $4,700 difference in annual tax savings—enough to take his family on a Disney cruise. McNeilly walks listeners through how policies from Washington shape real lives, sharing stories of clients who have retired early, sent their kids to private school, or bought long-dreamed-of lake houses—opportunities made possible by smart planning and a more favorable tax environment. He also explains how he's preparing clients for the potential expiration of TCJA, and why higher taxes could force middle-class families to rethink their futures. If you want a clear, data-driven perspective on how federal tax policy affects everyday Americans—not the wealthy, but the working families—this episode delivers it straight from the source.