Podcasts about real numbers

The Real Numbers on Special Education Funding in Kansas | Mundo Clip 3-12-26See omnystudio.com/listener for privacy information.

What if your next tenant wasn't a short-term guest or a Section 8 renter but the U.S. government? You're about to hear about a real estate business that makes not hundreds or thousands, but millions in predictable rental income, and the best part is that it doesn't require huge startup costs or a large portfolio! Welcome back to the Real Estate Rookie podcast! When Noble Crawford took time off work for a family medical emergency, he never expected to return and become the scapegoat for the company's bad sales numbers. In that moment, he realized he would never have control over his time, peace, or finances while working for someone else. So, he swiftly quit his W-2 job and pivoted to something that could give him what he was looking for: real estate investing. Fast forward to today, and Noble's making millions with an investing strategy that most rookies have never even heard of. His very first contract was worth $65,000 a month—life-changing money for any rookie. His latest deal? A five-year contract worth $44 million, with roughly $17 million in pure cash flow. Where does he find these deals, and how can you copy his model? Stick around and he'll show you! In This Episode We Cover How to secure “predictable” rental income through government contracting Making $44 million in five years from a single government contract How to find, negotiate, and land government contracts (start to finish) Why Noble pivoted from short-term rentals to government housing How to fully furnish your “arbitrage” units without incurring extra expenses And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-690 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Description On this week's MTM Travel Thursday show, Shawn and Mark cover three big topics: the restaurant credit programs worth your time right now (Resy, InKind, Hilton's local bar trick), all seven active transfer bonuses including Rove's 50% Japan Airlines launch deal, and a full walkthrough of Mark's recent credit card application haul — $4K cash, 230K miles, and 112K Built points, offset by $2,169 in annual fees. The Spirit Airlines miles subplot also gets resolved. Great episode for anyone thinking about credit card strategy heading into spring. 0:00 - Intro 0:20 - Resy Credits & Detroit Dining 3:31 - Hilton Credits: The Local Bar Hack 10:59 - Active Transfer Bonuses 13:47 - Rove Miles & Japan Airlines 19:08 - Sticking to Programs You Know 20:31 - Mark's Credit Card Application Results 24:36 - Spirit Card Update 25:07 - Mark Writing Again at MTM Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Some freelancers might know deep down that they should be charging more, but have they ever actually looked at their own numbers to confirm?In this episode we talk about the psychology behind bad pricing decisions in the creative industry. Competition anxiety, fear of losing out on projects, and the discomfort of looking at your own financial reality. We explore why pricing stubbornness can be tied to identity and/or insecurity.

What's your Las Vegas home really worth in 2026? In this video, Las Vegas realtor Chris Cash reveals the exact 3-step formula to determine your home's true market value—not Zillow's estimate, but what buyers will actually pay in today's market.

In this episode, Paul is joined by Amy Connor from Clear North — a QS-focused recruitment specialist who supports freelance quantity surveyors across the UK. Amy describes herself as “the QS agent”, helping QSs stay off job boards, understand the freelance market, and make informed, sustainable career decisions.This is a practical, no-hype conversation about what freelance life really looks like in 2026.Paul and Amy explore why more QSs are considering freelancing — from burnout and lack of control in permanent roles to the appeal of higher day rates, flexibility and autonomy. But they also unpack the realities behind the headline numbers, including the responsibilities, risks and trade-offs that come with running your own limited company.Topics covered include:the true financial comparison between permanent salaries and freelance day rates;hidden costs such as holidays, pensions, insurance, tax, IR35 and business overheads;the level of experience required before going freelance — and why most successful freelancers are senior QSs;which sectors are thriving (infrastructure, utilities, data centres) and which are tightening;why sector versatility is becoming essential for freelance security;how IR35 has evolved from a blocker to a manageable reality;when freelancing works as a long-term career move — and when it doesn't.The conversation also looks at freelancing from a commercial leadership perspective, including:why more commercial directors are choosing to step back into freelance roles later in their careers;how contractors are increasingly using freelancers as a core part of delivery, not just a stop-gap;why hybrid teams of permanent and freelance QSs are becoming the norm; andhow smart resourcing can reduce burnout while protecting delivery and margin.This episode is essential listening for QSs considering freelancing in 2026 — and for commercial leaders who want to understand how the labour market is shifting and how to adapt their hiring strategy accordingly.---------------------------------

(This audio contains a fix for part of Tony's audio)(These show notes are using Buzzsprout's CoHost tool. Buzzsprout are our sponsor and very good at podcast hosting and all that.)We dig into YouTube's rare revenue reveal, Spotify's mixed ad picture, and why premium is rising fast. Tony Doe joins live from Lagos to unpack Nigeria's podcast boom and what creators can learn.• Captivate hires Rob Walsh and Elsie Escobar for monetisation and creator community• YouTube discloses $60bn revenue and 1.7tn hours watched with strong subscription mix• Spotify hits 750m MAUs and 290m subs while podcast ad sales dip• Supercast acquired by Red Seat Ventures and premium models accelerate• Acast ad revenue grows and ARPL rises despite prior losses• Nigeria's podcast index, formats, languages, and monetisation paths• Apple's ranking “fairness” pledge and BBC's new tech show• Transcripts as a standard, AI assistants, and discovery toolsSend James & Sam a messageSupport the showConnect With Us: Email: weekly@podnews.net Fediverse: @james@bne.social and @samsethi@podcastindex.social Support us: www.buzzsprout.com/1538779/support Get Podnews: podnews.net

Most virtual summits generate attention. Very few generate real revenue. In this episode of Productive & Paid, I sit down with Gemma Bonham Carter to break down exactly how she built a virtual summit that generated $90,000 in year one — without using it as a back-end launch. We talk real numbers. Real pricing decisions. Real strategy. If you've ever considered hosting a summit to grow your email list, increase revenue, or build authority, this episode walks through what works and what doesn't. You'll learn: The pricing change that reduced revenue — and what she's doing differently next time What she did to increase her average cart value without raising the main ticket price The timeline and preparation required to launch a profitable virtual summit We also touch on how Gemma is building AI assistants to streamline her backend systems and how she structured her digital offers to support a year living in Paris with her family. This is a tactical conversation about monetizing a virtual summit the smart way. Topics Covered Virtual summit pricing strategy Early bird pricing vs live event pricing Increasing average cart value in digital events Sponsorship revenue for online events Building email list growth through summits Using ads to scale digital product revenue Leveraging evergreen funnels alongside live launches AI assistants for business automation Structuring a lifestyle-first digital business   Listen to The Course Creator Show Visit: https://gemmabonhamcarter.com Follow on Instagram: @gemma.bonhamcarter  

Click Here for the Show Notes In this episode of Passive Real Estate Investing, guest host Melissa Nash sits down with longtime investor Jefferson Howell to unpack what it really looks like to start—and scale—a real estate portfolio as a busy professional. From buying his first turnkey property out of state to growing to 11 doors across multiple markets, Jefferson shares his mindset, strategies, and lessons learned along the way. The conversation dives into overcoming the fear of getting started, leveraging turnkey and hybrid BRRRR-style strategies, building trusted relationships on the ground, and using cash flow to accelerate long-term wealth through debt payoff. Whether you're brand new to investing or looking for smarter ways to scale passively, this episode offers real-world insight, encouragement, and proof that building wealth through real estate doesn't have to be as intimidating as it seems. If you're serious about building passive income through real estate, don't just listen—take action. Book your free strategy session and find out exactly how you can start building your own profitable rental portfolio today. -------------------------------- Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. SUBSCRIBE on iTunes   If you missed our last episode, be sure to listen to TBT: Ask Marco - How to Best Insure Using Umbrella Insurance? Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals. -------------------------------------------------------- #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments

Send a message directly to Lee ( Include your details )We unpack the real numbers behind Australian agency performance, from average agent GCI and deals to why non‑selling owners outperform selling principals. We compare franchise and independent profitability, and show how property management scale underwrites resilient profit.• average agent GCI near 430k and 22.85 deals• impact of PAs and EBUs on productivity and cost• fee growth driven by property values not volume• agents vs owners: who makes more and when• why non‑selling owners build stronger margins• franchise sales profit vs independent sales profit• independent advantage in property management scale• split creep, break‑even, and margin control• contribution over turnover for agents and PMs• how to access Trend Tracker and REAP dataGet the Trend Tracker report here:https://reapdashboard.com/reaptrendtracker/Hosted by Lee Woodward Training Systems Brought to you by The Complete Salesperson Course & Super Coaching Program

In this data-packed episode, Stacie sits down with Shannon McNab, a surface designer, educator, and the creator of the annual Surface Design Industry Survey. Drawing from six years of research and thousands of responses, Shannon shares real insights into income trends, shifts in licensing, and the evolving paths artists are taking in today's creative economy. This conversation is equal parts truth-telling and encouragement, giving artists a transparent look at what's possible and what's changing when building a sustainable creative business. Today on Art + Audience: Data Over Promises: Why artists need real numbers and clear benchmarks to make confident decisions in their creative careers. Income Trends: A look at what's increasing and what's declining in artist income, with insights drawn from current industry data. Part-Time Artists: Why more creatives are pursuing art alongside other work, and what the data reveals about the income potential of side hustles. Top Earning Opportunities: The most profitable income streams for artists today and why some income paths are worth revisiting. Print-on-Demand and Products: What is shifting in the world of POD and physical products, and how artists are adapting to these changes. Longevity Pays Off: Why artists who stay committed for six years or more tend to see higher income and opportunity over time. Connect with Shannon McNab: Website: shannonmcnab.com Instagram: @smcnabstudio Download the 2025 Surface Design Industry Survey Report at sketchdesignrepeat.thrivecart.com/2025-surface-design-industry-survey/   Connect with Stacie Bloomfield: Subscribe, Rate, and Review: Art + Audience Podcast Website: staciebloomfield.com | leverageyourart.com Instagram: @gingiber | @leverageyourart  Facebook: @ShopGingiber Pinterest: pinterest.com/gingiber Got questions? Call the Art + Audience Podcast hotline: (479) 966-9561 Get Stacie's book: The Artist's Side Hustle  

Welcome back to another solo episode of the Franchise Fit Podcast with Lance Graulich—where he talks about real franchise owner incomes, real numbers, and the ROI math most people ignore.In this episode, Lance gives you the Wall Street benchmark (the S&P 500 long-term average returns) so you can stop asking “How much do franchise owners make?” like it's one number—and start judging a franchise opportunity like a serious buyer.You'll learn the income equation every buyer needs, why revenue is NOT income, how margins + managers + debt change everything, and how smart owners get paid twice: cash flow now + equity on exit (often a multiple of EBITDA/cash flow).Sponsored by: SEO Samba — predictable results + AI-driven marketing for franchise brands.

New DraftKings customers Play just $5 on your first pick set and get $60 in Bonus Picks. Sign up using https://dkng.co/enjoy or through promo code ENJOY NOTB is taking over NBA All Star Weekend once again with a live show on Friday, February 13 at the Belasco in Los Angeles, CA. Tickets are out NOW! Get them while they last on Ticketmaster: https://www.ticketmaster.com/event/0900642923E807D8 On this episode of 'Numbers On The Board' - Kenny, Pierre, Mike and Darrick give their takes on what they believe is the best situation for Giannis. Gambling Problem? Call 1-800-GAMBLER. Help is available for problem gambling. Call (888) 789-7777 or visit https://ccpg.org (CT). 18+ (19+ AL/NE, 21+ AZ/MA/VA). Must be physically present where required by state law, see https://dkng.co/pick6states. Void in NY, ONT, and where prohibited. Eligibility restrictions apply. For entertainment purposes only. Winning a contest on DraftKings depends on knowledge and exercise of skill. 1 per new DraftKings customer. First $5+ paid Pick Set to receive max. $60 issued as 6 $10 Bonus Picks. Bonus Picks are single-use, non-withdrawable, and expire in 14 days (336 hours). Ends 2/8/26 at 11:59 PM ET. Terms: https://pick6.draftkings.com/promos #NumbersOnTheBoard #NBA #Basketball #Hoops Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

How many times have you heard it: “Just pay more than the minimum and you'll be fine.” Sure—if you've got a small balance. But if you're sitting on $80,000+ in credit card debt, that advice can turn into a slow-motion financial disaster.In this episode, Steve Rhode (the original Get Out of Debt Guy) and Damon Day break down the minimum payment trap with real numbers—how “doing the responsible thing” can still mean decades of payments, massive interest, and the kind of burnout that makes people quit right before progress shows up. We also dig into the high-income trap: when you can afford the payments, but they quietly destroy your future by stealing your cash flow, your investing years, and your peace of mind.You'll hear why conventional advice (beans, rice, and brute-force willpower) often collapses in real life… and why the smarter move is choosing the right tool for the job—whether that's a better payoff strategy, a negotiated plan, or (yes) understanding when bankruptcy is a realistic option instead of a scary myth.Want to keep up with the latest debt news Steve's covering during the week? Subscribe at https://getoutofdebt.org.Need a real plan for your specific situation? Damon offers a free conversation—reach him at https://damonday.com.Next episode: we flip the script and show you why your income is your biggest asset in getting out of debt—and how to use it the right way.

Send us a textToday, we're turning goals into plans.In this final episode of the Unlocked series, Laura models real 2026 money goals live using real submissions from the Financielle community to show what goal modelling actually reveals, and why numbers are the difference between wishing and doing.We start with a quick refresher on why modelling works:It shows whether your goals are realisticIt highlights what needs to change to reach themSmall routine tweaks compound into massive resultsYou need a plan that fits into your everyday lifeThen Laura walks through multiple real-life scenarios, including:A single mum with a once-in-a-lifetime opportunity to buy her home with a gifted 10% deposit, and how to balance that against consumer debtA 25-year-old torn between maximising her LISA for a first home and starting long-term investingA listener navigating a debt-free journey while saving for a wedding, and how to balance progress with joyAlong the way, Laura talks through trade-offs, priorities, risk, mindset, and why “perfect” plans aren't the goal, sustainable ones are.Takeaways:What goal modelling really revealsWhy most money goals fail (no numbers behind them)Why now is the time to model your own goals before JanuaryIf you're enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you're resetting and rebuilding in the comments or the Financielle App community.#moneystory #goalsetting #Financielle #TheVaultUnlocked #moneygoalsConnect with our Partners*

Do you need proof that it's still possible to create a successful elopement photography business, even in this economy? In this episode, we're sharing $1.6 million in real, documented wins from elopement photographers we've worked with inside the Elopement Photographer Mastermind. These aren't highlight reels or inflated numbers; they're real women, in different seasons of life, building sustainable businesses that actually support their lives.   We also take you behind the scenes of the Elopement Photographer Mastermind and talk about why this mentorship works and why it's been such a catalyst for growth for so many elopement photographers.   If you're ready to stop doubting what's possible for you and start seeing real evidence that this work can support your life, your family, and your goals, hit play now.      Connect with Megan:    

Consider this my Dentist 2025 Wrapped

What if thousands of steps of gentle walking aren't giving you the brain protection you think they are? In this solo episode, I break down one of the most important exercise studies published in Nature Communications and what it means for your brain, longevity, and Alzheimer's risk. Tracking over 73,000 people for eight years using wearables, the findings are shocking: one minute of vigorous exercise is worth up to 10 minutes of moderate activity — not the outdated 2-to-1 rule. For diabetes prevention, it's nearly 10-to-1. For cardiovascular mortality, it's 8-to-1. And here's what no one is saying: every outcome measured — heart disease, diabetes, metabolic dysfunction — is an independent risk factor for Alzheimer's and dementia. I explain why vigorous exercise is so powerful for your brain: shear stress that strengthens blood vessels, lactate that triggers BDNF, muscle fiber recruitment that protects against falls and cognitive decline, and glucose regulation that defends against insulin resistance — a driver of neurodegeneration. Think vigorous exercise is out of reach? Good news: the study defines it as brisk stairs, carrying groceries, or playing actively with your kids. No gym required — just effort. Just 3–4 minutes of vigorous bursts per day can reduce all-cause mortality by 40% and cardiovascular events by nearly 50%. For women over 40, this is critical. Two-thirds of Alzheimer's cases are women, and perimenopause is a vulnerability window for the brain. Vigorous exercise can partially compensate for declining estrogen by improving glucose regulation, reducing inflammation, and protecting the brain in ways gentle movement cannot. *** Reduce your risk of Alzheimer's with my science-backed protocol for women 30+: https://go.neuroathletics.com.au/brain-code-yt Subscribe to The Neuro Experience for more conversations at the intersection of brain science and performance. I'm committed to bringing you evidence-based insights that you can apply to your own health journey. *** A huge thank you to my sponsors for supporting this episode. Check them out and enjoy exclusive discounts: Rho NutritionYou can get 20% off with the code NEURO at https://rhonutrition.com Function HealthVisit https://functionhealth.com/louisa or use gift code NEURO100 at sign-up to own your health. AquaTruGo to https://AquaTru.com now for 20% off using promo code NEURO. TimelineHead to https://www.timeline.com/neuro to get 20% off. Cure HydrationGet 20% off your first order at https://curehydration.com/neuro with code NEURO. *** I'm Louisa Nicola — clinical neurophysiologist — Alzheimer's prevention specialist — founder of Neuro Athletics. My mission is to translate cutting-edge neuroscience into actionable strategies for cognitive longevity, peak performance, and brain disease prevention. If you're committed to optimizing your brain — reducing Alzheimer's risk — and staying mentally sharp for life, you're in the right place. Stay sharp. Stay informed. Join thousands who subscribe to the Neuro Athletics Newsletter → https://bit.ly/3ewI5P0 Instagram: https://www.instagram.com/louisanicola_/ Twitter : https://twitter.com/louisanicola_ Topics discussed:00:00:00 Introduction: The Exercise Intensity Revolution 00:01:02 The Study That Changes Everything 00:04:50 The Flawed Foundation: Why Guidelines Were Wrong 00:06:50 The Real Numbers: 4 to 10 Times More Powerful 00:08:53 The Brain Connection No One Is Talking About 00:15:32 Mechanism 1: Shear Stress and Cerebral Blood Flow 00:17:38 Mechanism 2: Lactate and BDNF Production 00:19:25 Mechanism 3: Type 2 Muscle Fibers and Myokines 00:24:30 Mechanism 4: Glucose Regulation and Mitochondrial Health 00:28:18 VILPA: The 3-Minute Daily Game Changer 00:32:16 Women and Menopause: The Critical Window 00:35:19 Practical Protocols: What to Do Starting Today Learn more about your ad choices. Visit megaphone.fm/adchoices

“Be honest — what's something you've been consistent at… but haven't seen results from yet?” You can do the right things and still be headed in the wrong direction. In this episode of the Secret to Success Podcast, the conversation goes straight at a frustration many disciplined people quietly carry: “I followed the rules. I showed up. I stayed consistent… so why isn't it working?” This isn't a motivational episode. It's an examination. The team breaks down why effort alone doesn't produce growth, how consistency without measurement becomes rehearsed failure, and why isolation — not laziness — is often the real reason progress stalls. You'll hear why pain is often proof of progress, why feedback is essential (even when it hurts), and how following the wrong formula can keep smart, hardworking people stuck for years. If you've been doing the work but questioning the results, this episode will help you identify what needs to change — without throwing away everything you've built. This conversation is about alignment, correction, and building with intention — not just grinding harder. Chapters 00:00:00 Opening: Consistency Isn't Enough 00:01:26 Welcome and Team Introductions 00:06:55 How Do You Know When God Is Telling You to Move? 00:11:33 The Power of Making Decisions Over Waiting 00:13:23 Patterns Over Decisions: Learning God's Ways 00:15:57 Excellence Is God: Moving in the Spirit of Excellence 00:16:46 Consistency Without Quality Is Rehearsed Failure 00:21:37 The Sandpaper People: Why You Need Correction 00:24:18 Stop Working in Isolation: The Cage Mentality 00:34:39 Measuring Progress: Pain Equals Progress 00:38:04 Quick Evaluation: The Secret to Accelerated Growth 00:40:15 Being Coachable: ET's Jordan Brand Adjustment 00:43:09 Real Numbers, Real Accountability 00:57:52 Breaking Free from Your Cage: Changing Your Circle 01:02:07 Closing: Merry Christmas and Final Encouragement Subscribe If you're serious about growth — not just motivation — subscribe to the channel. New conversations drop weekly, focused on discipline, clarity, and building a life that actually works. Join Our Patreon Community If you want to go deeper than the podcast, join our Patreon community. Patreon members get: - Behind-the-scenes conversations - Extended discussions and bonus content - Direct access to the community shaping these ideas in real time patreon.com/s2spodcast120 Share This Episode If this episode made you uncomfortable — it'll probably help someone you care about. Share it with a friend who's doing everything right but feels stuck. Share this with someone who's doing everything right but feels stuck

Is Catholicism really growing? Across TikTok, YouTube, and X, Catholic and Orthodox content seems to be exploding — but is this a true religious shift or just a digital trend? In this video, Christian Barrett explores why Catholic conversations are increasing, whether Catholicism is actually growing statistically, and what all of this means for Protestant churches today.In Part 1, he analyzes the rise of Catholic and Orthodox voices online, the renewed interest in tradition, liturgy, and authority, and what's driving the digital “Catholic moment.”In Part 2, he examines what's actually growing in Christianity and why Protestantism — especially evangelical and non-denominational churches — continues to shape most conversions worldwide. We also discuss what Protestants must recover: depth, discipleship, theology, formation, and historic rootedness.Support Emet Ministries, so we can continue to provide content and resources to help disciples become disciplers: https://veritas-ministry-415223.churchcenter.com/givingMy reading list:⁠ https://www.goodreads.com/user/show/74696644-christian-barrettChapters:00:00 – Is Catholicism Really Growing?00:22 – Why Catholic Content Is Exploding Online04:18 – Are Catholicism and Orthodoxy Actually Growing in Real Numbers?12:03 – What's Really Growing in Christianity Today?15:40 – What the Rise in Christian Interest Means for Protestants17:XX – The Protestant Opportunity: Depth, Discipleship, and FormationCatholicism growth, Catholic revival, Protestant church decline, Orthodoxy trends, is Catholicism growing, why Catholicism is growing, Catholic TikTok, Protestant vs Catholic, Christian trends 2025, Christian conversions data, theology, church history, Emet Ministries#catholic #protestant

Real numbers

Is Knoxville Still an Affordable City? Breaking Down Real Numbers and What It's Like to Live Here In this week's episode of Real Estate with Ryan, Ryan Coleman takes a closer look at one of the biggest questions people are asking today: Is Knoxville still an affordable place to live? Ryan breaks down the real numbers behind home prices, interest rates, and cost of living, while also sharing what day-to-day life in Knoxville and East Tennessee is really like. Whether you're considering a move, thinking about buying your first home, or weighing a relocation, this episode delivers practical insight backed by local expertise. Tune in Saturday at 11 AM on Talk Radio 92.3 FM / AM 760 WETR, and catch the recap video at 1 PM on Facebook, YouTube, and Apple Podcasts. You can also listen at 1 PM on News Talk 98.7 FM, or watch the full episode on Facebook and catch the replay on YouTube, Apple Podcasts, or SoundCloud. Ryan Coleman Founder / Broker / CEO Hometown Realty LLC Voted Best of Knoxville 2017–2025 Proud Sponsor of the VOLS Dave Ramsey Top ELP YOUR TENNESSEE AGENT #RealEstateWithRyan #KnoxvilleRealEstate #EastTennesseeLiving #MovingToKnoxville #KnoxvilleHousing #HousingMarketUpdate #EastTennesseeRealEstate #HometownRealty

You know how every summer Australians wander down to the beach, breathe in the salty air, have a few too many wines, and suddenly convince themselves that owning a holiday home is a brilliant investment strategy?   Well… it isn't. In fact, it's one of the biggest financial traps I see Aussies fall into.   And today, I'm joined by Brett Warren, National Director of Property at Metropole, to unpack all the reasons why holiday homes almost always underperform, why the numbers never stack up, and what smarter investors are doing instead.   Our discussion highlights the risks associated with holiday properties, the necessity of prioritising long-term financial goals, and the current market trends that could impact property investment decisions in the coming years.   Takeaways  ·         Holiday homes often come with hidden costs and risks. ·         Successful investors prioritize essential investments over lifestyle choices. ·         Understanding market trends is crucial for long-term investment success. ·         Emotional decisions can lead to poor investment choices. ·         It's important to evaluate the true costs of owning a holiday home. ·         Investing in high-demand areas can yield better returns. ·         The property market is cyclical, and timing is essential. ·         Strategic planning can help achieve financial goals more effectively. ·         Investors should focus on data-driven decisions rather than emotions. ·         Wealth building requires a long-term vision and strategy.   Chapters  00:10  Why holiday moods lead to bad investment decisions. 05:05  Why holiday towns underperform long-term despite recent spikes. 10:05  Airbnb myths, hidden costs and tax pitfalls investors ignore. 15:05  Volatility, low land value and why holiday homes drag wealth. 20:00  Strategic investing vs lifestyle buying as 2026 market shifts. 24:55  Wealth principles: build assets first, enjoy holidays later.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us   Brett Warren - National Director of Property at Metropole   Michael Yardney   Join Brett Warren and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Welcome to Freedom In Five Minutes! The brutal truth nobody's talking about: AI won't replace you... but a competitor using it absolutely will. And that gap? It's widening right now in December 2025. In this episode, Kevin from the Pro Sulum team breaks down the latest industry research showing why small and medium-sized businesses are perfectly positioned to dominate with AI—yet most are frozen in analysis paralysis while their competitors race ahead.

In this powerful conversation, real estate entrepreneur and author Garrett Maroon shares his journey from grinding 60-hour weeks to redefining success on his own terms. With five kids at home and a thriving business, Garrett reveals how he doubled down on what truly matters—family, faith, and fulfillment—without sacrificing profitability. This episode challenges the hustle culture narrative and offers a refreshing roadmap for entrepreneurs who want to win at work without losing at life.Episode Topics:Redefining Success Beyond Revenue: Why traditional metrics of success leave entrepreneurs empty and how to create your own scoreboardThe Breakdown That Led to Breakthrough: Garrett's pivotal moment realizing his business was getting in the way of the life he wantedHustle in a Box: How to channel ambition within healthy boundaries instead of letting it consume your lifePlaying to Your Superpowers: Why trying to be good at everything keeps you working more while earning lessThe Ego vs. Family Account: Recognizing which account you're depositing into with every business decisionFaith in Business: Navigating authenticity and showing up as your whole self in an increasingly secular marketplaceAmbition vs. Submission: The tension between dreaming big and surrendering to divine timingInsights:Success should be measured by personal goals like family time and profit targets, not just industry standards for sales volumeWorking within defined boundaries actually increases profitability because it forces you to eliminate unnecessary tasks and delegate effectivelyLike Einstein's fish judged on tree-climbing ability, entrepreneurs often pursue strategies that don't align with their natural strengths, leading to burnoutBuilding a business around your unique superpower allows you to do less work while earning more because you're focusing on your highest-value activitiesAsking "how do I achieve X?" is incomplete—the better question is "how do I achieve X without sacrificing Y?"Faith and identity aren't a backpack you can take on and off—authenticity means showing up as your whole self in every contextBurnout is often a signal that you're operating outside the boundaries of your intended purposeHighlights:00:00 Introduction and Guest Background02:28 Motivation for Writing Book11:22 Defining Personal Scoreboard16:06 Reducing Hustle While Growing25:54 Faith and Authenticity in Business33:40 Purpose, Stewardship, and Contentment38:25 Practices to Hear Guidance43:56 Book Launch and Contact Info45:54 Podcast episode ended Resources:Book: The Balanced Breakthrough: Winning at Work Without Losing at Life by Garrett Maroon (Launches November 25th - Available for pre-order)https://www.simonandschuster.com/books/The-Balanced-Breakthrough/Garrett-Maroon/9781637634752 The Balanced Breakthrough is a call to redefine success by aligning your business with your values, so you can thrive professionally without sacrificing what matters most. Drawing from his experience as a top-producing real estate agent, Garrett Maroon shares the PDA Formula—Predictability, Dollar-Productivity, and Authenticity—to help others build intentional, profitable businesses. The book challenges the industry's toxic scoreboard and guides readers to create their own, measuring success on their own terms. It's a practical and heartfelt roadmap to...

In this episode of the Real Estate Pros podcast, host Erika chats with Kenny Bedwell, a successful investor in the short-term rental market. Kenny shares his journey from a corporate job to real estate investing, emphasizing the importance of diversification and understanding market dynamics. He discusses the creation of his company, STR Insights, which helps investors find viable markets and properties. Kenny also highlights common pitfalls in real estate investment and the significance of enhancing guest experiences to ensure success in the short-term rental business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Giveaways are an incredibly easy way to grow your email list, expand your audiences, and drive sales. In this episode, we break down our giveaway lead-gen strategy and the results of a recent campaign we ran over the span of a week to add over 5,000 email subscribers for The Quirky Mouse. -=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-► Visit Our Website For Training and Resources ► Leave Us An Honest Rating, Email An Image Of Your Rating To team@theecommercealley.com, We'll Send You A $10 Amazon Gift Card As An Appreciation Gift!► Learn About Our Mentorship Program For Ecom Brands Making Over $10k/month ► Checkout Our Upcoming Software, Breezeway - Never Second-Guess Your Meta Ads Again ► Follow Josh on social media: YouTube | Instagram | Facebook | TikTok |

Too many bar owners rely on guesswork or outdated markup formulas when setting menu prices. They assume as long as it covers the liquor cost, it's profitable. It's not.In this episode, we uncover why pricing based on instinct or competition is silently draining your profits. You'll learn how to factor in waste, spillage, garnishes, and even straws to build real margin. Plus, we'll walk through psychological pricing tactics and how to raise prices without scaring your regulars away.If you've ever wondered why your bar feels busy but the bank account says otherwise, this episode is your fix.What You'll Learn

In this conversation, William Holder shares his journey as a real estate investor, discussing the challenges he faced, the lessons learned, and the strategies he employs to succeed in the industry. He emphasizes the importance of patience, responsible scaling, and building strong partnerships while navigating the complexities of real estate investment.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Today I'm back with Leah Drake of Vibrant Valley Music Studio for part two. In part one we talked about her transition to group lessons through the chaos of COVID and losing her teaching space. It's quite the story! In today's episode we zoom in on her move to a commercial space—and the very real finances behind it. Leah is based in San Jose, so none of this is cheap. She walks us through how she chose square footage with room to grow, why she prioritized a storefront for visibility, and how she financed the whole thing. If you like numbers, this episode will not disappoint. Leah is very transparent about her budget. Here's my conversation with Leah.   A full transcript and resources from this episode can be found at MusicStudioStartup.com/episode171.   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Open Bodybuilding Olympian, 3x IFBB Pro Champion, pro podcaster in the IFBBAMA and can be often seen on Bodybuilding & Bollocks on the Real Bodybuilding Podcast.Watch it: https://youtu.be/gPfRK3HoAAYThe Bodybuilding-friendly HRT Clinic - Get professional medical guidance on peptides AND optimizing your health as a man or bodybuilder: [ Pharma Test, IGF1, Tesamorelin, Glutathione, BPC, Semaglutide, Var troche, etc]http://www.transcendcompany.com/nylenaygaRP Hypertrophy Training App: rpstrength.com/nylePlease share this episode if you liked it. To support the podcast, the best cost-free way is to subscribe and please rate the podcast 5* wherever you find your podcasts. Thanks for watching.To be part of any Q&A, follow trensparentpodcast or nylenayga on instagram and watch for Q&A prompts on the story  https://www.instagram.com/trensparentpodcast/Huge Supplements (Protein, Pre, Defend Cycle Support, Utilize GDA, Vital, Astragalus, Citrus Bergamot): https://www.hugesupplements.com/discount/NYLESupport code 'NYLE' 10% off - proceeds go towards upgrading content productionYoungLA Clothes: https://www.youngla.com/discount/nyleCode ‘NYLE' to support the podcastLet's chat about the Podcast:Instagram: https://www.instagram.com/trensparentpodcast/TikTok: https://www.tiktok.com/@transparentpodcastPersonalized Bodybuilding Program:  https://www.nylenaygafitness.comTimestamps:00:00 Intro to James Hollingshead04:40 Early Bodybuilding Journey and Influences09:18 Deep Dive into Nutrition and Longevity19:16 Steroid Use and Its Impact on Career26:14 Mindset and Overcoming Hardships38:00 Health Monitoring and Genetics46:20 Optimizing Training Splits57:46 Balancing Bodybuilding and Mental Health01:07:25 Dealing with Loss and Finding Purpose01:18:56 Favorite Prep Memories01:26:04 Best Peaking Show Memories01:33:27 Truth About Dosages01:45:36 Rep Ranges for Hypertrophy01:51:35 Offseason Strategy: Mass vs Conditioning01:55:24 Fertility While on Cycle01:57:14 Favorite Compounds02:00:02 Appreciating the Whole Physique02:04:23 Views on Lifting Styles02:07:51 Balancing Fatherhood and Bodybuilding02:14:45 Therapy and Travel Insights02:17:56 Final Message to the World

Vocational assessments can shape spousal support and earning-capacity debates. Rhonda and Dan unpack what credible reports look like, how to prepare, and how to challenge numbers that don't match reality. What you'll learn in this episode: ✨ Purpose & scope: Employability, realistic job options, training needs, and reasonable earnings. ✨ Data that matters: Social Security earnings, medical narratives, education, work history, and daily commitments.  ✨ Prep moves: What to bring, how to show up, and how to keep the interview factual and respectful.  ✨ Quality standards: Current labor data, paid databases, and transparent methodology—not a Google job search.  ✨ Retraining reality: Timelines (PT vs. FT), tuition costs, entry pay, and wage progression. ✨ After the report: Red flags to spot and when to seek a second opinion. 

This week I am chatting with yoga trainer, studio owner, and data maven, Gina Ward.Gina ran some data for yoga studio owners, so she could better inform her yoga teacher trainees what the realities of studio ownership are like. Wanna know what the data said? Yeah, I did too. Take a listen find out.KEY TAKEAWAYS:1. Studio profitability isn't guaranteed Profitability means revenue exceeds expenses—but 20% of yoga studios never reach that point. Only 25% are profitable in year one, while 55% take 1–5 years. Most studio owners earn less than people assume.2. What studio owners really earn 52% of yoga studio owners make $12–60K per year, often working 40+ hours a week. Only 12% earn more, while 18% make less than $12K. These numbers show two truths: (1) owners aren't the “big winners” of the yoga industry, and (2) we can't fix money problems we refuse to discuss. 3. Headcount ≠ success For membership-based studios, headcount is often a vanity metric. It looks good on paper but doesn't always reflect real revenue or financial health.4. Pay for prep time Gina compensates teachers for reading emails and prep work—a small but powerful shift that values teachers' time. This should be an industry standard. 5. Rethinking hiring culture Studios often expect teachers to “fit in” socially before being hired. This mindset undervalues professionalism and holds the industry back. Fair, transparent hiring practices are essential for credibility.6. Professionalism vs. friendship In wellness, blurred boundaries between “boss” and “friend” are common. But leaders set the tone: if owners expect professionalism from teachers, they must model it themselvesRESOURCESWorking In Yoga WebsiteWorking In Yoga NewsletterPodcast ShopRegister for the FREE webinarOffering Tree Discount For Working In Yoga Listeners!!Gina's Website

In How to Invest in Real Estate for Retirement: Simple Steps & Real Numbers, we explore how real estate can be a powerful tool to fund your future. Over the past 20 years, real estate has delivered average annual returns of 5.2%, often outperforming bonds and stocks. Meanwhile, REITs (real estate investment trusts) are projected to yield around 9%. This episode breaks down three clear strategies: buy-and-hold rentals for steady long-term cash flow, REITs for hands-off investing with strong returns, and real estate funds or crowdfunding for a low-maintenance, diversified approach. Whether you want to be an active landlord or a completely passive investor, we'll show you how to build wealth, create income, and let your money work for you in retirement. Let's dive in and get your future ready for your retirement. 

We're wrapping up Divorce Summer School with real-world examples from the divorce frontlines. In this episode, Karen and Catherine walk through true-to-life financial case studies to show how preparation, clarity, and the right support can completely transform the divorce experience. You'll hear what went right, what went wrong, and what you can do differently—so you don't become a cautionary tale. What You'll Learn: Why “simple” divorces can still go financially off the rails The cost of emotional decision-making (and how to avoid it) Real examples of how the MDS Financial Portrait™ changes outcomes How one couple saved thousands by getting clarity before hiring professionals The questions that could have saved others months—and tens of thousands of dollars Send us your story or question: wechat@ck11.net. We may share lessons from it in a future episode. Get your Financial Portrait™ started at mydivorcesolution.com Join our community for tools, support, and real-life insights Thank you for joining us for Divorce Summer School! Catch up on all 6 episodes and begin your journey to financial clarity and smart decision-making in divorce. Free Resources: Learn more about your ad choices. Visit megaphone.fm/adchoices

J.C. and Bev Webber's late-starter journey is proof that resilience + innovation can outrun even a Great Financial Crisis. J.C. gives us his real numbers and how he sprinted from a net worth of ~$120k (age 51) to $1.5M (age 57)—only to see it crash to ~$864k in early 2009. But that didn't derail their plans because he and his wife Bev still retired early and hit the road in their RV. You could say they reached FIRE (Financial Independence, Retire Early) before it was hot! In this episode they walk us through all the twists and turns, giving us the excruciating details that you rarely hear about, including: J.C.'s brother-in-law bailing him out of credit-card debt by loaning him money J.C.'s military service and using the GI Bill hack college Ditching dead-end jobs for higher paying tech careers and eventually retiring from Apple Weathering multiple divorces and proving that it doesn't have to ruin your finances The unshakeable confidence in their human capital  Plans to live out their later years in Mexico   ===    VOTE FOR US: PLUTUS AWARDS  === We need your vote for the 2025 Plutus Awards! You can now vote for your hosts behind "Catching Up to FI” - Bill Yount & Jackie Cummings Koski.   ✅ WHAT IS THE PLUTUS AWARDS? The Plutus Awards recognize excellence in independent financial content. That's the best podcasts, books, video channels, blogs, and more.     ✅ VOTE  If you've gotten value from our content and think we are worthy of recognition,  please support by casting your votes here > >>  https://plutus.awardsplatform.com/. There's a short registration needed to vote and you'll be in and out in just a few minutes.    ✅ DEADLINE The deadline to vote is August 30th, 2025. Winners will be announced in October.   ✅ CATEGORIES Below are the categories we have been nominated for and we'd love your vote in each of them.  Catching Up to FI Best New Personal Finance Content Creator - Audio Content Creator of the Year: Audio People's Choice: Audio Best Financial Advisor Content/Jackie Cummings Koski, CFP Plutus Storyteller Award Best Traditional Retirement Content Best Personal Finance Content for Underserved Communities Best Personal Finance Content for Women   Other categories  Best New Personal Finance Content Creator - Written (F.I.R.E. for Dummies) Best New Personal Finance Book (F.I.R.E. for Dummies) Plutus Resilience Award (Jackie Cummings Koski) Best Financial Independence or Retire Early Content (F.I.R.E. for Dummies)  

We ❤️ Case Studies! Nurse practitioner and mom of three, Lisa, opens up and shares what's in her wallet, and her heart. In this episode we dive into her fascinating late-starter story and financials. She was also this year's brave Case Study at the EconoMe conference and revealed all her numbers in front of a live audience to get crowd-sourced feedback in real time. What transpired afterwards was powerful- she quit her day job and handed in her clinical badge to enjoy a sabbatical she had been longing for! With a little help from some Boldin financial modeling and a Nectarine hourly planner, she made the leap and takes us through exactly how she did it.    ===    VOTE FOR US: PLUTUS AWARDS  === We need your vote for the 2025 Plutus Awards! You can now vote for your hosts behind "Catching Up to FI” - Bill Yount & Jackie Cummings Koski.   ✅ WHAT IS THE PLUTUS AWARDS? The Plutus Awards recognize excellence in independent financial content. That's the best podcasts, books, video channels, blogs, and more.     ✅ VOTE  If you've gotten value from our content and think we are worthy of recognition,  please support by casting your votes here > >>  https://plutus.awardsplatform.com/. There's a short registration needed to vote and you'll be in and out in just a few minutes.    ✅ DEADLINE The deadline to vote is August 30th, 2025. Winners will be announced in October.   ✅ CATEGORIES Below are the categories we have been nominated for and we'd love your vote in each of them.  Catching Up to FI Best New Personal Finance Content Creator - Audio Content Creator of the Year: Audio People's Choice: Audio Best Financial Advisor Content/Jackie Cummings Koski, CFP Plutus Storyteller Award Best Traditional Retirement Content Best Personal Finance Content for Underserved Communities Best Personal Finance Content for Women   Other categories  Best New Personal Finance Content Creator - Written (F.I.R.E. for Dummies) Best New Personal Finance Book (F.I.R.E. for Dummies) Plutus Resilience Award (Jackie Cummings Koski) Best Financial Independence or Retire Early Content (F.I.R.E. for Dummies)  

IFBB Pro Open Bodybuilder, 2023 Chicago Pro Champ, & Olympian, known for his wild proportions & training style.The Bodybuilding-friendly HRT Clinic - Get professional medical guidance on peptides AND optimizing your health as a man or bodybuilder: [ Pharma Test, IGF1, Tesamorelin, Glutathione, BPC, Semaglutide, Var troche, etc]https://transcendcompany.com/patient-intake-form/?ls=Nyle+NaygaRP Hypertrophy Training App: rpstrength.com/nylePlease share this episode if you liked it. To support the podcast, the best cost-free way is to subscribe and please rate the podcast 5* wherever you find your podcasts. Thanks for watching.To be part of any Q&A, follow trensparentpodcast or nylenayga on instagram and watch for Q&A prompts on the story  https://www.instagram.com/trensparentpodcast/Huge Supplements (Protein, Pre, Defend Cycle Support, Utilize GDA, Vital, Astragalus, Citrus Bergamot): https://www.hugesupplements.com/discount/NYLESupport code 'NYLE' 10% off - proceeds go towards upgrading content productionYoungLA Clothes: https://www.youngla.com/discount/nyleCode ‘NYLE' to support the podcastLet's chat about the Podcast:Instagram: https://www.instagram.com/trensparentpodcast/TikTok: https://www.tiktok.com/@transparentpodcastPersonalized Bodybuilding Program:  https://www.nylenaygafitness.comTimestamps:00:00 - Intro02:05 - Pod Setup03:41 - Relationships & Personal Stories05:04 - Dealing with Loss13:20 - Grief and Maintaining Routine16:27 - Navigating Life Transitions21:40 - Contest Prep Updates27:08 - Gut Health Protocol Impact30:59 - Lifelong Gut Issues42:36 - Justin being comparatively small44:35 - Cycles, Training Styles & Genetics50:16 - You are not gonna feel great all the time!54:44 - Eric Janicki & Training to Failure01:03:44 - Journey to Bodybuilding01:08:52 - Longevity in Bodybuilding01:14:25 - Growth Hormone Experiences01:18:34 - Training Style Evolution01:20:09 - Coach Behind Justine & Motivation01:27:03 - Balancing Bodybuilding, Business and Relationships01:32:02 - Being Raised Perfectly01:40:33 - Moderate Dosage Benefits & Being Health Conscious01:47:49 - Consistency in Training01:55:21 - Acne Struggles & Solutions02:04:58 - Obsession vs. Balance in Prep02:09:06 - Peak Week Nutrition02:14:04 - Frenchie vs. Pug Debate02:19:33 - Cannabis Business Role02:24:33 - Delegating in Business02:27:00 - Getting competition lean on burgers02:32:23 - Training Frequency Benefits02:39:55 - Exercise-Specific Training02:43:59 - Back Density Movements02:46:34 - Olympia Stress Disaster02:57:10 - Do What You Love

Curious how nurse entrepreneurs actually pull off a six-figure launch?In this episode, I reveal the behind-the-scenes truth of my first $100K+ launch for the NursePreneur Academy in April 2025 — and it wasn't all smooth sailing.Forget the Instagram highlight reel. You'll hear exactly what went down:

What if the secret to more leads wasn't just more ads, but the way your message shows up everywhere?Welcome to Gym Marketing Made Simple—where marketing meets clarity, and client growth is finally within reach. This show is your go-to resource for making smart, straightforward moves to grow your gym and increase revenue without getting lost in complex tactics.Episode Highlights:In this episode, David Rubin, owner of Courage Fitness in Durham, NC, shares how his gym went from 30 organic leads a month to over 80 and how pairing paid ads with a clear, consistent message helped drive over $83,000 in monthly revenue. He discusses the halo effect of advertising, the importance of message alignment across all platforms, and how gym owners can utilize both automation and a human touch to nurture leads effectively.Key Insights:Paid ads don't just bring in paid leads—they also boost organic traffic when done right.A consistent message across your website, social media, and ads builds trust and improves conversions.The halo effect of ads enhances brand awareness and amplifies its impact across all channels.Automation is helpful, but keeping it personal is what makes clients feel seen.A high barrier to entry (like personal training) can attract better-quality leads.Manual tracking gives clearer insights into the sales journey.A diversified marketing strategy is more sustainable than relying on one source.Long-term gains often come from short-term patience and consistency.Episode Chapters:00:00 Intro01:40 Dave Rubin's Client Experience and Success.05:04 The Halo Effect and Marketing Strategy.23:15 Lead Nurturing and Sales Process.23:46 The Role of Technology and Personal Touch.28:33 Advice for Gym Owners on Paid Marketing.If this episode has helped spark new ideas for your gym's growth, please share it with someone who needs it, or join the conversation with us. Marketing doesn't have to be overwhelming when you're not doing it alone.Thanks for tuning in to Gym Marketing Made Simple. We're grateful to have you here. Make sure to catch the next episode—we're just getting started.

In this episode of Mountain Real Estate, Candice De and Amy Nakos dive into what it really costs to own a property in Summit County, Colorado—specifically a two-bedroom, three-bath condo in Keystone. They break down four financial scenarios using cash or a loan, with and without a property manager. You'll hear about monthly costs, rental income projections, tax benefits, and long-term appreciation potential. Whether you're buying for lifestyle, investment, or both, this episode gives you a clear picture of real numbers in today's mountain market.

In this eye-opening episode of American Potential, host David From sits down with David McNeilly, a financial advisor from Michigan, who shares how the Tax Cuts and Jobs Act (TCJA) has had a measurable, personal impact—not just on his clients, but on his own family's financial freedom. With a background in ministry and a passion for helping others, McNeilly now helps middle-class families navigate retirement planning, tax strategy, and long-term financial goals. But when he crunched the numbers comparing his 2023 tax bill under current rates versus pre-TCJA levels, the result shocked him: a $4,700 difference in annual tax savings—enough to take his family on a Disney cruise. McNeilly walks listeners through how policies from Washington shape real lives, sharing stories of clients who have retired early, sent their kids to private school, or bought long-dreamed-of lake houses—opportunities made possible by smart planning and a more favorable tax environment. He also explains how he's preparing clients for the potential expiration of TCJA, and why higher taxes could force middle-class families to rethink their futures. If you want a clear, data-driven perspective on how federal tax policy affects everyday Americans—not the wealthy, but the working families—this episode delivers it straight from the source.

In this roundtable conversation, Todd Langford, Denzel Rodriguez, Daniel Rondberg, and Caleb Guilliams walk through every variable — interest rates, compounding, cash flow, risk, flexibility, and even tax deductions for velocity banking. Does this concept actually work to pay off mortgages faster or is it a wash? Check out everyones channel: Todd Langford: https://www.youtube.com/@TruthConcepts Denzel Rodriguez: https://www.youtube.com/@DenzelNapoleonRodriguez Daniel Rondberg: https://www.youtube.com/@DanielRondberg 00:00 Understanding Mortgage Payoff Strategies02:34 The Role of Velocity Banking05:20 Comparing HELOC and Traditional Mortgages07:55 Cash Flow and Interest Rates10:34 Analyzing Interest Savings with HELOC12:30 Income and Expense Management14:46 The Impact of Accelerated Payments17:57 Tax Implications of Mortgage Payments20:24 Final Thoughts on Mortgage Strategies25:20 Understanding Interest Rates and Mortgage Strategies31:32 The Impact of Debt on Financial Decisions35:04 Comparing Payment Strategies: HELOC vs Traditional Payments43:59 Evaluating the Role of Time Value of Money50:43 Entrepreneurial Perspectives on Debt Management58:14 The Emotional Weight of Debt59:15 Understanding Debt vs. Cash Flow01:00:38 The Debate on HELOC vs. Savings01:02:28 Velocity Banking Explained01:04:46 Cultural Perspectives on Debt01:06:37 The Role of Emotion in Financial Decisions01:08:31 Comparative Rates and Financial Strategies01:11:19 Risk-Adjusted Returns and Financial Planning01:14:01 The Importance of Rate in Financial Decisions01:18:22 Final Thoughts on Financial StrategiesDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In this week's MBA Admissions podcast we began by discussing the recent events and activities that Clear Admit has been involved in, including our MBA Fair in Boston, and online admissions events series that wrapped up last week. More than 600 attendees participated in our most recent virtual event, which included admissions representatives from UPenn / Wharton, Stanford, Texas / McCombs, Columbia and Yale SOM. Graham noted two articles that have been recently published on Clear Admit. The first focuses on the different teaching methods that are used in top MBA programs. The second focuses on financial aid issues relevant to U.S.-based candidates, including FAFSA (Free Application for Federal Student Aid). Graham then highlighted two Real Numbers articles that focus on Consumer-Packaged Goods (CPG) and Health Care placements. Graham highlighted five Real Humans alumni spotlights, alums from Yale SOM working at Amazon, IMD working at Disney, Cornell / Johnson working at Invenergy, UPenn / Wharton working at Aepnus Technology, and Chicago / Booth working at American Express. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate has a 695 GMAT and 3.8 GPA. They are seeking a top MBA with goals to pivot to the entertainment industry. This week's second MBA candidate has not yet taken the GMAT, but everything else about their profile looks very strong. Their long-term goal is to develop a chain of dental practices. The final MBA candidate is deciding between Northwestern / Kellogg, with a significant scholarship, and Harvard. They want to work in venture capital or private equity. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

This week's Suburban Underground has a set of virtual love songs.  In this show you will hear the artists: The First Time, Frankie Rose, Guster, The A's, Adam & The Ants, The Real Numbers, The Hives, Pixies, Rubblebucket, Cheap Trick, Martha And The Muffins, The Charlatans, Yaz, Frank Black, The Drams, The Sundays. AI-free since 2016! On the Air on Bedford 105.1 FM Radio      *** 5pm Friday ***      *** 10am Sunday ***      *** 8pm Monday *** Stream live at http://209.95.50.189:8178/stream Stream on-demand most recent episodes at https://wbnh1051.podbean.com/category/suburban-underground/ And available on demand on your favorite podcast app! Facebook: SuburbanUndergroundRadio   ***    Instagram: SuburbanUnderground   ***    #newwave #altrock #alternativerock #punkrock #indierock

In this week's MBA Admissions podcast we began by discussing the Round 3 activity on LiveWire; interview invites and final decisions continue to roll out for this shortened application cycle; next week Emory / Goizueta, Berkeley / Haas and Duke / Fuqua are scheduled to release final decisions. Graham noted a new Clear Admit survey, where we are trying to understand the issues and concerns that international students may have, with regards to coming to the United States for an MBA. The survey link is here: https://bit.ly/mba25usa Graham highlighted Clear Admit's Application Overview May series of events that begin this week on Tuesday and Wednesday. Tuesday's event includes Dartmouth / Tuck, Duke / Fuqua, INSEAD, London Business School and Michigan / Ross. The remainder of events in this series will be hosted on May 20 and 21. Signups are here: https://bit.ly/appoverview25 Sandwiched in the middle of this series is Clear Admit's MBA admissions fair in Boston, on May 14th. This event includes panel discussions, one of which is focused on Consulting hiring and is led by Bain. Twenty-four of the top 25 U.S.-based MBA programs are planning to attend, along with London Business School. Signups for this event are here: https://bit.ly/mbafair2025 Graham noted three articles recently published on Clear Admit. The first details the best laptops for MBAs as they plan to begin their program. The second article is part of Clear Admit's Real Numbers series and looks at the percentage of MBA students who go into Consulting after business school. The final article is a deep-dive research piece that examines placement statistics of the top US MBA programs, by geography. This helps us understand the regional nature of many of the leading MBA programs. Graham highlighted five Real Humans alumni spotlights, alums from Michigan / Ross working at PepsiCo, Emory / Goizueta working at Accenture, IESE working at BCG, Irvine / Merage working at Disney, and Columbia working at their own company, Small Bear. Finally, Graham discussed a recently published podcast episode about careers and impressive growth at SMU Cox with Shelly Heinrich. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate has a 695 GMAT score and a strong GPA. They are working in Australia and received their undergraduate degree from New Zealand. This week's second MBA candidate is from India and has 8 years of work experience. They are targeting a 330 on the GRE and have extensive experience building online communities. The final MBA candidate is deciding between Chicago / Booth and Berkeley / Haas. They are seeking a career in tech. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions!---