Podcasts about owed

In a theological landscape that often softens sin into "brokenness," Episode 480 re-establishes the biblical category of sin as debt. Jesse Schwamb takes us into the house of Simon the Pharisee to analyze the Parable of the Two Debtors. The central argument is forensic: sin creates an objective liability against God's justice that no amount of human currency—tears, works, or religious heritage—can satisfy. We explore the critical distinction between the cause of justification (God's free grace) and the evidence of justification (love and repentance). This episode dismantles the self-righteous math of the Pharisee and points us to the only currency God accepts: the finished work of Christ. Key Takeaways Sin is Objective Debt: Sin is not merely a relational slight; it is a quantifiable liability on God's ledger that demands clearing. Universal Insolvency: Whether you owe 50 denarii (the moralist) or 500 denarii (the open sinner), the result is the same: total inability to pay. God Names the Claim: The debtor does not get to negotiate the terms of repayment; only the Creditor determines the acceptable currency. Love is Fruit, Not Root: The sinful woman's love was the evidence that she had been forgiven, not the payment to purchase forgiveness. The Danger of Horizontal Math: Simon's error was comparing his debt to the woman's, rather than comparing his assets to God's standard. Justification by Grace: Forgiveness is a free cancellation of the debt, based entirely on the benevolence of the Moneylender (God). Key Concepts The Definition of Money and Grace To understand Luke 7, we must understand money. Money is a system of credit accounts and their clearing. When we apply this to theology, we realize that "religious effort" is a currency that God does not accept. We are like travelers trying to pay a US debt with Zimbabwean dollars. The Gospel is the news that Christ has entered the market with the only currency that satisfies the Father—His own righteousness—and has cleared the accounts of those who are spiritually bankrupt. The Pharisee's Calculation Error Simon the Pharisee wasn't condemned because he wasn't a sinner; he was condemned because he thought his debt was manageable. He believed he had "surplus righteousness." This is the deadly error of legalism. By assuming he owed little, he loved little. He treated Jesus as a guest to be evaluated rather than a Savior to be worshipped. A low view of our own sin inevitably leads to a low view of Christ's glory. Evangelical Obedience The woman in the passage demonstrates what Reformed theologians call "evangelical obedience"—obedience that flows from faith and gratitude, not from a desire to earn merit. Her tears did not wash away her sins; the blood of Christ did that. Her tears were the overflow of a heart that realized the mortgage had been burned. We must never confuse the fruit of salvation with the root of salvation. Quotes Tears don't cancel the ledger. Christ does that. Tears are what debtors do when Mercy lands. Grace received produces love expressed. A creditor doesn't need to be convinced you did harm. The ledger already stands. Transcript [00:01:10] Welcome to The Reformed Brotherhood + Teasing the Parable [00:01:10] Jesse Schwamb: Welcome to episode 480 of The Reformed Brotherhood. I'm Jesse, and this is the podcast for those with ears to hear. Hey, brothers and sisters, how great is it that we have these incredible teachings of Jesus? Can we talk about that for a second? Tony and I have loved hanging out in these parables with you all, and Tony will be back next week. Don't you worry. But in the meantime, I've got another parable for us to consider, and I figured we would just get. Straight to the points, but I have to let you in in a little secret first, and that is not even Tony knows until he hears this, which parable I've selected for us to chat about. And I knew that there might come a time where I would be able to sneak in with this parable because I love. This parable, and I love it because it's so beautiful in communicating the full breadth and scope of the gospel of God's grace and his mercy for all of his children. And it just makes sense to me, and part of the reason why it makes so much sense to me is. The topic which is embedded in this is something that more or less I've kind of built my career around, and so it just resonates with me. It makes complete sense. I understand it inside and out. I feel a connection to what Jesus is saying here very predominantly because the topic at hand means so much to me, and I've seen it play out in the world over and over and over again. So if that wasn't enough buildup and you're not ready, I have no idea what will get you prepared, but we're going to go hang out in Luke chapter seven, and before I even give you a hint as to what this amazing, the really brief parable is, it does take a little bit of setup, but rather than me doing the setup. What do you say if we just go to the scriptures? Let's just let God's word set up the environment in which this parable is gonna unfold. And like a good movie or a good narrative, even as you hear this, you might be pulled in the direction of the topic that you know is coming. And so I say to you, wait for it. Wait for it is coming.  [00:03:20] Luke 7 Setup: Simon's Dinner & the "Sinful Woman" Arrives [00:03:20] Jesse Schwamb: So this is Luke's book, his gospel chapter seven, beginning in verse 36. Now one of the Pharisees was asking Jesus to eat with him, and Jesus entered the Pharisees house and reclined at the table. And behold, there was a woman in the city who was a sinner, and when she learned that he was reclining at the table in the Pharisees house, she brought an alabaster jar of perfume. And standing behind him at his feet crying. She began to wet his feet with her tears, and she kept wiping them with her hair over her head and kissing his feet and anointing them with perfume. Now, in the Pharisee, who had invited him, saw this, he said to himself saying, if this man were, he would know who and what sort of person this woman is who is touching him, that she is a sinner. Let's stop there for a second. So this incredible dinner party that Jesus attends and here is this woman. Well, all we're told is that she's a woman who's identified as a sinner. Clearly moved by the presence of Jesus clearly wanting to worship him in a very particular way. By the way, loved ones. Can we address the fact that this goes back to something Tony and I have been talking about, I dunno, for like seven episodes now, which is coming outta Luke chapter 15. This idea that sinners, the marginalized, the outcasts, the down and out, they were drawn to Jesus. Something about him, his presence, the power of his teaching drew them in, but in a way that invited vulnerability, this kind of overwhelming response to who he was. And what his mission was. And so here maybe is like any other occurrence that happened in Jesus' day, maybe like a million other accounts that are not recorded in the scriptures. But here's one for us to appreciate that. Here's this woman coming, and her response is to weep before him, and then with these tears, to use them to wash his feet and to anoint him with this precious perfume. Now, there's a lot of people at this dinner party. At least we're led to believe. There's many, and there's one Pharisee in particular whose home this was. It was Simon. And so out of this particular little vignette, there's so much we could probably talk about. But of course what we see here is that the Pharisee who invited him, Simon, he sees this going on. He does not address it verbally, but he has his own opinions, he's got thoughts and he's thinking them. And so out of all of that, then there's a pause. And I, I would imagine that if we were to find ourselves in that situation, maybe we'd be feeling the tension of this. It would be awkward, I think. And so here we have Jesus coming in and giving them this account, this parable, and I wanna read the parable in its entirety. It's very, very short, but it gives us a full sense of both. Like what's happening here? It's both what's happening, what's not happening, what's being. Presented plain for us to see what's below the surface that Jesus is going to reveal, which is both a reflection on Simon and a reflection on us as well. [00:06:18] The Two Debtors Parable (Read in Full) [00:06:18] Jesse Schwamb: So picking up in, in verse 40, and Jesus answered and said to him, Simon, I owe something to say to you. And he replied, say it, teacher a money lender had two debtors, one owned 500 in RI and the other 50. When they were unable to repay, he graciously forgave them both. So which of them will love him more? Simon answered and said, I suppose the one who he graciously forgave more, and he said to him, you have judged correctly and turning toward the woman. He said to Simon, do you see this woman? I entered your house? You gave me no water from my feet, but she has wet my feet with her tears and wiped them with her hair. You gave me no kiss, but she, since the time I came in, has not ceased to kiss my feet. You did not anoint my head with oil, but she anointed my feet with perfume. For this reason, I say to you her sins, which are many have been forgiven for. She loved much, but he who is forgiven, little loves little. Then he said to her, your sins have been forgiven, and those were reclining at the table. With him began to say to themselves, who is this man who even forgives sins? And he said to the woman, your faith has saved you. Go in peace.  [00:07:42] What This Scene Teaches: Sin, Forgiveness, Love as Fruit [00:07:42] Jesse Schwamb: What a beautiful, tiny, deep, amazing instruction from our Lord and Savior Jesus Christ. So in this just short 10 verses here, it's we're sitting inside. This dinner at Simon, the Pharisees house, and a woman known publicly only as a sinner, has shown some striking love toward Jesus, and Jesus explains her actions. Then through this mini parable of debt, two debtors, one creditor, neither can pay. Both are freely forgiven. Love flows. Then from that forgiveness. And so there's a lot within the reform theological spectrum here that helps us to really understand. I think the essential principles of what's going on here, and I just wanna hit on some of those and chat with you about those and hopefully encourage you in those as I'm trying to encourage myself. First, we get some sense about what sin really is like. We get a sense of the inability to cope with sin. We get the free forgiveness that's grounded in Christ, in Christ alone, and we get this idea of love and repentance as the fruit or the evidence, not the cause of justification. Now to set this whole thing up. [00:08:50] Why Talk About Money? Defining Money as Credit & Clearing [00:08:50] Jesse Schwamb: I do think it's so important for us to talk about money for a second, not money, like we're gonna have a budget talk, not what you spend on groceries or your vacation, not even what you do in terms of planning for your retirement or what you give to the church in way of tithe than offering none of that. I'm actually more interested to talk to you about money itself. One of the things I love to ask people. Especially when I was teaching students in money and finance is the question, what is money? And I bet you if you and I were hanging out across the kitchen table and I asked you, what is money? I'm guessing you would go in one or two directions. Either you would gimme examples of money, types of money. You might talk about the US dollar or the Zimbabwean dollar, or the Euro or the Yuan. That would be correct in a way, but really that's just symptomatic of money because that's just an example or a type of some money that you might use. And of course those definitions are not ubiquitous because if I take my US dollars and I go travel to see our Scott brothers and sisters, more than likely that money. That currency, those dollars will not be accepted in kind. There'd have to be some kind of translation because they're not acceptable in that parts of the world. That's true of most types of money. Or you might go to talking about precious metals and the price of gold or silver and how somehow these seem to be above and beyond the different types of currency or paper, currency in our communities and around our world. And of course, you'd be right as an example of a type of money, but. Gold itself, if you press on it, is not just money, it's describing as some kind of definition of what money is. The second direction you might take is you might describe for me all the things that money is like its attributes. Well, it must be accepted generally as a form of currency. It might must be used to discharge debt or to pay taxes, or it must have a store of value and be able to be used as a medium of exchange. And you would be correct about all of those things as well because. Probably, whether you know it or not, you're an expert in money because you have to use it in some way to transact in this lifetime. But even those are again, just attributes. It's not what money is in its essential first principle. So this is not like an economics lecture, I promise, but I think it is something that Jesus is actually truly drawing us to, and that is the best definition of money I can give, is money is a system of credit accounts and their clearing. It's a whole system of credit accounts and their clearing. So think of it like this, every time you need something from somebody else. Anytime you wanna buy something or you wanna sell something, what's happening there is somebody is creating a claim. So let's say that I go to the grocery store and I fill up the cart with all kinds of fruits and vegetables and meats, and I'm at the counter to check out. What I've just done is said that I have all of these things I would like to take from the grocery store, and now the grocery store has some kind of claim because they're handing them over to me and I need a way to settle that claim. And the way that I settle that claim is using money. It is the method that allows us to settle those transactions. And in my particular instance, it's going to be the US dollar, or maybe it's just ones and zeros electronically, of course representing US dollars. But in this case, the way I settle it is with money and a particular type of money. But, and I want you to keep this in mind 'cause we're gonna come back to it. This is my whole setup for this whole thing. The reason why this is important is because you have to have the type of money. That will settle the debt or settle the creditor. You have to have the thing itself that the creditor demands so that you can be a hundred percent released from the claim that they have on you. If you do not have exactly a. The type of money that they desire, then the debt will not be released. The creditor will not be satisfied. You will not go free, and that it's so critically important.  [00:12:52] Sin as Objective Debt: God Names the Claim [00:12:52] Jesse Schwamb: I think it's just like this really plain backdrop to what's happening here When Jesus addresses Simon with this whole parable. So he starts this whole idea by saying to Simon that he is something to say to him, which I think in a way is profound anyway, because Simon invites him to speak. But Jesus here is taking the initiative. Simon is the host. He socially, as it were, above this sinful woman. But Jesus becomes the true examiner of the heart in this parable. What we have is. Christ's word interrupts self-justifying narratives, and clearly there was a self-justifying narrative going on in Simon's head. We know this because we're privy to his thoughts in the text here. The gospel does not wait here for the Pharisee to figure it out, the gospel lovingly correct. Always goes in, always initiates, always intervenes as Christ intercedes. And here, before any accounting happens, Jesus sets the terms. God is the one who names the debt, not the debtor. And this really is probably the beating hearts, the center of gravity of this whole exchange. I love that Jesus goes to this parable. Of a money lender, a money lender who had two debtors, one owned, 500, one owned 50. Now of course, I would argue that really, you can put this in any currency, you can translate into modern terms, you can adjust it for inflation. It doesn't really matter. What we have here is one relatively small debt, another debt 10 times the size. So one small, one large, and that's the juxtaposition. That's the whole setup here. And I would submit to you something super important that Jesus does here, which flies in the face of a lot of kind of just general wishy-washy evangelicalism that teaches us somehow that sin is just not doing it quite right, or is just a little brokenness, or is just in some way just slightly suboptimal or missing the mark. It is those things, but it is not the entirety of those things because what's clear here is that Jesus frames sin as debt. In other words, it's an objective liability. A liability is just simply something of value that you owe to somebody else. And I am going to presume that almost everybody within an earshot of my voice here all over the world has at some point incurred debt. And I think there's, there's lots of great and productive reasons to incur debt. Debt itself is not pejorative. That would be a whole nother podcast. We could talk about. Maybe Tony and I sometime, but. What is true is that debt is an objective liability. The amounts differ, but both are genuinely in the red here. And what's critical about this is that because debt is this objective reality, whenever you enter into an arrangement of debt, let's say that you borrow some money to purchase a car or home or simply to make some kind of purchase in your life, that's unsecured debt. In all of those cases, the. The one lending you the money, the creditor now has a claim on you. What's important to understand here is that this kind of thing changes it. It provides way more color and contrast to really the effects of what sin is and what sin does in its natural accountability. And so in this way we have this nuance that there are differences in outward sin and its social consequences. That is for sure that's how life works, but all sin is ultimately against God and makes us debtors to divine justice. That is now God has a claim against us. And this shouldn't make sense because unless we are able to satisfy that claim, all have that claim against them all have sinned and fall short of the glory of God. And as a result of this, it's not just that we somehow have lived a way that is just slightly off the mark and suboptimal, but instead that we've heaped up or accumulated for ourselves an objective liability, which is truly. Owed to God and because it is truly owed him, he's the one who can only truly satisfy it. This is why the scripture speak of God as being both just and justifier. That is a just creditor ensures that the debt is paid before it is released, and the one who is justifier is the one who pays that debt to ensure it will be released. God does both of these things through Jesus Christ, our Lord. Praise be to his name. So here we have a really true understanding. Of what sin is. There's no mincing of words here. There's a ubiquity in all of our worlds about money lending and borrowing, and Christ leans into that heavily. We know for a fact that the ancient Mesopotamians learned how to calculate interests before they figured out to put wheels on car. And so this idea of lending and borrowing and indebtedness, this whole concept has an ancient pedigree, and Jesus leans into this. And so we have this really lovely and timeless example of drawing in the spiritual state into the very physical or financial state to help us understand truly what it means when we incur sin. Sin is not easily discharged, and just like debt, it stands over us, has a claim on us, and we need somebody to satisfy that claim on our behalf. By the way, this gets me back to this reoccurring theme of we need the right currency, we need the right money, as it were to satisfy this debt only that which is acceptable to God through Jesus Christ. Our Lord, by the power of the Holy Spirit is what will be acceptable in payment in full for this kind of debt. And so that's again, this whole setup, it's the spiritual realm being immediately kind of dragged into this corporal reality of the balance sheet, assets and liabilities, things of value that we owe to someone else. [00:18:50] Unable to Repay: Free Cancellation, Justification by Grace [00:18:50] Jesse Schwamb: Notice in Luke verse 42, that the reason why it's important to understand the full ferocity, the ferocious of sin and the weight of the debt that it incurs upon us, is that it cannot be repaid no matter what. So look at both of these borrowers. Neither could repay. Neither could repay. So think about that for a second. It doesn't even matter how much they owed. Both were way beyond their ability. It's not merely they didn't want to, but they didn't have the resources in the spiritual state. In other words, there was no surplus righteousness to pay God back and the creditor's action here is free cancellation grace, not a negotiated settlement, but free cancellation. So whether it was 50 or 500, it was irrelevant to the fact that these borrowers just like you and I, have nothing within our means, our wherewithal to actually satisfy the this cosmic debt that we have rightfully incurred against God. And so you should be hearing this align so closely with justification By Grace, God doesn't forgive because we eventually scraped together payment. He forgives because he's gracious and in the full biblical picture because Christ pays and bears that penalty. So this isn't, we have somehow, as you've heard, sometimes in kinda very again, wishy-washy, evangelical ways that we've somehow come forward at the right time. To receive from God some kind of gift or that we've somehow elevated ourself to the place of the deserving poor, or that we come with our own extended arms, empty, but outstretched so that we might receive something from God, in part because we make ourselves present before him, not loved ones. It's far better than that. It's not being able to pay and Christ saying, come and buy. Not being able to put food on the table and him saying, come and eat. It's him saying, you who are thirsty, come and drink from the fountain of life freely and unreservedly. Not because you have some way deserved it, because in fact you desperately do not. And because God has made a way in Christ a way that we could not make for ourselves, he's paid a debt that we just could not repay. It doesn't matter what it is that you think is outstanding against you. The fact of the matter is you cannot repay it. And so of course, that's why Paul writes in Ephesians, it's by grace through faith and not by works that you've been set free in the love of the Kingdom of Christ, that all of these things have been given to you by God because he loves you and because he's made a way for you. You may remember that when Tony and I spent some time in the Lord's Prayer. That we really settled, we sunk down into what we thought was the best translation of that portion where we come to forgiving debts and forgiving debtors, and we settled on that one because we feel it's the most accurate representation of the actual language there in the text. But two, because that language also comports with all this other teaching of Jesus, this teaching that. Emphasizes the debt nature of sin, and that when we think about the fact that we in fact have a giant loan or a lease or an outstanding obligation, something that has been that our souls ourselves in a way have been mortgaged. And we need a freedom that breaks that mortgage, that wants to take that paper and to satisfy the payment and then to throw it into the fire so that it's gone and no more upon us. That because of all of that, it's appropriate for us to pray that we be forgiven our debts, and that, that we, when we understand that there's been a great debt upon us, that we are willing to look at others and forgive our debtors as well. And so you'll see that in, I'd say it looks like verse 43 here, Simon answers. Jesus question appropriately. Jesus basically pegs him with this very simple, straightforward, and probably really only one answer question, which is, which one do you think loved the creditor more? Which of these borrowers was more ecstatic, which appreciated what had been done more? And of course he says, well, the one with the larger debt, that that seems absolutely obvious. And Jesus essentially here gets Simon to pronounce judgment and then turns that judgment into a mirror. This is brilliantly what Jesus often does with these parables, and to be honest, loved ones. I think he still is doing that today with us. Even those of us who are familiar with these parables, they're always being turned into a mirror so that when we look into the, the text we see ourselves, but like maybe whatever the opposite of like the picture of the Dorian Gray is like, well, maybe it's the same as the picture. You know, this idea that we're seeing the ugliness of ourselves in the beauty of Christ as he's presenting the gospel in this passage. And the issue of course here is not whether you and I or Simon can do math. It's whether Simon will accept the implication and you and I as well, that we are a debtor who cannot repay. That. That's just the reality of the situation.  [00:23:44] The Mirror Turns: Simon's Little Love vs Her Overflowing Gratitude [00:23:44] Jesse Schwamb: And so Jesus turns then, and this is remarkable, he turns toward the woman and he compares her actions with Simon's lack of hospitality, speaking to Simon while he stares intently at the woman. I mean, the drama unfolding in this quick small little passage is exceptional. It's extraordinary. And unlike some of the. Other teachings that we've already looked at here, there is something where Jesus is teaching and acting at the same time. That is the scripture is giving us some direct indication of his movements, of his direction, of his attentional focus. And here there's an attentional focus on the woman while he speaks to Simon the Pharisee. And first what we find is Jesus dignifies the woman by addressing Simon about her while looking at her. He makes the sinner central and the respectable man answerable. That's wild. And there's an angle here that still leads us back to debt, which is Simon behaves like someone who thinks that he is little debt. So he offers little love and the woman behaves like someone who knows she's been rescued from insolvency, and so she pours out gratitude. And then there's a whole host, a little list here, a litany of things that Jesus essentially accuses Simon of directly and pulls them back into this proper understanding of the outpouring of affection. That is a fruit of justification exemplified in the woman's behavior. For instance, Simon gave no kiss, and yet here's this woman. She has not stopped kissing Jesus' feet and then wiping her feet, washing his feet with her tears.  [00:25:19] Grace Received, Love Expressed (Not Earned) [00:25:19] Jesse Schwamb: Of course, in that culture, Simon withheld this ordinary honor and the woman lavish is extraordinary affection. You know, we would often call this an reformed theology, evangelical obedience. It's the kind that flows from faith and gratitude, not a plan to earn acceptance. And this is tough for us, loved ones because we want to conflate these two. It's easy to conflate these two, and we're well-meaning sometimes when we do that. But we have to be careful in understanding that there is an appropriate response of loving worship to one who has set you free. While at the same time understanding that that loving worship never should spill over and, and into any kind of self-proclaimed pride or meritorious earning. And this woman apparently does this so exceptionally well that Jesus calls it out, that all of this is flowing from her faith and her gratitude. Jesus says, Simon didn't anoint his head with oil and she anoints his feet with perfume again. Notice some really interesting juxtaposition in terms of the top and the bottom of the body here. Here's this woman's costly act, underscoring a pattern, grace received, produces love expressed. I love thinking of it that way. Grace, perceived, excuse me, grace received produces love expressed.  [00:26:39] Sin as Crushing Debt: Why It Must Be Paid [00:26:39] Jesse Schwamb: That is the point that Jesus is driving to here, that if we understand the gospel and the gospel tells us that there is a law. That we have transgressed and that this law has accumulated in all of this debt that we cannot pay. And so the weight of this means not just that, oh, it's, it's so hard to have debt in our lives. Oh, it's so annoying and inconvenient. No, instead it's oppressive. This debt itself, this grand burden is over our heads, pushing down on our necks, weighting us down in every way, and especially in the spiritual realm. And because of this, we would be without hope, unless there was one who could come and release us from this debt. And the releasing of this debt has to be, again, an A currency acceptable to the debtor, and it has to actually be paid. There's no wiping away. There's no just amnesty for the sake of absolve. Instead, it must be satisfied. And the woman here has received this kind of extraordinary grace has acknowledged, and by the power of the Holy Spirit, through opened eyes and unstopped ears and a clean heart, has been able to understand the severity of the situation. And then this produces in her love expressed, which again is not the means of her justification, but certainly is one of the fruit of it. And Jesus explains then the reason for her response.  [00:27:58] Forgiveness First: Clearing Up Luke 7's Logic [00:27:58] Jesse Schwamb: The reason why Grace received produces love expressed is because she and her many sins have been forgiven. Hence, her love is great, love the one forgiven, little forgives little. I think sometimes that verse is often misunderstood as if. Her love caused her forgiveness. But again, we want to hear clearly from Jesus on this. The logic he gives is forgiveness, leading to love. Love is evidence or fruits. And so her love is the sign that forgiveness has already been granted and is truly possessed, not the purchase price. And Simon's Lovelessness exposes a heart still clinging to self-righteousness, acting like a small debtor who doesn't even need mercy, like one who doesn't understand that they will never, ever be able to repay the thing that is over them. You know, I love that John Val is often quoted along the lines of something like this. Those forgiven much will love much. And in his writing to me, he captures so much of this moral psychology of grace and I think there is a psychology of grace here. There is a reasonable response. That moves us by the power of the Holy Spirit, from deep within this renewal of the man, such that we express our love to God in all kinds of ways. I think especially in our age, on the Lord's day, in acts of singing through worship and meditation, through worship, and listening through worship and application, through worship, all of these means in particular as our expression of what it means to have been received, having received grace, producing a loving response. [00:29:36] "Your Sins Are Forgiven": Jesus' Divine Authority [00:29:36] Jesse Schwamb: I love that all of this ends as it draws to a close. Jesus speaks these incredible words. He tells her that her sins are forgiven. You know, notice here that Christ speaks an authoritative verdict. This is justifying speech. It's God's court declaration. It's not some like mere the therapeutic. Like reassurance here. It's not like whistling in the dark. It's Jesus himself saying This woman has been forgiven. Blessed is the one whose sins are forgiven. And of course, like so many other times in Jesus' ministry, and I have to imagine by the way, loved ones that this question got asked all the time, and not just on the occasion in which it was a court of us in scripture, but the other guests ask the right question and that question is. Who is this? Who even forgives sins, and that is the right question. Only God can forgive sins against God. Jesus is implicitly claiming divine authority. Now, we finally arrived. This is God's currency. This is the currency or the money, so to speak, that is desperately needed, the only one acceptable to discharge the debt, the cosmic treason that has been done against God himself. So because of that, here's Jesus making the claim that the way that you are led out, the way that you are set free is through me. So even here in the course of just this confronting Simon speaking about sin, he's also providing the way he's saying, I am this way, I am this truth. I am this life. Come through me. [00:31:14] Jesus the Greater Moses: The Gospel as Exodus [00:31:14] Jesse Schwamb: What I find amazing about this is in the beginning. With Adam and Eve, they transgress God's law. And from that day in all days forth, we have been building this massive sin, debt that we cannot repay. And part of the, the repercussions of that debt were for Adam and Eve to be driven to be Exodus as it were, out of the garden. And ever since then, the grand narrative of the redemptive history of God's people has been an exodus instead. Not out of what is idyllic, not out of perfection, but instead. Out of sin, out of bondage, out of sin and death and the devil and the deaths that we have incurred. And so here we have Jesus representing. He is the, the new and better Moses, he is the exodus, so to speak, who comes and grabs us by the hand almost as in the same way that the angelic representations in the story of la. And Sonor grabbed his hand to pull him, maybe even kicking him, screaming. Out of that sinful place, into the glorious light, into safety and security out from underneath this grand debt that we cannot repay. I think of Jesus's acal meeting with Moses and Elijah on the mounts of transfiguration. That's also in Luke, right? And Luke tells us that they spoke of his deceased, which he was about to accomplish at Jerusalem. And the word deceased there literally means Exodus. In Jesus, God would affect an infinitely greater deliverance than he had under Moses. And then interestingly, we see that even in all the way back in Psalm 23, you know David, he's writing as a rescue sinner who has been brought out. Brought to the Heavenly Shepherd, into the security and freedom of a sheep hold in love ones I submit to you. That is what Jesus is after here. He's after it in your life and he's after in mind that there is death, and he wants to take us out from underneath that debt by paying it off that he is the rescuer, the one who is just and justifier that he's the greater Moses, and that he leads us into Exodus. So we are transferred into the kingdom of a light. And that kingdom of light is also a kingdom of lightness in the sense that what was once a burden on our back, like it was for Pilgrim, has now been taken off. And so we are free. In that freedom, in that financial freedom, in that spiritual freedom as it were, to use both of the sides of this metaphor. What we find is our response is appropriately one of worship, that we weep and we cry for who we were, that we rejoice for who God is, and that we come proudly into His kingdom because of what he has done. And this changes us. It messes us up. You know, I think we've said before that. The joy of the Christian life of Christian lives is that the transformation process that God undertakes in each of us is very different, and some honestly are more dramatic than others. But what I think is always dramatic is one, the scripture tells us that it is a miracle. That even one would be saved. So hardhearted are we, and again, so great this debt against us that when God intervenes all get what they deserve. But some get mercy. And if we have been the ones who have received mercy, how joyful ought we to be toward the one who has granted it to us? And so here we have Christ, the the one who delivers, the one who leads out, the one who pays off, the one who pays it all.  [00:34:45] Behold the Cross: What Sin Costs, What Love Pays [00:34:45] Jesse Schwamb: I think what's clear is that the cross gives us this sense when we look upon it of just how deep and dark and heavy sin is, and that there is no easy way out of it. That what we find is that sin constantly wants to drag us down. It constantly wants to take us farther than we wanted to go, and it certainly costs us way more than we were willing to pay. So I think if we come and we behold the wood, if we behold the nails, if we look on this crown pressed into the brow that knew no guilt or disobedience, if we, not in our mind's eye, but by faith, behold, the hands that open, the blind eyes now being opened by iron. If we see the feet. Walked toward the hurting, now fixed in place for the healing of the world. If we look at the thirst of the one who is living water and the hunger of the one who is the bread of life, we ought to see the one who here, even in this passage, is just and justifier, and he invites us to say with him, come witness the death of death in the death of Jesus Christ. That is the glorious mission, right? As as, um, Horatio Spafford said, my sin, oh, the bliss of this glorious thought. My sin not in part, but the whole is nailed to the cross, and I bear it no more. Praise the Lord. Praise the Lord. Oh my soul of ones. This is the beauty of, I think of what Jesus is, is teaching here. It's the lamb. It's the one promise on the mountain provided in place of Isaac. It's the Passover marked with Crimson death passing over doors that were covered. Here's the suffering. Servant despised and rejected a man of sorrows. Who here is one who is truly well acquainted with grief? When we see Jesus lifted up, lifted up on the cross, lifted up between heaven and earth. Here the instrument of exalted torment but also unexpected triumph, the perfect God man, lifted up between earth and heaven, lifted up in shame so that we might be lifted up in grace, lifted up in cursing. We might be lifted up in blessing lifted up in Forsakenness so that we might be lifted up in divine communion with God the father lifted up to be stared at as he presents himself here, so that we could finally see what sin costs and what love pays. That is everything that he's teaching us in this passage, and I hope that you are as encouraged about this as I am because. When I think about the gospel framed in this way with the full severity of its repercussions, thinking about sin as debt objectively as a liability, that must be satisfied. My heart is instantly warmed, and I think the warming of that is not because this manufactured some kind of sentimentality around this, but there is something about this that's so resonant to me that in my professional career, in my business, I'm intimately familiar with, with debt and understanding how to manage it, but also the dangers of it. And what a liability it truly is. And so when I hear that sin not just is like this, but is this way, it makes complete sense to me and I see that this is really the, the true way that we ought to understand, I think the gospel message.  [00:38:18] Key Takeaways: Debt, Currency, and Canceling the Ledger [00:38:18] Jesse Schwamb: So here's what we should remember. Debt highlights objective guilt. I think I've said that a bunch of times and I just feel like it's, it bears repeating one last time. Sin is not only damage, it is consequences, but it's also a liability. A creditor doesn't need to be convinced you did harm. The ledger already stands and the ledger against us is not on our side. Loved ones. We are deeply in the red, and it really doesn't matter what the balance is because we just cannot repay. So it's really about our lack of ability, our inability, the no, we have no capability to pay this, and so it doesn't matter. We find ourselves in a place of hopelessness no matter what, and this debt highlights that inability none of these particular borrowers could repay. It's devastating to moral pride. We lean on this in our reform theological perspective. Even our best works can't erase guilt or generate merit sufficient to square the accounts. It's impossible. It's impossible with two ways, and this is some, I think really like the beautiful nuance of what Jesus after here in the one way that we are enabled to do this. Is because we just actually cannot earn enough. So in other words, the debt is too big. So think of the biggest number in your head that you could possibly think of, and that's at least minimally the outstanding debt. But then think about this. You don't even have the right currency. So you might find that you spend your entire lifetime working to the bone. It's like finding out that you have a million dollar loan or lien against you, and you work hard all your life, 50, 60, 70 years. And finally, on your deathbed, you've assembled enough cash with all of your savings to put toward and finally satisfy. So you might die in peace with this $1 million free and clear from your account, and you turn over the money and the creditor says, what is this currency? I won't accept this. I can't accept this. How debilitating. So it's not even the size of the debt. It's also that we don't have, we cannot earn the right currency. Only. God. God. I think this debt also highlights grace as cancellation. Forgiveness is not God pretending the debt doesn't exist. It is God releasing the debtor. This is him in triumph, being the greater Moses who walks us out through the waters outside of the city into the glorious light and the broader New Testament explains how God can do that justly. The charge is dealt with through Christ. You can go check out Colossians two. Read the whole thing of Love it. It's fantastic. I think lastly, this debt explains love, as shall we say, like a downstream effect. People love a little when they imagine that they have little needs and people love much when they were spiritually bankrupt and then freely pardoned freely in that it didn't cost you and I anything, but of course it cost our Lord and Savior everything, and so. In this way, our hopes to frame the fact that our love should be an outpouring of gratitude, uh, for the grace that God has given us through Jesus Christ.  [00:41:28] Putting It Into Practice: Don't Compare Debts, Watch for "Simon Symptoms" [00:41:28] Jesse Schwamb: Here's some things I would say that we should all walk away with to help us then both process what we've talked about here, and also put some of this into action. First thing would be, don't measure your need by comparing debts horizontally. That's a fool's errand, whether 50 or 500. The point is we cannot pay. And this levels the Pharisee and the prostitute alike. That is like Tony talked about elsewhere in the previous Luke 15, where we're talking about the PR prodigal of the father, the prodigal of the two lost sons. How there's like a great insult against the Pharisee there. And here's the insult, it's also a little bit cutting to us, and again, that the Pharisee and the prostitute are alike. Can't repay. It Doesn't matter what debt you think you have in the corporal sense, or again in this horizontal means, but you cannot repay it. And so therefore, guess what? We're all like, we need to let forgiveness lead and we need to let love follow. If you reverse that order like I'll love so I can be forgiven. You crush assurance and you turn the gospel into wages and that's again exactly I think what Jesus is against in this. He's making that very clear. The, the beauty of the gospel is this receiving that Christ has done all these things that we, uh, find ourselves by his arresting, by again, his intervening by his coming forward. He does all this on our behalf. You've heard me say before, I always like take that old phrase, what would Jesus do? That question that was on everybody's bracelets and everybody's minds and what, two decades ago? And turn that answer into what would Jesus do? Everything And it's already done. We need to watch for Simon symptoms. That's my clever way of saying this, like low love, high judgment. A chilly heart toward Christ often signals a warm heart towards self justification. And so we wanna be about the kind of people that are closely king, clinging to Jesus Christ as all of our hope and stay that the strength for today and hope for tomorrow comes from what Christ has already accomplished on our behalf. And therefore, there is a dutiful and meaningful and appropriate response for us. But that response again, is not obedience for merit. It is obedience out of warm heartedness for our savior. And for a sincere repentance because a sincere repentance is not payment. It's agreement with God about the debt. Tears, don't cancel the ledger. Christ does that. Tears are what debtors do when Mercy lands, and I think in some way the challenge here is that have we really meditated on the life of this woman and then more personally on our own experiences on what it means to be saved? Well, I'm not asking you to get yourself worked up into an emotional state, but what I am asking all of us to do is. Have we spent enough time recently meditating on what it means that Christ has set us free, that we are incredible debtors, and that Christ in our own ledger in this way hasn't just wiped out the debt, but he's filled up the account with righteousness. And so we can exchange these horrible soiled garments for garments of praise. Now, have we thought about that recently? The call here is to be reminded. That sincere repentance is an agreement with God about the debt, and in that agreement we're sensing that weight. There should be a response.  [00:44:42] Final Charge + Community & Support (Telegram / Patreon) [00:44:42] Jesse Schwamb: So I leave it to you loved ones, you've heard it here, or at least you've heard me talk for a little while about this parable. And maybe one day, maybe there'll be an episode one day about Tony's perspective on this, which I can't imagine will be too much different. But again, I saw my opportunity, loved ones. I said, oh, I'm gonna sneak in hard on this one because this one is particularly meaningful and special to me, and I hope that even though it involved a little bit of economics and maybe a lot of finance, that it didn't lose its resonance with you. I think this is the great weight of the way in which Jesus teaches that he's not just using practical means. But he's using these things to give greater weight and flesh, as it were, to these concepts of a spiritual nature that sometimes feel ephemeral. Instead, he wants them to sink in heaviness upon us. And I wanna be clear that. This whole parable is both law and gospel. It is the weightiness and the sharp edge knife of the law which cuts against us. And Jesus throwing his weight around literally at this dinner party and in this parable, and you and I should feel that weight. It should knock us around a little bit. And then. And then comes the reminder that there is good news and that good news, which is the gospel of Jesus Christ, is that he has made a way that the debt that was incurred against us, that we ourselves added to, that we continue to want to try to borrow against, that Jesus has, in fact paid that debt in full and that he's done so in the currency of his own flesh and blood and his own passive and active obedience so that it may be paid in full. It's true what the hymn says. Jesus paid it all, all to him. I owe. So I hope loved ones that you'll be encouraged with that message that it is both law and gospel, but it ends in this high and elevated state, which is we have been made together alive with Christ for his own sake, for his glory, and for our good. So now that you know that go out into the world and live that way, meditate on that, enjoy that. Talk about it with a family member or a brother and sister, or you can talk about it with us. You didn't think that we'd get this far without me even a plug for telegram, did you? So if you. Haven't listened to us before, or if this is your 480th time, I say welcome and also come hang, hang out with us online. You can do that by going to your browser and putting in there. T me slash reformed brotherhood. T. Dummy slash reformed brotherhood, and that will take you to a little app called Telegram, which is just a messaging app. And we have a closed community in there, which you can preview and then become a part of. And there's lots of lovely brothers, sisters from all over the world interacting, talking about the conversations we're having here, sharing prayer requests, sharing memes, talking about life tasting foods on video. It's really. Absolutely delightful, and I know you want to be a part of it, so come hang out. It's one other thing you can do. If at any point you felt like this podcast, the conversations have been a blessing to you, may I ask a favor, something at least for you to consider, and that is there are all kinds of expenses to make sure that this thing keeps going on. Keeps going strong. And there are brothers and sisters who after they've satisfied their financial obligations, have said, I want to give a little bit to that. So if you've been blessed, I'm what I can I boldly ask that you might consider that it's so many people giving so many tiny little gifts because all of these things compound for God's glory in the kingdom. And if you're interested in giving to us one time or reoccurring, here's a website for you to check out. It's patreon.com. Reform Brotherhood, P-A-T-R-E-O n.com, reform slash reform brotherhood. Go check that out. Alright, that's it. Loved ones, you know what to do. Until next time, honor everyone. Love the brotherhood. 

For information anytime, please call 1-855-821-5900 or visit pocketemploymentlawyer.ca

Step with us a little further back into our tale, as we explore origins and first meetings in Bree. Two of our Fellowship have seemingly met before, and run into trouble even before the main events of our story. Who and how? Well, it all started at a small festival…What is The One Ring RPG? This TTRPG is designed to capture the feel of J.R.R. Tolkien's world, focusing on exploration, the return of evil, and the heroic deeds of the characters trying to hold their own against it.Come on a journey with us, relax and enjoy the story. And if you'd like to join our Fellowship, please consider subscribing or even checking out our Patreon! Likes and comments are also always truly appreciated. Thanks for listening, you've brightened our day by being here on this journey with us Soundfx by Fantasy +,#TheOneRingRPG #TTRPG #ActualPlay #LordOfTheRings #MiddleEarth #Tolkien #FreeLeaguePublishing #TORRPG #RoleplayingGame #FantasyRPG #Kritfayle #ActualPlayPodcast #TabletopRPG #CritFail #Fellowship #NewCampaign #LotR

VA disability compensation is a complex process, and there are benefits that some veterans may overlook or misunderstand. In this episode of CCK Law's Veterans Legal Lowdown Podcast, Partner Michael Lostritto and Lead Advocate Dallas Aguiar take a closer look at several VA benefits that frequently cause confusion, including special monthly compensation, back pay, dependency benefits, and tinnitus claims. Tune in to learn more!For more information, visit our website at⁠⁠⁠⁠⁠⁠ cck-law.com⁠⁠⁠⁠⁠⁠Follow us on social media: ⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠ -⁠⁠⁠⁠⁠⁠https://bit.ly/CCKYTL⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠ -⁠⁠⁠⁠⁠⁠https://bit.ly/CCKFBL⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ -⁠⁠⁠⁠⁠⁠https://bit.ly/CCKINL⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠ -⁠⁠⁠⁠⁠⁠https://bit.ly/CCKTL

Yes, even for just $19,000 in tax debt you CAN get arrested. This man found out the hard way...Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

A landmark report has revealed Services Australia knowingly bypassed child support laws for six years, internally blocking payments to over 16,000 parents who provided less than 35 per cent of their children's care. While the agency argued the law created "unintended consequences" by requiring primary carers to pay those with minimal care responsibilities, the Ombudsman ruled that ignoring legislation is not an option for public servants. - ایک اہم رپورٹ میں انکشاف ہوا ہے کہ سروسز آسٹریلیا نے جان بوجھ کر چھ سال تک چائلڈ سپورٹ قوانین کو نظرانداز کیا اور اندرونی طور پر ان ادائیگیوں کو روک دیا جو سولہ ہزار سے زائد ایسے والدین کو ملنی تھیں جو اپنے بچوں کی پینتیس فیصد دیکھ بھال کرتے تھے۔اگرچہ ادارے کا مؤقف تھا کہ سروسز آسٹریلیا کا طریقہ کار "غیر ارادی نتائج" پیدا کر رہا تھا کیونکہ اس کے تحت بنیادی نگہداشت کرنے والوں کے ساتھ کم دیکھ بھال کرنے والوں کو بھی ادائیگی کرنا پڑتی تھی، لیکن محتسب نے فیصلہ دیا کہ سرکاری اداروں کو قانون کو نظرانداز کرنے کا کوئی اختیار نہیں۔

In the final hour of the show : - Panthers rumored to make a move for Rangers forward Artemi Panarin - Adam Silver owes Miam Heat fans Giannis - Goosies or No Goosies

A landmark report has revealed Services Australia knowingly bypassed child support laws for six years, internally blocking payments to over 16,000 parents who provided less than 35 per cent of their children's care. While the agency argued the law created "unintended consequences" by requiring primary carers to pay those with minimal care responsibilities, the Ombudsman ruled that ignoring legislation is not an option for public servants. - یک گزارش تازه در مورد سازمان خدمات آسترالیا (Services Australia) نشان میدهد که این سازمان به مدت شش سال بطور آگاهانه قوانین حمایت از کودکان را نادیده گرفته و پرداخت‌های داخلی به بیش از ۱۶۰۰۰ والدین را که کمتر از ۳۵ درصد مراقبت از اولاد شانرا بر عهده داشتند، مسدود کرده است. این سازمان استدلال می‌کند که قانون پرداخت از والد اصلی به کسانیکه حداقل مسئولیت‌های مراقبتی را دارند، "عواقب ناخواسته‌ای" ایجاد کرده است، اداره تفتیش عالی آسترالیا میگوید که نادیده گرفتن قانون برای کارمندان دولتی گزینه مناسبی نیست.

As the academic year ends, thousands of international students are signing on for holiday work. But if things go wrong, experts warn that few understand their legal entitlements or how to recover unpaid wages. - オーストラリアの長いサマーホリデー期間、多くの若者がアルバイトを始める一方、“搾取被害”に注意が必要です。 特に留学生やビザの制約がある労働者は、弱い立場につけ込まれる可能性があります。専門家はこうしたトラブルが起きた時に、自分の権利や未払い賃金の取り戻し方を理解していない学生が多いと警告しています。

A landmark report has revealed Services Australia knowingly bypassed child support laws for six years, internally blocking payments to over 16,000 parents who provided less than 35 per cent of their children's care. While the agency argued the law created "unintended consequences" by requiring primary carers to pay those with minimal care responsibilities, the Ombudsman ruled that ignoring legislation is not an option for public servants.

What happens when someone who's spent decades inside the lighting industry's machinery gets straight to it?In this episode of LytePOD, host Sam Koerbel sits down with Geoff Marlow, a veteran consultant and industry strategist who has witnessed firsthand the seismic shifts reshaping architectural lighting—from the rise of LED technology to the relentless wave of consolidation, private equity takeovers, and the erosion of relationships that once held this industry together.Geoff walks through what he calls TTO—the convergence of talent scarcity, technical complexity, and the shift from products to outcomes—and explains why the industry's failure to address these forces is creating chaos across every layer of the supply chain. He reveals why manufacturers, reps, distributors, and designers are all pointing fingers at each other's margins while missing the bigger picture: the process itself is broken. Projects are treated as linear when they're actually iterative. Relationships are treated as poetry when they need to be built on definitive, measurable trust. And consolidation—whether it's reps buying reps, manufacturers buying manufacturers, or private equity rolling up portfolios—keeps failing because purpose is missing.But this isn't just a diagnosis. It's a call to action. Geoff argues that the industry needs to move from inductive chaos to deductive clarity—starting with outcomes, not guesswork. Those margin dollars aren't owed, they're earned. That partnership isn't owed, it's earned. That enthusiasm isn't owed, it's earned. And that if the industry can't create a shared language, a shared purpose, and a shared commitment to solving problems together, it will continue to eat itself from the inside out.

You should get paid for your labor especially forced labor.

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What do you do when you lose your centerpiece account of 85 contractors almost overnight while being owed £1.8M in unpaid invoices?This episode is a masterclass in resilience, detailing exactly how Nasar Rahman rebuilt a £50k-a-week GP engine from the brink of collapse.You can connect with Nasar here: https://www.linkedin.com/in/nasar-rehman-06aa0658/-------------------------Watch the episode on YouTube: https://youtu.be/nkiRk8M5_uo-------------------------Sponsors - Claim your exclusive savings from our partners with the links below:Sourcewhale - Check Out Sourcewhale & Claim Your Exclusive Offer Here.Atlas - Check Out Atlas & Claim Your Exclusive Offer HereRaise - Check Out Raise & Claim Your Exclusive Offer Here.-------------------------Extra Stuff:Learn more about our online skills development platform Hector here: https://bit.ly/47hsaxeJoin 6,000+ other recruiters levelling up their skills with our Limitless Learning Newsletter here: https://limitless-learning.thisishector.com/subscribe-------------------------Get in touch:Linkedin: https://www.linkedin.com/in/hishemazzouz/-------------------------

Mike Stephen talks to Richard Bloomfield and Zachary Day, the owners of Chicago's Funkytown Beer, about their expansion plans, chats with Robert's Westside owner/operator Donnie Biggins about how that venue properly pays their artists, and chats with Gina Marie DeGregorio about her new music.

Vanessa shares her perspective on fear, immigration anxiety, and why awareness without action can be performative. The group also debates whether men should still pursue women traditionally, how money influences dating dynamics, and why self-respect and honesty matter more than flexing or chasing validation. PO BOXPO BOX 311145Fontana, Ca 92331 Get Your Free Stock With My Robinhood link!https://join.robinhood.com/saulg38  

Part 1 of this essay was published by rediff.com at https://www.rediff.com/news/column/rajeev-srinivasan-trumps-huge-venezuela-gamble/20260114.htmPart 2 of this essay was published by rediff.com at https://www.rediff.com/news/column/rajeev-srinivasan-was-maduros-capture-a-warning-shot-to-china/20260124.htmIt is hard to judge whether the US regime-change operation in Venezuela is a stroke of genius or an act of pure recklessness. This is completely orthogonal to the questions of morality and legality involved in such, well, coups, to put it bluntly. The real issue at hand is twofold: why did they do it? And what is the long-term fallout from it?I consider several perspectives below: the moral/legal angle, the alleged oil bonanza, the alleged drug trafficking, geo-politics and geo-economics. In sum, I am inclined to believe that the Venezuela adventure may not be an indication of American strength, alas, but rather of American weakness. To someone like me who is deeply supportive of the US (especially in opposition to China, the G2 condominium notwithstanding), this is a disheartening conclusion.The morality and legality angleLet us summarily dispose of the entire morality-legality question. At the end of the day, international relations, despite flowery marketing language, is essentially Chanakyan matsya-nyaya, i.e. the big fish eat the little fish, the law of the jungle. Might is right, and that's just the way realpolitik is, let us accept that and move on. The United Nations and the so-called ‘liberal rules-based international order' are syntactic sugar hiding this bitter fact of life. There are a few implications for the little or medium-sized fish: deter the big fish. 1. Bulk up, build up your military and economic strength, including your ability to produce lots of military hardware, 2. Build your economic leverage, so that you are an indispensable trading partner nobody can afford to alienate, 3. Build a nuclear arsenal.This last is significant. Let us consider all the recent (and near-future) invasions by big fish. Iraq. Libya. Iran. Panama. Vietnam. Afghanistan. Ukraine. And soon, alas, Taiwan. Ok, I may have missed some here, but none of them have nukes. If you have working nuclear weapons, and the means to deliver them (such as nuclear-capable missiles, submarines lurking in the ocean depths with nuclear warheads), then it is risky for the invading big fish. No big fish likes body bags, and they certainly don't like mushroom clouds over their cities.In addition, there was the stunning silence from the European Union and Britain, which have been moralizing to everybody about how wicked it was for Russia to invade Ukraine. No clutching pearls this time, eh, Eurocrats in Brussels? In fact, EU leaders were positively ecstatic about Trump's intervention in Venezuela. It is indeed the end of the European century.Ditto with the United Nations, which, by the way, is pretty much on its last legs so far as I can tell: on 7th January President Trump exited 31 UN agencies and a grand total of 66 multilateral entities.This of course hurts the UN's budget, not to mention its relevance.In January the US will formally exit the Paris Climate Agreement and the WHO, and it has already exited the UNHRC, UNESCO, and UNRWA. The newly announced exits include the UN Framework Convention on Climate Change, the Intergovernmental Panel on Climate Change, the UN Women's Fund, the UN Population Fund, the International Solar Alliance, the International Renewable Energy Alliance, and so on.All this fits in with the ‘Fortress America' part of the National Security Strategy, which I wrote about at some length recently. In my opinion, it is not in the US' long-term interests. The post-WW II “liberal, rules-based international order” with America as its center was good for the US, and its precipitous end will erode pre-eminence, Manifest Destiny notwithstanding. The problem is that the dollar, sanctions, SWIFT and US Treasury debt are losing their clout. Pax Americana too.Summary: Nobody is bothered about morality or legality.The oil colony: is it for real?It could be argued that the unabashed Trump statements about Venezuela's oil are exactly like the British and other European colonization of many lands in the 19th century. It can be summarized as: “we have the guns, we're going to take your butter”. That may well be true, although it is not discussed in genteel circles, where they pretend the Euros were on an, um… civilizing mission.Trump, to his credit, makes no bones about it: he says in so many words that he will henceforth consider Venezuela's oil to be his, and that it will be used for the benefit of both Venezuelans and Americans. To be honest, there is some rationale behind this: the infamous Resource Curse, where resource-rich countries end up with the riches being grabbed by both foreigners and kleptocratic local elites, and miserable citizens get virtually nothing.I am not quite sure how Arab OPEC countries managed to keep their money, and spend it on their own nationals: possibly because their populations were low, and they were used to authoritarian rulers anyway. The same with Norway. But the Resource Curse is a fairly universal phenomenon. I bet the global money managers are laughing all the way to the bank.When I first went to the US in the late 1970s, I had a graduate student friend, a woman from Venezuela. She was there on a generous scholarship funded by oil revenues, just like the Iranians who had studied with me in India. At least some of the money was going to actual citizens, and wasn't disappearing into tax havens. I guess socialism did Venezuela in over decades, as we have seen in West Bengal and Kerala.The country's finances are an absolute mess, through years of economic collapse, US sanctions, and a sovereign default in 2017. There are enormous debts owed by Venezuela to foreign investors, add up to more than $150 billion, or twice GDP; this includes interest, penalties for default, and arbitration awards for the expropriation (nationalization) of oil infrastructure. Venezuelan assets abroad (e.g. the CITGO oil retailer) are at risk.So far as I can tell, the country owes the following:* Bond default in 2017 (sovereign and state oil company PDVSA bonds): face value $60 billion, now up to $100 billion with accrued interest and penalties. Owed mostly to international asset managers such as Fidelity, Greylock, T Rowe Price (often US based)* Oil-backed loans of about $15 billion, to be paid off in oil shipments (China and Russia)* Arbitration awards often based on nationalization/expropriation of (especially oil-related) assets: around $30 billion (US and Canada based creditors such as ConocoPhillips and Crystallex owed around $8-10 billion)This means there's a lot of issues that needs to be settled before Venezuela becomes a normal and substantial player in the world oil market. Besides, despite the exertions of Chevron, an American oil major that still has operations in Venezuela, I don't think it will be easy to ramp up production there, which has collapsed due to a variety of factors, including the non-availability of naphtha to make the very viscous, heavy crude from the Orinoco Belt more easily transportable.It is said, however, that a number of US refineries can indeed handle this heavy crude (incidentally Indian refineries such as Reliance's Jamnagar can as well) and so, over time, the oil will begin to flow, although it is going to cost quite a bit to get there. Their production was of the order of 3.5 million barrels per day in the 2010s, but it has fallen to about 1.1 million barrels now, as the result of infrastructure decay, mismanagement, corruption, and US sanctions.I have read estimates that it might take as much as $180 billion in investments over the next 10-15 years to bring Venezuela back online at scale. This means that any dreams of the US tapping Venezuela's vast oil reserves any time soon are unrealistic. Besides, that could lead to an oil glut, depressing global prices even below the current $50-60 levels, which has the side effect of making America's own shale-based oil production unviable.There is one good outcome, though: for neighboring Guyana. Venezuela had been threatening to go to war over Guyana's oil fields. Given that Guyana has a large Indian origin population, I am glad that at least some diaspora people are becoming oil rich. But then again, Trump may feel free to claim their oil too, who knows?All this suggests that, despite all the talk of seizing the largest oil reserves in the world, this is not the real reason behind the regime change.Summary: The oil issue is overblown, and nothing dramatic will happen short-term.What about the drug-running?There was a lot of noise about how Venezuelan gangs pushing drugs in the US was a major threat, and how that needs to be taken care of. However, on closer scrutiny, Venezuela is not a major producer of cocaine (production is almost entirely in Colombia, with smaller amounts from Peru and Bolivia). It serves as a minor transit country for some cocaine, mostly headed to Europe or the Caribbean rather than directly to the streets of America.Data from the UNODC (UN Office on Drugs and Crime) and the US DEA (Drug Enforcement Agency) show no significant direct sea routes from Venezuela to the US; the only known direct route is limited air trafficking.DEA reports (including the 2025 National Drug Threat Assessment) and UNODC (World Drug Report 2025) consistently show Colombia as the overwhelming source of cocaine entering the US (around 84%+ of samples). Venezuela ranks low in direct contributions, with most US-bound cocaine transiting through Mexico/Central America via Pacific routes.Fentanyl trafficking into the United States follows a distinct supply chain, very different from plant-based drugs like cocaine. The overwhelming consensus from US authorities is that Mexico is the primary source of finished illicit fentanyl reaching the US, while China remains the main origin for the precursor chemicals needed to produce it.The fentanyl crisis is overwhelmingly a China to Mexico to US southwest border pipeline not linked to Venezuela or South America in any substantial way, per DEA, State Department, and congressional reporting.Summary: The talk about Venezuela's drug-running is a smoke-screen.Is it geopolitics then?The most interesting thing about the extraction of former Venezuelan President Maduro was not the dramatic flair with which it was done, though that was indeed very Youtube-ready. The helicopter gunships, the silenced air defences, the Cuban bodyguard eliminated (by a sonic weapon?): all the elements of a pretty exciting Hollywood film. I'm sure one is coming up soon.What was even more interesting, though, was that a delegation from the Chinese Communist Party had met him just a few hours before. China has been rather chummy with a fellow-socialist, and has been a good customer as an oil buyer. The fact that Maduro was extricated while the Chinese were still in Venezuela was a warning shot: besides, it suggests that they had no clue what was going to happenIn effect, it was a slap on the face of China, and it goes back to my belief that the US is investing in a G2 condominium with them. Stick and carrot, maybe? Collaborate in general in the spheres of influence concept, but hey, you better keep out of my sphere, ok? As I said earlier, China has made serious inroads into Latin America, which the US may now be hinting is simply not ok: stay in your lane, Xi! In simple terms, China will no longer have access to Venezuelan oil.The prognosis is grim: Russia and the EU are mired in the Ukraine mess, China is rampant (certainly in Asia, with their declared intent of invading Taiwan by 2027), the QUAD is more or less defunct. Trump refused to support Japanese premier Takaichi Sanae when she was bullied by the Chinese over her remark that if Taiwan were to be attacked by China, this would create a survival-threatening situation for Japan, which is literally true as Taiwan is only 70 miles away.Parenthetically, India has also realized the same about the US – that it is on its own – after what was quite likely a US-supported regime-change operation in Bangladesh has put the Hindu minority there in real danger of genocide and ethnic cleansing, with daily incidents of burning alive, murder, rape and abduction and threats of capturing Indian territory.The emerging situation in Iran is also likely to be a blow to China: they would lose one more source of cheap oil. But then, they do have buyer power: in other words, major oil producers do have to sell their stuff to somebody, and as China demonstrated in the case of soybeans from the US, its refusal to buy the stuff has severe consequences for the seller.So it is true that the US and China in general have to respect each other and trade with each other. This is perfectly feasible under the G2 condominium, the principal role of which is to give each of them a ‘playpen' if you will, and prevent a new power, e.g. India, from forcing its way into a G3. It appears they both are applying the Thucydides Trap to India.The US is still ahead of China in the geopolitical game, but if it continues to burn its bridges with its erstwhile allies and partners (such as the EU and Quad members) it will accelerate its relative decline. This is hardly the time to alienate potential partners, especially now that a belligerent NATO has pushed a reluctant Russia into the dhritarashtra-alinganam of China.Unfortunately, in geo-politics America is becoming less exceptional, and Henry Kissinger's quip that “it is dangerous to be America's enemy, but fatal to be its friend” is taking on a new urgency. The action in Venezuela (and possibly in Cuba before long) does not encourage other nations to look to the US for partnerships.Summary: The geopolitical fallout is not particularly good for America's image as an ally.It may well be economics, and a desperate fin-de-siecle lungeThe final issue is that of economics and economic history. Over the past several centuries, we have seen how those countries that hold the global reserve currency have prospered and have been financial hegemons to begin with, based on some substantial competitive advantage, but then a strange malady (“the Dutch disease”) sets in, and over time their financial clout diminishes, until at one point they become major debtors and then, they become irrelevant.This has happened several times in the past 800 or so years, and the patterns are strikingly similar, so there is a fair chance that it is happening again. The countries in question are:* Spain in the 16th century onwards* The Netherlands in the 17th century onwards* Britain in the 19th century onwards* And alas, the US in the 20th century onwardsNow, I would dearly wish the US could avoid this vicious cycle, partly because it is a continent-sized nation with immense resources, but I believe that economic profligacy, wasting money on unnecessary things like wars, and complacency fostered by easy money is leading to a mountain of debt, which usually is a bad place to be in. In each of these European examples, initial success inevitably led to collapse. I hope the US can avoid this fate, especially as warnings have been sounded for some time by experts such as Ray Dalio.Great economic powers, particularly those issuing the world's primary reserve currency, tend to follow a recurring historical cycle of rise, peak dominance, gradual (or sometimes rapid) decline, loss of competitiveness, mounting debt burdens, and eventual marginalization on the global stage. This pattern has repeated over the last 500+ years.The archetypal cycle often unfolds in phases:* Rise and dominance: Because of strong education, innovation, productivity, trade dominance, military power, and financial innovation create a virtuous cycle (this is the model that I have in mind of the US. But there is a second model: colonial loot. Spain stole trillions from Latin America, Britain from India. This too leads to (unearned) privilege). This leads to the currency becoming the preferred global medium for trade, reserves, and debt denomination.* Peak and overextension: Success breeds complacency, wealth inequality widens, debt accumulates (often to fund wars, welfare, or consumption), and costs rise relative to competitors. Besides, there is a form of the Resource Curse: the colonial loot or digging things out from a hole in a ground is so easy that all other industries wither away and die. We see this in Kerala today: remittances are easy money, so everybody wants to go to the Persian Gulf (skilled and unskilled labor) or Europe (nurses). Maybe the generativeAI bubble falls into the same category: the money is too easy.* Decline in competitiveness: Education and innovation lag, unit labor costs rise, trade shares erode, and emerging rivals catch up or surpass in productivity and technology. Too much by way of wokeness, social justice and related illnesses means the smart ones leave, and the dumb ones keep congratulating each other. Ruchir Sharma just wrote in the Financial Times about how the continuing exodus of skilled Indians is a big negative.* Debt buildup and financial strain: The “exorbitant privilege” of reserve status allows cheap borrowing, encouraging more debt. Deficits grow, and the currency is printed or devalued to manage burdens. Print, baby, print. But one day you have to pay the piper.* Marginalization: Confidence erodes (via inflation, devaluations, defaults, or crises), foreigners reduce holdings, and a new power's currency gains primacy. The reserve status lingers due to network effects and habit, but the issuing power loses geopolitical and economic centrality.Spain had its colonies in the Americas from which it extracted enormous amounts of gold and silver; the Dutch started the Amsterdam stock exchange and stepped into the vacuum of finance when Spain faltered; the British outcompeted the Dutch in colonization and in industrialization and defeated them in wars; and the US took over when Britain lost its colonies and had nowhere to dump its goods, and was in debt for its spending in World Wars I and II.Some of the symptoms of the “Dutch disease” are showing in the US: enormous debt, wars that have no clear benefit to the nation, loss of manufacturing, geopolitical challenges, loss of competitiveness and brand superiority in industry after industry.US investors are quietly moving their funds to other countries, while foreigners are quietly moving their money out of US treasuries (e.g. China has reduced its holdings from a high of $1.3 trillion in 2013 to $688 billion now) and into gold, the BRICS group is creating an alternative currency and a non-SWIFT settlement mechanism, and many countries are trading with each other bilaterally in local currencies. De-dollarization is a little far off but no longer implausible.Now, as a big supporter of the US, I do hope the dollar will continue to be supreme, but I am beginning to have my doubts. I have had faith in the US and its ability to re-invent itself on the brains of its immigrants, but I wonder if a post-MAGA US will be the beacon, the “City on the Hill”, “Give me your tired, your poor/Your huddled masses yearning to breathe free”. Maybe not any more. Perhaps cyclical decline, and the rot, are already too deep.This, in my opinion, is the real reason for Trump's little adventure in Venezuela: to be relevant in global finance for a little longer. The petrodollar has been the lifeline allowing the US to run substantial deficits for a long time. Because all transactions for oil have traditionally been mandated to be in dollars, there has been constant demand for the dollar, despite the loss of manufacturing (in other words, nobody needs dollars to buy US goods except a few like weapons, aircraft, and Big Tech software). But everybody needs it to buy oil.Trump is ensuring that Venezuela's giant oil reserves (the largest in the world) will now be sold in dollars, contrary to Maduro's plans to trade in yuan. This is deja vu: when Iraq's President Saddam Hussein planned to trade his oil in Euros in 2000, he found himself deposed. When Libya's President Muammar Gaddafi planned to trade his oil in a new currency called the ‘gold dinar' around 2009, he found himself deposed. Coincidence? Perhaps.This is why I have had the feeling that the Venezuela adventure does not show American strength, but rather American weakness. The dollar is in trouble, and thus the US welfare state. This is an attempt to shore it up.Summary: The real rationale behind the Venezuela regime-change is to ensure that de-dollarization is postponed at least for a while.3450 words, Jan 12, 2026. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit rajeevsrinivasan.substack.com/subscribe

The year doesn’t owe you anything. But it also doesn’t prevent you from getting what you can earn. The opportunity is still there. The customers are still buying. The problems are still solvable. You just have to stop expecting it to be easy. Instead, go into this year expecting resistance and setbacks. Expect things to go sideways. And instead of being shocked when they do, be prepared. Get after it and make it happen. You’re not owed anything.

The year doesn’t owe you anything. But it also doesn’t prevent you from getting what you can earn. The opportunity is still there. The customers are still buying. The problems are still solvable. You just have to stop expecting it to be easy. Instead, go into this year expecting resistance and setbacks. Expect things to go sideways. And instead of being shocked when they do, be prepared. Get after it and make it happen. You’re not owed anything.

Introduction: It's that time of year again where you've spent your Christmas budget, you've bought and received gifts, you've made your New Year's Resolutions and you are trying to set out on a new course for the new year. Some of you may have overspent for Christmas and decided that you need to get…

In this episode, Matthew “Whiz” Buckley delivers one of his most unfiltered and important debriefs to date.He opens by addressing the Somalian fraud uncovered in Minnesota, and the deep outrage it ignites in him as a combat veteran. While millions are exploited through systemic fraud, countless veterans continue to fight exhausting, dehumanizing battles to access the benefits they were promised for their service. Buckley makes one thing clear: these benefits are not handouts. They are obligations. Earned. Owed.The conversation then shifts to a year-end debrief of No Fallen Heroes Foundation and what 2025 represented. Buckley reflects on the lives impacted, the healing witnessed, and the responsibility that comes with holding space for those carrying war, trauma, addiction, and loss. He also previews what lies ahead in 2026, outlining the next phase of growth, reach, and mission expansion as the foundation continues its work to bring real healing home to veterans and their families.The second half of the episode turns deeply personal and profoundly human.Buckley shares a raw debrief of his own spiritual awakening and why it became an inseparable part of his healing journey. He speaks to the spiritual injuries that so often go unnamed, especially among veterans, and challenges the idea that healing can be complete without addressing the deeper questions of identity, meaning, and connection. Awakening, he explains, is not a sign of being broken, but a process of remembering what was always there beneath the trauma.This episode stands at the intersection of accountability, service, and transformation. It is a call to honor veterans not just with words, but with action. And it is an invitation for anyone on a healing path to understand that spiritual awakening is not separate from recovery. It is often the doorway through it.This is not a comfortable conversation.It is a necessary one.Return Home.

There's something out there in the most remote corners of the Appalachian Mountains. Not a creature from folklore, not a cryptid or ghost story. Something much closer to us—and somehow, much more terrifying because of it. In this episode, we go deep into the hills to explore the legend of the feral people of Appalachia—humans who turned their backs on civilization so long ago, they may have forgotten what it means to be part of it at all. It all starts near Whitetop Mountain, where a dying man named Mercer calls a few people together to share stories passed down through mountain families for nearly two centuries. These aren't the kind of tales you'll read in a book or hear from a park ranger. These are the stories folks only tell in quiet voices, far away from outsiders.We follow one of those stories back to 1978 in Mullins Hollow, Kentucky. A little boy named Thomas vanished from his yard in the middle of the day—his mother just a few steps away. Three days later, his father says a woman stepped out of the woods, filthy and wild-eyed, holding something small in her arms. She smiled, put a finger to her lips, and disappeared into the trees.Then there's Ronald Clayton, a game warden who thought he'd seen everything—until a search for a missing boy in 2013 led him to a hidden settlement deep in the forest. He found the child, painted with strange symbols, surrounded by makeshift shelters and a smoldering fire. When he tried to escape, he realized they weren't just following him—they were herding him. Letting him wear himself out before they made their move. He got lucky that day. Most people wouldn't. Back in 1963, a geology professor and his team stumbled onto something sealed deep underground. A hidden chamber the size of a football field—stone shelters, fire pits, carved beds, and bones. So many bones. In one corner, seventeen pairs of children's shoes. Different sizes. Different decades. He never put any of it in his official report.And in 1972, the Hensley family in Virginia lived through something they still won't talk about without a shake in their voice. It started with missing tools, then livestock, then faces at the windows. One foggy morning, a gray-haired woman came out of the woods and said, “Give us the girl child, and we'll leave you in peace.” The farmer opened fire. A week later, every animal on their farm was dead. One word was written in blood on the side of their barn: OWED.Throughout the episode, we talk about the signs—the silence in the woods when the birds stop singing, the strange stick figures and markings left at the edge of the forest, the voices that call your name in the dark. These people don't attack groups. They prefer the ones who are alone. They prefer children.This isn't a story about monsters. It's about what happens when people cut all ties to the world and build their own. A world where different rules apply. A world where survival is everything. They've been here for generations. And they're very good at staying hidden. Unless, of course, they want to be found.

12-20-25 - Entertainment Drill - MIX - John Hinkley Owed Royalties From A Devo Song - Lil Nas X Song On Next Kidz Bop Album - 2021 - BOSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

12-20-25 - Entertainment Drill - MIX - John Hinkley Owed Royalties From A Devo Song - Lil Nas X Song On Next Kidz Bop Album - 2021 - BOSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Stupid News 12-22-2025 8am …The Glitch Overcharged Customers by 100 Times More Than They Owed …A 4-hour bathroom break …He was Drunk and Pretending to be a Police Officer

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In this week's episode, Chris, Mac and Preet discuss:– Grand Slam Track declares for bankruptcy– Our partnership with them and being owed $272K– The impact of the bankruptcy declaration and the athletes– Recapping the European Cross Country Championships– Athing Mu has parted ways with coach Bobby Kersee– Highlights from the Merrie Mile and Honolulu Marathon weekend– Interview with Ben Rosario ahead of the Marathon Project this weekend (1:35:34)____________Mentioned in this episode...Listen: An Update On The State of CITIUS MAG + Summer 2023 Plans For U.S. Championships + World Championships ____________Hosts: Chris Chavez | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@chris_j_chavez on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ + Mac Fleet | @macfleet on Instagram + Preet Majithia | ⁠⁠⁠⁠⁠⁠⁠@preet_athletics on Instagram⁠⁠⁠⁠⁠⁠⁠Produced by: Jasmine Fehr |⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠@jasminefehr on Instagram⁠⁠⁠⁠⁠⁠⁠⁠____________SUPPORT OUR SPONSORSNOMIO: Made with 80% broccoli sprout juice, 15% lemon juice, and 5% sugar, Nomio activates your body's natural defense systems to reduce lactate, speed recovery, and enhance muscle adaptation. Take one 60 ml shot three hours before training or racing and feel lighter, stronger, and more resilient. Available at The Feed — use code CITIUS15 for 15% off | ⁠⁠⁠⁠⁠⁠⁠⁠https://thefeed.com/collections/nomio⁠⁠⁠⁠⁠⁠⁠WAHOO: The KICKR RUN isn't just another treadmill; it's a complete rethink of indoor running. With Dynamic Pacing, it automatically adjusts to your stride—no buttons, no breaking form, just pure running freedom. Whether you're chasing your first half-marathon finish, a marathon PR, or your next trail adventure, the KICKR RUN is built to help you Run Your Run. Check it all out at ⁠⁠⁠⁠⁠WahooFitness.com⁠⁠⁠⁠⁠ and use code CITIUS at checkout.OLIPOP: Olipop's Crisp Apple: it's like sparkling apple juice meets those gummy apple rings from your childhood. It's sweet, fizzy, and comforting. Like every Olipop, it's made with real ingredients that do good. 50 calories, 5g of sugar, and full of prebiotics and plant fiber that help your gut feel right. You can find Olipop at Target, Whole Foods, Walmart, or just head to ⁠⁠⁠⁠⁠DrinkOlipop.com and use code CITIUS25 for 25% off your orders.

Levi and Bentevegna discuss morality before the party arrives at their first stop of their escort.

Matthew 2.1-12

Send us a textThis one isn't for the fragile.Frazier comes in hot after a no-filter conversation with a loan officer who needed the truth and Michael is right there with him pulling zero punches. This episode dives deep into the entitlement mindset plaguing LOs in today's market. Just because you used to be good doesn't mean you still are. Nobody owes you leads, results, or respect just because you show up.It's about time we said it out loud:The reason you're losing has nothing to do with rates or realtors. It has everything to do with your standards.From weak routines to second-guessing your own value, this episode will either shake you awake or offend you. Either way, it's exactly what the middle of the market needs to hear.

Angelica in Europe: John Church, London Society, and Diplomacy — Molly Beer — Following ratification of the peace treaty, Angelica and her husband sailed to Paris to collect outstanding payments owed by the French government. John Carter leveraged the wartime amnesty to settle accumulated debts, reconcile with his estranged family, and legally adopt the name John Barker Church. Angelica relocated to London's elegant Mayfair neighborhood, where she established herself as a prominent American patriot. She strategically positioned herself at the intersection of cultural and diplomatic negotiations, entertaining influential figures including Lafayette and the Adamses, while exerting subtle influence over American diplomatic representatives toward negotiated peace. 1900 TICONDEROGA

(0:00) Leroy Irvin & Cerrone Battle begin Hour #2 by going to the callers. Do fans/media owe Will Campbell an apology? Leroy & Cerrone break down the significance of the injury impact to Campbell and the loss it will be for the Patriots Offensive Line.(11:50) Patriots-Giants MNF Preview. Do the injuries worry you as a fan? The duo preview the game.(20:29) Leroy shares a special father-son bonding moment with his son, Jordan from this past week. Leroy asks the listeners, "What advice would you give young parents with kids in sports?"(32:04) Callers call in withtheir advice for younger parents with young kids involved with sports.-------------------------------------------FOLLOW ON TWITTER/X: @BostonLIrvin | @Cerrone_Battle | @jorgiesepulvedaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Relationship Stories - OP covered her sister's wedding expenses five years ago, expecting repayment once stable. When sister requested a similar amount for a house down payment, OP demanded payback first, igniting family tension and silence.Become a supporter of this podcast: https://www.spreaker.com/podcast/lost-genre-reddit-stories--5779056/support.

A notable college football coach who sued his former employer will receive his full buyout. Correspondent Gethin Coolbaugh reports.

Intro: One More Night – Can Mean Woman Blues – Jerry Lee Lewis (3:49) I Don't Mind – Buzzcocks (2:19) Scare Him – The Maytals (2:29) In the Castle of my Skin – Sons Of Kemet (5:23)  Alto Songo – Afro-Cuban All Stars (6:48) Love Will Tear Us Apart – Joy Division (3:39) Daphne – Xylouris White (5:20)  Yèkèrmo Sèw – Mulatu Astatké (3:59)  The Poacher – Ronnie Lane, accompanied by the band Slim Chance (3:46) He Doesn't Know Why – Fleet Foxes (3:22) Oh Very Young – Cat Stevens (2:40)   Dixie Flyer – Randy Newman (4:09)  Who Do You Love? – Bo Diddley (2:27) Owed t'Alex – Captain Beefheart & the Magic Band (4:07) Tamp ‘Em Up Solid – Ry Cooder (3:22) While Gamekeepers Lie Sleeping / Charlie's March – Chris Wood & Andy Cutting (4:59) Vetetten Violát – Márta Sebestyén (3:57) (Unknown title) – Blood on a Feather (4:55) Little Black Buzzer – Ivor Cutler (2:03) Falling through the Rising Sun – Daisy Rickman (4:17) Mateso – Master Musicians of Tanzania (Hukwé Zawose) (10:00) Spanish Harlem – Ben E. King (3:16) Sparkling Brown Eyes – Joe Val & his New England Bluegrass Boys (3:24)  The Old Churchyard – Anna & Elizabeth, with the Murphy Beds (4:02) Anthem of the Trinity – Terry Riley (9:28) Graduale: Requiem Aeternam / In Memoria, from ‘Officium Defunctorum' – Tomás Luis de Victoria, Phillips/Tallis Scholars (3:07) Outro: Pogles Walk – Vernon Elliott Ensemble

As the academic year ends, thousands of international students are signing on for holiday work. But if things go wrong, experts warn that few understand their legal entitlements or how to recover unpaid wages. - เรื่องราวของนักศึกษาต่างชาติที่ไปทำงานช่วงปิดเทอม โดยขาดความรู้เรื่องสิทธิแรงงาน ทำให้เขาถูกโกงค่าแรงเกือบหมื่นดอลลาร์และต้องอดทนอยู่ในสภาพเลวร้ายที่ฟาร์มในแถบชนบทในออสเตรเลีย ผู้เชี่ยวชาญชี้ การจงใจไม่จ่ายค่าจ้างหรือเงินสวัสดิการแก่พนักงานถือเป็นความผิดอาญา

As the academic year ends, thousands of international students are signing on for holiday work. But if things go wrong, experts warn that few understand their legal entitlements or how to recover unpaid wages.

Together again, for episode 350, your favorite boys decided to get the long fabled tattoos together! Let's go! Of course, they discuss the news with Six Flags Qiddiya soft opening, more ride announcements, IAAPA coming, and much more in this episode!

Cho Seong-ho found himself penniless and drowning in debt, forced to live with an older man who propositioned him in exchange for rent money. When he tried to collect what was owed, the man began to belittle him until Seong-ho snapped.Find our merch here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://koreantruecrime-shop.fourthwall.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our discord today!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠If you enjoy Korean True Crime, please rate, follow, and send feedback! It helps me continue to improve the show. If you'd like to support the show or find show sources for free,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠join Korean True Crime on Patreon.⁠ ⁠

Opening Exercise: The audio will lead you through a series of moves from the beginning of a game. At a certain point, one player will make a mistake and it'll be your job to find the move to punish it. To learn more about Don't Move Until You See It and get the free 5-day Conceptualizing Chess Series, head over to https://dontmoveuntilyousee.it/conceptualization PGN for today's exercise: 1. e4 e5 2. Nf3 Nc6 3. Bc4 Bc5 4. b4 Bb6 5. a4 a6 6. a5 Ba7 7. b5 axb5 8. Bxb5 Nf6 9. Ba3 Nxe4 10. Qe2 Nxf2 11. Nxe5 Nd4 * And the answer is... 12. Nxd7+ Nxe2 13. Nf6#

With mass layoffs hitting tech, media, and corporate America, more professionals over 40 are being forced into freelance work, consulting, and solopreneur life—whether they planned for it or not. And here's a big problem with that: the moment you leave corporate, you lose access to affordable health insurance. Suddenly, you're staring down $4,000/month premiums, sky-high deductibles, and hospital bills that make you wonder what you're even paying for.In today's episode, I sit down with Crystal Jackson—also known as The Real Mrs. Poindexter—a former Intel engineer turned viral content creator with millions of followers. After 13 years in corporate, Crystal left to raise her kids, went back to work for the benefits, left again, and eventually found herself paying $48,000 a year for health insurance that barely covered anything. When she got sick and ended up with another $10,000 in medical bills, she'd had enough.So she did what any fed-up engineer would do: she co-founded EssentL Creator with her husband Chris to solve the problem no one else would touch—affordable, corporate-level health insurance for freelancers, gig workers, and solopreneurs.In this episode, we talk about:Why Crystal was paying $48K/year for health insurance and still owed $10K in hospital billsHow the "future of work" is creating a wave of involuntary entrepreneurs (and what that means for you)What a PEO (Professional Employer Organization) actually is—and how it gives solopreneurs access to corporate-level benefitsWhy leaving corporate might be the scariest—and best—thing that ever happens to youHow to protect yourself legally and financially when you go out on your own (LLCs, IP protection, contract red-lining)The mental health crisis among content creators—and why EssentL offers enhanced mental health and addiction coverageIf you've been laid off, are thinking about going solo, or are tired of paying insane premiums for garbage coverage, this episode is for you. Find a gift of 50% off the admin fee for It Gets Late Early listeners at https://essentlcreator.com/maureen.Resources:-Get Business Protection and Health Coverage at Solopreneur-friendly Prices - https://essentlcreator.com/maureen-Free Guide to LinkedIn Job Hunting for the 40+ Crew - https://www.itgetslateearly.com/job-guideConnect with Crystal Jackson:-LinkedIn: https://www.linkedin.com/in/crystal-jackson-mba-8893b72bb/-Website: https://essentlcreator.com/Connect with Maureen Clough:-LinkedIn: maureenwclough - https://www.linkedin.com/in/maureenwclough/-Website: itgetslateearly.com - https://www.itgetslateearly.com/-Instagram: @itgetslateearly -

Mike Johnson, Beau Morgan, and Ali Mac react to the biggest and latest college football headlines.

AITA: For being owed money after a friend trip? DIRT ALERT: Police called to Kris Jenner's birthday party, BOOB TUBE: "The Great British Baking Show" finale, and speed eating contests for catsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

C&R feel that maybe Sean Payton is owed an apology! Do Raiders have a chance versus the Broncos tonight? They think over other people in sports who deserve apologies. Plus, 'OLD-SCHOOL WHEN 50 HITS' celebrates a Sandler anniversary! See omnystudio.com/listener for privacy information.

Study the daily lesson of Sefer HaMitzvos for day 251 with Rabbi Mendel Kaplan, where he teaches the mitzvah in-depth with added insight and detail.

Linktree: ⁠https://linktr.ee/Analytic⁠Join The Normandy For Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: ⁠https://ow.ly/msoH50WCu0K⁠In this Segment of Notorious Mass Effect, Analytic Dreamz delivers a precise breakdown of Cam'ron (Cameron Giles) vs. J. Cole (Jermaine Cole) and Universal Music Group in U.S. District Court for the Southern District of New York. Filed October 28, 2025, the 7-page lawsuit alleges breach of verbal agreement over “Ready '24” (April 2024, Might Delete Later mixtape, Dreamville/UMG, prod. T-Minus, #38 Billboard Hot 100). Cam'ron contributed lyrics and a verse in June 2022 NYC session, conditioning release on Cole's future single feature or It Is What It Is podcast appearance—both allegedly agreed then ignored. Claims include no payment since release, improper credit (composition only via Warner Chappell; seeks sound recording co-authorship), and $500K+ in unpaid royalties from streams, sales, publishing. Analytic Dreamz examines timeline, legal demands for royalty audit, declaratory relief, attorney fees, and hip-hop's handshake deal risks. Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Click HERE and Let's Meet! Chat with us to see if Farm Marketing Mastery can break you out of marketing misery. Quick question: Do you have a customer who owes you money right now? A farmer came to coaching because her second-biggest customer kept "forgetting" to pay. Every. Single. Time. And she was terrified to say something. Sound familiar? Here's what changed everything in our session: The ONE question that reveals if your "small problem" will destroy your business as you grow Word-for-word scripts to collect money without feeling mean or threatening Why that problem customer is actually a GIFT to your business How one uncomfortable conversation saves you thousands down the road The transformation? By the end of our call, this farmer went from scared to EXCITED about setting boundaries. If you've ever felt guilty or afraid of asking someone to pay what they owe you, this episode will change everything. FREE Master Class: Three Steps to Your Profitable Farm Sign Up HERE  

Bo Joseph opens up about how his gambling addiction spiraled from high-school dropout to owing loan sharks hundreds of thousands of dollars. After his dad left, Bo stepped up to help support his family — but one bad decision led to another. What started as winning small bets quickly turned into an uncontrollable addiction that pushed him into crime, debt, and danger. #GamblingAddiction #DebtStory #LoanSharks #RedemptionStory #TrueCrimePodcast #AddictionRecovery #FinancialDownfall #lockedinpodcast Connect with Bo Joseph: Instagram: https://www.instagram.com/bojosephauthor?igsh=MW0yamZpYjM5ejl4eg== Buy his book: https://a.co/d/clvhr2a Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Shop Locked In Merch: http://www.ianbick.com/shop Timestamps: 00:00 Bo Joseph's Story — From Crime to Redemption 00:45 How a Teenage Dropout Became the Family Provider 02:45 Growing Up Fast: Family Pressure & Life Lessons 06:15 When Dad Walked Out: The Moment Everything Changed 10:52 Becoming a Father at 18 & Trying to Stay Afloat 19:30 First Crimes: Robbery, Shoplifting & Survival Instincts 28:40 Gambling Addiction Begins — The Highs and Lows 38:57 Hustling to Survive: Scams, Schemes & Fast Money 01:02:25 Business Wins, Fraud Losses & Second Chances Gone Wrong 01:13:45 Living Under Fake Names & Dodging the Law 01:21:22 Drowning in Debt: The Cost of Gambling & Lies 01:33:10 Owing the Mafia Hundreds of Thousands — The Breaking Point 01:42:20 Loan Sharks, Violence & Near-Death Moments 01:54:18 The Final Confrontation That Changed Everything 02:05:30 Bo's New Life: Recovery, Family & Redemption 02:12:40 Lessons from Rock Bottom & Finding Peace Learn more about your ad choices. Visit megaphone.fm/adchoices