Podcast appearances and mentions of cliff taylor

New electric vehicle sales here dipped last year by 24% when compared to 2023, further making a mockery of the government's target of 1 million EVs on Irish roads by 2030.A reduction in the SEAI grant and gaps in charging infrastructure fed into consumer uncertainty when it comes to making the switch from petrol and diesel vehicles.But that trend looks to be reversing this year, something that Lisa Brankin, chairman and managing director of Ford UK & Ireland, will be keen to see accelerate.She joined host Cliff Taylor in studio to discuss the challenges of going electric, her plans for the company's future, and the launch of Ford Power Promise across Ford's range of electric cars in Ireland.Also on this week's episode of Inside Business, AIB's Economic Outlook Report for May highlights how global uncertainty and an escalation in trade tariffs could lead to a slowdown in global and Irish growth in 2025 and 2026.That said, the report also points out that the Irish economy has built up a certain level of resilience to withstand a potential trade shock in the short term.AIB Chief Economist David McNamara went through the risk US tariffs and future US tax policy pose, and the outlook for 2025 and 2026.Produced by John Casey and Suzanne Brennan with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

Cliff Taylor, Columnist with the Irish Times

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Cliff Taylor, columnist with the Irish Times

Bobby spoke to Cliff Taylor of the Irish Times about Market Turmoil in the US

Cliff Taylor joins Pat Leahy to assess the latest developments in the trade war initiated by US president Donald Trump that threatens to upend the global economy. Hosted on Acast. See acast.com/privacy for more information.

A full-blown global tariff war in underway.Donald's Trump's tariffs took effect last night with the EU due to vote today on a retaliatory list drawn up by the European Commission.The US and China meanwhile have engaged in tit for tat tariffs in the past few days. China has also vowed to fight to the end in the tariff war.What will all this mean for Ireland? What hit will consumers face?And should Ireland now pivot east to protect jobs and secure new investment?To answer these and other questions host Ciarán Hancock Is joined on this week's episode of Inside Business by Ibec chief executive Danny McCoy, Cliff Taylor of The Irish Times, and Chris Smyth, group CEO at Perennial Freight & president of the France-Ireland Chamber of Commerce.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

A full-blown global tariff war in underway.Donald's Trump's tariffs took effect last night with the EU due to vote today on a retaliatory list drawn up by the European Commission.The US and China meanwhile have engaged in tit for tat tariffs in the past few days. China has also vowed to fight to the end in the tariff war.What will all this mean for Ireland? What hit will consumers face?And should Ireland now pivot east to protect jobs and secure new investment?To answer these and other questions host Ciarán Hancock Is joined on this week's episode of Inside Business by Ibec chief executive Danny McCoy, Cliff Taylor of The Irish Times, and Chris Smyth, group CEO at Perennial Freight & president of the France-Ireland Chamber of Commerce.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

Global markets plunged again on Monday after Donald Trump showed no signs of pulling back from his sweeping tariff plan. All the major stock exchanges across Europe, the US and Asia were affected by the drop in prices, from tech to retail and manufacturing.European Commission president Ursula von der Leyen warned US tariffs were having a “massive impact” on the global economy, while Goldman Sachs raised the odds of a US recession to 45 per cent.And while stock prices don't mean much to many people, behind the figures, there's real damage being caused to the economy – in Ireland and around the globe.But when will we start to feel the impact of this financial chaos?How is Europe responding to Trump's 20 per cent tariff on EU goods and how has China reacted to the rising tariff threats coming from the White House?And is there any indication the plunging stock markets will prompt the Trump administration to rethink its approach to trade?Today, on In The News, how worried should we be about the toll of Trump's tariffs?Irish Times economics writer Cliff Taylor and China correspondent Denis Staunton discuss the global implications of Trump's tariff agenda.Presented by Sorcha Pollak, produced by Declan Conlon. Hosted on Acast. See acast.com/privacy for more information.

Cliff Taylor and Pat Leahy are with Hugh to discuss the tariffs announced yesterday by US president Donald Trump. Hosted on Acast. See acast.com/privacy for more information.

Wednesday April 2nd is when US president Donald Trump is expected to announce tariffs on a wide range of imports from several countries, probably including the European Union. But what can the EU do in response? Cliff Taylor and Jack Power join Hugh. Hosted on Acast. See acast.com/privacy for more information.

Cliff Taylor, columnist with the Irish Times

On this week's episode of Inside Business, we discuss US President Donald Trump's intention to impose new reciprocal tariff rates on EU countries and elsewhere from April 2nd. What are reciprocal tariffs and how will Ireland be affected? Will we be singled out? What is coming down the line in terms of ‘special tariffs', and their potential impact on big exports from Ireland to the US? And what possible options are available to Irish companies to soften the blow of all this uncertainty? Gerard Brady, Head of National Policy and Chief Economist at Ibec, joined the podcast to give a timeline of all upcoming tariffs and what they mean.And this week saw the much-anticipated arrival of Amazon.ie, a dedicated Irish platform for the retail behemoth – a move that will be welcomed by most online shoppers in Ireland with the prospect of more product choice and better value. But what about retailers who will have to go toe-to-toe with Amazon here? Irish Times Consumer Affairs Correspondent Conor Pope joined host Cliff Taylor in studio to outline what Irish consumers can expect.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

On this week's episode of Inside Business, we discuss US President Donald Trump's intention to impose new reciprocal tariff rates on EU countries and elsewhere from April 2nd. What are reciprocal tariffs and how will Ireland be affected? Will we be singled out? What is coming down the line in terms of ‘special tariffs', and their potential impact on big exports from Ireland to the US? And what possible options are available to Irish companies to soften the blow of all this uncertainty? Gerard Brady, Head of National Policy and Chief Economist at Ibec, joined the podcast to give a timeline of all upcoming tariffs and what they mean.And this week saw the much-anticipated arrival of Amazon.ie, a dedicated Irish platform for the retail behemoth – a move that will be welcomed by most online shoppers in Ireland with the prospect of more product choice and better value. But what about retailers who will have to go toe-to-toe with Amazon here? Irish Times Consumer Affairs Correspondent Conor Pope joined host Cliff Taylor in studio to outline what Irish consumers can expect.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

US secretary of state Marco Rubio told Tánaiste Simon Harris it was a priority of the Trump administration to address the “trade imbalance” between Ireland and the US when they spoke by phone on Tuesday.By now it's known what that means: tariffs.US president Donald Trump has already talked about a 25 per cent import tax on Europe so that phone call won't have been a surprise.Nothing, as yet, is certain; not least the level of import taxes that might be imposed and whether it will be a blanket rate on all goods across the EU.But what would drastically increased tariffs mean for Ireland?And is there anything Taoiseach Micheál Martin can say over the bowl of shamrock when he meets Trump in the Oval Office next week that might influence the president?Irish Times economics columnist Cliff Taylor explains the business of tariffs and why, if Trump carries through on his promise, chaos is coming.Presented by Bernice Harrison. Produced by Suzanne Brennan and Declan Conlon.You can read Cliff's latest column on US tariffs here Hosted on Acast. See acast.com/privacy for more information.

Cliff Taylor, Irish Times columnist outlines the possible impact of reciprocal tariffs which have been threatened by US President Donald Trump.

This week on Taking Stock Emmet Oliver talks to Chris Kane author of 'Where's My Office' about Citibank's embrace of hybrid working and why the model is here to stay. Emmet also talks to Cliff Taylor of the Irish Times and Henry Foy of the Financial Times about all of President Trump's possible Tariffs and what they might mean for Ireland and Europe. Plus, Karl Waters of Folk VML talks to Emmet about the huge money that Superbowl Ads still command ahead of this Sunday's big game.

At the start of this week US President Donald Trump took the global economy into uncharted territory by threatening a multi-front trade war.After last-minute negotiations on Monday, hefty tariffs for Canada and Mexico were suspended for 30 days. China then saw a 10% duty imposed on their imports into the US and retaliated soon after with their own tariffs on US energy and vehicles.The EU is also in Donald Trump's sights, but it is unclear as to what kind of concessions he will want. Ireland is quite exposed in all this as bilateral trade with the US is hugely important - what could this all mean for our main exports and our country's foreign direct investment?To get into the potential ramifications for Ireland and the wider global economy, host Cliff Taylor is joined by Irish Times Economic Correspondent, Eoin Burke-Kennedy, Irish Times China Correspondent, Denis Staunton and Professor of International Politics at the Clinton Institute in UCD, Scott Lucas.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

At the start of this week US President Donald Trump took the global economy into uncharted territory by threatening a multi-front trade war.After last-minute negotiations on Monday, hefty tariffs for Canada and Mexico were suspended for 30 days. China then saw a 10% duty imposed on their imports into the US and retaliated soon after with their own tariffs on US energy and vehicles.The EU is also in Donald Trump's sights, but it is unclear as to what kind of concessions he will want. Ireland is quite exposed in all this as bilateral trade with the US is hugely important - what could this all mean for our main exports and our country's foreign direct investment?To get into the potential ramifications for Ireland and the wider global economy, host Cliff Taylor is joined by Irish Times Economic Correspondent, Eoin Burke-Kennedy, Irish Times China Correspondent, Denis Staunton and Professor of International Politics at the Clinton Institute in UCD, Scott Lucas.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

The Taoiseach has urged caution against any hasty response to U.S. President Donald Trump's threat of tariffs on EU exports, emphasising the importance of European unity. We discuss further with Cliff Taylor, Columnist with the Irish Times and who specialises in economics and finance.

The Taoiseach has urged caution against any hasty response to U.S. President Donald Trump's threat of tariffs on EU exports, emphasising the importance of European unity. We discuss further with Cliff Taylor, Columnist with the Irish Times and who specialises in economics and finance.

The wealth of the world's billionaires grew at roughly $5.7 billion (€5.5 billion) per day last year, according to Oxfam's annual report on the financial affairs of the richest people on earth.Meanwhile, the number of people living in poverty has barely changed since 1990, according to the World Bank.Oxfam's latest research reveals the number of Irish billionaires has risen from nine to 11 in the past year, and that their combined wealth has increased by more than a third to just over €50 billion.Oxfam is using the report, issued to coincide with the annual Davos gathering of the super wealthy, to argue for new taxes on the rich. But, while better-off people generally pay more tax on their incomes, the world's billionaires pay extremely low levels of income tax and, on some occasions, none at all.How does a system exist where the super wealthy pay a lower tax rate than a teacher or a retail worker?And will a tax for the super-rich ever happen or are things only going to get worse with Donald Trump sitting in the White House, surrounded by billionaires?Irish Times writer specialising in economics and finance Cliff Taylor explains why the richest people on earth are able to avoid paying tax.Presented by Sorcha Pollak. Produced by Suzanne Brenna Hosted on Acast. See acast.com/privacy for more information.

Matthew Karnitschnig, Editor-in-Chief of Euractiv and Cliff Taylor, Columnist with the Irish Times

Last week a high-profile residential property scheme for Dundrum village in Dublin, that would have delivered 881 apartments and a mix of commercial units, was rejected by An Bord Pleanála. The scheme had first been proposed in 2021 by Hammerson and Allianz who between them owned the land. In a rejection letter the board was strong in its language noting the excessive density, height and scale, together with its “monolithic appearance”. And that it would have had an overbearing impact on neighbouring residential properties. This decision prompted Cliff Taylor of the Irish Times to write a column on the issue and its relevance to the housing crisis here. He joins host Ciarán Hancock on this week's episode of Inside Business. Also joining the show is Tom Phillips, an experienced planning consultant who has been involved in a number of large development applications, but not the one for Dundrum. He gives his thoughts on how the planning system works, the role of planning consultants, and the contradictions in the current system that are holding us back as we seek to break the log jam of the housing crisis.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

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On this week's episode of Inside Business, host Cliff Taylor is joined in studio by Louisa Earls, manager of Books Upstairs, along with Laura Caffrey, & Clare Grennan, Co-Owners of Irish Design Shop, to get an insight into their experience as independent retailers in Dublin city during a period of the year that accounts for up to a third of their annual sales.Louisa discusses the pivot Books Upstairs made towards online sales during the early days of Covid, the titles that have flown off the shelves this year, competing with Amazon and what the government could do better to protect small independent businesses operating in the city.Laura and Clare from Irish Design Shop explain the challenges of starting a business in the teeth of the financial crash in late 2008, stocking products from over 60 Irish designers in its Drury Street shop, soaring tourist trade and why so many online orders are now coming from suburban Dublin. All three guests highlight the surge in shoplifting and why it is so difficult to combat.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

With the Irish government rolling in clover like never before, what is the outsider's view of our economy? Max Colchester, Britain Correspondent for the Wall Street Journal, has been writing about this following his recent visit to Dublin. He notes how other governments around Europe are struggling and raising taxes while we have set up two sovereign wealth funds to make good use of the billions in corporate tax receipts that continue to roll in – something that hasn't gone unnoticed by Donald Trump's pick for Commerce Secretary, Howard Lutnick.He joins host Cliff Taylor to discuss the envious position Ireland finds itself in.Also on this episode, Irish Times Consumer Affairs Correspondent Conor Pope digs into whether the onslaught of advertised bargains for Black Friday are as good as they sound. Why do sales now start weeks before Black Friday? Can I get the same bargains during the year? And does buyer's remorse and this annual event go hand in hand?Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

The cost of living is repeatedly mentioned as one of the main issues to the forefront of voters' minds in the run up to the General Election. In the US, president-elect Donald Trump made the economy one of the pillars of his campaign, regularly promising to "make America affordable again." But the reason for price spikes across the industrialised world are complex. So how realistic is it that any political party here could bring down the cost of living? And how can you tell what's within the next government's gift and what is just populist rhetoric. Irish Times writer on economics, Cliff Taylor, explains the factors at play and how to gauge whether party pledges could actually work.Presented by Sorcha Pollak. Produced by Aideen Finnegan. Hosted on Acast. See acast.com/privacy for more information.

Thanks largely to corporation tax receipts from multinationals, the Irish state has plenty of money. And so far this election campaign has been largely about how to spend it - on capital investment, on tax cuts and on new spending on all sorts of programmes and projects.But with the threats to Ireland's economic model growing, will such spending be sustainable? Hugh is joined by Professor John McHale, Shana Cohen and Cliff Taylor to discuss Ireland's economic position and whether election spending promises could lead to yet more boom and bust.Shana Cohen is Director at Tasc, a progressive think-tank. John McHale is Professor of Economics at University of Galway's J.E. Cairnes School of Business and Economics and a former chair of the Irish Fiscal Advisory Council. Cliff Taylor is an economics columnist with The Irish Times. Hosted on Acast. See acast.com/privacy for more information.

Donald Trump's stance on imports coming into the US could have very real implications for Irish transatlantic trade.September proved to be a record month for Irish exports, as well as a record level of exports going to the US. This underlines the importance of a market that could be jeopardised if the president-elect follows through on his promise to introduce blanket tariffs on goods entering the US.Carol Lynch is customers and trade partner with BDO Ireland and she joined host Cliff Taylor to give some insight into what those tariffs could do to the Republic's largest export market outside of the EU, and how Irish companies have already started preparations to manage those impacts. Cathal Foley and his company PACE won the sustainability and overall prize at the 2024 Irish Times Innovation awards.PACE stands for Platform for Analysing Carbon Emissions, specifically airline carbon emissions. The aviation sector has set an ambitious target of net zero emissions by 2050, something that is likely to cost around five trillion dollars. Cathal explained how PACE aims to help the sector achieve that target.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

How could Robert Emmet Lighthizer, the man tipped to be Donald Trump's Trade Tsar negatively impact the Irish economy? Cliff Taylor, Irish Times Columnist has been writing about this and discussed with Shane this morning on the show.

After a remarkable political comeback, Donald Trump will be the next President of the United States. So, what will that mean for the Irish economy, given that he has threatened huge tariffs on imports and promised to slash its corporate tax rate.Host Ciarán Hancock is joined by Cliff Taylor of The Irish Times to get his view on how bad a Trump presidency could be for Ireland.Also on the show, Conor Pope of The Irish Times explains why being single can cost you more than €300,000 over and above what a person in a couple will pay over the course of their adults lives, taking into account areas like housing, groceries, and taxes. Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

Cliff Taylor, Columnist with the Irish Times

This week on Taking Stock Mandy Johnston talks to Lawrence Donegan who is a renowned Scottish journalist, author and former musician with bands such as Llyod Cole and the Commotions. He is now based in the US and he's back on the US election beat for what he says is the biggest story of our lifetime. He has been traveling around America covering the US Presidential campaign and he gives us his take on where things stand in the race for the White House.And the big beasts of Wall Street are no longer having it all their own way anymore as a new wave of electronic-trading firms muscle in on their patch and we hear about the companies taking over the global stock market landscape.And finally - in the budget this week fuel prices went up, but that's not the only concern for households and car owners. As tensions escalate in the Middle East Mandy looks at the potential cause for concern about yet another energy crisis with Muireann Lynch of the ESRI. Plus, Cliff Taylor of the Irish Times gives us his take on Budget 2025.

What did we learn from the budget speeches of Ministers Jack Chambers and Paschal Donohoe? Irish Times reporters fill us in on bonus payments, tax adjustments, welfare increases and a surprise measure. Finally we ask: Is it wise to spend so much money in the way the Government plans? With Conor Pope, Niamh Towey, Jennifer Bray, Ian Curran, Jack Horgan-Jones and Cliff Taylor. Hosted on Acast. See acast.com/privacy for more information.

Cliff Taylor, Columnist with the Irish Times

Is an award of €13 billion a big win or an embarrassing loss? The European Court of Justice (ECJ) court yesterday said that the European Commission was correct in 2016 when it ruled that Apple owed Ireland €13 billion in tax relating to underpayments during 2003-2014.The ruling represents a heavy legal defeat for Apple and the Irish Government – and a major win for the EU.But how did it get to the point that Ireland had to go to Europe to defend a tax arrangement with a multinational? Irish Times columnist Cliff Taylor explains how a big pay-day for the Government is also a reputational hit, with the court's clear and final verdict that Ireland broke the rules and offered illegal State aid to Apple. And he looks at how to spend it. Presented by Bernice Harrison. Produced by Declan Conlon. Hosted on Acast. See acast.com/privacy for more information.

Sinn Féin has published its plan to solve the housing crisis.Party spokesman on housing Eoin Ó Broin says A Home of Your Own, is “comprehensive, detailed and fully costed”.The headline figure is that 300,000 homes will be built in five years; a mix of social, affordable and private homes. The plan costs €39 billion.The document is nearly 110 pages long so In the News asked Irish Times economics analyst Cliff Taylor to go through it and explain the details.He also answers the key questions – is it visionary and could it work?Presented by Bernice Harrison. Produced by John Casey. Hosted on Acast. See acast.com/privacy for more information.

Yup'iks know them as Ircenrraat. Poncas refer to them as Gadázhe. Cherokees call them Yunwi Tsunsdi. In some cases, they are caretakers or protectors. Other times they are tricksters or menacing goblins. Most tribes have traditions that fit under the umbrella of "little people". They bear resemblance to fairies in other cultures. They are elusive supernatural beings that show up in stories or are invoked to explain good luck or misfortune. GUESTS Mark John (Yup'ik), cultural adviser and elder Cliff Taylor (Ponca Tribe of Nebraska), poet, storyteller, and author of The Memory of Souls Kathi Littlejohn (Eastern Band of Cherokee Indians), storyteller

Inheritance tax has become something of a hot political issue, with hints of change coming in the budget supported by senior Fine Gael members who want to allow people to inherit more without being exposed to tax.But is this justified? Does it simply improve the lot of the better off in society?Or are there real anomalies that need to be addressed?For some insight on this, host Cliff Taylor was joined by Deputy Business Editor of the Irish Times, Dominic Coyle.In the second half of the show, Munro O'Dwyer, a partner with PwC Ireland, discusses potential changes to the current pension regime for high earners. PwC published a document earlier this week that points out some issues with the current €2 million standard fund threshold for pensions, something they want to see changed in the budget. Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

If elected president in November Donald Trump has promised to slash the US rate of corporate tax to 15 per cent.Kamala Harris has said she would raise it to 28 per cent. So why the massive difference and what could either tax rate mean for Ireland?And should we be less focused on corporation tax and more on trade policy? Trump's promise of a 20 per cent import tax on all goods would hit hard globally – with exports from Ireland severely impacted.And could Ireland get caught in the crossfire if Trump started a trade war with China?Irish Times economics analyst Cliff Taylor looks at the different policy platforms of the two candidates and who would be better for Ireland?Presented by Bernice Harrison. Produced by Suzanne Brennan. Hosted on Acast. See acast.com/privacy for more information.

"I really want to focus on the collective nature of being stolen, because it wasn't just me. It was the vast majority of Native adoptees." -- Pete Patton Episode Summary: In this episode of Unraveling Adoption, co-hosted by Beth Syverson and her son Joey, they interview Pete Patton,LCSW, an Indigenous Inuit adoptee who shares his experiences of being stolen and adopted. Pete discusses the historical context of racism in Oregon and the impact it had on Native American communities there and elsewhere. He also delves into his journey of reconnecting with his Indigenous heritage and the healing process he has undergone. Pete highlights the importance of understanding the collective experiences of adoptees and the need for reconnection with ancestors. The conversation sheds light on the complexities of adoption and the importance of listening to and learning from Indigenous voices. The episode emphasizes the significance of acknowledging and honoring the stories of adoptees and the importance of cultural reconnection for healing.   Photo Credit for cover photo of Pete: Alberto Moreno ===============

Cliff Taylor, Columnist for the Irish Times

According to property website MyHome.ie, house asking prices rose by 7.3 per cent year on year in the second quarter, the fastest pace of growth recorded in two years.And buyers report that the price they actually pay often way exceeds the original asking price as many buyers chase too few properties so that percentage rise is likely to be an underestimation.This year the Government is spending more than €8 billion to address the housing crisis and inflation is running at 1.5 per cent – so why are prices not coming down? Economics columnist Cliff Taylor explains.Presented by Bernice Harrison. Produced by Suzanne Brennan. Hosted on Acast. See acast.com/privacy for more information.

On Tuesday, the Government published its Summer Economic Statement, which provides a framework for tax and spending in October's budget. We discovered that the budget will be framed around a massive tax and spending package of €8.3 billion. Strip out Covid and cost of living years, and that would make it one of the most generous in the history of the State.In turn, this has fuelled speculation of an early general election in November.On this week's episode of Inside Business, Eoin Burke-Kennedy and Cliff Taylor join Ciarán Hancock to go through the headline numbers in the statement and how the €8.3 billion breaks down.In the second half, we hear from Martin Muller, professor of geography and sustainability at the University of Lausanne in Switzerland. He's been crunching the numbers on the costs and payback for host cities for big events such as the Olympic Games, and following many years of preparation, billions spent on facilities and new infrastructure and the promise of an economic bounty, is Paris set to benefit from playing host to this year's games?Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

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The Irish Fiscal Advisory Council's latest report has reiterated their stance that government spending plans risk overheating an economy already at full capacity. Is their plea for caution correct given the corporation tax receipt bonanza that shows little sign of abating in the short-term?Niall Conroy is chief economist with IFAC and he joined host Cliff Taylor on this episode of Inside Business to air the council's concerns.Plus, there is likely to be a rise in workplace audits after Revenue state commissioned freelance work will ‘generally' indicate person should be treated as an employee. So, how do you know if you are a freelancer or a company employee? Irish Times journalist Laura Slattery and head of employment law at Addleshaw Goddard, Maura Connolly give some insight into Revenue's guidance on the issue.#Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

Cliff Taylor, Columnist with the Irish Times.

This episode of the Inside Business podcast looks at Ireland's commercial and residential property markets. In part one John McCartney, Director of Research at BNP Paribas Real Estate Ireland, discusses a significant surge in Dublin's office vacancies and the factors affecting office space demand, including the global economic downturn, a tech sector slowdown, and shifts in workspace needs post-COVID. In part two economics columnist Cliff Taylor looks at Sinn Féin's criticism of first-time buyer support schemes and the State's spending on measures to help people find homes. The episode also explores the potential for repurposing vacant office spaces into housing and the challenges associated with these conversions. Hosted on Acast. See acast.com/privacy for more information.

Michael Fanning talks to Cliff Taylor, who has been in the mortgage industry for 34 years, 27 of those years with Penrith Mortgage, an in-house lender owned by Windermere. 1. Interest rates have been high, but buyers are adapting to the new normal through "hedonic adaptation." 2. Ensuring the quality of the buyer's financing is crucial, as last-minute issues can arise. 3. Penrith Mortgage offers a "second look" process to validate buyers' pre-approvals and ensure they're getting a good deal. 4. Penrith's "certified approval" process involves full underwriting, allowing them to guarantee a closing date. 5. The NAR settlement decouples buyer and seller agent commissions, impacting buyers' out-of-pocket costs. 6. Lenders clarified that buyer agent commissions paid by sellers won't count against interested party contribution (IPC) limits. 7. IPC limits vary based on loan type (conventional, FHA, VA) and down payment amount. 8. VA loans have unique rules, like allowing sellers to pay off buyers' debts. 9. Financing buyer agent commissions may require a higher loan amount and mortgage insurance. 10. Sellers are still contributing toward closing costs and rate buy-downs, though less than before. 11. Rates may decline later in 2024, but waiting could mean competing with more buyers and higher home prices. 12. Building equity through home appreciation can offset higher interest rates. 13. Penrith offers tools to analyze the cost of waiting to buy and IPC scenarios. 14. Strong lender relationships benefit agents by protecting their buyers and providing expertise. 15. Continuous education is crucial as lending rules and processes evolve. Contact information: Cliff Taylor Cell: 818-436-2022 Email: cliff.taylor@penrithloans.com --- Support this podcast: https://podcasters.spotify.com/pod/show/askacoach/support