Podcasts about mark john

Can a spending bonanza revive Europe's largest economy? Host Carmel Crimmins is joined by Mark John, European economics editor, and Thomas Escritt, senior correspondent in Berlin, to talk debt U-turns and growth. Plus, ladder inspectors and multiple forms - we hear why German businesses say money alone isn't enough to revive growth and cuts to red tape are also needed.  Sign up for the Reuters Econ World newsletter and the daily markets newsletters: Morning Bid U.S. by Mike Dolan and Trading Day by Jamie McGeeve here. For information on our privacy and data protection practices visit the Thomson Reuters Privacy Statement. You may also visit megaphone.fm/adchoices to opt out of targeted advertising. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark John Muscot (aka The Magpieman) joins Tony Mac to have a chat and to talk about how he got the name 'The Magpieman'.See omnystudio.com/listener for privacy information.

Pastor Derrick Drake

Rob Astorino fills in for Mark. Rob interviews NYPD Chief of the Watch, John Chell: John and Rob talked about the NYPD's plan on keeping everyone safe in Times Square this evening. Thousands of officers will be on hand all day and night in NYC. 6 drone teams from the NYPD are ready.

A defence and security expert says the Kiwi 'bumbling jihadi' is New Zealand's problem, but it's difficult to get him. Mark John Taylor is believed to still be in Syria - but has been charged in Wellington today under the Terrorism Suppression Act. Massey University security expert John Battersby says the ISIL supporter has no travel documents and New Zealand has no representation in Syria. "The possibility of us being connected back with him is actually pretty remote." LISTEN ABOVESee omnystudio.com/listener for privacy information.

A terrorism charge has been laid against a New Zealander who allegedly travelled overseas to join Islamic State a decade ago. Mark John Taylor, also known as Mohammed Daniel, was charged under the Terrorism Suppression Act this morning. Charging documents filed in the Wellington District Court state he’s being accused of participating in a group in Syria, namely the Islamic State and the Levant (ISIL) between 29 November 2014 and 24 December 2018. It said he’s believed to have joined the groups “for the purpose of enhancing the ability of ISIL to carry out or participate in one or more terrorist acts intended to cause the death or injury to one or more persons, in one or more countries. It said it was for the purpose of advancing an ideological, political or religious cause with the intention of inducing terror in a civilian population, knowing or being reckless whether ISIL is a designated terrorist identify.” He faces a maximum penalty of 14 years imprisonment. For some more insight into this case, we’re joined now on The Front Page by Massey University Emeritus Professor Paul Spoonley. See omnystudio.com/listener for privacy information.

This week Lo tells us the absolute craziest catfish story. Lies, deception, and attempted murder all stemming from a teenager's chatroom conversations. Listen for details now.

Einer der krassesten Fälle, die wir bisher behandelt haben. Ein Fall voller Wendungen, Tragik und einem Hilfeschrei. Solltet ihr mich unterstützen wollen oder einfach Interesse daran haben den Fall visuell aufbereitet zu sehen, schaut einfach hier vorbei: https://www.youtube.com/insolito Ansonsten könnt ihr mich natürlich auch gerne bei Instagram abonnieren: https://www.instagram.com/insolito_yt/ Ich wünsche euch einen schönen Morgen, Mittag oder Abend

Yup'iks know them as Ircenrraat. Poncas refer to them as Gadázhe. Cherokees call them Yunwi Tsunsdi. In some cases, they are caretakers or protectors. Other times they are tricksters or menacing goblins. Most tribes have traditions that fit under the umbrella of "little people". They bear resemblance to fairies in other cultures. They are elusive supernatural beings that show up in stories or are invoked to explain good luck or misfortune. GUESTS Mark John (Yup'ik), cultural adviser and elder Cliff Taylor (Ponca Tribe of Nebraska), poet, storyteller, and author of The Memory of Souls Kathi Littlejohn (Eastern Band of Cherokee Indians), storyteller

Join John, Scott, Mike and Mark for this weeks motorsports racing news from In The Pits!!

Join John, Scott, Spencer, Mike and Mark for the latest Motor Sports Racing update from In The Pits!!

This weeks motor sports race update with John, Spencer ,Scott, Mark and Phil from In The Pits!

Iain and Mark welcome those two cheeky scamps Doc Whom and Mark John from Diddly Dum to discuss Robert Holmes' debut story The Krotons. Mark and Doc recommend: To Serve Them All My Days The Sweeney and The Slough House series by Mick Herron Iain recommends Turn The Lights Back On by Billy Joel Mark recommends The Traitors --- Send in a voice message: https://podcasters.spotify.com/pod/show/alloftimeandspace/message

The Coffee Club from Thursday June 13th, 2024.  Guests include Mark John of Suite Shots and Christine Conrad from Reese and Riley's Olive Oil and Bistro Bar.

Mark / John the Baptist by The Covenant Church - Shreveport/Bossier

5/19/2024 - Ezekiel 37.1-14 - Pastor Ernie Jeong Sermon Video https://youtu.be/kmyl3b5Ns-w Full Worship Service https://youtu.be/uv17JoGxcbk Children's Message (Video) https://youtu.be/R0fYJjS6DlA ~~ Recent Videos: https://www.faithmoorpark.com/recent ~~ Prayer Requests: https://www.faithmoorpark.com/prayers ~~ Visit our web site to learn more about Faith Lutheran Church. Watch View past worship services, sermons, bible studies, and devotions. https://www.faithmoorpark.com/ ~~ Support Faith Lutheran Church: Online Giving: https://www.faithmoorpark.com/giving ~~ Faith Lutheran Church is part of the Lutheran Church, Missouri Synod (LCMS) located in Moorpark, California.

John Priest is not only a killer guitarist, but he runs quite an amazing music shop in the UK... Peach Guitars. Ever since I saw him walking around (online) at NAMM covering all the gear I would buy, I knew his shop was probably a wonderland! From Suhrs, to Xotic, to super choice amps like Two Rock and Magnatone - that place is 100% on my bucketlist! This is going to be a very special episode because John is going to pull some killer examples (both old and new) from his shop to share with us - my wallet is scared... Hosted on Acast. See acast.com/privacy for more information.

This week, Pat, Mark & John dive into everything related to the upcoming NCAA Final Fours. They discuss Caitlin Clark's incredible performance against LSU and her overall impact on college basketball. They also look at whether anyone can stop UConn, the DJ Burns vs Zach Edey matchup, and a whole lot more. The guys also chat about MLB Opening Day and the ongoing NBA Playoff races. Last but not least everyone weighs in on a unanimous Loser of the Week.

Motor Sports Racing News Update with John, Mark, Mike and Scott from In The Pits!!!!

The boys are back after some technical issues threw off the last couple of episodes! Pat, Mark & John dive into the state of the NBA following the All Star break, examining the current hot run by their beloved Celtics and what they want to see before the playoffs start, as well as covering the brutal West and who the Celts might face in the East by comparison. The guys also dive into the college hoops and discuss teams they like or don't trust as March Madness nears. They also briefly chat about the NFL Draft and some ugly results from the players' survey for the Patriots. In Toss Up, our fearless hosts debate whether they would put their life on the line in a race against a random American for a chance at $5 million. Last but not least, everyone picks their Loser of the Week.

In this episode, Troy interviews Mark John, CEO and founder of Australian edtech startup frntlne. Mark, a serial entrepreneur since childhood, shares his journey across various industries. He discusses how his dissatisfaction with retail experiences led to frntlne's inception in 2021. Since then, he's grown it into a 15-member team, securing notable clients like Coles, L'Oreal, and Ryanair. In 2023, Mark successfully raised $4.6 million in seed funding and assembled an impressive advisory board, including Dr. Mathew Knowles PhD, known for shaping the careers of Beyoncé and Solange. The discussion covers marketing, partnerships, and work-life balance, offering practical guidance for time-constrained entrepreneurs pursuing swift business expansion. Why would you wait any longer to start living the lifestyle you signed up for? Balance your health, wealth, relationships and business growth. And focus your time and energy and make the most of this year. Let's get into it by clicking here. Troy delves into our guest's startup journey, their perception of success, industry reconsideration, and the pivotal stress point during business expansion. They discuss the joys of small business growth, vital entrepreneurial habits, and strategies for team building, encompassing wins, blunders, and invaluable advice. And a snapshot of the final five Grow A Small Business Questions: According to Mark John, the most challenging aspect of growing a small business is resource allocation in the face of changing conditions. Adapting swiftly to market changes and ensuring that resources align with evolving needs pose significant hurdles for entrepreneurs. Mark John's favorite business book is "The Subtle Art of Not Giving a F*ck." This unconventional guide emphasizes embracing challenges, being selective about concerns, and taking responsibility for personal happiness. Mark John mentions "This Week in Startups" hosted by Jason Calacanis as his main go-to for professional development. He appreciates the intelligent content and insights shared on the podcast. Additionally, he stays updated with industry news through sources like TechCrunch, Verge, and Business Insider, enhancing his knowledge in business and technology. Mark John recommends three influential tech tools for small business growth: Canva for visual communication and idea sharing, Otter as a transcribing tool, and Slack for efficient team communication. These tools contribute to productivity and effective collaboration within the business. Mark John advises himself on day one of starting out to trust his instincts and go with the gut feeling, emphasizing the importance of experience and learning from it. He suggests listening to the inner voice, acknowledging the wisdom gained over time, and allowing that knowledge to guide decisions and actions in the entrepreneurial journey. Book a 20-minute Growth Chat with Troy Trewin to see if you qualify for our upcoming course. Don't miss out on this opportunity to take your small business to new heights! Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.     Quotable quotes from our special Grow A Small Business podcast guest: In the fast-paced world of startups, resilience is your greatest asset; get up, fight, and creatively solve problems at scale – Mark John Success isn't just about the destination; it's about finding joy in the little wins and the steps that lead to the ultimate goal – Mark John Effective partnerships and assembling the right team are the twin engines that propel a business forward – Mark John      

February 25, 2024 | Sunday Class - Mark - John McMath

Motor Sports Racing News update with John, Scott, Spencer Mike and Mark from In The Pits!

Pat, Mark & John recap everything from the Super Bowl, dive into what it means for the legacies of everyone involved from Mahomes to Shanahan and more. They also debate where it ranks on the list of best Super Bowls in history. The guys also discuss the NFL draft, the recent mocks, and what they hope the Patriots do. Unfortunately technical issues killed Loser of the Week this week.

Join John, Scott, Spencer and Mark for this weeks motor sports racing news update from "In The Pits".

Mark finishes his list of top train movies. John Backer, candidate for Pima County Board of Supervisors

“I am grateful for everything I have. But for me, feeling lucky is a lot more animated and holds a lot more curiosity and open-mindedness to opportunity and possibility.”   This is a special episode only available to our podcast subscribers, which we call The Mini Chief. These are short, sharp highlights from our fabulous CEO guests, where you get a 5 to 10 minute snapshot from their full episode. Our latest guest is Mark John, Founder & CEO of frntlne. His full episode is titled Partnering with the world's top performers and business people, what a leader's natural state is, and feeling lucky every day. You can find the full audio and show notes here:

“The big online course providers have got about a 5 to 9% completion rate. Attention spans are really low. No-one's got 20 minutes for a course anymore, but they've probably got 20 seconds.”   In this episode of The Inner Chief podcast, I speak to Mark John, Founder & CEO of frntlne, on partnering with the world's top performers and business people, what a leader's natural state is, and feeling lucky every day.  

Mark John is the Founder + CEO of frntlne. A company that is revolutionising the way staff training is delivered. Topics discussed ~ life growing up, career background, robot law, Frontline origin story, confidence, interest in tech, idea process, scaling Frontline and how it works, AI, curiosity, learning new things, energy, having a baby + what's next? YOU CAN FIND US ON... The web ~ ⁠⁠⁠https://linktr.ee/funnybusinesspodcast⁠⁠⁠ Instagram ~ ⁠⁠⁠https://www.instagram.com/funnybusiness_au/⁠⁠⁠ LinkedIn ~ ⁠⁠⁠Lach⁠⁠⁠ / ⁠⁠⁠Rob⁠⁠⁠ CONTACT ME (Lach) ~ lach@dreambigsocialclub.com

On this episode, we will continue our conversation on what expenses may change when you enter into retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investment involve risk and, unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. Transcript of Today's Show: For a full transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ ----more---- Mark: Back here for another episode of the podcast with John and Nick from PFG Private Wealth. On Retirement Planning Redefined, we're going to get back into our conversation from the prior episode about cashflow. We went through some categories, housing, work stuff, healthcare, taxes, so on and so forth, on how those expenses will change either to the plus or the minus, depending on our setup. Well, this is the time to talk about the setup. So as we are assessing our retirement expenses, we'll break these down into a couple of categories. So we're going to talk about those with the guys. John, welcome in buddy. How you doing this week? John: Hey, I'm doing all right. How are you? Mark: Hanging in there. Doing pretty well. How about you, Nick? Nick: Pretty good. Staying busy. Mark: Staying busy and enjoying. So we're taping this before the fourth, but we're dropping this after the fourth, so hopefully you guys had a good fourth? Nick, you probably went up and saw family, yeah? Nick: Heading up north to just, yeah, extended family and friends. That fourth week makes it an easier week to get away because everyone's doing stuff anyways. Mark: Yeah, yeah. It's always funny when we have the holidays and we're kind of taping the podcast ahead of time because then drop it because we're not around, so sometimes I get confused on my dates. So yeah, again, we're talking about this before the fourth about what we'll probably will be doing on the fourth. So John, are you on grill duty? Because I know I am. I'm stuck on it. John: No, no. My brother's forcing me to have a cookout at my house, so I told him if I'm providing the house, he's the one on grill duty. Mark: Okay, that'll work.   John: He's visiting from Boston, so he's excited because my other brother's down here and my sister, cousin, and actually the best man in his wedding is married to my sister, so he decided to come down.   Mark: So Marketing 101. So the second you said Boston, all I hear is these Sam Adams commercials right now, "Your cousin from Boston." Every freaking time I hear Boston, that's the first thing I think of. Or Sam Adams beer, I go right there. All through the hockey playoffs and NBA playoffs, I kept seeing those commercials so it's embedded in my brain. But hey, that's the point of marketing, right, is to be those little earworms, so you go out and buy whatever it is that you go out and buy. And speaking of that, that's my transition into the must haves versus the nice to haves. So if we're talking about those accounts, those different categories that we went through on the prior episode, guys, how do those things now play into for our cashflow? Again, cashflow is the conversation wraparound, it's the wrapper of this whole endeavor. We need to break this down. And do you guys do this with clients? Is it something you encourage them to do, because everybody's individual needs and wants are going to be a little bit differently, but do you break things up in the must-haves versus the nice to haves? Nick: I would say to a certain extent, we do. We kind of list basic expenses and discretionary expenses. Mark: So give us some musts. What's the musts? Nick: So obviously housing, healthcare, food and groceries, some form of transportation, whether it's one vehicle, two vehicles. Getting rid of debt. Those are all things that are obviously needs. [inaudible 00:03:02] Mark: Life essentials, right? Nick: Yeah, for sure, for sure. Depending upon the people, some things are discretionary. I would say most of the people that we work for can't afford to have some sort of traveling in retirement. Mark: Yeah, so is two trips a year or is it five trips a year? That's kinds how it starts to change? Nick: Yeah, exactly. Or even a big trip every X amount of years. So like a baseline travel budget of X, and then let's add one of the things that we commonly do is, let's say the travel budget is $6,000 a year from a baseline standpoint, and then every three years they want to do an additional trip of another 6,000, that's one trip. And so we can scatter that in throughout the plan and show them what it looks like and toggle that on and off. And with how we do planning, we can show them the impact of doing something like that and what it does to their plan. So for the higher tier, nice to have. For discretionary expenses, we will use our planning software and kind of show them, Hey, here's the impact on your plan if you want to do that. Because we always preface everything, it's telling people that it's your money, we're not telling you how to spend your money or what to do with your money, our job is to show you the impact of the decisions that you make. Mark: That makes sense, yeah. Nick: So let's arm you with that information so that you understand if you do these things, then let's make an adjustment accordingly. And for sometimes it helps them put into perspective where not everything is a yes or a no. And what I mean by that is, well, let's just say that there's two lifetime trips that they wanted to really do, and so they like to have a bigger travel budget, but really when you boil it down, it's like, okay, I want to make sure I go to these two places. So we make sure that we can accomplish those and make adjustments elsewhere. [inaudible 00:04:58] Mark: Yeah, because the must ... I'm sorry to cut you off, but I was thinking about this as you were saying it. The must-haves, like the housing, the health, food, you're not going to have any kind of discretionary wiggle room. Well, you don't want to. Now you could say, okay, we'll eat less food, or something like that, but that's not the goal in retirement, you don't want to go backwards. So the place typically we do make some adjustments in the cuts are in the nice to have categories. Nick: Yeah, and usually it's almost more of a toggle where even to a certain extent of, we've had conversations where, hey, if things are going really well in the markets and we're able to take advantage and take a little extra money out in years where things have gone well, that's kind of the impetus to do this sort of thing. Mark: Kind of pad the numbers a little bit.   Nick: Yeah. Mark: John, let me get you on here for, besides the expenses we covered, some of the things we went through, what are some contributing factors that will affect cashflow problems that you guys see in retirement? So all these different things, whether it's healthcare, housing, whether it's whatever, give me some bullet points here for folks to think about on things that can, not in a category per se, but like outside effectors, outside influencers, that can really cause us cashflow problems in retirement. John: The number one I'd say, concern for most people going through retirement is longevity. How long does my money need to last? Mark: And that's the great multiplier, right? Because if you live longer, it makes everything else go up. John: Correct. Yeah. So that's one thing we look at, and we do plans. We're planning for age 100, and we'll always get people like, well, I'm not living that long. But the thing is, that's always ... Mark: What if you do? John: Exactly. So it's like, Hey, listen, if you live to 100, guess what? Mark: You're covered. John: Your plan looks good. You could live to 90 and the plan looks good. So we always plan for, we again, overestimate the expenses, overestimate the life expectancy, Mark: And then you don't have to live with your cousin in Boston, right? John: Exactly. That's right. Mark: All right. What else besides longevity? John: Another big one we're seeing right now is inflation. Because with retirement, you're not getting a paycheck anymore, so your ability to earn is now gone. So your nest egg is providing that income for you and social security. And keeping up with inflation, especially the last few years has been a challenge for quite a few people. And mostly I would say for me, I've noticed my food bill has gone up drastically in the last couple of years, more than anything else is really. Because we talked about musts and nice to have, if trips go up, you could say, all right, I'm going to go on a little bit lesser trip, or not go as much, but you know, you got to eat and you got to have healthcare. So those things there are big ones to really consider going into retirement and to be aware of, is the plan [inaudible 00:07:42] Mark: Yeah, a friend of mine, for Memorial Day, we were talking about cookouts earlier, so we got July 4th, you're probably hearing this after July 4th, but how much did it cost you to buy this stuff? So a friend of mine posted a picture around Memorial Day that he bought three steaks, and he lived in the New York area, Nick, actually. And the tag on the thing was like 60 bucks for three steaks. It was like, holy moly. And I know different parts of the country are more expensive than others, but it was just where I'm at, it was like, wow. And they weren't like that impressive of a steak. So to your point, you got to eat. Nick: To be honest with you, I think there's a little bit of ... Mark: Price gouging. Nick: ... ridiculousness and price gouging going on right now from the perspective of a lot of different areas. I just got my six months notice on my car insurance, I've been complaining to everybody about it. One vehicle, no accidents [inaudible 00:08:34] John: Wait, wait, wait, wait, wait, wait. Nick, this isn't a therapy session, right? Mark: Well remembered, well remembered, John, from the prior episode. Very good. Nick: Yes. I drive probably 7,000 miles a year at the most and paying almost $2,500 a year for car insurance. But the crazy part is that, so okay, if it's always been high, that's one thing, but two years ago when I had switched companies, it was about 1,700. So again, we take ... Mark: Inflation. Nick: Do the math on that. I'm sorry, but 50% is not inflation, there's some 50% in two years and it's kind of wild. And then even just going, the area that we're in has been massive growth in this area, but even what the restaurants are charging, and it's just inflation impacts different areas differently. Mark: It's an excuse. I mean, just like anything, we've turned it into excuse, just like the supply chain problem issue. A friend of mine was trying to get his RV worked on and they were like, well, we're still having supply chain issues for a valve. And it's like, really, a valve on an RV, it's been three years. I don't know if supply chain issue really holds in that argument, but if companies are dragging their feet or employers, somebody's just taking long, that's just an excuse. And I think that's the same thing with the inflation. Is it real? Yes. But to your point, are some of these numbers really truly justified? But they can use that, well, inflation's bad. That's the excuse they use in order to hit you with a 50% increase. Nick: Yeah, and I'd say from a planning perspective, because people get concerned about that from a planning perspective, and saying, well, hey, we had much higher inflation last year than we did in our plan moving forward, and [inaudible 00:10:27] Mark: Are we going to be okay to survive it, yeah. Nick: Yeah, and the easiest way that we mitigate that from a planning perspective is we reprice current expenses. So in other words, repricing the current expenses allows us to take that into consideration, the increases that we've had, and then use more normal rates moving forward, which is how you more accurately display that from a planning side of things. Mark: Gotcha. All right, John, so you hit us with longevity and inflation as a couple of areas that can contribute to cashflow problems. Give me a couple more before we wrap up this week. John: Investment returns is another spot, depending on what type of plan you do or type of planning, if some people will really have their income depend on what their portfolio is returning for them. Mark: So we're talking about sequence of return risk, kind of thing? John: Yeah. So if you having a down year and there's not as much income coming in from your portfolio, well that could ultimately affect your cashflow. Or if it's a down year, and we go back to longevity of, Hey, how long is my portfolio going to last, just have a 20% dip in the market, you're going to be a little concerned about pulling out in that period of time, because once you pull out, you know, you realize those losses, and there's no more recovering [inaudible 00:11:41] Mark: Yeah, it's a double way, it's the market's down and you're pulling money out. So the truth that makes the longevity factor interesting. Okay. John: So one more thing on this. This is really important, and especially what we're seeing in the last couple of years where you have some type of plan where if you are dependent on that, you have almost like a different bucket to pull from in a time like this. So you really want to position yourself to be able to adapt to downturns in the market which could affect your income. Nick: One of the things, and I've been having this conversation quite a bit lately, is that previous to last year, for the dozen years leading up to that, rates in return on fixed or cash and cash equivalence was so low, you couldn't get any return on that money, that really people shifted predominantly, or at least in a large way, to take more risks, meaning more upside, so more heavily on the [inaudible 00:12:39] Mark: Well, because the market was going up too. We get addicted to that, so it's very easy to go, well, it does nothing but climb, it's done it for 12 years in a row, so let's keep going, right? Nick: Yeah. And a little bit of that's a circle where it's part of the reason it kept climbing, is because people were saying, well, and not just, but it's just a contributing factor where it's like, well, hey, I'm literally getting zero return here. So inflation's eating away at my money anyways, I might as well take a little bit more risk. And so earlier this year in the majority of our client portfolios, we took some money off the table because now we can get four to 5% in something that has no risk, and that lets us kind of at least take a deep breath, see what's going on, get some sort of return, where most of our plans, we use five to 6% in retirement anyways. Mark: Yeah, that's a good point. You just got to be careful, right? Because we don't know how long those rates will last either, so you don't want to lock yourself into anything too hefty either, without making sure it's the correct move for you. Especially, I'm thinking more like CDs for example. Nick: Yeah. We still target things that are short term, that sort of thing. But for a retiree, even from the perspective of, let's just use the million dollar number, there's a huge difference between five years ago, where if you wanted to do a one year CD and you could get 0.8%, that's $8,000 on a million bucks versus 5%, even just for a year, now it's 50,000 of income. I mean, one is you can't pay your bills, another one is going to be much more comfortable. So for a retiree, one of the sunny side or glass half full part of what we've been dealing with from an inflation perspective, is that at least there's a little bit more return on safer money as we try to re-plan and readjust. Mark: Yeah. No, that makes sense. So one more category here that I want to hit for just cashflow problems in retirement, John, you did longevity inflation and investment returns. I'm going to assume the fourth one's probably just the emergencies, the things that life throws at you in retirement years? John: Yeah, a hundred percent. Emergency funds, it's [inaudible 00:14:44] Mark: Got to have one. John: ... for that, because you just don't know what's going to happen. Mark: Murphy's Law's going to happen, right? John: Murphy's Law's been happening for the last three years. So basically a big one is healthcare expenses, which we touched on as a must have. So big health event could really dip into your emergency funds. Or again, especially here in Florida with the roofs, have talked to some clients and friends who basically were having homeowners insurance issues here, and then carriers are basically saying, Hey, for you to get renewed, you need a new roof. And all of a sudden it's like, what? I just go, my roof's fine. It's like, well, it's outdated, you know, you need a new one, or else [inaudible 00:15:24] Mark: And so they're not covering maybe the full cost or some of the cost, I guess, but they won't insure you. John: I had some friends actually get notices saying, your roof's too old. If you don't replace it, we're dropping coverage. Mark: Oh geez. Okay, yeah. John: So that's an emergency expense. Mark: Definitely. John: Roofs aren't necessarily cheap, so important to have an emergency fund because like you said, Murphy's Law, you have no idea what's going to come up and you want to be prepared for that. Mark: Yeah. No, that's a good point. Nick: The roof thing is pretty wild here too, because a lot of people have tile roofs down here. And depending upon the size of the house, a tile roof is going to cost you, what John? Between 50 and a hundred thousand dollars? John: Yeah, 50 to a hundred grand. Mark: Really? Holy moly. Nick: And so, yeah, and then if you're in a neighborhood that has association rules and all these other things, it can get a little squirrely. So just understanding even little basic things like that, where especially people that came maybe from up north where it's just shingle roofs and 10, 12 grand, 15 maybe, and then [inaudible 00:16:25] Mark: Yeah, I was going to say, my metal roof was like 20, and that was like eight years ago. Nick: Yeah. So there's just things like that where we always very much emphasize having an emergency fund. Mark: Yeah, definitely. All right, good stuff. Talking just cashflow issues, things to consider here on the podcast the last couple of weeks. So if you're worried about the cashflow or you're just worried about making sure your plan is accurate for the time of life you're in, especially if you're one of these folks that maybe got a plan, you're like, ah, I got a plan put together like a decade ago, or whatever. Well, it's not a set it and forget it, it shouldn't be a set it and forget it, anyway. Even insurance policies, sometimes it's very easy to get one and throw it in the drawer for 20 years and forget about it, but all those things can be looked at and reviewed and see if there's a better way to put a strategy together. So if you need a first opinion or second opinion, reach out to John and Nick and the team at PFG Private Wealth. Find them online at pfgprivatewealth.com. That's pfgprivatewealth.com. Don't forget to subscribe to the podcast on Apple, Google, Spotify, whatever the case might be. Whichever podcasting platform app you like, just type in retirement planning redefine in the search box. Or again, find it all online, pfgprivatewealth.com. For John, Nick, I'm your host, Mark. We'll catch you next time here on the podcast. This has been Retirement Planning Redefined.

In 2003 MSN chat rooms were overflowing with teens looking to connect with other teens from around the world. It's in one of these chat rooms 16-year-old Mark meets many new people to talk to. Find out how meeting new friends online lead to his 14-year-old friend being stabbed in an alley way and the insane twist that follows. *Names in this episode have been changed for legal reasons. Mark and John are not the real names of the boys involved.   Source info The Boy Who Masterminded His Own Murder | Medium How a 14-Year-Old Planned His Own Execution in MSN Chatrooms—and Made His Friend Do It | Vanity Fair Bizarre tale of boy who used internet to plot his own murder | Technology | The Guardian      

Trinity Wellsprings Church is located in the beachside town of Satellite Beach, FL. Join us each Sunday. Guests: We'd love to connect with you, if this is your first time watching us, please text the word GUEST to 321-710-2712 so we can thank you for watching. Covenant Partners/Regular Attenders: Please fill out our online connect card and let us know how we can pray with you: https://trinitywellsprings.com/welcom... To worship the Lord with your tithe or offering: https://trinitywellsprings.com/give/

Join John, Scott, Mike, Spencer and Mark for this weeks Motor Sports News update from In The Pits.

Join John , Scott, Mark, Phil and Spencer for this weeks Motor Sports News Update from In The Pits!!

Patrick answers listener questions about acceptable body posture in church, can a priest chant Eucharistic prayers at Mass, and is it enough for Christians to believe in Jesus to make it to heaven? Guillermo - Mass was said by the Jesuit community that is pro-LGBT movement. Is it a legit Mass? Mark - John 3:16-18 - Is it enough for other Christians to believe in Jesus not to be condemned? Rosalia - Body postures while at Church. Is it wrong to cross legs? Money stored in Venmo and other payment apps could be vulnerable, financial watchdog warns Marriage collapse, absent fathers 'unraveling' Christianity in growing US crisis Margaret - I was at a Mass where the priest chanted during the Eucharistic prayers 'This is my body' is that appropriate? Stephanie - My brother-in-law is atheist, and is separated form his wife because of infidelity. Are there any books I can send them to help bring them back together and to bring him back into the faith? John - How do I explain to my protestant's brother the incorruption of saints' bodies and how those are miracles? Sam - Regarding John 3:16: are there other instances in the New testament where people would get the idea of only needing to believe in God to be saved?

From the moment they released their debut record Genus Equus back in 2017, the duo of Mark Christianson and John P. Kline, entered into an entire realm of inventive instrumental sound with limitless potential and possibilities.  As The Music Therapy Experiment, they've gone on to release a brand-new record like clockwork each and every year ever since, making their latest entry – Art and Science – the fifth audibly adventurous album they've put out for the world to enjoy in the process of building a legacy of innovative and imaginative sound of their own design.  You are cordially invited to join the fun!  Over the course of eleven stunning new tunes, The Music Therapy Experiment dives deep into Art and Science on every conceivable level.  Through the wildly artistic & ambitious structuring of their instrumentation, to the use of advanced technological gear in the studio, The Music Therapy Experiment proudly blurs the line between Art and Science, and proves how effective they can be when combined in tandem.  From blissfully serene melodies, to the intensity of their most supercharged moments, Mark & John surge with passion in their performances, and display how powerfully effective they are as a cohesive unit as they passionately morph through complex time-signatures, intricately played instrumentation, and genuinely unique ideas that take them enthusiastically into an unexplored universe of sound & style – real hybrid fusion guaranteed to stimulate serious brainwaves & generate good times. 

This week John and Mark are giving everyone a taste of Catchin' Up, the new monthly podcast where they catch up on their lives, let you know what else they've been watching, Indulging in a little self-care, and answer all of your questions. You know, just catchin' up!You can sign up to get this everyone month at their Patreon! https://www.patreon.com/TwoOldQueensFollow us on Twitter and Instagram: @TwoOldQueensFollow Mark on Letterbox: @markrennieEmail us: TwoOldQueens@gmail.comWE'VE GOT MERCH! CAN YOU IMAGINE?Click on this link!https://www.teepublic.com/stores/two-old-queens?ref_id=12950Or go to TeePublic.com and search for Two Old Queens!To submit a category for the wheel, go to:https://docs.google.com/forms/d/e/1FAIpQLScmNEcC7zatOf2EHAEf_SRPRN5m3MI5MmU9VDgLUSMeSfdwlA/viewformPick up a copy of John's book: Baked! Sex, Drugs, and Alternative Comedy:https://amzn.to/3tUbvOMFor autographed copies:https://www.johnflynncomedian.com/bakedMusic by Danny CohenArtwork by Conrad Shin Hosted on Acast. See acast.com/privacy for more information.

Join John Williams, Scott Tapley, Mark Lebel with special guest Dr. Dick Berggren for this weeks Motorsports News Update from In The Pits.

The Mark Moses Show is joined by his good friend John Frary of Sports Now to recap the Florida Gators big win on Senior Day last Saturday in The Swamp against South Carolina. Mark & John also breakdown the latest news on the Jacksonville Jaguars for a Tuesday.  The Mark Moses Show weekday afternoons from 3-6 pm on Sports Radio 1560 The Fan & Sportsradio1560.com. You can also listen to Mark Mid days on 95.9 The Rocket. Follow him on social media @markmosesshow

Welcome back to The Spreading Happiness Podcast where your happiness is the only thing that matters more than the Jets winning! John and Mark had yet another packed week and it's not going to stop anytime soon. Let's see, so far this week they've attended trade show, a dance party, they spoke to employees at Wex, the Stanford Neurodiversity Summit, had a meeting with the Book Fairies, soccer, early voting, snowshoe and a TON more. Plus the usual suspects like good news, bad jokes, John's love life, Mark & John's health journeys and of course a business highlight. Enjoy the ride, folks! Business to highlight:  Melo Munch https://www.mellomunch.com/  Riley Melo  Fellow Huntington resident and ex-colleague at John's Crazy Socks! Riley Mello developed a recipe that became Mello Munch. It's his latest culinary creation. Crafted in small batches by him and his family, Mello Munch is free from preservatives, dyes, and artificial sweeteners. Although he is on the autism spectrum, his disability has not stopped him from growing and expanding his culinary arts education and experience. Finding John's Crazy Socks: https://johnscrazysocks.com/  Hosted by John & Mark Cronin, co-founders of John's Crazy Socks. Visit John's Crazy Socks here: https://johnscrazysocks.com Follow @johnscrazysocks on Facebook, Twitter, Instagram and TikTok. The Spreading Happiness Podcast is produced by Launchpad 516 Studios. For show ideas, guest inquiries, general feedback, sponsorships and media inquiries, drop an email: thespreadinghapinesspodcast@lp516.com Information about Speaking Engagements with John and Mark: https://johnscrazysocks.com/pages/speaking-engagements-1  Subscribe to The Spreading Happiness Podcast on Apple Podcasts and get notified of new episodes, every Tuesday! https://podcasts.apple.com/us/podcast/the-spreading-happiness-podcast/id1611218712 

Join John, Scott and Mark for this weeks Motorsports Racing News Update from In The Pits.

Series on John - Pastor Chad Hertler Love: Our Defining Mark - John 13:21-38

Join John, Scott, and Mark for this weeks Motorsports Racing News Update from In The Pits.

Join John, Scott and Mark for a brief tribute to dear friend Steve Roop and the Motorsports Racing Update for this week from In The Pits!

Join John Williams, Scott Tapley and Mark Lebel for this weeks Motorsports Racing News Update from In The Pits!!

Become a VIP Sponsor of our YOUTUBE Channel Mark X. Cronin is the co-founder, along with his son John, of John's Crazy Socks, a social enterprise with a mission to spread happiness. His leadership has demonstrated that pursuing social goals – demonstrating what people with differing abilities can achieve and giving back – makes for good business. Mark advocates for the rights of differently abled people. His advocacy work has seen Mark testify before Congress twice, speak at the UN and make numerous trips to Capitol Hill. Mark is a sought-after speaker having spoken at events across the U.S., Canada and Mexico. Mark is part of the U.S. State Department's Speakers' Bureau and the CEO Commission for Disability Employment. Mark served as the Chief Operating officer of multiple health care management and technology firms, founded a software company, organized political campaigns and worked as a Congressional aide. Mark began his career as a schoolteacher and has taught in graduate schools as well. Mark has an undergraduate degree from Holy Cross and a Masters of Public Policy from the Kennedy School at Harvard University. He has been named an EY Entrepreneur of the Year and is a Board member for the Long Island Chapter of the Entrepreneurs Organization. #entrepreneur #podcast #motivation Thanks for watching the video John's Crazy Socks Entrepreneur Story | Giving Back & Working with People with Differing Abilities

John, who is the computer repairman who worked on Hunter Biden's laptop, told Mark he has been harassed by the Biden Administration and the DOJ since the media released the laptop news.

Maundy Thursday. The day of great distress and agony for Jesus. What an amazing day to look at how the One who was stressed beyond anything we could ever imagine being stressed by, handled it. This marks the day of the display of servant hood and foretelling of what was to come, with Jesus washing the Disciples feet and His agony in the Garden of Gethsemane. In the garden, He pours out His heart, to the point of sweating blood, due the realization and weightiness of what is about to come. Who else to better learn from on how to handle life's toxic stressors than the one who bore it all? (We will unpack that tomorrow:). Also this day happens to be: "I am not ashamed of Jesus" day. So let's lift Him high; share His name and fame and maybe help someone get relief from their stress. You can do that through simple acts of love and care. Start by sharing with them this Podcast or others like it that bring the hope and healing that comes through Christ.  As we share Jesus's love, let's not forget to explain the fact that He freed us from our sin that is a death sentence, through His death and resurrection. The Good News of the Gospel is that we can choose His death on the Cross as our payment. Then we have a 'get out of jail card' free from any penalty of sin and the access to be healed from the effects of sin!  Now if that doesn't relieve stress, I'm not sure what can!  Thank you faithful followers for helping "Have You Not Heard?" thrive. Through your listening, sharing, rating, reviewing and encouragement,  God is using this little Podcast to share His hope and healing to a hurting world. Let's keep on keeping on together and help His word spread.  Resources: *The Gospel according to Mark *John 13:34 “A new command I give you: Love one another. As I have loved you, so you must love one another." *Dr. Jim Denison, "The Daily Article" 4-14-22 *"The Hour Had Come" by David Mathis (www.desiringgod.org) *"What is Maundy Thursday and Why do Christians Celebrate It?" (www.crosswalk.com)  Maundy Thursday Prayer: Lord God, You sent your Son into the world, And before his hour had come, He washed his disciples' feet. You had given all things into his hands. He had come from you, and was going to you, And what did he do? He knelt down on the floor, And washed his friends' feet. He was their teacher and their Lord, Yet he washed their feet. Lord God, help us learn from his example; Help us to do as he has done for us. The world will know we are his disciples If we love one another. Strengthen our hands and our wills for love And for service. Keep before our eyes the image of your Son, Who, being God, became a Servant for our sake. All glory be to him who lives and reigns with you and the Holy Spirit, One God, now and forever. Amen. Jesus' Stress Management Plan 1. He was empowered by the Holy Spirit (Mark 1:9-13) 2. He knew who He was(his identity) and whose He was, as a result, knew His authority. (Mark 1:22),(Mark 1:11)(Mark 2:17), (Mark 2:10) 3. He lived in Community(Mark 3:13-19; Mark 6:7) 4. He spent time alone with God in Prayer (Mark 1:35; Mark 3:13, Mark 6:45-46, Mark 9:2) 5. He knew how to spend His energy(Mark 1:35-39) 6. He was led by the Spirit and His Father; He was not dictated by the circumstances or the expectations of people. (Mark 2:27-28)(Mark 3:1-6)(Mark 1:37-38, Mark 3:32-35)(Mark 9:14-29),(John 15:19) 7. He operated out of Faith, not fear. (Mark 10:32-34) 8. He depended on God to meet His needs and the needs of other's. (Mark 8:1-9) 9. He lived with an attitude of humility and servanthood.(Mark 10:31; Mark 10:44)(Mark 8:35; John 13:1-17) 10.He lived authentically. Poured His heart out to God(Mark 14:32-36) ; received care from others(Mark 15:40) 11. Lived in Forgiveness (Mark 11:25)( Luke 6:27-31)(Luke 23:34) 12. He was motivated by LOVE!!!!! (Mark 8:2; John 15:21; 1 John 3:16). --- Send in a voice message: https://anchor.fm/angel-h-davis/message

Join Hosts John Williams, Dana Nelson, and Mark Lebel for this weeks Motorsports Racing News Update from In The Pits.

On today's episode Big Dipper and Meatball give a full account of Meatball's second installment of her party "Fat Slut," they discuss the mysterious censorship of Instagram accounts, and invite you to join Meatball in her apology corner. The theme today is "hungover misinformation." Listen to Sloppy Seconds Ad-Free AND One Day Early on Forever Dog Plus Also check out hipdot.com to order Meatball's new makeup palette!  Call us with your sex stories at 213-536-9180! Or e-mail us at sloppysecondspod@gmail.com FOLLOW SLOPPY SECONDS FOLLOW BIG DIPPER FOLLOW MEATBALL SLOPPY SECONDS IS A FOREVER DOG AND MOGULS OF MEDIA (M.O.M.) PODCAST Learn more about your ad choices. Visit megaphone.fm/adchoices