Podcasts about federal retirement

To say that the Federal Employee Workforce is in crisis-mode is an understatement of epic proportions. Some sources suggest that the administration is seeking to eliminate 700,000+ Federal jobs. This has caused those who are nearing or are already eligible for retirement to panic. Enter: The Wolves. You have enough to deal with as you contemplate your retirement decisions, so the last thing you need is bad information from those who just want your TSP. This is your warning. Your clarion call. Beware those who say they are Federal Retirement Experts - check them out first. They are the wolves in sheep's clothing. Get your information from a trusted source. Elizabeth Inman and her team of FERS Federal Retirees are here to give you the most up-to-date information and options so you can make the best retirement decision for you and your family. If this sounds good to you, we've made it easy to get the right information into your hands. Simply visit www.FEBCnow.com and click on the pop-up window that says "Roadmap to Success." How can you be sure you are making the right decisions about your Federal Retirement? The good news is that there is a single solution that can cause these concerns to melt away, and it's free. It's called a Federal Benefits Analysis Report, and it's available to you at www.FEBCnow.com. If you are currently considering retirement from the Federal Government, we recommend getting a Federal Benefit Analysis Report in your hands to make sure you are making the best decisions possible. It's simple, fast and free.

Agencies are facing a tight timeline to move to completely paperless retirement processing. The Office of Personnel Management is putting the finishing touches on a multi year modernization project, which they say should dramatically improve long standing challenges in retirement processing. But some question how much of a difference the effort will really make. Here with more Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this informative video, Elizabeth Inman, a retired USPS and FERS retiree, explains the 7 types of Federal Retirement, how they are different, and what to avoid when making this important decision. As with many things, there are a lot of details and options within each of these types of Federal Retirement, so if you want more information, we've made it easy to get the right information into your hands. Simply visit www.FEBCnow.com and click on the pop-up window that says "Roadmap to Success." How can you be sure you are making the right decisions about your Federal Retirement? The good news is that there is a single solution that can cause these concerns to melt away, and it's free. It's called a Federal Benefits Analysis Report, and it's available to you at www.FEBCnow.com. If you are currently considering retirement from the Federal Government, we recommend getting a Federal Benefit Analysis Report in your hands to make sure you are making the best decisions possible. It's simple, fast and free.

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Financial security, ensuring we have enough savings and income to support ourselves throughout retirement."Chapters 0:00 – 3 Big Proposed Changes to Federal Retirement1:20 – Rising Contribution Costs Since 20132:55 – What the “High-5” Calculation Could Mean for You3:48 – Eliminating the FERS Supplement: Is It Likely?4:00 – What the Supplement Actually Provides4:45 – Why You Should Know Your Retirement Numbers NowConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call#RetirementPlanning #OpenSeason2024 #FEHB #FederalEmployees #HealthInsurance #Podcast #FinancialWellness #CDFinancial #HealthMeetsWealth #InsuranceComparisonAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

Just over 7,800 federal employees retired last month, the lowest amount so far in 2025. The Office of Personnel Management says more than 33,500 federal employees retired in first quarter of 2025 compared to 29,700 hundred during the first three months of 2024. OPM's retirement backlog dropped to 16,700 hundred, almost 4,000 less than March. On average, OPM is processing retirement claims in 54 days, but those applications that took less than 60 days for the agency to get OPM the paperwork were processed in 33 days on average.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

The government might employ some two million people. But no two federal employees are alike. That's why career and retirement planning can be complicated. For instance, what if you're old enough to retire but have less than 30 years in. For insight into what's know as MRA plus 10, we turn to long time federal retirement expert Tammy Flanagan.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Federal annuitants can now access some key retirement information online. Several retirement booklets are now officially available in a digital format from the Office of Personnel Management OPM. Update brings the agency a step closer to its years long goal of modernizing the federal retirement process. Here with more Federal News Network reporter Drew Friedman. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Federal annuitants can now access some key retirement information online. Severalretirement booklets are now officially available in a digital format from the Office of Personnel Management OPM. Update brings the agency a step closer to its years long goal of modernizing the federal retirement process. Here with more Federal News Network reporter Drew Friedman. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

As the unprecedented Federal workforce downsizing continues, many Federal and Postal employees are considering retirement this year. But what if you are not prepared for it? The hard truth is that Federal Retirement is not easy, and if you make a mistake, it can cost you! That is why Elizabeth Inman is announcing a FREE online webinar entitled "The 7 Surprises of Federal Retirement."  Stay tuned for more information in the coming days... Elizabeth Inman and the FEBC Podcast is your trusted source for news and information that directly affects you... the Federal and Postal Employee. We share strategies to help you maximize your retirement benefits and equip you with the financial tools to build lasting security now, and well into retirement. If this sounds good to you, simply hit the subscribe button and click the bell icon to be sure you don't miss any critical updates. Looking for solutions to maximize your retirement income? Find out more by downloading my FREE book, The TSP Millionaire: The TSP Millionaire Book: https://febcnow.com/#formblock We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Welcome to 2025 Federal Employees! There's an unprecedented shakeup happening right now in real-time, and your career and retirement hang in the balance. There's lots of rumors flying, but not many solid facts. That's why you need to hear what Elizabeth Inman is saying in this episode. Elizabeth Inman is conducting a FREE online webinar to give you the information you need to know if the Voluntary Early Retirement (VERA) is for you: Understanding the Voluntary Early Retirement (VERA) Webinar: Watch now at: https://tinyurl.com/FEBC-VERA-WEBINAR Elizabeth Inman and the FEBC Podcast is your trusted source for news and information that directly affects you... the Federal and Postal Employee. We share strategies to help you maximize your retirement benefits and equip you with the financial tools to build lasting security now, and well into retirement. If this sounds good to you, simply hit the subscribe button and click the bell icon to be sure you don't miss any critical updates. Looking for solutions to maximize your retirement income? Find out more by downloading my FREE book, The TSP Millionaire:The TSP Millionaire Book: https://febcnow.com/#formblock We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (833)693-3388.FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (833) 693-3388

Is the Deferred Resignation Program an opportunity or a risk for federal employees? In this episode, Tommy, John, and Michael break down what this program means, how it's impacting federal employees, and why having a solid financial plan in place is more important than ever. They'll discuss why you can't rely on every media headline, the importance of working with a knowledgeable team, and how to position yourself for financial stability—no matter how secure your job may seem.  Access the full show notes at Mason & Associates, LLC Resources Mentioned: Tommy Blackburn: LinkedIn John Mason: LinkedIn OPM FAQs

Welcome to 2025 Federal Employees! There's an unprecedented shakeup happening right now in real time, and your career and retirement hang in the balance. There's lots of rumors flying, but not many solid facts. That's why you need to hear what Elizabeth Inman is saying in this episode. This Thursday and Saturday, Elizabeth Inman is conducting a FREE online webinar to give you the information you need to know if the Voluntary Early Retirement (VERA) is for you: Understanding the Voluntary Early Retirement (VERA) Webinar: Register now at: https://www.tinyurl.com/veraforfeds Elizabeth Inman and the FEBC Podcast is your trusted source for news and information that directly affects you... the Federal and Postal Employee. We share strategies to help you maximize your retirement benefits and equip you with the financial tools to build lasting security now, and well into retirement. If this sounds good to you, simply hit the subscribe button and click the bell icon to be sure you don't miss any critical updates. Looking for solutions to maximize your retirement income? Find out more by downloading my FREE book, The TSP Millionaire: The TSP Millionaire Book: https://febcnow.com/#formblock We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

In a recent Oval Office press conference, Elon Musk revealed that federal employee retirements are processed manually in a Pennsylvania limestone mine. This inefficient process promped Michael to welcome David Fahrenthold for a conversation - he wrote about the mine a decade ago - to delve deeper into this issue. Now at the New York Times, Fahrenthold was at The Washington Post in 2014 when he wrote "Paper mine pushes ahead, but still behind the times." Original air date 14 February 2025.

In episode 121 of The Federal Retirement Show, Val stresses the importance of going back to the fundamentals pertaining to your retirement. He breaks down key concepts like the FERS and CSRS systems, TSP, and the nuances of your pension, and you’ll learn how to navigate the often-complex world of federal benefits, along with tips on making the most of your retirement planning. Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.See omnystudio.com/listener for privacy information.

Federal Retirement is Not Easy! The good news? We are here to help. In this fast-paced educational Webinar, Elizabeth Inman will provide you with time-saving strategies and valuable advice to maximize your retirement income and protect your spouse and family. Elizabeth is a FERS Retiree and has not only walked through this process herself, but since then, has helped hundreds of Federal Employees just like you do the same. What you'll learn: • The 5 Trick Questions and How to Answer Them • The Additional Paperwork Required Besides the Application Form • The “Best Date for Retirement” that Won't Cost You Money • How to Safeguard FEHB and PSHB Health Plans Well Into Retirement • How to Navigate the “Surviving Spouse” Section of the Application • What to Avoid While Filling Out the Paperwork... and Much More! This Webinar is FREE! Simply register below for access:Federal employees: Are you considering the Voluntary Early Retirement offer? If so, do not miss this important training!  Federal retirement is hard! We are here to help you maximize your retirement income and benefits. Register now: https://tinyurl.com/FERSpaperwork

Retiring from the federal government is filled with complexities, but understanding the best timing and navigating the benefits can make a significant difference. Mike Canet discusses why federal employees face unique challenges, such as figuring out the optimal retirement date, maximizing years of service, and making healthcare and benefit decisions. Changes in government policies and the creation of DOGE add another layer of uncertainty and opportunity. Mike sheds light on the intricacies of federal retirement, emphasizing the importance of meticulous planning to ensure a smooth transition. Want to begin building your retirement plan? Schedule a call with us here:

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Are you a Fed? Is going into the office 5 days a week not for you? Are you retired or recently retired, and know you need a game plan, but have told yourself you'll “get to it at some point?” If so, starting at the 7:30 mark of Episode 117 of PFLN, Steve and Dave discuss the financial challenges,solutions, and action steps for federal retirees in 2025!

The end of the year is rapidly approaching. What are some of the things that Federal and Postal employees need to consider regarding the Thrift Savings Plan? Find out now by downloading my FREE book, The TSP Millionaire: The TSP Millionaire Book: https://febcnow.com/#formblock Bonus: December is the month that most Federal and Postal employees choose to retire. Is this the month you should retire? How can you make sure that you are maximizing your retirement? There are so many questions that need to be answered, and we can help you create a Strategic Retirement Plan. We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

The end of the year is here. December is the month that most Federal and Postal employees choose to retire. Is this the month you should retire? How can you make sure that you are maximizing your retirement?  There are so many questions that need to be answered, and we can help you create a Strategic Retirement Plan. We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

There's just a few days left to make your final choices for Open Season 2024. In this episode, Elizabeth discusses the challenges and changes that have just happened to your health benefits via the new Postal Service Health Benefits Program. Our goal is to inform and educate you as best we can but it's been a rough couple of weeks. But be encouraged, there's still time to get the information you need to make the best decision for you and your family. We can help. If you are unsure about what you need to do during this Open Season, we have good news for you. Elizabeth Inman and her team of benefit coordinators is ready to help you. We also have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

INTEGRATION WITH MEDICARE!  That's the new buzzword for Postal & Federal Employees and Retirees.Open Season is here! In this episode, Elizabeth discusses the massive changes that have just happened to your health benefits via the new Postal Service Health Benefits Program. If you are unsure about what you need to do during this Open Season, we have good news for you. Elizabeth Inman and her team of benefit coordinators is ready to help you.We also have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Are federal employees working longer than they need to? Are they working for “free” and not realizing it? Katherine Groce and Sam Nash discuss the benefits federal workers need to understand when they are saving and planning for retirement. They also share a story regarding a husband that unknowingly left his wife unprotected when choosing between his pension options. Katherine and Sam also discuss common pitfalls and concerns people have when they are making the transition into retirement. Want to begin building your retirement plan? Schedule a call with us here:

Ready to build a comprehensive federal retirement plan? In this podcast episode, Micah and Christian discuss essential retirement planning strategies. Learn how to manage cash flow, adjust for inflation, and explore the best ways to navigate tax planning and Roth conversions. Understand the impact of TSP withdrawals and how to optimize your retirement spending with the bucket strategy. Whether you're nearing retirement or just beginning to plan, this episode offers the insights you need to ensure your retirement plan aligns with your goals and prepares you for a stable financial future. Explore key strategies to secure your retirement income and make the most of your benefits. https://zurl.co/MtIr

Attention all Postal and Federal Employees: Open Season is here! That means big changes are no longer future-speak, they have now arrived, like it or not. In this episode, Elizabeth Inman candidly shares from the heart and gives perspective and hope to Postal workers and Annuitants regarding the massive changes that have just happened to your health benefits via the new Postal Service Health Benefits Program. If you are unsure about what you need to do during this Open Season, we have good news for you. Elizabeth Inman and her team of benefit coordinators is ready to help you.Elizabeth Inman and her team of benefit coordinators is ready to help you. We also have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Attention all Postal and Federal Employees: Open Season is just 4 days away... Are you ready? Change is not coming... It's already here! In this episode, Elizabeth Inman gives you important information about this year's Open Season as Postal workers and retirees face new challenges with the commencement of the new Postal Service Health Benefits Program. If you are unsure about the new program and how it works, we have good news for you. Elizabeth Inman and her team of benefit coordinators is ready to help you. We also have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Attention all Postal and Federal Employees:  Open Season is just days away... Are you ready? Do you know what to do? If you are unsure about the massive changes coming in the next few weeks, we have good news for you. Elizabeth Inman and her team of benefit coordinators is ready to help you. We also have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Attention all Postal and Federal Employees: Open Season is days away. Are you ready? Do you know what to do? If not, then this is a must-see video for you! In this episode, Elizabeth Inman shares Open Season enrollment instructions, as well as the exceptions to the new Integration with Medicare. Prescription coverage for Postal Annuitants and their Medicare-eligible family members will now be handled via Medicare Part D. If you are unsure about the massive changes coming in the next few weeks, we have good news for you. Elizabeth Inman and her team of benefit coordinators is ready to help you. We also have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Understanding how to navigate taxes in retirement is crucial for preserving your hard-earned income. From Roth conversions to Qualified Charitable Distributions (QCDs), implementing effective tax strategies can significantly impact your financial future. Recognizing the importance of Required Minimum Distributions (RMDs) and the Income-Related Monthly Adjustment Amount (IRMAA) will empower you to make informed decisions about your retirement income. Join Micah and Christian as they explore vital tax planning strategies that can help you manage your retirement finances effectively. They cover key topics such as the benefits of timing your withdrawals, leveraging tax credits, and minimizing your taxable income. You'll learn about common pitfalls to avoid and gain practical insights to enhance your tax strategy. Protect your retirement savings from excessive taxes. Explore ways to build a tax-efficient strategy that enhances your income and supports your financial aspirations. Begin your tax planning today to pave the way for a secure and satisfying retirement! https://zurl.co/fiiS

ATTENTION ALL FEDERAL AND POSTAL EMPLOYEES: Did you know that the Federal Government is projecting that the end of 2024 will be a record year for Federal and Postal employees to retire? The end of the year is one of the most popular dates that Federal and Postal employees choose to retire. Are you planning to do the same? If so, watch this video for important instructions on "what and when" you need to get your retirement paperwork submitted. As a postal annuitant myself, I remember the challenges I faced when I chose to retire. It is literally the reason I chose to begin my second career of helping other federal and postal employees to retire. The decisions you make in the coming days and weeks before retirement can cost you dearly if you don't know exactly what to do... and NOT do! There are 7 dangers of Federal Retirement, and we want to help you navigate these challenges. We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918)396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

We are just over 30 days away from Open Season. That got here fast! Do you have all the information you need to make a quality decision about your healthcare benefits? The new Postal Service Health Benefit Premiums have been announced, but the plan brochures aren't here yet. The good news? In this brief podcast, Elizabeth Inman shows you where you can go for up-to-the-minute news and information about health premiums, plan benefits, and best of all, where you can go to get cost savings now! Here is the link to download The PSHB Cost Savings for Medicare Enrollees: https://www.keepingposted.org/assets/pdf/pshb-cost-savings-for-medicare-enrollees.pdf Each week, Elizabeth Inman tackles vitally important information for our nation's Postal employees and annuitants (retirees). Don't miss our next few episodes as we do a deep dive on the new plans that are being offered. Subscribe to get more information coming this month regarding the Open Season which begins November 11, 2024 - December 9th, 2024.DID YOU KNOW? There are landmark changes coming over the next few months with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. Are you getting ALL of the Federal benefits you are entitled to? If you are not sure, then LET"S FIND OUT! Contact us today for a complimentary plan comparison. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

The new Postal Service Health Benefit Premiums have been announced! In this informative podcast, Elizabeth unveils the new online platform, www.Login.gov. Each week, Elizabeth Inman tackles vitally important information for our nation's Postal employees and annuitants (retirees). Don't miss our next few episodes as we do a deep dive on the new plans that are being offered. Subscribe to get more information coming this month regarding the Open Season which begins November 11, 2024 - December 9th, 2024.DID YOU KNOW? There are landmark changes coming over the next few months with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. Are you getting ALL of the Federal benefits you are entitled to? If you are not sure, then LET"S FIND OUT! Contact us today for a complimentary plan comparison. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

The new Postal Service Health Benefit Plans have been announced! In this informative podcast, Elizabeth reviews CROSSWALK, the key to finding your enrollment codes and choosing your specific health plan. Last call... there's only 5 days left to sign-up for the Special Enrollment Period for Medicare Part B. Deadline: September 30, 2024. Links to the forms are listed in the description below. Information about the new plans can be found on the website: www.KeepingPosted.com. Each week, Elizabeth Inman tackles vitally important information for our nation's Postal employees and annuitants (retirees). The Special Enrollment Period to sign-up for Medicare Part B concludes on September 30th. If these Special Enrollment Medicare Part B forms are not completed and postmarked by September 30th, you will be hit with a penalty 0f 10% per year. You must act before September 30th, 2024! Don't miss our next few episodes as we do a deep dive on the new plans that are being offered. Subscribe to get more information coming this month regarding the Open Season which begins November 11, 2024 - December 9th, 2024.DID YOU KNOW? There are landmark changes coming over the next few months with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. Are you getting ALL of the Federal benefits you are entitled to? If you are not sure, then LET"S FIND OUT! Contact us today for a complimentary plan comparison. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Elizabeth Inman shares vitally important information for our nation's Postal employees who are US Veterans. Listen in as Elizabeth Inman gives warning for those about to enroll in the Special Enrollment Period for Medicare Part B which is just about to end. There is an unforeseen conflict in coverage that US Veterans must be aware of in order to not lose existing benefits. If you are uncertain how to avoid this issue, call us and we will assist you. Call FEBC Offices: (918) 396-5171Special Enrollment Period Forms Download Links: Instructions on How to Apply for Medicare Part B (Medical Insurance): https://www.ssa.gov/pubs/EN-05-10012.pdf Application for enrollment in Medicare Part B (Medical Insurance): https://www.cms.gov/medicare/cms-forms/cms-forms/downloads/cms40b-e.pdf CMS-L564: Request for Employment Information: https://www.cms.gov/cms-l564-request-employment-information Health Benefits Cancellation/Suspension Confirmation Form: https://www.opm.gov/forms/pdf_fill/ri79-9.pdf Contact The Center for Medicare & Medicaid Services: Medicare Service Center: 800-MEDICARE (800-633-4227) Or Visit www.CMS.gov. DID YOU KNOW? There are landmark changes coming over the next few months with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. Are you getting ALL of the Federal benefits you are entitled to? If you are not sure, then LET"S FIND OUT! Contact us today for a complimentary plan comparison. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Calling all postal employees and retirees! Elizabeth Inman shares vitally important information for our nation's Postal employees and annuitants (retirees) regarding the Special Enrollment Period for Medicare Part B. If these Special Enrollment Medicare Part B forms are not completed and postmarked by September 30th, you will be hit with a penalty 0f 10% per year. You must act before September 30th, 2024! Don't miss our upcoming episodes as we do a deep dive on the new plans that are being offered. Subscribe to get more information coming this month regarding the Open Season which begins November 11, 2024 - December 9th, 2024. Special Enrollment Period Forms Download Links: Instructions on How to Apply for Medicare Part B (Medical Insurance): https://www.ssa.gov/pubs/EN-05-10012.pdf Application for enrollment in Medicare Part B (Medical Insurance): https://www.cms.gov/medicare/cms-forms/cms-forms/downloads/cms40b-e.pdf CMS-L564: Request for Employment Information: https://www.cms.gov/cms-l564-request-employment-information Health Benefits Cancellation/Suspension Confirmation Form: https://www.opm.gov/forms/pdf_fill/ri79-9.pdf Contact The Center for Medicare & Medicaid Services: Medicare Service Center: 800-MEDICARE (800-633-4227) Or Visit www.CMS.gov. DID YOU KNOW? There are landmark changes coming over the next few months with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. Are you getting ALL of the Federal benefits you are entitled to? If you are not sure, then LET"S FIND OUT! Contact us today for a complimentary plan comparison. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

On a very special 100th episode of The Federal Retirement Show, Val is joined by the President/CEO of American Benefits Exchange – Eric Hughes, and Federal Benefit Counselors Tim McCleskey Jr. and Brandi Person to talk a variety of topics pertaining to retirement information for Federal employees. The panel explains retirement date drawbacks, Option B with Fegli, and your overall risk-tolerance nearing retirement. Visit Federalretirementshow.com for previous episodes! Guests:Eric Hughes – President/CEO of American Benefits Exchangeeric@ambspecialists.com Brandi Persons – Federal Benefits Counselortheinsurancelady.ba@gmail.com Tim McCleskey – Federal Benefits Counselortimjr@federalbenefitco.com ------- Visit Federalretirementshow.com for a complimentary consultation and a FREE book. You need a provider company that truly understands the needs of civil service employees. Visit Thinkabx.com to learn more! Don't miss this episode if you're looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Call our office: (833) 777-7ABX #FederalEmployees #RetirementPlanning #TSP #FederalRetirement #FinancialPlanningSee omnystudio.com/listener for privacy information.

Get Your Social Security Report FREE when you request the FEBC Federal Retirement Survival Kit!Elizabeth Inman has made the process of retiring from the Federal Government much easier by creating a Federal Retirement "Survival Kit" that you can have for FREE (a $350. value). This includes a one-hour consultation where you can get all your questions answered and at the same time, receive printed step-by-step instructions and all of the beneficiary forms you must have to complete the retirement process. This is a must-have for anyone approaching Federal retirement. To get your FEBC Federal Retirement Survival Kit, click this link and fill out the "Contact Us" form at the bottom of this page: Click here: www.febcnow.com/17-point-assessment or Call: (918) 396-5171 or Email: elizabeth@FEBCnow.com DID YOU KNOW? There are landmark changes coming over the next few months with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. Are you getting ALL of the Federal benefits you are entitled to? If you are not sure, then LET"S FIND OUT! Contact us today for a complimentary plan comparison. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Federal Retirement is Hard! So, what's the good news? Elizabeth Inman has made the process much easier by creating a Federal Retirement "Survival Kit" that you can have for FREE (a $350. value). This includes a one-hour consultation where you can get all your questions answered and at the same time, receive printed step-by-step instructions and all of the beneficiary forms you must have to complete the retirement process. This is a must-have for anyone approaching Federal retirement. To get your FEBC Federal Retirement Survival Kit, click this link and fill out the "Contact Us" form at the bottom of this page: Click here: www.febcnow.com/17-point-assessment or Call: (918) 396-5171 or Email: elizabeth@FEBCnow.com DID YOU KNOW? There are landmark changes coming over the next few months with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. Are you getting ALL of the Federal benefits you are entitled to? If you are not sure, then LET"S FIND OUT! Contact us today for a complimentary plan comparison. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

The government might employ some two million people, but no two federal employees are alike. That's why career and retirement planning can be complicated. For instance, what if you're old enough to retire but have less than 30 years in. For insight into what's known as MRA plus 10, Federal Drive Host Tom TEmin spoke to long-time federal retirement expert Tammy Flanagan. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The government might employ some two million people, but no two federal employees are alike. That's why career and retirement planning can be complicated. For instance, what if you're old enough to retire but have less than 30 years in. For insight into what's known as MRA plus 10, Federal Drive Host Tom TEmin spoke to long-time federal retirement expert Tammy Flanagan. Learn more about your ad choices. Visit megaphone.fm/adchoices

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.