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In this presentation, Benchmark Financial Group provides an overview of the 2026 changes that can potentially impact your Federal Retirement. Changes impact TSP, taxes, Medicare, and more!————Since 1987, Benchmark Financial Group, LLC has been committed to helping clients realize their financial independence, especially at retirement. Benchmark works with federal employees to provide a customized analysis of their federal benefits at a time convenient for the employee. This customized analysis of federal benefits is prepared by Benchmark professionals who hold a ChFEBC designation. This means we are financial professionals who have completed extensive training to learn and understand federal benefits. As a result, Benchmark helps provide many optional answers to the questions that concern federal employees.Follow Benchmark Financial Group:Website: https://bfgkc.com/LinkedIn at / benchmark-financial-group-llcFacebook at / benchmarkfinancialgroupllc Benchmark is located at 10975 Benson Dr., Suite 500, Overland Park, KS 66210, Corporate Woods Building 12. You can contact Benchmark Financial Group by visiting the website at https://bfgkc.com, calling 913.227.4224, or emailing David at david.raetz@bfgkc.com.Securities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC, and CreativeOne Securities are not affiliated companies.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
As the Office of Personnel Management makes progress toward a long-pursued goal to move the government's paper-based retirement system into the 21st century, its director said a “fully automated” process is about six months away. OPM Director Scott Kupor said in an interview with FedScoop: “That's not going to happen overnight.” But, Kupor said he believes the agency can get there within six months “for sure.” The human capital agency hit a milestone in May with the launch of its Online Retirement Application, operationalizing a yearslong development effort and marking the end of paper file submissions. Yet behind the scenes at OPM, there's still much work to do to bring about a truly automated process. Though the application submissions are now online, humans still currently check the information coming in to make sure they've been completed properly and manually key in information into a calculator in “a significant number of cases,” Kupor said. That introduces “a huge amount of delay in the system” and is something the agency is working to fix. The aim is to ultimately have a system where the retiree, human resources, and the payroll provider all submit their information online and route that package electronically — not to a person in the agency's retirement services division, but to a Digital File System that can fill in the application and do the calculations, Kupor said. Under that future process, he said, all individuals at OPM will be doing is reviewing and spot checking. The simple target of what OPM is trying to do with retirement services, Kupor said, is to go paperless “as quickly as possible.” The Department of Energy is refreshing its investment in five research centers focused on quantum information science after five years of operation. In a Tuesday announcement, DOE said it's putting up $625 million to keep all of the existing National Quantum Information Science Research Centers (QIS) going for up to five more years, matching the same investment that launched those centers in 2020. Darío Gil, DOE undersecretary for science, said in a written statement: “President Trump positioned America to lead the world in quantum science and technology and today, a new frontier of scientific discovery lies before us. Breakthroughs in QIS have the potential to revolutionize the ways we sense, communicate, and compute, sparking entirely new technologies and industries.” The centers were authorized by Congress and signed into law in 2018 during the first Trump administration as part of the National Quantum Initiative Act. Since the first January 2020 investment from DOE — which envisioned “two to five multidisciplinary Quantum Initiatives” — centers led by its Brookhaven, Argonne, Lawrence Berkeley, Oak Ridge, and Fermi National Laboratories have been established. According to a DOE press release, the work of each center includes supporting science that has “disruptive potential across quantum computing, simulation, networking, and sensing,” as well as establishing “community resources, workforce opportunities, and industry partnerships.” The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast on Apple Podcasts, Soundcloud, Spotify and YouTube.
In this presentation, Benchmark Financial Group provides an overview of the retirement process, including how to understand your benefits, when to apply for retirement and begin receiving benefits, and the importance of updating beneficiary forms. Additional key topics and helpful insights are also covered to help you navigate your retirement with confidence.————Since 1987, Benchmark Financial Group, LLC has been committed to helping clients realize their financial independence, especially at retirement. Benchmark works with federal employees to provide a customized analysis of their federal benefits at a time convenient for the employee. This customized analysis of federal benefits is prepared by Benchmark professionals who hold a ChFEBC designation. This means we are financial professionals who have completed extensive training to learn and understand federal benefits. As a result, Benchmark helps provide many optional answers to the questions that concern federal employees.Follow Benchmark Financial Group:Website: https://bfgkc.com/LinkedIn at / benchmark-financial-group-llcFacebook at / benchmarkfinancialgroupllc Benchmark is located at 10975 Benson Dr., Suite 500, Overland Park, KS 66210, Corporate Woods Building 12. You can contact Benchmark Financial Group by visiting the website at https://bfgkc.com, calling 913.227.4224, or emailing David at david.raetz@bfgkc.com.Securities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC, and CreativeOne Securities are not affiliated companies.#tsp #benchmarkfinancialgroup #planyourfederalretirement
The Federal Retirement Thrift Investment Board is reminding federal employees of their current options for loans. All loans from the Thrift Savings Plan remain in good standing during a government shutdown, even if participants don't make payments on time. The TSP board has also received recent feedback from participants on its loan program, with some calling it a “true lifesaver.” Others say the TSP loan and withdrawal options have relieved at least some of their stress. TSP operations continue as usual during an appropriations lapse, since the TSP board is not funded by Congress.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
The number of federal employees filing retirement claims in September was the lowest all year. Just over 6,300 employees submitted their retirement paperwork to the Office of Personnel Management. At the same time, OPM also processed the fewest number of current claims in September, just over 7,900. Despite the lower number of claims, OPM says it took six days longer, on average, in September than in August to process claims. The current retirement claims backlog is at 23,500, which dropped for the fourth straight month.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
The Deferred Resignation Plan promised a smoother exit for federal employees. But with September 30 landing on the edge of a shutdown, that promise is under pressure. Retirement processing delays, furloughed HR staff and a surge in last-minute applications could leave some workers in a pay gap. Here to explain what's at stake for DRP participants and other would-be retirees is principal with Retire Federal, Tammy Flanagan.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How to survive a delayed federal retirement pension check? Avoid financial ruin by building your bridge plan now.Many federal retirees are shocked to find that not only is the regular pension delayed for months, but even the first estimated check may be missing — you need a bridge strategy in place so you aren't left without income.This channel helps federal employees and retirees protect their financial security by providing clear retirement planning strategies, income-gap solutions, and the tools you need to transition into retirement with confidence. Subscribe for expert guidance, real stories, and actionable advice you can use.Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call⏱ TIMESTAMPS0:00 Intro: What happens when your retirement check doesn't arrive0:35 Understanding the delay: regular pension vs estimated checks1:08 What zero income looks like in your first few months post-retirement1:50 Sources to fill the gap: savings, private accounts, disability income2:12 Real-life case: “Tom and Carla” — one unprepared, one protected2:45 Risks of credit card debt and borrowing to survive3:17 Building a bridge fund: how much you really need (example)3:54 Using TSP → IRA when you're over 59½ to access funds sooner4:21 Planning isn't about working longer — it's about smarter preparationTwitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show
Federal employees, on average, are waiting longer to see their retirement applications processed. New data from the Office of Personnel Management for August shows it takes an average of 70 days to process a claim from a retiring fed. But if retirement claims are coming to OPM in less than 60 days, those cases take, on average, 45 days to complete. At the same time, OPM received more than 9,400 retirement claims last month. OPM's backlog of retirement claims dropped by 2,000 to 24,300. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Federal employees submitting their retirement paperwork may have to wait longer to get their claims processed. The Office of Personnel Management reported that during July, it took the agency 59 days, on average, to process a federal employee's retirement package from start to finish. That's two weeks longer, on average, than it took OPM to work through cases in June. Another 8,300 federal employees sent their retirement paperwork to OPM last month. All combined, that adds up to nearly 37,000 feds who have submitted a retirement claim since April. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
I have 2 years state retirement contributions, 10 years military (7 years federal 3 years guard). Can I combine state and federal retirement contributions? Do I have to be a current federal employee to participate in the buyback program? Can reserve military service retirement points be used? - Tee https://zurl.co/Q6XcK
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Retirement should feel like a reward — not a risk. But for many federal employees, small oversights lead to big problems later.✅ Surprise #1: Required Beneficiaries – Avoid costly mistakes on outdated forms✅ Surprise #2: Surviving Spouse Benefits – Understand your spouse's protection✅ Surprise #3: FEGLI Life Insurance – What really happens to your coverage and cost✅ Surprise #4: Health Insurance – New rules with FEHBP and PSHBP✅ Surprise #5: Medicare Integration – Coordinating FEHB and Medicare at age 65✅ Surprise #6: Social Security, FERS & CSRS – How they work together (and conflict)✅ Surprise #7: TSP – Reforms, withdrawal options, and tax-smart strategiesHave questions? Schedule a review with me.
More federal employees filed retirement papers with OPM in May than in the last three months. OPM says it received more than 15,000 claims last month, driving the backlog up over 21,000. The processing time for these retirement claims remain consistent at 49 days on average in May and 52 days on average for the entire 2025. The increase in applications comes as OPM is requiring agencies to send retirement paperwork only in digital formats by July 15. OPM launched two new tools this week to improve the retirement services process. One is a new platform for agency HR and payroll providers and another to modernize the Electronic Official Personnel Folder (eOPF) platform.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
To say that the Federal Employee Workforce is in crisis-mode is an understatement of epic proportions. Some sources suggest that the administration is seeking to eliminate 700,000+ Federal jobs. This has caused those who are nearing or are already eligible for retirement to panic. Enter: The Wolves. You have enough to deal with as you contemplate your retirement decisions, so the last thing you need is bad information from those who just want your TSP. This is your warning. Your clarion call. Beware those who say they are Federal Retirement Experts - check them out first. They are the wolves in sheep's clothing. Get your information from a trusted source. Elizabeth Inman and her team of FERS Federal Retirees are here to give you the most up-to-date information and options so you can make the best retirement decision for you and your family. If this sounds good to you, we've made it easy to get the right information into your hands. Simply visit www.FEBCnow.com and click on the pop-up window that says "Roadmap to Success." How can you be sure you are making the right decisions about your Federal Retirement? The good news is that there is a single solution that can cause these concerns to melt away, and it's free. It's called a Federal Benefits Analysis Report, and it's available to you at www.FEBCnow.com. If you are currently considering retirement from the Federal Government, we recommend getting a Federal Benefit Analysis Report in your hands to make sure you are making the best decisions possible. It's simple, fast and free.
Agencies are facing a tight timeline to move to completely paperless retirement processing. The Office of Personnel Management is putting the finishing touches on a multi year modernization project, which they say should dramatically improve long standing challenges in retirement processing. But some question how much of a difference the effort will really make. Here with more Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this informative video, Elizabeth Inman, a retired USPS and FERS retiree, explains the 7 types of Federal Retirement, how they are different, and what to avoid when making this important decision. As with many things, there are a lot of details and options within each of these types of Federal Retirement, so if you want more information, we've made it easy to get the right information into your hands. Simply visit www.FEBCnow.com and click on the pop-up window that says "Roadmap to Success." How can you be sure you are making the right decisions about your Federal Retirement? The good news is that there is a single solution that can cause these concerns to melt away, and it's free. It's called a Federal Benefits Analysis Report, and it's available to you at www.FEBCnow.com. If you are currently considering retirement from the Federal Government, we recommend getting a Federal Benefit Analysis Report in your hands to make sure you are making the best decisions possible. It's simple, fast and free.
You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Financial security, ensuring we have enough savings and income to support ourselves throughout retirement."Chapters 0:00 – 3 Big Proposed Changes to Federal Retirement1:20 – Rising Contribution Costs Since 20132:55 – What the “High-5” Calculation Could Mean for You3:48 – Eliminating the FERS Supplement: Is It Likely?4:00 – What the Supplement Actually Provides4:45 – Why You Should Know Your Retirement Numbers NowConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call#RetirementPlanning #OpenSeason2024 #FEHB #FederalEmployees #HealthInsurance #Podcast #FinancialWellness #CDFinancial #HealthMeetsWealth #InsuranceComparisonAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show
Just over 7,800 federal employees retired last month, the lowest amount so far in 2025. The Office of Personnel Management says more than 33,500 federal employees retired in first quarter of 2025 compared to 29,700 hundred during the first three months of 2024. OPM's retirement backlog dropped to 16,700 hundred, almost 4,000 less than March. On average, OPM is processing retirement claims in 54 days, but those applications that took less than 60 days for the agency to get OPM the paperwork were processed in 33 days on average.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
The government might employ some two million people. But no two federal employees are alike. That's why career and retirement planning can be complicated. For instance, what if you're old enough to retire but have less than 30 years in. For insight into what's know as MRA plus 10, we turn to long time federal retirement expert Tammy Flanagan.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Federal annuitants can now access some key retirement information online. Severalretirement booklets are now officially available in a digital format from the Office of Personnel Management OPM. Update brings the agency a step closer to its years long goal of modernizing the federal retirement process. Here with more Federal News Network reporter Drew Friedman. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Federal annuitants can now access some key retirement information online. Several retirement booklets are now officially available in a digital format from the Office of Personnel Management OPM. Update brings the agency a step closer to its years long goal of modernizing the federal retirement process. Here with more Federal News Network reporter Drew Friedman. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
As the unprecedented Federal workforce downsizing continues, many Federal and Postal employees are considering retirement this year. But what if you are not prepared for it? The hard truth is that Federal Retirement is not easy, and if you make a mistake, it can cost you! That is why Elizabeth Inman is announcing a FREE online webinar entitled "The 7 Surprises of Federal Retirement." Stay tuned for more information in the coming days... Elizabeth Inman and the FEBC Podcast is your trusted source for news and information that directly affects you... the Federal and Postal Employee. We share strategies to help you maximize your retirement benefits and equip you with the financial tools to build lasting security now, and well into retirement. If this sounds good to you, simply hit the subscribe button and click the bell icon to be sure you don't miss any critical updates. Looking for solutions to maximize your retirement income? Find out more by downloading my FREE book, The TSP Millionaire: The TSP Millionaire Book: https://febcnow.com/#formblock We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Welcome to 2025 Federal Employees! There's an unprecedented shakeup happening right now in real-time, and your career and retirement hang in the balance. There's lots of rumors flying, but not many solid facts. That's why you need to hear what Elizabeth Inman is saying in this episode. Elizabeth Inman is conducting a FREE online webinar to give you the information you need to know if the Voluntary Early Retirement (VERA) is for you: Understanding the Voluntary Early Retirement (VERA) Webinar: Watch now at: https://tinyurl.com/FEBC-VERA-WEBINAR Elizabeth Inman and the FEBC Podcast is your trusted source for news and information that directly affects you... the Federal and Postal Employee. We share strategies to help you maximize your retirement benefits and equip you with the financial tools to build lasting security now, and well into retirement. If this sounds good to you, simply hit the subscribe button and click the bell icon to be sure you don't miss any critical updates. Looking for solutions to maximize your retirement income? Find out more by downloading my FREE book, The TSP Millionaire:The TSP Millionaire Book: https://febcnow.com/#formblock We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (833)693-3388.FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (833) 693-3388
Is the Deferred Resignation Program an opportunity or a risk for federal employees? In this episode, Tommy, John, and Michael break down what this program means, how it's impacting federal employees, and why having a solid financial plan in place is more important than ever. They'll discuss why you can't rely on every media headline, the importance of working with a knowledgeable team, and how to position yourself for financial stability—no matter how secure your job may seem. Access the full show notes at Mason & Associates, LLC Resources Mentioned: Tommy Blackburn: LinkedIn John Mason: LinkedIn OPM FAQs
Welcome to 2025 Federal Employees! There's an unprecedented shakeup happening right now in real time, and your career and retirement hang in the balance. There's lots of rumors flying, but not many solid facts. That's why you need to hear what Elizabeth Inman is saying in this episode. This Thursday and Saturday, Elizabeth Inman is conducting a FREE online webinar to give you the information you need to know if the Voluntary Early Retirement (VERA) is for you: Understanding the Voluntary Early Retirement (VERA) Webinar: Register now at: https://www.tinyurl.com/veraforfeds Elizabeth Inman and the FEBC Podcast is your trusted source for news and information that directly affects you... the Federal and Postal Employee. We share strategies to help you maximize your retirement benefits and equip you with the financial tools to build lasting security now, and well into retirement. If this sounds good to you, simply hit the subscribe button and click the bell icon to be sure you don't miss any critical updates. Looking for solutions to maximize your retirement income? Find out more by downloading my FREE book, The TSP Millionaire: The TSP Millionaire Book: https://febcnow.com/#formblock We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171
In a recent Oval Office press conference, Elon Musk revealed that federal employee retirements are processed manually in a Pennsylvania limestone mine. This inefficient process promped Michael to welcome David Fahrenthold for a conversation - he wrote about the mine a decade ago - to delve deeper into this issue. Now at the New York Times, Fahrenthold was at The Washington Post in 2014 when he wrote "Paper mine pushes ahead, but still behind the times." Original air date 14 February 2025.
In episode 121 of The Federal Retirement Show, Val stresses the importance of going back to the fundamentals pertaining to your retirement. He breaks down key concepts like the FERS and CSRS systems, TSP, and the nuances of your pension, and you’ll learn how to navigate the often-complex world of federal benefits, along with tips on making the most of your retirement planning. Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.See omnystudio.com/listener for privacy information.
Federal Retirement is Not Easy! The good news? We are here to help. In this fast-paced educational Webinar, Elizabeth Inman will provide you with time-saving strategies and valuable advice to maximize your retirement income and protect your spouse and family. Elizabeth is a FERS Retiree and has not only walked through this process herself, but since then, has helped hundreds of Federal Employees just like you do the same. What you'll learn: • The 5 Trick Questions and How to Answer Them • The Additional Paperwork Required Besides the Application Form • The “Best Date for Retirement” that Won't Cost You Money • How to Safeguard FEHB and PSHB Health Plans Well Into Retirement • How to Navigate the “Surviving Spouse” Section of the Application • What to Avoid While Filling Out the Paperwork... and Much More! This Webinar is FREE! Simply register below for access:Federal employees: Are you considering the Voluntary Early Retirement offer? If so, do not miss this important training! Federal retirement is hard! We are here to help you maximize your retirement income and benefits. Register now: https://tinyurl.com/FERSpaperwork
Retiring from the federal government is filled with complexities, but understanding the best timing and navigating the benefits can make a significant difference. Mike Canet discusses why federal employees face unique challenges, such as figuring out the optimal retirement date, maximizing years of service, and making healthcare and benefit decisions. Changes in government policies and the creation of DOGE add another layer of uncertainty and opportunity. Mike sheds light on the intricacies of federal retirement, emphasizing the importance of meticulous planning to ensure a smooth transition. Want to begin building your retirement plan? Schedule a call with us here:
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Are you a Fed? Is going into the office 5 days a week not for you? Are you retired or recently retired, and know you need a game plan, but have told yourself you'll “get to it at some point?” If so, starting at the 7:30 mark of Episode 117 of PFLN, Steve and Dave discuss the financial challenges,solutions, and action steps for federal retirees in 2025!
The end of the year is rapidly approaching. What are some of the things that Federal and Postal employees need to consider regarding the Thrift Savings Plan? Find out now by downloading my FREE book, The TSP Millionaire: The TSP Millionaire Book: https://febcnow.com/#formblock Bonus: December is the month that most Federal and Postal employees choose to retire. Is this the month you should retire? How can you make sure that you are maximizing your retirement? There are so many questions that need to be answered, and we can help you create a Strategic Retirement Plan. We have a complimentary Federal Retirement Survival Kit that we would like to send to you. Simply request your Survival Kit by calling (918) 396-5171. FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Get your 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171
Are federal employees working longer than they need to? Are they working for “free” and not realizing it? Katherine Groce and Sam Nash discuss the benefits federal workers need to understand when they are saving and planning for retirement. They also share a story regarding a husband that unknowingly left his wife unprotected when choosing between his pension options. Katherine and Sam also discuss common pitfalls and concerns people have when they are making the transition into retirement. Want to begin building your retirement plan? Schedule a call with us here:
Ready to build a comprehensive federal retirement plan? In this podcast episode, Micah and Christian discuss essential retirement planning strategies. Learn how to manage cash flow, adjust for inflation, and explore the best ways to navigate tax planning and Roth conversions. Understand the impact of TSP withdrawals and how to optimize your retirement spending with the bucket strategy. Whether you're nearing retirement or just beginning to plan, this episode offers the insights you need to ensure your retirement plan aligns with your goals and prepares you for a stable financial future. Explore key strategies to secure your retirement income and make the most of your benefits. https://zurl.co/MtIr
Understanding how to navigate taxes in retirement is crucial for preserving your hard-earned income. From Roth conversions to Qualified Charitable Distributions (QCDs), implementing effective tax strategies can significantly impact your financial future. Recognizing the importance of Required Minimum Distributions (RMDs) and the Income-Related Monthly Adjustment Amount (IRMAA) will empower you to make informed decisions about your retirement income. Join Micah and Christian as they explore vital tax planning strategies that can help you manage your retirement finances effectively. They cover key topics such as the benefits of timing your withdrawals, leveraging tax credits, and minimizing your taxable income. You'll learn about common pitfalls to avoid and gain practical insights to enhance your tax strategy. Protect your retirement savings from excessive taxes. Explore ways to build a tax-efficient strategy that enhances your income and supports your financial aspirations. Begin your tax planning today to pave the way for a secure and satisfying retirement! https://zurl.co/fiiS
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.