Podcasts about essential steps

Welcome to another episode of The AZREIA Show! In this episode, we sit down with Jules Wrubel to dive into the world of hard money lending and real estate financing. Jules shares his journey from New York and New Jersey to Arizona, where he built a career in the mortgage industry before transitioning into hard money lending and private financing. Jules walks us through the realities of funding real estate deals, from making his first hard money loan to managing risk on unique investment opportunities. He explains the importance of thoroughly vetting deals and borrowers, keeping airtight paperwork, and building a strong network of trusted investors and professionals. Along the way, he shares practical lessons learned from real transactions, including both successes and challenges that shaped his approach to lending. Beyond the mechanics of lending, Jules highlights the bigger picture: how private financing can help investors transform properties and positively impact local communities. He also talks about his plans to raise capital, expand lending opportunities, and teach others how to get started in hard money lending. Whether you're a seasoned investor or just exploring alternative financing, this episode is packed with actionable insights and inspiring stories you won't want to miss. 02:24 Understanding Hard Money Lending 05:01 Evaluating Borrowers and Deals 11:09 Advice for New Lenders and Borrowers 16:34 Sharing the Good and Bad News 16:56 Organizing Paperwork for Mortgage Approval 17:23 The Importance of Being Prepared 18:28 Hard Money Lending Insights 21:04 Building Your Network for Funding 22:31 Door Knocking and Real Estate Stories 28:35 Raising Capital and Economic Impact 30:06 Conclusion and Contact Information -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

{Listen Again} In this episode (originally aired May 1, 2023), I discuss the differences between two different approaches to teaching phonics: print to speech and speech to print. Click here for the show notes for this episode.Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

Welcome to another episode of AZREIA Show!  Thinking about investing outside your local market? In this solo episode of AZREIA Show, host Marcus Maloney shares how he successfully invests out of state from Arizona, primarily in the Chicagoland area. Rather than relying on appreciation alone, Marcus explains why he prioritizes predictable cash flow, strong fundamentals, and tax advantages to build long-term wealth. Marcus breaks down the key factors he evaluates when selecting a market, including job growth, employer diversity, wage trends, infrastructure investment, crime rates, school quality, rent-to-price ratios, inventory levels, and days on market. He also highlights the red flags investors should watch for, such as declining populations, overbuilding, excessive regulation, low cap rates, and markets heavily dependent on a single employer. You'll also learn how to assemble a dependable out-of-state team and effectively manage properties from anywhere. Marcus shares practical insights on working with agents, contractors, property managers, lenders, attorneys, and CPAs, along with the systems and technology he uses to stay organized. Whether you're considering your first out-of-state investment or looking to scale your portfolio, this episode offers a proven framework for investing with confidence. 00:00 Welcome and Setup 01:25 Why Invest Out of State 02:39 Cash Flow Philosophy 05:04 Early Mistakes to Avoid 05:45 Out of State Market Drivers 09:17 Pick the Right Market 12:27 Market Red Flags and Data 16:05 Build Your Local Team 22:10 Remote Management Systems 29:40 Rental Oversight and Reports 33:57 Biggest Investor Mistakes 36:37 Final Advice and Closing -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

Strategic planning creates the space nonprofit organizations need to move from reactive decision-making toward shared clarity, intentional action, and stronger alignment. In this re-released episode of Nonprofit Mission: Impact, nonprofit strategy consultant Carol Hamilton outlines a comprehensive five-step strategic planning process designed to help organizations engage stakeholders meaningfully, navigate complexity, and create plans that stay alive beyond the final document. Rather than treating strategic planning as a one-time retreat or static document, Carol emphasizes: Why strategic planning is about alignment and shared understanding—not predicting the future How inclusive engagement builds buy-in and surfaces important perspectives The importance of balancing structure with flexibility in uncertain times Why equity and relationship-centered processes strengthen strategy The role of exploration and imagination before narrowing into priorities How organizations can avoid creating overwhelming "wish list" plans Why regular review processes are essential to keeping plans relevant How strategic planning can create an anchor in complex environments Episode Highlights [00:00] Why Strategic Planning Still Matters in Uncertain Times [02:00] What Strategic Planning Is—and What It Is Not [06:00] Why a Retreat Alone Is Not Enough [07:30] Step One: Kickoff and Orientation [10:00] Step Two: Equity and Stakeholder Engagement in the Discovery Phase [12:00] The Value of a Listening Tour [13:30] Step Three: Exploration and Imagining Possible Futures [15:30] Step Four: Moving from Big Ideas to Strategic Decisions [17:00] Why Mission and Vision Work Comes Later [18:00] Step Five: Planning, Action, and Operationalizing the Plan [20:00] Keeping the Plan Alive   About your podcast host: Carol Hamilton, principal of Grace Social Sector Consulting, helps nonprofits become more strategic and effective through inclusive strategic planning, evaluation design, and organizational assessment. With over 30 years of experience, she brings a practical, human-centered approach that helps organizations align around clear priorities and take meaningful action toward their mission. When she is not working with nonprofits to improve their strategy and alignment, you can find her reading a good book, making diary comics, having a dance party in the kitchen, swimming, biking or kayaking on the Anacostia River.   Be in Touch: ✉️ Subscribe to Carol's newsletter at Grace Social Sector Consulting and receive the Common Mistakes Nonprofits Make In Strategic Planning And How To Avoid Them

(Listen Again): In this discussion about fluency (which originally aired November 14, 2022), Dr. Chase Young shows us exactly how to implement Reader's Theater in the classroom. I think you'll love this entertaining episode!Click here for a free set of partner plays.Click here for the show notes for this episode. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

Welcome to another episode of The AZREIA Show! In this solo episode, Michael Del Prete, Executive Director of the Arizona Real Estate Investors Association, reflects on a powerful chapter from his book Fearless Connections and shares how real estate success is built far more on relationships than marketing tactics. He walks through a memorable 2012 wholesale deal in Phoenix's Pearson Historic District, where a distressed property with a squatter and a $5,000 asking price turned into a defining lesson in collaboration, trust, and long-term wealth building. What began as a simple assignment deal evolved into a creative partnership when investor Dennis stepped in to renovate, rent, refinance, and structure the project using other people's money. In the process, Michael still received his assignment fee while also earning 25% ownership in the deal, revealing how the right relationships can expand opportunity far beyond a single transaction and create outcomes that no solo effort could achieve. Throughout the episode, Michael emphasizes the fundamentals that actually drive success in real estate: showing up consistently, building genuine relationships, networking with intention, learning from mentors and peers, and never underestimating the people you meet along the way. He also introduces his philosophy of "living life in thirds," where growth comes from learning from those ahead of you, building alongside your peers, and giving back to those just starting out, reminding investors that lasting success is built through connection, trust, and consistency. 00:00 Welcome to AZREIA Show 01:22 Why Relationships Win 02:02 Survival Mode Wholesaling 03:36 The Craigslist House Lead 06:53 Meeting Dennis at AZREIA 08:03 From Fee to Ownership 10:18 Refi and OPM Lesson 12:16 Living Life in Thirds 14:26 Negotiation Calm Mindset 16:37 Show Up and Network 18:28 Panera Game Six Plex Deal 19:36 Reconnect and Give First 20:28 Events and Final Wrap -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

This is the Everyday AI episode we probably shoulda done a while ago....

Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

Have you been told your labs are "normal" even though you feel exhausted, anxious, foggy, sleepless, or completely unlike yourself? In this Tea & Truth episode, Lynne Wadsworth, Board-Certified Holistic Health Practitioner, shares why perimenopause symptoms can be real even when standard bloodwork looks fine — and how to begin advocating for yourself with more confidence, clarity, and calm. Have you ever walked out of a doctor's office feeling more confused than when you walked in? Maybe you explained the exhaustion, the anxiety, the sleepless nights, the weight changes, the brain fog, the mood swings, or the feeling that you just don't feel like yourself anymore — only to be told, "Everything looks normal." If that has happened to you, this episode is for you. In today's Tea & Truth conversation, we're talking about one of the most frustrating experiences for women in midlife: having very real symptoms while being told that nothing is technically wrong. This episode is not about blaming doctors. Many practitioners are caring, skilled, and doing their best. But it is about recognizing that many women in perimenopause and menopause are still not being fully heard, especially when standard lab results don't reflect how they actually feel day to day. Perimenopause can be a time of significant hormonal fluctuation, and symptoms can show up long before a woman is officially in menopause. Standard hormone testing may not always capture the full picture because hormone levels can shift throughout the cycle and from day to day. That's why your symptoms, menstrual changes, sleep, mood, energy, stress levels, and lived experience all matter. In this episode, we'll talk about why "normal" labs don't always mean optimal wellness, what may be happening hormonally during perimenopause, why cortisol and stress can intensify symptoms, and how to prepare for a more productive conversation with your healthcare provider. You'll also learn simple, practical steps you can begin taking now to support your body naturally — including symptom tracking, blood sugar support, sleep rhythms, nervous system care, and gentle liver and digestive support. Most of all, this episode is a reminder that your symptoms are real, your body is communicating, and you deserve care that looks at the whole picture. In This Episode, We Talk About Why so many women feel dismissed in perimenopause and menopause Why "normal" labs don't always tell the whole story How hormone fluctuations can affect sleep, mood, energy, weight, and clarity Why symptoms and cycle changes matter What questions to ask your doctor How stress and cortisol can affect midlife hormone balance Simple ways to support blood sugar, sleep, digestion, and the nervous system Why self-advocacy is an important part of midlife wellness Gentle Medical Disclaimer for Show Notes This episode is for education and support only and is not intended to diagnose, treat, or replace personalized medical care. Always consult your qualified healthcare provider about your symptoms, testing, and treatment options. Free Resource: Feeling overwhelmed by midlife symptoms and not sure where to begin? Download my free guide, 5 Essential Steps for Flourishing in Midlife, and learn gentle, practical ways to begin supporting your energy, hormones, sleep, stress, and overall wellbeing. Grab your free guide here: https://holistic-healthandwellness.com/flourish-in-midlife/ Gentle Chat: If you want a gentle chat about next steps, schedule time with me here: https://calendly.com/lynnewadsworth/30min Join the Community CTA You're also warmly invited to join my free Facebook community, Energized Healthy Women's Club, where we talk about simple, natural ways to support your body through midlife and beyond. Join us here: https://www.facebook.com/groups/energized.healthy.women Did You Enjoy the Podcast? If this episode encouraged you, would you take a moment to follow the show and leave a review? Your reviews on Apple Podcasts, Spotify, and iHeart help more women find these honest midlife conversations and feel less alone in their own journey. Thank you for listening, sharing, and being part of this beautiful community. Connect with Lynne: Website: https://holistic-healthandwellness.com Facebook Page: https://www.facebook.com/holistichealthandwellnessllc Private Community: https://www.facebook.com/groups/energized.healthy.women Instagram: https://www.instagram.com/lynnewadsworth LinkedIn: https://www.linkedin.com/in/lynnewadsworth  

#322 In this episode, Billy Hofacker shares practical and mindset-driven insights for gym owners and entrepreneurs to build sustainable wealth outside of their business. Discover key strategies to create financial stability, reduce debt, and grow long-term investments. Key Topics: The importance of diversifying wealth beyond the gym business Building an emergency fund to safeguard against unexpected events The significance of paying off high-interest debt and understanding compound interest Creating reserves and a margin of safety for personal and business finances Maxing out retirement accounts with Roth IRAs Strategies for increasing savings and investments, including prepaying expenses Reducing lower-interest debt and paying off major liabilities like house payments Living intentionally, practicing generosity, and leaving a legacy The value of consistent discipline over high income Introducing the upcoming 8-week financial freedom course Resources & Links: Financial Freedom Coaching Cohort Connect with Billy Hofacker: LinkedIn   This episode emphasizes that wealth accumulation is about disciplined habits, strategic planning, and purpose-driven living, not just high income. Start today, build step-by-step, and transform your financial future. —> Financial Freedom for Fit Pros Cohort Starting in June  

250: What happens when students reach middle or high school without strong reading skills? In this episode, Jeanne Schopf shares why it's never too late to help struggling readers—and what schools can do to improve literacy outcomes for secondary students. Click here for the show notes from this episode. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

Have you been told your labs are "normal" while you still feel exhausted, foggy, anxious, inflamed, or not quite like yourself? In this powerful episode, I'm joined by Dr. Pamela Cipriano, a doctorally prepared nurse practitioner specializing in functional medicine, chronic illness, tick-borne disease, mold toxicity, heavy metals, and complex root-cause health concerns. We're talking about why symptoms often blamed on perimenopause or stress may sometimes have deeper contributors — including Lyme disease, mold exposure, heavy metal toxicity, chronic inflammation, and nervous system disruption. If you've felt dismissed, confused, or stuck in the cycle of being told "everything looks fine," this conversation may help you ask better questions, understand what conventional testing can miss, and take a more informed next step. So many women in midlife are told their symptoms are "just hormones," "just stress," or "just part of getting older." But what happens when fatigue, brain fog, anxiety, mood changes, sleep struggles, inflammation, or chronic illness symptoms are pointing to something deeper? In this episode of Living Life Naturally, I'm joined by Dr. Pamela Cipriano, a doctorally prepared nurse practitioner and founder of The Practice of Health and Wellness in Connecticut. Dr. Cipriano specializes in functional medicine, chronic illness, tick-borne disease, mold toxicity, heavy metal toxicity, and advanced root-cause testing. This conversation is especially important for women who have spent years feeling unwell but have been told their standard labs look normal. Dr. Cipriano explains how hidden infections, environmental toxins, mold exposure, heavy metals, and chronic inflammation can affect the body, brain, immune system, hormones, mood, and nervous system. We also talk about why these symptoms can overlap with perimenopause and menopause — and why it's so important not to assume everything is hormonal without looking deeper. In this episode, we talk about: Why standard labs may miss deeper root causes How Lyme disease, mold exposure, and heavy metals can overlap Why fatigue, brain fog, anxiety, sleep issues, and mood changes may not always be "just menopause" How environmental toxins and infections can keep the immune system activated The connection between inflammation, nervous system stress, and chronic illness How Lyme, mold, and heavy metals may affect the brain and mood Early warning signs that something deeper may be contributing to symptoms What to do first if you suspect Lyme, mold, or toxicity may be part of your story This episode is not meant to create fear — it's meant to bring hope, validation, and a deeper understanding of what may be going on beneath the surface. Because when you finally understand what your body has been trying to tell you, you can begin asking the right questions and seeking the right kind of support. Guest Information Dr. Pamela Cipriano: Doctor of Nursing Practice / Nurse Practitioner Founder of The Practice of Health and Wellness in Connecticut Instagram: https://www.instagram.com/practicehealthwellness Facebook: https://www.facebook.com/Dr.Pamela.Cipriano LinkedIn: https://www.linkedin.com/in/dr-pamela-m-cipriano-dnp-aprn-673a2224/ YouTube: https://www.youtube.com/@dr.pamelacipriano1329   Special Offer: Mention this podcast episode and receive 10% off your first consultation. (1-860-880-2525) Gentle Disclaimer This conversation is for educational purposes only and is not intended to diagnose, treat, or replace personalized medical care. Please consult with a qualified healthcare provider before making changes to your health plan. If this episode resonated with you, please share it with a woman who has been told "everything looks fine" but still doesn't feel well. And if you'd like support on your own midlife wellness journey, you can download my free guide: 5 Essential Steps for Flourishing in Midlife: This guide will help you begin supporting your energy, hormones, mindset, and daily habits in a gentle, practical way.

In this episode, AZREIA Executive Director Michael Del Prete and Marcus Maloney sits down with attorney, investor, and note expert Jeff Watson to discuss why many investors are shifting away from traditional rentals and toward notes and seller financing to build more predictable income with less risk and stress. eff shares his journey from buy-and-hold investing and short sales to becoming a successful note investor after learning from Eddie Speed. The conversation dives into how rising taxes, insurance costs, maintenance expenses, and growing political pressures are making traditional rental investing more difficult than ever. You'll learn how seller financing can create steady monthly cash flow, why amortization schedules can become a powerful wealth-building tool, and how investors can structure creative deals to maximize returns. Jeff walks through a real-world seller finance example using a $129,900 property sale with a $20,000 down payment and financing at 9.5% over 30 years. He also explains how partial note sales can help investors recover capital faster and how self-directed IRAs can be used in note investing strategies. If you're looking for ways to build more consistent income while reducing the day-to-day challenges of being a landlord, this conversation is packed with valuable insights you can apply immediately. 1:03 Jeffs Investing Origin 02:05 Short Sales to Note Buyer 05:36 Why Pivot Now 06:44 Two Aha Moments 08:28 Seller Financing Math 11:55 Where It Works 15:33 Subject To and Wraps 17:07 Note Myths and Payoffs 19:39 AZREIA Events Preview 22:24 Deep Dive Workshop 25:10 Disclaimers and Wrap Up -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com ""AZREIA does not endorse specific investments. Please do your own due diligence."" Want to grow your real estate business?

Dr. Henry Cloud reveals the five essential components to achieving your desired future.— YOU'LL LEARN — 1) Why the human body is our best model for achieving results2) The biggest power move of high performers3) Two questions to go above your natural wiringSubscribe or visit AwesomeAtYourJob.com/ep1152 for clickable versions of the links below. — ABOUT HENRY — Dr. Henry Cloud is a clinical psychologist, leadership expert, and New York Times bestselling author whose books have sold over twenty million copies worldwide. Named by Success magazine as one of the top 25 leaders in the field, his work spans executive coaching, organizational transformation, and personal growth. He holds a BS in psychology from Southern Methodist University and a PhD in clinical psychology from Biola University. He lives in Nashville, Tennessee.• Book: Boundaries Updated and Expanded Edition: When to Say Yes, How to Say No To Take Control of Your Life• Book: Necessary Endings: The Employees, Businesses, and Relationships That All of Us Have to Give Up in Order to Move Forward• Book: Your Desired Future: The Five Essential Steps That Take You Where You Want to Go• Website: DrCloud.com— RESOURCES MENTIONED IN THE SHOW — • Book: Making TIME for Strategy: How to be less busy and more successful by Richard Metcalf• Book: Management by Peter Drucker• Book: No Man Is an Island by Thomas Merton• Past episode: 867: How to Stop Being Busy and Start Being Strategic with Richard Medcalf— THANK YOU SPONSORS! — • Scribe. Book a personalized enterprise demo with scribe.how/awesome• Narwhal. Treat your home to spotless, fresh floors with us.narwhal.com/pete.• Monarch.com. Get 50% off your first year on with the code AWESOME.• Shopify. Sign up for your $1/month trial at Shopify.com/awesomepodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

249: If your students struggle to write complete sentences, this episode is for you. Dr. Shawn Datchuk breaks down why sentence writing is so challenging—and shares practical, research-based strategies you can use right away to help students build strong, clear sentences. Click here for this episode's show notes. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

248: Is leveled reading helping, or is it holding students back? In this episode, Tim Shanahan joins us to unpack the history and research around grade-level text. You'll gain a fresh perspective on how to better support all readers. Click here for this episode's show notes. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

In this episode of The AZREIA Show, hosts Marcus Maloney and Michael Del Prete sit down with veteran Phoenix landlord Joe O'Brien to break down the realities of Section 8 housing. With over 20 years of hands-on experience, Joe cuts through the myths and misconceptions surrounding the program and explains how it really works, from guaranteed rent and fair market rates to inspections, tenant screening, and day-to-day property management. Whether you're a seasoned investor or just exploring Section 8 for the first time, this episode delivers practical insights on navigating the application process, understanding tenant relationships, and leveraging systems that make managing Section 8 properties more efficient and profitable. 02:02 What is Section 8 02:36 Property Inspection Requirements 03:48 Voucher Waiting Lists 04:12 Tenant Quality and Management 05:02 Property Management Systems 06:13 Tenant Screening Process 07:37 Landlord Registration Requirements 08:53 Rent Prices and Fair Market Rent 11:31 Phoenix Rental Rates by Zone 12:43 Tenant Application Timeline 15:16 Rent Portions and Income Calculations 16:56 Payment Methods and Flexibility 19:13 Payment Processing Details 19:48 Initial Setup Process 21:06 Investment Benefits Overview 21:44 Community Impact Stories 22:40 Debunking Section 8 Myths 24:35 Property Management Systems 26:28 Tenant Experience Differences 27:51 Geographic Distribution 29:11 Government Policy Updates 31:57 Backup Planning Strategies 32:39 Three Questions Segment -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

Lyn Stone helps us navigate the complexities of English spelling in a way that makes sense for students and teachers. We discuss morphology, etymology, tricky spellings, and even get Lyn's opinion on teaching "blends" and syllable types. Enjoy!Click here for the show notes from this episode. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

On the AZREIA Show in Arizona, hosts Marcus Maloney and Michael Del Prete sit down with investor Greg Slaughter to unpack his journey from building a large rental portfolio and completing over 1,500 real estate transactions across multiple states to ultimately redefining what success means on his own terms. Greg shares how 19 years at McDonald's gave him a strong foundation in systems, processes, and operational discipline, which he later applied to property management and high-volume flipping. Instead of continuing to scale indefinitely, he eventually made a strategic shift away from operational overload and toward designing a life centered on freedom. He explains how he sold his portfolio to a hedge fund using creative seller financing, including a 30-year term, 8 percent interest, and a prepayment penalty, allowing him to maintain consistent cash flow while removing the stress of travel, tenants, and day-to-day management. Greg also introduces his book The Entrepreneur Success Formula: How the Top 10% Escape the Achievement Trap and Build a Life They Actually Want, where he breaks down concepts like ROF (Return on Freedom), the "you first life," and a five part framework for building a business that supports the life you actually want, emphasizing intentional design, spouse alignment, and starting the freedom conversation early. 00:56 Greg Real Estate Origin Story 02:04 Hedge Fund Offer and Seller Financing 03:33 Living on Cashflow and Freedom 05:50 Systems Mindset from McDonalds 06:44 Book on Freedom Over Success 08:31 Two Races Freedom vs Success 09:58 Scaling Myth and Freedom First 11:40 Cashflow Freedom Mindset 12:27 Return On Freedom Test 14:12 Five Keys Formula 15:10 Book And Diagnostic Tool 18:08 You First Life Principle 20:42 Achievements Versus Success 21:19 Travel Stories And Food 22:56 Spouse Alignment Matters -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

Have you ever found yourself overwhelmed by the sheer number of Christian books available—or uncertain which ones are truly rooted in biblical truth? In this week's episode of the Women's Ministry Toolbox Podcast, Cyndee Ownbey offers wisdom and practical steps to effectively vet books for your women's ministry.You'll find the show notes and links to articles mentioned here - https://womensministrytoolbox.com/essential-steps-for-vetting-bible-study-books-in-womens-ministry/.Thank you for listening to the Women's Ministry Toolbox Podcast. You'll find additional women's ministry resources below.Women's Ministry Toolbox Resources: Sign Up for My Email List - https://bit.ly/wmtbemail Website – https://womensministrytoolbox.com/ Online Store – https://womensministrytoolboxshop.com/ Online Training – https://womensministrytoolbox.teachable.com/ Facebook Page - https://www.facebook.com/womensministrytoolbox/ Facebook Group - https://www.facebook.com/groups/womensministrytoolboxcommunity/ Women's Ministry Essentials on Amazon - https://www.amazon.com/shop/wmtoolboxYou can connect with Cyndee via Facebook, Instagram (@womensministrytoolbox), and email (cyndee@womensministrytoolbox.com).

All students need access to rich, challenging text to grow as readers. But how do we support them? Dr. Jennifer Throndsen shares the why and HOW of scaffolding complex texts. This episode is for you no matter what grade you teach.Click here for this episode's show notes.Free differentiated passages: https://www.themeasuredmom.com/tmm_optin/differentiated-passages/ Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

On the AZREIA Show, hosts Marcus and Michael Del Prete sit down with resident expert property manager and landlord agent Joe O'Brien to break down what new investors must know before buying their first rental in Arizona. Joe dives into the most common cash-flow mistakes like underestimating vacancy and repair costs, and shares a simple framework: budget 5% for vacancy and 8–10% for CapEx, and only move forward on deals that still perform with those reserves in place. The conversation goes beyond the numbers, exploring why long-term landlording can create real wealth and time freedom compared to wholesaling or flipping. Joe emphasizes the power of relationships, disciplined decision-making, and avoiding emotional purchases. He also shares practical tips on renovating rentals the smart way, focusing on durable materials that hold up over time instead of over-improving and cutting into your returns. Joe also highlights the risks many investors overlook, including tenant screening mistakes and rising rental scams. He explains what to review beyond pay stubs and how to protect your investment from day one. Plus, don't miss details on his upcoming workshops happening May 11 (Phoenix), May 12 (Tucson), and May 16 where he'll go deeper into landlord operations, systems, and optimization strategies. 00:51 Why Rentals Fail 01:30 Cash Flow Reserves 04:09 Landlording Changed Life 06:03 Why Property Management 09:01 Tenant Screening Scams 11:07 Rookie Landlord Mistakes 15:19 Emotional Buying Trap 17:44 Durable Rental Upgrades 19:27 Pets And ESA Rules 19:54 Pet Fees and Flooring 20:36 Landlording Lifestyle Shift 21:02 Rentals Versus Flips 22:19 IDEAL Investment Breakdown 23:34 Equity and Appreciation Math 26:29 Leverage and Refi Strategy 28:26 Long Game and Time Freedom 30:44 Events and Landlord Workshop 31:50 Operations Systems and Tools 36:08 Build Legacy Buy Now -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

247:  What happens when students hear different routines in Tier 1, Tier 2, and Tier 3? In this episode, John Bennetts shares why consistency across tiers is critical for student success and how schools can align routines without overhauling their programs. Click here for this episode's show notes. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

If you've been feeling unlike yourself lately — exhausted, wired, moody, foggy, or like your body is suddenly playing by a whole new set of rules — this episode is for you. In this conversation, I'm joined by Dr. Alicia Newsome, functional medicine practitioner, bestselling author, and founder of the Powerful & Healthy Academy, to talk about natural ways to support hormone balance in midlife. We dig into how stress affects hormones, why testing matters, and simple lifestyle shifts that can support more steady energy, better sleep, and fewer frustrating symptoms. Hormonal changes in midlife can leave many women feeling confused, dismissed, and frustrated. From low energy and sleep struggles to weight changes, mood swings, and hot flashes, it can feel like your body has suddenly become unfamiliar. In this episode of Living Life Naturally, I'm joined by Dr. Alicia Newsome — an international speaker, bestselling author, functional medicine practitioner, and founder of the Powerful & Healthy Academy. Dr. Alicia is passionate about helping women understand what's going on inside their bodies so they can move forward feeling more informed, supported, and confident. Together, we talk about natural approaches to hormone balance during perimenopause and menopause, with a strong focus on looking at the whole picture rather than simply masking symptoms. In this episode, we discuss: ·         why hormone changes in midlife can affect energy, sleep, weight, and mood ·         how chronic stress can disrupt hormone balance ·         why the body often prioritizes cortisol over sex hormones during times of stress ·         natural ways to support the body, including reducing toxic burden and addressing deficiencies ·         the importance of testing rather than guessing ·         how personalized support may include adaptogens and targeted supplementation ·         hormone-friendly daily routines that support steadier energy and better resilience ·         the benefits of a savory, protein-rich breakfast ·         how evening brain-dumping and transition routines can support a calmer nervous system ·         the role of functional testing, including Dutch testing, 24-hour urine testing, and blood work ·         how Dr. Alicia works with women virtually and the free resources she offers through her website One of the things I especially appreciated in this conversation is Dr. Alicia's reminder that there is no one-size-fits-all solution. What works for one woman may not be what another woman needs, which is why getting clearer information about your body can be so important. This episode is packed with practical insight for women who are tired of guessing and are ready to better understand their symptoms and next steps. Free Resources from Dr. Alicia Newsome: Midlife Hormone Reset Guide A step-by-step starter plan to support energy, improve sleep, and reduce hot flashes with simple daily habits, plus a lab-request checklist. https://www.dralicianewsome.com/hormone-reset-guide Hormone-Friendly Meal Blueprint A free 7-day plan with protein targets, blood-sugar-balanced meals, and a grocery list tailored for perimenopause and menopause. https://www.dralicianewsome.com/meal-blueprint Mini Masterclass: Natural Hormone Balance in Midlife A free 25-minute video on how stress, sleep, and blood sugar influence symptoms — and 5 supportive levers to begin turning things around. https://www.dralicianewsome.com/midlife-masterclass Complimentary 15-Minute Hormone Clarity Call For women who want support interpreting labs or deciding on next steps. https://www.dralicianewsome.com/clarity-call Connect with Dr. Alicia Newsome Website: https://www.dralicianewsome.com Instagram: https://www.instagram.com/dr.alicianewsome Facebook: https://www.facebook.com/dralicianewsome YouTube: https://www.youtube.com/@Dr.AliciaNewsome Podcast: The Whole & Complete Woman  About Dr. Alicia Newsome: Dr. Alicia Newsome is an international speaker, bestselling author, trainer, and esteemed doctor working in functional medicine. Dr. Alicia empowers women who lack clarity and guidance to receive the steps, strategies & confidence to regain their authentic voice, transform their health and walk boldly into their life purpose. Dr. Newsome has been recognized in USA Today, ABC, NBC, FOX & CBS for her work and contribution to the world. She is the honored recipient of the Presidential Lifetime Achievement Award. In private practice, she helps women find out exactly what's happening inside their bodies & resolve those issues without drugs or surgery through advanced lab testing and boutique-style concierge, one-on-one, customized programs that are designed for the individual needs of each woman.  Dr. Alicia keeps it real and brings the eye-opening truths about health while breaking down complex medical concepts into simple easy to digest gold nuggets of information. Every audience receives newfound knowledge and roadmap which allows them to walk away more confident, empowered and excited about the next steps in their health journey Connect with Lynne Join the Energized Healthy Women's Club on Facebook for encouragement, practical wellness support, and real conversations for women in midlife and beyond: https://www.facebook.com/groups/energized.healthy.women Website:  https://holistic-healthandwellness.com Facebook: https://www.facebook.com/holistichealthandwellnessllc Instagram: https://www.instagram.com/lynnewadsworth LinkedIn:  https://www.linkedin.com/in/lynnewadsworth

On this episode of The AZREIA Show, longtime investor Dave Franecki shares his experience navigating multiple market cycles and explains why he focuses on buying and subdividing land to keep investing simple. He walks through his approach to finding deals using guerrilla marketing and MLS searches, particularly targeting properties with high days-on-market. Dave dives into his creative financing strategies, including seller-financed lots, typically around $30,000 with larger down payments, 12% interest, and shorter-term balloons. He also explains how he assigns or sells notes and uses a servicing company to manage them efficiently. Plus, he shares lessons learned from past high-rate environments and the performance of note investing after 2008. He also offers timely advice for investors facing uncertain markets: anticipate economic shifts, reduce debt, build liquidity, and partner with experienced investors. Dave emphasizes the importance of doing strong due diligence, including surveys and flood zone checks, while treating people fairly. His insights provide actionable strategies for creating value, controlling inventory, and finding opportunity even in challenging times. 01:06 Meet Dave Franecki 01:31 Why Dave Chose Land 02:31 Seller Financing Strategy 05:02 Avoiding Landlord Life 07:24 Creative Deals in High Rates 09:17 High DOM Negotiation Edge 11:57 How to Pitch Seller Carry 16:19 Partnering and Mentorship 17:12 Notes Explained and Deal Math 19:24 Seller Carry Note Setup 20:28 Servicing and Assigning Notes 21:27 Finding Dirt Deals on MLS 21:57 Tonopah Growth and Solar 23:15 Due Diligence and Flood Zones 24:21 Market Outlook and Liquidity 26:52 Home Run Deals and Notes 29:57 Deal Pain and Problem Solving 31:28 Notes Business Today 32:19 Contact Info and Resources 34:21 Final Takeaways and Wrap -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

With his 47 years of experience, Dr. Steve Graham has much to share about what research says about teaching writing and how to apply it to classroom instruction. We discuss six evidence-based practices for teaching writing and how to implement them in day-to-day instruction. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

Rancho Mesa's Alyssa Burley sits down with Vice President of the Human Services Group Sam Brown to talk about the essential steps non-profit leaders should take during the pre-renewal process.Show Notes: ⁠⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠⁠Host: Alyssa BurleyGuest: ⁠⁠⁠⁠⁠Sam Brown⁠⁠⁠⁠⁠Producer/Editor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2026. Rancho Mesa Insurance Services, Inc. All rights reserved.

Welcome to another episode of AZREIA Show! In this episode, hosts Marcus Maloney and Michael Del Prete sit down with hotel developer Mark Pomerenke to unpack the mindset, strategy, and relentless drive behind building a nationwide hospitality business. Mark shares how most investors limit their growth by thinking too small and why learning to think big, pivot quickly, and solve problems daily is the real key to scaling. From navigating tough seasons and multiple crises to identifying opportunity in overlooked markets, this conversation reveals what it actually takes to grow. He dives into how faith and perseverance shaped his journey, crediting his partnership with God as the foundation that kept him moving forward when quitting felt easier. The discussion also explores rapid expansion building 8 to 15 hotels per year and even stepping into aviation to reach untapped markets -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

246: What's the biggest mistake teachers make when building comprehension?  In this episode, we explore why saving questions until the end of reading can leave comprehension gaps, and how using instructional questioning during reading can guide understanding, build meaning, and empower students as thinkers. Click here to access my comprehension workshop!Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

Welcome to another episode of The AZREIA Show! In this episode, Mike Del Prete, Executive Director of the Arizona Real Estate Investors Association, breaks down one of the biggest mistakes new investors make starting with a fix-and-flip. He explains why flipping is a complex, high-risk strategy that requires mastering deal acquisition, budgeting, construction management, timelines, and sales, all while putting your own and borrowed capital on the line in a market that's far less forgiving. Mike shares essential lessons every beginner needs to hear, including why "you make your money on the buy," and how emotional decisions, over-improving properties, and underestimating true costs can quickly turn a deal into a loss. He also offers practical guidance on how to approach deals the right way, using inspection periods to protect yourself, working with experienced contractors and agents, and accurately calculating ARV and every line-item expense before moving forward. Beyond flipping, Mike highlights smarter, lower-risk ways to get started in real estate, such as wholesaling to build deal-finding skills, leveraging creative finance to acquire rentals, keeping your job while investing, and house hacking. He also emphasizes the power of networking through AZREIA, writing and following up on offers, forming partnerships, and using available resources to grow with confidence and build long-term wealth. 00:52 Flip Hype Reality 02:05 Flipping Is Business 03:34 Money Risk Market 04:48 Avoid Rookie Mistakes 06:18 Profit Math Basics 07:07 Better First Flip 08:12 Inspection and Pros 11:02 Know Your Numbers 13:01 Try Wholesaling 14:35 Creative Finance Paths 16:50 Buy Rentals Now 20:28 House Hacking Option 22:17 Key Takeaways 24:02 Partner and Invest 26:14 Wrap Up and Resources -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

Melissa Elguera shares practical tools and insights for betrayed partners to begin healing from betrayal trauma. She emphasizes the importance of body awareness, emotional processing, and community support in the healing journey.betrayal trauma, emotional healing, body awareness, trauma recovery, mental health, self-help, healing tools key topicsTrauma and brain overdrive in betrayalBody awareness and sensations as healing toolsProcessing emotions through vocal expressionThe ongoing nature of grief and healingThe importance of community and professional support takeawaysFocusing on details of betrayal often increases anxiety, not relief.Slowing down and connecting with bodily sensations is crucial for healing.Processing emotions vocally can bring clarity and relief.Grief is a natural, ongoing part of the healing process. Many betrayed partners stay stuck due to unprocessed emotions and reactive behaviors.Healing from Betrayal: 5 Essential Steps for Betrayed PartnersThe Trauma Recovery Blueprint for Betrayed Partners sound bites"Get off the hamster wheel and connect with your body.""Grief is ongoing, and that's part of healing.""You don't have to stay stuck in betrayal trauma."Chapters00:00 Introduction: Hope for Betrayed Partners00:45 The Pain of Betrayal and the Need for Healing Tools01:16 Trauma and the Brain's Overdrive02:15 Disconnecting from the Brain, Connecting with the Body03:13 Getting Off the Hamster Wheel of Rumination03:25 Tuning into Bodily Sensations for Healing04:03 Identifying Emotions and Beliefs in the Body04:33 Processing Emotions Out Loud for Clarity05:46 Achieving Relief Through Emotional Processing06:42 The Ongoing Nature of Grief and Healing07:36 Common Sticking Points in Healing Journey08:36 Empowerment and Support for Healing resourcesWhole Heart Transformation Community - identitylife.coach.com

245: Is comprehension something we actually teach, or does it naturally develop once students can decode? In this episode, we unpack what comprehension really is, why it's far more complex than a single “skill,” and where it fits within the science of reading.Click here to watch my comprehension workshop!Sign up for my free masterclass, 5 Essential Steps to Reach All Readers.Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here!BlogInstagramFacebookTwitter (X)

Welcome to another episode of AZREIA Show! In this episode, Mike Del Prete sits down with Barry Paceley, Arizona native, construction company owner, longtime Phoenix planning volunteer, SRP council vice chair, and candidate for SRP vice president, to explain why the upcoming SRP election is so important for real estate investors. Barry shares the history of SRP as the first federal reclamation project in 1902 and how its power generation helped fund Arizona's water infrastructure. He explains why buying in SRP territory can mean roughly 20% lower electricity costs than APS, along with reliable water and flood irrigation tied to entitled water, benefits that can directly impact property value and cash flow. The conversation also covers SRP's growth-driven energy needs, its focus on affordability and reliability, common misconceptions about data centers, and the current energy mix as the utility transitions from coal to solar, natural gas, and nuclear. Mike and Barry also guide investors on how to check voter eligibility and cast their vote online or in person by April 7, emphasizing why being informed in this election can make a real difference for anyone investing in Arizona real estate. 01:39 Meet Barry Paisley 04:10 Real Estate Wealth Playbook 07:34 Barry Role at SRP 10:35 What Is Salt River Project 13:10 Why Investors Choose SRP 14:32 SRP Territory Boundaries 15:35 Flood Irrigation Water Rights 16:38 Buckeye Water Sources 17:30 SRP Rates and Value 17:52 Why This Election Matters 19:36 Affordable Reliable Track Record 20:23 Data Centers Explained 22:42 SRP Power Mix Future 23:47 Solar Fields and Land Use 24:32 Debunking Campaign Myths 26:10 Transparency and Public Plans 27:16 Why He Said Yes 29:10 How SRP Voting Works 30:51 How to Register and Vote 33:43 Final Message and Wrap -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

In this episode of Wisdom's Table, I, Rachel Wortman, dive into a topic that many of you have been curious about: starting a business from scratch. Whether you're currently in a job but dreaming of entrepreneurship or you're in the early stages of launching your own venture, this episode is designed to guide you through the essential steps to take when building a business from zero.   If you are already established in business I've snuck in some goodies in this episode for you too! Enjoy!   Ready for a business mentor who can take you to the next level? We need to connect! Reach out HERE and start the conversation. I would love to share the different ways I can work with you.   TIMESTAMPS 00:00:01 - Welcome to Wisdom's Table Introduction to the podcast and its focus on growth in various aspects of life. 00:00:27 - Diving into Business Startups Introduction to the topic of starting a business from scratch and common misconceptions. 00:01:19 - The Importance of Validation Discussion on the necessity of validating business ideas and understanding market demand. 00:03:06 - Identifying the Problem The first step in starting a business: identifying the problem your business will solve. 00:04:40 - Personal Story: The Removable Poster Idea Rachel shares her experience with a college project that highlights the importance of market demand. 00:08:02 - Exploring Market Pain Points Questions to consider when testing your business idea and understanding customer needs. 00:09:05 - Do You Need an LLC? Clarification on the necessity of forming an LLC and when it is appropriate. 00:10:29 - Building Smarter and More Stable The importance of building a business in a stable manner, focusing on audience engagement. 00:12:24 - Audience First, Product Second Emphasizing the need to build an audience before launching a product. 00:15:44 - Let Sales Be the Test Understanding that sales are the clearest indicator of a business idea's viability. 00:16:44 - Finding a Mentor Advice on how to find a mentor to guide you through the business startup process. 00:18:01 - Refining Your Business Idea The importance of being flexible and open to changes in your business concept. 00:20:08 - Taking Action and Preparing for the Leap Encouragement to take actionable steps while maintaining financial stability. 00:22:02 - Final Thoughts and Encouragement Wrapping up the episode with a call to action and encouragement for listeners.

244: Dr. Melissa Orkin and Sarah Gannon share structured literacy routines from their book The Structured Literacy Playbook — including backward planning with decodable texts, vocabulary work even with CVC words, syntactic phrasing exercises, and more.Click here to watch my comprehension workshop!Click here for this episode's show notes. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers. Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here! Blog Instagram Facebook Twitter (X)

Welcome to another episode of The AZREIA Show! In this episode, host Mike Del Prete sits down with Nate Hare from Directed IRA to explain how self-directed IRAs allow investors to use retirement funds to invest in assets beyond traditional stocks and mutual funds, like real estate and private lending. Nate breaks down how self-directed IRAs work, including how properties are titled within the IRA, how rental income and profits flow back into the account, and why many investors use them for tax-advantaged growth, diversification, and greater control over their investments. The conversation also covers creative strategies such as using leverage, seller financing, subject-to deals, and passive investing through promissory notes. Nate clears up common misconceptions about legality, depreciation, and taxable distributions, and explains how transfers or rollovers can move retirement funds into a self-directed account. 0:48 What Is a Self-Directed IRA 02:23 Nate's Real Estate Background 03:59 Tax Advantages Explained 06:19 Using Leverage in an IRA 07:46 How an IRA Buys Property 10:07 Rental Income Flow Rules 11:47 Passive Investing as the Bank 14:33 Wholesaling and Deal Strategies 16:04 Small-Dollar Lending and Learning 17:26 Common Misconceptions Debunked 18:35 Depreciation and Advisor Confusion 20:11 Transfers Without Tax Events 20:38 IRA Transfers Explained 21:23 401k Rollover Basics 22:17 Tax Strategy vs CPA 25:21 Investor Friendly Advisors 25:44 Fidelity Advisor Story 27:27 IRA and Non IRA Deals 29:20 Roth Real Estate Case Study 31:24 Paying Expenses From IRA 31:57 Checkbook Control IRA LLC 33:09 Webinars and Events 35:25 Why Alternatives Win 37:33 Education and Relationships -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

Sean Morrisey, former school psychologist turned fifth grade teacher, walks us through the many different literacy assessments teachers administer. Which are useful, and which are a waste of time? You'll love this practical episode!Click here for the show notes from this episode. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers. Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here! Blog Instagram Facebook Twitter (X)

Tina Lopez helps content creators automate their content, traffic, and income with no code, affiliate marketing, and email marketing. Tina' website: http://creatorsclub.tinalopez.com/   Tools You Need: https://tinalopez.com/toolsrecommendation   Show notes: https://successgrid.net/sg259/   If you love this show, please leave a review. Go to https://ratethispodcast.com/successgrid   Join AI Marketers Club: https://www.successgridacademy.com/3a30d0c6

Welcome to another episode of The AZREIA Show! In this episode, Mike Del Prete explains why creative financing is becoming increasingly important in today's market of higher interest rates, tighter underwriting, and cautious buyers. He previews AZREIA's March 9 expert panel and the March 14–15 Creative Deal Makers Academy, and emphasizes that successful investors need to be problem-solvers with multiple tools—not "one-trick ponies." Mike walks through strategies like buying subject-to the existing mortgage for cash flow while considering disclosures, due-on-sale clauses, and exit plans, using seller financing or seller carryback deals where the seller acts as the bank, illustrated with a Sedona deal structured with payments, interest, down payment, and a balloon through title and loan servicing. He also explains how lease options allow investors to control property and profit from rent spreads and future purchase opportunities. He cautions against chasing "no money down" deals, skipping education, or assigning bad deals, and stresses the importance of attending AZREIA events and staying informed on industry legislation. Whether you're a new or seasoned investor, this episode is packed with insights on creative strategies to protect your deals, maximize profits, and thrive in any market. 01:06 Why Creative Finance Now 02:22 Investor Toolbox Mindset 04:52 Subject To Basics 07:34 Seller Financing Explained 09:39 Sedona Deal Breakdown 13:19 Lease Options Strategy 16:34 Who Should Use It 18:46 Final Takeaways and Events -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

243: Dr. Kelly Powell-Smith explains how to pinpoint specific comprehension issues using strategic diagnostic assessment—without over-testing your students!Click here for this episode's show notes. Sign up for my free masterclass, 5 Essential Steps to Reach All Readers. Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here! Blog Instagram Facebook Twitter (X)

Welcome to another episode of The AZREIA Show! This episode, Mike Del Prete hosts solo with special guest Sabrina Smai, a former AI engineer and data scientist turned real estate investor. Sabrina shares her journey from building tech solutions and ethical hacking at the University of Toronto to finding financial freedom through house hacking and ADU development in Seattle. Learn how she scaled from a duplex to 20+ units, used creative strategies like condo-ing ADUs to increase appraisals, and navigated density constraints. Mike and Sabrina also discuss how Phoenix and Arizona are evolving, including city-specific ADU rules, HOA considerations, and the 2026 middle housing law (HB 2721). They also touch on AI's impact on jobs, option contracts, and positioning yourself today for tomorrow's opportunities. Whether you're investing, developing, or just curious about creative strategies, this episode is packed with insights for building wealth in real estate. 01:06 Sabrina AI Career Origins 01:46 Elite AI Consulting Projects 02:44 Ethical Hacking Backstory 03:48 Car Accident Turning Point 04:47 First House Hack to Wealth 06:11 Leaving Tech and AI Outlook 10:15 Cash Flow Strategies Today 11:14 ADU Basics Explained 12:42 Phoenix vs Seattle ADU Rules 16:00 Best Lots for ADU Builds 17:14 Condo Splits and Value Boost 18:04 Privacy vs Density 18:33 Seattle ADU Lot Strategy 20:01 Who Buys ADUs 20:53 Arizona Markets to Watch 23:48 HB2721 Middle Housing 25:30 Wait for Condo Splits 27:56 Options and Creative Control 30:13 Where to Build Next 31:25 Final Advice and Wrap -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

242: Ever heard of RAN assessment but weren't quite sure what it was or what to do with it? Dr. Erin Pzinski breaks down rapid automatized naming and explains why it's like a "check engine" light. You'll learn what not to do with RAN assessment data and what really helps students with low RAN succeed.Find the show notes here:https://reachallreaders.com/episode242 Sign up for my free masterclass, 5 Essential Steps to Reach All Readers. Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here! Blog Instagram Facebook Twitter (X)

How to Plan a Room from Start to Finish: 10 Essential Steps for Stress-Free Home Decorating Do you ever find yourself staring at a room in your home wondering, “Where do I even start?” If you've been buying pieces you love but still can't seem to finish a room, the problem likely isn't your style — it's that you don't have a clear home decorating plan. In today's episode, I'm walking you through the 10 essential steps to creating a foolproof home decorating plan so you can stop guessing, stop overspending, and finally finish your rooms with confidence. This episode is your practical roadmap for how to plan a room from start to finish — without copying Pinterest, wasting money, or getting stuck halfway through. If you've been searching for: How to decorate a room step by step Where to start when decorating a room How to create a cohesive home How to plan a room makeover How to finish a room you've already started You're in the right place. In This Episode, You'll Learn the 10 Essential Steps:  1. Know Your Aesthetic Before you move a single piece of furniture, you need clarity on your personal style. We'll talk about how to define your aesthetic without copying someone else's home. 2. Take Inventory of Your Room Learn how to assess what you already own so you can decorate intentionally instead of impulsively. 3. Define the Goals for Your Space What is this room actually for? Function matters just as much as beauty when creating a cohesive home. 4. Use Inspiration — Without Copying & Pasting Pinterest and inspiration photos are tools, not templates. I'll show you how to use them wisely. 5. Understand Expectation vs. Reality Be honest about your time, energy, and skill set so your decorating plan stays realistic and doable. 6. Create a Flexible Decorating Budget You need a starting number — but you also need room to adjust. I'll explain how to plan financially without boxing yourself in. 7. Follow a Step-by-Step Roadmap A room doesn't come together all at once. I'll show you how to build in “pit stops” along the way to reassess and adjust your plan. 8. Set a Realistic Timeline Most unfinished rooms stall because expectations are off. We'll talk about what's actually reasonable. 9. Execute with Confidence Once the plan is in place, you can move forward without second-guessing every decision. 10. Celebrate the Finished Space Finishing a room is an accomplishment — and celebration builds confidence for the next one. Why This Matters Most women don't struggle with creativity — they struggle with clarity. Without a clear decorating roadmap, it's easy to: Overspend on the wrong pieces Buy decor without a plan Leave rooms half-finished Feel overwhelmed every time you walk into the space This 10-step decorating plan gives you structure so your home can feel cohesive, intentional, and finished. Ready to go deeper? Register for the workshop: 3 Steps to Creating a Home you Can't Stop Gushing About Get 1:1 help inside a Decorating SOS Call: Book your call here    ✨✨ REGISTER for the FREE WORKSHOP ✨✨ 3 Steps to Creating a Home you Can't STOP Gushing About  March 11 and 12  9am PST | 10 am MST | 11am CST | 12 pm EST   // Links mentioned in show: // Learn your design style: https://bit.ly/ffdesignguide Email: hello@figandfarmathome.com Website: https://figandfarmathome.com Join The Collective (monthly membership): https://www.figandfarmathome.com/thecollective Book a Decorating SOS Coaching Call: https://www.figandfarmathome.com/decorating-sos Instagram, where I rarely hang out: https://www.instagram.com/figandfarm/ FREE Facebook Community: https://www.bit.ly/design101group    

241: Literacy consultant Angie Hanlin helps us understand exactly what data-based decision making looks like. She describes what should be happening at data team meetings and what teachers should do as soon as those meetings are over. This inspiring and practical episode is a must-listen for any literacy teacher! Get the show notes here: https://reachallreaders.com/episode241Get my If This, Then That guide:https://reachallreaders.com/tmm_optin/free-sample-of-if-this-then-that-from-reach-all-readers-plus/ Sign up for my free masterclass, 5 Essential Steps to Reach All Readers. Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here! Blog Instagram Facebook Twitter (X)

Menopause can feel confusing — but perimenopause can be even more frustrating because so many women are told, "You're fine," while they feel anything but fine. In this episode of Living Life Naturally, Lynne sits down with Denise Stegall — founder of Healthy Living with Denise, international best-selling author of Healthy Living, Happy Life, and widely known as the Menopause Mentor. Denise shares what sparked her own deep dive into perimenopause support after experiencing unexplained symptoms in her late 30s — and why one of the most powerful first steps is also the simplest: track your symptoms. You'll learn how understanding hormone fluctuations can help you communicate more effectively with your provider, advocate for yourself, and make supportive changes without feeling overwhelmed. This conversation also dives into the "midlife musts" Denise teaches women every day — including strength training, mobility and flexibility work, and why bone density and prevention matter so much after menopause. Denise brings a warm, no-nonsense voice to a topic that's often brushed aside — and helps reframe this season as one where you can get clear, get proactive, and feel more like yourself again. In this episode, we cover: Denise's story: symptoms at 37 and what led her into menopause wellness What perimenopause really is (and why it's missed so often) Why a simple symptom list changes your doctor conversations Hormone basics: estrogen, progesterone, cortisol — and how they interact Finding the right support: menopause-informed providers + holistic practitioners Post-menopause prevention: bone density, muscle building, and heart health Why strength + mobility matter so much in midlife Supplement common sense: quality, reputable sourcing, and what to ask first Denise's approach to nutrition, decisions, and personal accountability Free Resource from Denise Stegall: The Nervous System Reset (3-day reset) https://menopausementormn.com/nervous-system-reset Connect with Denise: Facebook: https://www.facebook.com/MenopauseMentorMN Instagram: https://www.instagram.com/menopausementormn/ YouTube: https://www.youtube.com/@menopausementormn LinkedIn: https://www.linkedin.com/in/menopausementormn/ Connect with Lynne: Website: https://holistic-healthandwellness.com Facebook: https://www.facebook.com/holistichealthandwellnessllc Facebook Group: https://www.facebook.com/groups/energized.healthy.women Instagram: https://www.instagram.com/lynnewadsworth LinkedIn: https://www.linkedin.com/in/lynnewadsworth If you want a gentle chat about next steps, schedule time with me here: https://calendly.com/lynnewadsworth/30min Free Resources from Lynne: 5 Essential Steps for Flourishing in Menopause: https://holistic-healthandwellness.com/flourish-in-midlife/ Midlife Morning Menu (freebie): https://www.dropbox.com/scl/fi/8q1mf8y6z9mqhys39ep4r/Midlife-Morning-Menu.pdf Did you enjoy the podcast? If you enjoyed this episode, please leave a 5-star review for the Living Life Naturally podcast on Apple Podcasts, Spotify, or Pandora. Reviews help more women find supportive, practical conversations for midlife and beyond — thank you!

240: Alisa Dorman explains what makes universal screeners effective and breaks down the difference between curriculum-based measures and computer adaptive tests—and why this difference matters.Click here for this episode's show notes.Click here to join my membership, Reach All Readers Plus! Sign up for my free masterclass, 5 Essential Steps to Reach All Readers. Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here! Blog Instagram Facebook Twitter (X)

239: Dr. Michelle Hosp, co-author of The ABCs of CBM, explains the history of curriculum based measurement and do's and don'ts for implementing it. A must-listen for any K-3rd grade classroom teachers and all reading interventionists! Get the show notes here: https://reachallreaders.com/episode239Get my free diagnostic assessments:https://reachallreaders.com/tmm_optin/free-sample-phonemic-awareness-phonics-diagnostic-assessments/ Sign up for my free masterclass, 5 Essential Steps to Reach All Readers. Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here! Blog Instagram Facebook Twitter (X)

238: Assessment doesn't have to be overwhelming! Stephanie Stollar and Kate Winn, authors of Reading Assessment Done Right, share practical strategies for screening, diagnosing, and monitoring student progress effectively.Get the show notes here: https://reachallreaders.com/episode238Get my free diagnostic assessments:https://reachallreaders.com/tmm_optin/free-sample-phonemic-awareness-phonics-diagnostic-assessments/ Sign up for my free masterclass, 5 Essential Steps to Reach All Readers. Get my book, Reach All Readers! Looking for printable resources that align with the science of reading? Click here to learn more about our popular and affordable membership for PreK through 3rd grade educators.Connect with me here! Blog Instagram Facebook Twitter (X)

If you're over 40 and feel like the old "eat less, move more" advice isn't working anymore, you're not alone. In this episode, I'm joined by Alicia Jones to talk about why most women are falling short on protein in midlife — and the simple, realistic shifts that can support muscle, metabolism, and steady energy without extreme dieting. If you're over 40 and feel like your energy, strength, or body composition has shifted — you're not imagining it. One of the biggest gaps I see in midlife women is protein intake. Most women are simply not getting enough, and in perimenopause and menopause that can quietly affect muscle, metabolism, cravings, inflammation, and how you feel day to day. In this episode of Living Life Naturally, I'm joined by fitness and weight loss strategist Alicia Jones, who helps women over 45 transform their health through realistic nutrition and training strategies. We talk about what changes during hormonal transition, why extreme calorie restriction can backfire, and how supporting lean muscle can make midlife health and weight goals feel more doable again. In This Episode, We Discuss: Why most women over 40 are falling short on protein (and why it matters more in midlife) How perimenopause and menopause can increase muscle loss risk Why protecting lean muscle supports metabolic rate and long-term quality of life Protein targets to aim for: 20–30 grams per meal (and daily guidance based on body weight/activity) Why drastic calorie cutting can make results harder in midlife Easy protein strategies that don't require a complete diet overhaul Smart swaps (like higher-protein yogurt options) and how to read labels Added sugars vs naturally occurring sugars (what to pay attention to) A simple "log one day of food" approach to identify hidden gaps (especially protein and fiber) Midlife fitness mindset shifts: quality over quantity, resistance training, and practical ways to add intensity into everyday movement Key Takeaway Midlife doesn't require harsher restriction — it requires smarter support. When protein and strength are prioritized, many women notice improvements in energy, satiety, strength, and body composition — without the burnout of constant dieting. About Alicia Jones Alicia Jones helps transform the health and lives of women over 45 through her fitness and weight loss strategies. She has appeared on various health and wellness television programs and produced and hosted Health Matters and The View: Health and Wellness on Rogers TV. She has a B.A. in Kinesiology and holds many certifications, including National Coach of Canada (NCCP), Advanced Sport Nutrition, Certified Group Fitness Instructor, Personal Training Specialist, and more. Learn more at: aliciajoneshealthyliving.com Free Resource from Alicia Jones: Free  Masterclass:    https://masterclass.aliciajoneshealthyliving.com/masterclass  This goes into greater depth about the Food and fitness formula every woman over 50 needs to know, AND how to make the changes fit your lifestyle.   Connect with Lynne Website: https://holistic-healthandwellness.com Facebook Page: https://www.facebook.com/holistichealthandwellnessllc  Facebook Group: https://www.facebook.com/groups/energized.healthy.women  Instagram: https://www.instagram.com/lynnewadsworth  LinkedIn: https://www.linkedin.com/in/lynnewadsworth  Connect with Lynne: Imagine not having to "figure out midlife" on your own anymore.