Podcasts about fers

In this episode of the CD Financial Podcast, Chuck D and Marcus C delve into the implications of the new Secure Act 2.0, particularly focusing on catch-up contributions to retirement accounts. They discuss the differences between Roth and traditional contributions, the tax implications of forced Roth contributions, and the concerns that high earners may have regarding their tax bills. The conversation also touches on the challenges of payroll setup for federal employees and the perceived unfairness of the new rules. Additionally, they provide insights into how these changes may affect cash flow and retirement planning, concluding with a health tip emphasizing the importance of resistance training for longevity.TakeawaysCatch-up contributions can be made to Roth or traditional accounts depending on income levels.The Secure Act 2.0 mandates Roth contributions for high earners.Tax implications of Roth contributions can affect take-home pay.Forced Roth contributions may disrupt financial planning for some individuals.Payroll systems may struggle with the implementation of new rules.Many employees feel penalized by the new tax rules.Federal employees need to consider how these changes affect Medicare premiums.Regional variations exist in contribution rules for federal employees.It's crucial to review retirement plans regularly to avoid mistakes.Resistance training is essential for maintaining health as we age.

For high income earners, new rules for 2025 mean you might not be able to put your catch-up money into tax-deferred or traditional TSP or 401k for that matter. This video breaks down what this means for your retirement planning and highlights the importance of understanding these changes. Understanding these new rules is crucial for maximizing your tax benefits and managing your retirement accounts effectively.High-income earners risk losing the traditional tax break on catch-up contributions — and the 2026 Roth-only rule can change your retirement strategy entirely.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

In this episode, Chuck D and Marcus C discuss the recent government shutdown, its effects on employees and retirees, and the importance of having a financial plan. They explore the challenges faced by those returning to work, the uncertainty for retirees, and the mental health benefits of planning and communication in relationships. The conversation emphasizes the need for preparation in the face of potential future shutdowns and the value of having a solid strategy for retirement.The government shutdown lasted 43 days, the longest in history.1.4 million employees were unpaid during the shutdown.Essential employees had to work without pay, affecting their finances.Retirees faced uncertainty with delayed pension checks and processing.Many employees drained savings and incurred credit card debt during the shutdown.Having a financial plan is crucial for retirement readiness.Mental health benefits arise from having a plan and open communication.Walking with loved ones can improve both physical and mental health.The importance of family meals without distractions for relationship building.Future government shutdowns may require better preparation and planning.

VISH KHANNA, host of the Kreative Kontrol podcast, comes in to chat with Tom! Vish is celebrating 20 years of broadcasting this year. He and Tom reminisce on some of their best moments as broadcasters, favorite interviews, and discuss late greats David Berman and Steve Albini. Also, it's list time! We count down the 50 LUCKIEST PEOPLE! Some are talentless coattail riders! Others were in the right place at the right time! Who will make the list and why? Some great callers both familiar and new, a history lesson with AP Mike, what more do you want! CHECK IT OUT! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most federal employees are surprised to learn that up to 85% of their Social Security benefits may be taxable in retirement. In this episode, Floyd Shilanski explains how Social Security taxation really works, what counts as "provisional income," and why proper planning is essential to avoid unexpected tax bills. This is a critical part of federal retirement tax planning, and the earlier you understand it, the better prepared you'll be.  That is why this video is a must-watch for anyone preparing to retire under FERS. https://zurl.co/5RGF3

If you're done working in uncertain shutdown-zones instead of on your own terms, now's the time to lock in your retirement freedom— the longest federal shutdown in history just highlighted what it means to wait.

Should you leave your Thrift Savings Plan (TSP) untouched, roll it to an IRA, or turn it into a lifetime income stream? In this episode, we break down the real-world pros and cons of each TSP retirement option so you don't accidentally trade away flexibility, tax control, or your spouse's future security. Most federal employees pick the “simple” choice with TSP—and it can quietly cost them in taxes and lost options later.

Unlock the most overlooked Thrift Savings Plan (TSP) strategies for federal retirees! This video covers three powerful—but often missed—TSP retirement options that can increase your financial security. Discover:The unique benefits and risks of TSP annuitizationSmart TSP withdrawal strategies for lasting retirement incomeHow to avoid costly mistakes with TSP rolloversWhether you're a federal employee or near retirement, you'll get actionable insights to make confident decisions for your future.

Discover how charitable donations can maximize your tax benefits and support causes you care about. In this video, we unpack:Strategies for effective charitable givingTax deductions for retirees and business ownersDonor-advised funds and philanthropy tipsCommon mistakes to avoid when givingIRS rules and documentation best practicesKey Links & Resources:Book a FREE 15-minute call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtubeSubscribe for weekly tips on retirement, taxes, and financial planning.CD Financial helps federal employees, retirees, and business owners create sustainable, tax-smart retirement income. For more, visit our website or follow us on socialSocials:Instagram: https://instagram.com/cdfinancial.llc/Facebook: https://facebook.com/cdfinancialLinkedIn: https://linkedin.com/company/cd-financial

Confused about why your Medicare Part B premium is higher? Discover how IRMAA (Income-Related Monthly Adjustment Amount) impacts your Medicare costs and what federal employees and retirees can do about higher premiums. This video covers:What is IRMAA and why it matters for Medicare Part B & DHow taxes affect your Medicare premiums and retirement budgetPlanning strategies for federal retirees, including FERS, TSP, Social SecurityReal-world tips on managing healthcare costs and avoiding surprises

Ever wonder how part-time federal work affects your retirement? In episode 153 of The Federal Retirement Show, Val breaks down some of the most misunderstood aspects of part-time service under FERS — including how the Proration Factor impacts your pension, how your High-3 average salary is calculated when you’ve worked a mix of full- and part-time schedules, and what this all means for your FERS Supplement and Survivor Benefits. Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel: www.youtube.com/@americanbenefitsexchange --- Connect with Val: Phone --- (512) 582-6050 Email --- vmajewski@thinkabx.com American Benefits Exchange --- thinkabx.com Federal Retirement Show --- federalretirementshow.com/podcasts LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange: American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization. See omnystudio.com/listener for privacy information.

Curious about how financial advisors actually earn their income—especially for federal employees and retirees? This video demystifies how advisors are paid, explains fee structures, and helps you choose the best financial guidance for your retirement planning.KEY TOPICS COVERED:Financial advisor fees explainedCommission, fee-only, and hybrid modelsPros and cons for federal employees and retirees401K, FERS, TSP, Social Security timing tipsHow to avoid common advisor pitfalls

Thinking about taking a VERA (Voluntary Early Retirement Authority) offer? Before you decide, make sure you understand the benefits and pitfalls that come with it. In this episode, John breaks down: ✅ What VERA early retirement really means ✅ Who qualifies - and when it's offered ✅ The big advantages, like keeping your FEHB and avoiding layoffs ✅ The hidden traps, like lower pensions, delayed FERS supplements, and potential TSP penalties Whether VERA is a great opportunity or a financial trap depends entirely on your situation, and understanding the fine print could save your retirement.

Are you a federal retiree still waiting for your first pension check? You're not alone—delays at OPM are leaving thousands in financial limbo. In this video, learn bridge strategies to cover expenses, avoid financial hardship, and what steps you can take now if your federal retirement payment is late.Your pension check might not be processed—so what are you going to do when no pension checks are being processed?

Conflict, stressors, broaching difficult conversations, and learning to say no—these are some of the “spookiest” challenges we've identified and addressed over the years on the Faculty Factory Podcast. Since our 2019 inception, we've explored how to handle these issues with confidence and grace, featuring a series of incredible interview guests. We're excited to share highlights from five of these conversations with four different guests in this week's episode. Since today is October 31st, we're delighted to present this “Best Of” episode of the Faculty Factory Podcast, showcasing some of the  most “spooky” challenges in academic medicine. These may be the things keeping you up at night, but rest assured, they are common and manageable. This “Best of” show includes highlights from the following episodes: Episode 299 – Best Supporting Practices and Strategies for Stressed-Out Learners and Faculty with Jessica Seaman, EdD Episode 79 – Managing Difficult Issues with Charles G. Irvin, Ph.D., DE, ATSF, FERS Episode 75 – How to Handle Conflict with Dave Yousem, MD, MBA Episode 72 – The Art of Navigating a Difficult Conversation with Dave Yousem, MD, MBA Episode 46 – Prioritizing and the Art of Saying No with Jennifer Haythornthwaite, PhD Interested in hearing the full conversations from any of these episodes? Click on the links above to explore each episode in-depth. About Today's Speakers Jessica Seaman, EdD, serves as Assistant Professor of Medical Humanities, Co-Director of the Gold Track Curriculum, and Assistant Dean of Faculty Development at Creighton University School of Medicine in Phoenix, Arizona. Jennifer Haythornthwaite, PhD, has joined the Faculty Factory for memorable episodes over the years with important feedback for our audience when it comes to time management and much more. Dr. Haythornthwaite is a professor in the department of Psychiatry and Behavioral Sciences at Johns Hopkins University in Baltimore, Md Charles G. Irvin, PhD, DE, ATSF, FERS, is a Professor of Medicine, Professor of Physiology and Biophysics, Vice Chairman for Research Department of Medicine and Director of the Vermont Lung Center at the University of Vermont. He was named Associate Dean for Faculty for the College of Medicine in 2012. Dave Yousem, MD, MBA, is a frequent contributor to the Faculty Factory Podcast. He serves as Associate Dean for Professional Development at the Johns Hopkins School of Medicine. He is also the Vice Chairman of Program Development at the Johns Hopkins Medical Institution.

Should you work with a financial advisor? Discover when hiring a certified financial planner makes sense for federal employees and retirees—and when DIY investing might be enough.Learn the real value a fiduciary financial advisor brings to your retirement planning, from tax-smart strategies to FERS benefits optimization. Whether you're nearing retirement or managing TSP withdrawals, this guide covers what to expect when working with a professional advisor.

When the government stops, your bills don't. Learn how to stay financially steady during a federal shutdown and protect your essentials.When federal paychecks pause, preparation becomes protection. Here's how to manage bills, cash flow, and peace of mind through a government shutdown.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Medicare Part B premium costs can jump because of IRMAA (Income-Related Monthly Adjustment Amount) when your MAGI crosses key thresholds—especially for federal retirees with pensions, Social Security, and RMDs. Learn how timing, Roth conversions, and TRICARE for Life choices can influence your Medicare Part B and Part D costs without panic or fear-mongering.IRMAA isn't a penalty—it's a higher Medicare Part B and D premium triggered by income. With smart tax planning, you can navigate the thresholds instead of getting surprised.

Your pension check hasn't arrived yet — and it's been months?That's not a rare story anymore. Federal retirement delays are real, and it's time to prepare for them. OPM processing times have stretched far beyond the traditional six to eight weeks, and thousands of retirees are waiting much longer for their first payment.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Is your federal job at risk? Learn everything about the 2025 government shutdown, Reduction in Force (RIF), furloughs, and how they impact federal employees with expert Ann Vanderol. This urgent breakdown covers what you need to know RIGHT NOW to protect your career, benefits, and retirement.

How will the 2025 government shutdown impact federal employees, retirees, and those receiving Social Security? In this urgent update, CD Financial unpacks the latest on furloughs, layoffs, and Reduction in Force (RIF)—plus what steps you need to take right now.

Is the new OPM Online Retirement Application (ORA) speeding up federal retirement or causing more delays? In this video, CD Financial explains the digital process, timelines, hidden pitfalls, and speedy tips for federal employees (FERS & CSRS) preparing to retire. Learn how to optimize your paperwork, avoid late annuity payments, and get the answers to crucial OPM system changes for 2025.

How will the October 2025 government shutdown impact federal employees, retirees, and Social Security recipients? In this video, CD Financial breaks down what you can expect, tips to protect your income, how to bridge financial gaps, and updates on benefits. Get expert retirement and financial planning strategies tailored to the federal workforce. 

Is there a cap on how much annual leave you can cash out when you retire? In this episode of Federal Fact Check, Micah answers a critical question for federal employees: What happens to unused annual leave and sick leave at retirement? You'll learn:  ✅ How much annual leave can you carry forward and cash out  ✅ What makes sick leave different, and how it increases your pension  ✅ Rare cases where employees may bank additional leave  ✅ How to maximize the value of your benefits before you retire Don't leave money on the table. Watch now to get clarity on your FERS leave benefits! https://zurl.co/x6Kbr

A financial advisor doesn't just manage your investments — they design a roadmap to your goals, protect your lifetime income, and adapt your plan when life changes.

Chris Coleman, TechSideline.com on Cathartic W at NC State + inevitable trans...fers by Ed Lane

In dieser Folge von „Ehrlich gesagt“ spreche ich mit Juliana Käfer (www.julianakaefer.at) ganz offen und direkt über das, was wirklich zählt, wenn Du als Coach, Berater:in oder Personenmarke Social Selling und Content Marketing endlich wirksam einsetzen willst. Du erfährst, wie Du Dich mit ehrlichem Social Media und Podcast Marketing von der grauen Masse abhebst, Vertrauen aufbaust und dabei ganz Du selbst bleibst. Was erwartet Dich konkret? Selbstverantwortung & echte Positionierung: Warum sich gerade Coaches und Consultants nicht mehr hinter Ausreden verstecken sollten und wie Du mit klarer Haltung ins Tun kommst – für mehr Sichtbarkeit und mehr Geschäftserfolg. Vertrauen aufbauen durch Podcast & Content Marketing: Du erfährst aus erster Hand, wie ein Podcast weit mehr ist als ein Marketingtool – und wie Du ihn gezielt nutzt, damit Deine Zielgruppe Dich kennt, schätzt und Dir vertraut. Wert, Angebot & Umsetzung im Reality-Check: Gemeinsam diskutieren wir Klartext über Preise, Positionierung und den Mut, neue Wege (z.B. Gruppenprogramme oder skalierbare Angebote) zu gehen – damit Social Selling wirklich für Dich funktioniert. Was hast Du davon? Du bekommst Klarheit für Deine nächsten Schritte, alltagstaugliche Inspiration statt leerer Versprechen und ehrliche Insights, wie Social Media und Podcasts für Dich arbeiten können – egal, ob Du noch am Anfang stehst oder ein paar Umwege hinter Dir hast. Alles basierend auf Authentizität, Ehrlichkeit, Nahbarkeit und gegenseitigem Respekt. Du willst nicht länger an der Seitenlinie zusehen, sondern als Original wahrgenommen werden, das vertrauensvoll Kund:innen gewinnt? Dann hör direkt rein – und abonniere den Podcast, wenn Du keine Folge mehr verpassen willst! Das angesprochene Interview mit Juliana aus dem Jahre 2022 findest du hier: https://open.spotify.com/episode/2Mw9cZy3UhtsF1IsuMgwHA?si=KRwVjH17RT6di8-qiAWWPg ____ Dein nächster Schritt: Von der Hörer:in zur Macher:in Du spürst, dass ein Podcast der richtige Hebel für dich ist, aber weißt nicht, wie du deine Expertise in ein fesselndes Format gießt? Als strategischer Podcast-Coach verbinde ich Marketing-Erfahrung seit 2006 mit der Tiefe eines systemischen Coaches. Lass uns gemeinsam deine Botschaft auf den Punkt bringen. ➡️ Buche dein kostenloses Strategie-Gespräch: http://teddy.click/zusammenarbeit Kostenlose Tools & Ressourcen für deinen Start 5-Tage-Podcast-Challenge: Starte deinen Podcast, ohne Technikfrust & Perfektionsdruck – in 5 Tagen. ➡️ http://teddy.click/challenge Podcast-Selbsttest: Finde in 3 Minuten heraus, ob ein Podcast wirklich zu dir passt. ➡️ http://teddy.click/podcasttest Wollen wir in Verbindung bleiben? Ich freue mich über den Austausch mit dir auf meinen Kanälen: LinkedIn: http://linkedin.theangryteddy.com Instagram: http://instagram.theangryteddy.com Facebook: http://facebook.theangryteddy.com Hat dir diese Folge gefallen? Ich stecke viel Herzblut in diesen Podcast. Wenn du meine Arbeit unterstützen möchtest, ist eine ⭐⭐⭐⭐⭐ Bewertung auf Apple Podcasts oder Spotify die wertvollste Währung. Danke für deine Hilfe! Bei Feedback oder Fragen, schreib mir gerne an: daniel@theangryteddy.com Mein Podcast-Setup Mischer: Rodecaster Pro https://amzn.to/3hWVoKP * Mikrofon: Rode Podmic https://amzn.to/3hYABXg * Kopfhörer: AKG K240 https://amzn.to/3upNRqp * Aufnahmegerät: Zoom H5 https://amzn.to/3wAdFl4 * * Affiliate Link: Beim Kauf über diesen Link erhalte ich eine kleine Provision. Für dich entstehen keine zusätzlichen Kosten.

When should you retire—62, 65, or 67? The right decision could mean a bigger pension, stronger Social Security benefits, and more years to enjoy your retirement income.

Are you a federal employee who also served in the military? Did you know you can buy back your military time to boost your FERS pension and even retire earlier? In this episode of All About FERS,  John walks you through everything you need to know about military buyback, including:  ✅ What buying back military time really means  ✅ How the cost is calculated (and why timing matters)  ✅ The powerful benefits  ✅ When it might not make sense to buy back your time  ✅ Step-by-step guidance on how to start the process For many federal employees, this can be one of the smartest financial moves you ever make, but there are exceptions. Don't miss this ultimate guide to making an informed decision.  

Don't let inflation erode your retirement — this video shows you how you can protect your 2025 Federal Pension COLA for income liquidity from day one.By rolling over a portion of your TSP into an IRA before retirement and having liquid funds in place, you can increase the quality of the first few months of retirement without delays in your pension COLA or benefits.

DIY retirement income often fails not because of market drops—but because emotional selling, poor tax planning, and wrong withdrawal timing silently drain your savings.For many DIY retirees, the fatal five are market corrections, shifting from accumulation to income without a strategy, lack of access to durable income instruments, mismanaged tax implications, and uncertainty about whether their money will last through retirement.

Don't run out of money before you run out of life—build a written retirement income plan you can count on.Large, poorly timed withdrawals and RMD surprises can wreck a portfolio—separate income from growth and let a tax plan, not emotions, drive your decisions.

Can you buy back your military time and still keep your military retirement pay?

Social Security is one of the most misunderstood parts of retirement planning. For federal employees and their families, it's not about whether to take it early or late; it's about how to coordinate Social Security with your pension, TSP, survivor benefits, and taxes. In this episode, Micah and advisor John share real-life client experiences and dive into: The Pros and Cons of Claiming at 62 vs. Waiting Until 70 Survivor benefits and why early decisions matter. How Social Security interacts with your overall retirement cash flow. What pending legislation could mean for your FERS supplement. Practical strategies to avoid common mistakes. Listen now and get the clarity you need to make Social Security a strong part of your retirement plan. https://zurl.co/cmYMV

Ready to plan your federal retirement? In this video, we break down the essential steps to prepare for your transition into retirement, ensuring your financial independence and security. From understanding your federal retirement process to strategizing your Thrift Savings Plan (TSP) withdrawals, we've got you covered.Learn how to verify your service computation dates, estimate your pension and FERS supplemental benefits, and create a smart TSP strategy tailored to your unique needs. We'll also guide you through evaluating survivor benefits and understanding key federal benefits to maximize your retirement income.————Since 1987, Benchmark Financial Group, LLC has been committed to helping clients realize their financial independence, especially at retirement. Benchmark works with federal employees to provide a customized analysis of their federal benefits at a time convenient for the employee. This customized analysis of federal benefits is prepared by Benchmark professionals who hold a ChFEBC designation. This means we are financial professionals who have completed extensive training to learn and understand federal benefits. As a result, Benchmark helps provide many optional answers to the questions that concern federal employees.Follow Benchmark Financial Group:Website: https://bfgkc.com/LinkedIn at / benchmark-financial-group-llc orFacebook at / benchmarkfinancialgroupllc Benchmark is located at 10975 Benson Dr., Suite 500, Overland Park, KS 66210, Corporate Woods Building 12. You can contact Benchmark Financial Group by visiting the website at https://bfgkc.com, calling 913.227.4224, or emailing David at david.raetz@bfgkc.com.Securities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC, and CreativeOne Securities are not affiliated companies.#tsp #benchmarkfinancialgroup #planyourfederalretirement

“Lead a charted retirement course by separating income assets from growth assets for true recession‑proof peace of mind.”You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callChapters 0:00 – Welcome & intro: What does "recession-proof your retirement" really mean?0:46 – Chuck's ocean swimming analogy – being knocked down but getting back up in retirement4:09 – Why retirees must pay attention to recessions and sequence of returns risk6:26 – “Do's vs. Don'ts”: The dangers of pulling from declining assets (doofus vs. gallant)10:01 – Why pulling from a down portfolio compounds losses—30%+ rebound needed11:20 – What you *should* do: Separate income and growth assets for stability12:27 – Avoid volatility in your retirement “paycheck”13:45 – Peace of mind visit: planning your retirement voyage with charts16:13 – How to schedule your consultation: text vs. call details16:57 – Summary: balance growth and stability for a recession-resilient plan18:28 – Mental health tip: when you take a break, really take a break20:04 – Final thoughts: Recessions are inevitable—your response doesn't have to be20:43 – Wrap-up: Thanks for joining — check the resource library belowConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial‑llc

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call“Returning to federal service? Your prior years still count—if you didn't take a refund, you keep that service credited.”

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Is it possible to request a waiver to access the FERS Supplement two years early? My wife has 32/33 years but only turns 55 in August. Thanks. - Fred https://zurl.co/PcyUl