Podcasts about fers

How will the October 2025 government shutdown impact federal employees, retirees, and Social Security recipients? In this video, CD Financial breaks down what you can expect, tips to protect your income, how to bridge financial gaps, and updates on benefits. Get expert retirement and financial planning strategies tailored to the federal workforce. 

Is there a cap on how much annual leave you can cash out when you retire? In this episode of Federal Fact Check, Micah answers a critical question for federal employees: What happens to unused annual leave and sick leave at retirement? You'll learn:  ✅ How much annual leave can you carry forward and cash out  ✅ What makes sick leave different, and how it increases your pension  ✅ Rare cases where employees may bank additional leave  ✅ How to maximize the value of your benefits before you retire Don't leave money on the table. Watch now to get clarity on your FERS leave benefits! https://zurl.co/x6Kbr

A financial advisor doesn't just manage your investments — they design a roadmap to your goals, protect your lifetime income, and adapt your plan when life changes.

Chris Coleman, TechSideline.com on Cathartic W at NC State + inevitable trans...fers by Ed Lane

In dieser Folge von „Ehrlich gesagt“ spreche ich mit Juliana Käfer (www.julianakaefer.at) ganz offen und direkt über das, was wirklich zählt, wenn Du als Coach, Berater:in oder Personenmarke Social Selling und Content Marketing endlich wirksam einsetzen willst. Du erfährst, wie Du Dich mit ehrlichem Social Media und Podcast Marketing von der grauen Masse abhebst, Vertrauen aufbaust und dabei ganz Du selbst bleibst. Was erwartet Dich konkret? Selbstverantwortung & echte Positionierung: Warum sich gerade Coaches und Consultants nicht mehr hinter Ausreden verstecken sollten und wie Du mit klarer Haltung ins Tun kommst – für mehr Sichtbarkeit und mehr Geschäftserfolg. Vertrauen aufbauen durch Podcast & Content Marketing: Du erfährst aus erster Hand, wie ein Podcast weit mehr ist als ein Marketingtool – und wie Du ihn gezielt nutzt, damit Deine Zielgruppe Dich kennt, schätzt und Dir vertraut. Wert, Angebot & Umsetzung im Reality-Check: Gemeinsam diskutieren wir Klartext über Preise, Positionierung und den Mut, neue Wege (z.B. Gruppenprogramme oder skalierbare Angebote) zu gehen – damit Social Selling wirklich für Dich funktioniert. Was hast Du davon? Du bekommst Klarheit für Deine nächsten Schritte, alltagstaugliche Inspiration statt leerer Versprechen und ehrliche Insights, wie Social Media und Podcasts für Dich arbeiten können – egal, ob Du noch am Anfang stehst oder ein paar Umwege hinter Dir hast. Alles basierend auf Authentizität, Ehrlichkeit, Nahbarkeit und gegenseitigem Respekt. Du willst nicht länger an der Seitenlinie zusehen, sondern als Original wahrgenommen werden, das vertrauensvoll Kund:innen gewinnt? Dann hör direkt rein – und abonniere den Podcast, wenn Du keine Folge mehr verpassen willst! Das angesprochene Interview mit Juliana aus dem Jahre 2022 findest du hier: https://open.spotify.com/episode/2Mw9cZy3UhtsF1IsuMgwHA?si=KRwVjH17RT6di8-qiAWWPg ____ Dein nächster Schritt: Von der Hörer:in zur Macher:in Du spürst, dass ein Podcast der richtige Hebel für dich ist, aber weißt nicht, wie du deine Expertise in ein fesselndes Format gießt? Als strategischer Podcast-Coach verbinde ich Marketing-Erfahrung seit 2006 mit der Tiefe eines systemischen Coaches. Lass uns gemeinsam deine Botschaft auf den Punkt bringen. ➡️ Buche dein kostenloses Strategie-Gespräch: http://teddy.click/zusammenarbeit Kostenlose Tools & Ressourcen für deinen Start 5-Tage-Podcast-Challenge: Starte deinen Podcast, ohne Technikfrust & Perfektionsdruck – in 5 Tagen. ➡️ http://teddy.click/challenge Podcast-Selbsttest: Finde in 3 Minuten heraus, ob ein Podcast wirklich zu dir passt. ➡️ http://teddy.click/podcasttest Wollen wir in Verbindung bleiben? Ich freue mich über den Austausch mit dir auf meinen Kanälen: LinkedIn: http://linkedin.theangryteddy.com Instagram: http://instagram.theangryteddy.com Facebook: http://facebook.theangryteddy.com Hat dir diese Folge gefallen? Ich stecke viel Herzblut in diesen Podcast. Wenn du meine Arbeit unterstützen möchtest, ist eine ⭐⭐⭐⭐⭐ Bewertung auf Apple Podcasts oder Spotify die wertvollste Währung. Danke für deine Hilfe! Bei Feedback oder Fragen, schreib mir gerne an: daniel@theangryteddy.com Mein Podcast-Setup Mischer: Rodecaster Pro https://amzn.to/3hWVoKP * Mikrofon: Rode Podmic https://amzn.to/3hYABXg * Kopfhörer: AKG K240 https://amzn.to/3upNRqp * Aufnahmegerät: Zoom H5 https://amzn.to/3wAdFl4 * * Affiliate Link: Beim Kauf über diesen Link erhalte ich eine kleine Provision. Für dich entstehen keine zusätzlichen Kosten.

When should you retire—62, 65, or 67? The right decision could mean a bigger pension, stronger Social Security benefits, and more years to enjoy your retirement income.

Découvrez pourquoi on met des fers aux pieds des chevaux pour protéger leurs sabots et les garder en bonne santé. Le podcast explique le rôle des fers et le travail du maréchal ferrant.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Découvrez pourquoi on met des fers aux pieds des chevaux pour protéger leurs sabots et les garder en bonne santé. Le podcast explique le rôle des fers et le travail du maréchal ferrant.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Are you a federal employee who also served in the military? Did you know you can buy back your military time to boost your FERS pension and even retire earlier? In this episode of All About FERS,  John walks you through everything you need to know about military buyback, including:  ✅ What buying back military time really means  ✅ How the cost is calculated (and why timing matters)  ✅ The powerful benefits  ✅ When it might not make sense to buy back your time  ✅ Step-by-step guidance on how to start the process For many federal employees, this can be one of the smartest financial moves you ever make, but there are exceptions. Don't miss this ultimate guide to making an informed decision.  

Don't let inflation erode your retirement — this video shows you how you can protect your 2025 Federal Pension COLA for income liquidity from day one.By rolling over a portion of your TSP into an IRA before retirement and having liquid funds in place, you can increase the quality of the first few months of retirement without delays in your pension COLA or benefits.

DIY retirement income often fails not because of market drops—but because emotional selling, poor tax planning, and wrong withdrawal timing silently drain your savings.For many DIY retirees, the fatal five are market corrections, shifting from accumulation to income without a strategy, lack of access to durable income instruments, mismanaged tax implications, and uncertainty about whether their money will last through retirement.

Don't run out of money before you run out of life—build a written retirement income plan you can count on.Large, poorly timed withdrawals and RMD surprises can wreck a portfolio—separate income from growth and let a tax plan, not emotions, drive your decisions.

  If you've spent decades serving as a federal employee, union worker, postal carrier, or railway retiree — your pension is more than a paycheck. It's your power. But without the right strategy, hidden taxes, survivor benefit traps, and costly timing mistakes can erode the retirement you've worked so hard to earn. In this episode of Wisdom to Wealth, Drew [Your Last Name] reveals real stories from federal and union retirees, the pitfalls most people never see coming, and three smart steps to keep more of what you've earned. Whether you're under CSRS, FERS, or a union plan, this conversation is your roadmap to clarity, control, and confidence.

Can you buy back your military time and still keep your military retirement pay?

Social Security is one of the most misunderstood parts of retirement planning. For federal employees and their families, it's not about whether to take it early or late; it's about how to coordinate Social Security with your pension, TSP, survivor benefits, and taxes. In this episode, Micah and advisor John share real-life client experiences and dive into: The Pros and Cons of Claiming at 62 vs. Waiting Until 70 Survivor benefits and why early decisions matter. How Social Security interacts with your overall retirement cash flow. What pending legislation could mean for your FERS supplement. Practical strategies to avoid common mistakes. Listen now and get the clarity you need to make Social Security a strong part of your retirement plan. https://zurl.co/cmYMV

Ready to plan your federal retirement? In this video, we break down the essential steps to prepare for your transition into retirement, ensuring your financial independence and security. From understanding your federal retirement process to strategizing your Thrift Savings Plan (TSP) withdrawals, we've got you covered.Learn how to verify your service computation dates, estimate your pension and FERS supplemental benefits, and create a smart TSP strategy tailored to your unique needs. We'll also guide you through evaluating survivor benefits and understanding key federal benefits to maximize your retirement income.————Since 1987, Benchmark Financial Group, LLC has been committed to helping clients realize their financial independence, especially at retirement. Benchmark works with federal employees to provide a customized analysis of their federal benefits at a time convenient for the employee. This customized analysis of federal benefits is prepared by Benchmark professionals who hold a ChFEBC designation. This means we are financial professionals who have completed extensive training to learn and understand federal benefits. As a result, Benchmark helps provide many optional answers to the questions that concern federal employees.Follow Benchmark Financial Group:Website: https://bfgkc.com/LinkedIn at / benchmark-financial-group-llc orFacebook at / benchmarkfinancialgroupllc Benchmark is located at 10975 Benson Dr., Suite 500, Overland Park, KS 66210, Corporate Woods Building 12. You can contact Benchmark Financial Group by visiting the website at https://bfgkc.com, calling 913.227.4224, or emailing David at david.raetz@bfgkc.com.Securities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC, and CreativeOne Securities are not affiliated companies.#tsp #benchmarkfinancialgroup #planyourfederalretirement

“Lead a charted retirement course by separating income assets from growth assets for true recession‑proof peace of mind.”You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callChapters 0:00 – Welcome & intro: What does "recession-proof your retirement" really mean?0:46 – Chuck's ocean swimming analogy – being knocked down but getting back up in retirement4:09 – Why retirees must pay attention to recessions and sequence of returns risk6:26 – “Do's vs. Don'ts”: The dangers of pulling from declining assets (doofus vs. gallant)10:01 – Why pulling from a down portfolio compounds losses—30%+ rebound needed11:20 – What you *should* do: Separate income and growth assets for stability12:27 – Avoid volatility in your retirement “paycheck”13:45 – Peace of mind visit: planning your retirement voyage with charts16:13 – How to schedule your consultation: text vs. call details16:57 – Summary: balance growth and stability for a recession-resilient plan18:28 – Mental health tip: when you take a break, really take a break20:04 – Final thoughts: Recessions are inevitable—your response doesn't have to be20:43 – Wrap-up: Thanks for joining — check the resource library belowConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial‑llc

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call“Returning to federal service? Your prior years still count—if you didn't take a refund, you keep that service credited.”

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Scott and Lucas break down the watch list!Find Critical Clix on Facebook and Ask to Join Our Group. Also Check out CriticalClix.com

Dr. Stephen Taylor is an OWCP -  DOL provider and consultant who enjoys teaching all things federal workers compensation related. This is an educational short form format podcast for learning how to successfully file federal workers compensation claims. So grab a cup of coffee and lets begin. You will be glad you did!Here at this podcast we discuss all sorts of topics related to  federal  workers compensation, Department of Labor, OWCP, FECA ACT, FERS, longshore-maritime, DOD contractors, VA benefits. I cover these relevant topics in a short coffee break style format  because we like to discuss topics that are related to helping you the government employee with filing your claim, understanding your rights and responsibilities, relevant rules and provisions. I also like to cover topics that people are always wanting information on to help you successfully  navigate the convoluted waters of federal claim filing. I do this to assist you, you and your doctor  or your coworkers with claim filing denials or with appropriate filing of benefit claims, disability  or injured worker claims. This episode is a show update and discussion about current events with Dr. TaylorDr. Taylor's contact information for more information or assistance is:fedcompconsultants@protonmail.comIf you need an OWCP approved medical provider, You can make a  a consultation with me to discuss your case or if you know someone in Tampa or Pensacola Florida and Atlanta and south Georgia or Alabama,  who is recently injured you can call the clinic at 813-215-4356 or go  to our website at https://fedcompconsultants.com/    & https://mrtherapycenter.com/  Also if you are in  another state and you want me to assist  you with claim questions or assistance for your  doctor you can email me at fedcompconsultants@protonmail.com or send me a message on the website at fedcompconsultants.comFor responses email Dr. Taylor at fedcompconsultants@protonmail.comFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email

On episode 137 of The Federal Retirement Show, Val takes a deeper look into the world of retirement tax planning—because keeping more of your money matters just as much as saving it. He discussed what will be taxed and whether your FERS contributions, TSP Roth, and Roth IRA will be eligible to be taxed once you retire. Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.See omnystudio.com/listener for privacy information.

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:

“Not all financial advice is created equal — and for federal employees, the wrong advice can cost you thousands.”You don't need to work longer, you just need a better plan.Schedule a consultation with this link to tailor a plan that suits your unique financial goals:

You don't need to work longer—you just need a better plan. Book your complimentary consultation to design a strategy aligned with your retirement goals:

In episode 135 of The Federal Retirement Show, Val breaks down two essential pillars of retirement income for federal employees: Social Security and the FERS Supplement. Regardless of your situation - mid-career or approaching retirement - understanding how these benefits work—and how they fit together—is key to planning your financial future. Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange: American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.See omnystudio.com/listener for privacy information.

Retirement should feel like a reward — not a risk. But for many federal employees, small oversights lead to big problems later.✅ Surprise #1: Required Beneficiaries – Avoid costly mistakes on outdated forms✅ Surprise #2: Surviving Spouse Benefits – Understand your spouse's protection✅ Surprise #3: FEGLI Life Insurance – What really happens to your coverage and cost✅ Surprise #4: Health Insurance – New rules with FEHBP and PSHBP✅ Surprise #5: Medicare Integration – Coordinating FEHB and Medicare at age 65✅ Surprise #6: Social Security, FERS & CSRS – How they work together (and conflict)✅ Surprise #7: TSP – Reforms, withdrawal options, and tax-smart strategiesHave questions? Schedule a review with me.

The latest House budget bill, which delays the FERS annuity supplement elimination until 2028, but keeps the change in place. Stay tuned for more updates...Want to discuss how this affects you? Schedule a free review with me.https://febcnow.com/

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Is it possible to request a waiver to access the FERS Supplement two years early? My wife has 32/33 years but only turns 55 in August. Thanks. - Fred https://zurl.co/PcyUl

On this week's episode, I'm discussing the Federal Employees Retirement System, or FERS, a program that covers nearly all civilian federal workers. If you're a federal employee curious about when you're eligible to retire, how your pension is calculated, what the Thrift Savings Plan offers, or how special early retirement and survivor benefits work, this episode is your go-to resource.  We're breaking down the three key components of FERS: your  Basic Benefit Plan (a pension), Social Security, and the Thrift Savings Plan, as well as important details like cost-of-living adjustments and tax considerations. Whether you're just starting your federal career or planning your retirement right now, you'll get practical insights to help you make the most of your retirement benefits. You will want to hear this episode if you are interested in... [00:00] I share an overview of how FERS provides federal employees' retirement benefits. [05:02] Your basic benefit plan is calculated using the highest average salary over three consecutive years, often the final service years. [09:52] Federal employees retiring at 55-57 receive a FERS supplement until age 62, calculated by years of service/40 times the estimated Social Security benefit. [11:41] Benefits include cost-of-living adjustments for those 62+ or in special roles, aligned with consumer price index increases. [14:52] FERS survivor benefits are available if the deceased had at least 10 years of service. What is FERS, and Who Does It Cover? As one of the most significant employment sectors in the United States, the federal government supports over 3 million workers, the majority of whom participate in the Federal Employees Retirement System (FERS). If you're a federal employee, understanding FERS is vital to planning a comfortable and financially secure retirement. The Federal Employees Retirement System (FERS) is the primary retirement plan for U.S. civilian federal employees hired after 1983. According to the Office of Personnel Management, FERS provides retirement income from three sources:   1. The Basic Benefit Plan (a pension). 2. Social Security. 3. The Thrift Savings Plan (TSP), similar to a private sector 401(k). FERS covers different federal professionals, from law enforcement and firefighters to engineers, analysts, and other administrative roles. Special provisions exist for high-risk positions such as air traffic controllers and certain law enforcement officers, which affect their benefit calculations and retirement age. When Can You Retire Under FERS? Retirement eligibility under FERS primarily depends on age and years of credible service. The key term here is Minimum Retirement Age (MRA), which varies based on birth year, from 55 for those born before 1948 to 57 for workers born in 1970 or later. Retirement options include:   Age 62 with 5 years of service. Age 60 with 20 years of service.  MRA with 30 years of service. MRA with 10 years of service (MRA+10), though benefits are reduced by 5% for each year under age 62. Early retirement is available in some situations, such as involuntary separations or major agency reorganizations. In those cases, eligibility can be as early as age 50 with 20 years of service or at any age with 25 years of service. Calculating Your Basic Pension Benefit The FERS pension is calculated using your “high-3” average salary, the highest three consecutive years of basic pay, usually your last three years. The formula generally provides 1% of your high-3 salary for each year of government service (increases to 1.1% if you retire at 62 or older with 20+ years). Special categories, like federal law enforcement or air traffic controllers, receive 1.7% for the first 20 years and 1% thereafter. For example: If you retire at 57 with 30 years of service and your high-3 average is $165,000:   - 30 years x 1% = 30%   - $165,000 x 30% = $49,500 annual pension The FERS Supplement Since some federal employees retire before they're eligible for Social Security (age 62), FERS includes a Special Retirement Supplement. This bridges the income gap until you can claim Social Security, calculated as:   Years of service ÷ 40 x age-62 Social Security benefit For example, with 30 years of service and a projected Social Security benefit of $2,500 per month, the supplement would be $1,875 per month from retirement until age 62. Understanding FERS is essential for federal workers considering retirement. Regularly reviewing your retirement strategy, estimating future benefits, and taking advantage of financial planning resources can help you maximize your retirement security.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  US Office of Personnel Management (OPM) FERS Information  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan  

If you've seen the news this year, you know why we wanted to talk about this topic.  Whether DOGE layoffs or early retirements or concerns about future job security, Federal employees may be looking to financial advisors for counsel.  To help you be better prepared we wanted to talk with a specialist.  In this episode, hosts Chris Boyd & Brad Wright are joined by Micah Shilanski, CFP® to talk about Federal Employee Retirement benefits.     You might know Micah from co-hosting The Perfect RIA podcast, but today he shares a bit about his practice, his passion of time management, and then we learn about the Federal retirement benefits.   Whether to learn about the Thrift Savings Plan, some special early Social Security benefits, or Pension and Health Benefits under FERS, you'll no doubt learn some helpful tips for working with clients who are Federal Employees.     Micah's Podcasts: https://planyourfederalretirement.libsyn.com/website https://theperfectria.com/podcasts/   LinkedIn Address:  https://www.linkedin.com/in/micahshilanski/ Website: https://plan-your-federal-retirement.com/  

In episode 131 of the Federal Retirement Show, Val goes into the latest budget legislation proposals that could significantly impact federal employees and retirees. From raising FERS contributions and eliminating the FERS supplement, to shifting to a “High-5” pension calculation and introducing at-will employment measures. Val also explores proposed filing fees for MSPB claims and efforts to protect FEHB benefits amid ongoing fiscal negotiations. Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.See omnystudio.com/listener for privacy information.

In this podcast episode, Kevin Thompson, founder and CEO of 9i Capital Group, discusses three significant proposals impacting government employees. He explains the potential elimination of the FERS pension supplement, which could financially strain early retirees. Kevin also addresses the proposed shift from a high-3 to a high-5 pension calculation, potentially reducing pension benefits and complicating financial planning. Lastly, he explores the reinstatement of Schedule F, which could reclassify certain federal employees as at-will, removing civil service protections and increasing job insecurity. Kevin emphasizes the importance of staying informed and engaged with these critical issues.Overview of Proposals (00:01:06) Discussion of three main proposals affecting government employees: FERS pension supplement, pension calculation changes, and Schedule F.Elimination of the FERS Pension Supplement (00:02:29) Kevin explains the potential impact of eliminating the pension supplement for new retirees under 62.Impact of Changing from High-3 to High-5 (00:05:21) Details on how changing the pension calculation from the highest three to five years will affect benefits.Reinstatement of Schedule F (00:12:19) Discussion on the implications of reclassifying federal employees to at-will status and loss of job protections.Conclusion and Support for Government Employees (00:16:41) Kevin emphasizes the importance of government employees and expresses support against the proposed changes.NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

En l'espace de quinze ans, le fer à repasser — jadis indispensable dans tous les foyers français — a perdu de sa superbe. De 3 millions d'unités vendues par an à la fin des années 2000, le marché est tombé à 1,6 million en 2024, selon les données de NielsenIQ-GFK. Les ventes reculent régulièrement, année après année : -8,7 % pour les fers à repasser, -7,2 % pour les centrales vapeur en 2024. Mais cette désaffection ne rime pas forcément avec un laisser-aller vestimentaire.La première explication de ce phénomène tient au changement d'habitudes vestimentaires. Depuis les années 2010, les entreprises ont progressivement assoupli leur code vestimentaire. Les tailleurs et chemises rigides ont été remplacés par des tenues plus décontractées. Avec l'essor du télétravail, ces changements se sont accélérés. Moins de présence au bureau, moins de pression sociale à « être tiré à quatre épingles » : les Français ont donc moins besoin de repasser.En parallèle, les matières textiles ont évolué. Les vêtements d'aujourd'hui sont souvent conçus pour limiter les plis. De plus, les appareils électroménagers intègrent de nouvelles fonctions, comme le défroissage dans les lave-linge ou sèche-linge, qui permettent d'obtenir un linge plus souple sans effort.Autre tendance forte : l'arrivée des défroisseurs vapeur portables, qui connaissent un succès croissant. En 2024, leurs ventes ont encore progressé de 5,2 %. Moins encombrants, plus rapides à utiliser, ils séduisent particulièrement les jeunes générations. L'usage d'un fer à lisser les cheveux pour défroisser un vêtement devient même une solution de secours populaire, comme le confie Mathilde, 32 ans : « Quand j'ai vraiment besoin d'enlever un faux pli, j'utilise mon fer à lisser. »Le ralentissement des ventes est également dû à la plus grande longévité des appareils. En repassant moins souvent, les Français usent moins vite leurs fers, d'autant que les innovations comme les systèmes anticalcaire allongent leur durée de vie.Enfin, la place même du fer à repasser dans les rayons des magasins s'est réduite. Dans certaines enseignes comme Boulanger, les rayons sont désormais envahis de friteuses sans huile, d'aspirateurs-balais ou de robots culinaires — tandis que les fers deviennent presque des produits de niche.Pour autant, le repassage n'a pas disparu des foyers français. Avec 1 million de fers et 500 000 centrales vapeur vendus en 2024, le marché reste bien présent. Il s'adapte simplement à de nouvelles attentes, plus pratiques, plus rapides, et à une vie où l'élégance ne passe plus nécessairement par une chemise impeccable. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Think you know how your FERS pension, Social Security, or military retirement will be taxed? Think again. In this episode, Micah and Floyd break down the tax pitfalls federal employees often overlook—like unexpected withholding issues, taxable income from multiple sources, and the impact of rental property depreciation. They share real examples and strategies to help you plan ahead and avoid costly surprises. Tune in now and take charge of your retirement planning! https://zurl.co/Yve3K

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Jeannette Bear habite Toulouse et est pressophile. Depuis 25 ans, elle collectionne et expose des fers à repasser... Retrouvez tous les jours le meilleur des Grosses Têtes en podcast sur RTL.fr et l'application RTL.

Happy Thanksgiving! On this abbreviated episode, Daniel and I want to thank you for being such wonderful listeners. Also we take your calls about unusual Thanksgiving fare. I think people get too excited about Creme Brûlée and Daniel has a joke about nachos. Plus breaking Burbank body news and more. Get yourself some new ARIYNBF merch here: https://alison-rosen-shop.fourthwall.com/ Subscribe to my Substack: http://alisonrosen.substack.com Podcast Palz Product Picks: https://www.amazon.com/shop/alisonrosen/list/2CS1QRYTRP6ER?ref_=cm_sw_r_cp_ud_aipsflist_aipsfalisonrosen_0K0AJFYP84PF1Z61QW2H Products I Use/Recommend/Love: http://amazon.com/shop/alisonrosen Check us out on Patreon: http://patreon.com/alisonrosen   Buy Alison's Fifth Anniversary Edition Book (with new material): Tropical Attire Encouraged (and Other Phrases That Scare Me) https://amzn.to/2JuOqcd You probably need to buy the HGFY ringtone! https://www.alisonrosen.com/store/ Try Amazon Prime Free 30 Day Trial