Podcasts about retirement benefits

"What's the problem we're trying to solve? Because oddly enough, sometimes that's not really understood." Before Mercedes Ikard solves a problem, she asks a question most leaders skip: Are we even solving the right problem? In a world demanding immediate action, she's built her leadership on something more powerful: the discipline to pause, listen, understand, and ensure everyone's calibrated on what actually matters before moving forward. As Senior Director of US Benefits Operations at The Walt Disney Company, Mercedes leads benefits strategy for one of the world's most complex workforces—six generations, cast members in theme parks and executives in boardrooms, each with different needs. For Mercedes, this complexity requires constant calibration. "Empathy I think is important. And I think it's important to be a decent human. If we start out to be a decent human, that really is a good barometer and we really make decisions a lot easier." This is where calibration begins. Not with spreadsheets or plan designs, but with a fundamental check: Are we being decent humans? When issues explode in the cultural ethos, Mercedes does a gut check: Is this really an issue within this organization? She's learned to calibrate signal from noise, solving problems that actually impact her workforce rather than chasing topics du jour. In this episode of Inspiring Women with Laurie McGraw, discover why constant calibration might be leadership's most powerful skill. Not as hesitation, but as disciplined checking that everything stays aligned with what actually matters. From bifurcating work and home with precision to extending grace in postmortems, Mercedes has built her career on understanding before acting, clarity before speed, grace before perfection. Her superpower isn't speed. It's the wisdom to calibrate constantly on the right problems, with empathy, and with grace. Key Insights: Why "what's the problem we're trying to solve?" eliminates most organizational chaos How listening to understand rather than respond creates scalable solutions The discipline required to separate workforce-relevant issues from topics du jour Why plain language and "side streets" serve six generations better than complex plan details How bifurcating your day prevents the exhaustion of never decompressing Why showing yourself grace isn't optional for sustainable leadership About the Guest: Mercedes Ikard serves as Senior Director of US Benefits Operations at The Walt Disney Company, leading benefits strategy for one of the world's most complex and diverse workforces. Her leadership philosophy centers on calibration: constantly checking that she's solving the right problems, leading with empathy, and extending grace to herself and others navigating the high-pressure demands of corporate leadership. Health Podcast Network Chapters 0:00 Intro 2:05 Why Benefits Leadership Matters 4:03 Finding Her Passion in Healthcare and Retirement Benefits 6:59 Managing Disney's Multigenerational Workforce 10:42 Problem-Solving Framework for Complex Workforce Challenges 13:26 Leadership Skills That Matter: Empathy and Listening 15:03 The Power of Processing: Resisting the Urge to Act Immediately 18:29 Work-Life Balance and Decompression Strategies 21:11 Career Advice: Be Yourself and Show Grace Guest & Host Links Connect with Laurie McGraw on LinkedIn Connect with Mercedes Ikard on LinkedIn Connect with Inspiring Women Browse Episodes | LinkedIn | Instagram | Apple | Spotify

First, Jimmie Smith, Coalitions Director with Concerned Veterans for America, talks about veterans' healthcare, the government shutdown impact on veterans, and the administration's foreign policy.Then, Dennis Hull, State Affairs Manager with Americans for Tax Reform, on the government shutdown, its impact on Americans, and the path to a deal.Alison Despathy talks about her recent article on the lack of transparency and negative impacts of Vermont's carbon policies,and David Iglesias, Deputy Director of State Government Affairs at Libertas talks about a new way to provide benefits for healthcare and retirement.

DEAR PAO: Taxi drivers are considered employees entitled to retirement benefits under the law | Oct. 5, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

  If you've spent decades serving as a federal employee, union worker, postal carrier, or railway retiree — your pension is more than a paycheck. It's your power. But without the right strategy, hidden taxes, survivor benefit traps, and costly timing mistakes can erode the retirement you've worked so hard to earn. In this episode of Wisdom to Wealth, Drew [Your Last Name] reveals real stories from federal and union retirees, the pitfalls most people never see coming, and three smart steps to keep more of what you've earned. Whether you're under CSRS, FERS, or a union plan, this conversation is your roadmap to clarity, control, and confidence.

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Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

We're taking another look at one of retirement planning's sneakiest pitfalls — underestimating your own life expectancy. We explore why smart people make short-sighted Social Security decisions, how psychological biases can distort your thinking, and why planning to live a long time isn't pessimistic. Then, our listener question covers the nuts and bolts of how to apply for Social Security (online, phone or in-person), a critical heads-up for widows who want to claim survivor benefits without accidentally locking in reduced retirement benefits, and what happens when spousal benefits enter the mix after one spouse files before the other.  Resources: The (F)Law of Averages: Episode 412 Article by Rick Kahler of Advisor Perspectives: Underestimating Your Life Expectancy: Don't Let Your Brain Shrink Your Retirement Benefits Applying for Social Security benefits: ssa.gov Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

Ash is joined by Kelly Majdan, VP at One Digital and founder of Power Through Wellness. Kelly brings a rare perspective to the conversation, combining retirement planning expertise with wellness coaching experience. The discussion centers on why balancing wealth and health is critical for dental practice owners, both for themselves and their teams.Ash and Kelly talk through common misconceptions about 401k plans, especially among dental practice owners. They share practical information about the real costs of starting a retirement plan, available tax credits, and how offering benefits like a 401k can help practices stay competitive in today's job market. The episode also covers how employee wellness connects to financial performance and how stress can impact long-term outcomes for dental teams. Finally, Kelly gives advice on preparing for retirement, outlining steps for dentists who are 10 to 15 years from transitioning out of their practice, including involving the right financial and health professionals.To find out more and connect with Kelly, visit: https://www.linkedin.com/in/kellymajdan/Key Topics Discussed:Connecting health and financial wellness for long-term successMisconceptions about starting a 401k in dental practicesCosts, tax credits, and plan design flexibility for retirement plansEmployee benefits as tools for recruitment and retentionThe increased awareness and value of 401k plans among Millennial and Gen Z employeesIntegrating wellness initiatives into dental practicesAddressing burnout and chronic stress in dentistryThe importance of team strategy and involving experts in planning retirement

On this episode of Your Retirement Podcast, Kevin delves into critical aspects of retirement planning, focusing on Social Security decisions, maximizing Roth IRA benefits, understanding economic influences, and creating guaranteed income strategies. The discussion emphasizes the importance of personalized financial planning and the need to adapt strategies based on individual circumstances and market conditions. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Hosts Rob Field and Kristin Castello share practical insights on evaluating real estate as a passive income stream—covering the numbers, the pitfalls, and common misconceptions from rapid home appreciation during the pandemic years. Learn about the true costs, time commitments, and the less obvious tax implications of rental ownership, including depreciation, passive loss rules, and how to plan for those tricky negative returns.  Switching gears, the show breaks down the recent surge in Social Security retirement claims, explores the impact of the 2025 Fairness Act, and discusses strategies current and future retirees can adopt as the trust fund faces depletion. The hosts emphasize that Social Security alone may not be enough for a comfortable retirement, stressing the need for comprehensive planning that considers mental and emotional readiness alongside financial security. This episode is packed with knowledge for anyone considering real estate investment or concerned about their retirement outlook in a changing economic landscape. 

Social Security Retirement Income has some good news–no kidding–and we invite expert Chad Harmon to discuss the details. Previously, public pensioners like government employees, schoolteachers, police officers, firefighters and more, received either no Social Security Retirment Income or had their benefits severely reduced. Now, they can earn more. Learn who this affects, how much it affects them, and how you or someone you love could benefit.2.5 to 3 million may benefit from SSRI improvements. Who will benefit the most? What might you be able to do to take advantage of these additional benefits? And check in at the end to know what you may need to do if you have never bothered to register with the SSRI in the past.As a quick reminder, the Expert Network Team provides free consultations. We would love the opportunity to be of service to you or someone you care about. Just scroll the liner notes to contact one of our experts or today's guest. And please share this podcast with anyone who you think might find it interesting.As always, it is good to have an expert on your side.— Our guest:Chad HarmonPartner, A&I Wealth Management(303) 690.5070chad@assetsandincome.com Expert Network team provides free consultations. Just mention that you listened to the podcast. Nathan Merrill, attorneyWorking with affluent families and entrepreneurs in implementing tax-efficient strategies and wealth preservationGoodspeed, Merrill(720) 473-7644nmerrill@goodspeedmerrill.comwww.goodspeedmerrill.com Jeff Krommendyk, Insurance ExpertWorking with business owners and successful families in transferring riskOne Digital Insurance Agency(303) 730-2327jeff.krommendyk@onedigital.com Karl FrankFinancial planner helping a small number of successful families grow and protect their wealth and choose how they want to be taxedCERTIFIED FINANCIAL PLANNER™A&I Wealth Management(303) 690.5070karl@assetsandincome.com Webcasts, Podcasts, Streaming Video, Streaming AudioA&I webcasts, podcasts, streaming video, or streaming audios are provided free of charge solely for use by individuals for personal, noncommercial uses, and may be downloaded for such uses only, provided that the content is not edited or modified in any way and provided that all copyright and other notices are not erased or deleted.All webcasts, podcasts, streaming video, or streaming audios are subject to and protected by U.S. and international copyright laws and may not be sold, edited, modified, used to create new works, redistributed or used for the purpose of promoting, advertising, endorsing or implying a connection with A&I.A&I reserves the right, at any time and for any reason, to stop offering webcasts, podcasts, streaming video, or streaming audios and to stop access to or use of webcasts, podcasts, streaming video, or streaming audio and any content contained therein A&I shall not be liable for any loss or damage suffered as a result of, or connected with, the downloading or use of the webcasts, podcasts, streaming video, or streaming audios. A&I Wealth Management is a registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.The information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the presenter on the date of the podcast and are subject to change. The information presented is not an offer to buy or sell, or a solicitation of any offer to buy or sell, any of the securities discussed. You should consult with a professional adviser before implementing any of the strategies discussed. Any legal or tax information provided in this podcast is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation.

While the number of traditional pensions has been shrinking for decades, one type of defined benefit (DB) plan is expanding: the cash balance plan. Combining features of DB and 401(k) plans, cash balance plans are particularly well-suited to helping small-business owners and highly paid professionals such as doctors and lawyers save for retirement. On this episode of Critical Point, three Milliman employee benefits experts explain why the number of cash balance plans has recently swelled to 25,000, how plans can be tailored to fit organizations of all sizes, and why this hybrid plan style may help address the looming retirement crisis. 

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

If you've seen the news this year, you know why we wanted to talk about this topic.  Whether DOGE layoffs or early retirements or concerns about future job security, Federal employees may be looking to financial advisors for counsel.  To help you be better prepared we wanted to talk with a specialist.  In this episode, hosts Chris Boyd & Brad Wright are joined by Micah Shilanski, CFP® to talk about Federal Employee Retirement benefits.     You might know Micah from co-hosting The Perfect RIA podcast, but today he shares a bit about his practice, his passion of time management, and then we learn about the Federal retirement benefits.   Whether to learn about the Thrift Savings Plan, some special early Social Security benefits, or Pension and Health Benefits under FERS, you'll no doubt learn some helpful tips for working with clients who are Federal Employees.     Micah's Podcasts: https://planyourfederalretirement.libsyn.com/website https://theperfectria.com/podcasts/   LinkedIn Address:  https://www.linkedin.com/in/micahshilanski/ Website: https://plan-your-federal-retirement.com/  

In this episode recorded live at The College's Horizons 2025 conference, Professor of Wealth Management Michael Finke, PhD, CFP® speaks with Fiona Greig, PhD about the current complexities of plan design for employee benefits. They focus on how financial professionals and employers can work with employees and clients to create strategies and solutions to help. Find all episodes at TheAmericanCollege.edu/Shares.

Today is Thursday, April, 24, 2025. The Brainerd Dispatch Minute is a product of Forum Communications Co. and is brought to you by reporters at the Brainerd Dispatch. Find more news throughout the day at BrainerdDispatch.com.

Val dives deep into the intricacies of special groups retirement benefits within the federal government. From law enforcement officers to air traffic controllers, certain federal employees enjoy unique retirement packages designed to account for the physically demanding nature and high-risk environments of their jobs. We break down the different special groups, the eligibility requirements, and how their retirement benefits differ from traditional federal employee retirement plans. Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.See omnystudio.com/listener for privacy information.

Joe and Lindsay answer the most common questions about the Canada Pension Plan (CPP). They explain what CPP is, who qualifies, how to apply, and how to estimate your benefits. You'll learn about the maximum and average payouts, survivor benefits, tax implications, and whether to take CPP early, at 65, or delay to age 70. With insights on integrating CPP into retirement income planning, this episode is a must-listen for Canadians preparing for a secure and comfortable retirement.  Read the full show notes and find more information here: EP 128 Show Notes  

Retiring from the federal government is filled with complexities, but understanding the best timing and navigating the benefits can make a significant difference. Mike Canet discusses why federal employees face unique challenges, such as figuring out the optimal retirement date, maximizing years of service, and making healthcare and benefit decisions. Changes in government policies and the creation of DOGE add another layer of uncertainty and opportunity. Mike sheds light on the intricacies of federal retirement, emphasizing the importance of meticulous planning to ensure a smooth transition. Want to begin building your retirement plan? Schedule a call with us here:

Lawmakers are making a bipartisan effort to secure better retirement benefits for federalfirefighters. Virginia Democrat Gerry Connolly and Pennsylvania Republican Brian Fitzpatrick have introduced the Federal Firefighters Families First Act. If enacted, many federal firefighters would receive larger retirement benefits. The House bill aims to change the retirement calculation for federal firefighters to account for overtime hours worked. The lawmakers say the bill would align federal firefighters' benefits with what state and local firefighters already receive. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Lawmakers are making a bipartisan effort to secure better retirement benefits for federal firefighters. Virginia Democrat Gerry Connolly and Pennsylvania Republican Brian Fitzpatrick have introduced the Federal Firefighters Families First Act. If enacted, many federal firefighters would receive larger retirement benefits. The House bill aims to change the retirement calculation for federal firefighters to account for overtime hours worked. The lawmakers say the bill would align federal firefighters' benefits with what state and local firefighters already receive. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Jackie Campbell delves into the intricacies of Social Security benefits, retirement planning, and the differences between 401(k) and IRA accounts. She emphasizes the importance of understanding when to claim Social Security, the potential changes to the system, and how to navigate the transition into retirement. Additionally, the discussion covers the significance of comprehensive financial planning, including tax efficiency and investment strategies, to ensure a secure retirement. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com!See omnystudio.com/listener for privacy information.

What impacts will the latest tax law changes, Social Security projections, and market uncertainties have on your federal retirement in 2025? In this podcast episode, Micah and Floyd discuss actionable strategies to prepare you for a secure retirement. Learn how to navigate potential Social Security reductions, plan for tax diversification, and ensure your retirement cash flow is under control. Plus, uncover tips on Roth conversions, the importance of knowing your income projections, and how to avoid costly mistakes.  Tune in now to stay ahead in your retirement planning and make confident decisions for your future. https://zurl.co/gdbqQ

If you're looking for job security, you might consider being a home health or personal care aid. It's the highest demand job in Minnesota, according to the state government. That need is only expected to increase as the population ages. But the median wage for home health and personal care aides is just over $35,000 per year, which leaves little to save for retirement. Now the union that represents many of these workers is asking the state to chip in for retirement in their next contract. Viktor Solberg lives on the Iron Range, cares for his mother full-time and is active in his PCA union, SEIU Minnesota. Solberg joined MPR News host Nina Moini to talk about his work on better benefits for PCAs in Minnesota.

This week, we’ll explore the Support Our Troops grant program through the Minnesota Department of Veterans Affairs, meet with a Retirement Services Officer from the Minnesota Army National Guard, and receive an update from the MN Patriot Guard. Guests include: Heather Darby – Minnesota Department of Veterans Affairs Freddie Williams – Minnesota Army National Guard […] The post MDVA SOT Program and National Guard Retirement Benefits appeared first on Minnesota Military Radio.

Certified Financial Planner Joshua Barbin delves into the complexities of the Federal Employees Retirement System (FERS) and the Thrift Savings Plan (TSP). He explains how filing for benefits early while still earning income can reduce pension annuities and highlights the transition from the older CSRS system to FERS. Justin covers the importance of disciplined investment strategies within the TSP and outlines the advantages of federal health insurance for retirees, emphasizing the five-year rule and the comprehensive coverage it offers. Ready to discuss your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe's book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!See omnystudio.com/listener for privacy information.

Are your employees' financial futures secure? If not, here's what might be missing from your business game plan.   In this episode of The Liquid Lunch Project Podcast, we sit down with Courtenay Shipley, founder of Retirement Planology. She's not just redefining how businesses handle retirement; she's making it accessible, understandable, and essential for companies looking to retain talent and provide meaningful benefits. Courtenay breaks down how strategic retirement planning impacts recruitment, retention, and a company's bottom line—all while making the topic engaging and digestible.   Episode Highlights:   Why retirement planning is essential for employee retention and business success “Retirement Planology” – what it means and why branding matters Creative benefits that go beyond traditional retirement plans The reality of Social Security and why it's not enough Options for different business sizes: Solo 401(k)s, Simple IRAs, and more How Courtenay pivoted from a music major to a top expert in retirement planning   Want to keep your top talent happy and loyal? Learn how strategic retirement planning can be a game-changer for your business.  Favorite Quote: “Social security - I also call it social insecurity - is usually between 20 to 40 percent of somebody's working income…That's a really good, solid basis. But we need to build on top of it.”   Connect with Courtenay: http://www.linkedin.com/in/cshipley https://www.retirementplanology.com/learnmore   Stay Connected: Connect with Matt and Luigi on Instagram: @matthew.r.meehan @luigi_rosabianca @theLiquidLunchProject @ShieldAdvisoryGroup Visit The Liquid Lunch Project website and subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. www.theliquidlunchproject.com Make sure you never miss an episode — check out The Liquid Lunch Project on Apple Podcasts, and don't forget to subscribe, rate, and review.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

In the latest episode of Building PA Podcast, co-hosts Chris Martin and Jon O'Brien interview Alexander Papson from Schneider Downs about the Secure Act 2.0. Papson, an investment advisor specializing in retirement plans, discusses how the legislation aims to improve private retirement plans and outlines key provisions, including tax credits for employers and automatic enrollment options. They delve into challenges employers face, such as complying with new rules for long-term part-time employees, and offer resources for both employers and employees interested in understanding the implications of the Secure Act 2.0.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the intricacies of Social Security retirement benefits and answer some of the most commonly asked questions. They break down key topics such as when and how to apply for Social Security benefits, understanding the taxation implications, and how to maximize your benefits. Listen in to learn about the various factors you should consider when deciding when to apply for Social Security benefits, how Social Security benefits are calculated, and how different types of income, like IRA withdrawals, might impact your benefits. They also delve into common pitfalls to avoid and provide strategies for protecting yourself from Social Security scams. Whether you are just beginning to think about retirement planning or are already navigating the complexities of Social Security, this episode offers valuable insights to help secure your retirement.In this episode, find out:· When and how to apply for Social Security benefits to maximize your payout.· The impact of taking Social Security benefits before full retirement age.· How different types of income affect your Social Security benefits.· Strategies to avoid common Social Security scams.· The importance of accurate income reporting for your Social Security record.Tweetable Quotes:· "Social Security is something you only apply for once, so it's crucial to get it right the first time." – Radon Stancil· "Income from your investments doesn't count against your Social Security benefits, but earned income does." – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Someone asked us to respond to the opening and closing ceremony at the 2024 Olympics, Brett asked us to talk about what someone should do with the money if they win the lottery, and Carlo asks if we had the choice between taking retirement benefits at $7800/mo. with lifetime free medical vs a lump sum of $1.5million dollars which one we would choose. 3 completely different questions, but all interesting in their own way. We are going to talk about all three of these things today right here on Wealth Talks. If you you have a question, or would like us to comment on a topic, feel free to reach out in the comments below. Listen to the Wealth Talks Podcast on: Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163  Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8  Youtube Music: https://music.youtube.com/playlist?list=PLwU1nBBz00on-wImV9bLClndzJhc0a2eu Watch on YouTube: https://www.youtube.com/@wealth-talks-podcast   

Serving the men and women who effortlessly serve this great nation, Scheavosky proudly served the country in the United States Air Force on active duty and as a civilian servant for 20 years. He values educating America's best and brightest with regard to how their Federal Benefits will work for them in retirement. He loves serving his family and leading within his local community.Learn More: https://www.myinsuranceprofessional.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-scheavosky-mcgawion-retirement-benefits-counselor-president-of-mcgawion-insurance-pros

Serving the men and women who effortlessly serve this great nation, Scheavosky proudly served the country in the United States Air Force on active duty and as a civilian servant for 20 years. He values educating America's best and brightest with regard to how their Federal Benefits will work for them in retirement. He loves serving his family and leading within his local community.Learn More: https://www.myinsuranceprofessional.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-scheavosky-mcgawion-retirement-benefits-counselor-president-of-mcgawion-insurance-pros

#BRNAM #1792 | Retirement Benefits in Job Postings |  Allison Shrivastava, Economist with the Indeed Hiring Lab, Indeed.com | #Tunein: broadcastretirementnetwork.com | #GetTheFullStory. #JustTheFacts. #Everyday. #AllInOnePlace.

Welcome to another episode of Category Visionaries — the show that explores GTM stories from tech's most innovative B2B founders. In today's episode, we're speaking with Dan Beck, CEO & Co-Founder of 401GO, a retirement benefits platform that's raised over $14 Million in funding. Here are the most interesting points from our conversation: Diverse Entrepreneurial Background: Dan has a history of starting and exiting various businesses, ranging from consumer products to consultancy in China, and even a food truck. Motivation for 401GO: Inspired by a personal finance class in college, Dan's goal was to make retirement savings accessible and easy for small businesses after struggling to set up a 401K for his employees. Simplifying Complexity: 401GO focuses on reducing the complexity and cost traditionally associated with setting up 401Ks, allowing small businesses to set up a retirement plan in just 10-15 minutes. Advisor-Centric Platform: The decision to build a platform that integrates financial advisors was crucial, providing both high-tech and high-touch service to clients. Regulatory Tailwinds: State mandates requiring small businesses to offer retirement benefits have increased demand, positioning 401GO to capitalize on this growing market. Sustainable Growth: 401GO has experienced consistent month-over-month growth of 8-10%, with a strong focus on partnerships with financial advisors and payroll companies driving this success. //   Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io   The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co

#BRNSunday #1776 | What the Chevron Decision Means for Retirement/Benefits Regulation | David Levine & Kevin Walsh, Groom Law Group | #Tunein: broadcastretirementnetwork.com #JustTheFacts

 Understanding Short-Term Rental Tax Loopholes: Key Court Cases and Revenue Rulings Natalie discusses various court cases and revenue rulings that provide crucial guidance on this topic, including cases from 1965 to 2023. She highlights differing tax treatments based on the nature of services provided, whether the property is subject to self-employment tax, and the importance of understanding context to accurately apply tax laws. Tune in for a comprehensive overview of significant rulings and their implications for short-term rental property owners.Link To Court Cases:   https://www.natalie.tax/blog/strcasesFB Group For Tax Professionals:https://www.facebook.com/groups/realestatefortaxpros FB Group For Real Estate Investors:https://www.facebook.com/groups/REIKnowledgeVault 00:00 Introduction to Real Estate Taxing00:28 Understanding the Short-Term Rental Loophole01:01 Court Cases and Legal Guidance01:55 Debunking Myths About Short-Term Rental Laws02:59 Case Study: 1965 US Court of Appeals07:34 Revenue Rulings and Their Impact13:06 Two-Step Approach to Analyzing Services15:26 Exploring Substantial Services in Real Estate15:52 Court Cases on Retirement Benefits and Real Estate16:28 The Holohan v. Heckler Case Analysis19:28 Comparing Substantial Services in Different Contexts22:11 The Woodworth Case: Partnership and Self-Employment Tax25:46 The Morehouse Case: Land Rental and Government Programs28:34 Recent Developments in Short-Term Rentals and Tax Implications30:39 Conclusion and Further Resources 

This week on episode 96 of the Federal Retirement Show, Val dives into the crucial concept of High-3, a cornerstone of the federal retirement system. Whether you're a seasoned federal employee nearing retirement or a new hire planning ahead, understanding how your High-3 average salary is calculated can make a significant difference in your retirement benefits. Visit the Federal Retirement Show website for more information and to request a free copy of Val's book on federal benefits. Current or former federal employees are entitled to a complimentary consultation now! Book yours today at FederalRetirementShow.com Call our office: (833) 777-7ABXSee omnystudio.com/listener for privacy information.

In this episode, Val highlights the top mistakes federal employees make when preparing for retirement. Visit Federal Retirement Show for more information and to request a complimentary copy of Val's book on federal benefits. Current or former federal employees are entitled to a complimentary consultation now! Book yours today at FederalRetirementShow.com Call our office: (833) 777-7ABXSee omnystudio.com/listener for privacy information.

The guest host for today's show is Brad Bannon. Brad runs Bannon Communications Research, a polling, message development and media firm which helps labor unions, progressive issue groups and Democratic candidates win public affairs and political campaigns. His show, 'Deadline D.C. with Brad Bannon,' airs every Monday from 3-4pm ET. Brad is first joined by Sarah Jones, Editor in Chief of PoliticusUSA, to discuss Trump's New York hush money trial, including Michael Cohen's testimony that took place today. Then, noted Economist, Dr. Rob Shapiro examines some troubling data regarding retirement security for Baby Boomers, as well as Republican threats to Social Security and Medicare. The website for PoliticusUSA is www.PoliticusUSA.com and their X handle is @PoliticusUSA. Sarah's handle is @PoliticusSarah. The website for Sonecon is www.Sonecon.com and Dr. Shapiro's handle on X is @RobShapiro. Brad writes a political column every Sunday for 'The Hill.'  He's on the National Journal's panel of political insiders and is a national political analyst for WGN TV and Radio in Chicago and KNX Radio in Los Angeles. You can read Brad's columns at www.MuckRack.com/Brad-Bannon. His handle on X is @BradBannon. You can watch the show's livestream at any of the following three links: X - https://twitter.com/i/broadcasts/1YqKDgnBnXkxV Facebook - https://fb.watch/s2kQc0XRsh/ YouTube - https://youtube.com/live/STerVwvlyZo

In this episode, Val offers guidance to help you make sure all your financial bases are covered as a federal employee.  Current or former federal employees are entitled to a complimentary consultation now! Book yours at FederalRetirementShow.com Call our office today: (833) 777-7ABXSee omnystudio.com/listener for privacy information.

March 28, 2024 - New York State United Teachers President Melinda Person makes the case for public employees hired over the last decade and a half to enjoy the more lucrative pension benefits that their colleagues hired earlier are provided.

For decades, companies with traditional pensions have been freezing those plans and replacing them with defined contribution options to help their employees save for retirement. But IBM made headlines when it restored its defined benefit program in early 2024. Three Milliman pension actuaries discuss this choice, new hybrid DB plan designs, and how plan sponsors can avoid the mistakes that led them to close their pension plans in the first place.You can read the episode transcript on our website.

Did you know HR is often the plan administrator for their workforce's retirement benefits? Let's cover what that means for employers and how HR can strategize this part of their role to empower employees to plan for their future—without adding too much work onto HR's plate. Payroll + HR + Benefits in an all-in-one solution. Request a BerniePortal demo today!https://www.bernieportal.com/get-a-demo/Find us at https://www.bernieportal.com/hr-party-of-one/BerniePortal: The all-in-one HRIS that makes building a business & managing its people easy. http://bit.ly/2NEQ5QbWhat is an HRIS?https://www.bernieportal.com/hris/BernieU: Your free one-stop shop for compelling, convenient, and comprehensive HR training and courses that will keep you up-to-date on all things human resources. Approved for SHRM & HRCI recertification credit hours. Enroll today!https://www.bernieportal.com/bernieu/Join the HR Party of One Community!https://www.bernieportal.com/community/▬ Contents of this Episode ▬▬▬▬▬▬▬▬▬▬00:00 Intro01:08 The Two Types of Plans SMBs Should Use 01:56 Simple IRAs02:35 Why 401(k)s Are Your Best Option04:44 Hardship Withdrawals07:44 Retirement Benefits Platforms - What to Expect09:54 HR's Role in Streamlining Benefits11:21 Final Thoughts▬ Episode Resources & Links ▬▬▬▬▬▬▬▬▬▬SECURE 2.0 Mandates Automatic Enrollment in 401(k)s & 403(b)shttps://blog.bernieportal.com/secure-2.0-mandates-automatic-enrollment-retirement-plans401(k) & FSA Contribution Limitshttps://blog.bernieportal.com/tax-brackets-401k-contributions-fsa-limitsHR Hierarchy of Needshttps://youtu.be/vzWMAuCLBJk4 Things HR is Nothttps://youtu.be/FyQ32TMHJIoBenefits Administration with BerniePortalhttps://www.bernieportal.com/benefits-administration/How to Boost Pay Equity Efforts in Your Organizationhttps://blog.bernieportal.com/boost-pay-equity-efforts▬ Social Media ▬▬▬▬▬▬▬▬▬▬▬► LinkedIn: https://www.linkedin.com/company/bernieportal▬ Podcast▬▬▬▬▬▬▬▬▬▬▬▬► Apple Podcasts:

Bryce Koon of "247Sports" joins the show to talk all things LSU Tigers including how Nick Saban's retirement decision impacts the Bayou Bengals, why Garrett Nussmeier can lead LSU to the CFP in 2024, why Texas will have more success than OU in the SEC and much more. SECU has new video content every day so make sure you're subscribed: https://www.youtube.com/channel/UCsQmBNkPOToCPXQOxQmS9eg Subscribe to SEC Unfiltered, the best SEC podcast on the internet: https://podcasts.apple.com/us/podcast/sec-unfiltered/id1441899352 Website: https://www.secunfiltered.com/ Discord: https://discord.gg/secunfiltered X: ​https://twitter.com/SECUnfiltered Instagram: https://www.instagram.com/secunfiitered/ Facebook: ​https://www.facebook.com/SECUnfiItered Podcast: https://podcasts.apple.com/pl/podcast/sec-unfiltered/id1441899352 Let's get it! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today Bill and Becky sit down with Mike Piper, author of the book, "Social Security Made Simple," to navigate through the many nuances of Social Security. They discuss everything from claiming strategies to survivor benefits as well as taxation and the implications of delaying benefits. Mike sheds light on the often overlooked aspect of spousal benefits, emphasizing that delaying your benefits can help boost the household income for as long as either spouse is alive. The team also explores the complications that can arise from differing ages and earning histories of spouses. Mike has numerous helpful resources available at his blog, Oblivious Investor, that simplify how Social Security works and how individuals can make informed decisions about when to file for benefits. Whether you're single, married, or thinking about retirement planning, this episode offers important insights to help you understand and maximize your Social Security benefits. Connect with us Buy us a coffee Resources mentioned on the show:   opensocialsecurity.com   Oblivious Investor   Social Security Made Simple: Social Security Retirement Benefits and Related Planning Topics Explained in 100 Pages or Less by Mike Piper   ssa.gov/myaccount   Full Retirement Age   Primary Insurance Amount   4% Rule   SSA Windfall Elimination Provision   Social Security Bridge Payment   W-4V Form   Garrett Planning Network   Advice-Only Network   mike@obliviousinvestor.com     Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Bob Toth is an employee benefits attorney specializing in retirement income. He's practiced employee benefits law for 40 years, focusing on the design, administration, and distribution of financial products and services for retirement plans.Bob talks about the changing expectations for employer-sponsored retirement plans, what you should know to offer your clients guidance about annuities in 401(k) plans, and what he sees as the next innovation coming to employer retirement benefits.Go to Bob Toth's websiteSee more retirement risk management insights from Allianz...Allianz Life Insurance Company of North America (Allianz) and Allianz Life Financial Services, LLC are not affiliated with our podcast guests or their companies. Any links to the podcast guest's website is being provided as a service to you. Opinions expressed by the podcast guests are not necessarily those of Allianz or its affiliates. Please note that the information and opinions are provided by third parties and sources believed to be reliable, but accuracy and completeness cannot be guaranteed. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.Allianz Life Insurance Company of North America has been keeping its promises since 1896 by helping Americans achieve their retirement income and protection goals with a variety of annuity and life insurance products.Allianz Life Insurance Company of North America (Allianz) does not provide financial planning services.Any transaction that involves a recommendation to liquidate a securities product, including those within an IRA, 401(k), or other retirement plan for the purchase of an annuity or for other similar purposes, can be conducted only by individuals currently affiliated with a properly registered broker/dealer or registered investment advisor.This content is for general educational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties; nor is it intended to market, promote, or recommend any tax plan or arrangement. Allianz Life Insurance Company of North America, its affiliates, and their employees and representatives do not give legal or tax advice or advice related to Social Security or Medicare. Customers are encouraged to consult with their own legal, tax, and financial professionals for specific advice or product recommendations, or the Social Security Administration (SSA) office for their particular situation.Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America. Registered index-linked annuity (RILA) guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.Products are issued by Allianz Life Insurance Company of North America. Registered index-linked annuities (RILAs) are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.542.5427 www.allianzlife.comThis content does not apply in the state of New York.For financial professional use only – not for use with the public.

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEShop-Ware gives you the tools to provide your customer with a unique and immersive buying experience.Click here to schedule a free demo: https://geni.us/Shop-WareUtilize the fastest and easiest way to look up and order parts and tires with PartsTech absolutely free.Click here to get started: https://geni.us/PartsTechIn this episode, recorded live at ASTE 2023, David and Lucas are joined by Kristin and Paul Danner of ScannerDanner.com. They take on many topics, from reflection on missed opportunities to the importance of education and the struggles businesses face. They discuss the importance of giving back, pursuing material possessions, and the path to personal and financial freedom.00:03:44 I like her. She can stay.00:08:51 Cars: twists, wires, changes, excitement, research, algorithms.00:15:55 Education aims to adapt to modern distractions.00:17:46 Millions of dollars worth of tools, including scan tools, tire changers, balancers, and alignment rack. Volvo Master technician brings excitement and innovation. High school instructors lack teaching focus.00:23:01 Podcast guest teaches class to CEOs. 00:27:53 Rich is crying, trying not to cry.00:34:20 Taking rights for granted, lack of unity.00:38:33 People want to get paid to learn.00:44:19 George's journey: prison, addiction, abuse, resilience.00:49:21 Career changes, kids leaving, new opportunities.00:59:00 Donating money, doing charity work, losing soul.01:04:59 Chasing after value, not material possessions.01:05:42 Financial freedom allows for flexibility and security.

In the recently negotiated contract, higher pay rates and additional employer contributions to defined contribution (DC) plans were secured. As a result, these benefits will cause more pilots to exceed annual IRS limits on amounts that may be contributed to the PISP 401(k). Company contributions to 401(k) exceeding these limits spills into pilots' paychecks, thereby limiting potential tax-deferred and dues free retirement savings. The Alaska Pilots' Retirement and Insurance (R&I) Committee, professional ALPA staff and other subject matter experts have researched multiple tax-advantaged avenues to address the spill issue. Join host Strategic Communications Chair David Campbell as he discusses this issue and the solutions being worked on with MEC Chairman Will McQuillen, R&I Committee Chairman Shane Wrobel, R&I Committee member Jerry Traphagen, and ALPA Benefits Specialist Phil Borgman.  Alaska pilots may find additional information, including an animated video, FAQs, dates for upcoming coffee sits, and more by clicking here.

Laura reviews how the Social Security retirement benefit works, including how you qualify, how much you receive, and six common myths. Even if you're nowhere near retirement age, getting familiar with the program is critical for sound financial planning.Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links: https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/