Landlords, lettings and deposits – expert advice from Hamilton Fraser

In this ‘election special' episode of The Property Cast, we look beyond the initial flurry of activity to the longer-term impact of the new Labour government on landlords, with special guest, Sean Hooker, Head of Redress at the Property Redress Scheme. Sean takes an active interest in politics in both his professional and personal life, meeting regularly with government and other stakeholders in the private rented sector to help shape policy and raise standards. Eddie, Paul and Sean explore the most pressing issues in Keir Starmer's in-tray and debate the key decisions the new government will need to make. From the timescale required to scrap Section 21, to regulation, rent controls, raising standards, tax incentives and much more. Tune in to find out whether landlords should be worried now that we have a Labour government. For more insights from industry experts, our article ‘What does the General Election mean for landlords?' shares predictions and highlights from London's Landlord Investment Show, which was held on the eve of the General Election.

In our final episode of 2023, we unpack the year's top property stories. Our special guest, award-winning property journalist Nigel Lewis, has for the past three years been providing hot off the press property news and insights for the rental sector as LandlordZONE's Head of Content. A ‘perfect storm' of factors led to 2023 being the year we reached a real tipping point in the private rented sector, with tenant demand far outstripping the supply of rented property in most of the UK. But what were the top property stories that most piqued peoples' interests this year? Listen to Eddie, Paul and Nigel's lively and insightful discussion to find out the top topics that captured landlords' attention in 2023, and hear their top tips for 2024 and beyond.

In this episode of The Property Cast, Eddie and Paul are joined by special guest Paul Sowerbutts, Head of Legal at Landlord Action, to discuss how the proposed changes to evictions will affect landlords. How will scrapping Section 21 really impact tenancies and, given the delay in implementing the changes proposed under the Renters (Reform) Bill, what are Paul's tips for navigating current and future tenancies? From a potted summary on how Section 21 works as it stands and how landlords can avoid the pitfalls of getting it wrong, to retaliatory evictions, the implications of changes to Section 8, and insights from the experts on what is happening on the ground with the courts, the bailiff shortage and the wider private rented sector, this episode is packed with advice from the coalface.

In this bonus episode of The Property Cast, Sean Hooker, Head of Redress at the Property Redress Scheme and Kate Faulkner OBE, one of the UK's leading property experts, explore their thoughts on the much anticipated Renters (Reform) Bill. Is it the game changer it is being billed as, and how will it make a difference to redressing the balance between landlords and tenants in the private rented sector? Sean and Kate explore some of the key components of the Bill, from the implications of scrapping Section 21 to whether the introduction of rolling tenancies will actually make tenants more or less secure. What do Kate and Sean think are the best bits of the Bill, and what are the biggest issues that will need to be addressed before it becomes law? Tune in to hear what the experts think and what landlords should do now. ‍

In this episode of The Property Cast, Eddie is joined by Sean Hooker, Head of Redress at the Property Redress Scheme and special guest - a big hitter in the property market - Nathan Emerson, CEO of Propertymark, the leading membership body for property agents. With the private rented sector about to go through the biggest reform in 20 years, we explore Propertymark's perspective on the impact of the proposed legislation on lettings, landlords and agents. We often talk about what makes a good agent, but what in Nathan's view makes a bad agent? How do landlords avoid the bad ones? How can agents make sure they are a good one? And what are the most common errors and serious issues Propertymark comes across? Tune in to hear Nathan's tips for landlords and agents and to hear more insights - from what one thing Nathan would change to keep landlords in the sector to whether landlord redress is the right way to raise standards, how market conditions are affecting agents, and much more.

In this in-depth private rented sector legislation special, Eddie and Paul are joined by David Smith, head of property litigation at JMW Solicitors. The discussion kicks off with the recent landmark Rakusen v Jepsen rent repayment order case, where David represented the NRLA and which, he explains, highlights how the interpretation of legislation changes over time. In the light of the Supreme Court case and with an increasing number of ‘property gurus' damaging the reputation of the sector, should the Government be looking to reform rent to rent rules as part of the Renters' Reform Bill? Property condition is already a major focus for reform through the proposed application of the Decent Homes Standard to the private rented sector, but will the tragic death of Awaab Ishak be a game changer? And how will regulatory change be matched by enforcement? With so many legislative changes to contend with, is it time for landlords to take on a professional to manage their property, or should landlord education be compulsory, as it now is in Wales? What might the proposed new property portal for landlords in England look like – the ‘light touch' version adopted by Northern Ireland, or the ‘harder touch' Welsh approach? What are David's concerns about the Renters' Reform Bill from a lawyer's perspective?  They may not have all the answers, but this podcast is jam-packed with expert insights and challenge around the often-overlooked details of private rented sector legislation.

In this episode of The Property Cast, Eddie and Paul are joined by Richard Donnell, Executive Director at Zoopla. Drawing on Zoopla's latest data and Richard's expertise, the trio explore the most important trends in the housing market, sharing their predictions for buy to let in 2023 and what they mean for landlords looking to invest or divest. As the nation re-evaluates its housing needs, we ask - what really needs to be done about the rental stock crisis? Why, despite the need for a vibrant and professional private rented sector, are so many landlords exiting? And why, despite an average 10% rent increase over the last 12 months and seven to ten enquiries per property, are so few new landlords entering the sector? Packed with insightful commentary and informed advice, this podcast is a must listen for anyone looking to understand the challenges and opportunities of the private rented sector today.

In this episode of the property cast, Eddie and Paul are joined by Nigel Lewis - award-winning property journalist and Editor in Chief at LandlordZONE, the most visited landlord news website in the UK. As we approach the end of an extraordinary year characterised by economic turmoil and political uncertainty, Eddie, Paul and Nigel explore the impact of the year's events on the private rented sector. Drawing on over 25 years' experience as a property newshound, Nigel cherry picks the issues which have dominated and captured LandlordZONE readers' attention. From rental yields to redress, stock shortages to stamp duty, pets, EPCs and so much more, this is a podcast packed with passion and predictions about what lies ahead for landlords. Between the three of them, Eddie, Paul and Nigel bring decades of expertise and informed opinion to our final podcast of the year.

In this episode of The Property Cast, we discuss the myriad of issues surrounding damp, mould and condensation – a common problem for landlords and letting agents alike. To explore this topic, Sean Hooker, Head of Redress at the Property Redress Scheme, steps into Eddie's shoes as host alongside Paul Shamplina, founder of Landlord Action and COO of the HFIS group. Sean and Paul are joined by Julie Ford, HF Assist advisor, and Suzy Hershman, Head of Dispute Resolution at mydeposits. Tune in to hear tips, tricks and guidance from the experts and learn all you need to know about damp, mould and condensation. From prevention to what you should you do if the property does become affected, when to call in the experts, the role of the agent and advice on how to claim against the deposit.

In this episode of Hamilton Fraser's Property Podcast, Eddie and Paul are joined by Maxine Fothergill, President of the leading membership body for property agents, ARLA Propertymark. The trio discuss the topical issue of rental reform and ROPA, delving into the detail of what lies ahead for agents and landlords, and how the industry should respond. With her extensive experience founding and running a highly successful residential lettings and property management agency, what does Maxine think the future holds for the sector, and what does she hope will be her legacy? Tune in to find out.

In this episode of Hamilton Fraser's Property Podcast, Eddie and Paul welcome energy expert and Head of Tenancy Services at Goodlord, Rik Smith. Drawing on his in-depth knowledge of the residential energy market, Rik cuts through the jargon to explain what is happening in the energy market at large, revealing the real reasons why the majority of people are seeing soaring energy bills and his predictions for the future. From the energy price cap and financial support to the small steps you can take today to get your home heat pump ready tomorrow, this podcast is packed with practical advice to help landlords make informed decisions about how to future proof their homes and their profits for a more cost-effective and environmentally sustainable future. Tune in to hear Rik's tips and tricks to help you navigate these turbulent times.

In this episode of Hamilton Fraser's Property Podcast, we discuss how landlords and agents can stay on top of their legal obligations. Landlords now have to meet 168 rules and regulations to let a property legally, but what are the latest legislative updates that landlords and agents need to know about? And what challenges and opportunities lie ahead? To explore this constantly evolving topic, Eddie and Paul are joined by leading UK property expert and market analyst, Kate Faulkner, and Sean Hooker, Head of Redress at the Property Redress Scheme.

Eddie Hooker, CEO of Hamilton Fraser, Paul Shamplina, Founder of Landlord Action & COO of Hamilton Fraser are joined by Special guest Ben Beadle, CEO of the NRLA. EPC rules are changing and standards are likely to continue to increase in line with the Government's legal commitment to cut greenhouse gas emissions to net zero by 2050. So what is the Government's strategy to achieve decarbonization of the private rented sector? What is the NRLA doing to support landlords? And what do landlords need to know? Learn more online NRLA website Hamilton Fraser website LandlordZONE website

In this episode of Hamilton Fraser's Property Podcast, Eddie and Paul are joined by special guest, leading property expert, market analyst and commentator, Kate Faulkner, to discuss the biggest changes landlords can expect to see over the short to medium term and explore what landlords can do now to navigate the future of lettings successfully. Eddie, Paul and Kate discuss the vital need to counter anti-landlord rhetoric if we are to change hearts and minds about a sector which is all too often on the receiving end of largely undeserved negative publicity. And Kate identifies the most pressing challenges that lie ahead for landlords, providing tips to help them future proof themselves - from the importance of educating tenants to how to make sure the numbers add up and much more.

In this episode of Hamilton Fraser's Property Podcast, the tables are turned as Eddie and Paul are joined by their host, journalist and broadcaster, Ian Collins, to celebrate twenty-five years of Hamilton Fraser and the private rented sector. How has Hamilton Fraser helped to shape and influence the sector over the last quarter of a century? And what are the secrets of its success? Eddie and Paul spill the beans as they reflect on the past and share their tips and ambitions for the future with the renowned LBC and talkRADIO presenter and regular on BBC's Five Live, Daily Politics and This Week, Ian Collins.

In this episode of Hamilton Fraser’s Property Podcast, Eddie and Paul are joined by special guest, Steve Barnes, Associate Director at Hamilton Fraser Total Landlord Insurance, to discuss the causes of the current hardening insurance market and what landlords can do to mitigate any problems with their portfolio. Eddie, Paul and Steve delve into what is really meant by the term ‘hardening insurance market’, what direct impact this has on landlords and their policies, why rate increases happen and the importance of understanding the ins and outs of your landlord insurance policy to get best value for money. Steve also explains why it is vital that landlords secure a comprehensive landlord insurance policy that is tailored to their specific requirements, and how this can help to reduce your premium.

Hamilton Fraser’s Property Podcast is back for the first podcast of 2021. After what was a testing year, Eddie and Paul discuss the changing nature of the sector, and what the year ahead likely has in store for landlords, including how to navigate any hurdles along the way. Eddie and Paul are re-joined a year on by Matt Hooker and Nick Hamatsos, Co-founders of deposit replacement membership scheme, Ome, who discuss what it was like to launch their new deposit membership during a global pandemic. After a year of working hard to help increase choice and transparency within the market, Matt and Nick also review the results of their latest co-branded private rented sector sentiment survey which gained incredible industry insights from over 14,200 tenants, landlords and agents throughout the UK. The results help to remind us that with a new year come new opportunities.

And just like that, the year is over! In what has been a strange and tumultuous year to say the least, Eddie and Paul sprinkle some festive property magic into the last Hamilton Fraser property podcast of 2020. Eddie and Paul reflect on the lows, highs and everything in-between as they examine the unprecedented, bizarre and at times frankly unbelievable year. In a round of quick-fire questions, Eddie and Paul discuss how the private rented sector has adapted and overcome the trials and tribulations of a pandemic, continued to offer investment opportunities, healed fractious landlord/tenant relations, and supported the rise of Proptech like never before. With a forward-thinking view, Eddie and Paul conclude their final podcast of the year by providing their best advice for landlords and letting agents in preparing for 2021.

In the latest episode of Hamilton Fraser’s property podcast, Eddie and Paul are joined by special guest, Daniel Lee, a Mortgage Broker at Total Landlord Mortgages, Hamilton Fraser’s latest property product. With over 20 years’ experience in the industry, Daniel explains that, irrespective of whether you are a budding new landlord or an existing landlord looking to expand your portfolio, understanding the benefits of using a specialist mortgage broker is invaluable. Daniel dives into the current demand for specialist buy to let mortgages over high-street lenders, the importance of responsible lending, how to find the best mortgage rate and how to access the best broker for your personal property needs. Eddie, Paul and Daniel also discuss the buoyancy of the rental market, long term property opportunities and how COVID-19 has inevitably impacted lending – is now the right time to invest?

In the latest episode of Hamilton Fraser’s property podcast, Eddie and Paul are joined by special guest, Steve Bowen, a Mediator at the Property Redress Scheme with over 40 years’ experience in the property industry, and an experienced landlord himself. With courts closed for six months during the first COVID-19 lockdown, landlords face an uphill battle securing an eviction and reclaiming outstanding rent arrears. As an industry veteran, Steve provides his unique insights into mediation and how it can benefit landlords and tenants by helping them to avoid court proceedings through effective communication, pre-action protocols and rent payment instalment plans.   Eddie, Paul and Steve delve into what mediation really means, why a customer focus could benefit landlords in the long run and how setting reasonable expectations between parties can resolve issues far quicker than you may think (especially in the current climate). Having mediated cases from £500 all the way up to £50,000, Steve explains a typical mediation journey, relationship management and why the pen, or in this case effective communication, is mightier than the sword.

In the latest episode, Eddie and Paul are joined virtually by their special guest, Jonathan Schuman, an established portfolio landlord with 400 properties under management. With extensive expertise in the property industry, Jonathan provides his unique insights into growing a large-scale diverse portfolio of residential, commercial and retail properties. Jonathan has seen his fair share of changes throughout the property industry and discusses with Paul and Eddie how the current financial climate related to COVID-19 could impact property investments long-term, and whether this mirrors challenges faced by landlords during the 2007 financial crisis. Looking to the future of property investment Eddie, Paul and Jonathan also discuss the future of the sector post-COVID, encourage landlords to work with their tenants through mediation and explain why landlords should think like a business for long-term success.

In a lockdown podcast special, Eddie and Paul are joined (virtually) by Ben Beadle, the chief executive of the new National Residential Landlords Association (NRLA) to discuss the merger between the National Landlords Association (NLA) and the Residential Landlords Association (RLA). In these unprecedented times Eddie, Paul, and Ben discuss a number of challenges and worries currently faced by landlords, the perception of landlords across the private rented sector and how we can best support landlords and tenants by working together. Ben provides great insight into the decision to merge the two largest landlord associations, the NLA and RLA, to provide a unified supportive voice across the sector. Ben shares his industry experience and knowledge, with his unique insight as a landlord himself, and provides further detail on the NRLA’s vision, what we can expect to see immediately from the association and their plans for the future. Considering the current COVID-19 pandemic, Eddie, Paul and Ben also touch on how the current lockdown and restrictions are influencing the sector. They share their expert advice for fellow landlords, and their tenants, during this uncertain period and explain why landlords really are stronger together. Finally, to close this episode, Eddie asks Ben our 2020 question that is even more hypothetical than usual during our current isolation… ‘Who would your dream co-tenant be, and why?’

In the first podcast of 2020, Eddie and Paul are joined by the Co-Founders of deposit replacement scheme, Ome, Matt Hooker and Nick Hamatsos, who discuss a new style of deposit scheme that aims to help bring greater choice to the market. Deposit alternatives, also known as deposit replacement schemes, have emerged due to the evolving nature of the private rented sector as well as tenant’s needs and requirements, offering an additional element of choice that can benefit tenants, landlords and agents. Eddie, Paul, Matt and Nick take a dive into the changing world of deposits and investigate how the changing desire for renting flexibility has impacted the market and what this could mean for landlords, agents and their tenants. Matt and Nick explain the advantages for landlords of using deposit replacement schemes, emphasising the importance of market choice and transparency. Eddie and Paul also share their knowledge of the current market and explore the future of deposits, including recent discussions surrounding deposit replacements, deposit loans, and the idea of a lifetime deposit. As always, Eddie and Paul also touch on breaking industry news and, to mix things up for 2020, Eddie asks Matt, Nick and Paul a new closing question, ‘Who would your dream co-tenant be, and why?’

In the final podcast of 2019, Eddie and Paul put the world to rights with a comprehensive round-up of what has happened within the private rented sector (PRS) this year. With a general election on the horizon before the end of the year, Eddie and Paul discuss how each of the political parties could impact on the housing sector should they come into power, and what this could mean for landlords, letting agents and tenants as we look forward to 2020.   In a quick fire round of questions to summarise a year of thought-provoking podcasts, Eddie and Paul discuss their thoughts on the most positive moment for the PRS in 2019, the biggest shock in the sector, best legislative change of 2019, and much much more! After asking special guests throughout the year what they would do if they had the power to implement a new property law, Eddie finally gets his turn to give his opinion! Do you agree with his law? Finally, Eddie and Paul wrap up the last podcast of the year by taking a look what Hamilton Fraser has planned for 2020, and wish all of their listeners a Merry Christmas and a very happy new year!

In this month’s podcast Eddie and Paul are joined by Head of Redress at the Property Redress Scheme, Sean Hooker, who discusses his recent blog ‘Chaos Theory! Changes, changes, what’s next for the property world?’ With the political environment in a state of flux, Eddie, Paul and Sean attempt to decode the confusion surrounding legislation in the private rented sector (PRS), including delving into upcoming consultations that could impact landlords. Eddie, Paul and Sean discuss the ‘tenant fee ban’, ‘Section 21’ updates, and Sean gives his opinion on housing courts. With political changes emerging from Westminster featuring heavily in this episode they also consider what ‘right to buy’ would mean for the PRS, ideas surrounding rent controls and whether there could be a ‘Housing Act overhaul’ on the horizon. The key take home message … make sure you are prepared for upcoming regulation and legislative changes, whatever they may be! As always, Eddie and Paul round up the podcast by asking Sean … ‘If you could make one new property law, what would it be?’

In this month’s podcast, Eddie and Paul are joined by property market analysist, commentator and co-author of ‘The Landlord’s Friend’, Kate Faulkner. After the success of the first edition of ‘The Landlord’s Friend’ book in 2015, Kate and Paul have joined forces once again to release an updated edition for 2019, focused on how landlords can make the best out of the ever changing private rented sector, while also ensuring that they remain compliant. Eddie, Paul and Kate discuss the launch of the new book, including their motivations behind releasing an updated edition and the process involved, as well as exploring the importance of being a business savvy landlord, why it is vital to understand your tenants and the intricacies of landlord regulation and legislation. In addition, they cover a range of topics from government policy, how buy to let has evolved and increasing market demands to whether landlords get a bad rap in the industry. Eddie and Paul round up the podcast by asking Kate… ‘If you could make one new property law, what would it be?’

In this month’s podcast Eddie and Paul are joined by special guest, residential property lawyer and Managing Director of Landlord Law, Tessa Shepperson. Tessa started Landlord Law, a website dedicated to providing landlords with information on their legal rights and obligations, in 2001 and has been providing content and advice ever since. This includes Tessa’s popular ‘Landlord Law’ blog which aims to keep landlords informed of changing legislation, as well as her ‘Blog Clinic’ which helps address any landlord or tenant legal issues. Eddie, Paul and Tessa talk all about the laws of the land, with a particular focus on government plans for landlords, landlord redress, housing courts and what happens when landlords fail to protect deposits. Eddie and Paul also ask Tessa for the best tips she can give to landlords in today’s industry and question whether current laws help or hinder landlords? Wrapping up with their new closing question for 2019 Eddie and Paul ask Tessa; ‘If you could make one new property law, what would it be?’

In April's podcast, Eddie and Paul are joined by their first guest of the year, Tony Gimple the Founding Director of Less Tax 4 Landlords. After appearing in Hamilton Fraser’s first tax podcast ‘Tony’s Tips on Tackling Tax’ in 2017, Tony is back to discuss industry changes, his top tax tips and where he sees the industry heading. Tony has an extensive background with vast experience in loss adjusting, financial services, insurance broking and law. Less Tax 4 Landlords aims to help portfolio landlords maximise the commercial benefits from running their property business. Eddie, Paul and Tony talk income, capital gains and property tax, business planning, expenses and HMRC guidelines with the aim of helping landlords decode the often confusing world of property tax. Eddie and Paul also ask Tony the best tips he can give to landlords to help them navigate the industry in 2019. Concluding with their new closing question for 2019, Eddie and Paul ask Tony; ‘If you could make one new property law, what would it be?’

In a New Year special Eddie takes the reins in leading the first podcast of the year with Paul as his special guest. After a year of change within the property industry, Paul & Eddie review 2018 and preview 2019 for landlords. Landlords & letting agents experienced multiple changes throughout 2018 including the Homeless Reduction Act, gas safety changes, changes to HMO regulations and tax relief reduction. Eddie & Paul ask: How has this impacted on landlords? The coming year also looks to be no exception with future changes on the horizon. Eddie & Paul provide a preview of 2019 including longer tenancy proposals, landlord regulation and the tenant fee ban. Eddie & Paul also provide their own thoughts on how we can make landlording great again, and in a final end of year flourish, Eddie asks Paul a new closing question. If you could make one new property law what would it be? Let’s make landlording great again in 2019!

In the latest podcast in the series, Paul & Eddie are joined by the Principal of Jeremy Leaf & Co Chartered Surveyors and Estate Agents, Jeremy Leaf who discusses his expertise in the property industry.  Jeremy, Paul and Eddie discuss whether you should buy or wait in the current climate and tackle topics such as Brexit, top tips for first-time buyers and property hotspots. Jeremy also answers the £1m question on where he would invest in the property market!

In the latest podcast in the series, Paul and Eddie are joined by property educator, investor and landlord, Arden Hanley who discusses his ‘Zero to Hero’ story. Arden talks about how he started out as a landlord, how he operates and the top tips you should consider when becoming a portfolio landlord. As always, Paul and Eddie take a look at sector news, including ‘how to’ guides, three-year tenancies and the call for a no-fault eviction ban. Arden also answers the £1m question on where he would invest this in the property market!

Our latest podcast hosted by Paul and Eddie sees them re-joined by the Head of the Property Redress Scheme, Sean Hooker, as they give an update from Westminster. With the rental market experiencing a number of changes Paul, Eddie and Sean investigate what this really means for the sector and they also discuss a number of consultations influencing the sector now. They also take a look at the Property Redress Scheme annual report and the future of redress schemes in the property sector. Could we see a single ombudsman? As Sean has answered the £1,000,000 question already in a previous podcast we’ve mixed things up for this episode! Instead, Paul and Eddie ask Sean the one law he would change related to the private rented sector if he was Prime Minister! 

This month Paul and Eddie help to demystify the world of eviction, with a special focus on deciding on whether to pursue a Section 21 or Section 8 notice, following Paul’s appearance on BBC’s Panorama: Evicted for No Reason. Listen to Paul’s review of the episode including a discussion on the changing rental climate and the end of ‘no fault’ ground for taking back possession of a rental property in Scotland. In addition, we once again ask the £1,000,000 question! This time all eyes are on Paul as we find out where he’d invest in the property sector!

In our latest podcast, Paul and Eddie are joined by the new Head of Tenancy Deposit Protection, Kate Mutter-Bowen. With years of experience in the insurance industry, Kate provides her knowledge of the sector and also discusses the changing times for tenancy deposit protection – including the challenges and opportunities on the horizon for deposit protection and how insurance and regulation fits in. In addition, Paul, Eddie and Kate discuss the recent Autumn Budget and how this may affect the housing market. Listen to find out how this could influence you! As always we also ask the £1,000,000 question and find out where Kate would spend this in the property industry! Don’t forget to listen to our previous podcasts in the series featuring special guests such as: Head of Redress at the Property Redress Scheme, Sean Hooker CEO of Upad, James Davis Director of the Property Investors Network, Simon Zutshi

Our latest podcast hosted by Paul and Eddie sees the Head of the Property Redress Scheme, Sean Hooker, discuss the recent announcements by Sajid Javid at the Conservative Party Conference on 1st October.  Here, Mr Javid announced plans to make it compulsory for landlords to be a member of a redress scheme, as well as the call to ‘regulate’ all letting agents. Listen as Paul, Eddie and Sean express their opinions on the announcement and how they feel this will impact on the sector. As always we also ask the £1,000,000 question and find out where Sean would spend this in the property industry!  

Successful Self-Management – Paul Shamplina, CEO of HF Eddie Hooker and special guest; CEO of Upad, James Davis Our latest podcast hosted by Paul and Eddie sees Upad CEO, James Davis, discuss the current market as experienced by self-managing landlords. Listen as they dive in and explain some key trends both Upad and mydeposits found in their latest research. James also lets us know where he’d spend £1,000,000 in the property industry right now!

In our podcast hosted by Paul Shamplina and Eddie the are guys joined by Director of the Property Investors Network Simon Zutshi. In this episode they discuss property investment with Simon where he shares his expert tips on how to learn and what to look for when investing in a property. As usual they discuss the latest news and also ask Simon our £1m question – listen to find out where he would invest a £1,000,000 in the property industry!

Founder of Landlord Action and Hamilton Fraser Brand Ambassador Paul Shamplina is back in his role as your landlord agony aunt, ready to answer your burning questions! Wondering if you can evict your existing tenant if a new tenant could pay more rent? Perhaps you feel your agent may have lost you a great tenant? Maybe you’re looking at the possibility of self-managing your property? Paul answers the questions you have sent in using the hashtag #AskShamps or emailing him at askshamps@hamiltonfraser.co.uk Paul also lets us in for a sneaky tease of one of his favourite stories from the next series of his TV show Slum Landlords and Nightmare Tenants – definitely not a podcast you’ll want to miss! Relevant links: Hamilton Fraser Hamilton Fraser Total Landlord Insurance mydeposits Property Redress Scheme Client Money Protect Landlord Action

Paul and Eddie are joined by special guest and founder of Less Tax for Landlords, Tony Gimple, in the latest episode of their property talk show. They discuss all things tax related and hone in on how a landlord can build a profitable property business. Leaving no stone unturned, Paul and Eddie look to Tony to explore S24 and whether using a limited company is the best way to mitigate the tax changes. We also hear Tony’s answer to our new £1,000,000 question!

The first instalment of our #AskShamps series where our very own expert in residence, brand ambassador and founder of Landlord Action Paul Shamplina answers the questions you have on the industry. In this episode Paul answers questions you have sent in via #AskShamps on Twitter and the email address askshamps@hamiltonfraser.co.uk – touching on whether he thinks the tenant fee ban will increase rents and what happens if the new 1 month deposit won’t cover a landlord’s loss. Paul also explains his weirdest eviction case he’s worked on – trust us when we say you’ll want to hear it!

Following on from the Queen’s Speech at the State Opening of Parliament yesterday, 21st of June, Paul Shamplina and Eddie Hooker sit down to discuss their opinions on direction the new government with regards to the property industry and how they think this will influence the industry. As CEO of the Hamilton Fraser Group, Eddie wears both his Property Redress Scheme and mydeposits hat to discuss the tenant fee ban and capping of tenancy deposits, discussing whether there will be any immediate impact on the market.

Last Thursday, 15th June saw the Landlord Investment Show in Olympia. We attended the event exhibiting three of our brands; Total Landlord Insurance, mydeposits and the Property Redress Scheme. The show was packed full of delegates and there were over 100 exhibition stands in attendance. Landlords were able to sit in on a number of various seminars, presentations and talks throughout the day; one even from our very own Paul Shamplina. Amongst those attending were a number of new technology start-ups such as Purple Bricks, Pad and No Agent, who aim to really disrupt the market in the way tenants rent properties. NLA Chairwoman Carolyn Uphill, who was on the panel of industry experts that included former Conservative leader, Iain Duncan Smith, gave her views on the current market. Other contributors to this podcast were letting agent and founder of Rolfe East Estates, Rolfe East and charismatic landlord Kofi on the industry with questions such as ‘Do you have any concerns for the marketing in the short to medium term?’ to get the discussion rolling.

In our latest podcast episode, Paul Shamplina, Brand Ambassador for Hamilton Fraser discusses with industry expert Eddie Hooker, CEO of Hamilton Fraser about tax. Together they give their top tips for landlords when dealing with this challenging topic. Covered in this podcast: Recent changes to tax and the implications on tax planning for the future How mortgage interest relief is changing in 2017 The rise in company landlords and corporation tax The increase in stamp duty on second homes Changes to capital gains tax The reduction in the fair wear and tear allowance Relevant links: Hamilton Fraser Total Landlord Insurance mydeposits Property Redress Scheme Client Money Protect

For this episode, Paul Shamplina, Brand Ambassador for Hamilton Fraser and Eddie Hooker, CEO of Hamilton Fraser and industry expert with over 20 years of experience, reflect on the year that has past. They provide a review of the industry for 2016 and discuss predictions of what to expect for 2017. This podcast covers: Right to Rent checks 1st February 2016 Enforcement changes within the industry and what could be implemented to help raise standards New laws that came into play on the 1st December, which allows landlords to obtain an eviction notice via the home office Mandatory Client Money Protection in 2017, whether this will be enforced and how this will help to raise standards Relevant links: Hamilton Fraser Total Landlord Insurance mydeposits Property Redress Scheme Client Money Protect  

Paul Shamplina, Brand Ambassador for Hamilton Fraser advises about Right to Rent and your legal requirements as a landlord or letting agent. This podcast covers: What Right to Rent is and why it was introduced The penalties available for landlords who fail to comply The types of tenancies and tenants that need to be checked What you need to do in order to comply with the law What to do if you cannot perform the appropriate Right to Rent checks Additional resources: Landlord checking services number: 0300 069 9799 Relevant links: Hamilton Fraser Total Landlord Insurance mydeposits Property Redress Scheme Client Money Protect

Paul Shamplina, Brand Ambassador for Hamilton Fraser and Sean Hooker, Head of Redress for the Property Redress Scheme give advice for landlords on how to choose a good letting agent, including: An explanation of what a redress scheme is and why it is a legal requirement for letting agents to join, including what happens if they are not part of a membership scheme The legal requirements for a letting agent Advice on what questions landlords should ask when deciding on a letting agent The difference between a ‘let only’ or a ‘fully managed service’ letting agent offering The reasons why it is important for a letting agent to have client money protection The procedure if a tenant/ landlord has a complaint/ dispute with their letting agent Relevant links: Hamilton Fraser Total Landlord Insurance mydeposits Property Redress Scheme Client Money Protect

Paul Shamplina, Brand Ambassador for Hamilton Fraser and Sean Hooker, Head of Redress for the Property Redress Scheme talk about what landlords and letting agents need to know about dealing with bad tenants, including: The actions a landlord can take in order to prevent a bad tenant The issues that can arise from a bad tenant and the reasons why it is important to take steps before choosing your tenant The importance of thoroughly referencing and carrying out a risk assessment The reasons why right-to-rent checks are important in preventing a bad tenant Why landlords may decide to evict a tenant and the importance of protecting deposits The difference between a section 8 and a section 21 and how to seek legal advice depending on the circumstances The steps a landlord can take if they are owed rent arrears Relevant links: Hamilton Fraser Total Landlord Insurance mydeposits Property Redress Scheme Client Money Protection

Paul Shamplina, Brand Ambassador for Hamilton Fraser and Suzy Hershman, Head of Dispute Resolution at mydeposits talk about what landlords and letting agents need to know about letting to students, including: The different types of students lets and the main benefits of letting to students The lifecycle of a student tenancy and what’s important to know about protecting their deposits The different lengths of a student tenancy and how to get some extra income during potential void periods What happens if a student vacates early and any checks you need to make ahead of the tenancy What does a good inventory look like and why it is especially important for student lets The importance of mid-term checks Disadvantages of renting to students: what to be aware of and how to manage them Where to go for further resources.   Relevant links: Hamilton Fraser Total Landlord Insurance mydeposits Property Redress Scheme Client Money Protect